#I need the assessment for my student loans

[emilywritesfics]

Just found out that the low-cost clinic that I put name on the waiting list for in fucking September doesn't even do the assessment I need. I don't even know what to do now.

[madamechrissy]

Do I wanna know?

Pairings: Yandere Gojo x Fem reader

Summary: Satoru Gojo knows as soon as he sees you, he'll do anything to have you, but first? He needs you to need him. Ignoring his friendly offer to let you stay with him to save up for a better place, you soon find yourself kicked out by your landlord, and moving in with Satoru. Every thing seems like it's bringing you to need Satoru more and more... yet he doesn't make a move on you, and soon you start putting things together... is Satoru a stalker?? 9k word count

CW - There are SO MANY lol here we go- gaslighting, manipulation, possessive behavior, stalking, Satoru is so Yandere, teasing and tension, explicit sex, rough sex, face smacking, choking, breed kink, videoing without consent, oral sex (both receiving) trying to baby trap mentions of cum, dirty talk (he calls you a slut a lott lol) and misogyny. SATORU BEING PSYCHO but sexy. It's toxic- Based on this drabble

Comments/reblogs appreciated if you enjoy this one! Thank you for 4k followers omg!!!

You’re not sure how you came to be so close to Satoru Gojo so quickly.

It was as if everywhere you were, he popped up in some way, at first you all met at your work, you were a bartender for a pretty elite club, and Satoru came in along with a few of his CEO friends for drinks once. He had tipped you insanely well, this gorgeous man with shocking white hair, and the most intense blue eyes you’ve seen, you couldn’t even describe the color they were.

Satoru Gojo was rich, handsome, friendly, funny, you couldn’t understand why he even asked for your number. You’re a beautiful girl, but he seemed like the kind of man that had women come to him, but not just that, he’s humble and sweet. He messaged you that night even, hoping you got home safe after your shift, and then asking if you’d like to hang out.

When you pictured hanging out, you honestly pictured maybe a date, or something intimate, but it was just coffee the first time, and he asked real questions about you. The next time you all went to a concert he had tickets for, and you had invited him into your apartment when he’d dropped you off, offering a drink to him.

That’s when Satoru saw your shitty little apartment.

He scoffed, walking around while you went to grab two beers, earning a view of your ass that had him shifting himself in his pants, but he was so upset then, he knew where you lived from the outside, he’d watched you plenty, but this? It’s a teeny one bedroom nothing, surely he could treat you much better than that, you deserved a penthouse, his penthouse.

He’d been watching you since that night weeks ago, he could not get his eyes off you, you took his breath away when his eyes had shifted up your body in that slutty bartending outfit. God he can’t wait until you’re not allowed to wear that anywhere, until you’re all his, and oh he knows you want him, he sees the desire in your dilated eyes, how your lips part when you look at him.

But not just yet.

Satoru can’t just fuck you, no you need to be his and you need to stay his, never, ever leaving him, and to do that he needs you begging for him. He needs there to be no other ideas in that pretty head of yours, so he decides to be your ‘friend’. Even when you step a little closer, lowering your lashes, eyes drinking him in when you take a sip from your bottle.

Beer? You should have top shelf champagne.

Satoru can do that for you.

“Thank you so much for tonight, Satoru.” You say softly, a hand trailing up his chest then, he tilts his head, blue eyes assessing you hungrily.

“Why live here?”

You blink now. “Well, it’s cheap and safe?”

“Don’t you make good money?”

“Um… yeah but I have student loans out the ass for my failed creative writing degree.” You roll your eyes and sigh, earning his chuckle.

“Failed? Didn’t pass?”

“No, I did but it’s useless I guess now. I should’ve gone into medical and been a little smarter, but I didn’t listen.”

“Is it your passion?” You nod then, with a little smile.

Satoru can make it happen, surely.

“You could always stay with me.” You cough then, you all barely know each other. “I have a huge place, I wouldn’t mind.”

“I could never impose like that. Don’t feel so sorry, Satoru, I swear I’m good here.” You lean in now, Satoru leans down, big hand caressing your face, tilting your chin up, his look so intense you can’t breathe. Breaths come in quick pants as your gaze hits his plush, glossy lips, imagining them everywhere.

“It’s an open offer, if anything happens. I’ll be…” He smirks a bit, leaning even closer, so close you taste the sweetness of his cool breath. “All gentlemanly and everything.”

“Would you be?” He chuckles now, lips just an inch from yours, your chest is rising and falling, heart thudding at just what his touch does. “What if I don’t want you to be one right now?”

“What’re you asking, sweets?”

“I…” The phone rings now, you clear your throat, realizing you were about to beg this almost stranger to fuck you.

What’s wrong with you!?

“I am sorry, let me see who it is.” Satoru smiles good naturedly, but you don’t see the glare from behind you, as he scowls at the phone, seeing another man’s name. You text him that you’re busy quickly, earning a little relief for him.

“Boyfriend?” You whirl around now, eyes narrowing a bit.

“No, um… ex boyfriend. We were together for years though, even in college, so we keep in touch sometimes.”

Satoru’s jaw sets, and something… changes then, confusing you a bit, as he sets his drink down. “Who broke up with who?”

“Um, he did.” Your cheeks heat up now under his scrutiny. “I’m sure you don’t wanna talk about my ex though.”

Oh, he does.

He wants your attention all on him, and not a bit of that should be for your ex, who didn’t even want you!? How could anyone not want you? Your gorgeous face that fucks his dreams up, your perfect body like you’re built just for him, how sweet you are, and those damn eyes of yours. He can’t wait to see them fucked out, to see you drooling.

Can’t wait to make sure you never text this man again.

“Is something wrong?” You ask now, he smirks, brightening his face so you don’t figure out all his thoughts.

“Nah, sweets, just curious who’d break up with you.” His casual words hit hard, as he brushes your hair back now, leaning in again and you think maybe he’ll kiss you finally, but he just stares at you, holding your face with strong hands.

So strong he could really crush you if he wants, you feel so small in his presence, so overwhelming. Then he brushes his lips up and against your cheek, your eyes flutter shut, your body throbbing with need, but he pulls away after the little kiss on your face, those blue eyes glittering now, he grins all bright and beautiful, casually putting his hands in his pockets.

“Well, I’m off now, enjoy your night, huh?” You blink a bit at that, wondering then, is something not to his liking about you? You’re studying yourself in the mirror after he left, picking yourself apart.

Your makeup is perfect still, your outfit is sexy, you look really good, and you’d damn near been begging for him silently. Maybe he wasn’t interested? Then why did he look at you like that? You sigh now, washing your face and getting down to just your bra and panties, picking back up the phone and finally writing your ex back, then seeing a text from Satoru.

Satoru: Had fun, sweets. Good night.

You: I had fun too… you didn’t have to leave so early.

Satoru smirks, still in his car, watching your silhouette from behind your curtains, gently walking back and forth, he glares when he realizes you are likely naked or damn close to it. He is going to have to teach you some lessons, it seems, because you are already trying to show the world what’s his.

Or will be.

Satoru: It was getting late, did you want me to stay?

You: Maybe I did. Thank you for tonight though.

Satoru: No problem, love.

Love… that does something to you, Satoru does something to you, when your head hits the bed and you’re staring up at the ceiling. Your ex texts you again, but this time you ignore it, thoughts whirling, you still feel the touch to your cheek, having fucked you up more than even being intimate with someone.

Satoru Gojo, who was he really?

*****

“Hey, hey… what’s wrong?” Satoru knows what’s wrong, he is all sweet hugs and rubbing your back though when you are at his place the next week, sobbing against his chest.

“I’m so sorry… I… My landlord just kicked me out!? And I did nothing wrong, she said she’s renting it for triple to someone? I was past my lease, but shit.” Satoru smiles, but you don’t see it, buried against his strong chest as he strokes your hair softly, pleased that you came to him.

You’re such a good girl.

“Oh, sweetheart, it's okay. Shh.” He’s consoling you so sweetly, you pull back, seeing his concerned gaze as you blink away tears, swiping at your cheeks.

“I can’t afford three times the rent? Satoru I… I make decent enough money, if I could just pay you for a room until I find somewhere? I-”

“Nonsense.” He cuts you off, and your stomach flutters when he’s brushing a hand across your back, palm pressing into the fabric of your dress, like it’s burning you with a touch. “You stay here for free, save up money, yeah?”

“I can’t do that, I have to pay you something. It’s already a huge imposition-”

“Have you seen this place? It’s not shit to have you here, won’t cost me anything anyway.” You have seen it, his insane penthouse with a view that’s fucking ridiculous. It’s spotless, only the finest everything all over, you know Satoru’s very wealthy as a CEO but he screams old money too.

“I would feel terrible. Could I cook, pick up?”

“I have cleaners. Cooking though… yeah, you good at it?”

You smile tremulously, wiping your eyes again. “I’m so good! I also could give the best neck massages after work?”

“Now that sounds perfect. It’s a deal then, stay as long as you need, but cook yummy things. As for a massage, we’ll see if you’re good as you say.”

“Swear, they’re magic! Oh goodness, I have to get to my shift soon, ugh… is there a way you could help me get my things? I’ll just leave the furniture, it’s old, I can buy new shit.”

“Absolutely.”

You hug him tightly, kissing his cheek then, he tenses at it, at the brush of your lips, at the curves of your body against him. Fuck he can’t wait to make you his.

“Satoru Gojo, you're amazing.” He chuckles then.

“I know.”

*****

Living with Satoru Gojo, who walks around shirtless is… difficult. Your tummy clenches, mouth gulping the first time you see him, his chiseled perfect body, all dewy after a shower. Towel slung across his neck, sauntering over to you with that smirk of his, so casual as you’re in the kitchen chopping up veggies, he brushes his fingertips across your back, driving you insane.

Shivers slink down your spine when he leans over you, breath against your neck, you damn near arch back into him as he murmurs in your ear. “Looks yummy.”

Fuck.

You take a shaky breath, hands trembling as you then nick yourself with the knife, you wince then. “Ow, shit!”

“Lemme see.” He takes your hand gently, peering at the drop of crimson that pushes out in droplets then, the way he takes your hand even is too much.

Weeks of living together, walking around in arguably almost nothing in front of him, and he hasn’t hit on you, despite his eyes devouring you, like they’re touching you. No he’d smile and lazily trail his gaze, maybe brush against you in the kitchen, give you a hug after work, you’d rub his neck just so and he’d grip your wrists, smiling up at you, to the point you’re losing control.

All you can think of is him.

Satoru loves it that way, too, he loves hearing you murmur his name in your sleep, he’s got cameras all over, especially in your room, and he can even hear you on them. Your little whines of pleasure, he’d see how your hands would move under your blankets, as you stayed as quiet as can be, but he heard your whimpers, your sweet little moans.

He strokes his cock every night watching you, listening, waiting.

He needs you to really need him.

“Just a little nick, I’m fine.” You assure him, then your mouth drops as he takes your finger, sucking it into his mouth.

He’s sucking on your damn finger, hot wet mouth and the lewd images destroying the fragile hold you have on your sanity, snowy lashes lowered as he presses his tongue up on your fingertip, putting pressure. You stand there quiet, but then there’s a little sound that escapes your throat, a little whine, and when he pulls back he smiles knowingly.

He licks his lips, a drop of blood on them, tilting his head as he releases your finger now. “Better?”

“Um… y-yes. Thank you, Satoru.” You manage to speak somehow, your voice hoarse, you clear your throat then. “Clumsy.”

“Mind somewhere?”

“Yeah. I guess so.”

Another week goes by, Satoru watches you every chance he gets, when he’s at work he watches you on his phone, he’s got a tracker in yours, for your safety you know, when something concerns him. Your daily trips were work, maybe the store, and a couple times a week the gym. But you’re somewhere he’s never seen you at, and it concerns him then.

Where are you?

He zooms in on the location.

Someone’s house?

Satoru’s jaw tightens then, and when you’re home that night, you notice he’s not friendly, or sweet, or talkative. He barely responds as you try to engage with him, and when you go to rub his neck, he stops your hands with an icy glare. “What’s… did I upset you?”

“How could you upset me?” He stands up, looming so tall, you shrink back just a bit, the backs of your legs hitting the fancy grey couch, until you’re sitting in it, and Satoru’s arms are on either side of you. “How could you, sweets, hmm?”

“I… I don’t know? Um…” Your mouth goes dry when he gets on his knees, spreading your thighs, your breaths coming quicker, pussy throbbing around nothing, thinking of him, feeling his long slender fingers on your skin. “Satoru?”

“You’re a perfect girl, aren’t you? A good girl?” Your hips shift, his eyes dart down, smiling as he peeks under your skirt now, a wet spot forming on your panties, he can’t wait to finally taste you, when you’re good of course.

“Good girl? I… don’t know.” Your hands are at your side, his face is right against yours again, your thighs on either side of his body, pressing into him.

“What’d you get up to today?” He asks, all casual like he doesn’t know, as he assesses your body for marks, bites, hickeys. Your body belongs to him, even if you don’t know it just yet. He finds none, making him just a little less furious, but now he feels the plush of your thighs in his grip, picturing shoving them against your chest.

You’d look so sexy in a mating press, wouldn’t you?

“I um… went to grab dinner, then I gave some shit to my ex that I had left from the apartment.” Satoru exhales in relief.

“Oh yeah? I could’ve helped you, love.”

“No, it’s awkward. I was holding onto it, I decided to just let it go, he didn’t choose me, you know?”

“Who wouldn’t choose you?” You lean forward, his eyes dart to your breasts, as a strap slips over your shoulder.

“Satoru, you're too good to me, and why? How have I come to deserve you in my life?” He exhales, adjusting the strap with two fingers, brushing your skin and leaving a trail of goosebumps, he watches your nipples perk up under your tank top, furious that anyone has ever seen them.

“Is that all? You gave him his shit?” He tries to hide his anger, his jealousy.

“That’s all.” You answer, and he stands again, leaving you wanting and empty when he’s not touching you.

“Should have asked me to help. I’m calling it a night, yeah?” You manage a little nod, he tilts your chin up as he stands over you, your body reacting so violently you’re shaking damn near, unable to stop the reaction. He smiles knowingly, leaving you then, and you glare at his strong, perfect back as he walks off, giving you a little look before going to his room.

Satoru knew you saw him somehow? You can swear it. Are you freaking out for no reason? Surely he didn’t care what you did, he maybe just wanted to make sure you were okay, maybe he could sense you were stressed somehow?

Then why is there this gnawing feeling?

*****

The next day you’re trying to get to work, and your car won’t turn over. You curse it out, it’s old sure but it’s strong and has a good engine. Satoru had already offered to give you one of his cars, saying you could pay him back later, as if you could ever afford a Mercedes Benz. You’d turned him down of course, and now he’s standing in his insanely huge parking garage, right out the side of your window.

You open the door, sighing as you get out of the car. “I don’t know what’s wrong with it, ugh!”

“It’s an ancient relic?”

“Hey!” You playfully shove him, laughing then. “It is, I guess. But I don’t know why it won’t start?”

“I’ll have my mechanic check it, he’ll love this archeology.”

“Satoru!” You’re laughing so hard then, god he always makes you laugh, you wish he’d make you moan but you throw those thoughts far back.

“I’m kidding, sweets, kinda.” He narrows those blue eyes, his jaw tensing just a bit then as he assesses your car.

Couldn’t be because he took out your catalytic converter.

“Hmm, maybe a dead battery or alternator went out?” Satoru looks at you amusedly, you’re cute, knowing something about cars. But he needs you to stop worrying about things like that.

“For now, I’ll take you to work, yeah?” You exhale, nodding then.

“Thank you so much, Satoru, you’re so sweet to me.” You say later, as he drops you off at work, top down, grinning with those Gucci shades hiding those baby blues, some of the girls from the bar are out front, they start giggling when they see the two of you.

“He’s so hot!?” One of your friends loudly whispers.

“Shh, I know!” Gojo hears you though, grinning as he swipes a hand through his snowy locks.

“Hello, ladies.” He says, getting out then to come open your door, earning the swoons of everyone. You smile gratefully at him.

“Thank you, Gojo.”

“No worries, tell me when to pick you up, mmkay?” You nod then, he gives you a little kiss on the head, and your friends make no secret of how fine they think he is.

“Is he your man?” Your other friend asks, you shake your head then, while Satoru gets back in the car. “Bitch, why?”

“Is he single?” Your other friend asks.

Something makes you sick then, thinking of seeing Satoru with other women, and surely it would happen soon, yeah? He’s gorgeous and can get who he wants, and he hasn’t yet shown he wants you. You peek back at him as he is starting back up his car, looking at your friend again.

“He’s single.” Satoru wants to laugh at you. He’s not single, you’re his already,  you just haven’t gotten where he needs you.

“Why not date him?”

“He’s not interested. Drop it.” You hiss, waving at Satoru, he tilts his glasses down then, the unreal eyes behind the snowy lashes drinking you in.

“Have a good day, sweets.” He leaves a bunch of giggling, whispering friends and heat on your cheeks when he drives off, grin glinting in the setting sun, because now he knows just where you are.

*****

After two more weeks of living with Satoru, you’re at about a month with him, and despite the endless little brushes against your skin, the little touches while you cook, the hugs and pecks on your cheeks, he never makes a move. You moan just a little louder at night thinking of him, wondering then when you’d see him in the morning why he looked so tired.

You’re wondering about lots of things.

“Satoru, do you date?” You ask one day, and he looks at you lazily, trailing up and down your body the way he does, the way that makes you ache with longing.

“Do I date? I haven’t in a while, why?”

“You’re so… you?” He snorts then.

“What’s that mean?”

“Like, gorgeous? Smart and sweet? Rich? How do you not date?”

“When I get with someone it’ll be permanent, there won’t be any dating or fucking around, so I guess I’m kind of picky about it. Why? Would it make you jealous if I brought a girl over?”

Yes, yes it would.

“Oh, no, I’m cool with whatever. It’s your place, I just live here.” Satoru leans you against the counter then, barring you with strong arms, his thigh brushing between yours, he feels it then, the heat that builds as you shift your hips just a bit, eyes darting up to his.

“Wouldn’t mind if I fucked someone right here? Ya sure?”

“It’s your place.” You manage weakly again, watching thin nostrils flare, his pupils blown out as you shift again, and he feels your hot pussy against his thigh, your hands slipping up his shirt slowly. “You like to fuck, Satoru?”

He blinks now, shifting his thigh, tilting his head as he studies you. “You’re asking if I like to fuck?” You nod, just barely, and one of his hands slips down your side, his cock throbbing under his jeans, thinking about devouring your pussy right on the kitchen counter. He already has tasted you off those panties he stole, he imagines it’s even sweeter from the source. “Do you?”

Your cheeks flush, eyes lowering nervously, Satoru tilts your chin up, making you look right at him. “I didn’t like it much, no, but… I like to…”

“Play with your pussy?” You bite your lower lip, rolling your hips once more, waiting for him to break, but he acts casual as he’s ruining what’s left of your addled mind. “You brought it up, don’t be shy.”

“Yes, I like to. Do you… play with…”

“Slutty questions.” He smirks now, backing up, you look in horror as you realize you’ve left a damn wet spot on his thigh, but he brushes it with his thumb leisurely, lapping it off his tongue, leaving you with your mouth open. “Mmm. Have a good night, pretty.”

You’re shaking when you get to your room, literally dying over him, knowing he’s in the next room but won’t come near you is torture, but for him it’s fun. He’s watching you pace around your room avidly, damn near chuckling when you strip off your clothes so quickly, flopping on the bed and covering your face with your hands, pressing your knees together.

He’ll make you feel better soon, don’t worry.

But then, you pick up your phone, earning his glare that of course you can’t see, he picks up his other phone now, the one that shows him every message and call you make. Some guy has been trying to ask you out for a couple weeks, but you’d ignored him, like a good girl. Now, however… you’re texting him back!?

That just won’t do.

He’s so absorbed in staring at your messages, as you smile just a bit, wondering if there was a way to get under Gojo’s cool exterior.

Maybe a date with someone?

******

You’re dressed in some slinky outfit, it hugs your body just right, hitting about mid thigh, a black lacy little number. You step out of your room, his mouth drops open when he sees you, too much of your smooth skin revealed, your breasts on display for everyone who would see, you smile up at him all pretty and do a little spin as he grips his hands into fists.

He wants to rip that dress the fuck off you, bury his cock inside your pretty little cunt and fuck you hard, fuck you so hard you sob those eyelashes off, so hard your perfect hair is a tangled goddamn mess. Teach you that you’re his and only his, that you belong to him, have you cum so hard you can’t form anymore thoughts of ever leaving in your pretty head.

He can’t even speak when you nervously ask, “How do I look?”

How do you look? You look like you need your ass beat, your clit overstimulated to the point you beg him to stop, look like you need to get that pretty neck choked out by his big hands. And that little smile on your face, like you know just what you’re doing to him? Satoru’s teeth click together, jaw tensing now while he sits there on the desk chair looking at you.

“You look gorgeous. But then you always do.” You blush at that, lashes lowering at the praise. “But why so dressed up? Going out with… friends?”

You know he knows.

You hear it in his voice, in how tense it gets. You smile then, shaking your head, lacing your fingers together in front of you as you feel those blue eyes touching your skin. “No, I’m going on a date.”

Satoru’s little facade breaks for just a moment, he can’t keep it up just now, and it’s like you know, you’re being this little brat and not his sweet little thing right now. He can’t wait to fuck the attitude out of you, as hard as it’s making him. “Oh? A date, huh?”

“Yeah, it’s been a while you know.” You step up to him just a bit, smiling so pretty, devious little brat. “A while.”

“A while.” He repeats, voice hoarse, before realizing you’re trying to play him, aren’t you? “Since?”

“Since anything. This guy seems super nice, maybe he’ll… think I’m hot, you know? Be attracted too? We’ll see.”

“Who wouldn’t want you? That’s stupid.” He huffs.

“Oh, is it? Well I’m not everyone’s type, you know?” You blink those damn lashes at him, he raises a brow. “So we’ll see. But don’t wait up for me, hmm?”

“Don’t you need a ride?” He asks, as you head towards the door, grabbing your little purse now.

“Oh no, he’s going to come get me, don’t worry.” Satoru’s hand stops yours on the knob, hard body pressed against your back, your breath catches, quickening now, watching the veins raise on his hand, as it covers yours completely. “Something wrong, Satoru?”

“Just wanna make sure you’re safe, you should let me take you.”

“Don’t even impose yourself, I’ll be fine.” You turn and look up at him, his plush lips just a breath from yours. “Everything okay?”

“Of course it is, you can text me if you need me to get you though, okay?” You exhale now, slightly dejected.

You want him to say he doesn’t want you to go, fuck you want him to grab you and keep you here, he makes you feel so fucking toxic, the insane thoughts making your mind whirl, your tummy coil with desire. One of his hands grips your hip, and you feel his length against your back, your eyes shut as you grip the door knob so hard it hurts.

“I asked you something, sweets.” His grip tightens, you open your eyes again, looking up at him.

“Of course, Satoru.”

“Have fun then.” He is back to being a bright, happy Gojo, blue eyes glittering, letting you go when you ache for him to drag you against him. “Be safe, yeah? Creeps everywhere, stalkers even.”

He’s following you in his car as soon as you take off in this asshole’s car, he tracks your location and finds you’re at some restaurant, he sees you then, up front at a table shivering a bit in your slutty dress. Part of him thinks, that’s just what you get, but another part thinks, fuck this dude for not giving you his jacket, Satoru sizes him up with a flick of his eyes, fists clenching the steering wheel.

You keep peering at your phone, you don’t look like you’re really having fun, what are you playing at? Are you trying to make him insane, trying to make him more jealous than he already was? He was jealous anyone even fucking saw you altogether, he thinks how good it would be to breed you constantly, to keep you knocked up with his babies, stay at home for only his eyes to see.

The thoughts drive him insane, as does seeing this dude’s hand on your bare thigh now, thighs for him to touch, he is so furious he almost blows his cover, taking several breaths as he prepares to rip this dude’s hands off. How dare anyone touch you!? And then he gets it, your text.

Satoru, I’m so sorry, but are you busy?

Satoru exhales in relief, leaning his head back on the driver’s seat, brushing his hand across his face.

Having fun on your date?

Satoru is being petty but he can’t help it, he sees your cute little glare as you poke on your phone, and his hand slips higher up your leg.

Not really. I’ll be fine though, sorry.

Satoru panics now.

What’s wrong?

He watches as you type.

I feel really uncomfortable, could you please come get me? I’m so sorry to put you out like this…

Satoru comes right out of the car, walking across the street now, and your eyes widen in shock, lips parting as he saunters up, grinning and holding out a hand. “Hey pretty, wanna get out of here?”

“Excuse me!?” The man sputters, but you giggle, Satoru wonders if you’re the crazy one here, him or you?

“I’d love to.” You put your little hand in his, following him to his car then, when Satoru slides in however he cups your face, grip tight on you, his eyes glaring and fucking furious. “How’d you get here in ten seconds? Instant transmission like Goku?”

“You’re such a brat.” He mutters, glaring now as you grin, one hand in your hair, pulling, making you cry out, a sound that makes Satoru’s cock leak precum, just from the sound of you. “You did this it piss me off, hmm?”

“Why would you be mad, Toru?” You put a hand on his thigh now, leaning forward, showing more and more of your breasts. “You don’t even want me like that, haven’t you made it clear?”

He starts laughing now, he’s feral, manic in his insane laugh, pulling your hair even harder. “I don’t huh? Then tell me what the fuck this is?”

Satoru takes your hand putting it over his clothed cock now, you whimper feeling him for the first time, hard for you, his breaths coming faster and faster as you go to stroke him, earning his own throaty moan. “Are you jealous?”

“No, because he’s not shit, and you’re mine anyway.”

“How am I yours!? Don’t even kiss me. Don’t even-”

Satoru yanks you to him, slamming his lips on yours then, devouring your mouth, tongue swiping in every inch of it, swirling as he loses his fragile sense of control. You taste so good, you feel so good, he’s wanted you for so long, he’s brutal with his lips, with his teeth, with how he grips your chin so fucking tight. You’re falling apart for him, then, when he yanks back.

His breath is hot on your lips, his hand slipping between your thighs then, you can’t stop the cry that escapes your lips, when he finds you over your panties, soaking wet for him. “This for me, or for him?”

“Stupid- ah!” Satoru pulls your hair so hard tears prick your eyes, stroking you over your sticky panties.

“Watch that mouth, and that attitude before I fuck it out of you.” His whisper and his touch makes you drip down his fingers, you’re arching your hips as he touches you, pressing on your clothed clit now. “So you get this wet for me?”

“You get that hard from me?” You counter, he laughs again, shaking his head at your audacity, slipping his finger under your panties now, finding your bare cunt.

“Stupid fucking soaked, huh? From a kiss?”

“Just touch me, please…” You’re begging him now, leaning closer, lips pressing against his, drinking his moans when he shoves two fingers in your eager hole, stretching you and making you gasp. “Satoru…”

“Do you deserve to cum, after acting this way?” He demands, curling his fingers up in your slick walls, pressing that spot that has your eyes rolling back, entire body reacting to him, dripping down his sleeves, his watch you’re so wet. “Answer me.”

The first slap on your cheek shocks you with the sting that throbs, you glare at him, slapping him back on his pretty face, earning him gripping your wrist brutal as his fingers fuck into you. The car is heating up right in the middle of the damn street, you hear your pussy squishing, hear your cries and gasps.

“Asked you a question, sweets. Seeing your ex, going on a date, showing off this body to everyone? Ya think you’re a good girl?” You shake your head then, and he groans, kissing you messy, tongues drooling saliva, thumb finding your clit now, and you’re close, so close, clinging to him.

“N-no but… please…” He laughs as he pushes you to the edge, sucking you off his fingers then, groaning, cheeks hollowing.

“Fuck you taste even better than your panties.”

“My what!?”

“C’mere, ya wanna be a good girl for me?” You blink rapidly, nodding then, and he revs up the car, pulling out, you are jostled as he begins to drive like a maniac, you’re grasping him, half thrown on his lap.

“Where are we going?”

“Home. You’re gonna make it up to me, being so slutty, huh?”

“Slutty?”

“Slutty mouth.” Satoru unzips his pants then, and you gulp when you see him for the first time, thick and long, veiny cock so pretty, the tip pink, drooling drops of precum already. You stare at it, he feels it as he drives, peeking at you now, grabbing the back of your hair again. “Put it to use, and I’ll let you cum.”

“Fuck…” You have never done something like this, but you find yourself bent over him then, taking your tongue and lapping at the precum on his tip, while he drives with one hand, his other, entangling against the nape of your neck.

“Gonna be my perfect little slut, no one else's, huh?” You nod eagerly, you’re stupid, this man literally stalked you on your date, he’s acting possessive and psychotic, but your pussy is clenching around nothing. “Say it.”

“Your perfect little slut.” You whisper, he moans then, husky and guttural as you suck him in your mouth now, hot and wet, swirling your tongue around the ridge of his tip, earning his hips bucking, cock twitching.

“That’s it, I knew you could behave. There you go, good girl.” You’re trembling, sucking him deep in your throat, over and over as your cunt is drooling, dripping down the panties that are becoming soppy wet and pathetic like you. “Feel that slutty mouth, never gonna suck anyone again, are you baby?”

“Mmm…” You’re moaning eagerly, sucking his cock as deep as you can, he’s shoving your head fully down to where you’re slobbering all over him, tears pricking your eyes, you’re shaking while he uses your throat, your mouth, as your taste his salty precum, shoving it in your throat deeper and deeper.

“F-fuck… you’re finally being good, huh? Bet you wanna cum, bet your pussy is soaked, yeah?”

He knows you can’t answer, he’s loving the choked out sounds you’re making as you suck him down more and more, until he finally pulls up to his house, he pulls you off him, cock glittering with your saliva. He moans, kissing you again, teeth sinking into your lip, tasting himself off your tongue, you’re whining, trembling, he chuckles just a bit then.

“Look at you, sucked it that good? Should I fucking be mad?” He demands then, you gasp at his touch on your pussy again.

“It’s been a long time for me, okay?” You whisper, he exhales now.

“No one will touch you again when I’m done, yeah? No one.” You nod weakly, Satoru smiles now. “Good, you’re so good f’me.”

Satoru’s got you in his penthouse so quickly you’re disoriented, and as soon as the door is closed behind you, he grabs you, slams you against the wall, and kisses you again, hard and desperate. His hands slips down to your ass, squeezing it roughly in his big palms, long fingers pressing in as he takes over everything, making you moan into his mouth.

You can feel his cock pressing against your tummy now, thick and insistent, on your tummy, half put up, his pants unzipped, and you can’t help but arch into him, rubbing against him, tip toeing to get close. He’s so rough with you, so demanding, and it’s making you wetter, making your body respond in ways it never has before, it’s insane what he’s doing to you.

He shoves a hand back up your dress, twisting your panties to the side again, rubbing in teasing circles, as tears fall out of your eyes, looking at them and moaning. “You’re crying?”

You manage a sniffle, fuck you looks so perfect like this, in tears for him, it only makes Satoru’s cock spurt more precum, so hard it hurts, he can’t wait to bury it so deep in you, he’s picturing it as he slides his fingers into your soaked cunt. You moan loudly, you’re tiny hands clinging to him, leg around his hip, letting his fingers fuck you deeper.

“Hear it? You’re so loud, so messy, huh?” He’s whispering, all you can do is nod, pupils so blown out your eyes are dark. “Look at you, fucked out from my fingers? That won’t do, baby.”

You barely register his fingers sliding out of your pussy again, you whine at the emptiness, but then he’s on his knees, shoving your dress up over your hips, yanking your panties off you. He’s throwing one of your legs over his shoulders, bright blue eyes staring up under his snowy lashes, you’re clinging to his hair, chest rising and falling as he places a kiss on your pussy.

“You were so good, I’ll treat you so good, hmm? Make you feel s’good?” You just nod, earning a smack on your pussy, making you gasp. “What do we say, little slut?”

“Please.” Satoru Gojo then his face buried between your legs, his tongue sliding along your slit, tasting your arousal that starts pouring down his mouth. You gasp as he nibbles on your clit, his teeth grazing the sensitive flesh, sending bolts of pleasure through your body.

He’s eating you out like he’s starved, slutty moans from both of your throats, your head slamming against the wall. His stupidly long  tongue is moving in circles around your clit, his fingers pumping in and out of you, and you can’t believe how good it feels. You’ve never been with a man who’s so hungry for you, who devours you like this, his fingers making your squelching wetness even louder.

Your hands entangle in those silky white locks as he fingers and licks like he’s always known how to, but it comes so natural, flicking his tongue against your little twitchy clit over and over. Your cunt is so wet his fingers slip, before shoving back in, pressing your spongy spot inside your little hole, all while you’re a pathetic mess, sniffling and hiccuping.

He can’t wait to make you stupid for him, beyond this, beyond anything, can’t wait to own you, possess you in every fucking way. As he sucks your tiny clit in his hungry mouth, he moans against it, looking up and watching you shatter for him. You’re so close to cumming, you can feel it building.

“Gonna cum, please, please-” You whine out, gasping, thighs shaking as you’re too weak to stand, but then he stops, leaving you gasping for breath, your body on the edge, pulsating all over through every vein..

“Beg for it.” He orders, sadistic smirk on a face half soaked with you, as he licks his lower lip, glossy.

“Please, Satoru, please make me cum.” You whisper, your voice shaking, and he groans, shocking you when he yanks you down, you slam onto the ground wincing and gasping as you hit the floor, and he starts palming at your dress, until he’s ripped it completely off you. “Satoru!? What!?”

Your dress is in pieces now, much to his pleasure, all you have now is what’s left of it under you, and you’re naked aside from heels and a bra. “You’ll never wear that fucking dress again, got me? Showing off what’s mine when I wasn’t even with you? Do you hear me?”

You nod then, you should be terrified, but fuck you want him too much, as he shoves your thighs up high, then dives back in, his tongue swirling around your clit, his teeth grazing it again as he bites it. You scream out at the pain, he shoves those fingers back in, three this time.

“Too much, too much!” You’re sobbing out, and he laughs now.

“No baby, your slutty pussy can take it, huh? Lemme hear you scream my name.” He shoves his fingers in so deep and his tongue is drinking you as your orgasm hits you, your body convulsing against his mouth, your juices flowing onto his face, everywhere.

You can hear him, lapping you up, drinking every bit, all while the best orgasm of your existence makes you blind, you’re floating, the only thing that tethers you is when he looks down at you, fingers still buried. He slams his lips back on yours, you taste your pussy on his lips, whimpering and clinging to him desperately, bare as he’s fully dressed.

“You’re made for me, only me to taste, just me.” You just nod, and he chuckles, shaking his head. “Can’t talk baby?”

“You, jus’ you… Toru…” He’s picked you up to stand, before he’s pulling you up against him, holding your naked frame against him, carrying you to your bed now, lips not coming up for air until he’s tossed you on your bed.

“Bra off, now.” He orders, you do as he says, tossing it and then peeking at the camera you know is there, smiling before you look back at him. He’s glaring, unbuttoning his dress shirt now. “Looking at something?”

“Oh, nothing. Do you record? Will you stroke yourself to this later?” He slips off his shirt, leaving you speechless until he’s laying on top of you again, eyeing your perfect tits and little smile.

“You knew?” You tilt your head now, leaning up on your elbows, a hand stroking his cheek.

“Did you like how I played with my pussy in front of it? How I moaned your name?” Satoru’s ended now, scowling at you.

“You liked it, being watched? By me?” You nod again, swallowing as he slides off his pants, yanking off your heels, kissing along the tops of your feet before lapping at your ankles. “You did it knowing?”

“You wouldn’t come to me.”

Satoru’s eyes are on you, you’re his entire world now, his obsession, his fixation. He’s going to claim you, fuck you until you forget every other man who ever existed. He’s going to ruin you, and you’re going to love it, he can already tell when his cock is hot and heavy against your inner thigh, when your hips are rolling up, and you’re dripping down the bed.

“You get off on it, me being fucking obsessed, huh?” You nod weakly, and Satoru has your thighs spread and pressed up, his tip drooling precum against your aching hole. “Then let me be clear, you'll never see or date anyone again, got it?”

Satoru grins sadistically as you weakly nod, whispering a-  “Yes, Satoru.” He moans then, filling your tight hole in one stroke of his huge cock, stuffing you so full you scream out, pussy gripping him like a vise, drooling down his veiny cock to his balls, pooling under you both as his own eyes roll back.

“Feel her, made f’me, just me? Mine, mine, mine.” He’s whispering it like some insane mantra as he begins to move, fucking into your soppy cunt over and over, you’re pulsing and fluttering around him as he pounds your cunt, nasty words spilling from his pouty lips. “My little slut, hmm? Mine.”

“Ngh…” Is all you manage, when he slams your cervix with his drooly tip, leaning up to grip the headboard and pressing a thigh higher, railing your cunt so much it hurts, but you’re dying, drool pooling out of the side of your lips, eyes fluttering, trying to stay open.

“That’s it, oh look at you, fucked stupid already? I’m just starting with you, baby, gonna fuck your pretty mind up till it’s all me.” He leans down, rolling his hips and grinning with his eyes lit up, so dark they look black for just a moment. “That’s it, cum all over my cock, can’t help yourself huh?”

You do then, you’re cumming all over him, muscles contracting around his cock so hard she tries to push him out with the force, so much wetness dripping it’s streaming across his cock, earning his breathy moan. He’s fucking you through your orgasm, your thighs shaking, you are stupid, you can’t form one thought in your pathetic brain as your orgasm waves over your body.

“Aw, fucked dumb? Poor stupid baby. I’ll keep fucking all those thoughts out of your head, hmm? Till it’s just me.”

“Satoru… jus’ you… s’good I…” You can’t talk anymore, not when his cock’s strokes are hitting just right, not when his tip drags against your gspot before bruising your cervix. You’re clinging to him, nails pressing into his strong back, as pulls back, watching your tummy bulge.

“Fucking up your guts, fucking up your brain. S’all me, huh?” You can’t answer, you’re too fucked out, but his slap brings you too, he smacks both cheeks, gripping your thighs brutal, leaving bruises. “Focus, baby, focus.”

“S’all you…” You answer, you’re so obedient, you’re so good for him.

“You’re such a good girl, perfect pussy, perfect body. Perfect face. Haunting my every fucking thought, torturing me.” He shoves your thighs high, pressing them against your breasts, folding you in half and bottoming out, you scream at it, hands gripping the sheets beneath you as you’re stretched and filled so much. “You’re so good you deserve all my cum, all these babies in you.”

You can’t register concern, he’s pounding you while gripping your face so tightly, you feel so tiny as he works his long, muscular body, as he breaks your body and mind with his cock, slamming harder and harder. You hear the sounds of it, the smack smack smack of his skin, as his balls slap your asshole, covered in slick from your cunt that’s drooling down his length.

“That’s it, milk my cock, so fuckin good, you want it, me to fill you, make you drip me for days.” You just weakly cry out, sniffling, tears pouring down your cheeks. “So beautiful like this, crying f’me? Oh baby, you’re perfect like this.”

Satoru loves your tears, your trembling lips, as you grip him so good, he feels it, you’re going to cum again, eager pussy sucking him in loudly, as he fucks you so hard the headboard slams the wall, you’re barely hanging on, sobbing and mumbling. You’re so fucked out it’s cute, opening and closing your mouth, unable to speak.

“It’s all me in there, yeah? Gonna be all me, gonna fill you so good, baby just wait, f-fuck!” Satoru slows then, pumping your cunt full, hot gooey cum sticking to your walls and making you cum right with him as he fucks it further, deeper.

“Satoru!” You’re mumbling his name, gasping for breath as he fills you, all of you, so hot and deep, until he finally lowers your legs, laughing softly.

“Oh I’m gonna have so much fun with you, you’re never leaving me, are you? Aw, can’t talk baby?”

He’s got you flipped on your trembling knees next, burying his face in your pussy, cleaning all his cum out and groaning. “Too much, too much!”

“Taste us together, fuck. Made for me, just me.” He’s on top of you next, prone over you, fucking out his first load and prepping you for another, all while he’s choking your neck squeezing so hard you almost faint. He’s whispering in your ear, breath tickling, hands over your sensitive skin. “Love it, hands around this neck, beg me to cum in you, fill you.”

“P-please… please fill me- ah!” You’re fading as he chokes you harder, spitting and drooling in your mouth, cock wrecking you as he fills you again, his sweat dripping from his skin as he works you. He groans then, hand pressing on your tummy.

“So full of me, but you need more, need no question in your pretty head who you belong to.”

After another load you’re weak, and he’s still going. When you finally wake in the morning, after several loads pumped in your pussy, you’re a mess, wobbling weakly as you step out of your room, thinking of facing him. Would things be different now, was it all passion, in the moment? Was it just sex? Was it more…

You smell something sweet then, inhaling as you slip on one of his dress shirts, you’d gone from fucking in your room to the bathroom, all the way to his room. At some point he had you bent over the couch, at another he had you pressed against the shower wall. It’s like little fragments, your pussy is aching, your experience has never prepared you for his size or stamina.

But you feel deliciously fucked out.

You catch his eye then, he looks at you, exhaling at how beautiful you are, your eyes are a little puffy from crying, you have bruises and marks littering your neck, you’re wearing his expensive dress shirt and nothing else. He feels himself hard just looking at you like this, remembering all the cum he’d pumped you full, wondering if it was still dripping out?

“Good morning, sweets. Get some shut eye?” He teases, winking at you as he flips his spatula, finishing the stack of pancakes he’s made.

“You cook, Satoru?” You ask, throat hoarse from your moans, from slobbering all over his cock and having him choke you. You clear it nervously, earning his smirk.

“Cute.” He murmurs, pulling out a chair for you. “Of course I cook, I just enjoy you cooking for me, so sexy watching you, barefoot in the kitchen you know.” 

“That sounds so…”

“Sit down, you need that energy baby. Last night I know I took it easy…’

“What!?” You blink then, sitting as he plates your breakfast, wincing at how sore your entire body is.

“You’re so fucking beautiful, look at my girl.” The words ruin you, when he leans down, cupping your face and his thumb brushes along your jaw. “Covered in bruises.”

“I am?” You look down and see your thighs, your chest, in hickeys and bruises, red and purple all over. “Oh…”

“Don’t worry you’re not going anywhere today anyway. You should take a break from work, you know.” He chuckles and kisses you. “Fuck I’ve waited so long for you, for you to be mine.”

You are kissed by him then, you eagerly meet his lips, before he pulls back, taking a breath. You frown when you see your phone is over by his coffee. “Is that my phone?”

“Oh, mmhmm. Needed to block any guys, you know, also that period tracker said you’re ovulating today.” You blink again as you sip the orange juice he gives you, nearly choking on it, his blue eyes have gotten even brighter, his grin huge as he watches your expressions.

“Satoru…”

“I threw out your birth control, cancelled your prescription.”

“Satoru!”

“What baby?” He sits you up on the table, between your thighs, your body violently reacts when he grabs you under your chin, his other hand slipping down your breasts. “I know, I should have breakfast first, is that what you want?”

“I… you…”

“Gonna look so fucking sexy full of me.” He lifts your thighs, sliding up the shirt you wear as he sits right on the seat, sliding it up to get a full view of your abused, puffy cunt. “Oooh, fucked her up. Do you hurt, baby?”

“Y-yes… I- ah!” Satoru’s lapped at your pussy now, from your hole to your clit, chuckling as he pulled the lips apart. “T-Toru…”

“Look at her, she’s ready for more, she’s so greedy.” He’s buried his face against you again, and you’re cumming so quickly, he laughs at it. “So easy, too. Ah we’re gonna fill her up more, don’t worry, gotta knock you the fuck up.”

You’re going to protest then, this is insane, he’s crazy, but when you’re getting bent over the kitchen table and fucked again, you soon forget your protests, as Satoru grips your tits and pinches your sensitive nipples, pounding your hole, all you can do is cry out and arch your back. Satoru smiles against your neck as you fall apart, as he pictures breeding you.

He’s got you right where he wants.

And you both know you’re never leaving.

Ahahah this was INSANE, none of this is cool unless it's Gojo, stay safe out here lol. Hope you all enjoyed! (yes all my stories are Arctic Monkeys or Chase Atlantic lyrics loll)

Taglist: @silvarys @strychnynegirl @indiewritesxoxo @alygator77 @moonlitwitchdaisy @cuntphoric @aldebrana @levislug @haruhatake @ninikrumbs @xixflower @star2112 @nanasukii28 @sukuxna0 @naammiii @uhnosav @victoria1676 @thequeenofcurses @targaryenluvs @jinjen @yesdere @shokosmokes @aishi-toru  @labelt-san @chiyokoemilia @makingtimemine @seeing-stars-alt @bunheadusa @alt--er--love @1satoruu @thikcems @plimplimmeiododoi @watermelonslut

[flowerfreya]

Dr. Dad

part 1

This picks up where we left off from part 1. I am still learning how to link post and such so cut me some slack please lol

Pairing : Simon "Ghost" Riley / Reader

The reader is a 5th year resident that just had a baby with Simon who is an Attending. The reader does not want anyone to know that they are together until she makes fellow at the hospital.

He lets out a little smirk. His face turns serious for a moment. 

“My love know you don't have to come back to work so soon”

You sigh you knew that was coming. He’s been saying this since you told him that you were going back to work last week after you placed Bella into her bassinet. He was silent for a while just standing in the doorway of the bathroom. 

Looking at you. 

Assessing you. 

Trying to think of something to say to convince you not to do. 

 You had a relatively easy birth, having the birth of the baby at the hospital closest to your home and not the one you work at. It's not that you don't want anyone to know about you and Simon but , the relationship started when you were on his surgical rotation which is not allowed. You did let HR know about the relationship after you were off his rotation and the start date of your relationship officially is when you started your oncology rotation, which you really needed support for anyway.

When you fell pregnant you told Simon almost immediately. It was not an ideal time , you were a fifth year resident with little to no time on your hands , drowning in student loan debt, and you're barely making 60k a year. Simon on the other hand is an attending physician with over 6 years of experience in the field and 3 years working at the hospital. He was happy and together you let the medical director know about the relationship and pregnancy and those are the only people you told. 

When you started to show , there was a lot of rumors surrounding you.

It has to be one of the other residents , its the xrays tech baby , she always gets her patient pushed to the front 

You did nothing to dispel the talk, much to Simon’s disagreement.

“Let me say something”, he says one night after a 16 hour day. 

“You can say something , just don't say that your mine” you say 

You have an issue with being hyper independent, you realize that in fact a little to much. You love Simon but you let him know that you will be a working mom , you will be keeping your last name, and no one will know that you are dating Simon until you make Fellow , which is why you need to get back to work. 

Your mother was a godsend and also retired so when you called and let her know you were going back to work she didn’t try to convince you not to do it she just ask,“how can I help.”

 A knock on the door brings you back to the present. 

You sigh and proceed to unlatch the breast pump and hand them to Simon. He has a mini fridge and you dont trust these other residents to not fuck with your milk. 

Another this time harder and longer 

“One Second” you say brightly. While Simon glares at the door while towards it to unlock it. 

One of the 3rd year residents walks in and looks a little a pale. Lets you know that Graves is looking for you.

"Does he seem upset", You don't really care if he is but you would like to prepare how preppy you should act towards him. You firmly believe in killing people with kindness especially when it has to do with Graves who probably drinks Interns tears for breakfast , lunch and dinner.

"Is he bother you?", Simon ask. To anyone else it sounds like a normal question one of concern from a colleague. But you know he's worried he ask the question like it pains him from going to find Graves and tell him to lay off. No one likes Graves but he technically isn't doing anything wrong , he has the right to kick anyone out of his OR, to make interns scribe all his charts , and terrorize his residents until they rather to scut work then be in presence.

"Nothing that I can't handle" , you smile at him and then look to the resident that was sent to retrieve you.

"I'm right behind you", the resident turns and just about runs out the room.

You hand the milk to Simon and place a quick kiss on his lips, he makes an almost groaning sound and drags you back for another kiss , a deeper kiss with his hand tighting around your hips. You pull away with a little giggle, "I miss you too" you say , your eyes lowering that makes it known exactly what you miss.

You straighten your clothes back up , make sure that you don't look at tired as you seem and head out to another 4 hours of running around like you are fresh intern right from medical school and not a tired mom that just wants to sleep on the couch holding your baby.

[harrysdaydream-tpwk]

part 1 - how you meet

summary: part one, harry and y/n meet for the first time. it isn’t smooth sailing, but shes intrigued.

warnings: none

pairing: harry styles x fem!reader

∘₊✧──────✧₊∘

“Fuck, shit!”, you swore, hitting the espresso maker, once and then again, when the only thing it did was to spew more steam at you, fogging up your glasses.

“You alright?”, one of your coworkers asked and you nodded, though defeated.

“You think you can take over preparing the drinks for me, while I’ll handle the register? If I have to fight this machine one more time, something will be broken and it will either be my hand or the coffeemaker.” You looked at him desperately, your hands folded together in a silent plea.

“Alright, alright”, he laughed, “Don’t want to call an ambulance because you couldn’t control your anger. At least I won’t have to deal with asshole customers anymore.” He passed you and you blew him a bunch of exaggerated kisses before sliding right behind the cash register, slightly more motivated to finish the rest of your shift than before.

It was unusually quiet for Friday afternoon, normally all of the tables would’ve been taken- from desperate college students trying to finish their essays to single mothers, hoping to rekindle their failed love life. Although the job was a pain in your ass and barely covered all the bills and loans you had to pay off, it always had something to offer for your personal entertainment.

But now, as you waited for something to happen, other than the few fifteen years olds throwing straws at each other in the corner booth, you felt terribly bored. Your elbows quickly found their way to the counter and you put your chin in your waiting hands, blowing a strand of hair out of your face.

The nameless indie music idling out of the speakers above your head lulled you in a state of trance as you stared at the passer-by’s outside of the store, the big glass front not sparing you any detail. Even your coworker, who was the only employee inside the store besides you, had sat down on a few cases of soda stacked together, blasting TikTok and its annoying sounds throughout the whole store, but in this moment you couldn’t care less.

Then, suddenly, you were ripped out of your daydreaming by the bell ringing above the door and you stood up fast, startling not only the newcomers, but yourself as well.

“Hey, welcome in. Is there anything I can get started for you?”, you asked, peering at the three men, who just stared for a moment, as if assessing the situation. Weird.

The place you worked at was in a small side street, away from the bigger crowds, with quirky names for almost all of the things you had on your menu, so you gave your new customers a second to understand and choose something from your assortment.

Before you could turn away and pretend to be busy, one of them spoke up, though quietly, you could barely hear him.

“Hi. Sorry, we didn’t expect such an enthusiastic greeting. Is there anything you would recommend?” His voice was deep and gentle and you couldn’t help but admit that he looked exactly like the kind of man you would usually go for.

“I don’t know”, you reply, your voice now back to its usual octave and enthusiasm- or rather the lack thereof, “I usually just get the Iced Caramel Macchiato.”

To this day, you still refused to read any of the actual names of the drinks out loud.

“I’ll take that one then”, the man said, smiling at you. You nod as you type his order into your register.

“Anything else?”, you asked, smiling your “customer service smile” as your friends jokingly called it and the other two men nodded, replying with their orders.

“Alright, will that be to-go or are you staying in?” You waited for a second while they looked at each other and thought to yourself “That question couldn’t have been that hard”.

Finally, the guy with the long, brown hair mumbled “To go, please.”

“Okay then, swipe your card whenever you’re ready. And I need a name to call when your coffee is done.”

“Harry”, the guy who spoke to you first replied and stepped forward, pressing his card on the card reader. You nodded satisfied.

You turned around briefly, to check if you coworker, Charlie, got the order. Pleased that he was already on it, you directed your gaze back to the front of the store. Startled, you reeled back. Harry, who was the only one still standing in front of the counter, was starting at you intently. The other two had fallen back, standing near the door, as if they were waiting- no rather watching out for something- or someone.

“Is there anything else I can get for you?”, you inquired, observing how his shoulders rode up defensively. He was wearing a long, blue jacket, a hat and sunglasses and if you were honest, his outfit looked absolutely ridiculous. Paired with the black nike shorts, he looked a bit mismatched, like he was unsure whether it was warm out or not. You could’ve easily answered that question, seeing as you had been sweating profusely since you left your studio apartment this morning.

You were sure you looked disgusting, your uniform clinging uncomfortably to the body parts you most certainly didn’t want them to stick to, mascara probably smudged from the humidity from the steam that had been blowing in your face earlier.

How he managed to still look fresh, even with the thick jacket on was an absolute mystery to you.

“No, no, sorry. I like your button”, he answered, referring to the grumpy cat pin your mother had gifted you a while ago. It was ridiculous and cheesy, but it reminded you of home, so you wore it anytime you felt even slightly homesick. You debated telling him as much, but you weren’t up for much of a conversation, so you settled on a polite “Thank you.”

He smiled and nodded.

“Order for Harry?”, Charlie called and the man looked around, rather paranoid, as if he was scared someone was going to jump up from behind the counter any second.

“That’s me”, he said, still shyly smiling at you before turning towards the pick-up station.

“Have a nice day”, you called out sarcastically behind him and he waved, walking out the door, his company joining soon after.

You exhaled deeply and turned towards Charlie again, who suddenly squealed loudly. “Oh my God, what?”, you said, clutching your hand over your chest.

“Do you know who that was?”, he asked, excitedly, “Harry fucking Styles. And I think he liked you with all that staring he did.”

“No, it wasn’t. Was it?”, you asked disbelievingly. He nodded, “Oh, yeah. It was him. I’d recognize him anywhere. I think he’s actually having a show in town tonight.”

“But why would he come in here out of all places? I mean, we’re far away from anything slightly entertaining or fun.” You looked at Charlie quizzically.

“I don’t know.” He shrugged, “Maybe that’s exactly the point. What are the odds of getting recognized by hoards of fans in a small shop like this?”

“I guess so.”

You grabbed a wet cloth from the sink, starting to wipe down the counter, not able to shake the fact that superstar Harry Styles just walked into your workplace, however annoyed you might’ve been at that moment, it had felt oddly right and somehow meaningful. You touched the pin on your apron carefully, smiling at the chipped feeling of the plastic fading at the edges.

-

Two days later, the incident- which was how Charlie kept calling it, was nothing but a fun story you could tell your friends and something to be teased about by your coworkers. Yes, you had been kind of rude to him, maybe you could’ve been a bit nicer. Treat People with Kindness or whatever he always preached. But it was in the past now. It wasn’t like you would ever see him again.

At least that’s what you told the part of yourself that kept insisting that maybe he would return- the nagging voice that believed Charlie, who kept shooting you meaningful glances whenever one of Harry’s songs played on the radio.

You were in a middle of a lunch rush, the small room of the shop packed with people, when your wishful thinking suddenly became reality. Right in the middle, as if the crowd had split in two, he appeared. Or maybe he had just entered through the door like everyone else did and patiently waited in line. You couldn’t be sure.

“Harry, hi”, you greeted sincerely, when he approached the counter, “What brings you back?” You smiled ruefully, thinking about your last interaction.

“Hi. Slightly better mood today, huh?” So he had picked up on it last time. Your eyes travelled down his body quickly- you couldn’t help it, sue you. He was wearing a white button down this time, messily tucked in a light washed pair of denim shorts- although he managed to make it look stylish- and no sunglasses. His hair was hidden by a yellow crochet bucket hat. Cute.

“Yeah, I’m sorry about that. I didn’t know who you were and I wasn’t having a good day. What can I do for you today?”, you apologized.

“I think everyone deserves kindness, even if they weren’t popular. But it’s alright, can’t always be nice, especially in customer service. I get it, worked in a bakery for some time back at home.” He took his own shtick quite seriously you noted, but smiled politely.

“I would love to talk to you some more, but the place is packed right now. Is there anything I can get for you?”, you tried again.

“Yeah, yeah”, he chuckled, “I’ll get the Iced Caramel Macchiato again, it was really good the last time and also-“, he paused for a second, looking at your display of pastries, “One of the vegan carrot cakes, please.”

“Sure, anything else?”

“No, that’s all, thank you.”

You finish the transaction and say goodbye before tending to the next customer, a middle aged woman raising her eyebrows impatiently at you.

The rest of your shift goes by smoothly, with only a few minor incidents disrupting your flow. It all felt to good to be true, your interaction with Harry still in the back of your mind. The conversation had left you unsatisfied, craving more.

You didn’t know much about him, besides that he was Harry Styles and apparently currently on tour. He shared something with you and you couldn’t help but wonder if there would’ve been more if you had just let him talk. That’s what you reprimanded yourself for as you took of your apron and the shirt you wore for work in the locker rooms, pulling on a black hoodie with a nonsensical print on the front.

“I’ll see you tomorrow”, you yelled in the general direction of the store as you leave through the back door, a cigarette already waiting to be lit in your right hand. It was a bad habit and you were desperate to stop smoking- but on days like this it was the only thing keeping you sane.

“Hey”, a voice suddenly called and you shot up surprised, the cig almost falling out of your mouth. You took a quick drag before lowering it. Turning around, you spotted Harry of all people leaning against the wall of the back of your shop.

“Jesus Christ, what are you doing here?”, you asked disbelievingly, clutching your chest dramatically.

“Sorry, one of your coworkers told me what time you get off. They also told me your name”, he explained, peering at you with his green eyes. Fuck, why did he have to be so handsome?

“Stalker-much?”, you couldn’t help but ask, only half joking. You brought your cigarette up to your lips again, inhaling deeply, before blowing out the smoke through your nose- welcoming the rush the nicotine gave you.

“I just wanted the chance to have a conversation with you, Y/N”, he said, rolling his eyes, but smiling at the same time. It was weird hearing your name out of his mouth.

“Why?” He shrugged helplessly, observing you smoke for a second before answering.

“Fuck if I know. Couldn’t stop thinking about you, even on stage, and my friends kept teasing me. I’m in town until tomorrow, then I’m off to Cardiff.”

“Yeah, I get it. My coworker Charlie kept wagging his eyebrows at me everytime he saw someone wearing your merch. He was the one preparing the drinks for you.” You hoisted up your tote bag, which kept slipping of your shoulder.

Harry chuckled. “He did a pretty good job if I do say so myself. The Macchiato was really good. Cashier had some perks too though.”

“He’ll pass out if I tell him what you just said. But tell me more about this cashier. Were they cute?”, you flirted back, a smirk on your face.

“Oh, very. I was hoping it’d get her number by chance”, he tried as you threw the butt of your cigarette on the pavement, stomping it out with your checkered Vans.

“Well, you’re in luck. It’s not everyday an international pop-star asks me for my cell. Can’t resist your charm”, you said quietly. His shoulders dropped slightly, as if remembering his position in the world, but he caught himself.

Harry hands you his phone and says, “Just type it in yourself. It’s always easier this way.”

You nodded, taking his phone with clammy hands. What a weird, surreal world you were suddenly thrown into. The fact that he trusted you enough to just pass you his phone. The fact that he was standing opposite you, watching you, being interested in you. You wondered if this was all a dream you’d suddenly be woken up from.

But no one did. This was reality, you realized as you pressed the cellphone back into his waiting hand, brushing it with the movement. You looked at each other for a moment.

“The cute girl from the coffee place? Really?”, he asked and you giggled. Honest to God giggled. What has your life become?

Harry pocketed his phone, letting his hands hang loosely at his sides. “Well”, he cleared his throat, “I have to go. Rehearsals and all that. I’m already too late. I’ll text you?” He looked at you hopefully.

“Sure”, you answered, smiling softly, “I’ll be waiting.” You step closer, standing on your tiptoes and pressed a light kiss to his cheek- a barely there brush of lips, but he still blushed.

“I’ll see you around, H.”

∘₊✧──────✧₊∘

well, this marks the first part of my first ever series on this account. i’m actually so excited to see what people think. don’t forget to leave a like& follow for more<3 stay tuned!

[bogkeep]

for Months i have been stressing over stupid Bureaucracy Regret -

when i started school in sweden i figured i need to notify the system that i'm living there, so i did, and i acquired a swedish ID and all that jazz.

for two years this has seemed mostly superfluous - i think maybe it's been useful to get a proof of student ID because they don't give you those at school and you need to download an app that fills your inbox with advertisements and i hate it so bad - but this year i ran into trouble when i found out that Living Outside Of Norway is a bit problematic for Ongoing Medical Assessment In Norway (that i started over a year before moving to sweden). like it's fine as long as i DON'T get a job in sweden and DO get my student loans from norway, but they can't cover my travel cost to the hospital and getting my T gel prescription was a pain (and i can only get it in norwegian pharmacies unless i get a swedish doctor to sign off on a prescription in sweden), and i can't access most of the services in the healthcare portal or contact my GP without calling her clinic. so all of this is confusing and frustrating, right, and nobody at the gender clinic had any clue about any of this (despite telling me they have had patient studying abroad before) so they were gonna have a social worker who's supposed to have a clue call me to figure out a solution. turns out they had only a little more clue but not as many answers as i'd hoped, and together we came to the conclusion that i'll just change my legal address back to norway and things will be smooth sailing again. apparently most students going temporarily abroad just change their c/o address and not their legal permanent address and i did not know this! none of my fellow norwegian students seem to have done the same process as i so i'm just ignorant i guess!!!

AS IT TURNS OUT you can't just "move back to norway" that easily, WHICH MAKES SENSE I GUESS, so i decide to call the folk register directly to find out how and why and when, and even if i do have a home in norway i can't actually "move back" until i can prove i have reason to stay there for the next six months, which i'm not, because i'm studying in sweden. the service worker on the phone was very apologetic and told me i should've called before i registered moving so that i could've Known the Consequences, but i couldn't have known i needed to do that, AND it's a pain to call them through limited phone times and long queues. so basically i've been going through the five stages of grief and decided i'll just have to eat the travel costs (which has an extra element of frustration because i could've made it all just a little bit cheaper for myself if i had waited a couple more days at the time and coordinated better but DONE IS DONE, I'm already lucky somw acquaintances let me crash at their place and i didn't have to book a hotel) and deal with the frustrations as best i can before i move back to norway next year anyway. like it sucks but i will deal and i can't change the past and i did my best ET CETERA.

and then last week the office lady at school sent us an email that the powers that be now require all students to have a swedish id so if we don't have that already we need to get on that. so uh

after all that frustration and regret. i was gonna have to do all that anyway. now i'm watching my fellow norwegian students struggling with the paperwork runs while i don't have to do a single thing

nice ok

[eliteprepsat]

Think about how well you and your college counselor know each other. How often do you voluntarily talk to him or her? Counselors can be a tremendous resource of information and support beyond just enrolling you in classes, so if you don’t already, try regularly setting up times to meet with them.

To make the most of your time together, go in with strategic questions based on your curiosities and needs. Here are 6 questions to get you thinking:

1. HOW DO I FIND THE COLLEGES OR UNIVERSITIES THAT ARE BEST FOR ME? 🔍

The college or university that is right for you might not be the same one you’ve heard about from your friends, parents, or favorite TV show. Each school has a unique set of characteristics, and finding the one that best fits your preferences will set you up for future success. Imagine a place you would thrive in. Consider factors such as size, location, academic programs, extracurriculars, and overall campus culture. Your counselor can provide guidance for how to assess which schools best meet your criteria and are most likely to admit you.

If you already have a list of colleges that interest you, you can ask your counselor if your list looks balanced or if you could benefit from modifying it. He or she can also inform you of any upcoming college fairs where you can consult with individual college representatives.

2. WHAT SHOULD I BE DOING THIS YEAR TO PREPARE FOR COLLEGE?

Depending on what grade you are in, your counselor will have different recommendations for how you can best prepare for college. It’s helpful to devise a road map of sorts so you know you’re not missing any key steps. You can discuss topics such as choosing between the SAT or ACT, taking SAT Subject Tests, planning testing dates, stepping up your involvement in extracurricular activities, and making the most out of college visits.

3. AM I TAKING THE RIGHT COURSES? 📚

The requirements for which high school classes you must take vary by college and they may differ from your high school’s graduation criteria. For example, UC and CSU schools have what are called “a-g” class requirements, which stipulate the minimum type and number of courses you must take to be eligible to apply to these schools. Navigating these details with an expert can give you peace of mind as you piece together your schedule.

Not only can your counselor help you plan your class schedule so that you time everything appropriately, but he or she can help you choose the classes that will increase your competitiveness for college admissions. For example, if you’re thinking of applying with a major like engineering, you’ll want to take as many rigorous STEM classes as you can to demonstrate your interest and ability in that field.

4. HOW DOES MY SUMMER PLAN LOOK?

As part of getting to know you, colleges like to see how you spend your free time. Summers are a great opportunity to explore and develop interests and further your academic career. Your counselor can help you decide what to do this coming summer–whether it be an internship, enrichment course, paid or volunteer job, or academic summer program–and provide resources for finding such opportunities.

5. HOW DO I APPLY FOR FINANCIAL AID? 💰

College, as you may have heard, can be surprisingly pricey. Harvey Mudd, for instance, estimates the cost of attendance for the 2019-2020 year at about $79,539 per year. Fortunately, you can find plenty of financial assistance in the form of grants, loans, scholarships, and work study programs. Filling out the Free Application for Federal Student Aid (FAFSA) application is the best way to ensure you qualify for as much of this aid as possible. The form can be a little confusing, so you might ask your counselor if your school offers any events that walk students and parents through filling it out.

Your counselor will also likely know about additional local or national scholarships that you may qualify for. Each independent scholarship has its own application requirements, so finding out early can help you budget your time and not allow any deadlines–aka free money–to pass you by.

6. IS THERE ANYTHING ELSE I SHOULD BE DOING TO IMPROVE MY CHANCE?

Especially if your counselor knows you well, he or she may have some additional tips for helping you get into your target colleges or universities. Perhaps you will be applying to schools that offer interviews and could benefit from interview pointers, or maybe your priority should be fine-tuning your college essays, increasing your GPA, or taking the SAT again to reach a target score. A great thing about talking with your counselor, rather than exploring the sea of online information alone, is that you get access to an interactive expert who knows you as an individual, able to tailor specific answers to your specific situation.

Hopefully you’ll use these six questions to get thinking about what topics you want to bring up with your counselor. Think about what areas you’re most unsure of, keeping in mind that the quality of the information you get depends on the quality of the questions you ask.

[iampikachuhearmeroar]

y'know i watch a lot of dave ramsey on my fb feed, ever since my parent sent me the video where a young couple had $750,000 worth of student loan and other debt. but like. although most of their advice is relatively okay/good for saving up and getting out of debt, the one piece of advice i take issue with today, mostly bc i feel like being pissed about something is "just get any job before you get THE job! you need work and money TODAY and also a side hustle if you have free time to watch netflix between 3 other jobs!"

like. i have been TRYING to just get ANY job for a year now, ever since i left my shitty and toxic asf traineeship/cadetship..... that made me so fucking anxious and stressed that i crashed my car so bad that i bashed in my back windscreen, my boot/trunk and knocked off my back wheels and exhaust pipe (and i also destroyed their multilevel parking.... and i refused to follow up on their building insurance to fix. ALSO my car is actually fine. my insurance fixed it lmao. it took like 3 whole months).

i've been trying for the past year ever since my shitty overly critical, controlling and micromanaging boss completely ruined my chance of a good stable job where i got BUMPED UP from trainee to a full admin assistant during the interview process..... all because i REFUSED to listen SPECIFICALLY to her and hr to be a disability/community support worker bc "tHeY'rE sOoOoOo DeSpErAtE fOr WoRkErS wHy DoN't YoU cArE!!!!????" and "SHE HAS THE WRONG PERSONALITY FOR ADMIN!!!!!" et al.... that she called me to demand to know EXACTLY what jobs i was applying for directly after she gave that bullshit reference report so she could guilt me to "use your (my) giving heart." *enter every tag rant i've made about this sitch on this hellsite here*

where people, performance and culture told me to get assessed and medicated for anxiety and depression. where one of the course coordinator ladies of the cert IV in housing course i did as part of this program told me to "hurry up and get assessed and medicated for ADHD bc it's ruining your KPIs and business performance!" bc i went too fast through my assessments for her to help me..... and "YoU'rE NoT fIgHtInG fOr YoUr CaReEr HaRd EnOuGH!!!!" whenever i got told both by my manager and my mentor that any chance for me to move up or do anything for my assessments was "not relevant to you" (even in TEAM MEETINGS!) and "just accept it's not in YOUR journey with us!!!". and finally where another coworker kept asking me if i had some undiagnosed disability that i hadnt told them about.... on the way to one of the very seldom inspections that i was SUPPOSED to be doing by myself, by the end of the program. but they continually barred me from doing. how the fuck was i meant to stay here and do anything successfully and healthily in this toxic ass workplace???

i've tried for a fucking year to get "just any job". be it from kmart to fucking heavy labouring shift work at the local steelworks.... bc i am fucking desperate.... to even a support worker in the last couple of months. that i didnt have good ref reports for (and quite understandably so this time bc this job is basically like rudimentary nursing which i've NEVER been interested in). but again i was desperate. and i wanted to test shit boss's/shit HR's hypothesis that it was "an instant job! it'll be so easy for you! bc you're so nice, and giving, and down to earth, and friendly!!! all it is, is making friends all day with your interests!! what the perfect job for you!!' ma'am i am NOT 18 like your son that you keep referencing whenever we talk about this. i am 27/28 (at the time). why the fuck are you SO condescending, belittling and supercilious?

i have been trying for a fucking year to get any fucking job possible.... when it's literally impossible.... when even rudimentary/entry level jobs like working at kmart or woolies or even as a door greeter/customer service person at a local bank; come with test after test after test after test...... that give you results like "you have big dreams and we can't help you achieve them!" or "you have NO emotional regulation and intelligence, and resilience skills whatsoever. why did you even apply to work for social services?! goodbye." or "you don't know what INNOVATION means bc you're too scared to try or come up with new ways to do things." shitbot.AI for social services. you're a government agency. you're the LEAST innovative fucking business in the ENTIRE country.... for personality readings. batshit insane multi-tasking tests like this one:

i NEVER pass these tests, whether they're the standard personality test or the psychometric tests like the one pictured, or the system thinking ones... fictional staff IM chat ones; etc etc etc. FOR A FUCKING SEWING/ARTS/HABERDASHERY SHOP. the list goes on and on. where you only have 30 seconds to get every little bit of it right in 20 questions. i failed that screenshot test big time for the local bank. bc i can't math and i felt way too rushed.

there's so many job descriptions you have to dodge bc they don't list salary properly (eg monthly figures i've seen for writing jobs or one for working for influencers i saw last week) OR even AT ALL..... instead sometimes they just "profile salary match" bc they don't want to pay jack fucking shit. overly presumptuous and fucking patronizing as all fuck small business owners who are SO FUCKING sanctimonious about the supposed importance of working in a FAMILY OWNED small business as opposed to a MuLtInAtIoNaL where apparently "you can just go home and forget about work! not HERE!" that's such a massive red flag. since they think that, from the outset, they have the RIGHT to treat APPLICANTS like they have shit-for-brains for 85k a year...... and begging for this specific attribute in the JD from applicants:

that hey. maybe it's not fucking worth applying for that and losing my sanity over ANOTHER god-awful boss and a 2hr commute to work (ie it was in southwestern sydney which is a 2hr commute for me where i live). also, as a caveat. who the fuck has had stable employment since 2020???? since the worldwide fucking pandemic??? where so many industries have laid off droves and droves of employeess??? and it's still happening?? like ok given this was as a HR admin support position and i assume a lot of HR people had career stability during the last 4 years. but also. what the ACTUAL fuck.

i am TRYING to get any fucking job possible. but it's hard to take some jobs seriously. these are the attributes of some influencer advertising/marketing firm and one of their "KPI's/company values was "honor" and was like "honor the vibes and the company" or whatever the fuck i found on indeed last week:

it's also hard to take some admin jobs seriously. for example, a local wealth management firm DOESN'T list the salary of a customer service/admin/whatever the fuck else they called it "rockstar/superstar"position..... that DEMANDS the desired candidate does the job of the equivalent of 6 other people in their branch whilst ALSO doing the admin work of their two other regional offices. what the fuck is the pay for this position??? why won't you list it??? is just THAT GOOD AND HIGH???? or just THAT LOW AND AWFUL???? fucking list it, you dumb cowardly bastards.

again, i've been trying to get any job for the past fucking year, that i've finally started to slightly dumb down my resume by finally deleting my advanced diploma of marketing. it's a daily fucking struggle to not go feral and start bitch-posting on my linkedin about how fucked up the job market is. but obvs i can't do that when have Shit HR and other people from my first job lurking on my LI feed. or start a tiktok parodying the goddamned motherfucking mindfuck tactics of the useless fucking job market before throwing my 12 year old laptop out the fucking window. "just get any job" is NOT possible anymore when that "just any job" in retail or call centres (although rip me for leaving after barely a month bc a shitty call centre i worked for in feb/march this year REFUSED to fix a backend issue on THEIR END but kept blaming it on me and it ruined my training period).... are just so mind fucky and tiring that it's straight up NOT even worth applying.

it's straight up not worth applying to a job that some local social service org sends you directly on seek (or maybe another job site) bc they think you fit the profile for a traineeship in business admin. only then, when you apply you're marked "unlikely to progress" bc you decided to list your desired salary at the higher end (apparently) of the trainee pay grade in australia (50k) bc you believe you shouldn't be expected to stay at 45k for TWO MORE FULL YEARS during that traineeship (with a vain hope that hopefully, HOPEFULLY, they'll keep you on at the end of it)... bc you NEED to start paying off your student loans automatically through your pay. BUT. oh no. that was too high of an ask for your quals/experience apparently. they WANTED you to low ball at 45k (or even lower) and be happy about it. so they reject you. when THEY sent YOU the job.

it's not worth trying to get "just any job", when famously even food chains in the US, like i think it's panera bread (and also walmart) are using 2 hour avatar-esque personality tests to screen ABSOLUTELY EVERYONE out of the pool except for like 2 people. every second job i get suggested on linkedin is just applicant pooling websites (or straight up scams where the pay is ONLY listed in US $$) where businesses just straight up ignore your applications bc they forgot they even made an account on it (imo) so you HAVE to make an account on THEIR actual site..... when some dumb-ass career-advice-fluencer on my fb feed (and the tik of the tok) tells you that's exactly how you get your application ignored, while flogging THEIR applicant pooling and job searching/resume writing AI advice software website.

"just any job before you get THE job", my fucking ass. this no longer fucking possible. and also cut the shit about overworking yourself to death with 10,000 different side hustles. bc that's exactly how i i nearly fucking died in 2020 at 20 fucking 5 in hospital with a stomach tumour..... after TOO MANY years of uni where the supposed importance of "innovative systematic entrepreneurial flair go-getter thinking of the future" was being espoused to me on the fucking daily. like dgmw, i know people are doing side hustles in these fucked up high cost of living times (and also im actively thinking about doing door dash since NO ONE is bothering to hire me)... but god the "if you have time to have down time with netflix why arent you filling your time with 15 side hustles to get your net worth to 1 million bucks??????" is fucked up. let people NOT work themselves to death outside of the mandatory 2 full time and 1 part time or casual or any other mix of jobs that people just need to fucking SURVIVE today.

[sagevalleymusings]

Hi, I don't mean to bother you, but I'm at a loss and don't know anyone reliable to ask, but this is regarding your text post about SAVE. I went to apply for it, and got directed to apply for an IDR plan. Two days later the servicer received the IDR application, then I got a monthly statement from the servicer the day after. I checked my studentaidgov account and it states the IDR plan is approved. I try going to the SAVE plan, but get directed to IDR? Is there anything else I need to do?

Answering this publicly because student loans are scary and confusing. Save IS an income-driven repayment plan, so being redirected to IDR is normal and correct. It will tell you which plan you applied for on the student aid website (studentaid.gov) if you navigate to My Activity on your account dashboard. You can select View All Activity and there will be a little more info. Screenshot for context!

If you aren't happy with what your requested IDR is, you can go back through the steps of applying under the Manage Your IDR option. You should be given all of the different IDRs that you qualify for. See below screenshot for context.

In all likelihood SAVE will be your best option. But it might not be. It's important to actually look at them and assess.

Anyway, go forth and save money, tumblr!

[medical-professional-home-loans]

Why Your Doctor Mortgage Credit Score Matters (And How to Improve It!)

As a medical professional, your credit score is more than just a number—it can make or break your chances of getting the mortgage you want, the loan terms you deserve, and the best interest rates. Whether you’re buying your first home or refinancing, understanding how your credit score works in the world of physician mortgages is crucial to securing the dream home you've worked so hard for. Here’s what you need to know to make it happen. 🏡

What Is a Doctor Mortgage Credit Score & Why Should You Care? 🤔

Your credit score is a number that shows how well you manage debt. For doctors and high-earning professionals, having a strong credit score doesn’t just improve your chances of getting approved for a mortgage—it gives you access to better loan terms and lower rates. Think of it as a financial health check that impacts your future. Your goal? Don’t just meet the minimum requirements—get the best possible loan!

How Does a Hard Credit Inquiry Affect My Score? 💳

When applying for a mortgage, lenders perform a "hard credit inquiry" to assess your risk as a borrower. For docs like you, with a lot of moving parts in your finances, this can cause a temporary dip in your credit score. 😬 But don’t panic—there’s good news! You can "rate shop" without it hurting your credit. If you shop for a mortgage within a 14-45 day window, multiple inquiries count as one—so you can compare rates without significant damage to your score.

Mortgage Credit Pull vs. Regular Credit Score Check 📊

Ever checked your credit score on apps like Credit Karma? Here’s the deal: the score you see there may not be the same as the one lenders pull. Mortgage lenders often use different scoring models (like FICO Score 2, 4, or 5), which focus on how you manage large, long-term debt like a mortgage. Don’t stress if your mortgage score is lower than what you’re used to seeing—it’s normal, and it just means the lender is focusing on your ability to manage big loans. The key here? Keep up your good credit habits to stay on top. 📈

How to Improve Your Doctor Mortgage Credit Score 💪

Want to get your credit score in shape for a doctor mortgage? It’s easier than you think. Here’s what you can do:

Pay Your Bills on Time: Timely payments are one of the best ways to boost your score. Whether it’s student loans, credit cards, or other debts, paying on time shows you’re a responsible borrower.

Lower Your Credit Utilization: If you have a lot of available credit, try to keep your utilization under 30%. High utilization can hurt your score, so aim to keep balances low.

Don’t Close Old Credit Cards: The length of your credit history matters. Keep old accounts open (even if you don’t use them much)—it’ll help your score.

Limit New Credit Inquiries: Opening new credit accounts can temporarily lower your score. Save new inquiries for when you really need them, like when buying a home.

Fix Any Credit Report Errors: If you spot errors on your credit report, dispute them. Incorrect info can hurt your score, so make sure everything’s accurate.

What Is a Rapid Rescore and Can It Help Me? ⚡

Need your score to improve fast? A rapid rescore is a process that helps get your credit updated quickly after paying down debts or fixing errors. It’s great if you’re on a deadline, but remember: it’s a short-term fix. Building a solid credit history is what really pays off in the long run. 🏅

How Long Does It Take to Improve Your Credit Score? ⏳

Improving your credit score takes time—but the effort is totally worth it. Small changes like paying bills on time or lowering credit utilization can show results in just a few months. Bigger improvements, like recovering from a bankruptcy, take longer. But stay consistent—your credit score will improve over time, especially if you’re building wealth for the future.

What Credit Score Do I Need for a Doctor Mortgage? 🏠

Different mortgage loans have different credit score requirements. Here's what you need to know:

Conventional Loans: Min. score of 620, but for the best rates, aim for 740+.

FHA Loans: Flexible, but a score of 580+ is ideal.

VA Loans: No set minimum, but a score of 620+ is preferred.

USDA Loans: Most lenders prefer a score of 640+.

For a physician mortgage, you don’t just want to meet the minimum—you want to aim for the best terms. Take steps to improve your credit score so you can access the most favorable rates and loan options.

Get Help Improving Your Credit Score 💼

Want a hand with improving your credit score? Start by getting a credit report and working with a mortgage advisor who specializes in doctor mortgages. They’ll help you come up with a game plan to boost your score and get you ready to buy your home.

Remember, it’s never too early to start planning. Check your credit regularly, and if there are any surprises, get in touch with your mortgage team ASAP. The sooner you start the process, the smoother it will be when it’s time to purchase your dream home. 🙌

#DoctorMortgage #CreditScoreTips #PhysicianLoans #FinancialTips #MortgageAdvice #HighEarningProfessionals #CreditScoreMatters #RealEstateTips #MedicalProfessionals

[caitlinphleb]

Opening Your Future: How to Master the Phlebotomy Application Process

Unlocking Your Future: How​ to Master ‌the Phlebotomy Application Process

Phlebotomy is an essential field within healthcare, ⁢focusing on the collection of blood samples for ​testing and donation. ⁢As the demand for skilled phlebotomists rises, understanding how to navigate the application⁢ process ⁤becomes crucial. Whether you’re a seasoned professional or‍ just starting, this guide ⁤offers a roadmap ⁤to mastering your phlebotomy application process.

The Importance of Phlebotomy in Healthcare

Before we dive into the application process, let’s explore why phlebotomy is⁣ vital:

Critical ⁢role: Phlebotomists play a key role ⁢in diagnostics and patient care.

High demand: With a growing need for blood tests and transfusions, job opportunities are plentiful.

Job satisfaction: Working closely with patients and contributing to⁢ their health provides a fulfilling career.

Prerequisites for a Phlebotomy Program

Before applying‌ to a phlebotomy program, it’s essential to be aware ‌of the prerequisites. Here’s ⁤a quick overview:

Prerequisite Description

High School Diploma A basic requirement for most programs.

Age Requirement Typically, applicants must be at least 18 years ⁣old.

Health Screening Some programs may require proof​ of immunizations.

Background Check Necessary for ​working in healthcare settings.

Steps to Master the Phlebotomy Application Process

Navigating the application process may seem overwhelming, but breaking it down into manageable steps⁢ can simplify the journey.

1. Research Potential ‌Programs

Your ⁤first step is to research ⁤accredited phlebotomy programs. Key factors​ to consider include:

Program length

Location

Tuition costs and financial aid options

Certification upon completion

2. Prepare Your Application

Once you’ve selected a program, prepare your ‍application ‍thoroughly:

Resume: Highlight relevant experience,‍ skills, and education.

Personal​ Statement: Discuss your motivation for pursuing phlebotomy.

Letters‌ of Recommendation: Include references from educators or employers.

3. Complete ⁢Prerequisite Courses

Some programs may require completion of introductory ‌courses in biology or health sciences. Make sure to confirm these requirements⁤ with your selected institution.

4. ⁤Attend Interviews ⁣or Assessments

Be prepared for potential interviews or assessments as part of the selection process. Practice common interview questions, ⁣such as:

Why do you want to become a⁤ phlebotomist?

How do you handle⁤ stressful situations?

5.⁣ Financial Aid Applications

If needed, complete financial aid applications early to secure funding for your education.‍ Explore options like scholarships, grants, and student loans.

6. Stay ⁤Organized and Follow Up

Keep track of‍ important dates and communicate with ⁤the⁣ admissions office for updates regarding your application status.

Benefits of Becoming a Phlebotomist

Understanding the benefits of pursuing ⁤a career in phlebotomy can further motivate your journey. Here are ​some advantages:

Quick Entry to Workforce: Many programs can be completed in a few months.

Job Stability: Phlebotomists are‌ always in demand across healthcare settings.

Opportunities for Advancement: Further certifications can lead to roles in specialized areas.

Practical Tips ‍for⁢ Successful Application

Implementing practical tips can enhance your application process:

Network: ⁤ Connect⁢ with ​current phlebotomists or educators for ⁤insights and advice.

Volunteer: Gain experience by volunteering in medical settings to improve your application.

Practice Skills: ⁤ Develop your skills by​ practicing blood draw techniques, ‌if possible.

First-Hand Experience from a Certified Phlebotomist

“I knew I wanted to work in healthcare, but I was unsure which path to take. After completing ‌my phlebotomy certification, I found a ​job within weeks! The skills I gained prepared⁣ me to face diverse challenges, ​and I ​absolutely love interacting ⁤with patients. My advice to future applicants is to showcase your passion and determination!” – Jessica ‍M., Certified Phlebotomist

Case Study: From Applicant to Certified Phlebotomist

Case Study: Sarah’s Journey

Sarah was a recent high school graduate passionate about helping⁤ others. She enrolled in a‌ local ​phlebotomy program, focusing on maintaining good grades and networking with instructors. After completing her training, she secured a ‌job ​at a local​ hospital, emphasizing the importance of dedication during the application process.

Conclusion

Mastering the phlebotomy application process can significantly impact your career trajectory in the healthcare field. ⁤By researching programs, preparing ⁣a compelling application, and understanding the necessary requirements, you can effectively unlock your future in phlebotomy. Remember, persistence is ⁢key—embrace the journey and look forward to a rewarding career where your⁣ efforts ​make⁢ a real difference in people’s lives.

https://phlebotomytechnicianschools.net/opening-your-future-how-to-master-the-phlebotomy-application-process/

[laurencna]

Open Your Future: Free CNA GNA Training in Baltimore - Start Your Healthcare Career Today!

Unlock Your Future: Free CNA GNA Training ‍in Baltimore – Start Your Healthcare Career Today!

Are you looking to jumpstart a rewarding career in the healthcare field? Becoming a Certified ⁣Nursing Assistant (CNA) or Geriatric Nursing Assistant ⁢(GNA) could be the perfect opportunity for you. ⁣In Baltimore, there are free training programs available that can help you get started on the path to a successful healthcare career.

If you’re passionate about⁤ helping others, have ​a strong work ethic, and are ⁣looking ⁣for a stable job with growth opportunities, then pursuing ⁢CNA GNA training in Baltimore could be the ⁢right choice for you. Not​ only will you⁣ be making a difference in the lives of patients, but you’ll also have⁢ the⁣ chance to work in a variety of‍ healthcare settings, from hospitals to nursing homes to home care agencies.

Benefits of CNA GNA Training in Baltimore:

1. Free​ Training: Many organizations⁤ in Baltimore​ offer free CNA‌ GNA training ⁤programs to individuals who⁢ are interested in pursuing a⁢ career in healthcare.⁢ This can help you save money on tuition costs‌ and get started in the field without ‌having to worry about student loans.

2. Job‌ Opportunities: The demand for CNAs and GNAs​ is⁢ growing, which ‌means there are plenty of job opportunities available in Baltimore and beyond. By ‌completing ‍a⁢ training program, you’ll be equipped with‍ the skills and knowledge needed to secure a job in the healthcare industry.

3. Career Advancement: With ⁣experience and additional ‍certifications, CNAs and GNAs can advance their careers and take on roles with more responsibilities ⁣and higher ‍pay. This‌ can lead to⁢ a rewarding and ​fulfilling career in healthcare.

How to ⁤Get ⁤Started:

1. ⁤Research Training⁤ Programs: ⁢Look for free​ CNA GNA ‍training ⁢programs in Baltimore⁤ and gather information about their requirements, curriculum, and ‌application process. Some organizations⁤ that offer free training programs include ⁣hospitals,​ nursing homes, and community colleges.

2. Meet Eligibility Requirements: Each training ⁣program may have specific⁣ eligibility requirements, such as a⁤ high school diploma or GED, background check, and drug screening. Make sure you meet these requirements before ‍applying to a program.

3.⁢ Apply for Training: Once you’ve ​found a training program that meets your needs, submit an application and any ‌required documents. Be ⁤prepared for interviews and assessments ‍to⁣ determine your suitability for the program.

Real-life Testimony:

Sarah, a recent graduate of a free CNA training program in Baltimore,⁢ shares her experience: ‌”I always⁤ knew I wanted to work in healthcare, but I wasn’t ‍sure where to start. The free CNA training program in⁤ Baltimore was a great opportunity ‌for me to gain ⁤the skills and experience I ⁢needed to launch my career.⁢ Now,⁣ I work in a⁣ nursing home and I ⁢love being able to make a​ difference ‍in the lives of our⁣ residents every day.”

Conclusion:

If you’re ready to⁣ unlock your future and start a successful healthcare⁢ career, consider pursuing free CNA GNA training in Baltimore. With the ⁣right training ⁤and‍ dedication, you‍ can embark on⁤ a⁢ fulfilling ⁤career ‌helping others ⁢and‍ making a⁤ positive impact in your community. Don’t miss out on this opportunity to start⁢ your journey in the healthcare field today!

https://trainingcna.org/open-your-future-free-cna-gna-training-in-baltimore-start-your-healthcare-career-today/

[ckhanson81]

Best Of X(twitter) from ck(so far) CURRENT POLITICS 2024 [contra-dumb F*CKS]

The American Military and Intelligence protect Americans and our associated freedoms. They protect us so we all can live in a great country/world...without them...who the heck knows what.

any republican or anyone else who says our military and intelligence are "fools" or any other stupid term HAVE NOT been to war -not seen Anything like that so don't F*CKING Slander good heros when you wouldn't do sh*t and DONT KNOW SH*T About it! I don't know war either...

but I don't slander and call our military and intelligence fools and ingrates and feckless and worthless and *he/they/smarmy republicans do/does this because of abuse- and abuse from his father he hates the military and intelligence because of daddy

see this article on hurting/slandering our military/intelligence:

[https://www.msnbc.com/rachel-maddow-show/maddowblog/trump-trashes-us-military-leaders-dumbest-people-rcna120789]

h- he/republicans tolerate military and intelligence when they do HIS/their bidding- but oh, otherwise F*CK THEM AND so F*CK YOU Republicans- not all but the ones who do/ think this way- F*CK OFF

It is not enough for conservatives to win elections. If we are going to rescue the country from the grip of the radical Left, we need both a governing agenda and the right people in place, ready to carry this agenda out on day one of the next conservative administration.

(the above is from: [ https://www.project2025.org/about/about-project-2025/] 

*not all Democrats are "RADICAL LEFT" some are independents, some are capitalists, some are moderates, some are libertarians, some are this/some are that- the republicans that "do this/say this" make BLANKET GENERALIZATIONS- remind you of any other terrorist groups- ASSESS INDIVIDUAL BY INDIVIDUAL ALWAYS!

additional folks:

The Biden administration has failed us time and time again. Our country needs Republican leadership now more than ever. from this: [ https://gopconvention2024.com] *which times exactly Republicans- have the Dems failed ? which F*CKING TIMES YOU LIARS!

The Biden Admin has for example: a) saved us from the pandemic b) given forgiveness for student debt and loans for students c) brought manufacturing jobs/postions back to America en masse d) made America wonderful via improvement via construction in terms of transportation - see this : infrastructure: [ https://www.whitehouse.gov/build/]

this has only to do with me now:

I believe in Heaven and Hell- I believe planet life is a "testing area" of sorts? there are many Job(s) the tested one from the Bible- I'm not sure though- I believe that Buddha and Jesus Christ would have been good/great pals if they met/if they had met- and I believe they were respectful/are respectful- sincere- beautiful- kind-hearted- gentle-polite- this is my additional opinion- it has only to do with my belief set. I believe to believe in Jesus and Buddha (if you follow them/if I) then we behave sincerely as they would.

Heaven Bless America! life, liberty and the pursuit of happiness for all citizens and hopefully the World(s).

[eliteprepsat]

Think about how well you and your college counselor know each other. How often do you voluntarily talk to him or her? Counselors can be a tremendous resource of information and support beyond just enrolling you in classes, so if you don’t already, try regularly setting up times to meet with them.

To make the most of your time together, go in with strategic questions based on your curiosities and needs. Here are 6 questions to get you thinking:

1. HOW DO I FIND THE COLLEGES OR UNIVERSITIES THAT ARE BEST FOR ME? 🔍

The college or university that is right for you might not be the same one you’ve heard about from your friends, parents, or favorite TV show. Each school has a unique set of characteristics, and finding the one that best fits your preferences will set you up for future success. Imagine a place you would thrive in. Consider factors such as size, location, academic programs, extracurriculars, and overall campus culture. Your counselor can provide guidance for how to assess which schools best meet your criteria and are most likely to admit you.

If you already have a list of colleges that interest you, you can ask your counselor if your list looks balanced or if you could benefit from modifying it. He or she can also inform you of any upcoming college fairs where you can consult with individual college representatives.

2. WHAT SHOULD I BE DOING THIS YEAR TO PREPARE FOR COLLEGE?

Depending on what grade you are in, your counselor will have different recommendations for how you can best prepare for college. It’s helpful to devise a road map of sorts so you know you’re not missing any key steps. You can discuss topics such as choosing between the SAT or ACT, taking SAT Subject Tests, planning testing dates, stepping up your involvement in extracurricular activities, and making the most out of college visits.

3. AM I TAKING THE RIGHT COURSES? 📚

The requirements for which high school classes you must take vary by college and they may differ from your high school’s graduation criteria. For example, UC and CSU schools have what are called “a-g” class requirements, which stipulate the minimum type and number of courses you must take to be eligible to apply to these schools. Navigating these details with an expert can give you peace of mind as you piece together your schedule.

Not only can your counselor help you plan your class schedule so that you time everything appropriately, but he or she can help you choose the classes that will increase your competitiveness for college admissions. For example, if you’re thinking of applying with a major like engineering, you’ll want to take as many rigorous STEM classes as you can to demonstrate your interest and ability in that field.

4. HOW DOES MY SUMMER PLAN LOOK?

As part of getting to know you, colleges like to see how you spend your free time. Summers are a great opportunity to explore and develop interests and further your academic career. Your counselor can help you decide what to do this coming summer–whether it be an internship, enrichment course, paid or volunteer job, or academic summer program–and provide resources for finding such opportunities.

5. HOW DO I APPLY FOR FINANCIAL AID? 💰

College, as you may have heard, can be surprisingly pricey. Harvey Mudd, for instance, estimates the cost of attendance for the 2019-2020 year at about $79,539 per year. Fortunately, you can find plenty of financial assistance in the form of grants, loans, scholarships, and work study programs. Filling out the Free Application for Federal Student Aid (FAFSA) application is the best way to ensure you qualify for as much of this aid as possible. The form can be a little confusing, so you might ask your counselor if your school offers any events that walk students and parents through filling it out.

Your counselor will also likely know about additional local or national scholarships that you may qualify for. Each independent scholarship has its own application requirements, so finding out early can help you budget your time and not allow any deadlines–aka free money–to pass you by.

6. IS THERE ANYTHING ELSE I SHOULD BE DOING TO IMPROVE MY CHANCE?

Especially if your counselor knows you well, he or she may have some additional tips for helping you get into your target colleges or universities. Perhaps you will be applying to schools that offer interviews and could benefit from interview pointers, or maybe your priority should be fine-tuning your college essays, increasing your GPA, or taking the SAT again to reach a target score. A great thing about talking with your counselor, rather than exploring the sea of online information alone, is that you get access to an interactive expert who knows you as an individual, able to tailor specific answers to your specific situation.

Hopefully you’ll use these six questions to get thinking about what topics you want to bring up with your counselor. Think about what areas you’re most unsure of, keeping in mind that the quality of the information you get depends on the quality of the questions you ask.

[nel-world]

hi

scene : with boss scene : with co worker about dating scene : auditioning for roles scene : at pitchdeck to present sketches scene: meeting old friend amy Feeling let down after Kawmi bails on their plans ,excitement about tickets. scene : with coworker about date scene : with boss scene : running in traffic ….amy messages scene: with co worker …party

i need to make money to pay for the audition space.(moving on job) my company is looking for a few more people. How about I sign you up? scene :meet girl in the park scene :meet old friend ..rev scene: party scene: runs late Where did you learn to play like that? MAX and ERROL talking about gals

scene : with girlfriend discussing favorite film scene : shooting a music video call from Mo Khan of Rage Records job interview could be your golden ticket. scene : with girlfriend playing basketball scene: working on script with gf ..go into theater overdose writer's block scene:with girl friend ,ladybug , confession break free from his creative rut by assessing his lifestyle habits scene : with teacher about script scene : with teacher hot in here scene: finding issue with voice deliver news about a song competition. at their makeshift recording studio MAX and SUZAN sift through job listings cash in cheque… scene : with roommate did u take the medicine scene: work on song with girl , make pie scene:teacher hope u are feeling better …yes ..finish the script scene: heat issue scene : not so stiff scene : after 10 min break …notepad pen sign me up doesn't go scene : heating issue scene : producer says rework scenes scene : girlfriend move in ..mess scene : talk with teacher about pitch scene: student actor working on commercial scene : girlfriend move in ..mess part 8 scene :teacher saying because of legal problems the producer cant fund scene : girlfriend saying she got a job in germany scene : rework the show ,teacher leaves town scene : rework the script,self produce scene : meeting dramaturg pat scene: gf moves awayGeorgia part 9 scene: with roommate the focus group is still looking for professional.. i need all the money i can get scene: with dad,playing chess scene : goes to interview scene: works on script-- song only u talks to rev meets loan shark meet studio owner meet videographer scene:goes to invite him for solo show, confrontation with jon : chubstitute solo show-- song low places no one shows up part 10 scene:sorry to roommate , roommate is sick runs roommate upload why did u upload look at positive reviews scene: Something terrible happens to Bill – he gets attacked and loses his memory part 11 scene: bill hospital bed /girlfriend/roommate scene: scene: Getting Better: Slowly, Bill starts to feel better and stronger every day. scene: Despite everything, Bill gets a big break-- song

[sciencewithsuzie]

TECH 504 Week 1 Reflection

What strengths does your district/school/classroom have for embracing technology PLCs? I think my district has been very fortunate in regards to technology. We have been 1:1 K-12 for 11 years! We started out with iPads but now every student has a Chromebook. Every classroom has a SmartBoard or BenQ! We don't normally have issues with internet connectivity. We have an amazing tech team who answers/fixes tech issues in a timely manner. I teach elementary science and use some sort of technology everyday. I have a class set of iPads that we are able to use with Ozobots, Spheros, Lego Robots and Quiver. We are a Google school and our students are quite familiar with Drive, Docs, Slides and Sheets. I believe all of these things enhance our students' learning experiences.

What weaknesses does your district/school/classroom have for embracing technology PLCs? Lack of Chromebook loaners is the first thing that comes to mind. We are on year 3 of student devices so they are beginning to have issues and need maintenance more frequently. We just don't have enough to loan out when their device is out for service. We also have a few teachers who have been resistant to incorporate technology into their daily lessons. This may be due to the fear of the unknown or lack of confidence. Overcoming this may just take the help of a mentor teacher or PD. I also think that many upper elementary teachers are so focused on their students passing iLEARN...so this is what they teach and not the also important tech skills needed to not only navigate the state assessment but also to be career ready. Most feel they don't have the time to even teach digital citizenship, typing, or coding.

What has been most beneficial to you as you prepare to extend technology PLCs? One benefit of technology in the classroom would be the ability to gather and analyze data on student learning outcomes. Educators can gain insights into student progress, identify areas for improvement, and tailor instructional strategies to meet the diverse needs of their students more effectively. Absolutely, collaborating with peers in this technology focused course (and others) allows us to share best practices, explore innovative teaching methods, and troubleshoot challenges together.

What challenges do you anticipate moving forward with integrating technology PLCs? Some challenges may include digital literacy, curriculum alignment, time constraints, technical support and privacy/security concerns.

What questions do you still have? What resources and support are available to teachers who are not familiar or comfortable with implementing technology PLCs in their classroom?

[msmunifystudyabroad]

Navigating Educational Finances: A Definitive Guide to Selecting the Right Lender

Introduction

Embarking on an educational journey is exhilarating, yet financial concerns can loom large. The pivotal decision of choosing the right lender demands careful consideration. This guide delves into essential factors and provides expert counsel to empower you in making an informed financial choice.

Key Aspects to Deliberate When Opting for the Right Lender

Understanding Your Financial Requirements

Initiate your foray into overseas education loan by comprehensively grasping your financial needs. Assess tuition fees, living expenses, and other ancillary costs associated with your chosen course.

Thorough Investigation of Lenders and Loan Varieties

Lenders differ significantly. Delve into research on various lenders and available loan options. Scrutinize interest rates, repayment plans, and flexibility to tailor a solution aligning with your financial circumstance.

Comparison of Interest Rates and Terms

Interest rates wield a substantial influence on loan affordability. Compare rates across diverse lenders, contemplating both fixed and variable options. Additionally, examine loan terms to ensure alignment with your long-term financial objectives.

Examination of Eligibility Criteria

Every lender has specific eligibility prerequisites. Confirm your eligibility to preempt complications during the application process. Common criteria encompass credit scores, citizenship status, and enrollment in an accredited institution.

Exploration of Government Aid Programs

Government aid programs often present favorable terms. Explore federal and state-sponsored loan programs to ascertain if you qualify. These programs may extend financial assistance with lower interest rates and flexible repayment plans.

Comprehension of Repayment Plans

Evaluate the array of repayment plans on offer. Choose a plan suiting your financial situation, whether it's a standard repayment plan, income-driven plan, or other customized alternatives.

Review of Customer Feedback

Peer experiences provide invaluable insights. Peruse customer reviews and testimonials about lenders to gauge their reputation for transparency, customer service, and reliability.

Consideration of Cosigners if Necessary

For students with limited credit history, securing a cosigner can enhance your chances of loan approval. Ensure your cosigner comprehends the responsibility and potential impact on their credit score.

Selecting the Ideal Lender for Your Educational Journey

Tailored Guidance for Your Educational Path

Opt for a lender providing personalized guidance specific to your chosen educational path. Seek lenders with dedicated advisors familiar with the intricacies of your selected field.

Flexibility in Loan Adjustments

Prioritize lenders offering flexibility in loan adjustments. Life's unpredictability necessitates the option to modify your loan terms, alleviating financial burdens.

Efficient Application Process

Time efficiency is paramount in educational funding. Choose a lender boasting a streamlined and efficient application process for timely fund disbursement.

Transparent Communication

Transparent communication is foundational for a positive borrower-lender relationship. Opt for a lender communicating clearly about terms, conditions, and any changes during the loan tenure.

Frequently Asked Questions (FAQs)

What considerations should be prioritized when selecting a lender?

Prioritize interest rates, repayment plans, and eligibility criteria based on your financial needs.

Are government aid programs superior to private lenders?

Government aid programs often present more favorable terms, but eligibility varies. Conduct a thorough comparison to identify the most suitable option.

Can I alter my repayment plan post-graduation?

Certainly, many lenders offer flexibility in adjusting repayment plans to accommodate evolving financial situations.

Is a cosigner obligatory for student loans?

While not universally mandatory, having a cosigner can enhance your approval prospects, particularly with limited credit history.

How can I ensure a seamless application process?

Gather all requisite documents, comprehend eligibility criteria, and choose a lender with a user-friendly application process.

What transpires if I miss a loan payment?

Contact your lender promptly to discuss available options. Some lenders extend grace periods or alternative repayment arrangements.

Conclusion

Selecting the right lender for your study abroad journey is a pivotal decision with lasting financial implications. Armed with these considerations and insights, you'll navigate the complex landscape of educational loans, ensuring a prosperous and stress-free academic pursuit. Remember, a well-informed choice today establishes the groundwork for a successful future.