#First Citizens Bank

[jobkash]

Senior Middleware Developer

Overview:This is a remote role that may only be hired in the following location(s): CA, NC and NJThis Senior Developer position will manage all phases of data processing system projects, from requirements definition to installation for Consumer Banking Technology, a part of FCB technology services. Leads technical efforts and architect in the development, implementation, and maintenance of…

[galleryyuhself]

Galleryyuhself - About two decades ago (time flies) I lectured to my design class that Trinidad and Tobago's culture and colloquialisms deserve reflection in our advertising. I am pleased to see it used here.

[timesofocean]

Turmoil in banking industry could be current biggest threat to global economy

New Post has been published on https://www.timesofocean.com/turmoil-in-banking-industry-could-be-current-biggest-threat-to-global-economy/

Turmoil in banking industry could be current biggest threat to global economy

London (The Times Groupe) – High interest rates, particularly in Europe, could pose the most immediate threat to the global economy due to turmoil in the banking sector.

Markets were shaken by the bankruptcy of Silicon Valley Bank (SVB) and Signature Bank in the US last month, as well as Saudi National Bank’s announcement that it would not be increasing its stake in Swiss-based Credit Suisse. interests interests  global economy

UBS, Switzerland’s largest bank, bought Credit Suisse with government assistance for 3 billion Swiss francs ($3.2 billion). times

As countries around the world struggle with a cost of living crisis and central banks have been raising interest rates to lower persistent inflation, the turmoil in the banking industry came at a bad time.

In an interview with Anadolu, Jon Danielsson, the director of the Systemic Risk Centre at the Department of Finance at the London School of Economics, explained that increasing interest rates to combat high inflation causes banks that have bonds and loans to lose value.

Early in March, SVB announced that it had sold its $21 billion bond portfolio at a loss of $1.8 billion. A discount of $16.5 billion was offered to First Citizens Bank for the deposit and loan portfolio of SVB after it was quickly closed by US regulators.

“When central banks raise interest rates, the aim is to slow growth. The fact that bond prices have fallen is part of the normal consequence when you raise interest rates a lot. That is a channel, the transmission of policy rates onto real activity,” Michael Saunders, a senior economic advisor at Oxford Economics and a former member of the Monetary Policy Committee at the Bank of England, told the Turkish state-run news agency Anadolu.

The US banks tightened lending standards before the recent strains in the banking system, reflecting higher interest rates and slower economic growth expectations, and those who failed had poor management.

[buttercupart]

Oh a tag by @bogos-bint3d just reminded me

I headcanon this general hairstyle to be popular with monsters who have fur/hair, and/or human allies of monsters following the end of Undertale.

Chara, during their time in the underground, would tie their hair up in space buns to mimic horns, and kept the front bits longer to mimic goat ears during Dreemurr family royal events.

Post-UT Frisk, after starting as Papyrus’ intern of Human/Monster Ambassadorial relations, started doing horn-buns to resemble/represent their mom Toriel (also the Dreemurrs in general).

[memenewsdotcom]

First Citizens buys SVB

[jewishvitya]

A pro-Palestine Jew on tiktok asked those of us who were raised pro-Israel, what got us to change our minds on Palestine. I made a video to answer (with my voice, not my face), and a few people watched it and found some value in it. I'm putting this here too. I communicate through text better than voice.

So I feel repetitive for saying this at this point, but I grew up in the West Bank settlements. I wrote this post to give an example of the extent to which Palestinians are dehumanized there.

Where I live now, I meet Palestinians in day to day life. Israeli Arab citizens living their lives. In the West Bank, it was nothing like that. Over there, I only saw them through the electric fence, and the hostility between us and Palestinians was tangible.

When you're a child being brought into the situation, you don't experience the context, you don't experience the history, you don't know why they're hostile to you. You just feel "these people hate me, they don't want me to exist." And that bubble was my reality. So when I was taught in school that everything we did was in self defense, that our military is special and uniquely ethical because it's the only defensive military in the world - that made sense to me. It slotted neatly into the reality I knew.

One of the first things to burst the bubble for me was when I spoke to an old Israeli man and he was talking about his trauma from battle. I don't remember what he said, but it hit me wrong. It conflicted with the history as I understood it. So I was a bit desperate to make it make sense again, and I said, "But everything we did was in self defense, right?"

He kinda looked at me, couldn't understand at all why I was upset, and he went, "We destroyed whole villages. Of course we did. It was war, that's what you do."

And that casual "of course" stuck with me. I had to look into it more.

I couldn't look at more accurate history, and not at accounts by Palestinians, I was too primed against these sources to trust them. The community I grew up in had an anti-intellectual element to it where scholars weren't trusted about things like this.

So what really solidified this for me, was seeing Palestinian culture.

Because part of the story that Israel tells us to justify everything, is that Palestinians are not a distinct group of people, they're just Arabs. They belong to the nations around us. They insist on being here because they want to deny us a homeland. The Palestinian identity exists to hurt us. This, because the idea of displacing them and taking over their lands doesn't sound like stealing, if this was never theirs and they're only pretending because they want to deprive us.

But then foods, dances, clothing, embroidery, the Palestinian dialect. These things are history. They don't pop into existence just because you hate Jews and they're trying to move here. How gorgeous is the Palestinian thobe? How stunning is tatreez in general? And when I saw specific patterns belonging to different regions of Palestine?

All of these painted for me a rich shared life of a group of people, and countered the narrative that the Palestininian identity was fabricated to hurt us. It taught me that, whatever we call them, whatever they call themselves, they have a history in this land, they have a right to it, they have a connection to it that we can't override with our own.

I started having conversations with leftist friends. Confronting the fact that the borders of the occupied territories are arbitrary and every Israeli city was taken from them. In one of those conversations, I was encouraged to rethink how I imagine peace.

This also goes back to schooling. Because they drilled into us, we're the ones who want peace, they're the ones who keep fighting, they're just so dedicated to death and killing and they won't leave us alone.

In high school, we had a stadium event with a speaker who was telling us about a person who defected from Hamas, converted to Christianity and became a Shin Bet agent. Pretty sure you can read this in the book "Son of Hamas." A lot of my friends read the book, I didn't read it, I only know what I was told in that lecture. I guess they couldn't risk us missing out on the indoctrination if we chose not to read it.

One of the things they told us was how he thought, we've been fighting with them for so long, Israelis must have a culture around the glorification of violence. And he looked for that in music. He looked for songs about war. And for a while he just couldn't find any, but when he did, he translated it more fully, and he found out the song was about an end to wars. And this, according to the story as I was told it, was one of the things that convinced him. If you know know the current trending Israeli "war anthem," you know this flimsy reasoning doesn't work.

Back then, my friend encouraged me to think more critically about how we as Israelis envision peace, as the absence of resistance. And how self-centered it is. They can be suffering under our occupation, but as long as it doesn't reach us, that's called peace. So of course we want it and they don't.

Unless we're willing to work to change the situation entirely, our calls for peace are just "please stop fighting back against the harm we cause you."

In this video, Shlomo Yitzchak shares how he changed his mind. His story is much more interesting than mine, and he's much more eloquent telling it. He mentions how he was taught to fear Palestinians. An automatic thought, "If I go with you, you'll kill me." I was taught this too. I was taught that, if I'm in a taxi, I should be looking at the driver's name. And if that name is Arab, I should watch the road and the route he's taking, to be prepared in case he wants to take me somewhere to kill me. Just a random person trying to work. For years it stayed a habit, I'd automatically look at the driver's name. Even after knowing that I want to align myself with liberation, justice, and equality. It was a process of unlearning.

On October, not long after the current escalation of violence, I had to take a taxi again. A Jewish driver stopped and told me he'll take me, "so an Arab doesn't get you." Israeli Jews are so comfortable saying things like this to each other. My neighbors discussed a Palestinian employee, with one saying "We should tell him not to come anymore, that we want to hire a Jew." The second answered, "No, he'll say it's discrimination," like it would be so ridiculous of him. And the first just shrugged, "So we don't have to tell him why." They didn't go through with it, but they were so casual about this conversation.

In the Torah, we're told to treat those who are foreign to us well, because we know what it's like to be the foreigner. Fighting back against oppression is the natural human thing to do. We know it because we lived it. And as soon as I looked at things from this angle, it wasn't really a choice of what to support.

[sayruq]

Police in the Turkish city of Adana detained 11 suspects, five Israeli and two Syrian, on allegations of organ trafficking, the Daily Sabah reported on 5 May. The Provincial Directorate of Security's Anti-Smuggling and Border Gates Branch began investigating after examining the passports of seven individuals who arrived in Adana from Israel about a month ago by plane for the purpose of health tourism. The two Syrian nationals, ages 20 and 21, were found to have fake passports. Further investigation revealed that Syrian nationals had each agreed to sell one of their own kidneys to two of the Israeli nationals, ages 68 and 28, for kidney transplants in Adana. During searches at the suspects' residences, $65,000 and numerous fake passports were seized. Israel has long been at the center of what Bloomberg described in 2011 as a “sprawling global black market in organs where brokers use deception, violence, and coercion to buy kidneys from impoverished people, mainly in underdeveloped countries, and then sell them to critically ill patients in more-affluent nations.” The financial newspaper added, “Many of the black-market kidneys harvested by these gangs are destined for people who live in Israel.” The organ-trafficking network extends from former Soviet Republics such as Azerbaijan, Belarus, Ukraine, and Moldova to Brazil, the Philippines, South Africa, and beyond, the Bloomberg investigation showed. Accusations of Israeli involvement in organ trafficking also apply to the occupied Palestinian territories. In 2009, Sweden's largest daily newspaper, Aftonbladet, reported testimony that the Israeli army was kidnapping and murdering Palestinians to harvest their organs. The report quotes Palestinian claims that young men from the occupied West Bank and Gaza Strip had been seized by the Israeli army, and their bodies returned to the families with missing organs. "'Our sons are used as involuntary organ donors,' relatives of Khaled from Nablus said to me, as did the mother of Raed from Jenin as well as the uncles of Machmod and Nafes from Gaza, who all had disappeared for a few days and returned by night, dead and autopsied," wrote Donald Bostrom, the author of the report.Bostrom also cites an incident of alleged organ theft during the the first Palestinian intifada in 1992. He says that the Israeli army abducted a young man known for throwing stones at Israeli troops in the Nablus area. The young man was shot in the chest, both legs, and the stomach before being taken to a military helicopter, which transported him to an unknown location. Five nights later, Bostrom said, the young man's body was returned, wrapped in green hospital sheets. Israel’s Channel 2 TV reported that in the 1990s, specialists at Abu Kabir Forensic Medicine Institute harvested skin, corneas, heart valves, and bones from the bodies of Israeli soldiers, Israeli citizens, Palestinians, and foreign workers without permission from relatives. The Israeli military confirmed that the practice took place, but claimed, "This activity ended a decade ago and does not happen any longer." Israel’s assault on Gaza since 7 October has provided further opportunities for the theft and harvesting of Palestinians’ organs. On 30 January, WAFA news agency reported that the Israeli army returned the bodies of 100 Palestinian civilians it had stolen from hospitals and cemeteries in various areas in Gaza. According to medical sources, inspection of some of the bodies showed that organs were missing from some of them. On 18 January, the Times of Israel reported that the Israeli army confirmed reports that its soldiers dug up graves in a Gaza cemetery, claiming its soldiers were trying to “confirm that the bodies of hostages were not buried there.”

[chibistarlyte]

i was notified by my SIL that denver was added to the mass deportation raid list, so i wanted to share information in case anyone needs to know what to do if they're targeted, no matter what city (images first, followed by text)

.

I am sending this message to everyone. Please forward to anyone you know who may need to know about these rights and resources as Denver was just added to the deportation raid list.

You DO NOT need to open your door.

You DO NOT need to let them into your home.

You DO NOT need to speak to agents.

You DO NOT need to sign absolutely anything.

Even if you are not a citizen, you have rights under the constitution. These include the right to be silent and the right to not have unlawful search. Even if you believe your rights are being violated, don't resist. It won't help.

Be prepared. Do the following:

1. If an officer knocks on your door: Do not open the door. Teach your children not to open the door. Officers must have a warrant signed by a judge to enter your home. ICE “warrants” are not signed by judges; they are ICE forms signed by ICE officers and they do not grant authority to enter a home without consent of the occupant. If you are unsure if a warrant is signed by a judge, do not open your door. Do not let them in.

2. If they do take you, do not lie about your status. Dont say anything. Find lawyers in your area. Don't call unless you need to. Those with lawyers are significantly more likely to not be deported. You can find low cost nonprofits here: https://www.immigrationadvocates.org/legaldirectory/

3. Create a safety plan. Know your emergency contact numbers. If you have children, let the school know who else can pick up your children if needed. Provide authorization in writing to an emergency contact allowing them to make legal and medical decisions for your child.

4. Emergency documents. Gather documents showing the length of time you have been in the United States; the most recent two years are most important. This can include U.S. income tax returns, utility bills, leases, school records, medical records, bank records, or other documents. Make sure your emergency contact knows where to find your documents.

5. Print a red card or find places that are giving them out. They are printed in multiple languages and outline your rights. You can present them or show them through your window to any ICE agent who may approach you. DO NOT OPEN YOUR DOOR TO GIVE IT TO THEM.

https://www.ilrc.org/red-cards-tarjetas-rojas

[bill-tracking-tools]

3 Ways to Qualify for Loan Payment Assistance

Do you need Citizens Bank credit card payment assistance or help to pay down your loan? You're in luck. There are many great loan payment assistance programs available. The federal government created several options to cover insured mortgages and other debts during the pandemic. While many of those programs are over, you still have options.

Here are some ways you can qualify for loan payment assistance.

Changes in Employment

One major qualifier for assistance programs is a change in your employment situation. Economic shifts during the last several years resulted in millions of layoffs. People making sizable salaries were left searching for jobs in already crowded markets.

Finding a new job can take months, and assistance programs can bridge the gap. Some assistance programs require proof of your employment change and evidence that you're searching for a new job.

Low Income

Another way to qualify for loan payment assistance is to show you have a low income. Low-income individuals may qualify for assistance from private, government-backed and non-profit organizations. The exact qualifications can vary from program to program, but they typically have income thresholds. You may qualify for payment assistance if you show that you meet the requirements.

Proof of Income

One of the easiest ways to get Citizens Bank credit card payment assistance is to get a cash advance. Advances are not the same as payday loans. You may not encounter any interest or fees depending on where you get your advance. They're a safer alternative to predatory loans and can help you get back on track without sacrificing your financial well-being.

Cash advance apps often require that you provide proof of income. As long as you have money coming in, you can easily qualify for a modest advance. Use your advance to pay your loan on time, avoid late fees and protect your credit score.

These are just a few ways to qualify for loan payment assistance. There are several programs to explore. Study the eligibility requirements and investigate all options to find what form of aid is best for you.

Read a similar article about discover credit card payment assistance here at this page.

[ktkat99]

Headcanon that the real reason all the other Justice Leaguer's avoid Gotham is because there is a running joke with the Gotham press that every hero in Gotham is either Batman, or a Robin.

Superman stops an attack drone from burning down a city block?

NOPE! News headlines read "Is Robin's new ability to fly proof he's really a vampire??"

Black Canary busts a smuggling ring?

"Batman's second female Robin. Will she last longer than the first?

Green Arrow catches a bank robber?

"Green Robin's facial hair and exactly what citizens think about it, page 3."

[witherby]

DUDEEEEE, after reading your little Wayne (who is now a grown up) goes looking for a part time job and after quitting the last job I imagem them getting into a cafe job were both villain and heros goes and there's no fighting in there

Dude what's it like having such an amazing incredible spectacular brain

That's the coolest idea I've ever heard

The Littlest Wayne: Truce Juice

Nobody believes it at first, that your signage is genuine. They think it's a gimmick or a ploy to avoid your shop being targeted by villains if they decide to terrorize the city and start doing massive amounts of property damage again.

"Is it true?" Customers will ask, as they come by to get a smoothie or request a bagel. "You're willing to serve villains?"

And every single time, you smile, hand over their order, and say "yes!" Because you are.

Your family chooses to fight crime under the cover of darkness. They fix Gotham's problems by punching them and throwing them in Blackgate or Arkham. During the day, your father does his best to fund the places that need it the most — infrastructure, homeless shelters, food banks, education — but it's not enough.

You can help the normal citizens as much as you want, but they're still going to be terrorized by the villains that escape the prison and the asylum. They're still going to feel Othered from most of society, which is what drove them to villainy in the first place. Hurting them, pushing back at them, it fixes the short-term problems but never quite nips it in the bud.

Your hope is to treat the criminals like...well, like they're not criminals. Which is why you opened Truce Juice — a little drink cafe in the heart of the city that welcomes everybody, good, bad, and in-between. It's your good-faith experiment you had to beg your father not to intervene in, using either identity, for weeks before he finally agreed.

So, deed in hand, trained employees on staff, and insurance premiums through the fucking roof, you've got a business.

--

It takes a month of service and consistent advertising, but you finally start to see your experiment take shape. A gentleman wearing a half-black, half-white tuxedo walks into your cafe and approaches the counter with visible trepidation, hands stuffed in his pockets and sneering at everybody who makes eye contact with him.

Antiope, the girl currently working the register, clams up a bit, so you send her to the drink station instead and smile at Two-Face's henchman.

"Good morning," you greet him, "welcome to Truce Juice. How can I help you?"

The man looks at you like you've grown a second head. You smile back and gesture to the menu over your head.

"If you need a minute to look at the options, that's fine. I also have handheld menus for better visibility." You pick one up and offer it to him.

"You're actually fuckin' serious," he says, taking his hand out of his pocket. Customers loitering in the cafe flinch back as he does so, but you don't move. He takes the menu from you and glances over it. "...gimme a banana smoothie and a dozen plain bagels. Cream cheese and jelly on the side."

"Sure!" You punch his order into your screen and ring up the total. "Will that be cash or card?"

"What if I didn't wanna pay?" The man smirks. The hand still in his pocket makes a clicking sound. Several customers rush out. You don't move, but the shadow at your feet forms a disk shape and slips underneath the henchman, waiting to suck him into your pocket dimension if he starts getting belligerent.

"Then you don't get the smoothie and bagels," you reply calmly. "I'm running a business, sir. Goods and services are exchanged for money, here."

He clearly wasn't expecting you to say that. He stares at you. You stare back. He blinks incredulously. You blink expectantly back.

"So," you say again, "cash or card?"

"....cash," he mutters, digging into a separate pocket and pulling out his wallet. He hands over a fistful of bills. You ring him up and give him his change.

"Okay! Give us about five minutes. Did you want the bagels toasted?"

The henchman shakes his head. You smile and get to work, the dark disk melting back into your regular shadow. Soon, you're sliding the smoothie and box of bagels across the pick-up counter.

"Here you are. Have a good day!"

The man continues to stare at you like you're some freakish anomaly. You just give him a small nod, then turn to help the next customer brave enough to step inside with him here.

When you check the tip jar later, you see a fistful of hundreds crammed into it.

You feel your heart warm and know you're about to make huge waves in Gotham.

[jobkash]

Senior Middleware Developer

Overview:This is a remote role that may only be hired in the following location(s): CA, NC and NJThis Senior Developer position will manage all phases of data processing system projects, from requirements definition to installation for Consumer Banking Technology, a part of FCB technology services. Leads technical efforts and architect in the development, implementation, and maintenance of…

[galleryyuhself]

Galleryyuhself - First Citizens has been taking on some wholesome thoughtful community based advertising

As we celebrate International Women’s Day, we remember all the achievements and real changes that women have accomplished and continue to do every day. Happy International  Women’s Day from all of us at First Citizens.

[empresa-journal]

Will First Citizens (FCNCA) make money with Silicon Valley Bank?

First Citizens (FCNCA) executives think they can make money with Silicon Valley Bank’s remains. First Citizens BancShares Inc. (NASDAQ: FCNCA) has an agreement to assume ownership of Silicon Valley Bridge Bank N.A.’s assets, a press release states. Silicon Valley Bridge Bank is the entity the Federal Deposit Insurance Corporation (FDIC) organized to run Silicon Valley Bank after its…

[poroskota]

First Citizens Beli Harga Diskon Silicon Valley Bank, Drama Krisis Perbankan Berakhir

POROSKOTA.COM, JAKARTA — Associate Director of Research and Investment Pilarmas Investindo Sekuritas Maximilianus Nico Demus mengatakan, volatilitas di pasar saham memang mengalami penurunan dibandingkan pekan lalu, dengan Cboe VIX Index diperdagangkan di level 23. Berita baiknya saat ini adalah, First Citizens BancShares Inc telah setuju untuk membeli SVB, sebuah kesepakatan yang dapat…

[indiabizlive]

First Citizens Bank, located in North Carolina, is buying Silicon Valley Bank (SVB), which filed for bankruptcy earlier this month. The Federal Deposit Insurance Corporation (FDIC) announced on Monday, March 27, 2023 that First Citizens Bank had engaged into a purchase and assumption agreement for all of SVB’s depositors and liabilities.