#Bank of the Year 2022

[touchaheartnews]

Zenith Bank Emerges Nigeria’s Best Bank At Global Finance Awards 2024, For The 4th Time In 5 Years

Zenith Bank Plc has emerged as the Best Bank in Nigeria in the Global Finance Best Banks Awards 2024, winning the award for the fourth time since 2019. The Bank was among other banks from 36 countries in Africa recognised as the prestigious Global Finance announced its 31st Annual Best Bank Awards Winners. The editors of Global Finance made the selections after extensive consultations with…

[ivan-fyodorovich-k]

Do you ever become hyper aware of the fact that you are existing now in this very moment, which was true yesterday, yesterday you lived consciously through every moment, taking in sights and experiences

Do you then think about how everything that is happening to you in this moment that is real and immediate is something you will almost certainly not remember? As is true of almost every moment experienced thus?

[mattnben-bennmatt]

I asked the girl if she wanted to live in the same village when she grew up. She smiled at me, a little shy again—as if she was debating whether or not to answer. After a moment, she did. “I want to go to Lusaka,” she said, “and become a nurse.” I had this feeling that she mostly kept this ambition to herself. I wondered if her parents even knew, and if she’d hesitated to tell me because I might tell them. It was no small thing for her to have this dream—to think about leaving the place she’d always known, to head out on her own and show what she could do. It really resonated with me. And look, I know it’s a cliché to meet someone halfway across the world whose life is dramatically different from your own, and suddenly see yourself in them—but I did. She brought to mind that feeling of restlessness, that eagerness to get out and do something new, somewhere new. I knew exactly what it felt like to be a teenager with a dream. I spent my teenage years pooling the money from my summer jobs in a joint bank account with Ben Affleck so we could move to New York and become actors. Not the same thing, obviously. But not so different that we couldn’t connect.

— Matt Damon, in his and Gary White's book The Worth of Water (2002).

[six-of-ravens]

Oh, and another thing I learned the other day: apparently the point of raising the interest rates so much was to "discourage consumer buying" which is insane bc like, "we don't want people to buy things so we're going to raise the cost of living, and then complain when people aren't buying houses and can't afford rent or utilities" is horrible logic. But also I think Millennials and Gen Z have lived through too many harsh economic times for this to work. "I'll never be able to buy a house so I'll just keep buying my little treats" is a common mindset and, frankly, a justified one. Like yeah, the cost of takeout may have gone up a few bucks, but the cost of a house has gone up thousands of dollars. I'm no closer to buying a house than I was in 2020, and if my rent goes up another $250 next spring all the skipped lattes in the world won't help, so I'm still gonna get my little treat.

[snowpetaly]

Writing bank 2022 📝

The year 2022 is coming to an end, so I invite you to a small summary for writers! 🤍 Which of these suggested things did you manage to do?

Share your result! #writingbank2022

[phantomrose96]

If anyone wants to know why every tech company in the world right now is clamoring for AI like drowned rats scrabbling to board a ship, I decided to make a post to explain what's happening.

(Disclaimer to start: I'm a software engineer who's been employed full time since 2018. I am not a historian nor an overconfident Youtube essayist, so this post is my working knowledge of what I see around me and the logical bridges between pieces.)

Okay anyway. The explanation starts further back than what's going on now. I'm gonna start with the year 2000. The Dot Com Bubble just spectacularly burst. The model of "we get the users first, we learn how to profit off them later" went out in a no-money-having bang (remember this, it will be relevant later). A lot of money was lost. A lot of people ended up out of a job. A lot of startup companies went under. Investors left with a sour taste in their mouth and, in general, investment in the internet stayed pretty cooled for that decade. This was, in my opinion, very good for the internet as it was an era not suffocating under the grip of mega-corporation oligarchs and was, instead, filled with Club Penguin and I Can Haz Cheezburger websites.

Then around the 2010-2012 years, a few things happened. Interest rates got low, and then lower. Facebook got huge. The iPhone took off. And suddenly there was a huge new potential market of internet users and phone-havers, and the cheap money was available to start backing new tech startup companies trying to hop on this opportunity. Companies like Uber, Netflix, and Amazon either started in this time, or hit their ramp-up in these years by shifting focus to the internet and apps.

Now, every start-up tech company dreaming of being the next big thing has one thing in common: they need to start off by getting themselves massively in debt. Because before you can turn a profit you need to first spend money on employees and spend money on equipment and spend money on data centers and spend money on advertising and spend money on scale and and and

But also, everyone wants to be on the ship for The Next Big Thing that takes off to the moon.

So there is a mutual interest between new tech companies, and venture capitalists who are willing to invest $$$ into said new tech companies. Because if the venture capitalists can identify a prize pig and get in early, that money could come back to them 100-fold or 1,000-fold. In fact it hardly matters if they invest in 10 or 20 total bust projects along the way to find that unicorn.

But also, becoming profitable takes time. And that might mean being in debt for a long long time before that rocket ship takes off to make everyone onboard a gazzilionaire.

But luckily, for tech startup bros and venture capitalists, being in debt in the 2010's was cheap, and it only got cheaper between 2010 and 2020. If people could secure loans for ~3% or 4% annual interest, well then a $100,000 loan only really costs $3,000 of interest a year to keep afloat. And if inflation is higher than that or at least similar, you're still beating the system.

So from 2010 through early 2022, times were good for tech companies. Startups could take off with massive growth, showing massive potential for something, and venture capitalists would throw infinite money at them in the hopes of pegging just one winner who will take off. And supporting the struggling investments or the long-haulers remained pretty cheap to keep funding.

You hear constantly about "Such and such app has 10-bazillion users gained over the last 10 years and has never once been profitable", yet the thing keeps chugging along because the investors backing it aren't stressed about the immediate future, and are still banking on that "eventually" when it learns how to really monetize its users and turn that profit.

The pandemic in 2020 took a magnifying-glass-in-the-sun effect to this, as EVERYTHING was forcibly turned online which pumped a ton of money and workers into tech investment. Simultaneously, money got really REALLY cheap, bottoming out with historic lows for interest rates.

Then the tide changed with the massive inflation that struck late 2021. Because this all-gas no-brakes state of things was also contributing to off-the-rails inflation (along with your standard-fare greedflation and price gouging, given the extremely convenient excuses of pandemic hardships and supply chain issues). The federal reserve whipped out interest rate hikes to try to curb this huge inflation, which is like a fire extinguisher dousing and suffocating your really-cool, actively-on-fire party where everyone else is burning but you're in the pool. And then they did this more, and then more. And the financial climate followed suit. And suddenly money was not cheap anymore, and new loans became expensive, because loans that used to compound at 2% a year are now compounding at 7 or 8% which, in the language of compounding, is a HUGE difference. A $100,000 loan at a 2% interest rate, if not repaid a single cent in 10 years, accrues to $121,899. A $100,000 loan at an 8% interest rate, if not repaid a single cent in 10 years, more than doubles to $215,892.

Now it is scary and risky to throw money at "could eventually be profitable" tech companies. Now investors are watching companies burn through their current funding and, when the companies come back asking for more, investors are tightening their coin purses instead. The bill is coming due. The free money is drying up and companies are under compounding pressure to produce a profit for their waiting investors who are now done waiting.

You get enshittification. You get quality going down and price going up. You get "now that you're a captive audience here, we're forcing ads or we're forcing subscriptions on you." Don't get me wrong, the plan was ALWAYS to monetize the users. It's just that it's come earlier than expected, with way more feet-to-the-fire than these companies were expecting. ESPECIALLY with Wall Street as the other factor in funding (public) companies, where Wall Street exhibits roughly the same temperament as a baby screaming crying upset that it's soiled its own diaper (maybe that's too mean a comparison to babies), and now companies are being put through the wringer for anything LESS than infinite growth that Wall Street demands of them.

Internal to the tech industry, you get MASSIVE wide-spread layoffs. You get an industry that used to be easy to land multiple job offers shriveling up and leaving recent graduates in a desperately awful situation where no company is hiring and the market is flooded with laid-off workers trying to get back on their feet.

Because those coin-purse-clutching investors DO love virtue-signaling efforts from companies that say "See! We're not being frivolous with your money! We only spend on the essentials." And this is true even for MASSIVE, PROFITABLE companies, because those companies' value is based on the Rich Person Feeling Graph (their stock) rather than the literal profit money. A company making a genuine gazillion dollars a year still tears through layoffs and freezes hiring and removes the free batteries from the printer room (totally not speaking from experience, surely) because the investors LOVE when you cut costs and take away employee perks. The "beer on tap, ping pong table in the common area" era of tech is drying up. And we're still unionless.

Never mind that last part.

And then in early 2023, AI (more specifically, Chat-GPT which is OpenAI's Large Language Model creation) tears its way into the tech scene with a meteor's amount of momentum. Here's Microsoft's prize pig, which it invested heavily in and is galivanting around the pig-show with, to the desperate jealousy and rapture of every other tech company and investor wishing it had that pig. And for the first time since the interest rate hikes, investors have dollar signs in their eyes, both venture capital and Wall Street alike. They're willing to restart the hose of money (even with the new risk) because this feels big enough for them to take the risk.

Now all these companies, who were in varying stages of sweating as their bill came due, or wringing their hands as their stock prices tanked, see a single glorious gold-plated rocket up out of here, the likes of which haven't been seen since the free money days. It's their ticket to buy time, and buy investors, and say "see THIS is what will wring money forth, finally, we promise, just let us show you."

To be clear, AI is NOT profitable yet. It's a money-sink. Perhaps a money-black-hole. But everyone in the space is so wowed by it that there is a wide-spread and powerful conviction that it will become profitable and earn its keep. (Let's be real, half of that profit "potential" is the promise of automating away jobs of pesky employees who peskily cost money.) It's a tech-space industrial revolution that will automate away skilled jobs, and getting in on the ground floor is the absolute best thing you can do to get your pie slice's worth.

It's the thing that will win investors back. It's the thing that will get the investment money coming in again (or, get it second-hand if the company can be the PROVIDER of something needed for AI, which other companies with venture-back will pay handsomely for). It's the thing companies are terrified of missing out on, lest it leave them utterly irrelevant in a future where not having AI-integration is like not having a mobile phone app for your company or not having a website.

So I guess to reiterate on my earlier point:

Drowned rats. Swimming to the one ship in sight.

[mybeingthere]

Wally Dion, born 1976, Saskatoon, Saskatchewan.

Fabric Star Quilts.

Wally (Walter) Dion is a Canadian artist of Saulteaux ancestry living and working in Upstate New York. Working in a number of media including painting, drawing and sculpture.

Wally explains:

"The first fabric star quilt was made as part of a 2022 residency at Wanuskewin Park. It was my way of reflecting upon prairie tall grass and the reintroduction of bison into the Great Plaines. I wanted to make several transparent quilts and superimpose them; one in front another... a quilt for the microbiome, another for the bison, their manure & hooves, another for the summer fires that scorch the ground and a final quilt for the sweetgrass braid.

I was considering how all of these things worked together for thousands of years to create what is known as the 'prairie tall grass ecosystem'. A vast and fertile expanse of land stretching from the foothills of Alberta to the banks of the Mississippi. I wanted to highlight the invisibility of systems when everything is working well, as it should be.

I started with the green quilt because it is the colour of the sweet grass braid that is exchanged in ceremony and relationship building. I considered the nature and tradition of quilting; impoverished craftspeople using tiny scraps of fabric. I considered the act of offering fabric and adherence to tradition. I thought of a thousand tiny prayers and how that might look; invisible acts of respect and adherence to protocols spanning decades. My thoughts travelled across the land, imagining the trees and rocks collecting these prayers like a bush of cloth, or an etched boulders."

[liberaljane]

Women's Not So Distant History

This #WomensHistoryMonth, let's not forget how many of our rights were only won in recent decades, and weren’t acquired by asking nicely and waiting. We need to fight for our rights. Here's are a few examples:

📍 Before 1974's Fair Credit Opportunity Act made it illegal for financial institutions to discriminate against applicants' gender, banks could refuse women a credit card. Women won the right to open a bank account in the 1960s, but many banks still refused without a husband’s signature. This allowed men to continue to have control over women’s bank accounts. Unmarried women were often refused service by financial institutions entirely.

📍 Before 1977, sexual harassment was not considered a legal offense. That changed when a woman brought her boss to court after she refused his sexual advances and was fired. The court stated that her termination violated the 1974 Civil Rights Act, which made employment discrimination illegal.⚖️

📍 In 1969, California became the first state to pass legislation to allow no-fault divorce. Before then, divorce could only be obtained if a woman could prove that her husband had committed serious faults such as adultery. 💍By 1977, nine states had adopted no-fault divorce laws, and by late 1983, every state had but two. The last, New York, adopted a law in 2010.

📍In 1967, Kathrine Switzer, entered the Boston Marathon under the name "K.V. Switzer." At the time, the Amateur Athletics Union didn't allow women. Once discovered, staff tried to remove Switzer from the race, but she finished. AAU did not formally accept women until fall 1971.

📍 In 1972, Lillian Garland, a receptionist at a California bank, went on unpaid leave to have a baby and when she returned, her position was filled. Her lawsuit led to 1978's Pregnancy Discrimination Act, which found that discriminating against pregnant people is unlawful

📍 It wasn’t until 2016 that gay marriage was legal in all 50 states. Previously, laws varied by state, and while many states allowed for civil unions for same-sex couples, it created a separate but equal standard. In 2008, California was the first state to achieve marriage equality, only to reverse that right following a ballot initiative later that year. 

📍In 2018, Utah and Idaho were the last two states that lacked clear legislation protecting chest or breast feeding parents from obscenity laws. At the time, an Idaho congressman complained women would, "whip it out and do it anywhere,"

📍 In 1973, the Supreme Court affirmed the right to safe legal abortion in Roe v. Wade. At the time of the decision, nearly all states outlawed abortion with few exceptions. In 1965, illegal abortions made up one-sixth of all pregnancy- and childbirth-related deaths. Unfortunately after years of abortion restrictions and bans, the Supreme Court overturned Roe in 2022. Since then, 14 states have fully banned care, and another 7 severely restrict it – leaving most of the south and midwest without access. 

📍 Before 1973, women were not able to serve on a jury in all 50 states. However, this varied by state: Utah was the first state to allow women to serve jury duty in 1898. Though, by 1927, only 19 states allowed women to serve jury duty. The Civil Rights Act of 1957 gave women the right to serve on federal juries, though it wasn't until 1973 that all 50 states passed similar legislation

📍 Before 1988, women were unable to get a business loan on their own. The Women's Business Ownership Act of 1988 allowed women to get loans without a male co-signer and removed other barriers to women in business. The number of women-owned businesses increased by 31 times in the last four decades. 

Free download

📍 Before 1965, married women had no right to birth control. In Griswold v. Connecticut (1965), the Supreme Court ruled that banning the use of contraceptives violated the right to marital privacy.

📍 Before 1967, interracial couples didn’t have the right to marry. In Loving v. Virginia, the Supreme Court found that anti-miscegenation laws were unconstitutional. In 2000, Alabama was the last State to remove its anti-miscegenation laws from the books.

📍 Before 1972, unmarried women didn’t have the right to birth control. While married couples gained the right in 1967, it wasn’t until Eisenstadt v. Baird seven years later, that the Supreme Court affirmed the right to contraception for unmarried people.

📍 In 1974, the last “Ugly Laws” were repealed in Chicago. “Ugly Laws” allowed the police to arrest and jail people with visible disabilities for being seen in public. People charged with ugly laws were either charged a fine or held in jail. ‘Ugly Laws’ were a part of the late 19th century Victorian Era poor laws. 

📍 In 1976, Hawaii was the last state to lift requirements that a woman take her husband’s last name.  If a woman didn’t take her husband’s last name, employers could refuse to issue her payroll and she could be barred from voting. 

📍 It wasn’t until 1993 that marital assault became a crime in all 50 states. Historically, intercourse within marriage was regarded as a “right” of spouses. Before 1974, in all fifty U.S. states, men had legal immunity for assaults their wives. Oklahoma and North Carolina were the last to change the law in 1993.

📍  In 1990, the Americans with Disability Act (ADA) – most comprehensive disability rights legislation in U.S. history – was passed. The ADA protected disabled people from employment discrimination. Previously, an employer could refuse to hire someone just because of their disability.

📍 Before 1993, women weren’t allowed to wear pants on the Senate floor. That changed when Sen. Moseley Braun (D-IL), & Sen. Barbara Mikulski (D-MD) wore trousers - shocking the male-dominated Senate. Their fashion statement ultimately led to the dress code being clarified to allow women to wear pants. 

📍 Emergency contraception (Plan B) wasn't approved by the FDA until 1998. While many can get emergency contraception at their local drugstore, back then it required a prescription. In 2013, the FDA removed age limits & allowed retailers to stock it directly on the shelf (although many don’t).

📍  In Lawrence v. Texas (2003), the Supreme Court ruled that anti-cohabitation laws were unconstitutional. Sometimes referred to as the ‘'Living in Sin' statute, anti-cohabitation laws criminalize living with a partner if the couple is unmarried. Today, Mississippi still has laws on its books against cohabitation. 

[lsbubastudio2]

"An Exhibition of Architectural Works" _ #LSBU _ 22 June - 03 July 2023

Location: LSBU Southwark campus - LSBU HUB _ Photos by: Spyros Kaprinis [22.06.2023]

"The #LSBU #Architecture End of Year Show celebrates the excellence of our students' work throughout the academic year. Here we showcase some of our most exciting projects, and celebrate the efforts that our students have made throughout their architectural education. On display will be illustrated products by students across our programmes. Come and get a glimpse of what our Architecture programmes have to offer. The work will also be displayed in the foyer of the Keyworth Centre at London South Bank University until Monday 3 July 2023."

We look forward to seeing you!

https://lnkd.in/eWz_rEu7

https://lnkd.in/ePaNyJTn

#London_South_Bank_University  #LSBU #Architecture #EndOfYearShow 2022-2023

[reasonsforhope]

"Helio da Silva, a retired business executive from Brazil, single-handedly planted over 41,000 trees in his hometown of Sao Paulo over the last two decades.

Flying over the Brazilian metropolis of Sao Paulo, it’s tough to miss the 3.2-kilometers-long and 100-meter-wide green strip of trees wedged between two of the city’s busiest roads. It is known as Tiquatira Linear Park, and it is the work of a single man who worked tirelessly for over 20 years in order to transform a previously dilapidated area into an actual jungle within the urban jungle that is Sao Paulo. Originally from the town of Promissao, about 500km from Sao Paulo, Helio da Silva was a successful business executive for many years, but after retiring, he took it upon himself to transform the degraded banks of the Tiquatira River into a green oasis for his community. He started planting trees there in 2003 and hasn’t stopped since.

73-year-old da Silva recently told AFP that he wanted to leave a legacy to the city that adopted him decades ago. Within the first four years of his epic project, he single-handedly planted 5,000 trees in an area that had long been abandoned and known to be frequented by drug dealers and users. His impressive feat prompted the municipality of Sao Paulo to recognize his efforts and acknowledge the area as the first linear park in Sao Paulo. This only emboldened da Silva, who continued planting native trees.

By 2020, Helio had planted more than 25,047 trees over a 3.2-km-long area, achieving a survival rate of 88 percent. For every 12 trees, he planted a fruit-bearing species in the hopes of attracting birds and animals to his green oasis. His bet paid off, as according to the municipality, 45 types of birds have been identified in the park. Today, the Tiquatira Linear Park numbers over 41,000 individual trees, and Helio da Silva doesn’t plan on stopping planting until he reaches at least 50,000 of them.

“My motivation comes from the trees themselves because trees give us flowers and fruits, absorb rainwater, attract birds and provide us with wonderful shade and fresh air,” da Silva told Common Earth.

The retired executive estimates that he spent about $7,000 per year on his tree-planting efforts since 2022, but the way he sees it, it was a worthwhile investment for himself, his family and the whole of Sao Paulo. Plus, he saved a lot of money by planting the trees himself.

Once labeled as crazy for spending most of his time planting trees in an area most people avoided, Helio da Silva is now hailed as a local hero. He sometimes receives help from like-minded nature lovers, but he is still the driving force behind this amazing project. Every Sunday, he comes to Tiquatira Park to plant more trees.

Over the years, the city gym and playground equipment, tables, benches, toilets, and Tiquatira Linear Park eventually became one of Sao Paulo’s most popular areas."

-Article via OddityCentral, October 4, 2024. Video via France24, September 26, 2024.

--

Note: ONE SINGLE PERSON CAN MAKE A SUCH A DIFFERENCE

[reasonandempathy]

Walz has served as Minnesota’s governor since 2019 after 12 years in the House of Representatives and now chairs the Democratic Governors Association. He has built a reputation as a folksy politician who can get things done, as Minnesota has adopted a number of progressive laws during his tenure. According to a poll conducted earlier this year, Walz enjoys an approval rating of 55% among Minnesotans. Since Minnesota Democrats achieved a legislative trifecta in the 2022 elections, Walz and his allies have used their power to push a slate of progressive policies. The governor has signed bills protecting abortion access, expanding background checks for prospective gun owners and legalizing recreational marijuana. “Right now, Minnesota is showing the country you don’t win elections to bank political capital,” Walz said last year. “You win elections to burn political capital and improve lives.” That philosophy has endeared him to progressives, who threw their support behind him as the veepstakes kicked into high gear over the past two weeks. They reshared clips of Walz lovingly mocking his daughter’s vegetarianism and tinkering with his car to paint him as the dad that America needs right now.

This is fucking awesome! Honestly, sincerely good news and a very promising pick for the potential Harris Administration. An aggressive, unabashed, popular, populist left-winger with a track record of enacting real, substantive help for people is capital-G Great.

What has he done, specifically?

Abortion rights

In a 1995 ruling, the Minnesota Supreme Court upheld abortion rights in Minnesota. In January 2023, Walz signed the PRO Act (Protect Reproductive Options Act) into law, making abortion a "fundamental right," as well as access to contraception, fertility treatments, sterilization and other reproductive health care.

The law made Minnesota the first state to codify abortion rights in the aftermath of the U.S. Supreme Court's 2022 ruling in the case of Dobbs v. Jackson Women's Health Organization, which nullified Roe. v. Wade after nearly 50 years of precedent. In April 2023, Walz signed the Reproductive Freedom Defense Act into law, shielding women and providers from any legal action originating from the patient's state.

Pro-LGBTQIA+ legislation

In March 2023, Walz signed an executive order to protect the right of residents to have access to gender-affirming health care. Weeks later, he signed the "Trans Refuge" bill, banning the enforcement of arrest warrants, extradition requests and out-of-state subpoenas for those who traveled to Minnesota for care.

"When someone else is given basic rights, others don't lose theirs," Walz said. "We aren't cutting a pie here. We're giving basic rights to every single Minnesotan."

Paid family, medical and sick leave

In May 2023, Walz signed a law creating a state-run program to provide paid family and medical leave for Minnesota workers, funded by a 0.7% payroll tax on employers, by 2026.

Legalization of recreational marijuana

In May 2023, Minnesota became the 23rd state in the nation to legalize recreational cannabis use. Three months later, people 21 and older could start to possess certain amounts of marijuana at home and on their person, in addition to legally growing up to eight plants at a time.

Restoration of voting rights for former felons

In March 2023, Walz signed a bill that restored the right to vote to more than 50,000 convicted felons who had already served their time.

Universal school meals

Amid the increase in food insecurity for many Minnesotans during the pandemic, and the subsequent strain on the state's food shelves that remains to this day, Walz signed a bill in March 2023 that ensures all K-12 students in the state have access to free breakfast and lunch on school days.

Do you know what makes this even better?

Fuck 'Em. I know negative partisanship is important and can help motivate right-wingers to vote, but they're going to vote anyway. And him being afraid of Walz is just a sign that he's a good pick, in policy and politics.

[batboyblog]

Senate Elections 2024!

At the Start of the year I made a post about the US Senate elections this year. However a lot has changed since then (not just that) So I thought I'd make a new version.

How successful a President Kamala Harris is able to be will come down to who controls congress. A Republican House or Senate could frustrate many of the important agenda items Harris wants to get done. Also the Senate is key to appointing Judges, right now many America's rights are being decided in the courts where Trump and Republican appointed Judges are consistently ruling against trans rights, voting rights, abortion rights etc. Any hope of a smooth pipe line of Harris judges depends on the Senate. Senate Control hangs by a knife's edge, there are 6 soft blue seats we have to hold onto, two swing seats Dems are defending, and two soft red seats we can pick up, you can make all the difference!

If you don't live in one of the states below but want to help, you can Donate to the DSCC or sign up to phone bank with the Democrats

Arizona

Ruben Gallego (Hold)

Winning Arizona will be key to the outcome of the 2024 Presidential election. Congressman Ruben Gallego was a leader in the effort to replace Democrat turned Independent Senator Sinema with a real Democrat. Gallego was raised by a single mother, went to Harvard, and is a Marine combat vet. First elected to the Arizona State House in 2010 he advocated for immigrant rights. He was elected to Congress in 2014. Since coming to Congress Gallego has been a progressive voice, gaining attention for blunt attacks on the Trump administration. Republicans nominated around former TV host and conspiracy theorist Kari Lake. Lake rose to become a Republican star by supporting conspiracy theories about the 2020 election and Covid. Lake ran for Arizona Governor in 2022 and after losing to Democrat Katie Hobbs she refused to concede and still maintains she won and is the rightful Governor of Arizona. Lake has called Democrats "Demonic", totally opposes abortion in all cases, and is the self proclaimed "Trump candidate". If Gallego is elected not only will he be a reliable Democratic vote and Progressive vote in the Senate, he'd be the first Hispanic to represent Arizona in the Senate, ever. If you live in Arizona please make sure you vote, but more if you have any time between now and November, volunteer to help Gallego! and if you don't live there you can still give.

VOTE VOLUNTEER DONATE SHOP

Florida

Debbie Mucarsel-Powell (Flip)

Florida's current Republican senator, Rick Scott, has spent his first term in Congress being one of the most extreme Republicans. Scott has pushed to defund education, roll back Social Security and Medicare, attacked trans rights, and wants to ban Abortion in all cases. Rick Scott is the wealthiest member of Congress and also was in involved in the largest case of Medicare fraud in US history. Scott challenged Mitch McConnell for the leadership of the Senate GOP getting support from extremists like Ted Cruz, Josh Hawley, and JD Vance, and now is running to replace McConnell. Scott won in 2018 with less than 10,000 votes. The Democrat is former Congresswoman Debbie Mucarsel-Powell. When she was elected to Congress in 2018 she became the first South American born immigrant and first person of Ecuadorian heritage to be elected to Congress. In Congress Mucarsel-Powell was a member of the Progressive caucus, she fought to expand medicare, and secured $200 million for Everglades restoration. After a narrow defeat in 2020 Mucarsel-Powell joined the gun control advocacy group Giffords to fight for gun control a personal issue for her. If you're in Florida please make sure you vote, and volunteer to help remove one of the most extreme Senators. Everyone else give what you can.

VOTE VOLUNTEER DONATE

Maryland

Angela Alsobrooks (Hold)

Maryland is normally an easy Democratic win but two-term Republican former Governor Larry Hogan announced he was running, turning what should be an easy race for Democrats into a real fight. Hogan is trying to sell himself as a Trump septic moderate, but he's endorsed by Trump, JD Vance, and Mitch McConnell. Hogan spent his final year as Governor frustrating Democratic efforts to protect abortion, legalize marijuana, and take serious action on climate change. In the Senate he'll be a vote in the pocket of Republican leadership. The Democrat is Angela Alsobrooks, the executive of Prince George's County. As County Executive Alsobrooks got high marks for her response to Covid. She's worked to expand pre-K to all students in the county, as well expanding health care access including mental health access. As a candidate for Senate Alsobrooks has been a strong supporter of Abortion rights, pushing for more action on gun violence, and has been a strong supporter of LGBT rights her whole political life. After Vice-President Harris left the Senate there were no black women represented in the upper house. Together with Delaware's Lisa Blunt Rochester Alsobrooks could make history, if both are elected this year it'll be the first time ever that two black women have served at the same time in the US Senate. If you're in Maryland make sure to get out to vote, to volunteer as much as you're able, and everyone give whatever you can to protect abortion rights and support progressive black women!

VOTE VOLUNTEER DONATE SHOP

Michigan

Elissa Slotkin (Hold)

Michigan is a critical 2024 swing state. Congresswoman Elissa Slotkin is running to replace retiring Senator Debbie Stabenow. Slotkin worked for the CIA, the State Department, and the Department of Defense rising to be an Assistant Secretary of Defense under President Obama. She is fluent in Arabic and Swahili. First elected to Congress in 2018 Slotkin won and has been re-elected repeatedly to represent a swing district, becoming the first Democrat elected there since 1998. In Congress Slotkin has supported gun control, and ending money in politics. Her national security experience made her an important voice pushing for the first impeachment of Trump in 2019. She gained national attention for holding open town halls on her choice to vote to impeach Trump facing down Republican protesters. In her run for Senate Slotkin has continued to stress her support for gun legislation, ending money in politics and stresses protecting the right to choose. Republicans have consolidated around former Congressman Mike Rogers. Rogers retired to Florida after his time in the House only moving back last year to run for Senate. During his time in Congress Rogers tried twice to ban the abortion pill mifepristone. Rogers is endorsed by Trump and controversial former Detroit Police Chief James Craig. If you're in Michigan vote to protect the right to choose and stop a Trump Republican, and make sure to volunteer as much as you can, and every give what you can to help win this key swing state.

VOTE VOLUNTEER DONATE SHOP

Montana

Jon Tester (Re-elect)

Normally deep red Montana represents one of the hardest Senate seats for Democrats to hang onto. Jon Tester is the only Democrat to hold statewide office or represent Montana in Congress. Elected narrowly in 2006 Tester has beaten the odds time and time again and is trying again. In his time in the Senate Tester has been a consistent voice for small farmers and local businesses against big corporations and mega companies. Tester has fought against corruption and for openness, and is one of the most effective members of Congress consistently having the most bills past into law of any member of Congress. Republicans have embraced an ultra wealthy former CEO, Tim Sheehy as their nominee to unseat Tester. Sheehy was caught lying about being shot in Afghanistan as a Navy SEAL, when he in fact accidentally shot himself at Glacier National Park in Montana. Past his embarrassing war wound story, Sheehy is an ultra rich CEO who has spent 2 million of his own money on the race so far. Sheehy has been endorsed by Trump, and Marjorie Taylor Greene. Sheehy wants to ban all abortion, repeal Obamacare, and remove any limits on gun ownership, despite having shot himself. If you can only donate to two races, this and Ohio are the most important, if you can only donate to one? flip a coin. Everyone in Montana make sure you get out to vote and just as important volunteer, there will be no Presidential or Governor or any other campaign to help Tester along its all on him, and everyone give what you can.

VOTE VOLUNTEER DONATE SHOP

Nevada

Jacky Rosen (Re-elect)

Nevada is a critical swing state in the 2024 election. Jacky Rosen first came to Congress flipping a Red House seat in 2016 and then unseating a Republican Senator in 2018. Since coming to Congress Rosen has been a champion for turning Nevada into a clean energy leader. She's also has helped pass gun control legislation and is a fierce advocate the right to choose. Republicans have nominated Army veteran and conservative influencer Sam Brown to run against Rosen. Brown unsuccessfully ran in a Republican primary for the Texas State House in 2014, and for the Republican nomination for US Senate in Nevada in 2022. Now with the endorsement of Donald Trump Brown finally managed to win a primary. Sam Brown is the only Republican candidate Trump mentioned in his 92 minute convention speech at the RNC. Brown wants to roll back Nevada's Green energy progress and boost fossil fuels, he also wants to roll back any and all restrictions on guns. If you're in Nevada make sure to get out and vote, and volunteer to keep this key Senate seat out of the hands of a Trump Republican. Everyone else give what you can.

VOTE VOLUNTEER DONATE SHOP

Ohio

Sherrod Brown (Re-elect)

Ohio is one of the hardest senate seats for Democrats to defend this year. Senator Sherrod Brown has been the only statewide elected Democrat in Ohio since 2011. First elected to Congress in 1992 and to the Senate in 2006 Brown has defied the odds by being a popular Progressive in an ever more Red state. Brown consistently ranks along side Bernie Sanders and Elizabeth Warren as one of the most left wing Senators. From his first days in Congress Brown refused the Congressional health plan, repeatedly introducing single payer health care bills going back to the 1990s. Brown has been a proud and consistent ally of Unions, particularly the UAW, and tough on banks and big business. Republicans have nominated used car salesman and crypto enthusiast Bernie Moreno. Moreno is a weirdo, he accused LGBT activists of a "radical agenda of indoctrination" and then got caught looking for "men for 1-on-1 sex" on AdultFriendFinder. Moreno supports a federal abortion ban, has been sued by former employees for wage thief and discrimination, and wants to end birth right citizenship. Moreno has been endorsed by Turning Point USA, Donald Trump Jr., Vivek Ramaswamy, Kari Lake, Ted Cruz, JD Vance, and of course Donald Trump. If you're in Ohio make sure you get out to vote, and volunteer to support a great Senator. Everyone outside of Ohio give what you can, if you can only donate to two campaigns this and Montana need it the most, if you can only give to one, flip a coin.

VOTE VOLUNTEER DONATE SHOP

Pennsylvania

Bob Casey (Re-elect)

Pennsylvania is a key swing state in the 2024 Presidential election. Bob Casey was first elected to the Senate in 2006 defeating right wing extremist Rick Santorum by the largest margin in state history. Starting his career as a moderate to conservative Democrat Casey has become a strong advocate for gun control since 2012 voting for every gun control measure to reach the Senate. Casey also made strong opposition to the Trump administration a cornerstone of time in office. While personally pro-life, Casey has endorsed the right to choose and voted codify abortion rights. Casey has been a leading critic of corporate greed during the inflation and authored a bill to ban shrinkflation. Republicans have nominated multi-millionaire former CEO and Bush administration official David McCormick. McCormick served in the Treasury under George W. Bush, his wife worked at the NSC under Trump. He lived in Westport, Connecticut as the CEO of an investment management firm, till he decided he wanted to be a US Senator in 2022 and he moved to Pennsylvania. He lost the 2022 GOP primary to Dr. Oz and is giving another go in 2024. McCormick is endorsed by George W. Bush, Mitch McConnell, Rick Santorum, Karl Rove, Doug Mastriano, Jim Jordan, and of course Donald Trump. If you're in Pennsylvania make sure you get out to vote, and to volunteer to keep Pennsylvania blue. Everyone else give what you can.

VOTE VOLUNTEER DONATE SHOP

Texas

Colin Allred (Flip)

Texas Senator Ted Cruz might be the most hated man in politics. Since his election in 2012 Cruz has been on a single minded mission to be totally unlikeable. Shutting down the government under President Obama, endorsing Trump after Trump insulted his wife, supporting Trump's efforts to overturn the 2020 election, fleeing his state to go on vacation in Mexico after an ice storm and power outage (and abandoning his dog), blaming the Uvalde school shooting on video games, yes Ted Cruz really has done it all. Cruz is one of the most right wing members of the Senate and a loud Trump supporter. Last election in 2018 Cruz barely hung onto his seat and Democrats are hoping with 6 more years of radicalism Texans are ready for change. Democrats have nominated Congressman Colin Allred. Allred is a former professional footballer, played Linebacker for the Tennessee Titans. After football Allred went to law school, and got a job with the Obama Administration. In 2018 he won an upset victory unseating an 11 term Republican in a district that had been Republican since 1968. In Congress Allred fought for gun reform, to keep down the price of proscription drugs, and invest in American infrastructure. In his run for Senate he's standing up for the right to choose against one of the most radically anti-abortion Republicans in the country. If you're in Texas make sure you vote and volunteer to give Ted Cruz the boot, and everyone give what you can to get Blue Texas.

VOTE VOLUNTEER DONATE SHOP

Wisconsin

Tammy Baldwin (Re-elect)

Wisconsin is a critical swing state in the 2024 Presidential election. Senator Tammy Baldwin is a historic trailblazer, when she was first elected to Congress in 1998 she was the first woman to ever represent Wisconsin in Congress, the first open Lesbian elected to Congress, and the first openly gay non-incumbent to be elected to Congress. She co-founded the Congressional LGBTQ+ Equality Caucus. When she was elected to the US Senate in 2012 she was the first and is still the only openly gay person ever elected to the Senate. Past her advocacy for LGBT rights Baldwin has been a progressive her whole time in Congress endorsing single-payer health care, and being a strong voice for abortion rights. Republicans are supporting a California bank owner and weirdo named Eric Hovde. Strange mustache owner Hovde has attacked trans kids, flip flopped on abortion (totally against, now open to some abortion), and insulted farmers as "not hardworking" and thats why the retirement age should be 72. If you're in Wisconsin make sure to vote and volunteer to protect a progressive trailblazer and stop a California weirdo banker. Everyone else give what you can.

VOTE VOLUNTEER DONATE SHOP

Where ever you live in the US there is a critical race happening, so please check out ways to Volunteer and where ever you live there are options to phone bank text bank write letters or postcards to voters (postcards 2) but like I said wherever you are there are local candidates who need your help, and if you live in any of these critical states please give your time and energy.

[filespost]

LedgerX Raplaces Troubled Silvergate With Signature Bank (Report)

LedgerX – cryptocurrency derivatives exchange and a subsidiary of the collapsed giant FTX – will reportedly cease its partnership with Silvergate Bank.

It urged users to receive wire transfers via the New York-based Signature Bank.

Switching to Another Partner

According to a Bloomberg coverage, LedgerX differentiated itself from the embattled financial institution focused on cryptocurrencies – Silvergate Bank. It advised customers to refrain from using it to receive domestic wire transfers from March 1.

LedgerX will double down on its existing partnership with Signature Bank, telling clients to employ the latter for such services.

Signature Bank said it will reduce its exposure to the cryptocurrency industry at the end of 2022 but not scrap it entirely. It ceased conducting fiat-to-crypto transactions worth less than $100,000 for Binance earlier this year.

Link Article https://bit.ly/3KPFTTg

[parakeetpark]

I'm so enraptured with this album by one of my favourite artists.

For 3 days in a row on my 10h shifts I listened to it while I napped for 30m in the break room

[liatkolink]

For people still in denial whether Israel has committed war crimes, here is a comprehensive list of war crimes Israel has committed both before and after Operation Al-Aqsa Flood, the list being taken from the Wikipedia article of war crimes with some notable missing examples being the usage of chemical weapons, famine, disease and apartheid. The 7th of October attack did not occur in a vacuum, but is the product of decades of Israel not being held accountable for its war crimes.

Killing civilians:

Israel/Palestine: Unlawful Israeli Airstrikes Kill Civilians by Human Rights Watch on 15/Jul/2014

‘Not a normal war’: doctors say children have been targeted by Israeli snipers in Gaza – The Guardian on 2/Apr/2024

Israeli attack on Rafah tent camp kills 45, prompts international outcry by Reuters on 27/May/2024

Intentionally killing PoWs:

Israel’s Hush-Up Machine in Action: Denying Story Israel Executed Egyptian Prisoners by Washington Report on Middle East Affairs on 8/Apr/2010

Torture:

Israeli government report admits systematic torture of Palestinians by The Guardian on 10/Feb/2000

Israel/OPT: Horrifying cases of torture and degrading treatment of Palestinian detainees amid spike in arbitrary arrests by Amnesty International on 8/Nov/2023

Israel: Palestinian Healthcare Workers Tortured by Human Rights Watch on 26/Aug/2024

Taking hostages:

Infographic: How many Palestinians are imprisoned by Israel? by AlJazeera on 17/Apr/2022

The thousands of Palestinians Israel arrests, tortures, holds even in death by AlJazeera on 17/Apr/2024

UN report: Palestinian detainees held arbitrarily and secretly, subjected to torture and mistreatment by the United Nations Human Rights Office of the High Commissioner on 31/Jul/2024

Unnecessarily destroying civilian property:

Israel destroys Gaza tower housing AP and Al Jazeera offices by Reuters on 15/May/2021

Israel targets infrastructure in Gaza to ramp up civilian pressure on Hamas, report claims by PBS News on 11/Dec/2023

Widespread destruction by Israeli Defence Forces of civilian infrastructure in Gaza by the United Nations Human Rights Office of the High Commissioner on 8/Feb/2024

Deception by perfidy:

Israeli soldier gives 74-year-old Palestinian woman water then shoots her in the head by Middle East Monitor on 20/Jan/2015

Israeli special forces disguised as doctors kill three militants at West Bank hospital by The Guardian on 30/Jan/2024

NBC News investigation reveals Israel strikes on Gaza areas it said were safe by NBC News on 26/Apr/2024

Wartime sexual violence:

Stripped, beaten and blindfolded: new research reveals ongoing violence and abuse of Palestinian children detained by Israeli military by Save the Children on 10/Jul/2023

Israel/oPt: UN experts appalled by reported human rights violations against Palestinian women and girls by the United Nations Human Rights Office of the High Commissioner on 19/Feb/2024

‘Everything is legitimate’: Israeli leaders defend soldiers accused of rape by AlJazeera on 9/Aug/2024

Pillaging:

The Biblical Pseudo-Archeologists Pillaging the West Bank by The Atlantic on 28/Feb/2013

Jewish Soldiers and Civilians Looted Arab Neighbors' Property en Masse in '48. The Authorities Turned a Blind Eye by Haaretz on 3/Oct/2020

Israeli soldiers boast about looting from Gaza by AlJazeera on 14/Feb/2024

Any individual that is part of the command structure who orders any attempt to committing mass killings:

Netanyahu incites violence by casting protesters as clear and present danger by Middle East Eye on 30/Jul/2020

Israeli minister's call to 'erase' Palestinian village an incitement to violence, US says by Reuters on 1/Mar/2023

Netanyahu cites 'Amalek' Theory to justify Gaza Killings by Times of India on 29/Oct/2023

Database exposes 500 instances of Israeli incitement to genocide in Gaza by TRT World 4/Jan/2024

Genocide:

The Genocide of the Palestinian People: An International Law and Human Rights Perspective by Center for Constitutional Rights on 25/Aug/2016

Genocide Warning: Israel & Palestine by Genocide Watch on 21/May/2021

A top U.N. court says Gaza genocide is 'plausible' but does not order cease-fire by npr on 26/Jan/2024

‘Reasonable grounds’ to believe Israel is committing genocide in Gaza, UN rights expert says by CNN on 27/Mar/2024

Is Israel Committing Genocide in Gaza? New Report from BU School of Law’s International Human Rights Clinic Lays Out Case from Boston University Today on 5/Jun/2024

Ethnic cleansing:

UN Human Rights Council: ‘Israel engaging in ethnic cleansing’ by the European Union Parliament on 23/Mar/2011

Israel's ethnic cleansing in Palestine is not history - it's still happening by Middle East Eye on 22/May/2019

UN expert warns of new instance of mass ethnic cleansing of Palestinians, calls for immediate ceasefire by the United Nations Human Rights Office of the High Commissioner on 14/Oct/2023

‘Plan for ethnic cleansing’: Israel’s north Gaza siege sets off alarms by AlJazeera on 22/Oct/2024

Granting of no quarter despite surrender:

White Flag Deaths Killings of Palestinian Civilians during Operation Cast Lead by Human Rights Watch on 13/Aug/2009

Investigators: Israel fired on Gaza civilians carrying white flags by The Electronic Intifada on 28/Jan/2015

3 hostages killed by Israeli soldier in Gaza were waving a white flag, Israel says by npr on 16/Dec/2023

A group of Palestinian men waving a white flag is shot at, killing 1 by NBC News on 24/Jan/2024

She was fleeing with her grandson, who was holding a white flag. Then she was shot by CNN on 26/Jan/2024

Two brothers shot by Israeli forces in Khan Younis, white flag ignored by AlJazeera on 29/Jan/2024

Conscription of children in the military: First one where I couldn't find anything. Way to go, Israel!

Flouting the legal distinctions of proportionality and military necessity:

Israel violates the principles of necessity, proportionality in its attacks on Gaza by Euro-Med Human Rights Monitor on 13/May/2023

Enough: Self-Defense and Proportionality in the Israel-Hamas Conflict by Just Security on 6/Nov/2023

War Crimes and Accountability: The Case Against Israel’s Military Operations in Gaza by JURIST News on 5/Jul/2024

[akajustmerry]

anyways, instead of focusing all your energy on calling out Succession and the Last of Us for being anti-palestinian, here's some of my favourite media made by Palestinians 🇵🇸 and their allies...

Salt of this Sea (2008). Dir. Annemarie Jacir. Heist film set in Palestine about 2 Palestinians who help a Palestinian American woman rob a British bank who refused to give her the money her grandfather left her.

Netflix original series, Mo, created by Mo Amer. Dramedy about Mo, a Palestinian American without papers, trying to stay out of trouble until his US citizenship is approved (he's already been waiting for 12 years). This just got renewed for a second season!!!!

Farha (2021). Dir. Darin J. Sallam. Coming of age story about a 14 year old girl trying to survive the Nakba in 1948. Tw: settler colonial violence.

In Between (2016). Dir. Maysaloun Hamoud. A film about 3 Palestinian women, one of whom is queer, in their 20s living under occupation. Heart-warming story about friendship, solidarity and revenge. Tw: sexual assault.

In Vitro (2019). Dir. Larissa Sansour. Breathtaking short scifi film set in a future where Bethlehem has been destroyed by an ecological disaster and two scientists from different generations are trying to remember what happened. This film is pure poetry and I think about it constantly.

It Must Be Heaven (2019). Dir. Elia Sulieman. A charmingly absurdist film about Elia Sulieman seeing parallels to Palestine everywhere he goes as he tries to make a film about his homeland.

The Crossing (2017). Dir. Ameen Nayfeh. Short film about Palestinian siblings trying to cross an Israeli checkpoint to visit their grandparents.

Ramy. Episode 3 of season 3: 'American Cigarettes'. Far and away the best episode of TV of 2022, and also directed by Annemarie Jacir. Ramy goes to occupied Palestine to make a diamond deal with some Israeli brokers, but his horniness takes him to The Other Side. I think about this episode almost everyday, it's unlike anything I've ever seen.

Freedom Is A Constant Struggle by Angela Davis. A book of interviews and essays conducted by Angela Davis on how systems of racism and colonial violence are all connected, and how solidarity between communities of colour are vital, using the long-standing allyship between Palestinians, Aboriginal peoples and Black Americans as case studies.

As fine and good as it is to call out Zionism in media, rmr to also support Palestinians, their work and their art. Feel free to suggest more ❤️