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inkskinned · 8 months ago

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you found out today that a phrase you have used before was coined by an abusive man. this felt like getting your teeth taken out. it made you sick and sad and tired, but not surprised.

bad people tell you to be careful when you talk badly of bad men, that it could "ruin" a life. you had your life ruined by a bad man, not that it ever matters to them. your real life having real consequences is not valued as highly as the potential of his future.

this has always been a frustrating little mathematics problem for you. you've missed school and had to call out sick at work and had panic attacks that lasted for weeks. it stole sleep and food and friends from you. you cried in public, fucked your relationships up. and the whole time: your present has never mattered so much as the great what if! of his future. like - one life (your life) is already ruined, should we really ruin two?

so you live with the consequences and he doesn't, and that's just like, something you need therapy for. you once discussed this with one of your friends over coffee. she chewed the wooden stirrer, looked off into the distance. "once i became a victim, everything that happens to me afterward is automatically less interesting in the eyes of the general public. it is always about him. he changed my identity. to survivor. to statistic. meanwhile this whole time - i am a person."

you learned in college that three out of five of your favorite artists and authors were actually abusive assholes. these days, you are no longer surprised. oh, is that what was happening behind closed doors? of course it was, he was a "genius," and she was just a girl. you are talking about him in art history, so obviously his career was absolutely ruined, for eternity. that's what happens, right? they strike your name from the record and refuse to remember you? nobody really knows her name, but hey. that's what you get for being close to celebrity.

you got into an argument about it, which was a bad argument, because it made you cry. he said what, you want us to just ignore all the things this man did because he made a few women uncomfortable? and you'd balled your fists up and choked on it. later, in bed, you agonized over the response you'd been trying to articulate but never found the right moment to deploy: you are ignoring what any person could do if they weren't being fucking abused. maybe her talents far exceeded his and she was just never allowed to fucking use them. maybe we only see genius in white men because they purposefully fucking squash and silence any other people with talent.

but you'd cried about it instead of saying that, because you are the cost. you are the talent and potential that he took. you used to be brave and smart and clever and unafraid. like a lich, he stole years of your life.

quiet on set made you sad and sick and tired, but not surprised. unfortunately, one of the things he said was true: an entire network of people allowed it to continue. this is not news to you, because you have seen entire networks of people make the same fucking excuses when the same thing or-worse happened to you. and your particular story isn't even in hollywood. it was just a guy. it was still difficult getting people to stand up for you.

you and your friend wait in line for your coffee. like a standup joke, one man turns to the other and says "can't wait for every bitch to come crawling out of the woodwork complaining about harassment. it's another metoo." and you think - oh, that's the network. your boss tucks her hair back and whispers that while your skirt is cute, you're giving the boys the wrong idea. that's the network. when you'd told your "friend" about what happened, she'd said oh you must have misunderstood, that would never happen. and that's the network.

you woke up this morning panting, because years later you still have panic attacks. oh, it's not a network, actually, it's a web. and you, little moth: are you still surprised you're caught in it?

#warm up #spilled ink #writeblr

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mostlysignssomeportents · 2 months ago

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What the fuck is a PBM?

TOMORROW (Sept 24), I'll be speaking IN PERSON at the BOSTON PUBLIC LIBRARY!

Terminal-stage capitalism owes its long senescence to its many defensive mechanisms, and it's only by defeating these that we can put it out of its misery. "The Shield of Boringness" is one of the necrocapitalist's most effective defenses, so it behooves us to attack it head-on.

The Shield of Boringness is Dana Claire's extremely useful term for anything so dull that you simply can't hold any conception of it in your mind for any length of time. In the finance sector, they call this "MEGO," which stands for "My Eyes Glaze Over," a term of art for financial arrangements made so performatively complex that only the most exquisitely melted brain-geniuses can hope to unravel their spaghetti logic. The rest of us are meant to simply heft those thick, dense prospectuses in two hands, shrug, and assume, "a pile of shit this big must have a pony under it."

MEGO and its Shield of Boringness are key to all of terminal-stage capitalism's stupidest scams. Cloaking obvious swindles in a lot of complex language and Byzantine payment schemes can make them seem respectable just long enough for the scammers to relieve you of all your inconvenient cash and assets, though, eventually, you're bound to notice that something is missing.

If you spent the years leading up to the Great Financial Crisis baffled by "CDOs," "synthetic CDOs," "ARMs" and other swindler nonsense, you experienced the Shield of Boringness. If you bet your house and/or your retirement savings on these things, you experienced MEGO. If, after the bubble popped, you finally came to understand that these "exotic financial instruments" were just scams, you experienced Stein's Law ("anything that can't go forever eventually stops"). If today you no longer remember what a CDO is, you are once again experiencing the Shield of Boringness.

As bad as 2008 was, it wasn't even close to the end of terminal stage capitalism. The market has soldiered on, with complex swindles like carbon offset trading, metaverse, cryptocurrency, financialized solar installation, and (of course) AI. In addition to these new swindles, we're still playing the hits, finding new ways to make the worst scams of the 2000s even worse.

That brings me to the American health industry, and the absurdly complex, ridiculously corrupt Pharmacy Benefit Managers (PBMs), a pathology that has only metastasized since 2008.

On at least 20 separate occasions, I have taken it upon myself to figure out how the PBM swindle works, and nevertheless, every time they come up, I have to go back and figure it out again, because PBMs have the most powerful Shield of Boringness out of the whole Monster Manual of terminal-stage capitalism's trash mobs.

PBMs are back in the news because the FTC is now suing the largest of these for their role in ripping off diabetics with sky-high insulin prices. This has kicked off a fresh round of "what the fuck is a PBM, anyway?" explainers of extremely variable quality. Unsurprisingly, the best of these comes from Matt Stoller:

https://www.thebignewsletter.com/p/monopoly-round-up-lina-khan-pharma

Stoller starts by pointing out that Americans have a proud tradition of getting phucked by pharma companies. As far back as the 1950s, Tennessee Senator Estes Kefauver was holding hearings on the scams that pharma companies were using to ensure that Americans paid more for their pills than virtually anyone else in the world.

But since the 2010s, Americans have found themselves paying eye-popping, sky-high, ridiculous drug prices. Eli Lilly's Humolog insulin sold for $21 in 1999; by 2017, the price was $274 – a 1,200% increase! This isn't your grampa's price gouging!

Where do these absurd prices come from? The story starts in the 2000s, when the GW Bush administration encouraged health insurers to create "high deductible" plans, where patients were expected to pay out of pocket for receiving care, until they hit a multi-thousand-dollar threshold, and then their insurance would kick in. Along with "co-pays" and other junk fees, these deductibles were called "cost sharing," and they were sold as a way to prevent the "abuse" of the health care system.

The economists who crafted terminal-stage capitalism's intellectual rationalizations claimed the reason Americans paid so much more for health care than their socialized-medicine using cousins in the rest of the world had nothing to do with the fact that America treats health as a source of profits, while the rest of the world treats health as a human right.

No, the actual root of America's health industry's problems was the moral defects of Americans. Because insured Americans could just go see the doctor whenever they felt like it, they had no incentive to minimize their use of the system. Any time one of these unhinged hypochondriacs got a little sniffle, they could treat themselves to a doctor's visit, enjoying those waiting-room magazines and the pleasure of arranging a sick day with HR, without bearing any of the true costs:

https://pluralistic.net/2021/06/27/the-doctrine-of-moral-hazard/

"Cost sharing" was supposed to create "skin in the game" for every insured American, creating a little pain-point that stung you every time you thought about treating yourself to a luxurious doctor's visit. Now, these payments bit hardest on the poorest workers, because if you're making minimum wage, at $10 co-pay hurts a lot more than it does if you're making six figures. What's more, VPs and the C-suite were offered "gold-plated" plans with low/no deductibles or co-pays, because executives understand the value of a dollar in the way that mere working slobs can't ever hope to comprehend. They can be trusted to only use the doctor when it's truly warranted.

So now you have these high-deductible plans creeping into every workplace. Then along comes Obama and the Affordable Care Act, a compromise that maintains health care as a for-profit enterprise (still not a human right!) but seeks to create universal coverage by requiring every American to buy a plan, requiring insurers to offer plans to every American, and uses public money to subsidize the for-profit health industry to glue it together.

Predictably, the cheapest insurance offered on the Obamacare exchanges – and ultimately, by employers – had sky-high deductibles and co-pays. That way, insurers could pocket a fat public subsidy, offer an "insurance" plan that was cheap enough for even the most marginally employed people to afford, but still offer no coverage until their customers had spent thousands of dollars out-of-pocket in a given year.

That's the background: GWB created high-deductible plans, Obama supercharged them. Keep that in your mind as we go through the MEGO procedures of the PBM sector.

Your insurer has a list of drugs they'll cover, called the "formulary." The formulary also specifies how much the insurance company is willing to pay your pharmacist for these drugs. Creating the formulary and paying pharmacies for dispensing drugs is a lot of tedious work, and insurance outsources this to third parties, called – wait for it – Pharmacy Benefits Managers.

The prices in the formulary the PBM prepares for your insurance company are called the "list prices." These are meant to represent the "sticker price" of the drug, what a pharmacist would charge you if you wandered in off the street with no insurance, but somehow in possession of a valid prescription.

But, as Stoller writes, these "list prices" aren't actually ever charged to anyone. The list price is like the "full price" on the pricetags at a discount furniture place where everything is always "on sale" at 50% off – and whose semi-disposable sofas and balsa-wood dining room chairs are never actually sold at full price.

One theoretical advantage of a PBM is that it can get lower prices because it bargains for all the people in a given insurer's plan. If you're the pharma giant Sanofi and you want your Lantus insulin to be available to any of the people who must use OptumRX's formulary, you have to convince OptumRX to include you in that formulary.

OptumRX – like all PBMs – demands "rebates" from pharma companies if they want to be included in the formulary. On its face, this is similar to the practices of, say, NICE – the UK agency that bargains for medicine on behalf of the NHS, which also bargains with pharma companies for access to everyone in the UK and gets very good deals as a result.

But OptumRX doesn't bargain for a lower list price. They bargain for a bigger rebate. That means that the "price" is still very high, but OptumRX ends up paying a tiny fraction of it, thanks to that rebate. In the OptumRX formulary, Lantus insulin lists for $403. But Sanofi, who make Lantus, rebate $339 of that to OptumRX, leaving just $64 for Lantus.

Here's where the scam hits. Your insurer charges you a deductible based on the list price – $404 – not on the $64 that OptumRX actually pays for your insulin. If you're in a high-deductible plan and you haven't met your cap yet, you're going to pay $404 for your insulin, even though the actual price for it is $64.

Now, you'd think that your insurer would put a stop to this. They chose the PBM, the PBM is ripping off their customers, so it's their job to smack the PBM around and make it cut this shit out. So why would the insurers tolerate this nonsense?

Here's why: the PBMs are divisions of the big health insurance companies. Unitedhealth owns OptumRx; Aetna owns Caremark, and Cigna owns Expressscripts. So it's not the PBM that's ripping you off, it's your own insurance company. They're not just making you pay for drugs that you're supposedly covered for – they're pocketing the deductible you pay for those drugs.

Now, there's one more entity with power over the PBM that you'd hope would step in on your behalf: your boss. After all, your employer is the entity that actually chooses the insurer and negotiates with them on your behalf. Your boss is in the driver's seat; you're just along for the ride.

It would be pretty funny if the answer to this was that the health insurance company bought your employer, too, and so your boss, the PBM and the insurer were all the same guy, busily swapping hats, paying for a call center full of tormented drones who each have three phones on their desks: one labeled "insurer"; the second, "PBM" and the final one "HR."

But no, the insurers haven't bought out the company you work for (yet). Rather, they've bought off your boss – they're sharing kickbacks with your employer for all the deductibles and co-pays you're being suckered into paying. There's so much money (your money) sloshing around in the PBM scamoverse that anytime someone might get in the way of you being ripped off, they just get cut in for a share of the loot.

That is how the PBM scam works: they're fronts for health insurers who exploit the existence of high-deductible plans in order to get huge kickbacks from pharma makers, and massive fees from you. They split the loot with your boss, whose payout goes up when you get screwed harder.

But wait, there's more! After all, Big Pharma isn't some kind of easily pushed-around weakling. They're big. Why don't they push back against these massive rebates? Because they can afford to pay bribes and smaller companies making cheaper drugs can't. Whether it's a little biotech upstart with a cheaper molecule, or a generics maker who's producing drugs at a fraction of the list price, they just don't have the giant cash reserves it takes to buy their way into the PBMs' formularies. Doubtless, the Big Pharma companies would prefer to pay smaller kickbacks, but from Big Pharma's perspective, the optimum amount of bribes extracted by a PBM isn't zero – far from it. For Big Pharma, the optimal number is one cent higher than "the maximum amount of bribes that a smaller company can afford."

The purpose of a system is what it does. The PBM system makes sure that Americans only have access to the most expensive drugs, and that they pay the highest possible prices for them, and this enriches both insurance companies and employers, while protecting the Big Pharma cartel from upstarts.

Which is why the FTC is suing the PBMs for price-fixing. As Stoller points out, they're using their powers under Section 5 of the FTC Act here, which allows them to shut down "unfair methods of competition":

https://pluralistic.net/2023/01/10/the-courage-to-govern/#whos-in-charge

The case will be adjudicated by an administrative law judge, in a process that's much faster than a federal court case. Once the FTC proves that the PBM scam is illegal when applied to insulin, they'll have a much easier time attacking the scam when it comes to every other drug (the insulin scam has just about run its course, with federally mandated $35 insulin coming online, just as a generation of post-insulin diabetes treatments hit the market).

Obviously the PBMs aren't taking this lying down. Cigna/Expressscripts has actually sued the FTC for libel over the market study it conducted, in which the agency described in pitiless, factual detail how Cigna was ripping us all off. The case is being fought by a low-level Reagan-era monster named Rick Rule, whom Stoller characterizes as a guy who "hangs around in bars and picks up lonely multi-national corporations" (!!).

The libel claim is a nonstarter, but it's still wild. It's like one of those movies where they want to show you how bad the cockroaches are, so there's a bit where the exterminator shows up and the roaches form a chorus line and do a kind of Busby Berkeley number:

https://www.46brooklyn.com/news/2024-09-20-the-carlton-report

So here we are: the FTC has set out to euthanize some rentiers, ridding the world of a layer of useless economic middlemen whose sole reason for existing is to make pharmaceuticals as expensive as possible, by colluding with the pharma cartel, the insurance cartel and your boss. This conspiracy exists in plain sight, hidden by the Shield of Boringness. If I've done my job, you now understand how this MEGO scam works – and if you forget all that ten minutes later (as is likely, given the nature of MEGO), that's OK: just remember that this thing is a giant fucking scam, and if you ever need to refresh yourself on the details, you can always re-read this post.

The paperback edition of The Lost Cause, my nationally bestselling, hopeful solarpunk novel is out this month!

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/09/23/shield-of-boringness/#some-men-rob-you-with-a-fountain-pen

Image: Flying Logos (modified) https://commons.wikimedia.org/wiki/File:Over_$1,000,000_dollars_in_USD_$100_bill_stacks.png

CC BY-SA 4.0 https://creativecommons.org/licenses/by-sa/4.0/deed.en

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astralis-ortus · 3 months ago

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gummy bears

✱ college student!hj x gn!reader

— art school is hard—at least having a muse makes it a little easier.

w.count → 1.8k genre → fluff...? warning → mild cussing, as per usual♡ a.n → hi!! i'm back with a new face addition to the page! hahah honestly i thought it would be either minho or seungmin first but ngl hyunnie has been tugging on my hearstrings lately he's such a silly little mandu i love him sm :( hope you guys find the story as enjoyable as chris' side of the blog, and also if anyone is interested for a commission there are slots available still♡ ⋆ see masterlist

has it always been this… weird?

your attention should’ve been sealed at the projected slides once the professor started the countdown on his infamous ‘how-long-can-i-yap-before-my-students-fall-asleep’ course, but holy smokes—even breathing seemed like a major task when you could barely peel your thoughts off the boy sitting a few rows in front of you.

hyunjin has always been the main attention-grabber wherever he went—and that includes yours.

it’s not like you denying it either. he is gorgeous, and even the heavens know you couldn’t help but glance in his direction whenever he’s in the room. hell, even a few of your initial sketches for last semester’s projects were inspired by hyunjin. it’s as if he had slowly solidified his spot as your muse—but what is this odd feeling gently fluttering between the rows of your ribcage?

a buzz from the pocket of your pants startled you out of your trance, and while you thanked the gods for sending you down here with a habit of putting your phone on constant silent, you peeked at the notification patiently perched on the screen of your phone—one nearly causing you a minor heart attack on the spot.

hyunjin: spot next to me is empty, you know

right—you forgot your position from a mere classmate-slash-secret-admirer has been upgraded to an actual acquaintance-slash-almost-friends of hyunjin’s, all thanks to that one final project from art history 101 class last semester.

you: being at the back is peaceful, thanks hyunjin: says the one who rushed for a front spot for literally any other class lol hyunjin: cmon, saved the spot for you

lord—now you’re genuinely glad you decided to wear that crusty baseball cap of yours today, or literally everyone would’ve noticed the way your cheeks had burned up into a bright shade of crimson.

you: geez hyunjin: cmoooon hyunjin: or i’ll literally ask mr. kang to move you here

the way your head snapped to find hyunjin’s playful yet determined gaze headed straight at you was not something you would’ve ever thought to add to your bingo board.

ever.

you: no you won’t hyunjin: try me

your eyes nearly doubled in size when you returned your line of sight in hyunjin’s direction, only to see the slow, comical way the long-haired guy is raising his hand while keeping his eyes on you, lips tipped up into a masked grin.

“yes, mr. hwang?”

fuck.

you scrambled on your phone while mr. kang—as well as the rest of the attendees of the class, fixed their eyes on hyunjin, quietly wondering what would come out of those lips of his.

“oh, i’m just wondering if—"

you: FINE I’M MOVING you: JUST SHUT UP you: PLEASE

And you swore you could see the way his lips turned into a victorious grin through the back of his head.

“if?” mr. kang repeated, seemingly a little impatient at hyunjin’s antics. to be fair, you actually felt the same way.

“if you have any movie or documentaries related to the topics you will be teaching this semester,” hyunjin’s voice rang loud and clear—as if the question had been his initial motive all along, and you’re simply a victim of his little magic trick.

“personally i do learn better through those mediums, mr. kang,” hyunjin perfected his question, smile as innocent as a puppy, and as he looked around the hall, scanning the dozens of nodding heads to his statement,

hyunjin made sure to lock eyes with you for a second longer.

“and i think my friends agree with me.”

“you’re an ass,” you hissed as soon as you secured the seat next to hyunjin, shooting daggers out of your eyes while the latter chuckled. given, hyunjin’s question did made your move less suspicious since mr. kang actually took a liking to the idea and decided to substitute one of the assignments into this movie presentation group project, but still—you were so close to losing your dignity in front of dozens of your peers, on the first day of the new semester.

“would’ve been easier had you listened the first time,” he playfully retorted, remnants of victory still glimmered in his eyes, “and now you know i’m a man of my words. win-win situation for both of us.”

“as if,” you groaned in annoyance despite failing to even make a dent to hyunjin’s victorious grin. “you are the only one benefiting from this, mr. hwang. i’m merely a victim in this scheme of yours.”

“ouch—mr. hwang? really now?” hyunjin placed a hand over his heart, pretending as if he has been shot despite the wicked smile plastered across his face, “do you really want to hurt me like that?”

if you were to be honest, you do enjoy your playful bickers with hyunjin. it made him less of a muse and more of a… human. a regular college boy, who just so happened to be blessed by the goddess of beauty herself and sent here with an exceptional heart of gold.

like he’s just a boy.

“seemed fair enough,” instead, you replied with a mischievous grin while greeting a couple of hyunjin’s friends joining your little group.

“1-1, mr. hwang.”

the massive numbers displayed on your phone screen further validates the exhaustion you felt looming over your shoulders. it’s only the first week of the new semester and you’re already held up on campus way past your classes—how are you supposed to survive the rest of the school year?

to be fair, you really do love what you’re studying right now. it’s what you’ve always wanted to be since you were a child, and to be able to live out your inner child’s dream is one of your prides—but god, it did not make things easier to actually do.

just as you slipped your screen away, sparing yourself from a bunch of exhausting thoughts as your footsteps led you to your bus stop, a pack of gummy bear suddenly popped out of thin air in front of your eyes, causing you to stumble backwards onto the—

warm surface?

“i’m not a gummy sharing type of person, but i think you need this more than i do.”

pushing yourself off the other’s figure, you didn’t need to turn around to figure out the person’s identity—but you did anyway.

“gee, thanks mr. hwang,” you playfully snickered, snatching the bag of gummy and popped one unfortunate strawberry flavored bear in your mouth, “didn’t know you’re so kind.”

over the past week, you found out that you surprisingly have quite a lot of classes together with hyunjin and a few of his friends. you’re thankful he dropped the ‘i saved you a seat’ act by the third class you shared and let you actually sit amongst your friends, but in ways you don’t even understand, you somehow kept getting sorted in the same groups as hyunjin. well, at least now you no longer freeze up while hyunjin’s around.

“oh, can you drop that already,” hyunjin groaned, lips pursing into a subtle pout, “the others are starting to call me mr. hwang too thanks to you, you know.”

you couldn’t help but let a chuckle slip past your lips to hyunjin’s protest, already with a picture in your head about the whining he would’ve done once his closest friends started to pick up hyunjin’s objection to the nickname and used the name against him. how adorable he would’ve—

wait.

adorable?

hyunjin’s supposed to be simply your muse—maybe a fried at best! you don’t call your friends adorable, do you?

“you started it!” shaking your head in an attempt to rid the word from the nooks and crannies of your brain, you instead defended yourself while offering hyunjin the pack of gummies at the same time.

“what do you mean i started it!” hyunjin groaned, still popping a gummy in his mouth in the process, “i was just simply requesting your presence at the spot I have reserved for you!”

“and threatened to embarrass me if i didn’t move!” you deflected, playfully glaring at the latter. “don’t you dare omit that part, you sneaky weasel! i thought I was going to have to drop the class due to embarrassment!”

the crease between hyunjin’s brows grew thicker when he realized he couldn’t counter your protest, resulting in another pout to form on his lips, now clearer than before. it made you feel a little guilty—did you go a little too far? was he offended by the—

“i just wanted to get closer to you.”

…wait.

wait—what?

“i know it’s a lame excuse,” hyunjin’s groans turn muffled as he hid his face behind the palms of his hands, “it’s just—i don’t know, i find you fun? i know we just started talking after that group project but i like talking about stuff with you and even after the group project ended i just kept finding myself wanting to talk to you? i just—”

“whoa whoa—slow down!” you instinctively grabbed hyunjin’s shoulders; not too hard to shake him off, just enough to gently ground him back from his rambles. “breathe, you don’t need to explain anything to me, hyunjin. just breathe.”

well, frankly you do need an explanation—just… not from this adorably frantic hyunjin.

no, scratch that—just frantic.

not adorably.

just frantic.

hyunjin’s face was nearly the shade of the gummy bear packet you still had on your hand, and as much as you didn’t want to embarrass him more than he’s already feeling, your lips seemed to have their own plans when they curled up into a grin.

“don’t even say anything,” he warned, fingers now pointing at the rapidly growing grin on your face. “just don’t.”

you would honestly love to comply to hyunjin’s wishes, really—after all, you’re the type to honor and respect your friend’s wishes…

but is he just a friend?

“I’m not!” you stated, but despite throwing your hands up in a sign of defeat, hyunjin knew better when he noticed the constant degree of smile etched across your face,

“I just never would have thought that the campus crush,” you emphasized, trails of laughter already slipping past your lips in harmony to hyunjin’s exasperated sigh, “the mr. hwang hyunjin himself, is quite clumsy at making new friends.”

hyunjin was genuinely dumbfounded at your accusation.

“no i’m not!” he protested, subconsciously following your footstep as you got ready to catch your nearing bus, “it’s not that i’m bad at making friends, i just—”

hyunjin’s explanation were cut short when your bus finally arrived, prompting another frown to appear on his face when you hopped on without sparing him another glance. dejected, hyunjin turned around and—

“hyunjin!”

the speed at how quickly hyunjin turned on his heels at your voice nearly made you giggle. from one of the opened windows from the back of the bus, you locked eyes with hyunjin and smiled.

“text me your excuses and we’ll see if you’re actually good at making friends!” you shouted as the bus began to drove away, only allowing you to witness a faint ‘okay!’ along with an excited wave before hyunjin disappeared behind the curve of the crossroad.

well, maybe hyunjin is adorable after all.

©️ astralisortus, 2024. | likes and reblogs are highly appreciated♡

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boringbones · 13 days ago

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A Letter to Talented Creators

I've been part of this community for 20 years, watching artists rise, fall, leave for new journeys, or simply stop playing or creating. We've received amazing content, but we've also missed out on much.

I wonder how many of these artists could still be creating extraordinary content if they had the support of their communities. It’s common to encounter cliques of creators who vilify anyone considering making a living doing what they love. They’ll use every trick to convince you that not only do you NOT deserve it, but that pursuing it somehow taints you.

With every new friend and artist I meet, my first advice is always: FIND a way to monetize what you do. I believe that if you have the chance to make a living doing what you love, you gain MORE TIME to do what you're great at and, especially, what others love.

Besides, you don’t need everyone’s support—just those who, like me and many other players, are willing to contribute to ensure you have the time you need to keep producing and delivering something only you can create. There are ideas that haven’t been thought of and projects that haven’t been started. Life brings unexpected situations, and we never truly know what goes on behind the scenes for each person who shares their art with the world.

Let me tell you, people are willing to support you. In reality, there are more people willing to support a creator than those who aren't. The difference is that those who are willing don’t make as much noise, but they genuinely enjoy helping an artist who continually exceeds expectations.

I know some people think, “If I make money from this, I’ll have to commit to a level I’m not willing to.” And if that’s the case, that’s fine. You don’t have to if you don’t want to. However, I see this commitment as something positive, but I respect those who disagree. As an artist, you want a certain level of "healthy" pressure. After all, art requires it—not too much pressure, but not too little, either.

Criquette, for instance, is one of the best creators for The Sims 2 in my view. He made incredible things that nearly every player has used. He was ambitious on a level I’ve rarely seen. But he’s been inactive for years. I wonder how much more he could have created if he’d been able to monetize his work—cover household bills, put food in the fridge, or handle basic expenses. How much more time he might have had to create and share? How many brilliant things we could have today in The Sims if he were still here? But he wasn’t monetized, and maybe he was never interested in it, and that’s okay!

For every artist who monetizes, there are many who prefer to do it as a hobby. And that’s wonderful. There are many runners who do it for well-being, pleasure, social connections, or the benefits it brings to life. However, there are those who run professionally. They commit to a level an “amateur” NEVER would. They undergo training that a casual or hobbyist runner would NEVER endure. They maintain diets that others would NEVER tolerate. But the fact that some monetize running and turn it into a career doesn’t prevent others from running for love, fun, or enjoyment.

So, what I’m trying to say is: it’s all okay. If you believe monetizing your talent would give you more QUALITY time to sit and produce what you love, give you the chance to take someone you love to a special restaurant simply because you can, or allow you to be BETTER at what you do because it frees you from worrying about adult responsibilities—then do it!

Be prepared for the noise others will make, but remember that those people aren’t your target audience. Even if they make noise, they don’t consume what you produce. And if they do, they might do so in secret—because attacking a creator and consuming that creator’s work is contradictory. But believe me, there’s often more inconsistency than consistency in this world. And that’s okay!

Remember that on the other side, there are many kind people who don’t mind contributing a small, medium, or even significant amount to support a creator they love, appreciate, and benefit from. Keep this in mind when considering monetization, no matter which version of The Sims you create for. If there’s even one person willing to support you, that’s all you need to start.

I am sure that with this, you’ll have more time, more quality of life, more joy, and a healthy commitment to push yourself in a positive way to give back to your audience for the support and love they have for what you create.

If I have time to create and contribute today, it’s because of these people. They’ve changed my life, shown me that I have the chance to live the life I genuinely want for myself rather than the life circumstances might have dictated. They show me daily that I can LOVE what I do and make a living from it, and that monetizing it doesn’t take away my love for it—instead, it enhances it. I hope you consider my words.

In the end, remember this phrase: “Beyond daily life and what others think of you, what do you think of yourself?” Your value is something only you define. People will respect you to the extent that you respect yourself. If anyone says you don’t have a place “here,” remember, we’re always speaking about ourselves.

We can only give to others what we have, what we are. Trust in your talent and find a way to monetize it, whatever it may be—whether it’s making jarred cakes, selling pudding door-to-door, or creating content for The Sims. I’ve done all these things, and if I’ve learned one thing, it’s that our circumstances change according to our sense of worth. When we recognize that every job has value and that there’s nothing wrong with making a living if you’re providing benefits to others with what you have to offer... So follow your heart. Take risks, give it your all, and be the artist you want to be, because there are people ready to support you. You deserve it, and you will succeed. I hope this letter reminds you of your worth.

Never forget that each of your creations is a unique expression, something only you can bring to the world. May that value and uniqueness always guide you and give you the confidence to keep doing what you love.

#ts1 #ts2 #ts3 #ts4 #LettertoCreators

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rhaenella · 10 months ago

Text

CL16 | Is It Over Now? | pt.7

pairing: charles leclerc x singer!reader

genre: social media au

summary: you and charles have been everyone's fave couple on the grid, but when you somewhat unexpectedly break up, you turn to songwriting to cope with the pain

face claim: léon

a/n: the finale... once again, all songs mentioned are either by taylor swift or léon. happy reading x

･ ⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⋆ ･ ⠄⠂⋆ ･

masterlist

･ ⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⋆ ･ ⠄⠂⋆ ･

Liked by taylorswift, danielricciardo and 1,292,849 others

y/n: End & New Beginnings. ONE WEEK.

✨Is It Over Now?~Say Don’t Go~Bigger Than The Whole Sky~You’re Losing Me~Now That We Don’t Talk~Pretty Boy✨

View all 12,138 comments

user55: y/n’s latest masterpiece is incoming!!

user56: YES GIRL LETS GO

user57: omg finally 😱

user58: can’t fucking wait 💛

user59: babe are you realizing you’re releasing on friday the 13th 💀

user56: y/n is like “i’ve conquered all this year’s bad luck already, no one can stop me”

6 October

Liked by carlossainz55, maxverstappen1 and 1,450,288 others

y/n: It feels like it’s been a long time coming and now it’s here, my new EP ‘End & New Beginnings’ 🤍 Been a few sleepless nights making this to be honest. Ups and downs like always. But now I’m just so happy to let go of it and let you have it, and hopefully you’ll embrace it and make it yours.

To the incredible people who’ve been a part of this record, THANK YOU! Couldn’t have done it without you…

Here’s to the end & new beginnings 🕊️

View all 14,159 comments

taylorswift: Perfection 🥰✨🎼😍💋

y/n: ❤️❤️❤️

danielricciardo: ART.

Liked by y/n

lilymhe: Beautiful work sweetie, I can’t with how talented you are 🥹 You made me cry the entire 23 mins (and then again cuz it was on repeat)

y/n: Awww, thank you love 🥰 and I’m sorryyyy 🙊

alex_albon: It’s so so good! I didn’t cry tho…

lilymhe: Liar

Liked by y/n

landonorris: Wow 💕

Liked by y/n

yourbestfriend: You’ve outdone yourself once again, darling, love you

y/n: I love you more baby

user60: as someone who’s just gone through a terrible breakup too, i cannot express how comforting it is to hear these songs and realize i’m not alone

Liked by y/n

13 October

—

You let your phone drop to the bathroom counter, blinking slowly, unable to fathom the conversation that had just taken place. Had he really just said those things? Scrolling through the texts confirmed that yes, he had indeed. The bastard.

Charles had always been the jealous type. But attacking you like that when he had been the one to… It was absolutely ridiculous. Apparently he still couldn’t—or wouldn’t—grasp the depths of how much he had actually hurt you.

You’d loved him with all of your heart. Until he had ripped it out and hurled it to the floor, letting it shatter into a million tiny pieces. Yet, even then, you would’ve forgiven him. If only he’d apologised. If only he’d shown true remorse. But he hadn’t. And so you’d been forced to walk the path of mending your own heart, and move on with your life.

Perhaps a small part of you had hoped that he could be happy for you. That somehow, even after everything, you would be able to greet each other normally—that you could coexist peacefully. But as his texts just now had demonstrated, that wasn’t going to happen. Not right now. And definitely not next week in Texas. You sighed. It would’ve been too good to be true, anyway. Especially considering who you were currently seeing…

A light knock sounded at the door, startling you out of those thoughts.

“Are you almost ready to go, darling?” a male voice asked, soft.

Right. Dinner. Celebrations.

You had been in the midst of applying the finishing touches to your makeup and outfit before Charles had interrupted, quite literally shocking you to the core when his name had appeared on your lock screen. He’d been the last person you’d expected to hear from today.

You swallowed the bitter taste that Charles’ texts had managed to leave behind. He wasn’t worth it, you repeated to yourself. You weren’t going to let his shenanigans ruin a perfect night—a perfect date. You ran a hand through your hair and readjusted the necklace around your neck when the bathroom door creaked open behind you.

Looking up, your eyes met your handsome, new boyfriend’s through the mirror. He was smiling, eyebrows raised in silent question, ever patient as he waited for you to finish up. You felt your pulse quicken at the sight of him, dressed to perfection in a dark suit, hair neatly tousled.

As always, his presence was able to reassure you within the blink of an eye, the tense muscles in your neck and shoulders relaxing as you gladly let all of your complex emotions fall away.

“Yes,” you nodded, a genuine smile spreading across your lips. “I’m ready.”

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THE END

but who is she with? well, there’s a little (and not so subtle) easter egg that refers back to the beginning of part 6 that will confirm certain things… have you spotted it?

thank you everyone for coming along on this ride! it’s been a hell of a lot of fun writing and creating this story 🥰 my apologies to all the y/n x charles shippers out there, but as our songbird said: here’s to the end and new beginnings…

Now, if you'd like, please cast your votes below :)

･ ⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⠄⠂⋆ ･ ⋆ ･ ⠄⠂⋆ ･

Tags: @sukisheadlights @eviethetheatrefreak @blueflorals @kiskso @dessxoxsworld @treehouse-mouse @dangeroustacoalienbiscuit @clown-fc @stopeatread @vanishingcherry @bb-swift @leclercdream @scenesofobx @kagatinkita @allywthsr @evieepepi08 @viennakarma @riverjane-d @httpjeonlicious @madnesstaking0ver @futurecorps3 @celesteblack08 @sadg3 @simxican @glow-ish @spideybv28 @laneyspaulding19 @tswizzleismother @slytherinfolk25 @merchelsea @1655clean @urgirlnextdoorr @cixrosie @lightdragonrayne @lxclerc @hopexcroc @nichmeddar @imthebadguyyy

#charles leclerc x reader #charles leclerc x singer reader #charles leclerc x female reader #charles leclerc x y/n #charles leclerc x you #f1 x reader #formula 1 x reader #f1 x y/n #charles leclerc smau #charles leclerc fake instagram #charles leclerc fake social media #formula 1 smau #formula 1 fanfic #charles leclerc fanfic #charles leclerc fic #charles leclerc imagine #charles leclerc blurb #is it over now?

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