#5. Financial Education Initiatives

[adeelseo]

San Mateo Credit Union: Trusted financial partner offering personalized banking solutions and community-focused services.

[batboyblog]

Things Biden and the Democrats did, this week. #5

Feb 9-16 2024

The Department of Education released the first draft for a wide ranging student loan forgiveness plan. After Biden's first attempt at student debt forgiveness was struck down at the Supreme Court in 2023, this new plan is an attempt to replace it with something that will hold up in court. The plan hopes to forgive debt for anyone facing "financial hardship" which has been as broadly defined as possible. Another part of the plan hopes to eliminate $10-20,000 in interest from all student loans, as well as a wide ranging public Information push to inform people of other forgiveness programs they qualify for but don't know about.

The House passed 1.2 Billion Dollars to combat human trafficking, including $175 million in housing assistance to human trafficking victims

The Department of Transportation announced $970 Million for improvements at 114 airports across 44 states and 3 territories. They include $40 million to O'Hare International in Chicago to improve passenger experience by reconfiguring TSA and baggage claims, and installing ADA compliant bathrooms(!). The loans will also go to connecting airports to mass transit, boosted sustainability, installing solar and wind power, and expanding service to under served committees around the country.

Medicare & Medicaid released new guidelines to allow people to pay out of pocket prescription drug coats in monthly installments rather than as a lump sum. This together with capping the price of certain drugs and penalties for drug companies that rise prices over inflation is expected to save the public millions on drug coasts and assure people don't pass on a prescription because they can't pay upfront

The EPA announced its adding 150 more communities to its Closing America's Wastewater Access Gap Community Initiative. 2.2 Million Americans do not have basic running water and indoor plumbing. Broken and unreliable wastewater infrastructure exposed many of those to dangerous raw sewage. These Americans live primarily in poor and rural communities, many predominantly Black communities in the south as well as those on tribal lands. The program is aiming to close the wastewater gap and insure all Americans have access to reliable clear water.

The White House announced deferred action for Palestinians in the US. This means any Palestinian living in the United States, no mater their legal status, can not be deported for any reason for the next 18 months.

The Department of Energy announced $60 million in investment into clean geothermal energy. The plan will hopefully lead to a 90% decrease in the coasts of geothermal. DOE estimates hold that geothermal might be able to power the hopes of 65 million Americans by 2050 making it a key step in the Biden administration plan for a carbon-free grid by 2035 and net-zero emissions by 2050.

The EPA launched $83 million to help improve air quality monitoring across America. With updated equipment local agencies will be better able to report on air quality, give more localized reports of bad air quality and the country will be better equipped to start mitigating the problem

The Department of Energy announced $63 million in investments in domestic heat-pump manufacturing. Studies have shown that heat-pumps reduce green house gases by 50% over the most efficient condensing gas boilers, as technology improves this could rise to 75% by 2030. Heat pump water heaters meanwhile are 2 to 3 times as energy efficient as conventional electric water heaters.

HHS awarded $5.1 million to organizations working with LGBTQI+ Youth and their Families. The programs focus on preventing homelessness, fighting depression and suicide, drug use and HIV prevention and treatment, as well as  family counseling and support interventions tailored for LGBTQI+ families.

The House passed two bills in support of the oppressed Uyghur minority in China. The "No Dollars To Uyghur Forced Labor" Act would prohibit the US government from spending any money on projects that source materials from Xinjiang. The Uyghur Policy Act would create a permanent post at the State Department to coordinate policy on Uyghur Issues, much like the special ambassador on antisemitism.

[makingspiritualityreal]

Why Saturn Makes you Bad at Doing Things

Saturn in our chart is about things we don't have an instinctive understanding of. These are things we have to work hard (as in tediously, long term) to improve. Over time, we can become meticulous and more decent at this area of our lives, but it takes time for us to get there.

Example, I have Saturn in Aquarius and it took me over 10 years to get the hang of social media, and I'm still learning. Since according to Vedic classics, Saturn is "lame" by nature, these are the areas where we end up with what we feel are initially inadequate results.

What is the reason for such a situation with Saturn?

1. Karmic delay manifesting as lack of financial physical support in your Saturn area. You simply receive the necessary basic tools to be able to accomplish anything worthwhile in this given area with a delay. Example - I have Saturn in Aquarius in the 4th, and I really care about memories and pictures and organising them on socials as a sort of virtual diary. I have been a content creator for 5 years now. I endlessly struggled with inadequate technology, poor quality gear or no gear, and lower quality content as a result. Editing only takes you so far. Tools of the trade are important.

2. Lack of external support and education, delayed access to basic support and education. Noone is going to help you in the area of your Saturn, unless you have excellent synastry with somebody. You need to learn everything by yourself from the ground up, starting from nothing, feeling like you're behind your peers. You don't know yourself in that area, so you don't know what suits you and as a result you have a delayed awareness of what is good for you.

3. Which brings me to my next point, perfectionism. Saturn is what our soul wants to perfect and master, and then release once our legacy is perfected. You will not be satisfied with mediocrity there. I have heard it countless times from people "why do you care about random pictures" well because my Saturn in the 4th wants a perfect photo diary and I want it to be organized and look good. Memories matter to me so I take them very seriously. As a result, we end up being harder on ourselves there than the average person, because we want more, and we want better. If used well, as a result of this attitude, Saturn has the potential to deliver high quality results.

4. Not fitting into trends, first because of the delayed learning process, then because you skipped on major social moments. You just don't know how to be "cool" where your Saturn is placed, because it takes time to build up that ease, and it's always with a lot of practice. As a result, you feel inadequate and lonely in that area, because your difficult experience makes it impossible to connect with your peers, who may mock you over traits of your Saturn. Over time, if Saturn is strong you can become an inspiration and a trendsetter yourself.

5. And finally, and most surprisingly so, lack of interest. The mix of karma and external circumstances and understanding of futility makes us subconsciously reject deeper involvement in the karmas of our Saturn and its Nakshatras. Example, I have Saturn in Dhanishta and I simply refuse to do anything for the sake of popularity, to impress any group, or even join a group for status. I am ready to die alone in my isolated cute house (probably because Saturn in the 4th) just to be myself. Growing up, I denied all social adherence within my family, because I believed they do everything wrong. I also denied all social adherence to the most popular people in school, finding them shallow and disgusting, and throwing their life away while I put my head to my studies and focused on my goals. As a result, my personal journey is unrelatable to most people, because few have the gumption to resist their environments so completely, few are so critical of these environments, few people choose strife, loneliness and lack, because it's the right thing to do. So you can see how our Saturn makes us subversive, denying granting people any expectation in that area and doing everything "their own way".

[shadowcanine]

the bath school disaster (or, the deadliest massacre you’ve never heard of)

information will be under the cut; as always, this post is strictly for educational and research purposes.

It’s May 18th, 1927 in Bath Charter Township, Michigan. 10 miles from Lansing- the capital. A little over a year has passed since 55 year old Andrew Philip Kehoe lost the election for township clerk, and his opponent winning meant an increase in taxes. Not only did he lose, but he was also notified in June of the previous year that his mortgage would be foreclosed.

Kehoe had a reputation for being difficult- in personal dealings, but also within the school board. He had once shot and killed a neighbors dog for barking, which annoyed Kehoe. When his horse would not cooperate to his expectations, Kehoe beat it to death.

His financial problems seemed to be the breaking point, though. For much of the time in between his defeat and May 18th, Kehoe purchased explosives- over a thousand pounds of them in total- and hid them on his property, as well as under Bath Consolidated School.

Kehoe has a wife; Nellie. She’s terminally ill with what is resembling tuberculosis, but there’s no cure or treatment yet. She’s discharged from the St. Lawrence Hospital in Lansing on May 16th, but nobody has heard from her since.

Kehoe wakes up early on May 18th; he triggers the bombs on his property, blowing his farm to smithereens. He isn’t satisfied with just, though.

It’s important to note that Bath was divided into three “sections.” There was the North Wing, South Wing, and the central part of the school.

The bombs underneath the North Wing were attached to an alarm clock. At 9:45AM, the bombs are detonated. It sets off explosions in the North Wing- the impact rips through everything in it’s path; the roof is collapsed, a fire has broke out, and 36 children and 2 teachers were already dead.

The town immediately tries to initiate a rescue mission; doing what they can to try and save those who may still be alive, but it’s not over.

After the catastrophe in the North Wing, Kehoe drives his truck to the schoolyard. The bed of the truck is filled with metal debris layered on-top of dynamite; makeshift shrapnel. Kehoe shoots at the bed of the truck through his rear-window, and triggers the dynamite.

Kehoe is dead; along with those who were near the truck, including: the school’s superintendent, a child who had escaped the initial North Wing bomb, and 2 other adults.

During the second attempt at a rescue mission, 500 pounds, or 230kg of explosives are found under the South Wing of the school by searchers. These bombs, for whatever reason, did not detonate. If they would have, everybody inside Bath Consolidated School would have died, and the school would have been leveled.

As Kehoe’s property was searched, a sign would be found- wired to the fence on Kehoe’s farm, which read:

“Criminals are made, not born.”

Searchers would then find Nellie- Andrew’s wife- at the top of the hill on the farm. She was dead- badly charred from the explosions on the farm. Her body was placed on top of hay in a wheelbarrow, and left on top of the hill. It’s not clear when exactly Andrew killed her, but it was sometime between May 16th, the day she was discharged from the hospital, and May 18th, the day of the bombings.

In total, 45 people would be killed. 38 students, and 5 adults.

The Bath School Disaster would go on to be the deadliest school massacre in U.S history to date. The school was torn down once in 1928, and a new school was put in it’s place- the Jamez Couzens Agricultural School. JCAS was torn down in 1975, and a memorial park for the original Bath School was put in it’s place. To this day, the park remains there as a reminder.

# Thanks for reading- The Bath School Disaster holds a special place in my heart. It’s without a doubt the most tragic case I’ve heard of, and it seems to have been forgotten by time. Below is the headline of the Lansing Michigan Journal from May 18th, 1927- the day of the bombing.

[thelonleycosmos]

hey everyone ! I know it’s been a scary time for anyone and everyone in the United States. and we will see effects eventually outside of the United States too.

so far , since Trump has been president (1/20/2025) he has signed executive orders to;

1. signed an executive order in the U.S completely revoking nearly all ways to change gender or choose pronouns from any government documents.

2. to rename “Gulf of Mexico” and “Mount Denali”.

3. to end birthright citizenship.

4. to pardon 1500 defendants that were facing prosecution for storming the Capitol. he also pardoned Ross Ulbricht.

5. to leave the World Health Organisation (WHO)

6. to pause Tiktok ban.

7. to declare a national emergency on immigration.

8. to declare a national emergency on energy.

9. to rescind Joe Biden removal of Cuba from the U.S list of sponsors of terrorism.

10. revoke non-binding executive order (signed by Biden) aimed at making half of all new vehicles sold in 2030 electric.

11. reclassify thousands of federal employees as political hires, making it easier for them to be fired.

12. order 78-Biden-era executive actions to be rescinded, many relating to race and gender.

13. withdrew from the Paris Climate Agreement (again.)

14. he ordered the MILITARY to “help” with the border.

15. he suspended the U.S Refugee Admissions Program.

16. he ended Bidens process to allow Cubans, Haitians, Nicaraguans, and Venezuelans who had a financial sponsor to work and live in the U.S (legally).

17. he signed executive orders to implement tariffs (25%) on Mexico, Canada, and China.

18. DOGE was created, and Elon has a office in the White House.

19. he also froze hiring for federal employees barred DEI initiatives and ordered government workers back into their offices but didn’t freeze hiring for ICE or the Military .

20. he reversed a ban on offshore drilling, as well as making it easier to drill in Alaska.

21. he halted the leasing of offshore wind farms.

22. signed an order to allow White House staffers to obtain Top secret security clearances without having to go through an extreme vetting process.

23. he repealed the Executive Order 14087 of October 14 2022 (lowering prescription drug costs for Americans)

to keep everyone updated, there’s more as well and I can add.

everyone stay safe. keep educating yourself and others.

[yuurei20]

Hi Yuurei!!

Same anon asking about stipends -

We're going down a whole rabbit hole with this one!

My friend asked if there's anything about Crowley Actually being stingy in game, or if that's actually something the fans came up with.

We could only think about chapter 2 Crowley saying he didnt promise to pay for living expenses, but that was to get MC and Grim to do what he wanted.

Otherwise, while not as generous as he humorously claims, I can't really think of much where he's genuinely "nickle and diming" things

Do you know of anything?

Hello hello!! I am so sorry for the delay, I can finally answer this question! (for the curious, anon's initial questions about stipends is here!)

There have been multiple examples of Crowley taking advantage of opportunities for financial gain, but there may be more going on than it seems!

Crowley allows Azul to run Mostro Lounge on school properly in exchange for Azul returning the powers he stole from students in his first year, and for contributing 10% of the lounge's proceeds to NRC. (Jack: "Wait, so you're gettin' something from it?!")

In Book 4, Crowley himself insinuates that he allowed Kalim to be appointed Housewarden of Scarabia in exchange for generous support from Kalim's family that help with the costs of providing education. In Book 5 Jamil says that he suspects the opportunity to get "generous Asim family donations" is the only reason that Kalim was sent a letter of acceptance at all.

In Book 6, Crowley explains how he could not refuse the Shroud family's request that Ortho be formally enrolled as a student after they paid to repair the buildings destroyed by STYX, as well as making "substantial contributions toward expanding the school's facilities."

When the Firelit Sky team leaves for the fireworks event in Jamil and Kalim's hometown, Crowley says that he will graciously accept whatever souvenirs Kalim brings back. Trey comments, "I knew there was no way he'd let us do this for free."

When the students leave for the Glorious Masquerade event Crowley sees them off with, "Don't worry about getting any gifts for me. As a side note, I prefer treats with subtler flavors rather than overpowering ones."

During Halloween we learn that the souvenirs provided to campus visitors are "just little bags of candy that cost less than a thaumark each in total" and Crowley insists, "it's all about the sentiment!"

But for all these examples of Crowley seemingly being very interested in money, there are just as many where he is not as stingy as he could be: visitors to school during Halloween tour the campus free of charge, and Crowley gives away multiple VDC tickets so that the members of NRC Tribe can invite friends and family, despite how they are "hot commodities" that he could presumably sell.

He also buys Sam's entire stock of goods for seducing Eliza during the Phantom Bride event (including tuxedos for the remaining suitors), fairy dust for the Fairy Gala event and club equipment for the winning teams of Vargas Camp.

Costs pertaining to expenses such as setup and food supplies are all charged to the school during Port Fest, with half of profits donated to the restoration of Craneport.

Upon Azul's recommendation Crowley voluntarily decides to give the rest of the profits to the students themselves, even encouraging them to host a post-festival celebration with whatever money is leftover rather than trying to keep any for himself.

As mentioned in the response to your initial question, Crowley also gives the prefect and Grim funds that are mentioned during Glorious Masquerade! (And they also buy things during other events so this was, presumably, not a one-time exception.)

In short, I think you are right and it is possible that Crowley has become infamous for a level of stinginess that might not be entirely accurate! It is also interesting how he never seems to mention taking money for himself, directly: it is always in the form of donations to the school, repairs to campus facilities, etc., with the exceptions of the snacks he overtly requests from Fleur City, and the souvenirs he encourages Kalim to bring back for him.

As you say he does mention money as a way to pressure Grim and the prefect into helping him in the main story, but also as you say these are only two of many examples of the various ways he gets Grim to cooperate, such as promising him a role in the Spelldrive tournament (Book 2), renovating Ramshackle's plumbing (Book 5), and tempting him with attention and food (Glorious Masquerade).

Overall, while Crowley certainly has a reputation for being stingy both inside and outside of the game, he may not be as cheap as he seems--or as he wants people to think he is? 👀

[booksinmythorax]

On Tyranny and Tumblr #4: Take responsibility for the face of the world

The symbols of today enable the reality of tomorrow. Notice the swastikas and the other signs of hate. Do not look away, and do not get used to them. Remove them yourself and set an example for others to do so.

Some of this must be done offline. If you are financially able, now is a good time to stock up on stickers from Black Lives Matter, the Progress Initiative* and/or other organizations that make Pride flag stickers, Planned Parenthood, or independent artists walking their talk while making stickers whose messages you agree with. (Watch out for giant corporations and dropshippers.)

Hell, make your own stickers! Sell them if you want, or don't, but do put them up in public spaces where stickering is allowed (or isn't allowed but is happening anyway). Place your own symbols and cover hateful ones.

If you're a graffiti artist, do your thing. If you see a graffiti artist doing their thing and they're not being a fascist about it, no you don't!

Look, bumper sticker activism won't save the world. It won't. But taking down or taping over hate symbols in the real world and making symbols of progress, solidarity, and liberation more visible has an impact. As a queer person, I exhale a little bit - a little bit - when I see someone else wearing a Progress Pride pin or with a rainbow sticker on their car.

Snyder asserts that "Life is political, not because the world cares about how you feel, but but because the world reacts to what you do. The minor choices we make are themselves a kind of vote, making it more or less likely that free and fair elections will be held in the future. In the politics of the everyday, our words and gestures, or their absence, count very much... You might one day be offered the opportunity to display symbols of loyalty. Make sure that such symbols include your fellow citizens rather than exclude them" (Snyder 33-35).

Snyder uses imperfect language here. Whether a person is a citizen or not, is documented or not, is like you or not, make sure the symbols you display include them rather than exclude them.

Don't display symbols you don't agree with to avoid trouble. And don't avoid displaying any symbols at all out of fear. Your silence may be louder than you think.

Some ways we can apply this in our online lives include:

-Educate yourself on hate symbols, and update your knowledge regularly. Dogwhistles change when hate groups realize we're on to them. The Southern Poverty Law Center and the Anti-Defamation League are good resources for learning about active hate groups and their current symbols.

-Let your mutuals or people you follow know if they are posting hateful symbols. Approach them one-on-one as if they are making a mistake, because they might be! I just had a conversation with an acquaintance in real life who had no idea that the Punisher skull is being used as a symbol by real-life far-right paramilitary groups.

-If you see accounts using hate speech or symbols repeatedly and on purpose, report them. Use the ADL database above and/or articles from the SPLC or other trustworthy publications as evidence in your report, since not everyone knows about every current hate symbol.

-Keep posting and reblogging content you believe in. Don't shame people; "I bet no one will reblog this", "No one is talking about this AND YOU KNOW WHY", and "If you don't reblog this you're a ___" are just not helpful, constructive, or true. But make your online space into a place with symbols that reflect who your activism includes.

*The Progress Initiative is not a 501(c)3 nonprofit, but the shop of Daniel Quasar, the person who created the original Progress Pride flag. Quasar enthusiastically encourages the creation and use of variations on their flag design, including those that include the intersex flag symbol.

Other lessons from On Tyranny:

#1: Do not obey in advance

#2: Defend institutions

#3: Beware the one-party state

#5-7: Remember professional ethics, Be wary of paramilitaries, and Be reflective if you must be armed

#8: Stand out

#9: Be kind to our language

[grits-galraisedinthesouth]

Vanity Fair's Wild About Harry Mea culpa for launching MeGain Markle & publishing her propaganda

"Inside Prince Harry and Meghan Markle’s Big Business Ambitions, 5 Years After Their Royal Exit | Vanity Fair"

FEBRUARY 2025 ISSUE

Inside Prince Harry and Meghan Markle’s Big Business Ambitions, 5 Years After Their Royal Exit

Ensconced in their cozy Montecito mansion, the Sussexes are living the American dream. By all accounts, the love is real. But their foray into moguldom has not always been a smooth ride.

BY ANNA PEELE

JANUARY 17, 2025

The house proved it: The Duke and Duchess of Sussex could have it all. Their Montecito home offered all the fresh promises of a 21st-century California mansion and the cloistering of a gated neighborhood from which they could emerge on their own terms. In the house’s 13 fireplaces, described as “mostly centuries old examples brought over from France,” there was even some European history, stripped of any potentially uncomfortable context.

At $14.65 million for more than 18,000 square feet, half the current median price per square foot in Montecito, Rockbridge was a steal. The oligarch owner’s romantic relationship had deteriorated to the point where he was compelled to offload far below market value, according to a source with knowledge, and the property seemed just right for the duke and duchess, Prince Harry and Meghan Markle. It was the perfect launchpad for Archewell, their nonprofit and entertainment studio—an approximation of a part noblesse oblige, part aspiring independently wealthy mogul model, one that Elizabeth, Charles, and William rejected by fiat during the January 2020 “Sandringham Summit.”

The Duke and Duchess of Sussex during the Royal Salute Polo Challenge, to benefit Sentebale, at the USPA National Polo Center in Wellington, Florida, on Friday April 12, 2024.PA IMAGES/ALAMY.

This January marks five years since that failed parley. Leaving the royal family has brought tests for the couple—legal, financial, reputational, personal, and practical. Going from divinely chosen (or at least chosen by someone else who was divinely chosen) members of a 1,200-year-old institution to start-up founders in exile is a tough adjustment. But there has also been opportunity. Over many months, Vanity Fair spoke with dozens of people who have worked with and lived alongside the couple to understand the impact they’ve had on their new coastal California community, the challenges of enacting the ambitions of two first-time CEOs, and how their experience with the monarchy foreshadowed some of their current difficulties. (Harry and Meghan declined to be interviewed for this article.)

Harry still works closely with the charities he founded: the Invictus Games Foundation and Sentebale, an organization focusing on “mental fitness” and the impact of poverty and HIV/AIDS in southern African countries. “He has real gravitas when he speaks about his work in Africa,” says someone inside the couple’s circle. And he is free from “Willy,” as well as the future king’s supposed dominion over that continent, as Harry confessed in his 2023 memoir, Spare. “Africa was his thing,” Harry said. Archewell also encompasses Meghan’s efforts to empower and educate young women, like the 40x40 initiative, where for her 40th birthday she asked 40 well-known friends, such as Melissa McCarthy and then first lady of Canada Sophie Grégoire Trudeau, to each spend 40 minutes on Zoom mentoring a woman returning to the workplace in the wake of the pandemic. On March 14 of last year, the fourth anniversary of their flight to California, Meghan rejoined Instagram to announce American Riviera Orchard, a home goods and sundries line. The Sussexes have announced Meghan’s second podcast, though not the title or premise of it. Archewell Productions also recently produced two high-profile Netflix series—a docuseries called Polo, which premiered December 10 and features the world of Harry’s buddy Nacho Figueras, and the reality show With Love, Meghan. The latter is a hospitality endeavor that, according to the Netflix promotional language, “reimagines the genre of lifestyle programming, blending practical how-to’s and candid conversation with friends, new and old.” Three days before her show’s scheduled premiere date of January 15, Meghan announced that the series would be pushed to March 4 “as we focus on the needs of those impacted by the wildfires in my home state of California.” The couple has been volunteering amid the crisis in Los Angeles and donating to people displaced by the fires, as well as taking in friends who had to evacuate their own homes.

“They have this naivete and their hopefulness about what’s possible in terms of storytelling and good works and all those things,” says producer Jane Marie, who collaborated with the couple while they developed audio projects at Archewell and later produced a podcast with Michelle Obama. “I wish I had that kind of optimism.”

Optimism abounded as the couple embarked on their Spotify deal in 2020, both for them and for those who were coming in to help do the work. “I thought that I had the role of a lifetime,” says a person who worked in media projects, who was a “fan” going in and eager to make the type of life-changing content Harry and Meghan seemed to want to create. “I thought I was gonna be besties with Meghan and Harry and we were gonna, like, run around the world saving people.”

Interest in the couple was unslakable. But it remained to be seen whether they were actually interesting, beyond Harry’s uniquely difficult upbringing and Meghan’s years of defending herself from shoddy treatment and racism, whether in the British press or from members of her husband’s family. As one former Spotify employee put it, “The thing you’re escaping is the reason you’re compelling.”

Those stories would be meted out in different media: breathless reports of a $20 million Penguin Random House contract (Spare) and $100 million partnership with Netflix (Harry & Meghan). (According to a representative for Netflix, “We don’t disclose our financial deals with talent, but I can confirm to you on the record that the $100M figure is not correct.”) On the August 2022 cover of The Cut Meghan did to promote her first—and only—Spotify podcast, Archetypes, she said, “I’m, like, so excited to talk,” and “It’s like I’m finding—not finding my voice. I’ve had my voice for a long time, but being able to use it.” When repeatedly asked by the interviewer what she wanted to say with her newly free voice, Meghan demurred. “I have a lot to say until I don’t. Do you like that? Sometimes, as they say, the silent part is still part of the song,” she said, noting, “I’ve never had to sign anything that restricts me from talking. I can talk about my whole experience and make a choice not to.” (One of the people who spoke with VF for this story says they signed a nondisclosure agreement to be employed by Harry and Meghan.) A person who worked closely with the couple and “loves them” says, “I have no idea what [Harry’s] interests are beyond polo. No clue what his inner life is like.”

The development process was challenging. The former Spotify employee says, “They had this idea to do a podcast because they knew celebrities did them,” a category differentiated between celebrities who get a lot of money to begin podcasting, like Harry and Meghan, and celebrities who get large deals after proving themselves to be capable podcasters, like Smartless’s Will Arnett, Sean Hayes, and Jason Bateman. The former Spotify employee says Harry and Meghan “didn’t do what celebrities do on podcasts, which is turn on the mic and talk. They wanted a big theme that would explain the world, but they had no ideas.” Someone who worked closely with them on audio projects disputes this version, lamenting that because of Meghan and Harry’s insistence on silence from employees and their own reticence, the public doesn’t know about good projects that had to be abandoned for practical reasons. “It feels like the only story is ‘They didn’t satisfy their contract,’” she says. “It’s not like work wasn’t being done.”

As time passed—it would be nearly two years between the couple’s deal being signed and the premiere of Archetypes—Spotify began applying pressure to produce something (anything!) that people might listen to.

People involved with production say the couple did trial runs on some big ideas, like a This American Life–style show where Harry and Meghan took turns hosting and talking to interesting civilian guests. As Bloomberg reported, Harry wanted to host a series where he interviewed powerful men with complicated stories, like Mark Zuckerberg, Vladimir Putin, and Donald Trump. The concept wasn’t just that the men shared challenging early lives; it was that their experiences made them into sociopaths, or so Harry envisioned, one person familiar with the ideation process says. (The person who worked in media confirms there was a “sociopath podcast.”) The person who worked closely with the couple on audio projects recalls Harry saying, “I have very bad childhood trauma. Obviously. My mother was essentially murdered. What is it about me that didn’t make me one of these bad guys?” To implore a season’s worth of world-famous sociopaths to talk about how they developed sociopathy would be what is referred to in access journalism as “a booking challenge.”

As time passed—it would be nearly two years between the couple’s deal signing and the premiere of Archetypes—Spotify began applying pressure to produce something (anything!) that people might listen to. The former Spotify employee says Harry came to the Los Angeles office once and asked for a cup of cocoa. There was none in the office, so employees scrambled to obtain some. An idea was pitched to Harry—what if he reviewed a hot chocolate every week while chatting with a different friend?—which he and his team considered and rejected. Another concept was that Harry would “fix” something every week, ranging from a flat tire to global warming. “He wanted to do a podcast about disabled people who compete in the Invictus Games,” the former Spotify employee says. “But there’s no crossover between the audience who would listen to that and people who want to hear about Harry’s life.” (Harry and Meghan did produce a 2023 Netflix docuseries called Heart of Invictus, which significantly underperformed Harry & Meghan.)

The former Spotify employee says it was challenging to engage Harry, and a person who interviewed for a job with the couple says, “I just felt like he kind of didn’t want to be there doing that at this time.... My expectation was ‘charming receiving line.’ And it was clear he wasn’t that person. At least that day.” And at least in the context of a hiring manager: A person who worked on an event during Harry’s book tour says he has the “greatest manners I’ve ever seen. Hands down. Like I can’t believe his knees are as supple as they are. He was getting up and down anytime somebody walked into a room.... He was unfailingly kind and friendly to everyone.”

During the interview, the potential employee says, Harry’s attitude was either “Well, why should I do this?” or “Why are we doing this?” The interviewee says they wondered, “Didn’t Spotify pay you a lot of money to do this?” The person inside the couple’s circle says, “He looks like the kind of guy who would, frankly, happily work for charities for the rest of his life and would be very happy if Meghan made all the money and he didn’t need to.”

On his self-titled podcast, Bill Simmons described his own experience working with the Sussexes at Spotify. “The Fucking Grifters. That’s the podcast we should have launched with them,” Simmons said. “I have got to get drunk one night and tell the story of the Zoom I had with Harry to try and help him with a podcast idea. It’s one of my best stories.… Fuck them. The grifters.”

Harry and Meghan became increasingly nervous about how their content would impact them. Marie says, “I can say that they had really great ideas for shows, interesting pitches, interesting guests. But them as the deliverers or either of them as the hosts of these more kind of edgy ideas would have been like…they would have had to move again. I think it’s a combination of self-censorship for good reason and the corporate powers that be that run podcasting that don’t know what that is [to create valuable shows]. In combination, those things make it really hard to make good stuff.” The person who worked in media projects imitates the thought process behind any decision about the couple’s projects: “Well, he has a million things that he has to protect, and he has the book, and they have the documentary, and they don’t want to make the queen upset, and their public image.…”

That source says the idea for Archetypes came from another employee—not Meghan—though the employee didn’t own any of the intellectual property. Archetypes began production in January 2021. Though the former Spotify employee says the initial expectation was that Archewell would handle production for the series, the process took so long that Spotify’s studio Gimlet was called in. A source familiar with the production of Archetypes says this required additional cost to and resources from Spotify, though a current Spotify employee refutes that the extra support was a burden. (Virtually the entire Gimlet team would be laid off in the year following Archetypes’s release, but employees blame mismanagement at Spotify rather than any individual project.)

The former Spotify source says, “Archetypes was complicated as a podcast concept. You had to explain what the archetype was, then why the woman embodied it, but also how it wasn’t true about her. Every episode was like, ‘This is my friend who has been called that archetype but is not that archetype.’” These archetypes—actually stereotypes—included diva (Mariah Carey) and bimbo (Paris Hilton and Iliza Shlesinger). As for those “friends,” there was an expectation that Meghan would be able to use her personal Rolodex to book the show, the way hosts like Simmons and the Pod Save America guys do. The person who worked in media projects says the assumption was, “Meghan’s gonna be on the phone with the pope tomorrow.” The former Spotify employee says in addition to Taylor Swift, they heard rumors that Beyoncé and Megan Thee Stallion were asked to come on the show and declined. (Other people who worked on the podcast also say they heard those names mentioned, though a source close to the situation says Megan Thee Stallion’s team knew nothing about any request.)

According to the source in media projects, Meghan would agree to provocative ideas and then walk them back. In one episode, she wanted to actually say the word bitch because, as the source remembers Meghan saying, “You hear it all the time.” It ended up with Meghan calling it “the B-word.” An episode titled “Slut,” intended to center on how trans women’s sexuality is used against them, was retitled “Human, Being” by Meghan and had to be completely reimagined late in production. “Every episode got more and more watered down and further away from actual conversation,” the source says. “It felt like very Women’s and Gender Studies 101 taught in 2003.” (Though the Spotify contract has widely been reported as worth $20 million, two sources told VF such deals are generally not paid out in lump sums; in other words, the couple would not likely have received the full amount without meeting benchmarks beyond making one 12-episode season of a podcast. Spotify does not comment on deal terms.)

The issues extended into the actual workplace. Terry Wood, an executive vice president at Oprah Winfrey’s Harpo Productions, was brought in to be what Meghan would later call her “right hand” when Archetypes won a People’s Choice Award in 2022. The source familiar with the production of Archetypes describes Wood’s anger, saying that she yelled at Spotify staffers when Meghan changed her mind about episodes. (Wood did not respond to VF’s request for comment.)

The source who worked in media projects says Meghan’s own relationships with employees tended to follow a familiar pattern. She would be warm and effusive at the beginning, engendering an atmosphere of professional camaraderie. When something went poorly, often due to Meghan and Harry’s own demands—such as a teaser for Archetypes being released five months before the show premiered and before there was any tape to promote—Meghan would become cold and withholding toward the person she perceived to be responsible. The source says it was “really, really, really awful. Very painful. Because she’s constantly playing checkers—I’m not even going to say chess—but she’s just very aware of where everybody is on her board. And when you are not in, you are to be thrown to the wolves at any given moment.” In practice, they say, that manifested as “undermining. It’s talking behind your back. It’s gnawing at your sense of self. Really, like, Mean Girls teenager.” Marie had a different experience with Meghan: “She’s just a lovely, genuine person,” she said.

The person who worked in media projects read stories in the tabloids about Meghan “bullying” palace aides and couldn’t imagine such behavior actually happened. After working with her, though, this person realized, “Oh, any given Tuesday this happened.” While it beggars belief that Meghan actually shouted at a palace aide, as has been reported, a person who interacted with her professionally says, “You can be yelled at even if somebody doesn’t raise their voice. [It’s] funny that people don’t differentiate between the energy of being yelled at and literally somebody screaming at you.”

Two sources say a colleague with ties to Archetypes took a leave of absence after working on three episodes, then left Gimlet altogether. Several others described taking extended breaks from work to escape scrutiny, exiting their job, or undergoing long-term therapy after working with Meghan. The person who interacted professionally with her says, “I think if Meghan acknowledged her own shortcomings or personal contributions to situations rather than staying trapped in a victim narrative, her perception might be better.” They added, with the soggy laugh of a plebe rendering judgment on the Duchess of Sussex, “But who am I to criticize Meghan Markle? She’s doing great.”

It’s hard to imagine how someone who seems so earnestly intent on being kind and engaging in world-improving (if also brand-building) activities could wind up engaging in revanchism with people so below her in status. A partial answer might be found in an episode of Archetypes in which Meghan interviews Mindy Kaling, who assumed Meghan was popular as a child. While attending Immaculate Heart Catholic school in Los Angeles, Meghan tells Kaling, “I never had anyone to sit with at lunch. I was always a little bit of a loner and really shy and didn’t know where I fit in. And, and so I just became, I was like, okay, well, then I’ll become the president of the multicultural club and the president of sophomore class and the president of this and French club. And by doing that, I had meetings at lunchtime. So I didn’t have to worry about who I would sit with or what I would do because I was always so busy.” (It brings to mind Swift’s “Mastermind” lyrics: “No one wanted to play with me as a little kid / So I’ve been scheming like a criminal ever since / To make them love me and make it seem effortless.”)

In other words, Meghan was a good person trying to do good things in spite of—and at times because of—unkind people. The person familiar with the production of Archetypes says at least one employee who had a terrible experience got a handwritten thank-you note and gift from Meghan. Is it any surprise that a sense of victimhood and righteousness could continue to exist in a person who had been treated so horribly by the press and her husband’s family? (Not to mention those little B-words at Immaculate Heart.) That people whom Meghan may have perceived as enemies or interlopers—members of the loathsome media, or insiders at the palace, or people who actually knew how to make a podcast, or her pitiable father and half sister selling her secrets and history to tabloids for cash—might have seemed more powerful than her in some way, despite her immense fame and wealth and privilege? And then whatever happened to them, well…they shouldn’t have gotten between Meghan and her good work. As Harry knows, trauma can warp your perspective.

Spare, Harry’s best-selling and beautifully written (by J.R. Moehringer) memoir, chronicles the prince’s lonely former life with MRI-level self-examination—if not always top-tier self-awareness. Harry recounts an anti-poaching trip to Namibia in which he insisted on sleeping outdoors despite his team telling him, “We just saw proof that there are lions out here, boss.” Harry claims everyone with him—including a bodyguard, local police, a ranger, and Namibian soldiers who were all there to protect him—went to bed in their tents or trucks rather than staying up to ensure he wasn’t eaten by lions in the night. The book also discusses in great detail Harry’s issues with his family, opening on his reunion with now King Charles and Prince William, who in addition to “beloved brother” Harry describes as his “arch nemesis,” possessing a “familiar scowl” and “alarming baldness.” It doesn’t get more flattering for Willy in the ensuing pages.

At an event in 2023, someone privately asked Harry if he’d heard from his family. He said he hadn’t. This person asked Harry if he thought he was going to, and he said he hoped so. “That’s sort of what made me so sad,” the source says. “His hope seemed very genuine. And I was just kind of like, ‘Oh, no.’ ” The source believed Harry hadn’t absorbed the gravity of what it would mean to sell millions of copies of a tell-all book about a famously insular and circumspect family in the middle of a years-long public relations crisis. “The power of the written word, and the power of the narrative…” this person went on. “I don’t know if that’s something he understood while he was doing it.”

In addition to painting Dorian Gray–style personal portraits of family members, in Spare, Harry accuses the offices of his brother, father, and Camilla of briefing the press against Harry to distract from or trade away negative stories about themselves. Harry sued the publisher of the Daily Mail for libel for publishing an article in 2022 that said Harry tried to conceal his efforts to obtain taxpayer-funded security, but the prince ultimately dropped the case, and a judge ordered Harry to pay the Mail’s publisher nearly 50,000 pounds in legal fees.

Harry is currently involved in two other lawsuits that further alienate him from his home country and its tabloid media. He is moving forward with an invasion of privacy case against Sun publisher News Group Newspapers, which follows a settlement from Mirror Group Newspapers for a phone-hacking charge. But more isolating is the suit regarding state police protection for him and his family when they are in Britain, which Harry, Meghan, and their older child, Archie, were stripped of when they left the UK in 2020. There are clear dangers to the family’s safety—a person who worked closely with them says strangers take Lyfts to their house, and in 2023 the couple was involved in what a spokesperson called a “near catastrophic car chase” with paparazzi. (There were no injuries, collisions, or charges filed.) The person who interacted with Harry in 2023 also described a “very scary paparazzi situation” after employees at the hotel where Harry was staying allegedly tipped off photographers to his presence. Nevertheless, the High Court in London twice struck down the UK lawsuit. Harry is appealing.

According to someone familiar with Harry and Meghan, the legal case was at least part of the reason Harry didn’t attend the June wedding of his longtime friend Hugh Grosvenor, ​​Duke of Westminster. The source says if he’d come back for the event, it could have imperiled his claim that he needs government-funded protection. “‘Well, you were here in May and you were absolutely fine attending a wedding,’” the source says, imagining the response in court. “So I’m sure a lot of the decisions about time in the UK are also being made based on how it looks for the case.”

Of course, there’s also Willy. The source says that after invitations went out, Harry and Grosvenor had a conversation. (Vanity Fair has also reported that Harry may not have formally been invited.) The source says they discussed Harry’s discomfort at the thought of being re-mired in the familial claustrophobia of Windsor turf. “It suddenly becomes all about the brothers, and did they look at each other, and how close were they stood?” the source says. Which is exactly what happened at Charles’s 2023 coronation and their uncle Lord Robert Fellowes’s funeral in August.

You can imagine the Zapruder-footage-level scrutiny by the press. The source says they miss Harry, or at least the person they pretended he was in their papers. “I think with a lot of the reporters they like the version of Harry that they helped create,” they say, describing how they would reminisce about when Harry would come over and pal around with them. “Yes, but he also, when you left, would make fun of you all behind your backs and hated you guys.”

“They are so hot for each other,” according to a person who worked closely with the couple. “Like, you know how you meet those couples where you’re like, the way they’re looking at each other, I should probably not be here right now?”

But who is the real Harry, now that he’s been released from the zoo in which he was raised? By one telling, the person who interacted professionally with Meghan says he’s socially marooned beyond his nuclear family. “She was up-front about the fact that Harry hadn’t made many friends yet,” the source says of Meghan’s assessment of her husband. The person who worked in media projects with the couple also has a guess. “I think Harry doesn’t know what he wants because he grew up in a fishbowl, and so he doesn’t know what real life really is,” they say. “I think he probably wants to be left alone and be able to go kiss babies every once in a while but not have to worry about money. I don’t think he wants to be famous the way Meghan wants to be famous.”

Harry and Meghan are, in the estimation of everyone Vanity Fair spoke with, deeply in love. “They are so hot for each other,” the person who worked closely with them said. “Like, you know how you meet those couples where you’re like, the way they’re looking at each other, I should probably not be here right now?” When Harry is solo, the person inside the couple’s circle says, “he’s very personable, he’s very at ease with people, quite like Diana... he just has this way of, like, making people feel very comfortable.” When he’s in public with Meghan, “there is a circus,” the source says. “He’s so protective of her because people are so nasty to her.... It’s a whole different experience.”

Harry has explicitly drawn parallels between his wife and his late mother. “My deepest fear is history repeating itself,” Harry wrote in a 2019 statement about Meghan’s treatment by the press. “I’ve seen what happens when someone I love is commoditised to the point that they are no longer treated or seen as a real person. I lost my mother and now I watch my wife falling victim to the same powerful forces.”

While Harry is vigilant about Meghan’s safety, the person who worked closely with them says Meghan’s role in their dynamic is caregiver and facilitator; she’s the one who makes things happen. “Pre-Meghan,” says the person familiar with the couple, “Harry would just pop in [to the palace press office], ask a few questions, and leave, like he was a little bored but also very keen.” It’s almost impossible to imagine today’s Harry willingly engaging with the media in search of purpose. The source who worked with Harry and Meghan says, “I can picture him meeting Meghan and being just a deep breath of, like, ‘I’ve been so exhausted, and you make everything so easy.’... I don’t want to be like, oh, it’s an Oedipus thing or whatever, but it kind of feels like she’s reparenting him in a way.”

It’s easy to imagine a folie à deux emerging from the singular blend of circumstances: a need to believe in each other and the primacy of their relationship in the face of shared trauma and the real obstacles they encountered as they idealistically endeavored to break the wheel, while occasionally breaking the spirits of those tasked with executing their shared vision. “You don’t” tell them no, the person who worked in the couple’s media projects said. “I left because I couldn’t live with myself anymore.”

This intracouple permission to stray from other people’s realities may have led to some of the points of contention that people bring up when questioning Meghan’s fidelity to emotional truth above literal truth: her assertions that she neither googled Prince Harry nor looked up the etiquette for meeting the Queen of England and didn’t know she was supposed to curtsy until the ride over.

“Meghan is the type of woman who would check a menu out online before going to a restaurant to pick what she was going to eat,” says Tom Fitzgerald, a fashion and cultural commentator who, with his husband, Lorenzo Marquez, comprise the brand Tom and Lorenzo. (A resident of Montecito who ate lunch in the same restaurant as Meghan said the server told her Meghan had called ahead to ask about the privacy of the seating arrangement.) “So the idea that she didn’t know she was supposed to curtsy for the queen, I just didn’t find it particularly believable, because [based on] everything she ever told us about herself, I cannot imagine that she went into meeting the royal family completely cold, with no research whatsoever.” Fitzgerald also points to Meghan’s repeated claims that she was forced to wear neutrals during her time in the palace in order to avoid upstaging or competing with Queen Elizabeth and other senior members of the family, noting that Meghan’s wardrobe is now primarily composed of that palate.

A royals reporter believes that Meghan assumed her husband’s vision rather than researching the job of being a royal, and the reporter has a more positive view of the folie. “Oh, that’s such a good idea for a successful marriage,” the reporter says. “It’s a terrible idea for a job, but...if you’re joining this big network of people, you’ve got to see this through your husband’s eyes, be your husband’s advocate in it. And it’s no wonder this relationship works, even if the family business part of it fell apart.”

It’s a charming (if Freudian) dynamic—a husband and wife who organize each other’s lives and well-being, who flirt and hold hands and want the world to be a better place, even to the exclusion of evidence that suggests their well-meaning way of disrupting institutions is not always the best approach. That instinct to do things as Harry and Meghan believed they should be done, rather than how they are typically accomplished, was exacerbated during their time as senior working royals. It led to conflict with Harry’s family and palace staff, the reporter says, because Harry “doesn’t understand himself. He doesn’t understand a monarchy. His family didn’t do a very good job of inculcating him into the family legend partially because he didn’t care; partially because he was just kind of abandoned at the age of eight.”

However, the couple’s regal charisma while effortlessly changing the world has been showcased to great effect on their most successful reimagining of monarchy x Markle: Harry and Meghan’s common royal tours, to Nigeria in May and Colombia in August. “Invictus Games for sure is a very clear product, a brand, an organization that Harry spent a decade building, which is why in many ways I think the Nigerian tour worked,” says Elaine Lui, the celebrity commentator behind Lainey Gossip. “When they appear together in non-Invictus circumstances, that’s when people are like, I’m not really clear what they’re representing here.” That’s contrasted with an actual royal tour, when individuals are acting on behalf of the sovereignty and its various causes; or, as Lui points to, an independent actor like Angelina Jolie, who went to places like Afghanistan and Ukraine with the backing of the United Nations Refugee Agency. (In September, Harry appeared in front of a small group at the United Nations in New York to highlight issues in Lesotho, one of the countries where his charity Sentebale focuses its efforts.) Lui says, “She could leverage the history and the reputation of a very established philanthropic organization to say, ‘Hey, I’m lending my celebrity to this cause and in raising this awareness, we can actually attach the effect or the results to the UNHCR.’ ” With the gauzier parts of Meghan and Harry’s tours—what Harry called the “reasons to meet the people at the heart of our work”—Lui says the question is how are they helping anyone, and how is Archewell distinguishing itself from any other foundation? After raising more than $13 million in 2021, according to public disclosure forms, the charity grossed $2 million in 2022. The nonprofit has not yet shared its 2023 or 2024 revenue. “Yes, it has them as spokespeople,” Lui says. “But they haven’t had yet—because it’s still quite new—a track record of being able to make philanthropic achievements independent of the palace.”

How complete that independence is is another point that rankles people about Meghan and Harry. If you still use a title and descend upon commonwealth or developing countries and let little girls curtsy to you, as one did to Meghan in Colombia, it doesn’t seem like you’ve totally left the monarchy behind. It also doesn’t give you a lot of room to critique it.

The Netflix docuseries Harry & Meghan litigates in painstaking detail Harry’s and Meghan’s mental health declines as she was bullied at the very least in sight of, and by many accounts at the behest of, an imperialist establishment. Yet this doesn’t seem to sour them to the idea of participating in a hereditary bloodline. In the doc, Harry says that during their last week as working senior royals, the couple, ruing the circumstances of their exit, kept telling each other, “We would have carried on doing this for the rest of our lives.” When Charles ascended the throne after Elizabeth’s death, the couple’s children became Prince Archie and Princess Lilibet. Some people familiar with the production of Archetypes and Harry’s book tour said they were instructed to address the couple as sir or ma’am, though the request was dropped in one instance after the person pushed back. (Other people say they were encouraged by Harry and Meghan to call them by their first names.) “I think ultimately it’s cachet and sets them apart as different and special,” the source familiar with the couple says. “In the US, success, money, fame, all of that stuff exists out here. But a blood title, it’s few and far between.” (Many members of Meghan’s current inner circle—which includes Kaling; Figueras’s wife, socialite Delfina Blaquier; Tracy Robbins, the fashion designer and wife of Paramount Global co-CEO Brian Robbins; and parenting influencer and activist Kelly McKee Zajfen—are basically living by the rules of “American aristocracy,” according to Lui. They “stay behind the scenes…wield their power quietly…[and] look down on people who are very public, too thirsty.” On the other hand, all of the aforementioned are slated to appear on With Love, Meghan.)

A Black studies scholar who is also an African American woman noted the way racism is discussed in Harry & Meghan: as the one-off actions of Princess Michael of Kent wearing a blackamoor brooch to a brunch where Meghan was present, or the distant colonialism that still furnishes the Duchies of Cornwall and Lancaster and the jewels in the family’s tiaras, or Harry saying that the royal family merely had “unconscious bias.” “It’s a very common discursive move,” the scholar says. “Locating racism in individual bad actors or locating it in the past.... Queen Elizabeth becomes a kindly grandmother. She’s in the back of a car [or] her carriage, under a blanket. There’s that story, which is really kind of sweet that Meghan tells in the documentary, but [it] can’t connect that with the larger ideology of England—and thereby Queen Elizabeth—being like, ‘We are the natural rulers of the world.’ And that includes the segregation of people of color.” The cultural critic says this framing makes it so Meghan and Harry “can tell the story of being victims of the system, but it’s all about them being disenfranchised from whiteness and white privilege.”

The couple repeatedly expressed frustration in Harry & Meghan that Meghan wasn’t tapped as an asset for upholding the crown’s international interests in an era when Prince William was tasked with expressing “profound sorrow” for the “appalling atrocity of slavery” during a tour to Jamaica. As historian David Olusoga says in the docuseries, “Part of what makes the inability of the palace to defend Meghan an even bigger disaster is that the center of the argument for the monarchy in this country is the commonwealth. The commonwealth is 2.5 billion, mainly Black and brown people. Here was a woman who looked like most of the people in the commonwealth.” Harry speaks shortly after and says the palace and its denizens “have already missed an enormous opportunity with my wife and how far that would go globally.” The source familiar with the couple says it’s important to note that Harry isn’t an anti-monarchist. “He just didn’t like the way things were run within the institution,” he says. “His issues are about people and behaviors, not tradition.”

The source, who is also a person of color, defends Meghan’s right to want a piece of the empire for herself. “If I was in the same position and I was treated the way I was by the institution, it wouldn’t stop me from still feeling that that title is mine and deserved,” they say. “If anything, it would feel like you’re giving in to the pressure to exclude you in the first place. So actually it would probably make me want it even more. Damn well I’m going to slap it on my kids’ names too.”

Natalie Portman, Jeff Bridges, John Carradine, Kirk and Michael Douglas, Jonathan Winters, Gwyneth Paltrow, Adam Levine, Jimmy Connors, T.C. Boyle, Leonardo DiCaprio, Neil Young and Daryl Hannah, Michael Keaton, and of course Oprah are among the many celebrities who have peacefully coexisted with other locals in Montecito, an unincorporated part of Santa Barbara County. When a Montecitan’s labradoodle ran up to a child and licked their ice cream, the kid’s father—Kardashian affiliate Scott Disick—ran up to the pet owner with concern; not because he was upset that the cone was ruined but to reassure the person that the ice cream was vegan and wouldn’t upset the dog’s stomach. Katy Perry has, per usual, had some legal real estate issues, and Ellen DeGeneres has become unpopular for her immaculate, usually off-market flips that have supposedly driven house prices up. “I think everyone, including the A-list celebs, would prefer that it’s not on the map like it is,” the Montecitan says. It’s a place where no one would ever “bother” a famous person beyond saying hello at the coffee shop, as they would to anyone else. One resident says Montecito’s defining characteristics are “quiet” and “neighborliness.”

The prince and “the starlet,” as the Montecitan calls her, have become local villains, according to several people who spoke with VF. They attribute the increase in housing prices to them as much as DeGeneres and point to out-of-towners coming in, driving too fast, and taking up all the street parking by local trails like the one Meghan was photographed hiking on while Harry was in the UK for Charles’s coronation. You can’t just walk into Lucky’s for dinner anymore. While the Montecitan says neither he nor his friends have ever met the couple (two others mentioned Harry biking in town), they popped up in the video for DeGeneres and Portia de Rossi’s vow renewal, and the Montecitan saw photos of Harry playing polo at a nearby field, which will also be featured in Harry’s Netflix docuseries. Meghan’s Netflix project was filmed at a house near theirs.

American Riviera Orchard—which on Instagram has a logo styled with a royal-looking crest and written in Meghan’s perfect calligraphy and is known internally as ARO—is located in Montecito. Though an 1898 book published by the Southern Pacific Company rail line states, “The Montecito is known as the American Riviera,” today that honor is understood to belong to Santa Barbara; no one Vanity Fair spoke with had ever heard Montecito referred to by the name. “It’s such a kind of hucksterism,” one resident says. “It’s just finding every way she can to monetize something.” And in doing so, bringing more attention to the place where the Sussexes say they want to be left alone. “I still think they’re the most entitled, disingenuous people on the planet,” the Montecitan says. “They moved away from England to get away from the scrutiny of the press, and all they do is try and get in the press in the United States.” Lui says the most common criticism she hears about Meghan (though she notes it’s true of Harry as well) is “you can’t cherry-pick the good parts and leave out the bad parts” of fame. However, she points out, “all celebrities do this. ‘Don’t take photos of me. Oh, but here, let me step out, conveniently, and get papped. Only give me good reviews of my movie or my album. And if you don’t like my music, I’m gonna post on Instagram that you’re so shitty as a reviewer.’ ”

Whether American Riviera Orchard will be well-received—or received at all, at least in name—remains to be seen. On August 31, the US Patent and Trademark Office rejected the trademark application: “Registration is refused because the applied-for mark is primarily geographically descriptive,” the response read. In other words, you can’t claim a place. (Tell that to Queen Victoria.) The same day, according to the New York Post, the office reportedly received a complaint from storied pear purveyor Harry & David regarding the similarity in name to its Royal Riviera line. As far as the substance of the brand, Lui says Meghan’s first lifestyle effort, The Tig, was popular in Lui’s circle in Toronto while Meghan was filming Suits there. However: “American Riviera Orchard to me is giving 2014. It’s not giving 2024,” she says. “Fame arrests you at the moment it arrives. And I wonder if that is your health-and-wellness-lifestyle version of that, where she had to suspend The Tig and quit it the moment that she became Harry’s girlfriend, then fiancée, and then his wife. American Riviera Orchard is maybe picking up from where The Tig left off.”

The source familiar with the couple says, “I think there’s one thing that no one could take away from Meghan is how hard she works, how much effort goes into everything that she does. Ultimately that’s all she needs. And I think that’s why American Riviera Orchard probably will be a massive success. Even if in two years’ time it doesn’t exist anymore and she’s on to the next, it will have that moment. There’ll be no way that you can say that it wasn’t successful.”

A few years ago a rumor began circulating around the book world about another prospective project for Meghan. This story, which a person with knowledge confirms the broad details of, was that Meghan’s team had a conversation with a publishing house to gauge interest in the idea for a potential book. The concept, for which there was no written or formal proposal, was post-divorce. Not a general book on life after marital dissolution, or one about Meghan’s past experience. (She was married to producer Trevor Engelson from 2011 to 2014.) This book—this notion of a book, really—might center on a post-Harry divorce. Not that there was actually one in the works! Just…if this a priori divorce ever came to be, would this publisher theoretically be interested in a book that took place in its aftermath? Another source with knowledge says, “If that’s true to any degree, she would have been approached and not vice versa.” No offer was ever made, and no manuscript was produced. After all: There was no divorce.

The source familiar with the couple says Meghan’s metabolism for campaigns that she can move on from—Archetypes, the ephemeral 40x40 mentorship program, the forthcoming lifestyle line and show, the wisp of a possible book about a divorce that might never happen—are part of why she’s better suited to celebrity outside the palace. “The royals don’t work like that,” the source says. “How many years has Kate been talking about early childhood development, like 11 now, 12? We still haven’t really seen anything.” (Princess Catherine launched Shaping Up, a campaign focused on “increasing public understanding of the crucial importance of the first five years of a child’s life.”)

In that time, Meghan has gone from star of a syndicated cable series to paradigm-changing princess to her husband’s conduit out of royal life to the founder of a hybrid charity–Hollywood start-up. She has earned as much faith in her own force of will as a sovereign might have from believing that they were anointed by God to lead.

As for what she’ll do with that power, look at what it means for her to make the world a better place, which she and Harry genuinely seem to want to do. Jameela Jamil, Chrissy Teigen, and Omid Scobie, the author of Finding Freedom (about Harry and Meghan’s time in and departure from royal life) and Endgame (about the ensuing years within the Windsor dynasty), have all publicly discussed Meghan unexpectedly reaching out during difficult times in their lives and offering solace, even though they weren’t close. Lui sees it as something Meghan took from her royal years, just as Harry has taken his impeccable manners and the ability to patronize the fuck out of a charity. “That’s what they do,” Lui says. “They bless you with their royalness, and that’s the gift. It’s not like Princess Diana was ever best friends with all the people that she visited in the hospital.”

“I think that they don’t know what ‘change the world’ means,” says the person who worked in media projects. “They want to be people who are looked at as people who want to change the world.” Maybe that’s why Meghan has continued—on Nick News, in The Tig, on panels, on Archetypes, in Colombia in August—to bring up the story of writing a letter to Procter & Gamble about a sexist soap ad, taking credit for them changing the spot so that it no longer suggested women should be the ones doing dishes. Procter & Gamble declined many requests from VF to confirm that Meghan was the impetus for the switch, and in 2021 the company partnered with Archewell with the goal of “elevat[ing] the voices of adolescent girls to ensure their point of view and lived experience is heard at the tables where decisions are made.” Whether or not Meghan’s letter is what prompted the change, the fact that more than 30 years later she continues to speak up about having spoken up suggests it’s the kind of mission she aspires to. Marie, who has worked with many celebrities, says of the Sussexes’ aspirations, “I think it’s actually better than where most people start out.”

To point out the modesty of that world-bettering feels like contributing to the essential problem of Harry and Meghan: No matter what they do, they just can’t win. (If, I guess, you don’t count the overwhelming portion of their beautiful lives that exists outside of Daily Mail headlines and blog comment sections.)

If Harry’s burden is the soft oppression of no expectations, Meghan’s might be the opposite: the betrayal of not living up to an unachievable ideal. “I think the whole world was waiting for her to be that person, and then she never jumped,” the source who worked in media says. “Diana walked amongst land mines. Meghan couldn’t even say the word slut.”

Anna Peele is a contributing editor at Vanity Fair. Her culture writing looks seriously at subjects that are sometimes considered frivolous. Anna spent the first eight years of her career as an editor at men’s magazines, where she wrote a widely read Esquire cover story of Miles Teller

© 2025 Condé Nast. All rights reserved. Vanity Fair may earn a portion of sales from products that are purchased through our site as part of our Affiliate Partnerships with retailers. The material on this site may not be reproduced, distributed, transmitted, cached or otherwise used, except with the prior written permission of Condé Nast.

[solatom123]

By Solomon Lartey, Teeside university student, PhD.

The Evolution of Golfing Techniques and Their Impact on the Sport: A Comprehensive Analysis

1. Introduction

Golf, a sport renowned for its precision and skill, has evolved dramatically over the centuries. From its origins in the rolling hills of Scotland to the manicured greens of today’s most prestigious courses, golfing techniques have been shaped by time, culture, and innovation. This analysis will explore the progression of these techniques and their profound impact on the sport, delving into the evolution of equipment, the pivotal role of technology in coaching, and the elevation of professional golfing to an elite industry.

Early golf sought to master a simple set of mechanics, and the dawn of golf videos shifted focus from ball trajectory to player form, highlighting posture and club angle at impact. From the 1970s onwards, advancements in swing analysis used electronics to monitor motion variables, transitioning from early video analysis to formats that monitored forwards yaws, hip and trunk rotation, and shoulder angles. Concurrently, various swing theories and techniques emerged, and educators turned to addressing the psychological nature of golf for performance enhancement. These combined techniques made it possible for experts to implement customized golf swings for increased power and accuracy.

In 1995, the worldwide interest in professional golf was further magnified by the advent of the Tiger Woods era. Golf, long considered an elite game of leisure, became a multi-billion dollar and highly magnified industry, resulting in an unprecedented boom in tourism. The rise in interest has positively impacted various areas linked to golf, ranging from equipment manufacturing to courses and hotels. The golf tourism factor has closely stimulated social needs and encouraging research into enhancing player performance. Attention spans have been decreasing, shifting focus on the macro to the micro. As world championships can be won with a last putt from roughly 60 feet or ca four frozen seconds of the putt rolling over the lips, and as research has shown the game to be played under 5 pars around the world annually, it would appear that impractically larger swings produce a larger chance of desired outcomes than other models.

Despite the financial advancement of the game, player performance has been found stagnant in the years since the mid-1990s, even when adjusting for age as deeper understandings of playing conditions have been implemented. The theory of requirements has recently been complemented by the theory of progression, unveiling golfers to exhibit adaptations to their technique related to different effects of club-ball interactions utilizing under moments during swings. Consequently, contemporary professional male golfers more commonly adopt the hitting technique than a swing technique.

2. Historical Overview of Golfing Techniques

Emerging in the 15th century in Scotland, golf was played on the Town Moor in Edinburgh, using wooden clubs and hand-carved balls. These initial techniques, as demonstrated in illustrations from the 15th and 16th centuries, showed a varied grip and swing, suggesting a natural evolution in golfing play and techniques. With its spread into England, Ireland, and Europe, golf matured as a sport, creating a need for standardized rules and equipment. In 1744, the first known set of golf rules was drafted in Edinburgh, leading to the evolution of golfing techniques. Long-shots, greens, shovels, and the brassie became key components of the game. The 19th century also witnessed the invention of iron clubs and the subsequent emergence of golfing clubs from St. Andrews. (Cousins, 2023)

During the early years of its introduction to America, within two decades, golf was being played at a variety of courses in nearly every densely populated area, notably in New York City. Now rapidly growing in sporting popularity, golf was formally adopted by the United States Golf Association (USGA) in 1894. Its increased participation, from the low-income population to upper socio-economic classes, facilitated the establishment of new tournaments with longer prizes. Moreover, women became increasingly involved as a result of the burgeoning interest in golf. Subsequently, the competitive spirit led golf balls to undergo an evolutionary change, advocating for golfing clubs and balls that were closer to the present-day variety. (Austin, 2022)

With the turn of the century, attention was concentrated on the rebirth of golf and its recuperation from its ancillary school of excesses. Gear swept aside knickerbockers, silk knicker trousers, and other somberly colored clothes in favor of a predominating cap and jacket of tweed, medium grey mixed with warm brown and rich yellow. Not only golf but tennis as well had inspired vigorous notice and into it had rushed the whole nation. Taming the wildness of golf, in 1903, Wilding had become the amateur champion of the United States before winning Wimbledon the following year. This period remained otherwise notable because Big Bertha knocked all other golf balls silly and nearly into the junk pile with its huge face of 6.79 inches head attached to a shaft of 47 inches. (Rebanal Martínez, 2021)

3. Key Traditional Golfing Techniques

Golf is a sport that has a long history behind it. Since the sport gained huge fame and number of followers across the globe, several golfing techniques have evolved and altered the playstyle and style of the game. Golfing techniques occurred both naturally and innovatively. The focus of this section is to analyze the most impactful and widespread golfing techniques that have impacted the game most. (Suzuki et al., 2021)

3.1. Grip and Stance

One of the most significant developments in golfing techniques was the discovery of proper grip and stance styles. These two techniques are the most basic in golfing and play a significant role in determining the outcome of the game. The selection of the proper grip is critical to play the game properly. The grip of the driver is one of the major factors in determining the play and path of the ball. Selecting the proper grip technique allows the golfer to strike the ball from all the surfaces of the golf course evenly. Early on, a lot of golfers adopted the splitting of the index finger technique of gripping, either overlapping or interlocking or gripping with all 10 fingers. However, learning to grip it properly takes much more time as the public exposure to it was minimum. Gradually with technological advancement, special caps were developed and ball tracking gadgets were invented. These gadgets and balls provided instant outcome of the game after the impact of the driver. Analyzing the golf ball spin and path, the experts suggested changing the grip technique enabling the golfer to point their thumb at the high left region of the shaft while keeping their hand rotated clockwise by 45 degrees. Using this grip technique, a golfer's club face would start at maximum closed position preventing the draw hook of the ball. (Navarro Lasunción, 2024)

Other widely used grip techniques with curved driver and ridges on the shape of the driver head resulted in an unintended hook path on the right leading to a miss-hit. Matched with the wrong stance, the unintended hook path continued with hands placed in front of the ball leading to an insufficiently closed face preventing the draw path. There were also recommendations from gear effect drives used having a shaft positively tilted towards the right from the vertical being useless for the golf set with driver have a head of a high vertical angled aligned with the fore link tilt. While this tended on increasing miss-hit affecting the distance, this also caused the hit on the optimal impact with the club face not parallel to the path of the driver nearly impeding the general tendency on time delay producing a meanwhile unliking swerve from players. (Trustees)

The stance in core requires power and this golf pose, playing a significant role between address and impact, has received little attention from teaching professionals compared with grip or swing techniques. Golfers with stable stance in general do not raise or lower their heads before or into backswing be likely to achieve more consistence shots. Thus, investigating the effect of stance technique requires assessing its amplitude throughout the whole swing and comparing the address and impact postures.

The head movement produced in the stance would bed a golfer to start the swing along a wrong path in a miss-hit with a hook or slice shot. Additionally, right-players flare to poorly rotate their hips and shoulders producing shoring shots. On the other side, flexibility across the upper body or within the lower body drives somewhat core-level players needing over-rotation of the upper body during the backswing or excessive forward push with the lower body after impact. However, few golfers are properly taught to stretch manually to reach a wider stance before address.

3.2. Swing Mechanics

Another traditional golfing technique is swinging in sync with the body. This technique teaches the players to follow the core rotational swing mechanics and circle the driver around one axis to play the ball instead of swaying axis in a miss-hit forming either slice or hook shots. Using amateurs (body type mass 74.5 kg height 1.75 m ) and ten top professional golfer's (PGA tour average drive distance 288.5±11.5 yards) with club heads sampled by high-speed cameras and various targets, this traditional technique has also been developed. Parameterizing a three-dimensional inverse kinematic model representing overall body and club movement, the effect of the traditional technique and stored parameters is compared through performing a full golf swing, addressing how the differences around the average from the parameters stored within each group affect the likelihood on miss-hit. (Hasley et al.2023)

The method concentrates on the motion aspect, choosing a local coordinate system at ground level with an origin fixed in the position of the golf ball and with axes pointing down the fairway, left and up for distance and vertical movements respectively. With regards to twenty-nine parameters describing the movement of the golf swing covering both body angles, positions and club face positions, the results yield a greater likelihood on miss-hit with amateurs than with top professionals severely indicating that educational systems would greatly enhance the precision of this sport. (ToSell & Saturday)

Modern golf is a sport of precision. Therefore, playing under different configurations on course, club, equipment and environment match with the swing mechanics of players define unique characters influencing the outcome of the play. By controlling for some factors, affecting the probability of miss-hit can be categorized into three parts conventionally referred to as play styles influencing the stance and swing. Enhancing performance comprises techniques altering stroke playstyle to almost systematically inhibit execution with miss-hit or miss-rim.

3.1. Grip and Stance

Central to the essence of golf lies the grip and stance—the foundational techniques upon which every other element of the game rests. Irrespective of the club in hand or the skill level of the golfer, this initial and primal action inevitably shapes the success of every shot played. Despite the subtle variations among golfers, whether leisurely players, seasoned amateurs, or elite professionals, grip and stance exhibit remarkable uniformity and graphical simplicity. Analyzing these two techniques sheds light not only on the sport as a whole but also on the everyday champion or played ball. (Wells, 2022)

Progressing from the outside in, the stance serves as the golfer's base of support throughout the entire swing. Only with solid, equal foundation can the golfer swing the club forwards and backwards around that fixed point. Both feet part distance and angle to the ball relative to the target are memories etched in the minds of most conscientious amateur golfers. Conversely, the grip, a more complex technique, consists of multiple actions made by both hands with the fingers and thumb of each hand against the club at the same time. Upon the grip is built the inadvertent pivot of the swing, the hands on the club controlling the face of the club and thus ultimately influencing the path of the arc. (Yang et al.2021)

While the momentary grip on the club is the fiest action shared by every golfer, uniqueness of the grip lies in regards to the club. Each club is different in form and feel, hence muscle memory is burnt by the unique act repeated with each club, and new twists in hands and wrists are added onto the basic grip. These intricacies are due to the fact that putter, iron, hybrid, wood, and driver all possess different lofts, lengths, and thus unique flex dynamics (whether aiming to keep the ball low, induce a slight loft, or to arc up the drive). Nevertheless, the grip is the only act from which the later swing peace is unwound. (Hocknell et al., 2020)(Holland et al.2020)

3.2. Swing Mechanics

In traditional golfing techniques, swing mechanics play a vital role in imparting the necessary power, accuracy, and consistency to the flight of the ball. The golf swing can be simply visualized as an arc of circular motion around a fixed axis, in which the clubhead moves towards a pivoted point in front of the body. A fundamental postulate of the golf swing is that the club must not be swung across the body during the downswing. It must instead be swung down and out. The path of the clubhead takes a symmetrical arc: down and in during the downswing, and up and out during the follow-through. The path of the golf ball must be compatible with the path of the clubhead at impact. The club must be swung down from a position well above the line of the ball so that the clubhead meets the ball just as the clubhead is on an outward path.

Another key point of traditional golf swing mechanics is that it must conform to ball-centering and impact position requirements, no matter how the club is gripped and so the wrist hinge or how minimized the lateral movement there is of the protruding body parts. The clubhead must be swung similarly around stacked vertical axes on both the back and forward motions. Both the backswing and follow-through must be performed in an arc motion that is of a uniform radius and is centered behind the body's core. In order to square the clubface at impact, the club must be swung reflexively over-restricted through the slot. In an attempt to prevent the ball from going to the right, the club must either re-extend a protruding arm or a wrist has to be unhinged too late.

There are biomechanical adjustments to traditional swing mechanics to create a normal golf swing free from hooked strokes. Adjustment of the arm's length of swing and pivot point is performed, so as to consider the baseball swing mechanics of working in a wider arc while continuing to adhere to the traditional grip. In line with fixed pivoting points of both the anchored legs and a core, the arms must be freed from the body's pivot to control the swing radius of the club circled by the arms. This could in turn free the clubs of being swung excessively within the body. To create an arched swing path, the shoulders and the forearms must be swung downwards by movers in charge of the pulled sides of the torso.

4. Technological Advancements in Golf Equipment

In the intricate tapestry of golf’s storied heritage, it’s frequently the quiet evolution behind the scenes that has had the most lasting consequences. Though it is often easy to recall the flamboyant politicians and pro athletes who have played the game, the focus here is instead on lesser-known figures who have played a crucial part in changing the nature of the sport. Decades before the modern game took hold, innovators tinkering with rudimentary wooden instruments had a profound effect on how golf was played. Given the game’s glacial and genteel pace of life, it is easy to misconstrue golf as a quaint pastime sustained by social and economic traditions. However, golf has never really stopped changing. Indeed, the game is replete with breakthroughs in technique that have irrevocably shaped how the sport is played. Greenkeeping, the ball, and the club have all received attention in this study on the evolution of golf equipment. (Millard, 2023)

In each instance, innovations that worked their way upwards from relatively small roots transformed the fabric of the entire sport. It wasn’t always a linear or easy process. Opposition to rubber balls was widespread, and clubmakers feared what would happen to golf in the transition from wooden to metal-headed clubs. As alternatives have arisen, so too have concerns about their sustainability for the game. But legislation has kept pace with innovation, and throughout golf’s history such changes have had a far-reaching effect on the mechanics of technique and the playing of the game itself. Arguably, the most impactful development has been the introduction of technology. Club-making methods and material sciences have outstripped the skill of the club professional, as has the golfiness of golf course design. At one fell swoop, this has rendered the great par-threes of the craft obsolete. Nevertheless, this does not mean that the world of golf has been left wanting. In some respects, the game’s rich history has underestimated the effect technology would ultimately have on golf. In challenging the adequacy of human endeavour, it is likely to continue reshaping technique and the sport for decades into the future. As golf begins its own paradigm shift, it is likely to usher in a new generation of feral and free-spirited golfers bent on domination.

5. Modern Golfing Techniques

The advent of technological innovation and scientific advancement, primarily identifiable in the last two decades of the twentieth century, prompted a revolution in golfing techniques and methodologies. An emerging industry, golf biomechanics inadvertently fueled this revolution by mechanizing and simplifying golf swings while theoretically minimizing the risk of golf-related injury. By accurately measuring the kinematically remarkable movement of the human body in two and three-dimensional spaces, golf biomechanics began to prompt a re-evaluation of past golfing methods. Meanwhile, an upswing in the use of golf simulators and innovative golfing training was notable. Previous errors in golf swings were corrected or slowed with the incorporation of slow-motion kinetic studies. Resultingly, a revolution similar to the re-evaluation of swinging techniques in golf biomechanics and pseudo golf was prompted within golfing cultures. A list of referential golfing figures of modern golfing techniques and their techniques has become a cultural norm in the global golf culture. An index is commonly referred to for golfing techniques and their analysis, and a checklist could readily and easily find its way into an amateur golfer's golf bag. Most of modern golfing techniques are biomechanical or kinematic by nature and gradually becomes mechanical, offering universally applicable and culturally broad methodologies. With the mechanical nature of golfing, modeling is prominently involved, reducing golf swings and inquiry into a system of modularity on repeatable, testable motion.

Yet, modeling entails a reduction of the complex mixture found in golf swings while representing only the most relevant aspects of motion and, in turn, negating specific conditions. As a result, a model raises the concern of an inevitable cultural appropriation that homogenizes bodily motion, associated consciousness, and adherent verbalizations, other than casting golf swings as “an intuitive game” that renders golf swings and their culture art-like. Therefore, in light of its social frames, paradigmatic and iconic, golf modeling necessitates a comprehensive analysis - understanding both the affordance it bears for concentrated interests in bodily technique, consciousness, and culture, and its subsequent cultural epiphenomena. The inroad for such an analysis is gained via an inquiry into the pioneering models of golf swings by acclaimed golf figures. Similar to today’s golf syllabuses that gather iconic figures’ golf swings and disseminate their mission-statement-like verbalization, prominent golfing figures’ modeling gratifies a prospective golfer desire to enhance golfing techniques, reckoning the cited concern of reproducible golf swings. This takes the next question as to how to improve such reproducible golfing techniques, which barely offers mutual and specific answers, other than modeling without a framework to analyze the social nexus that holds the compliant relationship between bodily technique and consciousness. Therefore, within the modern golfing culture entirely pervaded by golfing modeling, golf figure studies appear necessary. (Yordanov et al., 2022)

5.1. Biomechanics and Kinematics

Biomechanics and Kinematics: Human body and strength have greatly affected how bio-mechanics has emerged in sports. Body types and strengths vary from person to person. Some people have better swing speeds, while others have better swing lines. In Golf, the primary movement is rotation at the shoulders, pelvis, knees, and feet. All these rotational body movements affect club speed and distances. This biomechanical analysis focuses on the golf swing motion with a right-handed player, encompassing positions from the back swing, down swing, and follow through for bio-mechanical explanations. A major intention of this analysis is to determine and discuss some key bio-mechanical aspects of the golf swing in comparison to the golf swings of the rookie and the professional players filmed by the St-2 mini camcorders. In this analysis, the veterans and their swings would be also looked at with respect to biomechanics to check the swings and movements. (Gould et al.2021)

Clubs’ types and specifications are a big part of modern golf. Golf manufacturers spend so much time, money, and effort trying to make golf technology that provides players with better equipment that makes the overall game easier. The main types and specifications in clubs are the loft, lie, length, weight consistency, swing weight, shaft tip age, grooves, and face types. The lifetime of endurance and consistency of clubs is often compared with other sports like tennis or baseball. Weather and play can affect the precision and potential of the equipment and change how they perform. The rules of club types are based upon the USGA rules. The creativity and skills in the play can be lost or changed with overly complex club technology. The point of this analysis is to investigate clubs as modern technology, equipment of golf, history, types, strengths, and rules.

Lastly, putting has been very computerized in recent times, and these systems are mainly found inside the houses of golfers. Systems to putt are hugely mechanical and computerized. To the public, these are regarded as an illegal use of equipment by the USGA rules. The industry of golf is now entering a scientific and mechanical time. Tennis, baseball, basketball, other sports, and their athletes think of ways to get better by using better, smarter technology. Human be-havior, flexibility of the biomechanics of golf is studied more than it ever has been. The general idea of golf has modernized from traditional club use to mechanical bio-mechanical and technological golf ways. The game of golf is still the same as it once was and should feel and sometimes be used that whether the game hasn’t changed much.

5.2. Mental and Psychological Strategies

In addition to physical considerations, the evolution of golfing techniques must involve an overview of the mental and psychological strategies in the game. Golf presents a generally unique sporting challenge, unlike most other popular sports. Golfing matches can last from a short 2 hours to over 4 hours, involving the same (comparative) situation throughout the round, with the main additional variable from a golfing perspective being the course location. The game itself does not have other competitors impeding the performance of other competitors, which is a primary aspect of most competitive sporting events. Such factors mean that these variables need to be dealt with in different ways practically and mentally. As a result, golfers must fine-tune techniques in terms of performance, understanding the zone of control, and preparation before and even during a round. This could best be illustrated by considering the case of one Mexican golfer. (Whitehead & Jackman, 2021)(Oliver et al.2021)

Sometimes the metagame needs to be understood to strategize the techniques further and control each performance based on strategic choices that could depend on the golfing situation, physical environment (ground, wind, and heart rate), and mainly performance and situation statistics. Although similar comparative techniques concerning the hurdles must be used (such as meteorological statistics and ground understanding), the golfer possesses a personal meta-knowledge. Despite winning tournaments against male players, the winning techniques were first based on knowing which holes are best for the average male player and trying to comprehend such stats from a different viewpoint, taking the ESPN Stats and Info team’s possible projections to understand the whole player perspective holistically. One advantage was that overall performances could be compared, but not on a stroke basis. From such differences and distances, possible plays to gain advantage on putting and driving could be analyzed depending on whole distance outputs, grass, topography, and other possible required pitches. Such edge considerations were planned and used progressively throughout rounds.

Another personal understanding of individual techniques based on performance intimate knowledge is how to be in “the zone.” This involves controlling and understanding many thoughts, visualizations, and sensations (mindfulness) concerning positive and negative traits and stimuli that promote or disrupt performance. This level was progressively obtained through rigorous daily effort and analyze of various performances under such conditions. Once trained, it is essential to exercise this state to dispose of it and be ready for use at any point. Such a technique is closely related to breathing and some routine actions before swinging with the putter, shorter clubs, and driver, which help to place the tasks within the best condition zone to control them suitably. Using the context to feel emotions and stimuli clearly is crucial to signal immediately where it is best (and needed) to focus more and not just continue to shake player heads.

Being relaxed is also a constant approached challenge, especially when tied for first or leading. In this state, focus is lost and hence control, and it must be planned before and after the round to either maintain a fluent rhythm when playing or breathe and try to feel relaxed on each action otherwise. On the physiological aspect, alcohol can be exploited to be used and limit to achieve a certain performance point.

6. The Impact of Evolving Techniques on Performance and Strategy

Through analysis of archived materials, the impact of technology and scientific knowledge on golf techniques is assessed. Instructions were initially rudimentary but became more structured and based on anatomical insights and human behavior. A shift from fundamental improvement with awareness to technique refinement for elite players was observed. Changes commonly target styles of movement rather than player individuality and requirement. Analysis of past and current documents reveals the impact and concern regarding the influence of evolving techniques on golf performance and strategy selection. (Wells & Langdown, 2020)

The impact of evolving techniques on performance and strategy selection: An analysis based on archived materials on golf technique instruction spanning more than 120 years emphasizes the influence and concern surrounding technique. This analysis distinguishes four periods in the evolution of instruction and discusses the resulting focus of performance improvement and strategy selection.

With the advent of increasing technology and scientific knowledge, including progress in physical education, structural exploration of the human body, the notion of unconscious motivation, video and computer instruction, and sports psychology, golf techniques recorded between 1869 and 2008 are analyzed to examine the impact of evolving techniques on golf performance and strategy selection. All the documents are archived in England, specifically the British Library of Sports and The Open Championship.

The performance of golf is determined by a sequence of strategy selections and executions, considering two phases of action: strategy consideration, which refers to creating a sequence of actions to execute at a specific time, and strategy evaluation, which refers to checking the overall cost-effectiveness of the selected strategies. With such a historical perspective, the impact of evolving techniques can be evaluated in terms of changes in the focus of performance improvement and strategy selection. Hence, the disposition of past and present golf instruction documents is examined in terms of the focus of evolving coaching knowledge, norm observation, and coaching view of players, all as targets for consideration. (Roberts et al.2021)

7. Conclusion and Future Directions

The game of golf has evolved in multiple ways over the years, with changes in clubs and technology, the construction of courses and walking or buggy riding, the professionalization of the sport, changes in the amateur ethos, and societal perceptions. This review addressed these topics and provided insight into the evolution of golfing techniques and their impact on the sport. In particular, the evolution of golf clubs with historic roots, technological developments, and the golf swing mechanism were elaborately discussed. It is hoped that this review would help in the future understanding of golf and assist in making decisions over the future of golf.

In conclusion, golf is the game of putters and drivers, greens and fairways, wedges, and who knows how many others when it comes to clubs. A golf club in the strictest definition implies a stick with a curved end, or several curved ends that are used to hit the golf ball. Golf clubs comprise of shaft, club head, hosel, grip, and face. There are several types of clubs used in golf, putting clubs, short clubs, mid-range clubs, long clubs, wedges, and drivers. The design and material of clubs can dramatically affect the flight of a golf ball. Using the right type of club can help a player improve their game. This paper presents historical roots of clubs from refashioned farm implements to highly machined titanium heads, discusses the evolution of clubs over the years and ends with future expectations over clubs.

Although golf swings appear to be simple to the untrained eye, close-up viewing demonstrates the remarkable complexity of motions involved. Throughout the golf swing, a complex interplay of biomechanics and motion exists. Golfers generate kinetic energy in a swinging motion and transfer throughout the golfer to the hands that holds the club. This energy is converted into a ball-launching motion powered by a series of motion-to-force conversions acting on the club’s head. The golf swing is a movement skill, involving dynamic coordination of legs, hips, trunk, shoulders, arms, hands, and clubs in a serial way. It’s important in both golf swing analysis and instructional improvement to recognize and understand the biomechanics supporting the golf swing.

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[haggishlyhagging]

[Hag’s Note: I found the focus on suburbia of particular interest in this piece. These were the trad wives of 1972, and here’s what they had to say about it.]

Suburban women, in common with all women, have lived in intimacy with and dependence on our oppressor. In isolation and tightly bound to our families, we have viewed the world and our condition from the level of patriarchal ideas of money and power. We now recognize that these patriarchal concepts have and still do dominate and control our lives, but our thinking, hopes and aspirations are changing. We are analyzing our past, present and future according to new feminist concepts and are beginning to discover that there can be new ways of dealing with our problems and our lives.

As suburban women, we recognize that many of us live in more economic and material comfort than our urban sisters, but we have come to realize through the woman's movement, feminist ideas and consciousness raising, that this comfort only hides our essential powerlessness and oppression. We live in comfort only to the extent that our homes, clothing and the services we receive feed and prop the status and egos of the men who support us. Like dogs on a leash, our own status and power will reach as far as our husbands and their income and prestige will allow. As human beings, as individuals, we, in fact, own very little and should our husbands leave us or us them, we will find ourselves with the care and responsibility of children and without money, jobs, credit or power. For this questionable condition, we have paid the price of isolation and exploitation by the institutions of marriage, motherhood, psychiatry and consumerism. Although our life styles may appear materially better, we are, as all women, dominated by men at home, in bed and on the job; emotionally, sexually, domestically and financially.

Traditionally, as women and suburban women, we have put the cause of others before our own and are now determined to uphold our rights as top priority. Because we are convinced that all oppression stems from the fundamental oppression of women by men, it will follow that men will benefit from our liberation even though they may fight, resist and not welcome the change. We want to be identified as female liberationists and not as human liberators. Those men who agree with our cause will find a way to support us and we will welcome them, but it is not our job to convince, care for or teach men what we know to be right.

Although we are, as women, united on the basis of our common feelings and experiences, we are also individuals with varied ideas, preferences and goals. These differences are not antagonistic but are an indication of the richness and variety of our ideas and contributions. We, therefore, hope to remain loosely organized to allow individual expression and freedom to work and struggle through thoughts, feelings and ideas. Total agreement is not our goal but self realization, self initiative, mutual respect and a large variety of alternatives and choices are essentially what we hope to achieve.

We believe that:

1. The notion of fixed sex roles is arbitrary and unjust.

2. That suburbia is a wasteland; a human ghetto for women minimizing their opportunity for growth.

3. That diverse forms of sexual relationships based on mutual consent are a matter of individual choice and right.

4. The institution of marriage presumes and establishes the lifelong servitude of women.

5. All economic institutions subject and deprive the suburban women, as well as all women, of economic power; even her power as a consumer is a myth since she spends and buys no more than her husband will allow.

6. Women are no more inherently suited to child rearing than men and men must be held responsible also for the emotional, educational and physical development of children.

7. The mutual dependence of mothers and children is in essence an act of tyranny which serves to thwart, retard and immobilize both mother and children.

8. The adjustment theories adhered to by most psychologists and psychiatrists and their institutions perpetuate destructive attitudes towards women, undermine their self value and self esteem and are generally harmful to the wholesome development and welfare of women.

9. The fact that we live with and even support some of these institutions which are sexist does not in any way alter our basic beliefs. We presently live the way we do because there are no good alternatives.

10. Women's liberation is not human liberation and we place the cause of women above all other causes.

11. We are committed to the understanding of our condition as women so that we may create and invent new ways to live and to find both collective and individual realization and strength.

- A group of 15 Westchester women. May, 1972

-Westchester Radical Feminists, ‘Statement of Purpose’ in Radical Feminism, Koedt et al (eds.)

[morbidology]

Public opinion about Betty Broderick is deeply divided. Some view her as a woman driven by revenge, while others see her as a victim of emotional turmoil stemming from a bitter divorce. Betty's twenty-year marriage to Daniel Broderick resulted in four children, and they established their family in San Diego, California.

Initially, Betty was the sole breadwinner, supporting the family and even financing Daniel's college education. He later obtained medical and law degrees and started his own practice, allowing Betty to step into the role of a traditional homemaker while Daniel focused on providing for their family. In 1983, their marriage took a tumultuous turn when Daniel hired 21-year-old Linda Kolkena as a receptionist in his medical business. It was around this time that Betty's suspicions of an affair between Daniel and Linda began to surface. Constant conflicts marred their relationship, and in 1985, Daniel moved out of their shared home and into a bachelor pad.

Daniel eventually gained custody of their children after Betty left them on his doorstep. He also admitted to Betty that she was right all along - he had been having an affair with Linda, and it had started not long after she began working for him. This revelation was a painful blow to a woman who had been devoted to her husband, raising their four children and supporting the family financially for many years. The divorce proceedings were protracted and acrimonious, finally concluding in 1989. Later that same year, just after what would have been Betty and Daniel's 20th wedding anniversary, Daniel married Linda.

On the night of November 5, 1989, Betty covertly entered Daniel and Linda's marital home, armed with a Smith & Wesson revolver, and fatally shot the couple. Linda died instantly, while Daniel, unfortunately, survived momentarily, uttering his last words, "Okay, you shot me. I'm dead." Betty promptly surrendered to the authorities and faced charges of second-degree murder. She was subsequently sentenced to two consecutive terms of 15 years to life in prison.

[top-leaders-in-india]

Strengthening India-Switzerland Ties: Ambassador Maya Tissafi Meets Minister Rajyavardhan Rathore to Boost Bilateral Relations

The relationship between India and Switzerland has long been characterized by strong diplomatic, economic, and cultural ties. In a significant step toward further enhancing bilateral cooperation, Swiss Ambassador Maya Tissafi recently met with Minister Rajyavardhan Singh Rathore to discuss ways to strengthen partnerships in trade, technology, sports, and cultural exchanges.

This high-level meeting underscores the growing importance of Indo-Swiss relations, paving the way for increased collaboration in key sectors.

1. The Significance of India-Switzerland Relations

A Legacy of Strong Diplomatic Ties

Switzerland recognized India’s independence in 1947 and established diplomatic ties shortly thereafter.

Over the years, both nations have collaborated on trade, investment, technology, and innovation.

Switzerland is one of India’s most important European partners, especially in banking, pharmaceuticals, and engineering.

Key Areas of Cooperation

✔️ Economic and Trade Relations ✔️ Technology and Innovation ✔️ Education and Research ✔️ Sports and Cultural Exchange

2. Ambassador Maya Tissafi’s Strategic Meeting with Minister Rajyavardhan Rathore

Agenda of the Meeting

During their discussions, Ambassador Maya Tissafi and Minister Rajyavardhan Rathore explored ways to: ✅ Strengthen economic and trade cooperation ✅ Enhance sports and youth development programs ✅ Promote innovation and technology partnerships ✅ Foster cultural and educational exchanges

This dialogue highlights a shared commitment to deepening bilateral ties between India and Switzerland.

3. Strengthening Economic and Trade Partnerships

India-Switzerland Trade Relations

Switzerland is one of India’s top trading partners in Europe.

Swiss companies like Nestlé, Novartis, and Roche have a strong presence in India.

The India-Switzerland Free Trade Agreement (FTA) is currently under discussion to enhance bilateral trade.

Key Discussion Points

📌 Boosting Swiss investments in India’s manufacturing, pharma, and financial sectors 📌 Expanding India’s exports of IT services, textiles, and engineering goods to Switzerland 📌 Enhancing cooperation in banking and financial services

🚀 Expected Outcome: A new trade framework that benefits businesses in both countries.

4. Sports and Youth Development: A Key Focus Area

Given Minister Rajyavardhan Rathore’s background as an Olympic silver medalist and former Sports Minister, a major focus of the meeting was on sports collaboration between India and Switzerland.

Possible Areas of Cooperation

🏅 Exchange Programs for Athletes — Indian athletes training in Swiss sports facilities 🎯 Sports Science & Technology — Swiss expertise in high-altitude training and biomechanics 📢 Joint Sports Initiatives — Programs for youth engagement in Olympic sports

🚀 Expected Outcome: Improved sports infrastructure, training, and international exposure for Indian athletes.

5. Technology and Innovation: A Future-Driven Partnership

Switzerland: A Global Leader in Innovation

Ranked #1 in the Global Innovation Index for several years.

Home to cutting-edge research in AI, robotics, and biotechnology.

Swiss universities collaborate with IITs and Indian research institutions.

Key Areas of India-Switzerland Tech Collaboration

🔬 AI and Digital Transformation — Swiss expertise in AI and data security for India’s growing digital economy. 🚀 Clean Energy & Sustainability — Joint projects in renewable energy, smart cities, and sustainable agriculture. 💊 Pharma & Biotech — Advancing research in cancer treatment, vaccines, and genomics.

🚀 Expected Outcome: Strengthened research collaboration and technology exchange.

6. Cultural and Educational Exchange Programs

Enhancing People-to-People Ties

📚 Academic Collaboration — More student exchange programs between Indian and Swiss universities. 🎭 Cultural Festivals — Showcasing Indian and Swiss traditions through film, music, and arts. 💼 Work Visa and Mobility — Making it easier for Indian professionals to work in Switzerland.

🚀 Expected Outcome: Deeper educational and cultural engagement between the two nations.

7. Conclusion: A New Era in Indo-Swiss Relations

The meeting between Ambassador Maya Tissafi and Minister Rajyavardhan Rathore marks a pivotal moment in India-Switzerland relations. With increased collaboration in trade, sports, technology, and education, the two nations are set to deepen their partnership in the coming years.

Key Takeaways:

✅ Stronger economic and trade relations ✅ Increased sports and youth development programs ✅ Expansion of tech and innovation partnerships ✅ Enhanced cultural and educational exchanges

As India and Switzerland work towards a mutually beneficial future, this dialogue is a step forward in building a stronger global partnership.

“India and Switzerland share a commitment to innovation, excellence, and cooperation. This meeting is a testament to our shared vision for the future.” — Minister Rajyavardhan Rathore

🇮🇳 🤝 🇨🇭 Strengthening Bonds, Creating Opportunities!

[thailandimmigrationn]

90-Day Visa in Thailand

The 90-Day Visa in Thailand allows foreign nationals to stay in the country for an extended period, typically for tourism, education, business, or family purposes. It is officially categorized under the Non-Immigrant Visa, with subtypes depending on the purpose of stay. While not a long-term visa, it provides flexibility for travelers and expatriates planning a temporary but substantial stay.

1. Types of 90-Day Visas

1.1 Non-Immigrant “O” Visa

Purpose: Visiting family, volunteering, or medical treatment.

Eligibility:

Foreigners with Thai spouses or children.

Individuals seeking medical treatment in Thailand.

1.2 Non-Immigrant “B” Visa

Purpose: Business and employment.

Eligibility:

Professionals attending meetings or conferences.

Entrepreneurs exploring opportunities in Thailand.

1.3 Non-Immigrant “ED” Visa

Purpose: Education.

Eligibility:

Students enrolled in accredited Thai educational institutions.

Individuals taking part in training programs or language courses.

1.4 Non-Immigrant “O-A” Long-Stay Visa

Purpose: Retirement for individuals over 50 years of age.

Duration: Although commonly issued for one year, the initial entry is valid for 90 days, with extensions available.

2. Application Process

2.1 Applying Outside Thailand

Submission at Thai Embassy/Consulate:

Required documents include a valid passport, application form, financial proof, and invitation letters (if applicable).

Processing Time:

Usually takes 3–5 working days.

2.2 Applying Inside Thailand

Eligible visa holders can request a 90-day visa extension at Thai Immigration Offices.

3. Financial and Documentation Requirements

Financial Proof:

Bank statements showing adequate funds.

Specific thresholds apply based on visa type (e.g., 400,000 THB for Non-Immigrant “O” Visa for dependents).

Supporting Documents:

Invitation letters, proof of education, or employment contracts, depending on the visa category.

4. Visa Conditions

Duration of Stay:

Each entry permits a stay of 90 consecutive days.

Multiple Entry Option:

Some visas allow multiple entries, enabling re-entry without reapplication during the visa’s validity.

90-Day Reporting:

If staying beyond the 90-day period with extensions, reporting to Thai immigration every 90 days is mandatory.

5. Key Benefits of the 90-Day Visa

Extended Stay Flexibility:

Ideal for individuals requiring more time for business, education, or personal reasons.

Re-Entry Privileges:

Multiple entry options facilitate ease of travel within the region.

Path to Extensions:

Serves as a stepping stone for longer visa options like retirement or work visas.

6. Common Challenges

Documentation:

Incomplete or incorrect paperwork can delay or deny applications.

Eligibility:

Stringent requirements may disqualify applicants lacking financial or legal documentation.

Re-Entry Requirements:

Failure to secure a re-entry permit before leaving Thailand results in visa cancellation.

Conclusion

The 90-Day Visa in Thailand is a practical solution for extended stays, offering various subcategories tailored to individual needs. Whether for tourism, family visits, business, or education, it provides a structured yet flexible framework. Applicants should prepare thoroughly to meet requirements and consider professional assistance for complex cases.

[rajasthan-political-leader]

Empowering Transgender Communities: BJP’s Inclusive Vision Under PM Shri Narendra Modi Ji’s Leadership: Col Rajyavardhan Rathore

Under the visionary leadership of Prime Minister Shri Narendra Modi Ji, India has embarked on a transformative journey toward inclusivity, ensuring that every citizen, irrespective of their gender identity, has access to opportunities, dignity, and equality. The empowerment of transgender communities stands as a testament to the BJP government’s commitment to fostering a truly inclusive and equitable society.

Key Initiatives for Transgender Empowerment:

1. Legal Recognition and Rights

The Transgender Persons (Protection of Rights) Act, 2019 marked a historic milestone in recognizing the rights of transgender individuals, ensuring protection against discrimination in education, employment, healthcare, and public spaces.

2. Financial and Social Empowerment

Initiatives such as Skill Development Schemes and Self-Employment Programs aim to integrate transgender individuals into the economic fabric of the nation.

Financial support and access to loans for entrepreneurial ventures empower them to achieve financial independence.

3. Inclusive Education Policies

Scholarships and vocational training programs are designed to ensure that transgender youth have access to quality education and the tools needed to pursue their aspirations.

4. Healthcare Reforms

Dedicated healthcare schemes, including free gender affirmation surgeries in select hospitals, ensure that transgender individuals receive comprehensive medical care.

Awareness campaigns and sensitivity training for healthcare providers have been initiated to create a welcoming environment.

5. Representation and Participation

Efforts to ensure greater representation of transgender individuals in governance and public service underscore the BJP’s belief in inclusive leadership.

6. Support Networks and Community Centers

Establishing transgender support networks and community centers provides safe spaces for interaction, support, and skill-building activities.

A Holistic Vision for Inclusivity

The BJP government’s approach goes beyond mere policy measures. It seeks to change societal perceptions and foster acceptance, respect, and integration for transgender communities. Through campaigns like ‘Sabka Saath, Sabka Vikas, Sabka Vishwas, Sabka Prayas’, the government actively promotes an environment of harmony and unity.

Words of Commitment

As someone deeply connected to the ideals of service and development, I, Col. Rajyavardhan Rathore, firmly believe that the strength of our nation lies in the empowerment of every individual. Together, under PM Shri Narendra Modi Ji’s leadership, we are building a society where the transgender community can thrive and contribute to India’s progress.

Let us continue to work towards a nation that values and uplifts all its citizens, ensuring no one is left behind on our journey toward a Viksit Bharat.

[wealth-munshi]

Certified financial manager

Certified Financial Manager: Empowering Financial Success

In today’s fast-paced world, managing personal and professional finances effectively is not just a skill; it’s a necessity. A Certified Financial Manager (CFM) plays a pivotal role in helping individuals and businesses achieve their financial goals, ensuring financial stability, and fostering growth. Platforms like WealthMunshi.com are at the forefront of delivering expert financial guidance, making wealth management accessible to everyone.

Who is a Certified Financial Manager?

A Certified Financial Manager is a financial professional with specialized training and certification to provide expert advice on managing finances, investments, and wealth-building strategies. They are well-versed in budgeting, tax planning, investment strategies, risk assessment, and retirement planning, ensuring clients make informed financial decisions.

Why Choose a Certified Financial Manager?

Expert Financial Guidance: CFMs offer deep insights into financial markets, helping clients optimize their investment portfolios.

Customized Wealth Plans: They provide tailored financial plans based on individual goals, risk tolerance, and time horizons.

Comprehensive Support: From estate planning to debt management, CFMs address a wide range of financial needs.

Risk Mitigation: With a clear understanding of market risks, CFMs help clients safeguard their wealth while pursuing growth opportunities.

The WealthMunshi Difference

At WealthMunshi.com, financial management is not just a service; it’s a mission to empower individuals and families to take control of their financial future. Here’s how WealthMunshi.com stands out:

1. Certified Expertise

WealthMunshi.com collaborates with highly qualified CFMs who bring years of experience in wealth management and financial planning. Their in-depth knowledge ensures clients receive actionable and effective strategies.

2. Holistic Financial Planning

The platform offers end-to-end financial solutions, covering investment planning, retirement strategies, tax optimization, and more. Whether you're starting your financial journey or looking to diversify your portfolio, WealthMunshi.com has you covered.

3. Client-Centric Approach

WealthMunshi.com believes in personalized solutions. Every client is unique, and their financial strategy should reflect their goals, lifestyle, and aspirations.

4. Cutting-Edge Tools and Resources

The platform integrates advanced financial tools and analytics to provide real-time insights, empowering clients to make data-driven decisions.

5. Educational Resources

Financial literacy is at the heart of WealthMunshi’s philosophy. The platform provides educational content, webinars, and one-on-one consultations to help clients understand and navigate their financial options.

Benefits of Working with WealthMunshi.com

Clarity and Confidence: Simplifying complex financial concepts.

Long-Term Security: Building a robust financial foundation for the future.

Maximized Wealth Potential: Identifying and leveraging growth opportunities.

Stress-Free Financial Management: Delegating the complexities to seasoned professionals.

Key Services at WealthMunshi.com

Investment Planning: Strategic advice to grow your wealth.

Retirement Solutions: Secure your golden years with tailored plans.

Tax Planning: Optimize your finances with effective tax strategies.

Debt Management: Create a roadmap to achieve a debt-free lifestyle.

Estate Planning: Ensure your legacy is preserved for future generations.

Steps to Financial Freedom with WealthMunshi.com

Initial Consultation: Discuss your financial goals and challenges.

Financial Assessment: Analyze your current financial situation.

Strategy Development: Create a customized plan to meet your objectives.

Implementation: Execute the plan with expert guidance.

Ongoing Support: Monitor and adapt strategies to evolving financial needs.

Conclusion

A Certified Financial Manager is a trusted partner in achieving financial success, and WealthMunshi.com is a reliable platform to connect with these experts. Whether you're looking to save for the future, grow your investments, or achieve financial independence, the right guidance can make all the difference.

Take the first step towards a secure and prosperous financial future with WealthMunshi.com, where expertise meets commitment to help you turn your dreams into reality.

Visit WealthMunshi.com today and embark on your journey to financial excellence!

[honestlyunlikelycupcake]

Marpu foundation and CSR; A strategic approach to sustainable development

India has been a frontrunner in driving Sustainable Development Goals (SDG) implementation within several areas such as poverty, education and climate change. Within this undertaking, Marpu Foundation have been determined to meet SDG goals through efforts in water conservation, infrastructure development and climate action. Here we look at the how working with Marpu Foundation though CSR strategies will help you organization contribute to achieve you missions.

Corporate Social Responsibility (CSR)

Businesses are believed to have a great responsibility to society and environment. Therefore when companies think about their corporate social responsibility (CSR) strategies, choosing the right partner is essential. Companies must make sure that The NGO they choose align with their missions and provide the desired impact. In addition, to ensure the success of CSR initiatives, it is necessary to work with experts that understand the complexities of sustainable development.

Organizations like Marpu Foundation, has expertise in delivering impactful community driven CSR projects. In addition, Marpu Foundation has worked across 22 states, with projects in education, health or environmental conservation. Companies can choose a cause and make a donation and witness the effects of their contributions.

Water reservation; Providing clean water for all

Marpu Foundation has embarked on water conservation projects to provide water reservoirs in rural areas. These initiatives aim to address clean water scarcity and promoting efficient use of clean water. Marpu foundation had been taking part in initiatives such as;

Bore well construction; bringing alternative sustainable water source in areas of water shortage

Water plant installation; ensuring access to safe drinking water for impoverished communities

Check dam construction; promoting efficient use of existing water sources.

These initiatives have significantly improved clean water availability for thousands of households. Therefore working with Marpu Foundation will help strengthen such the impact of these initiatives, by ensuring they are sustainable and long term.

Promoting gender equality and empowerment

Marpu Foundation is also working on gender quality project that align with SDG 5; gender relation, equality. Through helping woman gain access to education and employment, Marpu foundation empowers woman and girls, ensuring their participation in all spheres of life. Marpu foundation runs programs that provide skill training, financial literacy p and micro loan opportunities. These projects have helped foster greater gender quality and improving livelihoods of countless women and girls. By collaborating with Marpu Foundation, businesses can contribute to more equitable world for everybody.

Conclusion

Being a CSR initiative partner with Marpu Foundation is a great way for business to extend their CSR initiatives and achieve their desired SDGs. Companies can be sure about the real, sustainable impacts when they utilize Marpu’s expertise to reach the people in need of aid. From contributing to education to raising standards of living, business that work with Marpu Foundation can create meaningful impact within the community.

#MarpuFoundation #NGO #charity #Marpu