#you cant live off commission money it is so much work especially for someone with such little experience

[insidiousclouds]

Selling my art as a teenager really killed my passion for it. I don't want to draw anymore because it feels like work.

[azurlily]

The yandere fic kinda made me like Kirari a bit may I ask for dating headcannons

Sure!!! I love her character!!! This does NOT have NSFW so if you want to request that you can!! Also a reminder to everyone this is the last month you can request a specific type of reader for free. After this month it becomes commission work. Ask any questions in either DM or on my asks/requests.

Kirari Momobami Dating Headcannons

When Kirari falls in love, she falls hard. I mean like hard, it takes so much for her to truly love someone. You should expect the unexpected eith her, she can make anything happen. I mean, money is power, right?

More than likely you two met during a gamble. Wether she saw you winning and took an interest, or she thought you looked cute from how badly you were losing. It doesn't matter how you two met, when she finally realises she likes you. It's all over.

She invites you for tea. You two have mini tea dates in between classes and during lunch. She definitely asks some of her maids how to make specific foods for you, so during you tea dates you can try some food she made.She is a horrible cook though, don't eat it if you want to live.

Kirari doesn't make it known she's interested in you. She instead has Ririka follow you around and gather information. She has a journal of everything you do at school. Your classes, your friends, your gambling partners. All of it. Kirari falling in love is borderline yandere, but she isn't as extreme.

She buys you gifts as a way of courting you before and after you two start dating. She believes that buying you things shows she can take care of you, shows that you have no reason to leave her when everything you want is right in front of you. It's true though, everything you could ever want is in the palm of your hand, once you two start officially dating that is.

Kirari isn't worried about you taking advantage of her. She looked into you, did a background check on you and your family. She knows that you're clean, or clean enough.

She doesn't let Ririka meet you. She has no issues with you talking as vice president and student, but as Ririka and her partner. Kirari isn't letting her near you without the mask on.

Kirari is affectionate, just not in the way you expect. One of the ways she shows her love is gift giving, yes, we know that, but she also shows her love by kissing your forehead She likes touching you, but no matter the status of your relationship that's how she shows you she loves you.

Shopping dates! She buys you only the best. Try and max out her credit card, you cant. She finds it cute if you're the type to not like expensive gifts, or maybe you're worried about the price? Doesn't matter. She's buying it. End of story.

Loves seeing your reaction to her gambling. Wether you get turned on, or you watch in amazement. She lives for the way you watch her gamble, it's one of her ways if showing off to you.

She definitely forces the other council member fo watch you when she's gone. She trust them enough, plus if they did hurt you. She'd know.

You sit through meetings. Student council or not, you sit through them. She wants everyone to see her perfect lover, once you make your relationship official that is. Once it's official, you never leave her side.

If you have a particular favorite or hate a hate a specific member of the council. She puts you in situations where you have to be around them, she loves seeing your reaction.

Be it you goofing off and acting like an idiot, just to mess around with you friend.

Be it you and the council member talking and having a genuinely good conversation.

Lastly be it you fighting or glaring at the council member, and then stomping off to Kirari because you're in a bad mood.

She coddles you. Without a doubt, especially if you're an idiot and accident prone. She'll stare at you wondering how the hell you got into that situation, and then she clean it up. She takes good care of you.

Kirari of course isn't the best person to be in a relationship with. There are plenty of bumbs in the road before a truly healthy relationship is formed.

Kirari is secretive, she doesn't let you in on things. That annoys you because if you need help and she's nowhere to be found, who did you go to? It hurts to know she keeps secrets and even lies to you, there have been many fights about it.

She has a hard time describing her emotions. She does it with gift giving, and physical touch. If you're overly touchy, or dont like the forehead kisses, you two have to work on a middle ground.

She has to talk go talk to the clan members during her meetings. Some know about you and make snide comments, to her it doesn't matter. No matter what duty she has to fill, she will keep you safe. Even if it means lying.

It takes time, and I mean a lot of time, but slowly Kirari opens up. She shows her true self, she shows the side she's always wanted to show you. She just didn't know if you were trust worthy enough.

When the two of your fight, it's usually resolved by the end of the week. At first she'd buy your things she knows you want. If that doesn't work she acts more affectionate, trying to make you forget the fight completely. If that doesn't work, then she has a mini crisis and you usually end up letting it go by that point.

There have been times when you haven't and she has to apologize. Once she does it after a few fights, she's less embarrassed. She knows how apologies work and just wants you to accept hers and move on.

Kirari loves you and it hurts seeing you mad.

Kirari would never cheat. Never. Once she's truly devoted to you, that's it. No playing around with Sayaka. Kirari is yours, hopefully you'll be able to deal with the responsibilities of a woman like that.

Hello!! Two in one day!!! Anyway just a reminder this is the last month I'm doing specific reader. So I wont do shy, tall, top, ect reader. That is commission only. Make characters are all also commission only. Have a good day/night!!

[damnfandomproblems]

https :// www. tumblr.com/damnfandomproblems/703405919773589504/i-think-that-whats-not-being-considered-is-that?source=share this is fair but yall are missing the point unless it is important to the story THE PLOT UNLESS IT IS SOMETHING THAT IS ABSOLUTELY NESESSARRY race, ethnicity, nationality whatever does not matter its all just a side bit of information that you do not need to know say you in a high-school of somewhere and you go on a fieldtrip (like a filler episode of an anime or something) and you go explicitly to learn about a different culture or people than your own. while to many these people seem the same this would be an excellent time to explain the differences between the two as a sort of educational episode. to show off lesser known cultures and people or its important lore that two or more different groups are opposing each other and its important the reader knows the difference between the two or more. but this is not necessary in EVERY story. sure it could be a fun little trivia information sometimes. a passing comment from a character like "wow you know seem to know so much about this stuff!" "yeah! i lived there most of my childhood i picked up a few things" and its not really that important other than that. i mean seriously how important to you is it that you know the exact details of what people are in real life. how often do you ask your coworkers or peers or whatever exactly where they are from or what they are besides maybe sometimes in small talk? if it is often why? why is that the only thing you care about? if an author wants to include that information that's perfectly fine. its also fine for you to want more representation either or yourself or to learn about others. but here something yall need to learn. content creators are not your personal entertainment making slaves that you get to order around. all these anime and manga yall consume were not made for you. they are people and they make content for themselves. they are making content because THEY enjoy it. its not their RESPONSIBILITY to provide representation for you. yall seem to think that whatever you want should be served to you on a silver platter. no. what you get is what other people decided to make and share on the internet. either have the money to commission someone or make the content yourself. as a content creator myself we are not your slaves. we work for ourselves, not you. your allowed to enjoy or hate our content, but you don't get to demand or dictate what we should or allowed to make. if someone hasn't made something to your liking then make it yourself. if you want a story about a certain thing then MAKE IT. we arent fucking machines. we are real people just like you so start treating us like it. you like "slice of life" over "action"? then you would create "slice of life". but someone else enjoys "action" over "slice of life"? but you want them to make "slice of life"? too fucking bad. they aren't interested and you dont get a say in what they make. its the same with race. or any other topic. you wouldnt create "action" over "slice of life" because it doesn't interest you so why would you force someone to do something they have no interest in. race is not as important as yall think it is and you need to stop putting it on some pedestal. I don't understand why this even needs to be explained. yall really act like its the end of the world because the content you want isnt being created and served to you within seconds. i cant believe yall act like its actually a fucking problem that some races and cultures aren't being constantly talked about in entertainment media. especially in media where it hold no importance to a story. this is not the big important problem yall think it is and it could be solved very quickly if yall would just start making content yourselves instead of expecting everyone else to do it for you its baffling. sorry again for the long ask

This is the ask the anon is responding to.

[blackbackedjackal]

dude im kinda wondering.. i get this fear a lot that my own collection- a great deal of skulls, pelts, stones and a huge stack of books and games and whatnot- could get lost thanks to a fire or whatever. and, ofc itd all get lost then, but i kinda dread that everything i worked for, everything i collected, can get lost within the blink of an eye, and a little fire. and then i feel guilty and materialistic or whatever.. so like, my question is, do you sometimes think the same thing too? and

not trying to indirectly call you a materialist, bc ur not hoarding gucci or louis vuitton or whatever like some cringe influencers, but is having a collection still kinda the same way as being a materialist? i follow this one model whos very pro minimalism and anti materialism, and i cant help but to wonder.. i know i kinda answered my own question there, but i dont know if its the right answer. and i just want to know what your thoughts and opinions are on the matter.. thanks for reading tho! 

I think about it a lot honestly! I’ve dealt with mold issues, infestations, apartments close to mine catch fire etc. I’ve lost things, had things stolen or damaged beyond repair. You can’t control everything around you, and as someone with a big collection of just, general things, yeah I DEFFO worry about accidents happening to cause me to lose my entire collection. But living in fear of losing everything I own isn’t how I wanna live my life. I’m happy for the opportunity to curate a collection of things I enjoy. One day I won’t be around anymore and I can only hope that sell/donate/redistribute the things I leave behind. I put a lot of care and respect into the stuff I collect (nice display stands, frames, dusting, cataloging, cleaning, etc.) so even if I lost everything, I’d just see it as a chance to start over. Don’t get me wrong, it would absolutely devastate me to somehow lose everything...but I’d still have the memories that came with the joys of at least having that item for a while you know? It’s about the journey for me, not the souvenirs. Thinking about the HOURS I spent researching some random little item that maybe 10 other people in the world even care about, and finally getting the opportunity to get it after researching and learning and studying what it is and how it came to be is just as fun for me as actually getting the item. Life’s short, and it can be chaotic and messy sometimes, so I may as well do what makes me happy with whatever time I’ve got left.

There’s a BIG difference between buying stuff just for the sake of flexing and showcasing wealth vs. doing something you enjoy as a hobby and wanting to share that enthusiasm with others. I can tell you details about 99% of what I own, what it is down to the manufacturing year, when/where I acquired it, how much I paid, because I LOVE being able to share that info with other collectors or people interested in getting something similar. Not to mention it’s like, I don’t live outside my means either. I pay my bills, put money into my savings, and make sure the house/myself/my pets are taken care of every month before I start being like ‘ok time to browse and see if anything I’m looking for has popped up’. And I never spend more than my designated ‘this is how much you can spend this month and still have emergency/more money left to save for next month’ allowance. And even after all that, you guys will prolly never see the full extent of my collection, because I don’t want to feel like I am flexing or being boastful about what I have. I show the highlights, the cool stuff, things I think people will find interesting because of the story behind it, but like, I collect for myself, so I don’t feel the need to show off every single little thing.This is especially true because of the ‘influencers’ and people who kinda ruin it for others. If I show too much I’ll immediately get like really weird messages and I’m sitting here like ‘you guys know I take art commissions, run a taxidermy shop, and work a full-time job right?’ Not only do I work my ass off, but I’m so damn busy I’m at home anytime I’m not out working, so I collect because it’s a hobby I can do from home. 

Idk I’m just not big on labels either. ‘Minimalist’ vs ‘Materialist’ like, so long as they’re not endangering anyone or not taking care of themselves, they are free do what they feel is best for them (even if they’re acting snooty about it unfortunatly). I feel like somehow labels like that promo some form of elitism between the extremists in those groups. Like you said the people hoarding 300 Gucci bags just to show off their wealth that are then yelled at by the minimalists in high rise NYC apartments that spent $3000 on a coffee table with one succulent on it. It’s apples to apples. What I feel hurts the most is these conflicting arguments make it hard for people kinda suck in the middle to have a voice, and it bleeds that same elitism into other kinds of collector communities. So I just say fuck it, and do what I want while also not being an asshole about it and ignoring the drama. 

Sorry this got on the tangent but yeah like, I don’t think you should live in fear of potentially losing your collecting if it’s something that makes you happy. Shit happens, but sometimes it’s just best to live in the moment. It’ll absolutely suck if something happens, but, for me, I don’t feel that living in fear of ‘something’ is worth not doing the things you enjoy. 

[robogreaser]

This is a Long Time Coming...

It’s been a relatively hard task to sit down and make sense of, well, a lot of things as of late. I could chalk it up to the state of the world, but it’s been troublesome for significantly longer than that.

Long Story Short Version: I’ve been in a hell of a place, mentally, physically, and otherwise.

The proper story is a hell of a lot more involved than that and I know damned right well it’s going to take me a fair bit to explain myself and my various professional and social failings over the past... while. I’m gonna try to contain this under a read more, of course, but I apologize to mobile users if tumblr fucks that up.

Okay. That took a fair more bit of effort to figure out than I remember. Which, I suppose, is a fair enough bit of a segue into one thing that’s happened to me.

Tumblr has been deteriorating.

Whether I like to admit it or not, tumblr has been my go to social media platform since... 2011. Yeah. I’ve spent the vast majority of the decade here. I’ve seen a lot. Sure, I’ve lurked elsewhere, but I really cannot stand the interface and nature of a lot of other social media, especially the likes of twitter. Unfortunately for me, this place has been in constant decline for years now at this point. It extends well beyond the porn ban, but that’s a whole separate discussion.

I’ve lost touch with a lot of people I care about, some vanishing into the ether, some ghosting me, some just drifting into other communities or onto other sites. I’ve come to terms with the majority of this. It’s been happening for a while. It’s the very nature of digital relationships. It hurt, and I do think it’s contributed to a fair bit of stress and depression that has resulted in my... withdrawal from online spaces. It’s not a major factor, but its here, it’s present, it’s a factor in all of this.

I’ll be honest in that, well, I’ve tried to make this post several times over the past several weeks and months. It’s hard. Talking about my issues, using ‘I’ and ‘me’ so much in a post... it’s a bit jarring. But I’ll try to suck it up.

It’s been ten years (god I fucking hate time) since I’ve graduated high school. Yeah. It’s a fair thing to say that, on reflection, that’s incredibly jarring. The vast majority of that time has been... relatively unstable. I spent a fair few years working on my book and my publishing journey, now all but scrubbed clean from this blog (more on that later) and... well... Trying to be an adult. I’ve applied to, gotten accepted, and had to withdrawn from my dream school twice in this time. I’ve had a fair few jobs, nothing worthy of my resume, and lost all of them in one form or another, whether being fired for retaliating to my shitty work conditions, or, well, quitting for the sake of my own health during this pandemic. There has been a lot of family troubles. I’ve been through a lot of... ‘varied’ living situations, some horrendous, some just stressful, some, like now, actually really good compared to the others. And for the past few years in particular, it’s been constantly one thing after another, nonstop.

In short, progress is slow, but it’s happening. I don’t care to delve into a lot of these sorts of personal details lest this get to a ridiculous length, but that’s the short of the stuff I’d rather gloss over.

I’ve been on a health... Let’s call it a journey. I’ve been on a health journey. Over the past few years I’ve gone through the long processes of being diagnosed with ADHD, discussing my options regarding my depression and anxiety, and finally getting myself on a medication regimen that works. And then, because the health care system is a joke, I was without insurance. I had been off my medication, an absolute lifesaver and release of burden on my garbage tier brain, for eighteen months. Until last week. I think it’s fair to say, between my revolving door of living situations, employment, and then being un-medicated in a continually more stressful environment... That this is the main reason I’ve been absent. I’ve had no focus. There were weeks where I had no drive to do anything outside of routine that others depended on. I had not only gone back to how I was before situating my mental health, but in some ways, found a worse state.

Finances have been slowly eating away at me. I had been working a part time retail job until November, which made decent enough money, but not nearly for the amount of work and responsibility I was handling. I got fired. I found work with one of the big, corporate postal services. The pay was phenomenal, but it began to actively destroy my health, mainly physically, but also mentally, especially considering I was working a graveyard shift. Eventually when I began having prolonged health issues there, and then a whole lot of the symptoms of covid-19, on top of them turning me down for an entry-level position outside of the package handling, I had to quit. This was shortly after the lockdowns, in early April, and I refuse to look back despite people like my parents insisting on me trying to get work there again. Sure, the pay was phenomenal compared to anything else I had until then, but I cant continue to sacrifice my health. As of now, I’m unemployed, and... well...

I’m working on my commission queue. It’s art. It’s stuff I’ve owed friends (luckily those who are incredibly understanding and good to me) for an embarrassing amount of time, even before moving to and from Oklahoma at the end of 2016. I’m terrified of being the person who is known for taking commissioners’ money and running.

I know, I’m not good at giving updates. I’m not good at a consistent work schedule. I’ve had numerous tech failings over the past few years that constantly slow my roll on any progress I have made. Hell, I’ve had files corrupt despite being two thirds of the way complete when transferring from one computer to another. I’ve lost my cable for my external hard drive. I’ve had my tablet go to hell and back multiple times. But I am working. I am trying. I am sitting down as often as I can between looking for work and managing family nonsense to try and get my workload tidied up.

Which... brings me to my next point. And one I’m rather... ashamed about.

I have used trello, infrequently, since taking on a large load of commissions, and despite not being faithfully updating it and checking back on it, and using it to it’s fullest potential, I had kept, at the minimum, a list of all the work I did owe people using it. Well. Dumbass me attempted to use a mobile app. In short, in an effort to try and make myself tech literate and allow me easier access to my queue, I ended up deleting it. Somehow.

I’ve gone through and slowly flagged all my paypal notices and various emails concerning my commissions. I’m putting it together again. I’m trying. Granted, I am damned sure I am going to be missing someone, somewhere, somehow. I know it. I’ve got a shit brain, and despite my need for organization and minimalism, I don’t put it past me to have missed something along the way.

If you have commissioned me, please, do not hesitate to reach out and contact me regarding your commission. I owe every last one of you a massive apology for my continued failure to produce what you have paid for.

More likely than not, I have a wip already started somewhere, and if not, I have a slew of reference and thumbnails already compiled together somewhere on my computers. I am not ignoring this work. It’s been painfully, embarrassingly slow. It’s been one obstacle after another. But I have every intention of doing this work, and, likely, upgrading the quality of the finished piece past what my commissioners have paid for simply because I do feel bad about the wait time.

I have been inexcusably unprofessional. I know this and I am working as best I can with the time and resources I have to correct it.

In a similar vein, as I mentioned before, I have slowly been cleaning up my rather unimpressive publishing attempts. I’ve gone through and cleaned this blog recently, deleting reference to my work by name and the process of trying to get myself published. I may have missed a few posts here and there, but for the most part I would like a clean slate in regards to building a social media platform surrounding my written work. And this is the part where... I am probably going to be the most upfront and honest with you reading this than I have been publicly before.

I am not ashamed of who I’ve been online these past ten years or so, but it reflects only a sliver of my personality, a sliver of who I am as a whole. I catered to a very specific subset of who I am in pursuit of finding acceptance in communities much larger than myself. I’ve learned a hell of a lot about myself in that time. I figured out what’s important to me, my health, my sexuality, my relationships and my long term goals. I’ve found a very important group of friends. I’ve found people who understand and empathize with a lot of the things I have been through, experience, and am at my core.

But the fact of the matter is, this hypersexual, sci-fi aesthetic-oriented, very open person is only a singular facet. And it is not nearly enough of a reflection of who I am, or who I want to be as a professional, public adult. Will I always be gay for robots? Yes. Will I, when time permits and creative energies are present, continue to make nsfw art? Absolutely. Will I always have a toe dipped in erotic literature and the like? Most likely.

But a lot of me, a lot of my emotion and strife and feelings regarding most things in the world, are completely separate from this. It’s separate from me liking porn on twitter or having a homestuck roleplay blog. It’s separate from who I am in real life, with my boyfriend or with my family or with my work. And I have been dwelling on this, sincerely, for a while. I need to allocate more energy into my life. The separate life offline and online too, where I am pursuing an actual professional career, because, at the end of the day, I want to be an author. I want to have a career telling stories. And, in my time online, I’ve found a lot of skeletons in authors’ closets, the kind that really put mine to shame, and the kind that will always be a footnote to their work. You know the ones.

I want my creative work to speak for itself. I want people to be able to enjoy what I do without a specter, without my time and energy having to explain to a future audience why it is I had explicit thoughts about x,y, and z. I want to be able to write a book, write many books, and have people enjoy them without a footnote about me, a person with a sexual life and a history exploring it through years of depression and isolation, clouding it. It’s not fair to my work. It’s not fair to a future reader. It’s not fair to me.

I’ve got several social media accounts made and slowly coming to life that I need to spend more time with as I try and pursue this new, second leg of a very long journey into publishing. I’m not going to link those here, now or in the future. It’s likely a few people I know and trust have access to them. But I am, effectively starting over from scratch trying to build a platform as a writer. And it’s hard. Juggling that, alongside all of the things in the world today, alongside family and my relationships, alongside my commission queue? It bears down on me and if I didn’t have experience handling more than one thing at a time, I might trip up more frequently. Hell, I forget to post and use those new accounts regularly.

But I’m trying.

I’m not moving away from my current social circles or hobbies or anything like that. I’m not abandoning any fandom or friends or communities. But I am going to be trying to balance myself more thoughtfully moving forward, past just commissions, past just writing.

I’m here. I’m moving forward, slowly but surely, and I am making an effort to improve.

[dwightkschrute]

In 2014 and 2015 I did a my year in review kind of thing where I, of course, reviewed it and accompanied it with a picture from that month. I somehow forgot to post 2016 (until now) and forgot to do it at all for 2017 but unfortunately, I am back with a really disappointing year. I was debating not putting myself through the legit pain of “reviewing” this year but I think of how I love going through my 2009-2010 posts and seeing how much I’ve grown so this is for you, successful and cooler future me.

2016 and 2017 were amazing but 2018 was my most promising year. My boyfriend and I were going to move in, I was going to start my dream job; everything was perfect. It definitely started out as one of the best years of my life! Then exactly halfway through the year everything changed and I was left having to pick up the pieces and completely restart, making it one of the worst years of my life.

I started January in Mexico, which was the best, but my family and I got home early in the month. I had quit my job the month before so I dedicated the entirety of this month to job hunting. Our friend (my bf’s bff who became mine and my brother’s bff early on)’s dad got a boat so it was like we got a boat too because despite the cold, we lived on it. (My boyfriend couldn’t go on the trip with us, which he was super bummed about (and that we had to spend like 10 days apart which was killer then), so he was the one to pick us up at the airport and he greeted me with a bouquet of flowers. Out of the many gifts/gestures he gave me, that was one of my favorites.)

February I started my amazing new job so life was back to 40 hour work weeks and not having much time for much else. I was always attached to the hip to my bf so almost every day after work entailed going out with him or having dinner with my family or his. That was my month. My favorite part of every February is Valentine’s Day and this one was as amazing as the rest. I don’t even have enough space (of the allotted space I give myself for each entry at least!) to describe that day. (My bf at our Valentine’s Day dinner. We finished our long day at this restaurant (so, so cool, once popular with Old Hollywood stars) on Hollywood Blvd and it was dreamy and romantic and amazing.) Oh man, I don’t have a lot of interesting things to say about March. Oh, my parents got Influenza (A/B/idk tbh), so it was two weeks of my brother, bf, and I taking care of them. My dad has a serious chronic disease so it was especially dangerous for him so it was a stressful time. Once we weren’t in hazmat suits anymore (no but really, we were gloved and double masked around them and kept them quarantined), I’d be at work or with my bf. I also started to get close with a co-worker, who I quickly became close friends with! (My bf’s two huskies. I’ve just loved that picture since I took it! I’ve never been loved by a dog more than the one in the back of this pic. Not even by my own! He has a special place in my heart.)

April was barbecues at my house or my bf’s, trying every brewery and bar around, hikes, bike rides, beach visits, baseball games, boat rides, late night cooking and baking. It was lots and lots of love and happiness and I would give absolutely anything to go back to those days. (My brother and bf grilling on Easter. This was a familiar scene, I have so many pictures of this exact scenario, yet looking at it just now made me so emotional! Stop! They’re just grilling!) May was so exciting! Very first day I got a new car! I was so happy! It was long overdue because my finicky, expensive Volkswagen had to go and I’d fallen in love with the new Honda Civic (I’ll admit I have basic taste but I don’t care!) so I finally bit the bullet and did it. This month my bf and I, after a long time of “oh wouldn’t it be nice!”, bit the bullet as well and decided to finally get serious about finding a place together. So the apartment search started, but we soon realized our home, Orange County, was super expensive. My bf, in that “ha ha jk but I’m down if you are” way, suggested we pick up and move to Oregon and I immediately agreed. It just felt right and despite us being the most careful and non-spontaneous people ever, we decided to do it! So we began to research, look for apartments but most importantly, jobs. (My car the day I took it home!)

Uhhhhhh, well, June hurts to think about! We went to visit Portland, where we decided we’d want to live because that’s where the jobs were, on a quick trip since it was strictly “business.” Portland was everything I imagined and more. We loved it and I think we loved playing house in our airbnb more than anything about the city. Back in LAX we came to the easy conclusion that though we lived Portland, that’d require a lot and for our first time moving out we’d like to stay close to home and above anything else, we just wanted to live together as soon as possible. We immediately started to look for places in LA, we spent the month apartment hunting, and towards the end of it, decided on one we really liked, one he begged me to please say yes to so we can move in already. I was so, so, so happy this month but what made me happier was seeing my bf, I swear, even happier than me. I seriously felt unstoppable and was beyond excited for our future. (I had a lot of Portland pictures to choose from but my bf and I liked this one because it reminded us of Always Sunny for some reason.)

In July, everything changed. To start, I left my job. I thought, new chapter in my life, new job coming, I’ll live really far, I should leave now. So I did. My last day was an emotional day because I loved my job so much and every single person I worked with. That very same day, my bf and I broke up. For unrelated reasons to my last day, to our moving in, to our relationship, etc. We had an amazing, amazing relationship but he has a lot of demons and issues/insecurities he has to deal with and conquer, and though I was aware and was there for him and would continue to be by his side no matter what, he decided that this was a battle he had to handle by himself and I figure before he got into a more committed situation. It didn’t have to happen, though. I hadn’t talked about the specifics of the breakup on my blog so  sorry for changing the mood of the post, but yeah, July happened and it felt like my world stopped. Really regret quitting my job now, huh? I was hit by two huge losses and changes right at the same time.  (I took this on my friend’s boat 20 tequila shots in, drunk and sad as fuck. Not to get fake deep but how sad. Literally on a boat, beautiful sunset, would rather die.)

August was a blur and I’m still not convinced I didn’t just dream it. God, alright, here we go, the rest of the year is a mess so get ready. I fell into a deep depression fast. It also didn’t help that my dad had to start getting radiation/infusions for his illness shortly after the breakup. I couldn’t believe how much my life had changed. I started dating someone else and then I dated another guy shortly after. I wanted to replace and/or forget and I really thought that’d be the solution. I was miserable when I was with them. I took absolutely any opportunity to get really drunk or high, and the opportunity came often so I spent most of my days desperately trying to not feel anything. The only time I’d feel okay was when I was extremely high and I couldn’t even think. Since I had a lot of savings for my out of state move, I had a lot of money to blow, which I did. I realized I even liked the feeling of the temporary “high” of spending a lot and receiving the stuff. I’d hang out with any friend who offered (out of boredom? loneliness?) and even ended up on a mess of a Vegas trip. Worst month ever. Maybe. (Here’s a positive! I like that bathing suit and my tiddie looks so round!)

When September came I realized two months had passed and all I had done was be a huge depressed mess. I no joke forgot about work. I just straight up forgot. I started to look for a new job, which hurt me so bad because I had to face the fact that it wouldn’t be my Cool LA Dream Job anymore. I stopped dating. Most importantly, I completely stopped drinking and smoking because it’d almost always make me sadder but also it scared me that I had no self control nor did I care. I saw a whole lot of my close friends and they, along with my immediate family, kept me afloat this month because time felt like it was going so fast. I couldn’t believe that at a blink of an eye it was night again and then a new day. Time had no mercy for me, please let me hold on. (Me at a baseball game. Tbh I’m looking at this thinking, did this really happen?)

October started out nice because my best friend of years, who I unfortunately had a falling out with three years ago, reached out to me. I’ll always give her all of the credit for doing that. I can’t begin to explain what this meant to me. It was a nice, bright shine of light that managed to shine through the dark clouds. Having my best friend is exactly what I needed. I’m a big believer in the universe acting in mysterious ways and though I had grown disappointed in its little surprise for me lately, this was the kind I always appreciate. I spent a good part of that month with her, catching up and doing things just like we did back then. It was like nothing had changed. That’s all I remember about this month, and a super fun Halloween! That day was probably one of the best days in months. (My best friend Rylee and me the first time seeing each other in 3 years. We’ve had our blogs for 8-9 years so please follow her for quality content)

November was rough. I was frustrated because surely things should had been better by then. I was still feeling so low, I was going to job interviews to no avail, I “relapsed” and had a high/drunk off my ass on a boat messy moment.. To make matters worse, I accidentally drove up on a cement divider in a parking lot and my airbags deploy, which is so expensive to fix, so my car was out of commission for a month. Then I got so sick and I rarely ever get a small cold. I seriously felt like I was cursed, even the smallest thing felt like an insult towards me. The one good thing is that since July I had been forcing myself to go to the gym five times a week. My mom said exercising was the only thing that’d help her feel that sweet release of seretonin, endorphins, dopamine, and all that good stuff when she was depressed so, though I enjoyed going to the gym before, I did it just for that reason alone. It worked and as another result I got like pretty fucking fit. Revenge body, you’re one of the few good things in my life right now. (I literally had no idea what to choose so I said fine, here’s a pic of the scene of the crime. Whatever.)

In December I turned 26. Which I hate, naturally. I went to a million more job interviews. I’m seriously so embarrassed to admit that but whatever, it’s the truth. (I have a degree, experience, and an awesome cover letter..I’ll keep blaming the curse!) What kept me sane was that we had different family members visiting from the very beginning of the month. Playing with an energetic, adorable baby kept me distracted and happy. Having so much company around also distracted me (slightly, but it helped!) from the fact that the holidays and my birthday would be quite different now. I’m one of those annoying Christmas lovers, usually at least. This year everything just happened and I didn’t care. But I survived December! (I don’t care. This is the appropriate representation of 2018 and how I feel at the end of it.)

Jesus if you’ve read all of this.. I’m sorry you had to read about the mess of my year but really more like the mess that is ME. Yknow those like “people my age I went to HS with vs me” memes? I seriously went from being that bitch with a good paying job, brand new car, a serious, great relationship with a promising future together (Like. We would color coordinate outfits! LMAO. We would have dinners with both of our families together. We were obsessed with each other. You’d roll your eyes if you saw any of this. I can’t get over how perfect we were, it’s hilarious what happened to us.) and then at the blink of an eye I went to not having absolutely any of that, casually dating (something I’d NEVER done) anyone who resembled my ex and sadly and drunkenly puking off the side of a pier. Who is she? I don’t know, I got whiplash. (Queen of parentheses and side notes, I know. But another thing about me is... I’ve never been affected by people leaving my life. I’m used to it. I’ve never been anywhere as affected as I was when my ex and I broke up. This isn’t normal for me, my ENTJ/Capricorn ass doesn’t know what this feeling is.)

Please curse that has been put on me, release me. Whoever is attacking my voodoo doll, calm down! Please! I’ve gone through enough sadness and loss. If 2019 is even slightly as bad, I’m going to be like that pigeon I reblogged the other day that’s like “fuck this I’m just going to sit here.” I can’t even make a cute but corny, hopeful “hope 2019 is great!” comment. I’m literally begging you...pleading you... I don’t believe in karma but after all of this shit, I better have something much better in stock for me. “Good things are coming!” I fucking hope so. Like, I’ll be even more annoying right now and say that it’s not fair that I didn’t get to have the future I was about to have. I don’t care about any cliche you may have for me. One door closes, everything happens for a reason, God has a plan, etc. No. Why did all of this have to happen? What can be better than the future I was going to have? I felt so unlucky. It all feels like a nightmare and I’m just waiting to feel whole again. Oh shit I got really intense. I know I’ll get over it and life will be good again eventually but for now, I am still so mad. I would have never in a million years guessed this is how my 2018 would go. 

So fine, I’ve accepted things now, so now I’m impatient and say please prove me wrong, 2019. I’m THREATENING you to be amazing!

[polarfarina]

Tag meme! I was tagged by @casua-aria! Thanks!

Rules: answer the questions in a new post and tag 10 followers you want to know better!

Age: 19 (I cant read)

Birthplace: Portland, Oregon (or somewhere close who knows)

Drink you last had: tropical citrus Vitamin water

Easiest person to talk to: I love talkin to my friend Hannah, she’s so positive about everything and is always understanding and patient, especially when I talk about stuff that’s botherin me. Also she can keep telling me the dnd stuff I love to hear about it

Grossest memory: Umm….one time at work I knocked an entire 24 oz glass jar of salsa off the shelf and it pretty much exploded.... had to stop everything I was doing to clean it up. Thankfully my Sort Of Manager was understanding about it (I guess there are grosser things I could mention but uh. I don't wanna)

Hogwarts house: I have no clue I'm not much of a potterhead and every test I take turns out differently

In love: Hm yeah maybe

Jealous of people: Yeah I guess I’m jealous of a lot of people, but I try not to turn it into hate towards them. It’s more like “oh, you’re so lucky to have what you have,” and then I try to make myself better so that maybe one day I could be there. I use it as inspiration I suppose? I’m mostly jealous of all the good artists out there, but if I look at someone’s really amazing art, it just makes me want to draw more for myself!

Killed someone: Are you kidding they would hate me for that

Love at first sight or walk by again: Hm I’m not sure on that. Guess it woiuld depend …. On what exactly, I don’t know.

Middle name: Rose (which is the middle name of about HALF the people on Earth!!!! I’m named after my great grandmother tho)

Number of siblings: One fantastic younger sister. Her drive to create inspires me every day, and I’m glad we get along so well.

One wish: For enough money to be comfortable in my life, and to make it better for everyone around me. I want to commission every artist, donate to everyone’s patreon, buy fanart and merch every day. I want to take my friends out more often, to be able to live in a house without worrying about the upcoming bills. To be able to eat out twice a week, buy fancy Christmas presents for my family, everything. I try to donate now but if I had the money I’d be spewing it everywhere, to everyone. Gigantic tips to the servers who deserve it, and even the ones who might not. Some of my friends are in places right now where they could really use some extra stability, and if I had enough money, I could give it to all of them. They deserve it, every single one. What a dream. I wish I had more to give.

Question you are asked the most: “Do you work here?” or alternatively “Are you awake yet?” because question no 1 is technically no longer applicable anymore

Song you last sung: The Merlin tv show theme song. Say what you want about the show but I like the music for sure.

Time you woke: The first time today, I woke up at just after 11 am, but then after being awake until about 9 pm, I fell asleep again and woke up at about 10:45. Regular sleep schedule whom?

Underwear color: light grey. uh thanks for this question

Vacation destination: Hawaii. I was lucky enough to go on a trip there last summer for about a week and a half, expenses paid (except for some of the meals and the 7 tshirts I bought for $20), and it was so good. I wish I could visit again but I don’t have the money for it. If I could afford it, I’d take all my friends with me. It’s the most relaxing place on Earth.

Worst habit: My mind wanders sometimes when I’m talking to someone, most often when I’m on the phone or doing a voice chat online, so I try to do things like draw to keep the restless part of my brain at bay, but that can sometimes overpower my focus and I end up missing some of what was said. I don’t know why I struggle with this so much now; when I called people on the phone on the daily back when I was like eight, I didn’t have a problem. 

X-rays: I had an X-ray once, when I fell off a swing set during the summer after third grade. They wanted to see if my left arm was broken, but determined that it was only sprained. I don't know how accurate that is because it’s been over a decade and it still hurts sometimes, and there’s a small but definitive lump in my wrist. I should probably ask someone about it but it’s not impairing me in any way so I haven’t put a priority on it yet. My dad says sometimes that he thinks it was broken, and they just didn’t catch it. But who really knows? (the doctors who I just have to ask. I just have to go there. it’s not that hard, me.)

Your favorite food: Mashed Yukon gold potatoes with my specialty onion and rosemary topping. It melts me whenever I make it. Second favorite is Thai food: Thai curry, tom kha soup, curry chicken on a stick. It also melts my insides because it’s like eating gold, if gold actually tasted good.

Thanks for the tag! I’m going to tag: anyone who wants to do it! I hate @ing people so I’m not gonna! If you see this post: you’re tagged! Do it if you want!

[swampgallows]

i just woke up, it’s close to noon here, five hours is good enough i guess. i keep thinking about college and how fucking suicidally depressed i was then and how ive spent half of this year being unemployed and generally just struggling to take care of myself in the most banal and basic ways possible, and how depression really does just delete years from your life. you live through them in a daze,  you’re already a ghost, you’re already dead. questing in wrath of the lich king is honestly some of the last shit i remember concretely before going into a two year gray area of passing my classes and nothing else. i remember breaking up with my boyfriend because he chose raiding over me. i dont want to talk about it again. the memory is still painful. still, even still, ten years later. and in late 2008 i was attacked in my dorm room and i was screaming and my roommates thought i was being a big ol slut. they thought any guy that came over was someone i was fucking. when i went to blizzcon in 2008 and my brother stayed in my dorm they thought i was fucking him too until i told them he was my little brother. they tried so fucking hard to suppress my interests and make me “like them”. “there’s more to life than world of warcraft and pokemon” they said as if going to college basketball games and rewatching disney movies has any more enrichment or depth beyond what i was fucking doing. my life is so full of hatred, from myself, from other people, just being fostered in me in general, and it’s only within the last few years that i’ve gotten to heal from it at all, all the time being hurt more and more

i was talking to a friend yesterday who is just 19 and thinking about where i was when i was 19, which of course puts me in 2009 again, the year i dropped out of existence, and i was telling them about how i was essentially raised by the ilk of 4chan and the piece of shit community on wow that, like, since i’m around ~liberal genderqueer~ tumblr-type spaces all the time, genuinely shocks me to remember still exists, of those fucking hypermasculine overcompensating military dudes. and we were talking about how like, nerds in general tend to have shit social skills or anxiety or are Othered in ways that have them reinforce this piece of shit pecking order where the loudest and meanest proclaim themselves the Leader and everyone just follows them because theyre too meek to challenge them or they mistake arrogance for confidence and assume any asshole crowing that loud about how Right they are all the time Must Be Right. 

and i thought of my own life, my ex QP, my old friend groups, my abusive ex boyfriend, how i mistook so long their malice as strength, how i was duped by their self-aggrandizement. they had no skills, no talents, no girlfriend (except when i dated them), no women in their lives in general, no real friends they could count on (except, for my abuser, an older man with 3 children and a brand new divorce whose house he muscled and manipulated himself into—”i cant even bear to be in the old master bedroom anymore”—and my abuser promptly MOVED HIMSELF INTO IT) no hobbies, and the one or two hobbies that they had—fishing, video games—they were fucking less-than-passable at. my ex-qp wasn’t good at video games. he would use cheat codes or just play the strongest character and rely on everyone else to pick up his slack. warrior, carry, tank, what have you; all of us his underlings to support him to victory—”I’m doing all of the damage and getting none of the kills”—he would whine, oblivious to the concept of teamwork and seeking credit within the only realm he had a semblance of succeeding in. 

anyway so when i first joined tumblr i swung the pendulum in the other direction because i absolutely had to, it was for my survival to become a virulent feminazi as they put it, and i was obnoxious about it, and i reposted rape statistics all the time and challenged people all the time because i had to. i had to let it overtake me in order to purge all of the 10+ years of toxic social conditioning that places like 4chan and their little infestations in WoW and all of my abusive partners instilled in me. i had to be vocal about rape this and sexual assault that because i spent the better part of my adolescence trying to laugh away the fact that i was raped as a child, trying to make jokes about my “delicious flat chest” and pedobear and “surprise buttsecks/it’s not rape if you yell surprise” and “delicious loli”; some of the images i had willingly saved on my ancient hard drive are absolutely harrowing to go through now as an adult knowing my mushy impressionable 14 year old traumatized mind was trying to cope with and gloss over what had happened to me and with the future i was facing as a budding adolescent in this kind of environment. men didnt want to be responsible for what happened to me or with what would happen to me, it made them uncomfortable for me to talk about it, so i was told to laugh it away, that nobody cares that i was raped, that i was stronger if i could just laugh about it, that no topics were beyond reproach or off limits, and that if i wasnt desensitized to my own suffering then i was weak, i was a sheep, i was a burden, i was letting my emotions get the better of me.

obviously, tumblr as a whole DIRECTLY acts in opposition of this: everything is rooted in our traumas, which we are expected to lay bare for all to be taken seriously: 4chan demanded that we invalidate the trauma by making a joke of it and allowing the masses to pick it apart for their own entertainment, to become part of the anonymous “legion” by offering up our individuality to be consumed by the group (as a currency of “lulz”, basically); tumblr, reflexively, demands we validate the trauma by making it an open and public integral asset to our identity, to have easily digestible and categorized characteristics so as to fit into the tumblr hierarchy of needs, their own misinterpreted facsimile and microcosm of existing systematic oppression, and obtain a sort of fixed currency of privilege or “woke points” dependent on identity politics. so i definitely needed to purge my previous conditioning with this reclamation of my identity as a survivor, etc, and had about 7 years of misplaced anger and fury condensed into a good two or so years instead, and even now im still parsing details. 

it wasnt until i was 22 that i had even heard the term asexuality and it wasnt until i was 25 that i realized i was bi (or “could be” bi), even though i had already been in love with and sexually active with women years prior lmao. i had been told by every possible source that having a dick inside me would change my life and change my outlook and change me into a better person or whatever the fuck, that i would “understand” and “grow up” and “become a woman” or whatever and guess what it did fucking NOTHING, just like every teen drama romance or whatever tries to stress over and over, sex is not a magical lifechanging event that hands you a million dollars and a healthy brain. it changes your life in some ways and it’s definitely not something to be taken lightly but in no way is it a cure for anything.

i dont know where i’m going with this, im just fucking pissed off about my life, im pissed off that healing takes so long and that i had to do any of it in the first place. im so pissed about all of my time wasted with this fucking piece of shit body and fucking piece of shit brain and i wish i could just go back to work and be a functional human being but im like just a short leap away from doing any of that. i have to get in touch w my previous HMO once the new year starts now that im confirmed for medi-cal, and i should have done it months ago, but i have to just accept that this whole time ive been not USELESS but just utterly CONSUMED by self-preservation, that it is taking most of my effort to want to be alive and stay on this planet any longer. especially now with my teeth bugging me so bad because i cant fucking take care of myself so im grinding my teeth and clenching my jaw and i guess eating improperly or what have you idont fucking know. im going to buy a waterpik even though it’s fifty dollars and i have not made ANY MONEY in the last 6 months or done ANY of what i wanted to do and i still have a number of commissions needling at me that i genuinely like cant fucking even look at withotu fucking hitting myself and crying, and im seriously not trying to make fucking excuses, i am so fucking ashamed and consumed by self-hatred about this, this has been a problem for me SINCE COLLEGE where i was an ART MAJOR that i had to fucking beat the shit out of myself to try to draw anything “seriously”, and i do mean literally beating myself, bludgeoning myself with my morris sticks and smacking myself in the face/head and clawing at my skin, and i fucking hate it

i just know i need like SO MUCH recovery or healing or whatever the fuck, i feel so long overdue for very basic shit, and part of me feels like a withering plant, like pouring water over dry leaves thinking it’s just going to saturate itself and be instantly rejuvenated. im losing leaves in the process, as it were, and getting no “water” all this time. i feel like i’m in drought mode. these last six months are me basically conserving all i have, toeing away from the edge of the cliff because iw as so ready yall i was so fucking ready, i was ready to jump off, i spent whole lunch hours just ready to fucking leap, staring down the void, staring at the winding road that went up the mountain, staring at the deer who stared back at me, hiding my face from Adults who treated me like a wind-up doll, i just couldnt take it, ic ouldnt be somewhere that sterile, i couldnt be spending so much of my life getting so little back, i coudlnt see my friends ever, i couldnt breathe, but in general my brain is sick and i need to heal from all of these things, i need to figure out how i can cope with being alive because i am going to be alive at least a little longer and i need to not fear and crave death simultaneously. i do not want to die, I DO NOT want to die, but i cannot live in a constant state of recuperating. my life has just felt like the Shutting Down... screen for the last 2 years. 

NEED a new dentist NEED my teeth fixed PLEASE GOD open the stem cell dentin treatment to clinics worldwide GOD fix my TEETH PLEASE let me REGROW my TEETH NEED therapy NEED to fix my brain NEED to figure out how i can cope with being unable to support myself in this shit fucking economy NEED TO RECOVER NEED TO GET BETTER PLEASE IM FUCKING SUFFERING 

[smashdraws]

The things I’ve learned from art school: part 1/?

I’m a second year illustration student, and I’m here to share with you pearls of wisdom from what I’ve experienced and learned in college (so far), from the actual drawing process to attitudes about art/drawing. Most of these things I’ve learned the hard way, and some are from things I’ve seen others struggle with. 

The most work you should be doing in your drawing process is thumbnails/sketching stage.

“There’s no point in finishing a drawing if it’s flawed from the beginning”. That’s what my Composition & Transparent Media professor constantly told us. During our first piece of the semester, he had us stay on the sketching and redrawing stage for a little over a month in order to perfect them. He wanted to make sure the perspective was right, composition was pushed to its fullest, details were added to make every space interesting, the whole shebang. Obviously you’re probably not going to spend a whole month redrawing a piece over and over every time you draw, especially if it’s a time-sensitive project or just a personal piece you’re doing for funsies. However, the sketching stage is where most of the creativity happens. You have to decide on composition, scale, design elements, characters and how they’re positioned in the space, environment, and so much more. And I’d be willing to bet that you won’t get it right the first time.

Give yourself projects when you aren’t in school.

It helps with artist block. The summer between freshman and sophomore year of school I could probably count the number of drawings I did on one hand. To be fair, I was working two jobs 6 days a week so i didn’t exactly have a lot of time, but I found that once I got out of school I had zero drive or ideas. Without assignments from class to draw for, I had nothing to draw, and when I got back to school for sophomore year I had a lot of trouble getting inspired again. It made the beginning of the year really hard for me. Find something, ANYTHING, to draw while you’re out of school, even if you draw fanart for one thing all summer, at least you’re still drawing. 

If a character in your drawing is reminiscent of another character/too generic, think about altering it- especially if it’s a work that focuses on said character.

This really only applies for artists who’s focus/career is character design, but it’s still relevant to others. As painful as it is to hear, it means you might not be pushing your concepts enough. I took a class on Concept Art, and the first assignment was character design. A few of mine were deemed too generic looking, and one was too reminiscent of an existing character. It really hurt to hear, especially since I pride myself on character design and they were for a story I’ve had in development for over 6 years. It really made me feel like shit and made me not want to develop the characters further. But I needed to hear it, and I had to continue developing them for the class, so I ended up overhauling and redesigning the characters until they didn’t seem like the same ones anymore in order to make them more interesting. I hated it, but it’s what I had to do. 

That being said, things like this really make you think about distinguishing your characters and art from others out there. It’s essentially impossible to be 100% original, but that doesn’t mean you cant try your damnedest to make your ideas as close to original as they can get without getting overcomplicated.

When designing characters, mix up the body shape and facial features.

This one is kind of specific, but still important since character design is an important element of illustration. If you don’t vary things up you’re cruisin’ for a bruisin’ from your professors and peers. And frankly, its boring as hell when someone’s characters all look the same. This is something I see a lot, and I can never get attached to an individual character cause they all looked the same! I found that it happens a lot with male characters, they all have defined abs to some degree and perfectly toned arms and honestly, it gets boring when all of someone’s male characters have the same body type. As for face, there is literally no excuse. There are SO MANY KINDS OF FACES MAN. Round, rectangular, circular, heart-shaped, squared. People can have hooked noses, upturned noses, tiny cute noses. Even eyebrows- arched, flat, thick, waxed, faint, or bold. You’re allowed to have preferences for what kind of bodies you like to draw, but don’t be afraid to branch out!

Develop your own style.

As an artist, you need your own style. Imitating other artist’s styles isn’t going to get you far in school or the real world, and chances are, your peers will call you out if your style looks too much like another established artist’s. In order to make a living and gain clients you need a style that you make unique, taking inspirations and aspects from other styles and squishing them together to make one amazing art style baby. Your art style will probably be the deciding factor in whether or not your client hires you! 

Tracing references is OK when appropriate.

As long as it isn’t for a published or commissioned piece, there is absolutely no harm in tracing references. In your down time take some pictures of yourself or find some online and go ahead and trace ‘em. Really pay attention to how the body actually is, how the perspective on legs work, how that hand is foreshortened. Do this enough and you’ll find yourself thinking about all that when you’re drawing normally!

There will always be students better than you, you just gotta accept it.

It’s just a fact of life, unfortunately. When you’re a freshman, you’re in classes with only freshman for your foundation year. You and your peers are all on the relatively same level. What had affected me starting my second year (and I didn’t realize it until much later) was that now that I was in classes with upperclassmen, who had a year or two’s worth of experience on me, I felt as id my art was not up to par. It’s easy to forget your classmates are not just from your grade anymore, especially in electives. All of the electives I took had mostly Juniors and a few Sophomores, and my work always didn’t quite have that polish and finesse to it yet that the upperclassmen’s did have. It’s just a fact of life that you’ll always be up against artists who are more skilled than you , but thats because they have more or different experiences. You have to keep in mind that you can’t compare yourself to them, since it isn’t fair to you that you’re comparing yourself to someone who may have 3+ years on you. 

Learn realism to some extent- figures, animals, everything.

You don’t have to like it, but you can always tell when an artist never learned it because their figures are always off. There is a difference between stylizing and not knowing, and it’s almost always evident. You can see it in the way hands are drawn, noses are rendered, and how they shape and place breasts. Do pages of body studies focusing on hands, feet, leg muscles, back arches, faces, all kinds of stuff. You’ll thank yourself later. 

Your professors and peers will know when you don’t put in your best effort.

They’ll know when you aren’t pushing yourself because you’ll make fundamental mistakes. Slightly imperfect coloring, wiggly linework that wasn’t done quite carefully enough, not bothering to fix those damn feet in the finish. They always know, somehow...even if you’re careful with your laziness.

Buying expensive materials is usually worth it.

It may cost more but your work will benefit from it, and they last so, so much longer. I had to buy 3 brushes when my techniques class was doing watercolor, and in total they costed over $100. I found as I used them that since they were hair brushes and not synthetic, they held so much more pigment and water, and I could get a much finer tip. I was incredibly lucky that my professor provided the paint, which could go up to $20 a tube for some colors with the brand he had. Paper is also something worth splurging on, because let me tell you I have had disastrous effects when using shitty (coughCANSONcough) watercolor paper. The 9x12 paper block I bought for class was $30, and it was the best paper i’ve ever worked on. Absolutely worth the money and I will be buying that brand for projects from now on. And the best thing about all these is that they’ll last forever! 

You NEED to find ways to get excited about a project you hate, because you’re gonna have to do a lot of them.

If you don’t find ways to get excited about projects you’re not too thrilled to do, you’ll never succeed. I learned this in my freshman year very fast, because man oh man were there some projects I couldn’t have cared less about. If you can, gear the project towards one of your interests without compromising the purpose or assigned subject. 

I hope this advice can help some folks! Art school is a lot of tough love, and a lot of stepping 300 yards out of your comfort zone (sometimes by force). But they key is to not be afraid of trying new things! You’ll find things you absolutely hate doing, and will never want to do ever again if you can help it, and you’ll find things that you’ll love to do. It’s all about keeping an open mind!

Keep drawing, keep learning, keep creating.

[x4f0wrcg-blog]

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[thecryptoconsortium]

Here you go folks. My first official plan of action. It looks a little crazy, but it's a coalition of three different conversations. I am NOT retyping and I leave it like this for a very good reason. If any journalism STUDENT provides me with an acceptable, AND PROFESSIONALLY, written coalition of this brain fart...good enough to be used in the virgin edition of The Crypto Consortium's new digital magazine...they will win a 25$-50$ Deposit into a trust fund. Use THAT as a home agent or in an open account and see what it is in 6 months, a year....etc.

If anyone shows me the winning entry posted as an ad to any kind of advertising forum (medium, craigslist, reddit, shared here, any social sites...etc) you will get something credited for helping too. Due to limited funding This offer is limited to single mothers, college students, and anyone that can orove theyre going to lose a service this month(tv dont count). Ill figure it out later. Probably around $2-$10 according to friend count and such Wont be much.

()()()()()()

I will be am going homeless in 1or 2 days now, but I am going to use it as a time to do a little crusade of my own. For the next 8 months I am going to travel all through South Texas and down into Mexico on my own little version of a quest.

By the time the applications clear next year I will not only be offering cryptocoin proposals, but I will be adding Auto sales, debt consolidation options, credit repair assistance, credit protection insurance, and anything else that I currently know enough about(but cant remember) or someone volunteers and proves capability.

Anything we can flip a fast profit on or hold for proportionate residual income....and every where I go I will be looking for the homeless wanting a way out...not a hand out...anyone on hard times and needing financial relief....anyone needing year round fundraising...orphanages etc...etc

Pretty much anything that WE can make YOU money with and see if it can be wrapped into TCCs Profit capability so we can push another drain on society up to fruitful and productive.

I went homeless because I gave away too much money to try and help others that turned out to be TOO FUCKING LAZY AND STUPID TO HELP THEMSELVES and the inconsiderate fucking pricks just walk away and leave ANOTHER $7000 of MY money floating around the internet...On top of losing over $15,000 in the crash of 2018, and another $1800 or so since January 30....

NOT ANY MORE...watch what happens first quarter of 2020 when I can pay that attorney to get my international LLC non profit license. ON TOP OF THAT, using TCC to get corporate AND non profit discounts from phone providers....I will be JOHNNY FUCKING CRYPTO SEED planting hope in the homeless and deserted all over the fucking world!!!....😂😂😂

I am doing something new too. What I call blind investments during my little brain diarrhea seasion. My financial source will insure PRINCIPAL(not profit) from $25 to $500. now thats faith😁😁😁

Deposits will be credited at 1% per day and Principal will be locked for 4-6 months, but returns can be withdrawn or reinvested on the first of the month automatically, or anytime by submitting an email request. Ill be living on the street...wifi wont always be available so when I get to a way point I will check my email.

2020 will start my outreach visit in The Phillipines. I may stay there the entire 6-9 month tour, depending on email during the first quarter... if all goes as it is currentlyand tentatively planned.

The goal by 2021 is No less than 25 new outreaches started BY ME AND IN PERSON until my legs finally quit working for good and I am in a wheelchair, or I am dead. Also, hopefully, the ling term goal is 500,000 new families reached every fiscal year by 2025...which can happen through Churches, schools, internet cafes, orphanages etc etc)

I need an expert to build and donate a TCC investment/coin exchange/chat room website to my specs, a crypto exchange/donation TG bot and 2 adjustable Investment TG bots...with TCC admin having complete and total control of the finished product. This will be YOUR investment and I will PERSONALLY guarantee you 1% daily for 365 days from the first day of bot/web activity until Dec 31, 2021....but for trusting TCC(me) I will also add quarterly bonuses if bonuses are available for that quarter. YOU WANT TO DO SOMETHING GOOD WITH YOUR LIFE? HERES YOUR CHANCE. GET PAID TO FIGHT POVERTY AND ADD A FEW TREASURES OF YOUR OWN TO HEAVENS CASK!!!

kellywayne404@gmail.to sign up.

Want to donate, offer assistance, or need assistance? I take 1600 different coins now for donations and deposits so thats easy. Just ask me for an address, paypal or go fund me. The rest just shoot me an email with a little info. Ill look into it

Also looking for real estate agents to be on call from anywhere in the world. I might get an offer any time and have aome work for you😁

One thing I need members to start working on when they can in their free time. A list of orphanages, shelters, food banks, anywhere homeless people hang out(especially kids) churches(not Catholic or Lutheran) and anything else you feel may be worth me looking into. My annual trips will be laid out according to the research I do from the information dropped by the public in the 90 day tax break...These are all what I call "source points"...places where a single visit can plant the greatest seed.and do the most good for the underprivileged ...

also do some research to see if there are potential advertising points....or if we would be better off hiring homeless kids or the orphans to pass out flyers.

If I can work this journalist thing out to get people writing and I can release a weekly page like I want, that will give a clearer picture. Right now I am still brain storming so it looks all crazy and stupid...lol

IN EVERYTHING WE DO...always look for where the money will do the most LONG TERM good. Whether I have 2 years or 20...I want to leave something behind that your great great grandkids can COUNT ON!!!!!

along with the homeless I will also offer free start up services to any orphanage, homeless shelter, food bank, womens shelters, and any other type of public improvement facility.

Own a business? I can show you how to increase your profit margin by up to 6000% annually....NO JOKE.

Need a year round 24/7 fundraiser for your organization? Im Accepting all requests and inquiries for anything. It gives me an excuse to take a break and do some surfing. If I cant help you now...Im sure I will find a way soon.

Want to start a self supporting Outreach Program in your neighborhood? No begging for donations or any more bullshit....Let me know.

COMMISSION WORK IS AVAILABLE for ANYONE starting at age 12. No special skills or qualifications necessary. Under the age of 16 please get parental permission before contacting.

Here you go folks. My first official plan of action. It looks a little crazy, but it's a coalition of three different brainstorms. I am NOT retyping and I leave it like this for a very good reason. If any journalism STUDENT provides me with an acceptable, AND PROFESSIONALLY, written coalition of this brain fart...good enough to be used in the virgin edition of The Crypto Consortium's new digital magazine...they will win a 25$-50$ Deposit into a trust fund. Use THAT as a home agent or in an open account and see what it is in 6 months, a year....etc.

()()()()()()

I will be am going homeless in 1or 2 days now, but I am going to use it as a time to do a little crusade of my own. For the next 8 months I am going to travel all through South Texas and down into Mexico on my own little version of a quest.

By the time the applications clear next year I will not only be offering cryptocoin proposals, but I will be adding Auto sales, debt consolidation options, credit repair assistance, credit protection insurance, and anything else that I currently know enough about(but cant remember) or someone volunteers and proves capability.

Anything we can flip a fast profit on or hold for proportionate residual income....and every where I go I will be looking for the homeless wanting a way out...not a hand out...anyone on hard times and needing financial relief....anyone needing year round fundraising...orphanages etc...etc

Pretty much anything that WE can make YOU money with and see if it can be wrapped into TCCs Profit capability so we can push another drain on society up to fruitful and productive.

I went homeless because I gave away too much money to try and help others that turned out to be TOO FUCKING LAZY AND STUPID TO HELP THEMSELVES and the inconsiderate fucking pricks just walk away and leave ANOTHER $7000 of MY money floating around the internet...On top of losing over $15,000 in the crash of 2018, and another $1800 or so since January 30....

NOT ANY MORE...watch what happens first quarter of 2020 when I can pay that attorney to get my international LLC non profit license. ON TOP OF THAT, using TCC to get corporate AND non profit discounts from phone providers....I will be JOHNNY FUCKING CRYPTO SEED planting hope in the homeless and deserted all over the fucking world!!!....😂😂😂

I am doing something new too. What I call blind investments during my little brain diarrhea seasion. My financial source will insure PRINCIPAL(not profit) from $25 to $500. now thats faith😁😁😁

Deposits will be credited at 1% per day and Principal will be locked for 4-6 months, but returns can be withdrawn or reinvested on the first of the month automatically, or anytime by submitting an email request. Ill be living on the street...wifi wont always be available so when I get to a way point I will check my email.

2020 will start my outreach visit in The Phillipines. I may stay there the entire 6-9 month tour, depending on email during the first quarter... if all goes as it is currentlyand tentatively planned.

The goal by 2021 is No less than 25 new outreaches started BY ME AND IN PERSON until my legs finally quit working for good and I am in a wheelchair, or I am dead. Also, hopefully, the ling term goal is 500,000 new families reached every fiscal year by 2025...which can happen through Churches, schools, internet cafes, orphanages etc etc)

I need an expert to build and donate a TCC investment/coin exchange/chat room website to my specs, a crypto exchange/donation TG bot and 2 adjustable Investment TG bots...with TCC admin having complete and total control of the finished product. This will be YOUR investment and I will PERSONALLY guarantee you 1% daily for 365 days from the first day of bot/web activity until Dec 31, 2021....but for trusting TCC(me) I will also add quarterly bonuses if bonuses are available for that quarter. YOU WANT TO DO SOMETHING GOOD WITH YOUR LIFE? HERES YOUR CHANCE. GET PAID TO FIGHT POVERTY AND ADD A FEW TREASURES OF YOUR OWN TO HEAVENS CASK!!!

kellywayne404@gmail.to sign up.

Want to donate, offer assistance, or need assistance? I take 1600 different coins now for donations and deposits so thats easy. Just ask me for an address, paypal or go fund me. The rest just shoot me an email with a little info. Ill look into it

Also looking for real estate agents to be on call from anywhere in the world. I might get an offer any time and have aome work for you😁

One thing I need members to start working on when they can in their free time. A list of orphanages, shelters, food banks, anywhere homeless people hang out(especially kids) churches(not Catholic or Lutheran) and anything else you feel may be worth me looking into. My annual trips will be laid out according to the research I do from the information dropped by the public in the 90 day tax break...These are all what I call "source points"...places where a single visit can plant the greatest seed.and do the most good for the underprivileged ...

also do some research to see if there are potential advertising points....or if we would be better off hiring homeless kids or the orphans to pass out flyers.

If I can work this journalist thing out to get people writing and I can release a weekly page like I want, that will give a clearer picture. Right now I am still brain storming so it looks all crazy and stupid...lol

IN EVERYTHING WE DO...always look for where the money will do the most LONG TERM good. Whether I have 2 years or 20...I want to leave something behind that your great great grandkids can COUNT ON!!!!!

along with the homeless I will also offer free start up services to any orphanage, homeless shelter, food bank, womens shelters, and any other type of public improvement facility.

Own a business? I can show you how to increase your profit margin by up to 6000% annually....NO JOKE.

Need a year round 24/7 fundraiser for your organization? Im Accepting all requests and inquiries for anything. It gives me an excuse to take a break and do some surfing. If I cant help you now...Im sure I will find a way soon.

Want to start a self supporting Outreach Program in your neighborhood? No begging for donations or any more bullshit....Let me know.

COMMISSION WORK IS AVAILABLE for ANYONE starting at age 12. No special skills or qualifications necessary. Under the age of 16 please get parental permission before contacting.

[irl-futaba-sakura]

fuck man p@yp@l is blacking a bunch of artists from using their service for “suspicious activity” and I 100% would jump ship right now if only for no other reliable service (that i can find) have complete worldwide reach ((esp bc BIG alts like g00gle pay does not even reach my friend in Chile's country)) OR other best alternatives being OWNED BY PP IN THE FIRST PLACE

at this point it’s a silly thing, isn’t it?

a lot of people are doing commission work because jobs are hard to come by, and i know im not the only one making their entire income this way. hell the fact that i manage my own “”business”” technically makes me a pretty desirable person in an actual job force, but i have nothing to show for it to prove it unless i want to print off my PP records for some fuck to look at, not that they would unless I even get to interview stage in the first place. 

heck that got off topic, my point is i know a lot of people, personally, who have been struggling to find ANY outside work (including me), who make their entire living off commissioned art.

and PP has never been a very welcoming place, lets be real

but now seeing artists being denied access to their funds for up to 180 days, PP HOLDING AND KEEPING YOUR BANK INFORMATION EVEN WHEN THEY WONT LET YOU USE THEIR SERVICE WHiCH IS FISHY AS HELL LBR, and their overall lack of protection for digital goods, artists and general hostility to EVEN SFW artists is driving away artists. 

this is not great because like i said, i know people who do this as a living, and people, friends, in other countries that alternative payment methods do not offer to, who if they get locked out of their paypal accounts are going to have a tough if not impossible time finding an alternative that people are actually willing to sign up for, give their bank info, and use as just another service in the pile of services out there, just to support or commission someone who doesnt have a way to make money otherwise (even despite looking for work in many cases)

and i will stress this point:

PEOPLE ARE NOT THAT WILLING TO SIGN UP FOR MORE SERVICES

it’s a hassle, they can still use PP to commission many other artists up till they kick them off their platform too, and in the mean time people are being locked out of their way of living because of it, and WHO out there is actively willing, like RIGHT NOW, to sign up to like idfk some Brazilian payment service that only barely offers service in the USA just so they can support artists who they love and care about in South America? not a lot of people, especially if it’s only one or two artists. thats what im saying.

google needs to hurry up on their getting their service to other countries. i know they’re working on it but looking at the records that might take too long anyway. and besides who REALLY wants to support google nowadays with all the shit they’ve been doing? yeah exactly. people are going to be reluctant to move from PP (where they can also be vaguely anonymous, look i had someone pay me with the name “leeroy jenkins” and essentially a backup trash email lol) OH and NOT have their payment history broadcast to the fuckign world or anyone who knows their damn email? that’s bad, yeah? we can agree on that?

sorry i’m ranting but im like... pissed ya know? sorry if some of it really sounds like personal vendetta against a company as well, but we cant treat companies like people and ignore and forgive their shitty points. if google pay DOES start offering wordlwide, hell yeah im jumping PPs ship, even if im starting to hate google as a company with their shady practices. as long as they dont block artists from using their service while only vaguely saying “yeaaaaah you CAN use our service but we have a right to freeze your account at any time if we so much as THINK you’re doing lewd art” or whatever the fuck PP manages to come up with fuck man

[azanycollectormilkshakeworl-blog]

Sacramento California Cheap car insurance quotes zip 94262

"Sacramento California Cheap car insurance quotes zip 94262

Sacramento California Cheap car insurance quotes zip 94262

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Sacramento California Cheap car insurance quotes zip 94262

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By girls and boys I mean, 17-25 who are given the most expensive insurance rates. Boys have had to pay more for insurance than girls, but I thought the companies were forced to make them equal recently? Has that been put in place or not yet? This is in the UK by the way.""

Grace period between car purchase and insurance purchase?

In NYC is there a grace period between the time that you purchase a vehicle and the time that you purchase insurance? I'll probably be making the purchase next weekend and hopefully my insurance within that same following week. I heard before (I believe I heard it on Cops) that you had 30 days to purchase insurance so long as you kept the purchase receipt for the vehicle in the vehicle, and when you get pulled over (if), you would hand the officer the purchase receipt as a temp insurance and say that you are actively seeking an insurer. Is this true? I'm 20 years old and purchasing my first car (yes you can say hello to my $6000 a year insurance quotes)...so I don't really have much experience in the area. Any info would be awesome - thank you! Also, what exactly is the process? To my understanding it goes like this: 1) Purchase vehicle 2) Purchase insurance 3) Register the vehicle Is this correct?""

Car Insurance - PLEASE READ!?

In 2004, I saw a car that I wanted to buy at a Nissan car dealership and I took out a loan. At the time I didn't know anything about insurance. It was all greek to me. I was very young and had no one to help me out. Anyway, I went to American Family Insurance and the agent seemed very nice. I told him that I wanted to buy this car and before I could finalize everything I had to show proof that I had full coverage on the vehicle. He told me that I most definitely had to get full coverage and I signed the paperwork, gave him a check and my insurance coverage started. I NEVER CHANGED MY COVERAGE!! (Let me make that clear). So 1.5 years later my car slid on the ice and another lady thought she could speed to get around me and she instead hit me. The officer stated that none of us were at fault because I was sliding when I should have been in control of my car and she should have never tried to pass me so we would each be responsible for our own damage. Right away I called my agent and he later called me back and stated I didn't have collision coverage and I would have to pay out of pocket for my damage. Again, I didn't know anything about insurance and I had totally forgotten that collision was required so I believed this guy. I left it at that but was very upset with him because he stated that I didn't have collision coverage and I told him that as a professional insurance agent, he should have told me that I needed full coverage on this practically new car!!! So, 6 months later, it was still bothering me and I left him. The car wasn't drive-able (I had to pay $600 just to fix something with the wheel mount) and then it was drive-able but there are dents in the car and damage that equals $2,000 to fix. That may sound cheap to some of you but it isn't to me. Just 3 days ago, I was telling this story to someone and they told me that I should have had full coverage on the vehicle and I should look into this. I called American Family and a lady is doing some investigating because she could see I had insurance on my car in 2004 but didn't know what kind. But, she confirmed that my car was under a lien and the insurance agent would be required to put me on a full coverage in the state of Wisconsin. So, this lady stated she would call me back on Saturday. In a perfect world, she could state either 1). You had collision coverage at that time and your car will be fixed at our expense or 2.) Your agent never put you on full coverage. Come Saturday, what if she says that it turns out my agent never put me on full coverage? Isnt he at fault? Everyone (including their own company) states he should have known to put me on full coverage! So, can I try suing the company? Im thinking even though the lady was really nice and told me that my insurance agent should have known better that Ill hear something from them stating that their computer system shows that I was a client in 2004, but they dont know what type of coverage I was on. In the end, they will probably want to cover their butts. Please offer any suggestions! THANKS! And yes, I have become more knowledgeable about insurance for my sake. :)""

Who are the top insurance providers in the US for life insurance?

I am wanting to get life insurance for myself and want to find out some good references or list of common providers in US. Also, I need guidance of selecting the type of life insurance (what type of policy do most people normally get). Thanks""

Car Insurance quotes for people aged 24.?

Hi, I'm 24 and my car insurance is due in March, rather annoyingly I go 25 in April. Will the fact I go 25 in April affect my premium I get in March? For instance currently if I get insured with Aviva my excess is an extra 200 because i'm under 25. Come April would this clause be void? Would I be better getting a months insurance then getting a full insurance once I officially turn 25?""

If requiring people to have car insurance is the same as requiring them to have health insurance than why?

Wont the government help you pay your car insurance if you cant afford it? Isn't car insurance a basic human right?

LA area car insurance?

My friend is letting me use her car for about a year and she wants to make sure I'm under her car insurance, too. (and I pay for my portion of car insurance for borrowing her car) She took my driver's license to have her car insurance company list me under her name. AND IT'S TAKING MORE THAN TWO WEEKS she told me that the insurance company have to contact her and let her know what's up.. but in my common sense, it only takes like ten minutes to list a person under someone's policy. Is this true because I'm not a related family member of hers or is she up to something suspicious?""

What is the best insurance company!?

what is the best insurance company for me for my area.

Car insurance Questions?

I have comprehensive coverage (collision, fire, theft. etc)on my car it is a 2001 bmw 325 in very good condition, very little scratches inside and out. Mechanically sound. also well maintained and optioned if somebody was to rear-end my car (i live near the sr 91 in california, accidents everyday) what is going to happen? is the the one at fault's insurance company going to pay for the value of the car? since i pay comprehensive coverage? and is the value of the car based on pre-crash value or post cash value? what if i was to hit somebody's rear end? and is my insurance rate going to go up if i was rear ended""

Why is my car insurance so expensive?

I am trying to figure out why my car insurance costs so much, and I am having problems getting a straight answer from any insurance company. In the last 5 years I have 0 speeding tickets, no dui's, and 1 not at fault accident. I am a 26 year old male with full coverage on an 07 Cobalt ls, so not even a sports car. The absolute cheapest insurance I could find is just shy of 350$ a month. Most companies wouldn't even cover me, and none of them would tell me why. So if anyone has any ideas of what could be causing this I would really appreciate it.""

What is the average insurance for a 17 year old female driver?

The car is going to be a 2003 Oldsmobile Alero. Going to have drivers ed and a the 5 hour driving course. Living in NYS. About how much would it be per month?

When buying a car how many days do they give you to get insurance on it?

how does that all work? im going tueday to get financed for this car i already know i can get it i just have to sign some papers but im wondering how does the whole car insurance thing work because i know you have to have full coverage insurance. play it out for me tuesday i go to the dealership to sign some papers and then... i drive the car home?... when and how do you go about getting the title put in your name, getting insurance on the car... so on and so forth.... thanks its my first time and i dont want to be as clueless as i am right now when i go to buy it haha""

Young driver car insurance help?

I am 17 and have a 57 plate 1.4 peugeot 207. My dad took out insurance on it with Quinn direct with me as a named driver while I had a provisional license. It cost 1250, but now I have a FULL license they want a further 2000! What do you all think of this and if anyone has any suggestion of any other insurers that might be cheaper please say. Thanks""

""Will the Supreme Court ruling on Affordable Care Act affect those under 26, and on their parents insurance?""

I am a 20 year old man, and I suffer from a couple health problems that I must have treatment for. I have a job, but I do not make enough money to afford my own health insurance, so I am on my father's. I am able to do this now because the new law allows me to remain on my father's insurance until my 26th birthday. If the supreme court rules that the mandate in question is unconstitutional will it effect that specific part of the law? Am I in danger of losing my health coverage?""

Can you have a Drivers license without a car and insurance?

I'm asking this because I'm 20 (I will be 21 next week) I live in Arizona, I have the Asperger syndrome. when I was 16 I took the permit test and failed it and never attempted it again until last Monday and failed by one question, took it today and passed, because I have Asperger syndrome I was not interested in driving but tried the permit test when I was 16 and failed and my brother talked me into trying it again last Monday failed tried again today and passed, now I'm interested in driving. I live with my parents and I receive SSI income of $350 a month and have no job. that last sentence is the reason why I asked this question. will it cost anything (if so how much a month) to have a license and not own a car or have insurance""

Liability insurance on a leased car?

If I lease a car or buy it on credit (a 2004 convertible mustang eg.) can I just buy cheap liability insurance? Please explain, I'm new to this and I need a car asap :/ please and thnx!!!""

Car Insurance Online Chat?

Does anyone know if there is a car insurance company that offers online chat with a representative? If so, which one? A lot of the ones I am looking at ask for all of your information and if when I call others they put you on hold for a long time!""

Does the insurance company have to pay me because my car is less valuable after getting repaired?

I have a 2005 VW Jetta TDI with 112,000 miles. It was hit in the front (not my fault) and did $7,100 worth of damage. It is repaired but if I go to sell my car it will obviously be worth much less because of a bad carfax report. It's not fair to me, so the insurance company should give me about $1,000 for the lost value. I called the insurance company and they gave me the run around and said the value is the same and argued with me. What do I do to get the money?""

How much would insurance on my motorcycle cost?

I'm 19, it's my first bike, I have no history of tickets or getting pulled over, the bike is an 04' black and red Kawasaki Ninja 600. I live in Florida, near the Gulf Coast by the way. I want to know how much the insurance would cost on my bike monthly/yearly.""

Life insurance question.?

can your family collect it if someone commits suicide. for instance,when i shoot myself in the head and die,will my family get anything for it? honest answers only.""

Cheapest Bike insurance in ontario for sport bike?

I'm looking into selling my cr250 for a street bike something along the lines of a 1998-2001 cbr/gsxr 600. My only problem as I'm sure you can all relate is insurance. I simply cannot afford to be paying 3-4000 dollars upfront. So does anyone know of a insurance company that will do business on a month to month bases insted of anually.

Am a 20 year old female how much car isurance should i pay?

i mean of course i can go on insurance companies and check it out but they take too long! i want to know how much should i pay for a 1.1 or 1.2 Corsa or cleo for my age and i have only had my licence for 2 months. whats the average/ lowest / highest should i pay? btw i know am a good and responsible driver, i don't drive to show off, i drive for my pleasure and work :) UK answers please""

""Since the Federal Govt. will make us buy govt health insurance, can they make us buy a GM?""

Since the Federal Govt. will make us buy govt health insurance, can they make us buy a GM?""

Sacramento California Cheap car insurance quotes zip 94262

Sacramento California Cheap car insurance quotes zip 94262

Trampoline and home insurance question?

I would like to purchase a large trampoline. However, my boyfriend said he would have to pay more home insurance if there is one on his property. Is that true? Wouldn't that only be required if people outside of the home get injured on it? I would be the one using it mostly, the kids would too. They're young teens.""

Car Insurance? Do you really need it?

Say for example the owner of a vehicle allowed you to drive it, and you accidently damaged a car or vice versa, would you have to pay for the damage or would the owners insurance cover the car or an injuries that occur to the driver? thanks""

""When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company?""

Say, today is 1st Feb'09. I had an auto policy (from Farmers) that expired on 1st Jan'09. Today, I buy a new policy from a different insurance company(AAA). When I discontinue service with Farmers, am I bound to show the new insurance policy to them? Also, will I get charged for the period from 1st Jan'09 to 31st Jan'09 by Farmers?""

Is insurance cheaper when you live in a built up area or in the countryside?

Is insurance cheaper when you live in a built up area or in the countryside?

Help! Affordable health insurance for healthy 2yr old in Florida?

Do you know of any good insurance? We're looking for one and it's confusing.

Can I sue my Car Insurance Broker?

I recently got into an accident. I was at fault. Rear-ended a guy, who rear-ended another car because of me. Was talking to my children in the backseat. Just bought a NEW car, a month ago, October 13. When we purchased the car, my Insurance Agent mentioned there was a problem with our insurance, that they needed to correspond with New Jersey Indemnity about some drivers that could be associated with my insurance. The Insurance Agent then called us back, said everything was okay, we purchased the car, and was able to drive it out from the dealership with our new insurance (full cover) on October 13. On October 16, the Broker made an appointment for an Insurance Inspection Report. We also paid an Endorsement to Insurance Company via our Insurance Agent. My accident was a month after the purchase of the car, November 12. Got our police report, went to our insurance Broker, they say that our policy was cancelled October 15, TWO DAYS after we purchased our new car. Please educated answers only. Can I sue my broker? What else can I do? I have children, would never drive without insurance...""

HEALTH INSURANCE FOR INFERITILITY?

I live in Georgia and I am trying to find some private insurance that would cover fertility testing and not treatment such as ivf OR IUI . Me and my fiance have been trying to have a baby for 3 years and i have tried everything, i finally have saved up enough money to be able to pay for private insurance can someone please tell me some health insurance company that may cover fertility testing.""

When should I expect money from a car insurance settlement?

Today, i was going through a green light and a driver ran a red light and hit the back of my car. i spun out and eventually stopped before hitting anyone else. I was wondering about how long should i expect to wait for insurance to comp me for a rental car (if applicable. i believe i have triple A) and to give me the check for a new car. i have a few follow up questions. 1. what amount will my insurance give me. i have liberty mutual and i had a 2001 kia sephia with 97000 miles in good condition. i just had new tires, alignment and oil change done to it because i just got the car about a week before. 2. the fender, axle, and back tire are completely totaled. the back drivers side is smashed in so should i try to fix or take my losses. 2. should i sue the driver and get a lawyer involved? or just take whatever my insurance will allow me to have? any additional advice, warning, guidelines or wahtever will be helpful also. thanks.""

Average insurance rate for BMW 5 series and Lexus RX?

What are the average insurance rates for a BMW 530 or 5 series in general? I can understand that it may vary based on location and the driving history of the driver and maybe other factors too but still there has got to be an average? Also, how does the insurance rate compare to a Lexus RX series? Is it more or less than the 5 series?""

Ca dmv insurance online?

heres the deal. i want to renew my tags online but it says my insurance needs to be on dmv file to be able to do that. so is there a online system i can file my insurance on or do i still have to go to dmv to do that

Effect of credit score on car insurance.?

What effect does bad credit have on your car insurance price, if any?""

Auto Insurance in 2 States?

Folks I am dealing with an issue that involves 3 cars 3 drivers ( my wife, my son and I) and 2 different states (my son away at college) the insurance companies are thiefs trying to stick it to me. Even though my son is at college more than 1250 miles away from home the insurance company still charge me for him, I bough him a car and since he is in another state my insurance premium is almost triple. Any ideas? remember 3 cars 3 drivers and 2 states my son at college with a new car. Will it be cheaper if he gets his own insurance? Help is needed and much appreciated""

Insurance For My Daughters Scooter?

My 16 yr old daughter is being stupidly high prices for her scooter insurance - she has a 49cc and has past her CBT test. can anyone suggest a company who specialise in young riders ?

""For insurance cost repairs and parts, which is better , the Honda Fit , Subaru Legacy Wagon or Toyota Matrix?""

Im looking for a fuel efficient vehicle to drive one hour into Montreal. I live in the rural area of Quebec known as Rawdon, which is a little mountainous, and the weather can change from slush to ice to rain for periods of time in the winter. Im a musician and cook that needs an economical hatchback to carry my equipment around. A used car salesman told me that the Honda Fit will be less safe to drive in the winter on Quebec roads than the Subaru Legacy wagon will be. Will it make that much difference ? Is there more chance of getting killed in the Honda Fit on dangerous roads ? Im not a fast driver anymore, and don't need any more speeding tickets. Some people might say that the Subaru is a superior car ( 2006 Legacy ) but I just spoke to a friend of mine who used to own a Subaru and she said she was paying a lot of money for parts when she needed to do repairs, and to stay away from them. Are Subaru parts much more expensive than Honda, and please tell me why the Subaru wagon is a better choice, if it is. The engine on the Subaru Legacy is almost double the size, I think 2.5 L as opposed to the Fit 1.5, although both are 4 cylinder., and both are selling for around $ 10,000. I havent looked enough into the Toyota Matrix. They seem to fall somewhere between the Honda Fit and he Subaru Legacy. I think the Fit would probably give the best gas mileage, the Matrix the next best and the Subaru the least. But again, which cost the most to repair ? Toyotas seem to have the highest reacall history out of the three of them. I live in the country and my life has not been functional without a vehicle the last few weeks since my Dodge Caravan died, so I need to make a decision as soon as possible.""

How much is the insurance for evo x 2008?

Im 18 years old i live in california

How much is motorcycle insurance in BC Canada?

I am thinking of getting a motorcycle when im 16 and get my Learners. how much would insurance cost? I live near vancouver BC

What's the absolute cheapest car insurance company in Illinois?

What's the absolute cheapest car insurance company in Illinois?

WHERE CAN I FIND SHORT TERM BIKE INSURANCE?

I want to sell my 125cc bike and I want to put it through an MOT before I do sell it, to do that I need tax and to buy tax I need insurance but I don't want to buy a 12 month policy.""

How much for car insurance for a 17 year old?

I saved up and bought a 1995 Acura Integra ls 4 door from my cousin. And My parent's have state farm. I was wondering how much the car insurance would be for the down payment and monthly. Please and Thank you!

Individual medical insurance plans?

I am getting ready to go into a contracting position and there is no medical insurance provided meaning I will have to supply the insurance for my family. Does anyone do this, and is the insurance deductible on the taxes? I am living in Indiana and the plan would cover 4 members including myself.""

How much is my insurance?

I basically know nothing about insurance. im 17, the car is a 99 kia sephia with 80,000 miles and its red. i live in a suburban town in new jersey. help me out p.s. i didnt want to find a quote thing online because i dont want them calling my house and stuff since u have to give info""

What is the best car insurance place for a 2004 mitsubishi eclipse GT??

im trying to find a low monthly payment on insurance for the mitsubishi most i found have been about 300 i know there cheaper out there tha why im asking maybe if someone owns one and how much they pay.. im a female so it gonna be a lil cheaper neways but im 20 so it gonna be a lil higher can anyone tell me please thank you

Will my insurance go up if i wrecked in a ice storm?

there was an extremely bad road conditions in my area on dec 15, and i hit a mailbox coming home, i was only going 15 MPH but the rear end of my car went out of control and hit a mailbox, will my insrance premium go up if i turn it into insurance? also will i get into any trouble since i hit a mailbox if i turn it in?""

How much will my car insurance probably be?

I'm 17 and one speeding ticket that resulted in four points on my record. I drive a white 545i bmw 2005, I rlly need to know bc I mite need to sale my car. Thanks""

How much does liability car insurance cost for a 17 year old girl?

I know that the full insurance may be roughly 140-160 a month for me, but I was told by a friend that his insurance is only 80 bucks a months because he only got the liability insurance in which his insurance only covers the other car, but not any damage done to his own in the case of an accident. Keep in mind, he's male, and he is also 21. I'm looking to buy either a: 2000 sunfire 2000 cavalier 1995 jimmy 1998 chevy tracker 1993 bmw 325l ....and the idea is that I would get it with the liable insurance to save some money. How much may this cost me a month? I have no history of any driving infractions or accidents.""

Sacramento California Cheap car insurance quotes zip 94262

Sacramento California Cheap car insurance quotes zip 94262

How high will my insurance be?

im 17 and want a 77 camaro, will insurance be high, can i have an estimate?""

Can i get good affordable health insurance? ?

I am 18 I live on my own and support myself. I go to school and work full time. But money is especially tight. I have no support from my parents and i haven't been to the doctor in years even though I've felt the need to go see one for the past year.. but its so expensive. Are there any possibilities of me being able to get good but affordable health insurance? And my job doesn't offer it

Which insurance company is the best for teenage drivers?

I am sixteen year old girl from New Hampshire, an honors student who runs cross country, and I have to pay for my own insurance because my parents don't have car insurance. Also, my car is a 1990 BMW 3.25 convertible, and I have only the limited funds supported by a part time job at Friendly's.""

Car Insurance Claim Help?

Car Insurance Claim Help? On the 4/7/2011 I was at a set of traffic lights that was (RED) of my way to the shops. As the lights went green I begin to move off slowly as I did another car came from the left of me and tried to turn right as he speed up he crashed into the drivers side of the car. He clearly jumped a red light (Clearly Seen on CCTV). I was in total shock at the time! After he crashed into my car he went to drive off by reversing, I jumped out of my car to stood in his was so he could not drive off the witness behind me called the police while I was stopping his from driving off he started to drive forwards trying to me me out the way. After the driver spoke to the police on the phone, he then gave me his Name, Phone number and Insurance information. The next day I called my insurance company they was vary helpful and I believe the clam would be settled in my favor as I had CCTV of the crash as I had a camera inside of my car and a witness that was behind my car at the time of the crash. After nearly 4Months I have now revived a letter stating that the claim has been closed on a Without Prejudice Basis. When I contacted Aviva to see what the 3rd party has not accepted full liability they said it was dealt with like this as the 3rd party who crashed into me was not responding to and calls or letters that have send him. Aviva did not asked to see the CCTV of the crash and did not take into account the witness statement. WHAT CAN I DOOO??""

Is car insurance cheaper in the 78212 zip code than it is in the 92692 zip code?

Is car insurance cheaper in the 78212 zip code than it is in the 92692 zip code?

Anyone in Florida with a 220 insurance license?

I want to study for the 220 insurance test but before going to the school i needed to get a head start, and was looking for some study material can anyone help or send some lititure to study??""

Life insurance - can policy owner change % allocation after death of insured?

My sister has a policy with NY Life where she is the policy owner.. AND is 50% beneficiary with me. My mothe passed away 2 weeks ago.. however my sister tried calling NY Life to change the % to her benefit, 70/30. Bottom line my sister is cheating me out the insurance money. Can this be done post death? I've always thought once insured has died changes can NOT be made. I may be wrong..... Any comments or suggestions?""

Can I put car insurance in my name on my brothers car?

My brother recently got a dui and he already has sr-22 insurance. His license is going to be taken away and he lost his job because his job involoved driving a vehicle. He wont be able to pay for his insurance and car. I don't have the credit to out right buy his car from him but loan is in his name. I want to take over his payments for him cause he wont get back out of the car what he owes the bank. The bank will let him keep the car as long as the payments are made I know that, but will they allow me to put full coverage insurance on his car and drive it? I am trying to save his credit and his car from gettin takin""

Which car would insurance be higher on?

Hi, I'm 16 and I'm getting my first car. I've saved up a chunk of money to make the down payment and 2 or 3 of the monthly payments (my parents are paying for the rest). I've narrowed it down to 2 cars of about the same price. A 2004 MiniCooper and a 2005 mustang (v6). My parents will be paying for my insurance so I was hoping you could tell me which one would have a lower rate so I could make it easier on them? I already know it's going to be high because I'm a teenage driver so whatever helps really. A mustang is kind of, sort of, sports car-ish (I'm not big into cars people, ignore my ignorant terminology) so I figured that would have an effect on the insurance. On the other hand, a minicoop is very small and I don't believe they're made in the U.S like a mustang is so parts and stuff would be higher if I'm correct? Thank you very much for any help!""

How much a month for loan and insurance for a 350z?

Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""

Where can I find affordable homeowners insurance?

I have homeowners insurance with Alfa but they are not going to renew my policy because I do not have car insurance with them......I don't have a car.

Currently on my parent's auto insurance plan. Can I get motorcycle insurance with a different company without it affecting my current plan?

Currently on my parent's auto insurance plan. Can I get motorcycle insurance with a different company without it affecting my current plan?

Auto Insurance for 18 yr old with 2012 Kia Soul?

Estimate of what it would be at most? i have taken a drivers ed class and passed in high school and can have them take the money right out of my bank account for the monthly payment and had a b average in school.

Would the risk-neutral person ever buy insurance that was not fair?

If any one knows about this then please write in detail. thanks!

Insurance for young drivers?

I just passed my test im 18 tomorrow and i am looking for short term insurance but fairly cheap. I have already tried to look online but most of the insurance company's require the driver to have a years experience on the road beforehand. I desperately need to drive and i desperately need to have insurance. Can anyone please advise on cheap company's plus how to arrange it all?? Thanks

How much is the average travel trailer insurance rate?

I am interested in getting a modern (2005 +) travel trailer approx 25-28'. I wanted to know what the average rate would be to insure it. Also, is it a requirement to get it insured? Thanks.""

Can I sue my auto insurance company?

i Switch insurance companies back in Feb. of this year. The new insurance company never filed the paperwork with the DVM. As a result my car was impounded because it said that i wasn't insured. However every month auto insurance was being taken out of my account as an EFT. Now i need a rental, lose a day of work to go to traffic court, and i don't have a car for the weekend. I am being inconvenienced for no fault of my own.""

""If someone is living with my, gets in a car wreck without insurance, can I get sued?""

That sounds weird, but with all the stupid laws out there, I thought I would ask because im facing this situation. I live in Washington state. My brother in law lives with us with my sister, and he recently got fired from his job. He pays no insurance, has no contracts with us, but lives here and uses my address as his own. He was talking about letting his car insurance go because he was no money. If this happens, and he gets in a wreck, can the person whom he hit come after my property? Or is my brother in law just screwed if that happens?""

Oregon car insurance?

Can I give my daughter my car registered in my name and she get car insurance for it?

""I got a ticket for no insurance in Tucson, AZ!!!?""

My question is if I get insurance prior to court date can they dismissed the ticket or lower the cost? How many points is it to ur license and can I go to traffic school for it? Also it doesn't say the amount the ticket is, so I'm not sure what the cost even is.""

Will this work out properly to get cheaper car insurance?

Have my mam as the main driver of the car and add myself as a driver but it will be me that actually owns the car and drives it. I'm only 17 and my mam is 37 and she has 6 years no claims bonus.

What is best in LIfe Insurance?

How to choose the best insurance conpany.. This website says many which one can i prefer http://www.insurance-assurances.110mb.com/

Hi my partner is learning to drive she has bought a car the insurance is expensive for her can she get?

full insurance through someone else

Low income insurance for a 24 years old student who live in VA?

I am a full time student who live in VA. I am looking for some low income health insurance for myself. Currently, I got some illness and I really need to see the doctor; however, I dont have any health insurance. Is anyone know any health insurance would be providing for a person like me? My family is low income family. Is any way I can get a health insurance from the government? Thank you!""

Will speeding tickets raise your insurance?

I just got a 2 point violation the other day, will this raise the cost of my insurance being that I am only 20?""

Sacramento California Cheap car insurance quotes zip 94262

Sacramento California Cheap car insurance quotes zip 94262

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RELATED QUESTIONS: 

Why did the health insurance for my employees just go up 32% for next year?

Thanks Obama, Pelosi and Reid! The AFFORDABLE Health Care Act. BS""

Will obstruction of plate show up on car insurance?

I got a ticket for obstruction of plate this morning and I was wondering whether this will show up as a record on the insurance. I would rather pay it off myself because I don't want my parents to find out. Also, will it increase the rates? I read somewhere that no proof of insurance can increase rates, but I got a ticket for that awhile ago, it didn't affect anything.""

How much would it cost to insure a 2002-2006 Subaru Impreza WRX for a 18 year old?

Just wondering, I'm looking into buying another car after I graduate High School. and I was wondering how much insurance cost per month to own a WRX between those years. For someone who has just graduated and turned 18.""

What kind of cars are good for teens insurance wise?

I know it depends on where I live and many other variables but I'd like to know in general what gets the best rates. I'm looking at a 1993 chevrolet s10 5speed with a 4.3l v6 right now but I don't know how the insurance would be on it yet. I'm 18 years old in Canada and I've been driving for 2 years total (1 year g1/permit 1 year g2 class license) and now I'm about to go for my full g license. What should I be looking for? import/domestic? engine size? number of cylinders? cars or light trucks? size of engine in relation to size of car? I thought I might get some relief on the s10 since it's domestic, manual (less people want to steal?), I can make some extra money at work, and since only 3 people can fit (originally a 2 seater) less people would be injured in an accident? I don't know, what do you think i should be looking for?""

Auto Insurance cost of 2012 infiniti Fx35?

I'm wondering how much is average auto Insurance cost of 2012 infiniti Fx35? Specially in Dallas, TX (zip 75038) - I have good driving history & credit; I'm considering that suv but before making move just want to make sure total cost factor!""

How do i pay car insurance at 18?

Okay, so i'm about to turn 18. I'm moving out and into my Boyfriends home(He's 20). He still lives at home, but his parents love me and want me outta my parents home, so i am! But i need to know how to switch my car insurance over so that i can keep my car and pay my own insurance. I refuse to get put on to my boyfriends parents policy. Is there a way for me to get the bills and pay for it, without my parents or his parents having to worry about it? (Please don't tell me that i shouldn't be moving out at 18. I'm responsible, and i've had a job since 15. I've been saving every penny for this moment.)""

How much does car insurance cost?

Do you know how much does auto insurance cost if I am 24 years years old, just got my license, I am from New York City, I drive a 2001 Toyota Celica and I am not married. Where can I go to find out the best quote? What car insurance company is the best and cheapest? Thanks!""

Insurance cost for jeep patriot?

I am currently thinking of buying a 2008 jeep patriot. I am worried if the unsurance cost for it would be high?

Where can I search for health insurance that's right for me?

I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side?

How much could my insurance increase?

I ended up scratching the corner of my car after trying to get into the only parking spot available (some guy was over the line). It was on a chain link fence, no one got hurt, and I only have to worry about paying my problems, no one else's. I'm 19 and use my parent's USAA insurance. I went in for an estimate to see if it would be possible to cover it without using my insurance at all, but the damage was apparently worse than I thought, as they quoted about $1,550. I could potentially cover this with my upcoming paycheck (I think, don't know for sure), but would it be better to pay for it myself or use the deductible from USAA and see my parent's insurance rise? I know there are a lot of variables, but how much could our insurance potentially increase?""

Insurance with car or person in Georgia?

My wife has been allowing her father to use her car to work as a pizza delivery man while his car is getting fixed. We don't have her car listed as a business vehicle, but he says that if he wrecks it his insurance will cover it. I'm not sure if he is correct or not, but I don't know the law in Georgia. I'm afraid he'll get in a wreck and we'll get sued or have our insurance policy canceled. Is he correct? Thanks.""

Statefarm locksmith coverages for auto insurance?

how much StateFarm reimburses for locksmith charges. I had to pay $139 for a locksmith to come and open my car. his service charge is 39.99 and $75 for opening car (tax and 10% credit card charge) it totalled to $139. now any of you has any idea how much StateFarm will reimburse me. Do agents play tricks to reimbruse less money. Any suggestions will be highly appreciated. Thank you

Insurance 2 be a cheer leader???????

do you have to have health insurance to be on a high school cheer team? and if you dont then do they not let you on the team?

Does a speeding ticket raise insurance rates for new drivers?

I just got a speeding ticket for going 15 over. It's my first one and i have never gotten in trouble with the police before. But, I am only 17 and got my license only 9 months ago. If I just pay the ticket and dont go to court, how much more money will my insurance company charge me?""

How much does insurance cost for a teenager?

I'm seventeen years old and I'm going to have to pay for it on my own, and I'm just curious what I might be paying? I live in California and I'll be driving a 99 jeep Cherokee.""

What would be insurance on this car?

I want to get this car http://autos.yahoo.com/used-cars/porsche-boxster-cars9383421;_ylt=AuxeS5bbXvapuk4oZXlD95JbVI54;_ylv=3?sortcol=absoluterank&sortdir=down&listingtype=used&model=&make=porsche&distance=any The price is great, but how mh would te insurance be? For a 16 year old""

Where is a good place to get classic car insurance that will let me commute - not only use the car for shows?

Most insurance that I'm looking into for classic cars are not willing to insure your car if you commute to work and school. They only want to insure cars that are used in shows, parades, etc. I will not drive my car every single day to work...maybe a few times during the week. I bought the car to enjoy it, not let it sit in the garage!""

It is better to get my insurance or let my fathers insurance go up?

i got a speeding ticket and got traffic school from the court,the problem is my car and insurance is register under my fathers name so i cant take the test without an insurance in my name i am 17 yrs,so is it cheaper to get an insurance in my name at 17 or pay the ticket and cancel the scheduled court date for the traffic school (if possible) and let my fathers insurance go up about 10-15%?""

Health insurance?

Im 18 and live in southern california.Im not covered by my parents health insurance or work(unless im injured on the job)....what should I do?

How can I lower my car insurance?

I have a 2010 Chevy cobalt LT. I pay $420 a month for insurance! I understand I'm 21, and it's a sports car. But I've been driving for 5 years, I've never got in a crash nor gotten any tickets. Why could this be? I know lots of younger people with much more expensive cars but they don't pay nearly as much.""

How much could the cheapest car insurance be for a length of 6months?

I am planning to by a car and I wanna get my finances together. Knowing fully well that getting a car is one thing and insuring it is another, I wanna find out how much the cheapest car insurance could be for a 6months period.""

Can you force a health insurance company to keep you insured?

I am a student going on 25, and I have health insurance through my parents via their employers. At 25 my health insurance company will drop me. If i have a chronic illness that requires medication to control and regular check ups can I keep my health insurance from dropping me? If so how would I do that?""

Is New York Life Insurance a good company to work for?

I have been job hunting and got a interview next week for financial adviser. I want to know if this type of job are commission based pay only and do I have to bug friend and family to buy stuff? thanks, andy""

How do insurance companies verify the adress you use for your car insurance is your actual adress?

I want to get my car insurance in a different state see how do car insurance companies know that the address and provide is where I live. And if I get caught what is the penalty

""Buying new car over weekend, But need insurance?""

Ok so I am most likely buying a used car tomorrow. This will be my first car as I am 16 and need something to drive to my job yada yada yada. Anyway, tomorrows a Saturday and my insurance company is closed and my parents need to add me to their policy. Since we are not trading in a car, we dont have a policy to carry over to the new one which I know some insurance companies do. Also, I have Farmers insurance so I am not sure what their policies are over this sorta thing. Any help is appreciated. Especially if you have farmers insurance or have had this kind of problem with them.""

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Changing jobs - how do you estimate the value of medical and dental insurance?

Changing jobs - how do you estimate the value of medical and dental insurance?

How much are you paying for your kids car insurance?

Recently, I brought my daughter a 2002 Camaro v6 for 7,800 with taxes included. I pay 127 dollars a month for insurance. She is about to be 16 and able to drive on her own. She is very responsible, gets great grades and has very few friends. How much do you pay for your child's insurance? I heard that buying them a sports car would make the insurance go very high but that hasn't been the case.""

Can I drive my parents' car without having my name added to the insurance list in the same city?

I would but it would probably increase the rate. So, can I just carry their insurance papers along with my license?""

Do you have to have proof of car insurance to get your car inspected in texas?

Just wanted to know if you have to have proof of car insurance in order to get your car inspected in the state of Texas?

I got a ticket for 64 in a 55 mph zone. will my insurance go up?

im 19 and have had one bump up about 2 months ago and i just got a ticket for going 64 mph in a 55 zone. will my insurance rates go up?

Deducting Health insurance premiums on 1040 federal income tax form.?

On 2012 federal tax return form 1040; line 29 Self-employed health insurance deduction. If all my income is from Real Estate rentals were I file a Sch E for reporting my income on my 1040 tax return, does this qualify as Self-employed under the IRS definition so I can take the deduction on line 29?""

My insurance quote on a 2SS 2010 Camaro?

I just wanted to get an estimate of what my insurance cost would be for a 2010 Camaro since I'm 16 yrs old. In the quote I put my mom and dad also as drivers of the car and I told them I took a driver's ed course and that I had a really good gpa (which I do). My quote was $186 per month on a 2SS Camaro and I'm 16 yrs old. That thing has freakin over 400 HP. I was just wondering if I'm getting a good deal or a bad deal. Thanks for all the help everyone

Average auto insurance for 25yo gemale no previous accidents?

Looking to move to LA with a 2011 Jeep Liberty. I know you cant give me exact numbers but just trying to get a feel. Also what os the best and what is the cheapest insurance company that services the area? Thanks!

I'm having trouble trying to get under my dads insurance policy?

I've just gotten my license and found a car I was going to buy so I called my Dad's insurance company to try to get under his policy. However they said I cannot go under his policy because she knows that I will be the primary driver as well as the fact that my dad is already the primary driver for two other cars. Without my dad my insurance rate is around $4500/yr. My dad does not speak english very well so I have to do the calling and talking. What should I say and do so I can get under my dads insurance policy?

GAP insurance vs Full Coverage?

Im getting ready to buy my first car. I live in Indiana. I am being told getting GAP insurance is suggested, but from what they say. I don't see a difference in GAP and Full Coverage. So What is the difference between GAP insurance and Full Coverage. In Indiana, and what is recommended to do or get""

Car Insurance Question?

First, I recently passed my road test and I am allowed to drive by myself. The problem is that the pink card (car insurance) has my parent's names on it and not mine. But, my parents recall putting me in a car insurance plan with them. So technically without my name on the card, I would be driving without insurance? And that's illegal right? (At least in Canada, Alberta) Would I be able to drive or no?""

California renters insurance?

I reside in california and i am going to rent an apartment. Is personal liability required in renters insurance or is it optional?

What do car insurance companies base their quotes?

i know insurance for each car is different but what do they take into consideration, before giving a quote?""

Car Insurance COMPANY?

I HAVE 2004 FORD EXPLORER SPORT TRAC. I NEED A CHEAP INSURANCE,WITH COMPANY IS CHEAPER? I DO NT WANT TO PAY MORE THAN $ 100/130... THANKS FOR THE HELP.""

Can I sue in California if I had no auto insurance?

I was recently in a car accident, I was crossing/driving the intersection and a car ran the red light and hit me in the driver rear tire.He was going so fast that my car spun around and slammed into a parked car in a residential street. I called my car insurance to report the accident and got a call back saying my insurance was cancelled days before (due to the bank denying payment). I am trying to find out why the bank would reject payment if there was indeed funds, however they are no cooperating. So my question now is, can I sue the guy that hit me.... which by the way is denying he ran the red and is saying I was the one who ran the red....?""

Any insurance professionals? from UK or USA?

have you heard about Chartered Insurance Institute? and what do you think of its various diplomas? are they highly valued in your field? and can they advance your careers in insurance! thx

""Do traffic schools, particularly in California, prevent an increase in auto insurance rates?

I just received my first traffic ticket :(

Car insurance?

I have been looking about getting a small car and i was just wondering how much younger people have paid for their insurance. Im 18 and it is really high and i was wondering if it was like this for everyone??

How does having a salvaged title affect insurance?

Does it cost more? My dad told me that you're unable to get full coverage with a salvaged title.

Which car insurance is better GMAC or Allstate?

I currently have AAA insurance, but I don't like my agent, so I am switching. GMAC and Allstate both gave me good rates, so I am trying to decide between the two. Please let me know of your experience with either company. Thanks!""

Insurance for a 16 year old?

Im currently looking around for my first car. What would the insurance be for a 16 year old male for a 2005 chevy silverado. Also what would the insurance be for a 2001 camaro. I have a a good gpa if that helps. Also Travelers insurance and live in Connecticut.

""Will Core buy me a home, car, insurance, cares, etc? I want to switch to Core from Wells Fargo.?""

I want to switch from Wells Fargo to Core, because I'm tired of Wells fargo withdrawing 5 dollars a month for service fee from my Checking Account. I thought about depositing my savings to Wells Fargo, but I don't have a savings account; I only have checking and I can't afford to pay to open up a savings. I want to switch to Core, because there's no monthly service fee. But is Core right for buying a Home, Car, Insurances, etc? How do you feel about this?""

Do I have to add my roommate on my auto insurance policy?

My roommate and I each have a car but we don't share the same insurance policy. He has his own and I have mine. I just got auto insurance for my new car and the agent was telling me that I should add people living with me, but his driving record is bad and I don't want it to raise my premium. The agent said that anyone who doesn't live with me can drive my car and they'll be covered, but because my roommate lives with me, he won't be covered even though he has a different policy.""

What is the cheapest car insurance for someone with moving violations?

Just bought a 2011 Ford Fiesta and am quoting insurance companies. In the past three years I have 3 speeding tickets, two 1-14 over, 1 15-29 over. My current quote with Progressive is $169/mo, Geico gave me a figure of 280...any companies I should check out?""

Ever felt like a criminal for trying to insure your car?

hi there i am a young male driver 20yrs old i am trying to insure my first car which is a suzuki wagon r+ ga and i fell as if i am a pure criminal i have tried many insurers online on the phone and in person i cant find a quote for under 1300 i woundnt mind so much but the car only cost me 200 and they wounder why people drive without insurance well at these prices i am personaly tempted can anyone tell me where i can find a cheaper qoute have tried hundereds prices have ranged from 1295-3645 (well saying this country is constanly ripping us off all the time is about time the goverment was standing in and helping out us motorist a bit they want to reduce the amont of cars without insurance they need to reduce the cost whats your fellings)

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At fault driver's car insurance won't pay for my damages!?

Hey guys and gals, My wife was in a car accident on 10/8 driving our truck with liability only insurance (IE: not full coverage because the truck is only worth ~$3000 and it's paid for). She was turning right and had slowed down to turn (with her turn signal on) when a speeding truck slammed into the van behind her, ramming the van in to our truck. The police filed a report, in which the driver of the speeding truck (an 18 year old kid, that had just left his house less than 1/4 mile away) was determined to be at fault. It is worth note that this happened in front of two different auto body shops, and within sight of the house the at fault driver had just left. Their insurance company, state farm, finally contacted us on 11/8 after not returning our phone calls for nearly two weeks saying they had determined he was in fact at fault and would send an adjuster the following Monday. He came, inspected the truck, determined it was repairable, then said we would hear from their office later that day. When they called they told us the damage was more than 75% of the vehicles worth so it was considered total and they would send the required paperwork to my email address to begin payment. Within 3 hours, the claim agent we had talked to the previous Friday said an owner of one of the auto shops had came forward (all of a sudden, no mention of a witness before) and that he had a notarized statement saying the van struck our vehicle before the truck struck the van. The insurance company now will not pay us for the damages. We tried to call the witness and get a copy of his report because State Farm would not give us the copy. Then we called the other auto body shop and both the owner and one of his employees both seen the accident and say that the truck was at fault, and the owner overheard the driver say specifically that it was his fault. When we bring this to the agents attention, she claims this is not evidence because they know the at fault driver. We found out that the first witness also knows the driver, but can't prove it. Ours is a small town, you don't have neighbors that you don't know or speak to. It seems we are at an impasse, and I have been without a truck for nearly 6 weeks. What should I do in this instance? Get an attorney? Our insurance agency is adamant about not intervening since we did not have full coverage insurance. It may be worth noting that my wife has had back and neck pain since the accident and went to the hospital the day of the accident, the family doctor twice since, and has an appointment with a chiropractor next week (all of which our insurance has paid for.)""

Good first car? insurance?

ok well i wanted an eclipse but they are classified as a sports car so im wondering about the dodge neon not the srt 4 just a normal neon, like are those considered sports cars? im looking for an 04 or newer because im gonna buy my first car sometime and i dont want insurance through the roof so if you can tell me i would appreciate it""

Best car insurance for new drivers?

My fiance and I pay about $200 for car insurance and thats just ppl. I just got my license, im eighteen. He has had his license for two years and he is twenty. We are paying car payments on a 2000 ford explorer and we need full coverage but its really not affordable. What is a really good car insurance company? Please and thank you!""

I live on Long Island who has the cheapest car insurance ?

I tried all the big guys the quotes are the same .who is the cheapest of cheap with no extras?

Non owners insurance in california?

i am considering non-owners insurance for a car. however, if i drive my friend's car, their insurance policy will cover me. 1) what is the point of getting non-owners insurance, if non-owners insurance already assumes that i don't have frequent access to a car, and my friend's policy will cover me, also assuming i don't have frequent access to his car? also, i know, in the case of an at-fault accident with my friend's car, and assuming i have non-owners insurance, my friend's insurance will kick in first, then my non-owners insurance will cover what's missing. 2) what's the point of non-owner's, if my friend's limits are high enough already? 3) won't my friend's insurance increase since his insurance company had to pay? 4) if my friend's insurance increases, then what does the non-owner's insurance cover/protect??""

Do I need to have my own insurance to drive a friend's car?

I have my driver's license but don't own a car. Do I need to buy insurance for myself if I want to drive a friend's car, or am I covered under his policy? The car is insured in Florida and I have a Georgia license.""

How much is average car insurance 4 a 17/18 year old?

How much is average car insurance 4 a 17/18 year old?

Learners Permit and Insurance!?

Can I have insurance while having my learners permit? (I currently live in Orlando, FL)""

Is accutane usually covered by insurance?

i have blue cross blue shield insurance if that helps.

Insurance help when modifying a car?

hi im thinking about doing my vauxhall corsa c up its a 03 plate. at the moment im insured on my uncles buisness fleet. which is very cheap for me as im 17 nearly 18. question.. will i need to tell my insurance about modifiying my car. and will it go up?

Where can i get really cheap braces in California?

I need braces, I do have insurance I am a teen we cant really afford them. I would probably need a year to two in a half years with them. Thank u""

""New Driver, Buying Used Car, How much is monthly insurance?""

18 years of age, recently got my license more than a month ago. Looking into this 2003 Ford Taurus I found at a dealership (4 door).... Parents are saying insurance will cost around $300 a month! excluding the car payment which will be around $200 a month. For some reason, I don't believe them what so ever with the cost of the insurance. I do have to get full coverage insurance. But thats just ridiculous. New drivers, how much do you pay for insurance. Only answer if your on your own plan.""

Whats the average motorcycle insurance cost for an 18 year old guy?

Whats the average motorcycle insurance cost for an 18 year old guy?

What happens if you drive in Texas without auto insurance?

What happens if you drive in Texas without auto insurance?

Motorcycle insuance question?

I am 18 in CA and I plan to get a motorcycle as my first motorcycle because of high gas prices. I am thinking of getting the Kat 600 because of its comfort, I read so many reviews how good it is for long trips and stuff, now how much might my insurance be, also take note that I am getting one used and that I have 0 road experience even in a car, and I am starting my own insurance policy. Thanks.""

Will a reckless driving ticket affect an insurance premium in Georgia?

My husband recently went through a road block after leaving work (playing music in a bar.) He was honest and said he'd been drinking, even though he waited for a while and had not had that much to drink. He blew .07 over the legal limit. He went to jail for 14 hours. We paid a lot of money and got the charge dropped to reckless driving. This was six months ago and our insurance premium has only gone down (good grades and homeowner's insurance with same company.) We are afraid to ask the insurance company for fear that they might not know. 1. Will that info get sent to them automatically? 2. Is there danger that our bill will go up if we speak to them about it? 3. What percentage might the bill go up once they do find out? We are looking to buy a new car soon, so we can't avoid speaking to the insurance company about it forever!""

What is good website to find affordable health insurance?

What is good website to find affordable health insurance?

Insurance cost for a 16 year old with a 1986 iroc camaro?

I'm 16 have a 1986 iroc camaro 350ci and i live in an average neighborhood in western ny i'm a male. any insurance guestimates? I'm gonna need to be on my own plan.

What's the best site for cheap bike insurance ?

need to insurance my moped but want to make sure I get a good deal and cheap, any ideas ? thanks 

Can someone name some cheap car insurance agencies for teens?

Can someone name some cheap car insurance agencies for teens?

How much would insurance cost for a USED EVO 8?

The other day my auntie said she will buy me a car. Her husband is a doctor and makes alot of money. She has helped our family out a lot with financial problems before in the past. So I was just wondering if she were to get me an 2003-2005 EVO 8 which I probably wont get, how much would the insurance cost, the car being under her name. She says all I have to do is pay for the insurance for a car so I just wanted to ask the Yahoo nation for some information on this situation. Oh yeah one more thing im only making a lousy income of about 1084 a month so yeah feel free to bash on me............""

Where is the best place for cheap car insurance for my 17 year old son?

Help!! My son has passed his driving test aged 17 but the insurance we've been looking at astronomical!! Can anyone advise me on any good deals :)

""Buying car insurance(GEICO) for the first time ,?""

Okay so in approximately 9 months I will be purchasing my first car , now I know the smartest and safest thing you can do first is get insurance .. what I need to know is how does it work , like do i get the insurance first ? How does buying geico insurance work ? what's the prices for first time buyers ? Do I pay buy the month , every other month ? .""

Car Insurance estimate for a 17 year old.?

How much do you think insurance will be for me (a 17 year old male) driving a Vauxhall Corsa 1.2L 2004? I have looked on websites for quotes but I am not yet 17 and you have to be in order to get a quote and I think they will check the household to make sure you are the right age. So any guesses on how much it should cost?

What is the best insurance website?

i need to know so i can go to it and get insurance

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shop life insurance quotes

Cheapest/Best auto insurance for parents of newly driving teens?

My son will be 16 tomorrow and got a learner's permit Friday.

How do I get the cheapest car insurance?

I am 21 years old and have 2 years no claims bonus, I am in no way going to lie to the insurance companies just to alter my life to get the cheapest qoute wink wink can any one tell me if anything helps like where I work or how many kids I have??""

What is the average deductable on car insurance?

What is the average deductable on car insurance?

How much will my insurance go up after one accident if i backed into somebody but barely scratched their car?

How much will my insurance go up after one accident if i backed into somebody but barely scratched their car?

Cheapest car insurance companies??? help?

Me and my bf r trying to move in but his insurance rate is up the roof, he had a terrible car accident in nov. 2 speeding, 2 reckless, 1 failure to stop a light. I know its a lot but ...show more""

Can anybody give me an idea on car insurance?

Im 18 year old and am from the uk i want to buy a mazda 2. i hold a clean uk driving liscience and would like to no if anybody has a rough idea how much per year i will pay for car insurance.

""When you buy a car, what payments do you to pay and how much would insurance be for a 17 yr old?""

When you buy a car, what payments do you to pay and how much would insurance be for a 17 yr old?""

What car insurance company has the cheapest coverage for drivers aged 18-25?

Chicago-land area companies would be best. Any insurance 100$ or less????

Which company is the best to buy car insurance from?

I just bought a new car, but i don't know where to get car insurance with the least amount of money.""

Auto insurance rate increase for California?

i noticed this year 2008 when i was up for my 6 month renewal monthly payment plan that my payments were higher. i bought my car, a mazda cx-7 june of 2007 and i was paying $95 a month, now i have to pay $114 a month. no new accidents or tickets since buying the car. i was expecting nothing to change, but then i noticed this. so i called them (esurance) today and they told me that all of California had premium increases. is this true? i had a feeling they were bullshi**ing me. can someone please give me a link to this in the news or something if this is true? are there any other reasons why my premium should have gone up if i didnt change anything on it from last year? i always thought if everything is the same and my record is clean it should go down slightly every renewal? should i shop around? (26, male, san jose, ca, good driving record, esurance car insurance)""

Do transformers buy life insurance or car insurance?

i recently bought a Transformer and i'm not sure what kind of insurance i should get for it. They're alive and stuff so maybe life insurence but also they are a vehicle when they are in disguise, what do you think?""

Are the advantage insurance plans better than standard medicare supplement insurance?

are advantage insurance plans cost effective over standard medicare supplements plans

Are BMW more expensive to insure?

Specifically a White 2006 BMW 325i. I'm 21, never had any traffic violations, had my license since I was 17. I'm looking to get rid of my old 1994 Crappy Mustang, and getting a White 06 3 Series BMW. Will my insurance be expensive? Additional Details: I plan on financing, which means it will require me to get full coverage.""

Whats the price of insurance for a mercedes benz c class?

Im planing to buy a c class in the next couple of months but i want to be really inform before i buy

""What would be the best insurance group to go in, if I am a first time car owner/driver?""

Hi, I am going to turn 17 in the autumn and I am looking for a first (used) car. But I am unsure about which insurance group is the best to go in? Someone told me I could get insured fairly cheaply on Group 5? I would like a reliable car, at the moment I am looking at Ford Focus, Volkswagen Polo, and Fiat Punto. I want it to be fairly new, and look good. I can spend up to 2000. Hope you can help

I recently moved to Brooklyn and I need to find affordable auto insurance for my car. Any suggestions?

I know car insurance in NY is expensive in general, but any suggestions would help!""

How much do you think my Motorcycle insurance would be? for a 250CC bike?

I signed up for a motorcycle MSF class to get my license and to get experience riding a bike. I plan on getting a 250cc bike because I think it's what suits my needs and desires of what I want out of a motorcycle. Also, I don't need anything bigger/faster because I'm quite a daredevil and broke my back 3 years ago. Anyways, I'm 25 now and have matured enough to know my limits and to take it easy. Well, one of my main concerns is the cost of insurance. As of now I pay $330 a month for my car insurance. I have somewhat of a bad driving record, and that's why my auto insurance is pretty high. But i haven't done anything too crazy, like no DUI's or license suspensions. Only 1 speeding ticket too out of all these years. Anyways, i've been looking primarily at the Honda CBR250r. What would you guesstimate i will be paying for insurance? A quote for the average coverage and for leisure purposes only too. Thanks.""

I am a resident of California and a permit driver. Do i need to be insured or my parents' insurance will cover

me? will their insurance cover me in case of an accident or not? simply, while a permit bearer, do i still need to have an insurance?""

16 and want State Farm Auto Insurance?

I just turned 16 a couple months ago and i already have my license, and i live in Colorado. My parents have State Farm auto insurance and they want me to pay for my own insurance when i get a car. I already know that you can get a bunch of discounts for things like getting good grades and attendence and safe driving and not driving your car to school, but anyways i was wondering how much it would cost me without any discounts? Like how much would it be every month or so? I do have a job but i dont know if i would have enough to pay for car insurance. Any help is needed! thank you!!!""

""I have just got my provisional licence,and want to be put on my mums insurance.?""

Hi All, I have just received my provisional driving licence, and want to be put on my mums insurance. Of the people who have done this, could you let me know roughly how much it will cost, and can I pay in installments. The cheapest quote I have had is 72.50 , but it seems I would have to pay that all in one go, which I can't really afford to do at the moment. Does anyone know anywhere cheaper where I could pay in installments. Thanks Guys""

Can I get Motorcycle insurance for a hired motorcycle in Thailand?

I am planning to spend two weeks in Phuket and intend to hire a motorcycle. Is there anyway i can get compriensive insurance for this? Thanks Phil

Car insurance cover needed?

I need to get car insurance. I am a 23 year old guy. Anybody recommend good cover which will not leave a hole in my bank balance?

How long until driving on a suspended license ticket on DMV record is ignored by insurance companies?

How long until driving on a suspended license ticket on DMV record is ignored by insurance companies?

Cheapest car insurance in san antonio?

Cheapest car insurance in san antonio?

I already have car insurance and I am getting a new car...?

I already have car insurance which I paid in full in December 2012 which cost me 2500, I have got a new car and they said I owe them 550 for the remaining months, could I pay this monthly or does it have to be in full?""

shop life insurance quotes

shop life insurance quotes

https://www.linkedin.com/pulse/death-benefit-whole-life-insurance-adjusted-inflation-johnny-hayes/"

[furiousharmonykryptonite-blog1]

Should I drop my comprehensive insurance to liability only on my car?

"Should I drop my comprehensive insurance to liability only on my car?

My van is from 1999 and it is paid off. The only thing is I am not confident in my driving skills. I have enough money to buy another car though. I have 130,000 miles on the van. I was going to drive it until it falls apart or starts costing me too much money in repairs.

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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How do i fight GAP insurance?

hello.... so i purchased a vehicle in 2006..... didn't like it too much so i took it back to dealership and traded it for a different vehicle and bought full warranty on it. dealership said the warranty was good for 50000 miles or 4 years. the vehicle was totaled just recently and i owed about 7500 dollars on it. my insurance paid 6100 dollars for it and i was thinking ok no problem the gap will cover the rest , but the gap insurance is only paying 212 dollars on it. they said there was some left over loan on my old car which they will not cover... i don't know much this insurance crap but its really breaking my balls that i will have to paying almost a 1000 dollars out of my own pocket. is there any i can fight gap insurance and have them pay the entire left over loan??""

Would it be a good economic decision to lower my limits of liability on my car insurance?

I'm looking at my bills, and trying to cut costs, would it be wise to lower the limits of liability on our older (2004) car. I currently do not have comprehensive coverage on it... we only have that on the newer one. Here's what I have now: Bodily Injury - 25,000 / 50,000 Property Damage - 50,000 Personal Injury - 10,000 Uninsured Motor Vehicle - 25,000 Bodily Injury (non-stacked) - 50,000 Really, my husband only uses this car to go to work and back. We use the newer car for everything else. What would you recommend lowering our limits to, or would you recommend lowering them at all? Thanks!!! I know nothing about this... I just have what the insurance agent told me to get.""

Does anyone know in detail what no fault car insurance is?

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Is it legal for auto insurance companies to adjust rates based on where you live?

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What is the cheapest auto insurance company?

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How do you find affordable health insurance?

I have a friend of mine who lives in Florida. He had open heart surgery a few years ago. After the surgery was done, the Dr walked in the room and told my friend he really never needed the surgery to begin with. He is trying to find health insurance and he is having trouble finding it because of his heart condition even though now he doesn't have one. Most of the health insurance companies want more then $1500 a month to insure him. How does he find affordable insurance in the US?""

18 year old motorcycle insurance 600cc Toronto?

Hi I'm 18 years old with an M1 licence and a Honda CBR 600 in the garage. I have no driving record and I want to start driving in the beginning of May. What I'm wondering about is the price of insurance I should expect for just liability? thanks

Car insurance help please for under 3 years experience..?

I need to get car insurance, the company I was with wanted way, way too much money to renew my car insurance (even though I didnt have any driving problems whatsoever).. Wherever I go though, they keep saying theyre unable to insure me because I dont have 3 years of driving under my belt. HOW am I supposed to get 3 years experience if I cant afford the only car insurance company to accept me guts me dry on a monthly basis. Does anyone know a car insurance place that dont require 3 years? I tried allstate, req 3 years I tried statefarm, req 3 years I tried the general, wanted me to pay 600 a month (rediculous) I HAD unitrin which billed me 180 a month, for 1 person on my 2 person household. Im employed full time, 22, almost 23 year old female, who is financing a car and has her own apt, who got her license at 21. Anyone know or have advice? And no, I dont have parents to leech onto for 3 years.""

Problem with my car insurance company?

Just before new year, sitting stationary at a roundabout, old guy bashed into back of me. Exchanged details and went through the insurance. Nearly 4 months on...and my insurance company is still chasing liability. Meanwhile, my premium was due for renewal at end of Jan and that has gone up and my insurance company tell me they have problems with the other insurers as they don't answer their phones. They tell me they're sending out letters every 2 weeks and are trying to phone them. I don't think this is enough, especially after all this time. Basically, I'm being held over a barrel. I'll bet the old guy has got his car fixed now, but meanwhile even though I've done nothing wrong, I'm paying out more money and still have rear damage to my car!! I'm getting really sick of it, especially as I need to sell the car soon. It's completely ridiculous. Please wait for rest....""

How much is mobile home insurance in South Florida?

Looking to buy a vacation home in West Palm Beach. Does anyone out there who actually lives in a mobile home in South Florida tell me how much to expect? The park is on the Intercoastal, I was going to buy for cash but now the douche bag owner raised the price so now I am going to look else where and may have to finance some of the purchase price and I am assuming that I will have to insure it. I am expecting the worse. Please only answer if you really know a number.""

I got into a minor accident and decided not to get it fixed so the insurance company is sending me out a check?

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How is the mandate to buy car insurance different than the mandate to buy health insurance?

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Do I have to be on my parent's car insurance to drive my car in Florida?

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""On buying a new car, should I get insurance for it immedliately?""

I am buying a new car in a day or so. Am I legally required to get insurance before I take it out of the dealership? I heard that dealer should keep insurance for 1 month. Is that true? If it is true, what is covered - just the car? Driver? Passengers? New-car buyer in Texas""

Should I add to my insurance?

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Can you make commission selling insurance if you do not have a brokers license in MA?

I would like to know if someone can tell me whether or not you can be paid commission and acting as a producer in Massachusetts if you do not have a brokers license. I was under the impression that the only way to make commission was to have these credentials. Is this just an agency by agency thing or a law?

Should I drop my comprehensive insurance to liability only on my car?

My van is from 1999 and it is paid off. The only thing is I am not confident in my driving skills. I have enough money to buy another car though. I have 130,000 miles on the van. I was going to drive it until it falls apart or starts costing me too much money in repairs.

If a person has previous damage from nicks on a car door and try to say you did it will insurance pay?

My next door neighbor is trying to say my car door nicked hers when I got out of the car. I saw nicks on her door before I even opened mine. Now she wants to turn this into the insurance and file a claim. This was on private property, so I am not sure about it. My insurance company says an adjuster will be able to tell how long she had damage. I do not have any paint transfer on my car at all. Just unsure if this will affect my rates.""

""Which company offers the best health insurance policy in Delhi, India?

I want a health insurance as it saves tax. I am 21 Male

What insurance plan should i get?

i am looking to get health insurance. i was offered plan A which is $5000 deductible with 30% out of pocket or plan B $2500 deductible with 40% out of pocket. i am 20yrs old, in sacramento california. i am health don't smoke or drugs, but do ride a motorcycle. plan A payment a month is 90$ with dental and vision, and Plan B is $110 a month with vision and dental. in the past i have only been to Dr's for broken bones, but things pop up and want to be covered if something were to arise. thank you""

What is the cheapest online car insurance in the market today?

What is the cheapest online car insurance in the market today?

What car insurance co. should I go with?

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How do I check on an existing life insurance policy?

How do I check on an existing life insurance policy?

Teens: How much are you paying for your car insurance?

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What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?

What is the cheapest van insurance for a 18 year old with no previous insurance with a full lience?

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Hey, Im a 16 year old boy turning 17 in 5 months. I have been eligable to get a license since December 23,2011. My parents dont want me to get it ONLY because the insurance will cost too much. I live in Florida. I only want to be a secondary on the insurance and im not going to own my own car. Will it really cost that much? I havent gotten any driving penaltys or anything like that.""

Cheap Car Insurance for a 20 year old...?

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What insurance company do cheap American car insurance for young drivers?

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Just wondering :)

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Is car insurance policy number confidential?

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Motorcycle Insurance?

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Insurance totalling my car looks suspicious?

At this point I regret making a claim and wish i could turn back the clock. I am being forced into a box and it looks shady. Three weeks ago my 2005 Cadillac STS was involved in a parking lot flood where the water rose and filled the floors of my car by about 4 inches. All us neighbors had cleaning parties using a wet vac and baking and toweling are cars in the sun over the next few days letting our vehicles dry out. On my car everything works like a dream as it did before with the exception of a 'check stability control' notice that comes on when I start the car. I have been driving the car fine since the flood and decided maybe I should make a claim to fix this error that pops up on the dash when i start the car. From the time I dropped it off at the dealer it has been all negative. Right away the dealer was negative and telling me it's the end of the world with my car, everything is ruined and it will probably be a total loss. He got the adjuster for my insurance company out there and it looks like it will be put in to the total loss category. No i am just asking the insurance company to forget everything and drop the claim because the damage is not that extreme and i dont want to lose my car. I am told at this point it is too late. Is that true? My neighbors are floored by this, i have been driving it around for a few weeks just fine and the car still looks new With only 62000 miles on it. I can't help from thinking that something suspicious is going on here. Do they stand to make a nice profit by totalling my vehicle and then replacing one module for a 1000 or so and having a perfect car with all systems working? Also the lady from the claims office said the car had to be 80% damaged for it to be a total loss. I asked her if this was based on speculative problems that they think may occur in the future because of the water, or based on actual damage now? She said it had to be actual damage now but couldn't give me any details from the adjuster yet. Can I demand that the adjuster list everything that he thinks has been damaged to my car (which I am convinced he will have to be creative to do so)? The car as i said drives wonderful, I checked the fluids on my own (fine), and the car looks new. Do I have any recourse here? I just want the car fixed for the one problem, i dont want to lose the car, and at this point I don't even care about having insurance fix the one problem, but again I am told it is too late to go backwards and drop this entire issue. I almost have an inclination to report this because it looks so shady. No reasonable person would look at, and drive this car and consider it a total loss. What is the agenda of the insurance company and cadillac dealer here? Something smells foul with this situation.""

I got a car accident for the first time.. how much my insurance will go up?

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""When will my car insurance rates get cheaper, due to having a clean driving record?""

I know I didn't do the best job asking the question, but I'll try to be short and sweet. I'm going to turn 18 in one month and 5 days. I got my license exactly one year ago, November 14th,2009. In January 2010, I got into a small accident, it was during my midterms at school, was a little stressed, but I rear-ended somebody, sadly not in my crappy car that would've cost barely anything to fix, but in my fathers expensive car. Now there was no damage done to the other car, and barely any damage done to my fathers, but because the airbags deflated (which ended up being the most expensive thing to fix) it was a hefty amount to pay. Insurance covered it (geico) and they advertised that the first accident wouldn't effect our rates. Well they lied and it did, so our rates went up because of my one accident. Since the incident, my parents have not got into an accident in at least 7 years, and since my accident all i have received is a few parking tickets. All in all, what I'm asking is; when are my insurance rates going to go back down? I'm going to remain on my parents insurance for a while, just because its cheaper etc etc... and I know I'm still under 25, and a guy, but will they ever go back to the original price they were at when I got my license? (before they got raised)""

Weather Related Car Accident How Much Will Insurance Pay For?

Ok so I was driving home late morning a few nights ago, it was snowing pretty badly making conditions pretty bad, difficult to drive in and especially with my car (eclipse) so I was not doing any more then I could handle. I was on the highway going around 15-25 mph at most. Suddenly I began to swerve and spun out and got turned around and finally hit the guardrail, not much force because I was driving pretty slow to begin with. So the side of my car hit and I ended up facing the other direction. I have noticed there are a few scratches and marks on the front side one on headlight, a little below the headlight and some orange marks along the side, also a crack on the very bottom of the back bumper (not sure how it got there, kinda in the middle) So I was the only one involved and was wondering since it is a weather related accident how much my insurance will pay for? im just very confused because I am not looking forward to body shop and getting estimates, Greatly Appreciated Thanks""

How much will car insurance be for a VW Polo for a 17 year old?

I will be turning 17 in a year and a half and i am set on getting a 2006 Volkswagen Polo because i don't need much more from a car. It will mostly just be used for short drives through my town and city and I will be parking it on the road. I'm hoping to find one with a 1.2 engine and no higher because i know that is a dramatic factor in the insurance cost. I was just wondering, as a rough estimate, how much per year (in British pounds) would the insurance be?""

How much would insurance cost me?

Hi im 16 and an about a week im going to get my car the honda s2000. my parents wanted me to look around for insurance under there name? you guys know any cheap insurance companys? and how much do u think it would cost me a month?

Why should we pay CAR insurance?

I know it is made to protect us from being sue, I understand this. BUT if we are MADE to pay insurance to drive a car then the Car insurance companies should be MADE to include Car replacement as a STANDARD pack for both Full and Liability coverage(Why should I lose my car because of a BAD driver) If your car is totaled and you are still making payments then you lose a car. If you paid off your car and it is totaled, you lose a car. Lastly, we who pay insurance and don't have an accident in six months(or one year)should be given a choice of a lower premium, cash returned or a loan.""

Should I drop my comprehensive insurance to liability only on my car?

My van is from 1999 and it is paid off. The only thing is I am not confident in my driving skills. I have enough money to buy another car though. I have 130,000 miles on the van. I was going to drive it until it falls apart or starts costing me too much money in repairs.

What is the average cost of hormone replacement therapy with and without insurance?

I've fianally decided to begin my transition (male-to-female) and i wanted to know what it would cost to begin HRT. I ask for both with and without insurance because i have a college based insurance plan (SHIP) and i am not sure if it will cover HRT (it covers gender identity counseling so IDK) Thank you all in advance ~<3 P.S. i live in Moscow, Idaho.""

Why is Geico Home Owner's Insurance So Much More Expensive Than other Companies?

I have had my home owner's insurance through Liberty Mutual and I pay $865.00 per year for about 110,000 in dwelling coverage plus other coverages as well. However, I just decided as I wasn't doing anything today to check on the competition and I called up Geico. Get this.. Here it is... Geico, for the EXACT SAME COVERAGE I am paying Liberty Mutual $865.00 per year gave me a quote for $4,200.00 per year. WITH ALL COVERAGES BEING EQUAL. I was shocked... The lady told me because I had one claim for roof damage which cost $4,000.00 that justified the increase in coverage. Plus Geico had a higher deductible of $1,500.00. First I don't know anyone paying $4,000.00 for a one year home owner's policy for $110,000.00 in coverage. But does anyone know why Geico is so ridiculously expensive?""

Do you not have health insurance? How do you pay for care when you need it? Where do you go?

Do you not have health insurance? How do you pay for care when you need it? Where do you go?

50cc moped scooter insurance?

I live in PA. I am thinking about geting a moped scooter 50cc. About how much does insurance cost?

Average cost in nj for 17 year old girl for car insurance?

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""Accidents, car seats and insurance?""

My son's father had an accident tonight. I realize the car seat now needs replaced. Does insurance pay for this? Do they send a check or reimburse? Do insurance companies balk at paying for new car seats in accidents that weren't 'that bad'? He hit a deer but did not total the car, but had some damage to the fender and was unable to drive the car away from the accident.""

How long does it take to be under insurance for car?

i need to know how long will it take for my parents car insurance to be under me as soon as i get my license so i can start driving already im in texas ??

How to look for insurance?

I need to find health and medical insurance... im online looking at quotes but i have no idea what its saying???? can anyone help????

How can I find out NAIC number for car insurance company?

I am filling out a report for DMV and there is a section where I need to provide the National Association of Insurance Commissioners (NAIC) number for AAA. I talked the company and my agent and they say that there is no such thing? I wonder if there is any where I can look this info up..... Any idea?

Insurance premium increase?

I was involved in a fender bender where no party admitted fault. Other persons insurance company went to arbitration against my insurance company to recover their loss. Arbitration Panel decided in our favor i.e. I am not at fault hence need not pay the damages. Total loss amount listed by other party was $800. My car did not have any damage worth repairing. (Also, I am lazy and passive enough to not pursue too hard for a minor dent.) After arbitration settlement other person filed a lawsuit against me in small claims court. I was pretty sure that a judge cant do anything after arbitration. To my surprise judge assessed that out of $800 - $250 was the deductible paid by other person. Prior Arbitration did not include that amount hence he can adjudicate on this $250. He adjudicated against me for $250 + legal fee. Judge also told me that I need not worry about this money as my insurance will pay for it. (Most ridiculous judge and judgment I have ever seen, but thats a separate matter) I called up my insurance company. They are willing to pay this amount. My question is  will making them pay increase my insurance premium. I have a pretty clean record with no at-fault accidents. I pay about $1000 per year for two cars in WA state. Insurance company is: Farmers""

My Allstate insurance agent wants me to change from Allstate to Allstate Fire and Casualty. Should I? ?

I would be saving money, but I am wondering if there is a catch to this. Anyone else do this? It is my auto insurance, and I'd save money to switch (about $500 every six months. He tells us rates are lower because my credit is good. True?""

Will Ryan's plan force insurance companies to sell to 'granny? Will 'granny' be forced to buy insurance?

For customers at sixty five, health insurance companies will be inclined to not sell to that age group. Can they be forced to do so by the 'government'? Will health ...show more""

What the best life insurance for a 23 year old female?

i want what best so when something happen to me my girls has the money to buried me nice. I want something that don't go away in 30 years and i half to get another policy. ...show more

Is their insurance for pregnant women?

Hi, I am about 30 weeks pregnant and very scared. I do not have ins at this time. I had a ppo a few months ago that did not cover anything! My bf (ridiculous we were not married) of 11 years just walked out on me and the kids for his selfish reasons. So he is no help besides paying the mortgage. Im not trying to get free insurance, I just need some help on what affordable insurance there are if any that will pick me up. I pay for my visits but im running low on cash. I am on bed rest for incompetent cervix and I am losing it trying to figure ways. I return to work 6 weeks after I have the little one but for now I have no job! Im at lost. Any suggestions would be greatly appreciated. I can pay monthly's but I know that delivery bill is gonna kick me in the butt. I just want to have a little security...""

What car insurance would you recommended after having a DUI?

I'm on my last month of having a year suspension and need to start checking out insurance companies. After AAA saw my penalty on record, I was instantly declined to be re-insured. Obviously I can't be picky, but all I ask is for the best deal at the lowest price. Not sure if these influence the price ranges or not, but here are some basics that may be of assistance: Female, 20. Toyota Yaris '09 wet-and-wreckless infraction, over a year ago. Been driving for 4 years. Sacramento, CA""

Car Insurance Rates?

I am a 19 year old college student in VA. Currently my parents pay for my car insurance and cell phone bill. I would like to pay these on my own and was wondering what I could expect to pay for my insurance. I know that rates are highest for young single males, but I have had my license for 2 years, and I haven't had one speeding ticket or citation or anything. I haven't even been pulled over. So my record is good. Also, I have been in no accidents. So, what could I expect to pay? Thanks!""

How would this type of crash effect car insurance premium?

If your car was insured under third party and you crashed into a Ferrari and wrote it off, would the insurance company really have to pay the entire amount? More importantly would this effect your premium significantly even if you switched companies? Obviously it hasn't happened, just wondering thanks.""

Do i need insurance if i have drivers permit?

i got my permit yesterday but my parents wont let me drive until i get insurance. my moms car is insured. the insurance is 1000 dollars and thats how much i have in my savings account and if i spend it all i'll be broke. im 18 and still in high school and im looking for a job i applied but no one is hiring me and its frustrating!! im gonna waste all that money i did save on some stupid insurance??? ?????

Why have my health insurance premiums increase 72% over the last few months?

I received a letter a few months ago that my premiums would be increasing due to the ACA. I never thought they would increase by 72%. I thought President Obama said our premiums would decrease dramatically. Full coverage + Vision and dental 31/m non smoker (very healthy and active) Haven't been to the doctor in years Golden Rule United Healthcare Premiums a few months ago $193 per month $35 co pay $1500 deductible Premium starting next month $267 w/ same co pay and deductible WTF? I make roughly $2200 a month before taxes and fail to see how this is affordable.

""I am driving from OK to TX tonight, and have active car insurance, but expired paper insurance, please help!?""

Okay, my car insurace is active, up to date, but I did not receive a paper copy of my insurance in the mail. I tried to print it out but my printer is jammed. I do have the expired proof of insurance in the car...if I get pulled over for any reason when driving from OK to TX, how much trouble will I get into? Thanks for any insight on this!""

Best car insurance for 17 year old?!?

Hi, I have just passed my driving test. I am a 17 year old male living in a stable suburb. My mum owns a 2002 Mini Cooper and my dad has just ordered a new Audi A7. Obviously I cannot drive the Audi when it comes haha. I am looking to drive the Mini. What is the cheapest insurance company to be a NAMED DRIVER on my mum's car insurance. THIS IS NOT FRONTING. I will hardly drive, my mum uses the car most/all of the time. I have got very high quotes and the best yet is 2000 from Admiral. Any other suggestions please?""

What laws in California can a doctor use against me for spending insurance check?

What laws exist in California that a doctor can use against me if I spent the money the insurance sent me for medical services he performed?

How do you insure a used car from a private party on the way home?

If i buy a used car from a private party a few hundred miles from me how do i legally drive the car back to be registered in my state of PA. I called insurance company and they said they cant give me coverage until it is registered however the person who owns the car from when i buy it from them should have insurance to cover me on the way back. Is this true?

Cheap insurance anyone know?

Cheap insurance anyone know?

Need help understanding some insurance terms and policies.?

What is a HYBRID health insurance plan? Has anyone used this type plan?, specifically NEW HEALTH CHOICE, GOOD HEALTH. Beyond this...does anyone know of a good, affordable insurance for TEXAS. I really need help understanding this type plan. Sound too good to be true therefore it usually is.""

Should I drop my comprehensive insurance to liability only on my car?

My van is from 1999 and it is paid off. The only thing is I am not confident in my driving skills. I have enough money to buy another car though. I have 130,000 miles on the van. I was going to drive it until it falls apart or starts costing me too much money in repairs.

What is the cheapest/best car insurance and car for a newly licensed driver in MA?

What would be the best and cheapest type of car and car insurance to get for someone who just received their license?

Best car insurance for my situation?

I'm 18 years old. I have had one accident about a year ago and have received a ticket last month, what would be the best insurance that is affordable. Right now I'm on my mom's insurance and it's really high. I want to be on my own insurance that would be negotiable with my bad record. If someone could also give me some advice on how to lower my cost of insurance without switching that would be helpful too.""

Need advice on good medical insurance company?

Wanting to purchase medical insurance for a family member. Looking for a very good company who could provide major medical insurance with at least a $2,500.00 deductible. Just mainly looking for some basic coverage. Thank you for whatever advice you can give me.""

What does this quote about Health Insurance mean?

(The Headline - 2 Calif. health insurers to pay $13M for dropping clients ) This fine sends the message that if you come into California to sell health insurance, YOU MUST PLAY BY THE RULES, said Cindy Ehnes, the director of the state's Department of Managed Health Care. [caps mine] http://www.usatoday.com/news/health/2008-07-18-insurance-settlements_N.htm""

Insurance. What do I need to sell Term Insurance in California?

Insurance. What do I need to sell Term Insurance in California?

Maternity insurance in North Carolina is it worth it?

My husband and I want to have another baby. I had to have an emergency c-section with the first baby and my doctor told me if I had another baby I would have to have another c-section. I had Medicaid with the first child, and I am not sure of those cost for that baby. I have a basic individual insurance plan now. I do not qualify for my employer's health plan because I am a casual staff worker. So my question is would it be worth spending the extra for maternity insurance or better to ask for a payment plan at the doctor's office and hospital? I would be seeing a doctor in Greenville, NC.""

I rear ended a car on the freeway and damage was minor. How much will it cost me through insurance?

So I rear ended a car on the freeway and we pulled on to the side and got each others info. Damage to both cars are both big and small scratches. I was wondering how much it might cost when I file it through my insurance company. I have liability coverage.

Average yearly car insurance cost for a new driver?

In Vancouver, British Columbia, Canada. Average yearly-term for a new driver? For: A) A 60's car B) A 90's car Both in good, but no perfect condition.. I just want to know the price range I'm looking at for a standard insurance.. $500? $5,000?""

Whats the best affordable insurance?

I have a good driving record no tickets no suspension. I would like to know who has the best affordable liability car insurance from a range of monthly payments between $50-90?

Is USAA a good auto insurance company to go under?

have any of u dealt with USAA before? whether it was their auto insurance, banking etc.and how come there are so many in the military that does not know anything about it?""

Car insurance on a 16 year old?

Okay so I'll get my permit in a few weeks, and I really want a Dodge Challenger, or a Camaro. I was wonder, how would the insurance work? How much would it be, and estimate. I know it will be high, but it's going to be high anyways. Could my parents just add me onto their insurance? Would it cost more or less ? They pay about 450 dollars every six months for a Chevy Colorado. I get great grades, and I'm going to take the drivers ed class threw this local college, that should lower the insurance too. Can anyone estimate how much insurance might be for a Challenger or Camaro? Which one would be less do you think? Thanks.""

Can we get health insurance with just part A only in medicare?

looking for supplemental insurance with just Part A on my social security medicare who would be good to contact?

How can i start selling life insurance at home and what type of license do i need?

Would i be able to start my own buisness online and localy selling another companys life insurance and setting up appointments what kind of license do i need to sell insurance and for my own buisness do i just selling life insurance for another company do i just need a llc license

Car Finance With Insurance?

Hi, i've been searching for a while now for a car finance which comes with insurance for under 25's. Im 21 and being driving for three years and 90% of the time my son is with me so I wouldn't considered myself a boy racer . The only one I found was the just add fuel scheme by peugeot but like any other scheme you have to be 25. So any suggestions would be gratefully appreciated""

How much would Insurance be for a Porsche 924 in Britain?

Hey guys, I am going to be turning 21 this August and hope to pick up a porsche 924 up. Do you know roughly how much this would cost me in terms of insurance costs? Thanks in advance! -R""

How much average premium for Car insurance....?????

i need some basic info... about car insurance..in NJ STATE... record is clear and 3 years exp....need to know average range... Most of people paying.......

Whats cheaper honda or toyota insurance?

honda civic or toyota corolla

Cheapest car insurer and cheapest car to ensure?

Hello i will do my lessons soon and was wondering what is the best way to get cheap car insurance, thanks allot best regards Bilal""

Scooter 50cc and 125cc insurance??

Can you please tell me how much insurance in Ireland would cost for a 16 year old boy don't say phone up the insurance company because i am just wondering how much it is thanks if you know I was looking at 125cc scooter which is insurance group 2 I was also looking at a 50cc scooter insurance group 1 Thanks for answering and please tell me your prices in euro thanks again.

Who much money does it cost to start an insurance company?

I want to start an insurance company in Florida and was wondering how much it would cost to start one. Do not hesitate, give me your best estimate. Also, do insurance companies keep funds gathered through insurance policies in a fund or do they invest it? Comments? Thanks!""

$350/month for health insurance. Reasonable?

I'm trying to find better insurance plans. Is this reasonable or any better insurance? -$350/month -50% coverage for all including dental and vision -Deductable $3,000 -34 years old""

Car insurance rates depending on a car?

If i'm getting a new car I dont really understand insurance. What will make my insurance rise. I have been hearing it is the model or how new my car is because im looking into a few new cars. Thank you.

""I am 26 and currently a student and i dont have a job,i was looking for an affordable health insurance.?""

I am 26 and currently a student and i dont have a job,i was looking for an affordable health insurance.?""

Quick insurance quote for a 2006 range rover sport hse?

i am 16 and found a 2006 range rover hse sport for only 10 grand. the car is immaculate and freaking loaded to the top with upgrades. i know you are all thinking WTH? but the car is not salvaged and runs perfectly. i can afford the payments for the loan i am getting, but what insurance company would charge the least amount of money with decent coverage, cause liability aint covering the rover. thanks for all ure help, P.S. how much would registration be?""

Geiko car insurance?

I want to know from someone who has Geiko car insurance if they like it. I currently have Nationwide, and though I love them, I can get car insurance from Geiko for $40 cheaper a month. I am a college student and with only being able to work certain hours and the expense of college $40 is a lot of money to be. At the same time I want to make sure I get insurance from a company I can get in touch with if I have problems. Thanks for any help!""

Should I drop my comprehensive insurance to liability only on my car?

My van is from 1999 and it is paid off. The only thing is I am not confident in my driving skills. I have enough money to buy another car though. I have 130,000 miles on the van. I was going to drive it until it falls apart or starts costing me too much money in repairs.

https://www.linkedin.com/pulse/16-year-old-male-how-much-i-pay-auto-insurance-cleofa-escobedo-1"

[bloginstantmooncollector-blog]

Is minimum coverage car insurance the same as an SR22?

"Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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An affordable car to purchase with cheapest insurance for a 17 y/o?

Hey, I'm 17 and looking to purchase my first car. Of course, insurance is a big issue for me. I was wondering what car would be a good buy where insurance wouldstill be cheap? I'm looking at spending around 500 for a second hand car, so all these new electric economic cars which cost thousands that google keep bringing up are too miuch for me. I heard about ford KA's, Nissan Micra's, Renault Clio's and Vauxhall Corsa's being good, however, when I look on insurance websites there's about 50 versions of each car with different engines, doors, years etc, and I don't have the slightest clue which version of the car would be the cheapest, other than having a smaller engine. I was wondering if anybody could provide me with the make and models of the cars which are the cheapest to insure, but are still well priced and can be picked up easily second hand. Thanks""

What good is term life insurance?

I fully intend to live longer than most term life insurance policies cover! Whole life is more practical, to my way of thinking.""

What is the best way to get cheap car insurance for young drivers in the UK?

How come when I look at comparison sites such as confused.com they quote something like 10K for a 17 year old male that has pased. I know that a better way is to add your parents as the main driver and yourself as the additional however, the issue is that non of my parents drive. So what would be the best way to get a reasonable car insurance for a 17 year old then?""

Can I take out life insurance on my mom?

So my father was an alcoholic and my mother is an addict, my father recently passed away and it was very hard to come up with all the money for his funeral as i am a young mother with financial responsibilities of my own. I am worried my mother is going to die due to all the drug use over the years, is there a burial or life insurance i can get on her to help with expenses?""

Cheapest way to insure 19 yr old boy with one year no claims bonus?

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""When you have a deductible with car insurance, who do you pay the deductible to after getting into an accident

I was in a car accident with a hit and run driver and I have collision with a 500 deductible. So when and to who do I pay my deductible to? And who does my insurance pay their portion to; me or the repair shop for the repairs on my car??

Is Mitsubishi Lancer Coupe considered a Sports Car in Insurance?

Hi, im in australia planning to get a lancer coupe, not the sedan. they range in late 90 models. I cant tell if theyre a sports car or not by insurance companies. (sports car are more expensive). a small low budget economical 1.8L car wouldnt be classified as a sports. But then lancers were originally used in rally races. Can anyone tell me if this lancer would have higher insurance costs than a 4 door sedan version.""

What is the fastest and best looking insurance group 4 or 5 car i can get?

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Temporary Car Insurance?

Ive been talking to brokers, and car insurance agents. Im moving from NY to NC, i have no car insurance, and i dont want to pay for Ny insurance fully, because when i move to NC i plan on getting NC insurance. I want temporary insurance, and one agent told me about in transit insurance? ive been looking up things all day and no success. can someone give me advice on what i should do if i only need ny car insurance to just drive down to NC???? thank you!""

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IS THERE A LISTING OF CAR INSURANCE COMPNANIES?

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Other driver was not covered under insurance?

I was in a car accident where the other driver (to be referred as The Idiot) was at fault. The police were called and The Idiot was given a warning citation. The insurance company called me today to inform me that the claim was being denied because The Idiot was not an authorized driver under the policy. It appears that The Idiot borrowed the car from his father. Now I am stuck with thousands of dollars in repairs that it appears will be billed back to me. What are my options?

Which company has the cheapest Car insurance for 16 year old drivers? I live in NC.?

How big will the difference be monetarily between owning a Honda s2000 or a $1000 old mazda?

Do I have to have car insurance?

I'm 18, and I'm getting my first car that I'm paying for in two weeks (2006 Ford Mustang). Unfortunately, I don't think my mom will put me on her insurance. I don't have enough money to pay for my own insurance. My mom told me its illegal to drive around without insurance (Is this true? And how would police know?) Also, what would happen if I got into a car accident with damage to both cars and I was at fault?""

Car insurance Voluntary Excess?

hi just got a quote from a insurance broker for cars and i put down 100 Voluntary Excess but what does this mean?

16 Year Old Auto Insurance on Own Car?

hey, i am currently 16 and have had my license for about 5 months now, i am considering buying my own car, can anyone tell me an estimate of how much my insurance would be? i would be buying an older model car (1997-2002), i completed a young drivers course. Thanks""

How can i get cheap insurance on my moms car because I'm only 17 and she has a 2l?

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What is a good cheap sports car for a teenager?

I just learned to drive a manual transmission so now i am interested in a more sporty car. I want something that is initially fast and doesn't require modificatons. I have a limit of about 5 or 6 grand.

""Ohio motorcycle insurance, 18 years old.?

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Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.

At fault driver had no insurance?

Me and my Daughter was riding my custom built harley sat. and a car made an illegal u turn in front of us and we hit his car on the side. He does not have insurance but I do. Can I use my auto insurance which is a different company form my bike insurance to cover the cost of my bike and other injuries that we suffered.? Should I hold off on getting a lawyer? I really do not want them to get my money that we are due..

Math question about cars and insurance?

I make 10 dollars an hour, full time job, 80+ hour checks with about 100 dollars in commission monthly. (1700 a month before taxes). I have to pay my rent, 325, my electric, 200 a month, and my phone bill- 40 dollars a month. My internet is 15 a month. How much do you think I could pay for a car, and insurance for a car without going broke? As in, what kind of price brackets should I stay in? I've been driving a car that's paid off since I was 16, now that car is falling apart. I need help, I've never done this before! :) Thanks!""

For Farmer's do auto insurance rates increase with cost of repair for a claim?

For Farmer's do insurance rates increase with cost of repair for a claim? Or is it determined by number of incidents and points on your record?

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Can I get affordable life insurance for 200,000 or more?""

Do I have to wait until after I get a car to get auto insurance?

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Mandated Health Insurance is different from Mandated Auto Insurance how?

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Since money is tight, we are going through the state for health insurance. It's a pain especially since my weekly pay changes all the time so they want it called in to see how much they have to charge us every month. At least my husband's pay stays the same. I see health insurance ads on tv and online but not sure which is affordable and even more important legit enough to go with. Any suggesttions?""

What is my insurance going to pay if ?

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My 29 year old brother has been living at my place for a few months. He's still covered by my parents car insurance in another state, but I wonder if I have to put him on my policy since he practically lives with me. He only drives one of my cars occasionally. His living with us should be temporary (hopefully no more than few more months)""

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Why is Obamacare called the Affordable Insurance Act if it provides health care?

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Would Hillary Clinton health care insurance plan be like the law for car insurance?

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""I just got my m2 on the weekend and i need to find the best motorcycle insurance rate I can, 18 M in Ontario?

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Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.

Insurance is a scam?

Why would we need it to be a law? Insurance is in case something happens, well what if nothing ever happens, all that money goes straight into their pockets. If it's law, they should make a new law where, after a certain number of years that you never got in an accident you get your money back. The main reason a hit and run occurs is, jail, or they don't have insurance. You would solve half the problem! I read in the DMV booklet that you can show proof that you have $35,000 in an account, and you wouldn't have to pay insurance, does anybody do this?""

If an insurance company estimated the damage on my car at $800 and I later find out it is way more can I go ba?

My car got hit, their insurance company sent me to a mechanic shop to get an estimate, they said $823 and the insurance sent me the check. I just took the car to the dealership and they said the damage was $3100, can I go back to the insurance and ask for the difference?""

What is a good car insurance for florida state for a 23 year old female?

Help.

Why is the US government forcing health insurance on me?

My hate for the US government is growing by the day.

How is the Hillary Clinton helth plan version 2 anything like car insurance?

Car insurance: 1) Need to get it if you choose to drive. 2) Government bureaucracy does not force you to choose only in-state car insurance. 3) Coverage is meant to protect others from damages. 4) You choose how much coverage you want. 5) Does not violate freedom of religion. 6) Taxpayers don't pay for people who can't afford car insurance. Hillary Care: 1) Need to get if you choose to live. 2) Government bureaucracy limits the choice of provider. 3) Coverage only protects you and not others from damages 4) Government mandates what is covered, not you. 5) Violates freedom of religion for those whose beliefs prevent them from getting hospital care. 6) Government steals taxpayer money to supplement those who cry poor. Hillary supporters: Is it even possible to argue this? Go ahead and try. See you after Hillary loses the general election!""

How much does your car insurance cost? (teens)?

Adults may answer too. Answer how old you are, what kind of coverage you have and with who and what you drive and how much your insurance is :) I'm 16 and I only have basic liability with geico and I drive a 99 saturn sc2 and I think my monthly bill is around $60""

Difference between term life insurance and permanent policies?

My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?""

Car Insurance for 16 year old son?

Hey, Im a 16 year old boy turning 17 in 5 months. I have been eligable to get a license since December 23,2011. My parents dont want me to get it ONLY because the insurance will cost too much. I live in Florida. I only want to be a secondary on the insurance and im not going to own my own car. Will it really cost that much? I havent gotten any driving penaltys or anything like that.""

How much would motorcycle insurance cost me for 6 months being 16 driving a 2008 kawasaki ninja 250R??

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Does anyone know of some reallly cheap motorcycle insurance companies that you use?

?

Which insurance company is the cheapest?

i live in ontario canada and i wanna know which company has the cheapest insurance. my insurance expires this month? please help........................

Driving without a license and no insurance?

I recently got pulled over in GA im from PA for driving without a license and no insurance on my car and i was sent to jail and i bailed out and i go back to court in April and i was wondering if i should waste my time on actually getting an attorney and what exactly you think they'll do to me. And is there anything i can do to go in there and fix the problem like get my license or will it show up in the DMV that i went to jail for not having one? I figured if i could go get my license and my insurance figured out maybe the charges wouldn't be so harsh. Any ideas?

How much average does a family of four pay annually or monthly for health insurance?

I'm currently in the military and plan on getting out in 3yrs. I have an EF but people in the service forget about health insurance (because its free now). I want to set my family up. Just wondering what would I be looking at paying when I separate for a family of four so I can start saving

Is the renault twizy cheap for teenagers?

Is the insurance cheap Im looking around below 2000 a year

What's the point of car insurance?

I pay insurance for my car. Shouldn't car insurance cover anything needing fixed on your car? What is the point of paying for insurance, when the insurance doesn't even cover repairs? I pay for supposed FULL COVERAGE , shouldn't this cover everything, ITS A BIG F-ING SCAM!!!""

What's a good medical insurance plan for someone in my situation in CA?

It's so overwhelming with all the different policies out there, if someone has a recommendation for a good insurance company that is affordable for my situation: a. self employed single female b. no health risks/problems c. mid 30s d. prefer a plan that covers maternity just in case""

Why are white cars cheaper than other colours?

im trying to find a more of an economic based answer.... thanks

How much is insurance per year on a E46 BMW M3?

I'm looking into buying a 2002-2004 M3. I'm 18 yo male with a clean driving record.

Will this decrease/increase my insurance rate?

#NAME?

Can a car insurance company lower the estimate?

Ok here is my dilemma: I got in a car accident about a week ago, the other driver is at fault. I went for the repair estimate to the agent #1, he was ready to write a check for $1500, but I was wondering how much they would pay if they totaled the car, in a couple of days I got a phone call and the agent#2 said that the vehicle is gonna be a total loss and said they would pay $2300 and take the car. I decided to just take the $1500. Agents #1 and #2 directed me to an agent #3, I explained the whole situation to him and he said he would issue $1800 if I want to keep the car BUT I would have to get a salvage title for the vehicle first due to the state law. The state law requires a person to get a salvage title if the repair cost is 75% or more of the vehicle total value. I do not want to get a salvage title for the vehicle and I told him that the original estimate given by the agent #1 was $1500, not $1800 which is less than 75%, to which he responded I believe we still had some items open when you got that estimate . he will check it and call me back. 1. Can I just lower the estimate to original $1500 so I would not have to get a salvage title for the car? Any law that allows me to lower it? 2. Will the insurance company receive any benefit if they pay me more money but I will have to salvage the car? Why do they wanna do it?""

How much does a Triple AAA insurance agent make on average?

How does Triple AAA pay their agents? Their agents don't sell Life Insurance right? What all do they sell? How does this job compare to...say a State Farm agent?

What is a penalty in MA for driving a car with no insurance?

I was involved in the car accident recently... I was driving in Boston the uninsured car with the New Hampshire registration. But in NH car insurance is not compulsory. The hearing will be held on my case, which is considered to be criminal. If somebody ever been in the similar situation ,plz, share your experience!""

Do I really have to disclose everything for a life insurance quote?

My wife has a family history of cancer which is causing my life insurance quote to change from $100 a month to $300. Do I really need to disclose this info to the companies, or should I not tell them as they would need permission anyway to check history and doctors records???""

High cost of insurance for retirees which is using up pensions.?

I worked 33 yrs at McDonnell Douglas (Boeing) Aircraft Corporation and retired in 1996. I received a fair pension and insurance that I had to pay, which was affordable. What started out to be affordable in 1996 has now reached unaffordable in 2007. My pension is being quickly absorbed by the cost of my insurance, which is now $933 a month for just me. Needless to say my insurance costs outweigh my monthly pension allowance now. I am a cancer survivor since 1992 yet I am unable to choose another insurance provider because I am considered, like many other survivors and patients, high risk and uninsureable. I didn't ask to be dianosed with cancer. In fact, I have always taken care of myself. Why should I/we be discriminated against after 10 or more years of being cancer free.""

Why does the insurance cost more for a higher litre engine?

I know a higher litre engine can obtain more air and fuel in its cylinders but why does this change the insurance price , is it because faster cars have higher litre engines""

Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.

What are the best car insurance's?

I had geico but now I was thinking about nationwide or Triple AAA.

What would be a great (cheap) beginner motorcycle for a 16 year old?

I have been looking at a 1982 honda nighthawk 450 with 13k miles on it tht was in decent shape tht i could probably get it for 900$ (and i found out insurance would be 125$ a year).....i want to broaden my search and i was wondering if there are any other bikes out there that are good beginner bikes that are cheap (not AT ALL more than 1200$)

Which car insurance company is the best? How much do you py for car insurance each month?

Which car insurance company is the best? How much do you py for car insurance each month?

Where can I get the cheapest motorcycle insurance?

I just bought a bike and haven't ridden in years so don't know where to start and I live in Pennsylvania if that's any help. Thanks

Possible to drive without car insurance?

I live in California and recently got my license. I know driving without insurance is illegal and bad, but could I drive without insurance as long as I don't get in a car crash and follow the rules of the road?""

What is the best affordable car insurance for young adults?

I just got a car and wanted to get insurance on my car but dont want to pay a lot of money for it. what do you recommend?

Okay insurance rates on a 2009 challenger rt for a 20 year old male.. how much?

I know its not practical or anything but im just curious what they would be. And maybe any other financial information on the subject. Please no lectures about how I shouldn't have one.

""On a family plan (Car Insurance), Must all members covered live under the same address?""

My boyfriends dad is a penny pincher and has my boyfriend under the families car insurance to save money. I don't know if it is legal or not, but my boyfriend does not live with his parents (and the address on the insurance is his parents house). He is also is not insured on the car he is driving (his dad is, because he has points)... Will someone please say if this is allowed...so we can put this argument to rest!""

How much is your car insurance a month?

What kind of car do you have? What car insurance company are you with?

Insurance and pregnancy...

I am planning to get pregnant in March, 2009. After working things out with my husband, it seems like the best time for us Anyway, my insurance policy will finish in August and I'll have to get new insurance (I won't be able to continue with my current insurance policy for reasons beyond the scope of this question). Will this cause me problems with the new insurance company (I still don't know what insurance I am going to purchase)? Will the NOT cover my pregnancy and delivery and consider it a pre-existing condition? What's your advice? We really don't want to postpone pregnancy any more and now is not the best time for us""

What's the cheapest insurance company for a 21-year old with a 2000 ford mustang?

My driving record new and unblemished.

How can Geico claim to be Cheaper then State Farm?

I was very happy with State Farm until I got my new policy this month. They raised my rate by $55 for no reason. I have been with them for 5 years with out ever having put in a claim of any kind. So I went to check out GEICO. Even with my increase from State Farm, GEICO is still twice as much. Same policies identical amounts. State Farm $485. GEICO $865.""

Are there any whole life insurance / Roth IRA options similar to Colorado Banking?

I recently spoke to an investment broker about an option offered by Colorado Banking that offers an IRA with a guaranteed interest rate where the amount you put in ($150 per month) goes toward a 80,000 whole life insurance plan and also into an IRA that would return 319,000 at the end of 45 years. I've done the math and it does work itself out, but I'm curious if there are any companies that compete with the same type of plan.""

Travelers -safeco insurance..need help?

Hi Everybody .. I am in CA and paying around $2K yearly for Auto Insurance only . I recently got a quote from Travelers and Safeco Insurance for about 1400 yearly (for Auto and Home) . That is a very good saving but I have not heard much about these insurance companies . Any Ideas on how good and reliable these companies are ? Is Travelers better than safeco or vice versa .. Any help is greatly appreciated

My insurance is too high?

I'm 19, in ireland (south) i pay 300 a month and i just changed address to the next county, my ins. has gone up to 450 a month.. Is there a speed restrictor policy i can get or has any1 my age managed to lower insurance somehow? My engine size is 1.2 also is that too high for my age? Thanx in advance ;)""

How much would car insurance for a 16 girl cost?

Im 16 and thinking of getting a 2000 ford explorer and a 2000 jeep cherokee. how much would my insurence cost? and what car is better to get?

2005 Mustang V6 Insurance?

I'm 20 years old, have a clean driving record, and qualify for most merit-based discounts (no wrecks, good grades, etc.). I'm currently driving a 1998 Pontiac Grand Prix GT with a 3.8L V6, and paying about $800 per year listed as the primary driver of this car. I cannot possibly stress enough that I know having a newer car that I am still making payments on will increase my insurance. My question is basically if the change in price will be drastically higher than if I got full coverage on my current car. I was thinking I could expect somewhere in the range of $1500 - $2000 per year. Is that about right, or am I way off?""

""Cheap, affordable health insurance for a college student?""

I don't dorm for college being how I live within the vicinity of my school. So that already kills off a few suggestions being how there's more insurance coverages out there for dorming students. What are some websites or companies that would have fairly priced insurance? I'm on a low income & I've tried applying for medicare, but that's a whole another issue I'd rather not discuss here. I've heard someone tell me something about Obamacare? & I also tried getting insurance from my jobs union but they have YET to send me my medical card in which I've just about given up in trying to obtain in the number of attempts I've called them about it... So please, if you know ANYTHING based on the above criteria, thanks.""

Estimate how much car insurance would cost?

I just need a ball park estimate: I am 19, female, first time driver. I would have a used Geo Metro from the mid 90's. I can't get on my parent's insurance. Can you give me an approximate range on how much I'd have to pay for insurance?""

Car insurance?

HI there, I have been without car insurance for about three years, I used to have continuous coverage but sold my car and used one of my girlfriends cars since then. But now I am going to buy / or finance another car. Will I face some sort of penalty, or increased insurance rates for not being insured these past few years, even though my driving record is immaculate and I am almost 30 and besides I had no car? Thank you.""

What type of car is cheapest to insure?

I am 16 and looking to buy a car under 10k. I want an SUV but what I hear they are a lot more to insure than a sedan? is there a big difference in insurance price when it comes to Suvs, sedans, and sports cars? For example here are three types of cars one a suv, one sporty, and one sedan. Which will be cheapest? Ford Expedition Mazda RX8 Chevy Malibu""

Is there Low Cost Health Insurance for a 60 yr old?

Is there Low Cost Health Insurance for a 60 yr old? I am shopping around for health Ins. for my mother in law, is there something in California, that's not expensive. Can i get medical or something? Please help.""

When selling your car without insurance and tax?

just bought a new car and want to sell my old one, but is it ok for someone(buyer) to have a test drive if the car has no insurance and no tax? and then drive it home as well""

What effect does a minor ticket out of state have on insurance rates.?

A few months ago I got a ticket in Maryland, where I go to school, for going the wrong way down a one way street. The ticket was only a small fine and I don't think any point were given. Recently I just got another ticket for making a wrong left turn in New Jersey, where my permanent address is. Normally, my insurance company, geico , would let one ticket slide but I'm not sure if they would even know about the Maryland ticket. I would appreciate any information.""

Cost of malpractice insurance for neurosurgeon?

I'm planning on specializing in neurosurgery however I persistently receive word of the exorbitant malpractice insurance rates majorly eating into the salary. Do any of you have a clue of the average rate neurosurgeons are charged? I don't want a specific quote, just the average.""

Is minimum coverage car insurance the same as an SR22?

In Tennessee, is minimum coverage car insurance the same as an SR22? I already have minimum coverage but am now required to get an SR22. Is this something that needs to be added on or will minimum coverage suffice? Thanks.

https://www.linkedin.com/pulse/can-someone-take-out-life-insurance-policy-mentally-retarded-branch"