#venmo limit per day

[limitforvenmo]

How to Transfer Money from Venmo to Your Bank: A Step-by-Step Guide-by-Step Instructions

Venmo, a peer-to-peer platform for payments that is increasingly popular, allows you to send money quickly between family and friends. Venmo can be used for everything from paying friends back after coffee dates, to splitting dinner bills. It is also great for purchasing online products. Venmo is a convenient solution because it does not require checks, cash, or ATM fees for transactions. Venmo allows you to send money instantly. When it is time to transfer the money back to your account, you will need to be aware of certain details.

Venmo will ask you to link your bank with Venmo as your first step. Go to "Me" and select "Transfer Balance." You can then choose which bank account to transfer your money into. This is done either by standard transfer, which takes up to 1-3 days, or an instantaneous transaction that charges a fee. Venmo offers users the option to manually link bank accounts. However, to reduce fraud, they also send micro-transfers that are $1 or less to verify your ID and to prevent possible phishing scams. So, let’s begin and learn more about how to transfer money from bank to Venmo.

How to Transfer Money from Venmo to Bank?

Below mentioned are the steps on how to transfer money from Venmo to your bank account.

Open the Venmo App on your smartphone.

The "Me" icon is located at the bottom-right corner of the application. You will be taken to your profile.

Look for "Add or Transfer" on your profile page under Venmo.

Select "Transfer to Bank", when prompted.

Enter the amount that you want to transfer to your bank account.

Select the account to which you would like your funds transferred. To avoid any delays, make sure the account information you provide is correct.

Tap "Transfer", after reviewing the details. Once the transfer has been completed, you will get a confirmation.

How to Transfer Money from Bank to Venmo?

Follow these steps on how do you transfer money from bank to Venmo:

Be sure that your Venmo account is linked with your bank account before transferring. This can be done by going to Settings > Payment methods > Add Bank or card > Bank.

After you have linked your bank account, click on the "Me tab" and choose your Venmo balance.

Select the "Add Money' option to start transferring money from your bank account to Venmo.

Enter the amount that you would like to add to Venmo. Venmo has a $10 minimum for transfers.

Venmo will begin the transfer after you double-check your details and tap "Add Money".

Transfers to Venmo from your bank typically take 3 to 5 business days. There is no instant option for bank to Venmo transfers. However, by planning you can make sure your Venmo account is available when needed.

How Long Does a Venmo Transfer Take?

So how long does it take for Venmo to transfer? This is a question that users ask frequently. Answers vary depending on what type of transfer is selected and how long it takes for the bank to process the transaction. Venmo standard transfers are usually free of charge and take between 1-3 working days to complete. The transfer can take longer if it is initiated during weekends or holidays. It may take up 24 hours to show in your Venmo balance if you sent money to another email account from your Venmo.

Double-check that both parties entered the right email address and have checked for the final four digits on their bank account or credit card. Venmo charges 1.75% for instant transfers, which reach your bank in 30 minutes or less. This option is faster but may experience delays depending on your bank's policies.

How to Transfer Venmo to PayPal Without a Bank Account?

Venmo does not currently support direct transfers from Venmo into PayPal. However, there are some alternative options if you want to transfer money between Venmo and PayPal.

You can transfer money using the same debit card linked to your Venmo account and PayPal account. Transfer the money first from Venmo onto the debit card and then add it to PayPal.

A second option is to add money to PayPal by transferring funds from Venmo into a shared account. Although it is not a direct transaction, this method offers a safe way to transfer funds between platforms.

FAQ

How long does it take to transfer money using Venmo?

Instant Venmo transfers usually take 30 minutes, while standard Venmo takes 1-3 days.

How to transfer money from bank to Venmo fast?

There is currently no option to transfer money instantly from a bank account to Venmo. Transfers usually take 3 to 5 business days.

Can I add money to Venmo without a bank account?

Venmo allows you to receive money from friends or use a debit card.

How to transfer Venmo funds to PayPal without having a bank account or credit card?

Venmo does not support PayPal direct transfers, but you can still transfer money using the linked debit card between Venmo & PayPal.

How do I transfer money from Venmo to my bank?

First of all, open the Venmo app, enter the amount and confirm to transfer money from Venmo into your bank.

[venmoappsreview]

What Is Venmo Limit? Daily, Weekly & Monthly, Withdrawal & Sending Limit?

In today's digital age, financial transactions have become more convenient than ever before. One of the platforms that have gained immense popularity in recent years for peer-to-peer payments and money transfers is Venmo. However, like any financial service, Venmo imposes certain limits on the amount of money you can send and receive. In this comprehensive guide, we will delve into the intricacies of Venmo limits – both daily and monthly – and explore ways to increase your Venmo limit.

Understanding Venmo Limits

Venmo, a popular mobile payment service in the United States, imposes certain limits on its users to ensure security and compliance with financial regulations. These limits can vary depending on your account type and activity. Here's a breakdown of the typical Venmo limits:

Daily Limit

Venmo, owned by PayPal, sets a daily limit on the amount of money you can send and receive. As of my knowledge cutoff date in January 2024, the standard daily limit for Venmo transactions is $4,999.99. This means that in a single day, you can send or receive up to $4,999.99 via Venmo.

Weekly Limit

In addition to the daily limit, Venmo also imposes a weekly limit. This limit typically extends over a rolling seven-day period. The weekly limit for Venmo transactions is also $4,999.99. This means that if you reach your daily limit but haven't reached the weekly limit, you can continue to make transactions up to $4,999.99 within the same week.

Monthly Limit

Venmo's monthly limit is an extension of the daily and weekly limits. As of my last update in January 2024, the monthly limit for Venmo transactions is $6,999.99. This limit applies to the total amount you can send and receive in a calendar month. It's important to note that Venmo may revise these limits over time, so it's advisable to check their official website or app for the most up-to-date information.

Factors Affecting Venmo Limits

Venmo, like other financial services, considers various factors when determining your transaction limits. These factors include:

1. Account Verification

Venmo encourages users to verify their accounts by providing personal information such as their full name, date of birth, and Social Security number. Verified accounts typically have higher transaction limits compared to unverified ones.

2. Account Activity

Your Venmo account history, including your transaction history, can impact your limits. A longer and more positive transaction history can potentially lead to higher limits.

3. Security Measures

Venmo employs security algorithms to assess risk. If your account shows any suspicious or unusual activity, your limits may be adjusted accordingly to protect your account and prevent fraud.

4. Linked Bank Account

Linking a bank account to your Venmo account can also influence your limits. Venmo may consider your linked bank account's history and transaction limits when determining your Venmo limits.

Increasing Your Venmo Limits

If you find yourself reaching your Venmo limits and need to increase them, there are steps you can take:

1. Verify Your Account

As mentioned earlier, verifying your Venmo account by providing accurate personal information can help raise your transaction limits. Follow the prompts in the Venmo app to complete the verification process.

2. Build a Positive Transaction History

Consistently using Venmo for legitimate transactions and maintaining a positive history can lead to higher limits over time. Avoid engaging in suspicious or fraudulent activities that may trigger lower limits.

3. Contact Venmo Support

If you have a legitimate reason for needing higher limits, such as business-related transactions, you can reach out to Venmo's customer support. They may be able to review your account and adjust your limits accordingly.

4. Link a Bank Account

Linking a bank account to your Venmo account not only adds an extra layer of security but can also positively influence your limits. Ensure that your linked bank account is in good standing.

In conclusion, Venmo imposes daily, weekly, and monthly limits on the amount of money you can send and receive. These limits are influenced by factors such as account verification, activity history, security measures, and linked bank accounts. To increase your Venmo Limit, consider verifying your account, maintaining a positive transaction history, contacting Venmo support if needed, and linking a bank account. Remember to check Venmo's official website or app for the most up-to-date limit information.

[venmopersontopersonlimit]

What Is Maximum Venmo Person To Person Limit: Daily, Weekly, & Monthly Transaction Limit

In the ever-evolving world of digital finance, Venmo has emerged as a trailblazer, making peer-to-peer transactions simpler and more convenient than ever before. It's no surprise that individuals are flocking to this platform to send and receive money. However, with this surge in popularity, it's essential to understand the limitations and boundaries that Venmo imposes to ensure a seamless financial experience. In this comprehensive guide, we will delve into the intricacies of Venmo Person To Person Limit (Venmo transaction limits), covering daily, weekly, and monthly restrictions, and help you navigate the world of digital payments with confidence.

Daily Transaction Limit

Venmo, like any responsible financial service, sets a daily transaction limit to safeguard its users from potential fraud or misuse. As of the latest update, Venmo's daily transaction limit for person-to-person payments stands at $6,999.99. This means that within 24 hours, you can send or receive up to this amount. It's important to note that this limit applies to both sending and receiving funds combined. Exceeding this daily limit will result in your transactions being declined until the limit resets.

Weekly Transaction Limit

Moving beyond the daily cap, Venmo also imposes a weekly transaction limit. This limit is designed to ensure the security of your financial activities and protect your account from unauthorized access. Currently, the weekly transaction limit on Venmo for person-to-person payments is $19,999.99. This cap extends from Monday at 12:00 AM to the following Sunday at 11:59 PM, local time. It's crucial to keep track of your transactions throughout the week to avoid any disruptions in your payment activities.

Monthly Transaction Limit

In addition to the daily and weekly limits, Venmo has a monthly transaction limit in place. This cap is a more substantial boundary, ensuring that your financial activities remain secure throughout the month. As of the latest information available, the monthly transaction limit for person-to-person payments on Venmo is Up to $60,000 if You complete Venmo Identity Verification, The maximum amount per transfer is $5,000. This limit encompasses the entire calendar month and resets on the first day of each month. Be mindful of your transaction volume, as exceeding this monthly limit can result in temporary restrictions on your Venmo account.

How To Increase Venmo Limit?

To increase your Venmo limit, you'll need to verify your identity and provide additional information to the platform. Venmo, like many other financial services, imposes limits on account activity to comply with regulations and ensure security. Here's how you can increase your Venmo limit:

Complete Your Profile: Make sure your Venmo profile is complete with accurate information, including your legal name, date of birth, and phone number.

Verify Your Phone Number: Ensure that your phone number is verified in the Venmo app. You should have access to the phone number you're using, as Venmo may send you verification codes via SMS.

Link Your Bank Account: Linking your bank account to Venmo is essential. This helps Venmo verify your identity and allows you to transfer money to and from your bank account. To do this:a. Open the Venmo app. b. Tap on the "☰" icon in the upper left corner. c. Tap on "Settings." d. Select "Payment Methods." e. Tap on "Add Bank or Card" and follow the prompts to link your bank account.

Verify Your Identity: Venmo may ask you to verify your identity further by providing additional information, such as your Social Security number or a photo of your government-issued ID. You may be prompted to do this if you reach certain transaction or balance thresholds.

Increase Usage: Gradually increasing your usage on Venmo can also help increase your limits. Regular, responsible activity on your account can demonstrate to Venmo that you are a trustworthy user.

Contact Venmo Support: If you've completed the above steps and still need to increase your limits, you can reach out to Venmo's customer support for further assistance. They can guide you through the process and may request additional documentation to verify your identity.

Keep in mind that Venmo's specific policies and procedures may change over time, so it's a good idea to refer to Venmo's official website or contact their support for the most up-to-date information on increasing your limits. Additionally, be cautious about sharing personal information and only provide it to Venmo through their official channels to protect your security and privacy.

Conclusion

In the world of digital finance, understanding the limitations of the platforms you use is crucial. Venmo, with its daily, weekly, and monthly transaction limits, offers a secure and user-friendly environment for peer-to-peer payments. While these limitations may seem restrictive at first glance, they are essential in safeguarding your financial interests. To make the most of your Venmo experience, stay within these boundaries, and if needed, explore the option to increase your limits through identity verification. By doing so, you can continue to enjoy the convenience and simplicity of Venmo for all your person-to-person payment needs.

[loginvenmo]

Everything You Need to Know About Venmo: A Detailed Guide

Venmo is a popular peer-to-peer payment service that simplifies the way we handle financial transactions. Whether you're adding funds, integrating with other payment systems, or understanding customer service options, this guide covers it all. Let’s dive into the details using some key topics and questions.

Send PayPal to Venmo

Currently, there isn't a direct way to send money from PayPal to Venmo. However, you can transfer funds between the two platforms through a linked bank account. Here’s how:

Transfer from PayPal to Bank: Move the desired amount from your PayPal balance to your linked bank account.

Transfer from Bank to Venmo: Once the funds are in your bank account, transfer them to your Venmo balance.

This method might take a few business days, but it's effective for moving money between PayPal and Venmo.

Venmo Add Funds

To add funds to your Venmo account:

Open the Venmo App: Log in to your account.

Navigate to Settings: Tap on the menu icon (☰) and select "Manage Balance."

Add Money: Tap "Add Money" and enter the amount you want to transfer.

Choose Bank Account: Select the linked bank account to transfer funds from.

Confirm: Review the details and confirm the transfer.

The funds will typically appear in your Venmo balance within 3-5 business days.

Venmo API

Venmo provides an API for developers to integrate Venmo payments into their applications. The API allows businesses to request and receive payments, handle refunds, and more. You can access the Venmo API documentation on the Venmo Developer site to get started with your integration.

Venmo Apple Pay

While Venmo and Apple Pay are separate services, you can use your Venmo card with Apple Pay. Here’s how:

Open Apple Wallet: On your iPhone, open the Wallet app.

Add Card: Tap the "+" sign to add a new card.

Enter Venmo Card Details: Either scan your Venmo card or manually enter the card information.

Verify: Follow the on-screen instructions to verify your card with Venmo.

Once added, you can use your Venmo card through Apple Pay for purchases wherever Apple Pay is accepted.

Venmo ATMs Near Me

To find ATMs that accept Venmo, follow these steps:

Use the Venmo App: Open the Venmo app and navigate to the "Venmo Card" section.

Find ATMs: Look for the "Find ATMs" option, which will help you locate ATMs nearby that accept Venmo.

Check Fees: Venmo offers free ATM withdrawals at certain ATMs (typically within the MoneyPass network). Out-of-network ATMs may charge a fee.

Venmo Call

If you need to contact Venmo customer service by phone, you can reach them at their venmo call official customer service telephone number. Visit the Venmo website or app for the venmo customer service telephone number most up-to-date contact information.

Venmo Chat

Venmo offers a chat feature for venmo chat customer support. To use Venmo chat:

Open the Venmo App: Log in and go to the menu (☰).

Select "Get Help": Tap on "Get Help" or "Contact Us."

Choose Chat Option: Select the chat option to start a conversation with a Venmo support representative.

Venmo Customer Service Telephone Number

For direct assistance, you can contact Venmo’s customer service via their official telephone number. Always refer to the Venmo website or app for the current number to ensure you reach the correct support line.

Venmo Email

To get in touch with Venmo via email, you can use their customer support email address. This can be found in the “Contact Us” section of venmo email the Venmo website or app. Email support is useful for detailed queries or issues that require documentation.

Venmo Free ATM

Venmo offers free ATM withdrawals at ATMs within the MoneyPass network. To venmo atms near me find a free ATM:

Use the Venmo App: Navigate to the "Venmo Card" section and use the "Find ATMs" feature.

MoneyPass Network: Look for ATMs that are part of the MoneyPass network to avoid withdrawal fees.

Venmo IRS

Venmo transactions may be subject to IRS reporting. If you receive $600 or more for goods and services, Venmo will issue a Form 1099-K for tax purposes. It’s important to report this income on your tax return. Consult a tax professional if you have questions about how Venmo transactions affect your taxes.

Venmo Limits Per Day

Venmo imposes certain limits on transactions:

Unverified Accounts: $299.99 per week.

Verified Accounts: Up to $4,999.99 per week for person-to-person payments and up to $6,999.99 per week for authorized merchant payments.

To increase your limits, you must verify your identity by providing personal information such as your Social Security number and date of birth.

Venmo Login for Android

To log in to Venmo on an Android device:

Download the Venmo App: Available on the Google Play Store.

Open the App: Tap the Venmo icon to open the app.

Enter Credentials: Enter your email or phone number and password.

Two-Factor Authentication: Complete any additional security steps, such as entering a verification code sent to your phone.

Once logged in, you can manage your Venmo account, send and receive payments, and more.

Conclusion

Venmo is a versatile payment platform that offers a range of features to manage your finances easily. Whether you’re adding funds, understanding limits, or contacting customer service, this guide provides all the information you need to use Venmo effectively. Stay informed and make the most out of your Venmo experience!

[nareshkumarmamgain]

How to Increase Your Weekly Limit on Venmo ?

In today's digital age, Venmo has become synonymous with convenient and effortless peer-to-peer payments. Whether you're splitting dinner with friends or paying rent to your roommate, Venmo offers a seamless way to transfer money with just a few taps on your phone. However, like any financial service, Venmo imposes certain limits on the amount of money you can send and receive. If you find yourself bumping up against your Venmo weekly limit, don't worry – there are steps you can take to increase it. In this detailed guide, we'll walk you through the process of increasing your Venmo limit step-by-step, so you can continue to use the app without restrictions.

Venmo imposes restrictions on the amount of money you can send and receive within a rolling seven-day period. This is known as your Venmo weekly limit. While the specific limit may vary depending on factors such as account verification and transaction history, it's essential to be aware of your current limit to avoid any inconvenience when making transactions.

How to Increase Your Venmo Weekly Limit:

Now, let's explore the steps you can take to elevate your Venmo weekly limit and enjoy greater flexibility in your transactions:

Verify Your Identity:

One of the most effective ways to increase Venmo limit is to verify your identity within the app. To do this, navigate to the settings menu in your Venmo app and select "Identity Verification." Follow the prompts to provide the required information, such as your full name, date of birth, and Social Security number. Once your identity is verified, Venmo may automatically increase your weekly limit.

Link a Bank Account:

Linking a bank account to your Venmo account can also help increase your weekly limit. To add a bank account, go to the settings menu and select "Bank Accounts." Follow the instructions to link your account securely. Venmo may view users who have linked bank accounts as more trustworthy and may be more inclined to raise their limits.

Build a Positive Transaction History:

Consistent and responsible use of Venmo can contribute to an increase in your weekly limit over time. Make regular transactions within your current limit and avoid any suspicious or high-risk activities. By demonstrating a positive transaction history, you show Venmo that you are a reliable user deserving of a higher limit.

Contact Venmo Support:

If you've taken the above steps and still find your weekly limit insufficient, you can reach out to Venmo's customer support for assistance. Explain your situation and request a limit increase, providing any relevant documentation or information they may require. Venmo's support team will review your request and respond accordingly.

Summary:

Increasing your Venmo weekly limits can provide you with greater flexibility and convenience when sending and receiving money. By following the steps outlined in this guide and working closely with Venmo, you can elevate your weekly limit and enjoy seamless peer-to-peer payments. Remember to stay informed about your account settings and transaction history to ensure a safe and secure experience with Venmo.

Common Queries on Venmo limit

Q: What is the Venmo weekly limit?

A: The weekly limit Venmo refers to the maximum amount of money you can send and receive within a rolling seven-day period. This limit is determined by factors such as account verification and transaction history.

Q: How do I increase my Venmo weekly limit?

A: To increase your Venmo weekly limit, you can verify your identity within the app, link a bank account, build a positive transaction history, and contact Venmo support for assistance.

Q: When does the Venmo weekly limit reset?

A: The Venmo weekly limit resets on a rolling basis, meaning that the seven-day period starts from the time of your last transaction. You can track the reset time within the Venmo app to ensure you're aware of when your limit refreshes.

[venbubbless]

day 1 of asking people to commission me because I'm desperate...

I'm currently opening some emergency comms rn (examples provided) these r 5-10$, grayscaled, lineart done, and shaded too bur grayscaled. currently only doing till bust! 10$ is if ur adding a second character since 5$ per character. single character only 5 :>

(pls commission me I beg)

for more details or to commission pls text me on Insta or comment under this post that ur interested, I'll dm u TT.

some extra detail about the commissions:

☆payments r done thru PayPal, venmo and cashapp only! I dont take zelle or any ebits wtv those r!!

☆payments will be taken AFTER u finalize the rough sketch ! it will take me approx a day to complete the drawing! or maybe even less depending on my schedule!

☆there aren't any payment return options once u have received the final drawing btw, however I will give a 24 hour time limit in case ur not satisfied to let me make any changes that u may need!

☆ u will also not receive the final product until u have paid, I understand that there r times ur waiting on a paycheck and stuff but I'm charging only 5-10$ and I've been scammed way too often w ppl running away w my art so please understand this 😭🙏

[dyingdelphiniums]

Sketch commissions for Palestine relief!

Samples and prices below.

5/5 slots open.

This sketch includes some shading. It’s $20 per character with this level of detail, with a maximum of 3 characters per piece. (Characters designed by @badass-sunshine.)

This sketch has minimal shading. It’s $15 per character, with a maximum of 3 characters per piece.

Please direct all inquiries to biffisdrawing@gmail.com . Instructions, rules, and FAQs are below the readmore.

Instructions

I accept payment to me via Zelle or Venmo, whereupon I will send your money to a random vetted fundraiser. Do not send money until I have confirmed acceptance of your commission, as I have somewhat limited capacity and don’t want to accept any commissions in error. After I have confirmed your commission and accepted payment, I will forward you the donation receipt. Alternatively, you can donate directly to one of these funds yourself and forward me the receipt and link to the relevant entry in the vetted campaign list, but please include the phrase “funded by charity sketch commission <commission number>” in the donation note. I can also direct the funds to the UNRWA if you would prefer.

Rules:

NSFW, furry, and mech are all okay. :)

Fanart is fine.

Violence should be kept PG-13 though; I can’t draw gore.

I will not draw sexual violence, sexualized depictions of real people, or sexualized depictions of underage individuals.

Include your commission request in your inquiry, please. If I’m not comfortable drawing something, I’ll respectfully decline.

FAQs:

Why so cheap? This isn’t my day job so I’m not charging professional rates, and it’s intended as a quick way for me to donate my labor for charity. Pay more if you want to and I might throw in an add-in! :)

How many characters can I commission? Up to 3 per drawing.

How specific should I get? As specific or as vague as you want, but remember I can’t read your mind.

What can I use this for? Anything you want. :) Once you’ve paid me, it’s yours. I may ask permission to upload it onto my social media as well, but you may decline.

Can I ask for changes? Sure, but to prevent abuse I’ll be sending preliminary layout sketches with watermarks, so you only get the final drawing unmarked. Sorry!

I’ll add more to the FAQ as applicable; feel free to ask questions via email (that’s, again, biffisdrawing@gmail.com) or in the replies. There is a second post coming specifically targeted at commissioning me for book covers (also for charity!), because it’s an area I’ve wanted to try my hand in (although I’m not sure how popular that option would be). That would be more expensive though.

Please feel free to reblog for visibility. :) Thanks for your time.

[thebrokeasfinvestor]

I apologize for not posting for a while but things got crazy at my day job.

I got a promotion to manager at Retail Job. It’s a little more responsibility and crazy hours but I got a pay raise, which is nice.

This extra income isn’t a ton but it’s enough that I can contribute even more to my aforementioned brokerage account. Time will tell with this, watch this space.

I’ve also signed up for two new credit cards: Venmo and BrightWay. Venmo gave me a $300 credit limit and BrightWay gave me $500. You math whizzes will know that’s an additional $800 in credit. That’s obviously not a ton of credit it but it’s $800 more than I could qualify for a year ago; I’ll consider that progress.

Venmo’s credit card is pretty no-frills except for the cash-back program, which gives you 3% on the category you charge most.

BrightWay’s is also no-frills. Their cash-back is a flat 1% without categories but there is an extra benefit. Six consecutive monthly payments will get you either a credit limit increase (with a max line of $15k) or an APY decrease (with a floor of 19.99%). I’ve only done one payment so far but I think I’ll choose the credit limit increase first. That will impact my credit utilization (and therefore my score). When you consider this card is used once a month and I’m paying off the balance in full every time, an APY decrease wouldn’t help me much–if at all. I’ll use that option once my increases max out (because that is dependent on income.

I’m pretty stoked I got the BrightWay card. OneMain is a subprime lender but this card offers a simple path to more credit and less interest. This is the type of card you don’t max out (well that’s all of them) but you buy one thing a month on and pay it off ASAP.

My suggestion for new credit users is find any card that doesn’t charge an annual fee. Once you get approved, you should add a monthly bill which doesn’t fluctuate to that card such as your phone bill or favorite streaming service. This way, you know how your credit will be used every month, the utilization stays the same every month, and if it gets paid on time, your score will go up.

If you’re like me and have been successfully rebuilding for a while, you’ll have several cards you do this with. Right now, I have one credit card for Lyft, one for Spotify, one for groceries, and one for emergencies. I also have two secured credit cards I don’t use anymore (no rewards) but refuse to close (because that’ll change my average account age).

I know juggling this many cards can be daunting to some but I’ve done this for years. My credit got messed up due to unauthorized charges when my Discover got stolen (which is my I hate them) but before that, I was sitting pretty because of this method.

I could’ve used one card for all those monthly expenses but I figured spreading charges around would do two things: keep utilization per card low and make multiple accounts put something positive on my credit report every month.

This post is getting long and I apologize again for not posting more, readers, so here’s a pretty sunset 🤙

[windvexer]

Among other things, I am a diviner.

I am currently offering energy readings and card readings. All readings are scheduled and will be delivered within 24h of that date. This is not an appointment. You do not need to be free to talk during those times.

All readings include: A discussion about your question, a downloadable document, and a Q&A session afterwords to help resolve any additional questions.

Go to my pinned post to see if readings are open or closed.

If readings are closed, you can still message me to get on the waitlist.

Tarot | $10 USD per card

Categories I will read on include: Predictions, love, relationships, wealth and prosperity, home life, possible outcomes (including for spellwork), advice and guidance, and otherworld messages.

Spread Menu

'This, But Not That' | 3 cards, $30 | Used to clearly define what something is and what it is not.

Crown and Branches | 5 cards, $50 | A spread for advice and guidance

9 Card Tableau | 9 cards, $90 | A very in-depth look at any situation.

Celtic Cross | 10 cards, $100 | A classic spread that shows past, present, future, obstacles, perspectives, and outcomes of a person or situation.

Custom spread | ? | Send me a message about your question and the general # of cards you're interested in. I will work with you to create a spread of the size and scope you want.

Document includes: Card photos, spread overview, individual card interpretations, meditation/journaling/affirmation prompts (when available and depending on context), a summary, and a list of any actionable steps.

Energy Readings | $20 USD per page

Categories I will read on include: Aura readings, cord connections, spirit presences, energy center readings, energetic blockages, vessel checks (for spirits, enchantments, and energy work), and energy body health.

Send me a question about what you'd like looked at and your maximum page count. Depending on the kind of reading you want, I may require a taglock (usually in the form of a photo). We may need to be online at the same time.

Document includes: Reading overview, description of visionary details, interpretations to answer your question, meditation/journaling/affirmation prompts (depending on context), a summary, and a list of any actionable steps. No photos or pictures included.

How it Works:

Send me a message. We hash out the details. Avoid sending me tons of background info - this severely limits my accuracy! I will ask if I need to know.

I accept payment through Cashapp, Venmo, or Paypal. I require payment before the reading is delivered. Card readings are OK to pay upfront, but I prefer to do energy readings first, in case there are fewer pages than you wanted.

I deliver the reading within 24h of your scheduled day.

I am open to reducing costs (but can't guarantee it) if there is a reading you can't afford. Just message me :)

Tips are accepted and appreciated. Reviews are incredibly beloved, and very helpful and important to me.

I do not offer refunds except in rare cases.

All readings are for entertainment purposes only

[krabbages]

Limited Pokémon Team Commissions Open!

Hey y’all! My budget is really tight this week and I’d like to take on a commission or two to help put some protein in my ramen this week.

Commissions are a little different this time. I’m going to specifically focus on Pokemon related commissions! I’ve had a fun time drawing full teams of Pokémon, and I am opening two slots for that! You can get a piece of you or your character or OC with your team of Pokémon that is fully colored and shaded. There is a max of 6 Pokémon per team, but I’m fine drawing any Pokémon you’d want! Feel free to also include little species variances or apparel for you ‘mons as well.

I drew my girlfriend’s team about a week ago, so here’s an example of what to expect, along with a sketch of my team!

I’m only taking two commissions. Minimum price is $60, but I will charge more for complex designs or a full team. A full team of complex Pokémon would be $120. An example would be that I would charge $80 for my girlfriend’s team, while mine would be $100 if I finished it.

I will update this post when a slot gets filled up. As of right now, two slots are free.

If you are interested in a commission slot, please DM me, send me an ask, or email me at deckarddaydreams(at)gmail.com!

I accept payment from PayPal, venmo, and kofi!

Reblogs are super appreciated~ Have a lovely day!

[mariacallous]

“I just want to sell titty pictures,” says Allie Eve Knox, a professional dominatrix and fetish performer, exhausted. “I never wanted to be an expert in financial discrimination.”

After starting out in sex work in 2014, Knox, like others in the field, has become something of a financial pariah. The first to ban her were the payment apps—PayPal, Venmo, and CashApp—which prohibit the sale of adult content as policy. But then Knox lost her bank account too. It took a week to recover her money.

Nine years on and 30-plus bans later, Knox is jaded: “I don’t want to have to know how to run money to different places. I don’t want to deal with any of this bullshit.”

An ICU nurse by training, Allie Rae, another US-based sex worker, began posting on OnlyFans when her husband was furloughed. Before long, she was earning far more selling adult content online—close to $500,000 per month—than she was in her regular job. But like Knox, she quickly ran into trouble.

When word of her side hustle spread through the ward, Rae lost her job. But she also found that realtors wouldn’t deal with her, lenders refused her a mortgage, and accountants snubbed her. Rae set up a company through which to manage her income, but no major bank would give her a business account. “Left and right, it’s been a struggle,” she says. “I was very naive—I didn’t understand the magnitude of the discrimination.”

The experience of Knox and Rae is typical of sex workers across the globe, but particularly in the US, where banks and payment processors shy away from the adult industry. The reason is almost never made clear, but sex workers suspect that financial institutions fear reputational damage and liability for the facilitation of money laundering or sex trafficking. Data published in May by the Free Speech Coalition (FSC), a US trade association for the adult industry, suggests two-thirds of sex workers have lost access to either a bank account or financial service, while 40 percent have had an account closed within the past year.

Faced with this predicament, sex workers have gone in search of an alternative means of both storing wealth and accepting payment. In cryptocurrency, for a time, it appeared they had found one: Not only did crypto allow clients to pay discreetly, without supplying personal information, but it gave sex workers a way to bypass the banking system entirely, by taking payments directly to their crypto wallets.

But as regulatory scrutiny of cryptocurrency ratchets up in response to the fallout of the collapse of crypto exchange FTX, sex workers are bumping up against its limitations. They are finding that, in a few important ways, crypto is no more detached from the banking system than the dollar it was built to some day replace.

In the US, full-service sex work (also known as prostitution) is illegal in every state but Nevada, but pornography and online sex work are legal under the First Amendment. Irrespective of this distinction, banking access has been a problem for the entire sex work community since at least the 1960s, says Mike Stabile, director of public affairs at the FSC, and has only become more acute.

The issue was exacerbated a decade ago by a program launched by the Obama administration, under which banks were warned that a collection of industries posed an “elevated risk” of fraud, including pornography. Now known as Operation Chokepoint, the initiative was found by investigators not to have constituted a deliberate attempt to disrupt disfavored businesses, but is nonetheless said to have led banks to sever ties with the adult sector.

In 2018, the Allow States and Victims to Fight Online Sex Trafficking Act (FOSTA) and the Stop Enabling Sex Traffickers Act (SESTA) followed. The bills were supposed to make it easier to hold to account platforms that allegedly facilitate trafficking, like Backpage.com, which was seized by the FBI. But the online classifieds site—and others, since voluntarily closed—were also popular venues for advertising legal sex services, as well as sharing information about new clients for safety purposes. The bills had the triple effect, then, of clipping sex workers’ income, increasing risk, and making the banks even more squeamish, members of the industry say.

Because the adult industry has historically been fairly small—and the Christian anti-porn lobby has been dogged—its advocates have made little imprint in Washington, DC. But the arrival of platforms like OnlyFans, which grew substantially during the pandemic, has shone a new light on the banking issue. The industry “went from 2,000 people shooting adult content in San Fernando Valley to millions of people,” says Stabile. “Suddenly, there was a far larger number experiencing [the closure of bank accounts and other financial services].”

When banks close the accounts of sex workers, they rarely give a clear justification. In one letter delivered by Wells Fargo to porn actor Alana Evans, president of the Adult Performance Artists Guild (APAG), the bank wrote that the account, opened in the mid-1990s, would be closed as part of “ongoing reviews” related to its responsibility to “manage risks.” The decision, the letter said, was final. Wells Fargo declined to comment.

The personal and social consequences of a lack of access to banking and payments services for sex workers range from the mundane—an inability to use Venmo to split the bill at a restaurant—to the potentially existential: the failure to meet medical fees or rent, say.

It also means they are beholden from a commercial perspective to platforms like OnlyFans and Fansly, which handle payouts but take a sizable chunk of earnings. Because of the deterioration of their own relationships with the banks, these platforms are sometimes unreliable too. (In 2021, OnlyFans announced a ban on sexually explicit content, under pressure from banking partners to clean up, before reversing course five days later.)

In the worst possible cases, though, a lack of access to financial services creates dangerous power dynamics, whereby sex workers must rely on a friend or spouse to act as the custodian of their wealth, exposing them to risk of abuse.

“One of the ways traffickers control victims is by controlling their finances,” says Jessica Van Meir, founder of MintStars, an adult-friendly NFT subscription platform, and a PhD candidate at Harvard specializing in women's informal labor. “The irony is that banks exclude sex workers largely for fear of liability for sex trafficking, but by discriminating against sex workers, they put them at higher risk of sex trafficking.”

Even if the friend or spouse is well-meaning, says Stabile, “you’re handing someone else control of your financial life—and that’s tremendously dangerous.”

The idea that crypto might be used to address these issues was intuitive to sex workers from early on. Provided they could navigate the technical frictions associated with receiving crypto payments and managing a crypto wallet, they could transact with clients directly, bypassing both the hostile banking system and the fees levied by large platforms. The irreversible nature of crypto transactions, meanwhile, protected against another common problem: chargebacks, a process whereby a payment is rescinded after a dispute is raised by a client with their card provider, often without cause and after material has already been received.

Knox began to accept crypto in 2014, only five years after bitcoin, the first cryptocurrency, was created. Whenever she was performing in a live cam room, Knox took to holding up a QR code through which people could tip her in crypto.

Liara Roux, who began working as an escort roughly a decade ago, before later moving into pornography, began to accept crypto payments in 2015 at the request of clients. Initially, she would cash out into dollars immediately, but when SESTA and FOSTA came into effect—after which many adult-friendly advertising sites could no longer accept regular money—she began to pay for ads with crypto too. “By and large, crypto is useful for people that aren’t being taken care of properly by the government,” says Roux. “For sex workers, who aren’t well-served by banks, it becomes a useful option.”

Others were pushed toward crypto by external events. For Rae, it was OnlyFans’ flirtation with a ban on adult content. For some, it was a block imposed by Mastercard and Visa on Pornhub, one of the world’s largest porn websites, in 2020, following a New York Times investigation that found it to be “infested with rape videos.” Data collected by Sex Work CEO, an online portal featuring resources for sex workers, suggests at least a third of sex workers now accept crypto payments.

But for all crypto’s promise as a means of dancing around the banking system, sex workers are finding the limits of its utility: Although sending and receiving crypto payments is relatively simple, converting it into dollars is sometimes not.

The typical method is to transfer crypto to an exchange, where earnings are converted into regular money, which is then withdrawn to a bank account (assuming it hasn’t been closed). But sex workers are sometimes banned from crypto exchanges too, albeit less frequently, leaving them stranded with a form of money they cannot use to pay rent or buy goods.

“You get on an exchange for as long as you can, until they shut your ass down,” says Knox. “You quickly [run out of exchanges], so you sit on a lot of useless money. The whole ‘crypto is permissionless and censorship-resistant’ thing is a bunch of bullshit.” (Knox suspects she has ended up on a blacklist at Plaid, a provider of technology plumbing to large crypto exchanges like Gemini, Kraken, and Robinhood, leading to the repeated bans. Freya Petersen, spokesperson for Plaid, says no such list exists, but that all firms that wish to use its services are subject to a standard risk assessment process, factoring in the industry in which they operate.)

Meanwhile, banks’ increasing unwillingness to work with crypto-related businesses is causing problems for firms trying to make it easier for sex workers to interface with the crypto world.

In February, SpankChain (a company to which Knox is an advisor) was forced to close its SpankPay service, which made it easy for creators to convert crypto into regular money, after payment processing firm Wyre terminated a partnership. The justification was that SpankChain had violated the terms of another company with which Wyre partnered, Checkout.com, which has tried to distance itself from the porn business.

WetSpace, a crypto-centric alternative to OnlyFans established by Rae, searched for months to find a bank willing to provide a business account, but was repeatedly rejected because of its ties to both the adult and crypto industries. “It was a double whammy,” says Rae. “We spoke to every dang bank there is.” Eventually, after appealing directly to the board of one bank, WetSpace managed to secure an account, but months later received a notice suggesting that support may soon be rescinded. The company is “riding on borrowed time,” explains Rae.

Without a banking partner, crypto firms cannot accept dollar deposits in return for services, or manage the conversion of crypto to dollars for clients, or pay their employees and vendors—they cannot function. The viability of the plan to develop a parallel financial system free of intermediaries is dependent, therefore, on a rapidly disintegrating truce with those same intermediaries: the banks and payments firms. For sex workers, as long as crypto cannot be used to pay for goods and services, its usefulness will remain limited, because it can be thwarted at the junction with conventional finance.

The efforts of sex work advocates are better invested, says Stabile, in campaigning for new laws that would make it illegal for banks to discriminate against sex workers on the basis of their profession, than in developing an alternative financial system. “The first step is banking stability,” he says.

There is broad sympathy for businesses facing banking access issues on both sides of the aisle, explains Stabile, who spent time in May meeting with members of the US Congress. The political right is concerned with the de-banking of gun manufacturers and oil companies, and the left with the treatment of cannabis businesses and marginalized workers. Lobbying groups like the FSC hope to capitalize on this accord, a rarity on Capitol Hill, to the benefit of the adult industry, even if legislation specific to the plight of sex workers is “too great a political hill right now.”

The biggest hurdle, explains Stabile, is the “snail’s pace” at which Congress moves. In April, Democratic Senator Jeff Merkley introduced the SAFE Banking Act, which calls for mandatory provision of banking services to legal cannabis businesses. In July, the Fair Access to Banking Act was tabled by Republican Senator Kevin Cramer, with the aim of penalizing banks that refuse to do business with law-abiding citizens. Neither bill has progressed beyond the point of initial introduction.

In the absence of real legislative progress, the adult industry will continue to exist “like a weed,” says Stabile, growing in “the cracks and hostile conditions that other businesses would never survive in, because it has to.” In crypto, sex workers found a temporary means of survival, but one whose billing as a permanent remedy proved to be inaccurate.

“Some sex workers might see crypto as a form of financial liberation,” says Van Meir. “But the majority probably just see it as a necessary evil—one among the few options they have left.”

[adaptacy]

One-shots/Mini Fic Commissions (OPEN)

Do you have a plot idea in mind for one of your favorite characters, but don't have the time to bring it to life, or would prefer to have the final product be a surprise? I do a lot of writing in my free-time, and have experience with long-term fanfics and one-shots, especially when it comes to working off of a request! I have plenty examples on my page, accessible via my masterlists.

No options for OC-only works right now, but they may be an option in the future.

I may request using your commission as an example work. It is up to you ultimately whether or not it is posted, but please remember that posting example commissions is a nice way to advertise my work!

Max word count is 6k.

Base pricing:

Canon character (No relationship): $10 per 1k words. Canon character(s) x Reader: $15 per 1k words. Smut/NSFW works are $5 extra per 1k words. Canon character(s) x Canon character: $15 per 1k words. Smut/NSFW works are $8 extra per 1k words. Canon character(s) x Original Character: $20 per 1k words. Smut/NSFW works are $8 extra per 1k words. (Will require a description of your character's appearance & personality.)

Discounted works:

Canon character (No relationship): $5 per 1k words. Canon character(s) x Reader: $10 per 1k words. Smut/NSFW works are $5 extra per 1k words. Canon character(s) x Canon character: $12 per 1k words. Smut/NSFW works are $8 extra per 1k words. Canon character(s) x Original Character: $18 per 1k words. Smut/NSFW works are $8 extra per 1k words. (Will require a description of your character's appearance & personality.)

Fandoms I will do commissions for:

Baldur's Gate 3 Resident Evil Texas Chainsaw Massacre

(For more information on which characters I have experience with, visit this post.)

Active Discounts:

Gale Dekarios [BG3]

Minthara Baenre [BG3]

Leon S. Kennedy [RE]

I reserve the right to deny any commission I am not comfortable with.

Character A.I. Bots (OPEN)

Want a high quality bot to roleplay/chat with? Do you have a bot that you've made, but the bot isn't behaving how you'd like it to? I've made many roleplay-purpose bots that are literate (at least as literate as the word limit allows), in-character, and well-written. Let me bring your ideas to life! For examples, visit my masterlists.

You will have full control over the final product. I simply craft the definition, starter message, and other details before handing them off to you.

Custom Bot (From Scratch):

$10 for canon/pre-existing characters. Base $15 for original characters, pricing may fluctuate based on the complexity of the character.

Bot Editing/Rewriting:

$5 for canon/pre-existing characters. $10 for original characters. Must have a premade character definition & starter message.

Payment

I accept payment on Venmo or Cashapp. Initial payment will be half (rounded up) of the full price, and you will get previews of the work so you know it's being completed. Once it is finished, you will need to pay the other half before receiving the full, unwatermarked work. Once you do, you'll get it as a PDF, a google doc, and/or in a message (only available thru Discord.) It's up to you how you want to receive it.

Wait time may fluctuate based on how many active commissions I have, but that will be communicated to you before you make your purchase. Ideally it will only take 1-3 days to complete.

You can email me ( adaptacycomms@gmail.com ), message me on Tumblr, or message me on discord ( adaptacy ) to discuss pricing/payment/your commission! I'm most active at night time - I am in the Eastern time zone (EST) and will do my best to answer/reply to you as quickly as possible.

[elhoimleafar]

OPEN-ROADS & ABUNDANCE CANDLE SERVICE X 2024.

Background and what you should know.

I am Elhoim Leafar, and for the past six years, I have offered all kinds of magical and divination services with the use of candles, from the preparation and shipping of candles to clients in all parts of the country to the customization of complete assistance to clients using 7-day candles in my altar properly carved, scented, anointed, and consecrated according to the needs of each client.

Over the years, I have learned, improved, and perfected my work to ensure the best results for each of them. My job is not to pray a candle and anoint it with any commercial oil but to make sure I choose the correct candle and the exact quantities of powders, oils, perfumes, and herbs, even the correct lunar phase and hour of the day for the magical work, as well as the creation of personalized sigils for each magical work separately, since each client has different needs and goals, different paths, and must be worked differently.

Personalized Open-Roads & Abundance Light Candle Service x 2024.

I finally have the space to expand and do many more jobs than before for each of my clients, so to start this upcoming Year, 2024, on the right foot, I am offering for the first time my annual personalized road opener service for all clients. interested.

The service consists of and includes the personalization of a 7-day large altar candle (red, green, or yellow; according to the needs of each client) previously carved with the names and sun sign of each client, personalized sigils for financial abundance and prosperity are added and the candle is subsequently anointed with a thick combination of my herbal powders of spices and plants for money and open-roads, oils of abundance and perfumes to attract prosperity.

Consecration

The candles are consecrated one by one on our collective lunar altar, which is recharged with each full moon and re-arranged each new moon with our special and unique Good Fortune incense. There will be particular consecrations during the new moon nights of November 13 and December 12 (new beginnings, reset, blessing of new projects, and new year).

Afterward, all the candles, Regardless of the date the service was purchased, are lit during the full moon of December 26 (illumination, abundance, visibility, growth, nutrition, success) to ensure that the candles arrive lit on the first days of the new year.

Photography

Each client receives by mail a photograph of their candles properly loaded, carved, and anointed before and after being lit.

Limited spaces

Our services are limited to 40 individuals, and we only charge one candle per individual. If you wish to include a business/lover/partner in the service, this must be purchased separately.

Cost and Payment

The cost of the service is $45 for those interested in the service. They can pay through Venmo/Cash App directly to @elhoimleafar and add their personal information in the payment description. For other payment methods or in case of questions, you can contact directly capricornioelhoim@gmail.com.

If you also want to learn more about Money Magic & Prosperity Rituals, you can grab a copy of my book Manifestation Magic: 21 Rituals, Spells, and Amulets for Abundance, Prosperity, and Wealth.

[moothecownj]

A perfect way to celebrate Mother’s Day this year is to spend it at Knowhere Farm with Moo and friends!

We will provide snacks and drinks. You provide smiles, laughter and love!

Some sessions are child friendly for the moms who want to share this special time with their children. Other sessions are for adults only.

Must be paid in advance to reserve your place. If you need to cancel, the payment is not refundable but can be applied to a private cow cuddle session at a later date. If the scheduled events fill up we will add more times to the weekend. Limit 20 people per session.

Selfies and pictures are encouraged! All of the animals will be in the barn for meet and greet with treats for feeding also provided. Everyone leaves with a Moo sticker to remember the day.

So, if you are looking for ideas this year for your mom then this is the perfect gift!

We have very limited seating so feel free to bring a chair. Otherwise, you can enjoy the rustic hay bale seats for the authentic barnyard experience.

Sorry, but no pets allowed.

$25 per person, children under 2 years old are free.

Saturday, May 13th 10:00AM - 11:00AM with children

Saturday, May 13th 12:00PM - 1:00PM adults only

Sunday, May 14th 10:00AM - 11:00AM with children

Sunday, May 14th 12:00PM - 1:00PM adults only

Call or text 609-386-6168 to reserve your spot and make payment. Payment can be accepted via Zelle, Venmo or on our website.

[appfree750cash]

Cash App The Pros, Cons and Features of The Popular Payment Service

Keep reading for a deeper look into Cash App.

What Is Cash App? that allows individuals to quickly send, receive and invest money. Block, Inc., formerly Square, Inc., launched the app in 2013 (initially named Square Cash) to compete with mobile payment apps like Venmo and PayPal.

Get it Now – Cash App Money Generator https://www.helth.shop Get it Now – Cash App Money Generator

Cash App is a financial platform, not a bank. It provides banking services and debit cards through its bank partners. The balance in your account is insured by the Federal Deposit Insurance Corporation (FDIC) through partner banks. Cash App provides investing services through Cash App Investing LLC, registered with the Securities and Exchange Commission (SEC) as a broker-dealer and a member of the Financial Industry Regulation Authority (FINRA).

Through Cash App, users can send and receive money, get a debit card and set up direct deposits. The investing feature allows users to invest in stocks for as little as $1. This is done by buying pieces of stock, called fractional shares. Consumers can also buy, sell or transfer Bitcoin through the app.

With Cash App Taxes (formerly Credit Karma Tax), users can file their taxes for no charge. With this service, Cash App is quickly becoming a one-stop shop for financial services.

How Does Cash App Work? To use Cash App, you must first download the mobile app, available for iOS (4.7 stars out of 5) and Android (4.6 stars out of 5). You can also sign up for an account online. The app features several tabs for its various services, including banking, debit card, payments, investing and Bitcoin.

Send and Receive Money After setting up an account, you’ll link an existing bank account to your Cash App account. Once a payment source is connected, you can send or receive money through the mobile app. Users can enter a dollar amount from the green payment tab and tap “Request” or “Pay” to create a payment.

Each Cash App user creates a unique username, called a $Cashtag. You can find individuals or businesses to pay or request money by searching for their $Cashtag. You can also search for individuals by name, phone number or email address. You can choose to send funds from your Cash App balance or your linked funding source.

Transfer Money The money is kept in your Cash App balance when you receive payments. You can keep it there or transfer it to your linked bank account. Cash App charges a fee for instant transfers (0.5% to 1.75% of the transfer amount, with a minimum fee of $0.25), but you can also choose a no-fee standard transfer, which typically takes one to three business days to complete.

Add Money To add money to your Cash App account, navigate to the app’s banking tab and press “Add Cash.” Select the decided amount and tap “Add.”

Who Can Use Cash App? Cash App is for individuals ages 13 and older. Users ages 13 to 18 require approval from a parent or guardian to access expanded Cash App features like P2P transactions, direct deposit and a Cash Card.

Other features, such as investing and Bitcoin, are only available for Cash App users who are at least 18.

Does Cash App Offer a Debit Card? Cash App users can receive a Cash Card, which is a debit card tied to their Cash App account. Like most debit cards, the Cash Card can be used to make purchases online and in person. You can also add your Cash Card to digital wallets like Apple Pay or Google Pay.

Users can also use Cash Cards at ATMs. Cash App charges a $2 fee per ATM transaction. In addition, the ATM owner may charge a separate fee for ATM use. For users who receive direct deposits of at least $300 each month, Cash App reimburses ATM fees, including third-party ATM fees, for up to three ATM withdrawals per 31-day period (up to $7 in fees per withdrawal).

Cash Card transactions are subject to the following withdrawal limits

★ Sign up free from the link below. 👇👇👇👇👇👇👇👇👇 https://www.helth.shop

Get it Now – Cash App Money Generator https://www.helth.shop Get it Now – Cash App Money Generator

$310 per transaction $1,000 per 24-hour period $1,000 per seven-day period What Does It Cost To Use Cash App? Cash App costs nothing to download and create an account. And it doesn’t charge fees for many of its services. Standard transfers from a Cash App balance to a linked bank account are fee-free, but a small fee is charged for instant transfers.

Users that request a Cash Card are subject to fees for ATM use. Cash App may also charge a fee when you’re buying or selling Bitcoin. The fee is listed before you complete the transaction.

How Long Does It Take To Send Money? Cash App payments are instant and funds are available to use immediately in most instances. If your account shows payment pending, you may need to take action and follow the steps provided by the app to complete the transaction.

What Are the Dollar Limits on Cash App? Cash App restricts how much you can send or receive when you first open an account. Users can send up to $1,000 per 30-day period and receive up to $1,000 per 30-day period.

Cash App users can have their account verified to access higher limits. Sending limits vary depending on what you’re approved for by Cash App. Once verified, there is no limit to how much money you can receive through the mobile app.

Is Cash App Safe? Cash App says it employs the latest encryption and fraud protection technology to protect its users. As a security measure, the app will send you a one-time-use login code when logging into your account. Cash App also offers optional settings to enable additional security measures. By enabling a security lock, for example, every Cash App payment requires your passcode. You can also disable your Cash Card within the app, which could come in handy if your card is lost or stolen.Keep reading for a deeper look into Cash App.

What Is Cash App? Cash App is a P2P payment app that allows individuals to quickly send, receive and invest money. Block, Inc., formerly Square, Inc., launched the app in 2013 (initially named Square Cash) to compete with mobile payment apps like Venmo and PayPal.

Cash App is a financial platform, not a bank. It provides banking services and debit cards through its bank partners. The balance in your account is insured by the Federal Deposit Insurance Corporation (FDIC) through partner banks. Cash App provides investing services through Cash App Investing LLC, registered with the Securities and Exchange Commission (SEC) as a broker-dealer and a member of the Financial Industry Regulation Authority (FINRA).

Through Cash App, users can send and receive money, get a debit card and set up direct deposits. The investing feature allows users to invest in stocks for as little as $1. This is done by buying pieces of stock, called fractional shares. Consumers can also buy, sell or transfer Bitcoin through the app.

With Cash App Taxes (formerly Credit Karma Tax), users can file their taxes for no charge. With this service, Cash App is quickly becoming a one-stop shop for financial services.

How Does Cash App Work? To use Cash App, you must first download the mobile app, available for iOS (4.7 stars out of 5) and Android (4.6 stars out of 5). You can also sign up for an account online. The app features several tabs for its various services, including banking, debit card, payments, investing and Bitcoin.

Send and Receive Money After setting up an account, you’ll link an existing bank account to your Cash App account. Once a payment source is connected, you can send or receive money through the mobile app. Users can enter a dollar amount from the green payment tab and tap “Request” or “Pay” to create a payment.

Each Cash App user creates a unique username, called a $Cashtag. You can find individuals or businesses to pay or request money by searching for their $Cashtag. You can also search for individuals by name, phone number or email address. You can choose to send funds from your Cash App balance or your linked funding source.

Transfer Money The money is kept in your Cash App balance when you receive payments. You can keep it there or transfer it to your linked bank account. Cash App charges a fee for instant transfers (0.5% to 1.75% of the transfer amount, with a minimum fee of $0.25), but you can also choose a no-fee standard transfer, which typically takes one to three business days to complete.

Add Money To add money to your Cash App account, navigate to the app’s banking tab and press “Add Cash.” Select the decided amount and tap “Add.”

Who Can Use Cash App? Cash App is for individuals ages 13 and older. Users ages 13 to 18 require approval from a parent or guardian to access expanded Cash App features like P2P transactions, direct deposit and a Cash Card.

Other features, such as investing and Bitcoin, are only available for Cash App users who are at least 18.

Does Cash App Offer a Debit Card? Cash App users can receive a Cash Card, which is a debit card tied to their Cash App account. Like most debit cards, the Cash Card can be used to make purchases online and in person. You can also add your Cash Card to digital wallets like Apple Pay or Google Pay.

Users can also use Cash Cards at ATMs. Cash App charges a $2 fee per ATM transaction. In addition, the ATM owner may charge a separate fee for ATM use. For users who receive direct deposits of at least $300 each month, Cash App reimburses ATM fees, including third-party ATM fees, for up to three ATM withdrawals per 31-day period (up to $7 in fees per withdrawal).

Cash Card transactions are subject to the following withdrawal limits:

$310 per transaction $1,000 per 24-hour period $1,000 per seven-day period What Does It Cost To Use Cash App? Cash App costs nothing to download and create an account. And it doesn’t charge fees for many of its services. Standard transfers from a Cash App balance to a linked bank account are fee-free, but a small fee is charged for instant transfers.

Users that request a Cash Card are subject to fees for ATM use. Cash App may also charge a fee when you’re buying or selling Bitcoin. The fee is listed before you complete the transaction.

How Long Does It Take To Send Money? Cash App payments are instant and funds are available to use immediately in most instances. If your account shows payment pending, you may need to take action and follow the steps provided by the app to complete the transaction.

What Are the Dollar Limits on Cash App? Cash App restricts how much you can send or receive when you first open an account. Users can send up to $1,000 per 30-day period and receive up to $1,000 per 30-day period.

Cash App users can have their account verified to access higher limits. Sending limits vary depending on what you’re approved for by Cash App. Once verified, there is no limit to how much money you can receive through the mobile app

Is Cash App Safe? . As a security measure, the app will send you a one-time-use login code when logging into your account. Cash App also offers optional settings to enable additional security measures. By enabling a security lock, for example, every Cash App payment requires your passcode. You can also disable your Cash Card within the app, which could come in handy if your card is lost or stolen.

[limitforvenmo]

Understanding the Venmo Weekly Transfer Limit: How Much Can You Send and Receive?

Venmo has become an essential tool for millions of people who enjoy the convenience of quick and secure digital transactions. From splitting bills with friends to paying rent, Venmo provides a seamless way to send and receive money. However, there are limitations to how much users can transfer on a weekly basis, and understanding these restrictions is crucial to using Venmo effectively.

In this article, we’ll explore everything you need to know about Venmo weekly transfer limits—from person-to-person transfers to bank account limits, daily restrictions, and potential ways to increase your transfer capabilities. We’ll also address frequently asked questions to help you make the most of your Venmo experience.

What is the Venmo Weekly Transfer Limit?

Venmo applies transfer limits to ensure security, control fraud, and comply with regulatory requirements. If you’ve ever wondered how much you can send on Venmo for free or what the restrictions are, you’re not alone. Here’s a breakdown of Venmo's weekly transfer limits:

1. Venmo Weekly Transfer Limit to Bank Account

When it comes to transferring money from Venmo to a bank account, the Venmo weekly transfer limit to bank account applies. Verified users can transfer up to $19,999.99 to their bank accounts per week, with a single transfer limit of $5,000. For those using Venmo's Instant Transfer feature, the maximum amount per transaction is $2,999.99. Instant transfers come with a small fee but are processed within minutes.

To maximize your weekly limit, it’s important to verify your identity on Venmo. Verified users enjoy higher limits compared to unverified users, who may face a lower transfer cap.

2. Venmo Person-to-Person Limit

Venmo also has limits for person-to-person transfers. Verified users can send up to $4,999.99 per week in payments to other Venmo users. For unverified users, this weekly cap is lower, typically around $299.99.

These person-to-person limits are separate from the bank transfer limits. This means if you reach your limit for person-to-person payments, you can still transfer funds to your bank account within the bank transfer limit.

3. Venmo Send Limit Per Day

While Venmo does not have a specified daily send limit, all transactions count toward the overall Venmo weekly transfer limit. This means that if you have already reached your weekly transfer limit, you won’t be able to send any more funds until the limit resets, regardless of the day.

Understanding these limitations can help you plan your transfers and avoid disruptions.

Increasing Your Venmo Weekly Transfer Limit

For users who find Venmo’s standard limits restrictive, it’s possible to increase them. Here are a few tips to maximize your Venmo transfer capabilities:

Complete Identity Verification: Venmo offers higher limits to users who verify their identity. To complete this process, go to your settings, select “Identity Verification,” and follow the steps. You’ll need to provide your legal name, address, and the last four digits of your Social Security number.

Use a Linked Bank Account: If you’re using a debit or credit card to make payments, switching to a linked bank account may offer smoother transactions and help you reach your maximum transfer limit.

Check for Weekly Reset: Venmo’s transfer limits reset on a rolling weekly basis. If you reach your limit, wait until your restriction period resets before trying again.

How Do I Know My Venmo Limit?

You can check your Venmo transfer limit by going to your account settings. Under “Payment Limits,” you’ll see a breakdown of your current limits based on your verification status. Monitoring these settings regularly helps ensure that you’re within your allowable range.

Venmo Transfer Limit Tax Considerations

It’s important to consider tax implications, especially if you use Venmo for business purposes or large transactions. Here’s what to keep in mind:

Personal vs. Business Transactions: Venmo distinguishes between personal and business accounts. If you exceed certain thresholds in a calendar year—usually $600 in business-related transactions—you may receive a 1099-K form for tax reporting purposes. However, personal transactions typically don’t trigger tax reporting.

Transaction History: To keep accurate records for tax purposes, regularly review your Venmo transaction history. This feature is available under account settings and can be downloaded for easy record-keeping.

Venmo’s transfer limit policies are designed to support personal and business transactions within reasonable boundaries. Always consult a tax professional if you’re uncertain about reporting requirements.

Frequently Asked Questions (FAQs)

1. How Much Can You Send on Venmo for Free?

Venmo allows users to send money for free when using a linked bank account or debit card. However, using a credit card incurs a 3% fee per transaction. There’s no charge for receiving funds.

2. Can I Increase My Venmo Weekly Transfer Limit?

Yes, completing identity verification is the primary way to increase your weekly transfer limit. This process raises the maximum allowable amount for both person-to-person transfers and bank account transfers.

3. How Long Does It Take for the Weekly Limit to Reset?

Venmo operates on a rolling weekly limit, which resets exactly one week after a transaction. For instance, if you sent $2,000 on a Wednesday, that portion of the limit will reset the following Wednesday.

4. Why Can’t I Send Money on Venmo Even Though I Haven’t Reached My Limit?

If your transfer is being declined despite staying within the limit, this could be due to account verification issues, insufficient balance, or temporary restrictions due to suspected fraud. Contact Venmo support for specific issues.

5. Do Venmo Transfer Limits Apply to All Transactions?

Yes, all person-to-person payments, as well as bank account transfers, count toward your weekly transfer limit. Keep in mind that these limits differ for verified and unverified accounts.

6. How Does Venmo Define a Week for Transfer Limits?

Venmo’s weekly limit is based on a rolling seven-day period, meaning each transaction counts toward the limit until seven days have passed. This structure differs from a fixed calendar week and may vary based on your specific transaction history.

7. Can I Avoid the Venmo Instant Transfer Fee?

While standard bank transfers are free and take 1-3 business days, Venmo’s instant transfer option incurs a fee of 1.75% (minimum $0.25) per transfer. To avoid fees, use the standard transfer option.

By understanding these Venmo weekly transfer limits and related considerations, users can better manage their finances, optimize the platform’s free options, and stay within allowable limits for various transactions.