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SIZLECAUDE / ABOUT TIME : ADEEN (12”) Alton MillerやAlexander Robotnick、Nico Lahs等のリリースで知られるAdeenからの注目新人!長いイントロから展開するA1を筆頭に、ストレートなUSスタイルのディープ・ハウスやビートダウン・ハウスを計3トラック披露! #SIZLECAUDE #Adeen #deephouse #house #ukhouse #beatdown #12inch #strddeephouse #strd12inch #vinyl#record#stradarecords#dj#vinyljunkies#kobe#motomachi#strada#recordshop#recordstore#神戸レコード#元町レコード#レコード店#レコード#アナログ https://www.stradarecords.com/shop/item/28203/index.php (Strada Records) https://www.instagram.com/p/CqJrW0fhq9P/?igshid=NGJjMDIxMWI=
#sizlecaude#adeen#deephouse#house#ukhouse#beatdown#12inch#strddeephouse#strd12inch#vinyl#record#stradarecords#dj#vinyljunkies#kobe#motomachi#strada#recordshop#recordstore#神戸レコー��#元町レコード#レコード店#レコード#アナログ
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Dont do that
Shot some cinematic movie quality visuals for my Homie @anayaweathers for her @rockwildas produced ‘You Are The One’ remix!
Had a blast doing this. Shout out to the Home @peaceman73! Hadn’t seen him in person since #ToshoCon lol
Full cinematic experience coming soon!
#AnayaWeathers #YouAreTheOne #DaRockwilders #UKHouse #Cinematography #Cinematographer #CinematicONLY #Anamorphic #AnamorphicLens #AnamorphicONLY #MovieQualityONLY #Sirui #SiruiAnamorphic #SiruiImaging #Sirui75mm #Sirui50mm #Sirui35mm #Sirui24mm #GH5 #Lumix (at Newark, New Jersey) https://www.instagram.com/p/CWSA2MYMV4I/?utm_medium=tumblr
#toshocon#anayaweathers#youaretheone#darockwilders#ukhouse#cinematography#cinematographer#cinematiconly#anamorphic#anamorphiclens#anamorphiconly#moviequalityonly#sirui#siruianamorphic#siruiimaging#sirui75mm#sirui50mm#sirui35mm#sirui24mm#gh5#lumix
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A forgotten mural by Bauhaus-trained ceramics artist Grete Marks has found a new home in Salt's Mill after its chance discovery by a Bradford housing association.
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Council House Credits in the UK: What You Need to Know
What Are Council House Credits? Key Features of Council House Credits: A Detailed Breakdown1. Rental Assistance 2. Means-Tested Support 3. Linked to Universal Credit Eligibility for Council House Credits1. Income-Based Criteria 2. Savings Threshold 3. Tenancy Type 4. Personal Circumstances 5. Renting Conditions How to Apply for Council House Credits How Council House Credits Impact the UK Housing Market Challenges and Future Outlook Conclusion Council House Credits in the UK: What You Need to Know In the UK, council housing plays a crucial role in providing affordable accommodation for millions of people. Over the years, the government has introduced various schemes to assist tenants, including council house credits. These credits offer financial relief to those struggling to meet their housing costs, ensuring that vulnerable members of society have access to secure, affordable housing. In this article, we’ll explore the concept of council house credits, eligibility requirements, and their impact on the housing market.
What Are Council House Credits? Council house credits, often referred to as Housing Benefit or part of the Universal Credit scheme, are payments made to help cover the cost of rent for those living in council or social housing. Introduced to ensure that low-income households can afford decent accommodation, these credits are designed to prevent homelessness and provide stability to individuals and families in need. They are typically administered by local authorities and funded by the government. Key Features of Council House Credits: A Detailed Breakdown Understanding the key features of council house credits is essential for tenants and landlords alike. Council house credits are a vital component of the UK welfare system, helping low-income households maintain secure housing. These features highlight how the credits function, who can receive them, and how they fit into the broader welfare landscape. 1. Rental Assistance Council house credits are primarily designed to ease the financial burden of rent for low-income households. These credits may cover part or all of a tenant’s rent, depending on their financial situation and other specific criteria. - Partial or Full Coverage: Tenants with very low or no income might receive full rent coverage, whereas those with some income (for example, part-time workers) may receive only partial rent assistance. The credit is adjusted based on the individual’s income, which is means-tested to ensure that support is targeted at those who need it most. - Direct Payments to Landlords: In many cases, the housing credit is paid directly to the landlord, ensuring that rent is paid without delay. However, tenants may also receive the payment themselves, especially when the credit is bundled with other welfare payments through Universal Credit. - Support for Vulnerable Groups: Those who are unemployed, disabled, or elderly often rely heavily on this assistance. In these cases, the credit covers the majority, if not all, of their rent, helping them to live independently and preventing homelessness. 2. Means-Tested Support The means-tested nature of council house credits ensures that they are distributed based on financial need. This system evaluates a household’s income, savings, and financial status to determine eligibility. - Income Thresholds: The credits are designed for those with low incomes, and the amount one can receive is directly influenced by their earnings. Individuals who are unemployed, earning minimum wage, or working part-time may receive higher levels of support compared to those with higher incomes. The system accounts for income from employment, pensions, and other benefits. - Savings Cap: Households with savings exceeding £16,000 are typically not eligible for council house credits, as they are considered financially capable of supporting themselves without government aid. For those with savings between £6,000 and £16,000, the amount of credit they receive is reduced, as their savings are considered when assessing need. - Dependents and Household Size: Families with children or other dependents often receive larger credits to cover higher living expenses. This includes single parents, caregivers, or those looking after disabled family members, who may need additional support. 3. Linked to Universal Credit In recent years, the UK welfare system has undergone substantial changes, particularly with the introduction of Universal Credit. Council house credits are now commonly integrated into Universal Credit payments, simplifying the process of receiving financial support. - Universal Credit Integration: Universal Credit replaces several separate welfare payments (such as housing benefit, jobseeker’s allowance, and income support) with a single monthly payment. This consolidated approach simplifies the system, allowing individuals to manage all their benefits through one application. - Impact on Payments: As housing benefit is part of Universal Credit, it is paid directly to tenants along with their other entitlements. While this can offer more flexibility for tenants in managing their finances, it also requires careful budgeting, as recipients must ensure that rent is prioritized within their overall Universal Credit payment. - Delays and Adjustments: While the integration into Universal Credit has streamlined the welfare process, it has also caused some challenges, including delays in payments and the need for recipients to adjust to receiving a single monthly sum. This can result in temporary financial hardship for some, particularly for those unaccustomed to budgeting over a longer period. Eligibility for Council House Credits The eligibility criteria for council house credits are crucial in determining who qualifies for financial assistance. Several factors influence whether an individual or household can receive these credits, including income, savings, personal circumstances, and tenancy conditions. 1. Income-Based Criteria Council house credits are primarily aimed at individuals and families with low incomes. The lower a household’s income, the more financial support they are likely to receive. - Unemployed Individuals: Those without employment, especially if receiving other forms of welfare support, are among the primary recipients of council house credits. The credits help ensure that even without income from work, individuals can remain in secure housing. - Part-Time and Low-Wage Workers: Many part-time workers or individuals earning minimum wage can still struggle to afford rent. The credits are available to supplement their income, ensuring they can afford their housing costs without falling into financial distress. - Fluctuating Income: For individuals with fluctuating or unstable incomes (e.g., freelancers or those on zero-hour contracts), the amount of council house credit can vary month by month. This system aims to ensure that support is adjusted in line with real-time financial circumstances. 2. Savings Threshold As mentioned, savings play a significant role in determining eligibility for council house credits. The system uses a tiered approach to assess whether a household with savings should receive credits. - Savings Below £6,000: Those with savings under £6,000 are eligible to receive full council house credits, as they are deemed to be in financial need. - Savings Between £6,000 and £16,000: Households with savings in this range are subject to a sliding scale, where the amount of credit they receive decreases as their savings increase. - Savings Above £16,000: Households with savings exceeding £16,000 are generally not eligible for housing benefit, as they are expected to use their savings to cover living expenses, including rent. 3. Tenancy Type To qualify for council house credits, tenants must have a valid tenancy agreement with either a local council, housing association, or private landlord. - Council and Housing Association Tenants: Those living in council or social housing are the primary recipients of these credits. The rent in such properties is typically lower than in private rentals, but the credits ensure that those with low incomes can still afford these reduced rates. - Private Rental Sector: Although primarily intended for those in social housing, council house credits are also available to private tenants if their rent is below a certain threshold and they meet other eligibility criteria. 4. Personal Circumstances The personal circumstances of an applicant are also taken into account when determining eligibility and the amount of council house credit they can receive. - Age and Disability: Elderly or disabled individuals often qualify for higher levels of assistance. Additional support may be offered to cover the costs of accommodations that meet specific accessibility needs or the cost of carers. - Number of Dependents: Families with children or dependents are likely to receive more credit due to their higher living expenses. Single parents, in particular, may be eligible for larger payments. 5. Renting Conditions To be eligible for council house credits, tenants must have a formal tenancy agreement and must be actively paying rent. This ensures that the credits are directed towards covering legitimate housing costs, preventing misuse of the system. Council house credits serve as a cornerstone of the UK’s social safety net, providing essential financial support to low-income households. By understanding the key features and eligibility criteria, tenants can better navigate the system, ensuring they receive the assistance they need to maintain stable housing. This system, while not without challenges, continues to play a critical role in preventing homelessness and ensuring access to affordable housing for the most vulnerable in society. How to Apply for Council House Credits Applying for council house credits can be done through your local council’s website or, for those on Universal Credit, through the government’s online Universal Credit portal. Applicants must provide personal details, information on income, rent, and their tenancy agreement to process the application. Once verified, eligible tenants will begin receiving housing benefit either directly or as part of their Universal Credit payment. How Council House Credits Impact the UK Housing Market Council house credits have a significant impact on the social housing sector in the UK. For many, these credits provide the only means to afford stable housing. This system, though vital, faces some criticisms and challenges: - Reducing Rent Arrears: Council house credits help tenants stay up to date with their rent payments, reducing the risk of arrears and eviction. For councils and housing associations, this means greater financial stability. - Encouraging Tenant Retention: By providing rental assistance, council house credits encourage tenants to remain in their homes long-term, fostering community stability. - Housing Availability: However, some argue that these credits can indirectly contribute to housing shortages. When credits are extended to private renters, it increases demand in both the social and private sectors, which may raise rental prices for non-eligible tenants. - Welfare Reform: Recent changes to welfare, particularly the integration of housing benefit into Universal Credit, have raised concerns about delays in payment, leading to short-term financial stress for tenants. Such reforms have been a point of contention in political discourse on housing policy. Challenges and Future Outlook The landscape of council housing and housing credits continues to evolve. The demand for affordable housing in the UK far exceeds supply, putting significant pressure on the government to reform social housing policies and increase the construction of council homes. As welfare reform progresses, ensuring timely payment of housing credits and preventing homelessness remain critical challenges. In the future, there may be discussions about increasing council house credits, given rising rental costs and economic pressures. Moreover, policymakers may need to reconsider the balance between social and private sector housing to alleviate the strain on both tenants and the market. Conclusion Council house credits are a lifeline for many UK residents, offering critical financial support in a challenging housing market. Understanding how they work, who is eligible, and their broader impact on the housing sector can help tenants, landlords, and policymakers navigate the evolving landscape of social housing. As housing demands grow, it will be vital to ensure that council house credits remain an effective tool in maintaining affordable housing and preventing homelessness. FAQs: - Can I receive council house credits if I’m working? Yes, council house credits are available to those working part-time or on low incomes, though the amount may be reduced based on your earnings. - How are council house credits paid? If you’re receiving Universal Credit, the housing benefit component is included in your monthly Universal Credit payment. - What happens if I stop being eligible? Your council or the Universal Credit office will notify you of any changes in eligibility, and your payments may stop or decrease accordingly. Read the full article
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Bridging Finance Explained For Beginners: Quick UK Property Investment Finance | AlfaMortgages.co.uk
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#ukmortgage#payoffearly#mortgagetips#ukhomeowners#financialfreedom#bridgingfinance#alfamortgages#financeguide#realestate#ukmortgages#propertyfinance#ukhousing#inflationimpact#ratehikes#mortgagetrends#firsttimebuyeruk#propertyforecast#badcredit#Youtube
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At Noble Tree Foundation, we welcome everyone—regardless of their background, identity, or past.
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United Kingdom House Price Index for March 2023
The March data shows: - on average, house prices have fallen by 1.2% since February 2023 - there has been an annual price rise of 4.1% which makes the average property in the UK valued at £285,009
England
In England, the March data shows that, on average, house prices have fallen 1.5% since February 2023.The annual price rise of 4.1% takes the average property value to £304,193. The regional data for England indicates that: - No region saw a monthly price rise. The South East experienced the smallest monthly fall with a movement of -0.4% - the West Midlands saw the most significant monthly price fall, with a movement of –4.0% - the South West experienced the greatest annual price rise, up by 5.4% - London saw the lowest annual price growth, with an increase of 1.5% Price change by region for England Region Average price March 2023 Annual change % since March 2022 Monthly change % since February 2023 East Midlands £246,092 4.9 -1.2 East of England £351,898 3.9 -2.0 London £523,325 1.5 -1.7 North East £156,912 4.0 -1.6 North West £211,759 5.2 -1.3 South East £394,543 4.6 -0.4 South West £326,035 5.4 -0.6 West Midlands £245,132 3.4 -4.0 Yorkshire and the Humber £203,635 4.1 -2.1 Repossession sales by volume for England The lowest number of repossession sales in January 2023 was in the South West. The highest number of repossession sales in January 2023 was in the South East. Repossession sales January 2023 East Midlands 4 East of England 6 London 12 North East 12 North West 13 South East 14 South West 1 West Midlands 7 Yorkshire and the Humber 10 England 79 Average price by property type for England Property type March 2023 March 2022 Difference % Detached £483,994 £459,987 5.2 Semi-detached £292,617 £279,591 4.7 Terraced £244,965 £237,899 3.0 Flat/maisonette £249,779 £241,496 3.4 All £304,193 £292,146 4.1 Funding and buyer status for England Transaction type Average price March 2023 Annual price change % since March 2022 Monthly price change % since February 2023 Cash £284,384 3.9 -1.5 Mortgage £314,028 4.2 -1.5 First-time buyer £251,841 3.9 -1.6 Former owner occupier £349,656 4.3 -1.4 Building status for England Building status Average price January 2023 Annual price change % since January 2022 Monthly price change % since December 2022 New build £418,519 12.3 -1.2 Existing resold property £302,283 6.3 -0.8
London
London shows, on average, house prices have fallen 1.7% since February 2023. An annual price rise of 1.5% takes the average property value to £523,325. Average price by property type for London Property type March 2023 March 2022 Difference % Detached £1,077,639 £1,059,572 1.7 Semi-detached £684,589 £666,861 2.7 Terraced £565,247 £561,293 0.7 Flat/maisonette £435,808 £429,475 1.5 All £523,325 £515,591 1.5 Funding and buyer status for London Transaction type Average price March 2023 Annual price change % since March 2022 Monthly price change % since February 2023 Cash £538,412 0.3 -1.6 Mortgage £517,818 1.8 -1.7 First-time buyer £451,730 1.6 -1.5 Former owner occupier £600,811 1.2 -1.8 Building status for London Building status Average price January 2023 Annual price change % since January 2022 Monthly price change % since December 2022 New build £582,075 8.9 -1.5 Existing resold property £533,705 3.3 0.0
Wales
Wales shows, on average, house prices have fallen by 0.6% since February 2023. An annual price rise of 4.8% takes the average property value to £214,174. There was 1 repossession sale for Wales in January 2023. Average price by property type for Wales Property type March 2023 March 2022 Difference % Detached £331,364 £314,626 5.3 Semi-detached £209,424 £197,942 5.8 Terraced £164,845 £158,656 3.9 Flat/maisonette £135,001 £130,183 3.7 All £214,174 £204,321 4.8 Funding and buyer status for Wales Transaction type Average price March 2023 Annual price change % since March 2022 Monthly price change % since February 2023 Cash £206,353 4.2 -0.4 Mortgage £218,650 5.1 -0.7 First-time buyer £183,813 4.7 -0.6 Former owner occupier £250,140 5.0 -0.5 Building status for Wales Building status Average price January 2023 Annual price change % since January 2022 Monthly price change % since December 2022 New build £315,748 11 -3.5 Existing resold property £211,201 5.4 -2.5
UK house prices
The annual percentage change for average UK house prices was 4.1% in the 12 months to March 2023, compared with 5.8% in the 12 months to February 2023. The average UK house price was £285,000 in March 2023, which is £11,000 higher than 12 months ago, but £8,000 below the recent peak in November 2022. Average house prices increased over the 12 months to £304,000 (4.1%) in England, to £214,000 in Wales (4.8%), to £185,000 in Scotland (3.0%) and to £172,000 in Northern Ireland (5.0%). On a non-seasonally adjusted basis, average UK house prices decreased by 1.2% between February 2023 and March 2023, while average UK house prices increased by 0.5% during the same period 12 months ago. The UK Property Transactions Statistics showed that in March 2023, on a seasonally adjusted basis, the estimated number of transactions of residential properties with a value of £40,000 or greater was 89,560. This is 18.9% lower than 12 months ago (March 2022). Between February 2023 and March 2023, UK transactions increased by 1.3% on a seasonally adjusted basis. Annual house price inflation was highest in the South West where prices increased by 5.4% in the 12 months to March 2023. London was the English region with the lowest annual growth, where prices increased by 1.5% in the 12 months to March 2023. See the economic statement. The UK HPI is based on completed housing transactions. Typically, a house purchase can take 6 to 8 weeks to reach completion. As with other indicators in the housing market, which typically fluctuate from month to month, it is important not to put too much weight on one month’s set of house price data. Access the full UK HPI Sources: THX News & HM Land Registry. Read the full article
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The Secrets to Raising Startup Cash: Angel Investors & VCs in the UK
Raising Angel Finance and Venture Capital for Your UK Startup
Starting and growing a business often requires substantial funding. For UK entrepreneurs, angel finance and venture capital (VC) are two of the most popular options for scaling a startup. In this episode of the Charles Kelly Money Tips Podcast, we break down these funding sources and share how you can access them.
Watch video - https://youtu.be/VW0abVUTa3A?si=eh7B7cv332gH7dha
What is Angel Finance? Angel investors are high-net-worth individuals who provide funding for startups, typically in exchange for equity. They often invest at earlier stages than VC firms and may also offer mentorship and business connections. Platforms like Seedrs or Angel Investment Network can connect you with UK-based angel investors.
What is Venture Capital? VC firms provide larger amounts of funding to businesses with high growth potential. They look for startups that have already proven some traction and scalability. VCs like Index Ventures and LocalGlobe are popular choices in the UK.
How to Attract Angel Investors and VCs:
Craft a Winning Business Plan: Clearly outline your market opportunity, growth potential, and financial projections.
Build a Strong Network: Attend pitch events, startup accelerators, and industry conferences to meet investors.
Show Traction: Highlight existing sales, user growth, or partnerships that prove your concept is working.
Prepare for Due Diligence: Be transparent and organized when presenting financials and business operations.
While both angel finance and VC can accelerate your growth, they come with trade-offs like equity sharing. Choose the right path for your business goals.
For more tips on funding your startup, watch the latest episode on the Charles Kelly Money Tips Podcast on YouTube.
How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?
The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.
Watch video version - https://youtu.be/Wx1HXgVW1bM
Section 24 Landlord Tax Hike
Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.
Email [email protected] for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s
#AngelInvestors #VentureCapital #StartupFunding #UKBusiness #Entrepreneurship #RaiseCapital #CharlesKellyMoneyTips #FundingTips #BusinessGrowth
#MortgageRates #FixedRateMortgage #BaseRate #UKHousing #InterestRates #MoneyManagement #CharlesKellyMoneyTips #Podcast #PersonalFinance #HomeLoans #property #buytoletmortgage #landlord #section24 #Inflation #Landlords #PropertyInvestment #RentalIncome #CharlesKellyMoneyTips #UKEconomy #RealEstate
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Zetetick Housing – a stable and ethical charity in a poorly regulated sector #UKHousing The supported housing sector - in which Zetetick Housing operates - offers accommodation to a range of vulnerable people, such as those who find themselves homeless, ex-offenders or individuals with a learning disability, and has been under the spotlight for some time. In a number of recent government reports, specific concerns have been raised about the exempt accommodation system - a sub-sector of supported housing. The Charity Commission have also recently warned charities offering lease-based supported accommodation that they must be “more ...read more on our charity website:
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Without Prejudice Mervelee Myers Will Not Be Thwarted By Social Media Cyberbullies Target Me On Behalf Of LEYF June O'Sullivan Richard Harty MIC Paedophile Rings At HOC Nursery Met Police Racist Terrorists Banks Building Societies Scammers Housing For Women Devonshires Solicitors District Judge Sterlini Intellectual Imbeciles Criminals I Will Not Be A Voiceless Vulnerable Children Young People Vulnerable Adults At Risk Of Safeguarding From Rapists Racists Murderers In Met Police Led By Mark Rowley 31/10
Refer to 🌻When a resident/survivor publishes a brilliant book. 📕 There’s an important section within @Mervelee7 book that highlights how a unnamed law firm colluded together with the guilty to ensure she would not see justice. ⚖️Basically undermining the rule of law.#UKhousing pic.twitter.com/ySNOWUNXkg— Westminster Hub🌻 (@westminsterhub) October 30, 2023 Refer to…
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#http://worldreferee.com/referee/valdin-legister/bio#http://www.justgiving.com/Mervelee-Myers#http://www.myvision.org.uk#https://fight4justiceadvocacy.business.site#https://mervelee.files.wordpress.com/2010/#https://petition.parliament-uk/helpstandards#https://www.facebook.com#https://www.google.com#https://www.gov.uk/employment-tribunal-decisions#https://www.linkedin.com
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🎧"DROP IT"🎵 X@fueluk @prodfuel @CleanerBeats🔥 #UKTRANCE | #UKHOUSE ...#typebeat #beats #producer #typebeats #beatmaker #hiphop #trap #rap #beat #beatsforsale #music #flstudio #instrumental #trapbeats #musicproducer #beatstars #rapper #freebeats #trapbeat #beatmaking #instrumentals #soundcloud #rapbeats #hiphopbeats #producerlife #musicproduction #trapmusic #newmusic #artist #rappers #freebeat #beatsforlease #beatmakers #freetypebeat #needbeats #studio #upcomingrapper #unsignedartist #beatsforrappers #rapbeat #musician #upcomingartist #bhfyp #beatforsale #soundcloudrapper #freestyle #producers #hiphopmusic #sale #rnb #buybeats #rapmusic #unsignedrapper #hiphopbeat #producergrind #youtube #explorepage #drake #newbeats #draketypebeat #hiphopproducer #instrumentalsforsale #lookingforbeats #dopebeats #instrumental #beatmakers #beatsforsaleorlease #music #producerlife #sellingbeatsonline #unsignedartist #ineedbeats #beatproducer #hiphopbeat #rapbeat #sendmebeats #rap #sellbeats #beatstore
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Sun city under the moon
April 15th, 2022
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The latest on outHouse.
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The Quest 🇬🇧 Location: Swanage, United Kingdom 📐 Area: 235m² (2,530ft²) 🏡 Architects: @stromarchitects 📸 Photographer: @martingardnerportraits 📆 Project Year: 2016 . Strom Architects has designed a replacement dwelling set on the heavily wooded site with a view over the Durlston Country Park. . “The house exemplifies our belief that simplicity and honesty of construction underlie good design. The initial concept and design drivers are instantly recognisable in the building, and we strive to retain this clarity of intent without adding anything unnecessary to the building. We think carefully about how we build our buildings and work closely with our engineers to ensure an architecture founded in such basic things such as structure, details, materials and order.” — Strom Architects . . . #architecture #architects #strom #stromarchitects #martingardner #thequest #thequesthouse #englisharchitecture #ukarchitecture #englishhouse #ukhouse #openplanhouse #whiteexterior #minimalisthouse #minimalistinterior #modernhouse #modernhome #contemporaryhouse #contemporaryhome #house #home #wowowhome @designstudio_mag Digital Architecture and Design magazine (presso United Kingdom) https://www.instagram.com/p/CNhX9IgLaf6/?igshid=peefln4plabs
#architecture#architects#strom#stromarchitects#martingardner#thequest#thequesthouse#englisharchitecture#ukarchitecture#englishhouse#ukhouse#openplanhouse#whiteexterior#minimalisthouse#minimalistinterior#modernhouse#modernhome#contemporaryhouse#contemporaryhome#house#home#wowowhome
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We believe that everyone deserves a second chance to rewrite their life story.
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Higher Inflation: A Hidden Opportunity for Landlords
Is Higher Inflation Good or Bad News for Landlords?
Inflation is a hot topic in today’s economy, and as a landlord, you might wonder whether it works in your favour or against you. In the latest episode of the Charles Kelly Money Tips Podcast, we explore how rising inflation impacts landlords and what you can do to stay ahead.
The Good News: For landlords with fixed-rate mortgages, inflation can actually be beneficial. As inflation rises, the real value of your debt decreases. This means that over time, you’re effectively paying back your mortgage with “cheaper” money. Additionally, in an inflationary environment, property values and rental income often rise, helping you build equity faster and increase your cash flow.
The Challenges: On the flip side, higher inflation can also mean rising costs. Maintenance, repairs, and property management fees are likely to increase, eating into your profits. For landlords with variable-rate mortgages, rising interest rates (often used to combat inflation) can significantly increase monthly payments, impacting your bottom line.
What Should Landlords Do?
Lock in a Fixed-Rate Mortgage: Protect yourself from rising interest rates.
Increase Rents Strategically: Ensure your rental income keeps pace with inflation while maintaining good tenant relationships.
Invest in Inflation-Resilient Areas: Look for properties in high-demand locations where rent growth outpaces inflation.
Inflation can be both a friend and a foe for landlords. The key is to plan wisely and adapt to economic changes. For more property insights, tune in to the Charles Kelly Money Tips Podcast on YouTube!
How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?
The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.
Watch video version - https://youtu.be/Wx1HXgVW1bM
Section 24 Landlord Tax Hike
Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.
Email [email protected] for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s
#MortgageRates #FixedRateMortgage #BaseRate #UKHousing #InterestRates #MoneyManagement #CharlesKellyMoneyTips #Podcast #PersonalFinance #HomeLoans #property #buytoletmortgage #landlord #section24 #Inflation #Landlords #PropertyInvestment #RentalIncome #CharlesKellyMoneyTips #UKEconomy #RealEstate
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