#top personal finance tips

[mymoneyepisodes]

10 Hidden Secrets (Stock Investing for Beginners)

0:00 Introduction 1:15 Buy the right investment 1:48 Avoid individual stocks if you’re a beginner 2:46 Create a diversified portfolio 3:16 Be prepared for a downturn 4:18 Try a stock market simulator before investing real money 4:45 Stay committed to your long-term portfolio 5:29 Start now 6:12 Avoid short-term trading 7:21 Keep investing over time 7:59 Remember, risks are involved

10 Hidden Secrets ( Stock Investing for Beginners 2024). Stocks, which are also called equities, are securities that give shareholders an ownership interest in a public company. It’s a real stake in the business, and if you own a majority of the shares of the business, you control how the business operates. The stock market is really a kind of aftermarket, where people who own shares in the company can sell them to investors who want to buy them. There are some hidden secrets that beginners in stock investing. Of course, you’ll need a brokerage account before you start investing in stocks. As you’re getting started. So, here are 10 guidelines for beginners investing in the stock market. 10 Hidden Secrets (Stock Investing for Beginners 2024).

Buy the right investment Buying the right stock is so much easier said than done. Anyone can see a stock that’s performed well in the past, but anticipating the performance of a stock in the future is much more difficult.

Avoid individual stocks if you’re a beginner Remember, to make money consistently in individual stocks, you need to know something that the forward-looking market isn’t already pricing into the stock price. Keep in mind that for every seller in the market, there’s a buyer for those same shares who’s equally sure they will profit.

Create a diversified portfolio One of the key advantages of an index fund is that you immediately have a range of stocks in the fund and you’ll own stocks in different companies across many different sectors. Diversification is important because it reduces the risk of any one stock in the portfolio hurting the overall performance very much, and that actually improves your overall returns.

Be prepared for a downturn You need to ride out short-term volatility to get attractive long-term returns. In investing, you need to know that it’s possible to lose money, since stocks don’t have principal guarantees. The concept of market volatility can be difficult for new and even experienced investors to understand.

Try a stock market simulator before investing real money One way to enter the world of investing without taking risk is to use a stock simulator. Using an online trading account with virtual currency won’t put your real money at risk.

Stay committed to your long-term portfolio Investing should be a long-term activity and so you should divorce yourself from the daily news cycle.

Start now Choosing the perfect opportunity to jump in and invest in the stock market typically doesn’t work well. Nobody knows with 100 percent certainty the best time to get in. And investing is meant to be a long-term activity. There is no perfect time to start.

Avoid short-term trading 10 Hidden Secrets (Stock Investing for Beginners 2024). Understanding whether you’re investing for the long-term future or the short term can also help determine your strategy. Sometimes short-term investors can have unrealistic expectations about growing their money. And research shows that most short-term investors, such as day traders, lose money. You’re competing against high-powered investors and well-programmed computers that may better understand the market. New investors need to be aware that buying and selling stocks frequently can get expensive. It can create taxes and other fees, even if a broker’s headline trading commission is zero. Beginners should invest in the stock market only if they can keep the money invested for at least three to five years. Money that you need for a specific purpose in the next couple years should probably be invested in low-risk investments, such as a high-yield savings account or fixed deposits.

Keep investing over time Investing in the stock market can be very rewarding, especially if you avoid some of the pitfalls that most new investors experience when starting out. Beginners should find an investing plan that works for them and stick to it through the good times and bad. Remember, investing in the stock market involves risks, including the potential loss of principal. Always do thorough research and invest money you can afford to lose. Start small, learn as you go, and gradually increase your investments as you gain confidence and knowledge in the stock market. 10 Hidden Secrets (Stock Investing for Beginners 2024). #stockmarketforbeginners #investment #wealth

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Best Personal Loans for Summer Vacations

A summer vacation is the perfect time to relax, explore new places, and create unforgettable memories. However, travel expenses—including flights, hotels, sightseeing, and shopping—can quickly add up, making it difficult to finance your dream holiday. This is where a personal loan for travel can help.

A vacation loan allows you to enjoy your trip without financial stress, providing quick funds with flexible repayment options. In this article, we’ll explore the best personal loans for summer vacations, their benefits, eligibility criteria, and tips to choose the right loan for your travel plans.

🔗 Looking for a Travel Loan? Apply Here: Check Personal Loan Offers

1. Why Choose a Personal Loan for Your Summer Vacation?

A personal loan for travel is an unsecured loan that helps cover travel-related expenses without requiring collateral. Unlike credit cards, which come with high interest rates, a personal loan offers:

✔ Lower interest rates compared to credit cards ✔ Flexible repayment terms (12 to 60 months) ✔ Quick approval and disbursal ✔ No restriction on travel destinations

Whether you’re planning a domestic vacation or an international trip, a personal loan can provide the financial flexibility to make your travel dreams a reality.

2. Best Personal Loans for Summer Vacations

Here are some of the top personal loans for travel that offer competitive interest rates, fast processing, and flexible repayment options:

2.1. IDFC First Bank Personal Loan

Loan Amount: ₹50,000 to ₹40 lakh

Interest Rate: 10.75% - 22% p.a.

Repayment Tenure: 12 to 60 months

Quick online approval & minimal documentation 🔗 Apply Here: IDFC First Bank Personal Loan

2.2. Bajaj Finserv Personal Loan

Loan Amount: ₹50,000 to ₹25 lakh

Interest Rate: 11% - 20% p.a.

Instant loan disbursal within 24 hours

No collateral required 🔗 Apply Here: Bajaj Finserv Personal Loan

2.3. Axis Bank Personal Loan

Loan Amount: ₹50,000 to ₹40 lakh

Interest Rate: 10.49% - 17.5% p.a.

Quick processing & pre-approved offers available 🔗 Apply Here: Axis Bank Personal Loan

2.4. Tata Capital Personal Loan

Loan Amount: ₹75,000 to ₹35 lakh

Interest Rate: 10.99% - 19% p.a.

100% digital application process 🔗 Apply Here: Tata Capital Personal Loan

2.5. Incred Personal Loan

Loan Amount: ₹50,000 to ₹10 lakh

Interest Rate: 11% - 24% p.a.

Suitable for salaried & self-employed individuals 🔗 Apply Here: Incred Personal Loan

3. Eligibility Criteria for Travel Loans

To qualify for a personal loan for a vacation, you need to meet certain eligibility criteria set by the lender:

✔ Age: 21 to 60 years ✔ Employment: Salaried or self-employed individuals ✔ Minimum Income: ₹15,000 - ₹25,000 per month (varies by lender) ✔ Credit Score: 700+ preferred for lower interest rates ✔ Employment Stability: Minimum 1 year of work experience

Having a higher credit score improves your chances of getting a lower interest rate and higher loan amount.

4. Documents Required for a Vacation Loan

📌 Identity Proof: Aadhaar Card, PAN Card, Passport 📌 Address Proof: Utility Bill, Rental Agreement, Passport 📌 Income Proof: Salary slips (for salaried individuals), ITR (for self-employed) 📌 Bank Statements: Last 3-6 months for income verification

Lenders may also require employment verification for salaried individuals and business proof for self-employed borrowers.

5. How to Choose the Best Personal Loan for Your Summer Vacation

5.1. Compare Interest Rates

Look for lenders offering competitive interest rates to reduce the cost of your loan.

5.2. Check Loan Tenure & EMI Options

Opt for a flexible repayment tenure that allows you to manage EMIs comfortably.

5.3. Look for Quick Disbursal

Choose lenders that offer instant approvals and same-day loan disbursal for urgent travel plans.

5.4. Assess Hidden Fees

Check for processing fees, prepayment charges, and late payment penalties before applying.

5.5. Read Customer Reviews

User reviews can give insights into customer service, ease of application, and loan processing speed.

🔗 Compare Personal Loan Options & Apply Here: Get a Personal Loan

6. Tips for Managing Your Vacation Loan Effectively

✔ Borrow Only What You Need – Avoid over-borrowing to prevent financial stress. ✔ Choose a Comfortable EMI – Use an EMI calculator to select a manageable repayment option. ✔ Make Timely Repayments – Avoid late payment fees and maintain a good credit score. ✔ Look for Prepayment Options – If possible, repay early to save on interest costs.

7. Alternatives to Personal Loans for Travel

If you don’t want to take a personal loan, here are some alternatives:

✔ Travel Credit Cards: Earn reward points, cashback, and travel discounts on purchases. ✔ Savings & Fixed Deposits: If you have enough savings, using them can help you avoid paying interest. ✔ Employer Salary Advances: Some companies offer salary advance loans at lower interest rates.

Should You Take a Personal Loan for Travel?

A personal loan for summer vacations can be a smart choice if you want to enjoy your trip without financial burden. It offers fast access to funds, flexible repayment options, and lower interest rates compared to credit cards.

✔ If you need quick funds and prefer structured repayments, a personal loan is a great option. ✔ If you have existing savings, consider using them first to minimize debt.

🔗 Ready to Apply for a Travel Loan? Compare the Best Offers Here: Check Personal Loan Options

With the right financial planning and loan selection, you can enjoy a stress-free summer vacation without worrying about expenses!

[champstorymedia]

Unlock Your Potential: Setting S.M.A.R.T. Financial Goals for Success

Introduction Setting financial goals is crucial for achieving success and realizing your full potential. By following the S.M.A.R.T. criteria – specific, measurable, achievable, relevant, and time-bound – you can create a roadmap to financial success. In this article, we will explore the importance of setting S.M.A.R.T. financial goals and how it can help you unlock your potential. Why Setting…

[drabbles-mc]

We Were Just Leaving

Bucky Barnes x F!Reader

Warnings: 18+, smut (protected p in v), language, alcohol, strangers to lovers

For Week 2 of Hot Bucky Summer: "What should I call you?"

Word Count: 6.3k

A/N: my first time ever writing smut for bucky. it truly is a Hot Bucky Summer! 😂 biggest thanks to @buckybarnesevents for putting on this event! endless appreciation for all of your hard work 💞 maybe i'll write more for these two in this event if another prompt strikes inspo for them 👀

Going out on your own to get a drink and decompress after a long week had sounded like a great idea until about three minutes ago. Ever since then you’d been silently kicking and cursing yourself for not taking up your coworkers on their Happy Hour offer. The last thing you’d wanted to do after the way your week had gone was socialize, even with coworkers that you generally liked and got along with.

But now that seemed like the greatest thing in the world compared to the situation you were about to find yourself in. Theo from the finance department and his same half a dozen jokes seemed like a dream to be across a table from compared to your ex who had just walked through the door of the bar you were at.

“Shit,” you muttered under your breath.

You had less than a couple minutes to try and scamper out before he saw you. And the only reason you had that kind of time at all was because the bar was busy and it would take longer to spot you in the midst of everyone. But the second that your ex got up to the bar with his buddies to order drinks, your cover would be blown.

You dug some cash out of your purse, tossing enough onto the top of the bar to cover the one drink you’d ordered so far and the tip for the bartender. You were zipping your bag back up as you were hopping off the stool that you’d been sitting on. Your eyes were fixed on your purse, frustrated that this was the one time that the zipper decided to jam. The whole time you were straining your ear to make sure that you could hear how close your ex was, trying to hear his voice or his laughter.

“Fuck,” you were trying to weave your way through the crowd but the clusters and groups of friends all lingering and waiting for their chance to slink up to the bar and order were all packed tightly. You didn’t remember when this spot became a popular place to be. You huffed, trying to say, “Excuse me,” loud enough for people to hear you but not so loud that it came across as rude or drew any real attention to you.

A pocket of space opened up and you were more relieved than you should’ve been. Clutching your bag tight to you, you took long, measured strides to try and slip through the small groups of people that had parted ways just enough for you to sneak through. You were almost to the other side of them, almost out of what would be an easy range for your ex to see you, when someone took a step backwards as they laughed and inadvertently bumped right into you.

The fact that it was an accident did nothing to soothe your nerves. Them stepping back sent you stumbling mid-stride and bumping right into someone sitting at one of the few small high-top tables that the bar had scattered around. You felt a hand on your back and the heat flaring up in your face and you were already sputtering out five different apologies at once before you’d even fully turned around to face the person you’d bumped into.

When you looked at his face, all the words stopped cascading past your lips. Still white-knuckling your purse, still feeling like your face and throat were on fire from embarrassment, you found yourself incapable of looking anywhere but at the icy blue eyes staring back at you.

He didn’t look happy about you bumping into him, per se, but he didn’t look as angry or annoyed as other people in the bar might’ve been. No drinks were spilled in the process, which was a bonus. He raised his eyebrows slightly as he looked at you, but his expression was otherwise neutral.

“S-sorry,” you finally forced out, clear but still uncertain.

He shook his head. “It’s fine.”

“Okay.” You nodded, knowing that you should be forcing your feet to carry you away, but you were locked in place.

His eyebrows went from raised to pinched together. Apparently, he took your hesitancy to leave as you not believing his simple reassurance. “Really,” he emphasized with a small nod, “it’s fine. You can go—seemed like you were in a rush anyway.”

Your eyes widened slightly at that, the full scope of the situation coming back to you. You cleared your throat. “Right. Thanks. Thank you. Sorry. I’m just gonna—” you were halfway to motioning over your shoulder when a vaguely familiar voice blared like an airhorn in your ear.

“Well look who it is!”

Turning to look over your shoulder, your stomach dropped. It wasn’t your ex, but you knew that he was going to run right back to your ex and tell him that you were here. Even if you tried to bolt it wasn’t going to do you any good. You were in it now.

“Hey,” you said, keeping it short, trying to make your tone as unenthusiastic as possible.

“Oh, Ricky’s gonna be stoked that you’re—”

“I was just—”

He waved you off. “Wait right here—I’ll go grab him.”

“Don’t—” It didn’t matter what you were going to say next because he was already taking back off towards the bar. You let out a deep sigh. “Fuck.”

You’d nearly forgotten the man stuck in the middle of all this until he spoke up again. “So, who’s Ricky?” There was a hint of amusement to his voice despite the fact that his expression hadn’t changed much at all.

You shook your head. “Whatever you’re already thinking, just go with that,” you said with a shake of your head.

“Rough.”

You had to laugh at the simple response. “Yeah. That’s why I was, you know,” you gestured vaguely towards the door that you had previously been trying to get to as quickly as possible.

You shook your head again, unable to do anything else. Each second that passed you could feel the anxious jitters building. You had no interest in talking to him ever again, and you knew that if he started talking to you, it was going to be nearly impossible to get out of it. That’s just how he was. You were so deep in thought and oncoming panic that you hadn’t noticed the way you were gnawing the inside of your lip until you felt a slight sting from it.

Turning to look at the man who hadn’t asked for any of this, you said, “You don’t owe me a favor, but do you think you could still do one for me?”

He shook his head, “I’m not gonna beat up—”

That got a genuine laugh out of you. “No, no. I mean, I bet you could. But just, can you pretend that we were here together and that we were leaving? I just, I need an exit strategy.”

“What, you want me to pretend to be your new boyfriend so your old one will leave you alone?”

“You don’t have to be my boyfriend. Just, be some friend that wanted to grab a drink with me. And get me the fuck out of here. Please.”

The pause that ensued didn’t give you anything resembling hope. But he must’ve taken just enough pity on you because his shoulders dropped as he sighed. “Alright, fine.”

Relief coursed through you even though you were nowhere near through this exchange yet. “Thank you.”

“What should I call you?” he asked.

You gave him a confused look. “My…my name, I guess?”

Your face and the tone of your response had him feeling whatever embarrassment you’d been battling with earlier when you bumped into him. He saw it all over your face then, and he was certain that you could see it all over his face now. The whole situation was much simpler about sixty seconds ago when you were the more flustered one in the scenario. Now he was the one in uncertain territory. He didn’t know why he asked it like that, but it was what had come out of his mouth when he tried to ask you for your name. It crossed his mind for a moment that maybe you’d bumped into the wrong person to get you out of this mess but it was too late now.

“Yeah. Um, enlighten me?” The laugh that you let out at that wasn’t a cruel one, which was the only reason he didn’t double-down on his embarrassment. You were amused, perhaps even a little relieved. After all, you could’ve just told him your name in response to his first question. As it stood, you told him now and he nodded. “Right.”

You figured you should know his too. “What’s—”

You didn’t get to finish the question let alone get the answer before your ex and his friend reappeared in front of you. They each had a drink in their hand and smug smiles on their faces. The reality of what had you asking ridiculous favors of a stranger you’d only known for about five minutes suddenly crashed down over you again. The knot in your stomach was back with a vengeance as you looked at the man in front of you, knowing that he was feeling none of the dread that you currently were.

“I didn’t believe it when he told me,” Ricky spoke up, nodding in the direction of his friend. “Thought you were still avoiding me.”

You forced yourself to swallow past the lump in your throat. “I tried to tell him that we were just taking off,” you replied, hating how defeated you sounded.

The smug look on your ex’s face disappeared instantly when he heard the word we. It was only then that he realized you were standing right next to a man. A man whose name you still didn’t know but he didn’t know that part.

“We?” Ricky repeated. “Well, care to introduce us?”

You tried not to let your panic show on your face. At this point you were ready to just give this random stranger you’d met in a bar an equally random name and apologize for it later. You barely registered the sound of his chair scraping against the floor as he pushed it away from the table and stood himself up from it.

Fighting the uncertainty out of your voice, you said, “This is—”

He cut you off by putting himself between you and Ricky, holding his hand out for the man to shake in the process. “James,” he said as he nonchalantly slipped his free hand into yours. It wasn’t a gesture you’d been expecting, but you weren’t going to go against it either. There was something reassuring about the callouses of his palm against your skin as he threaded your fingers together. When he broke off the handshake with your ex, he gave a small tilt of his head and said, “Ricky, right?”

You knew that you weren’t doing a good job at all at hiding the pleased and surprised look on your face. The feeling only intensified when you saw the way it through Ricky completely off-kilter, whatever hand he had been planning on playing now no longer available to him.

He cleared his throat, and you noticed the way he adjusted, tightened his grip on the glass he was holding. He tried to recover from the temporary upset. “So, you’ve heard about me, then?” he asked, the look on his face letting you know that he considered it to be a good thing.

You were rolling your eyes and about to come back with something when James beat you to the punch. “Unfortunately, yeah.”

You tried to suppress the smile that wanted to take over your face but you weren’t sure if you did. You found yourself giving James’s hand a light squeeze, instinctively placing your other hand in the center of his back.

Ricky was trying to sputter out a response and James didn’t let him get a single coherent word out. “Like she said,” he gave you a small, gentle nudge towards the door, “we were just leaving.”

“I—”

James was already turning around and taking off towards the door. He called back over his shoulder, more nonchalant than your ex could ever hope to be, “Nice meeting you, Ricky.”

You were glad that the music and general chatter of the bar was hiding the sound of your laughter as the two of you made your way towards the door. Navigating the crowds was so much easier when you were attached to a man built the way that he was—funny how that seemed to work. The two of you were able to quickly maneuver your way to and out the door.

There was no better sound in the world to you than your boots hitting the concrete sidewalk outside the bar. The relief of being out of there was more than you were able to say in the moment, so instead you just kept laughing as you instinctively headed in the direction on the sidewalk that would eventually lead back to your apartment.

In that moment, there was no better sound in the world to James than the sound of you laughing. You were thanking him as the two of you walked away, and he was content to follow you under the guise of being committed to the little ruse you’d put together, to getting you far enough away from the bar to be considered out of the danger zone. He wondered if you, in the midst of your relief, even noticed that you were still holding onto his hand. He certainly still noticed.

You stopped suddenly and turned to look at him, eyes wide. “Oh, shit,” you gasped.

He looked over his shoulder, expecting your reaction to be because your ex had followed the two of you, or something similar. “What?”

You gestured back towards the bar. “Your drink! We didn’t pay—”

His laughter stopped you short. Shaking his head he said, “I was paid up.”

Your shock and tension both disappeared. “Oh. Okay.” It was then that you realized you were still holding his hand. You let go immediately, face warm as you let out a nervous laugh. “Sorry.”

“It’s okay.”

The two of you stood on the sidewalk, a few inches separating you as you faced each other. “So,” you started, the awkwardness that had previously disappeared rearing its head again, “James your real name or just something you made up so my ex can’t stalk you on Facebook or something?”

He laughed and shook his head. “I don’t have Facebook. But yeah, it’s my real name. You,” he cracked a tiny grin, “you can call me Bucky, though.”

You smiled. “Bucky? That, you know, that what I should call you?” you joked.

He laughed, head tilting back slightly as did. He felt the way his face heated up at that and he just hoped that it was dark enough outside to hide the fact that he was probably blushing. “Yeah, I guess so.”

Reaching out, you gently placed your hand on the outside of his bicep for all of a moment, not that it stopped him from being able to feel the warmth of your palm through the blue fabric of his henley. “Well, thank you, Bucky. I appreciate it. Sorry if I totally ruined your night.”

“You didn’t,” he said with no hesitation. “Sorry that your ex ruined yours.”

You shrugged, feeling the way that your lips were slowly tugging up into a smile. “Could’ve been worse.”

“Do you have plans right now?” Bucky asked, unsure of where the question came from or how it got out past his lips.

You chuckled, shaking your head. “I was just planning on going home. Why? Have better plans in mind?”

It took him no time at all to realize that he’d walked himself into this with no idea where he was going with it. He knew that he had a decent poker face but even so he had a feeling you could read him like a book in that moment. And he definitely wasn’t reading like a mystery novel.

“I didn’t know if…you know…” he trailed off for a moment, “Wanna get…coffee? Or something?”

You chuckled and gave a small shrug. “Sure. Coffee sounds good.” You started to walk. “Or something.”

He quickly strode to catch up with you. “Got a place in mind?”

You laughed as you looked over at him. “Well, it didn’t seem like you did.”

It could’ve been a much more embarrassing call out if there hadn’t been such a warm look in your eyes. The only thing that he could think to do in the moment was follow you, so that was exactly what he did.

You couldn’t remember the last time that an invitation for a simple cup of coffee had suddenly caused an entire night to slip by. You didn’t even end up drinking all your coffee, too wrapped up in the conversation that you were having with Bucky. Funny that at the start of your evening you’d figured that a night alone was what you’d been needing, and yet sitting across from Bucky at a little café table, going wherever the conversation strayed to, left you feeling better than any number of nights by yourself at a bar or at home.

Bucky was fairly certain that he could talk to you all the way until the sun came back up again. He was also fairly certain that that fact had nothing to do with the caffeine from the coffee he’d had. His cup was empty, but he still found himself toying with it in his hands as the two of you talked. He didn’t know when the last time he got coffee with someone was. At least, someone who wasn’t Steve or Sam or Nat. This felt so foreign and new, yet there was something so familiar about you.

The pair of young twenty-somethings who were working at the coffee shop didn’t exactly tell you both to leave, didn’t exactly kick you out. But you both noticed the way that they were starting to wipe down the counter and tables and you knew better than to be the people who stayed right up until the last minute. Even though this time, you really wanted to. Getting a few more minutes with Bucky almost seemed worth it.

When the two of you were back out on the sidewalk once more, you turned to face him. The jitters you’d had when you left the bar hours before were gone, but there was a new feeling in its place. Similar but different. More excitement, more curiosity, more hope. You didn’t know what to do about it, though, didn’t know what to say to articulate those feelings.

“Well,” you finally said with a soft laugh, “now I really took up your whole night.”

The smile that Bucky gave you was charming enough to nearly have your knees knocking together. “Not the whole night.”

You hummed in amusement. “Then I’ll let you go before it turns into that.”

He tucked his hands into the front pockets of his jeans. “You’re alright getting home?”

You smiled and nodded. “Yeah. I’m only a couple blocks away.”

“I can walk you,” he offered.

You should’ve hesitated at least a little bit, but you didn’t. “That’d be nice.”

The two of you fell into stride beside each other. The first little stint was silent, but not uncomfortably so. You couldn’t speak for Bucky, but you knew that you were trying to figure out what was going to happen when you made it to the main door of your apartment building. You also knew, though, that no amount of overthinking it now was going to make it any easier to navigate then. So, you did what the two of you had been doing successfully for the last few hours, and picked a new topic out of thin air to talk about.

By the time you reached your building, you were walking so close to Bucky that your arm was practically pressed against his. He didn’t seem to mind—it wasn’t as though he was trying to pull away. Every now and then when you laughed, you’d give him a playful little bump, shoulder to shoulder, and Bucky had to fight the urge to drape his arm around you and pull you closer.

Stopping in front of one of the many tall brick buildings on the block, you nodded towards the door before opening your purse to find your keys. “This is me.”

Even though you’d hold him that you were only a couple of blocks away from the café, he still found himself surprised at how quickly you’d arrived. He’d be lying if he said he wasn’t disappointed that the evening was over so soon. Never mind the fact that the evening had started hours ago, and completely on accident.

It took him a couple seconds longer than it should’ve to realize he was supposed to be saying something to you. “Oh,” he said, trying not to let his disappointment show, “okay.”

You were smiling as your eyes stayed trained on your purse, still fishing around for your keys. “Thank you for, well, all of it I guess,” you punctuated your sentence with a laugh.

He smiled warmly at you even though you weren’t looking at him yet. “No problem.”

“Ah,” you said as you finally found your keyring. You never thought your purse was all that large and yet you never seemed to find what you needed when you needed it. “Right. Well, I’d, um,” you stammered, wanting to ask and say about twenty different things and unable to decide on a single one of them. Taking a breath to get yourself together, you said, “I had a really good time, despite how all of this started,” you laughed for a moment and so did he, “and it’d be, I don’t know, I’d like to see you again…” you trailed off even though you didn’t mean to.

He smiled, relief and excitement battling it out in his chest. “I’d like that.”

Without giving it a second thought, he pulled out his phone and gave it to you, fumbling his way through asking you for your number. He would’ve been more self-conscious about his lack of grace with it if you hadn’t seemed so eager to type in your name and number.

You held his phone back out to him. “So, yeah, let me know when you’re free.”

He reached to take it back from you. There was the briefest moment of hesitation before you let his phone go, one that got him to look up from where your hands were nearly touching and into your eyes. You let go of his phone, and he slipped it back into the pocket of his jeans, but neither of you took your eyes off the other. Bucky couldn’t help but to notice the way that your teeth pulled just slightly at your bottom lip. He found himself opening his mouth to say something, but no words came out. He could’ve let it all die out there, or he could’ve let himself succumb to the nerves of not being able to conjure up something to say, but instead he found himself choosing a third option that he hadn’t even thought was available to him.

Stepping in and closing the tiny strip of space left between you, Bucky pressed his lips to yours. It was gentle, and brief. He pulled away when you’d barely gotten past the shock of him kissing you at all. You saw the way his eyes were searching yours, looking for the cue to either get lost or come back for more. The moment of silence terrified him, almost had him sputtering out an apology.

Then you closed the gap and kissed him again. A little more conviction, a palm resting against his chest. It was a minor miracle that you hadn’t dropped your keys to the ground as he kissed you back. His hand came up and cupped your cheek, palm warm against you despite the chilly night air.

When you pulled away, you couldn’t hide that it’d left you a little breathless. His hand was still cupping your face and it had you smiling wide enough to make your cheeks ache. Fidgeting with the keys in your hand, you forced yourself to speak. You purposely ignored how soft and breathy your voice was.

“You can come up if you want,” you offered.

You were just far enough away from him to see the surprise that crossed his features. “Yeah?”

You nodded, keenly aware of the way his hand felt on your face as you did. “Yeah.”

The slowness of the elevator in your apartment building was usually something that served to be a mild annoyance for you. However, this time, you wished that it would’ve taken longer to climb up to the fifth floor where your apartment was. Hell, you would’ve been fine if it had gotten stuck if it meant you had a few more moments with Bucky keeping you pressed against the wall, his lips capturing yours over and over again.

It was the singular chime that broke the two of you apart, the alert that you’d arrived at your floor. The walk from the elevator door to your apartment door was a short one but it felt tragically long when you had Bucky behind you with his hands on your hips and his lips on your neck. You had no idea how you managed to get your key into the lock so that the two of you could get inside, but you did it.

You closed and locked the door behind you once you were inside. Out of habit you reached and flicked the lights on. Bucky still had one hand on the small of your back, using the other to deftly undo the laces on his boots so he could toe them off beside your door where the rest of your shoes had been tossed haphazardly as the weeks had passed by.

You’d hardly dropped your purse and keys off when he was pressed up against you again, his chest flush against your back. You sucked in a tiny gasp as your body melted back into him. You wanted to say something but the second he was pulling the collar of your shirt to the side and pressing his lips to your shoulders, whatever pleasantries you’d been thinking of went completely out the window.

 Even though you knew your apartment like the back of your hand, had navigated through it in the dark and after nights out when you had more than a few drinks, you nearly found yourself stumbling as you walked through the lit-up room with Bucky attached to you.

Once the two of you were in your bedroom, Bucky put his hands on your hips and spun you around so that you were facing him. He wasted no time as he leaned in and kissed your lips, like the few minutes of being unable to had been hours instead. His hands trailed their way up to your face, palms warm and rough to the touch all at once. Keeping his lips on yours, he walked you back towards your bed. You were reaching for the bottom hem of his shirt just as the backs of your legs pressed against the side of your mattress.

Bucky indulged you, assisting you in peeling his shirt off over his head and tossing it aside. Any time that you would’ve spent standing there gawking at him was quickly stolen away as he pressed himself close to you again, firmly but gently getting you back onto the bed.

Every movement felt like it fed so easily into the next. The pair of you were nothing but wandering hands and ragged breaths as you stripped the clothes off each other. The floor was littered with them but neither of you cared. Bucky was down to his boxers, you your bra and panties. He had you pinned underneath him but it didn’t stop his hands from roaming everywhere they could. They wandered across your stomach, up and down your thighs, grazing over your chest. Every touch and graze had you pressing yourself into him more and more, teeth pulling at his bottom lip as you let out little whines and whimpers of encouragement.

You could feel the effect that it had on him. No amount of wanting to feel every inch of you underneath his fingertips could stop him from grinding his hips against yours. He couldn’t remember the last time someone had him feeling so desperate so quickly—he didn’t know if there ever had been a last time.

Like you could hear his thoughts, Bucky felt your fingers curling over the edge of the waistband of his boxers. You started pushing them down his hips and Bucky had no intention of stopping you. He quickly kicked them off the rest of the way before his fingertips dragged down your stomach until they slipped underneath the waistband of your panties. The lightest brush of his fingers had you bucking into his hand and whatever plans he’d had to drag this out no longer mattered. He easily pulled the flimsy fabric down your legs, making quick work of it as you lifted your legs to help.

It took every last shred of Bucky’s self-control to not just slip right into you. The way you had your legs wrapped around his waist would’ve made it so easy to do. He kissed you, neediness bleeding from his lips to yours as his hands continued to trace lines up and down your thighs.

 “Do you have—” Pulling away just enough so that your lips weren’t touching anymore, but not so much that you couldn’t feel his breath on your skin as he spoke. He managed to get out half the question he had before you cut him off.

“Top drawer,” you answered, already knowing where it was going.

The chuckle he let out got a smile out of you. The awkwardness and discomfort that occasionally accompanied first-time hookups was nowhere to be found. He pressed a brisk kiss to your lips before leaning and reaching over for the handle of the top drawer of your nightstand. You took advantage of the momentary position of vulnerability that he was in, lifting your head to kiss and then suck a mark where his neck met his shoulder. You heard the groan he let out, but more than that you could feel it as you kept your lips pressed there.

Him quickly tearing the foil of the condom with his teeth shouldn’t have been as hot as it was, and yet you found yourself staring. He caught it, too, and the smirk on his face would’ve made your knees week if you’d been standing rather than on your back beneath him.

You watched him roll the condom on, biting down so hard on your lip you were surprised that you didn’t draw blood. Your eyes slowly traveled their way back up his torso until you were looking into his. The eagerness, the tension in his body could be felt in all the places the two of you were connected. Even so, he still waited for one more yes from you.

The yes he was waiting for came in the form of you putting your hand on the back of his neck and pulling him down into a kiss, in the way you wrapped your legs a little tighter around him and pulled him in closer to you. You felt the way that he instantly gave in, slowly pushing into you as you moaned into his mouth at the sensation. You felt the way that he smiled into your kiss as your nails bit down into the flesh of his neck and shoulder.

“Fuck,” he rasped out, lips brushing against yours as he spoke. He took a moment to revel in it, the feeling of being buried into you so that his hips were flush against yours.

Moving your hand from the back of his neck so that it was cupping his chin, you pulled him back into another kiss. You felt each little hum and moan that he let out as he started to thrust into you, his arms on either side of your head caging you in. He kept himself pressed tightly to you, leaving your hands to wander the broad, muscular expanse of his back. The way you moaned his name, the moments when you’d rake your nails down his back, let him know that he was pushing you closer and closer to the edge.

He peeled himself off you, separating his chest from yours. You longed for the contact as soon as it was gone, but before you could think too much on it, he moved one of your legs so that it was draped over his shoulder. When he picked up his rhythm once more, you were grabbing onto his hips before you even knew what you were doing, begging him not to stop like he’d ever even dream of that in the first place.

Your leg was starting to tremble against his shoulder. Instinctively he turned and pressed a kiss to the side of your calf as he continued to thrust into you. Your grip on him tightened as you breathlessly moaned, “Just like that.”

A few more thrusts just like that and you were coming undone around him. He soaked in every moment of it, the feeling of you, the way you cried out his name, the way your body arched and tensed before going pliant.

He was chasing right after you, after that same high. He was nearly there and the soft, needy way you whined out, “Bucky,” in the waves of aftershock sent him clean over the edge. His hips stuttered as he came, your name tumbling from his lips. He collapsed against you, face buried in the crook of your neck as your legs went back to looping around his waist, keeping him pulled tight and still inside you.

You weren’t sure if it was your own heartbeat that you were feeling thudding in your chest or his, but you supposed it didn’t matter. Both of you were fighting to catch your breath, bodies practically melting into each other’s. You wrapped your arms around him, hands gentle on his back where just minutes before you’d been digging your nails into the cords of muscle there. He kissed the column of your throat, the little bit of stubble that was growing in feeling extra ticklish in your sensitive state, enough to get you to giggle and twitch at the sensation.

Once he’d gotten a little bit of his breath back, he propped himself up enough to look at you properly. “You okay?”

You laughed, unable to do anything else but that and nod for a moment. Finally, you said, “I’m great, yeah.” It got a chuckle out of him as you reached and trailed your fingertips down his cheek. “You okay?”

He nodded before leaning in and kissing you. “I’m great.” A few more moments passed in comfortable silence, the two of you just taking in the sight and state of each other. You noticed the small shifts in his expression, and you waited for whatever was coming next. “Um,” he looked over towards the door of your bedroom, “where’s your…so I can…”

You laughed, head dropping back against your pillow. “Out the door and to the left.”

He chuckled, a blush creeping over his cheeks. “Thanks. I’ll be, you know, right back.”

You afforded him the illusion of privacy as he searched and grabbed his boxers off the floor and scampered off to your bathroom. You chuckled as you managed to get yourself out of bed, making your way over to your dresser on wobbly legs to you could grab your own shirt to sleep in. You were back in bed and under the covers by the time Bucky came back.

When he got back to your bedside, he reached down and grabbed his shirt off the floor. He didn’t make an immediate move to put it on, instead just holding it loosely in his hand. “I can—”

“Stay,” you didn’t even want him to put the idea of leaving out into the universe. Not after the night the two of you had just had. “I mean,” you laughed softly, “if you want. I’d like that.”

There was no hesitation as he dropped his shirt to the ground. “Okay.”

He easily shimmied down underneath the covers beside you. You curled into him, allowing his arm to slip beneath you and pull you tighter so that your head was resting on his chest. You could feel the warmth of his skin, the thrumming of his heartbeat. You also started to feel not just the tiredness in your muscles from everything that had just happened, but also the exhaustion of how late it was now.

The same tiredness was present in Bucky’s voice as he spoke, words partially mumbled as he spoke them into your hair. “Light’s still on out there.”

“Leave it,” you replied words equally mumbled as you said them with your lips partially pressed against his chest. “I’ll worry about it tomorrow.”

The hum of amusement that he made let you know that he wasn’t going to worry about it now either. Draping his other arm around you, he slipped his hand underneath your shirt so that his hand was splayed across the center of your back and keeping you tight to him. Nestling farther into him, you rested your palm on his chest as you finally let yourself start drifting off to sleep.

(divider by @saradika-graphics 💞)

MCU Taglist: @garbinge @beardburnsupersoldiers @artemiseamoon @late-to-the-party-81 (If you want to be added to any of my taglists please let me know! xo)

[cyberteez]

pt.1 - pretty

pairing ⋆ seonghwa x afab!reader

genre ⋆ smut, angst

wc ⋆ 2.6k

summary ⋆ when money is tight and rent is short, you and your partner turn to posting adult content online.

warnings ⋆ reader has anxiety, money troubles, unprotected sex, slight oral fixation, top!seonghwa, bottom!reader, creampie, multiple orgasms

networks ⋆ @illusionnet @cromernet @pirateeznet

series masterlist

"Rent's short again."

A sigh.

"I can't use my credit card again."

Silence fills the kitchen as the pair face each other. Your gaze flickers between the bills present on your dimly lit computer screen and the man that sits across from you. His polished nails drag slowly through his scalp, face contorting as he thinks.

"Well… what are we going t-" you begin.

"I don't know, pretty," he interjects, pushing air between his teeth.

Seonghwa backs away from the counter, his steps heavy as he exits the room. Disappearing down the hallway, you hear the slam of a door. Your hands cradle your face, eyes welling with unshed tears as you shut the laptop lid. This isn't what you expected when you had agreed to move in with him. To no fault of either of you, your landlord decided to raise the rent midway through your lease, straining your finances to the max. Even working nearly fifty hours in a week wasn't enough to cover your expenses in the more affluent neighborhood you had settled into. Stress ate away at your very being, leaving you cold and anxious all the time.

Seonghwa reappeared in what felt like hours. You had curled up on the couch soon after he hid himself away, blankets bunched around your figure, exhausted sleep overtaking your mind with ease. He settled next to you on the cushion, hand coming to pet your hair till you stirred. A whimper left your mouth as you stretched your legs, shifting to lay against him.

"I'm sorry," he said lowly.

"S'fine," you mumble in response.

Seonghwa stays silent for a few minutes, continuously petting your hair, untangling knots and dragging his blunt nails against your scalp. When he does speak, it surprises you. "I think I know a way to get the money."

"How?"

"You know how we've taken videos of each other?"

Your mind blanks, thinking back to times where you recorded his silly reaction to dragon's breath, or times he's taken videos of the two of you riding amusement park attractions.

"Be more specific?" You query, still not picking up what he's hinting at.

"Like… like us. In the bedroom," he sheepishly remarks.

"Ah." Is all you can manage at first. Then, "you want us to post our sex life online? Like making porn?"

His face turns a delicate shade of red as you look up at him. A giggle worms its way from your mouth, Seonghwa joining in as soon as he realized you weren't upset.

"Yea, we can do that," you answer. "You act as if we haven't chatted about this before."

It was true. The pair of you had considered it in the past, but the fear of being found by friends, family, potential or current employers were enough to make you halt. Now, the notion of being homeless and in debt outweighed anything else.

"So we're gonna become amateur porn stars, huh."

It wasn't hard to get the right supplies. You basically had everything you needed anyway. Seonghwa proposed a first person point of view during the videos, to make it feel more intimate. You had no objections.

Dressed in the prettiest and shortest pink skirt you owned and a cute cream top, you sit patiently on the bed, waiting for your lover. Your hair falls cutely around your face, framing the lacey mask that serves as a basic disguise. While not the most concealing, it would still provide some cover as to not tip off anyone you knew. You decided to go without a bra, but opted for some sweet panties that hugged your hips nicely. When Seonghwa entered the room, you almost couldn't hold your laugh in. While his facecard was beautiful, the camera attached to him looked plain silly. He basically had a go-pro on, but you reminded yourself it was for the money, so you dealt with the awkwardness.

"Is that thing gonna get the right angle?" You asked, adjusting your pose so you sat on your hands.

"We're gonna find out, I guess. It feeds to the laptop, so lemme get it set up and we can adjust from there."

After a few minutes of finagling, you both agreed on the view from the camera. His long fingers ghosted over the keys, logging into the site you would be using.

He announces, while still facing away from you, "My thought is we can do a couple basic videos to start off with, then maybe we could move to live streaming?"

You nod your head, not realizing he wouldn't know your response. Seonghwa turns around to look at you and you nod your head once more. "My bad. Yea, that sounds good to me. Ready to get started?" He nods.

Nerves buzz through your limbs, settling in your fingers that remain securely under your thighs. His gait is relaxed as he steps to the edge of the bed where you sit. He gives you a silent look. One that asks if you're ready to go through with this. You blink up at him a few times before exhaling the breath you were holding and nodding once.

A click of the camera and a red light blinking once before becoming stagnant indicates that the scene has started. Your nerves settle almost instantly. A hand smooths over the skin of your cheek, cupping it softly. To say your reaction was instantaneous wouldn't be descriptive enough. You keen into his palm, allowing him to smooth the thoughts from your mind. His fingers glide down to pinch your chin between them. He pulls your gaze up to his, whispering, "Just look at me, pretty."

Heat pools in your lower abdomen at his words, staring directly into the camera as if it were his own eyes. As the grip on your chin recedes, his thumb drags at your lower lip. You eagerly open your mouth for him, allowing him to slip the thumb inside and flatten it against your tongue. A heavy whimper falls from your open mouth, allowing him to play with it how he pleases. Your fingers itch to touch him, but you know he'd stop his motions if you did. He leans in, getting a better view at the saliva pooling in your mouth before angling downward at your tits. His free hand smoothes over your chest, cupping the bottom of one before moving on to the next. A sigh escapes his lips as he leans back, seemingly lost in thought.

Seonghwa's hand tugs the button on his pants free, pulling the sides open enough to slip his member free from the confines. Even after being with him for years, you're always shocked at how thick and long he manages to be. Your eyes flicker from the camera to his length, waiting for permission.

The thumb that rests in your mouth leaves as his hand cards through your hair, grip becoming firm as he guides you to his length. The salty precum leaking from his tip covers your tastebuds as you take him in your mouth. You moan at the taste.

His breathing becomes heavier the more you take into your mouth. Whatever you can't fit into your mouth is cradled by your hands that slipped from underneath you. A tug at your scalp has you looking up at him, eyes wide and starting to tear.

"Did I say to stop looking at me?" He asks gruffly, eyes narrowing slightly.

Your response is to take him deeper in your mouth, a slightly bratty move and momentarily gagging yourself, but providing the exact reaction you wanted. A guttural sound resounds from his throat, head tipping back as you work yourself on his length. He doesn't stop you. Pulling back to where his tips just rests in your mouth, you lick the soft underside of his head before pushing yourself to your limit.

"Fuck, pretty, you take me so well," he muses.

Breathing through your nose, you continue to take him, sucking whenever you pull back and licking at his veins whenever you push in. Tears track down your cheeks, continuously pushing past your lids whenever he bumps the back of your throat. Whines and whimpers fall from your mouth, becoming loud every time his grip tightens in your hair. Your hands cradle his balls, kneading them between your palms, eliciting breathy moans from your lover. He fights to keep the camera angle on you, desperately trying to not lose himself to the shockwaves of pleasure you give him. It doesn't take long before he's pulling you off his cock completely, pushing your body backward on the bed and flipping up your skirt. His hands greedily pull at your thighs, teasing and tickling along the innermost parts, but avoiding where you need him the most.

"So cute, pretty. Did you get all dolled up for me?" He asks, getting a better view of the panties that are currently sticking to your lips. They're nearly see through at this point, dripping from the arousal that's pooled between your legs. "And you're so worked up, aren't you? Do you think you deserve to be touched?"

You nod furiously at his words, your lower lip starting to pout. A breezy chuckle leaves his lips before his hands are tugging down the soft material, discarding it somewhere behind him. Two of his fingers spread your lower lips, giving the camera a better view of your dripping cunt. You nearly forgot you were filming, so wrapped up in giving him pleasure and chasing your own. A whine erupts from your throat the moment Seonghwa circles his fingers around your puffy and untouched clit. He smiles softly before dipping them just inside your cunt, dragging them back up to circle around your clit once more. You can tell he's testing you when he does it a few more times, a huff nearly falling from your lips at his teasing. The impatience quickly dissipates as both fingers plunge into your heat, curling up slightly before pulling back. Your head falls back against your shoulders, obscuring your face from the camera. His motions stop. You lift your head quickly, looking back at him as he shakes his head lightly.

Seonghwa resumes his motions and each time he delves inside, his fingers loosen your walls to prepare for his length. He murmurs small encouragements all the while, praising you for how pliant you are, how pretty your pussy sounds for him. Your abdomen continues to knot further and further, the coil threatening to snap at any time. His free hand rests on your clit, rubbing small circles in order to throw you into your climax. With a cry you come undone, your cunt sucking his fingers in. He continues his motions until you squirm away from his touch, pleading with him to stop.

You can hear him shuffle around and his pants hit the floor before the bed dips and he straddles you. Hands push at your shirt, freeing your tits for the camera. Seonghwa kneads at them and tugs at your nipples, giving each a slight smack. His hands travel down your hips, grabbing at your thighs to wrap them around his waist.

"Is my princess ready to take my cock?"

"Please," you beg, looking pointedly into the camera.

"Since you asked so nicely, how could I refuse?" His length glides through your folds, tapping gently against your abused clit. The motion elicits more sounds from your mouth, increasing in volume as he pushes in with one move.

"Ngh, yes," you whine when you feel his hips meet yours. One of his hands splay over your stomach, holding you down as he starts to move.

"God, fuck," he starts, "you're so tight, pretty."

The drag of his cock against your walls is delicious, rubbing everywhere you need and filling you so nicely you couldn't think of anyone but him. His pace remains consistent, but he moves your legs in different positions until they both rest against his shoulders.

You cry out at this new angle, his cock hitting the spongy patch inside with abandon. His thumb finds your mouth again and you readily open for the appendage once more. You pose for the camera, batting your wide, innocent eyes and sucking on his thumb as his hips smack heavily against your thighs. You know he's close when his pace increases, but loses rhythm. The thumb in your mouth moves to circle your clit once more. Heat pools in your belly once more, another climax threatening to unleash.

"Come on, pretty, cum with me."

It's not but seconds later when you both fall apart with each other, your walls milking him for all he has. Seonghwa doesn't immediately stop recording. Instead, he pulls out and closes in on your cunt, spreading your lips and allowing globs of cum to seep from your stretched hole. When he pans back to your sweat sheened body, he clicks the camera off.

It's like a switch clicked as soon as the camera was off and discarded on the desk nearby.

"How are you doing, baby? Let me get a cloth. Or do you want to go straight to the bath?" A smile graces your lips in response. Just like the first time you spent the night together, he's always fretted over you after you have had sex. It was something you appreciated as past partners had never considered you. You sigh contently, slowly pushing yourself up.

"Let's go take a shower and then work on editing the footage, okay?"

"Of course," he responds, taking your hand and leading the way.

Lathering soap across both of your bodies, you talk about how the scene went, praising him for providing direction so easily. His hands shake, words coming out jumbled as he attempts to compliment you. He worries over your body, taking extra care when scrubbing your scalp, easing the tension from the grip he had in your hair. Seonghwa soon scatters kisses across your shoulders, murmurs of affection and adoration filling the steamy room.

Working on the video didn't take much time as you didn't want it to look heavily edited. You sat in his lap for most of it, his arms wrapped down your waist while you gave feedback on what you could both do better next time. Posting the video was the hard part. Well… emotionally at least. You both sat there for a while, pondering titles and wondering if you would actually go through with this. It would–hopefully–provide the needed income, but you would be putting that out there forever. Anxiety crept into your being as you worried if you looked good enough for something like this. Seonghwa soothed you while you worked through the heavy feelings, rubbing your back softly and pressing kisses around your face. Nothing could compare to you is what he told you, that you were beautiful and if the viewers couldn't see it they were blind.

Eventually, you calmed down enough to ask,  "what should we name it?"

It was a challenge. Trying to think of something that wasn't going to blend in with all the other content on the site but was also eye-catching enough to gain views.

"How about: Pretty? It's what I call you, and it's unique enough. As long as the tags fit then it should still be seen."

"I like it. Let's do it." Enthusiasm and warmth fills your chest as you both click on the mouse to post the finished product. You don't expect immediate views, nor do you receive them right after posting, but you hope it'll be enough to cover rent the next month.

© cyberteez 2025

[sirhamburrger]

all i want for christmas is some decently wrapped presents (ryusei shidou x gn!reader)

ryusei shidou is one aggressive person - no holiday activity is safe, not even giftwrapping. luckily, he has you to teach him the ropes. "i just want you for my own, more than you could ever know" || wc: 488 || tags: gn!reader, reo slander || borders by @saradika-graphics series m.list

“hey, ryu, i’m home - what the…”

ryusei sits in the middle of the living room in a pile of colourful, festive wrapping paper - shreds of it, more like - and the gift boxes are strewn across the floor. he wears a strained sharp-toothed grin, and his hair is a little messier than usual. you don’t think you’ve ever seen a disaster of this magnitude. that’s really saying something, seeing as you’ve babysitted kunigami’s twin toddlers before.

a strip of paper falls from the sleeve of his sweater where it’s gotten snagged.

“... evening, babe!”

at first he seems much too cheerful for someone who’s just made a huge mess, but you know him too well. the vein pulsing at his temple is an indication that he’s fast losing his patience. that combined with his slightly manic smile, the huge mess and the hints of papercuts on his hands…

“aww, baby… were you trying to help with the gift wrapping?”

you set your things down, narrowly avoiding tripping over the stack of books in front of the couch. (they’re for barou, gagamaru and reo, if you remember correctly.) cushioned comfortably by both the shaggy carpet and the loose paper shreds, you let out a quiet sigh of relief, your muscles relaxing.

“yeah,” he mutters, averting his gaze and blushing in a way you think is absolutely adorable. “damn paper just won’t fold right.”

“see, you gotta crease the paper properly,” you say patiently, grabbing a book off the top of the stack entitled ‘the intelligent fund investor’. “okay, this is reo’s, right? right, ryu?” not looking up, you prod him, and he jolts. “hey, are you paying attention?”

“hmm? oh, yeah, i’m so paying attention. crease the paper properly so we can wrap up this finance book for barney the dinosaur -”

“ryusei!” you laugh, pushing his shoulder; he cackles, pushing you back. “okay, have a shot at it, i’ll teach you as you go.” you pick up barou’s marie kondo book, walking your boyfriend through the steps as you make the creases alongside him. it’s kind of endearing seeing his large, calloused hands trying so hard to be careful and meticulous. the complete opposite of what he is on the field - brash, bold and brutal.

but he’s with you now in your shared home, so domestic it doesn’t even seem real.  his leg brushing up against yours, his tongue poking out from his mouth slightly. in his maroon sweater and the matching star-patterned socks you got him, his nose scrunched up as he fiddles clumsily with the tiny tape dispenser. it makes you want to plant a kiss on the tip of his nose.

he’s wholly yours, and you’re completely his.

so when you’re finally done wrapping all the presents, and ryusei carries you up to the bath he’s drawn for you –

all you can think of is how excited you are to give him his present in a week’s time.

a/n: domestic shidou aughhhhhh (let us all ignore his freaky for a minute)

taglist: @anglefish3008 (closed, event completed)

bllk masterlist || general masterlist

© sirhamburrger 2024

[augustinewrites]

cw: suggestive content, fem!reader

“come for a stroll with me.”

“i can’t right now,” wriothesley tells you, glaring down at the mess of papers atop his desk.

it was not in your nature to be petulant, but the over dramatic sigh that falls from your lips has him believing otherwise. 

though he wanted nothing more than to abandon the day's duties and join you on the surface for an afternoon stroll, the lord of the fortress of meropide was a very busy man. he had a prison to run.

“fine,” you say, though your exasperated tone indicates that his refusal was anything but.

“you’re the head doctor,” he reminds you, gesturing to the stacks of paper on his desk. “you know how it is.” 

“actually i don’t, because i don’t do all my work at the last minute.” 

“you have sigewinne, who does more than half of it for you.” 

“sigewinne likes paperwork,” you argue, settling yourself atop the corner of his desk. “you could have a whole team of people to help you with these things, but you’re too picky to let them.”

“they don’t do it right,” he huffs, pen scratching a quick signature across the bottom of the topmost report before shuffling it aside. “i know this place better than any accountant whose only concern is balancing a book.”

“fair enough,” you shrug, picking up and thumbing through his reviewed missives with about as much interest as one watching paint dry. he looks down just as a sneaky smile appears on your lips. “i heard it’s quite nice outside.”

“too warm,” he mutters distractedly, too lost in the process of estate management to chit-chat about the weather. 

“perhaps i should shed a few layers before heading out,” you hum thoughtfully, fanning yourself lightly with his papers. 

wriothesley looks up, about to scold you, but the words dry up before they pass the tip of his tongue. 

you certainly hadn’t outfitted yourself as a future duchess might, forgoing a frilly, structured gown for one of his own loose white button downs that’s tucked into closely tailored trousers. 

it’s with great intrigue that he watched your free hand undo the top two buttons of your (his) shirt, revealing the delicate swatch of skin over your neck and teasing him with a peak at your cleavage. 

you catch him staring as you set his papers down, eyes flashing with delight. like a predator that’s successfully cornered its prey. wriothesley - in a last ditch escape attempt - quickly looks away, clearing his throat and staring hard at the report in front of him. 

he could not get distracted today. not with so much work to do. 

but you, oh you. you hop off his desk, walking around it to drape your arms around his shoulders, pressing a light kiss to his cheek. “i suppose i’ll see you later then.”

he mumbles a reluctant goodbye but your lips linger, brushing dangerously close to that sweet spot behind his ear. 

do not give in, his brain instructs, even though it’s getting harder and harder to process the words in front of him with every slide of your hands. 

schooling his features into a calm mask, wriothesley draws a deep, steadying breath. it hardly manages to settle him because archons, you were going to be the death of him. he’s always considered himself a steadfast person with an immense focus that’d been built up from a young age. when he set his mind to a task, he was a difficult man to distract.

you and your wiles have always been proof of otherwise.

“just be back before our audience with neuvillette this afternoon.” he tells you, doing his best to ignore the heat rising to his face. 

finance reviews, surveillance reports, correspondence. finance reviews, surveillance reports, correspondence. finance reviews, surveillance reports, cor–

“stop it,” he demands when your fingertips glide across his chest, fiddling with the knot of his tie. 

“why?” you ask, voice cloyingly innocent. “am i distracting you, your grace?”

“no.”

you clearly do not believe him in the slightest. 

“care for a wager then? because i bet i can distract you by the end of the day.”

wriothesley knows that betting, wagering, or gambling against a former member of the house of the hearth is never a good idea. it’s a dangerous one.

he leans back, arms crossed over his chest as he attempts to salvage what’s left of his dignity. “what are the stakes?”

_____

you know your boyfriend. it isn’t hard for you to wind him up and get him right where you want. 

which was on top of you. 

or underneath you. it depends on the day.

there were no real intricacies in seducing the mighty and fearsome duke. it wasn’t even that hard to fluster him, because a simple brush of your fingers against his was enough to make his cheeks flush with colour.

you just needed to draw him out a little. you’re on the offense, and you know all the right moves required to force him to engage with you.

in an effort to avoid you and (attempt to) win the bet, wriothesley had locked himself in his office for most of the day. it worked out well for you, because you’d been able to sneak into his quarters holding a shopping bag from chioriya boutique.

your plan is put into motion when you hear the duke stomp up the stairs to get ready for the meeting with neuvillette. 

“get back behind that screen,” he instructs when you poke your head out from behind the divider. he’s even slapped a hand over his eyes, intent on staying focused on the task at hand.

wriothesley huffs when you laugh, turning his back to you as he rummages through the dresser. 

he’s murmuring the little rhyme he uses to knot his tie, so focused on the task that he doesn’t notice the crinkling of the tissue paper as you pull your new…outfit out of its bag.

“hey,” he asks. “are you almost ready?”

“i just need you to lace me up,” you call back, shrugging the shoulders of your gown down a touch before stepping out from behind the divider.

you turn to show him the undone laces of your gown, watching his reflection in the mirror. he’s regaled in the fineries of the duke, having swapped out his shirt for a clean black one and fastened a fine fur coat over his shoulders. you appreciate his appearance greatly, but even more so when he finds your little surprise.

“is this…new?” he asks quietly, gloved fingers brushing undone laces aside to get a better look at what hides underneath your dress. 

it was new. a custom set, in fact. your duke likes you in dark lace and sculpted pieces. 

he inhales sharply when you take his wrist, gently guiding his hand to one of the slits in the side of your skirt. 

wriothesley breathes your name softly when his hand drifts up your dress and settles on your hip, meeting nothing but skin. 

a smug, satisfied grin threatens to break out on your face when you feel his lips brush against your shoulder. you had him on the ropes now. he’s just so easy–

his sweet movements cease suddenly and he pushes you away gently. 

“you almost got me,” he laughs, quickly removing his hands from underneath your dress. he grips the laces, deft fingers making quick work doing it up and pulling it taut and tight to hide the tempting lace of your brassiere. 

“but–”

“go put your underwear back on,” he demands, delivering a firm smack to your rear. 

defeated but not the slightest bit deterred, you reluctantly reach for the abandoned garment as your boyfriend glares at the opposite wall. but losing the battle doesn’t mean losing the war. 

“should i put on the garter belt too?”

_____

downstairs, neuvillette sighs, cursing his better-than-average hearing. 

at least you’d had the sense to leave out some good tea.

[bleach-your-panties]

ᰔℊℯ𝓉𝓉𝒾𝓃' 𝒾𝓉 𝓅ℴ𝓅𝓅𝒾𝓃' with ONYANKOPON on a balcony.

for my 1500+ 𝒻ℴ𝓁𝓁ℴ𝓌ℯ𝓇 ℯ𝓋ℯ𝓃𝓉. requested by @prettybraat.

ᰔhere you go baby, happy black history month!❤️💚💛

ᰔcw: modern au! fem, black reader. balcony sex, exhibitionism, panty-ripping, backshots, hair-pulling, scratching.

ᰔdividers by @/benkeibear.

ᰔwc: 2.2k

💗💗🍡°taglist: @enchantedforest-network @bakugosbratx @chifuyuskoneko @honeybleed @hoesluvshanti @chrollohearttags @darkstarlight82 @blkkizzat @bey0nseh @kokonoiscoconut (if anyone wants to be added to taglist, please fill out linked google form, thx!)

When your boyfriend, Onyankopon, or ‘Ony’ for short, texted you with a simple ‘get ready’ you immediately hopped up to pack an overnight bag.

Ony works as a financial consultant for one of the biggest banks in Atlanta, as well as a personal finance advisor, so he’s never short on dough and absolutely does not mind spending his hard-earned money on his baby girl.

You haven’t seen him in a while due to it being tax season and him working overtime at the bank, so you knew that when you saw him, you were definitely getting your back blown out.

As you were deciding which pairs of sexy panties you wanted to bring, your phone began to ring. 

“Hello?”

“Hey, baby.” Your man’s smooth, baritone voice filtered its way from the phone speaker and into your ear making you clench your thighs together.

“Hey, pooh. Are you off of work already? I’m still getting my stuff together.”

Onyankopon laughed once he heard you rummaging around in your room; who knows what all you were throwing in that gold and black sequin Victoria’s Secret duffle bag you loved so much.

“I’m about to FaceTime you, baby. I want to show you something.”

When he said that, you stopped packing and focused all of your attention on the phone - Ony chuckled because he knew how nosy you were.

The request to FaceTime immediately came through and you accepted it.

“ONYANKOPON!!”

He just chuckled deeply, “Not the government.” 

On your screen currently sat the finest version of your man that you had ever seen.

Now, Ony had always been fine; let's make that abundantly clear…

Smooth, flawless dark-brown skin, toned muscular body, tattoos up and down his arms and back (that were usually hidden by his business suits), straight white teeth, and don’t forget the inches that he was packing - eight and a half, to be exact.

Long, thick, and hard.

…but Ony with a fade and dreads pulled back in a half-up half-down ponytail? 

Oh, he must've been trying to call in for the next week or so.

“You went quiet on me, bae. Do you like it?’’ You were snapped out of your nasty little reverie.

“Do I like it? Babe, you look so fucking mouthwatering right now. I don’t know if I’m going to be able to make the drive all the way to yours.”

Flirting sensually, you leaned your upper body into the camera and let your breasts spill out of your tank top for your man’s viewing pleasure.

You didn’t miss how Ony raised an eyebrow and bit down on his lower lip, pausing before he continued,

“To mine? Oh, we’re not going to mine, baby girl. I made a reservation for us at the Waldorf Astoria in Buckhead.” 

Leaning back out of the camera frame, you made your perfectly arched eyebrows jump while bringing a hand to your mouth to chew on the tip of one of your baby blue stiletto nails.

“You did, babe? That’s so sweet of you, I can’t-”

Before you could finish your sentence, you heard a loud car horn honk from outside.

“Ony!! I didn’t know you were damn near almost here; why didn’t you say something, boy?!”

Tossing the phone onto the bed, you hurriedly gathered the rest of your things and shoved them into the bag before zipping it up. Your slides were on the side of your bed, so you slipped your matching pedicured toes into them and grabbed your keys off your nightstand.

“Hey, who you think you raising yo voice at, huh? Be good for me and come on outside, baby.”

—-

After climbing into the passenger seat of Ony’s navy blue BMW X5, he shut the door behind you and returned to the driver’s side.

You watched him carefully with slightly lidded eyes as he put his hand on the back of your headrest and backed out of the driveway.

Ony could feel you burning a hole in the side of his head, which made him bite his bottom lip again and send you a furtive glance while he drove through Atlanta traffic.

“What’s up, mama? Why you keep on staring at me?”

He knew good and damn well why you were staring at him.

You knew that he knew, because of the little smirk that formed at the corner of his plump lips as he held onto your thigh with his right hand and drove with his left hand holding the middle of the steering wheel.

The ride was leisurely, as all you had to do was sit there and look pretty, one leg propped up over the other as you scrolled through your TikTok feed. 

Ony moved his hand from your thigh to your foot, slipping your slide off and rubbing the sole of your foot.

“Oh! Babe…”

He just let out a soft hum of acknowledgment before turning into the parking lot of Seasons 52. 

Since Ony had made a reservation, you didn't have to wait long before a waitress came out to direct you both to your table.

This isn’t your first time coming here, but you still marvel at how everything on the menu constantly shifts and changes, yet always manages to always taste so delicious.

The salmon that you ordered was roasted to perfection; the potatoes just melted in your mouth and the green beans had just the right amount of crunch. 

Dinner conversation was fruitful, full of talks about your plans for university and Ony of the new investments that he was planning to make.

He held your free hand in his and rubbed his thumb over your knuckles while he sipped his wine and listened to you talk. 

His cocoa-brown eyes shined with love and admiration for you as you excitedly spilled about all of the classes that you’d be taking during the upcoming semester.

After you finished your dinner, Ony called for the waitress so he could pay then the two of you left with him guiding you by the small of your back to his car.

—-

Once you checked into your suite, Ony was on you like white on rice.

His large hands gripped you up, fondling your voluptuous ass cheeks while he repeatedly slotted his lips over yours in hot kisses filled with longing and need.

The cold links of his watch against your exposed lower back made a shiver race down your spine as you slowly lowered yourself to your knees in front of him. 

Ony looked down at you, meeting your big, brown doe eyes; immediately his dick began to harden in his slacks.

“Nuh uh, we don’t have time for that right now, baby. I have another plan for yo sexy ass.” 

He swatted away the hand that reached for his belt buckle and pulled you up by your bicep.

The suite Ony booked was almost as big as your entire damn apartment: two bedrooms, a spacious living area, a kitchenette (that was too big to be considered a kitchenette), and two bathrooms, both fitted with walk-in showers and whirlpool tubs.

Your nails clawed at the pressed cotton of his white dress shirt as he backed both of you up into the nearest bedroom. The motion-sensor lamps clicked on as soon as you stepped over the threshold, bathing both of you in a sensual, amber glow.

The curtain to the in-suite balcony was pulled back revealing the beautiful Buckhead cityscape below you, along with a navy sky full of bright, twinkling stars.

Ony began unbuttoning his shirt, tugging it free from where it was tucked into his pants as he finally allowed you to grab his belt and begin unbuckling it.

“Somebody’s impatient..” He chuckled as you yanked it from the loops and threw it across the room.

Once he was shirtless and you were down to your panties, he scooped you up and carried you over to the window.

“Wait, Onyankopon, what do you think you’re doing??”

He didn’t answer, but instead unlocked the glass door leading out to the balcony and stepped outside with you clinging to him.

The slightly cool breeze from the evening air whipped against your naked skin and made you press yourself further into Ony, who cradled your chin and brought your mouth back to his to give you another breathtaking kiss.

“I remember you saying that you wanted to try some different things, so here’s your opportunity, baby. Now turn around and grab that rail for me.”

His big hand went to the fly of his pants for him to unzip them and tug them down. He pulled a condom out of his pocket and began sliding it over his hard dick.

Just as you were about to do as you were told, you could hear faint chatter from below: a couple of floors below, there was a group of men and women seated at a round table out on their balcony, having drinks.

“Ony, there’s people out here - what if they see me?” Bashfully, your hands flew to cover your naked breasts. 

As you were leaning down to look at the other guests, Ony rubbed his dick between your ass cheeks, bumping it against your clit. A soft moan left your lips and your eyes almost closed before you remembered what you were supposed to be doing.

“They won’t see you, baby. They might hear you, though.” 

You heard that damn smirk in his voice, but soon you forgot all about anyone hearing once Ony grabbed your panties with one finger and ripped the flimsy material off of you, flinging it aside.

“Oh, babe!”

A loud moan was pulled from you as your boyfriend pushed the head of his dick into your opening. Your hands flew forward and you took a tight hold of the balcony’s railing as Ony started pounding you swiftly from the back.

The sounds of your ass colliding with his hips were loud throughout the silent night, so if those people were just really listening they’d easily be able to tell what the two of you were doing.

One tiny hand with those baby blue nails fell free from the rail and grabbed at Ony’s veiny forearm for leverage; his thrusts had your entire body quivering already. 

Soon enough, long scratches began to cover his arm as you tried your best to hold onto him.

You looked up at him and could feel him grow harder inside of you from the visual: fat ass bouncing back on him, braids shaking free from your bun, and your mascara beginning to run.

“Hm, what?” He licked his lips again but didn’t slow his pace as he just looked back into your misty eyes. “What is it, baby? Too much for ya?”

“Ony, I’m…” You trailed off as he suddenly picked you up underneath your thighs, his forearms resting in the creases of your knees.

“I didn’t tell you to let go of that damn rail.”

“ONYANKOPON!”

“And you were worried about somebody hearing you.” He laughed and bent you in half, still jackhammering away as you bumped and jostled against his body, 

Your upper half is now bent over the railing as the wind picks up and whips your hair across your face.

“Onyankopon, I’m going to fall!” 

“I won’t let you fucking fall, girl. Got too many muscles to let you fall.”

He grunted and locked his arms around your thighs, heavy balls slapping against your ass with loud, wet smacks.

“Hold the fucking rail, and hold that nut, too. I’m almost there. Gunna cum for you, baby; just hold still for me.”

Ony grabbed your hair up into a ponytail to pull it out of your face and also to yank your head back so he could whisper in your ear.

“You see that shit, baby? See those city lights beaming so fucking bright for you as I fuck your tight little pussy open?”

“Ohh, oh God! Yes, baby, I see them! Fuck, I see them!”

“You cumming?”

“YES! Yes, I’m cumming, oh my God! I’m cumming, baby!”

“Let it go then, baby. Go ahead and cum for ‘The Great One’*”

After that, you were done.

Your release washed over you like a wave; luckily Onyankopon was holding onto you or you might’ve actually flipped head-first over that balcony.

You both moaned each others’ names as your orgasm triggered his, bodies bathed in the pale moonlight of the night, surrounded by nothing but the stars and your love for one another.

—-

After that first round on the balcony, Onyankopon took you back into the room and the two of you went at it in nearly every area of the large presidential suite.

He even took you again in the shower before he washed you both off, wrapped you in a towel, and brought you over to the bed, wrapping you up in the covers.

“I love you, Y/N…my shining star..” Was the last thing you heard before you drifted off into dreamland, nothing but sweet thoughts of your handsome man on your mind.

—--

a/n: *Onyankopon means ’God’ in the Ghanian language and ‘The Great One’ in Ashanti mythology, referring to the Sky God.

get it poppin! 💄event ©bleach-your-panties 2024. do NOT steal, copy, repost, alter, or upload my works onto other sites. comments appreciated. reblogs always welcome.

[thesensteawitch]

WHAT CAREER SUITS YOUR SPIRIT?🧚🏻‍♀️✨

Pick A Pile Reading

Left to Right (Pile 1, Pile 2, Pile 3)

Hello, SENSTEA Souls!💕

Aah! Such a long time!!!!!!!! How have you all been? Missed me?🥹🫶🏻

I have been healing and purging and focusing on other things so I couldn't make time to write for you. But I will be trying to make one post in a week. 🌜

Now without any delay let's get into your reading. You know the drill right? Just pick one pile intuitively and scroll down to read your pile!🫶🏻

Also, if you wish to book a PERSONAL READING with me you can message me directly. And if not, then I am sharing the links to my rate card and booking form.

BOOKING FORM 🌸 RATE CARD

Tip the blog to keep it going! (It's not mandatory but appreciated!🐈‍⬛✨)

...

Here is your reading:

Pile 1

Tarot Cards- The Moon, 8 of Pentacles, The Hanged Man, Knight of Pentacles, Knight of Wands, 7 of Cups

This pile is intense. I heard, “If you dance, I'll dance. If you don't, I'll dance anyway.” You do not care if people do not believe your truth as long as you know that what you know is made known to you by the divine. Your spirit is magical, and hence it's called to explore mystical subjects. If you are someone who is not interested in mysteries or the intensity of your purpose, then I would suggest you choose a different pile because this group follows the calling of their spirit naturally. You're rebellious when it comes to your career. You are supposed to combine your purpose with your career. Anything related to digging deep, mystical, esoteric subjects, tarot, astrology, metaphysics, science, astronomy, diving, writing, art, detective, law, or surgeon is where you fit the best. You may have strong Scorpio placements. Check if you have Scorpio in your 11th house or if your Mars is in Scorpio because I am picking that strongly. Zodiac signs that are coming off strongly are Aries, Scorpio, Sagittarius, and Capricorn.

You require a lot of silence while working. Your path isn't easy; there are immense transformations in your journey. Your spirit continuously seeks to ascend through what you do. There may be times when your finances come to a halt and you need to do a perspective shift to do better. I can see that your body, mind, and spirit must be aligned with your purpose so that you rise to the top. What you're called to do is so powerful that illusions can easily take over. You are a truth seeker, and truth cannot be multiple, so finding it cannot be a race in your case. You need to move at a pace that is neither too fast nor too slow. Your spirit is like that of a magician walking on Earth. To the world, you may seem alluring, but you know what it costs you to follow your purpose. Every loss, death, and transformation that you come across drastically shifts your life. Speak more. Speak the truth. Your words will shock the public in a good way. You're here to open people's eyes to the truth through your work. Express often. Your power and your purpose are not scary; it's divine! You may also hold multiple degrees.

Pile 2

Tarot Cards- Justice, 3 of Pentacles, Queen of Swords, The Chariot, The Emperor

This pile is really intelligent. Anything that allows you to make use of your mind the most is something that will suit your spirit the best. A career where you'll be continuously learning and enhancing your skills. Teaching, medical (dentist I heard in my mind), law, business, accountant, marine officer/captain, and research are what I can think of looking at your cards. Your spirit demands and deserves to be the leader in your field. There will be challenges in your journey, which you will have the courage to overcome if you keep your emotions in balance. Your spirit will make you start from the basics. You are supposed to study a lot to be able to reach the top. You seem to be a multitasker or interested in multiple subjects, but that can bring a lot of chaos into your life. So your spirit is encouraging you to master one subject. If you throw yourself in multiple concepts, you will waver from the truth. Don't let your intellect go against you.

You're supposed to continuously research in your particular field and stand firm on your beliefs, so choose wisely and make sure you enjoy it for the rest of your life. Zodiac signs that I can sense are Gemini, Aquarius, Cancer, Aries, Capricorn, and Libra. In your particular field, you need to find a perfect teacher or organization that suits you and can help you achieve your goals. Learning through all the sources again will not be good for you. Pick one source and commit to it for at least a good amount of time. Your spirit feels at peace when you speak your truth without fearing what others may think of you. It's very important for you to have strong boundaries to do good in your career. Not having boundaries and sharing your business with everyone can do more harm than good to your career. Your brain is like a sponge. It absorbs everything without filtering the information. Rather than stimulating yourself with so much information, pick one path and find your truth. Talk to yourself more than you talk to others. You'll find your answer.

Pile 3

Tarot Cards- Page of Swords, The Star, Nine of Wands, 6 of Swords, 7 of Wands

Oh my God, pile 3, your cards were just not coming out. What are you so afraid of? There are two opposing thoughts going on in your mind when it comes to your career. You want to do something but you're doing something else. Your heart is at another place while your mind is at another. Your spirit wants you to get over this fear of the worst. There's no room for instant gratification when it comes to following your dreams. Believe me, you're not late when it comes to pursuing your dreams. You've definitely struggled in your career or are still struggling. Every day feels like another battle. Stop living like that. A new beginning lies on the other side of closing the door behind you. Be willing to let go of the old ways. So you're afraid of the challenges and the mountains you are supposed to climb to catch your dream? Well, aren't there struggles in what you are currently doing? Believe me, from where I see these challenges will refine your spirit and will take you closer and closer to your dream life.

Follow your heart, sweet soul. Believe me, it's all in your head. You have it in you to pass the tests that will come your way to achieve your dreams. Don't keep drinking poison just because you've gotten accustomed to the taste of it. Your taste buds can compromise, but your body will remember the damage that the poison is doing. Zodiac signs that I am picking up are Gemini, Aquarius, Leo, and Sagittarius. Either you can lead with courage or with fear. The choice is yours! Honestly, nothing is strongly coming off as to what career will suit you the best because right now your energy is guiding you to first free yourself of your own limitations. After that, you can think of what you want to do. But one thing I can say is that you're being called to do something that frees your spirit. There's such a deep desire in you to be someone else and do something else, but somewhere there's a thought that you won't ever reach there, so why even try? My goodness, you really need to talk to someone regarding this or just have a day of silence and be brutally honest to yourself. You are literally going opposite of your destiny, and that's why you don't feel the sense of accomplishment. I hear, “Old friend, why are you so shy? Ain't like you to hold back or hide from the light.”

[mymoneyepisodes]

Broke no More (Your Guide to Financial Freedom)

OUTLINE: 00:00:00 Introduction 00:00:28 Living beyond means 00:02:30 Lack of emergency savings 00:04:25 Impulsive Spending 00:06:31 Lack of financial literacy 00:08:37 Debt 00:10:41 Practical solutions 00:12:56 Conclusion

Are you tired of living paycheck to paycheck? Are you ready to take control of your finances and achieve financial freedom? Look no further than this video, "Broke No More: Your Guide to Financial Freedom". Truth about money. In this informative guide, we'll provide you with practical tips and strategies to help you break free from the cycle of being broke and start building a solid financial foundation. From budgeting to saving to investing, we'll cover it all in this comprehensive guide. Say goodbye to stress and uncertainty about your finances and hello to a brighter, more secure future. Join us on this journey to financial freedom and start living the life you deserve. Don't let your financial situation hold you back any longer. Watch this video now and begin your path to a better, more prosperous tomorrow. Remember, it's never too late to change your financial future. Take the first step today towards a life of abundance and security.

Subscribe to Youtube Channel

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#frugalliving #FinancialFreedom #PersonalFinance

[ivesambrose]

𝐘𝐨𝐮𝐫 𝐖𝐢𝐧𝐭𝐞𝐫 𝐁𝐥𝐞𝐬𝐬𝐢𝐧𝐠𝐬 ❅

1. 2. 3.

Claim one or all, it's up to you 🕊️

A small gift from me to you on my solar return 🤍

Winter Sale ☃️

Personal Readings

Masterpost

PayPal

Thank you for the tip 🌹

Picture 1

⋆ You'll be blessed with a love that feels like home or you'll give love and vulnerability a chance.

⋆ Home life will improve if you have been dealing with certain issues related to your house or where you live in the previous months. You'll be able to decorate your surroundings in the way you want and feel more grounded and in tune with your personal space. Any paper work etc will get sorted or finalized.

⋆ Harmony in friendships and making peace with the past. Even making ammends with someone.

⋆ Fated friendships and visits to places you've wanted to go to since a very long time perhaps since you were a kid, teen or young adult.

⋆ Picking up new creative hobbies that make you happy.

⋆ If you've been struggling with your self image, having any hair or skin issues etc you'll see gradual improvement.

⋆ Financial growth in any artistic or healing/nurturing venture/career. Improvement in finances in general.

Picture 2

⋆ Your patience will be rewarded. It will all pay off. While reading this you know exactly what I'm talking about, this could be one or multiple things. Just know that you no longer have to wait. If you know something is already done or is yours, you'll eitherway feel reassured about it, right?

⋆ Courage to leave your current place or situation and venture out. Discovering your life purpose and having fun along the way. You're ready for this adventure!

⋆ No longer being the lone wolf.

⋆ Inevitable changes and breakthroughs.

⋆ All the upheavels of the previous months are gone you can breathe now.

⋆ Power in your words and intentions, whatever you intend will manifest. For some, justice will also be served especially if you have been wronged repeatedly by someone despite the chances and benefit of doubt you've given them. Any legal matters will resolve as well.

⋆ Success in business venture, could be existing one or something you get into. You'll be attracting influential people as well. A new cycle of your life is starting, be excited but take care of your health.

Picture 3

⋆ Being unapologetic in your creative expression. You may have locked yourself away but you've also had enough. Fortune favours the brave.

⋆ Freeing yourself from a situation/place/relationship or even health issue that has been trapping you. You felt confined even severely depressed but you'll be overcoming that. This was a big hurdle on your path for quite some time, now you stand right on top of it.

⋆ Travel to desired destination or a message that paves the way to something significant.

⋆ Not having to prove yourself anymore.

⋆ Someone who tried to dull your shine will fall.

⋆ Possible relocation.

⋆ Making the right decision. Oftentimes a lot of stagnation comes with lack of clarity and not knowing what to do, having the right intuition that serves as a map is an underrated blessing and it will indeed be bestowed on you.

[champstorymedia]

Secure Your Future: The Power of Setting Clear Financial Goals

Introduction In today’s fast-paced world, securing your financial future has become more important than ever. One of the most powerful tools at your disposal is setting clear financial goals. By defining your objectives and creating a plan to achieve them, you can pave the way for a stable and prosperous future. In this article, we will explore the importance of setting clear financial goals and…

[idontwanttospoiltheparty]

i’ve always been obsessed by the way paul talks about john and how hung up he’s been on him (even pre-death), but recently i’ve really started paying attention to what john was saying and moments and in all serious, can we talk about the almost hate-like feelings john has for him? like he expresses this many times. this doesn’t make me love john any less btw, but i think we all seem to tip toe a bit when it comes to johns emotions and what he’s said, and he really has deep negative emotions associated with paul. and i don’t think it’s entirely down to pauls doing. there’s just something about paul (irrespective of any romantic feelings, finance situations) that really springs up these emotions from john from time to time. i mean, i can understand feeling this way about his parents who abandoned him, or even mimi who emotionally abused him in certain situations. but with paul, idk, i’m grappling to understand. and i mean that genuinely, i really want to understand that rage he had with paul that he didn’t have with the others. could it just be because they were partners? that seems too surface. how could a man he has this underlining rage for also be a man he loves?

In the end, your guess is as good as mine, and it definitely seems like John didn't always feel so negatively, which complicates the exact nature of these emotions further.

Personally, I feel that, during his lifetime, John suffered a lot from being compared to Paul (and, in turn, Paul suffered a lot from these comparisons once John was killed). I think that, mixed with his paranoid nature, provided very fertile ground for his over the top negative emotions. I talked about this a bit here.

Ultimately, I think it's a combo of projection, mental illness, and a few bad things Paul actually did which John extrapolated into something worse. (and I think the fact it was probably extrapolated would also explain why he sometimes seemed more lenient. Many patterns to be recognized.)

[bitchesgetriches]

Just saw your post about Mint, Credit Karma, and YNAB and would like to toss my two cents in. I found out about Mint late in 2023 and really liked it, but then they shut down. Looked far and wide for another free budgeting app and tbh they all kinda… sucked. Which led me to the unfortunate conclusion that if you want something decent you’re gonna have to pay for it. The three apps that have come out on top in my opinion are YNAB, Copilot, and Monarch Money. YNAB is zero based budgeting, the other two aren’t, and none of them do *everything* I want in a budgeting/personal finance app but all of them are damn good. I personally am a major proponent of Copilot, I check it daily, I adore it, I’ve been telling all my friends about it. Unfortunately it’s only available for iPhone/Mac rn but it is my absolute favorite. The other two are definitely great too. 12/10 recommend

Thanks babycakes!!! This is a great endorsement for all of us Mint refugees.

Do you guys want more content on budgeting? Traditionally we haven't been ANTI-budget, but we both use slightly different systems so we haven't written about them from personal experience. But if that's what our babies want, that's what our babies get!

Budgets Don’t Work for Everyone—Try the Spending Tracker System Instead 

Season 1, Episode 7: "I'm Terrible at Budgeting. Do I Suck It Up---Or Is There Another Way?" 

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[caffstrink]

do you have any tips on how to live off as artist professionally?

First of all art isn't always a viable option depending where you live. The only reason ive been able to live off art is because the american dollar is worth 5x more than the brazilian real so even if i didn't get many comms i could still get by with the few i had. and if that wasn't the case I'd pretty much be eating breadcrumbs off the floor like a pigeon.

1. Whore yourself out and draw fanart of every popular or trending thing to gather attention to youe art

2. Learn your platforms: learn how each websites algorithm works, learn what are the best hours to post, etc

3. I cannot stress enough how important it is to find your niche

4. Everyone is fake no one wants to be your friend, other popular artists will start following you the moment your following becomes good enough. They'll start to interact with you too and want to become mutuals in order to share followings/traction. If you can play into that you can get them to share your stuff as well, but honestly don't fall for it bc most of them shittalk other artists on their privs or personal servers and the stress isnt worth it

5. Draw nsfw if possible/if you're comfortable with. People who commission porn pay well and they often have very few options when commissioning stuff bc most artists don't accept porn commissions.

6. Accept being an artist is a hard job that doesn't pay really well. If you're freelancing on comms life's always going to be a tightrope, so i suggest trying to do professional work once in a while so you can at least have the security of a salary. Draw backgrounds, gestures, scenes, studies, and the likes, bc those are what companies will want in your portfolio

7. Depending where you live it's extremely hard to live off as an artist, and being an artist is often means a very difficult struggle with finances. It's a job that requires passion, and more often than not turning art in a job causes creative burnout and complete loss of spark for it. Ask yourself: why do you want to be a professional artist? Isn't it better to keep it as a hobby? Maybe a side gig if you need money? You can still pursue art even if you don't do it to earn money, and it doesn't make you any less of an artist. It's a difficult job, and you need to understand its not going to be viable at all times and sometimes you'll have to throw in the towel and do something else to survive and there's 0 shame in that.

8. Be professional and courteous with your clients. Don't be a doormat, but don't go around ghosting people or being passive aggressive or taking them for granted and never deliver any product. Doing art for money is a JOB. Treat it like such. Inform your clients about delays, or any issues that may come up.

9. Take care of yourself and by that i mean eat decent food, exercise your arms, get 8 hours of sleep and get some sun (or take vitamin D periodically if youre a basement dweller). This isn't some self care uwu shit, it's actual science that your body is a machine and not providing what it needs to function leads to issues, and some of those issues include affecting your mental health, and mental health issues include and are not limited to: anxiety, depression, burnout, loneliness, feeling like your art sucks, feeling unmotivated, feeling like you're a failure, etc. Same with physical: for the love of GOD you DON'T want wrist issues. You dont want carpal or ulnar nerve entrapment. Don't draw 24/7. Don't push yourself either. If youre feeling shitty its time to STOP. Just picture a shitty graphics card trying to run minecraft with 5 shaders and 10 mods at once on fullscreen with 60 fps. Thats you. Youre the graphics card

10. Don't be a bitch, don't get involved with drama. Can't be an internet artist if you get cancelled so don't try to start shit at any point in time. Don't be a shit person.

And from the top of my head thats it, hope you like eating plain bread 🍞

[transmonstera]

TOP SURGERY CONSULTATION COST + DEPOSIT

"Hoping to raise a final amount of £700 (currently have £2000) so that I can put down a good enough deposit (£2500 deposit + £200 consultation cost) so that a medical finance plan isn't too much to keep on top of month by month when paying back the £8250 for top surgery! Very lucky to be able to get it on finance, but I'm gonna need a bit of help to do it comfortably. If you like my art, writing, or just feel like helping a trans person out, any and all tips are greatly appreciated!"

currently in the final stretch for my top surgery funds! my referral appointment is in TWO WEEKS and my consultation appointment is NEXT MONTH so any and all tips/shares means a lot to me

i also have an etsy and an inprnt if you'd like to buy something instead!

KOFI

ETSY

INPRNT