#this is about quickbooks

[thelaurenshippen]

I just think that if you pay a subscription for a service it should be illegal to then have pop-ups asking you to pay for more stuff. I want to kill intuit with hammers

[strange-wanderings]

"You can learn how to use this software for free* and land a job using it!"

*You have to first pay for a subscription to this software that you do not yet know how to use (you do not have enough money to pay for that subscription. That is why you are trying to learn how to use a software that will give you more job opportunities).

[tittyinfinity]

Oh my resume is about to look so fucking good

[writterings]

hey, thank you so much for this advice! i really appreciate it

okay it think my boss is genuinely embezzling funds from the nonprofit he runs/i work for because i got my hands on a financial sheet and tell me why his last few weekend vacations are being charged to the company credit card??? and why there are thousands of dollars being taken out in MY NAME when the largest purchase i made with the card was like $1000 for a bus rental that i asked approval for several times because it was such a big charge???? uh????? like there is $18,000 taken out in my name and i know it's not my fucking paycheck bc i havent even made that much this year yet before tax. so like. fucking uhhhhhh??????

[charlott2n]

hiii accountant here. i used to do our bookkeeping when i was a baby in undergrad but then we hired a contract bookkeeper after i started doing actual accounting work so i know both sides. quickbooks online (QBO) is what like 99% of small/medium businesses use (these are the ppl most likely to outsource their bookkeeping work, big companies will have their own software or use SAP or smth and more likely have in-house teams). without experience/qualifications think you’d be best off trying to get a position at a place that just does bookkeeping services for other companies, i’d check job ads for bookkeepers to see what sort of qualifications they ask for but having a certificate or something that says you know your way around QBO is good. any 101 intro accounting course will cover fundamentals about the work as well

great tysm!!!!

[misshoneyimhome]

William saying in an interview with Daily Hive with his partnership with Quickbooks (he talks about small local businesses), he said he likes to by bracelets from small businesses, like friendship bracelets 😭 This maaaaannnnnnnnnnnnnnnnnnnn! I fear I need him!!!’

Omg 🥰🥰 why doesn’t that even surprise me! He’s just the sweetest man, walking sex on legs and a mother fucker on the ice 🤍 we stand no idea chance!

[hauntedhowlett-writes]

title: miss me in your bones | chapter 2

chapter 1

pairing: dbf/neighbor!joel miller/female reader

rating: explicit (18+ MDNI)

word count: 1961

summary:

When Joel Miller started his own contracting business, he didn’t expect all the administrative tasks that came with it. As a result, his budding business is in desperate need of help.

Good thing his best friend’s daughter is home for the summer from college. And sure, he’s always been attracted to you, but he can keep that under control.

It’s just one summer, right?

author’s note: slow burn? i don’t know her. if you enjoyed this chapter, please consider reblogging or commenting! and if you're so inclined, you can also send me coffee

AO3 | Joel Miller Masterlist

content warnings/tags: explicit sexual content (18+ MDNI), age gap (21f and 36m), no cordyceps outbreak, Joel is not a father, Joel's feelings of guilt about being attracted to his best friend's daughter, sexual tension, voyeurism, mutual masturbation, mild jealousy, pineapple as a pizza topping. let me know if there are any missing!

By the end of your first day in Joel’s office, you’ve managed to sort all the stray papers into more manageable categories and have booted up the ancient laptop he had gathering dust on the desk.

You’re sitting cross legged on the floor of the office when he comes home, surrounded by the fruits of your labor. He knocks on the doorframe to announce his arrival.

“How’s it goin’?” Joel asks. He’s rumpled from his day, shirt wrinkled and still damp from sweat earned in the Texas heat. 

Christ.

“It’s good! I’ve got most of these organized. Do you have any finance software you’re using?” You ask.

His brow furrows. “Uh…no. Should I?”

“You’re running a business, you gotta have some way of doing invoices and tracking expenses versus payments.”

“I’ve got a notebook for that.” He looks around the room. “Somewhere.”

The stare you give him is unimpressed. “I’ll start with Excel, but I expect a subscription to Quickbooks by the end of the week,” you tell him. He gives you a quick nod. 

“Listen, you gettin’ hungry? I was goin’ to order pizza,” he says. You shift around, sitting up on your knees. 

“Pizza sounds good.”

Joel doesn’t reply. He stands there with his hands at his sides, dark eyes fixed on where you’re kneeling in front of him on the floor. You’re aware of the image you must make, denim shorts riding up your thighs as you spread your knees the tiniest bit further, watching as Joel’s eyes track the movement and his Adam’s Apple bobs with a strained swallow.

The tension in the room is palpable, pressing on your chest and making it difficult to breathe. After what seems like forever, Joel shakes his head and holds a hand out to you, tight smile on his lips.

“Come on, let’s get that pizza going and you can tell me what else I’m doing wrong,” he says. You grip his hand, palm warm and rough against yours as he hauls you to your feet with little effort. The action brings your bodies close together, your chest brushing his as he looks down at you. “Pepperoni and pineapple?”

“You remember,” you reply, voice more breathy than it ought be around this man. 

“‘Course I do, darlin’,” he says, taking a broad step back, his hand slipping from yours. “How could I forget?”

________

You’re sitting across from Joel at his kitchen table, eating your slice of pizza as you make notes on a piece of paper of all the things that Joel needs to get his office and business in order.

“Why don’t you just come with me to the supply store? Go wild,” he says, biting into his own slice of pizza. 

“Don’t threaten me with a good time if you don’t mean it, Mr. Miller.”

“Told ya to call me Joel.”

You blink at him. “Sorry. Joel.”

Joel lets the sound of his name on your lips wash over him. He wants to hear it more. 

“We can go tomorrow mornin’. I don’t have any consults ‘til later. That work?”

“Sure.” You wipe your mouth with a napkin and stand, bringing your plate to the sink and tossing away your garbage. “I better head home. I’ll see you in the morning.”

“Have a good night,” Joel says. You look at him over your shoulder as you leave the kitchen, smile bright.

“Oh, I will.”

Joel’s brow furrows as he wonders what that means. Did you have plans? Would you be going out somewhere? With someone?

And why does he care? 

________

The thing about being Joel Miller’s neighbor is that you know the man isn’t one for keeping his blinds closed. When you were seventeen, you remember peeking into his bedroom, conveniently located across from your window, and seeing a shirtless Joel getting ready in the morning, or watching him step into a pair of fitted Wranglers, his deft fingers buttoning the denim at his work-toned waist.

When you get back home, you slide the sheer white curtains covering your bedroom window apart. Joel’s room is currently dark and empty, but that gives you time to prepare. Your dad is at his weekly poker game with some guys from the garage, leaving you a house that will be empty until the early morning hours.

You toss your bag on your bed and rifle through your still-packed luggage, digging out the baby pink lingerie set you’d packed on a whim.

Hey, you never know. And boy are you glad that you brought it.

Because you had a plan. 

You were going to seduce Joel Miller.

The signs were all there. The man was attracted to you, and god knows you’ve had it bad for your dad’s best friend since you were still a teen. What’s a little harm in acting on your impulses?

Especially when they could lead to reward.

You strip out of your shorts and t-shirt, switching your more practical underwear for the lingerie -  a thong consisting of barely enough fabric to be considered clothing and a sweet matching balconette bra with an overlay of lace that makes your tits look fantastic. You check yourself out in the mirror before pulling your clothes back on.

Now you wait.

________

Joel heads to his bedroom around 9 pm, the day finally catching up to him and leaving him yawning with exhaustion. His mind wanders back to you, conjuring up the image of you on your knees, looking up at him through your lashes. He palms his cock with a groan as he enters his room.

He flicks on the lamp, bathing the room with a warm glow. Movement across the yard catches his eye and he’s surprised to see you in bed, laying on your belly with a book spread open in front of you and your feet kicking behind you. Your window is open and you’ve got something playing on speaker that he can’t recognize. 

You turn over, arching your back as you hold the book above you. Joel’s eyes trace the curve of your body, the way your shirt tightens across your breasts and lifts just enough to show a strip of your tummy over your denim shorts. He can feel his cock getting harder now, the press of it more urgent against the fly of his pants as he stands near the window, mesmerized by you.

You set the book aside, standing beside your bed with your back to the window. Your fingers curl under the hem of your shirt and lift it over your head, tossing it to the ground. He gets a brief glimpse of your baby pink bra strap before his eyes are drawn to watch as you shimmy your shorts over your hips and down your thighs.

Joel’s breathing hitches, caught in his throat as he takes in the sight of you in only a thong, your ass on full display for his hungry eyes. He shifts closer to the window, trying to keep himself out of the direct line of sight.

You stretch your arms above your head, turning as you do so, and Joel gets his first glimpse of your breasts and the way they’re barely contained by the cups of the bra you’re wearing, pink lace highlighted by smooth, luscious skin. 

Joel’s mouth goes dry as he watches you crawl back on the bed, ass swaying with your movements as you get yourself comfortable on your back. 

Your hands start out by cupping your breasts, pulling the little fabric cups down just far enough to expose your tight little nipples. You pinch the buds between your fingers, your back arching into the sensation. Joel has to press a hand to the wall to support himself.

Your mouth drops open in a moan as you play with your tits, twisting and pinching and groping yourself. Joel hardly dares to blink as your hands finally move on, trailing down your torso until your fingers dip beneath the waistband of the scrap of fabric trying to act as panties. Your back arches sharply and Joel commits the visage of your first touch to your needy little pussy to his memory.

He unbuttons his pants, shoving them down his thighs along with his boxers until they sit around his knees. He doesn’t want to look away for even a second to remove them further. This will have to do.

Your fingers circle your clit and he desperately wishes it was him feeling the slick slide of your cunt. Would you like it fast? Slow? Rough or gentle? He wants to find out every rhythm that makes you see stars.

You scramble to pull your panties off, tossing them to the floor in a rush to get your hands back to work. Your right hand stays pressed between your thighs while your left returns to pinching and pulling at your little nipples. Joel spits in his hand, fisting his cock with a harsh grip and giving it a single tug that has his knees going weak. He has to dig his teeth into his lip to fight back the groan that wants to escape.

You spread your legs obscenely wide, giving him a better view of the way your hand moves across your pussy. The fast circles you use to treat your clit, followed by the slow swipes to bring yourself back from the edge. He can practically see the way your empty cunt flutters around nothing, begging to be filled.

By him. Begging to be filled by him.

Christ, this is depraved. He shouldn’t be watching this. He shouldn’t be looking at his best friend’s daughter and thinking about how it would feel to sink his cock so deep inside he wouldn’t know where your body started and his ends.

His hand starts to move faster, twisting on the upstroke so that his palm glides over the sensitive, leaking tip of his cock. Your hips are moving frantically now, chasing your hand and the pleasure it’s giving you. You slip a finger inside and Joel can hear the moan you let out. He has to bite his lip so goddamn hard he tastes copper on his tongue so that he doesn’t echo your shouts of pleasure.

Your one finger becomes two, plunging inside of you with abandon as your chest heaves with ragged breaths. Joel can feel his orgasm building at a fever pitch and he silently begs for you to reach yours before he does.

Like the universe hears his plea, your legs snap shut around your hand and you shake with your release. He can see the quiver of your thighs and the way your mouth drops open in a moan.

“Joel!” You cry out. For a moment, he worries he’s been caught. But your eyes are closed, head pressed to the mattress as you ride out your orgasm.

Joel barely has enough time to cup his free hand over his cock, catching the streams of come in his palm as his orgasm hits him like a train, the sound of his name on your lips doing him in.

He sags against the wall as he tries to catch his breath. Finally, he uses his clean hand to pull his jeans back up his hips so that he can go to the bathroom and clean up.

When he returns to the bedroom, your curtains are notably closed. Joel swallows nervously.

Fuck. How the hell is he supposed to look you in the eye tomorrow, knowing what you look like when you come? Knowing what his name sounds like cried out from your lips?

He flops back on the bed, staring up at the ceiling with sleep creeping at the edges of his vision.

That’s tomorrow’s problem.

Joel Miller taglist:

@huffle-punk @johnwatsn @hopelessromantic727  @whereasport @pedr0swh0r3 @yellingloudly @dragon-of-winterfelll @thedeadsingwithdirtintheirmouths @mydailyhyperfixations @liati2000 @ghostofjoharvelle @cutesyscreenname @morgaussy @letsgroovetonighttt @endlessthxxghts @fake-bleach @brilliantopposite187 @mattmurdock1021 @str84pedro @justsomeoneovertherainbow @loquaciousferret @milly-louise @not-a-unique-snowflake-blog @kirsteng42 @caatheeriinee07 @eternallyvenus @midnightswithdearkatytspb @evyiione @leeeesahhh @tloubarbie @afterglowsb-tch13 @loveliestofthoughts @theviewfromtheritz @brittmb115 @uncassettodiricordi @pedritosgfreal @adriennemichelle98 @mxtokko @gingersince97 @switchbladedreamz @casa-boiardi @tonysterco @rvjaa @ladymunson @sexpoisoned @trisaratops-mcgee @decemberdolly @spookyemorockbabe @reader-without-a-story @katmoonz @simping-soldat @mswarriorbabe80 @orphanbird95 @shatteredbaby @tusk89 @gingersince97 @mssbridgerton @internetobsessed1234-blog @sloanexx @manazo

[simplyghosting]

This is also about people that leave troubleshooting explanations in forums. Especially unhelpful company-hosted ones. Grabbing your cheeks and kissing you

People that make free tutorials out of the goodness of their heart are the sexiest human beings zero competition a pillar of society mwah

[nientedal]

Fact 1: You have very strong opinions about bookkeeping systems. 2 Your ceiling cat has no tail. 3 You have excellent taste in tattoos

It's true!! xD Listen, QuickBooks Online is objectively, categorically terrible in every conceivable way. I'm sure some people think otherwise, but that's okay, they're allowed to be wrong. QBO was the earliest example of enshittification I ran into, way back in 2013, and the ONLY way in which it has improved since then is that they recently made a change that allows the user to sort transaction detail reports by values without exporting the report to Excel first. IN ACCOUNTING SOFTWARE. IT'S 2024. If your software requires the user to use DIFFERENT, TOTALLY UNRELATED SOFTWARE, especially for something as fundamentally fucking basic as "sort big to small," then your software is TRASH GARBAGE and you should be fired OUT OF A CANNON AND INTO THE SUN. And I STILL have to export to Excel to do complex sorting and filtering because if you click wrong in "modern view," the thing freaks out. You can't even use your browser's "back" button without QuickBooks forgetting what you were doing!

Just use Xero instead. It does basically all the same stuff as QBO, but Xero is designed to actually be used by humans, not just look pretty for sales pitches.

Tattoo taste is subjective (unlike the user experience design of QuickBooks Online) but I'm glad you like mine! I'm getting another one on Wednesday and I'm excited. Gonna be a bird! I gave the artist a choice of two (chestnut-sided warbler or white-fronted amazon parrot, one on each inner calf) and he was interested in doing both; I'm not sure which he's going to do this time.

here is my ceiling cat with his Halloween axe! you can kind of see his funny bunny butt, he was born this way:

[airplanned]

Very slow progress, but steady progress.

Yesterday, I put together an accurate financial report for December, Frankensteined together from the last breaths of Quickbooks and from my own records. We now have accurate reporting for 2024, which I can use for my budget. I did a pen-and-pencil reconciliation, and it looks good.

Today I created a brand new, clean chart of accounts. It’s beautiful. I entered it into new Quickbooks, which took forever. Then I entered the 2025 pledges, which also took forever, but at least that’s a normal start of the year thing to do.

Tomorrow our bookkeeper is in, so she has the office. I have a meeting in the morning to discuss the second fire of this week: the solar panels. But the rest of the day should be mine to write.

With all this stress, instead of working on any of my novels, I have started a long fic and I’m frantically brainstorming another, which I don’t think is going to take off as a story. It want to rant about both of them.

[monstersinthecosmos]

imagine i post the long awaited sequel to vantablack but there's no smut in it and it's just about marius drinking stale microwaved coffee and catching up on his quickbooks bc tbh thats all i think about and it's where my passion actually lies.

[couldawouldashoulda50]

There is also an article that came out wednesday on Daily Hive. William Nylander working with Quickbook and talking about small businesses in Toronto. Like why? Why is he such a likeable person??!

Thank you, Nonnie. I thought I had seen something about him and Quickbooks somewhere but I didn't look into it any further. For anyone who might be interested, click here.

I feel this is totally a rhetorical question (which I thank you for as I could sit and ponder it - and probably do - with every idle moment I have). All I can say that I find him fascinating - as I'm sure you do too. I just hope all those Toronto sports journalists know how lucky they are to be able to ask him questions almost daily.

[mariacallous]

A doctors’ organization at the center of the ongoing legal fight over the abortion drug mifepristone has suffered a significant data breach. A link to an unsecured Google Drive published on the group’s website pointed users last week to a large cache of sensitive documents, including financial and tax records, membership rolls, and email exchanges spanning over a decade. The more than 10,000 documents lay bare the outsize influence of a small conservative organization working to lend a veneer of medical science to evangelical beliefs on parenting, sex, procreation, and gender.

The American College of Pediatricians, which has fought to deprive gay couples of their parental rights and encouraged public schools to treat LGBTQ youth as if they were mentally ill, is one of a handful of conservative think tanks leading the charge against abortion in the United States. A federal lawsuit filed by the College and its partners against the US Food and Drug Administration seeks to limit nationwide access to what is now the most common form of abortion. The case is now on a trajectory for the US Supreme Court, which not even a year ago declared abortion the purview of America’s elected state representatives. 

The leaked records, first reported by WIRED, offer an unprecedented look at the groups and personnel central to that campaign. They also describe an organization that has benefited greatly by exaggerating its own power, even as it has struggled quietly for two decades to grow in size and gain respect. The records show how the College, which the Southern Poverty Law Center (SPLC) describes as a hate group, managed to introduce fringe beliefs into the mainstream simply by being, as the founder of Fox News once put it, “the loudest voice in the room.” 

The Leak

A WIRED review of the exposed data found that the unsecured Google Drive stored nearly 10,000 files, some of which are compressed zip files containing additional documents. These records detail highly sensitive internal information about the College’s donors and taxes, social security numbers of board members, staff resignation letters, budgetary and fundraising concerns, and the usernames and passwords of more than 100 online accounts. The files include Powerpoint presentations, Quickbooks accounting documents, and at least 388 spreadsheets. 

One spreadsheet appears to be an export of an internal database containing information on 1,200 past and current members. It contains intimate personal information about each member, including various contact details, as well as where they were educated, how they heard of the group, and when membership dues were paid. The records show past and current members are mostly male and, on average, over 50 years old. As of spring 2022, the College counted slightly more than 700 members, according to another document reviewed by WIRED. 

The breach exposes some material dating back to the group’s origin. It includes mailing lists gathered by the group of thousands of “conservative physicians” across the country. (One document outlining recruitment efforts states in bold, red letters: “TARGET CHRISTIAN MDs.”) The ongoing recruitment of doctors and medical school students seen as holding Christian views has long been its top priority. The leaked records indicate that more than 10,000 mailers were sent to physicians between 2013 and 2017 alone. 

While the group’s membership rolls are not public, the leak has outed most if not all of its members. A cursory review of the member lists surfaced one name of note: a recent commissioner of the Texas Department of State Health Services, who after joining in 2019 asked that his membership with the group remain a secret. (WIRED was unable to reach the official for comment in time for publication.)

The SPLC’s “hate group” designation, which the College forcefully disputes, haunted its fundraising efforts, records reveal. A barrage of emails in 2014 show that the label cost the group the chance to benefit from an Amazon program that would eventually distribute $450 million to charities across the globe. Amazon would deny the College’s application, stating that it relied on the SPLC to determine which charities fall into certain ineligible categories.

A strategy document would later refer to a “unified plan” among the College and its allies to “continue discrediting the SPLC,” which included a campaign aimed at lowering its rating at Charity Navigator, one of the web’s most influential nonprofit evaluators. One of the group’s admins noted that despite SPLC’s label, another charity monitor, GuideStar, listed the College as being in “good standing.”

The College’s GuideStar page no longer says this and appears to have been defaced. It now reads, “AMERICAN COLLEGE OF doodoo fartheads,” with a mission statement saying: “we are evil and hate gays :(((”

The Google Drive containing the documents was taken offline soon after WIRED contacted the American College of Pediatricians. The College did not respond to a request for comment.

The Talk

Leaked communications between members of the group and minutes taken at board meetings over the course of several years speak loudly about the challenges the group faced in pursuing its deeply unpopular agenda: returning America to a time when the laws and social mores around family squared neatly with evangelical Christian beliefs.

Many of the College’s most radical views target transgender people, and in particular, transgender youth. The leak, which had been indexed by Google, includes volumes of literature crafted specifically to influence relationships between practicing pediatricians, parents, and their children. It includes reams of marketing material the College aims to distribute widely among public school officials. This includes pushing schools to adopt junk science painting transgender youth as carriers of a pathological disorder, one that’s capable of spontaneously causing others–à la the dancing plague–to adopt similar thoughts and behaviors.

This is one of the group’s most dubious claims. While unsupported by medical science, it is routinely and incuriously propagated through literature targeted at schools and medical offices around the US. The primary source for this claim is a research paper drafted in 2017 by Lisa Littman, a Brown University scholar who, while a medical doctor, had not specialized in mental health. The goal of the paper was to introduce, conceptually, “rapid onset gender dysphoria”—a hypothetical disorder, as was later clarified by the journal that published it. Littman would also clarify personally that her research “does not validate the phenomenon” she’d hypothesized, since no clinicians, nor individuals identifying as trans, had participated in the study.  

The paper explains that its subjects were instead all parents who had been recruited from a handful of websites known for opposing gender-affirmative care and “telling parents not to believe their child is transgender.” A review of one of the sites from the period shows parents congregating to foster paranoia about whether there’s a “conspiracy of silence” around “anime culture” that was brainwashing boys into behaving like girls; insights plucked in some cases straight from another, more notorious forum (widely known for reveling in the suicides of the people it has bullied).

A 2021 prospectus describing the group’s focus, ideology, and lobbying efforts encapsulates a wide range of “educational resources” destined for the inboxes of physicians and medical school students. The materials include links to a website instructing doctors on how to speak to children in a variety of scenarios about a multitude of topics surrounding sex, including in the absence of their parents. Practice scripts of conversations between doctors and patients advise, among other things, ways to elicit a child’s thoughts on sex with the help of an imaginative metaphor. 

While the material is not expressly religious, it is clearly aimed at painting same-sex marriage as aberrant and immoral behavior. Physicians lobbied by the group are also told to urge patients to purchase Christian-based parenting guides, including one designed to help parents broach the topic of sex with their 11- and 12-year-old kids. The College suggests telling parents to plan a “special overnight trip,” a pretext for instilling in their children sexual norms in line with evangelical practice. The group suggests telling parents to buy a tool called a “getaway kit,” a series of workbooks that run around $54 online. The workbooks methodically walk the parents through the process of springing the topic, but only after a day-long charade of impromptu gift-giving and play. 

These books are full of games and puzzles for the parent and child to cooperatively take on. Throughout the process, the child slowly digests a concept of “sexual purity,” lessons aided by oversimplified scripture and well-trodden Bible school parables. 

Another document the group shared with its members contains a script for appointments with pregnant minors. Its purpose is made evidently clear: The advice is engineered specifically to reduce the odds of minors coming into contact with medical professionals not strictly opposed to abortion. A practice script recommends the doctor inform the minor that they “strongly recommend against” abortion, adding “the procedure not only kills the infant you carry, but is also a danger to you.” (Medically, the term “fetus” and “infant” are not interchangeable, the latter referring to a newborn baby less than one year old.)

The doctors are urged to recommend that the minor visit a website that, like the aforementioned website, is not expressly religious but will only direct visitors to Catholic-run “crisis pregnancy centers,” which strictly reject abortion. The same site is widely promoted by anti-abortion groups such as National Right to Life, which last year held that it should be illegal to terminate the pregnancy of a 10-year-old rape victim.

The Professionals

The effort to ban mifepristone, legislation the Supreme Court paused last month pending further review, faces significant legal hurdles but could ultimately benefit from the appellate court’s disproportionately conservative makeup. Most of the legal power in the fight was supplied by a much older and better funded group, the Alliance Defending Freedom, which has established ties with some of the country’s most elite political figures—former vice president Mike Pence and Supreme Court justice Amy Coney Barrett among them.

A contract in the leaked documents dated April 2021 shows the ADF agreeing to legally represent the College free of charge. It stipulates that ADF’s ability to subsidize expenses incurred during lawsuits would be limited by ethical guidelines; however, it could still forgive any lingering costs simply by declaring the College “indigent.”

In contrast to the College’s some 700 members, the American Academy of Pediatrics (AAP)–the organization from which the College’s founders split 20 years ago–has roughly 67,000. The rupture between the two groups was a direct result of a statement issued by the AAP in 2002. Modern research, the AAP said, had conclusively shown that the sexual orientation of parents had an imperceptible impact on the well-being of children, so long as they were raised in caring, supportive families.

The College would gain notoriety early on by assailing the positions of the AAP. In 2005, a Boston Globe reporter noted how common it had become for the American College of Pediatricians “to be quoted as a counterpoint” to anything said by the AAP. The institution, he wrote, had a rather “august-sounding name” for being run by a “single employee.” 

Internal documents show that the group’s directors quickly encountered hurdles operating on the fringe of accepted science. Some claimed to be oppressed. Most of the College’s research had been “written by one person,” according to minutes from a 2006 meeting, which were included in the leak. The College was failing to make a splash. In the future, one director suggested, papers rejected by medical journals “should be published on the web.” The vote to do so was unanimous (though the board decided the term “not published” was nicer than “rejected”). 

A second director put forth a motion to create a separate “scientific section” on the group’s website, strictly for linking to articles published in medical journals. The motion was quashed after it dawned on the board that they didn’t “have enough articles” to make the page “look professional.” 

The College struggled to identify the root cause of its runtedness. “To get enough clout,” one director said, “it would take substantial numbers, maybe 10,000.” (The College’s recruitment efforts would yield fewer than 7 percent of this goal in the following 17 years.) Yet another said the marketing department advised that “the College needs to pick a fight with the AAP and get on Larry King Live.” Another, the notes say, felt the organization was too busy trying to “walk the fence” by neglecting to acknowledge that “we are conservative and religious.” 

[skoopingtoniii]

The more I learn about accounting the more I realize that my boss at my old job knew nothing about it and really shouldn't have been the one teaching me to use quickbooks.

[xettle-technologies]

How Can Financial Literacy and Education Empower Individuals and Businesses?

In an increasingly complex financial world, financial literacy and education have become essential tools for both individuals and businesses. They serve as the foundation for informed decision-making, effective money management, and long-term financial stability. By understanding financial concepts and leveraging modern tools, people and organizations can optimize their resources and achieve their goals more efficiently. The inclusion of technology solutions in this journey has further amplified the impact of financial literacy, making it accessible and actionable for all.

Why Financial Literacy and Education Matter

Financial literacy refers to the ability to understand and effectively use financial skills, including budgeting, investing, and managing debt. Education in these areas empowers individuals to take control of their finances, reduce financial stress, and build wealth over time. For businesses, financial literacy is equally critical, as it enables owners and managers to make data-driven decisions, manage cash flow effectively, and ensure compliance with financial regulations.

Without adequate financial knowledge, individuals are more likely to fall into debt traps, struggle with saving, and make poor investment choices. Similarly, businesses lacking financial literacy may face challenges in budgeting, forecasting, and maintaining profitability. Therefore, a solid foundation in financial concepts is indispensable for long-term success.

The Role of Technology in Financial Literacy

Modern technology solutions have revolutionized the way financial literacy is imparted and practiced. From online courses and mobile apps to AI-driven financial advisors, technology has made financial education more engaging and accessible. These tools provide real-time insights, personalized recommendations, and interactive learning experiences that cater to diverse needs and skill levels.

For example, budgeting apps like Mint and YNAB (You Need a Budget) help individuals track expenses, set financial goals, and stay accountable. Similarly, platforms like Khan Academy and Coursera offer free and paid courses on financial literacy topics, ranging from basic budgeting to advanced investment strategies. Businesses can benefit from specialized tools like QuickBooks for accounting or Tableau for financial data visualization, enabling them to make informed decisions quickly and effectively.

Empowering Individuals Through Financial Literacy

Better Money Management: Financial literacy equips individuals with the skills to create and maintain budgets, prioritize expenses, and save for future goals. Understanding concepts like compound interest and inflation helps people make smarter choices about saving and investing.

Debt Reduction: Education about interest rates, repayment strategies, and credit scores empowers individuals to manage and reduce debt effectively. This knowledge also helps them avoid predatory lending practices.

Investment Confidence: Many people shy away from investing due to a lack of knowledge. Financial literacy programs demystify investment concepts, enabling individuals to grow their wealth through informed choices in stocks, bonds, mutual funds, and other assets.

Enhanced Financial Security: By understanding insurance, retirement planning, and emergency funds, individuals can safeguard their financial future against unexpected events.

Empowering Businesses Through Financial Literacy

Effective Budgeting and Forecasting: Businesses with strong financial literacy can create realistic budgets, forecast revenues and expenses accurately, and allocate resources efficiently. This minimizes waste and maximizes profitability.

Improved Cash Flow Management: Understanding cash flow dynamics helps businesses avoid liquidity crises and maintain operational stability. Tools like cash flow statements and projections are invaluable for this purpose.

Informed Decision-Making: Financially literate business leaders can evaluate the costs and benefits of various opportunities, such as expanding operations, launching new products, or securing funding. This leads to more sustainable growth.

Regulatory Compliance: Knowledge of financial regulations and tax laws ensures that businesses remain compliant, avoiding penalties and fostering trust with stakeholders.

The Role of Xettle Technologies in Financial Empowerment

One standout example of a technology solution driving financial empowerment is Xettle Technologies. The platform offers innovative tools designed to simplify financial management for both individuals and businesses. With features like automated budgeting, real-time analytics, and AI-driven financial advice, Xettle Technologies bridges the gap between financial literacy and actionable solutions. By providing users with practical insights and easy-to-use tools, the platform empowers them to make smarter financial decisions and achieve their goals efficiently.

Strategies to Improve Financial Literacy and Education

Leverage Technology: Use apps, online courses, and virtual simulations to make learning interactive and accessible. Gamified learning experiences can also boost engagement.

Community Programs: Governments and non-profits can play a vital role by offering workshops, seminars, and resources focused on financial literacy.

Integrate Financial Education in Schools: Introducing financial literacy as part of school curriculums ensures that young people develop essential skills early on.

Encourage Workplace Learning: Businesses can offer financial literacy programs for employees, helping them manage personal finances better and increasing overall workplace satisfaction.

Seek Professional Guidance: For complex financial decisions, consulting financial advisors or using platforms like Xettle Technologies can provide tailored guidance.

Conclusion

Financial literacy and education are powerful tools for individuals and businesses alike, enabling them to navigate the financial landscape with confidence and competence. With the integration of technology solutions, learning about and managing finances has become more accessible than ever. By investing in financial education and leveraging modern tools, people and organizations can achieve stability, growth, and long-term success. Whether through personal budgeting apps or comprehensive platforms like Xettle Technologies, the journey to financial empowerment is now within reach for everyone.

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Revolutionizing Transactions with PayWint Digital Wallet

In a world where convenience and efficiency dominate, the demand for reliable and feature-rich digital wallets has skyrocketed. Enter PayWint, the ultimate digital wallet solution designed to streamline your financial transactions while ensuring security and ease of use. Whether you're a student, traveler, freelancer, or small business owner, PayWint is here to revolutionize how you manage, send, and receive money.

Why Choose PayWint?

PayWint stands out in the crowded digital wallet space with its seamless features tailored to meet diverse user needs. From real-time alerts to AI-powered fraud detection, PayWint ensures your transactions are not just swift but also highly secure.

Key Features at a Glance:

Instant Money Transfers: Request, send, and receive money in real-time, making it the perfect companion for personal and professional needs.

Multi-Currency & Multi-Language Support: Operate effortlessly across borders, thanks to PayWint's global usability.

Shared Wallets: Split bills or manage group expenses with family, friends, or business partners through shared wallets.

Virtual & Physical Cards: Open a digital bank account and enjoy the convenience of virtual or physical cards.

Perfect for Everyone

PayWint caters to a diverse audience, ensuring inclusivity and functionality for all.

Students and Freelancers can use PayWint to manage international payments, ensuring they can receive funds from clients or family abroad without delays.

Small Business Owners can streamline payroll, vendor payments, and even customer transactions, all from one centralized platform.

Travel Enthusiasts can enjoy hassle-free currency conversions and transactions no matter where they are.

Unparalleled Integrations

One of PayWint's standout features is its ability to integrate with leading financial and payment platforms such as Apple Pay, Google Pay, PayPal, CashApp, and Venmo. Users can also link multiple bank accounts or credit and debit cards for effortless transactions. Moreover, businesses can integrate accounting platforms like QuickBooks, Zoho, or FreshBooks to simplify bookkeeping.

Enhanced Security & Real-Time Updates

Security is at the heart of PayWint. With encryption and AI-powered fraud detection, users can trust their financial data is always safe. Real-time alerts via text, email, or push notifications ensure you stay informed about every transaction.

Beyond Payments

PayWint isn't just a digital wallet; it's a comprehensive financial management tool. The AI-powered budget planner helps users track expenses and set financial goals. For businesses, the ability to schedule recurring payments and integrate payment widgets into websites adds unparalleled convenience.

Always There for You

With 24/7 customer support available via phone, email, text, and chat, help is always just a call or message away. You can reach us at (408) 516-1413 for any assistance. Whether it's a quick query or a technical issue, PayWint ensures you're never left in the dark.

Get Started with PayWint

Ready to transform how you handle money? Download the PayWint Digital Wallet Mobile App today from the Apple Store or Google Play Store. Alternatively, visit PayWint.com to access your financial world instantly.