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haniyashah007 · 10 months
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Free Online Tax Calculator: Calculate Your Income Tax | PNB MetLife
Online income tax calculator that helps you calculate your tax liability based on your income. Get a quick update on income tax by using PNB MetLife's calculator.
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taxring · 2 months
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onlinecalculators · 4 days
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Welcome to our Tax Return Calculator page, where you can quickly estimate whether you owe additional taxes or can expect a refund when filing your tax return. Our tool simplifies the process by calculating your total taxable income, credits, deductions, and taxes paid, helping you get an accurate estimate of your tax situation.
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zedplusau · 1 month
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Streamline Your Home Financing Online Mortgage Broker - ZedPlus
Experience a smarter way to finance your home with ZedPlus, your dedicated Online Mortgage Broker. We provide tailored mortgage solutions that you can explore from the comfort of your home. Our platform connects you with top lenders, allowing you to compare rates and secure the best deal with ease. Whether you’re a first-time buyer or looking to refinance, ZedPlus offers expert guidance every step of the way. Trust us to make your mortgage process efficient, transparent, and stress-free.
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mahathiblogger · 2 months
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Pay Property Tax Online Easily and Securely | Step-by-Step Guide
Discover how to pay property tax online with our simple guide. Save time and avoid hassles by paying your taxes from home. Start now! for more information:
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ahgroup-pk · 6 months
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dailyinsightsuk · 6 months
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Streamlining Tax Compliance: Using Quaderno to Automate Taxes for Businesses Shipping into the EU.
Quaderno is a powerful tool designed to simplify the process of managing taxes for online businesses. It automates the calculation, collection, and reporting of sales tax, VAT, and GST, helping businesses stay compliant with tax regulations around the world. Introduction: Automating taxes for businesses shipping into the EU can be a game-changer in streamlining operations and ensuring…
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pgfabs · 9 months
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nexgentaxes · 9 months
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mysimplytax · 10 months
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Navigating Taxes Made Easy: Top Features to Look for in an Online Income Tax Calculator
Streamline your tax season with confidence! In this video, we unveil the essential features to consider when choosing an online income tax calculator. From accuracy and user-friendliness to advanced functionalities, learn how to make informed decisions and maximize your tax returns. Stay ahead of the tax game and discover the tools that can simplify your financial planning.
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kayaasthsingh · 2 years
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Income Tax Calculator - Calculate Income Tax Online for FY 2022-23 & AY 2023-24
Income Tax Calculator - Learn how to calculate income tax online for FY 2022-23 (AY 2023-24) Use the free income tax calculator in India! It provides a step-by-step process on how to fill out your taxes and calculates the amount of tax you owe.
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iconaccounting1 · 2 years
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Income Tax Calculator Ireland – Icon Accounting
Want an immediate sense of your earnings as Contractor ? Our free online tax calculator is all you need to compare your pay under a PAYE Umbrella Company, Director Umbrella Company or Personal Limited Company.
https://www.iconaccounting.ie/
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purgatory-jar · 2 months
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COMMISSIONS ARE OPEN ONCE AGAIN!
I am opening up 5 official commission sposts and 5 spots in the queue, and you can either send me a message here on tumblr or by email at [email protected] .
You can find other examples of my art here;
I can be commissioned to draw art for fanfics, covers, OCs, all ships/fandoms, small animations, comic strips, tarot cards, icon/headers combo and so on!
It’s not just deancas. Hit me up with good omens, ofmd, heartstopper, the witcher, 911, ted lasso, your baldur’s gate OCs, star wars, whatever you want! I am a huge nerd and 90% chance is I know the characters already :)
It would be amazing if you could signal boost even if you’re not interested, every bit of sharing helps.
Full pricelist and rules under the cut :)
PRICE LIST
SKETCH FLAT COLOR
base price 45 $ 
+ each additional character 24 $
complex bg 24 $
SKETCH FULL COLOR
base price 50 $ 
+ each additional character 24 $
complex background 24 $
INKED 
base price 55 $
each additional character 27 $
complex background 27 $
FLAT COLOR LINEART 
base price 77 $
each additional character 38 $
complex background 38 $
FULL COLOR 
base price 110 $ 
each additional character 44 $
complex background 44 $
RULES
Want a commission? Write to me at [email protected] and describe what you would like me to draw!
-PRICE: the price is calculated on the hours of work I put on it, and it already includes ALL taxes. (45 % of the amount goes up in taxes, my dudes). It is based on the amount of characters, details and background you ask for. The more complicated it is, the more time it takes, the more it costs. Please explain in your email what you would like and your budget and we will come up with a suitable price for both of us! Animations and comic strips need to be discussed as their price depends on the style chosen. Don’t worry if your budget is not much: just let me know and we can surely squeeze a drawing in there :)
-WHAT I NEED: photo references and information on what you want, the more the better. They don’t have to be super accurate! You can send ten photos and say: “I want this dress with this character with this other background etc.” You don’t know what you want? no problem! we can chat and discuss it!
-WHAT I WILL DRAW: I am comfortable drawing nsfw, most kinks, and animals of all kind, real and fantasy alike. I also draw every ship, so don’t be shy in asking! I won’t draw underage nsfw, non-con or dub-con, domestic violence etc. If you’re not sure, ask!
-WHAT FANDOMS? All of them. Just provide references and I’m good. Also, I’m a huge nerd, so there’s a 90% chance that I already know what you’re talking about. I draw OCs too!
-HOW TO PAY: via Bank transfer. After we agree on a price I will draw the sketch, and after the you have approved of the sketch I will send the invoice that you will need to pay. The invoice will contain all the info for the payment (it’s pretty easy to do online) and it’ll be in euros, and it will obviously be the amount we agreed on. I will then proceed with the rest of the drawing once I receive the payment.
-TIPS: If you wish to leave a tip, it’s greatly appreciated! However, the invoice has to match the exact amount of money I’ll be receiving, so if wanna tip you’ll have to tell me before I send the invoice! Again, a tip is not necessary nor will I be mad or offended if it’s not there. Sharing my art and signal boosting my commission masterpost or recommending me to others means a lot to me too and it’s a great way to help.
-HOW IT WILL WORK: I’ll send you the progress AT LEAST three times: the sketch, the lineart, and the base colors, so you can see them and ask me to change what you don’t like. Do not worry about offending me! The key to a good commission is communication! Also, I won’t be able to change stuff if you don’t tell me in time, so there’s that too ;)
-CAN I SHOW THE DRAWING TO THAT ACTOR? Sure, as long as it’s not nsfw! Please let me know if you do, I’m super curious to know what they said ;)
-DEADLINES: Please let me know if you have any deadlines you want respected. If you want it ready in less than 10 days there’s an extra 10$ fee. If you want it ready in less than 7 days there’s an extra 20$ fee. Also, if you ask for a deadline please try to reply to emails as promptly as you can manage.
-LIVESTREAMING: I might livestream the last phase of your commission (the coloring) on my Picarto.tv account, if the inspiration strikes and time is there. If you don´t want me to, please say so in advance, even tho I usually ask for permission before I do it.
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dapg-otmebytheballs · 7 months
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All or Nothing and lowave records
Strap in because this is gonna be a long one. This post will try to shed some light on how the whole lowave records thing works, how you can use this music, how it is being distributed, and what all a contract with lowave would include. All this and more below the cut!
Let us start with the basics: What is lowave records?
Quite succinctly summed up on their website as follows:
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They make and distribute royalty-free music for content creators - specifically video-format content creators like Youtubers and streamers - they share some streaming revenue (30%, we'll get into that) with the creators who are labelled 'co-artists' and get promotion of their music through the content creators.
So, that brings us to the next big question: What is royalty-free music?
This is music that is free to use. Yes, by anyone, by Dan and Phil, by other creators, by you and me, any of us. This is by no means a new thing of course, anyone who has created content online would have come across other such services. just as an example, bensound.com hosts a large library of royalty-free music which you can use in any video by simply crediting the site in your description. Lowave works in a similar fashion. The music is not copyrighted. However, the rights to the music are held by lowave records and there are limitations on its use, which we will get into ahead.
How is the money working (preliminary edition)?
I will add details to this later when I discuss the contract, but let's see the info we get straight away from the FAQs: You do not have to pay them anything to make music for you
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The money is coming in from the streaming platforms, depends completely on amount of streams, and is shared between lowave and the creators
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Also from the FAQs: how can this music be used?
Anyone can freely use any of the music from lowave records, which means that yes, you can use any music from All or Nothing for your purposes with credit, it will not be taken down
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Is this the only music we will hear on dapg now? Will there be more albums?
Not necessarily! This isn't an exclusive deal, DnP can use any music they want on the channel. As for new albums, seems like it depends on how this one does (and it seems to be doing quite well!) which will unlock future avenues for more collabs with lowave
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Okay BASICS DONE if you're still reading you're probably here for the real meat so let us get into it
How is the money working (director's cut)?
Let us start with the terms on the partner agreement:
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Content Creators get 30% of the 'remaining income'. This basically means any costs that streaming platforms are deducting, any processing fees, taxes etc will be deducted before the 30% share is calculated. The second point there basically means that the deductions here do not include business expenses of the label itself, ie when the label calculates its own profit production costs and various other expenses are deducted from the income, but these costs will not affect the revenue received by the content creators (You are probably already thinking 'how is this company earning enough to keep going?' and I will touch on that later as well)
Payment installments are simple enough but here we see a third party enter the chat: DistroKid. Who is DistroKid and why are payments going through them, Hazel? I hear you ask. Well I'll tell you dear readers:
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It is basically a service that takes a yearly fee for putting your music on streaming platforms efficiently and then pockets 0% of the royalties. The royalties go from the streaming services (eg Spotify) to DistroKid who then send it to the rights-holders (in this case, lowave records). lowave records is using this service for a yearly fee to upload all their music through.
But wait! If DistroKid is working with lowave, and lowave owns all the rights, why is DistroKid making direct payments to the content creators?
Well, over the years they have offered a bunch of services:
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I am guessing lowave is making use of the teams feature to send royalties owed to content creators ("collaborators") directly from Diskworld, which makes sense, the less people money goes through the less chances of mishandling.
People have of course been talking about what percentage Spotify even pays for many many years. The short answer: we don't know for sure because it is confidential, Spotify won't tell and artists aren't allowed to. The longer answer: people have estimated from a bunch of publically available data that the share seems to be 70-30 (rights-holders- spotify).
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However spotify is not paying per stream anymore so that makes these figures harder to pin down. they are using a 'streamshare' system which is much more convoluted:
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That was all about the money, now let's talk Licensing
Creators can use this music in any capacity, and do not have to share any of the revenue from their own content with lowave. They have put a stipulation that it may not be used in a way that is "illegal, immoral, discriminatory or derogatory to [lowave]" but what constitutes 'immoral' and 'discriminatory' is not really defined.
The other limitation applies to the contracted Content Creators only as far as I can tell: they are not allowed to remix, sample, or edit these songs without prior permission. This probably only applies to altering the songs and playing under the same name, so fan remixes should not run into issues here, as long as they are not monetised. (thanks kate @goldenpinof for making me think about this part a bit more, I think it should be safe, but even royalty free music cannot be transformed without permission at least in a commercial capacity)
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They will also make more music free of cost if the streaming targets they set are being met by the albums produced. The process:
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Other services they provide will be handling the creator's account which they set up (DanAndPhilBeats in this case) on streaming platforms and making changes as required, so the Cheeky Banter -> Project X thing was probably done from their end, possibly an older change that they forgot to update?
Also below are promotional obligations:
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The promotion wasn't a one-time thing, it is expected to be ongoing, so we will probably be hearing about this in future videos as well. However, later in the partner agreement it is added that this has to be done as often as possible in a way that is "natural and appealing to their audience" which again, is pretty vague wording
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Also the licensing goes both ways, so lowave can also use segments of the content DnP make that has the music in the background to promote their music:
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Additional stuff from the contract:
lowave takes the guarantee of creating original works that it has the rights to and which do not infringe on copyrights, and the creators likewise take the guarantee not use the songs in content which infringes copyright. If there are any disputes regarding such infringement in the future the record and the creators have to back each other up (including sharing legal fees)
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I mentioned before some parts of the agreement being written in vague language. There is also a clause that says if any provision ends up being illegal/not possible to enforce by a court (eg if a court were to it's impossible to say whether content featuring the songs was 'immoral') then only that provision will be removed, the rest of the contract stands.
The waiver part basically means that if any of the parties decide to not sue or forgo a complaint about breach of contract, that does not mean that those provisions are now unavailable, they can still sue later on or for some other breach if they wish.
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That's the contracts done. Some of the framing there makes it seem to me like it's a pretty small company. The revenue they hope to generate does not seem to be very sustainable, especially since the revenue is being shared with content creators but the cost is not and they are additionally paying for other services like DistroKid.
So I looked more into this record label: they started business in 2022. If you go to their socials though, twitter and instagram they have followers in double digits and post very sparsely. Their tiktok seems to have nothing on it at all (thanks @lesbiandanhowell for the screenshot) and you may have noticed, Dan did not tag the lowave account at all when he announced the album on twitter
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The agreement never mentions creators promoting lowave's social channels or tagging them either (and it is quite odd, I have worked with a bunch of organisations in their infancy and this is, now more than ever, a common requirement from collaborators). lowave records does not seem to be actively working towards promoting themselves on social media or building an online presence, even though they have been operational two years producing music throughout.
There are three people involved with the company on public record:
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Benjamin Johnson listed as 'Head of Production' is probably the 'Ben' Dan has been talking about who made the songs. Seems like their scale of operations is not very big and possibly not a lot of producers in the records at all (despite the spotify page saying they have 'producers' plural, but that doesn't have to mean a lot many lol). Anyway, that would solve the mystery of 'how are they playing their employees?' if there aren't many employees to begin with (not even an intern to manage their social media it seems).
Look at the last person in the screenshots though: Robin. I looked at what other companies Robin is associated with and several of them - yeah several different operations that he's involved in - have the same correspondence address of '60 Thorpe Road...', so probably operating out of a ghost office (just to have a registered address and receive mail at etc). And one of these businesses that Robin is associated with is RWD, the business that made lowave records' website for them:
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The no-cost production of royalty-free music, little attention to social media presence, vaguely written contract, seemingly small scale of operations with technical assistance like website design coming from an affiliated organisation makes me think that lowave records might be a side project. A labour of love, possibly, hoping to sustain itself enough to keep putting out royalty-free music in a time of extreme crackdown on copyrighted music use.
It makes sense to use content creators for promotion, gets you way more streaming than making your own music and putting it out. And the incentive of unique but guaranteed royalty free music at no cost is great for content creators of all sizes. It is far from sustainable on its own though, especially with streaming revenue being basically peanuts, and I do not think there's much interest in gaining a following or putting in that effort either, so it's probably a very small business by a few people. How long it manages to sustain itself as a project I am not sure, but it certainly isn't looking like something particularly geared towards profit and growth in its current state.
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We are at an end! If you read this far, leave me like an A+ or a star for my essay so I can have academic validation from this please. Of course I probably have not covered everything possible in connection to this so if anyone has more info feel free to add on! And if this was all very long and there's something particular you wanted to know you can drop an ask into the inbox about it!
Thank you for coming with me on this journey! Back to the important things, which was your favourite song from the album? I think mine is Arcade Admission
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zedplusau · 1 month
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Maximize Savings Calculate Capital Gains Tax Australia - ZedPlus
Struggling to Calculate Capital Gains Tax in Australia? ZedPlus is here to simplify the process for you. Our expert team offers precise and personalized CGT calculations, helping you navigate the complexities of tax regulations with ease. Whether you're selling property or managing investments, we ensure you stay compliant while maximizing your savings. Trust ZedPlus to provide expert guidance tailored to your financial needs. Make informed decisions with confidence—reach out to ZedPlus today!
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ezekiel-krishna · 5 months
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7th Lord in All Houses [ Spouse/Marriage, Partnerships & Public ]
Part 1 .. { Vedic Astrology }
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⇝ Your Guide to Check Your Placement (Vedic Astrology)
1st Step ⇨ Go to Vedic Astrology Calculator
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2nd Step ➚ Enter Your Details & Press { Calculate Sidereal Chart }
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3rd Step ⇨ Find the 7th House Ruler as per the {Sign & Symbol}
"Example here , 7th House is Ruled By Libra & Its Lord is Venus which is in 8th House thus Your [ 7th Lord is in the 8th House. ] "
7th Lord in 1st House
Here, the focus is on you when it comes to partnerships, and it all depends on the characteristics of your 7th lord. If you have a malefic planet like Saturn, Mars, Rahu[North Node], or Ketu[South Node] as the lord of your 7th house, and it is positioned in the 1st house, it can be quite challenging. In this situation, you may become a bit selfish, prioritizing your own interests over your spouse's. Partnership and marriage hold great significance for you, as you always seek companionship. You don't want to be alone, and you constantly attract new people into your life whenever you need them. So, how do you find your ideal partner?
Typically, you actively search for your spouse, either by physically going out and meeting new people or by utilizing online dating platforms. Through these means, you take control of your desire to find a partner. You are a diligent individual who puts in hard work, whether it's in finding a spouse or running a business. You dedicate your full attention to the task at hand. However, you can be quite demanding of your spouse. With the seventh lord in the first house, you possess a passionate nature. You have an intense desire to have a partner, and you are willing to do whatever it takes to make it happen. You are a savvy businessperson, making you highly entrepreneurial. However, you may find it challenging to work well with others, so it's likely better for you to work for yourself.
When the 7th lord is positioned in the 1st house, there can be potential business issues within partnerships. However, despite these challenges, there are certain factors that can help maintain a strong relationship. One important aspect is the shared background and similar origins between partners. Coming from the same area or having a similar cultural background can create a sense of unity and understanding. Additionally, building a home together and living under the same roof becomes a top priority, emphasizing the importance of creating a stable and nurturing environment.
It is natural to desire someone who will be there for you and provide support. However, this can sometimes lead to a slight selfishness, as the focus shifts towards personal enjoyment and security. When the 7th lord is a benefic planet like Venus, Moon, Jupiter, or Mercury in the 1st house, it can enhance cooperation, but there may still be a playful tendency present. On the flip side, there is a possibility of being manipulative, rude, and engaging in mind games with your spouse. This behavior poses a genuine threat to the relationship and should be approached with caution. Matters such as joint bank accounts, tax issues, inheritance, and purchasing a house together can become particularly challenging when the 7th lord is in the 1st house.
Interestingly, I have observed that individuals with this placement often live in their partner's property without actually owning it jointly. Negotiating these financial factors requires careful consideration, and sometimes the involvement of in-laws from either side can further complicate the situation. Without trust, genuine sharing, and openness, the relationship can quickly disintegrate. It is important to address any minor health issues that may arise for either partner, as they can potentially escalate into major crises that threaten the stability of the relationship.
7th Lord in 2nd House
When the 7th lord enters the 2nd house, you may find yourself torn between multiple relationships or constantly delaying the decision of choosing the perfect spouse for yourself. However, if this placement is well-aspected, you can expect to experience significant financial gains and enjoy a luxurious lifestyle. Your financial security is closely tied to your marriage, and this placement also enhances your sensuality, making you a passionate and pleasure-seeking individual. Interestingly, you may even meet your future spouse through activities related to the second house, such as dining out or within your close-knit family circle. These early environments and experiences play a significant role in shaping your potential partner.
It is crucial for you to have a strong financial bond with your spouse, as financial security holds great importance to you. You are not willing to enter into any relationship that lacks financial stability, as the mere thought of an uncertain financial future can be quite daunting. It is quite likely that you will find yourself drawn to crisis situations, either by working in professions that deal with them or by attracting a spouse who is involved in such fields. This may include professions like doctors, nurses, counselors, psychotherapists, astrologers, or individuals who work with people going through challenging times.
To safeguard the marriage when the seventh lord is in the second house, engaging in creative activities, sharing hobbies, or learning together is key. These activities will help maintain the relationship. On the other hand, threats to the marriage include traveling to foreign lands separately or pursuing higher education individually. Sometimes, even gurus, teachers, or mentors can negatively impact the relationship.
In order to strengthen the relationship, it is important to involve either your or your spouse's father in a supportive role. Harmony with the father is crucial. Building wealth together and focusing on material growth are essential for the relationship to thrive. Without a sense of material progress, the relationship may struggle. This placement is excellent for business endeavors.
7th Lord in 3rd House
When the 7th lord enters the 3rd house, things can get a little tricky. This house is associated with Mars, making it a competitive and challenging environment, which may not always be conducive to intimate relationships. One thing to watch out for is potential issues with your children or the children in your life, especially your sons.
Interestingly, there is a strong karmic and spiritual connection between you and your partner. You are likely to meet your potential spouse while traveling, studying, pursuing higher education, or in the presence of a guru, teacher, or mentor. These are the environments where you are most likely to find your significant other. The key to a successful relationship in this case is to share a deep spiritual bond. It is important for both of you to have similar philosophies, moral values, and religious beliefs, as this will strengthen your connection. If not, misunderstandings and conflicts may arise.
Interestingly, the people who serve you as subordinates or employees in your home or workplace can actually benefit your relationship. They will help protect the reputation of your relationship, and even having pets together can bring you closer. Engaging in fitness and health activities together can also help solidify your relationship. In fact, you may even meet a potential spouse while participating in these activities. Additionally, younger siblings may play a role in introducing you to a potential partner, as the 3rd house is associated with them.
Even when you are traveling, especially in foreign lands, there is a possibility of meeting a spouse. The deepest desire when the 7th lord is in the 3rd house is to find someone who shares your philosophical understanding and deep religious wisdom. Ultimately, you strive to be dharmic and do the right thing, regardless of how things turn out. When the 7th lord is in the 3rd house, the main threat to the marriage or partnership is the interference of work and career. It's crucial not to mix personal and professional life by discussing your spouse at work. Keeping your relationship private can prevent any potential issues from arising in your career.
Avoid mentioning your partner in any work-related conversations to maintain a healthy balance between your personal and professional life. By following this advice, you can ensure a harmonious and spiritually fulfilling relationship. This placement is particularly beneficial for business individuals, as the 3rd house signifies competition, negotiation, and sales. Those with this placement may excel in sales roles and could find success in foreign markets.
7th Lord in 4th House
When the 7th Lord resides in the 4th house, it signifies that your spouse is somehow influenced by you. You possess a talent for subtly guiding your spouse to look up to you. This doesn't necessarily have to be a negative thing. In fact, it often results in having a loyal and obedient partner who craves deep emotional security. Your spouse sees you as an authoritative figure and respects you. This dynamic may seem a bit unconventional in terms of gender roles, but it's the reality of the situation. This placement also indicates that you are intelligent and well-organized. It's a great position for those in business, as it enhances your skills and talents, allowing you to excel in your career.
Your ultimate goal is to achieve recognition, success, and status. You are driven and ambitious, and you are likely to attract a spouse who shares these qualities. You are a hard worker and appreciate a partner who is equally dedicated. Chances are, you will meet your spouse while working, regardless of the setting - be it at home, in the office, or elsewhere. One of the key factors that helps you both maintain a strong relationship is venturing into business together. I've witnessed firsthand how this can be an excellent way to nurture and sustain your bond. Engaging in any form of bartering, buying, selling, or simply being in the company of others can often have a positive impact on your relationship.
However, it's important to note that trust and sharing play a crucial role. While some relationships can endure with minimal trust and sharing, this dynamic won't work in this particular scenario. The potential threat to your relationship lies in the influence of social circles, organizations, societies, and even friendships. These external factors can pose a risk to the harmony between you and your spouse. On a different note, a special blessing that arises from this situation is the opportunity to prioritize fitness and healthy eating together, which can work wonders for your relationship.
Nevertheless, if there are any negative aspects at play, you might unintentionally put excessive pressure on your spouse to maintain a healthy lifestyle. This could potentially lead to conflicts, so it's important to be mindful of this dynamic.
...Stay Tuned For Part 2...
Remember This is a General Analysis , Whole Chart is to be consider for Accurate Personalized Predictions..
For Paid Personalized Analysis & Reviews ➤ Check Here
Masterlist ➤ Check Here
🤗 Feel free to chat with me if you have any questions about my service. Don't hesitate, I'm here to help!
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