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5 Tips for Staying Financially Healthy After Taking Out a Business Loan
It’s never easy to start a business, but it’s another challenge entirely to manage what may eventually seem like a never-ending list of expenses. On top of trying to gain a profit as soon as possible, you’ll have to worry about your daily operational expenses, how to purchase supplies, and a whole lot more from day one. It may also become apparent that you’ll need a generous cash flow to invest…
#business growth#business loans#cash flow#financial health#loan terms#managing expenses#marketing strategy#Maya app#Maya Business Loans#operational costs#smart investment#supplier deals
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WHOEVER THE FUCK IS RECOMMENDING MED PPL TO GO INTO RADIOLOGY JUST CUS IF THE MONEY, IM GONNA FUCKING gET YOU
#first i had ai dictacting schedules and now the radiologists just thought there was a AHHGGRHHH#YES. YES U CAN MAKE MONEY GOING INTO RADIOLOGY. BUT DO NO T. JU ST. GO INTO IT. for the MONEY#MEDICINE IS FKING PAIN BCS BUSINESS IS A PAIN & PPL ARE IN PAIN & PPL ARE A PAIN#like it is Very. ppl orientated it's FKING MEDICINE and even if ure a vet or whatever theres obvs usually humans attached fo animals#so like u might not always be dealing with the ppl but ur coworkers who are also being directly accounting#for the ppl SURE AS HELL DO#like yea ppl die all the time but ure telling me u dont gaf when u couldve done something to stop a LIFE#a HUMAN LIFE that was DEPENDING ON U just doing a like tiny action in the grand scheme of ur things#but ends up a major life changer to them even if they dont always have the knowledge to recognize it#and u let them die bcs of the money#i cant fcking STANDDDDDD IT ohmy GAWD.#also like radiology is not all that hunky dory like radiactive is part of the fking name like#UGHHHH LIKE IM SUPPOSED TO BE SCOLDING MY PTS WHY TF AM I SCOLDING MFS FOR MY PTS#anyways yea tho totally just join medicine for the money it's tofally not a massive damage to u n society#but also . fuck society for making ppl feel like they only have this choice or it's starvation bcs thats also so fking real fuc that#but bro at least try not to fuck ppl over once u gain a position just bcs u happened to be in a bad mood today like#medicine is Literally. horror. it's not that 'i watch pimple popping videos haha i can handle it' horror . it's literally.#the horror of treating humans like humans while never allowed to be one urself kind of horror#it's watching a little girl crying and a big bulky father weeping like a small child bcs his wife died#&then u step out the room and a pt throws his poop at u bcs he keeps lying to u abt not having any alcohol &wants to go home but has no ride#wants a million opiods and has been absolutely wailing at ur staff and if he leaves ama it docks u so now u gotta#peruse a bunch of legal documents to try and figure out a loophole on how to get him outta here while also dealing with 60 other pts#on the brink of death or intensely septic and the whole time ure trying to save them u got bitches screaming in ur ear abt the#north carolina fluid shortage like btch fuck that im giving this kid the shit they need to survive fuck off#especially funny bcs theres fluids available but we refuse to buy them bcs theyre for a higher price than our og supplier like ok#anyways#love my life
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It takes a special kind of skill to place orders for things right before holidays/events without meaning to.
I'm about to name it "Carra look at a damn calendar oh my god"
#in my defense#some suppliers did not announce they were going on holiday until *after* I placed the order#not a big deal but the last package got in state and then went to Phoenix LIKE SIR WHAT ARE YOU DOING COME BACK HERE#just a little paranoid is all
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Asks for the Random Character Asks
Marigold: 12, 13, 15
(for this ask game)
12. Crack headcanon
The reason she has so many flowers in her mane is because she fucked up with a transmutation early on and rooted them in there and her mentor Didn't Help At All so now they're just stuck in there as a permanent part of her body.
15. Worst thing they've ever done
As previously mentioned, "worst thing they've ever done" is ridiculously hard to define and extremely subjective at best. For Marigold specifically, it's even harder to define than most. She... doesn't do really things directly, after all.
She's a catalyst, and though she acts to make the situation immediately worse, she generally has little interference beyond that. She's an observer, not a direct actor, she's an alchemist, not a poison-brewer - part of what makes her so difficult to pin down and immune to consequence is that unless it's to gather test subjects for raw field data, she's almost certainly just... not acting directly. There's a medium. An in-between. A client, somewhere along the line, asking for her charms.
Though the "what they would think of when asked the question" question might work under normal circumstances, Marigold is an exception to the rule - as previously mentioned, she would not personally consider any of her actions to be immoral. She's done things that weren't amazing, of course, but it's not like she'd consider herself a bad person - just someone with professional pride. You wouldn't expect her to offer a subpar product to a customer, would you?
Beyond that, there's the issue of pinning down a single individual case. Marigold isn't a... "one and done" kind of villain, she gains the sort of status she has from low-profile but consistent evils. She doesn't do anything obvious, she doesn't do anything that can be pinned on her - people disappear, and monsters turn up after, and if they're especially valuable or they survive the period it takes for the transmutation to settle in their bones, she'll trap them somewhere to harvest for more transmutation-fuelling parts later.
That, of course, could be considered a "worst" - but it's still not one single thing you can point to. It's dozens and dozens of things, spread out over years of activity, people who mysteriously vanish off the streets and never turn up again. There is no single monolith of evil that can be pointed to, because Marigold isn't the kind of evil that does big gestures like that. Just... a slow, steady flow of charms into hands that do harm with them, combined with a slow, steady flow of people who leave their homes and don't come back.
...if we had to choose it would probably be something along the lines of experimenting on prisoners provided via negotiations with criminal factions and then bargaining with the factions those prisoners were taken from to sell them back already transmuted into monstrous forms and entirely incapable of resuming their previous lives. She got paid by both sides for it, both for developing specified new strains of transmutative on the prisoners and for returning them to their original faction. The client didn't specify what to do with them after they'd served their purpose, after all.
13. Dumbest thing they’ve ever done
Well! This one's very nearly a Story.
A fun fact about charms: they're not always perfectly consistent, especially if you're making new ones. That's why you test them before applying them to paying customers. That's why you take a constant flow of people unlikely to be missed for experiments. That's why you do experiments in the first place. If something goes wrong, then you need to know what to fix it, and if an unexpected variable throws the experiment-
Well. It could go very, very wrong, or very, very right. But you never turn your back on the experiment. You never assume you know what will happen next until it's good and tested, you never assume things will work out until you're 100% sure, you never assume that nothing can possible go wrong - Marigold knows this, of course, and she acts accordingly. Lab safety is a priority, not an afterthought. When the things you're working with might kill you if it breaks containment, you never leave things up to chance. It's simple safety precautions. Nothing ever up to chance. Nothing ever allowed to fail. And if anything were to fail - well, you being on-hand gives the best possible chance of getting things back under control.
And then, of course, someone comes calling at the door. You're too early into the experiment to excuse watching it as a delay, of course, and you know they know you're home - you mentioned you'd be home just the other day, after all. Reputation is valuable, and the monitoring built into the cage will work just as well, won't it? It might need a few more trials, but you can't really afford to be rude, and you especially can't afford them coming to find you - these parts of your lab are blocked off to guests for a reason, and you can't simply disappear a guest to your house.
Surely, it won't do any harm to leave it for just a few minutes. Surely, it'll mean nothing to leave the transmutation to finish unattended. You return back downstairs not more than five minutes after you left, ready to finish what you started.
The cage is open.
#asks#ask games#ocs#marigold#we speak#she survived ofc but it was very dumb and she nearly died doing it#debatably you could also say “dealing with known moth traffickers” was her dumbest move#or “dealing with people known to stab people in the back”#or a great deal of her criminal dealings actually#but like. this works better because the rarity of her craft means she actually has a decent protective buffer#simply in the fact that she's the only person who can do the job she's doing and it's impossible to Just Replace Her#and has enough connections that she can afford to be dealing-to-all-parties neutral because killing her would piss off Everyone Else#it pays to be the only supplier of a limited resource and it Especially pays when its an artisan thing and can't be competently reproduced#it takes years of apprenticeship to make a charmsmith and even that won't guarantee the same specialty#marigold herself couldn't make her old mentor's works if she tried simply because inanimate transmutation doesn't click with her#and her former apprentice's area of specialty with medical charmcraft doesn't overlap much with either of them#anyways. very normal moth. she is morally grounded and normal.#every time we say anything about marigold assume it can be summed up with “yea its fucked up”#shes very. fine
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i hate the people who stream random shit they do for the world with no thought for everyone around them
#there was a girl twitch streaming while she was shopping at our store today and like she just plopped the camera down in front of our faces#when she went to check out#we were trying to train the new girl and all that other dealing w suppliers/ theft report bs and she just didn't care#we went dead silent cause otherwise all the internet randos who want to watch a pretty girl shop would hear us talking about store business#like omg please give ppl a little bit of privacy when they get close to nothing already#also not sure if it's twitch but im p sure cause of the colored names on comments#while she was streaming with her phone flash on for better lighting
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100% Orignal Stock Branded Garments Rs.150 Clothes || Summer Collection ...
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Lucky Sweets is well-regarded in Chennai for its range of traditional Indian sweets, including their all type of milky sweets available here.
#Wholesale Sweet Milk#Bulk Sweetened Milk#Wholesale Sweet Milk Suppliers#Sweet Milk Wholesale Prices#Bulk Sweetened Dairy Products#Sweet Milk Bulk Purchase#Wholesale Sweet Milk Distribution#Sweetened Milk Wholesale Deals#Wholesale Sweet Milk Products#Bulk Sweet Milk Supply#Wholesale Flavored Milk#Sweet Milk Wholesale Market#Bulk Sweet Milk Vendors#Sweetened Milk Wholesale
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Stylish Christmas Party Look with Jackets
Prepare for the holiday season with fashionable jacket-adorned Christmas party ensembles! Your Christmas look will be elevated by these coats, whether you choose statement leather, warm faux fur, or timeless blazers. Ideal for keeping warm this season while looking stylish. Visit https://www.oasisjackets.com/stylish-christmas-party-look-with-jackets/
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Analytical and Relational Skills in Procurement
Analytical and relational skills are essential for procurement success. Comprara’s expert team helps you enhance decision-making and foster stronger supplier relationships. Strengthen your procurement function with targeted strategies from Comprara.
#supplier relationships#supplier strategy#relationship scoring#know your supplier#relationship score#supplier workshop#how to deal with suppliers#ways to improve supplier relationships#supplier relationship#supplier connection
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Turkmenistan faces energy export setback as Turkey chooses new LNG deal
Turkmenistan’s hopes of organising its gas supplies to Turkey collapsed as Ankara signed a long-term agreement to buy liquefied natural gas (LNG), bne IntelliNews reported.
On 18 September, Turkey’s state-owned gas importer Botas agreed with France’s TotalEnergies to import 1.6 billion cubic metres of LNG per year from the US starting in 2027. A third deal was signed last May with ExxonMobil, with details undisclosed.
Despite Turkish imports from other countries, Ankara could potentially still be ready to receive Turkmen gas. Turkish Energy Minister Alparslan Bayraktar said on Friday that the country had the capacity to receive up to 80 bcm per year, but only needed about 50 bcm to meet its own demand.
If there is an export opportunity and we can reach an agreement with customers in Europe, we can import LNG from many different sources.
Among possible gas exporters to Turkey, he named the United States, Qatar, Oman, and Trinidad and Tobago, without mentioning Turkmenistan.
Back in March, Turkmen President Serdar Berdimuhamedov and his Turkish counterpart Recep Tayyip Erdoğan signed a preliminary agreement covering a “swap deal” involving Turkmenistan, Turkey, and Iran. However, according to unverified reports, negotiations stalled when Turkmen officials proved unable to agree on a purchase price.
Read more HERE
#world news#news#world politics#turkmenistan#turkey#energy#energy deal#gas prices#natural gas#gas supplier#lng#lng market size#economy#economy news#economy and trade#finance#investing
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*fighting back tears emailing my academic advisor about my GPA* do it scared do it scared do it scared
#babbling#i knew this was coming 1000% and i should be fine genuinely#i just hate fucking dealing with consequences#and i dont like for people to think im dumb#i know they wont think im dumb but people have thought i was dumb for less#okay my 5 minutes of anxiety is done i can move on now#until i get a reply lmao#update two weeks later: my gpa is literally fine lmao#it was a warning because of how bad my grades were for the courses from the previous semester#i just refuse to look at things until im forced to#like i have no idea how much money i have in my bank account rn#all i do know is that my last paycheck was $16 total#i get paid biweekly LMAO#cut hours and taxes left me with that#its okay though because my hours are back to normal now#it was entirely out of anyones hands like it was supplier issues#wow okay tangent point is i was scared over nothing#but i have learned nothing from the entire thing and i will not be willingly looking at it anytime soon
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Maximize Your Savings with Car Financing Deals in Galashiels: Essential Insights for Car Buyers
Purchasing a new or used car is a significant investment; for many, it's one of the largest financial decisions they'll make. While some may have the means to pay for a vehicle outright, most buyers in Galashiels will rely on car financing deals to make their dream car a reality. However, navigating the world of car financing can be complex, with various options available, each with its own set of terms and conditions. This blog will provide essential insights into maximising your savings with car financing deals in Galashiels.
Understanding Car Financing
Car financing involves borrowing money to purchase a vehicle, with the loan typically being repaid in monthly instalments over a set period. The essential elements of automobile financing consist of the loan amount, interest rate, duration of the loan, and monthly payment obligations. Understanding these elements is crucial for securing a deal that best suits your financial situation.
1. Loan Amount: The total amount of money you borrow, which is often the vehicle's purchase price minus any down payment.
2. Interest Rate: The percentage charged on the loan amount by the lender. This rate significantly impacts the overall cost of the loan.
3. Loan Term: The repayment period for the loan typically spans from 24 to 72 months.
4. Monthly Payments: The amount you pay each month, which includes both the principal and interest.
The Benefits of Car Financing Deals in Galashiels
Galashiels offers a range of car financing deals designed to make vehicle ownership more accessible and affordable. These deals often come with various benefits that can help you save money in the long run:
1. Lower Interest Rates: Special financing deals may offer lower interest rates compared to standard loans, reducing the overall cost of the vehicle.
2. Flexible Payment Terms: Many financing deals provide flexible payment options, allowing you to choose a term that suits your budget.
3. Promotional Offers: Dealerships and financial institutions in Galashiels frequently offer promotions, such as zero-percent interest or cashback deals, which can lead to substantial savings.
4. Improved Credit Terms: For buyers with a good credit score, car financing deals can provide favourable terms, including lower down payments and better interest rates.
Types of Car Financing Available
When exploring car financing deals in Galashiels, it’s important to understand the different types of financing available. Here are the most common options:
1. Hire Purchase (HP): With a Hire Purchase agreement, you pay a deposit followed by monthly payments. You do not own the car until the final payment is made, after which ownership transfers to you.
2. Personal Contract Purchase (PCP): PCP deals involve lower monthly payments compared to HP. At the end of the term, you can either pay a final lump sum to own the car, return it, or trade it in for a new model.
3. Personal Loan: A personal loan from a bank or other financial institution can be used to purchase a vehicle. You own the car outright from the start, and the loan is repaid in monthly instalments.
4. Leasing: Leasing enables you to operate a vehicle for a predetermined duration without the need for ownership. You make monthly payments and return the car at the end of the lease term.
Tips for Securing the Best Car Financing Deals in Galashiels
Securing the best car financing deal requires research, negotiation, and careful consideration of your financial situation. Consider the following strategies to enhance your savings potential.
1. Check Your Credit Score: Your credit score plays a significant role in the financing terms you’ll be offered. Before seeking financing, review your credit score and take appropriate measures to enhance it if needed.
2. Compare Offers: Don’t settle for the first financing offer you receive. Compare deals from various lenders, including banks, credit unions, and dealership financing, to find the best terms.
3. Negotiate the Terms: Many buyers focus on the vehicle’s price but forget that financing terms are also negotiable. Don’t be afraid to negotiate the interest rate, loan term, and other aspects of the deal.
4. Consider the Total Cost: When comparing financing deals, consider the total cost of the loan, including interest, fees, and other charges. A lower monthly payment may not always mean a better deal if it results in a higher total cost.
5. Beware of Long Loan Terms: While longer loan terms can lower your monthly payments, they often result in paying more interest over time. Choose the briefest duration that aligns with your financial plan.
6. Understand the Fine Print: Always read the terms and conditions of the financing agreement carefully. Pay attention to any penalties for early repayment, late payment fees, and other potential charges.
Timing Your Purchase
The timing of your car purchase can also impact the financing deals available to you. In Galashiels, dealerships may offer special financing promotions at the end of the financial quarter or during major sales events. These periods can be an excellent opportunity to secure a better deal. Additionally, consider the timing of your application concerning your credit situation. If you’ve recently improved your credit score, waiting a few months for the updated score to reflect on your report can lead to better financing offers.
The Importance of a Budget
Before exploring car financing options, it is crucial to set a well-defined budget. Assess your financial capacity to determine the total amount you can allocate for a vehicle, taking into account the down payment, monthly instalments, insurance premiums, and maintenance expenses. Stick to your budget, even if you're tempted by more expensive models or features. Remember, the goal is to secure a financing deal that helps you save money, not one that strains your finances.
Conclusion
Securing the right car financing deal in Galashiels can make the difference between a manageable car loan and a financial burden. By understanding your financing options, comparing offers, and carefully considering your budget, you can maximize your savings and drive away in a vehicle that fits your needs and financial situation. Whether you’re buying new or used, taking the time to research and negotiate your financing terms is essential for making a smart investment in your future.
If you’re in the market for a new or used vehicle, explore the various car financing deals in Galashiels and take advantage of the opportunities to save. With the right approach, you’ll be well on your way to driving the car of your dreams without breaking the bank.
#Car Financing Deals in Galashiels#Car Repair Services Galashiels#Car MOT And Service Garage Galashiels#Car Tyre Suppliers Galashiels#Car Service Center Galashiels#Car Tyre Garage Galashiels
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Top Coating Paper Suppliers in Ahmedabad: Find Quality Products Today
Discover the top coating paper suppliers in Ahmedabad with OmkarPaper. Explore a wide range of high-quality coating papers perfect for all your printing and packaging needs. Contact us today to find the best deals and expert services.
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Mass production: Advanced production equipment and professional production team to ensure the efficient completion of large-volume orders. Please leave a message and contact us: Email: [[email protected]] WhatsApp: [+86 134-1742-2509]
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Don't miss the Tradyl Prime Sale!
Enjoy exclusive discounts and high-quality products on over 30,000 apparel items. Shop now in wholesale quantities or with no MOQs, and take advantage of our biggest sale event!
Wholesale Clothing Online
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Despair, woe, the world is a cruel and dark place, the end is nigh and all is lost in this malignant wound we call a society, the lords of this foul realm dance to the sound of our suffering and cries of torment!
[The plant manager put out a letter suggesting that maybe we won't get a week of shutdown in December because the truck demand is still high enough to warrant delaying expansion projects for an extra week of production.]
#union reps are currently pointing at all the saturdays and sundays between now and dec 13th when the scheduled shutdown is supposed to start#people in my plant are currently losing their minds because they already made long vacation plans that will be ass to cancel#they are also refusing our chairman's suggestion to use the vacation scheduler to let management know they don't intend to be here that wee#they're acting like this is already a done deal and not hinging on both supplier ability and manpower availability
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