#stream of posts about it... incoming tomorrow

[nbstevonnie]

just finished. woof! what a story. i feel like there's further for me to dig, but that's probably also a little bit bc this game has been the only thing on my brain for like the past two weeks and idk what to do when it's over

[sterredem]

LUNCH

Billie eilish x driver!reader

Face claim Pinterest girls

Summary Billie Eilish has a girlfriend, and the whole world knows.

Warning spelling mistake, not proofread

A/N not the biggest fan but I like it. Thanks for the request, and sorry that it took so long to post, but life has been a bit busy atm.

Twitter

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Instagram

Liked by gracieabrams and 9.068.336 others

billieeilish READY?

View all 19.975 comments

Yourusername 💙

User1 OH??

User2 Obsessed

User3 I’m actually freaking out

User4 AAAAHHH CANT WAIT

User5 LOVE U BILLIE💙

User6 AAAAHHH

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Instagram

Liked by yourusername and 3.654.766 others

billieeilish HIT ME HARD AND SOFT TRACKLIST :PPPPPPPPPPPPPPPPPPPP

View all 21.953 comments

Yourusername AAAAHHHHHH!!!!!!

billieelish AAAAHHHHH!!! (Louder)

User7 Is blue true blue?

User8 French??

User9 LUNCH??

User10 I really wanna know what these are about

User11 prolly a few about Y/n

User12 claiming lunch

User13 SO EXITED!

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Instagram

Liked by billieelish and 3.644.642 others

Yourusername Feelin aesthetic

Tagged: billieeilish

View all 11.154 comments

billieelish cutie

Yourusername cutieer

finneas Stop being sappy on main

Yourusername never

User1 Aaawwww

User2 she’s so hot

User3 they’re*

User4 So happy to be an f1 and billie girlie

User5 we got fed

User6 Refrence to HMHAS??

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Instagram

Liked by Laufey and 5.725.736 others

billieelish hello my album comes out next week and I’m so exited I can’t believe it

View all 13.754 comments

Yourusername Hot hot hot

YouTube literally so exited

User7 SO EXITED!!

User8 I love yooouu!

User9 no because why is she so cute liked by yourusername

User8 ONG SHE LIKED!!!

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Instagram

Liked by conangray and 5.735.725 others

billieelish that’s when you found me

View all 17.625 comments

Yourusername why we playin hide n seek?

User10 why can’t she just be a supportive girlfriend for once? Every post about billie is also about f1 and every comments is ether objectefying her of mocking her

User11 i wouldn’t say anything, you don’t know about their relationship so you don’t have the right to comments in it.

User12 hot.

User13 stop killing me in fortnight please

Yourusername sry that was me…

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Instagram

Liked by gracieabrams and 4.835.246 others

billieeilish NEW YORK AM I PLAYING YOU MY ALBUM TOMORROW ??!!???!!!???!!!?

View all 14.762 comments

Yourusername SO PROUD!!!

User1 AAAHHHH!!!

User2 IM GOING TO BE THERE!!

User3 I love you and Y/n

User4 What is lunch about????

User5 I am so in love with her, there is no way I can put it in word

Yourusername same

User6 WHAT?!

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Instagram

Liked by billieelish and 3.263.122 others

Yourusername my lovely girlfriend just released a brand new album!! Go stream ‘HIT ME HARD AND SOFT’ !!!

View all 12.524 comments

billieelish THANK TOU LOVEE! Liked by author

User7 THEY ARE SO CUTE!!

User8 looking at this cute post while I know that lunch is probably about her is so weird

User9 FOR REAL!!

User10 this looks so much like a PR relationship tho…

User11 bro bffr

User12 CUTIES!!

User13 Mothers!

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Instagram

Liked by OliviaRodrigo and 5.725.256 others

billieelish ITS A CRAVING NOT A CRUSHHHHH 🍒🍒🍒

View all 18.725 comments

Yourusername LUNCH!!!!

OliviaRodrigo AMAZING!!

User1 WE SUPPORT YOU BILLIE 💙💙💙💙💙💙🫂🫂🫂✨✨✨✨✨✨🦋🦋🦋🦋🦋🦋

User2 hot hot hot hot hot hot hot hot hot ho-

User3 wifey

User4 💙💙💙💙💙

User5 I LOVE YOU

User6 MUSIC VIDEOOOO

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Instagram

Liked by charli_xcx and 6.725.156 others

billieelish LOVE YOU CHARLIIIIIIII. BIG WEEK

View all 10.025 comments

charli_xcx Construction era incoming!!

Yourusername hot hot hot

User7 of course she had a real 🚜 like why not?

User8 MOMMYYY

User9 where did you get all the underwear?

User10 from her shows and Y/n

User11 wowowowoowowowow

User12 Charli likes boys but she knows I’d hit it🗣️🗣️🗣️

User13 🔥🔥🔥

|———————————<3—————————————|

Instagram

Liked by billieelish and 5.725.836 others

Yourusername My amazing girlfriend just released an album and did a remix with Charlie xcx!!!! Dear billie, I am SO proud of you! And I feel honoured that I get to call you my girlfriend (and that you wrote me songs)

View all 11.642 comments

billieelish I LOVE YOUUU!!!

Yourusername 💙❤️💙❤️💙❤️

User1 AAAWWWW

MaxVerstappen1 Whipped

Yourusername shut up

User2 IM IN LOVE WITH THEM!!

User3 I can’t believe that they do so cutesy on insta but then you hear the songs about her and they are so DIRTY

User4 I’m in love with their love

User5 IM SCREAMINGG

|———————————<3—————————————|

Instagram

5.625 likes

F1_Gossip Billie eilish seen in the paddock!!

View all 60 comments

User6 OMG!!

User7 she looks so happy!!

User8 Supportive gf!!

|———————————<3—————————————|

Instagram

Liked by yourusername and 5.825.124 others

billieelish MY GIRLFRIED JUST WON HER FIRST F1 RACE!! I am so proud of you!! Aso it was really great meeting everyone in the paddock!

View all 12.625 comments

Yourusername ILY THX MWUAH!

Landonorris it was gray meeting you too!

Maxverstappen1 always a pleasure to see you

Oscarpiastri congrats Y/n!

User9 SHE RUINED HER AESTHETIC FIR HER!! THEY ARE IN LOVE LOVE!!!

User10 now we have 2 supportive girlfriends!

User11 I loved seeing her on my tv!

User12 same! And I loved seeing her talking with the other drivers!

User13 THEY ARE BOTH SO HOTT!!

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[a-d-nox]

economic advice and timely buying tips: 2025 transits

as of late, social media has many discussions about what to buy - or avoid buying - over the next few years, largely in response to the political climate in the united states. across europe, many regions are actively preparing their populations for potential crises (sweden's seems to be the most popularly discussed - link). due to the urgency and pressure to act, as if the world might change tomorrow (and it could though i believe we still have time in many places), i’ve decided to analyze the astrological transits for 2025. in this post i provide practical economic advice and guidance on how much time astrology suggests you have to make these purchases everyone is urging you to prioritize. if it seems to intrigue people i’ll explore future years as well.

things the world needs to prepare for in 2025 in my opinion and why my advice is what it is: the rise of ai / automation of jobs, job loss, geopolitical tensions, war, extreme weather, inflation, tariffs - a potential trade war, a movement of using digital currency, the outbreak of another illness, etc.

uranus goes direct in taurus (jan 30, 2025)

advice

diversify investments: avoid putting all your money in one asset type. mix stocks, bonds, index funds, and, if you feel comfortable, look into sustainable investments or new technologies.

digital finance: familiarize yourself with digital currencies/platforms or blockchain technology.

build an emergency fund: extra savings can shield you from sudden economic instability. aim for 3-6 months’ worth of expenses.

reevaluate subscriptions and spending: find creative ways to reduce spending or repurpose what you have. cancel subscriptions that don't align with needs/beliefs, cook at home, or diy where possible.

invest in skills / side hustles: take a course/invest in tools that can help you create multiple income streams.

by this date stock up on

non-perishable food items like canned goods, grains, and dried beans. household essentials like soap, toothpaste, and cleaning supplies. basic medical supplies. multi-tools. durable, high-quality items over disposable ones (the economy is changing, buy something that will last because prices will go up). LED bulbs, solar-powered chargers, or energy-efficient appliances. stock up on sustainable products, like reusable bags and water bottles. blankets. teas. quality skincare.

jupiter goes direct in gemini (feb 4, 2025)

advice

invest in knowledge: take courses, buy books (potential bans?), and/or attend workshops to expand your skill set. focus on topics like communication, writing, marketing, and/or technology. online certifications could boost your career prospects during this time.

leverage your network: attending professional events, joining forums, and/or expanding your LinkedIn presence.

diversify income streams: explore side hustles, freelance gigs, and/or monetize hobbies.

beware of overspending on small pleasures: overspending on gadgets, books, or entertainment will not be good at this point in time (tariffs already heavy hitting?).

by this date stock up on

books / journals. subscriptions to learning platforms like Skillshare, MasterClass, or Coursera. good-quality laptop, smartphone, and/or noise-canceling headphones. travel bags - get your bug out bag in order. portable chargers. language-learning apps. professional attire. teas. aromatherapy.

neptune enters aries (march 30, 2025)

advice

invest: look into industries poised for breakthrough developments, such as renewable energy, space exploration, and/or tech.

save for risks: build a financial cushion to balance your adventurous pursuits with practical security.

diversify your income: consider side hustles or freelancing in fields aligned with your passions and talents.

"scam likely": avoid “get-rich-quick” schemes or ventures that seem too good to be true.

adopt sustainable habits: focus on sustainability in your spending, like buying high-quality, long-lasting items instead of cheap, disposable ones.

by this date stock up on

emergency kits with essentials like water, food, and first-aid supplies. multi-tools, solar chargers, or portable power banks. art supplies. tarot or astrology books (bans?). workout gear, resistance bands, or weights. nutritional supplements. high-quality clothing or shoes.

saturn conjunct nn in pisces (april 14, 2025)

advice

save for the long term: create a savings plan or revisit your budget to ensure stability.

avoid escapism spending: avoid unnecessary debt.

watch for financial scams: be cautious with contracts, investments, or loans. research thoroughly and avoid “too good to be true” offers.

focus on debt management: saturn demands accountability. work toward paying down debts to free yourself from unnecessary burdens.

build a career plan: seek roles / opportunities that balance financial security with fulfillment, such as careers in wellness, education, creative arts, or nonprofits.

by this date stock up on

invest in durable, sustainable items for your home or wardrobe that offer long-term value. vitamins or supplements. herbal teas or whole grains. blankets. candles. non-perishable food. first-aid kits. water. energy-efficient devices.

pluto rx in aquarius (may 4, 2025 - oct 13, 2025)

advice

preform an audit: reflect on how your money habits and your long-term goals.

make sustainable investments: support industries tied to innovation, like renewable energy, ethical tech, or sustainable goods.

expect changes: could disrupt collective systems, so build an emergency fund. plan for potential shifts in tech-based industries or automation. AI is going to take over the workforce...

reevaluate subscriptions and digital spending: cut unnecessary costs and ensure your money supports productivity. netflix is not necessary, your groceries are.

diversify income streams: brainstorm side hustles or entrepreneurial ideas.

by this date stock up on

external hard drives. cybersecurity software. portable chargers. solar panels. energy-efficient gadgets. non-perishable food. clean water supplies. basic first-aid kits and medications. portable generators. books on technology and coding. reusable items like water bottles, bags, and food storage. gardening supplies to grow your own food. VPN subscriptions or identity theft protection.

saturn enters aries (may 24, 2025)

advice

prioritize self-reliance: build financial independence. create a budget, eliminate debt, and establish a safety net to support personal ambitions. avoid over-reliance on others for financial stability/decision-making.

entrepreneurship: consider starting a side hustle / investing in yourself.

save for big goals: plan for major life changes, such as buying property, starting a business, etc. make a high yield saving account for these long-term goals.

by this date stock up on

ergonomic office equipment. home gym equipment. non-perishable foods and water supplies for potential unexpected disruptions. self-protection; consider basic tools or training for safety. high-protein snacks, energy bars, or hydration supplies. supplements like magnesium, B-complex vitamins, etc. stock up on materials for DIY projects, hobbies, or entrepreneurial ventures.

jupiter enters cancer (june 9, 2025)

advice

invest in your home: renovating what needs renovating. saving for a down payment on a house.

focus on security: start or increase your emergency savings. consider life insurance or estate planning to ensure long-term security for your family/loved ones.

embrace conservative financial growth: cancer prefers security over risk. opt for conservative investments, like bonds, real estate, and/or mutual funds with steady returns.

focus on food and comfort: spend wisely on food, cooking tools, or skills that promote a healthier, more fulfilling lifestyle (maybe this an RFK thing for my fellow american readers or this could be about the fast food industry suffering from inflation).

by this date stock up on

furniture upgrades if you need them. high-quality cookware or tools. stockpile your pantry staples. first-aid kits, fire extinguishers, and home security systems. water and canned goods for emergencies. paint, tools, or materials for DIY projects. energy-efficient appliances or upgrades to reduce utility costs.

neptune rx in aries/pisces (july 4, 2025 - dec 10, 2025)

advice

avoid financial conflicts: be mindful of shared finances or joint ventures during this time.

avoid escapist spending: stick to a budget.

by this date stock up on

first-aid kits, tools, and essentials for unforeseen events. water filter / waterproof containers. non-perishables and emergency water supplies.

uranus rx in gemini/taurus (july 7, 2025 - feb 3, 2026)

advice

evaluate technology investments: make sure you’re spending money wisely on tech tools, gadgets, or subscriptions. avoid impulsively purchasing the latest gadgets; instead, upgrade only what’s necessary.

diversify streams of income: explore side hustles or gig work to expand your income sources. focus on digital platforms or innovative fields for additional opportunities.

reassess contracts and agreements: take time to revisit financial contracts or business partnerships. ensure all terms are clear and aligned with your goals.

prioritize financial stability: uranus often brings surprises, so focus on strengthening your savings and emergency fund.

avoid major financial risks: uranus retrograde can disrupt markets. avoid speculative ventures and focus on stable, low-risk options.

by this date stock up on

lightweight travel gear or items for local trips. radios, power banks, or portable hotspots in case of disruptions in digital connectivity. stockpile food, water, and household goods to maintain stability during potential disruptions. invest in high-quality, long-lasting items like tools, clothing, or cookware.

saturn rx in aries/pisces (july 13, 2025 - nov 27, 2025)

advice

review career: assess whether your current job or entrepreneurial efforts align with your long-term aspirations (especially considering the state of the world). adjust plans if needed.

strengthen emergency funds: aries energy thrives on readiness. use this time to build/bolster a financial safety net for unforeseen events.

prepare for uncertainty: build a cushion for unexpected financial changes, especially if you work in creative, spiritual, or service-oriented fields.

by this date stock up on

health products that support long-term well-being. essential supplies like first-aid kits, multi-tools, or non-perishables. bath products. teas. art supplies. drinking water or water filtration tools.

jupiter rx in cancer (nov 11, 2025 - march 10, 2026)

advice

strengthen financial foundations: building an emergency fund or reassessing your savings strategy. ensure everything is well-organized and sustainable.

by this date stock up on

quality kitchenware, tools, or cleaning supplies. pantry staples and emergency food supplies.

please use my “ask me anything” button if you want to see a specific asteroid god/goddess OR topics discussed next!

click here for the masterlist

© a-d-nox 2024 all rights reserved

[zingyyyyyy]

Right well I've decided to start writing more lately so why not post these short stories

Story of 12.01 2025

Part 1

"OMG why is this so difficult!" I moan looking down at my homework. No matter how hard I try, it just doesn't make sense to me. I look at the poem, that my English teacher has cursed me with. I try to read it... well what I'm doing can't really be called reading, it's closer to looking at hieroglyphic writing and praying for it to make sense. Obviously this doesn't work and I rest my head on the blank piece of paper, where my analysis was supposed to be. I look out through my window and observe the night sky. The moon is pretty tonight, it reminds of the sleepless nights, that I used to spend with my mother.

Whenever I couldn't fall asleep my mom would bring me outside and we would look out to the stars and moon as she would tell me about her day. The stories were really boring, but I enjoyed spending time with my mom and faking falling asleep so that she would carry me back inside. I really miss those days. Now I'm too old for that, 17 to be exact, and my mom is barely ever home, due to her picking up a second job and more night shifts. My parents really love each other and after my dad's car crash, rendering him unable to work and forcing him bedridden, she had to be the sole income source for us. I run errands at home, to try and alleviate pressure from my mom, but she still has it rough.

I have completely abandoned hope, I have accepted that my homework will remain unfinished and I'll just take Mr. Owens snarky comments and humiliation. I dread going to school and as I lean back in my chair, I slowly begin getting drowsy. As I think of the boring day that will follow tomorrow

thud

I open my eyes and see a village. Everyone is panicking grabbing their belongings. I hear children crying, thing being thrown out of windows, people are scrambling for their lives and running from something, but what. I look around me. What could it be? What are people so afraid of?I can't find it. This fact causes me to panic and I begin to run around trying to find anything or anyone that will tell me what's going on.

Out of nowhere a boy, with a familiar face but his name escapes me, runs at me and hugs me so incredibly tight

"Silvia, you're alive. Thank God, I thought you were gone." He says with tears streaming down his face

"What?" I am so confused. Where are we? Who is he? How does he know me? Why should I be dead? Why are we running, better yet from what are we running? All these questions I want to ask, but I'm not given the chance to speak.

"Listen to me closely, you need to get as far away from here as possible. Start running and don't look back, I will find you someway, somehow, you just need to make it out of here alive. Got it?" He pushes me away and screams for me to run. I scream out "Wait!!", but I'm already swallowed by the crowd and he's gone. What the actual fuck was that?

I begin making my way through the crowd, reason remaining unknown, but I'm sure the boy had a reason. His face is so familiar, but I just can't remember his name. What is his name?

I make it out of the village and don't stop running. I'm surprisingly fast, but I don't have time to think about how I found the time to work out. I keep running, until I find a small pond and I look at my reflection. It's still me, but I'm covered in cuts and bruises, plus my clothes are covered in blood. I collapse...

and I wake up...what just happened?

[crossover-enthusiast]

I want to make a post about this just because

Pelo is currently holding a charity livestream for the Nariz Roja foundation!

Nariz Roja is a Mexican foundation dedicated to helping low income families in Mexico that have been affected by cancer (according to their website). You can donate here if you're able

The stream is various music compositions made by different artists, set to a loop of Skid and Pump watching a movie

The songs are:

Spectral Strut (Scary Swings remix)

Streber's Lament (Friendly Nightmares remix #1)

It's Spooky Day! (original)

Yesterday's Tomorrow (Tomorrow remix)

Pumpkins and Skeletons (original)

Frightful Daydreams (Friendly Nightmares remix #2)

The Chill (The Thrill remix)

A Real Vampire! (A "Real" Vampire remix)

Don't Knock on That Door (original -- the video calls it "Don't Knock on the Door")

HatzGhouls (Hatzgang remix)

Bumps in the Attic (The Attic Atrocity remix)

Crimson Lake (original)

Pumpkin Clock (original)

[quotemenevervore]

I.. kinda owe everyone an explanation on here.

For brick, I tried my damnest to get the masterpost to work and it simply refuses to post, I’m sorry but I do plan on trying to move my fics to AO3 and then shrunken manhunt will definitely be in order

As for everything else.. it’s been rough. Quit my job, trying to get a new one cause I need the income, can’t even stream because of all the housework and unpaid babysitting and all that jazz being tossed onto me, I’ve barely even been able to touch my computer let alone set up a modpack for an smp, though I do plan on making one.

The full on truth is.. I’ve really hit a wall. I’ve been trying to push through it, I have multiple fics that are in various stages of being finished, but with all the stress going on in my life right now I just.. can’t bring myself to write. I hate not being able to do anything, to not be able to get fics out like I used to. I wish I could just grab that drive I had and bring it back, but things just don’t work that way.

I have a doctors appointment tomorrow about finally getting a psychiatrist involved, and perhaps once I’m on a better mindset, I’ll finally be able to fully return. I know I’ve kinda been on Hiatus, and this is just an explanation for that.

I’ll be happy to let everyone know when this is all said and done, but for now I’m just gonna be.. lurking.

For those that do have my discord, I’ll still be available there, and I’ll be active there. I just can’t write fics and stuff right now.

Sorry everyone 😞

[pink-booty-butts]

Hey, I just wanted to ask how you were doing? Have you had a nice day? Anything good happen? Just wanted to let you know that we all appreciate you!!! <33

omg anon you're the sweetest! 💛

I'm doing alright! tbh I've been having a prolonged existential crisis so I've been trying to get to the bottom of that by getting clear on some of my life goals (I made some vision boards over the weekend lmao) which has definitely helped!

I've also been quite stressed bc I've been applying to jobs to have a stream of income in the meantime while i wait for my self-employed era to kick off, one of which I had the 1st and 2nd interview today (normally not the case, but I had to reschedule bc of my dad's last minute announcement of needing a drive to the dentist so I asked to reschedule the 2nd one and they just let me do it today! which ended up being easier bc I didn't have to do a cooking demonstration like I would've had to if I did it tomorrow 😂) I ended up getting a job offer from them, so I now have to choose between 3 jobs I've been offered by tomorrow evening which is amazing and tbh i feel so grateful and blessed to have options bc ik not everyone has that luxury, tho it is slightly stressful 😂 but at least I don't have to worry about money haha

also I found some suprisingly healthy flowers from the 99 cent store today (tho they were actually $1.49 each lmao) so I'm VERY happy about that bc I need more butterflies and wasps in my garden to destroy my enemies (earwigs and hungry caterpillars that absolutely demolished my basil and lima beans 💔)

I appreciate you and everyone else who follows me so much as well!! I feel really bad I haven't been super active recently, it's just the life stress has made it a bit hard to focus on writing 😂 but I do have some wips I'm working on, and anyone that's requested stuff I know I'm taking forever but I promise I haven't forgotten!! I'll probably make a wip list to keep yall updated and to help keep me slightly organized haha

but anyways yeah! thank you so much for asking!! I'll def try to have something posted soon for you guys 💛💛💛

[australiawidewealthservices]

Retirement Planning Advice in VIC: Secure Your Future With Confidence

Are you prepared for the financial demands of retirement? Retirement is one of the significant milestones in life and thus must be planned well in advance with a proper strategy that you can use to ensure the maintenance of your lifestyle. Therefore, decades ahead of your life post-retirement are indeed crucial for making a real difference between now and the good tomorrow you seek.

Understanding what matters in retirement is the beginning of a good financial preparation. The Retirement Planning Advice in VIC guides in formulating plans as per specific needs, but also helps in superannuation, income streams, and other areas of investment diversification. Proper advice involves having the right tools and information at your disposal in order to make smart decisions for long-term financial security.

Key Considerations for Retirement Planning in Victoria

The first step, therefore, in retirement planning is to identify what type of income you will have. It would be from superannuation funds, personal savings, government entitlements, and investments. This knowledge has helped structure a sustainable financial plan.

Equally important is to estimate future costs of healthcare, housing, travel, and leisure. Given that retirement can last a long time, having an accurate projection of your needs helps prevent shortfalls.

Why Professional Advice Matters?

Superannuation is perhaps the most significant tool in planning for retirement. It offers immense tax advantages and long-term growth. However, knowing how superannuation works in Victoria would help maximize it. Simplifying such complexities is very easy with a financial adviser.

With Retirement Planning Advice, you get the expert advice you need to make informed decisions for your particular circumstances. You can be guided in aligning your income streams with your goals, receiving information about Centrelink entitlements, and receiving support in setting up a diversified investment portfolio. With such professional guidance, you can have confidence in planning for a secure and enjoyable retirement.

In conclusion, Retirement Planning Advice in VIC is the key to achieving financial security and peace of mind at retirement. With the advice of professionals, you will be able to develop a strategy tailored to your income management and superannuation optimization to help you achieve your long-term objectives. Plan for today and build a comfortable future.

[darkmaga-returns]

Putin dismisses Trump's NATO proposal. Italian journalist arrested in Iran. Sectarian Killings In Syria. Trump Posts Bizarre Truth Social Message. Patients Received CV Jabs while under sedation

Lioness of Judah Ministry

Putin dismisses Trump's NATO proposal amid rising tensions

Vladimir Putin rejected the suggestion from U.S. President-elect Donald Trump's team that Ukraine's membership in NATO would be delayed by at least a decade in exchange for Russia agreeing to end the war against Ukraine, reports the Institute for the Study of War (ISW).

According to experts from the Institute for the Study of War (ISW), Vladimir Putin rejected the proposal from Donald Trump's team regarding a potential peace plan. This proposal entailed delaying Ukraine's NATO membership by at least a decade in exchange for Russia ending the war. Responding to a journalist's question on December 26 at 10:00 a.m. Eastern Time about commenting on Trump's team's proposal, Putin stated that it doesn't matter whether Ukraine joins NATO "today, tomorrow, or in 10 years."

US intelligence points to possible misidentification of Azerbaijani plane by Russia, MSNBC reports

There is US intelligence that Russia may have mistakenly shot down an Azerbaijan Airlines flight that crashed in Kazakhstan on Wednesday after misidentifying it as an incoming drone, MSNBC reported on Friday, citing two unidentified US military sources.

Exclusive: Survivors on Azerbaijani plane say they heard bangs before it went down

BAKU, Dec 27 (Reuters) - Two passengers and one crew member on the Azerbaijan Airlines plane that crashed in Kazakhstan told Reuters that they heard at least one loud bang as it approached its original destination of Grozny in southern Russia.

Flight J2-8243 crashed on Wednesday in a ball of fire near the city of Aktau in Kazakhstan after diverting from an area of southern Russia where Moscow has repeatedly used air defence systems against Ukrainian attack drones. At least 38 people were killed while 29 survived. "After the bang...I thought the plane was going to fall apart," Subhonkul Rakhimov, one of the passengers, told Reuters from hospital.

EU country ready to host Russia-Ukraine talks – PM

Slovakia’s Robert Fico made the announcement on social media

Slovakia is willing to host any kind of peace negotiations between Russia and Ukraine, Prime Minister Robert Fico announced on Friday. Fico reportedly floated the idea privately to Russian President Vladimir Putin during his recent visit to Moscow. Since his election in 2023, Slovakia has criticized the EU and NATO approach to the conflict and advocated for a ceasefire and talks. “If someone wants to organize a peace negotiation in the Slovak Republic, we will be ready and hospitable,” Fico said Friday in a Facebook post.

US could buy Nord Stream – Vucic

The Serbian president has made the prediction following recent reports about an American investor’s bid for the pipeline

The sabotaged Nord Stream 2 gas pipeline could become the property of a US investor in a year, and gas supplies from Russia to the EU could be resumed through the connector, Serbian President Aleksandar Vucic has suggested. Vucic shared his view about the future of the pipeline in an interview with the German news outlet Handelsblatt published on Friday. “I dare to predict: In a year at the latest, Nord Stream will be owned by an American investor, and gas will flow from Russia to Europe through the pipeline,” the Serbian leader said. “Mark my words. One year until Nord Stream is up and running!”

[civitra]

The Best Strategies for Early Retirement

Imagine achieving financial freedom by 45, traveling the world, or pursuing your passions without worrying about money. With over 60% of millennials expressing interest in early retirement, the dream is more achievable than ever.

Thesis Statement: Early retirement involves meticulous financial planning, disciplined savings, and strategic lifestyle adjustments. This guide explores the best strategies to help you retire early and live the life you’ve always envisioned.

Financial Foundations

A. Savings and Investment

High-Yield Savings Accounts: Build an emergency fund with a high-yield savings account to ensure financial security and cover unexpected expenses.

Investing in the Stock Market: Leverage long-term growth opportunities through index funds, ETFs, and diversified portfolios. Consistent contributions and compound interest are your allies.

Retirement Accounts: Maximize contributions to tax-advantaged accounts like 401(k)s, Traditional IRAs, and Roth IRAs. Take full advantage of employer matching programs.

Real Estate Investing: Explore rental properties for passive income, REITs for diversified real estate exposure, or flipping houses for higher returns.Tip: Seeking guidance from a financial advisor in Kolkata can help you navigate these investment options effectively and tailor them to your retirement goals.

B. Budgeting and Expense Reduction

Creating a Detailed Budget: Use tools like apps or spreadsheets to track income and expenses, identifying areas for savings.

Reducing Unnecessary Expenses: Cut back on discretionary spending, such as dining out, streaming subscriptions, and impulse purchases.

Negotiating Lower Bills: Contact service providers to negotiate lower rates on insurance, utilities, and internet plans.

Downsizing or Simplifying Lifestyle: Move to a smaller home, reduce car ownership, or adopt minimalism to significantly lower living costs.

Career Strategies

A. Increasing Earning Potential

Negotiating Higher Salaries: Research industry standards and confidently negotiate raises during performance reviews.

Seeking Promotions and Career Advancement: Acquire new skills, take on leadership roles, and pursue certifications to climb the corporate ladder.

Starting a Side Hustle or Business: Generate additional income streams by freelancing, consulting, or starting a small business aligned with your expertise.

B. Career Flexibility

Remote Work: Reduce commuting costs and increase work-life balance by transitioning to remote roles.

Part-Time Employment: Gradually reduce work hours while maintaining income through part-time roles.

Consulting or Freelancing: Transition into a flexible career path with potentially higher pay and autonomy.

Lifestyle Considerations

A. Healthcare

Exploring Healthcare Options: Understand options like COBRA, Medicare, or health insurance marketplaces to ensure coverage post-retirement.

Maintaining a Healthy Lifestyle: Reduce long-term healthcare costs by prioritizing physical fitness, mental well-being, and preventive care.

B. Debt Management

Creating a Debt Repayment Plan: Focus on high-interest debt first, using strategies like the snowball or avalanche method.

Consolidating Debt: Simplify repayments with balance transfers or consolidation loans, potentially lowering interest rates.

C. Estate Planning

Creating a Will: Ensure your assets are distributed according to your wishes, avoiding legal complications for your heirs.

Establishing a Trust: Protect assets and minimize estate taxes by setting up a trust tailored to your financial situation.

Conclusion

Early retirement requires dedication, strategic planning, and a willingness to make sacrifices today for a better tomorrow. By building a strong financial foundation, maximizing career opportunities, and adopting a sustainable lifestyle, you can achieve financial independence and retire on your terms.

Call to Action: Start planning for your early retirement today. Whether it’s creating a budget, attending financial workshops, or exploring investment options, every step counts. Remember, consulting with a financial advisor in Kolkata can provide personalized strategies to help you achieve your early retirement goals. Your dream of early retirement is within reach—take the first step now!

[flipocrite]

This post talks about how streaming’s replacement of the DVD has fundamentally changed the nature of what kind of movies are profitable – and therefore what kind of movies get made. The vast majority of a film’s revenue is now made within the first few months, whereas before there would be a steady income from DVD sales long after it left theaters. The new business model incentivizes the production of disposable movies, where you hype it up with eye candy and flashy effects and A-list actors and locked-down spoilers and plot-twists; these make shock-and-awe movies that you text your friends about after leaving the theater but probably won’t watch again. If you really feel the need to, you can stream it, which won’t make nearly as much profit for the content creators as a $20 DVD. How many people watched Endgame when it first came out? How many people do you think bothered to watch it in 2022? The art of cinema used to tell stories that could sustain you for life. If your favorite movie growing up is a hearty meal (“We come back to this restaurant to order this all the time”), the ones being made now are often cotton candy or shitty cakes smothered in fondant (“It looked delicious but I will have forgotten it by tomorrow unless it makes me sick”). Movies simply don’t have to be good anymore, that’s why it’s the perfect business model to grab Chris Pratt and not tell him anything. If he, intentionally or otherwise, leaks that Luigi dies to save Mario and is resurrected with a 1-up mushroom (“Well that just happened!”), how much hype will that drain from the film’s only method of profiteering?

for the mario movie???? the mario bros movie?? the actors can't know the plot of the mario movie??? they're scared of plot leaks for mario the movie?? the movie mario???? we're getting not just chris pratt but chris pratt acting BLIND????????

[sudlifeexpart]

Understanding Retirement Policy: A Comprehensive Guide to Pension Plans

As individuals journey through their careers, one inevitable milestone looms on the horizon: retirement. Planning for retirement involves careful consideration of various financial aspects, with a pivotal component being the pension plan. In this guide, we delve into the intricacies of retirement policy, focusing specifically on pension plans and their significance in securing a stable financial future.

What is a Pension Plan?

A pension plan is a retirement savings

 strategy established by an employer to provide financial support to employees once they retire. It serves as a form of income replacement, ensuring retirees have a steady stream of funds to sustain their lifestyle after exiting the workforce.

How Do Pension Plans Work?

Pension plans operate on a simple premise: employees contribute a portion of their earnings into the plan during their working years, and upon retirement, they receive regular payments from the accumulated funds. These contributions are often matched or supplemented by the employer, further bolstering the retirement fund.

There are two primary types of pension plans:

1.Defined Benefit Plans: In this type of plan, the employer guarantees a specific payout amount to employees upon retirement, usually based on factors such as salary history and years of service. The employer bears the investment risk and is responsible for ensuring that there are sufficient funds to meet the promised payouts.

2.Defined Contribution Plans: Unlike defined benefit plans, defined contribution plans specify the contribution amount made by both the employee and the employer. Common examples include 401(k) plans in the United States and Registered Retirement Savings Plans (RRSPs) in Canada. The eventual payout depends on the performance of the investments made with the contributions.

The Importance of Pension Plans in Retirement Planning

Pension plans play a crucial role in retirement planning for several reasons:

1. Income Security: Pension plans provide a reliable source of income during retirement, reducing the risk of financial instability in old age.

2. Tax Benefits: Contributions to pension plans often come with tax advantages, such as tax deferrals on investment gains or deductions on taxable income.

3. Employer Contributions: Many employers match a portion of their employees' contributions to pension plans, effectively increasing the amount of retirement savings without additional cost to the employee.

4. Long-Term Financial Planning: By participating in a pension plan, individuals commit to long-term financial discipline, ensuring they have adequate savings to support their retirement lifestyle.

Conclusion: 

Understanding retirement policy, particularly pension plans, is essential for anyone embarking on their journey towards retirement. By actively participating in pension schemes and making informed decisions about contribution levels and investment options, individuals can build a solid financial foundation for their post-work years.

As you navigate your retirement planning journey, remember that the decisions you make today will shape your financial future tomorrow. Take advantage of pension plans offered by your employer, seek guidance from financial advisors if needed, and make prudent choices to secure a comfortable retirement.

Click here to explore more retirement planning tips and resources to help you achieve your financial goals.

[johnmichaelkrohn]

Tips Mitigate effects Recession

Uncertainty is part of the business journey. The economy is an important part of any business and an economic downturn can change the picture of your business. Renowned businessman John Michael Krohn is going to discuss one of the common downfalls of the economy in this blog. It is important to take proactive steps to safeguard our financial well-being. Have a look at how we can minimize potential recession dangers with some smart tips.

Establish Emergency Fund

it is very important to maintain your emergency fund. Saving regularly is a very important and very good habit. No matter how much you are currently saving, strive to save additional portions of your income regularly. John Michael Krohn recommends setting aside a minimum of three to six months’ worth of living expenses in a separate account.

Diversification is important

Don’t rely on only one income source or one way to save money. Diversifying your income source can provide stability during economic downfalls. Exploring side income opportunities and investing in conservative passive income streams can generate additional revenue/savings to mitigate the short-term effects of a job loss.

Lower Your Debt

Personal loans, and credit card bills become the biggest burden during economic downfall. Paying off debts systematically and avoid overuse of credit is important to escape from these situations. Avoiding unnecessary borrowing can be very useful in facing any unexpected financial situation. Reducing debt should be a priority to reduce stress during economic downfalls.

Prioritize the needs and expenses

Prioritize saving over spending. Building an emergency fund should be a top priority as it acts as a safety net during tough times. As stated previously , aim to accumulate at least three to six months’ worth of living expenses in case of job loss or unforeseen circumstances.

Create A Budget

Budgeting plays a vital role in recession-proofing ourselves. Tracking expenses and prioritizing needs over wants helps us identify areas where we can cut back on spending. Creating a realistic budget allows us to save more effectively and adjust our lifestyles according to the economic climate.

Stay up to date with the current economic situation in the world

Staying informed about the economy is crucial for making informed decisions. An economic downturn takes time. Reading financial news, attending seminars or webinars on personal finance, and seeking advice from professionals will equip us with the knowledge needed to adapt our strategies accordingly. Information is an important tool to stay safe from the recession effects.

Live Within Your Mean

Covid situations have taught us many meaningful lessons about saving money and financial stability. It becomes more important for individuals to adopt a frugal mindset and live within their means. Moreover, tracking our spending habits through budgeting apps or spreadsheets can provide valuable insights into where our money goes. This practice allows us to pinpoint areas where we tend to overspend and make necessary adjustments accordingly.

Insure your greatest asset in the event of a personal health event.

Whether there is not a recession or not, the biggest risk to your financial well being is the devastating effects of a long-term disability. PLEASE make sure you clearly understand any group disability policy that you may have and augment, if possible, with a personal disability policy. You insure your home vehicles and other valuables . Do not overlook your most important asset which is your ability to generate ongoing income.

Conclusion

John Michael Krohn: To make yourself more recession-proof, it is essential to follow these tips that will help you navigate through challenging times. Taking proactive measures today will ensure a more secure financial future tomorrow. Start preparing yourself for unexpected financial changes will help you to face recession situations.

Originally Posted: https://www.johnmichaelkrohn.com/tips-mitigate-effects-recession/

[daveg65]

291 - Is that a Touch Screen on your HomePod? - With Guest Bob Fairbairn Jeff Gamet, and Ben Roethig

The latest In Touch With iOS with Dave he is joined by guest Bob Fairbairn, Jeff Gamet, and Ben Roethig. Bob joins us for the first time is 4 years and we talk about the release of iOS 17.4 beta 1 that fixes bugs. Apple releases their earnings results The Company posted quarterly revenue of $119.6 billion, up 2 percent year over year, we review all the results in the main categories. Vision Pro available tomorrow 2/2 we discuss what the influencers have said and will we buy it. Jeff and Dave pledged to the icon Factory and discuss how this could be a great app. Plus much more.

The show notes are at InTouchwithiOS.com


Direct Link to Audio 

Links to our Show

Give us a review on Apple Podcasts! CLICK HERE we would really appreciate it!

Click this link Buy me a Coffee to support the show we would really appreciate it. intouchwithios.com/coffee 

Another way to support the show is to become a Patreon member patreon.com/intouchwithios

Website: In Touch With iOS

YouTube Channel

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Mastadon

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Spoutible

Topics

Beta this week. iOS 17.4 Beta 1 was rereleased Apple Seeds First iOS 17.4 Public Beta With EU App Ecosystem Changes, Re-Releases Dev Beta 

iOS 17.4 beta 1 gets rare mid-stream update

Apple Seeds First Beta of watchOS 10.4 to Developers

References to 'homeOS' resurface in tvOS 17.4 beta

iOS 17.4: Using Apple's New Podcast Transcript Feature 

Apple is updating one of the oldest apps on your iPhone

Apple releases their earnings results The Company posted quarterly revenue of $119.6 billion, up 2 percent year over year, and quarterly earnings per diluted share of $2.18, up 16 percent year over year. 

Apple reports first quarter results

Apple's Q1 2024 Earnings Call Takeaways 

Apple reports nearly $120B quarter: Full charts 

Apple Now Has More Than 2.2 Billion Active Devices Worldwide 

Cook 'incredibly excited' about generative AI coming to Apple gear later in 2024

Vision Pro available tomorrow 2/2 we discuss what the influencers have said. Vision Pro Reviews: Surprising Battery Life, 'Weird' Personas, and More

What Reviewers Have Learned about Apple Vision Pro 

Vision Pro won't let you save web apps to your home screen 

Jeff and Dave pledged to the icon Factory and discuss how this could be a great app. Makers of Twitterrific want to defragment online media with Project Tapestry 

The Iconfactory Launches Project Tapestry, a Kickstarter Campaign to Create a Universal Inbox for RSS, Social Media, and More 

Will carriers start advertising their logo on every call? AT&T seems to be. Android phones on AT&T will now show brand logos on incoming calls

There are more details on the EU changes with iPhone and iPad. Apple's EU App Store Changes: iPads, TestFlight, Default Stores and More 

Apple Further Explains iOS 17.4's New Default Browser Prompt in EU

Here Are All the iPhone Changes Coming to EU Users by March 6

News

Rumor: Apple's Touchscreen HomePod Coming This Year: Everything We Know

Apple Extends Modem Licensing Deal With Qualcomm Through March 2027

Apple Savings Account Interest Rate Increases to 4.50% APY

Apple Card Users Earned More Than $1 Billion in Daily Cash Last Year Apple  Press Release. 

Honda launches wireless CarPlay retrofit option for select 2018-2022 cars

Apple TV+ viewers watched 17 billion minutes of 'Ted Lasso' in 2023

Apps

Arc Search Review: My New Default iPhone Browser

Orion Web Browser from Kagi

https://kagi.com/orion/

Our Host

Dave Ginsburg is an IT professional supporting Mac, iOS and Windows users and shares his wealth of knowledge of iPhone, iPad, Apple Watch, Apple TV and related technologies. Visit the YouTube channel https://youtube.com/intouchwithios follow him on Mastadon @daveg65, and the show @intouchwithios

  Our Regular Contributors

Jeff Gamet is a podcaster, technology blogger, artist, and author. Previously, he was The Mac Observer’s managing editor, and Smile’s TextExpander Evangelist. You can find him on Mastadon @jgamet as well as Twitter and Instagram as @jgamet  His YouTube channel https://youtube.com/jgamet

Ben Roethig Former Associate Editor of GeekBeat.TV and host of the Tech Hangout and Deconstruct with Patrice  Mac user since the mid 90s. Tech support specialist. Twitter @benroethig  Website: https://roethigtech.blogspot.com

About our Guest

Bob Fairbairn Does Technology and Audio systems consulting and most of his work is around what he calls “end-user computing and mobility 

Websites: http://SmarterCaTS.com Bob's Tool Shop KE9A https://www.bobonstereo.com Land and Lens Mastodon: @bobfa

Here is our latest Episode!

[moneysaving]

Navigating Financial Independence: A Student's Guide to Financial Freedom

Introduction: 

Achieving financial independence as a student might seem like a daunting task, but with strategic planning and disciplined habits, it's entirely possible. This blog post will guide you through practical steps to help you become financially independent during your academic journey.

1. Set Clear Financial Goals:

Begin by outlining your financial objectives. Whether it's covering tuition, managing living expenses, or saving for future endeavors, having clear goals provides direction.

2. Create a Realistic Budget:

Develop a detailed budget that includes all your expenses and income sources. Be realistic about your spending habits and identify areas where you can cut back without compromising your lifestyle.

3. Part-Time Work and Internships: 

Explore part-time job opportunities or internships related to your field of study. This not only adds to your resume but also boosts your income.

4. Scholarships and Grants: 

Actively seek out scholarships and grants. Many organizations offer financial aid based on academic achievements, extracurricular activities, or specific fields of study.

5. Smart Saving and Investing: 

Start saving early and consider investment options suitable for students, such as low-risk investments. Learn about the power of compounding to make your money work for you.

6. Utilize Student Discounts: 

Take advantage of discounts available exclusively for students on various products and services. This can significantly reduce your overall expenses.

7. Freelancing and Side Hustles:

Leverage your skills by freelancing or engaging in side hustles. Platforms like freelancing websites or tutoring services can be lucrative.

8. Manage Credit Wisely: 

Understand the basics of credit, and if you decide to use credit cards, do so responsibly. Building good credit now will benefit you in the long run.

9. Cook at Home and Meal Prep: 

Eating out can quickly drain your budget. Learn to cook simple and healthy meals at home, and consider meal prepping to save time and money.

10. Networking and Mentorship: 

Build a network of mentors and peers who can provide guidance on financial matters. Learning from others' experiences can be invaluable.

11. Emergency Fund: 

Establish an emergency fund to cover unexpected expenses. Having a financial safety net can prevent you from accumulating debt during challenging times.

12. Continuously Educate Yourself: 

Stay informed about personal finance topics. Attend workshops, read books, and follow reputable financial blogs to enhance your financial literacy.

Conclusion: 

Becoming financially independent as a student requires a combination of discipline, strategic planning, and resourcefulness. By setting clear goals, budgeting wisely, and exploring various income streams, you can pave the way for a financially secure future. Remember, small steps today can lead to significant financial freedom tomorrow.

Learn more about your favourite posts...

[gofordigitalindia]

How do I start affiliate marketing?

If you're looking to monetize your online presence and explore new revenue streams, affiliate marketing is a powerful avenue to consider. This comprehensive guide will walk you through the essential steps to start your affiliate marketing journey, from understanding the basics to implementing effective strategies.

Understanding Affiliate Marketing

At its core, affiliate marketing is a performance-based model where you earn a commission for promoting other companies' products or services. You act as a middleman, connecting your audience with valuable products, and earning a percentage of the sale or a fixed fee for each conversion.

Step 1: Identify Your Niche

Before diving into affiliate marketing, identify your niche. Choose a niche that aligns with your interests, expertise, and has an audience that can benefit from your recommendations. This ensures authenticity in your promotions and resonates better with your audience.

Step 2: Research and Select Affiliate Programs

Research and choose affiliate programs that align with your niche. Look for reputable companies, products or services with high conversion rates and competitive commissions. Some popular affiliate programs include Amazon Associates, ClickBank, and ShareASale.

Step 3: Build Your Platform

Establish a platform where you can share your affiliate links and recommendations. This could be a blog, YouTube channel, podcast, or social media profiles. Ensure your platform provides valuable content related to your niche, setting the foundation for trust with your audience.

Step 4: Create Quality Content

Craft high-quality, engaging content that seamlessly incorporates your affiliate links. Whether it's blog posts, videos, or social media posts, focus on providing value to your audience. Share honest reviews, tutorials, or personal experiences with the products or services you're promoting.

Step 5: Disclose Your Affiliate Relationships

Transparency is key in affiliate marketing. Clearly disclose your affiliate relationships to your audience. This builds trust and ensures compliance with regulations. Most affiliate programs provide guidelines on how to disclose your partnerships appropriately.

Step 6: Optimize for SEO

Optimize your content for search engines to increase visibility. Conduct keyword research to identify relevant terms related to your niche and incorporate them naturally into your content. SEO optimization enhances your chances of attracting organic traffic.

Step 7: Leverage Different Channels

Explore various channels to promote your affiliate links. Utilize social media, email marketing, and collaborations with other content creators. Diversifying your promotional channels widens your reach and increases the likelihood of earning commissions.

Step 8: Track and Analyze Performance

Use tracking tools provided by affiliate programs or third-party analytics to monitor the performance of your affiliate links. Track metrics such as click-through rates, conversion rates, and earnings. Analyze this data to understand what strategies are most effective with your audience.

Step 9: Adapt Your Strategy

Affiliate marketing is dynamic, and what works today may not work tomorrow. Stay informed about industry trends, adapt your strategy based on performance data, and be open to trying new approaches to optimize your results.

Step 10: Comply with Regulations

Be aware of and comply with relevant regulations governing affiliate marketing. Familiarize yourself with disclosure requirements and ensure that your promotional activities adhere to legal standards.

Conclusion

Embarking on the affiliate marketing journey can be a rewarding experience when approached with strategy, authenticity, and dedication. By identifying your niche, selecting reputable affiliate programs, creating valuable content, and staying adaptable, you can build a sustainable income stream through affiliate marketing.