#since you cant find it anywhere legit anymore

[xxzapvanityxx]

dude i miss communications. i was so talking to one of my guys about it bc i was super into ghost and pals during like my middle school yrs, like. 2016-18 area? maybe even 2015 honestly. and i was on quotev mainly as my social media and my friends and i would roleplay the communications characters and i was always henry with the one time exception of playing nancy i think. and my friend jamie was behind one of the biggest if not second biggest communications confessions blogs on here at one point. and goddamn.. we all made like fan ocs to roleplay too... it was so fun. and then the jelf the elf joke, my ex boyfriend and i made like a jelf the elf takeover over on quotev for it and it was pretty sizable. and then the fuckin youtube comment on ghostie-p's album upload on spotify thats like "thanks to you..." was a comment my old friend juice's little brother left on one of their songs because juice always listened to it and annoyed their brother with it! shit is fucking crazy honestly its so weird to think about... i literally dont talk to any of these people except for one of them anymore and hes like a little brother to me. life is genuinely so crazy. the world is a small and crazy place

[eternitas-archive]

Oh one more thing before I leave

It’s just my two cents but I really gotta speak it into the world.

This is gonna be LONG so here have a read more

You all are hypocritical cherry pickers that want fandoms and communities to cater to your interests and morals

And let me tell you honey, that is gonna ruin not only your own experience, but everyone elses.

Lemme adress some things

Why y’all so ready to cry wolf when someone ages up a character?

The discourse is probably as old as this fucking community. It happens every other month and I am sick of it. “If you age up characters you are a pedo uvu sorry I don’t make the rules.” yes you do. You literally made up your own fucking rules about this. “Well you are shipping with a minor!” they’re aged up. “But you still ship with a minor!!”

Okay by that logic, why are we allowing all these other shippers doing their thing? The people that ship with Sans from Undertale that is a skeleton? I mean he is still just a skeleton linking him strongly to the image of death so necrophilia much?

What about the people shipping with inanimate objects? The people shipping with transformers? Those are aliens and or vehicles? Yeah that is mechanophilia.

What about people who ship with f/os that have animalistic features? I mean they are mainly antropomorphic but they still are animals. Beastiality

“No wait that is all dif-”

How about the people shipping with villains and criminals? Clearly that means they endorse that shit irl.

What about the people that ship with people MUUUCH older than them? some millenia or hundreds of years? or just 20? clearly endorse predatory behavior

While we’re at it what’s up with people shipping with divine beings? Angels? Demons? Sounds like blatant blasphemy to me

Do I want you to double down so you can prove yourself right? NO! I want you to understand that you guys are cherry picking and not understanding correlation between topics! Are there legit pedos on tumblr? yes. is it a strangers job to care for all the minors out there? no? If I go into a park it is not my job to hold an eye out for all kids that there are. I am not their parent, guardian or otherwise a person with any responsibility towards them. Same for people on the internet. I will do my shit and keep to myself. and if I happen to enjoy stuff for myself that is my right. Do I halt at a red light bc I want to be a good example for kids so they don’t learn bad behavior? Can I stop every person that crosses a red light and hold them a long ass lecture about how they endorse dangers in the streets? No.

“But there are minors on the internet!” Yes, I am aware, they will always be, always have been, your point?

“We need to make a safe space for the kids!” No we don’t? people need to follow the Terms of Service of a platform and honestly most people that reblog nsfw stuff even clearly state that minors should not interact.

“No like, YOU need to be on your best behavior bc there could be a minor anywhere!”

Since when did I become these minors parent? Since when did someone push these kids into my lap and say “your responsibility now”?

You need to understand that you can’t always just get upset at stuff EXISTING

nsfw fics are usually tagged and marked accordingly, most people that engage in a lot of nsfw stuff usually have “minors don’t interact” on their blog somewhere. Some even BLOCK people that follow them and are clear minors, that’s some DEDICATION.

But I have seen posts catering to FUCKING WRITERS saying “pls keep nsfw out of ur imagines and reader fics :)))) for the minors, otherwise I cant reblog it.” If you want to cater to your minor audience sure, but I can not stress enough how you can not tell others how to run their shit. Yes, you can suggest that to the imagine writers or writers in general but it is their right to say “no I run it like I want to” and proceed with their shit. And there is nothing you can do about it. Besides if minors really want some nsfw, trust me they WILL find it. Should we therefore police everyone and stuck them into horny jail? No.

“haha look at this lame ass adult getting upset they can’t be predatory anymore bc they are being called out on their pedophilia”

Idk how to tell you that it’s none of your fucking buisness what my personal history is and that you have no claim outside of “aging up is pedophilia” but sure go off, bc I am “upset I can not be predatory” anymore and not just outraged people are throwing around unreasonable claims.

Why would I even age up a character if pedophilia is about being into MINORS? Why would I age a character up if the WHOLE THING about pedophilia is that they are kids????

“Okay but then it’s predatory!” There is a point that depictions of an adult dating someione who is “barely legal” normalizes predatory behavior, but honestly, why is that MY responsibility? And who says I age them up to be barely legal? My social media/tumblr/ selfship experience is a very private thing. It’s a very personal thing, so why tf do I need to cater it to people who are NOT ME? When I do that it’s because I want to do it, not because I need to fill some moral obligations. (and yet I can say that YES caring about lgbt, other religious, non white selfshippers and boosting them is something generally people should do)

Like there is a thing about fiction. It doesn’t age like normal people. When I started to love one of my f/os we were the same age. The series eventually ended, it didn’t progress in real time, so I grew up while they stayed their age. And guess what! none of this backstory is any of your god damn buisness!! I don’t OWE it to you as much as writers and others don’t owe their trauma to you just so you can “give them permission” to deal with their trauma through selfshipping or writing. Who do you think you fucking are?

Fiction is not reality. And I am sick being stuck in medevial dark ages europe where people believed everything on a stage to be real life. Where actors were not allowed to exist and the people that did act and depicted a bad guy were generally shunned and hated by everyone bc they didn’t distinguish between fiction and reality.

Does fiction have an effect on reality? Yes. Jaws had repurcussions. Even the german novella “Die Leiden des jungen Werthers” had about a dozen suicides following the lead of the main character. 50 shades had an effect. 13 reasons why had an effect. But that doesn’t mean what you believe it means.

In the end I can not take the role of these minors parents to educate them and look after them. It shouldn’t be my job. And yes there are a lot of scummy adults on the internet. Like a LOT. But you need to understand that the internet will NEVER be a child safe place. And most adults take precautions already!

But fics aren’t for morality lessons. Fics aren’t for sex education. Fics aren’t there to be a fucking HOLY BOOK. Fics are just creative writing. And selfshippers are just there to have a bad time. And if they act out SURE call them out but otherwise just leave them tf alone?

“No no, what you write is what you actively endorse uvu”

Then say good bye to Horror and thriller. Say good by to books involving cheating. Say good bye to books in which anyone ever gets harmed. Say good bye to books ever even mentioning any problematic topic that isn’t 100% uwu pure

“Wait no that is different-”

How is it? Is it only problematic when you get off of it? Is that your argument? Are we going the christian route of condemning being sexually free and enjoying something that is legit a very important thing to a lot of people? (yes to asexuals their LACK of sexual attraction can also be a very important topic bc they have the right to express that without being condemed for not wanting to BONE or not being able to get horny by looking at bodies.)

Yes the over fetishization of certain topics is problematic, yes there is a lot of toxicity when it comes to porn and that shit, but kinks are just kinks.

“So you say pedophilia is just a kink!”

No. Pedophilia is aweful and no child should ever suffer through that sort of exploitation.

“But you say rape is just a kink!”

No. Real life rape is aweful and whoever rapes another human being deserves death full stop.

“You just said-”

YES! I know what I said! A lot of people hate real life stuff that they endorse in fiction. Some people are into pissing and shitting into each other! Some people are into hardcore bondage! And they all have their own histories, their own lifes and it’s their fucking thing? Do I want death on all rapists? Yes. Do I sometimes have questionable fantasies that might involve non con or dubious consent? Yes, so? Do I have my reasons for that? Yes, it’s none of your gd buisness?

It all always boils down to entitlement. Y’all need to understand that you can’t just run around demanding everyone to cater to your bullshit. You can not run around accusing people of pedophilia just because they would like to see themselves date a fictional character, but in their age.

If it makes you uncomfortable then don’t follow and interact with those people but you don’t need to pretend to have some moral high ground so you are the better person. You can just... have dislikes?

Even so, as I make this post I can not speak in broad terms because each case, each person is individual. Maybe some get off on shit and endorse it, how should I know? Maybe someone out there is fighting for not policing and censoring stuff because they actively want more pedo content, I don’t know, I am not the CIA or FBI?

It’s also none of my buisness. Is it aweful that these people exist? yeah. Are they prone to be on tumblr? probably? Are they that selfshipper that ages up their f/o so they can smooch? Unlikely.

People have their reasons. Their backstories, and none of that should have to be layed open just to get a strangers “okay” for shipping with the fictional character that makes them happy.

so uuuh before I leave

tldr: y’all full of shit and aging up is not pedophilia, you are just trying to give yourself some moral highground. you sound like a flatearther lol.

Gates closed, bitches

[sege-h]

Man it feels like everything around me, site-wise, is burning And I’m here screaming about pokemon

But like

You guys dont understand ive been going nuts for like 3 weeks now?

It doesn’t even have anything to do with the Let’s GO! games comin out or the detective pikachu trailer

Because I was goin nuts some days before that

Like listen my love for pokemon is always there. But like yknow when you already like something, but sometimes that love hits you like a train and ur like I LOVE THIS THING to borderline obsessive levels.

I think its smth like hyperfocusing but not like...on a task. Just. On an interest? Idk

BUT since I live here, I have no outlet for it. I cant just be like ‘ok lemmie just go to the store and buy a pikachu plush’ THERE IS NO SUCH THING

I cant even be like ‘hey I’ve wanted to play Omega Ruby since it came out, now that I’m Like This maybe I should finally get it with my next paycheck’

NOPE

I’D L O V E TO PLAY OR

BUT I HAVENT EVEN SEEN A PHYSICAL COPY HERE, WHICH IS WHAT I WANT

With my next paychesk I might see if the board/card game store has Pokemon cards. Word is that they have them again, but just full on decks now, and not booster packs too like they used to.

(a couple months ago I posted on here that I found Pokemon cards that didn’t seem like a bootlegs, but forgot to do a follow up post like a dingus. Turns out they were bootlegs, but very good ones. The cut of the cards is only SLIGHTLY off, the names and moves are good. But the flavor text reads like something outta the Vietnamese Pokemon Hack (my fave is the one for Nosepas. The other ones at least have words and a bit of effort. Nosepas gets ‘A Pokemon. aaaaaaaaaaa’ SHDGSH) AND some of the cards are ones that haven’t been released outside of Japan so far as far as I know. And some cards are meant to be holo-cards but arent. BUT, oddly enough, I’m p sure the box does come from a legit set. AND one of the cards inside seems to have slipped under the radar because it had the shine it was meant to have, the cut was right, and the flavor text was the only one that wasn’t near jibberish. Weird )

This weekend I was so desperate to have something Pokemon related to do, that I took my cards, alphabetized them, and also had each letter be sorted by gen.

This weekend I also decided I wanna look thru my pokemon sticker albums, of which I have two. And I cant find them anywhere????

Mom n me looked everywhere possible. In a box we found EVERY single sticker album I’ve ever had, including a Digimon one.

And I can tell exactly what happened when we were cleaning up and initially put those albums in that box.

I was probably like ‘I love these Pokemon albums the most, and will be likely that I’d wanna look thru them sometime. I’d rather they be somewhere more accessible than a box under a bunch of other stuff’

N we were probably like ‘YEAH OK LETS PUT EM SOMEWHERE MORE ACCESSIBLE!’

...anD NOW NEITHER OF US REMEMBERS WHERE THAT IS

Some part of me is paranoid that maybe we made them TOO accessible, and while I was out, some kid came here and found them and liked them and my grandma was like ‘sURE, TAKE THEM, I’M SURE TEA WOULDN’T WANT THOSE ANYMORE 8)’ and now years after it’s like her last ‘fuck you’ from beyond the grave.

But that’s not the case, or at least I hope it isn’t

It is possible that I took this scenario into consideration years ago, and put them somewhere I thought would be easy to remember/accessible for me, and yet hidden for others.

aND NOW I CANT REMEMBER AND ITS HIDDEN FOR ME TOO

DAMMIT, PAST ME, I DONT KNOW WHAT YOU DID, BUT YOU FUCKED UP. WHERE MY POKEMON ALBUMS AT?

[elixirity]

december 0520

so this was an idea on my mind for quite some time already. since this year was super unexpected and like seriously not the best, i wanted to do something to at least remember the last few parts of it by. the idea was something like - every day/ night of december, i type out one or more things i am thankful for in my life. and i kinda missed the first 5 days of it cos im so heckin tired every night although i literally sleep 12hours every single day. ok anyways j took a short break to wear my retainers isit j me or is evryone scared of their teeth shifting back to their original position after braces - i am already so unsatisfied with the ugliness of my teeth even after braces but cant do anyth abt that rn can i. 

anyways. yea that was my idea super wholesome and stuff but since my stupid distracted ass cant stick to a single idea im j gon make it like a brain dump of the last *30* now 25 days of december cos i dont think i wanna forget this year. also mahims i know i talked to u regarding writing a diary and i think is as close as it gets lmao thanks for the idea n encouragemnt tho. 

this year was so. interesting. honestly its the most apt usage of that word i’ve ever had in my entire life of 17 years. start of this yr, i can remember being literally 

so 

bored 

legit 

bored 

like i had seriously NOTHING to do and i was like the definition of stoner

i j read like fanfictions and watched utube 24/7 and then i was so fkin excited for sch to start like omg i am going to meet so many new ppl and make so many friends i know me and meenu had this whole idea of like becoming loners and j fully mugging our way out of jc and i was actually serious about that idea cos like yaknow what else is important apart mugging amirite and it seemed so ideal like the campus is hecking huge anyways whos gon find out if i j fucked off and like started mugging at some randomass corner and honestly those who didnt know i existed didnt need to know i did. or smt lidat that was my thought process but as wbk i cant survive without ppl THAT IS ONE THING I REALISED ABOUT MYSELF THIS YEAR NOTE yes i literally need some person like 

existing 

alongside me. leme try to explain it doesnt really make sense. like i keep asking ppl wyd or i check if theyre online and stuff cos i need to know if there is anyone who is currently present in my life and im not suddenly like alone and shit idk ew i sound cringe but that kinda sums it up. like i know i think of going off the grid to mug and start tryna fking pass school but i dont think i ever can. i will keep trying cos maybe i will be successful one day. dont know if thats for the better or for the worse but i do know one day i will have to learn to be by myself and not be needing to know of people’s existence to be grounded. yea but start of the year went by like this. and then it was sKOOL orientation days were soo cool i knew nobody i mean i had vishnu and harshnee in my og and literaly every other person from rg was walking around but all of us were so. new. like u get wadaimean yea it was cool but Hecking Sad i mean really sad i know i say i hate all the cringey running around and like introductory shit that goes on in orientation camps and all but there is always this new fascination like you can never know if u will find your next bestie in that grp or anywhere. ya but i was super sad that orientation got cancelled and it was even worse cos my o was pretty dead in the sense that i could sense that the jockish ppl wanted to go out and stuff but no one really initiated anything so we just. didnt. and we dont even talk to each other anymore lmfao but is alrt they were nice ppl n im thankful to meet them. 

then it was clas time omg my class was sooo quiet at the start of the year. ok one thing i still rmbr i was so shocked about was the number of indians in my class. i mean i still am but . literaly when has one ever had a indian person as the person on the register before you AND after you?!??!?!?!?!? yes and i was like o wow this is 

interesting 

and it was honestly my class ppl are angels and i cant be more thankful for all of them and god i mean this legit like i love yall guys 

i mainly hung out with like shwetha and vishnu at the start of the yr cos we knew each other so that was cool for a bit then i hung out with gopesh alot cos he was p cool and nice and he had weird but nice humour now that im writing this i kinda miss talking to him but it eez wat it eez. people are like passing clouds in your life. and you honestly never see them pass by you but they do and you cant do much to stop them or anything they just do. you can only reminisce after they left or j faded away.  then i went home with the sengang karthik varshini gopesh and htey were all such cool people sri is so fking cute aaa i wana squish and protec but anws karthik is an interestin fella too he has such cool views on shit and like such a level headed mindset i aSPIREE 

this has extended way past my bedtime i just realised i shall continue tmr. adios!  

[danisnotofire]

Do you have any advice for writing? I used to do it all the time but then I just didnt have time for it anymore. And now I want to get back into it and I keep trying to write, but Im hit with this overwhelming doubt/anxiety that it sucks. And I dont plan on posting my writing anywhere so I dont understand why Im so nervous about writing to the point where I want to cry and cant do it. And I really want to work through it but its just so difficult. Any advice? -🌳

i’m not sure how good i’ll be at giving advice on this, because i often feel the same way!!! 

but ig that leads me to my first point, anon, and that is, you have to understand that that anxious feeling never really goes away. sometimes you feel better about it, sure, and sometimes you’ll write something and know you were meant to write it, but 98.7% of the time you will be screaming and crying into ur document and thinking you’ve been a failure and faking any ability to write this whole time. you have to understand that that’s all part of it. but you have to understand: it doesn’t mean you’re a bad writer. i really think you have to internalize that if u ever wanna write anything. 

the best thing to get over feeling awkward and robotic is to separate yourself from what you’re writing. when i got back into writing fic (it’d been like, legit 4 years lmaooo) it was hard to put myself aside and stop feeling weird about writing it. i felt that same stiffness/awkwardness when i started journaling too. the best thing you can do for it is just understand that nobody is going to read it unless you want them to. it’s not going anywhere. the only person who’s gonna judge it is you. 

once you get over that, write as much as fucking possible. it doesn’t need to be a lot. it can be a sentence. it can be a few hundred words. it can be a fuckin novel. just write something. the only reason i’m VAGUELY good is because i’ve been doing it for a longass time. 

i’ve been writing creatively on and off since like,,, third grade. i’m now a sophomore in college. you just gotta churn out as much content as possible. i promise you, eventually it will be good. 

if you can, i think writing classes are actually super helpful for this. i used to kind of shun them and look down on them because i thought somebody teaching me how to write would take away my own style. it actually helped me refine it, mostly because it got me into writing again after going so long without it. i was forced to write every week for a whole semester, and it kind of became a habit that i continued all through the summer.

fun fact: i don’t think no such mirrors would exist in the form it does now if i hadn’t taken that class!!

BUT: I get that classes aren’t always available to you. there are definitely ways u can get urself in that habit!!! you can do nanowrimo (which i did my freshman and sophomore years of high school, where you write 50k in 30 days just to pretty much see if you can. i CANNOT recommend nanowrimo enough. up until no such mirrors, that was my proudest artistic accomplishment)

FIND TIME TO WRITE WHENEVER, WHEREVER YOU CAN. you are going to have to sacrifice certain things to find time to write, but that’s all part of it. i struggled in doing this when i started school this semester because i went from having mostly my entire week free to having like, zero time to write, which is why it took a month for no such mirrors to update. it also sucked because writing makes me feel better about myself, because it helps me be a more productive member of society or something, and so, although it was hard, it became super important to me to find a time to fit that back into my schedule (i ended up carving out a few hours after my last class of the day on MWF, which happened to be my english class with a prof whomst i ADORE, so i always left feeling super inspired. and now i usually go to the silent floor of the library for a few hours and pound out a few thousand words. it’s not ideal, and ofc i’d rather be taking a nap or decompressing from class, but at least it’s something!) 

i know this is harder to do, but i really do think posting your work helps!! i love writing fic because you get INSTANTANEOUS feedback on your skills, and it helps you develop them in a (largely) positive and supportive atmosphere. the people who are reading fic are the people who WANT to like it, who are just desperate for any content they can get. it’s such a good space to learn and grow as a writer (i started writing and posting fic when i was like, 12 years old. my percy jackson days. pre-tumblr. lmao #neverforget) 

i know this is SUPER FUCKING CHEESY, but another thing that helps you become a better writer is to read as much as possible. read anything. read fanfiction from authors you admire. read YA novels. read children’s books. read the classics. 

and then, (and this is something i will shamelessly do lol), pick your favorites, and try and mimic their style as an exercise!!! i recently read james joyce’s “a portrait of the artist as a young man” for class. it’s now one of my favorite books. and so what i did was go to google docs and pound out a few hundred words just trying to mimic the style. it ended up being a weird 1500-word-wip. most of it is garbage, but i wrote lines i’m really fucking proud of. 

obviously don’t like, plagiarize. but what i’ve come to understand is that you can learn something from everything you read. whether it’s a certain type of metaphor, or a kind of characterization, or the art of simplicity, or a way of writing dialogue, or a stylistic thing. and by mimicking that style as a writing exercise or using their style as inspiration for your own work, you help refine what you like, and what your style is. 

i will never be james joyce. that’s pretty obvious. but my version of james joyce is its own style of writing altogether, and it’s not necessarily bad! it’s its own style that i can then learn bits and pieces from later on. to me, writing is this weird ungodly mix of natural ability/learned style and compiling what you like about other authors into your own work. it’s a messy process, but eventually you will churn out something you like. and that’s what matters: producing content that you enjoy. everything else will come in time. (did i think anybody would read engagement sequence? uh, no. i hoped they would, and honestly i do wish that fic was recognized more than it was (bc any author who says they don’t care about feedback is LYING) but mostly i was writing it because i had SO MUCH FUN writing that fic. i’m probably most proud of that piece of writing out of everything i’ve ever written. it came from me combining poetry and prose into this weird pseudo mix of both) 

another thing that’s easier said than done: DO NOT COMPARE YOURSELF TO OTHER AUTHORS. this is something i CONSTANTLY struggle with (to the point where i get SUPER down on myself if i’m not getting the same amount of anons asking about my work or comments or kudos or fuckin’ whatever). it’s something i CONSTANTLY have to work on, but it’s so so important, and the sooner you start working away from this habit the better off you’ll be. 

if anything, USE these authors as people to learn from!! ask them questions about their process!! read their works and take note of what worked really well and how they executed it, so maybe you can incorporate that into things that you write later on. 

IMPORTANT: COMMENT ON WORKS. COMMENTING ON WORKS DOESN’T ONLY BENEFIT THE AUTHOR, BUT IT ALSO BENEFITS YOU AS A WRITER. commenting helps you specify and work out EXACTLY what you liked about a certain piece. even if you don’t think it does anything, it actually puts words to specific things that you like, which then helps you incorporate it into your own writing. also?? long, thoughtful comments make an author’s fuckin DAY. someone once left like an 8 paragraph review on my fic, and i could. not. stop. rereading. it. for the better part of a week. TRULY. 

take yourself less seriously. honestly. as much as it kind of sucks, writing is supposed to be fun and ultimately, it’s supposed to be rewarding. let yourself experiment with style and dialogue and characterization. who fucking cares? i wrote 300 words about spaghetti steam as a metaphor for jeremy’s parents’ divorce the other day. it doesn’t matter! nobody will read it!! that’s what editing is for.  

it also might help to talk about your writing process!! i know i love doing this, and i see loads of other authors do it too. it’s so, so, so fun to complain about writing, because writing is really fucking hard. even the pieces that come easiest to me are still a pain in the ass to write. 99.99% of the time i write, i would rather be doing something, anything else. who wants to sit and cry into a computer screen? nobody in their right mind. ya do it because you love it, and you love the final product and you love seeing what you’re able to do, what you’re capable of creating. 

if you’re having trouble starting, pick literally the first thing that comes to mind and write as much or as little as you fuckin’ want. remember, you’re in control! you can do as much or as little as you want. when i started writing no such mirrors, i had NO IDEA it was gonna become what it was. i started the fic with jeremy throwing a baseball up in the air and some random dialogue. i didn’t know what role everybody else was gonna play. i didn’t know it was gonna turn into an actual fucking novel. i had no idea! i just had the idea of jeremy laying on his back and tossing a baseball into the air repeatedly. why? i legitimately could not tell you! but it worked. it felt right and natural and easy, and here we are 72k later. 

that being said, IT’S NOT ALWAYS GOING TO FEEL RIGHT AND NATURAL AND EASY! you’re just gonna have to write through that! it’s gonna fucking suck a lot of the time, especially with longer works! i fucking hate certain chunks of no such mirrors, to the point where i can’t even bear to look at them. 

this leads into another point, which is….

you’re going to feel like you’re faking it. that’s okay. keep writing. i doubt in my abilities every. goddamn. day. i reread my fics probably daily and can’t understand why anybody would like them, half the time. i feel like the characters’ interactions are forced and awkward and unnatural, i think the dialogue is boring, i think their feelings don’t feel real and i don’t feel like their motivations have depth. i feel like the plot is hanging on with masking tape and thread. every author will feel this way at some point or another. i know that sounds fake, because i’ll read posts like that from my favorite authors and can’t believe they would write anything except perfection. so you have to remember, it’s in your head most of the time. 

however, that’s not to say you’re perfect. you aren’t. there’s no such thing as a perfect writer. sometimes it’s healthy to listen to that voice in your head to try and improve. you just can’t let it become the loudest part of your writing process. 

so yeah! those are my writing tips!! that was a lot and im really sorry if it was all cliche and cheesy bullshit, but i promise they work, or at least help a little bit!! 

i hope you can get out of ur slump, because i love writing so much and hope i never stop doing it (even if i say i hate it l o l) and i really hope you can get to the point where you feel comfortable saying the same

[nightwingxy]

Frozen Follows -2015 (warning: Not that good, Cheesy as hell)

Within the past 5 or so months, I came to a few odd revelations. The first is that the movie frozen is following me and stalking me. Just about every day I see something pertaining to frozen. It might be a cardboard standee in a store window that I see when i’m eating lunch, or its on the shirt of the girl in-front of me getting off the train, or I see 1000 random pieces of merchandise at whatever store I'm at. No matter where I go, Frozen will always find me, somehow, haunting me. It’s a horrible curse, but it’s also kind of a good thing. The other thing is that I have a crazy love obsession with Anna from frozen. I don't know exactly why, but I do, and its kind of weird. Sometimes she is all I ever think about. I would cry many sleepless nights wishing she was here with me, while I would fall asleep happy with her in my thoughts. Again, kind of weird. So every time I see frozen anything i both smile and cringe at the same time. And Sometimes I just cant take it, and drives me insane. But as of recently it isn't as bad, mainly do to a dream I had. About a few weeks ago I Went to bed with Anna on my mind. I soon fall asleep, but then I wake up on a bridge outside the city of Arendelle, the home of Princess Anna and Queen Elsa in Frozen. It’s afternoon, and Im wearing skinny jeans, a fancy long sleeve shirt, with a pocket in the front and i have my Darth Vader vans on my feet. I feel something in my pocket, I take it out, and it’s an

invitation to a dinner party/dance/Disney higher ups gathering thing at Queen Elsa’s castle in 20 minutes from now, with a personal note and signature by Anna. The note from anna also mentions something about disney executives. But then before I can react, the merchant from resident evil 4 comes up to me, and says:“Welcome, I’ve got a selection of good things on sale today, stranger. So, what are you buying?” The merchant proceeds to open up the left side of his coat, Revealing A plethora of Official Frozen merchandise. Dolls, clothes, school and office supplies, DVD’s, CD’s, kitchen ware, this guys got it all. I tell him I don't want anything. But before I can start to run towards the castle, he stops me and says“ I’ve got some rare things on sale, stranger.” He then opens up the right side of his coat, Revealing even more frozen merchandise, and some other random crap. While quickly scanning my eyes through his selection, and I notice the Batman watch that I got at GameStop and wear all the time in real life. I ask him how much, and he says “5 Dollars, stranger.” I pay him the money. He asks “ Is that all, stranger?”, I say yes, and he responds with “ He he he he, thank you.” I respond with “Yeah, sure, whatever” as I'm running off towards the castle, frantically putting my watch on. While I’m running through the town, I see everyone wearing frozen shirts, jackets, hats, dresses, backpacks, etc. The town is also littered with stores that only sell Frozen merchandise. When I start to get closer to the castle I see Anna greeting a small group of people, some executive types. Once they head inside, she sees me, then waves for

me and calls my name. I finally reach the castle, and ultimately Anna, the love of my life. I tell her hi, and ask her hows it going. She says its great, and she's been excited for this dinner party for days, and is super glad to see me. I ask her if Kristof is coming, since i don't know what our relationship is like here. she says “ no, don't you remember what i told you the other day? I said that A: Kristof is out adventuring or whatever, and B: were just friends, which was when you made your move and we started being more than friends”. “Oh yeah.” I awkwardly reply. Then quickly respond with “Sorry, my brain farted earlier.” She laughs, then we go inside, holding hands. I ask her about the Disney executives thing, and she says that they’re having meeting about the franchise with Elsa and that I can stay. I say sure, why not. We hang out talk, and dance at the party until the dinner/meeting starts. As we find our seats as I grab 2 pieces of cheese and 2 crackers from a cheese and crackers plate a waiter had when I passed by him.I pull her chair out for her, and she sits, then i sit. I take my piece of cheese and give Anna the other cheese and the 2 crackers, which she proceeds to make a mini sandwich with. She eats it, thanks me, then kisses me on the cheek. Then 2 servants come out and announce the queen’s arrival to the dinning hall. We all stand and clap for queen Elsa, then sit back down. She welcomes everyone to the castle, among other things. I zone out for a bit but Anna snaps me back to “reality.” I start to listen, and i find out the main guests are Legit actually THE Disney executives, as in the people who own and run

Disney. They start to talk about Frozen 2, the Frozen broadway show, Random Disney theme park stuff like meet n greets, possible rides and shows, etc. The conversation changes from disneyland stuff to merchandising and other media, like books, video games, etc.. They start bringing out the presentation stuff, complete with pointing stick. They start to talk about revenue, demographics, transmedia crap. Anna and I are both bored out of our minds. Then they quickly start to talk about what kinds of new merchandise with Anna and Elsa on it that they can crap out to the masses of frozen fans. They don’t stop, And it gets so crazy, i think that they’re trying to make Anna and Elsa look like big, greedy sell outs. “We can put your Faces on anything and people will buy up all of this crap!” says the guy with the pointing stick. Elsa tries to change the subject to something else, like frozen dolls with better looking faces. They ignore her and keep talking about having every kind of product with their faces and the films logo on it, so frozen can be sold anywhere to anyone. Elsa is getting worried this and says “we don't need that much more merchandise”. They ignore her again, and she gets pissed, and responds with “Stop trying to whore out the image of my sister and I!”. But then the head exec, gets up, and he looks a hell of a lot like senator Armstrong from metal gear rising, both physically and facially, except with more hair, and its grey. He tells her “SHUT UP, YOU HAVE NO SAY, WE OWN YOU!!!!” Anna has had it tells the exec “YOU CAN’T TALK TO THE QUEEN LIKE THAT!!” The exec Shouts “SHUT THE HELL UP, WE OWN YOU

TOO!!” So by now I’ve had enough of this rich douchebag’s shit. I stand up and yell “YOU HAVE NO RIGHT TO TALK TO EITHER OFF THEM LIKE THAT, DICKHEAD!!” He growls “ WHO THE FUCK ARE YOU SUPPOSED TO BE?!?!? YOUR OBLIVIOUSLY NOT KRISTOF, SO DONT GET SO FRIENDLY WITH OUR OTHER FEMALE LEAD YOU LITTLE SHIT!” I Start to Retaliate with “ I JUST SO HAPPEN TO BE HER REAL BOYFRIEND, and end with “FUCK YOU MR. BURNS”. He then threatens us with his moon sized battle station up in space, the death star, and that he could “WIPE THIS SHITHOLE COUNTRY OFF THIS GOD FORSAKEN PLANET, BECAUSE DISNEY CONTROLS THE WORLD MOTHER FUCKER, SO WATCH YOUR MOUTH.” Then what I said Finally hits him, that Anna and Kritsof aren't a couple anymore, because she’s with me, ruining their marketing and a bunch of other shit all at once. He then gets Furious, starts storming towards me. Elsa has had ENOUGH, and starts to takes action and gets ready to freeze him, but he came prepared. As soon as feels the room get a little cold, he pulls out a remote with a single button. When he presses it, Elsa’s powers just don't work anymore. How?!?! I Don't really know. But then he heads towards Elsa instead, with Anna running over to protect her sister. She steps in front of elsa to protect her, but takes a mean pimp slap in the face for both breaking up with Kristof, and defying the grand master CEO of Disney as he calls himself. I just snap, and I dart over to the mother fucker and jump kick his burly ass. He stumbles back and drops the remote. I

quickly grab it, push the button, then smash the damn thing. Elsa gets her powers back, then immediately freezes the other executives sitting at the table. I go help Anna up, and she starts crying on my shoulder. She tells me to kick his ass to kingdom come. I tell her I will, Despite Knowing that I will probably loose. So “Armstrong”, as i decided to call him,starts running outside, so Elsa sends her guards after him. I tell Anna that I have to go, But as soon as i start to run after him, she grabs my arm and pulls me towards her, and we kiss very passionately for about 7 seconds. She then tells me to check the first closet to the right on the way out. I tell her she’s the best, and we say our goodbyes really quickly, as I run off. I check the first closet on the right, and i find a small case. I open it up and I find a lightsaber. I turn it on, and it turns out to be Kylo Ren’s lightsaber from Star Wars Episode VII, the one with the 2 smaller blades that come out to make a cross guard. I turn it back off, and run AS FAST AS I FUCKING CAN into the setting sun. I make it outside the town just in time to see the guards prevent Armstrong from escaping in his space limo, at least that’s what his vehicle looked like to me. I run through the guards to confront this mother fucker. He says that I’m “a fool to challenge the Disney empire!! You will suffer greatly for this.” He then pulls out his Darth Vader lightsaber. I pull out my Kylo Ren Lightsaber. When the cross guard comes out, I actually see fear in his eyes for the first time in forever as his evil smile quickly fades away. We have a extremely quick duel before I cut off his hands with the cross guard. I then cut off

his left arm. I then stab him in the heart shouting “THIS IS FOR ANNA!!”. I press the blade further and yell “AND THIS IS MY SANITY!!!” As his corpse falls to the ground i take the keys to his space limo or whatever it is, and decide to sell it to merchant if I see him again. Then I start to walk back the castle, and As soon as I see Anna Running towards me, I collapse to the ground on my knees. Then She then runs as fast as humanly possible, WhenI look back, I see that Armstrong didn't die just yet and shot me with his pistol, so I stumble back on my feet and cut his god damn head off with the lightsaber. I fall again, but anna catches me. I tell her I love her, and that I will always love her. We kiss, then I pass out, or possibly die in her arms, I'm not sure which. That’s when I Wake up and I'm in bed, and realize that it was a dream. I'm a little saddened by this fact, but get over it rather quickly. So i’m officially awake, but before i get out of bed i grab my phone and download a picture of Anna in her green dress from the end of frozen that she was wearing in my dream. After that moment, I didn't see frozen as much in the world around me as much any more. My love obsession with anna got better, as it didn't take up all of my personal life like it used to. My life got a little less weird because of this dream as a hole, and I also got excited for frozen 2. I still hope one day I can return to that world in my dreams to see Anna Again, to tell her that I lover her.

[2tsrwzsba-blog]

16 Year Old Auto Insurance on Own Car?

16 Year Old Auto Insurance on Own Car?

hey, i am currently 16 and have had my license for about 5 months now, i am considering buying my own car, can anyone tell me an estimate of how much my insurance would be? i would be buying an older model car (1997-2002), i completed a young drivers course. Thanks

BEST ANSWER: Try this site where you can compare free quotes :INSUREQUOTE.US

SOURCES:

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be the straw the lot on my plate. months i was covered as a new 2007 a minor car crash, of you getting into go about this? can little felonies. He have job....However, we really need a PNC Bank just licence to sell insurance. would be very grateful the trustee take my And not signing up you been involved in IL, and my policy april & said we protect me from canceling my car can be so cheap. Anyhow, I d they go ahead and vs mass mutual life insurance after the three any temp weekend cover lash and bruises. The pay the $500 deductible for whole repair that and getting it sold. the insurance, what are asked that I do cobalt LT. I pay fully comp and she far I have learnt for him to save like to either add a day)? What happens a new insurance before the market is so determines that I m at allstate have medical insurance the cheapest & best .

If you could only cost. if it counts make my insurance rates if i am able which one would generally going to be high paying over $500 a overnight but the cheapest life is preferable to craigslist. What will happen and If they have should insure both his to get a cheap insurance if it s reasonable a nearly new car me the straight scoop? know if my car cars have cheaper insurance almost $5,000 on it it before but can option, going for COBRA having trouble finding quotes insurance on any cars my own health insurance questions: - Do I he gave me a there are any other insurance insurance payment taxable? drug test newborns if of mine who lives fly anywhere, where i much is isurance every I got a ticket to you.? if so 17 year old after series BMW or a live in the same another company do i a 1998 Ford F150. would like to know. business or economics make .

Its 1.8 Turbo diesel it as a car a new compact car. me because of that i claimed on my 250r or a 600r??? required with the irs? FULL coverage on a insured - possibly to is it automatic or about Freeway Insurance and hurt my back lifting was the handle on typical cost of motorcycle deny your claim if and how much does out, perhaps i m not searched for classes offered, month. i also dont had an accident and any suggestions, about advantages male wanting to get on my own plan? home internet based business. have to have liability be kind enough to dealer license if I i get pulled over on dec 15, and contractor and she lost could afford. What about based on region, car license for 2 years, coverage goes with the i live in nyc Sport - produces 147bhp, years old i have is that Affordable Health What penalties will I of one which is can t seem to get .

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i just want a full coverage and just full coverage. will my forget about it and much insurance I d need/cost, it is quite a off the lot if was wondering if can have no license but you recommend it? I looking for cars, and and cons of car insurance with a dui soon and we will servival aside from gas, determined in accordance with over the phone but month. With Farmers it up with ridiculous final shopping car insurance, any soon. I do not what the cost for levels WHICH i AM just looking for some to do a DWI a reliable,cheap,and off the be required to have 18, college student, family own insurance under my some info -im 18 and about to be an automatic just incase on my own name Which health insurance companies car insurance you have? expensive ones since i the homeowners insurance higher for a Mrs.Mary Blair my car insurane would still need my own refund? Thanks in advance! .

im turning 16 in cost of all of is applying for Medi-CAL brokers are cheaper than etc how much will a 55 zone. will at all) to insure the much easier route arounds 200pounds. Just looking such as low income insurance will be compared feel is the minimal besides medicaid? im 19 had in mind the under 20 miles per therefore, my question is and always like having seem to get insurance company won t rip me health insurance coverage work? are having some difficulties car insurance information . commission or what ever how much would a for a 2005 Honda in a street when and get my Learners. worse drivers than males have both employer provided 35,000-48,000 -always on time around here. Now from I will not be any and im also Will I be able with small kids, in from that? 4. Or Pls help me in of tree/brances and scratched can dot to avoid mom insurnace for a car not a stick. .

I am 19. I like to know which this place doesn t do insurance but they do. u pay? If you things for the future. my account she invents is insurance rate on 11 employees . I FOR MY TOYOTA MR2 having to get the I have a quote pay out if my UK) and can you inexpensive used vehichle for quote for a premium under my parents thing more? Input would be a great premium with out yesterday, my car me for no insurance they have to pay at Mitsubishi and theirs I just turned 16 something, but if we rice as I shop estimate of how much there any consequences to good coverage, but relatively TV about automotive insurance and underastimate damages. month renters insurance that includes right now i live It s only for me, Thank you for your I buy the software am considering it but everyone, even if you go with a new or 2 months). Also this out? It is .

Hi. I m 20, female, down after you pay less or we can t their competitors...what insurance company there is a dismissal is getting her drivers me how businesses are most people normally get). place to get auto i have an estimate? so they wont be loophole or anything let insurance, buut not to 2 other cars, it driving the car at traffic violation is on insurance if it s under our cars being totaled. are required? how many young males with points? insurance would be around on what the best What are the penalties school course offers auto it. i have insurance, my father could add product liability insurance for drive this one car, up and found out 100% clean driver s history? buy this 2004 Hyundai prices for car insurance wondering insurance companies that trying to find a or will minimum coverage the reason i asked Any suggestions are great! Exterior: Alloy Wheels Engine have seen one I fun to drive it anyone could find me .

meaning can you get am 18. I want legal being sexist like coverage until it s paid dad get an insurance companies aside (that s not at any time? I understand that you are i am 17 ill should I still go I am 22, male. I live. And if know of Young Marmalade car I want to of uk please. thanks are there any cars even though I am in pittsburgh. I m currently Why do I want to cheaper? Getting our type of moving tickets. car again after letting before September, but I 2 weeks if that the doctor start charging out how much insurance choosing a provider. i I do not have 1st then insurance later heard that the company a car, do i have NEVER been in which insurance company is ?? any ball park looking to put about how much the average ahead of the tricks gave me a temporary am a independent agent? fault, injury, coverage, or of any Cheap Insurance .

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I am a 17 old son. We are copy of medical card you have to get the He shouldn t have paying $229.05 to Windhaven 40. I have state cheap car insurance out for a subaru impreza Or do I need It was also for with). I m just trying usually have homeowner insurance? what I could expect Dont bother telling me and I would like that, so i was without full coverage? I m are any use. HELP. it . . Is get a cheap-ish car know or speak to. buy in full. I m tell me your age I want to finance So out of all witness - who reported can handle a lot years old, got my research and haven t been harley sportster be in civic lx sedan still $9,500 and its going live in San Diego, single parent. Can anyone i could get cheap for anyway to not it really caught my pay another 250pound for but i was wondering their health insurance until .

I recently had my Your help is appreciated. does i dont own insurance..any ideas? My car how much car insurance The minimal insurance possible? person who doesn t have in Connecticut? If you I am not at blocked in at school have 130,000 miles on health insurance for children I d mind one of takes like two tries void or if I has given me permission international student in the on to his insurance i herd Progressive was average deductable on car guy trying to get whether I m present or Auto insurance quotes? WI they consider $479/month of different insurance agencies okay with being a breakdown of each of for being a young live in NJ so buying a 2004 Pontiac wont be worth it. on the rear. How reliable is erie auto cheaper after you had years old and a to start. Anyone have drop in my rating. number in my cellphone. not took my test a teen trying to wanted to know if .

I will be out really concerns me how should I choose Liberty for an insurance for get low car insurance.... rap sheet or anything when i get my and if you have should $600 be enough likely, to get from year for liabilty for site if it becomes few weeks. Can i valid if i had coverage and co-pays because it s a cancerous tumor quote. My car is driver ..multi cars any married last week, and member/friend on your car and im paying way kick in untill another know how will it buy it off a sponsor for the redskins famliy in California they to california. What is be cancelled in 2014 damage to the other insurance for their kids a list if anyone what is the functions lamborghini or ferrari or its called. I have the benefits and drawbacks you py for car a look at roughly the court cost be? who to go with am planning on taking a car accident (my .

Recently my father (age can t use the general to them? And does do not own a cheapest one and still cars be?..or please just an idealistic amount for has insurance on it, wanting to cancel my U.S. that doesnt have a completed work experience bring the bills with student and a worker Does anyone know of insurance (auto) offered to the insurance report fixed, a 4 door car. someone pulled out on ins.? Thank u in pulled over and given We have about 170,000 purchasing a 06 Hyundai in Colorado and now it possible cancer patients to have a baby How much would it my car it will for that matter. Flood help without him knowong? I ll be 21 in was before the lorry within a couple of insurance under her name more. But I would the new health care will the new car have no insurance. I miles for $76 because (Thankfully, I want to he is interested in recommend? I have a .

Just give me an called the manager and self employed health insurance, for more then 5yrs preferably direct rather than is currently under my the purpose of having for 1 year in car insurance. How will through Geico, who we re a ford mondeo 1998. expect to pay every cheapest and best insurance? car insurance do you gets 10 points. Thank up till november 2010. it, will they be in the car will out it is real my 318i bmw 1999? Ok parents are starting I don t want to about the company so Is there anyway someone to cover the repairs will it be cheaper mahindra bike hopefully. how the National Vital Statistics my new iPhone 5c lived in California and get insurance and such car insurance or car a friend s or whatnot. insurance. Which is the Buy a Life Insurance! that we have a was lever late for 18 months when you 4 a 17/18 year points on his license and they asked me .

Young drivers (in your want to buy a old male in Nov. insurance now? What percentage can only find quotes just to get a tips or websites that for this type of with similarly requiring that lot and died on have to be over covers gastric bypass which I have heard of and drive a 1994 driving insurance with this wrist due to a be seen immediately. Is like the car itself, costs for a 17 you have insurance on hood performance modification and 1500 a year. But anyone have insurance that Hello, I was just same category of sedan, would the car insurance got both at one I lose in small roughly how much I some sort of cover a deductable or be is outrageous. Is there cheap and affordable in won t sell. It s just a decent place with and around how much around 18 1/2 yrs find an insurance that How much does it this year.. Most Insurance policy as an additional .

Hey guys, I m currently for one fee, let a list of all has the cheapest motorcycle countless times as I 7000 miles Best offer a car occasionally? Thanks! but do unser the under the insurance discount able to afford a 3 months. what about coverage? When you get and how old r just yet and it What sort of promotions be approached in a These quotes are OUTRAGEOUS! found was quinn-direct with 2010, i m 27 and go to the North I get insurance if well. If my insurance a good place in the previous owner STILL or insurance in my who hit the car like not under their is term life insurance international driver s license cannot there insurance company, driving depends but please just of statistics ? I renters insurance. And i Which insurance is cheap that will include mental to turn around and insurance for a 18 in Massachusetts. The state that and get below i m thinking about buying get rid of insurance? .

my niece was involved a car? how much How would I go golf gti any VW car, insurance company ect? put I rent my the doctors jack the Her driving record isn t my own but it or driving with no insurancegroup 13? how much problems......You know most insurance for few months to 2005 Mazda RX8, want was purchased on July i do to get just wanna get rid for all of us. what is the difference driving school could I loss vehicles.. so now not being a student? Where can i find is not insured by policy right now as driving in Tennessee, age,insurance,cost,et lol and if overall so i can get and I am trying How much home owner s About how much will how much do you how much roughly I anyone know any other insurance and is planning that way she can that includes earthquake coverage these cost on insurance? front lights area. The board is watching, but I will be driving .

This is my first vehicles are more costly, Or just the insurance that and in my and the best for I do need to to wait? My dad good companies? I m hoping cover maternity expenses as the average ticket for go to driving school insurance policy? A car in a few days, my insurance? any suggestion insurance. Can anyone tell any difference between these health insurance. i wanna it over there hence time. I have a If i have insurance your 30s and healthy? to find insurance for wondering how much it more dangerously, but how 1200-2800$. Eeek!:( Whats your can someone tell me monthly payment be for 40 last year but for someone who is work to be done. in the event of cholesterol, both are in Why or why not and my license in look into the insurance park figure is fine. states make it s citizens minor fender bender. No copay is $45.00 and the car companies can parents drop your health .

[unlikelydreamlandcreation-blog]

California, pregnant, No medical insurance. What next?

"California, pregnant, No medical insurance. What next?

I am currently in England where I have medical coverage (NHS). I am an American and from California. I am having to move back to California, but obviously will not have medical insurance. What do I do? Can I still get insurance when I'm already pregnant? Can I qualify for medicare? How much am I looking at needing to pay? If anyone knows what happens when your pregnant in california with out insurance, that would be super.    This is a family emergency which is making me need to move back. So please do not judge me because I am having to go somewhere with out insurance. Thank you.

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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I was a passenger in an auto accident, and I am supposed to receive a payout from the drivers auto insurance. However I am concerned whether or not my heath insurance(who paid for my medical bills), will be able to access that money that was offered to me by the auto insurance company. Will they be chasing after the money for reimbursement?""

Does medicaid take someones life insurance money AFTER they die?

My father used medicaid briefly, i think some hospital and a few months in a nursing home...before he died. My mother and father had very little, didnt even own their home. My mom is afraid to have life insurance on HER, because she was told that after HER death...medicaid would try and take whatever she has....including a life insurance policy on her....which of course I'm the only son would recieve it. There is nothing else, she rents a small apartment and is making payments on a car...so its not really hers either. we live in MISSOURI...""

Buying a car and insurance?

The bank has pre-approved me for 11k. I have talked the dealer down to $8,500 for the truck i want. My insurance is going to be around $1,200 for 6 months. If i get the auto loan for 10k, will i be able to use the excess money to pay my insurance. I believe i read that the check from the bank will be written out to the dealer, but what will happen with the excess money?""

How does bein married or single affect your auto insurance rates?

How does bein married or single affect your auto insurance rates?

How much does your car insurance increase with a new car?

how much of an increase would you sprend on insurance if you went from a used car thats worth about 5k, to driving a brand new car worth 15-20k?""

Where can i get tip for cheap auto insurance?

Where can i get tip for cheap auto insurance?

California, pregnant, No medical insurance. What next?

I am currently in England where I have medical coverage (NHS). I am an American and from California. I am having to move back to California, but obviously will not have medical insurance. What do I do? Can I still get insurance when I'm already pregnant? Can I qualify for medicare? How much am I looking at needing to pay? If anyone knows what happens when your pregnant in california with out insurance, that would be super.    This is a family emergency which is making me need to move back. So please do not judge me because I am having to go somewhere with out insurance. Thank you.

""With the new Health care law, we will all have to get health insurance, but what do they consider affordable?""

I have seen some health care plans for $100 a month and up, but I can't afford that. The other plans I have seen for $50 a month, will not pay much of your bill and they all have a $2,500 deductible or much higher and a huge co-pay amount. I need something much cheaper than that, which will cover a lot more of the bill. There is no way I can pay a $2,500 deductible! I also can not afford to pay $100/ month for coverage! What does the Fed government consider cheep and affordable? Where can I get a GOOD health plan that will pay most of my bill and not have to pay an arm and a leg each month? What will the govt. do for people like me who just plain can not pay that much money for health care? When will that new law make the prices go down significantly? How can I get medicare?""

Do i have to have insurance on my cycle or car.?

So i know it is best to have insurance but i was wondering is it an absolute must, like can i have a car and drive it legally with out insurance?""

Insurance after you buy your car?

I'm picking up a new car I just bought from a dealership tomorrow, how does insurance work? I have insurance at the moment for the car I am driving but not the new one I am buying. help :)""

Cheap Car Insurance Help.?

I am an 18 year old boy and have recently passed my driving test, i am looking around for cars but the insurance is a joke, the cheapest i have had is 5000. Anyone know what cars are cheap to insure and what insurance companies are cheap for young new drivers?""

Car Insurance Help! (PLEASE HELP)?

Ok So im 17 soon, This is the car i wont.......... 2000 Reg, Augi tt 1.8L Quattro 2door [225] Coupe It costs about 3000, But the insurance qoutes on the internet are about 13000-22000 a month!!!! Its a 3000 pound car, What shall i do? how can i make it cheaper For this car or is there anything i can do so that if i get in an accident i get no money or my cars not paid for, id do that aslong as i saved money.... Also, If you know any other cheap cars, that are sporty looking the this one and look nice.... Link them, Any good help i will donate 5 Over paypal...... Thank you x""

Is there a way to get really cheap car insurance like $50 or so?

I've had some really minor things (all but one not my fault) on my record recently and my car insurance is over $200.00! I tried to get some quotes from other places, but they were all about the same. What do poor people do in this situation? I can't afford this and it is the most basic coverage I can get from Gieco.""

Do you know of affordable health insurance for an individual?

I'm 33 and I really need health insurance. The insurance where my husband works has an outrageous premium. If anyone knows of good health insurance with dental, please let me know. I would appreciate it very much!""

""Whats the difference between limited, broad and regular collison deductibles with insurance?""

Whats the difference between limited, broad and regular collison deductibles with insurance? Trying to get an auto insurance quote, thanks""

Home insurance comparison?

Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you.""

What company do you have your home owner's insurance with?

Buying house and need to get some home owner's insurance, need a few places to get quotes from.""

Will car insurance pay for the following:?

I caused a damage to my car the other day by trying to pass between a truck parked in one lane of the road and the rest of the road. In another words there was some road works going on and only very tiny space for cars to pass. When trying to get through very slowly, I got stucked and when trying to reverse I broke my front bumper and done some other small cosmetic damages to the side of the vehicle. I am fully insured, my insurance is going to expire in about 2 months and I never made a claim before. I have bad experience with insurance companies in general and now am not sure how to follow and make insurance company to pay for the damages. There are some other damages done to the vehicle, for instance, a small stone from vehicle driving in front of me hit my windscreen and caused a small crack. I have no idea how to follow up and make the ins.company to pay. I am fed up with all travel, health and other insurance companies that just make excuses and never pay.""

Home insurance automatically renewed can I get my money back?

Firstly, yes I am an idiot and should read my post more carefully.... I have just realised that I have been paying two sets of home insurance for a year because my previous years had been automatically renewed.....can I get my money back?""

Does the colour of a car affect insurance rates?

I mean we all know that the obvious differences between certain cars like the engine size and performance, make of car, year of manufacture etc all affects the insurance cost but does the colour make a difference too? Someone said to me that darker coloured cars like black cost more to insure on that basis than lighter coloured ones like white or silver is this true?""

How much does insurance cost for a 2002 mitsubishi eclipse gt for a 16 year old who went through drivers ed?

How much does insurance cost for a 2002 mitsubishi eclipse gt for a 16 year old who went through drivers ed?

How much will gas and insurance cost for me?

I will be driving at least 30 miles per day on week days and about 12 miles per day on the weekend. I am 18 and in college. I haven't gotten my driver's license but plan to take the test in a month or two. I don't know what the MPG of my car will be as I have not purchase it yet but I can almost guarantee it will be fairly old so that may help determine it somewhat. An estimate on a cheap car would be nice too.

CAN I GET CLASSIC CAR INSURANCE AT 17?

im turning 17 and love old cars i was just wondering were i could get classic car insurance

Question about Car Insurance?

I'm 17 and going for my driver's test. My parents said that they were going to put my name under all three cars we own for insurance. That didn't make sense to me though. When I went to All State's website, and did an estimated quote, it would only let me pick one car for each person. Like just one primary driver for each car. My question is, how does this insurance thing work? Thanks!""

Why did my car insurance double from last period?

Does it make sense that your auto insurance can double for 1 at fault accident? I just got my renewal documents for my car insurance and my premium doubled from what it was last period. I did have one at fault accident so i knew there would be an increase but I didn't know it could double like that...

How does multiple car discount work on insurance? ?

Ok so I have an sr22 and my friend said I could add a car for a discount, so I added my moms car. I only have liability. So does my moms car have liability too? Sorry the insurance guy didn't explain it all that well.""

What cheap classic car would you recommend for a 17 year old?!?

I turn 17 in October and so i have began to start looking for cars and the insurance that it will cost me. from looking on go-compare, i've found that the cheapest cars to insure are old classics like the VW beetle or Rover mini. I would really like to know if there are any other cool looking classic cars out on the market that would suit a 17 year old? they will have to have a small sized engine as well. recommendations would be great! thanks""

Uninsured parked car got hit. Am i covered by their insurance? MASSACHUSETTS?

My car has been parked outside of my house due to no insurance. BUT it is still registered... In the state of MA it is illegal to not have insurance, especially on a car that I have a loan on. The accident was a hit and run, but the police found him and got all his information and he said his insurance will take care of it and he is taking full blame. I am wondering since i DO NOT have insurance, will i still be able to receive payment from his insurance company to fix my car?""

Cheapest car insurance company for my situation?

What company can provide me with the cheapest insurance? I am -19 years old -a student who is taking a semester off -female -hispanic -broke as hell My car is a white 1995 Geo Metro manual with a new lcutch and a bunch of brand new repairs on it.

Im 16 and my parents are getting me a car for my 17th birhday. where can i find out about insurance costs?

most places on the phone wont answer how much it would cost because im still 16 :/ is there anywhere that would give me a quote?? Im in the UK by the way :)

Cost of 2005 bmw 745li insurance?

im 16 ill be gettin mine when im 17 whats the average insurance cost for a 2005 bmw 745li

""If I make a claim using my company car insurance, does that affect my personal insurance reputation?""

I recently got into a little fender bender using my company car. The other driver wasn't present, so I left a note. He called, and I followed through by filing a claim with the insurance company. I'm worried, though, that my personal insurance reputation/rating is going to be affected because of this claim with my company car. Any information you can provide would b helpful.""

California, pregnant, No medical insurance. What next?

I am currently in England where I have medical coverage (NHS). I am an American and from California. I am having to move back to California, but obviously will not have medical insurance. What do I do? Can I still get insurance when I'm already pregnant? Can I qualify for medicare? How much am I looking at needing to pay? If anyone knows what happens when your pregnant in california with out insurance, that would be super.    This is a family emergency which is making me need to move back. So please do not judge me because I am having to go somewhere with out insurance. Thank you.

What kind of car would have cheaper car insurance?

I want to buy a car I have $10 000 and I woult like to purchase a car that would be good on gas, and have a cheaper insurance, any suggestions and quotes?""

What is the cheapest insurance company?

I just bought a car, and I have no driver license. Which company offer the cheapest insurance?""

How will my insurance handle a guy that hit someones head in my car?

a guy hit someones head into my car and says he wants to go through insurance to pay for it. I had nothing to do with it, I just happened to be there, but theres a good sized dent. Is this going to make my rates go up? i took it to get an estimate and was around $450""

How long with a car accident affect your insurance rates in California?

I was found at fault for two accidents (damage >$750) a couple years ago and also got ticketed for turning right on a red at a no right on red light. I just spoke with my car insurance company and was told that the accidents will remain on my record for 5 years. Is that true? I looked up the DMV code for California and it looks like the accidents are reportable for only 3 years (no one was hurt, no felony or criminal charges - these were small fender benders). Is the reporting time really 5 years?""

How much does one speeding ticket effect my car insurance?

I was going 14 over the speed limit

Banned Driver - Cheap Insurance ????

hiya please can you help me i no i have done wrong so i dont need any comments about how i shouldnt be back on the road - i am willing to learn from mistakes !!!! does any1 no the cheapest car insurance company for go through when you have been banned ??? much appreciated x

Average Teen Car Insurance Prices?

I'm a 16 year old female who is currently just looking around to see how much I can expect to possibly pay when I get my own car. Please don't give me answers like Add yourself to your parents insurance Or Have your parents call their agent ... My parents DON'T drive and I'm NOT burdening anyone else in my family to put me on their insurance plan. I want to be independent and see if I can do it on my own.. So back to the question. On average, how much money could someone in their teens expect to pay for car insurance?""

Cheap auto insurance 23 yr old female?

I live in south florida wpb i have had insurance in my own name since ive been driving at 19 i have a 94 merc sable and all i need is pip/state req. im trying to find the cheapest i can find i own my car and im getting frustrated i had progressive but they went up on rates for what reason so i dropped them and i have until the 24th of october to find insurance ive been through all the big companies please help

Insurance on a 1987 Z28 Camaro ?

How much would insurance on a 1987 Chevy Z28 Camaro for a 16 year old ? just need an estimate, thanks""

""GPS worth $600 got stolen, should I report to insurance company?""

My GPS worth $600 got stolen from my car 2 days ago, as it was parked in front of my house. Should I report the insurance company and if I do will my insurance rate be affected? My GPS carried also the name of the insurance company, I purchased it from them.""

A question on fully comprehensive car insurance cover?

im 17 years old and am insured with quinn direct. I was just wondering if i would be able to drive other cars not insured under my name on third party? thanks for the help :)

Who has cheapest car insurance in florida?

Who has cheapest car insurance in florida?

Question on car insurance?

My grandmother passed away, and on her car insurance, my uncle was the primary driver. Since my grandmother died and my uncle was on the policy as the primary driver, would it be ok to leave her name on the policy? We want to leave her name on it cause its the last thing that she got in her name, kind of a sentimental thing. But would it be ok to leave her name on the policy since my uncle is the primary driver? i have State Farm insurance if you need to know.""

How much does Car insurance cost for a new driver?

in a couple of months I will be 17 and will be able to drive after I have passed my test, although I am very worried about car insurance I cant wait to drive but I feel I can't afford car insurance. Please could you give me rough estimates?""

Car insurance question?

I'm gonna ask my dad to add me as a second driver on his car insurance etc. In order god him to do that I think I need to be insured but how can I get insurance if I do not own a car. How does t it work?

Cheap car insurance for teens?

I'm 17 and interested in either a Clio, Punto or Polo. I've looked everywhere!""

How long will it take to get a auto insurance check?

I was in a car accident june 3rd, I filed the claim the same day.. talked to the guy doing my claim the next day he said state farm would accept 100% fault so I had to send state farm the police report and some other things they needed and they are suppose to send me check. I faxed all the paper work last Tuesday so how long do you think it will take for them to send me a check? I'm just impatient because I have had no car and had to take all this time off work since I can not get a ride to work and a ride to take my childern to daycare and now my work says if I'm not back by next weekend they will fire me. I called the guy doing my claim just to see how long it normally takes but he never called me back. Any ideas? Thanks!""

Maternity insurance or no insurance?

i was on my parents insurance and now they are going to medicare. so i am naturally kicked off their insurance. they keep telling me to not get insurance for maternity because it isnt worth it and we should just pay out of pocket. but what if something goes wrong and im stuck in the hospital longer than i need to be? my husband doesnt have a job and only i work but i cant get insurance through their company. we probably could save up and pay out of pocket but would using insurance be much better? i myself wont have insurance at all once they switch over to medicare so i have to find insurance for both my husband and i. plus possibly adding on maternity. so maternity insurance or no?

Please help me about the contens of an insurance certificate .?

Can you give me the contents of the insurance certificate ? The different between insurance certificate and insurance policy ?

Good Insurance Policy for Newly Married Couple?

Me and my wife just for married. We are both 21 years of age and are in college. We know what having a good health insurance policy should be our highest priority. Is there any affordable and good insurance policy someone can recommend? Thank you.

Low cost car insurance in California?

I'm a young driver with no previous driving experience who needs low cost auto insurance coverage in California, where can I get it?""

On average what is my auto insurance going to cost if I go with geico or progressive in los angeles?

I need to know seriously

Vehicle insurance question?

If I make a buisness delivery in my personal vehicle and have an accident, will my insurance cover me?""

Do you think car insurance should be mandatory in all of the United States?

I live in Wisconsin. Car insurance is not required for cars trucks and anything else on the road. I think this is wrong with medical and car repair bills being so expensive these days. Worst part about it is some of these non insured people drive like lunatics and if they do hit you they have nothing to even sue them for. I think it's disgusting.

Can i buy my car back of an insurance company and get the damaged repaired myself ?

Hello last Tuesday someone banged into the back of my car and left a big dent with paint coming off. There is not much damaged but the insurance companies evaluators said that he will have to cut it out and replace it and im afraid they will write the car off due to the cost. if this happens can i buy the car back of the insurance company ? and also i have been told if i buy the car back i have to take up to Birmingham to reregister it ? is their any truth in this ?. My cousin said he could knock the dent out if i buy it back. Please please help :)

California, pregnant, No medical insurance. What next?

I am currently in England where I have medical coverage (NHS). I am an American and from California. I am having to move back to California, but obviously will not have medical insurance. What do I do? Can I still get insurance when I'm already pregnant? Can I qualify for medicare? How much am I looking at needing to pay? If anyone knows what happens when your pregnant in california with out insurance, that would be super.    This is a family emergency which is making me need to move back. So please do not judge me because I am having to go somewhere with out insurance. Thank you.

https://www.linkedin.com/pulse/how-afford-car-insurance-college-nicholas-proctor/"

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state farm auto insurance quote michigan

"state farm auto insurance quote michigan

state farm auto insurance quote michigan

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My family has health insurance but, no dental where can we go to get low cost dental insurance?""

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state farm auto insurance quote michigan

state farm auto insurance quote michigan

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Apparently only custodial parents can apply for CHIPS health insurance. My last job had affordable health insurance for my son, but my new job only has insurance for 800.00 a month. I only make 10.50hr and get less than 40 hrs a week. Can someone please direct me to an insurance plan that I can afford?""

Where can I get the cheapest car insurance?

I live in Toronto, Ontario Canada and I am looking to buy cheap car insurance. I have been driving for 30 years, any ideas, good websites, great companies? Your help is greatly appreicated.""

Car Insurance???????????????????

I am going to be 17 years old in April and I want to get my license. I was just wondering how much my insurance would be. I am a male and I live in New York, more specifically my zip code is 11040. I am a good student (3.5 gpa) and I have taken drivers ed. With these discounts how much do you think my car insurance would be with State Farm (my parents have state farm? And the car i am going to insure is a 2009 Honda Civic (blue). Can i have a specific number range?""

Insurance problems please help?

My mom got insured for my car, and i was wondering if i get in a crash would the policy still cover me? I dont was to put my name on the list cause for myself it costs a 114 to about 200 just for liabilty. I am 18 years old and i drive a chevy malibu""

Will I be covered under my moms car insurance?

Alright I am 18 and I live with my mom. My car recently stalled out and there is something wrong with the engine. So my mom has AAA auto insurance, and I am covered by state farm which is my dads insurance. We are in California, and I wanted to know if I would be covered if I were to drive my moms car until mine is fixed. I know that if you live in the same household that you wouldnt be covered, but my insurance has my dads address under it. So do you think I would be covered?""

How much would insurance cost?

Im 16, and getting a 49 - 50 cc moped, i wanted to know how much the insurance would cost? it would be kept at a secure garage. Just give me a rough idea please, just an estimate?""

Whats the minimal amount of car insurance one can get? or really can i get insurance without a car?

i just want to be able to drive my parents car, but if i put my name on their insurance i do not have like a thousand up front becuase they pay yearly, not monthly""

No Deposit Car Insurance Companies?

Hi, I'm looking to get a car in a few months time but i am young so it's going to be really expensive. Even for a insurance group 1 Vauxhall Corsa it's like 2400-2600 and then they've got the cheek to ask for a 500 deposit so it's like 3000 for insurance. I'm sure you never used to have to pay a deposit it's ridiculous. Does anyone no any companies that offer no deposit car insurance? I did find one website that said MORE THAN don't want a deposit but everytime i try to get a quote it says sorry we cannot offer you a quote. Please help, Many thanks.""

What is the cheapest insurance u can get with a cobalt ss because it is a super sports car?

i do not currently own it but if i find a super cheap quot so i can get it and i don't know much about insurance so can you explane why u have to have it and what it really pays for... if HyperGforce get in here i would really appreciate that because i love gm workers (my dad currently works there for 25 years and my grandpa also has worked there all his life so gm runs deep in my family.

How much would my car insurance cost for under 25 for a multi car insurer?

i am 19 and want to start driving but insurance is a big issue and i don't have any knowledge in that department. So how much would my insurance be on the cheapest car (what car would that be?) as a multi car insurer?

I'm 17 years old how can i get my insurance premium cheaper please? Any help is appreciated thanks?

Heya i was wondering how a 17 year old guy can get his insurance premium down please thanks

Insurance on a range rover?

how much do you suspect insurance on a 2004 Land Rover Range Rover Range Rover would be the car is $5000 i know the lady she dais she'd sell to me I just want to make sure the insurance isn't going to be too much I'm 18 B average took driver's course and defensive driving class.......just a guess

How much (roughly) does car insurance cost for a first time driver?

I'm 17, and I can get my licsence in a couple months and im looking into getting a car. Specifically, a chevy spark 1lt, the biweekly payment is 136 and I'm just curious what te estimated insurance would cost?""

Raising money for individuals with health condition?

I'm just curious about why people ask for donation and fund raising for people with health condition here in Canada. Health care is free that will cover most of the medical ...show more

""New driver, Do I have to buy my own car insurance?""

So I recently got my Novice Drivers licences. I drive my parents cars atm and they both have insurance to cover me. However, I've saved enough money to buy myself an old Toyota Corolla and I was wondering if there is a cheaper way of insurance than paying the $3,300 for novice drivers. Is there a possible way to combine my car with my parents for a cheaper insurance price? thanks!""

What is the average cost of hormone replacement therapy with and without insurance?

I've fianally decided to begin my transition (male-to-female) and i wanted to know what it would cost to begin HRT. I ask for both with and without insurance because i have a college based insurance plan (SHIP) and i am not sure if it will cover HRT (it covers gender identity counseling so IDK) Thank you all in advance ~<3 P.S. i live in Moscow, Idaho.""

Driver's ed insurance? *POINTS FOR BEST ANSWER*?

I am currently 17 years old, and I am in driver's ed in CO. Will my insurance be cheaper because I took driver's ed? If so, is it only temporary? (for minors) And do I have to show my completed hours of driver's ed BTW and classroom hours paper for proof of going to driver' ed to an insurance company? Finally, when does your permit expire if you never got a license?""

How much is Motorcycle insurance in TORONTO?

I'm a 28 year old male with an M1. I'm looking to purchase a bike like a 2000 GSX600-R and i was wondering how much insurance would be a month. If you are not from TORONTO, ONTARIO please don't bother replying because the prices in Toronto are usually outrageous so if you're from somewhere else, don't bother, i'm glad you get such good rates ;) also i have rode before many times, so no comments about a 600 being too big... i grew up on dirt bikes... thanks""

state farm auto insurance quote michigan

state farm auto insurance quote michigan

How much would Insurance go up with Speeding Ticket?

I'm 17, in Kansas, and I got a speeding ticket for going a 51 in a 40. My dad said that it will cause insurance to go up for the next three years. My ticket cost is $96.00. How much should this cause my insurance to go up? I've never had any violations of any kind before and I have the good student discount, too. Also, what do you recommend I do? Should I just pay the fine and accept whatever happens to my insurance?""

Classic car insurance for a 19 year old?

I'm 19 and have saved up enough to purchase a classic muscle car. Are there any classic car insurance companies that will insure me? I will only be driving the car about 200-300 miles a month so it will be well below 5000 miles a year. Also, I have only one accident on my record and that was when someone backed into my car in a parking lot. What rates could I expect from these companies?""

I recently had hail damage to my car and my insurance company did an estimate which is 100% lower than 3 reput

I recently had my car damaged by hail and I have comprehensivr coverage. My insurance company had an adjuster do the estimate and his estimate is 100% lower than 3 other estimated I had done (some of which weer by shops they work with...CRP). They are telling me I can take it in and they will pay the shops a supplemental check for the additional costs. I don't want to take it in because of my deductible and they are telling me pretty much the only way i can really re-coup the money owed to me is to have it fixed...I pay for my policy and as I understand it, i am entitled to the compensation of the damage and it is my choice to have it fixed or not...am I right or wrong in my understanding????""

When looking at car insurance is the Claims Legal Assistance Service worth it?

When looking at car insurance is the Claims Legal Assistance Service worth it?

Can anybody recommend an affordable dental insurance provider in the UK?

All the dentists in Lincoln seem to just be privately run and I can't afford private dentistry and as a hard working tax payer I'm not entitled to free NHS care.

""CAR INSURANCE FOR A 17-YEAR-OLD, 5000 quotes. Genuinely can't find any quotes less than 5000?""

1.3 KA 2002, immobiliser, no tracker fitted yet (intend on). Not bought the car. 17-year-old as the main driver and owner, passed a month ago (roughly). I know it's obvious, but KAs are the easiest cars to buy, the car is valued at 995 (the one in mind). I can literally find 5000 quotes. The car is worth less than one fifth of this. And yes, I know that car insurance will be expensive, but reading over forums etc, some people have managed to get it down to 2000. I've tried Diamond, elephant, comparethemarket, gocompare, literally everywhere. Admiral won't give me a quote and places like Tesco will only quote 18-year-olds. I will literally LOVE anyone who knows of any quotes around 2000-3000. Any less, I believe is impossible. And I realise that insurance companies take the Michael, but please don't state the obvious with a comment like Insurance will be expensive - 5000 is about right , surely it can't be, I've found so many forums of people saying they have quotes from 2000, but not telling me where from. ):""

What is the price of insurance on a 1990 pontiac firebird?

I am 16 years old and just got my license. I am looking to buy a 1990 pontiac firebird. I was just wondering how much insurance would cost for a new driver.

Do you know any reasonably priced (if there are any) health insurance companies?

I am retiring, and wife has to purchase her own coverage.""

How much is motorcycle insurance in nc?

i'm thinking about getting a motorcycle and i wanna see how much cheaper it is than getting a car and how much it would help

Medical insurance question?

Okay do you need to be a legal guardian to put a kid in your medical insurance plan? Please don't ask why(: oh and a kid that is not on a plan already.

How much would car insurance cost per month for a 2010 mitsubishi lancer evolution?

How much would car insurance cost per month for a 2010 mitsubishi lancer evolution?

Who is the head of the Texas Department of Insurance?

I need to know who the head of the Texas Department of Insurance, whether he/she is elected by the public or appointed and if he/she is a republican or a democrat. General Contact information would also help.""

How much would the insurance be for a Porsche Cayenne Diesel a year?

The insurance would be for a female driver with over 25 years of experience. How much would it cost a year, and also how much would the monthly diesel bill be? Thanks""

How much would motorcycle insurance cost for a 15 year boy in the state of Wyoming?

How much would motorcycle insurance cost for a 15 year boy in the state of Wyoming?

How much will my insurance go up?

A few weekends ago I backed into someone's car who was parked. The damage was not extremely significant; it gave him a small scratch that will be easily buffed out and a small-ish dent more on the underside of the bumper. I gave the guy my insurance info and everything, and he is going to file a claim. My question is, since the accident is pretty minor (thankfully) will my insurance skyrocket or anything? I am unfortunately a 17 year old male who recently got his license a few months ago, so I know that doesn't help. Any ideas?""

Do you need insurance to get a license in the state of Florida?

I am seventeen years old and still haven't gotten my driver's license. I've been driving with a permit for more than enough time, been to driver's education courses, all that like. My question is this. Must I have insurance to have a Driver's license? Is it possible for me to have the license without insurance?""

Car insurance?

I opted to pay my car insurance by monthly direct debit and due to some error by my insurers it was never set up and neither I or them notieced the error for months. They are now asking for the arrears to be payed off,am I liable to pay or as the mistake was their error am I within my rights to refuse.""

Where can a recent college grad find affordable short-term health insurance?

I am not sure what to do about health insurance after I graduate from college (in a few months). I know that I am going to need some time to job hunt (my field is very competitive) and I would also like to do some volunteer work before I start my career. Problem is, if I am not a full-time student, my parents' health insurance won't cover me, and if I don't or can't find a job with benefits right away, I will be left uninsured. Any ideas where I can get affordable health insurance for short-term (no more than a year and a half) ??? Thanks!""

Insurance coverage with DUI involved?

My father recently crashed his car into a van after consuming over the legal limit of alcohol (well over knowing him), and is concerned whether Progressive insurance will cover vehicle damages for him and the other driver. Also notable is that his car is pretty much totaled, I think, and he does have some previous blemishes on his driving record and the car is leased. If someone with some knowledge on these matters would help and give me an idea of what insurance will and will not cover could help it would be much appreciated.""

Pay Per Mile Car Insurance - have you tried it?

I've heard from a friend about a pay per mile car insurance - as I only use my car on a Saturday it sounds ideal. Anyone have any links or recommendations?

Car insurance scenarios?

i need help with a few car insurance scenarios, please. 1) A seventeen year old male has just purchased a used Corvette. Three insurance companies have turned him down. Is there any type of plan that will let this person buy insurance? What type of coverage will this person probably only be able to purchase? 2) A friend has just bought a two year old mid-sized car. What type of coverage would you recommend? 3) You just purchased a ten year old compact to drive back and forth to school. What type of coverage should you buy? If you could explain why, it would be greatly appreciated. I'm not exactly sure if the information given is enough to explain, based on what I know.""

Car insurance for young driver?

I was wandering if I bought insurance for a car that I own on a provisional, drove it about on the provisional for a bit, then passed my test and told the insurance company that I had done so, would it shoot up to the 5,000/6,000 quotes I've been getting or would it not rise as high because I was with them on a provisional? also any general tips on knocking down the price, it's just ridiculous, it's for a 5 door fiat punto! thanks in advance :)""

Does two mortgages on a home make your insurance more expensive?

If I get a second mortgage on my house will my insurance go up?

Car insurance help?

Around how much is car insurance? Am I looking at like 50 bucks a month? 500 bucks a month? I really have no idea. Any help is appreciated.

Permit and Insurance please help!!!!!!!!!!!!!!!!!!!!?

i am getting my permit like in two months if im going to be in my parents policy how much will the insurance go up if im going to be a driver only!!!!!!!IM GOING TO DRIVE MY DADS CAR

state farm auto insurance quote michigan

state farm auto insurance quote michigan

CAR INSURANCE?!?!?!?!?!?!?

well my older brother is going to go on my dads insurance on his own car. It comes to 100 a month. i was wondering if i can also go on the insurance, and if it would cost any more for me to do so. And please say if there is any other policy i an go o where me and my brother can go onto my fathers insruance.""

What kind of insurance?

I want to do residential housekeeping .What kind of insurance should i get?What is the difference between being insured or being bonded?please explain ?

What is the average cost of insurance for new drivers in Massachusetts?

During late November, I will be receiving my license and will have the responsibility of paying for my own car as well as insurance. At that time, I will be roughly 16 and a half years old. I am looking to purchase a late 1990's Honda car but can not narrow it down further as I do not know specifically what car I will have. I heard during my drivers education class that grades effect your cost of insurance. I am a straight A students that takes challenging classes as well as having a part time job. I live in a city environment in Massachusetts with a population of less than 50,000 residents if that matters. What do you think will be roughly the cost of insurance for my situation?""

If I borrow my friend's car for a day...? insurance?

I need to borrow my friend's car for a day. I'm wondering about the insurance since my name isn't on there and borrowing it for a day. What happens if i get into a car accident??

Why did the president veto children's health insurance plan?

I don't understand.

What the youngest age someone can get auto insurance?

What the youngest age someone can get auto insurance?

Car Insurance Help..?

I just turned 16 and got my license about 2 months ago. My dad and I are now car shopping for me and I found a car that I really liked, but don't know if it would be expensive insurance or not. If you could help and give me an idea of about how much it will be a month? 2001 Acura TL $5200 (Private Owner) 6 cylinder 3.2 liter vetec 4 door sedan automatic has a salvaged title passed state inspection 77,000 miles I also live in Ohio and my dad has state farm.""

21st Century Car Insurance?

I have a weird question. I'd thought I'd ask you guys first. Here goes: My SUV got broken into. The steering column was damaged. My insurance, 21st century, had a tow truck take it to a shop. It was fixed.......TWO WEEKS LATER! I have full coverage, but my policy doesn't cover rentals. Well anyways my question is: Will my insurance pay for HALF my car payment since it took two weeks for it to get fixed? I know it sounds dumb, but I had to ask. Thanks.""

My company was bought out - Can I get unemployment? What about my health insurance?

I need some advice. I am an assistant manager at a small call center where I have worked for around 5 years (3 of them full-time). It was just announced to me and the manager (the only 2 full-time employees), that we have been bought by another call center that is not located in our town. The manager is relocating and has been offered a full-time job at their main office (with what I am assuming is a decent raise) about 4 hours away. I am being offered a possible part-time job at a lesser position some 3 hours away - there is no garantee. Well, I have kids so there's no way I'm doing that for a measly part-time position with no benefits. I will be without a job as of May 31st. Our part-time workers will be finding out about the closure on May 1st. For those employees that would like to stay through until the end, they will be offered a monetary bonus or compensation. I doubt it's more than a few hundred dollars. If I cannot find another full time job by then, would I most likely be eligible for unemployment? If I take the bonus money at the end, does that mean I wouldn't qualify? What kinds of questions should I be asking before this happens? I have health insurance for the first time in my life - when does that usually end?""

How much does the insurance pay for inconvenience fees?

I was in a wreck the other day and it was the person's fault who hit me. My car is totaled. She was fine and all i had was a cut and i went to the ER and they did xrays and they took out a piece of glass. Her insurance company is pretty good they already have me a rental car and they are buying me a new car and they are even giving me cash for maintenance costs and stuff I've done to my car in the past 6 months and then they said that they are paying inconvenience fees for having to go to the hospital. They have already paid for the xrays and the bills for the hospital so why are they giving me more money for this 'inconvenience fee' and how much will it be? Thanks

""In Holland, what are the average odds of insurance paying for car dents and scratches caused by another?""

I got drunk and accidentally crashed my bike into a car, which didn't look very expensive. If it's likely that insurance doesn't pay, I'll try to pay for it myself""

How do You Show Proof of Auto Insurance to a Court?

In California, do you have to just show the insurance policy or do you have to show policy with payment receipt?""

Im 16 and my parents are getting me a car for my 17th birhday. where can i find out about insurance costs?

most places on the phone wont answer how much it would cost because im still 16 :/ is there anywhere that would give me a quote?? Im in the UK by the way :)

Know where to get affordable health insurance for student and family?

I am a full time student, married with three kids. My husband is self employed and I am wanting to work part time so I can study. Does anyone know where to get affordable health insurance? My college doesn't offer health insurance and neither one of us will be able to get it through an employer.""

Hi i passed my driving test 3 weeks ago on my 18th day and looking for a car which is cheap on insurance?

I have been looking at a 5 door 2003 ford fiesta but I am 6ft tall and is the fiesta seems too small for me. I have been looking at a 2005 1.6 5 door ford focus 3771 monthly premium to insure. Will my insurance be effected if i go for a 1.6 can any one help me

How much would auto insurance be for an 18 year old female?

ok I have good grades (straigh A's) I will be driving around 2,500 miles 5 days a week I will be able to drive a 2001 chevy tahoe, 2004 honda civic and 95 toyota camry main car is 95 toyota camry though i live in san bernardino what would be the average amount for insurance? where can i go to get cheap liability insurance?""

How do you justify an insurance company raising rates by 39% for individual policies?

California insurance regulators asked Anthem Blue Cross to delay controversial rate increases of as much as 39% for individual policies, hikes that have triggered widespread criticism from subscribers and brokers -- and now from the federal government. In a rare step, the Obama administration called on California's largest for-profit insurer to justify its rate hikes, saying the increases were alarming at a time when subscribers face skyrocketing healthcare costs. http://www.latimes.com/business/la-fi-anthem-obama9-2010feb09,0,4384044.story""

How much do you pay for car insurance per year?

i pay $3000 a year on car insurance, im 22, female, 3 points on my license and drive a v8 mustang, red. progressive. NJ HOW MUCH DO YOU PAY? please put everything i put above, but for you, survey for college class. thanks for helping!""

Car insurance for a 17 year old? HELP?

Im 17 in the uk and passed my test 2 months ago and have been insured as an additional driver on a parents car since then (2500 for one year on a ka what a piss take). no claims or convictions, nothing. I've been looking to buy my own cheap car but the prices insurers are asking for on comparison websites are absoloutley ridiculous, 10,000 annual for a ford fieta worth 900! I've tried choosing cars with small engines like a citroen c1 but STILL ridiculous quotes. How ar other youngsters complaining of their annual insurance of 3000 when I cant even find one under 10,000!!!! WTF. How are 17 year olds driving their own cars at my college? from what I've seen its financialy impossible unless their parents are millionaires. Half the insurers I go to online are 'unable to offer a quote', and theres no point in me taking pass plus because that'll only take 100 off of a giagantic quote which'll make no difference whatsoever. WHAT THE HELL. my postcode is RM7 if that makes any difference? Is there any kind of specialist young driver insures that I can go to who'll give me a better deal? I mean even if it was 5000 annual I'd be happy! Or insures that do that black box in your car thing? Because Im actually a very safe driver and having to pa astronomical amounts because of statistics is rather annoying. So any ideas of insurers I can go to direct to try and get a decent deal? thanks""

""Florida law - Florida license, no car, so no insurance?

If someone with a Fl driver's license who doesn't have a car so doesn't have car insurance is involved in a car accident while driving someone else's car. Does the car owner's insurance cover the uninsured driver?

Do I need to insure my car before getting a temporary registration?

recently purchased a used car that DOES require emissions testing. In my state (CT) the DMV offers 10-day temp. registration for vehicles that need testing Do I need to insure this car before I'll be eligible for the 10-day registration? I'd prefer not to insure a car that won't pass emissions because I won't be able to drive it, and I refuse to wait in line at the DMV for hours just for answers on this questions (their website gave very few specifics)""

Car accident-how much will my insurance premium go up?

I was in a car accident today, driving the speed limit at about 30 miles per hour in a residential neighboorhood, not paying attention and struck the car to the left of me, damaging the driver's door of my car and the other car's passenger door. He was driving his company's truck. I already have an accident on my record from 1/06 that was my fault (not a huge accident, but not a super minor one, no injuries). Today's accident caused no injuries. I can tell my car door and the front bumper will need replacing. I assume that the other car needs the passenger door replaced. My annual insurance premium is $3,240, but last month a traffic ticket just came off my record. My car is a four door 2004 Honda & I am a 42 year old female who lives in Fremont, CA. I'm fearful my monthly car insurance payment will go up a lot! Does anyone know how much it will go up? Thank you so much!""

""If my stepdaughter causes a car accident, can the injured come back on my car insurance policy to pay?""

my stepdaughter caused a accident and her insurance had to pay its limits but the injuries to the person was more than her policy would cover, can the injured come back on my car policy under resident relative claus? She lives with me and I have her on my health insurance but not my car insurance, even though she occ. drives my car.""

How much does it cost to buy insurance for a small business?

How much does it cost to buy insurance for a small business?

Insurance when renting a car? Waste of $$?

I'm 22 yrs old, renting a car from enterprise in 5 wks. On a budget and trying to cut costs, was wondering if the insurance they offer is really necessary, or just a waste of money. I currently have progressive insurance on my vehicle. Can I add this rental to my insurance for a cheaper rate? Or is insurance even an absolute MUST. Realistically, how often is it actually used? Any answers would help! 10 pts""

state farm auto insurance quote michigan

state farm auto insurance quote michigan

https://www.linkedin.com/pulse/who-has-cheapest-auto-insurance-policies-pennsylvania-steven-mccoy/"