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boreal-sea · 6 months ago

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Look.

I have made you a chart. A very simple chart.

People say "You have to draw the line somewhere, and Biden has crossed it-" and my response is "Trump has crossed way more lines than Biden".

These categories are based off of actual policy enacted by both of these men while they were in office.

If the ONLY LINE YOU CARE ABOUT is line 12, you have an incredible amount of privilege, AND YOU DO NOT CARE ABOUT PALESTINIANS. You obviously have nothing to fear from a Trump presidency, and you do not give a fuck if a ceasefire actually occurs. You are obviously fine if your queer, disabled, and marginalized loved ones are hurt. You clearly don't care about the status of American democracy, which Trump has openly stated he plans to destroy on day 1 he is in office.

EDIT:

Ok fine, I spent 3 hours compiling sources for all of these, you can find that below the cut.

I'll give at least one link per subject area. There are of course many more sources to be read on these subject areas and no post could possibly give someone a full education on these subjects.

Biden and trans rights: https://www.hrc.org/resources/president-bidens-pro-lgbtq-timeline

Trump and trans rights: https://www.aclu.org/news/lgbtq-rights/trump-on-lgbtq-rights-rolling-back-protections-and-criminalizing-gender-nonconformity

The two sources above show how Biden has done a lot of work to promote trans rights, and how Trump did a lot of work to hurt trans rights.

Biden on abortion access: https://www.cnn.com/2022/07/08/politics/what-is-in-biden-abortion-executive-order/index.html

Trump on abortion access: https://apnews.com/article/abortion-trump-republican-presidential-election-2024-585faf025a1416d13d2fbc23da8d8637

Biden openly supports access to abortion and has taken steps to protect those rights at a federal level even after Roe v Wade was overturned. Trump, on the other hand, was the man who appointed the judges who helped overturn Roe v Wade and he openly brags about how proud he is of that decision. He also states that he believes individual states should have the final say in whether or not abortion is legal, and that he trusts them to "do the right thing", meaning he supports stronger abortion bans.

Biden on environmental reform: https://www.whitehouse.gov/briefing-room/statements-releases/2021/10/07/fact-sheet-president-biden-restores-protections-for-three-national-monuments-and-renews-american-leadership-to-steward-lands-waters-and-cultural-resources/

Trump on environmental reform: https://www.nytimes.com/interactive/2020/climate/trump-environment-rollbacks-list.html

Biden has made major steps forward for environmental reform. He has restored protections that Trump rolled back. He has enacted many executive orders and more to promote environmental protections, including rejoining the Paris Accords, which Trump withdrew the USA from. Trump is also well known for spreading conspiracy theories and lies about global climate change, calling it a "Chinese hoax".

Biden on healthcare and prescription reform: https://www.hhs.gov/about/news/2023/06/09/biden-administration-announces-savings-43-prescription-drugs-part-cost-saving-measures-president-bidens-inflation-reduction-act.html

Trump on healthcare reform: https://www.cnn.com/2024/01/07/politics/obamacare-health-insurance-ending-trump/index.html

I'm rolling healthcare and prescriptions and vaccines and public health all into one category here since they are related. Biden has lowered drug costs, expanded access to medicaid, and ACA enrollment has risen during his presidency. He has also made it so medical debt no longer applies to a person's credit score. He signed many executive orders during his first few weeks in office in order to get a handle on Trump's grievous mishandling of the COVID pandemic. Trump also wants to end the ACA. Trump is well known for refusing to wear a mask during the pandemic, encouraging the use of hydroxylchloroquine to "treat" COVID, and being openly anti-vaxx.

Biden on student loan forgiveness: https://www.ed.gov/news/press-releases/biden-harris-administration-announces-additional-77-billion-approved-student-debt-relief-160000-borrowers

Trump on student loan forgiveness: https://www.forbes.com/sites/adamminsky/2024/06/20/trump-knocks-bidens-vile-student-loan-forgiveness-plans-suggests-reversal/

Trump wants to reverse the student loan forgiveness plans Biden has enacted. Biden has already forgiven billions of dollars in loans and continues to work towards forgiving more.

Infrastructure funding:

I'm putting these links next together because they are all about infrastructure.

In general, Trump's "achievements" for infrastructure were to destroy environmental protections to speed up projects. Many of his plans were ineffective due to the fact that he did not clearly outline where the money was going to come from, and he was unwilling to raise taxes to pay for the projects. He was unable (and unwilling) to pass a bipartisan infrastructure bill during his 4 years in office. He did sign a few disaster relief bills. He did not enthusiastically promote renewable energy infrastructure. He created "Infrastructure Weeks" that the federal government then failed to fund. Trump did not do nothing for infrastructure, but his no-tax stance and his dislike for renewable energy means the contributions he made to American infrastructure were not as much as he claimed they were, nor as much as they could have been. Basically, he made a lot of promises, and delivered on very few of them. He is not "against" infrastructure, but he's certainly against funding it.

Biden was able to pass that bipartisan bill after taking office. The Bipartisan Infrastructure Plan that Trump tried to prevent from passing during Biden's term contains concrete funding sources and step by step plans to rebuild America's infrastructure. If you want to read the plan, you can find it here: https://www.whitehouse.gov/build/guidebook/. Biden has done far more for American infrastructure than Trump did, most notably by actually getting the bipartisan bill through congress.

Biden on Racial Equity: https://www.npr.org/sections/president-biden-takes-office/2021/01/26/960725707/biden-aims-to-advance-racial-equity-with-executive-actions

Trump on Racial Equity: https://www.axios.com/2024/04/01/trump-reverse-racism-civil-rights https://www.bbc.com/news/av/world-us-canada-37230916

Trump's racist policies are loud and clear for everyone to hear. We all heard him call Mexicans "Drug dealers, criminals, rapists". We all watched as he enacted travel bans on people from majority-Muslim nations. Biden, on the other hand, has done quite a lot during his term to attempt to reconcile racism in this country, including reversing Trump's "Muslim ban" the first day he was in office.

Biden on DEI: https://www.whitehouse.gov/briefing-room/presidential-actions/2021/06/25/executive-order-on-diversity-equity-inclusion-and-accessibility-in-the-federal-workforce/

Trump on DEI: https://www.msn.com/en-us/news/politics/trump-tried-to-crush-the-dei-revolution-heres-how-he-might-finish-the-job/ar-BB1jg3gz

Biden supports DEI and has signed executive orders and passed laws that support DEI on the federal level. Trump absolutely hates DEI and wants to eradicate it.

Biden on criminal justice reform: https://time.com/6155084/biden-criminal-justice-reform/

Trump on criminal justice reform: https://www.vox.com/2020-presidential-election/21418911/donald-trump-crime-criminal-justice-policy-record https://www.theatlantic.com/politics/archive/2024/05/trumps-extreme-plans-crime/678502/

From pardons for non-violent marijuana convictions to reducing the federal government's reliance on private prisons, Biden has done a lot in four years to reform our criminal justice system on the federal level. Meanwhile, Trump has described himself as "tough on crime". He advocates for more policing, including "stop and frisk" activities. Ironically it's actually quite difficult to find sources about what Trump thinks about crime, because almost all of the search results are about his own crimes.

Biden on military support for Israel: https://www.nbcnews.com/politics/national-security/biden-obama-divide-closely-support-israel-rcna127107

Trump on military support for Israel: https://www.vox.com/politics/353037/trump-gaza-israel-protests-biden-election-2024

Biden supports Israel financially and militarily and promotes holding Israel close. So did Trump. Trump was also very pro-Israel during his time in office and even moved the embassy to Jerusalem and declared Jerusalem the capitol of Israel, a move that inflamed attitudes in the region.

Biden on a ceasefire: https://www.usatoday.com/story/news/world/2024/06/05/gaza-israel-hamas-cease-fire-plan-biden/73967659007/

Trump on a ceasefire: https://www.nbcnews.com/politics/donald-trump/trump-israel-gaza-finish-problem-rcna141905

Trump has tried to be quiet on the issue but recently said he wants Israel to "finish the problem". He of course claims he could have prevented the whole problem. Trump also openly stated after Oct 7th that he would bar immigrants who support Hamas from the country and send in officers to American protests to arrest anyone supporting Hamas.

Biden meanwhile has been quietly urging Netanyahu to accept a ceasefire deal for months, including the most recent announcement earlier in June, though it seems as though that deal has finally fallen through as well.

#i/p #biden #uspol #election 2024

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drchucktingle · 1 year ago

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THE TEXAS LIBRARY ASSOCIATION TELLS CHUCK TINGLE TO STAY HOME BUT WE PROVE LOVE ANYWAY

just when you buckaroos thought 2024 would be a break from book drama, here comes chuck tingle in the mix. recently i was asked to be a featured speaker at the TEXAS LIBRARY ASSOCIATION annual conference. a few days ago they rescinded my invitation. here is what happened.

(EDITED TO ADD THIS LINK. if you have a hard time reading this on way of tumblr you can also read for free on chucks patreon)

i would like to start off by saying it is not my intent to start a fight, and all those reading this should know that the actions of a few misguided folks do not speak for the whole TEXAS LIBRARY ASSOCIATION. i am sure there are many involved who will be very upset to learn what others at TLA have done in their name. there are many individuals here, so please do not paint them all as villains in your mind. besides, chuck loves the dang library everyone knows that.

the point of writing this is not to vilify. i am writing this is because MOMENTS OF DARKNESS are the best places to SHINE A LIGHT AND PROVE LOVE IS REAL. this is a perfect time for learning and growing and for us talk on some very important things that queer buckaroos and neurodivergent buckaroos face every day. this is an unfortunate moment that WE can turn around and use to prove love is real.

i am also writing this to understand some of my own personal feelings on the matter. for something that seems very simple on the surface, the trot is complex, and i am still working out my emotions on the whole dang thing. i am learning in this way.

PART ONE: BAG OF LOVE

a few months ago chuck was asked to be a featured speaker at the 2024 TEXAS LIBRARY ASSOCIATION ANNUAL CONFERENCE. i have been asked to do things like the before and it is ALWAYS a fun time to meet bookseller and librarian buds. trotting around face to face and talking about my story of conquering chronic pain and overcoming my mental hurdles is VERY IMPORTANT to me. i say YES to these things whenever i can. (here i am with authors at CALIFORNIA INDEPENDENT BOOKSELLERS ALLIANCE conference. they are a WONDERFUL group and they proved love with their OWN invitation to chuck. this was such a moving event with so many amazing authors and stories. got very teared up during this photo)

ANYWAY BUCKAROOS i get the TEXAS LIBRARY ASSOCIATION invite and say 'YES BUD LETS TROT'. we are then confirmed.

months pass. a few weeks ago i get a call from my manager and agent and publisher saying ‘the TLA have rescinded their invitation.’

turns out some things had been going on behind the scenes

at some point the TLA asked chucks INCREDIBLE HEROIC BAD ASS PUBLISHER if chuck would be okay with not wearing the mask, to which tor/nightfire/macmillan said ‘what the heck are you talking about of course chuck is going to wear his mask. this is how chuck presents himself’ (NOT EXACT QUOTE)

as you all know, my pink bag way is a VERY IMPORTANT SPACE. as an autistic buckaroo it is a boundary that allows me to express myself freely and relieve my chronic pain from neurotypically masking all day. i have talked about this for years, and it is why i consider my private identity a SACRED THING. it is literally a health issue.

fortunately THE PINK BAG is never really a problem when making appearances. i have spent years going on television shows, doing interviews, speaking at other conferences and conventions, hosting book events on tour, and even MEETING WITH LAWYERS in my pink face covering. it is always respected and that is very validating to my way.

when arriving anywhere i always take precautions. i always warn buckaroos ahead of time that there is a masked man coming. i always have someone go in ahead of me JUST IN CASE. again, there has never been an issue. at a big conference where i am a special guest there is ESPECIALLY not an issue because my face and bio are printed IN THE DANG PROGRAM

SOME FUN TIMES AT BIG EVENTS BELOW:

CHUCK ON TV SHOW NAME OF 'AT MIDNIGHT' BACK BEFORE I WROTE LOVE IS REAL ON MY HEAD:

well, there has never been an issue.... UNTIL NOW.

PART TWO: RESCINDED

a few days ago TEXAS LIBRARY ASSOCIATION suddenly messaged my publishers and said that chuck tingle is no longer invited. my invitation was rescinded. the reason given was that people could possibly be uncomfortable with my mask

right out of the gate i would like to say this: it is absolutely the right of the texas library association to disinvite someone from their conference. it is their event, after all, and they can ban anyone they would like, for any reason.

of course, that doesnt mean other folks HEARING THIS NEWS wont have their own opinions the TLA choices. if the TLA disinvites someone, their reasoning for doing this can be discussed and analyzed. whether or not they follow their own guidelines can be questioned, and certainly their kindness and tact can be considered

there are a few BIG POINTS to make regarding this choice from the TLA

first and foremost, i just gotta say buckaroos, it is incredibly rude to invite someone to be a guest speaker at your event, have them confirm and mark off their calendar and turn down other offers, then rescind their invitation. this is maybe the simplest of the points, but it is an important one.

second, (DEEP BREATH HERE WE GO BUCKAROOS) i personally do not think of my autism as a disability very often, but i also KNOW that despite these feelings it ABSOLUTELY IS. autism is important to be listed as a recognized disability because of the help some autistic buckaroos need regarding government programs and things like that. ALSO just because my neurodivergence has helped me in some ways (hyperfocus and a unique artistic sensibility for example). i personally need to step back and remember my battle with stress and chronic pain from having to neurotypically mask all the time. for as much as i love being autistic it has made some things very difficult.

in other words, i am perfectly capable of speaking and interacting with folks without this pink bag on my head BUT WHEN I AM IN THE CHUCK TINGLE SPACE I REQUIRE IT. i can ONLY use this space while covering my face. is not a want. it is a need. holding this boundary is more important than i can ever say. i will not, and can not, let these spaces cross.

TLA not letting an autistic author wear the face cover theyve set up to express their neurodivergence in a safe, healthy way is--for lack of a better term--NOT A GOOD LOOK.

i cannot fathom them disinviting another author for using a disability aid. i cannot fathom them saying that a buckaroo who hears better with a hearing device cannot use it during their panel because it would make others 'uncomfortable'.

but here we are.

PART THREE: WHAT DOES A BUCKAROO GOTTA DO TO GET BANNED AROUND HERE?

this is the TLAs official stance on disability issues according to their website:

when poking around on the TLA website i noticed a few other things. i noticed a previous guest speaker wearing a niqab, and i was left wondering if the religious significance is what make that okay but chuck tingle banned. that made sense until i looked deeper and saw mascot buckaroos dressed up on the exhibition floor, and saw some kind of spiderbud in a costume contest. nobody around them seemed to be all that scared. their invitations REMAINED INTACT.

it should be mentioned here that AT ONE POINT during the discussions an email was sent from TLA saying chuck is allowed to come and wear his mask in the exhibition halls and smaller panels, just not at any of the big PAID PANELS i was once supposed to participate on. this was a confusing offer, but their explanation was that people who paid for something should have the option to not see chucks 'scary neurodivergence aid'. i tried to wrap my head around WHY they would make a distinction. maybe the exchange of money (rather than time) causes some kind of philosophical adjustment that i just cant grasp?

i wonder, would the author who wears a niqab ALSO be banned from the paid panels? i hope not

my answers trotted up short until i investigated deeper and found this quick moment from one of the TLA help videos. while some events DO require additional buckaroo cash, it actually appears that THE ENTIRE CONFERENCE IS TICKETED AND COSTS MONEY.

at this point i realized there is clearly no actual official policy about not covering your face (other than one from a few years ago saying that you HAVE to cover your face), and the addition of 'money' is a red herring. these excuses make no sense

PART FOUR: CLOSE THOSE GATES

it appears that my neurodivergence is 'scary' enough to get me uninvited, REGARDLESS what their disability and mask policies may say

BUT WHY? why is chucks preferred physical presentation valued SO little by the TLA that a THEORETICAL complaint is worth more? is my neurodivergent expression so awful? is my own safety as a queer activist such an afterthought?

is a pink bag with the words 'love is real' scrawled across the front REALLY going to frighten someone when the posters and pamphlets on the way into in panel would have a photo of my masked face saying THIS IS LITERALLY WHO IS ABOUT TO APPEAR BEFORE YOU.

if THAT accommodation is too much, would it really be so difficult to have someone trot out beforehand and make an announcement? to say 'there is someone on this upcoming panel who needs a mask to express this part of himself, if this makes you uncomfortable then this panel might not be for you'.

and really, i have to heckin ask, is this physical expression of my raw inner truth really so hideous and frightening that fear of making someone uncomfortable is a REAL problem?

(a terrifying display of autism. apparently)

i cannot imagine what kind of precautions they need to take before a stage play featuring costumes and masks.

you MIGHT think chucks queerness and left leaning politics could be the issue with this organization, but they have had drag queens as past speakers (also featuring some GLORIOUS makeup and hair that covers almost all of their faces. VERY CURIOUS). regardless, the TLA do not seem like a conservative bunch.

if you are bisexual or an autistic person who is good at 'passing' you probably already know where this is headed, your dang spiderbuckaroo senses are tingling at FULL ALERT. i will say i do not KNOW the real reason why i was uninvited, and i do not have enough information to make any concrete statement of the real answer. there is only evidence that masks have been fine at TEXAS LIBRARY ASSOCIATION events in the past, but not much else to go on.

so the FACTS part of our discussion ends there, but i think it opens us up to talk about some very important feelings that bisexual and autistic buckaroos know well.

THIS is where we take a unfortunate, hurtful moment and turn it into a discussion. this is where we prove love is real.

as someone who is constantly doubted and put through purity tests because of my unique way, we are pushing up against a subject i know well. thats right buckaroos: we are talking GATEKEEPING

AGAIN, i do not know if this is the answer, but someone in my position might be VERY STRONGLY INCLINED TO THINK that a few well-meaning left leaning buckaroos think i am a joke and that this is a character, and that there is something problematic about my work because i am not really a real person.

any upstanding left leaning organization would OF COURSE allow a mask for a neurodivergent buckaroo with an unusual visual presentation, an autistic buckaroo who conquered his chronic pain ONLY by creating this important space... but what about a FAKE autistic buckaroo?

any upstanding left leaning organization would OF COURSE allow a mask for a queer LGBTQ activist standing up for gay and trans rights against a torrent of scoundrels hunting for his legal identity. its a matter of safety... but what about a FAKE queer activist?

let me be very clear for the 100th time: i am a real person. this is not a joke. i am not playing a character. i am really autistic and bisexual. tinglers are sincere and they are not ‘so bad theyre good’. they are just good. camp damascus is not ‘my first serious book’ because my queer erotica is serious. my art is important and real.

when people tell me to unmask they often do not know WHY they want it, and of course one very good reason is innocent curiosity. but there are SOME cases where i start to get THAT feeling--that tingle all of us ‘passing’ buckaroos get when we can sense the real intent behind the poking and prodding. that is the feeling of stumbling into a gatekeepers crosshairs.

if i was to take off my pink bag, what about my face would you analyze to tell if i was REALLY queer. my eye color? my ear shape? if you learned my legal name, would you see if it sounded autistic? is my voice neurodivergent enough?

or is all of that utterly absurd? i am curious what the TEXAS LIBRARY ASSOCIATION thinks.

PART FIVE: GENDERED

this will be the shortest of parts, but it has to be said. i have a very complex relationship with gender, as written about at length here and here. i understand these things can be difficult to parse for some, but i ask that you trust me when i say that the ONLY reason i have been able to talk about my gender and sexuality and learn these things about myself is because of this pink bag. this outward appearance is a direct expression and reflection of my gender journey.

if the texas library association does not care about my appearance as an expression of my autism, then i cant imagine them giving a dang about it as an expression of my gender and queerness. that being said, it is personally very important to me and i think it should be mentioned

PART SIX: SO YOU WANT TO REMOVE AN AUTISTIC QUEER AUTHOR FROM YOUR EVENT BECAUSE PEOPLE MIGHT FIND THEIR DIFFERENCES SCARY

there is a question to be asked here: how could the TLA have done this correctly?

i have one very big piece of advice i would like to shout from the rooftops. please, for the love of sweet barbara, DO ENOUGH RESEARCH to know if this appearance will be a problem and, IF SO, dont extend an invitation in the first place. unique buckaroos with different presentations are constantly left in this place of limbo because we are bombarded with careless actions like those of the TLA. before you consider extending a branch to an artist who might need more accommodations than usual, think to yourself 'CAN WE MAKE THESE ACCOMMODATIONS?'

putting all of this on the shoulders of a single 'buckaroo with a difference' is exhausting. as the TLA has shown, we currently live on a timeline where a buckaroo like myself never really knows if an invite is SOLID without doing a deep dive history lesson on how often a group discriminates and against who.

i did not want to spend my whole family holiday worrying whether or not i should say something publicly or just lie down and shut my dang mouth. i had to consider HOW i should say it. i had to worry whether or not its worth standing up for myself in the face of the largest state library association in the country. i think buckaroos with differences are with me when i say: WE ARE SICK OF HAVING TO DO THIS WORK TO COVER FOR THE POOR BEHAVIOR OF LARGE ORGANIZATIONS WHO TREAT US BADLY

another option would just be to use kindness and common sense and happily accommodate artists with unique presentations to your conventions

PART SEVEN: LOVE IS STILL REAL

i would like to close by saying THANK YOU to my publisher nightfire and editor kelly for standing up for me. they immediately stood firm and had my back. they are the real dang deal. THANK YOU to my management and agent buds dongwon and gino for trotting along beside me. THANK YOU to the folks at the texas library association who initially invited chuck with goodness in their heart and then likely got bowled over by someone else, and maybe even got knocked to the side by a big closing gate.

i hope there are librarians in texas who are still interested in carrying BURY YOUR GAYS when it comes out (which is ironically about someone who creates a space through art to express their queerness where they cant otherwise). libraries prove love is real and what they do IS SO IMPORTANT. it was SO IMPORTANT TO ME as a young buckaroo and i cannot thank you enough. i am not sure if me writing all of this will hurt my sales in some way, but this opportunity to speak about the reality of disability awareness and queer gatekeeping is too important to stay silent. (if you have not already preordered BURY YOUR GAYS then give it a preorder to make up for some texas library losses i guess.)

which leads me to my final thank you. THANK YOU to the buckaroos reading this. yes YOU. i am in the position to stand up and speak my mind against scoundrel forces ONLY because i have the might of you buckaroos by my side. the buckaroo trot is ALL OF OUR TROT and we are ALL HERE TO PROVE LOVE. i cannot tell you how much i appreciate the way you have created a space for me to express these important parts of myself. you have seen this pink mask over my face and saying YES, I ACCEPT YOU, you have literally saved my life. for that i am so thankful.

if you are UPSET by what youve read here, then turn it into something positive. you can support autistic creators, or make a donation to the AUTISTIC SELF ADVOCACY NETWORK

and besides WHO IS REALLY MISSING OUT? this is what it looks like when you invite the worlds greatest author chuck tingle to your event and treat their identity as valid. WE HAVE A DANG GOOD TIME

youtube

KEEP TROTTING INTO THE FUTURE. KEEP KICKING DOWN GATES WHEREVER THEY MAY BE. KEEP PROVING LOVE IS REAL AND PROVING IT TOGETHER. lets go buckaroos - chuck

UPDATE AN HOUR AFTER POSTING:

true buckaroo TJ KLUNE was set to be another author on panel chuck was removed from and has informed me he has now chosen to decline his invitation in support and solidarity with chuck. i am so deeply moved by this. thank you from bottom of heart buckaroo

to be very clear TJ has a huge platform and DOES NOT NEED TO DO THIS. these conferences are great for book sales and he is taking a hit out of pure solidarity. this is queer buckaroos standing up for eachother. i am floored by this kindness and love

please consider checking out his books if they are not already covering your dang bookshelf. chuck blurbed IN THE LIVES OF PUPPETS and i was blown away i heckin loved it

MOST RECENT UPDATE:

here is more

#love is real #chuck tingle #tingleverse #texas library association #actually autistic #lgtbqia #Youtube

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reverie-starlight · 6 months ago

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okay that kuroo piece is still coming but have this small sakusa x MSBY!manager blurb that I just thought up and got so excited about!! I’m marking this down as fem!reader just for this specific little ramble. it can be read separately from the series !!

warnings: none, but probably a bit of a disconnect from what really happens at charity galas lmao

sakusa kiyoomi has a certain reputation for being very stoic and stand-offish in public- always polite but rather blunt in interviews. he’s tall, intimidating and not very personable around those who don’t know him, so it’s not a surprise people perceive him this way. his preference for wearing his mask most of the time only adds to this reputation, and he couldn’t care less. in fact, you would argue that he finds comfort in being perceived as unapproachable by strangers.

but when MSBY fans realize how horrifically down bad their favourite wing spiker is for the team manager, they have a field day with this absolutely drastic personality shift.

it starts with little jokes made by fan accounts about how much nicer he is to you in comparison to his teammates. they latch onto passing comments made by bokuto or atsumu about how when you’re at practice they feel at ease because they’re less likely to get obliterated by his sarcastic remarks.

no one has clued into the fact that you’re together yet, just that there’s some serious chemistry between you two.

it doesn’t go much further than that until the night of some charity event a lot of different teams are attending. of course managers are there, as well as coaches and trainers and JVA employees.

you’re doing the press/carpet walk before entering the event and in between photos and walking between journalists, one of the straps of your heels has come undone.

you frown a little and inspect it before realizing your dress restricts your ability to fix it yourself, so you nudge your boyfriend and stick your foot out to draw his attention to your predicament.

you don’t think twice about how there are no words are spoken. just a simple action and understanding between two lovers.

so people watch on as sakusa kiyoomi drops to his knees right then and there without protest and fixes your shoe. you take the opportunity to adjust the neckline of your dress (a deep, silky forest green to match his tie) and look around while you wait for him to finish.

you don’t realize the uproar this is bound to create, and you definitely don’t think twice about the fact that your boyfriend isn’t wearing a mask to this event.

…which means everyone is able to see the blush on his face and the tiny yet extremely lovesick smile on his lips as he gets up. you grin and pat sakusa on the cheek in thanks before walking to the next reporter, him trailing behind you dutifully.

you check twitter the next morning and your timeline is flooded with videos of that moment, captions gushing about how sweet and happy he looks. some fans go as far as to say he looks like a lost puppy following you around.

he doesn’t regret it one bit, but you have to comfort him when he loses his stand-offish reputation after that because he dreads the idea of more people possibly coming up to him in public.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

I literally sprinted here to write this lmao

not edited!!

tagging: @dira333 @emmyrosee

#sakusa x reader #sakusa kiyoomi x reader #sakusa x reader fluff #sakusa kiyoomi fluff #sakusa fluff #haikyuu x reader #haikyuu x reader fluff #hq x reader #haikyuu drabbles

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earthtooz · 27 days ago

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x : LUST FOR LIFE *+ﾟ

in which: sunday discovers a new emotion when he's under you.

warnings: 1.5k words, sunday is B(h)ORNY and doesn't know how to deal with it, he wants reader so bad, lowkey implied switch!sunday, gn!reader being sunday's freak awakening, NO SMUT BUT UNDER 16 DNI, not edited

a/n: five likes and i'll write nsfw for sunday

What good is a leader who can’t empathise with the lives of the people he was supposed to be leading?

This thought has plagued Sunday ever since he exiled himself from Penacony, since he joined the Astral Express in a journey of self-discovery and reflection, embracing the Nameless lifestyle so he can broaden the horizons that Penacony had restricted. There, he was so detached from the reality of the people he was trying to help, so trapped in a whirlwind of his own ideals to experience humanity, too buried in official duties to rejoice in the many wonders of the universe, the simple pleasures and the grandiose ones.

Since boarding, the former head of the Oak Family has experienced humiliation, desperation, and many close calls with death. It seems he underestimated how easily trouble found the Trailblazers, and the diary he carries with him has been updated with multiple entries, filled with exasperated recounts that ended with him being grateful that he is still well and unscathed.

Sunday has also experienced laughter, connection, and the bond of humankind- something he did not have before. When he controlled the Oak Family, had everyone under or at his fingertips, the only person he could depend on was himself. When Robin left to travel the cosmos, what was he to do than learn the bitter truth of independence and self-sufficiency?

Yet, he sits on the couches of the Astral Express and there is bound to be another by him, trying to converse with him like an old friend. He is mentioned in the conversations like an individual who they keep around because they want to, not because he is crafty, not because of what he can offer. No, he can’t offer anything right now, and the crew still wants him to stay.

He learns more about humanity with each passing day.

However, perhaps one of the more puzzling feelings Sunday has had to confront was… infatuation.

It’s a tricky feeling. It sends his heart into overdrive and his limbs to become jelly, and at the epicentre of this hurricane of uncharted territory, is you.

“Sunday?” Your voice comes through muffled from the other side of the door. He almost jumps off his mattress at the sound.

“Door is open,” he responds as calmly as possible, heart thrumming alive at the sound of your voice, beating in time with the rapid succession of your knocks.

The door slides open slowly to reveal you on the other side. “Pom Pom just wanted to let everyone know that we will be jumping soon.”

“I see, thank you for letting me know.”

“No problem,” your gaze then flickers to the angels that flock around him and he watches as your eyes gleam with fascination.

Then, without any hesitation or reluctance, you enter his room and approach him, the door sliding closed without your weight to hold it open. You stop before him without a bow, without a formal greeting of ‘Mr. Sunday’- no, you stop before him like an equal, which you most certainly are. In fact, he would even think of himself below you, but Sunday needs to unlearn this assumption of hierarchy, needs to not let it define the relationships he forms, even if he looks up to you and finds you reverent.

“Hey, I’ve never seen these little guys before!” You exclaim, sticking out a hand to act like a perch for the angel-like summons. One of them flits up to you and stays on your outstretched finger. “Well, not this close, at least.”

It keens at your praise. Like owner like summon, Sunday supposes.

“I don’t tend to bring them out. They are for combat purposes,” he explains.

Your eyes widen slightly. “Are you trying to pick a fight with me right now?”

“What? No! That’s not it-”

“-I’m kidding, Sunday,” you snicker. “We’re friends, I wouldn’t want to fight you.”

“Right,” he exhales, “I wouldn’t want to fight you either.”

“Besides, we already did once.”

He freezes at the memory, remembers when he got hit with the exact train he is currently boarding.

You, however, are unphased by the recollection, and even continue to rub salt in the wound. “I remember fighting against these little summons too, your owner was a real meanie, do you guys know that?”

They flock around you, spinning and fluttering like little fireflies. Instinctively, Sunday covers his flustered expression with his wings, and he doesn’t budge, even when he hears your laugh, the sound almost enough for him to melt into a puddle by your feet.

“Hey, hey, I was kidding, sorry if I took the joke too far.”

He uncovers himself with an embarrassed sigh, not meeting your eyes. “It’s okay, I think the memory is just… humiliating, more than anything.”

“There are no more hard feelings. Everyone has accepted you on board and none of us think of you to be the same person you were when we first met, I promise.”

Your words are completely earnest, Sunday knows it, can feel it in the way you tell him so unabashedly. So who is he to deny it?

“Thank you,” he says, finally looking up at you, “it means a lot to hear that.”

“I’ll say it as much as you need. Well, I’ll get out of your hair now, just prepare for the jump-”

Your sentence is interrupted by a shriek when you lose your footing, and Sunday feels it too, the force so strong that even he, while sitting, feels as if is being stretched and pulled into a miniscule hole. What he also feels is your body colliding on top of his, and his hands come to your waist to catch you in an attempt to prevent you from slipping, but it’s not enough and he’s falling with you onto the expanse of his made bed.

The Express is warping to some expanse of the universe, and his stomach drops at the sensation, spreading to the ends of his nerves before disappearing, just replaced by the extremely odd feeling of being pulled through the stars. He just hopes you’re comfortable, standing up whilst warping is tough, he heard the stories of when Stelle first tried to do it and how she fell flat on her face.

When the feeling of normality returns and Sunday doesn’t feel like he has been stretched out, he opens his eyes and tries to take in the sight before him.

You. Your face. Centimetres away from his.

He’s always thought you were pretty, but seeing you this close… perhaps just pretty is an understatement. His gaze unwillingly flicks to your lips and he wished he hadn’t because suddenly the urge to sit up and lick into your mouth is raging; a fire that can’t be contained.

Sunday wants you to push him down by the shoulders, with no gentleness or mercy, and just… devour him whole. His hands want to find you by the hips and pull you into him more than humanly possible, he wants you to indent yourself onto him so he can remember your taste forever, so that, in a way, you couldn’t ever leave him.

Alternatively, he would happily flip around and pin you against the mattress. He would pry you open, explore the cavern of your mouth with his tongue and suck your sacred essence out of you so that it can stay and settle in his bones instead, replacing where marrow should be. He wants to lay you vulnerable so his hands can explore places only you want him to touch, wants to take you so that you stay forever, wants to feel your tongue against his, wants to hold your face and feel how you react when he takes his time cherishing you, revering you.

This feeling is too much, these thoughts are overpowering, yet nothing has ever been more clear. Sunday wants you, lusts for you, even, and he’s never felt so intensely for someone before.

How would the symphonies sound when they learn of the atrocities he wants to perform?

Temptation holds him close and infects him with a desire so strong, he’s practically frozen in place as you recover from the shock, holding yourself up with your arms that were on either side of his head.

“Ow, I’m sorry!” You immediately exclaim, before realising exactly what position you are in, your chests are pressed together, and you’re mortified to think about how close you were before you picked yourself off him, and- his… his hips… are pressed against yours- okay, you needed to leave as soon as possible.

You scramble off him like he had burnt you, frantically shouting apologies whilst doing so, the words clumsy and rushed, but neither of you can deny how you miss the warmth that was suddenly ripped away.

(If he wanted to, you could have stayed in that position with him.)

Then, before you could get anymore thoughts, you turn and practically bolt out of his room without another word, leaving a hot and bothered Sunday behind.

#earthtooz: honkai star rail #sunday x reader #hsr x reader #sunday hsr x reader #sunday fluff #honkai star rail x reader

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bunny-jpeg · 8 months ago

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the jailbird

prisoner!simon 'ghost' riley

a full fic based on this post

cw: prison!au, civilian!reader, pen-pals, smut,romance/romantic!simon, domestic, missonary, wife kink, size kink, nudity, tattoo kink, body worship, cuddling

bunny says: like the fic? leave a comment! really like the fic? suggest your own! reblogs are always welcomed!

it started out as a flyer at the bus stop near your house. it was for a service that connected prisoners at a nearby prison with civilians as pen-pals. you had seen the flyer often over the course of work as you went to work.

you honestly felt bad, those people must be isolated. the organization prided itself on giving prisoners a bit of their humanity back by not cutting them off from those on the outside. so on a rainy friday you took a photo of the flyer and filled out the form on the organization's website.

that was how you met simon riley, or as he was called on the inside 'ghost'. what caught your attention wasn't his face scar that ran from under his nose down to the left side of his chin, but rather his brown eyes. how intense they stared into the camera. it was almost intimidating.

but you kept the photo on your desk as you typed out your first letter to send to him. you heard of places who did it through email, but screen time for those could often be limited and to send a physical letter would ensure that it would be sent to them.

the letter started out simple, you asked how he was and if it was okay to ask what he was in prison for. you asked him other questions, like if his health was doing well, what did he do most days while on the inside. you ended the letter with a little information about yourself.

you thought it would be nice to take a few photos and print them out on photo paper to be included with your letter. just so he had a better idea of who he was talking about. once you tweaked the letter with a bit of editing, you printed it out and thanks to the Royal Mail, your letter was sent to him.

you didn't actually expect for him to respond. nor did you expect for the letter to be do detailed. it was almost three pages double sided in neat hand writing. your eyes went wide when you saw the thickness of the envelope with the stamp of approval from the prison for it to be sent to you.

simon sent you a bracelet made of string that had been braided together. he said you were the first person from the outside to reach out since he got locked up. that broke your heart. it only broke further the more you read.

he was a military man who was tossed aside once the ptsd got too intense. he had been between jobs, and it felt like everything was just too much for him. he got wrapped up in large scale theft, while it paid good, you could only rob so many banks before it all caught up. he had been in for three years now, he was thankful it wasn't a life sentence. not much was stolen, and there was minimal violence. he said that his stature alone intimidated enough people that he didn't need to be violent.

you re-read his letters and it wouldn't be until almost six months of speaking that you finally wore the bracelet. when he said, "i want to see you in it, since i can't buy you a ring." you sent a photo of you wearing it and since then you hadn't taken it off.

the letters were nice, you sent them at least twice a week. even though you two had never met face to face, and the only photos you had of him were mugshots, he knew all the gossip in your work place. he knew the names of all your friends, your favourite saturday night treat and how you took your coffee.

he told you he'd be happy to make you coffee every morning before you went to work. that comment made your cheeks burn.

he often called you his 'wife' to the other prisoners. he had your photos on the wall near his bunk. he even kept the pictures where you looked terrible after you tried to cut your bangs one night. he knew the exact location of where your favourite take out was. he said that he was writing down ideas of where to take you once he got out. "i gotta make the missus feel special."

he even made you a birthday card. his cellmate 'soap' even signed it. you knew all about the explosives expert mactavish. when you looked into his case on the news, your eyes went a little wide. this guy was.. something.

simon did admit that 'soap' had a bit of a crush on you. but he said that 'johnny' was harmless and probably just liked the photo of a woman in the cell.

"he hurt ya, there will be no cell that could keep me from killin' him. no god either."

simon remembered everything.

the way he spoke about you and to you in his letters were nothing but soft. while he had to put on a tough guy exterior, his letters were filled with gentle words. like when he wrote out that he loved you in big text on a spare piece of paper so you could tape it on your mirror to look at every morning.

"i want to be what you get ready to."

"i want to be with you when you wake up."

"i want to come home to you every night. please make me an honest man."

you knew he was a trained killer. he was in special forces before his brief stint as a criminal. he was trained to kill, but in the margins of your letters, his love shined through. despite it all, he was capable of love.

and he wanted to pour all that love into you, his (future) wife.

you two would go on to write letters every week, for almost two years. when you got the letter from him asking if he could put you down as a permanent address when he got out, you cried. of course!

it was a cold spring morning, the sky was misty as you stood outside the gates of the prison. your heart raced, you even arrived early in the hopes he'd be released sooner.

and then you saw him.

those eyes. hard and stern, until he caught sight of you. his shoulder visibly dropped and his pace quickened as he made his way towards you. before you could step forward to meet him, he had you in his arms. his strong arms, littered with tattoos, wrapped around you as he held you close to his strong chest.

you held onto him as the air left your chest from the force he held you. you clutched onto his shoulders and choked out a sob. you squeaked, "holy shit."

he pulled away from you, but still kept you in his arms. you swore you saw minimal mistiness in his eyes. he reached to cup your face. he said quietly, "soft... like i imagined."

you beamed up at him, "of course, si."

"your voice is so nice." he groaned as he then pulled you close once more and buried his nose in your hair. he inhaled the scent of your shampoo and relaxed, "i'm home."

you thought transitioning from being the only person in the flat, to having this hulking, strong man in your home as well, was going to be a bit hard. but that didn't matter when simon got you through the door. his hands were on you, he promised on the universe that he'd romance you tomorrow.

but tonight was just going to be the two of you.

you managed to get his hands off you in order to get your shoes off before you led him to your bedroom. he was close behind you, he had a hand on one of your hips. he wanted to be as close to you as he could, you two had spent enough time apart.

you couldn't even close the bedroom door before he was pulling at the waistband on your pants. his calloused, strong hands felt delicate on you. it was like he was going to break you and he had to be as delicate as possible.

"si."

"i know, darling." he said quietly as he started to undress you. with your help the both of you were soon nude in the afternoon light in your bedroom. you tried to cover your chest with your arms but he pulled your arms away and looked at you.

your eyes met and you got up on your tip-toes to kiss him gently on the lips. soon he picked you up like you weighed less than a bag of potatoes.

he placed you on the bed gently when you half expected him to toss you like a shot-put. he admired your body down on your soft covers and soon got onto the bed too.

you reached for him as he pulled you into a tight kiss. his lips were chapped and you could tease the fresh skin underneath. your nails raked at his strong back, that you knew was covered in tattoos.

you wrapped your legs around him and held him. from a moment he dropped to his side and you two held each other. you tucked his head under your chin as you laid together naked.

it wasn't even meant to be sexually stimulating, you both just wanted to feel one another. to hear your lover's heartbeat meant more to you than anything in that moment.

you kissed the top of his head, you felt his blond hair against your face as you soaked in his warmth. you could almost cry from how nice it felt to be so close to him.

after everything, you had your man.

he said in his low tone, "you feel so soft. after everything, i have you. you made every day in the can worth it." he sighed, "thank you." he kissed at your bare chest.

you replied, "i loved your letters, i have them still." you chuckled, "i didn't want to throw any of them away. it made me feel closer."

"well. i'm not goin' anywhere." he looked up at you and smiled, "you're home and i'm finally here." he pulled away and got him between your legs. he rested on his knees and carefully moved you to his liking. he sat there between your legs and waited for your command.

you looked at him and nodded, "yeah, si. you can go." then tightened your legs around your lover. you held your breath as he slowly pushed his cock into you. you didn't realize how big it was until he was fully inside of you.

"are you alright, love?"

"golden."

the two of you moved together. it took a little bit to get used to the size, but the pressure and speed of his movements made heat spread through your body. like two pieces of the same puzzle, you fit together perfect soon after. it was like you two were always meant to be.

you felt so loved by him, it was so sweet. this was your first time with him and you only had a few sexual experiences with others prior to him. but the entire time you knew each other you didn't sleep with others, you wanted to wait for your man.

"that's my good wife." he groaned as he held onto your hips, "i know, you wanted this for a long time. i bet you thought about me when i was locked up."

you blushed and replied, "i did, si. i thought about you all the time, i even had your picture in my office. i wanted this, i wanted to be with you!" you whined a little as his cock dragged against a sensitive spot.

he chuckled softly, "yeah. i thought about my missus when i was locked up. i used to jerk off to your letters, your photos. messed one of 'em up by gettin' my spunk all over it." he licked his lips, "but now i can see it every day in person."

you smiled when he rested his body against you and continued to thrust up into you. you felt the curl of pleasure of your gut get together which each of his heavy thrusts.

the kisses you shared were intimate and hot. the air of your bedroom was warmed as you made love on the bed you would share together. your soft noises together filled the air.

you clenched onto him, you dug your nails into his shoulders. they were so strong and broad that they were much bigger than your hands.

he kissed you one last time as he quickened his pace. the bed moved against your movements as you both climaxed at the same time. it was like a shock to the system, the heightened euphoria before your head felt full of cotton.

you let out a soft groan as your grip on his loosened and you relaxed into the bed. you felt yourself partially get crushed by your lover but he gave a few more earnest thrusts as he made sure that his cum shot to the back of your womb.

he pulled out and dropped beside you. he tucked some hair behind your ear and wiped the sweat from your forehead with the back of his hand. your breathing was heavy, but you were both so happy. to share your first time together felt so special.

you nestled yourself into his arms and held his hand. you exhaled contently then said, "my husband."

he kissed the top of your head, he felt complete, "my missus."

part two

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wormtoxin · 8 months ago

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ok. Narrative obfuscation in House Of Leaves. It’s a relatively simple story about a man who moves into a house with his wife and kids, and the house is haunted. That’s it. The core themes are very transparent.

Except, that story is documented by a famous war documentarian, then published as a series of rare tapes, which are discoursed by film buffs, then interpreted from viewings and reading film critique by a blind old man, then his thoughts are transcribed into a manuscript by a series of young women, which is then compiled from scattered notes by the most mysoginistic, damaged, toxic pothead drop-out who won’t stop talking about his life, which is THEN edited and published by some vaguely nefarious agency who soberly refuse to provide any clarification or context.

It’s not simple, but there are so many different hands on the wheel with wildly differing opinions that you can’t discern the truth.

Johnny Truant is such a miserable hopeless fuck up. He has no sense of academic rigor or archival professionalism. Any interference he provides only muddies the waters and taints what would otherwise be a gripping piece of metaphysical film criticism. His neurotic rambling and personal anecdotes cloud an otherwise reasonable story.

If he wasn’t in it, if we could read Zampano’s manuscript directly, WE would be able to understand the truth. We would get it completely, and we wouldn’t have to encounter so much violence, so much miserable graphic detail. It would be a better story.

And fuck it, if we didn’t have to read all of Zampano’s tangents and analyses and interpretations, if we could just find a copy of the famous “five-and-a-half minute hallway” vhs, if we could SEE it, we’d understand. We wouldn’t need endless pontification of what Navidson and Karen’s marriage might entail, or recitations of what a director once said in a Rolling Stones article. We’d see the hallway itself, stretching out into what should be the backyard, and we’d get it. Hell, Zampano is blind in his old age. He can’t even watch the damn movie! But we could. We’d know instantly, the second we saw it. The impossibility of it, the gravity of it, the weight of that dark abyss.

And well, the VHS recording is a little dark, and the quality is poor, and maybe the white balance isn’t so perfect. And actually, VHs tapes could be manipulated. We can’t be sure that Navidson isn’t just using clever videography tricks to invent a hallway. If we were there, if we found the house (it’s in virginia, isn’t it? we even have the address). If we GO there, we could look down that hallway. And it’s dark, so if we just brought a flashlight, maybe took a few steps inside-

#house of leaves

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nenoname · 1 month ago

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It's still interesting that TBoB called more attention to Stan's control over his mindscape (And if you go with the interpretation that the lost pages are partial truths that are heavily influenced by Bill, then he's the one insisting that only someone with training should be able to have that much control over the mind.)

Meanwhile we have a memory!Stan. Someone who apparently knows too much and is rather aware for being a simple memory.

From the Wheel of Shame, we know Bill was able dig up all kinds of dirt on Stan but... that wasn't why he was there in the first place, was it?

Bill couldn't find the code immediately despite a memory of Stan opening the safe being a few hours old at most and decided to have Mabel try find it for him (The original concept of the ep had it far more hidden but this was likely cut because of time constraints)

Ford did experiments on Stan's mind which likely meant using Project Mentem and actually looking around his mindscape, and his only reaction was to comment on his jokes-- despite what little we the audience know being enough to render us sobbing wrecks

(yes I refuse to shut up about this part cos the book's intro is extremely underrated)

Stan was able to replace his memories of Ford with the swingset instead and managed to hide Ford in his Bar Mitzvah memory. And that's not even mentioning the lack of visible Portal and Stan o' War which noticeably show up in Ford's dreamscape (the broken swingset manifesting anyway pains me tho)

He subconsciously has misdirects for his secrets that are both silly and manages to disturb everyone too

And while Bill-as-Soos being bored by the vending machine memory is a joke that's basically the crew's way of going "hey remember the thing way back in the first ep that's going to show up in the next one?" and in-universe appears to be Stan slipping up, it's interesting that they had Stan input the wrong code when it's consistent literally every other time its inputted (especially when it shows up correctly in the very next episode)

It's even possible that the safe code that Bill found could have been a misdirect too but we'll never know since the safe got blown open by dynamite.

Stan was able to buy time by making his mind blank despite being genuinely terrified when Bill enters his mind (to the point that he breaks character and uses his own voice to yell), and could conjure up his living room (in colour opposed to his mind's regular greyscale) to make sure Bill didn't have enough room to flee, slamming the door in his face before the effects of the memory gun kicked in.

(EDIT: Random door analysis here)

And maybe the twins eventually told him that Bill had already been inside his mind after their W3 reunion, but all we know was that his conscious self was left in the dark for ages and wasn't really aware of Bill until Weirdmageddon.

TBoB showing McGucket's dreamscape also brings up the idea of the effects of the memory gun manifesting differently to each person. To Stan's mindscape, the memory wipe manifests as blue flames which immediately brings to mind Bill's powers but it's a far lighter shade (maybe to more closely match the memory gun and its eventual fade to white?)

The end of TBoB and the website poem also firmly reminds us about Stan's connection to fire but there's also the question if Stan himself is actually aware of it...

#but also j3 having ford read dipper's entries post dd&md but not having him know about the kids' encounters with bill is so kashdskahd #cos that implies he immediately skipped the pages that mentioned stan 😭and didn't read mabel's entries #oh for him to actually react to dipper's observations about stan's mindscape....#stan pines #stanley pines #bill cipher #gravity falls #gf meta #yes of course my brain is still going ' same coin theory ooooo' at this #cos i doubt that j1 has any mention of the mindscape and it's not like stan would have studied this stuff #imagine iconic hippy hater actually mediating on purpose #i'm still waving my arms about stan potentially seeing the reader's version of tbob tho #but even if that ain't the case bill having a breakdown from him reading him like a book is still iconic #dunno if this is coherent and i'm pretty sure all this stuff is things most folks know but idk some people didn't read the journal #some folks don't know about the poem!!!! truly the biggest tragedy

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mostlysignssomeportents · 1 year ago

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Paying consumer debts is basically optional in the United States

The vast majority of America's debt collection targets $500-2,000 credit card debts. It is a filthy business, operated by lawless firms who hire unskilled workers drawn from the same economic background as their targets, who routinely and grotesquely flout the law, but only when it comes to the people with the least ability to pay.

America has fairly robust laws to protect debtors from sleazy debt-collection practices, notably the Fair Debt Collection Practices Act (FDCPA), which has been on the books since 1978. The FDCPA puts strict limits on the conduct of debt collectors, and offers real remedies to debtors when they are abused.

But for FDPCA provisions to be honored, they must be understood. The people who collect these debts are almost entirely untrained. The people they collected the debts from are likewise in the dark. The only specialized expertise debt-collection firms concern themselves with are a series of gotcha tricks and semi-automated legal shenanigans that let them take money they don't deserve from people who can't afford to pay it.

There's no better person to explain this dynamic than Patrick McKenzie, a finance and technology expert whose Bits About Money newsletter is absolutely essential reading. No one breaks down the internal operations of the finance sector like McKenzie. His latest edition, "Credit card debt collection," is a fantastic read:

https://www.bitsaboutmoney.com/archive/the-waste-stream-of-consumer-finance/

McKenzie describes how a debt collector who mistook him for a different PJ McKenzie and tried to shake him down for a couple hundred bucks, and how this launched him into a life as a volunteer advocate for debtors who were less equipped to defend themselves from collectors than he was.

McKenzie's conclusion is that "paying consumer debts is basically optional in the United States." If you stand on your rights (which requires that you know your rights), then you will quickly discover that debt collectors don't have – and can't get – the documentation needed to collect on whatever debts they think you owe (even if you really owe them).

The credit card companies are fully aware of this, and bank (literally) on the fact that "the vast majority of consumers, including those with the socioeconomic wherewithal to walk away from their debts, feel themselves morally bound and pay as agreed."

If you find yourself on the business end of a debt collector's harassment campaign, you can generally make it end simply by "carefully sending a series of letters invoking [your] rights under the FDCPA." The debt collector who receives these letters will have bought your debt at five cents on the dollar, and will simply write it off.

By contrast, the mere act of paying anything marks you out as substantially more likely to pay than nearly everyone else on their hit-list. Paying anything doesn't trigger forbearance, it invites a flood of harassing calls and letters, because you've demonstrated that you can be coerced into paying.

But while learning FDCPA rules isn't overly difficult, it's also beyond the wherewithal of the most distressed debtors (and people falsely accused of being debtors). McKenzie recounts that many of the people he helped were living under chaotic circumstances that put seemingly simple things "like writing letters and counting to 30 days" beyond their needs.

This means that the people best able to defend themselves against illegal shakedowns are less likely to be targeted. Instead, debt collectors husband their resources so they can use them "to do abusive and frequently illegal shakedowns of the people the legislation was meant to benefit."

Here's how this debt market works. If you become delinquent in meeting your credit card payments ("delinquent" has a flexible meaning that varies with each issuer), then your debt will be sold to a collector. It is packaged in part of a large spreadsheet – a CSV file – and likely sold to one of 10 large firms that control 75% of the industry.

The "mom and pops" who have the other quarter of the industry might also get your debt, but it's more likely that they'll buy it as a kind of tailings from one of the big guys, who package up the debts they couldn't collect on and sell them at even deeper discounts.

The people who make the calls are often barely better off than the people they're calling. They're minimally trained and required to work at a breakneck pace. Employee turnover is 75-100% annually: imagine the worst call center job in the world, and then make it worse, and make "success" into a moral injury, and you've got the debt-collector rank-and-file.

To improve the yield on this awful process, debt collection companies start by purging these spreadsheets of likely duds: dead people, people with very low credit-scores, and people who appear on a list of debtors who know their rights and are likely to stand on them (that's right, merely insisting on your rights can ensure that the entire debt-collection industry leaves you alone, forever).

The FDPCA gives you rights: for example, you have the right to verify the debt and see the contract you signed when you took it on. The debt collector who calls you almost certainly does not have that contract and can't get it. Your original lender might, but they stopped caring about your debt the minute they sold it to a debt-collector. Their own IT systems are baling-wire-and-spit Rube Goldberg machines that glue together the wheezing computers of all the companies they've bought over the last 25 years. Retrieving your paperwork is a nontrivial task, and the lender doesn't have any reason to perform it.

Debt collectors are bottom feeders. They are buying delinquent debts at 5 cents on the dollar and hoping to recover 8 percent of them; at 7 percent, they're losing money. They aren't "large, nationally scaled, hypercompetent operators" – they're shoestring operations that can only be viable if they hire unskilled workers and fail to train them.

They are subject to automatic damages for illegal behavior, but they still break the law all the time. As McKenzie writes, a debt collector will "commit three federal torts in a few minutes of talking to a debtor then follow up with a confirmation of the same in writing." A statement like "if you don’t pay me I will sue you and then Immigration will take notice of that and yank your green card" makes the requisite three violations: a false threat of legal action, a false statement of affiliation with a federal agency, and "a false alleged consequence for debt nonpayment not provided for in law."

If you know this, you can likely end the process right there. If you don't, buckle in. The one area that debt collectors invest heavily in is the automation that allows them to engage in high-intensity harassment. They use "predictive dialers" to make multiple calls at once, only connecting the collector to the calls that pick up. They will call you repeatedly. They'll call your family, something they're legally prohibited from doing except to get your contact info, but they'll do it anyway, betting that you'll scrape up $250 to keep them from harassing your mother.

These dialing systems are far better organized than any of the company's record keeping about what you owe. A company may sell your debt on and fail to keep track of it, with the effect that multiple collectors will call you about the same debt, and even paying off one of them will not stop the other.

Talking to these people is a bad idea, because the one area where collectors get sophisticated training is in emptying your bank account. If you consent to a "payment plan," they will use your account and routing info to start whacking your bank account, and your bank will let them do it, because the one part of your conversation they reliably record is this payment plan rigamarole. Sending a check won't help – they'll use the account info on the front of your check to undertake "demand debits" from your account, and backstop it with that recorded call.

Any agreement on your part to get on a payment plan transforms the old, low-value debt you incurred with your credit card into a brand new, high value debt that you owe to the bill collector. There's a good chance they'll sell this debt to another collector and take the lump sum – and then the new collector will commence a fresh round of harassment.

McKenzie says you should never talk to a debt collector. Make them put everything in writing. They are almost certain to lie to you and violate your rights, and a written record will help you prove it later. What's more, debt collection agencies just don't have the capacity or competence to engage in written correspondence. Tell them to put it in writing and there's a good chance they'll just give up and move on, hunting softer targets.

One other thing debt collectors due is robo-sue their targets, bulk-filing boilerplate suits against debtors, real and imaginary. If you don't show up for court (which is what usually happens), they'll get a default judgment, and with it, the legal right to raid your bank account and your paycheck. That, in turn, is an asset that, once again, the debt collector can sell to an even scummier bottom-feeder, pocketing a lump sum.

McKenzie doesn't know what will fix this. But Michael Hudson, a renowned scholar of the debt practices of antiquity, has some ideas. Hudson has written eloquently and persuasively about the longstanding practice of jubilee, in which all debts were periodically wiped clean (say, whenever a new king took the throne, or once per generation):

https://pluralistic.net/2020/03/24/grandparents-optional-party/#jubilee

Hudson's core maxim is that "debt's that can't be paid won't be paid." The productive economy will have need for credit to secure the inputs to their processes. Farmers need to borrow every year for labor, seed and fertilizer. If all goes according to plan, the producer pays off the lender after the production is done and the goods are sold.

But even the most competent producer will eventually find themselves unable to pay. The best-prepared farmer can't save every harvest from blight, hailstorms or fire. When the producer can't pay the creditor, they go a little deeper into debt. That debt accumulates, getting worse with interest and with each bad beat.

Run this process long enough and the entire productive economy will be captive to lenders, who will be able to direct production for follies and fripperies. Farmers stop producing the food the people need so they can devote their land to ornamental flowers for creditors' tables. Left to themselves, credit markets produce hereditary castes of lenders and debtors, with lenders exercising ever-more power over debtors.

This is socially destabilizing; you can feel it in McKenzie's eloquent, barely controlled rage at the hopeless structural knot that produces the abusive and predatory debt industry. Hudson's claim is that the rulers of antiquity knew this – and that we forgot it. Jubilee was key to producing long term political stability. Take away Jubilee and civilizations collapse:

https://pluralistic.net/2022/07/08/jubilant/#construire-des-passerelles

Debts that can't be paid won't be paid. Debt collectors know this. It's irrefutable. The point of debt markets isn't to ensure that debts are discharged – it's to ensure that every penny the hereditary debtor class has is transferred to the creditor class, at the hands of their fellow debtors.

In her 2021 Paris Review article "America's Dead Souls," Molly McGhee gives a haunting, wrenching account of the debts her parents incurred and the harassment they endured:

https://www.theparisreview.org/blog/2021/05/17/americas-dead-souls/

After I published on it, many readers wrote in disbelief, insisting that the debt collection practices McGhee described were illegal:

https://pluralistic.net/2021/05/19/zombie-debt/#damnation

And they are illegal. But debt collection is a trade founded on lawlessness, and its core competence is to identify and target people who can't invoke the law in their own defense.

Going to Defcon this weekend? I’m giving a keynote, “An Audacious Plan to Halt the Internet’s Enshittification and Throw it Into Reverse,” today (Aug 12) at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!

https://info.defcon.org/event/?id=50826

I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:

http://seizethemeansofcomputation.org

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/08/12/do-not-pay/#fair-debt-collection-practices-act

#pluralistic #jubilee #debts that cant be paid wont be paid #Patrick McKenzie #patio11 #bits about money #debt #debt collection #do not pay #bottom feeders #Fair Debt Collection Practices Act #fdcpa #finance #armbreakers

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