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krishmanvith · 1 year
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hmatrading · 1 year
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Process to open a free demat account in India 2023
Top 8 Demat Account in India 2023 - Get the best demat account in India with HMA Trading. Visit our website to compare the best brokers and get your trading started today. To begin trading online, it is important to open a Demat and trading account through a stockbroker. Read more - https://hmatrading.in/best-demat-account/
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factgkofficial · 1 year
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SBI Education Loan: Features, Eligibility, and Application Process Explained
If you’re a student looking to pursue higher education, you know that funding your education can be a challenging task. The good news is that the State Bank of India offers a solution in the form of SBI Education Loan. This financial product is designed to help students cover the cost of their education, whether they plan to study in India or abroad. With SBI Education Loan, you can access the…
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poojalate · 2 years
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Features of a zero minimum balance account
A savings account with minimum restrictions is a dream for the majority of the working class. You can deposit your funds in a savings account, which is a deposit account service offered by the bank. Typically, banks will provide you with a savings account as long as you keep a certain minimum balance in the account. If not, you'll be required to pay a maintenance fee.
However, some people start Instant Online Bank Account Opening to create an account known as a zero-balance savings account which does not require a minimum amount. Simple in concept, there is no requirement to keep a minimum balance in a savings account in order to maintain this kind of account.
Read some of the features of a zero minimum balance account:
No minimum balance
As its name would suggest, this account requires no minimum balance to be present in it. As a result, you are not required to keep a minimum balance. Therefore, if there is a zero balance, there is no penalty. When people open this kind of account, this is what draws them in the most.
Restricted transactions
The number of transactions you can make each month on zero-balance accounts is restricted. Banks often limit withdrawals to four per month. The bank will turn your account into a standard Savings Account if you do make more withdrawals than are allowed. For these additional transactions, some banks might even impose a small fee.
What are the different types of zero-balance accounts?
Zero-balance savings accounts come in a variety of forms. The three primary forms of zero-balance accounts are digital savings zero-balance accounts, Basic Savings Bank Deposit Accounts, or BSBDA, and BSBDA Small Accounts.
The e-KYC procedure allows for the immediate opening of digital savings accounts online. To open the account, you must have a PAN card and an identification number. In this process, the OTP issued to the registered mobile number is used to verify the biometric information. These accounts initially have some limitations under central bank standards.
Economically challenged people without bank accounts who possess the required KYC documents can open a Basic Savings Bank Deposit Account or BSBDA. This requires zero balance.
Performing Instant Online Bank Account Opening for BSBDA Small accounts can be opened by those without the necessary KYC documentation with the aid of an introducer. Small savings account holders are limited to holding a certain amount. Additionally, consumers have a year to submit the necessary KYC documentation.
A limited number of savings accounts
According to new restrictions issued by central banks, there can only be one zero-balance account at one bank. Additionally, if you have a zero-balance savings account with one bank, you are not permitted to have any other savings accounts with that bank. You must provide a declaration to the bank saying that you do not already have a zero-balance savings account with another bank when you apply for one.
Final thoughts
While having its own benefits, a zero-balance savings account may have an impact on your financial situation. An Account Opening App is helpful if you encounter unanticipated financial situations that require numerous withdrawals. Having a minimum balance in your savings account may therefore be advantageous.
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profitxpo99 · 2 years
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How To Open SBI Account Online | SBI Zero Balance Saving Account Kaise K...
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alienwritestoo · 1 year
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Hey there MCYT Enthusiasts!
I am but a humble fanfic + fic idea account for some of the following things I absolutely love and cannot shut up about online:
QSMP!!!
All things Philza Minecraft
SBI (Trio)
Generation Loss
Slimecicle's 100 Days in a Zombie Apocalypse (SCU)
Feel free to follow if ur looking for more content on the MCYT thingies mentioned above. If you want me to write any of ur ideas, post a thingy in my ask me anything tab.
Cheers,
Alien [She/her]
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pricemint · 9 months
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How to Get the Best Personal Loan Offers in India
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Introduction
In today’s fast-paced world, financial needs often arise unexpectedly. Whether it’s a medical emergency, a home renovation project, or a dream vacation, personal loans can provide the financial flexibility you need to make your aspirations a reality.
Pricemint, an Indian fintech platform, is dedicated to helping individuals unlock their financial potential by offering a straightforward and user-friendly process for obtaining personal loans.
Benefits:
Loan Comparison: Easily compare personal loan offers from multiple banks and financial institutions.
Competitive Interest Rates: Access low-interest rates and potentially save money over the loan tenure.
Convenient Digital Process: Apply for personal loans conveniently online, from anywhere.
Customized Loan Offers: Get loan offers tailored to your unique financial situation.
Flexible Loan Amounts: Choose from a wide range of loan amounts to suit your needs.
Varied Tenure Options: Select a repayment period that matches your financial circumstances.
Regional Considerations: Loan terms are adjusted to regional factors that may affect your eligibility.
Transparent Process: Clear information about interest rates, fees, and terms is provided.
Personalized Assistance: Receive guidance and support throughout the loan application process.
Privacy and Security: Your personal information is protected in accordance with their Privacy Policy.
How to Get the Best Personal Loan in a Minute –
Step 1: Select Your Employment Type
The first step in securing a personal loan through Pricemint is to define your employment status. Pricemint recognizes that different employment types may have distinct loan eligibility criteria. You can choose from the following options:
Salaried: Select this option if you are employed by a company and receive a regular salary.
Self-Employed Professional: If you work independently as a professional, this is the choice for you.
Business Owner: If you own a business, you can choose this option.
This initial step helps Pricemint tailor your loan options to your specific employment situation, ensuring that you receive the most relevant loan offers.
Step 2: Your Monthly Salary
Your monthly income plays a crucial role in determining your eligibility and the loan terms available to you. In this step, you will be asked to provide your monthly in-hand income. It’s essential to provide an accurate representation of your earnings to receive loan offers that align with your financial capacity.
Alternatively, you can simply type in your monthly income to expedite the process.
Step 3: Choose Your Primary Bank Account
Selecting the bank account for loan disbursement and repayments is the next step in the process. Your primary account should be the one you actively use for your financial transactions. Pricemint offers a list of popular banks to choose from, including HDFC BANK, SBI BANK, ICICI BANK, KOTAK BANK, AXIS BANK, BOB BANK, YES BANK, and an option for OTHER BANK. This choice ensures seamless loan disbursements and repayments.
Step 4: Provide Your Employment/Company Name
To gain deeper insights into your employment details, Pricemint requests the name of your employer or company. This information helps in assessing your financial stability and eligibility for personal loans.
Step 5: What’s Your Residence Type?
Understanding your living situation is crucial for evaluating your lifestyle and its financial implications. You will be asked to choose from various residence types:
Owned by You/Spouse
Owned by Parents
Rented with Family
Rented and Stay Alone
Company Provided
By selecting the option that best represents your current residence type, you help Pricemint tailor loan offers to your specific circumstances.
Step 6: Enter Your Current Residence City or Town
To consider regional factors that may affect your loan terms and eligibility, Pricemint requests the city or location where you currently reside. This information ensures that the loan offers you receive are in line with the conditions in your area.
Step 7: All Set! What’s Your Desired Loan Amount?
Finally, it’s time to specify the loan amount you wish to borrow. Pricemint offers a flexible range, catering to various financial needs. You can choose from the following options:
Under 1 Lakh
2/4 Lakh
5/9 Lakh
10 Lakh And Above
This wide range provides the
flexibility to select the loan amount that best suits your unique financial requirements.
Final Step – Enter Your Personal Details
In the last step, you will be required to enter your personal details, including:
Your Name
Your Email Address
Your Phone Number
This information is necessary to complete the application process and to contact you with personalized loan offers.
By clicking the “Get Offers/Apply Now/Continue” button, you indicate your acceptance of the Privacy Policy, ensuring the security of your personal information.
Conclusion
Pricemint makes obtaining personal loans in India a hassle-free process. By following the step-by-step guide outlined in this article, you can seamlessly navigate the application process, receive personalized loan offers tailored to your unique circumstances, and secure the financial support you need to achieve your goals and secure your future.
With a wide range of loan amounts, flexible tenure options ranging from 3 months to 8 years, and the ability to compare multiple offers with different interest rates, Pricemint empowers you to make informed financial decisions and choose the best loan deal for your needs.
Don’t let financial constraints hold you back from pursuing your dreams and addressing your urgent financial needs. Unlock your financial potential with Pricemint’s user-friendly personal loan application process and take control of your financial future. Get started today and embark on your journey toward financial stability and prosperity.
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i-am-beckyu · 10 months
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i totally get if you're going Through It right now and are staying on the downlow and i hope you're doing VERY well and are getting good rest and hydration:)
no obligation to respond to this immediately but do you have any ideas on how i could include phil in serenity a little more? cause idk you seem to always find a place for him in sbi aus and that's my biggest weakness shdnfn
— brick
Hi Hi Brick! Nice to see you!
I've been doing much better. Still figuring things out life wise, but I'm still lurking about on Tumblr and looking at content and things. I doubt I'll go back to the same high energy self from before just because I don't want to be online as much and to the same extent as I was before, but I'm doing well. (works also just been kicking my butt but that's life :/) I'm still writing tho! Just slow progress TwT
And with adding Phil it depends. Unfortunately, any of the info on serenity you shared with me before is all on my old discord account so I can't access and see what you already had.
I can def make suggestions, but I think I'd need to reread what you've got already and then go from there. It also depends on what kind of role you want Phil to play too.
Unusually whenever I'm writing Phil, it's cause he's being Dadza. So idk I find it easy to incorporate him cause that's his whole deal. Be Dad. Again I think I just need a refresher and then could def help from there. <3 Anyways, how are you?? What have you been up to? Plans for Christmas Holidays?
Annnnnnnnnnnd cause I feel like it, have a snippet of the Christmas fic :3
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🎶Oh what fun it is to tease, with snippets from my fic :3🎶
Love you Brick!!!/p have some Lollipops!!!! 🍭🍭🍭🍭🍭🍭🍭🍭🍭🍭🍭🍭🍭🍭🍭
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మినీ ఆధార్ సెంటర్ స్టార్ట్ చెయ్యండి | Start Mini Adhaar Center from Home/Shop
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dreamiara · 1 year
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There are so many people in the Mcyt fandom, especially on the sbi side that should probably just… leave. Like I have seen so much stuff that’s like „oh, it used to be so much better now everything sucks“ or „oh, I actually hate this fandom, I’m not one of those guys“ and it’s just, why are you wasting your time on something you don’t even like?
To counter the negativity: whoever reads this, drink some water. Now. And smile!
oh i agree so much!!! and it isn't even like difficult to leave a fandom space. i used to be mainly on twitter but being there made me miserable so i blocked so many accounts, muted words, and can finally sort of use it now hahah and especially on tumblr it is so easy to shape your online experience...perhaps some people just want to be miserable ig and also it's so normal for people's interests to change a lot so what's the point in staying and complaining
drink and smile everyone!!!! :3c
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techalertr · 2 years
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How to open sip account in sbi | MUTUAL FUND | Open SIP account online | हिंदी में
Watch video on TECH ALERT yt
#TechAlert #mutualfunds #sip #SBI #howto #onlineshop #savings #investing #bachata #trendingreels #Youtube #shorts #reelsfb #reelsviral #viral #instagram #love #selfcare #selfie #girls #digital #handmade #jualfontandroid #advertisement #fontandroid #original #socialmedia #creative #fontxiaomi #tagwagai #taskmanager
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localcryptidartist · 2 years
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WELCOME
What is my account about? My art and writing
What fandoms am I in? The Owl House, Technoblade (sbi by extension), Gravity Falls, Dead End, HermitCraft, Therm, Batfam, Stardew Valley, the trafficlives series, and anime.
Now, personal info
I'm 18, a system, and go by Odysseus online. I'm a n animal lover. My spins are art, writing, reading, stardew valley, and Fandom. I use he/they and am transmasc agender and aroace. Triple a baby.
Other accounts:
All other accounts are also localcryptidartist.
Discord server: https://discord.gg/yeC5m34B
Commissions:
Open
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yogeshsarade · 4 days
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Open Derivative Account: Online Broker for Option Trading
Start your journey in futures and options trading with SBI Securities. Access a variety of charts and indicators to trade in indexes, stocks F&O.
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hitchzone · 9 days
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How to get a FASTag for a second-hand car?
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Obtaining a FASTag for a second-hand car is a straightforward process – though it involves a few extra steps compared to getting one for a brand-new vehicle. This guide will take you through the necessary steps. By the end, you’ll understand all the requirements and information for getting a FASTag for a second-hand car.
Understanding FASTag and Its Importance
Before obtaining a FASTag for a second-hand car, it’s important to understand what a FASTag is and why it’s essential. FASTag is an electronic toll collection system operated by the National Payments Corporation of India (NPCI) under the guidelines of the National Highways Authority of India (NHAI). It uses Radio Frequency Identification (RFID) technology to automatically deduct toll charges as you pass through toll plazas on national highways.
Why Do You Need a FASTag?
Convenience: No need to stop and pay cash at toll booths.
Time-Saver: Faster transit through toll plazas.
Fuel Efficiency: Reduced fuel consumption as you avoid stops at toll booths.
Cashback Offers: Some banks offer cashback on toll payments made through FASTag.
Mandatory: As of February 2021, FASTag has become compulsory for all vehicles on Indian highways.
Checking for Existing FASTag
When purchasing a second-hand car, the first thing you need to check is whether the car already has a FASTag. If the previous owner had installed a FASTag, you might be able to transfer it to your name. Here’s how you can do it:
Steps to Check Existing FASTag
Ask the Seller: Check with the seller if the vehicle has an active FASTag.
Contact the Issuing Bank: If the FASTag was issued by a particular bank, you can contact the bank’s customer care to confirm the status of the FASTag.
Online FASTag Portals: Some banks provide online services where you can check the status of a FASTag by entering the vehicle’s registration number.
Transferring the FASTag to Your Name: You will need to transfer the FASTag to your name if the car you are buying already has one. The process generally involves submitting a few documents to the issuing bank, including the car’s new Registration Certificate (RC) and proof of identity. The bank will update its records to reflect the change of ownership.
Applying for a New FASTag
If the second-hand car does not have a FASTag or if the existing FASTag cannot be transferred, you will need to apply for a new one. Here’s how you can go about doing that:
Documents Required:
Vehicle Registration Certificate (RC): Double-check that the RC is updated with your name as the new owner.
KYC Documents: These include your proof of identity (Aadhaar card, PAN card, Passport) and proof of address.
Passport-Sized Photograph: A recent photograph for identification purposes.
Where to Apply:
Banks: Many banks, such as SBI, ICICI, HDFC, and others, issue FASTags. You can visit their branches or apply online through their websites.
Point-of-Sale (POS) Locations: FASTags are also available at POS locations at toll plazas and through authorized agents.
Online Marketplaces: Some e-commerce platforms and payment apps also offer the option to purchase FASTags online.
How to Apply:
Visit the Bank or POS Location: Submit the necessary documents and fill out the application form.
Online Application: If applying online, fill out the form on the bank’s website, upload the necessary documents, and make the payment.
Activation: Once your application is approved, the FASTag will be activated, and you can start using it immediately.
Recharging Your FASTag
Once you have your FASTag, you’ll need to fill it up so that there is sufficient balance for toll payments. The following are some different methods of recharging your FASTag:
Online Banking – Use your bank’s online banking portal to recharge your FASTag.
UPI – Using UPI apps to add funds to your FASTag account.
Mobile Banking Apps – Most banks have mobile apps that allow you to manage your FASTag, including recharges.
It’s essential to keep track of your FASTag balance to avoid any issues at toll plazas. Most banks offer SMS alerts. You can also check your balance through the bank’s app or customer portal.
Common Issues and Troubleshooting
While FASTag is generally easy to use, you might encounter some issues (especially with a second-hand car). Here are some common problems and solutions of resolving them:
Incorrect FASTag Installation
Problem: The RFID tag is not working correctly due to improper placement.
Solution: Make sure the FASTag is placed correctly on the windshield as per the instructions.
Low Balance Issues
Problem: Your FASTag balance is insufficient, leading to transaction failures at toll plazas.
Solution: Recharge your FASTag in advance and set up low-balance alerts.
Inactive FASTag
Problem: The FASTag is not active, possibly due to a lapse in ownership transfer or delayed activation.
Solution: Contact the issuing bank to resolve activation issues and ensure the FASTag is linked to your vehicle.
Getting a FASTag for a second-hand car is a relatively simple process, provided you have all the necessary documents and follow the correct procedures. The important thing to remember above all is that the FASTag gets properly registered in your name and linked to your vehicle.
By following the steps revealed in this guide, you can enjoy seamless and hassle-free toll payments on your road trips, making your driving experience more convenient and efficient.
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kavurana · 24 days
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Discover the easiest way to pay your SBI credit card bill online. Our complete guide covers everything from logging in to your SBI account, selecting payment methods, and ensuring timely payments to avoid late fees. Stay on top of your finances effortlessly with these simple steps.
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tanya029 · 29 days
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The Delhi National Capital Region (NCR) is a bustling metropolitan area with a diverse population and a growing economy. With numerous financial needs ranging from home renovations to unexpected medical expenses, personal loans have become a popular financial tool for many residents. This article provides an overview of the top personal loan providers in Delhi NCR, highlighting their features, eligibility criteria, and application process to help you make an informed decision.
1. HDFC Bank
HDFC Bank is one of the leading personal loan providers in Delhi NCR. The bank offers competitive interest rates and flexible repayment tenures, making it a popular choice among borrowers.
Features:
Loan amounts range from INR 50,000 to INR 40 lakhs.
Interest rates start from 10.50% per annum.
Loan tenure from 12 to 60 months.
Quick disbursal, often within 24 hours of approval.
Eligibility Criteria:
Minimum age of 21 years and a maximum age of 60 years at the time of loan maturity.
Minimum net monthly income of INR 25,000.
Stable employment with at least 1 year of total work experience and 6 months with the current employer.
Application Process:
Applicants can apply online through the HDFC Bank website or visit a branch.
Required documents include identity proof, address proof, income proof, and bank statements.
2. ICICI Bank
ICICI Bank is another prominent player in the personal loan segment in Delhi NCR. Known for its customer-friendly services and extensive network, ICICI Bank offers a range of personal loan options to cater to different needs.
Features:
Loan amounts from INR 50,000 to INR 25 lakhs.
Interest rates starting from 10.75% per annum.
Loan tenure from 12 to 60 months.
Pre-approved loan offers for existing customers.
Eligibility Criteria:
Applicants must be between 23 to 58 years old.
Minimum monthly income requirement of INR 30,000.
At least 2 years of work experience with 1 year at the current company.
Application Process:
Applications can be made online or at an ICICI Bank branch.
Documentation required includes KYC documents, salary slips, and bank statements for the last 3 months.
3. State Bank of India (SBI)
State Bank of India (SBI) offers personal loans under its "Xpress Credit" scheme, which is ideal for salaried individuals in Delhi NCR looking for quick loan disbursals.
Features:
Loan amounts up to INR 20 lakhs.
Competitive interest rates starting from 10.30% per annum.
Flexible repayment tenure ranging from 12 to 72 months.
No requirement for a guarantor or collateral.
Eligibility Criteria:
Permanent employees of Central and State Government, Public Sector Undertakings, Private Companies, or institutions with a minimum net monthly income of INR 15,000.
Minimum age of 21 years and maximum age of 58 years.
Application Process:
Applications can be submitted online through the SBI website or by visiting a branch.
Required documents include identity proof, address proof, salary slips, and bank account statements.
4. My Mudra
My Mudra is a well-known non-banking financial company (NBFC) that offers personal loans with minimal documentation and quick processing times.
Features:
Loan amounts from INR 1 lakh to INR 25 lakhs.
Interest rates start from 13% per annum.
Flexible repayment tenure from 12 to 60 months.
Instant approval and disbursal within 24 hours for eligible customers.
Eligibility Criteria:
Minimum age of 23 years and maximum age of 55 years.
Salaried employees with a minimum monthly income of INR 25,000.
At least 1 year of work experience with 6 months at the current job.
Application Process:
Applicants can apply online via the My Mudra website or at any branch.
Documentation includes KYC documents, salary slips, and bank account statements for the last 3 months.
5. Kotak Mahindra Bank
Kotak Mahindra Bank offers personal loans tailored to meet the diverse needs of customers in Delhi NCR. The bank is known for its competitive interest rates and easy application process.
Features:
Loan amounts up to INR 25 lakhs.
Interest rates starting from 10.99% per annum.
Loan tenure from 12 to 60 months.
Digital loan process for a hassle-free experience.
Eligibility Criteria:
Minimum age of 21 years and maximum age of 60 years at the time of loan maturity.
Minimum monthly income of INR 20,000.
At least 1 year of work experience with 6 months at the current employer.
Application Process:
Applications can be made online or at a Kotak Mahindra Bank branch.
Required documents include KYC documents, income proof, and bank statements.
Conclusion
Choosing the right personal loan in Delhi NCR depends on various factors, including your financial needs, eligibility, and the interest rates offered. It is advisable to compare different loan options and read the terms and conditions carefully before making a decision. Whether you need funds for a medical emergency, home renovation, or any other personal need, the above-mentioned banks and financial institutions offer a variety of personal loan options to suit your requirements.
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