#sbi mutual fund news

[businessskibat]

SBI Mutual Fund 2025 सिर्फ् ₹2000 कि Investment से बन सकता है 14 लाख रुपया ,क्या है तरीके

SBI Mutual Fund 2025 :क्या आप जानते हैं कि सिर्फ दो हजार रुपये प्रति महीने का निवेश आपको 13 लाख रुपये से अधिक का पैसा दे सकता है? SBI Flexicap Fund Direct Growth के इस बेहतरीन प्लान को जानें और अपने सपनों को साकार करने के लिए तैयार हो जाएं। अब शुरू करें,SBI Flexicap Fund Direct Growth, अगर आप म्यूचुअल फंड में निवेश करने की सोच रहे हैं, एक अच्छा विकल्प हो सकता है। लंबे समय से निवेशकों ने स्थिरता…

[zfundsofficial]

Maximize Income: Become an SBI Mutual Fund Distributor and Thrive!

If you’re looking for a flexible and rewarding career in the finance industry, becoming an SBI Mutual Fund Distributor could be the perfect opportunity you’ve been searching for. SBI Mutual Fund is one of India’s most reputable mutual fund companies, offering a strong market presence and a wide range of investment products. As a SBI mutual fund distributor, you can position yourself as a trusted financial advisor and earn attractive commissions while helping individuals and businesses achieve their financial goals through mutual fund investments. Here’s how becoming an SBI Mutual Fund distributor can help you maximize your income and build a successful career.

Why Choose SBI Mutual Fund Distribution?

Reputable Brand SBI Mutual Fund is one of India’s most reputed and trusted financial institutions. Associating with such a reputed brand gives you credibility and trust of potential clients, making it easier to build a customer base.

Attractive Earning Potential As an SBI Mutual Fund distributor, your earnings are directly linked to the number of clients you acquire and the value of their investments. You can earn commissions on both upfront and trail commissions, which means you can continue to earn even after the initial investment is made, till the last investment.

Diverse Product Range SBI offers a wide range of mutual fund schemes, which include equity funds, debt funds, hybrid funds, and more. This gives you the flexibility to sell different investment products as per client needs, whether they are looking for high returns or less risky investment options.

Comprehensive Training and Support SBI provides thorough training and resources to ensure that you are equipped with the knowledge you need to succeed. From understanding different fund options to learning how to provide tailored financial advice, the support system is robust for new and experienced distributors alike.

No Fixed Working Hours One of the biggest advantages of being a mutual fund distributor is the flexibility of working hours. You can work from anywhere and at any time that suits you. This flexibility allows you to balance work and personal life, making it an ideal option for those looking for a non-traditional career.

Steps to Become an SBI Mutual Fund Distributor

Pass the NISM Certification The first step to becoming an SBI mutual fund distributor is to pass the NISM Series V-A: Mutual Fund Distributors Certification Exam. This certification is essential for understanding mutual fund schemes, financial markets, and investment strategies. Once you pass the exam, you’ll receive an NISM certificate. You can take the help of NISM Mock test to pass the exam

Register for an ARN Number After passing the NISM exam, you must register for an AMFI Registration Number (ARN) through the Association of Mutual Funds in India (AMFI). This unique number identifies you as an authorized distributor.

Sign Up with an AMC To start marketing SBI Mutual Fund schemes, you’ll need sbi mutual fund distributor login credentials with an Asset Management Company (AMC), like SBI Mutual Fund, and obtain an ARN. AMCs provide training, resources, and support to help you succeed in distributing your funds.

Roles and Responsibilities of an SBI Mutual Fund Distributor

As an SBI mutual fund distributor, you will:

Educate Clients: Help clients understand various mutual fund options, risk factors, and expected returns, ensuring they make informed investment decisions.

Assess Risk Tolerance: Assist investors in determining their risk tolerance and recommend suitable funds (e.g., debt, equity, or hybrid funds).

Offer Personalized Investment Advice: Guide clients in selecting the best mutual fund schemes tailored to their financial goals.

Develop Investment Plans: Create investment strategies for clients that align with their financial objectives, helping them achieve long-term wealth.

Assist with Documentation: Help investors with the necessary paperwork for mutual fund investments, ensuring a smooth and hassle-free process.

Eligibility to Become an SBI Mutual Fund Distributor

Age: You must be at least 18 years old.

Educational Qualification: A minimum qualification of 10+2 (Higher Secondary) is required.

Certification: Passing the NISM va Certification (National Institute of Securities Markets) is mandatory to become a certified mutual fund distributor.

Conclusion

Becoming an SBI Mutual Fund Distributor is an excellent opportunity for those looking to thrive in the financial services industry. With flexible working hours, attractive earning potential, and the backing of a reputable brand, you have the tools you need to build a successful business. By focusing on relationship-building, continuous learning, and adapting to market trends, you can maximize your income and create long-term success as an SBI Mutual Fund distributor.

[traderscircuit7676]

Secrets of Intraday Trading and Swing Investing in the Indian Stock Market

The Indian stock market is buzzing with activity, presenting endless opportunities for traders and investors. Whether you're diving into intraday trading strategies, utilizing a swing stock screener, or planning long-term investments, understanding the market's pulse is crucial. This blog provides actionable insights using current scenarios from the Indian stock market to help you make informed decisions.

Intraday Trading Strategies: Seizing Short-Term Market Movements

Intraday trading focuses on buying and selling stocks within a single trading session to capitalize on price fluctuations. Here's how to approach it in the Indian market:

1. News-Based Trading in the Banking Sector

The banking sector often witnesses high volatility during major announcements like the Reserve Bank of India’s (RBI) monetary policy updates.

Example: During the last RBI rate cut announcement, stocks like HDFC Bank and SBI showed significant price movements. Traders who entered positions during the pre-announcement buildup and exited after the news capitalized on sharp intraday gains.

Strategy: Use technical tools like Bollinger Bands and Relative Strength Index (RSI) to identify overbought or oversold conditions for optimal entry and exit points.

2. Scalping in High-Liquidity Stocks

Scalping involves taking advantage of small price changes in highly liquid stocks like Reliance Industries or Infosys.

Example: Reliance Industries recently saw rapid price swings during oil price volatility, offering multiple scalping opportunities within hours.

Strategy: Focus on 5-minute charts and set strict stop-loss levels to minimize risks.

Swing Stock Screener: Spotting Mid-Term Opportunities

Swing trading bridges the gap between intraday trading and long-term investing. A swing stock screener helps identify stocks poised for short-to-medium-term price moves.

1. Riding Sectoral Trends in Renewable Energy

India’s renewable energy sector is gaining momentum, with stocks like Adani Green and Tata Power seeing increased investor interest.

Example: Tata Power recently rebounded from a key support level and showed a 15% rally over two weeks, ideal for swing traders.

Screener Criteria: Look for stocks with RSI above 60, trading near 52-week highs, and high trading volumes.

2. Earnings Momentum in IT Stocks

Quarterly earnings releases often drive stock momentum for days or weeks.

Example: Infosys posted better-than-expected earnings last quarter, resulting in a steady uptrend for two weeks. Swing traders who identified the breakout earned substantial returns.

Screener Criteria: Filter stocks with strong earnings growth, positive price momentum, and bullish technical patterns like flag or cup-and-handle formations.

Stock Market Investment Tips: Building Long-Term Wealth

Investing in the stock market requires patience and a clear strategy. Here are some tips to navigate the current Indian market environment:

1. Focus on Emerging Sectors

Example: The government’s push for infrastructure development and green energy has created opportunities in stocks like L&T and NTPC.

Tip: Allocate a portion of your portfolio to high-growth sectors like renewables, infrastructure, and technology for potential long-term gains.

2. Adopt a Balanced Portfolio Approach

Example: Combine high-growth stocks like Adani Enterprises with defensive bets like ITC, which offers consistent dividends and stability.

Tip: Diversify across sectors to mitigate risks and ensure steady returns even during market volatility.

3. Leverage SIPs for Consistent Investments

Systematic Investment Plans (SIPs) in mutual funds remain a preferred choice for retail investors in India.

Example: SIPs in equity-focused funds linked to the Nifty50 index have delivered consistent returns over the past five years.

Tip: Start SIPs in index or sectoral funds to build wealth steadily over time.

Conclusion: Navigating the Indian Stock Market

Success in the Indian stock market lies in adapting to its dynamic nature.

For short-term traders, intraday trading strategies like news-based trading and scalping offer quick returns.

Mid-term investors can use a swing stock screener to identify trending stocks in promising sectors.

Long-term investors should focus on diversification, SIPs, and high-growth opportunities in emerging sectors.

By combining these strategies with insights from the current market, you can make informed decisions and achieve your financial goals. Whether you're a trader or an investor, the Indian stock market has something to offer everyone

[news365timesindia]

[ad_1] By Anjali Sharma WASHINGTON – The Report issued on Sunday showed that women investors in the Indian mutual fund industry, especially from the smaller cities and towns, have grown more than 2.5 times (year-on-year) on average amid the boom in the stock market, a report showed on Saturday. Women’s financial inclusion is increasing across urban and emerging regions and tier 4 cities saw a whopping over 140 per cent growth in women’s participation in the MF market, according to data shared by online brokerage Groww. Lalit Keshre, Co-founder and CEO, Groww, posted on X on Saturday said “While we had amazing growth across all segments in 2024, two segments stood out. Rise of women investors – number has doubled this year. And the number of portfolios with size greater than 1 crore tripled this year”. The women’s participation in MFs saw more than 100 per cent growth in Metro, tier 1, 2 and 3 cities. The cities with the highest number of women MF investors are Delhi, Mumbai and Kolkata (Metro) and Pune, Lucknow, Nagpur, Ahmedabad and Jaipur (Non-Metro). “Women’s SIP contributions are 25 per cent higher than men’s, and female SIP investors now make up one in four (compared to one in five last year),” the data showed. When it comes to monthly SIP contribution, the average ticket size is Rs 2,500 (indicating a focus on long-term wealth). Women SIP investors, 50 per cent are less than 30 years of age, followed by 33 per cent in the 30-40 year bracket and 17 per cent are age 40 and above. The Indian mutual fund industry saw a meteoric rise in 2024, as the assets under management of all MF schemes increased by more than Rs 17 lakh crore this year. According to data from the Association of Mutual Funds in India, the mutual fund industry’s AUM was Rs 68 lakh crore at the end of November 2024, which is Rs 17.22 lakh crore or 33 per cent more than the December 2023 figure of Rs 50.78 lakh crore. National Stock Exchange data showed a record 42,76,207 investors joined the Indian stock market in November. The latest SBI Research report said that India is witnessing at least 30 million new demat accounts being opened every year since 2021. The post Role of Indian women investors in mutual fund industry grow 2.5 times in 2024 appeared first on Global Governance News- Asia's First Bilingual News portal for Global News and Updates. [ad_2] Source link

[news365times]

[ad_1] By Anjali Sharma WASHINGTON – The Report issued on Sunday showed that women investors in the Indian mutual fund industry, especially from the smaller cities and towns, have grown more than 2.5 times (year-on-year) on average amid the boom in the stock market, a report showed on Saturday. Women’s financial inclusion is increasing across urban and emerging regions and tier 4 cities saw a whopping over 140 per cent growth in women’s participation in the MF market, according to data shared by online brokerage Groww. Lalit Keshre, Co-founder and CEO, Groww, posted on X on Saturday said “While we had amazing growth across all segments in 2024, two segments stood out. Rise of women investors – number has doubled this year. And the number of portfolios with size greater than 1 crore tripled this year”. The women’s participation in MFs saw more than 100 per cent growth in Metro, tier 1, 2 and 3 cities. The cities with the highest number of women MF investors are Delhi, Mumbai and Kolkata (Metro) and Pune, Lucknow, Nagpur, Ahmedabad and Jaipur (Non-Metro). “Women’s SIP contributions are 25 per cent higher than men’s, and female SIP investors now make up one in four (compared to one in five last year),” the data showed. When it comes to monthly SIP contribution, the average ticket size is Rs 2,500 (indicating a focus on long-term wealth). Women SIP investors, 50 per cent are less than 30 years of age, followed by 33 per cent in the 30-40 year bracket and 17 per cent are age 40 and above. The Indian mutual fund industry saw a meteoric rise in 2024, as the assets under management of all MF schemes increased by more than Rs 17 lakh crore this year. According to data from the Association of Mutual Funds in India, the mutual fund industry’s AUM was Rs 68 lakh crore at the end of November 2024, which is Rs 17.22 lakh crore or 33 per cent more than the December 2023 figure of Rs 50.78 lakh crore. National Stock Exchange data showed a record 42,76,207 investors joined the Indian stock market in November. The latest SBI Research report said that India is witnessing at least 30 million new demat accounts being opened every year since 2021. The post Role of Indian women investors in mutual fund industry grow 2.5 times in 2024 appeared first on Global Governance News- Asia's First Bilingual News portal for Global News and Updates. [ad_2] Source link

[odnewsin]

Indian startups raise $145 million in funding this week

New Delhi: The domestic startup ecosystem raised more than $145 million, as investor confidence is reviving in the country when it comes to VC funding. Publicly-listed gaming firm Nazara raised $101.3 million via a preferential share issue, led by investors like SBI Mutual Fund, Caratlane founder Mithun Sacheti, and Aamara Capital. ShopDeck, a direct-to-consumer (D2C) e-commerce enabler, raised…

[digitalworldmarketview]

🚨 Important Update for Investors! 🚨 SBI Mutual Fund has extended the closure date of its SBI Nifty 500 Index Fund NFO to September 26 (previously September 24). This gives investors two more days to invest in this open-ended scheme that replicates/tracks the Nifty 500 Index! Make sure you take advantage of this extended window! ⏳ 📅 New Closing Date: September 26, 2024 🔍 Track the Nifty 500 Index with ease! #SBI #MutualFunds #Nifty500 #InvestSmart #Finance #WealthManagement #InvestmentOpportunity #worldmarketview

[trandingpost1]

SBI Automotive Opportunities Fund NFO: A Helping Guide for Investors

SBI Automotive Opportunities Fund NFO The Indian automotive industry is witnessing a period of significant transformation. With increasing disposable incomes, a growing middle class, and a shift towards electric vehicles, the sector presents exciting investment opportunities. Recognizing this potential, SBI Funds, a leading mutual fund house in India, has launched the SBI Automotive Opportunities Fund (NFO). This article delves into the details of this new fund offer, providing potential investors with a comprehensive overview to make informed investment decisions.

Understanding the SBI Automotive Opportunities Fund NFO

The SBI Automotive Opportunities Fund is an open-ended thematic equity scheme focusing on the Indian auto sector. The fund aims to invest in companies across the automotive value chain, including car manufacturers, two-wheeler companies, auto component makers, and electric vehicle (EV) players. This diversified approach allows investors to gain exposure to the entire spectrum of the automotive industry and potentially benefit from its overall growth trajectory. Investment Strategy of the SBI Automotive Opportunities Fund The fund will be actively managed by a team of experienced fund managers at SBI Funds. These managers will employ a rigorous stock selection process, focusing on companies that demonstrate strong fundamentals, healthy financials, and the potential for future growth. The fund will primarily invest in large-cap and mid-cap companies within the automotive sector, with a potential allocation to select small-cap companies with high-growth potential. Benefits of Investing in the SBI Automotive Opportunities Fund - Exposure to a High-Growth Sector: The Indian automotive industry is expected to witness significant growth in the coming years, driven by various factors like rising incomes, increasing demand for personal vehicles, and the adoption of electric vehicles. By investing in the SBI Automotive Opportunities Fund, investors gain exposure to this high-growth sector and potentially benefit from its long-term potential. - Active Management: The fund is actively managed by experienced professionals who leverage their research expertise to select promising companies within the automotive space. This active management approach aims to outperform the benchmark index and generate superior returns for investors. - Diversification: The fund invests across various segments of the automotive industry, including car manufacturers, two-wheeler companies, auto component makers, and EV players. This diversification helps mitigate risk and provides investors with a well-rounded exposure to the sector's growth potential. - Professional Management: Investing in individual stocks within the automotive sector can be time-consuming and require in-depth knowledge of the industry. The SBI Automotive Opportunities Fund offers a convenient way to gain exposure to the sector through a professionally managed investment vehicle. Suitability for Investors The SBI Automotive Opportunities Fund is suitable for investors with a moderate to high-risk appetite and a long-term investment horizon (ideally 5 years or more). The fund's focus on the automotive sector inherently carries a certain degree of risk associated with the cyclical nature of the industry. However, investors seeking to capitalize on the long-term growth prospects of the Indian automotive sector may find this fund to be a compelling investment option.

Factors to Consider Before Investing

Before investing in the SBI Automotive Opportunities Fund, it is crucial for investors to consider several factors: - Investment Objective: Align your investment with your overall financial goals and risk tolerance. - Investment Horizon: The fund is suited for long-term investors with a horizon of at least 5 years. - Risk Profile: The fund carries inherent risks associated with the automotive sector's cyclical nature. - Existing Portfolio: Evaluate how the fund complements your existing portfolio diversification. - Investment Alternatives: Compare the SBI Automotive Opportunities Fund with other sector-specific or thematic funds.

Investing in the SBI Automotive Opportunities Fund

The SBI Automotive Opportunities Fund operates as an NFO (New Fund Offer), meaning it is open for a limited subscription period. Investors can invest in the fund through various channels, including online platforms offered by SBI Funds or brokers, physical application forms submitted at branches of SBI or authorized distributors. Conclusion The SBI Automotive Opportunities Fund presents a potentially lucrative investment opportunity for investors seeking exposure to the burgeoning Indian automotive sector. By offering a diversified approach, active management, and professional expertise, the fund aims to deliver superior returns for investors with a long-term investment horizon. However, it is essential to carefully consider your risk profile, investment goals, and existing portfolio before making an investment decision. Conducting thorough research and consulting with a financial advisor can further assist you in making an informed choice. Read the full article

[zfundsofficial]

10 Best SIP Plans for ₹1000 Per Month

Systematic Investment Plans (SIPs) have become a popular way for investors to accumulate wealth over time by investing small amounts regularly in mutual funds. SIPs are particularly appealing to new and small investors because they offer the benefits of rupee cost averaging, disciplined investing, and the potential for compounding returns. If you are looking to start investing with a modest amount like ₹1000 per month, here are ten of the best SIP plans for ₹1000 per month to consider.

1. Axis Bluechip Fund

Category: Large-Cap Fund

Fund Objective: Invests in large-cap companies with a strong track record.

Key Features: Lower risk compared to mid and small-cap funds, consistent performer.

Ideal For: Conservative investors seeking stable growth.

2. Mirae Asset Emerging Bluechip Fund

Category: Large and Mid-Cap Fund

Fund Objective: Invests in a mix of large and mid-cap stocks.

Key Features: Potential for higher returns with a blend of stability and growth.

Ideal For: Investors willing to take moderate risk for better returns.

3. SBI Small Cap Fund

Category: Small-Cap Fund

Fund Objective: Focuses on high-growth potential small-cap stocks.

Key Features: Higher risk, but potential for substantial returns.

Ideal For: Aggressive investors with a long-term horizon.

4. HDFC Mid-Cap Opportunities Fund

Category: Mid-Cap Fund

Fund Objective: Invests in mid-sized companies with growth potential.

Key Features: Balanced risk and reward, suitable for long-term wealth creation.

Ideal For: Investors with a moderate risk appetite.

5. Kotak Standard Multicap Fund

Category: Multi-Cap Fund

Fund Objective: Diversifies investments across large, mid, and small-cap stocks.

Key Features: Flexibility to adapt to market conditions, diversified risk.

Ideal For: Investors seeking diversified exposure.

6. ICICI Prudential Equity & Debt Fund

Category: Hybrid Fund

Fund Objective: Combines equity and debt for balanced risk and return.

Key Features: Stability from debt, growth from equity.

Ideal For: Conservative investors looking for balanced growth.

7. L&T Emerging Businesses Fund

Category: Small-Cap Fund

Fund Objective: Invests in small-cap companies with growth potential.

Key Features: High growth potential, higher risk.

Ideal For: Aggressive investors with a long-term outlook.

8. Franklin India Feeder – Franklin U.S. Opportunities Fund

Category: International Fund

Fund Objective: Invests in U.S. companies, providing geographical diversification.

Key Features: Exposure to global markets, currency diversification.

Ideal For: Investors looking to diversify internationally.

9. Tata Digital India Fund

Category: Sectoral Fund

Fund Objective: Focuses on technology and digital companies.

Key Features: High growth potential in the tech sector, higher risk.

Ideal For: Investors bullish on the tech sector.

10. Aditya Birla Sun Life Tax Relief 96

Category: ELSS (Equity Linked Savings Scheme)

Fund Objective: Offers tax benefits under Section 80C along with growth.

Key Features: Tax saving with potential for equity returns, three-year lock-in.

Ideal For: Investors looking to save tax and generate long-term wealth.

Conclusion

Investing ₹1000 per month through SIPs in mutual funds can be an excellent way to build wealth over time. Each of these funds offers unique benefits tailored to different investment goals and risk appetites. Whether you are a conservative investor seeking stability or an aggressive investor aiming for high growth, there is a SIP plan that suits your needs. Remember to evaluate your financial goals, risk tolerance, and investment horizon before making any investment decisions. Regularly review and adjust your investments to stay aligned with your objectives and market conditions.

[college-buz]

Vodafone Idea Secures Rs 5,400 Crore from Anchor Investors Ahead of FPO

As Vodafone Idea (VIL) prepares for its much-anticipated Follow-On Public Offering (FPO), the telecom giant has successfully closed its anchor book allocation, raising a substantial Rs 5,400 crore from both global and domestic investors. This significant investment marks a pivotal moment for the company, positioning it strategically as it gears up for the next phase of growth.

The anchor book allocation, comprising 490.9 crore shares allotted to 74 funds, saw enthusiastic participation from esteemed investors at Rs 11 per share, reflecting confidence in VIL’s potential. Among the notable investors are GQG Partners Emerging Markets Equity Fund, Fidelity, UBS Fund Management, Abu Dhabi Investment Authority, and others, alongside domestic heavyweights like Motilal Oswal Mutual Fund, HDFC Mutual Fund, and SBI General Insurance.

This achievement places Vodafone Idea’s anchor book as the third-largest in history, following the footsteps of One 97 Communications and Life Insurance Corporation (LIC), which raised Rs 8,235 crore and Rs 5,627 crore, respectively, in their anchor rounds. Such substantial support underscores the confidence investors have in VIL’s future prospects.

The forthcoming FPO, scheduled to open for public subscription on April 18 and conclude on April 22, is poised to be the country’s largest, with a price band set between Rs 10 and Rs 11 per share. This monumental fundraising endeavor is expected to inject fresh capital into VIL, empowering the company to bolster its position in the fiercely competitive Indian telecom market.

With industry giants like Reliance Jio and Bharti Airtel dominating the landscape, Vodafone Idea aims to leverage these funds to fortify its presence, accelerate the much-awaited 5G rollout, enhance 4G services, and address pending vendor dues. Additionally, the infusion of capital will enable VIL to execute its ambitious plans of matching its competitors’ offerings and stemming the tide of subscriber attrition.

The road ahead hasn’t been easy for Vodafone Idea, grappling with a daunting debt burden of Rs 2.1 lakh crore and consecutive quarterly losses. Despite these challenges, the company remains resolute in its commitment to rejuvenate its operations and emerge stronger in the ever-evolving telecom sector.

As the telecom landscape continues to evolve, Vodafone Idea’s strategic moves and robust investor support signal a new chapter in its journey towards revitalization and sustainable growth. With the stage set for its transformative FPO, all eyes are on VIL as it navigates through the dynamic telecom terrain, poised for a resurgence in the days to come.

[joininsurancecareer]

Become an Insurance Advisor with SBI Life

Become an Insurance Advisor with SBI Life

Searching for v Understanding the requirements for the job can assist you in the interview process. The experts at Join Insurance Career can assist you better in learning about the whole process of How to Become Policybazaar Agent.

Requirement: How to Become Policybazaar Agent

When looking for How to Become Policybazaar Agent, you must be 18 and have a 12th-grade education. You must also successfully complete the agent training and earn the certification. Apart from this, you must also drive your own efforts and have a flair for selling to join us as the insurance representative.

Procedure: How to Become Policybazaar Agent

When looking for How to Become Policybazaar Agent, visit the Policybazaar TV Partner website. This PB Partner website allows the registration of agents using Policybazaar.

Next, for How to Become Policybazaar Agent, the homepage will appear before you once you have accessed your official web page. On this page, you will find the option to register above. To register, click it.

Once you click on the button, a new page will appear before you.

You will need to fill in your cell phone number first. After this, you must select the”Send” OTP option to continue.

When you click Send OTP, a new page appears. On this page, you must submit the OTP you received from the mobile number provided by you.

Then, for How to Become Policybazaar Agent, you need to select the option to verify. If you believe that the OTP matches, a web page will display before you.

Enrolling in a professional program when looking at How to Become Policybazaar Agent is essential?

When looking How to Become Policybazaar Agent, enroll in an accredited professional program at Join Insurance Career to improve your selling skills as you work towards your professional license. You can take part in regular sales classes or take courses explicitly designed to help insurance professionals.

For How to Become Policybazaar Agent, our professionals assist you in developing the abilities you need to manage client relationships. We also help you understand the typical problems you may confront as an insurance professional. Through our expert guidance, you will learn about the efficient sales method you can use.

How Do Experts at Join Insurance Career Help?

We only work with trusted brands in the insurance industry. They are the market leaders, and they are known for their best products, customer focus, claim settlement ratios, affordable premium, and customer service. These companies offer the best agent commission, best-in-class recognition, and rewards. So, join your hands to become a protector in someone’s life!

Some Reputed Companies We Work Together With Include:

TATA AIA Life Insurance

TATA AIG Insurance

TATA Mutual Fund

Care Health Insurance

ICICI Lombard Insurance

[redvisiontechnologies]

Imagine this:

You have a big-ticket client doing a monthly SIP of 1.5 lakhs. However, they require funds for their child's marriage.

Now, he wants to stop his monthly SIP and redeem investments that he has made over time. Or maybe he needs the money for a medical emergency and is adamant about redeeming his investment.

You are unable to stop this client from stopping this.

How will this impact you?

Loss of AUM

Loss of income

Stagnate growth

In fact, according to a report by Motilal Oswal, Mutual fund redemptions increased 39% year-on-year to Rs 332,300 crore in CY23.

It has led to a decline in net inflows to Rs 206,300 in 2023 from Rs 238,300 in CY22.

Why has this happened?

Liquidity is the culprit. Let me share an interesting fact with you to relate to this.

Did you know that LIC & PPF make more money than mutual funds?

But when we compare the returnsInvestment ProductAverage returns per annumMutual funds12-15%LIC4-5%PPF6-7%

Mutual funds offer better returns.

So, how is that possible that they make more money? The reason is that Mutual funds are very liquid when compared to other investment products.

The average holding period for LICs and PPFs is more than ten years. While over 50% of mutual funds units of regular plans were redeemed within a year, according to SEBI.

It is evident that the longer you hold investments, the better the compounding. That is why LICs and PPFs make more money than MFs.

But the question remains the same. How to stop premature redemptions?

What could you have done to stop premature redemption?

Scenario 1

When the market falls, clients panic and want to redeem.

To stop your client from redeeming their investment, you should link a purpose to it. The purpose of the investment has a psychological impact. It emotionally attaches the person to their goal.

This ensures that your AUM remains stable even during market turbulence.

However, it may seem like a far-fetched exercise to make goals for every client. Worry not, we have got a solution! Goal GPS with tracker. With this, you can:

Make quick goals, whether planning for child education, retirement, house planning, etc., with a family photo and a goal photo.

Map funds, whether existing or new, and assess the shortfall.

Track goals by sharing proper reports with your clients.

Scenario 2

When clients want funds during an emergency.

At times when there is an emergency, and your client needs money immediately, there is no choice but to redeem their investment.

To solve this, we have got another solution. MFDs can offer loans against mutual funds.

Let us discuss how loans against mutual funds can serve as valuable insurance against client redemption in another blog

For now, As suggested by DP Singh, SBI Mutual fund

Don’t over-sell liquidity in mutual funds, promote longevity of investments. Liquidity is a comfort feature – only to be used in real emergencies. The more you promote liquidity, the more challenges you will face as you keep bringing in new business while redemptions leak out from your AUM. The longevity of investments is the only win-win for your clients and yourself.

Whenever you receive a new lump sum or SIP from your client, make sure to link it with a purpose and ensure longevity of investments. To learn more about how Goal GPS can help you, contact us today!

[stockmarketanalysis]

Complete Guide to Socially Responsible Investing (SRI)

Why Socially Responsible Investing (SRI) Matters Today

In a world increasingly affected by climate change, inequality, and governance scandals, Socially Responsible Investing (SRI) has become a powerful way for investors to align their portfolios with their values. The shift isn’t just personal; globally, investors are realizing that sustainable investments can generate long-term returns while contributing to the planet's well-being.

For example, in India, the rising popularity of ESG-themed mutual funds like SBI Magnum ESG Fund or Axis ESG Equity Fund demonstrates the growing interest in ethical investing. According to a Morningstar report, ESG fund inflows in India surged 45% year-on-year in 2023, signaling a significant shift toward responsible investment.

What is Socially Responsible Investing (SRI)?

Socially Responsible Investing, or SRI, integrates Environmental, Social, and Governance (ESG) criteria into investment decisions. This means investors consider factors like a company’s carbon footprint, labor practices, and board diversity alongside financial performance.

Take Infosys, for instance, a leading IT firm in India that has committed to carbon neutrality and ethical governance. It’s a top choice for ESG-conscious investors looking to back companies that deliver both value and values.

Understanding ESG: The Core Pillar of SRI

The ESG framework lies at the heart of SRI, helping investors evaluate a company's impact across three dimensions:

Environmental: Measures efforts toward sustainability, including renewable energy and waste management. For example, Tata Power has heavily invested in renewable energy projects like solar and wind farms, making it an attractive option for green investing.

Social: Focuses on employee rights, diversity, and community engagement. Mahindra & Mahindra, for example, leads in rural development initiatives.

Governance: Evaluates ethical leadership and transparency. Companies like HDFC Bank have earned investor trust due to their sound governance practices.

Globally, indices like the MSCI ESG Leaders Index track top-performing companies in ESG compliance. These benchmarks also guide Indian funds, ensuring investments align with global standards.

SRI vs ESG vs Impact Investing: What’s the Difference?

Though often used interchangeably, SRI, ESG, and impact investing are distinct:

SRI: Focuses on excluding companies that don't align with personal values (e.g., tobacco, gambling).

ESG Investing: Involves actively analyzing companies based on ESG factors for better risk-adjusted returns.

Impact Investing: Directly targets projects or businesses that create measurable positive impacts, like microfinance initiatives in rural India.

For instance, impact investments in India often fund renewable energy startups or companies that promote financial inclusion, such as Bandhan Bank, which supports microloans for women.

How Does Socially Responsible Investing Work?

SRI works through a mix of strategies that balance ethics and financial goals:

Negative Screening: Excludes harmful sectors (e.g., coal, tobacco). For example, many Indian ESG funds avoid stocks like ITC due to its involvement in tobacco production.

Positive Screening: Prioritizes companies excelling in ESG performance, like Hindustan Unilever, which focuses on water conservation and sustainable sourcing.

Shareholder Advocacy: Investors use their stakes to push companies for better ESG practices. Globally, organizations like the UN Principles for Responsible Investment (UNPRI) support this approach.

Community Investing: Focuses on underserved regions or causes. For example, investments in rural solar startups in India contribute to energy access while generating returns.

Getting Started with Socially Responsible Investing

If you’re new to SRI, here’s a step-by-step guide:

Define Your Values: What matters most—climate change, social equity, or governance? Align your investments accordingly.

Research ESG Funds: Look into funds like the Quantum India ESG Equity Fund or Aditya Birla Sun Life ESG Fund that specialize in sustainable investments.

Use SRI Tools: Platforms like Strike.money offer intuitive trading tools to filter ESG-compliant stocks and funds, making SRI accessible for everyone.

Evaluate Performance: Beyond ESG ratings, check financial metrics to ensure your investments generate returns.

Examples of Socially Responsible Investments in India

Several Indian companies and funds stand out for their ESG compliance and sustainable practices:

Tata Consultancy Services (TCS): Known for energy-efficient data centers and employee diversity initiatives.

Maruti Suzuki: Actively reduces emissions through hybrid and electric vehicle innovation.

Renew Power: India’s leading renewable energy producer, contributing to the country’s clean energy targets.

These companies are often included in ESG indices like the Nifty ESG 100 Index, which tracks the top 100 ESG-compliant companies in India.

Benefits of Socially Responsible Investing

SRI offers several advantages that make it appealing to investors:

Competitive Returns: Studies, including one by Morningstar, show that ESG-focused funds often match or outperform traditional funds. For example, the SBI Magnum ESG Fund has delivered strong long-term returns.

Positive Impact: Your investments directly support companies tackling climate change, reducing inequality, or promoting diversity.

Risk Mitigation: ESG-compliant companies often face fewer regulatory penalties, making them less risky for long-term investors.

Challenges and Criticisms of SRI

While SRI has many benefits, it’s not without its challenges:

Greenwashing: Some companies exaggerate their ESG credentials. For example, a report by CFA Institute found that many ESG funds include stocks with questionable practices.

Limited Options in India: While growing, the Indian ESG fund market still lacks variety compared to global markets.

Subjectivity of ESG Ratings: Different agencies like MSCI and Sustainalytics often rate companies inconsistently, making it hard for investors to decide.

To mitigate these challenges, tools like Strike.money allow investors to compare ESG scores across sources for better decision-making.

Future Trends in Socially Responsible Investing

The future of SRI looks promising, with several trends gaining traction:

Green Bonds: These bonds fund renewable energy and climate projects. In India, NTPC’s green bonds raised billions for solar energy expansion.

Regulatory Push: SEBI’s new ESG disclosure norms ensure better transparency from listed companies.

Technology Integration: AI and data analytics are revolutionizing ESG tracking, making compliance more measurable.

India’s focus on the UN Sustainable Development Goals (SDGs) is further driving innovation and investment in areas like renewable energy and gender equity.

How to Identify Greenwashing and Make Truly Responsible Investments

Greenwashing—when companies falsely market themselves as sustainable—is a growing concern. Here’s how to avoid it:

Check Certifications: Look for companies verified by CDP (Carbon Disclosure Project) or adhering to SEBI’s ESG guidelines.

Analyze Reports: Go beyond marketing claims to review a company’s ESG reports.

Use Reliable Tools: Platforms like Strike.money offer verified ESG scores, ensuring your investments are genuinely responsible.

Conclusion: Making a Positive Impact with SRI

Socially Responsible Investing isn’t just a trend—it’s a powerful way to generate wealth while contributing to a better world. Whether you’re investing in Tata Power’s renewable energy projects or diversifying with ESG funds like Axis ESG Equity Fund, every choice you make has the potential to drive change.

Take the first step toward ethical investing with tools like Strike.money, which simplifies SRI by helping you find ESG-compliant stocks and funds that align with your values. Together, we can build portfolios that benefit both our wallets and the planet.

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Raheja the Delhi Mall Patel Nagar: A Retail and Entertainment Hub

Welcome to Raheja the Delhi Mall in Patel Nagar! This iconic shopping destination offers a wide range of retail shops, a vibrant food court, and a state-of-the-art multiplex. With its convenient location and diverse offerings, this mall has become a go-to destination for residents and visitors alike.

Retail Shops

At Raheja The Delhi Mall, you'll find an extensive selection of retail shops that cater to various interests and preferences. Whether you're in search of fashionable clothing, accessories, home decor, electronics, or personal care products, this mall has it all. Our diverse range of retail shops ensures that there's something for everyone.

From popular international brands to local boutiques, you'll find a delightful mix of options at Raheja the Delhi Mall. Enjoy a seamless shopping experience as you browse through the latest trends and make your purchases. With the mall's spacious layout and well-designed storefronts, you'll feel enticed to explore the various shops and discover new favorites.

Food Court

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9 Screen Multiplex

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With a diverse range of genres and movies from around the world, there's always something for everyone. Kick back, relax, and immerse yourself in the magic of the big screen as you enjoy top-notch audiovisual quality and exceptional service. Whether you're a movie buff or simply looking for an entertaining outing, the multiplex at Raheja the Delhi Mall promises an unforgettable experience.

Secured By SBI Mutual Fund

At Raheja the Delhi Mall, we prioritize the safety and security of our visitors and strive to provide a secure environment. To ensure your peace of mind, the mall is secured by SBI Mutual Fund, a trusted name in the financial industry.

With SBI Mutual Fund's expertise in risk management and security, you can enjoy your shopping and entertainment experience without any worries. We understand the importance of creating a secure environment for our visitors, and our partnership with SBI Mutual Fund reflects our commitment to their safety.

Conclusion

Raheja the Delhi Mall in Patel Nagar offers an unparalleled shopping and entertainment experience. With its diverse range of retail shops, vibrant food court, and top-notch multiplex, this mall caters to a variety of interests and preferences. Enjoy a seamless and secure experience while exploring the wide array of offerings at Raheja the Delhi Mall. Plan your visit today and unlock a world of retail therapy and entertainment delights.

Visit: https://www.rahejadelhimall.com/