#sbi mutual fund news

[businessskibat]

SBI Mutual Fund 2025 सिर्फ् ₹2000 कि Investment से बन सकता है 14 लाख रुपया ,क्या है तरीके

SBI Mutual Fund 2025 :क्या आप जानते हैं कि सिर्फ दो हजार रुपये प्रति महीने का निवेश आपको 13 लाख रुपये से अधिक का पैसा दे सकता है? SBI Flexicap Fund Direct Growth के इस बेहतरीन प्लान को जानें और अपने सपनों को साकार करने के लिए तैयार हो जाएं। अब शुरू करें,SBI Flexicap Fund Direct Growth, अगर आप म्यूचुअल फंड में निवेश करने की सोच रहे हैं, एक अच्छा विकल्प हो सकता है। लंबे समय से निवेशकों ने स्थिरता…

[moneyisleseo]

A Guide to Smart Financial Growth with Stock Market Trading & sip investment plans

Stock market trading and mutual fund investments are among the most effective ways to build wealth over time. Whether you are a beginner or an experienced investor, understanding trading accounts, mutual funds, and investment plans can help maximize your financial returns. This article explores key aspects of stock market trading, investment strategies, and the best platforms for trading and mutual fund investments. What is Stock Market Trading?Stock market trading involves buying and selling shares of publicly listed companies with the goal of making a profit. It is broadly categorized into:

Intraday Trading: Buying and selling stocks within the same day.

Swing Trading: Holding stocks for investment in share market india​ a few days or weeks to capitalize on market fluctuations.

Long-Term Investing: Holding stocks for years to benefit from growth and dividends.

Investing in the Stock MarketInvesting in the stock market requires a strategic approach. Here are some key factors to consider:

Research the Market: Analyze company performance, market trends, and economic factors.

Diversify Your Portfolio: Spread investments across different sectors to reduce risk.

Set Financial Goals: Define whether you aim for short-term gains or long-term wealth accumulation.

Monitor Market Trends: Stay updated on economic news, corporate earnings, and government policies that influence stock prices.

Trading Account: Your Gateway to Stock Market InvestmentTo trade in the stock market, you need a trading account and a Demat account:

Trading Account: Facilitates buying and selling of stocks.

Demat Account: Holds shares in electronic form.

Several brokers provide seamless trading account services, including Zerodha, Upstox, Angel One, and Groww, offering low brokerage fees and a user-friendly interface. Best Investment Plans in Mutual FundsMutual funds are a great way to diversify best mutual funds India  investments while reducing risk. Some of the best investment plans in mutual funds include:

Equity Mutual Funds: Best for long-term capital growth.

Debt Mutual Funds: Ideal for stable, low-risk returns.

Hybrid Funds: A mix of equity and debt for balanced investment.

ELSS (Tax-Saving Funds): Help save taxes under Section 80C while offering market-linked returns.

Top Mutual Fund Companies in IndiaIndia has several reputed mutual fund companies that offer well-managed investment schemes. Some of the best ones include:

SBI Mutual Fund

HDFC Mutual Fund

ICICI Prudential Mutual Fund

Axis Mutual Fund

Nippon India Mutual Fund

Best Trading Apps in IndiaStock trading is now easier with mobile applications. Some of the best trading apps in India include:

Zerodha Kite: Low-cost and feature-rich trading platform.

Groww: Simple interface with mutual fund and stock investment options.

Upstox: Offers advanced charting tools for active traders.

Angel One: Provides expert research and recommendations.

INDmoney: Allows investment in US stocks along with Indian markets.

Mutual Fund Investment Plans & SIP CalculatorA Systematic Investment Plan (SIP) allows investors to invest small amounts at regular intervals instead of a lump sum. To estimate returns, investors can use an sip investment plan calculator, which helps determine the future value of investments based on tenure, contribution, and expected returns. Best Investment Plans in IndiaApart from stock trading and mutual funds, other lucrative investment plans include:

Fixed Deposits (FDs): Ideal for risk-averse investors seeking guaranteed returns.

Public Provident Fund (PPF): A long-term tax-free investment.

Real Estate: A solid investment for asset appreciation.

ULIPs (Unit Linked Insurance Plans): Combine investment with insurance benefits.

Final ThoughtsStock market trading and mutual fund investments can significantly contribute to financial growth when done wisely. Choosing the right trading platform, investment strategy, and financial instruments is crucial to maximizing returns. By understanding market trends and leveraging the best investment plans, investors can build a strong financial portfolio for the future. Disclaimer: Investments in the stock market trading in india and mutual funds are subject to market risks. Please consult a financial advisor before making any investment decisions.  MoneyIsle, we provide access to a wide range of investment options, including mutual funds, stocks, SIPs, and fixed-income instruments. Whether you're a beginner or an experienced trader, our platform is designed to help you make informed financial decisions with ease.

[mohitbohra]

Steady Returns with Minimal Effort: The Future of Passive Investment Options

Investing in financial markets has become more accessible than ever. With increasing awareness, investors are looking for ways to grow their wealth with minimal effort and risk. Passive investing, which involves investing in funds that track market indices rather than actively picking stocks, is becoming a popular choice. Many investment companies, including SBI Mutual Fund, offer such options, making it easier for investors to participate in the market without constant monitoring.

One of the most widely used passive investment options is index funds. These funds track a specific market index, such as the NIFTY 50 or SENSEX, allowing investors to benefit from overall market growth. Since they do not require active stock selection, index-based investments have lower costs and provide stable returns over time. This makes them a preferred choice for individuals looking for a simple and effective way to grow their wealth.

Why Passive Investment Options Are Gaining Popularity

Several factors have contributed to the growing interest in passive investing:

1. Low Cost

Unlike actively managed funds, which involve frequent stock buying and selling, passive funds simply track an index. This reduces operational costs and management fees, allowing investors to retain more of their returns.

2. Market Performance Advantage

Studies have shown that, over time, only a few active fund managers consistently outperform the market. Passive investments, by tracking market indices, provide steady returns that align with overall market growth.

3. Reduced Risk and Simplicity

Passive funds offer diversification by including multiple stocks from different sectors. This helps reduce risk, as losses in one sector may be balanced by gains in another. Additionally, these funds require minimal monitoring, making them suitable for both experienced and new investors.

4. Long-Term Growth Potential

Market indices tend to grow over time, reflecting the progress of the economy. Investors who stay invested in passive funds for the long term can benefit from this steady growth, making it an ideal strategy for wealth creation.

The Future of Passive Investments in India

With the increasing popularity of passive investing, financial institutions are introducing more products in this category. Exchange-Traded Funds (ETFs) and other index-based funds are now more widely available, catering to investors with different financial goals. As awareness about passive investing grows, more people are expected to shift towards these options.

Furthermore, advancements in financial technology and digital platforms have made investing easier. Investors can now buy and track passive funds online, making the process more convenient. This has led to increased participation from retail investors who prefer low-cost, low-risk investments.

Conclusion

Passive investing is transforming the way people approach financial growth. With lower costs, reduced risk, and ease of investing, it has become a strong alternative to active management. As more investors recognise its benefits, the demand for passive investment options is likely to increase. Those looking for steady and long-term wealth creation can consider passive funds as a reliable strategy for financial success.

[investmoneyhub]

https://investmoneyhub.com/the-ultimate-guide-to-mutual-fund-investment-everything-you-need-to-know/

Mutual funds are investment products available to investors through which they can invest in an asset class of their choice such as equity, debt, gold or real estate. Investors who may not want to invest directly in financial markets may instead get exposure to the same securities through a mutual fund.Similarly, investors can diversify their portfolio holdings even with small amounts, by investing in gold and real estate through mutual funds. There are multiple entities involved in the activities of a mutual fund business. All these entities are regulated by SEBI for their eligibility in terms of experience and financial soundness, range of responsibilities and accountability.

How mutual funds operate?

The mutual fund appoints trustees to take care of various rights of investor when launching various schemes. Mutual fund appoints an asset management company (AMC) to manage the activities related to launching a scheme, marketing it, collecting funds, investing the funds according to the scheme’s investment objectives and enabling investor transactions.

New Fund offer (NFO)

The mutual fund invites subscription from investors by issuing an offer document that gives all details of the proposed fund, including its investment objective, investment pattern in different asset classes to reflect the objective, the strategy of the fund manager to manage the fund, the costs and fees associated with managing the fund and all other information prescribed by SEBI as essential for an investor to make an investment decision. This is the New Fund Offer (NFO) of the scheme.

The investor will assess the suitability of the fund for their investment needs and make an investment decision. The application form along with the abridged offer document called the Key Information Memorandum (KIM) is available with the AMC, investor service centres and other distribution points, the details of which are available in the KIM. The activities related to maintaining investor records and investment details and communicating with the investors is done by the R&T agent of the scheme.

Investment objective

An investor should decide to invest in a mutual fund scheme after following the suitability of the scheme to their needs. A investment objective defines the scheme of mutual fund. The investment objective states what the scheme intends to achieve. The asset class that the fund will invest in, the type of securities that will be selected and the way the fund will be managed will depend upon the investment objective.

What are the units of mutual fund?

Just as the number of shares of company represents the investors’ investment, or number of bonds or debentures represent investments in debt, units represent each investor’s investments in that mutual fund derived from the amount invested. Each unit represents one share of the fund. For example, A & B invests in SBI Equity fund when the price of each unit is Rs.10. A invests Rs.5,000 and B Rs.10,000. The number of units allotted is calculated as amount invested/price per units. A : Rs.5,000/Rs.10 = 500 units B : Rs.10,000/Rs.10= 1000 units. Through a new fund offer (NFO) investor gets offer of units. Subsequently, depending upon the structure of the scheme, the fund may or may not issue fresh units to investors.

Net assets

The assets of a mutual fund scheme are the current value of the portfolio of securities held by it. There may be some current assets such as cash and receivables. Together they form the total assets of the scheme. From this, the fees and expenses related to managing the fund such as fund manager’s fees, charges paid to constituents, regulatory expenses on advertisements and such are deducted to arrive at the net assets of the scheme.

Net assets of the scheme will go down if investors take out their investments from the scheme by redeeming their units or if the securities held in the portfolio fall in value or when expenses related to the scheme are accounted for. The net assets of the scheme are therefore not a fixed value but keep changing with a change in any of the above factors.

Net asset value (NAV)

The net asset per unit of a scheme is Net assets/Number of outstanding units of the scheme. This is the Net asset value (NAV). The NAV of the scheme will change with every change in the Net Assets of the scheme.

A redemption or additional investment will not directly affect the NAV since the transactions are conducted at the NAV.The time when a request for a purchase or redemption or switch of units is received by a mutual fund will determine when it is processed. This is a standard that is followed across all mutual funds so that there is equity and fairness in allocation and that no investors gets a preferential treatment over others. The NAV that will be applicable would thus be determined by the time when the request is received by the mutual fund.

The current value of the portfolio forms the base of the net assets of the scheme and therefore the NAV. It means that if the portfolio was to be liquidated, then this would be the value that would be realised and distributed to the investors. Therefore, the portfolio has to reflect the current market price of the securities held. This process of valuing the portfolio on a daily basis at current value is called marking to market.

Open- ended and Closed-end Schemes

Mutual fund schemes can be structured as open-ended or closed-end schemes. An open-ended scheme allows investors to invest in additional units and redeem investment continuously at current NAV. The scheme is for perpetuity unless the investors decide to wind up the scheme. The unit capital of the scheme is not fixed but changes with every investment or redemption made by investors.

A closed-end scheme is for a fixed period or tenor. It offers units to investors only during the new fund offer (NFO).The scheme is closed for transactions with investors after this. The units allotted are redeemed by the fund at the prevalent NAV when the term is over and the fund ceases to exist after this. In the interim, if investors want to exit their investment they can do so by selling the units to other investors on a stock exchange where they are mandatorily listed. The unit capital of a closed end fund does not change over the life of the scheme since transactions between investors on the stock exchange does not affect the fund.

Interval fund

It is a variant of closed end funds which become open-ended during specified periods. During these periods investors can purchase and redeem units like in an open-ended fund. The specified transaction periods are for a minimum period of two days and there must be a minimum gap of 15 days between two transaction periods. Like closed-ended funds, these funds have to be listed on a stock exchange

Exchange Traded Funds(ETF)

These are mutual funds that have the features of a mutual fund but can be traded. Like a stock they are listed on the stock exchange so they can be traded all day long. Beneath this feature is the fact that the ETF is a mutual fund that has its value derived from the value of the holdings in its portfolio. ETFs usually track some index when it comes to equity oriented funds while they can also track the price of a commodity like gold.Instead of a single NAV for a day that the investor gets in a normal open ended fund there are multiple prices they can get in an ETF. In an ETF it is actually investors trading with each other while in case of an open ended fund it is the investor on one side of the transaction and the mutual fund on the other side.

Regulator

The Securities and Exchange Board of India (SEBI) is the primary regulator of mutual funds in India. SEBI’s Regulations called the SEBI (Mutual Funds) Regulations, 1996, along with amendments made from time to time, govern the setting up a mutual fund and its structure, launching a scheme, creating and managing the portfolio, investor protection, investor services and roles and responsibilities of the constituents. Apart from SEBI, other regulators such as the RBI are also involved for specific areas which involve foreign exchange transactions such as investments in international markets and investments by foreign nationals and the role of the banking system in the mutual funds industry in India.

Association of Mutual Funds in India (AMFI) is the industry body that oversees the functioning of the industry and recommends best practices to be followed by the industry members. SEBI has defined the process of categorizing open-end mutual fund products broadly as equity schemes, debt schemes, hybrid schemes, solution oriented schemes and other schemes.

Open-ended schemes are classified based on the asset class/sub-asset class, the strategy adopted to select and manage the schemes or the solutions offered by the scheme. Only one scheme per category is permitted for each mutual fund. The exceptions are Index funds and Exchange Traded Funds (ETF) tracking different indices, Fund of Funds with different underlying schemes and sectoral/thematic funds investing in different sectors or themes.

Equity Funds

Equity funds invest in a portfolio of equity shares and equity related instruments. Since the portfolio comprises of the equity instruments, the risk and return from the scheme will be similar to directly investing in equity markets. Equity funds can be further categorized on the basis of the strategy adopted by the fund managers to manage the fund.

a) Passive & Active Funds

Passive funds invest the money in the companies represented in an index such as Nifty or Sensex in the same proportion as the company’s representation in the index. There is no selection of securities or investment decisions taken by the fund manager as to when to invest or how much to invest in each security. Active funds select stocks for the portfolio based on a strategy that is intended to generate higher return than the index. Active funds can be further categorized based on the way the securities for the portfolio are selected.

b) Diversified Equity funds

Diversified equity funds invest across segments, sectors and sizes of companies. Since the portfolio takes exposure to different stocks across sectors and market segments, there is a lower risk in such funds of poor performance of few stocks or sectors. Some equity diversified funds can also be closed ended schemes which are in operation for a specific time period. The assets are redeemed after the time period of the scheme is over and returned to the investors.

c) Based on market capitalisation

Equity funds may focus on a particular size of companies to benefit from the features of such companies. Equity stocks may be segmented based on market capitalization as large- cap, mid-cap and small-cap stocks. The open-end equity schemes (based on market capitalisation) are classified by SEBI as follows:

Large cap

Large cap funds invest in stocks of large, liquid blue-chip companies with stable performance and returns. Large-cap companies are those ranked 1 to 100th in terms of full market capitalization in the list of stocks prepared by AMFI. To be classified as a large cap fund, at least 80% of the total assets should be invested in such large cap companies.

Mid cap

Mid-cap funds invest in mid-cap companies that have the potential for faster growth and higher returns. These companies are more susceptible to economic downturns and therefore, evaluating and selecting the right companies becomes important. Funds that invest in such companies have a higher risk of the companies selected not being able to withstand the slowdown in revenues and profits.

Similarly, the price of the stocks also fall more when markets fall. Mid-cap companies are those ranked 101st to 250th in terms of full market capitalization in the list of stocks prepared by AMFI. To classify as a mid-cap fund, at least 65% of the total assets should be invested in such companies. Large and Mid-cap funds invest in equity-related securities of a combination of large and mid-cap companies. To be classified as a large and mid-cap fund, a minimum of 35% of the total assets should be invested in large cap companies and a minimum of 35% in mid-cap companies.

Small cap

Small-cap funds invest in companies with small market capitalisation with intent of benefitting from the higher gains in the price of stocks. The risks are also higher. Companies ranked from 251 onwards in terms of total market capitalization in the list of stocks prepared by AMFI are defined as small-cap companies. To be classified as a small cap fund, at least 65% of the total assets should be invested in such companies.

Multi cap

Multi cap funds invest across large, mid and small cap companies. Earlier to be classified as a multi cap fund at least 65% of the total assets should be invested in equity related instruments of such companies. At least 75% of the assets to be invested in equity related instruments with a minimum of 25 % in large caps, 25% in mid-caps and 25% in small caps. In Flexicap funds there is no minimum investment limits across market caps and the funds are free to invest according to their requirements. Overall at least 65% of the corpus has to be invested in equities.

d) Based on Sectors and Industries

Sector funds invest in companies that belong to a particular sector such as technology or banking. The risk is higher because of lesser diversification since such funds are concentrated in a particular sector. Sector performances tend to be cyclical and the return from investing in a sector is never the same across time. For example, Auto sector, does well, when the economy is doing well and more cars, trucks and bikes are bought. It does not do well, when demand goes down.

Banking sector does well, when interest rates are low in the market; they don’t do well when rates are high. Investments in sector funds have to be timed well.

Thanks for reading.

[zfundsofficial]

Maximize Income: Become an SBI Mutual Fund Distributor and Thrive!

If you’re looking for a flexible and rewarding career in the finance industry, becoming an SBI Mutual Fund Distributor could be the perfect opportunity you’ve been searching for. SBI Mutual Fund is one of India’s most reputable mutual fund companies, offering a strong market presence and a wide range of investment products. As a SBI mutual fund distributor, you can position yourself as a trusted financial advisor and earn attractive commissions while helping individuals and businesses achieve their financial goals through mutual fund investments. Here’s how becoming an SBI Mutual Fund distributor can help you maximize your income and build a successful career.

Why Choose SBI Mutual Fund Distribution?

Reputable Brand SBI Mutual Fund is one of India’s most reputed and trusted financial institutions. Associating with such a reputed brand gives you credibility and trust of potential clients, making it easier to build a customer base.

Attractive Earning Potential As an SBI Mutual Fund distributor, your earnings are directly linked to the number of clients you acquire and the value of their investments. You can earn commissions on both upfront and trail commissions, which means you can continue to earn even after the initial investment is made, till the last investment.

Diverse Product Range SBI offers a wide range of mutual fund schemes, which include equity funds, debt funds, hybrid funds, and more. This gives you the flexibility to sell different investment products as per client needs, whether they are looking for high returns or less risky investment options.

Comprehensive Training and Support SBI provides thorough training and resources to ensure that you are equipped with the knowledge you need to succeed. From understanding different fund options to learning how to provide tailored financial advice, the support system is robust for new and experienced distributors alike.

No Fixed Working Hours One of the biggest advantages of being a mutual fund distributor is the flexibility of working hours. You can work from anywhere and at any time that suits you. This flexibility allows you to balance work and personal life, making it an ideal option for those looking for a non-traditional career.

Steps to Become an SBI Mutual Fund Distributor

Pass the NISM Certification The first step to becoming an SBI mutual fund distributor is to pass the NISM Series V-A: Mutual Fund Distributors Certification Exam. This certification is essential for understanding mutual fund schemes, financial markets, and investment strategies. Once you pass the exam, you’ll receive an NISM certificate. You can take the help of NISM Mock test to pass the exam

Register for an ARN Number After passing the NISM exam, you must register for an AMFI Registration Number (ARN) through the Association of Mutual Funds in India (AMFI). This unique number identifies you as an authorized distributor.

Sign Up with an AMC To start marketing SBI Mutual Fund schemes, you’ll need sbi mutual fund distributor login credentials with an Asset Management Company (AMC), like SBI Mutual Fund, and obtain an ARN. AMCs provide training, resources, and support to help you succeed in distributing your funds.

Roles and Responsibilities of an SBI Mutual Fund Distributor

As an SBI mutual fund distributor, you will:

Educate Clients: Help clients understand various mutual fund options, risk factors, and expected returns, ensuring they make informed investment decisions.

Assess Risk Tolerance: Assist investors in determining their risk tolerance and recommend suitable funds (e.g., debt, equity, or hybrid funds).

Offer Personalized Investment Advice: Guide clients in selecting the best mutual fund schemes tailored to their financial goals.

Develop Investment Plans: Create investment strategies for clients that align with their financial objectives, helping them achieve long-term wealth.

Assist with Documentation: Help investors with the necessary paperwork for mutual fund investments, ensuring a smooth and hassle-free process.

Eligibility to Become an SBI Mutual Fund Distributor

Age: You must be at least 18 years old.

Educational Qualification: A minimum qualification of 10+2 (Higher Secondary) is required.

Certification: Passing the NISM va Certification (National Institute of Securities Markets) is mandatory to become a certified mutual fund distributor.

Conclusion

Becoming an SBI Mutual Fund Distributor is an excellent opportunity for those looking to thrive in the financial services industry. With flexible working hours, attractive earning potential, and the backing of a reputable brand, you have the tools you need to build a successful business. By focusing on relationship-building, continuous learning, and adapting to market trends, you can maximize your income and create long-term success as an SBI Mutual Fund distributor.

[traderscircuit7676]

Secrets of Intraday Trading and Swing Investing in the Indian Stock Market

The Indian stock market is buzzing with activity, presenting endless opportunities for traders and investors. Whether you're diving into intraday trading strategies, utilizing a swing stock screener, or planning long-term investments, understanding the market's pulse is crucial. This blog provides actionable insights using current scenarios from the Indian stock market to help you make informed decisions.

Intraday Trading Strategies: Seizing Short-Term Market Movements

Intraday trading focuses on buying and selling stocks within a single trading session to capitalize on price fluctuations. Here's how to approach it in the Indian market:

1. News-Based Trading in the Banking Sector

The banking sector often witnesses high volatility during major announcements like the Reserve Bank of India’s (RBI) monetary policy updates.

Example: During the last RBI rate cut announcement, stocks like HDFC Bank and SBI showed significant price movements. Traders who entered positions during the pre-announcement buildup and exited after the news capitalized on sharp intraday gains.

Strategy: Use technical tools like Bollinger Bands and Relative Strength Index (RSI) to identify overbought or oversold conditions for optimal entry and exit points.

2. Scalping in High-Liquidity Stocks

Scalping involves taking advantage of small price changes in highly liquid stocks like Reliance Industries or Infosys.

Example: Reliance Industries recently saw rapid price swings during oil price volatility, offering multiple scalping opportunities within hours.

Strategy: Focus on 5-minute charts and set strict stop-loss levels to minimize risks.

Swing Stock Screener: Spotting Mid-Term Opportunities

Swing trading bridges the gap between intraday trading and long-term investing. A swing stock screener helps identify stocks poised for short-to-medium-term price moves.

1. Riding Sectoral Trends in Renewable Energy

India’s renewable energy sector is gaining momentum, with stocks like Adani Green and Tata Power seeing increased investor interest.

Example: Tata Power recently rebounded from a key support level and showed a 15% rally over two weeks, ideal for swing traders.

Screener Criteria: Look for stocks with RSI above 60, trading near 52-week highs, and high trading volumes.

2. Earnings Momentum in IT Stocks

Quarterly earnings releases often drive stock momentum for days or weeks.

Example: Infosys posted better-than-expected earnings last quarter, resulting in a steady uptrend for two weeks. Swing traders who identified the breakout earned substantial returns.

Screener Criteria: Filter stocks with strong earnings growth, positive price momentum, and bullish technical patterns like flag or cup-and-handle formations.

Stock Market Investment Tips: Building Long-Term Wealth

Investing in the stock market requires patience and a clear strategy. Here are some tips to navigate the current Indian market environment:

1. Focus on Emerging Sectors

Example: The government’s push for infrastructure development and green energy has created opportunities in stocks like L&T and NTPC.

Tip: Allocate a portion of your portfolio to high-growth sectors like renewables, infrastructure, and technology for potential long-term gains.

2. Adopt a Balanced Portfolio Approach

Example: Combine high-growth stocks like Adani Enterprises with defensive bets like ITC, which offers consistent dividends and stability.

Tip: Diversify across sectors to mitigate risks and ensure steady returns even during market volatility.

3. Leverage SIPs for Consistent Investments

Systematic Investment Plans (SIPs) in mutual funds remain a preferred choice for retail investors in India.

Example: SIPs in equity-focused funds linked to the Nifty50 index have delivered consistent returns over the past five years.

Tip: Start SIPs in index or sectoral funds to build wealth steadily over time.

Conclusion: Navigating the Indian Stock Market

Success in the Indian stock market lies in adapting to its dynamic nature.

For short-term traders, intraday trading strategies like news-based trading and scalping offer quick returns.

Mid-term investors can use a swing stock screener to identify trending stocks in promising sectors.

Long-term investors should focus on diversification, SIPs, and high-growth opportunities in emerging sectors.

By combining these strategies with insights from the current market, you can make informed decisions and achieve your financial goals. Whether you're a trader or an investor, the Indian stock market has something to offer everyone

[news365timesindia]

[ad_1] By Anjali Sharma WASHINGTON – The Report issued on Sunday showed that women investors in the Indian mutual fund industry, especially from the smaller cities and towns, have grown more than 2.5 times (year-on-year) on average amid the boom in the stock market, a report showed on Saturday. Women’s financial inclusion is increasing across urban and emerging regions and tier 4 cities saw a whopping over 140 per cent growth in women’s participation in the MF market, according to data shared by online brokerage Groww. Lalit Keshre, Co-founder and CEO, Groww, posted on X on Saturday said “While we had amazing growth across all segments in 2024, two segments stood out. Rise of women investors – number has doubled this year. And the number of portfolios with size greater than 1 crore tripled this year”. The women’s participation in MFs saw more than 100 per cent growth in Metro, tier 1, 2 and 3 cities. The cities with the highest number of women MF investors are Delhi, Mumbai and Kolkata (Metro) and Pune, Lucknow, Nagpur, Ahmedabad and Jaipur (Non-Metro). “Women’s SIP contributions are 25 per cent higher than men’s, and female SIP investors now make up one in four (compared to one in five last year),” the data showed. When it comes to monthly SIP contribution, the average ticket size is Rs 2,500 (indicating a focus on long-term wealth). Women SIP investors, 50 per cent are less than 30 years of age, followed by 33 per cent in the 30-40 year bracket and 17 per cent are age 40 and above. The Indian mutual fund industry saw a meteoric rise in 2024, as the assets under management of all MF schemes increased by more than Rs 17 lakh crore this year. According to data from the Association of Mutual Funds in India, the mutual fund industry’s AUM was Rs 68 lakh crore at the end of November 2024, which is Rs 17.22 lakh crore or 33 per cent more than the December 2023 figure of Rs 50.78 lakh crore. National Stock Exchange data showed a record 42,76,207 investors joined the Indian stock market in November. The latest SBI Research report said that India is witnessing at least 30 million new demat accounts being opened every year since 2021. The post Role of Indian women investors in mutual fund industry grow 2.5 times in 2024 appeared first on Global Governance News- Asia's First Bilingual News portal for Global News and Updates. [ad_2] Source link

[news365times]

[ad_1] By Anjali Sharma WASHINGTON – The Report issued on Sunday showed that women investors in the Indian mutual fund industry, especially from the smaller cities and towns, have grown more than 2.5 times (year-on-year) on average amid the boom in the stock market, a report showed on Saturday. Women’s financial inclusion is increasing across urban and emerging regions and tier 4 cities saw a whopping over 140 per cent growth in women’s participation in the MF market, according to data shared by online brokerage Groww. Lalit Keshre, Co-founder and CEO, Groww, posted on X on Saturday said “While we had amazing growth across all segments in 2024, two segments stood out. Rise of women investors – number has doubled this year. And the number of portfolios with size greater than 1 crore tripled this year”. The women’s participation in MFs saw more than 100 per cent growth in Metro, tier 1, 2 and 3 cities. The cities with the highest number of women MF investors are Delhi, Mumbai and Kolkata (Metro) and Pune, Lucknow, Nagpur, Ahmedabad and Jaipur (Non-Metro). “Women’s SIP contributions are 25 per cent higher than men’s, and female SIP investors now make up one in four (compared to one in five last year),” the data showed. When it comes to monthly SIP contribution, the average ticket size is Rs 2,500 (indicating a focus on long-term wealth). Women SIP investors, 50 per cent are less than 30 years of age, followed by 33 per cent in the 30-40 year bracket and 17 per cent are age 40 and above. The Indian mutual fund industry saw a meteoric rise in 2024, as the assets under management of all MF schemes increased by more than Rs 17 lakh crore this year. According to data from the Association of Mutual Funds in India, the mutual fund industry’s AUM was Rs 68 lakh crore at the end of November 2024, which is Rs 17.22 lakh crore or 33 per cent more than the December 2023 figure of Rs 50.78 lakh crore. National Stock Exchange data showed a record 42,76,207 investors joined the Indian stock market in November. The latest SBI Research report said that India is witnessing at least 30 million new demat accounts being opened every year since 2021. The post Role of Indian women investors in mutual fund industry grow 2.5 times in 2024 appeared first on Global Governance News- Asia's First Bilingual News portal for Global News and Updates. [ad_2] Source link

[odnewsin]

Indian startups raise $145 million in funding this week

New Delhi: The domestic startup ecosystem raised more than $145 million, as investor confidence is reviving in the country when it comes to VC funding. Publicly-listed gaming firm Nazara raised $101.3 million via a preferential share issue, led by investors like SBI Mutual Fund, Caratlane founder Mithun Sacheti, and Aamara Capital. ShopDeck, a direct-to-consumer (D2C) e-commerce enabler, raised…

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SBI Automotive Opportunities Fund NFO: A Helping Guide for Investors

SBI Automotive Opportunities Fund NFO The Indian automotive industry is witnessing a period of significant transformation. With increasing disposable incomes, a growing middle class, and a shift towards electric vehicles, the sector presents exciting investment opportunities. Recognizing this potential, SBI Funds, a leading mutual fund house in India, has launched the SBI Automotive Opportunities Fund (NFO). This article delves into the details of this new fund offer, providing potential investors with a comprehensive overview to make informed investment decisions.

Understanding the SBI Automotive Opportunities Fund NFO

The SBI Automotive Opportunities Fund is an open-ended thematic equity scheme focusing on the Indian auto sector. The fund aims to invest in companies across the automotive value chain, including car manufacturers, two-wheeler companies, auto component makers, and electric vehicle (EV) players. This diversified approach allows investors to gain exposure to the entire spectrum of the automotive industry and potentially benefit from its overall growth trajectory. Investment Strategy of the SBI Automotive Opportunities Fund The fund will be actively managed by a team of experienced fund managers at SBI Funds. These managers will employ a rigorous stock selection process, focusing on companies that demonstrate strong fundamentals, healthy financials, and the potential for future growth. The fund will primarily invest in large-cap and mid-cap companies within the automotive sector, with a potential allocation to select small-cap companies with high-growth potential. Benefits of Investing in the SBI Automotive Opportunities Fund - Exposure to a High-Growth Sector: The Indian automotive industry is expected to witness significant growth in the coming years, driven by various factors like rising incomes, increasing demand for personal vehicles, and the adoption of electric vehicles. By investing in the SBI Automotive Opportunities Fund, investors gain exposure to this high-growth sector and potentially benefit from its long-term potential. - Active Management: The fund is actively managed by experienced professionals who leverage their research expertise to select promising companies within the automotive space. This active management approach aims to outperform the benchmark index and generate superior returns for investors. - Diversification: The fund invests across various segments of the automotive industry, including car manufacturers, two-wheeler companies, auto component makers, and EV players. This diversification helps mitigate risk and provides investors with a well-rounded exposure to the sector's growth potential. - Professional Management: Investing in individual stocks within the automotive sector can be time-consuming and require in-depth knowledge of the industry. The SBI Automotive Opportunities Fund offers a convenient way to gain exposure to the sector through a professionally managed investment vehicle. Suitability for Investors The SBI Automotive Opportunities Fund is suitable for investors with a moderate to high-risk appetite and a long-term investment horizon (ideally 5 years or more). The fund's focus on the automotive sector inherently carries a certain degree of risk associated with the cyclical nature of the industry. However, investors seeking to capitalize on the long-term growth prospects of the Indian automotive sector may find this fund to be a compelling investment option.

Factors to Consider Before Investing

Before investing in the SBI Automotive Opportunities Fund, it is crucial for investors to consider several factors: - Investment Objective: Align your investment with your overall financial goals and risk tolerance. - Investment Horizon: The fund is suited for long-term investors with a horizon of at least 5 years. - Risk Profile: The fund carries inherent risks associated with the automotive sector's cyclical nature. - Existing Portfolio: Evaluate how the fund complements your existing portfolio diversification. - Investment Alternatives: Compare the SBI Automotive Opportunities Fund with other sector-specific or thematic funds.

Investing in the SBI Automotive Opportunities Fund

The SBI Automotive Opportunities Fund operates as an NFO (New Fund Offer), meaning it is open for a limited subscription period. Investors can invest in the fund through various channels, including online platforms offered by SBI Funds or brokers, physical application forms submitted at branches of SBI or authorized distributors. Conclusion The SBI Automotive Opportunities Fund presents a potentially lucrative investment opportunity for investors seeking exposure to the burgeoning Indian automotive sector. By offering a diversified approach, active management, and professional expertise, the fund aims to deliver superior returns for investors with a long-term investment horizon. However, it is essential to carefully consider your risk profile, investment goals, and existing portfolio before making an investment decision. Conducting thorough research and consulting with a financial advisor can further assist you in making an informed choice. Read the full article

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Vodafone Idea Secures Rs 5,400 Crore from Anchor Investors Ahead of FPO

As Vodafone Idea (VIL) prepares for its much-anticipated Follow-On Public Offering (FPO), the telecom giant has successfully closed its anchor book allocation, raising a substantial Rs 5,400 crore from both global and domestic investors. This significant investment marks a pivotal moment for the company, positioning it strategically as it gears up for the next phase of growth.

The anchor book allocation, comprising 490.9 crore shares allotted to 74 funds, saw enthusiastic participation from esteemed investors at Rs 11 per share, reflecting confidence in VIL’s potential. Among the notable investors are GQG Partners Emerging Markets Equity Fund, Fidelity, UBS Fund Management, Abu Dhabi Investment Authority, and others, alongside domestic heavyweights like Motilal Oswal Mutual Fund, HDFC Mutual Fund, and SBI General Insurance.

This achievement places Vodafone Idea’s anchor book as the third-largest in history, following the footsteps of One 97 Communications and Life Insurance Corporation (LIC), which raised Rs 8,235 crore and Rs 5,627 crore, respectively, in their anchor rounds. Such substantial support underscores the confidence investors have in VIL’s future prospects.

The forthcoming FPO, scheduled to open for public subscription on April 18 and conclude on April 22, is poised to be the country’s largest, with a price band set between Rs 10 and Rs 11 per share. This monumental fundraising endeavor is expected to inject fresh capital into VIL, empowering the company to bolster its position in the fiercely competitive Indian telecom market.

With industry giants like Reliance Jio and Bharti Airtel dominating the landscape, Vodafone Idea aims to leverage these funds to fortify its presence, accelerate the much-awaited 5G rollout, enhance 4G services, and address pending vendor dues. Additionally, the infusion of capital will enable VIL to execute its ambitious plans of matching its competitors’ offerings and stemming the tide of subscriber attrition.

The road ahead hasn’t been easy for Vodafone Idea, grappling with a daunting debt burden of Rs 2.1 lakh crore and consecutive quarterly losses. Despite these challenges, the company remains resolute in its commitment to rejuvenate its operations and emerge stronger in the ever-evolving telecom sector.

As the telecom landscape continues to evolve, Vodafone Idea’s strategic moves and robust investor support signal a new chapter in its journey towards revitalization and sustainable growth. With the stage set for its transformative FPO, all eyes are on VIL as it navigates through the dynamic telecom terrain, poised for a resurgence in the days to come.

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10 Best SIP Plans for ₹1000 Per Month

Systematic Investment Plans (SIPs) have become a popular way for investors to accumulate wealth over time by investing small amounts regularly in mutual funds. SIPs are particularly appealing to new and small investors because they offer the benefits of rupee cost averaging, disciplined investing, and the potential for compounding returns. If you are looking to start investing with a modest amount like ₹1000 per month, here are ten of the best SIP plans for ₹1000 per month to consider.

1. Axis Bluechip Fund

Category: Large-Cap Fund

Fund Objective: Invests in large-cap companies with a strong track record.

Key Features: Lower risk compared to mid and small-cap funds, consistent performer.

Ideal For: Conservative investors seeking stable growth.

2. Mirae Asset Emerging Bluechip Fund

Category: Large and Mid-Cap Fund

Fund Objective: Invests in a mix of large and mid-cap stocks.

Key Features: Potential for higher returns with a blend of stability and growth.

Ideal For: Investors willing to take moderate risk for better returns.

3. SBI Small Cap Fund

Category: Small-Cap Fund

Fund Objective: Focuses on high-growth potential small-cap stocks.

Key Features: Higher risk, but potential for substantial returns.

Ideal For: Aggressive investors with a long-term horizon.

4. HDFC Mid-Cap Opportunities Fund

Category: Mid-Cap Fund

Fund Objective: Invests in mid-sized companies with growth potential.

Key Features: Balanced risk and reward, suitable for long-term wealth creation.

Ideal For: Investors with a moderate risk appetite.

5. Kotak Standard Multicap Fund

Category: Multi-Cap Fund

Fund Objective: Diversifies investments across large, mid, and small-cap stocks.

Key Features: Flexibility to adapt to market conditions, diversified risk.

Ideal For: Investors seeking diversified exposure.

6. ICICI Prudential Equity & Debt Fund

Category: Hybrid Fund

Fund Objective: Combines equity and debt for balanced risk and return.

Key Features: Stability from debt, growth from equity.

Ideal For: Conservative investors looking for balanced growth.

7. L&T Emerging Businesses Fund

Category: Small-Cap Fund

Fund Objective: Invests in small-cap companies with growth potential.

Key Features: High growth potential, higher risk.

Ideal For: Aggressive investors with a long-term outlook.

8. Franklin India Feeder – Franklin U.S. Opportunities Fund

Category: International Fund

Fund Objective: Invests in U.S. companies, providing geographical diversification.

Key Features: Exposure to global markets, currency diversification.

Ideal For: Investors looking to diversify internationally.

9. Tata Digital India Fund

Category: Sectoral Fund

Fund Objective: Focuses on technology and digital companies.

Key Features: High growth potential in the tech sector, higher risk.

Ideal For: Investors bullish on the tech sector.

10. Aditya Birla Sun Life Tax Relief 96

Category: ELSS (Equity Linked Savings Scheme)

Fund Objective: Offers tax benefits under Section 80C along with growth.

Key Features: Tax saving with potential for equity returns, three-year lock-in.

Ideal For: Investors looking to save tax and generate long-term wealth.

Conclusion

Investing ₹1000 per month through SIPs in mutual funds can be an excellent way to build wealth over time. Each of these funds offers unique benefits tailored to different investment goals and risk appetites. Whether you are a conservative investor seeking stability or an aggressive investor aiming for high growth, there is a SIP plan that suits your needs. Remember to evaluate your financial goals, risk tolerance, and investment horizon before making any investment decisions. Regularly review and adjust your investments to stay aligned with your objectives and market conditions.

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Become an Insurance Advisor with SBI Life

Become an Insurance Advisor with SBI Life

Searching for v Understanding the requirements for the job can assist you in the interview process. The experts at Join Insurance Career can assist you better in learning about the whole process of How to Become Policybazaar Agent.

Requirement: How to Become Policybazaar Agent

When looking for How to Become Policybazaar Agent, you must be 18 and have a 12th-grade education. You must also successfully complete the agent training and earn the certification. Apart from this, you must also drive your own efforts and have a flair for selling to join us as the insurance representative.

Procedure: How to Become Policybazaar Agent

When looking for How to Become Policybazaar Agent, visit the Policybazaar TV Partner website. This PB Partner website allows the registration of agents using Policybazaar.

Next, for How to Become Policybazaar Agent, the homepage will appear before you once you have accessed your official web page. On this page, you will find the option to register above. To register, click it.

Once you click on the button, a new page will appear before you.

You will need to fill in your cell phone number first. After this, you must select the”Send” OTP option to continue.

When you click Send OTP, a new page appears. On this page, you must submit the OTP you received from the mobile number provided by you.

Then, for How to Become Policybazaar Agent, you need to select the option to verify. If you believe that the OTP matches, a web page will display before you.

Enrolling in a professional program when looking at How to Become Policybazaar Agent is essential?

When looking How to Become Policybazaar Agent, enroll in an accredited professional program at Join Insurance Career to improve your selling skills as you work towards your professional license. You can take part in regular sales classes or take courses explicitly designed to help insurance professionals.

For How to Become Policybazaar Agent, our professionals assist you in developing the abilities you need to manage client relationships. We also help you understand the typical problems you may confront as an insurance professional. Through our expert guidance, you will learn about the efficient sales method you can use.

How Do Experts at Join Insurance Career Help?

We only work with trusted brands in the insurance industry. They are the market leaders, and they are known for their best products, customer focus, claim settlement ratios, affordable premium, and customer service. These companies offer the best agent commission, best-in-class recognition, and rewards. So, join your hands to become a protector in someone’s life!

Some Reputed Companies We Work Together With Include:

TATA AIA Life Insurance

TATA AIG Insurance

TATA Mutual Fund

Care Health Insurance

ICICI Lombard Insurance

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Imagine this:

You have a big-ticket client doing a monthly SIP of 1.5 lakhs. However, they require funds for their child's marriage.

Now, he wants to stop his monthly SIP and redeem investments that he has made over time. Or maybe he needs the money for a medical emergency and is adamant about redeeming his investment.

You are unable to stop this client from stopping this.

How will this impact you?

Loss of AUM

Loss of income

Stagnate growth

In fact, according to a report by Motilal Oswal, Mutual fund redemptions increased 39% year-on-year to Rs 332,300 crore in CY23.

It has led to a decline in net inflows to Rs 206,300 in 2023 from Rs 238,300 in CY22.

Why has this happened?

Liquidity is the culprit. Let me share an interesting fact with you to relate to this.

Did you know that LIC & PPF make more money than mutual funds?

But when we compare the returnsInvestment ProductAverage returns per annumMutual funds12-15%LIC4-5%PPF6-7%

Mutual funds offer better returns.

So, how is that possible that they make more money? The reason is that Mutual funds are very liquid when compared to other investment products.

The average holding period for LICs and PPFs is more than ten years. While over 50% of mutual funds units of regular plans were redeemed within a year, according to SEBI.

It is evident that the longer you hold investments, the better the compounding. That is why LICs and PPFs make more money than MFs.

But the question remains the same. How to stop premature redemptions?

What could you have done to stop premature redemption?

Scenario 1

When the market falls, clients panic and want to redeem.

To stop your client from redeeming their investment, you should link a purpose to it. The purpose of the investment has a psychological impact. It emotionally attaches the person to their goal.

This ensures that your AUM remains stable even during market turbulence.

However, it may seem like a far-fetched exercise to make goals for every client. Worry not, we have got a solution! Goal GPS with tracker. With this, you can:

Make quick goals, whether planning for child education, retirement, house planning, etc., with a family photo and a goal photo.

Map funds, whether existing or new, and assess the shortfall.

Track goals by sharing proper reports with your clients.

Scenario 2

When clients want funds during an emergency.

At times when there is an emergency, and your client needs money immediately, there is no choice but to redeem their investment.

To solve this, we have got another solution. MFDs can offer loans against mutual funds.

Let us discuss how loans against mutual funds can serve as valuable insurance against client redemption in another blog

For now, As suggested by DP Singh, SBI Mutual fund

Don’t over-sell liquidity in mutual funds, promote longevity of investments. Liquidity is a comfort feature – only to be used in real emergencies. The more you promote liquidity, the more challenges you will face as you keep bringing in new business while redemptions leak out from your AUM. The longevity of investments is the only win-win for your clients and yourself.

Whenever you receive a new lump sum or SIP from your client, make sure to link it with a purpose and ensure longevity of investments. To learn more about how Goal GPS can help you, contact us today!