#preferred return guaranteed payments

[ismaelreyreyes]

Asset Management vs Property Management: Understanding the Key Differences

Asset Management vs Property Management: Understanding the Key Differences

[theredtours]

MASSIVE TAYLOR SWIFT CD SALE! INCLUDES NEW ITEMS

Hello, and happy holidays! I'm Chloe, a big Swiftie, and even bigger CD collector. I've been collecting for the better part of thirteen (!!) years now, and in that time, have managed to end up with a... few... duplicates in my hoard. It's time that those repeats go to new Swiftie homes, where they will hopefully bring as much joy to you as they once did to me, and what better time than right before the holidays? So before I post everything (which will be under the cut) I just kind of want to give an overview of how this will work. A sort of FAQ, if you will.

1. To claim an item, you will need to message me. And yes, I do mean mean "message," not "ask." This way ensures not only that Tumblr won't eat your request, as it loves to eat inbox mail, but also so that I can then have a conversation with you about where to send the item(s). 2. I will only accept Venmo/PayPal as forms of payment. Venmo is the preferred method, because they don't charge any sort of fees, but I am aware that Venmo is not available internationally, and PayPal is the safest alternative. Shipping for one single item across the US is about $5, so that's all I'll ask for it. 3. I will ship internationally, but you must prepare for delayed delivery. Since it is the holiday season, I cannot guarantee that anything sent overseas will arrive before Christmas. Please keep this in mind before ordering. Furthermore, in this case, I will ask for the cost of postage in a second payment, and then will provide you with a tracking number in return. 4. If you are buying more than one item, I will combine shipping. Because I cannot possibly guess the cost of shipping for multiple items, I will send a second invoice for the cost of shipping, along with a tracking number for your package. 5. No returns/refunds are allowed. All sales are final, as the whole idea behind this is for me to lighten the load. I have multiple pictures of each item (most of which will not be posted here to avoid making this post even longer), and will send them your way upon request.

Items will be marked as SOLD as they are purchased, so make sure you are checking the post on my blog and not just via reblogs before inquiring! All purchases will be mailed out within three business days of receiving payment. I will also message you to let you know exactly when they go out!

Thank you for taking the time to read this; merry Swiftmas!!

ITEMS FOR SALE

Taylor Swift (Promo Version) SOLD

Beautiful Eyes EP (Walmart Exclusive) SOLD

Fearless Platinum Edition (Target Exclusive) - $25 - TWO AVAILABLE This version of the album comes with additional DVD content--specifically, it's two of the songs she performed at Clear Channel Stripped! The case has some minor cracks and the "sticker" is just a reprint for identification purposes, but both discs and all inserts are in really good condition! The second copy is basically identical, but I can send pictures if you're interested in seeing it specifically.

Speak Now (Starbucks Exclusive) - $30 Nothing on the CD is different from other US versions of this album, but this one, sold exclusively at Starbucks back in the day, comes with a fancy "O-ring" slipcover! Not many were made, so it's considered to be on the rarer side.

Speak Now (Walmart Exclusive) - $15 This version was sold exclusively to Walmart and contained a cute little coupon for Covergirl products! Unfortunately, this copy did not come with the insert, which is why I'm selling it off. The only notable differences between it and any other standard copy of Speak Now are the catalogue number and UPC. All the songs are the same.

Red SOLD

Red (Starbucks Exclusive) - $30 This Starbucks exclusive "digipak" version of Red folds in the middle, much like a vinyl record! It does have a small fold in the cover (see the first photo), but the CD and booklet are in perfect condition. This copy was sent to me with the second disc from the Target version of Red, so it will also be included with this purchase. You're basically getting the deluxe version in a cool, rare case haha. :)

Red (Costco Exclusive) - $30 Yes, there are a few minor case cracks on the front side (thanks, kitties), but the album is still sealed and comes with its insert! What sets this rare version aside from its peers is the hype sticker on the front, and the inclusion of a flyer that, while no longer valid, once allowed you to download 3 additional Taylor Swift songs for free!

Red (Deluxe Edition) (Target Exclusive) SOLD folklore: "meet me behind the mall" edition - $15 This version was sold exclusively on Taylor's website! Though it's no different than the one you can get at Target content-wise, it does have a different catalogue number and UPC, so if you're into that sort of thing, this is a steal. Plus, it's brand new!

folklore: "in the weeds" edition - $20 I'm only charging a little extra for this one for two reasons. One, it is a little more sought-after, so if it doesn't sell here, it's going to eBay. Two, it's the EU version (which means nothing content-wise, just catalogue number and UPC-wise), so it cost a little more to get it to me. This one also was a website exclusive, and it's sealed!

TTPD: Down Bad (Acoustic Version) - $10 Back in June, this was one of two versions of TTPD posted exclusively to Taylor's website. My post office lost my order, so I ended up contacting the store to get a new one sent out. Months later, the package mysteriously arrives! Here's your chance to own that surprise CD!

TTPD: Guilty as Sin? (Acoustic Version) - $10 This CD was also part of the lost package! It too likely has mysterious teleportation powers*, and for the fine price of ten bucks, could also magically show up at your house soon! *This statement has not been proven as fact by the author.

TTPD: The Manuscript (Collector's Edition) - $30 This one was sent to me by mistake when ordering another item from the webstore. They let me keep it, but I don't need it. Again, their loss is your gain! It's also sealed!

More to come in the following days as I downsize, but this is a good place to start, yeah? Please reblog so this reaches as many genuine Swifties as possible! Thank you in advance!!

[ink-flavored]

Writing Share Tag

tagged by @noblebs, thank you!

The last thing I wrote before I went on vacation was an outline for one of my anthologies.... so I'll share part of that!

Gargoyle Adoption The carver is a middle-aged dwarf woman, with her beard braided back into her hair so it doesn’t interfere with her work. The adoption center looks like an eclectic curiosity shop or antique store, since all the “animals” are basically just living statues. All the gargoyles are loose around the store, but they don’t move until people get near them. The door is big enough for the biggest creatures with several smaller-sized doors within it. Begins with the dwarf carving a gargoyle that will go up for adoption in the shop; their personal pet gargoyle is bugging them—it’s noticeably decorated with gems and engravings. She waves it away, telling it to go eat its food that she set out for it Is forced to stop carving when a customer/potential adopter comes into the store (rings the bell at the counter?). The customer is a very serious-looking elf in fancy elf clothes. Can’t decide on gender. Dwarf asks what she can do for them. They ask if she’s open for Specially Commissioned Gargoyles. She says she is, but that her work doesn’t come cheap. They say no problem, I’m good for it. Elf produces a lovingly detailed sketch of the commission they want. It’s very complex, they’ve obviously thought a ton about this design. The dwarf looks over it, impressed, but not without misgivings. She compliments the drawing, but reminds the elf that a gargoyle is a living creature, as unpredictable as any animal. It may appear as though she can mold it to act however she wants, but the gargoyle has its own personality and preferences. If the gargoyle she carves doesn’t bond with them, she can’t help. She’ll refund the price of the adoption fee, but the commission money itself won’t be returned. The elf hesitates, but ultimately agrees to those terms. Payment is exchanged, the elf leaves, and the dwarf sets aside her first project to get started on the commission. Her office/workspace is a complete mess except for the spot where she carves the gargoyles. She has a specially organized set of tools, magnifying mirrors, magical and mundane light sources, etc. It’s very professional She starts with a solid block of the magical stone that all gargoyles are made of, chipping away at it once piece at a time. Her pet gargoyle hangs around. The more she carves the elf’s design, the more it seems like a kid’s drawing iterated upon by adult perspective, trying to make realistic something imagined from youth. This gargoyle design must be a childhood dream pet they’ve been aching to make a reality She can’t help but hope it likes them, even though she knows there’s no guarantee. Thinks about some of the gargoyle commissions she’s done where it hasn’t worked out. Starts talking to the in-progress gargoyle as she carves, which is something she normally does, but this time it’s more directly about how great it is to be someone’s companion animal. About all the things she and her gargoyle do. Her gargoyle lands on the desk and agrees (it can't speak but you know. animal sounds) with how great it is. She hopes this is enough to convince the magic in the stone to agree.

What happens next!!! A thrilling cliff hanger only to be answered whenever I write this thing for real!

Tagging: @foxys-fantasy-tales @noblebs @ceph-the-ghost-writer @auntdarth @damageinkorporated @srjacksin @void-botanist @vacantgodling @duelistkingdom and anyone else who wants to share something!

[cepheustarot]

What advice do you need to hear right now?

Attention! This reading is for entertainment purposes only. You make your own decisions and are responsible for them yourself, so it's up to you to listen to advice or not.

Choose one or more cards. Trust your intuition.

Card 1: Invention: Burning with passion Although the card said about passion for work or your projects, i added other cards and created next situation: here we are talking about workaholic, who work very hard, they are completely immersed in process, they are giving their forces and energy for complete tasks on the work. And they can neglect their own rest and free time, deny themselves pleasure. If you continue to work hard then everything will end in burnout and lack of strength. The cards advise you to reconsider your work schedule and your strength it is important to relax and spend time for your own pleasure, for example, alone with yourself or with people who charge you with energy. It is important to let yourself relax and not think about projects, work, but devote time to yourself and your rest. It is also very important to be able to delegate your work to others; here I see people who prefer to do everything on their own, but in this case it is very important to be able to share responsibilities, not to be stubborn, but to ask for help from others. As a result, this will save you, if not from all the burdens, then from most of them and you will be able to continue working at your usual pace.

Card 2: Knowledge Here we are talking about people who are in a difficult situation and do not know how to act, how to resolve it because of many thoughts in your head, you get confused and do not know what to do. Maybe you asked for advice another people but it is useless because they see the situation based on their views and their experience, and you have a completely different position and also a different experience. In this situation very important not to rely on the opinion of other people, but it is important to listen to yourself, determine the pros and cons, look at the situation from an objective point of view. Most importantly, in no case should you act to your own detriment, since in the future not very good consequences can be expected. Always choose yourself, put yourself and your interests first and this will save you from problems in the future.

Card 3: Challenge: Standing up for your rights. First of all, I would like to note that you are on the right track and you do not need to doubt it. Maybe you are facing difficulties and think that everything you are doing is a waste of time and effort, but! You should get out the thoughts and continue to move on, defend your position, fight for your goals, dreams, plans and then they will definitely come true and happy moments will appear in your life, you will feel stability, people will reach out to you offer their help or vice versa ask you for help (naturally not for free, in return, you will receive payment, whether it is money, guaranteed help from a person in the future or anything else). So be confident in yourself and in your path.

Thank you for reading! I will be glad of any feedback <3

[sothasil]

Sorry if this is super obvious, but are you still doing portrait commissions for charity? If so, can you link your PayPal?

Hello! I am currently busy with a bunch of em' actually :)

I am currently working on five, and have gotten more requests in the meantime. I will try to do as much as I can, and am slowly messaging the latest requests to warn them about the potential wait times. If it becomes at some point undoable for me, I will make a post to signal a hiatus or end of the commissions.

I am not comfortable publicly linking my paypal, but will send invoices in private chats with my clients. My usual commission process is as follows:

I chat with the client until they give me enough details I need for the illustration. This is where I give the price gauge for the commission.

I send a first sketch for approval, covering things like composition, pose, sometimes colors depending on the process.

Once approved by the client, I start working. I notify them when I am done and ask for the money. I do not accept money until I am finished with the piece, but I do not show the piece until I have been paid.

Once paid, I show the final piece, tweak things if need be (if the tweaks are significant and require me redoing some parts entirely, I can ask for more upfront) and send the client the full resolution files via their preferred method, usually email.

The charity commissions make this a bit difficult for cases like yours, as I encourage people to directly donate to the campaigns I am helping to avoid losing money to transfer fees. I usually do not accept upfront payment, but in this case I am not sure how to proceed - saying "donate upfront please!" goes against the personal guidelines I use for private commissions, which I set up based on how I work and client/artist trust, but would be much better for the families, as they need the money as fast as possible to survive. I encourage giving them money if you can, regardless. These are innocent people trying to escape a deadly situation.

It's a bit of a tricky situation - I want people to donate immediatly, but currently cannot guarantee being able to draw for you in return due to the amount of work I am already on, especially not as fast as usual.

If you would like a portrait and to pay via paypal, you will have to wait a little for me to complete my current commissions until I can take yours, with a slim chance I will unfortunately not be able to work with you.

I understand if this is a setback, as it boils down to not being able to fullfill the paid service I'm advertising. I will work so I do not leave behind anyone who's commission I have already accepted, and will not take money until I know I can complete the associated commission as to not pay anyone pay for nothing.

[iviarellereads]

Artificial Condition, Chapter 1

(Curious what I'm doing here? Read this post! For the link index and a primer on The Murderbot Diaries, read this one! Like what you see? Send me a Ko-Fi.)

In which we catch up with our pal.

SecUnits don't care about the news.

Murderbot never paid much attention to it, even after hacking its governor module. Entertainment is less likely to ping alarms, while news is carried on channels closer to protected data.(1) And, of course, news is boring and it never cared.

Now, as it crosses a station, it skims a newsburst while mostly just trying to get through the crowd without attracting attention. Fortunately, the humans of all sorts are too busy with their own journeys to pay it any mind. It has worried a little about security drones scanning for SecUnit specs, since they're all identical, but they shouldn't unless instructed to do so specifically, and nothing's pinged MB yet.

MB is very pleased with how well it's navigated so far.

Then, in the newsfeed, it sees… itself.

It stops near a food court, so people will think it's deciding where to eat, and pays more attention to the news. The image it saw was from the lobby with Pin-Lee's comment to the reporters, and credits MB simply as "bodyguard". The story mentions Mensah buying the SecUnit who saved her(2), as a human interest note to soften the grisly details of the body count. But, the journalists are only used to seeing SecUnits in their assigned roles, and usually in armour, so they haven't yet connected the new augmented human in the Preservation team. Which is good, because it increases MB's confidence in going undetected as itself.

The rest of the story covers how the company, DeltFall, Preservation, and three other political entities are joining forces against DeltFall, even as they fight each other over bond guarantees and jurisdiction.

Still, the newsburst is days old, and now MB wonders if the official news channels will have anything more recent. But, the higher priority is keeping moving.

On that note, MB keeps moving toward the transit ring. It can't use the typical facilities to purchase passage, as weapons scans will reveal it immediately unless it hacks the scanners, and it has no currency so it would have to hack the payment machines as well, and that's just too much work.(3)

So, MB catches a bot transport to the bot-driven transport section of the ring, and downloads some new media, and thinks about why it left Mensah and what it might want out of its life and freedom. Though, before it can have any of that, it needs to answer one very important question, and to do that, it needs to go to a specific place, with only two bot-driven transports leaving in the next cycle. The one leaving later is the better option, as it gives MB more time to talk the bot around.

I could hack a transport if I tried, but I really preferred not to. Spending that much time with something that didn’t want you there, or that you had hacked to make it think it wanted you there, just seemed creepy.(4)

On the way to the cargo transport, it does have to hack an ID-screener and some weapon-scanning drones, as well as a bot guard, but it just deletes any record of its existence, which is downright easy compared to what it usually has to do to work with company equipment.

The first dock it tries, with the bot transport leaving later, has a bunch of humans there dealing with an accident. Reluctantly, because it shouldn't be here in the first place, it goes to the other bot transport. The newsburst has it rattled, and it wants to escape into its media ASAP.

The other transport is a long-range research vessel, currently assigned to an uncrewed cargo run that will stop at the place MB needs. It's owned by a university in this system, and the cargo runs pay for its upkeep between assignments. MB would really like the twenty-one gloriously isolated cycles between here and its destination.(5)

MB finds the research transport, and pings it, receiving a return ping almost immediately. It gives the same offer it gave the first transport: all its media, serials, books, music, and some new shows it picked up on this station, in trade for a ride where it's going.(6) It offers the same explanation for its presence, as well: a free bot making its way back to its human guardian.

There was a pause, then the research transport sent an acceptance and opened the lock for me.

=====

(1) I find this a little suspect, as far as explanations or worldbuilding choices go. I'm not an expert in any sort of communications methods, but I don't feel like this tracks with what I do know about broadcasts or feeds generally or how they'd logically be laid out if they did work this way. (2) That feels like a romance novel title. Technically, it's almost exactly a romance novella title: The A.I. Who Loved Me, book 1 in Alyssa Cole's The Hive series. (Book 2 has no info yet, but book 1 was really cute, I thought. In case anyone wondered.) (3) MB being relatable again. Why do all that work just to look respectable, when you can sneak around and get your real work done in peace? (4) Gotta agree. Even if they can't retaliate against you, either of those just sounds… awkward, at best. (5) Is it just me, or does that sound like the sort of phrase that would not come true when stated in chapter 1 of a book? (6) I could question why a bot transport couldn't download its own entertainment from the feed, but MB's explanation of the feeds possibly raising alarms about bot access have already more or less answered it. As a part-human construct, it probably has access that can look less suspicious.

[financemaster1]

Making Financial Transactions Effortless and Smart

From seeking quick loans to making international money transfers or even paying utility bills, these transactions have become an integral part of our routine. But what if there was a way to simplify these processes, making them not just effortless but also smart? Enter Muthoot FinCorp ONE, an all-in-one digital financial platform designed to revolutionize the way you handle your finances.

The Convenience You Deserve

At Muthoot FinCorp ONE, convenience isn’t just a promise; it's a commitment we live by. Muthoot FinCorp ONE gives you the ability to secure a Gold Loan swiftly, without any hassle, and from anywhere you prefer, be it the comfort of your home or at any of our 3600+ branches across India. With our quick doorstep service, you can have your Gold Loan sanctioned in as little as 30 minutes*. Plus, we offer competitive interest rates as low as 0.83%* per month and, as a cherry on top, a zero* processing fee. You can avail the Gold Loan at offered gold rates up to ₹4200/gm, making it a lucrative and hassle-free option for your financial needs.

Digital Gold and Beyond

We understand the importance of diversifying your portfolio, which is why we offer the opportunity to invest in Digital Gold. With an entry point as low as Re. 1, you can start your journey into gold investment, secured at 99.99% purity, and trade it at market prices, all stored safely and securely.

NCDs for a Secure Investment Future

For those seeking stability and high returns, our Non-Convertible Debentures (NCDs) present an excellent opportunity to build a robust investment portfolio. Starting with just Rs. 10,000, enjoy returns of up to 9.43%* with fast-tracked investments, high-yield, low-risk opportunities, and flexible tenure durations to suit your needs.

Simplified Forex Transactions

Navigating the complexities of foreign exchange transactions can be daunting, but not with Muthoot FinCorp ONE. Enjoy secure and reliable forex services with competitive exchange rates and guaranteed 24-hour* transfers. We also provide a buy-back guarantee, ensuring your peace of mind throughout the process.

Seamlessly Handle Payments and Recharges

From bill payments to recharges, Muthoot FinCorp ONE simplifies it all. Recharge your DTH or prepaid mobile, pay electricity, internet, or LPG gas cylinder bills instantly, or manage your financial services and taxes hassle-free—all with a few taps on our app. Moreover, pay your rent or vendors effortlessly, making the entire process quick, secure, and available 24x7.

Our commitment to making your financial life easier continues with the Muthoot FinCorp ONE app. It’s your gateway to effortless Gold Loans, Digital Gold investments, Forex transactions, and more, available whenever and wherever you need it. Expect regular updates, enhanced services, and an unwavering dedication to simplifying your financial journey.

Muthoot FinCorp ONE is not just about transactions; it's about transforming the way you interact with your finances. Experience ease, convenience, and reliability—all in one place.

At Muthoot FinCorp ONE, we're not just simplifying financial transactions; we are empowering you to make smarter choices, effortlessly. Join us and witness a new era of financial convenience and intelligence.

About Muthoot FinCorp ONE

Muthoot FinCorp ONE is an all-in-one digital financial platform that makes getting an MSME & a Gold Loan, investing in Digital gold & NCDs, making payments & remittances, buying insurance & exchanging forex, simple and convenient.

As an SBU of Muthoot FinCorp Limited, Muthoot FinCorp ONE is backed by a legacy stretching back over 135 years, and the trust of more than 1 crore customers and is building a holistic financial ecosystem using the latest digital products for lending, investing, protection and payments.

Muthoot FinCorp ONE continues to uphold the values of the parent, the Muthoot Pappachan Group (Muthoot Blue) by providing its customers with easily accessible services, replete with unmistakable quality. The Muthoot Pappachan Group is among India’s most reputed names in the financial services industry, with customers in diverse segments like Automotive industry, Financial Services, Hospitality, Alternate Energy, Real Estate, and Precious Metals.

So what are you waiting for? Head to the Play Store and download the Muthoot FinCorp ONE app. You can also visit the website today to know more.

Alternatively, you can also follow us on Facebook, Instagram, Twitter or LinkedIn to stay tuned to our latest offerings.

Chat on Whatsapp | Branch Locator | Email us - customercare@muthoot.com | Download App

[whisperedwisdomshub]

Top-rated online retailers in India in 2023

Amazon.com

Amazon is renowned for its exceptional services, providing customers with fast and reliable shipping through Amazon Prime, ensuring quick and convenient deliveries. Their vast selection of products, combined with user-friendly interfaces, offers a seamless shopping experience. Amazon's Kindle e-reader and Fire tablet series have revolutionized digital reading and entertainment. Seeking authenticity in online shopping, do delved into Amazon reviews for unbiased insights. Additionally, Amazon Web Services (AWS) offers robust cloud computing solutions, catering to a wide range of businesses and organizations. Its dedication to customer satisfaction and innovation has solidified Amazon's reputation for delivering outstanding services.

Flipkart.com

Flipkart.com has earned a stellar reputation for its outstanding services, offering a diverse range of products and a user-friendly shopping experience. Their delivery services, including Flipkart Plus, ensure swift and reliable shipments, enhancing customer satisfaction. Flipkart reviews provide a candid glimpse into the user experience, guiding potential buyers. Flipkart's innovative initiatives, such as 'Big Billion Days,' provide customers with access to amazing discounts and deals. Their 'Flipkart Assured' program guarantees quality products with faster delivery. With a commitment to customer convenience, Flipkart continues to be a trusted leader in the Indian eCommerce industry.

Myntra.com

Myntra.com is well-regarded for its exceptional services in the fashion eCommerce sector. It offers a vast and trendy selection of clothing and accessories to cater to diverse preferences. Myntra's user-friendly platform and intuitive app make shopping a breeze for its customers. With swift delivery options and hassle-free returns, Myntra ensures a convenient and satisfying shopping experience. The transparency of Myntra’s customer reviews contributes to a trustworthy online shopping environment.

BigBasket.com

BigBasket.com stands out for its exceptional services in the online grocery sector. It provides a wide array of fresh produce and grocery items, making daily shopping more convenient. The platform's reliable delivery and user-friendly interface streamline the shopping process. Customers review of bigbasket reflect the true essence of the product, helping me make an informed decision. With a commitment to customer satisfaction and timely deliveries, BigBasket offers a convenient and efficient way to meet your grocery needs.

Ajio.com

Ajio.com offers an outstanding online shopping experience, particularly in the fashion and lifestyle sector. It features a diverse range of clothing, accessories, and lifestyle products to cater to various tastes. Ajio's user-friendly website and app make browsing and purchasing a breeze for customers. With quick deliveries and a commitment to quality, Ajio ensures a seamless and satisfying shopping journey. Before making a purchase, analyze reviews of Ajio users to gauge overall satisfaction.

Paytmmall.com

Paytm Mall stands out for its excellent services in the eCommerce realm, offering a wide array of products and services. With an easy-to-navigate platform and a user-friendly app, it provides a seamless shopping experience. Its digital wallet integration simplifies payments, while special offers and cashback deals enhance savings for customers. Paytm mall reviews showcase a diverse range of opinions, enriching the decision-making process. Quick and reliable deliveries, along with a commitment to customer satisfaction, make Paytm Mall a preferred choice for online shoppers.

fliptwirls.com

fliptwirls is a revolutionary eCommerce platform that offers an unparalleled shopping experience. With an extensive product catalog covering a wide range of categories, it caters to all customer needs. The website's intuitive interface and mobile app make shopping effortless and enjoyable. The value of Fliptwirls real reviews lies in their ability to capture the nuances of individual experiences. Fliptwirls’ commitment to exceptional customer service, secure transactions, and lightning-fast deliveries ensures a seamless and satisfying shopping journey for all.

Blinkit.com

Blinkit.com excels in providing exceptional services in the quick delivery and essentials shopping sector. With a wide range of daily necessities available, Blinkit offers convenience and ease for customers. The platform's swift and reliable delivery options ensure that essential items are readily accessible. The detailed narratives within blinkit reviews paint a comprehensive picture of the product's performance. Committed to enhancing customer satisfaction, Blinkit makes shopping for essentials a hassle-free experience.

nykaa.com

Nykaa.com stands out as a premier destination for beauty, wellness, and fashion enthusiasts. With an extensive collection of both domestic and international brands, it offers a diverse range of products to cater to various preferences. Nykaa's user-friendly website and mobile app provide a seamless shopping experience. Nykaa reviews act as a community forum, fostering an exchange of knowledge among consumers. Its swift deliveries, commitment to quality, and access to beauty and skincare advice make Nykaa.com a go-to platform for beauty and fashion needs.

croma.com

Croma.com is a leading online retailer, specializing in electronics and tech gadgets. It offers a vast array of the latest gadgets, appliances, and electronics, ensuring that customers have access to the best in technology. Reading croma reviews is like having a conversation with fellow shoppers, sharing valuable insights. The user-friendly interface and informative product details make shopping for electronics a breeze. With Croma's reliable delivery and after-sales services, customers can trust that they are making a smart choice for their tech needs.

[ari-stash]

Ari’s Anti trio

I hope you guys are ready for me to dump the nonsense I’ve had about these boys, because this is finally the day that I’m sharing it publicly. There’s no story tied to them (yet) but those three Antis have plagued my mind for a few years already so I’ve had PLENTY of time to think about them. What I’ll be posting isn’t the whole picture I have of them but just the most coherent descriptions I could manage to put into words. I’d gladly share any more specific details about them if asked :] 

(Quick heads up before the rambles begin! Each versions of Anti have different names and/or title. They don’t really go by them but it’s what I usually call them to differentiate between them. Hopefully it make sense.)

Aiden/ The fae: 

Very narcissistic, egotistical, cocky, and confident. There’s very few people that he respects or even considers close to his equal. I don’t think there’s anyone that he sees as being above him. In his own perspective, almost everyone is beneath him, and being treated as an equal is the biggest honor he can give to someone. This isn’t to say that he’s a total pompous ass toward others, he’s actually fairly amiable! Charming even, to some at least. He very rarely makes his disdain known when it is warranted, preferring to conceal it under a condescending smile.

He’s very fae-like in his ways. He doesn’t straight up lie; sure, he’ll embellish, diminish and omit certain details from the truth but he’ll never tell a full barefaced lie. There’s always a good chunk of truth and honesty even in his worst deceit. And if someone can get him to say or promise something he will stick to his words to the very end, the issue is to bring him to that point though. He also sticks to the rules of hospitality very thoroughly. If someone is a guest of his, it basically means that they’re at his mercy if they do anything that Anti deems rude or offensive. But it also works both ways.

He adores bets and wagers over everything else, even if he loses. All that matters to him is the entertainment it can bring to him, although if he doesn’t deem someone worthy of that type of attention he won’t bother with it. If he considers someone to be too dull, it’s pretty much a death sentence for the person’s life. If you have nothing to give him, why bother being nice? On the other hand though, if he finds someone to be interesting to him… well there’s still a great risk for their well being but he’ll never purposefully take it to the point of death. He’ll actually make sure that it doesn’t happen. He’s very playful with those types of persons, even if it often turns sadistic, but he can also sometimes be close to nice too. If he actually Likes someone though… that person can be guaranteed assistance and free favors from him. The only person in that category is Marvin.

He likes changing his appearance, never staying in one skin for too long. He alternates between the other egos’ forms like how one decides which shirt to wear for the day. (His favorite one is Marvin’s though) He can do it pretty quickly too, all it takes is a second of being unobserved and he’ll be someone else. It can be somewhat jarring to witness… And also uncanny to see if the face he wears happens to be a person that someone intimately knows.

He can offer people deals and favors, but he’ll always demand for something in return. It can be something as simple as a valuable material possession, or something of emotional value, it can also be a promise of returning a future favor to him. But it can also be body parts or memories… He’ll never accept money as a form of payment though, he takes it as a personal affront to himself if anyone tries to. It never ends well for those people.

[billlockyer]

What Separates a 401(k) Plan from a Pension Plan

A 401(k) differs from a pension plan in that an employee can contribute to their retirement savings account through payroll deductions. Several employers also offer matching funds. On the other hand, pension plans are retirement accounts sponsored by employers and pay out a set sum of money when the employee retires. Your salary, number of years of service, and other factors will typically determine how much you receive.

It's crucial to comprehend the costs associated with a 401k or pension if you're considering getting one. The main causes of plan expenses are contributions, returns, and management fees. However, additional costs covered by the employer, such as administration and recordkeeping fees, can also impact the cost of a 401k. It would help if you asked for a fee schedule that lists all the costs related to your plan.

Asking about service fees, which vary by fund provider, is also a good idea. Some service providers charge fees for processing tax returns, moving assets between 401(k) plan providers, and other services. A typical pension has a cost advantage of 49% over a typical 401(k)-style retirement account, according to a recent National Institute on Retirement Security analysis. This cost advantage is primarily attributable to lower investment management fees, optimally balanced investment portfolios, and longevity risk pooling.

Employer-sponsored retirement savings vehicles include pensions and 401(k) plans, two distinct types. Even though they are both well-liked, one may be preferable to the other depending on your particular circumstances due to a few differences. A 401k and a pension are fundamentally different because a 401k allows you to choose how your money is invested. Several investment options are available, including stocks, bonds, and mutual funds.

As a defined-benefit plan, a traditional pension lets you know exactly how much money you'll receive each month when you retire. The sum is determined by years of service and past salaries. The benefit is typically paid out in lump sums when you reach a certain age, a process known as vesting, or in monthly payments. However, you won't get the entire sum if you quit your job before becoming vested.

Employees can make pretax contributions to a savings account through an employer-sponsored retirement plan known as a 401(k). Employees are allowed to contribute up to a certain amount each year, and occasionally, employers match the contributions. Unlike a pension funded by the company, a 401k is based on your contributions and investments and promises to pay you a set amount of money over time. The most common kind of tax-deferred retirement account in the US is this one, which is referred to as a "defined contribution" plan.

Similar to a 401(k), pension plans have rules governing how much of your pension is tax-deductible and how much is not. General Rule, which makes use of life expectancy tables, is used to calculate the taxable portion. The general Rule can be found in IRS Publication 939, or the Simplified Method can be applied to determine a more exact figure.

Both a 401k and a pension plan offer a range of investment options. Your financial objectives and current financial situation, among other things, will influence the type of investment that is best for your retirement needs.

Employees can save for retirement through a 401(k), a defined-contribution plan, and benefit from tax breaks on their contributions. Employers frequently match these contributions. A pension plan, however, is better suited for investors who want a lifetime income guarantee after retirement. Government regulations and expert fund managers oversee the management of these plans.

By investing in various asset classes, including stocks and bonds, pension funds seek to diversify their portfolios. Additionally, they can invest in derivatives and alternative investments, reducing the risk of losing money on a single investment.

[onlineecommercestore]

How Cloud Quoting Software Can Benefit Your Business?

Unfortunately, IT products VARs and distributors have inefficient business processes that can lead to broken communication and ultimately lost sales. You can incorporate IT product quote making software into your business to solve this problem. It will not only make your sales process work better, but it will also help your business grow over time.

What is software for IT product quoting?

IT item cloud quoting software is a robotized deal. Software that the outreach group of IT associations utilizes to create tweaked statements of perplexing IT items with suitable evaluating. This software is used by distributors of IT products VARs to select all IT products that meet their requirements and preferences.

To provide flawless quotations, a quotation software automates the entire sales quoting process. Because it helps the sales team come up with precise product combinations and automates the approval processes, it is extremely useful.

Quote management is still largely handled by spreadsheets by a number of businesses. The majority of their time and effort is devoted to obtaining approvals.

As indicated by a report by SoftClouds, around 50% of the deal's time is lost on useless prospecting and mistake remedy.

However, you can speed up even the most intricate quotes to make the entire process more efficient with the assistance of VAR online quote builder.

The following are some of the features of IT product quoting software that help IT VARs speed up the process of creating and approving quotes:

Software that is hosted in the cloud: Sales representatives want to be accessible at all times, so they need easy access to the necessary web quoting tool. The sales team's accessibility, productivity, and efficiency are improved by the

quoting app

. You won't have to spend a lot of money on cloud-based quotation software, which means you'll get a better return on investment over time.

 Strong Integration Capabilities: Because of the possibility of inconsistencies, it becomes difficult for IT product VARs to work with individual systems and related data. However, quotation software has robust integration capabilities that make it possible to integrate a wide variety of applications, including ERP, CRM, eProcurement, accounting, and so on. It increases productivity, reduces data duplication, and ensures an automated flow of data between systems

Accept Payments Easily: In order to guarantee that the online payment procedures are carried out with ease, the

quoting software for small business

used by VARs also supports integration with payment gateways from third parties. Customers are able to complete all of the payment processes at once, which increases the use of quote-to-cash processes

Automated Quote Creation: Only 35.2% of IT sales professionals' time is spent prospecting, building relationships with customers, and selling. The remaining 64.8% of time is spent on routine administrative tasks, complex quotation creation, data entry into the CRM, and other non-sales activities.

Through its customizable quote templates, robust search engine capabilities, integrations, configurations, pricing, and many other features, the IT product quotation software automates the process of creating quotes. Along these lines, you never again need to invest quite a bit of your energy on everyday, manual, and dull undertakings and rather center around shutting the arrangements quicker.

Automated Pricing Management: It becomes challenging to manage product pricing and evaluate competitors as the list of IT products grows. Additionally, you lack real-time pricing information. The primary reason for inaccuracy in the quoting process that affects profit margins is this.

[teslaproperties]

How to Discover the Best Properties for Sale in Jumeirah Village Circle

Jumeirah Village Circle (JVC) is one of Dubai’s most sought-after residential communities, offering a harmonious blend of affordability, luxury, and convenience. Known for its vibrant atmosphere and family-friendly environment, JVC is home to some of the best residential projects in Dubai. Whether you’re looking for luxury homes real estate, planning to buy a house in Dubai, or seeking a high-return real estate investment Dubai, Jumeirah Village Circle has it all.

In this blog, we’ll explore why JVC is a prime destination for homebuyers and investors, highlighting the range of properties for sale in Jumeirah Village Circle and how Tesla Properties, a trusted real estate company in Dubai UAE, can help you find your dream property.

Why Choose Jumeirah Village Circle?

Strategic Location Situated in the heart of Dubai, JVC offers easy access to major highways, business hubs, and leisure destinations, making it an ideal choice for professionals and families alike.

Diverse Property Options From luxury properties for sale to affordable apartments, JVC caters to a wide range of preferences and budgets.

Family-Friendly Community With schools, parks, and recreational facilities, JVC is designed to provide a safe and enjoyable environment for families.

High ROI Potential Properties in JVC are known for their excellent rental yields, making it a top choice for investors seeking real estate investment Dubai opportunities.

Modern Amenities Many luxury residential projects in Dubai within JVC offer state-of-the-art amenities, including gyms, swimming pools, and community spaces.

Types of Properties for Sale in Jumeirah Village Circle

Luxury Villas and Townhouses For those seeking space and privacy, JVC offers a selection of luxury house for sale Dubai, featuring modern architecture, landscaped gardens, and premium finishes.

Apartments for Sale Whether you’re looking to buy apartment Dubai for personal use or investment, JVC has a variety of options, from studio units to spacious luxury apartments for sale with panoramic views.

Affordable Housing JVC is also home to affordable residential options, making it a great choice for first-time buyers or those on a budget.

Mixed-Use Developments Some of the best residential projects in Dubai within JVC include mixed-use developments that combine residential, retail, and leisure spaces for a holistic living experience.

Benefits of Investing in JVC Properties

Growing Demand As one of Dubai’s most popular neighborhoods, JVC continues to attract both residents and investors, driving property demand and value.

Flexible Payment Plans Many developers in JVC offer flexible payment schemes, making it easier to secure a property without financial strain.

Prime Investment Opportunity Properties in JVC are ideal for both short-term rentals and long-term growth, offering consistent returns on investment.

Why Choose Tesla Properties?

Tesla Properties is a leading real estate company in Dubai UAE, specializing in connecting clients with premium properties for sale in Jumeirah Village Circle. Here’s why Tesla Properties is your go-to partner:

Extensive Portfolio: From luxury homes real estate to affordable apartments, Tesla Properties offers a diverse range of options.

Expert Advice: Their experienced team provides personalized guidance, helping you find the perfect property to suit your lifestyle or investment goals.

Seamless Transactions: Tesla Properties ensures a hassle-free experience, from property selection to finalizing the deal.

Trusted Relationships: Partnering with reputable developers, Tesla Properties guarantees access to high-quality projects.

Conclusion

Jumeirah Village Circle is a thriving community that perfectly balances modern living with a welcoming neighborhood feel. Whether you’re looking for luxury properties for sale, planning to buy a house in Dubai, or seeking a profitable real estate investment Dubai, JVC offers unparalleled opportunities. Explore the best properties for sale in Jumeirah Village Circle with Tesla Properties and take the first step toward owning a dream property in one of Dubai’s most dynamic communities. Visit Tesla Properties today to start your journey.

[msg24hoursdo]

WhatsApp Business API for E-commerce: Enhancing the Customer Journey

In today’s fast-paced digital era, e-commerce businesses are constantly looking for ways to deliver exceptional customer experiences. With the growing demand for instant communication and personalized service, integrating WhatsApp Business API into e-commerce platforms has become a game-changer. This powerful tool helps streamline customer interactions, boost engagement, and enhance the overall customer journey.

The Power of WhatsApp Business API in E-commerce

WhatsApp is one of the most popular messaging apps globally, with billions of active users. For e-commerce businesses, this presents an incredible opportunity to connect with customers on a platform they already use daily. The API for WhatsApp allows companies to automate communication, send notifications, and provide customer support seamlessly.

Through the WhatsApp API, businesses can send order confirmations, shipping updates, and personalized recommendations directly to customers. This reduces the need for customers to check emails or log in to websites for updates, offering convenience and boosting satisfaction.

Why E-commerce Needs the WhatsApp API

Real-Time Customer SupportThe API of WhatsApp enables businesses to provide instant customer support. Customers can ask questions, raise concerns, or seek assistance, and businesses can respond promptly. This real-time communication builds trust and enhances the shopping experience.

Personalized Marketing CampaignsWith the WhatsApp API, e-commerce businesses can send tailored promotions and recommendations based on customer preferences and purchase history. This level of personalization increases the likelihood of conversions while fostering brand loyalty.

Order Tracking and UpdatesThe WhatsApp Business API simplifies order tracking. Customers can receive automated updates about their order status, including confirmations, shipping details, and delivery notifications. This transparency helps businesses build credibility and keep customers informed every step of the way.

Key Features of WhatsApp Business API for E-commerce

Interactive MessagesThe API for WhatsApp supports rich media such as images, videos, and interactive buttons. E-commerce businesses can create engaging messages to showcase products, answer FAQs, or direct customers to their website or app.

Automation and ChatbotsOne of the standout features of the WhatsApp Business API is automation. Businesses can use chatbots to handle routine queries like return policies, product availability, or payment methods, freeing up human agents for more complex issues.

Secure CommunicationThe API of WhatsApp ensures end-to-end encryption, guaranteeing secure communication between businesses and customers. This is particularly important for sharing sensitive information like payment confirmations or account details.

Benefits of Choosing a WhatsApp Business API Provider in India

As e-commerce continues to thrive in India, many businesses are leveraging the services of WhatsApp Business API providers in India to optimize their operations. These providers offer integration, customization, and ongoing support to ensure seamless functionality.

Localized ExpertiseA WhatsApp Business API provider in India understands the unique challenges and preferences of the local market. They can tailor solutions to meet the needs of Indian customers, including support for regional languages and culturally relevant messaging.

Cost-Effective SolutionsIndia's competitive market means businesses can access affordable WhatsApp API solutions without compromising on quality. Providers in India also offer scalable plans, making it easier for small and medium-sized businesses to adopt the technology.

Faster IntegrationWith a WhatsApp Business API provider in India, businesses can integrate the API quickly and efficiently, minimizing downtime and ensuring a smooth transition.

How to Get Started with WhatsApp Business API for Your E-commerce Business

Choose a Reliable ProviderThe first step is to partner with a trusted WhatsApp Business API provider in India. Look for a provider that offers robust features, excellent support, and scalable options to grow with your business.

Integrate the API with Your E-commerce PlatformWork with your provider to integrate the API for WhatsApp into your e-commerce platform. This ensures seamless communication between your business and customers.

Set Up Automation and ChatbotsUse automation to handle routine tasks like order confirmations and FAQs. Chatbots powered by the API of WhatsApp can provide instant responses, reducing wait times for customers.

Train Your TeamWhile the WhatsApp Business API offers automation, it’s essential to train your team to handle escalated queries and deliver personalized service when needed.

Future Trends with WhatsApp Business API in E-commerce

As technology evolves, the potential of the WhatsApp Business API will only grow. Future trends include integrating AI-powered chatbots for even more intelligent automation, leveraging data analytics for hyper-personalized messaging, and incorporating payment gateways directly within the API of WhatsApp.

The WhatsApp Business API is revolutionizing the way e-commerce businesses interact with their customers. From real-time support to personalized marketing and secure communication, the API for WhatsApp provides endless possibilities to enhance the customer journey. By partnering with a reliable WhatsApp Business API provider in India, businesses can unlock the full potential of this tool and stay ahead in the competitive e-commerce landscape.

If you’re in e-commerce and haven’t explored the benefits of the API of WhatsApp, now is the time to integrate it into your strategy and elevate your customer experience.

[realesatatedubai]

10 Reasons to Invest in Off-Plan Properties in the Dubai.

Why Investing in Off-Plan Properties in the UAE is a Smart Choice

Over the once many decades, the UAE has surfaced as a global profitable hustler, attracting investors from around the world. Known for its business-friendly terrain and ultramodern structure, the UAE has also become a mecca for real estate openings. Among these, off-plan properties in Dubai have gained significant attention for their affordability and implicit returns.

What is an Off-Plan Property?

An off-plan property is a property that’s bought before its construction is completed. Buyers calculate arrangements, layouts, and specifications handed by the inventor to make their investment decisions. In simpler terms, Off-plan properties are moreover under construction or yet to be erected.

Key Benefits of Investing in Off-Plan Properties

Investing in Off-plan properties offers multiple advantages that make them a popular choice for investors worldwide. These are the most notable benefits

1. Affordable Prices

Off-plan properties are frequently more affordable than ready-erected parcels. Developers offer competitive prices to attract buyers during the early stages of a design. This means you can buy luxury property at a lower price, giving you excellent value for your investment.

2. Flexible Payment Plans One of the biggest advantages of Off-plan investments is the vacuity of flexible payment options. Buyers can make a small original down payment and spread the remaining costs over time, making it easier to manage finances. Some inventors indeed accept payments in cryptocurrency, adding further inflexibility.

3. High Potential for Capital Appreciation Investing in Off-plan property in high-demand areas like Dubai or Al Marjan Island in Ras Al Khaimah offers excellent capital appreciation openings. As property prices rise during and after construction, you can vend the property at an advanced value, generating significant gains.

4. Prime Locations

Off-plan properties are frequently located in high areas with high growth eventuality. Dubai, Abu Dhabi, Sharjah, and Ras Al Khaimah are some of the top locales for Off-plan investments. These areas offer a blend of civic life, serene geographies, and business openings, making them largely seductive for residents and investors.

5. Latest Designs and Modern Features Since Off-plan properties are under development, they’re designed with the rearmost trends and technologies in mind. From smart home features to sustainable armature, these parcels frequently come with upgraded amenities compared to aged-ready- erected homes.

6. Personalization Options Off-plan property allow buyers to customize certain aspects of the design, similar to layout, institutions, and homestretches. This means you can produce a home that reflects your style and preferences.

7. Robust Buyer Protection Laws

The UAE government has enforced strict laws to cover buyers of off-plan property. inventors are needed to deposit finances into escrow accounts, and construction progress is covered to ensure timely completion. However, penalties are assessed on inventors, furnishing buyers with peace of mind, If a design is delayed.

8. Promising Rental Returns

The UAE’s growing population and thriving tourism assiduity ensure high rental demand. Off-plan properties offer economic rental returns, making them an excellent source of unresistant income. Whether you choose to rent your property short-term or long-term, you can anticipate seductive returns.

9. Low Maintenance Costs Off-plan properties come with guarantees and after-deal support from inventors. This minimizes conservation costs during the original times, saving you plutocrats compared to copping aged, ready-erected parcels.

Popular Off-Plan Projects in the UAE

The UAE offers a wide variety of off-plan properties, ranging from affordable apartments to luxurious estates. One of the most awaited systems is the Aqua Arc on Al Marjan Island, known for its stunning design and world-class amenities. Other notable options include out-of-plan systems in Dubai’s high locales like Business Bay, Downtown Dubai, and Dubai Marina.

FAQs About Off-Plan Properties

1. Is it safe to invest in off-plan properties in the UAE? Yes, the UAE government has strict regulations in place to cover investors. Inventors must adhere to strict guidelines to ensure design completion and buyer safety.

2. Can I get financing for off-plan properties?

Yes, several UAE banks offer mortgages for off-plan property once there is a certain chance of the property value being paid. generally, the loan-to-value rate is around 50.

3. Can I sell an off-plan property before completion? Yes, Off-plan property can be ended before completion. still, you may need to meet certain conditions set by the inventor.

4. Can I get a UAE Golden Visa by investing in off-plan property?

Conclusion

Inchbrick Realty helps you Invest in Off-plan property in Dubai and offers a unique occasion to enter one of the world’s most dynamic real estate requests. With affordable prices, flexible payment plans, and high rental returns, these parcels give both fiscal and life benefits. also, government-backed protections make Off-plan investments a safe and economic option for buyers worldwide.

still, Off-plan property might just be the smart choice you’ve been staying for! If you’re looking to invest in the UAE.