#one day maybe i'll share something about them

[bokettochild]

🎶For the twelfth day of Christmas, my Ketto gave to me-🎶

Closure!!!!!

So, I've been talking about this for a fair bit now and debating the logistics, and I have decided to do it: A Christmas of Closure!

I have so many unfinished/on hiatus fics, some that never got past the first part, and this is my effort to (1) relieve myself of the guilt of not finishing them and (2) give a bit of closure to the readers who still wanted more from the story.

How does it work? You guys can choose any story of mine that you wanted to see more of, and the first twelve will get a little love this holiday season, with me posting one update every day leading up to Christmas, and ending on Christmas day with either whatever I was most excited to share, or what took me the longest and I needed more time for LOL

They key to this is that it's stories I've already started, so rather than spending half my writing time trying to figure out what it's going to be about, I'll hopefully just be giving words to something that's sat in my brain for the last few months/years. I'll get to share with you what was supposed to happen, while maybe jump-starting my own creative process so maybe (no promises) I'll actually be able to finish the story! (Again, NO promises, but also I hope so!!!)

(Specifics below)

All stories are on the table with the exception of TBBU, since that's already a work in progress and I will get there independently (*she lied, like a liar*). There might be others that have reached their natural end as well, and I'm not up to making zombies, but I can't name any right off, so go nuts and choose whatever you feel has been on life support for too long :)

Whumptober/Sicktember/Febuwhump prompts are up from grabs, but only in the form of continuations of already written pieces. I will not be writing prompts that I failed to post on time in this challenge (maybe another time)

The age of the fic doesn't matter, but be aware I might not be able to capture the same voice as I used to use. My writing style has changed and developed, but I will try and match my own freak when I can.

You CAN ask for specific things! I will not take unkindly to you popping in to say "write an update for story XYZ and maybe have ABC happen?" I can't promise that ABC will happen of course, because maybe that's not what was meant to happen, but I promise to consider any and all suggestions regardless, and try and make a Christmas present that you'll enjoy :)

The stories will get posted starting on the 14th of December and ending on December 25. There will not be an Ao3 collection, but I will have a master-list here on tumblr.

I hope that covers everything, but if you have any questions I didn't answer, please feel free to send an ask, so I can answer publicly, in the case others had the same question <3

[legomonkiefics]

Story of Mk where we sit him down and tell him to actually relax. Since this boy needs to have a relaxing day where he isn't stressing.

Maybe we put on Monkey Cop and do a movie marathon?

💛🍜 To Calm a Monkey Kid — MK x GN Reader Drabble 💛🍜

Genres: Fluff, mild hurt/comfort || He/they pronouns for MK, they/them pronouns for reader || No warnings needed

✩₊˚.⋆☾⋆⁺₊✧. ݁₊ ⊹ . ݁˖ . ݁⋆˚｡⋆୨🍜୧⋆˚｡⋆✩₊˚.⋆☾⋆⁺₊✧. ݁₊ ⊹ . ݁˖

Having MK home for an extended period of time was usually very difficult. He was a delivery boy, local hero, and successor all at the same time. Suffice to say, home was something he was gradually seeing less and less of. And you weren't having one bit of it. It was all well and good that he was stopping Jin and Yin from messing with the city power and whatnot, but you were beginning to see how it affected them. Dark circles, droopy posture, a more unkempt appearance. Though MK always brushed it off with a smile and a wink, you knew them well enough to look past it. So when you got home one day, you began putting into motion a plan.

MK slid in hours later, closing the door behind them and sighing heavily. Their bandana was loose, hair ruffled, and body language slumped and heavy. As was consistent for the past few months, he looked an absolute wreck. "MK?" You called out, hearing the door closed from another room. MK shook off his exhaustion, quickly making their hair neat and rubbing his eyes. He bounded down the hallway, peeking in your shared bedroom to try and find you.

"Just got home! Where you at, baby?" They called. You came in from the bathroom, giving him a soft, concerned smile. He immediately wrapped you up, vibrant mask in full effect "There you are!". "How was your day?" You asked, immediately taking notice of how MK deflated just a bit. "Well- I'm not reaaally where I wanna be in my training, and the demons attacking today were pretty tough. And Pigsy's Noodles was just crawling with orders-" they listed off. Seeing you frown, MK immediately added, "But I'm fine! It's the end of the day now, so I'm good!". They felt a small hint of stress upon seeing your frown only deepen.

"Hey, hey, what's up? Did something happen?" He asked. "No, but... I'm worried about you" You admitted "You've been stretched thin these past few months. I can't remember the last time I saw you eat anything but noodles, and you're barely home". "I know" MK sighed, rubbing the back of their neck "But it's okay! I'll-"

"It's not okay" You interrupted, not rudely, but firmly "MK, I love you, and you cannot keep doing this to yourself. It's not healthy, honey. I don't want you to run yourself into the ground for other people". MK hung their head a bit, a look of guilt on their face. You gently rubbed their shoulder "I don't want to make you feel forced into anything, and I'll never ask you to give up your dream. But I need you to look out for yourself too, yeah? If you ever need my help, you can always ask". MK nodded, looking back up at you with a small smile, a genuine and vulnerable one this time "You're... right. You always are. It's just so hard with so much going on, y'know? I feel like I've got to be the Monkey Kid, all the time. But with you, I'm just... just Xiaotian"

"And that's an amazing thing" You said, gently kissing his forehead. He smiled wider, returning it by giving you a big kiss to the cheek. You chuckled, ruffling his messy hair "I've got a plan for us tonight, Xiao. Firstly, you gotta get all that hero stink off. Then we'll take it easy, as a first step to taking better care of yourself. Is that okay?". MK chuckled as well at the ruffling, looking at you with appreciative softness "Uh, yeah! Thank you so much, honeybee, I'll catch up in a sec". They gave you another big kiss to your face before picking up a new set of clothes and entering the bathroom.

As the successor cleaned, you prepped the rest of the room. Fluffed pillows, clean comforter, and all of MK's Monkey King cuddleable merch you could carry. You then sped off to the kitchen, picking up a tray of snacks you'd prepared. It didn't take long for MK to emerge again as clean, dressed in comfortable pajamas, with damp hair he was keeping down. They looked at the setup you'd finished as they were gone, glancing to the TV. Seeing what was on, their eyes brightened immensely and a broad grin came on his face.

They scrambled over, hopping into bed and crawling under the covers, causing you to have to catch the snack tray before it got tossed off. "No way!! You got Monkey Cop on DVD?!" They asked excitedly. You sat in beside him, scooting close to his side "It's a DVD set, actually. All the movies are in the box". MK flapped his hands excitedly, trying not to kick too much since he was easily getting tangled in the covers. "Yesss!! Are you finally gonna watch them all with me?" They asked, looking to you like an excited dog. You laughed a little, wrapping an arm around them and pressing your cheeks together "Absolutely. I think it's about time, yeah?"

MK scooped up the remote, quickly starting rhe first movie. He turned off the lights, snuggling down into the covers as he began munching from the bowl of popcorn you'd brought. You leaned into their shoulder as they kept an arm around you, seeing as the movie opened up. MK nuzzled the top of your head. "Thanks for this, babe. I really needed it". You smiled, nuzzling into them into return "No problem. You can come to me whenever, I'll always help you out"

With that, you two cuddled up more, wrapped in a bundle of blankets. MK moved his arm to where he could hold your hand, petting your fingers affectionately with his thumb as he watch the cheesy cop film with you. He made a promise to himself internally in that moment. Days like this, times like these with you, were what he was fighting for the most

[faithfromanewperspective]

need a private tumblr to be an outlet for feelings had while activisming

[claitea]

a little personal project i'm slowly chipping away at, thought it would be fun to make it into a chart that i add a doodle to every time i finish a new character so i can track how i'm going with it!

by project i just mean i want an oc of each type. i'm not making a game or anything the positions listed are purely for fun HDJBFJFKE

[sirrentxt]

It's just a few days past graduation, well into the night, and he's walking home through pouring rain and familiar tight streets—taking shortcuts wherever he can because the leather on his back keeps soaking up water, heavier by the minute—when he finds himself stopping for shelter under a small roof. Nearly bumps into a man already standing there; blonde, sunglasses, fancy suit, a black coat reaching his ankles. Luis can't help but think it's weird; with how few lamps are around and in working condition, if he were the one wearing shades, he wouldn't be able to see shit in the absolute downpour.

“Raining jugs tonight, eh?” He pitches, brushing wet hair out of his face to take a better look at the man.

“Quite,” says the stranger and reaches into his suit jacket. A silent beat passes before he extends a hand towards Luis, a silver cigarette case gleaming in his hand, open. “Care for a smoke?”

Luis is not one to turn down that offer.

They smoke in silence for some time, listening to the rain beating down the tin roof over their heads, but Luis keeps curiously watching the blond in the corner of his eye. The man has a certain way about him—an accent, a prowl, a presence; a heavy step in the way he stands unmoving under the roof while Luis keeps switching legs.

“You from around here, señor?” He asks eventually between drags.

“Afraid not.”

Luis chuckles.

“Not the best hour to be out in these parts, you know.”

“Is it?”

“Mm. Not many locals here as charming as myself.”

A smile ghosts over the stranger's face, the intention behind it a mystery to Luis.

“How unfortunate.”

A thrill runs up Luis' spine like a warning. Minutes later, he'll ignore it in favor of inviting the man over, the danger of it all not once crossing his mind; convinced the way the conversation was going was some particularly tricky flirting.

The stranger will follow.

He'll play along, suddenly unsure of the ground beneath his feet. At first, when Luis offers him tea; then, after he declines, when Luis appears right in his face, persistent eyes and a sly smile. A hand running down his side, stopping at his hip. Luis circling him—“May I take your jacket, señor?”—then sliding it off his shoulders, carefully putting it aside. Circling back around, raising an eyebrow at his side arm—“Not from around here but not your regular tourist either, eh, señor?” “Albert.” “Well, señor Albert”—one of Luis' hands stopping at the man's hip, the other finding his belt loops and yanking him closer—“any other surprises you've got in store for me?”

luis serra x albert wesker // chance encounters

[chiropteracupola]

dress up nice (and don't get any blood on yourself this time, please)

[collaboration with @dxppercxdxver again. we are still going.]

[ashorterurl]

.

[pyrriax]

HI TUMBLR late footnote posting before i go to bed (i took a nap today........ ate up most of my time)

not a lot to talk about with footnotes today since i was Busy and my brain wasnt working pfndkmlfd i blame seven hours of modded oneblock

[c4p7ch4]

[beancalzone]

On long distance and the meaning behind words

[sourcherryandsprinkles]

We NEED more soft!Rafe after the new season. He moved out and got a whole house to himself maybe he could ask his girl to move in? Becasue he wants her there and to be part of his life...his new life where he's a better person

Request: SOFT RAFE PLSSS

I don't know when I found time to write this, but enjoy soft!Rafe asking his girlfriend to move in with him! Feel free to send more requests, I'll write when I find time

Warnings: soft!Rafe, relationship moving quickly, mention of Ward's death

—

‘’Rafe, I truly can’t see. I’m not cheating,'’ you promised as you walked with Rafe’s hands over your eyes.  

He had picked you up in late afternoon and refused to tell you where you were going. Just that he wanted to show you something...and that you had to close your eyes during the whole drive. 

Rafe laughed a bit, trusting you. ''Okay, okay.'' 

You walked a few more steps, then he stopped and removed his hands from your eyes, revealing a large two story house. 

A frown formed between your eyebrows. ‘’Who's house is this?''

He wrapped his arms around you from behind, resting his chin on your shoulder. ‘’Mine,'' he whispered in your ear, giving you a gentle kiss on your jawline. ‘’As of this morning.'' 

Surprise filled your face. ‘’You bought a house?’’ 

Every time Rafe showed up to your place after a fight with his family — most often his father —, needing a bed to crash in for a few days, you tried talking to him about getting his own place. It would solve a lot of conflicts. But Rafe always said he wasn’t ready to leave the family nest. 

Behind you, Rafe hummed. ‘’I bought it with a part of my dad’s inheritance money. Sharing a house with Rose is not possible anymore. Too much has happened...’’ 

You covered his hands with yours in silent support. You’d heard the ugly stories about Rose and Rafe. He hadn’t always made the best decisions in the past, but Rose constantly blamed him for everything bad that happened to the family. Rafe may have deep personal issues, but it was wrong of her to villainize him.

‘’Do you want a tour?’’ he asked, his voice brimming with excitement, and the eagerness in his eyes made it impossible for you to refuse.

You followed Rafe up the steps to the porch of his new home. He fumbled briefly with the key before pushing the door open, but just as you were about to enter, he pulled you to a sudden stop.

“Wait,” he ordered, his strong arms wrapping around you as he effortlessly lifted you up.

You squeaked, startled by the sudden move. ‘’Rafe, we're not married, you know,’’ you said with a soft laugh, looping an arm behind his neck. ‘’You don't have to carry me over the threshold."

He set you down gently on the wooden floor of the entrance hall and shut the door behind him. 

Inside, the house felt big and empty, its openness accentuated by the sunlight streaming through the uncovered windows.

‘’I don’t know why, but I expected it to be fully furnished,’’ you admitted, glancing towards what you assumed was the living room. 

Rafe chuckled, his fingers lacing with yours as he guided you further in. ‘’Some people do buy them furnished, but this one wasn’t. You’ll have to help me pick out furniture because I suck at decorating.’’ 

The kitchen was massive and even had two ovens — a rich people thing. It was unfortunate Rafe didn’t cook. The backyard had a large patio where Rafe mentioned wanting to set a barbecue and a firepit, and maybe one of those large daybeds. He wanted his house to be cozy and feel like a home, not look straight out of a fucking magazine.

As he led you into the last room upstairs, the master bedroom, Rafe's voice grew soft. The words were burning on his tongue, but he didn’t know how to say them. 

‘’And here's our bedroom. I mean, the bedroom.’’ He made a mistake on purpose, just to see your reaction. 

You tried to hide the smile that spread across your lips, your heart beating fast in your chest. The slip of his tongue hadn't gone by unnoticed. Did he truly mean for you to live here with him? Was this why he took you to the house and insisted on making it a surprise? 

‘’There’s a big bathtub in the master bedroom, and—’’ Rafe continued, moving toward the bathroom to show you the bathtub, but you were not listening. 

Moving in with someone is a huge step in a relationship, not something you can decide on a whim. You and Rafe had only been together for a few months, so it felt a bit early to take that step. But then again, everything in your relationship had moved quickly from the start. He met your parents two weeks after your first kiss, and said ‘I love you’ after twenty-six days of dating — yes, you had counted them. 

When Rafe glanced back at you, he noticed you seemed deep in thought. ‘’Is everything okay?’’ he asked, an eyebrow raised in concern. 

You snapped out of your thoughts, shaking your head. ‘’Yeah, everything’s good,’’ you replied, smiling at him. ‘’I was just thinking of all the time it’ll take us to christen our house.’’ A mischievous grin curled on your lips as you walked toward him. ‘’Maybe we should start now. It’s a big house.’’ 

Rafe’s eyes flickered with surprise as he heard what you were implying. He expected you to refuse, to say it was too soon. 

‘’You’ll move in with me?’’ he asked, a hint of disbelief in his voice. 

You nodded, and a smile curled on Rafe's face. He's never been happier.

—

OBX taglist: @moralina@eudximoniakr @toylewestinnyc @rottenstyx@sweeterheartxamerica  @jordierama @viridwityy @izzy-laufeyson @kenzi-woycehoski @lilaconner @Katsukis1Wife   @hawkegfs @mommyruuetrue   @acornacreacure @snownjune @nmedina8611 @slvtherinseeker   @slvtherinseeker @poppet05 @1stevelacyfan @illf4iry @withbeautyandrage   @maybankslover @sunflowerziva @laylasbunbunny @Honey-marvel15 @leoluvsur-pappy @slytherhoes @kcskye123 @outerbanksacc   @pedrosprincess   @mikaelsonsstuff  @skyesthebomb   @a1mzcruml3y @iluurmom   @popeheywardssecretgf  @madelynie  @loverofdrewstarkey   @radiant-whore  @outsider-at-hogwarts @luci1fer @bbycowboi @rafecameronsbadussy @urbfsbitchlol @nomorespahgetti @bloodyhw @Veescorneroftheworld   @papayaboyluvr @slytherinambitious @darylscvmdumpster @tommysaxes @johannelis2302nely @lynbubble   @straberryshortcake143 @beth-gallagher22 @doestalker @rubyliquor @theflcwer @angelxxrose @sierraluvzz @cruzgrecia @evelestrange @sunnysunny133696  @under-seasoned-pasta @hoeforsirius   @buckyswhxre @emerald-09   @simonessolarsystem @rehead1180 @stvrkey  @ynmunson @riddle18  @love4ldr @withfireandbl00d @wonderland2425 @blublock404 @eddieslut69

[mostlysignssomeportents]

How I got scammed

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/02/05/cyber-dunning-kruger/#swiss-cheese-security

I wuz robbed.

More specifically, I was tricked by a phone-phisher pretending to be from my bank, and he convinced me to hand over my credit-card number, then did $8,000+ worth of fraud with it before I figured out what happened. And then he tried to do it again, a week later!

Here's what happened. Over the Christmas holiday, I traveled to New Orleans. The day we landed, I hit a Chase ATM in the French Quarter for some cash, but the machine declined the transaction. Later in the day, we passed a little credit-union's ATM and I used that one instead (I bank with a one-branch credit union and generally there's no fee to use another CU's ATM).

A couple days later, I got a call from my credit union. It was a weekend, during the holiday, and the guy who called was obviously working for my little CU's after-hours fraud contractor. I'd dealt with these folks before – they service a ton of little credit unions, and generally the call quality isn't great and the staff will often make mistakes like mispronouncing my credit union's name.

That's what happened here – the guy was on a terrible VOIP line and I had to ask him to readjust his mic before I could even understand him. He mispronounced my bank's name and then asked if I'd attempted to spend $1,000 at an Apple Store in NYC that day. No, I said, and groaned inwardly. What a pain in the ass. Obviously, I'd had my ATM card skimmed – either at the Chase ATM (maybe that was why the transaction failed), or at the other credit union's ATM (it had been a very cheap looking system).

I told the guy to block my card and we started going through the tedious business of running through recent transactions, verifying my identity, and so on. It dragged on and on. These were my last hours in New Orleans, and I'd left my family at home and gone out to see some of the pre-Mardi Gras krewe celebrations and get a muffalata, and I could tell that I was going to run out of time before I finished talking to this guy.

"Look," I said, "you've got all my details, you've frozen the card. I gotta go home and meet my family and head to the airport. I'll call you back on the after-hours number once I'm through security, all right?"

He was frustrated, but that was his problem. I hung up, got my sandwich, went to the airport, and we checked in. It was total chaos: an Alaska Air 737 Max had just lost its door-plug in mid-air and every Max in every airline's fleet had been grounded, so the check in was crammed with people trying to rebook. We got through to the gate and I sat down to call the CU's after-hours line. The person on the other end told me that she could only handle lost and stolen cards, not fraud, and given that I'd already frozen the card, I should just drop by the branch on Monday to get a new card.

We flew home, and later the next day, I logged into my account and made a list of all the fraudulent transactions and printed them out, and on Monday morning, I drove to the bank to deal with all the paperwork. The folks at the CU were even more pissed than I was. The fraud that run up to more than $8,000, and if Visa refused to take it out of the merchants where the card had been used, my little credit union would have to eat the loss.

I agreed and commiserated. I also pointed out that their outsource, after-hours fraud center bore some blame here: I'd canceled the card on Saturday but most of the fraud had taken place on Sunday. Something had gone wrong.

One cool thing about banking at a tiny credit-union is that you end up talking to people who have actual authority, responsibility and agency. It turned out the the woman who was processing my fraud paperwork was a VP, and she decided to look into it. A few minutes later she came back and told me that the fraud center had no record of having called me on Saturday.

"That was the fraudster," she said.

Oh, shit. I frantically rewound my conversation, trying to figure out if this could possibly be true. I hadn't given him anything apart from some very anodyne info, like what city I live in (which is in my Wikipedia entry), my date of birth (ditto), and the last four digits of my card.

Wait a sec.

He hadn't asked for the last four digits. He'd asked for the last seven digits. At the time, I'd found that very frustrating, but now – "The first nine digits are the same for every card you issue, right?" I asked the VP.

I'd given him my entire card number.

Goddammit.

The thing is, I know a lot about fraud. I'm writing an entire series of novels about this kind of scam:

https://us.macmillan.com/books/9781250865878/thebezzle

And most summers, I go to Defcon, and I always go to the "social engineering" competitions where an audience listens as a hacker in a soundproof booth cold-calls merchants (with the owner's permission) and tries to con whoever answers the phone into giving up important information.

But I'd been conned.

Now look, I knew I could be conned. I'd been conned before, 13 years ago, by a Twitter worm that successfully phished out of my password via DM:

https://locusmag.com/2010/05/cory-doctorow-persistence-pays-parasites/

That scam had required a miracle of timing. It started the day before, when I'd reset my phone to factory defaults and reinstalled all my apps. That same day, I'd published two big online features that a lot of people were talking about. The next morning, we were late getting out of the house, so by the time my wife and I dropped the kid at daycare and went to the coffee shop, it had a long line. Rather than wait in line with me, my wife sat down to read a newspaper, and so I pulled out my phone and found a Twitter DM from a friend asking "is this you?" with a URL.

Assuming this was something to do with those articles I'd published the day before, I clicked the link and got prompted for my Twitter login again. This had been happening all day because I'd done that mobile reinstall the day before and all my stored passwords had been wiped. I entered it but the page timed out. By that time, the coffees were ready. We sat and chatted for a bit, then went our own ways.

I was on my way to the office when I checked my phone again. I had a whole string of DMs from other friends. Each one read "is this you?" and had a URL.

Oh, shit, I'd been phished.

If I hadn't reinstalled my mobile OS the day before. If I hadn't published a pair of big articles the day before. If we hadn't been late getting out the door. If we had been a little more late getting out the door (so that I'd have seen the multiple DMs, which would have tipped me off).

There's a name for this in security circles: "Swiss-cheese security." Imagine multiple slices of Swiss cheese all stacked up, the holes in one slice blocked by the slice below it. All the slices move around and every now and again, a hole opens up that goes all the way through the stack. Zap!

The fraudster who tricked me out of my credit card number had Swiss cheese security on his side. Yes, he spoofed my bank's caller ID, but that wouldn't have been enough to fool me if I hadn't been on vacation, having just used a pair of dodgy ATMs, in a hurry and distracted. If the 737 Max disaster hadn't happened that day and I'd had more time at the gate, I'd have called my bank back. If my bank didn't use a slightly crappy outsource/out-of-hours fraud center that I'd already had sub-par experiences with. If, if, if.

The next Friday night, at 5:30PM, the fraudster called me back, pretending to be the bank's after-hours center. He told me my card had been compromised again. But: I hadn't removed my card from my wallet since I'd had it replaced. Also, it was half an hour after the bank closed for the long weekend, a very fraud-friendly time. And when I told him I'd call him back and asked for the after-hours fraud number, he got very threatening and warned me that because I'd now been notified about the fraud that any losses the bank suffered after I hung up the phone without completing the fraud protocol would be billed to me. I hung up on him. He called me back immediately. I hung up on him again and put my phone into do-not-disturb.

The following Tuesday, I called my bank and spoke to their head of risk-management. I went through everything I'd figured out about the fraudsters, and she told me that credit unions across America were being hit by this scam, by fraudsters who somehow knew CU customers' phone numbers and names, and which CU they banked at. This was key: my phone number is a reasonably well-kept secret. You can get it by spending money with Equifax or another nonconsensual doxing giant, but you can't just google it or get it at any of the free services. The fact that the fraudsters knew where I banked, knew my name, and had my phone number had really caused me to let down my guard.

The risk management person and I talked about how the credit union could mitigate this attack: for example, by better-training the after-hours card-loss staff to be on the alert for calls from people who had been contacted about supposed card fraud. We also went through the confusing phone-menu that had funneled me to the wrong department when I called in, and worked through alternate wording for the menu system that would be clearer (this is the best part about banking with a small CU – you can talk directly to the responsible person and have a productive discussion!). I even convinced her to buy a ticket to next summer's Defcon to attend the social engineering competitions.

There's a leak somewhere in the CU systems' supply chain. Maybe it's Zelle, or the small number of corresponding banks that CUs rely on for SWIFT transaction forwarding. Maybe it's even those after-hours fraud/card-loss centers. But all across the USA, CU customers are getting calls with spoofed caller IDs from fraudsters who know their registered phone numbers and where they bank.

I've been mulling this over for most of a month now, and one thing has really been eating at me: the way that AI is going to make this kind of problem much worse.

Not because AI is going to commit fraud, though.

One of the truest things I know about AI is: "we're nowhere near a place where bots can steal your job, we're certainly at the point where your boss can be suckered into firing you and replacing you with a bot that fails at doing your job":

https://pluralistic.net/2024/01/15/passive-income-brainworms/#four-hour-work-week

I trusted this fraudster specifically because I knew that the outsource, out-of-hours contractors my bank uses have crummy headsets, don't know how to pronounce my bank's name, and have long-ass, tedious, and pointless standardized questionnaires they run through when taking fraud reports. All of this created cover for the fraudster, whose plausibility was enhanced by the rough edges in his pitch - they didn't raise red flags.

As this kind of fraud reporting and fraud contacting is increasingly outsourced to AI, bank customers will be conditioned to dealing with semi-automated systems that make stupid mistakes, force you to repeat yourself, ask you questions they should already know the answers to, and so on. In other words, AI will groom bank customers to be phishing victims.

This is a mistake the finance sector keeps making. 15 years ago, Ben Laurie excoriated the UK banks for their "Verified By Visa" system, which validated credit card transactions by taking users to a third party site and requiring them to re-enter parts of their password there:

https://web.archive.org/web/20090331094020/http://www.links.org/?p=591

This is exactly how a phishing attack works. As Laurie pointed out, this was the banks training their customers to be phished.

I came close to getting phished again today, as it happens. I got back from Berlin on Friday and my suitcase was damaged in transit. I've been dealing with the airline, which means I've really been dealing with their third-party, outsource luggage-damage service. They have a terrible website, their emails are incoherent, and they officiously demand the same information over and over again.

This morning, I got a scam email asking me for more information to complete my damaged luggage claim. It was a terrible email, from a noreply@ email address, and it was vague, officious, and dishearteningly bureaucratic. For just a moment, my finger hovered over the phishing link, and then I looked a little closer.

On any other day, it wouldn't have had a chance. Today – right after I had my luggage wrecked, while I'm still jetlagged, and after days of dealing with my airline's terrible outsource partner – it almost worked.

So much fraud is a Swiss-cheese attack, and while companies can't close all the holes, they can stop creating new ones.

Meanwhile, I'll continue to post about it whenever I get scammed. I find the inner workings of scams to be fascinating, and it's also important to remind people that everyone is vulnerable sometimes, and scammers are willing to try endless variations until an attack lands at just the right place, at just the right time, in just the right way. If you think you can't get scammed, that makes you especially vulnerable:

https://pluralistic.net/2023/02/24/passive-income/#swiss-cheese-security

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

[nochepsicodelica]

Toji who got really drunk after a misunderstanding you left him to ponder upon one morning when you left for work. You missed a part of your routinely goodbye to him and at first it didn't bother him. He understood that you were running late, but once he started chugging the cold drinks and he sat with the sentiment, he realized it did strike him.

He hated the entire process of getting drunk, hated that drinking was unbearable unless it was chased with sweet kisses from you, but there he was, downing bottle after bottle. He was starting to feel liquid full but even in this intoxicated state he didn't want to put down the bottles. At some point he starting feeling uncomfortable being by himself and didn't want to feel that way anymore, so he called and texted you. Multiple times. You finally picked up after the eighth call.

-Hi, baby! Sorry, I missed your calls. I just left work and i'm heading home.-

-Baby? Who are you calling baby?- He scoffs, a roll of his eyes following.

-You... Toji. It's you. Who else would I be calling baby?-

-Honestly, I...- He laughs, the sound not coming off as one of joy with the next words he speaks. -I didn't think you even loved me enough to give me stupid pet names. I feel very unloved by you and... mhm, just want you to know that.-

Now, that's just entirely untrue and it hurts to hear. You prove your love for him every day. What is this sudden false claim against you?

-Toji, love, what are you saying? I'm coming home, already. Maybe we should talk in person. This is hard to discuss over the phone.-

-Uh-huh, you do that.- He sighs, heavily, his eyes lidding with sluggishness. -Can't win a verbal argument, s-so you're gonna come over here and try to seduce me with your pretty face. I'm just gonna say no when you try to touch me. Just no.-

-I'll see you in a bit, Toji.- you say, before abruptly hanging up.

He sounded off. You knew something was up the second you saw his eight missed calls and a stack of messages just saying 'hey'.

Your keys jingled as you pulled them out of your bag to unlock the front door. The house was steady, no sign of Toji watching TV in the living room or of the shower running. You walked further in, calling his name. It was kind of eery walking through your silent house. You also knew of Toji's tendency of scaring you, so you were on guard for that as you paced around the house. You had one more room to check and it was the bedroom. You dragged your feet over to the room, knocking when you noticed the door was closed. There was no answer after two more knocks so you just opened the door.

The sound startled Toji who was lying against the headboard of the bed, almost falling asleep. The second he saw you his demeanor changed. He perked up like a dog when their owner comes home, before melting back to the stoic state he had been sitting in.

"Hey," you say, almost tentatively, as you walk towards your shared bed, sitting down on the edge. You're met with an acknowledging hum of a response. "What's wrong, baby?"

"There you go calling me baby again. Baby is for people who love each other, so stop it."

You look over the bed, spotting the evidence that led to the bite in his attitude towards you— those bottles that spill the remaining drops of their content and Toji's backwash onto the bed, making the sheets reek of alcohol.

"Well, I love you, so no, i'm not gonna stop calling you baby."

He crosses his arms over his chest, huffing like a child. "That so? It didn't seem that way this morning. I've never felt so forgotten about by you."

"I told you I was gonna be late for work, but you insisted on keeping me trapped beneath you. Bring that part to light, handsome." You can see the corners of his lips twitching. He's holding back the most wicked smirk at the short burst of memories from the morning. "Plus, I still gave you your goodbye kiss, so what are you on about?"

"You didn't say 'I love you'. That's part of goodbye with you, so you can't blame me for feeling this way." His eyes express something of hurt. Maybe it's enhanced by the drinks he had, but you can't leave him that way.

"You're loved, baby. Very much so. Me not saying it this one time doesn't diminish the actual feeling." He's been reduced to a cub over this, so as his lover, you step in to mend the feelings that were grazed.

"Can you..." he rasps, patting his thigh, signaling for you to sit. You drag yourself towards him, and plop yourself onto his lap. You can smell the alcohol on his breath as he rambles on about how you can't forget to say 'I love you' to him ever again, even if it's a blurted, rushed one that he doesn't get a chance to respond to as you rush out the door.

The look he reserves for you is entirely soft, his hands are hot against your clothed back as they feel the warm body he's missed for hours. "I still..." he pauses to sigh, tiredness imbued into the sound. "Still want you to call me baby," he starts again. "I was just bummed. Don't stop calling me baby. Don't ever do that." He's letting his hands roam all over you. Your back, your waist, your hips—everything.

"Are you gonna let me touch you or are you gonna say 'no'?" You grin, remembering his words, verbatim, just incase he tries to tell you he never said them.

"Why aren't you touching me? Why would I not want you to touch me?" He looks insulted by the question and you have half a mind to remind him of what he said to you on the phone, but the heat in his eyes dies out as quickly as it appeared. "Really need a hug, mama. Please, hug," he says, the last part muffled by your chest as he keeps his face buried into it.

You held him tight and murmured 'I love you' countless times, while he hummed in response and groaned quietly as you ran your fingers through his hair.

[nikkento-writes]

When you tell Nanami on the second to last day that you're staying with your grandparents overseas for the summer, he doesn't have much of a reaction. You thought the two of you had bonded quite a bit since Haibara introduced you at the beginning of the term. Nanami was always quieter, more reserved compared to his best friend, but you gradually began to pick up on his little mannerisms and subtle cues. The way he slows his pace to match yours while you eat lunch, even though Haibara always inhales his food at warp speed. Whenever you walk beside each other, whether in the hallway or on the way home, Nanami switches which arm he holds his bag so that it doesn't hit you. Your favorite is when he shares his headphones with you to listen to a song he thinks you'd like, and you always do. But maybe that's because you get to listen to it with him.

When he doesn't say much about your plans for the summer, you can't help but feel disappointed. You thought that maybe, just maybe, he'd miss you just as much as you'd miss him. It's always been wishful thinking, though. This is what you get for having a silly little unrequited crush.

The last day ends as usual, with the three of you walking home together. Haibara always leaves first as he lives the closest to the campus. He says his cheerful goodbyes and promises to keep in touch the next few weeks, leaving you and Nanami alone. You've grown used to the comfortable silence that sometimes surrounds you two. That's just one of the many things you like about him; you never feel like you need to fill the space with useless chatter. The two of you can just be happy together, like this. This is good enough for you.

You arrive to your house, ready to say farewell. "I hope you have a good summer, Nanami," you smile at him. "I'll see you in the fall."

He stands awkwardly, avoiding your gaze, fidgeting in his bag for something. When he retrieves it, he hands it over, still not looking at you. "I made this. For you."

Your heart starts to race in your chest as you reach for it, grazing his fingers. It's a CD case with a list of songs displayed on the cover. You recognize all of them, the same ones he played for you, listened with you. You hold it in your hands like a precious treasure. "For me?"

"Yeah. Something that reminds you of me. Of us." His cheeks are flushed, clearly embarrassed. But he lifts his head to meet your gaze, smiling softly at you. "Just in case you miss me just as much as I'll miss you."

[pomefioredove]

now I'm actually invested in this idea. maybe I'll write a full length fic someday idk... for now I have short hcs

parts 1 | 2 | 3 | kalim | bad ending

summary: crowley decides to "give away" yuu to the highest "donation" for financial reasons type of post: headcanons characters: all nrc students additional info: can be read as platonic or romantic, except malleus is pretty romantic, second person pov, yuu is gender neutral, maybe a little ooc I wrote this as soon as I got up

crowley has had his fair share of "what the fuck" moments from you but this was really taking the cake

he acts so... casual about it?

swaggers into ramshackle one morning and says times are tough and your personal expenses are straining the budget so he's decided to "put you in someone else's care"

"The screening process will be vigorous to make sure you end up in good hands!" like you're a cat or something "Your expenses will be covered and you'll have somewhere to go during break!"

okay great. pretty obvious you have no say in this, so you don't even argue. what's the worst that could happen?

*ੈ✩‧₊˚

Ace, Deuce, Jack, and Epel find you the next day to say they're pooling their money to buy you

"To what?"

Epel shrugs. "Oh, well Crowley said we need to offer a donation to prove we're capable of supporting you..."

(you think that if not for the laws of this land you would have slaughtered that old fart)

Jack goes on a really long tirade about how shady and underhanded this is, making sure to reaffirm that he believes you should be free to make your own choices

"So you'll let me go once you get me?"

"Uhhh..."

Ace thinks once they buy you you'll have no choice but to do all of his homework for him

Deuce says that's not really how it works- and even if he tried, Riddle would kill him

(they've already gone over this twice before finding you)

Epel happily volunteers to take you home with him over breaks, probably the only positive in this mess

even if he thinks the whole thing is kind of funny

*ੈ✩‧₊˚

incapable of keeping his mouth shut, Ace accidentally spills the plan to Riddle, who is understandably aghast

you can't just give away a person under your care like a toy!

of all the irresponsible things...

of course, he'll have to put up his offer, too

purely for your sake! with a nicer room and a brand new copy of the dorm rules, maybe you'll stop getting yourself into trouble

he's got some family money (doctors, naturally) and considers this a worthwhile purchase, for his sanity and yours

of course, Trey and Cater overhear and may or may not be pooling their own cash for a chance, too

going behind Riddle's back on this is a risky venture, but hey, someone's gotta be on your side, here, right?

I mean, between a bunch of sixteen year old boys, the housewarden, and them, who would you choose?

actually don't answer that

...not that it's much of a secret, anyway. Cater's already got their gofundme equivalent link in bio

*ੈ✩‧₊˚

Leona initially plans to have you become a live-in lackey like Ruggie

but then he really starts thinking- and, hey, the possibilities are endless, right?

for one, you'd make a really good pillow

he might have to kick Grim out for your full attention, but you could learn to live with that

and malleus would hate it

...that's reason enough for him

plus, he's got money to burn, so why not?

either way, he sets his bid at a reasonable (maybe too confident) price and sits back to watch the chaos unfold as everyone scrambles for a piece of the pie

news travels fast around school, after all

then Ruggie finds out that you could dethrone him as Leona's #2 and is understandably a little annoyed

that's his cushy post-grad job gig, thank you! he's worked hard for that!

besides, why should Leona get to hoard you? the guy can barely take care of himself!

so, Ruggie ends up outsourcing to a few dozen classmates for the necessary funds at a steep I-owe-you price

he's gonna be eating nothing but dandelions for a while...

*ੈ✩‧₊˚

now, Azul is annoyed

once the news goes school-wide, it's all anyone can talk about

talk about good marketing...

why didn't he think of such a brilliant scam? he could have negotiated with Crowley to have a café brand deal tie-in!

of course, he's already set his bid, with Jade and Floyd offering to pitch in as necessary

it's a risky investment, sure, but a worthwhile one

Azul tells everyone that with the prefect's "obvious" popularity, having them at the café a few nights a week would drive sales through the roof

though that's really just what he says to shirk suspicion

a likely excuse coming from him, though, really, it would just be nice having you around

and if not for his own affections, Floyd's incessant begging and Jade's subtly manipulative comments about "how nice" it would be having a new face around would be enough for him to cave eventually

*ੈ✩‧₊˚

"Kalim, no," is the first thing that Jamil says

"I strongly advise against this. It's another one of Crowley's silly scams and you could end up a target bec- are you even listening?"

hint: he is not

the second Kalim found out that he could get to take in his favorite magicless student like one of his treasures, he was all over it

(AKA infinite sleepovers)

and for what? a little optional donation to prove he's got the funds? he's got cash to spare!

he's already got your new room in Scarabia set up before he even puts his bid in

right next to his of course :)

and despite what Jamil insists, he himself might be working behind the curtain just a little to ensure he's the one who ends up with you

after all, why should Kalim get everything? this might be a valuable learning opportunity for him

You don't always get what you want

*ੈ✩‧₊˚

as much as Epel tries to keep the rest of his dorm from finding out, it's inevitable

he's actually a little surprised that the news didn't get to Vil sooner

with Rook around campus, surely he must have said something...

when Vil does find out, though, he just sighs

oh, of course. what next, will everyone meet each other in the arena and fight to the death over the prefect?

of all the silly, immature things...

oh? what's that? he's bidding anyway? of course he is, silly potato. he can't have some unwashed miscreant making you sleep on polyester bedding

(really, he's the only person on campus worthy of your time)

Rook has also been mysteriously absent from the dorm lately, though his initials on a poem and a strangely large sum of money end up in the donation pile

but really, that could be anyone... Rook would never dare betray Vil again, right?

*ੈ✩‧₊˚

Ortho finds out directly from the other first years and sends Idia the details immediately

with a little note of encouragement, of course: "could be excellent for improving your social skills!"

Idia understandably freaks out

"WTF!!!! nooo way! this is a person, not a chatbot we're talking about here! I can barely keep virtual pets alive!!!!"

(liar)

(...but this is still different)

the conversation ends there, but semi-anonymous bid from someone named "gloomurai" gets cashapp'd directly to crowley

*ੈ✩‧₊˚

everyone in the room immediately turns to Malleus

"For the record, I think it's wrong to be bargaining over a human being," Silver says first. "But if anyone could handle it with grace, it's you."

Lilia laughs. "Oh, you're just saying that because you like the prefect so much!"

"Father, you're the one who likes the prefect so much,"

"Oh, right! carry on then. After all, I'm sure we could share,"

Sebek is the only one relatively against the idea, though Lilia luckily manages to get him to lower his voice after his third speech about how you aren't good enough for his liege

Malleus is rather quiet through the whole evening, neither agreeing nor disagreeing with any of the points made

he disappears for a short while, and when he comes back he seems a little more confident

though, of course, he goes to you first

seeing him at Ramshackle in the middle of the night is a familiar and welcoming sight after all of the chaos of your week

and he's in a great mood!

"Child of man! I've come with news," he says. "I have heard of your predicament and have come up with a solution!"

you immediately sulk. "Oh, no. You know I think this whole thing is terrible, right?"

"Yes, Silver mentioned you might not like the idea of being bought and sold like a trinket. But worry not, I do not plan on paying for you in money,"

you pause, at a loss for words, and then tentatively continue. "You're not...?"

"Of course not. What a primitive idea, I was baffled to hear it myself. My proposal will be more traditional: a modest sum of treasure, and a generous amount of livestock and the finest crop Briar Valley can offer,"

certainly he's not this naive, you think

"You really think Crowley is going to accept that over money? I'm pretty sure Kalim just bid away an entire country's worth,"

he laughs. "You speak as if this is some kind of business deal! I'm quite confident that my dowry will be best,"

huh. that was a strange way of putting it

but then again, you still didn't really understand how things work here, so you go along with it

and you allow yourself to relax. he seems confident in his offer, and he doesn't even see you as some kind of prize to win!

"Oh, well, alright. Thanks! I'm glad you're on it,"

he smiles. "Rest assured, child of man, you're in good hands. My dowry will far outshine the others, and the wedding will be even better,"

"I was honestly getting a little nervous for a momen- wait- wedding!?"

[jargyles]

too shy. here's a playlist instead