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autoapproversuca · 1 month ago

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ceruleanfuckup · 1 year ago

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I hate banks I hate money I hate credit scores I hate loan applications I hate

#if anyone was wondering #I'm gonna rip out someone's throat with my teeth #I was denied a real small personal loan for a car because i don't have enough credit history #my brother in Christ that is what the small personal loan is for #anyways if anyone is looking for a sugar baby i know a guy

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dreamlogic · 3 months ago

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#talked to my credit union about pre-approval for an auto loan. im gonna frow up #tldr; i just started a new job after completely depleting my savings over the last couple months #and my fucking car has decided that NOW is the time it wants to begin its death throws after 17 years & 190k miles #so rather than wait for the engine to explode on the highway or something i'm spending money i don't have #(many thousands of dollars that i will need to borrow. specifically. 🤢)#to shell out for a newer & hopefully more reliable car before winter hits. and then i'm just gonna pray my new income can cover it!!!!!#on one hand i'm excited cuz it'll be the first car i've ever owned that wasn't a shitty hand-me-down with over 150k on it already #and i am absolutely drooooooling over the one i'm gonna test drive tomorrow #but on the other hand. it feels very precarious to take on this amount of debt right now and i'm FREAKING THE FUCK OUT.#i was worrying this morning tha ri was rushing into things and maybe it would be better to try to hold off for a couple months #but then i had to use my own car for work today instead of a fleet vehicle and the engine started displaying Silly Behaviors*#(*RPMs doing whatever they feel like randomly & a noticeable Clunk whenever i'd shift gears)#and since this thing has already cost like 1k in two emergency mechanic trips in the last two months #i feel justified in my decision to just take the L and hope nobody will look at it too closely when assessing its trade-in value 😔#ctxt #money talk cw

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mayflydecember · 3 months ago

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so like does somebody wanna buy me a new car lmao

#looking at budget and feeling nauseous #i don't know how im going to afford. anything #i make approx $2400 a month. i have $450 in credit card bills. i have $200 in student loans. i have $120 in car insurance.#lets set a monthly grocery budget of $150. add another $50 for gas money. that gets me to $970 in monthly bills so far.#that gives me $1430 leftover. lets assume my car payment is gonna be $200 so thats $1230.#ive been told electricity bills in the summer can be fucking atrocious so lets go high and say $300. thats $930 for rent.#which is... not terrible ig.#i just. hhhhhhhhhh. i hate this i hate this i hate this i feel sick i want to not be an adult i want things to be EASY.

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yourheartinyourmouth · 10 months ago

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a fucking MITZVAH out of nowhere!!!!!!!

a dear friend’s parents are offering to give us 3K to get the car repaired. fucking. a big pile of money fell into our laps. oh my gods. because they have more than they need and they are happy to share it, because to do is a mitzvah, a good deed, and they’re the kind of people who like to help.

i’m fucking crying i was telling husbeast earlier that unless a big pile of money fell into our laps we were SOL, and then….a big pile of money fell into our laps.

Khaire Hermes, Friend of Man!!!!!!

#it’s not perfect but it will more than do!!!!!#now hopefully the car you know…can be repaired #it’s over 20 years old and in VERY bad shape #it’s a pt cruiser and we have sunk enough fucking money into this thing to buy an actually halfway decent car #if it takes the whole 3K to repair it that will be like 9k sunk into this stupid thing #but we’ve never had that 9k all at ONCE to be able to buy a better car #a lot of it has had to be borrowed and paid back over time #yes yes a car loan but hey guess what!! poor people don’t usually have credit scores good enough for that #or if we do we get predatory loans that are literally impossible to pay off #so #nah #i am honestly hoping the mechanic says the thing is dead and we need a new car and they give us 3K to just buy a different car #hopefully one that isn’t made entirely of rust and garbage #seriously do not ever buy a pt cruiser they are the WORST

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crj-200 · 8 months ago

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dont tell your parents you want to move out and be independent because then they'll say shit like "but you're always going to have a roommate so why bother trying to live on your own" and "im sorry you hate us so much that you want to move out" and "you could just be independent living here if youd do what we tell you to do" and imply that anyone that agrees with me is an idiot who just hates them for no reason. the cool thing is theyll say this and then go watch their stupid comedy right after like nothing happened

#i dont think i can afford the apartment im applying for.#my credit card minimum payment jumped way up #i have my car payment and student loan and i have to afford food and medications and i just cant do it #idk what i can do #i need out i cant live hwre any more i know i cant #i dont know where else to say this stuff #i dont want to worry people irl i guess #credit cards are so fucking evil i wish i understood what debt would actually be #im gonna make it out alive anyways #sorry this isnt my usual type of post i need to document this kind of stuff in some way

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butterflygemini · 20 days ago

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bruh idek what i'm supposed to do at this point. like the only way i could physically make enough money to pay all of my bills including making a payment of $250 on my credit card (which would have me making payments for the next four years btw), my student loans, and my current rent, and be able to reasonably afford to eat i'd have to make like $2500 after tax, so basically 21/hr. i have no fucking clue how to make that much money

#i'm really hoping the extra sales/repair money from this current job is worth it #but it did piss me off that the manager is talking about cutting my hours back to 32 from 39 after my training is over #i'm gonna talk to him and tell him i was not signed on for part-time i was hired to do full time work #but even then just the baseline pay after taxes and health insurance is just barely enough for me to reasonably live and that's WITHOUT pay #paying my rent bc my parents are paying it for me rn :/#and its like its not just one bill it's like all of my main shit is so expensive #i can't get my car insruance down my car payment is 330 a month #and i cant get out of paying my student loans unless i want to tank my credit #i just feel so fucking stuck rn #i wouldnt even care about having ot have my nose to the grindstone if i could look forward to saving money to do fun things in the future b #but i'm literally so fucking far from that reality it's not even funny #literally the only reason i havent gone crazy and am still doing things every now and again is bc i've put myself in debt 😭

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voxfin · 2 months ago

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We’ll explore the challenges faced by individuals with bad credit scores in Australia and how expert home loan mortgage brokers at VOXFIN can assist them in achieving their dream of homeownership.

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sanchoyo · 9 months ago

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u guys remember how I said I wanted to try and get a car this year as one of my resolutions… after months of researching I think I found the one I want. Finally. I am so sick of reading abt and looking at cars 😭

#I want to try and buy one by may but idk how realistic that is #depends on a few things #it’s a car from 2009-10 and can go for 4-7k which is not BAD considering how highly rated it is #it’s just the nearest ones are like 5 hours away lol 💔#I also don’t know if I can save that much up that fast #I haven’t been able to save much money bc I keep having to loan family money 😰#realistically if I want this car it’ll probably be more like. Octoberish when I’m able to save up enough #I also have to consider insurance which is a big pain #my vans insurance was cheap bc it was as old as I am lmao!! cannot imagine this one will be that cheap but idk my credit is also better now #but considering the car is from 2009 or 10 depending on the one I go with I can’t imagine it being over 100/mo surely. like. that would #be bonkers #I wanted a small truck but they’re hard to find and I wanted an rv deep in my heart too. but they r so expensive 🤧#one day one day one day 🙏😔#actually the specific truck I did have my eye on is fucking ILLEGAL WHERE I LIVE SO. HUGE bummer #it’s supposedly not safe but I think big gas is probably just pressed bc it’s cute and tiny and is not a gas guzzler. tbqh.#anyway I’m putting it into the universe rn: by the end of the year she (cute tiny car) will be mine #sanchoyorambles

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1800loan-store · 6 months ago

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columbuscartitleloan · 6 months ago

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Get Quick Title Loan Quotes Online in Ohio | Columbus Car Title Loan

Explore Columbuscartitleloan for easy Title loans online in Ohio. Get quotes for bad credit, salvage titles, rebuilt cars, and more. No credit checks, fast approvals.

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allmantitleloans · 6 months ago

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Allman Title Loans: Fast Online Title Loans in Houston, Texas

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titleloansonline · 7 months ago

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Fast & Easy Title Loan Approval Without Income Verification | TitleLoansOnline

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jimalim · 1 year ago

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Oh! I paid off my car today!!

#now the only debt i have is the credit card debt i racked up these past few months because i changed my spending to pay my car iff sooner #i realized i was paying way more interest on my car loan than on my discover so i switched the percentages to favor paying my car vs my cc #now that thats over ill be able to pay this down pretty quick and finally dtart saving for a potential move in the diaant future #adulting is exhausting #but i feel like im doing some things right

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emmaspolaroid · 9 months ago

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what a long day

#through a series of events out of our control we had to change plans which meant i didn’t have the car today #and couldn’t take my nanny baby to story time at the bookstore i was like :(!!!!!! about it bc wtf!#I’ve been so busy that i had to dedicate every free moment today to finishing my book club book (which i did! right on time thank you)#also had to run to the grocery store .. I’m about to be behind on drawings if i don’t get at least one done by the weekend #agh and the house is a disaster we’ve both barely been home and have a Need to do our hobbies to feel sane so ugh #However i got caught up on loan payments this week and that’s important. I guess. so this must continue.#really i should give myself credit i nanny five days a week and am preparing for artist alley and also read an entire book today like Girl.#I’m kinda venting now lol but i don’t want to spread myself too thin and get sick and I’m trying to rest but I’m not very good at it #I do however want to be able to do everything i want forever and that kinda costs money

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kingofcarsbc · 1 year ago

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