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#monthly investment plans
tejimandiblog · 10 months
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How To Create a Monthly Investment Plan (and Stick to It)?
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Welcome, October! Diwali is just around the corner. You might have some travel plans this month. Why not we together create a plan? Not a travel plan, but a monthly investment plan! Here are five guidelines for creating a monthly investment plan and sticking to it:
Take Note of Your Current Financial Position
To start something, you should first assess where you stand. Similarly, to create a monthly investment plan, you should examine your income, savings, and expenses.
If one’s standard of living is growing faster than income, then there’s a need to either increase income or decrease expenses. It will also help you prioritise which expenses are necessary and which ones you can cut down. Failing to do this can derail one’s financial well-being.
Account for Festive Expenses
With the onset of festivals such as Dussehra and Diwali, it is better to draw up a festival budget where you can list down all your necessary spending needs and thus make provisions for your investments to be made in advance.
Drawing up a budget will help you stay clear regarding how much to spend and how much to save.
Decide your Goals
As a golden rule of thumb, one should spend what is left after saving, not the other way around. This helps in practising financial discipline, as spending money on material things that provide instant gratification is effortless. Also, this ensures you do not compromise your savings and investment decisions.
After the necessary investments have been made, you are free to spend whatever is left over for the month without much thought! Read more about investment plan
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problemswithbooks · 2 months
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BNHA Ch. 429
So, I guess Toga is dead, and people are losing it.
I get why people liked her--she was actually queer, being pan/bisexual. She was representation for them and that's rare in shonen manga. But here's the thing--she was bad representation at best and insulting at worst. Nor do I think she was made queer because Hori really wanted to represent a queer girl. Himiko was always the author's poorly hidden fetish--she just was. She liked girls as much as boys because Hori wanted to draw a girl touching sexually on another girl. You can see this in how he draws her and Ochako in solo pics together.
I mean, people seem to understand this when it comes to Momo and her outfit being overly sexual or that both Himiko and Hagakure's Quirks either leave them naked or they have to be naked to use them. These are excuses to draw girls in a sexual manner. Himiko being into other girls is the same thing and that's the kindest interpretation.
Given how Himiko acts and her Quirk being heavily coded sexual desire, and therefore her use of it against someone unwilling being sexual assault, it could just being playing into harmful stereotypes of predatory gays.
As a queer person myself I just found Toga insulting. She was designed to be overly sexual and give the male author a female character that he could draw being suggestive with his other female characters. When he did flesh out her character, her backstory was eventually the trope/fear of straight people, that gay people will be so overcome with their lust that they end up sexually assaulting them.
In the end Ochako accepts this part of Toga and says she'll giver her blood forever, but as much as a lot of readers took that that as some deep lesbian confession, for me it really fell flat. Hori never really gave any of the main kids time to actually learn about their villain or show how that changed their minds toward them. Shoto only works because Touya is his brother (even though he admits he barely remembers him). But Ochako goes from not thinking of Toga at all pre-first war, to one thought about her during her speech, to suddenly caring about her so much she--given how Toga's quirk is coded, is willing to essentially fulfill Toga's kink for the rest of their lives.
It's weird and it comes out of nowhere. It's made even stranger because Toga doesn't actually change or show remorse for anything she did, which included personally hunting and murdering people before she joined the LOV. None of the death and destruction she is also partially responsible for is brought up either, something that Ochako was rightfully upset about during the first war when less people and property had been destroyed. Ochako just accepts everything about her suddenly and her past serious crimes are forgotten so they can cuddle and cry.
Am I shocked Toga died--a little. I didn't think Hori would have the guts to kill off a young girl character, especially one that he clearly got a lot of joy drawing in sexy poses. But at the same time, once he killed off Shigaraki and ended Touya's story with his slow death, I'm not surprised he went the same route with Toga.
This isn't Naruto--Hori isn't really kind to characters that do something wrong, especially if they don't try and change. Enji, Bakugo, Hawks, and Aoyama all sort of got punished for what they did. Enji is the worst off, being permanently crippled, missing an arm and burned everywhere. Bakugo's hand is damaged, his heart weaker, plus he feels bad that Izuku lost his Quirk so they can't compete the same way he wanted them to. Aoyama, despite doing way less wrong and even helping his class during the forest raid, still leaves school because he doesn't feel he earned being there yet. Hawks lost his Quirk and even though him running the HPSC could be seen as good for him, Hawks always wanted a break, but now he has one of the most time consuming and stressful jobs out there.
So, if this is what characters who actively did good things and even changed and fought to be better get, what would characters who never changed and never did anything positive for anyone but their friends/themselves get?
Before the last Arc started, when so many people said the LoV were 100% going to be redeemed I had doubts and always thought it wouldn't make sense with how the story presented redemption or treated other non-LoV villains in the past. That if the main LoV did get some happy ending where they were bffs with the main cast it would clash with how other characters had been treated.
That doesn't mean that I think how Shigaraki, Toga, and Touya ended up in the manga was well done. I think their endings fit far better then a last minute redemption would have, but at the same time you can feel how rushed everything has been since the end of the first war arc. Hori was done with this story months if not years ago, yet he was contractually obligated to finish it. Because of that I think he left out as much as possible. As much as I think he's written some pretty obsessive stuff, particularly towards women, I can't really fully blame him cutting corners or the story being shit at the end.
We know Manga authors, particularly those that work with Jump are treated like shit. That they suffer incredibly long hours at times not even getting to go home for days. We've gotten messages for Hori saying he's sick quite a few times. On top of that, weekly story telling is not a great way to tell a cohesive narrative. Ideas probably change week to week or at least month to month and you can't go back and change the last chapter no matter how much you need or want to. Then you remember he also gave a lot of ideas to the people who made the movies, which would also change his plans for how he wanted the main story to go.
The story is bad--it has been for a while, but I think a lot of people put their hopes on their favorite characters getting a happy ending, even when there were signs that probably wasn't going to be the case. I know how much it sucks when a character you love gets a shitty ending (Stain was my fav, but he got an absolute dogshit ending) but at least, knowing what I know about the industry I can't really blame Hori the way I see some other people doing. Criticize it, sure, but saying Hori hates his readers or is horrible writer isn't true. BNHA was popular for a reason--he's great with characters and the beginning of the story had some great pacing. We'll never know, but I wouldn't be surprised if BNHA could have been amazing if Hori had been treated better and the story hadn't needed a chapter every week.
If anything BNHA has taught me how much a story suffers when authors/artists are treated like crap and forced to work past burnout.
#bnha 429#bnha spoilers#bnha critical#bnha#idk i just feel bad for the guy#i think he's sexist as shit#but no one deserves to work under such bad conditions#and frankly idk how any weekly story turns out any good#especially when its gone on for so many years#like when you think about it the chapters aren't even real full chapters#they're like half or even a quarter of a chapter that you'd find in a book or monthly manga#of course you're your going to have an incoherent story when you write like that#I mean the only other thing written like that are some fanfictions#and those authors can and often do go back and edit things#heck I've seen some that go on hiatus with the specific purpose of overhauling the entire backlog of chapters to make it a better overall#and I think part of why BNHA is perhaps worse then other weekly shonen is because he had a lot he wanted to say#on top of trying to find things that kept him invested in a story he clearly was tired of writing#I mean Lady Nagnat is great example#he watched a movie and thought the female assassin character was cool and it got him excited to draw/write#so he shoehorned in this character that was really only there because she made the story more fun for him to write and draw for a while#like American comics aren't great either when it comes to consistency or coherent plots sometimes#but I do wonder if BNHA might have been better if Hori could have left a story bible and basic outlines of what his plans were#and then someone else could have worked on it instead#because he really didn't seem very into by the end of the first war arc#like I think he wished that had been the end#but it wasn't and he was really tired and burned out#and probably already working on fumes
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rgmuskan · 10 days
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SIP vs. EMI: How to Make Your Money Work for You — Nishant Verma
In today’s financial landscape, making smart decisions with your money can significantly impact your future. Two common financial strategies are Systematic Investment Plans (SIPs) and Equated Monthly Installments (EMIs). While they both involve managing your money, they serve different purposes and have distinct advantages. Let’s explore these concepts in detail to help you make informed choices about your financial journey. To read more about SIP vs EMI: how to make your money work for you Visit Nishant Verma Website.
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vinaydogra · 3 months
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Investing in mutual funds is a great decision but have you ever thought of investing through online mode? As we are growing and all the things are shifting onto digital mode why should not investing as well. Investing online in mutual funds is a great idea and opportunity to enter the market or grow yourself and an easier as well as accessible way to have your money in control
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bhavishyafinancenu · 3 months
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7 Benefits of Mutual Funds Investment
Benefits of Mutual Funds investing is a daunting task but it isn’t. with proper knowledge and guidance, you can learn how to invest and grow your financial power. Nowadays, even the kids of 18 years are investing at various platform because they know that how it would impact them in future in a positive way.Investing in mutual funds is a great decision as it will help you to grow but only when you know how to invest and where to invest. Elsewise, you won’t be able to get the proper benefit of investing or might end up getting in a trap. So, with proper investing and guidance you can start investing and make the most out of it. Happy Investing with financenu!
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bhavishyaperformship · 3 months
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7 Benefits of Mutual Funds Investment
Benefits of Mutual Funds investing is a daunting task but it isn’t. with proper knowledge and guidance, you can learn how to invest and grow your financial power. Nowadays, even the kids of 18 years are investing at various platform because they know that how it would impact them in future in a positive way.Investing in mutual funds is a great decision as it will help you to grow but only when you know how to invest and where to invest.
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margadarsi · 4 months
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Transform your financial journey! Margadarsi turns the tide, paving the way to profitability and success.
To know more about us, please visit ww.margadarsi.com
Join us now!
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thegainers · 4 months
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Maximizing Wealth: Exploring the Best SIP Plans and Systematic Investment Plan Returns
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Introduction
In the realm of financial planning and wealth creation, Systematic Investment Plans (SIPs) have gained popularity for their simplicity and effectiveness in achieving long-term investment goals. Let's delve into the world of SIPs, uncover the best SIP plans, and understand how they can generate attractive returns over time.
Understanding Systematic Investment Plans (SIPs)
A Systematic Investment Plan (SIP) is a disciplined approach to investing where individuals commit to investing a fixed amount regularly in mutual funds. SIPs allow investors to benefit from rupee cost averaging and harness the power of compounding over time.
Benefits of SIPs
1. Rupee Cost Averaging: SIPs enable investors to buy more units when prices are low and fewer units when prices are high, thereby averaging out the cost of investment.
2. Disciplined Investing: SIPs promote regular investing habits, encouraging individuals to stay invested over the long term regardless of market fluctuations.
3. Power of Compounding: By reinvesting returns, SIPs harness the power of compounding, allowing investments to grow exponentially over time.
4. Flexibility: SIPs offer flexibility in terms of investment amounts and frequency, making them accessible to investors with varying financial capacities.
Choosing the Best SIP Plans
When selecting SIPs, it's essential to consider factors such as historical performance, fund manager expertise, expense ratios, and fund objectives. Here are steps to identify the best SIP plans:
1. Performance Analysis: Evaluate the historical returns of SIPs across different mutual fund categories (equity, debt, hybrid) to assess consistency and growth potential.
2. Fund Manager Expertise: Research the track record and experience of fund managers managing the SIPs to ensure effective investment management.
3. Expense Ratio: Compare expense ratios of SIPs to minimize costs and maximize returns.
4. Investment Objectives: Align SIPs with your investment goals, whether they focus on wealth creation, capital preservation, or income generation.
Systematic Investment Plan Returns
SIP returns are influenced by market performance, asset allocation, and investment duration. Over the long term, SIPs have the potential to deliver attractive returns due to the compounding effect. Investors benefit from averaging out market volatility and generating wealth steadily over time.
Building Your Investment Strategy with SIPs
To leverage the benefits of SIPs effectively:
1. Set Clear Financial Goals: Define your investment objectives, such as retirement planning, education funding, or wealth creation.
2. Diversify Your Portfolio: Allocate SIP investments across different asset classes to manage risk and optimize returns.
3. Monitor and Adjust: Regularly review SIP performance and make necessary adjustments based on changing market conditions and financial goals.
In conclusion, SIPs offer a disciplined and effective approach to wealth creation by harnessing the benefits of rupee cost averaging and compounding. By choosing the best SIP plans aligned with your investment goals and staying committed to a long-term investment strategy, you can maximize wealth accumulation and achieve financial success.
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tailwindfin · 5 months
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Best Investment Plans For Monthly Income
Learn with the top wealth management companies how to find the best investment plan for monthly income. Explore this guide now.
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ruchir-gupta · 6 months
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Best investment plan with high returns – Ruchir Gupta Training Academy
Investing always comes with risks, and high returns typically accompany higher levels of risk. It's essential to consider your risk tolerance, investment goals, time horizon, and financial situation before determining the best investment plan with high returns for you. Here are some investment options that have the potential for high returns:
Stock Market: Investing in individual stocks or exchange-traded funds (ETFs) can offer high returns over the long term. However, it comes with significant risks, including volatility and the potential for loss. Diversification and thorough research are crucial for success in the stock market.
Mutual Funds: Mutual funds pool money from multiple investors to invest in stocks, bonds, or other assets. Some mutual funds are actively managed, aiming to outperform the market, while others passively track an index. While actively managed funds may offer higher returns, they often come with higher fees.
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Real Estate: Investing in real estate, whether through rental properties, real estate investment trusts (REITs), or real estate crowdfunding platforms, can provide high returns through rental income and property appreciation. However, real estate investing requires substantial upfront capital, ongoing maintenance, and market knowledge.
Cryptocurrency: Cryptocurrencies like Bitcoin, Ethereum, and others have the potential for high returns but also come with high volatility and regulatory risks. Only invest what you can afford to lose in this highly speculative asset class.
Peer-to-Peer Lending: Peer-to-peer lending platforms allow individuals to lend money to borrowers and earn interest. While it can offer higher returns compared to traditional savings accounts, it's essential to diversify across multiple loans to mitigate the risk of default.
Startups and Venture Capital: Investing in startups or venture capital funds can yield high returns if the companies you invest in are successful. However, this type of investment is highly illiquid and comes with a high risk of failure.
Commodities: Investing in commodities like gold, silver, oil, or agricultural products can provide diversification and potentially high returns, especially during times of economic uncertainty. However, commodity prices can be volatile and influenced by various factors, including geopolitical events and supply-demand dynamics.
Before investing in any of these options, it's crucial to do thorough research, consider your risk tolerance, and consult with a financial advisor to ensure it aligns with your overall financial goals and circumstances. Diversification across different asset classes can also help mitigate risk and enhance long-term returns.
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anakeb · 11 months
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Investors: A Guide to Earning $1,000 Monthly in Retirement
"Learn how to create a steady monthly passive income of $1,000 for your retirement using Granite Real Estate Investment Trust and a Tax-Free Savings Account. Discover effective investment strategies and financial planning for long-term financial security."
Retirement income
Monthly passive income
Granite Real Estate Investment Trust
TFSA investment
Dividend stocks
Retirement planning
Investment strategy
Financial goals
Stock market opportunities
Wealth building
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technopooja · 11 months
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Crafting Your Financial Future: Exploring the Best Investment Plans
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Crafting Your Financial Future: Exploring the Best Investment Plans
Introduction
In the ever-evolving world of finance, choosing the right investment plan is paramount to securing your financial future. With an array of investment programs and options available, the task can seem daunting. However, in this article, we will explore the key elements of investment planning and introduce you to the best investment plan options that can help you make your money work smarter for you.
Understanding Investment Planning
Successful investing is not a haphazard endeavor but a well-thought-out strategy. Investment planning involves setting clear financial goals, assessing your risk tolerance, and creating a roadmap to achieve your objectives. It's the foundation upon which your financial success is built.
The Best Investment Plans
What makes an investment plan the best? It depends on your unique financial situation and goals. Here, we'll introduce you to some of the best investment options to consider in your investment planning journey.
Monthly Investment Plan
This approach involves consistently investing a fixed amount of money every month. It's an excellent way to build wealth over time, as it takes advantage of the power of compounding and dollar-cost averaging.
Money Investment Plans
These encompass a wide range of options, from stocks and bonds to real estate and cryptocurrencies. Diversifying your portfolio across different money investment plans can help mitigate risk and optimize returns.
Best Way to Invest Money
The best way to invest money is to strike a balance between risk and reward that aligns with your financial goals. It's crucial to stay informed about the latest market trends and seek professional advice if needed.
Best Place to Invest Money Right Now
The financial landscape is constantly evolving, and what's considered the best place to invest money can change over time. Keeping a close eye on market trends and staying flexible in your approach is key.
Best Investment Ideas
Innovation is the driving force behind new and exciting investment ideas. From sustainable investing to emerging technologies, there are countless opportunities to explore.
Conclusion
Crafting a successful investment plan involves careful consideration of your financial goals, risk tolerance, and available options. While there's no one-size-fits-all solution, there are indeed best investment plans tailored to your unique circumstances. Remember to revisit and adjust your plan regularly to stay on track towards your financial objectives.
If you're seeking the best investment options and want to explore the best investment plan tailored to your goals, visit our Investment Plan page. We're here to help you navigate the complex world of investments and make informed choices that lead to a brighter financial future. Don't wait—start planning and investing wisely today.
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krishna1983 · 1 year
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Monthly Gold Investment Club | Kanakavruksham Plan
Introducing the Monthly Gold Investment Club, an exquisite offering by Krishna Jewellers that allows you to indulge in the allure of gold while securing your financial future. Immerse yourself in a world of elegance and prosperity as you embark on a journey of regular gold investments. With each monthly contribution, you unlock the potential to build a magnificent collection of this precious metal, symbolizing both luxury and stability. Let Krishna Jewellers be your trusted partner as they craft a seamless and rewarding membership program tailored to your aspirations. Whether you dream of owning exquisite gold jewelry or seek a reliable investment, this club empowers you to manifest your desires. Experience the enchanting beauty and enduring value of gold while reveling in the convenience and flexibility of monthly investments. Join the Monthly Gold Investment Club by Krishna Jewellers today and witness your wealth shimmer and grow, reflecting the brilliance that lies within you.
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vinaydogra · 3 months
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How Online Mutual Funds Investment is good for investing? Mutual Funds Investment Planning Guide
Investing in mutual funds is a great decision but have you ever thought of investing through online mode? As we are growing and all the things are shifting onto digital mode why should not investing as well. Investing online in mutual funds is a great idea and opportunity to enter the market or grow yourself and an easier as well as accessible way to have your money in control
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batboyblog · 5 months
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Things Biden and the Democrats did, this week #13
April 5-12 2024
President Biden announced the cancellation of a student loan debt for a further 277,000 Americans. This brings the number of a Americans who had their debt canceled by the Biden administration through different means since the Supreme Court struck down Biden's first place in 2023 to 4.3 million and a total of $153 billion of debt canceled so far. Most of these borrowers were a part of the President's SAVE Plan, a debt repayment program with 8 million enrollees, over 4 million of whom don't have to make monthly repayments and are still on the path to debt forgiveness.
President Biden announced a plan that would cancel student loan debt for 4 million borrowers and bring debt relief to 30 million Americans The plan takes steps like making automatic debt forgiveness through the public service forgiveness so qualified borrowers who don't know to apply will have their debts forgiven. The plan will wipe out the interest on the debt of 23 million Americans. President Biden touted how the plan will help black and Latino borrowers the most who carry the heavily debt burdens. The plan is expected to go into effect this fall ahead of the election.
President Biden and Vice-President Harris announced the closing of the so-called gun show loophole. For years people selling guns outside of traditional stores, such as at gun shows and in the 21st century over the internet have not been required to preform a background check to see if buyers are legally allowed to own a fire arm. Now all sellers of guns, even over the internet, are required to be licensed and preform a background check. This is the largest single expansion of the background check system since its creation.
The EPA published the first ever regulations on PFAS, known as forever chemicals, in drinking water. The new rules would reduce PFAS exposure for 100 million people according to the EPA. The Biden Administration announced along side the EPA regulations it would make available $1 billion dollars for state and local water treatment to help test for and filter out PFAS in line with the new rule. This marks the first time since 1996 that the EPA has passed a drinking water rule for new contaminants.
The Department of Commerce announced a deal with microchip giant TSMC to bring billions in investment and manufacturing to Arizona. The US makes only about 10% of the world's microchips and none of the most advanced chips. Under the CHIPS and Science Act the Biden Administration hopes to expand America's high-tech manufacturing so that 20% of advanced chips are made in America. TSMC makes about 90% of the world's advanced chips. The deal which sees a $6.6 billion dollar grant from the US government in exchange for $65 billion worth of investment by TSMC in 3 high tech manufacturing facilities in Arizona, the first of which will open next year. This represents the single largest foreign investment in Arizona's history and will bring thousands of new jobs to the state and boost America's microchip manufacturing.
The EPA finalized rules strengthening clean air standards around chemical plants. The new rule will lower the risk of cancer in communities near chemical plants by 96% and eliminate 6,200 tons of toxic air pollution each year. The rules target two dangerous cancer causing chemicals, ethylene oxide and chloroprene, the rule will reduce emissions of these chemicals by 80%.
the Department of the Interior announced it had beaten the Biden Administration goals when it comes to new clean energy projects. The Department has now permitted more than 25 gigawatts of clean energy projects on public lands, surpass the Administrations goal for 2025 already. These solar, wind, and hydro projects will power 12 million American homes with totally green power. Currently 10 gigawatts of clean energy are currently being generated on public lands, powering more than 5 million homes across the West. 
The Department of Transportation announced $830 million to support local communities in becoming more climate resilient. The money will go to 80 projects across 37 states, DC, and the US Virgin Islands The projects will help local Infrastructure better stand up to extreme weather causes by climate change.
The Senate confirmed Susan Bazis, Robert White, and Ann Marie McIff Allen to lifetime federal judgeships in Nebraska, Michigan, and Utah respectively. This brings the total number of judges appointed by President Biden to 193
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