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paystubusa · 16 days ago
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The Ultimate Guide to Payslip Generator Online Services
Simplify your payroll process with the best Payslip Generator Online services. Create, download, and share detailed payslips instantly, tailored to your needs. Whether for employees or personal records, PaystubUSA ensures accuracy and efficiency, making payroll management easier than ever before.
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paystubspaystub · 2 years ago
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Streamline Your Payroll: Discover the Power of an Online Pay Stub Generator
Tired of manual pay stub calculations? Look no further! Our Online Pay Stub Generator is here to simplify your payroll process. With just a few clicks, you can generate accurate and professional pay stubs for your employees. Our intuitive platform allows you to enter employee information, wages, and deductions, and our system automatically calculates the rest.
Customize the design and layout to match your brand, and instantly download or email pay stubs to your employees. With our online pay stub generator, you'll save time, reduce errors, and ensure compliance with payroll regulations. Try it today and experience the convenience of hassle-free pay stub generation.
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sunshine-theseus · 7 months ago
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Fools | Kyra Cooney-Cross x ND!Reader
Words: 4.3k
Summary: no one understood your mind, until you met Kyra.
Notes: Guys I have no knowledge of how Emirates is laid out, how meeting players off the pitch works etc, so I’m completely making this shit up I’m sorry. also sorry for the super long introduction, and the shit writing, I haven’t written in months.
Warnings: mentions of abuse - not proofread. i'm so sorry if this is so shit i genuinely haven't written in months. i wanted this one to be good so bad but i just don't think it is
the person who requested this has since deactivated so i actually feel so bad that i didn't get this out while they were on here. i'm genuinely so sorry for the past like 6 months.
I always struggled with social interactions. I didn’t understand it for a long time, why I always had to smile and hug people, why I had to lie about certain things like how I thought my aunt’s bright green hat looked, why I couldn’t ramble about Star Wars or the new penguin facts I just learned.
Then there were the sounds, and lights and the way things felt. Everything had to be specific, or I couldn’t focus. Sometimes if it was bad enough that I would have a breakdown, unable to do anything. My parents tried to scold it out of me when as a kid I couldn’t eat certain foods or wear the clothes they wanted. Sometimes if they deemed it worthy, I’d be met with the flesh of a palm against my cheek or bottom.
-
When I was 12, I presented the idea that maybe I was autistic to my parents. I’d researched it at school for a social emotional learning class we had to take, and I couldn’t help but notice the similarities I found within myself. If I think about it hard enough, I can feel every burning outline of the dark red hand marks that bloomed on my skin hours after the interaction, and the burning of my eyes as my stomach rumbled, drowned out by the music rumbling through my headphones.
-
At 17 I emancipated from my parents and moved to North Watford, renting out a small studio apartment above a record shop. I completed my final year of high school, working part time in the store, building a much-desired routine. The man that owned the shop and my apartment, and his young daughter, were migrants from Cuba, and more than happy to accommodate to my needs. They even chipped in to help me pay for my autism screening after I graduated high school.
I think they were the first people I willingly hugged ever.
I stopped masking when I moved, so the daughter, Elena; 5, took a few months to understand why I didn’t like touch or loud noises and why I didn’t understand some of the jokes she said that others usually laughed at. Not that I’d had the diagnosis at that time, but she was happy to just spend time with me. Every afternoon when I came back from school and started my shift, she’d beg me for more penguin facts, asking which was my favourite penguin. In return she’d spend the 2-hour shift drawing me something, usually a penguin, to pin on my corkboard at home.
I’d then help with her homework while Camilo closed shop and posted any online orders. It was a routine I cherished deeply.
-
Now, 3 and a bit years later at 21 years old, they managed to drag me to a football game. Equipped with headphones and a couple small sensory toys, as well as a hoodie under the “Miedema” jersey, the material of which originally had me tugging and prying the shirt away from my skin.
Elena and Camilo had been big fans of Arsenal for as long as I’d known them, going to every home game, begging me to join them every week without fail. I finally caved during a break in my uni courses, with nothing to do and Elena’s birthday falling on the day of a game, there was no other choice.
The newly 9-year-old basically imploded when she saw my printed ticket stub, tucked tightly into her birthday card. I gently ruffled her hair, which had become my version of hugging her, and showed her the 3 matching red and white #11 jerseys I purchased not long ago. She’d talked a lot about this Vivianne Miedema and how she wanted to be just like her when she grew up, but she’d never gotten a jersey, or seats on the bottom tier. Today was the day.
~
“Come ooonnn I want to get to our seats!” the pinky of her left hand links with my right one as her other hand is holding her dad’s, and she’s dragging us down the lane toward the entrance.
“Slow down Pollito! We have 20 more minutes until we need to be seated.” My special schedule for the day runs through my head as I check my watch. Plenty of time as long as the crowd keeps flowing.
“I wish you didn’t learn Spanish. It’s such a silly nickname.”
“But you’re my little chicken.” I send a joking frown her way and she replies with a toothless grin.
With the abrupt end to the conversation, we arrive at the gate. Showing the stewardess our tickets to be scanned, we then head toward our seats. As Camilo and I take our seats at the very front, instead of make way to their usual seats a tier up, Elena stops and looks back and forth between us.
“There’s no way you got us these seats.” Without a word I pull the girl in between us and she begins to ramble about how excited she is to be able to see the game so close, still able to be clearly heard through my headphones I manage to slip over my ears.
~
The game is drawn 1-1 just after half time, but Arsenal is close to having the upper hand. From across the pitch, Elena spots the tall and lanky number 11, Vivianne Miedema, pulling off her fluoro yellow bib and warm up shirt and lining up next to number 32 behind the fourth official who is prepping her sign. With a couple of whacks to my arm and an aggressive point of her finger, Elena makes me and Camilo very aware of the impending entrance of her favourite player, and another really attractive girl who is very obviously wearing her socks on the wrong feet. The thought makes me squirm but a shot on goal quickly manages to take my focus.
“Who’s the one coming on with Viv? You’ve never told me about number 32.” It’s hard to take my eyes off the girl as she jumps from one foot to the other, anticipating her entrance.
“Oh that’s Kyra Cooney-Cross! She’s Australian, she transferred at the start of the season. Jonas should play her more.” I acknowledge her words with a hum and a nod before we join in cheering Viv and Kyra on.
My eyes are glued to Kyra the rest of the game. Without any knowledge of how football works, I’m left to assume she’s good with the way she dances around players and passes the ball. It was weird, but her movement was so free flowing it would not be atrocious to confuse her with a ballerina. Elegant and calculated, no hesitation.
~
“Where are we going?” my pinky is once again linked with Elena’s as I drag her and Camilo through Emirates.
“Papa where is she going? The exit is that way.”
“I have no clue chica, but I suppose we should trust her aye?” with that, the father-daughter duo track behind me.
Eventually I stop just where the opening of the tunnel leads out on to the pitch and show a lady the pass I’d been carrying around all day. She smiles and begins walking down the tunnel, waving behind her as a sign for us to follow.
“What’s going on?” Elena asks once again, but I just follow the lady onto the pitch, where multiple members of the Arsenal squad are now loitering around, obviously waiting for something, or someone. At the front of the group is Viv, and when she spots the small girl behind me her eyes light up.
“Hi! You must be Elena. We’ve heard a lot about you!” she sends the girl a smile, but Elena doesn’t make any move to continue the conversation. My head whips to her and I nearly have to laugh from how adorable she is. Her jaw has dropped open and her eyes are welling up with tears, so I ruffle her hair and bend down to her height, removing my headphones.
“What’s up buttercup?” I lightly tap her head.
“That’s really her.” she whispers to me, her eyes not leaving the Dutch woman, who lets out a chuckle.
“Yes it is.”
“How?” I tap the side of my nose at her question indicating it’s to be left a secret.
“Can I have a hug?” Viv kneels on one knee and opens her arms and Elena suddenly breaks lose from her trance and runs up to her hero.
“It’s nice to meet you liefje, I hear you’ve been a fan for a long time. And today’s your birthday. How old are you turning?”
“Nine!”
“Oh wow, you’re growing up!”
“I know, but Y/N still calls me Pollito. I’m not a little chicken.” Everyone looking on bursts out laughing as Elena frowns, and while I join them, the loud sound simply reminds me of the lack of protection on my ears.
~
Elena gets whisked off to talk and play around with Viv and some of the other girls, who seem to all have taken a genuine liking to the young girl, Camilo following to watch over them. I stand firmly on the sidelines, fidgeting with an infinity cube and trying to forget the sudden scratching of my hoodie’s tag on the back of my neck and the tightness of my socks, when a now familiar face pops in front of me.
I don’t notice her at first, my eyes are closed and I’m trying breathing patterns in hopes that the overstimulating sensations with dissipate. It’s only when I open my eyes to check on Elena that I get the shock of my life. Number 32 is just standing in front of me, staring, waiting for me to notice her. no less than a minute ago she’d been spinning Elena around and laughing with her, which I’d found alarmingly adorable, how’d she get here so fast?
She doesn’t say anything, she just smiles and waves, and I realise she must think I can’t hear her with my headphones on, which many people tend to ignore. Wow she’s much prettier up close.
“Hi, I’m Y/N” I return her smile, but don’t make any move to remove the headphones.
“I’m Kyra.” Her voice is muffled but her accent is incredible and like music to my ears.
“You played really well today.” Is she blushing? Red creeps up her neck and finds home on her round cheeks as she smiles brightly.
“Ah thanks, I try to give it my all. Hoping to prove I deserve more game time.”
“You don’t get played often?” another chuckle passes her lips and I feel my stomach tighten.
“Uh no. I take it you’re not a big football fan?”
“What gives you that idea.”
“Well rocking up to an Arsenal game with blue nails for a start.” I cock my head to the side and give her a confused look. I did a lot of research for today, there was no room for me to mess up.
“Chelsea, our biggest rivals, their colour is blue. It’s basically forbidden for an arsenal fan to wear blue to a game. Trust me, I learnt the hard way.”
I’m quick to hide my hands in the pocket at the front of my hoodie, fidgeting with my nails. How did I manage to fuck that up?
“You don’t really have to worry, just maybe keep it in mind if you ever come to another game. I hope you do by the way.” She flashes me a smile that makes me feel warm and I can’t help myself.
“You’re very pretty.” She’s about to reply when I glance down and notice her socks are still wrong.
“And I’m not sure if you know but your socks are on the wrong feet.” It’s quiet for a moment and I’m not sure if my common candour has once again overstepped. I can’t even open my mouth to apologise before she giggles.
“I knew there was something wrong. I keep doing it but no one tells me until after the game… and you’re quite beautiful yourself. If you don’t mind me saying.” My eyes continue to avoid her face as I bounce on the balls of my feet and try to refrain from shaking my hands, my most common stim.
“Thank you.”
We’re silent for a minute or so, which I don’t mind now that I’m more familiar with her. I continue to watch Elena and Camilo, who are now playing in a 5v5, Viv carrying the girl halfway down their makeshift pitch before helping her kick the ball. When her laughs echo through the stadium, joy breaking through her screams and from the yells of her dad who is playing a rather poor referee, I’m reminded of how much I love this family. I can’t help the smile on my face.
“Your sister is very adorable.” I glance to my side where Kyra now resides and contemplate telling her she isn’t my sister, but the words get stuck in my throat. If I were to say they weren’t my family after all they’ve done for me, then I’d be lying.
“Yeah. She’s basically my whole life.”
“Hey can I ask about the headphones? I mean you don’t have to say anything if you don’t want but-“
“I’m autistic. Struggle really bad with sound and other stimulants. I wear headphones to dampen sounds, especially in public. And stadiums are full of sounds.” My palms sweat a little and my breath is laboured for a moment. This is usually the part where people decide I’m a freak and never talk to me again.
“Oh cool. I totally get that, the sound thing.” That warm feeling returns. She doesn’t question anything, she just agrees.
~
Eventually the meet and greet had to end, but I manage to get a few of the girl’s numbers, including number 32’s. Something I hadn’t expected was that the team would love Elena so much that they wanted to organise season tickets and some more passes to meet up after home games. I couldn’t help but be a little proud of myself as the young girl rambled about how amazing it was to get to hang out with her idols, and the prospect of seeing them again.
~
Uni starts back up the following week, so I don’t join the two for a game for quite a while. Despite that, I find myself texting Kyra most days, a good morning and goodnight routine quickly being established. We ask each other questions about each other. ‘What did you want to be if football didn’t work out?’ ‘What made you want to study your course?’ ‘what’s your favourite thing about Australia?’.
She liked to ask me about parts of my autism every now and then. She wanted to know what things to avoid, what topics made me ramble for ages, safe foods. The only other people who had ever cared this much were Elena and Camilo. The two of which had definitely taken note of how happy I’d grown since the game.
“Who are you talking to Angelito? You haven’t smiled this big in a long time.” Camilo takes a seat beside me behind the desk of the store
There is no need to hide the blossoming relationship from him, so I turn my screen to show the messages between Kyra and I, a bold ‘No. 32’ under a very weird but unmistakable picture of the girl. He hums and smiles, lightly nudging our shoulders together.
“She likes you.”
“Pft no she doesn’t.”
“‘you’re so cute.’ ‘I really like you.’ ‘I’ll save that for when I take you on a date.’ With a winky face emoji. She literally admits she likes you. Twice.”
“I thought that was that flirty thing people do with their friends.”
“I know when people like each other.”
“How Milo?”
“I have a gift.”
“A gift hmm?” he just smiles widely down at me before taking my phone again. He begins to type something.
“What are you writing Milo? Milo!” I glance over his shoulder.
‘I really like you and would like to go on a date if you’re free.’ I’m about to scold him but three dots appear as Kyra begins typing.
“If this works you owe me an extra hour this week.”
“You are an evil schemer Camilo.” I say before squeezing his shoulder, a common sign of affection we’d developed.
‘I’d really like that. Tomorrow’s our day off if that works.’
I can’t help the squeal I let out as Camilo writes a response in confirmation.
“I’m going on a date.”
“You deserve this kiddo.”
~
Kyra and I agree on a dinner date at a restaurant I’d mentioned really enjoying a few months ago, that I hadn’t had a chance to visit since. I’d made the reservation, asking for the specific table I’d sat at the last time I came, and I’d already decided on what I was getting before I even hoped in the car to drive there.
I’d planned everything perfectly. The place, my outfit, what time I had to leave to arrive there 10 minutes before our agreed upon time. I hadn’t taken into account the car speeding through a red light and crashing into the car in the right lane beside me. Or the fact that due to the momentum I’d get caught between the 2 cars and the building on the corner of the street I was just about to turn down. No more than 15 metres from the restaurant but I’m trapped and the seatbelt is too tight and my head hurts. I’m crushed between my door and the centre console and all the sirens and ambulance lights approaching are too much and all I can do it cry.
If I could just reach my bag in the footwell of the passenger seat I could get my headphones to relieve some of the stimulation, but I can’t bend that way without my ribs screaming and whatever is poking my hip in my back making itself known.
I pray to every god I can name that I pass out, but no one hears as the jaws of life pry open my door. When were the other cars moved?
“Ma’am we have to cut you out. my colleague here is going to hold you up. Is that okay?” I don’t have any energy to say no, so I nod, waiting for some scissors to snip away at the seatbelt. Instead, I hear an electric saw whir to life.
“W- what’s the saw for?” my words are barely recognisable as they slur together.
“Ma’am everything is okay, just stay still for us okay?”
The sawing is over quicker than it begun, and the paramedics make an effort to move me as carefully as they can onto the stretcher, then into the ambulance. I make no move to complain about how the neck brace is itchy and feels suffocating.
A minute passes and through the newly developed ringing in my ears, I hear someone calling my name. they sound so far away but when I open my eyes again, Kyra is standing above me, next to the paramedic who’s hooking me up to monitors,
“Do you know this lady ma’am?” she asks me as I stare up at the girl I was meant to be on a date with.
“Yeah she’s my girlfriend.” A voice in the back of my head is worried that maybe that will freak Kyra out, but I know they won’t let her ride with me if we don’t have some close connection and for some reason friend does not cross my mind.
They allow her to take the extra seat beside me and she loops her pinky with mine. She keeps glancing down toward my stomach and taking deep breaths as we make our way down the streets of London. I try to see what she’s looking at but the brace doesn’t allow me to look that far down.
“You’re going to be okay.” She whispers as they roll me out of the ambulance, and she manages to quickly kiss me before I’m gone from view.
~
I don’t know how long I’m out for, but when I wake up there is a sterile white light beaming down on me and I have to instantly close my eyes. I’m quick to take note of the horrible feeling of the hospital gown I definitely wasn’t in when I’d gone under.
“Papa! She’s awake!” I let out a groan at the yell but and quick to smile once the voice registers in my head.
“Pollito.” My voice is no more than a whisper, hoarse and dry.
“Hey Angelito. How are you feeling.”
“Horrible. The light’s too bright and the gown is so itchy.” Neither Elena nor Camilo leave my side, but the light is off within seconds.
“I more meant physically. You were hit pretty hard.” The screeching of tyres, the smell of burnt rubber, the flashing lights, all rush back to me. So does the pain.
“Now that you mention it. What’s the damage?” it’s meant as a joke but I’m trying not to cry.
“3 broken ribs, 2 fractured, a torn vastus lateralis in your thigh, a lot of muscle damage in your back. It’s going to be a lot of physical therapy kiddo.” The thought has bile rising in my throat.
“Fuck me.”
“It’s okay, we’re going to be here the whole way. All of us.” By now I could know the voice in a crowd of people.
I turn my head and there she is. Kyra is sat in one of the uncomfortable hospital seats with her hand on top of mine.
“If it’s okay with you, Camilo, me and some of the arsenal girls are going to sort out a schedule to take turns helping you with PT. Viv was really hoping she could give some tips considering how long she spent doing PT.”
“That sounds perfect. But please tell me one of you has my pyjamas. I need to get out of this gown.”
~
There was no lie in how difficult rehab was. I had an hour appointment at the hospital every day and additional work at home that Milo, Kyra and some of the arsenal girls happily helped with. The hardest hurdle was amount of physical touch that was required. My physical therapist, Jordan, always made sure I knew when she needed to touch my leg or something, but that did very little to sooth the feeling that crawled beneath my skin. She was able to dim the fluorescent white lights and allowed me to wear my headphone which did help a small amount.
Kyra basically moved into my room above the shop. Milo insisted he could do all the work of getting me around the house and the shop, but we knew he couldn’t while maintaining the shop and looking after Elena. Elena tried her best to help by making me breakfast. She gathered pre-made versions of my safe breakfast food and carefully place them separately on a plate, with a glass of orange juice every morning. After the first week she realised I’d be in a wheelchair and struggling to move around much for much longer than she thought, so she quickly gave up on that idea and began making me penguin drawings at school.
I’d adapted to having Kyra around much quicker than I expected to. When I moved in at 17, it took me months to get used to the layout and the fact that I was alone, despite Camilo and Elena living in the house across the road. I adapted to Kyra’s presence within weeks.
After the second week we’d decided it was easier to share the bed rather than her sleeping on the couch, which had been the biggest change. I struggled with it the first few nights. I had a sleep routine that was already disrupted by the injuries, now I had to take another person into account. But she was so warm, and I felt so safe in her arms. Whenever I woke up from a nightmare about the crash, she grabbed me an iced tea and my headphones and would ramble about whatever interests she had recently developed or whatever was happening at training.
It was in the second month things took a more serious turn. Well serious for our relationship. I was sitting at the table chopping the vegetables for dinner while she begins cooking, when I took a minute to just look at her. The warm lighting softened her features, her quiet humming to whatever song was playing carried throughout the room, the smile that seemed to never leave her face sat perfectly on her lips as she listened to me ramble about the newly discovered yellow king penguin. She was so radiant and attentive, and she was never annoyed at me when I was overstimulated or wanted to infodump. She was seemingly unaffected by my rehab and most importantly unaffected by my autism. After a life full of negative interactions and losing people because of one thing I couldn’t control, I’d found a family and a partner who embraced me.
I didn’t realise I was crying until she turned and asked me what was wrong.
“I’m just grateful.”
“For what?”
“You, Milo, Elena. I love you all so much.” I didn’t realise I’d said it really. I was just being candid, as I always was.
“You love me?”
“Yes.” There was no hesitation even as it dawned on me.
“Well, I love you too.” There is a split second between the end of her sentence and the meeting of our lips in a kiss.
“Will you be my girlfriend?” I ask as we pull away.
“Wait- I thought- when you called me your girlfriend on the ambulance I kind of took that as you asking me to be your girlfriend.” She begins laughing.
“What? This whole time I’ve been nervous about actually asking you and you already thought I had?” I can’t help but join her laugh.
“We’re such fools.” She whispers, and we kiss again.
I'll always be a fool for her.
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starrixle · 1 year ago
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simpbur headcanon dump ♡
a bunch of random headcanons for simpbur that i thought of !! (all under the cut because there is a lot...)
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his birthday is december 11 and his height is 5'4 (this is actually canon but im including it anyways)
he goes by he/they/she (in order of preference). he's genderfluid, but more masc aligned. he is also bisexual and horribly closeted (the closet is as clear as glass)
he is neurodivergent, he also suffers from lots of anxiety. he is very anti-social
he and liliana (the e-girl) were both just not great for each other. it was not just simp being toxic to the e girl, but she was toxic to him as well to a certain extent. she isnt a bad person, and neither was simpbur, they were just a pair that wouldnt work out
part of the reason why simpbur is so insecure abt himself is bc liliana tends to be a judgemental person. she has standards that simp didnt meet, and that made him go into the mindset of changing himself to suit what she liked. however, this failed and they ended up breaking things off instead
his breakup with liliana destroyed simpbur's mental health, especially with him being a very fragile person to begin with. this is where his obsession began due to still having a very strong attachment with what he once had with her, along with having extreme jealousy over the thought of her being successful in life with someone other than him
his favorite vape flavor is bubblegum. he would smoke cigarettes, but he doesn't like the smell, and he just prefers vapes
he is horrible with being responsible with his money. even though he struggles to pay rent and works a minimum wage job, he usually spends his money on games and anime stuff
types with stuff like uwu, owo, :3, :<, XD, ^_^, (*≧з≦), etc.
used to live with his mom, but now he lives in a tiny apartment on his own. it's not very well kept or clean, and he often just throws his junk around everywhere since he never has the energy to clean the place up. the only place he bothers (kinda) decorating is his bedroom
cries over small things easily, like when he gets a paper cut, stubs his toe, when his food order is wrong, etc.
can't handle spicy foods whatsoever
he has a shoe box full of random stuff he stole from liliana, such as pens she used, her clothes, trash, hair, etc.
kicks ass at competitive games, such as first person shooter games. he is a chronically online gamer and he lowkey acts toxic sometimes while gaming
he sometimes just goes "gg :3" in the chat whenever he manages to dominate the game. he doesnt like using vc bc he doesnt really like his voice, so he usually sticks to typing, esp bc hes a pretty fast typer (100+ wpm)
he collects a ton of anime figures. usually leaves things in their packaging. he cringed whenever liliana took them out of the packaging, since she didn't understand why he left them in the box instead of taking them out
he blasts music at full volume, especially while gaming. he listens to a lot of vocaloid, breakcore, krushclub, hyperpop, indie rock, etc.
his diet consists of fast food, take out, ramen, microwaved food, soda, snacks, anything that's unhealthy
he usually hides his figure with thick, oversized clothing
he doesn't usually express his style much outside in public, but he likes experimenting a lot with outfits at home, especially ones that aren't typically masculine
he's secretly a furry and has a fursona. he usually acts as if he thinks furries or cringe, but he would have anon alt accounts where he'd look at furries online and talk about how cute they are
his feelings towards his body changes depending on his mood. although he doesn't completely mind being assigned amab, he does wish he looked more feminine, or at the very least androgynous
at a certain point in his life, he denied his femininity and attempted to retain a super masculine appearance and personality. it didn't make him happy, instead it made him more insecure
coming to terms with being not cishet was extremely difficult. he was in denial that he was bisexual, and even more in denial he wasn't a cisgender man. altho he's grown to slowly be more comfortable with his identity, he's still struggling to accept himself
he switches from being masculine and feminine a lot. other times he simply just does not want to be perceived and would avoid people
he loves the idea of romance and intimacy, but the actual act of doing romantic/intimate things freaks him out. he craves for love, but he's terrified to act on it, especially with his last relationship with liliana failing
he posts rants/vents about his thoughts anonymously online on places like reddit
he grew to be good at stalking, even learning strategies to keep himself hidden or quiet, along with learning how to unlock windows or doors. he thought he was insane for doing it at first, but he's grown more used to it being a routine
his eyes are actually dark brown. i just draw them pink because it's just an artistic choice i like in his design
he has sharp canine teeth
he says "im gonna kms :3" and makes all kinds of self-deprecating jokes very often
he often writes random songs in his diary and sings to himself/plays guitar in his room. it's very comforting for him, as its a form of coping
even tho he dislikes his voice, he's very good at singing (insert the entirety of the e-girl trilogy here)
if i ever come up with more headcanons i will make another post as a part 2 !! this guy is constantly living rent free in my mind 24/7 i am so perfectly sane about simpbur i swear. completely. 100%. *eye twitching*
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torque-witch · 2 months ago
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Hey, good morning! I know I’m super casual on here outside of business posts - but maybe there are some newer people around that don’t know much about me, so let’s recap and go over some goals for the new year! (Long post ahead!)
My name is Cara - most people on Tumblr call me Torque - and I’m 32, non-binary, disabled from complications of Crohn’s disease and medical misadventures and am currently a full-time artist! Many people either know me from being more involved in the witchcraft and pagan communities from about 2014-2017 and some know me from when I started creating Hel Mary’s around that time as well and selling crafts here and there to keep me afloat outside of low-paying jobs at the time.
In 2017/18 I was working 55-65 hours managing an auto parts store (part of the lore of why my username is Torque) while simultaneously getting sicker and sicker, so I couldn’t devote a lot of time to witchcraft blogging and art anymore.
In 2020 I took a layoff from that job when Covid hit because I was on injections that shut down part of my immune system to help control Crohn’s disease, as I was still being monitored after a huge GI bleed. I was also developing medication-induced Lupus from the injections and my joints were starting to suffer as well as causing me frequent fevers. I decided not to return and instead focused on selling my art online full time and did really well for a minute while the pandemic was in full-swing.
Unfortunately by mid-2021 I was starting to develop strange symptoms like tachycardia, waking up in something similar to a panic attack, nausea, hot flashes and was having trouble eating - particularly in public. Long story short, I was told to get off of an anti-depressant my GI had me on for chronic abdominal pain because it had a black-box warning for tachycardia and heart-related events. 4 doctors (non-psychiatric) told me I could stop taking them cold turkey, even though I was on 25-50mg daily for 3 years at this point. After 3 hospital events, I decided to stop taking them and legitimately within a day I could not get out of bed, couldn’t eat, my guts were a wreck and I couldn’t walk up stairs or down even 3 blocks without my heart rate being 160. Even more doctors denied anything was wrong with me, and said that withdrawal from antidepressants is not real. I developed agoraphobia and a resurgence of horrific emetophobia. I was in talk therapy for a year and exposure therapy for emetophobia for probably 8 months and while my agoraphobia has dramatically lessened, exposure therapy was traumatizing me even more and I had to quit. I was and still do suffer from night terrors that are body-horror and phobia centric, but thankfully the worst of it was almost daily as I went through a 9 month, protracted antidepressant withdrawal period. The heart issues are mostly gone now, but I still have autonomic sleep issues and what seems like a permanent daily rotation of phobic spiraling thoughts and trouble eating.
In January of 2023, my husband and I were so financially a wreck that I had to get another job again since I had almost no audience for art and witchcraft anymore and had been too sick to really put much effort into it. Even though I was still feeling unwell, I got a job at a local catering place and stayed for a year and a half part time. Another long story short, but that job was making me even more sick. I did have improvements and overall feel like it helped me get through agoraphobia, but I never received pay stubs the entire time, I couldn’t report the income even though I filled out a W2 THREE TIMES, and my boss would never have a schedule and expected me to just come in on a whim while my sleep was still almost non-existent. By the end I was only tolerating 8 hours a week and still needing to rest after from the stress and being unable to eat before or during shifts.
It ended…weirdly…with my boss spreading rumors that I was having a mental break and my husband was abusive (he’s not???) even though she and other employees were concerned that I was visibly losing weight. I had lost 14 lbs by the end of it and still have been at least since the fall.
And so now we are at the present in winter of 2024. I had started to focus on in-person art shows again more actively in 2023 and toured a little bit with Oddities & Curiosities Expo in 2024 and am doing so again in 2025! It was really rough physically for me to do that while still catering, but for the last few months I’ve been finishing my 2024 shows and focusing on re-building what I actually want to do now that my husband has graduated his apprenticeship with pipe-fitting and can support us both a little easier. And to be clear, I couldn’t do this without him. His hard work has kept me insured and able to seek medical help without cost to me since we got married and now it’s giving me the option to actually take my work seriously!
So…phew. That was a lot. But! I legitimately do want to keep doing this, why I came to Tumblr in the first place so many years ago. I want to be a witchcraft and pagan blogger/writer. I want to keep creating Hel Mary’s and providing personalized statuary to other pagan practitioners, I do want to keep reading Tarot, I do want to keep developing my digital drawing skills, I will be focusing more on in-person shows and I do want to be self-sufficient while still honoring my health as it clearly isn’t going to stop causing me issues.
You can help by liking and sharing posts that you may see, reading my blogs and leaving comments or likes there, following me on other social media, following my shop/page, buying from me of course and becoming a member!
Memberships are $1, $5 & $10 and include (based on tier) automatic shop discounts, monthly outlook tarot readings, personalized tarot readings and sticker mail!
Y’all have supported me through this crazy mess, and for new people - thank you for finding me and sticking around! I genuinely could not have made it through the last years without the monetary support and without the great friendships and connections I’ve made on tumblr. I hope that I can finally do what I really believe in while navigating whatever the world will be like.
Here are some helpful links on where to find me, my projects, etc.
Instagram/Threads
Facebook Page
Website/Blog/Shop
Memberships
Join the Death's Head Divination Discord Server!
Etsy - please don't use to shop. Message me if you don't see something on Ko-fi! Keeping for reviews.
Free Resource Google Form - add your local community resources so I can build a directory!
I think that's about it! I'm posting on like 5 different platforms, so I'm sorry that I can't be here 24/7, but I am always somewhere and very reachable if you have questions, if you're interested in custom work, etc.
Ko-fi is the best way to support me right now because there aren't as many fees as Etsy and it has a lot more options like keeping my blogs in one place and memberships! If you follow me there you will also get e-mails when I post or add new products. See you there!
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enlightened-aloevera · 1 day ago
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Applying for scholarships be like:
“Can I have money please.”
“Why the hell should we give you money.”
“Well I’m trying to become a nurse support my family to move out of my mom’s.”
“Ha, you have a mom? No!”
“Well I had a dad that supported my entire family himself. And then he died. And then I graduated hs 2 years early so my mom could throw me into college. And she said I have to be a doctor so I can make sure no one in my family can die or be poor. And so I gave up on my personal dreams to take care of my family and try to get a well paying supportive career because she works full time.”
“Psh- you have your mom supporting you. You’ll be fine.”
“Well then she met a guy. And we moved states but she still wants to work in my home state. Both are avoidant parents really, as long as the bills are paid and I clean the house and my grades are at As and I cook the family dinner and my room is spotless and I’m not wasting my time having fun or having friends then I don’t get belittled by him or screamed at by her. So that’s why I want to move out.”
“So why don’t you just run away if they’re so demanding. You’re not being abused if you’re staying with them.”
“Well I have 3 little siblings and one is graduating hs this year so if my mom can’t afford my college that I was thrown into at 16 then how is she gonna support my siblings. I’m taking an online accelerated program to save on gas and to get through school as quickly as possible but it’s hard with the brand new university system no one is guiding me through, plus I don’t know anyone in this state and I’m not allowed to have friends because they’re a distraction so it’s really isolating but I need this degree so I can support myself at the very least.”
“Well, fine. Give me your mom’s property information, pay stubs, tax information, widowed certificate, etc. and we’ll see what we can do.”
“Well my mom doesn’t have time nor the information to give me. She says she has enough problems, I’m an adult, and I need to do it myself.”
“Well, you’re her dependent and you need money for college that she can’t afford, but she won’t give you the time or money to give you the information for the opportunity.”
“Yes. It’s been that way for a few years now. And she says that I’m gonna have to take out student loans that are going to be impossible to pay off, but if I take a gap year or work or try to drop out of college she’s gonna disown me.”
“Well how much are your classes.”
“1,100+ dollars per class, 15 credits this semester so about 7,000 dollars not including textbooks or nursing prerequisites.”
“Internship?”
“I haven’t started clinical classes so no hospitals are interested in taking me because I’m a liability.”
“Well we can’t help you-“
“What if I’m gay and trans?”
“Are you going to tell us you’re gay?”
“No because if my family finds out they’re going to beat the shit out of me and make sure my life is a living hell more than it already is. But if I was hypothetically nonbinary and bisexual would you give me money?”
“Probably not. And we would probably tell your parents because the scholarship would appear on the bill that your parents have access to because they’re paying for your college. You should get some therapy.”
“Hah I wish. I don’t have money. I can’t open a bank account for savings because I need a phone number that my parents can’t access. I can’t work. Did I mention I have no friends?”
“Well, that’s unfortunate. We’re gonna go find other kids who need the money more. Have a good life.”
Trigger warning check tags
“Mhm. Thanks. I’ll just give my mom that mandatory report how that went and be screamed at for the next 2+ months about how I’m a worthless lazy peice of shit burden and internalize that for the next 20 years or until I end my life.”
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mysticalsoot · 2 years ago
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this is reality
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sort of sbi au and autistic!wilbur centric fic
A/N; this took me like four days and it was simply bc I wanted to write autistic will stimming. like the whole concept was the last scene, I just got carried away with james and wilbur bestie moments
Summary; Wilbur Soot also known as Wil Gold is the lead of an up-and-coming indie rock band named Lovejoy. They've only released two EPs in 2021 and are preparing to release their next single Call Me What You Like, but Wilbur is concerned his contribution to the song is what will be their downfall.
OR; Wilbur is autistic, insecure, and anxious so he's surprised when the UK charts are released that maybe he makes good art that people love
TW; anxiety, panic, swearing and I think that's it
Characters; Wilbur, James, Ash, Tommy
Words; 5.4k
dedicated to; @loverboy-soot bc i sent him sneak peeks constantly and I have been meaning to finish and post this every day I've written on it
masterlist
my ao3
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Wilbur had always dreamed of having his own band, people who loved music just as he did and put as much passion and care into the music they made.
He had that now. Joe, Mark, and Ash were the best friends and bandmates he could ask for. They were passionate and creative—they put their all into their art and their dedication was beginning to pay off. There was a manageable amount of non Dream SMP or MCYT Lovenjoyers, but they were getting recognized in mainstream media more often. They’d been on the radio a few times, and they’ve trended on youtube before and they appeared on at least two Spotify-curated playlists. They weren’t big but they were becoming less and less of a silly little indie band by the day.
And Wilbur knew their next single was their big break. It would jumpstart their career further into the industry, he just knew it. Or, well, he hoped it would. There was a gnawing at his brain and his heart that their new song wasn’t all that, that he was fooling himself by believing it was their best yet. The man couldn't get his hopes up, but he also couldn't really help himself in doing so. He loved it so much, he had poured his heart into the lyrics for years, the instrumentals and melodies for the past year—it was his baby. And Call Me What You Like was the song to make or break Lovejoy’s future.
It was a few days to premiering. Wilbur stood in his bedroom pacing back and forth, gnawing at the skin around his nails which nearly drew blood. He pulled his hands away when he began tasting copper.
He tried rocking back and forth on his feet, standing on his toes, lifting himself up and then dropping to stand on his heels. Back and forth, back and forth. Over and over.
That didn't help either.
He tried flapping his hands and pacing. Squeezing his eyes open and closed.
He did everything he could to ease the anxiety that ate him from the inside out.
He rubbed his eyes with the corner of his palms until stars shown in the black of his eyes and a stinging pain appeared with it.
He groans as he kicks the corner of his bed, hissing and reaching down to grab his foot when the pain shoots up from his stubbed toes to his brain where he registers the sensation.
A silent fuck is muttered under his breath.
"Jesus, fuck!" He yells into the void of his room and throws himself down into his desk chair. He quickly clicks on the discord icon. The usual starting pop-up appears and the wumpus logo spins on the window as it loads the program.
He selects the last dm he's opened and goes to type a message; to James.
WilburSoot 7:35 PM, Today
wanna come over?
The question was simple and open-ended and it didn't require an explanation from Wilbur as the reason was probably clear. But not entirely.
James started typing moments later, he wasn't even online when Wilbur initially messaged him, but the moment the message went through, James' name shown as online. He began typing shortly after.
James 7:37, Today
yea sure. you ok tho?
Wilbur hesitated over the keyboard, chewing at the inside of his cheek as he contemplated an answer.
WilburSoot 7:38, Today
oh yeah, I'm fine man. just missed ya.
He hoped he could easily pass James' bullshit detectors, at least until he saw him face to face. It was easier to fib through a screen rather than in person. He didn't have great control over his facial expressions, he was terrible at hiding anything he felt and sometimes he wasn't even sure what he felt so expressing that was difficult. It's easier to lie anyways.
Wilbur sat in silence, opting to chew on his cuticles again as he patiently waited for a response. James began typing just before stopping again, he'd start and then stop over and over. This went on for quite a few moments and Wilbur grew more and more anxious. He wasn't sure why—James had already given his answer but watching as those three dots appeared and disappeared became just one more creature that ate at the flesh inside him.
James 7:40, Today
alright, I'll be over in 10
Wilbur sighed in relief, his hands dropping to his lap and his head hitting the back of his chair as he leans on it. He runs his hands down his face and he lets out a sound close to a laugh but it's more like a strained huff of air.
He uses his hands to push on his desk, his chair rolling backward and he stands up in a rush, hissing at the creaking sound the chair makes as it spins behind him.
I need to fix that, he notes, before hastily grabbing his phone off his bed and shuffling out of his bedroom. His overhead light was already turned off due to the horrendous sound it made. It was like a static clicking, unlike most lights and it was beyond painful. Part of him was quite thankful it was his apartment. That way he could have whatever lights he wanted off, off, and whichever ones he wanted on, on. It was a wonderful thing.
He found himself walking over to his sofa and carefully sitting on the far left side, pulling his legs to rest underneath him. He quickly unlocked his phone and began scrolling tiktok as he awaited James’ arrival.
It was what felt like much less than ten minutes later when there came a knock on wilbur’s flat door and he hopped up. Wilbur shuffled over to the door, quietly but quickly turning the door knob before opening the door to let James in.
“How are you, Wil?” The question catches Wilbur off guard and James stands in front of Wilbur, hands in his jeans pockets and eyes trained up on Wilbur.
The man shrugs, walking away from his friend but gesturing for the other man to join him on the sofa. He finds his previous spot, legs still tucked under himself. James joins him on the other side, shuffling his shoes off his feet before bringing his own legs to rest under him.
��Okay, Wilbur. Why did you ask me over?” James crosses his arms, a stern glare trained on Wilbur and he tries to meet his friend's eyes but panics and diverts his gaze on the wall behind him.
“As I said, I missed you.” He speaks plainly, doing his best to give a soft smile but seemingly failing given the breathy chuckle James gives in response.
“Hmm, like I believe that. I’m not gonna push but I know something more is going on.” James is flat with his delivery, but sincere nonetheless. Wilbur is, surprisingly, able to read the concern stitched into the expression James wears, his eyes soft as he gazes at his friend.
A comfortable silence falls upon the two and Wilbur leans his head against the back of the sofa, his own arms crossing over his chest.
“Mario Kart?” Wilbur’s question breaks the silence and James scoots off his spot on the sofa and hurries over to the tv stand, turning on Wilbur’s old Wii console and slipping in the old Mario Kart cd.
After the TV boots up, James walks back over to sit next to Wil, throwing him a Wii remote steering wheel. “I’m going to beat your ass, William.” The use of Wilbur's legal name earns a laugh from the anxious man and his friend huffs.
“I’d like to see you try.” He smiles, what he thinks is a genuine smile and he clicks through the various introduction screens. He lets James choose his character first—Wario, as always—before he chooses his own, which is always Mario. He likes it simple and predictable, Mario is just that.
The two play a game on the coconut mall map, Wilbur ahead of James—but not for long before his friend catches up to him, knocking him off course and taking his spot in first.
Wilbur grunts at his friend, using various power up's to gather momentum in order to steal his spot back. His attempts return to fruition and he yells in triumph when he passes the finish line, coming in first.
"Fucking told you!" Wilbur laughs in giddy, shaking his hands in pure joy, his eyes closed tightly and a smile wide as can be—one he knows is genuine.
"Jeez man, why are you so good at this game?" James puts his controller on the coffee table, pulling his legs up onto the sofa and resting them in front of him.
"I'm just that good." Wilbur's snarky remark earns a scoff from his friend and he rests his hands behind his head in triumph.
"You need to work on that ego of yours."
"I do *not* have an ego!" Wilbur counters, dropping his arms to cross against his chest and he exaggeratingly huffs.
"Oh like anyone would believe that!" James laughs, a soft, considerate laugh despite the joke thrown at his friend.
"Wow, such little faith." Wilbur smiles and lets a silence fall on the two, the only sound heard is James readjusting his spot on the couch, and a few sighs let out occasionally before going to scroll Twitter on his phone.
Wilbur fiddles with his hands, looking over at James before going to stand and pace again, he tries to be subtle about it, avoiding the attention of his friend. He tries all of his common coping stims, handshakes, bouncing on his feet, rolling on his feet, tapping his fingers, etc. Doing anything he can to cope with the anxiety that was deciding to reappear again. He keeps his eyes on the carpet below him, spinning on his heels to walk the other way when he gets too close to the wall.
James watches Wilbur, eyeing him and his pacing. Wilbur doesnt notice the eyes on him, and James is thankful for that as he sifts his mind for any reason for Wilbur’s current panicked state. He knows something is up and wrong but he’s sure he won’t get an answer out of the man no matter how hard he tries. He would love to be able to guess Wilbur’s reasoning for his panic, but he isn’t telepathic and he can barely understand his own reasoning, let alone another person’s reasoning. James hesitates, he opens his mouth to speak but shuts it closed a moment later. He averts his gaze back down to the phone in hand, mindlessly going through whatever fiery chaos that was his timeline.
He tries his best to keep his gaze off Wilbur, and it worked for the most part but it eventually got to the point his worry outweighed his desire to stay unnoticed. James watched as his friend continued pacing, tapping his fingers or shaking his hands. Wilbur was nervous but James couldn't pinpoint why.
He makes an attempt, "Wil, are you alright?"
Wilbur's head shoots up and his eyes dart to James focused on his forehead but giving the impression he's making eye contact. He's not.
Wilbur hesitates, going to say something when the words lodge themselves in his throat. He nods.
James goes to stand, walking to where Wilbur is frozen in place. He rests his hands on his friend's shoulders. "You can tell me, I know you're not."
"I'm- I'm fine." Wilbur manages to stutter out, wiggling his fingers in another attempt at calming himself. It doesn't work either.
James looks at him with a stern glare, not one of any malice but one of intense care for the other. 
"Wilbur." He warns, unwavering in his attempts at calming the other.
Wilbur shakes his head, eyes focused on the fibers of his carpet, and he's glad it's soft.
"I said I'm fine, James. Okay?" His tone is sharp, and he knows how mean it sounds but he doesn't mean it that way and James knows that.
James keeps his gaze on his friend, squeezing his shoulders in reassurance and Wilbur attempts to meet his gaze. 
It's a few moments before Wilbur cracks, the realization that James isn't letting this go—that James cares—seeps into his mind and he lets down his wall.
"I'm anxious, very anxious. Scared even, I think." Wilbur's voice is small, and it's shaky. "I'm scared that the song isn't as good as we think, that it'll ruin our careers or that it just won't land right, and that all our hard work will be for nothing because I ruined it all."
"Woah, woah, woah. Where is all this coming from? You have the fanbase you do, because you're talented, because Lovejoy is talented. The song is amazing, you've heard it from everyone and their mothers and you wouldn't if it wasn't true." James pauses, taking a moment to think of what he should say next, his hands still resting on Wilbur's shoulders to keep his friend's attention. "It is going to put Lovejoy on the map. I know it."
Wilbur shakes his head, eyes focused downwards. "But it could be what lights us in flames too."
James laughs, a lighthearted and bright laugh, "You really think that?" Wilbur nods. "Man, you are so wrong."
Wilbur looks up, head tilted and eyebrows knitted in confusion. Big brown eyes wide with fear.
"You're seriously the most talented person out there, anything you make either on your own or with people will be and is amazing. Don't undersell yourself, Wil." James lets his hands fall from his friend's shoulders and he holds his arms open, inviting Wilbur for a hug. "Hug?"
Wilbur nods and takes up his offer, wrapping his arms around the slightly shorter man and resting his forehead on his shoulder. "Thank you," Wilbur mutters, the fabric of James' jacket muffling the sound.
"It's what friends are for." James pulls away and so does Wilbur. "Wanna watch a movie to get your mind off of it?"
Wilbur smiles softly, nodding, "That sounds great. Popcorn?" James nods and Wilbur swiftly leaves the sitting room to head into the kitchen moments later.
"What d'ya want to watch?" James calls from the TV, voice echoing through the walls.
"Anything but Marvel."
"Aw man, I was gonna put on the new ant man movie!" James laughs, and Wilbur does too, readjusting his attention to the popcorn he threw in the microwave. 
"Very funny, James!" Wilbur calls back, chuckling to himself as the microwave beeps. He takes the package of popped popcorn and hisses when he burns his fingers, shaking them in the air and blowing on them as if it would help the pain. He rushes to pull open the paper bag when doing so he pours out the contents into a turquoise bowl, his favorite but James doesn't need to know that.
He takes the bowl into the living room after discarding the popcorn bag into the trash. He holds up the bowl, greeting James.
"I grabbed your weighted blanket, by the way, hope that's okay." James gives a soft but nervous smile to Wilbur and he smiles wide in return, nodding enthusiastically.
"Thank you," He mumbles in response, his smile warm and thankful.
James widens his own smile in return, "I was afraid it wouldn't be, it's over on your spot." He points over to the far left side of the sofa—it may be Wilbur's sofa but he has a tendency to lean more towards sitting on the far left side. It's just a habit, and he's grown to dislike breaking it. 
He walks over to his spot, sitting down just as he did before with his legs tucked under him. He still holds the popcorn bowl and he hands it over to James when said friend finds his spot next to him.
"We could watch Hamilton," Wilbur suggests, head turning to look towards James. He makes eye contact briefly but feels that same uncomfortable panic and averts his gaze again.
"Really, Wilbur?" James' tone is playful, and you can see through his eyes that he's seriously considering it, and the pout Wilbur puts on only makes his case clearer. "Okay, Hamilton it is." James then throws the remote to Wilbur and he catches it immediately. There's a soft, warm smile graced upon James' lips and he crosses his arms over his chest in contentment.
It's a few moments before Wilbur finds Hamilton on Disney+ and selects play, but the moment it begins, his eyes are glued to the screen. He barely touches the popcorn he made as he feels the anxiety drain from him and his body finally feels relaxed. Maybe it's his weighted blanket or his comfort media that helped, but he considers it and believes that maybe it was James. His words and his presence helped calm Wilbur.
It's silent between the two for the next three hours, Wilbur's attention barely staying from the musical playing before him. James notices the silent happy stims Wilbur begins to do, small, soft handshakes or rocking side to side. His smile is wide and James is happy, he's happy he was the one to help and he is beyond glad he was the one Wilbur reached out to.
He knows why Wilbur was upset, why he was anxious and pacing his flat. The anxious thoughts got to his friend, dug into him deep, and began tearing him apart one by one. Something about Wilbur thinking of going to James first for something so stressful and serious—even if he avoided speaking about it at first—was reassuring, or calming to know. He's important to Wilbur just as much as Wilbur is to James. 
Everyone deserves a James, and everyone deserves a Wilbur.
Someone who knows you'll be there for them, someone who will find what would make you most comfortable and help you, who will sit with you in silence and simply be in your presence and enjoy it.
This was nice, this was good. And James was happy.
There was a moment of contemplation after the musical had ended on whether James should leave or not. Part of him wanted to stay so he could be sure Wilbur's anxiety wouldn't kick back up and eat him alive, but the other part of him knew he had to get back to Aria and Otto. He loved Wilbur, he was his best friend, but he also knew Wilbur may not handle him staying the night, and he was okay with that.
"I think I'm gonna head home for the night. You'll be okay?" James began to get up off the sofa, throwing on his jacket that he discarded on the chair, his gaze locked on Wilbur. He had his legs pulled up against his chest and his eyes were locked on the floor.
He nods, "Yeah, I'll be fine..You go home." His tone was flat, and it made James unsure in his decision. He bit the inside of his cheek as he paused, standing frozen as he gazes down at his friend who seemed to fall back into the pit of panic.
"Are you sure?" James is keen on being fully sure it's okay to leave Wilbur alone.
Wilbur looks up and gives a soft—masked—smile, "Yeah, of course...Go home to your family."
James rolls his eyes and laughs, "Otto is a cat."
"He's still family, isn't he?" Wilbur inquires, his tone light and playful now.
James groans and smiles, and then turns to leave for the door. "I'm a text or call away, remember that." And then he heads out the door, softly closing it behind him and then he's out of Wilbur's sight and earshot.
Wilbur shakes his head and rests his head against his knees, doing his best to calm his breathing. He decides to put Hamilton back on, maybe it'll help again.
And so he spends the rest of the night like this, head rested on his knees, arms wrapped around his legs, and the comfort of Hamilton playing in the background. Eventually, he sleeps.
                                                     —★—
It's days later and mere hours to the release of Call Me What You Like. He's sniffly and truly feels like shit with his head feeling like it was stuffed with cotton and his body being dredged in slime.
It's a horrible gross feeling and he really wishes he didn't go talk to fans after their gig this past Saturday. It's by no means their fault, he just has the worst and weakest immune system known to man—and he knows it.
He was pacing again, the skin around his nails raw and bleeding. He didn't have enough self-restraint so his coping mechanisms today were more self-destructive than usual or than they should be.
The rest of the band had been talking in the group chat all day and he had ignored every message, their positive outlook only made things worse. It really should be what makes it better but their hope for everything to go well and their seeming knowledge of it doing so, dragged him down and only fed the negative thoughts. 
It would only crash and burn because of him, not because of the others, so it made since they had a positive outlook. If it burned it wouldn't be their fault by any means.
His pacing only got worse, and he started to pull at his hair. It was an hour to midnight, hes been avoiding Twitter or any other social platform that would tell him what people thought all day. The Australian fans had already listened to it since it's realized at midnight on your local time—but he was too scared to see what they had to say. So he had all of his devices turned off or facing down. 
He didn't want to know, he was too scared to know.
He eventually tired himself out and ended up laying on the floor, blood still flowing with panic. His phone went off at exactly midnight and he waited a few minutes before opening his phone, only to be flooded with oceans of messages from his friends and fans. His friends asked if he was okay, and they seemed worried and concerned—they already heard the song so they didn't have much to congratulate him on. The messages, indirects, and mentions online from his fans were all messages of care and congratulations. Expressing their love for the new song and the new sound—they seemed to believe it was a masterpiece. Some people even used that word.
The flow of words upon his screen took him aback. He wasn't sure how to process all of the positive messages, and he was sure this was a dream. I mean, it had to be. How could so many people love the song so much, so soon? 
Maybe it was because the words he was seeing were from his already existing fanbase—the people who are devoted to Lovejoy and wouldn't switch their opinion over one song. It wasn't a sound comparison is what his brain told him. So surely, in the next few days, it'll crash and burn.
He didn't have much longer to sink into his anxious thoughts, as Ash was quick to call him. Wilbur hesitated before picking up and bringing the phone to his ear.
"Hey," His voice cracked from the lack of use and he dug his hand into the carpet, grabbing at the fibers.
"Well, hello, Wilbur." Ash's voice was joyful, and bright, a very large contrast to how Wilbur felt or sounded. "Have you seen what people are saying? They love it!!" He's so quick to enthusiasm, his voice pitching up towards the end and he lets out a joyful laugh.
Wilbur smiles softly at his friend's reaction, but is still hesitant to believe it to be the truth, "Yeah, yeah I saw some of that." He pauses, breath catching in his throat as he mulls over his next action. "Are they lying, though? I mean they're the ones that have been here ages—they could actually hate it and just say they like it." Wilbur's voice is low and quiet, only audible to the man on the other end of the line.
Ash sighs and lets out a breathy chuckle, "It's the internet, Wil. They'd be brutally honest if it was bad." 
Wilbur shakes his head, "But they're our fans, they could lie to save our feelings." 
"Dude, you're one of my closest friends and I would hate to hurt your feelings—but you sound like an idiot right now." Wilbur can hear Ash's smile through his words, it's playful in the way he says it.
"I'm sure I do—" He cuts himself off, running his free hand through his hair in a stressed motion. He's at a loss for words, he doesn't know what to say anymore, so he just falls from where he stands, sitting with his legs forward on the floor. 
"They love it, Wilbur. And you're part of the reason why." Ash is genuine in the way he reassures Wilbur, he means it just as much as he believes it himself.
Wilbur shrugs, and he feels the anxiety gnawing at his insides again. "You think so?"
"I know so."
"I'm sorry." 
"What the hell are you apologizing for?" Ash sounds almost offended at Wilbur's words like he just insulted Ash's firstborn child.
"For being a bother? Or for possibly ruining our career." His voice has gone small again, almost mirroring his attempt at curling in on himself, making him seem smaller.
"You're never a bother—and if anything you're the reason we're even here in the first place. Give yourself some more goddamn credit." Ash isn't harsh with his delivery, but stern. And caring—he means well.
"Sorry again," Wilbur replies sheepishly, regretting opening up about his doubts in the first place. He really feels like a burden now, and it's far from Ash's fault.
"Do I need to ban that word?" Ash laughs, and Wilbur can hear the smile through his words and he smiles back.
"No, no, I won't say it anymore. Promise." Wilbur reassures, his smile is unwavering but still small and soft.
"By the way, I was calling to ask if you wanted to come over to mine tomorrow? Joe and Mark are gonna be there too. We're celebrating Call Me What You Like, we tried texting you—" Ash begins but Wilbur is quick to cut him off.
"I'd love to, I'm sorry about ignoring my phone—it was just too hard." Wilbur nervously admits, scratching the back of his neck.
"Yeah, no, I understand. Don't worry, dude. See you at 11?" Wilbur nods and then shortly replies verbally when he realizes Ash can't see him.
The embarrassment bubbles up in his throat but he pushes it down and hurriedly says his goodbyes to Ash. When they've bid their farewells and he's hung up the phone, he heads to his room—deciding sleep is the next thing he should do. He needs much more of it than he's been getting, especially in his ill state. He's not contagious but he notes it as a valid excuse in case he chickens out the next day before he goes over to see his bandmates.
He's more afraid of bringing them down than seeing them. He'd hate to be the reason they feel bad about the song.
                                                                    —★—
It's been a week since their new single was released, they've been on the radio even more than before, they've announced and sold out an entire tour and the love they've received on it has been absolutely mind-boggling. Wilbur's anxieties over it have practically dissipated entirely, besides the nagging thoughts in the back of his mind about the album—but it's far too early to worry about that. Right now, Wilbur was alone in his flat yet again, patiently waiting for the UK Top 40 charts to release. A few hours prior he posted a video asking everyone to stream CMWYL in hopes they can get a spot on the charts—it'll help get them noticed by important music executives but also reassure him that it's actually good, they wouldn't stream it if it wasn't, right? He didn't mention or consciously realize the second reason, but it was all the same in how prominent of a thought it was.
A few minutes from now and he'll find out statistically how much of a success CMWYL is. Sitting at his desk and refreshing the chart's website is probably not the best option for his anxiety—but he still does it nonetheless. He patiently sits there as he awaits the release of the UK charts. I mean he has nothing better to do at the moment, he's off and he's enjoying his free time just the way he wants.
He's nervously tapping his fingers on his free hand while his knees bounce in the usual gnawing anxiety that he holds. He keeps refreshing the page as he waits for that one moment of truth.
His eyes burn from staring at the screen so long, especially without blinking, and he contemplates taking a break for a moment but then reminds himself why he's doing this in the first place.
After a few more refreshes and the charts are released, he scrolls down the list of songs and artists. He's beginning to get disappointed when he gets into the 20s, but he's soon surprised when he gets to the #32 spot.
Call Me What You Like by Lovejoy is #32 on the UK Charts.
He practically leaps up out of his desk chair when he realizes what he's read. He can't quite tell if the wetness on his cheek is tears of joy or from his eyes watering from yawning and holding his eyes open for hours on end. But he doesn't care, his silly little band has made it. Or, well, it's starting to make it. It's just the first step to becoming known and loved, they can finally get their art out into mainstream media, with new people. They can share their passion with more people.
He's ecstatic, flapping his hands and bouncing around his bedroom floor. It's finally happened. Lovejoy is going to be the indie rock band. And he helped.
Oh my god, he helped!
He goes to rock on his feet as he thinks about what he should do next—obviously, he needs to tweet to thank everyone—should he call his brother? Or maybe his dad, or mum even. He isn't sure where to start first but he seems to go into autopilot as he makes the tweet, taking a photo of him pointing at the computer screen and then another of him flipping out, a blurred and chaotic photo if we're entirely honest. He then texts the LVJY text chat, telling them and showing them photos of it and sending links with it as proof.
And then he calls Tommy, the call is immediately picked up on the other end, a gruff and very Tommy-like hello being muttered on the other end.
"Toms! We're #32 on the charts!" Wilbur exclaims all in one breath, smiling so wide his face hurts and he's giggling from joy. He still bounces on his feet but his hand flapping has died down a little. He spins and jumps around and hopes to God his downstairs neighbors aren't home to be upset at him.
"Really?? Dude, I'm so proud of you!" Tommy replies, and Wilbur is taken aback by how out of character that is—but he takes it, he takes it and he runs with it. His little brother is proud of him.
"Yeah! Yeah! We're finally on the charts man!" His voice is so bright and excited and Tommy laughs at the excitement his big brother exudes.
“You wanna go out and celebrate tomorrow?” Tommy poses the suggestion, voice poking up at the end.
Wilbur quickly nods, “Yeah, of course! Sorry for calling so late by the way--I had to tell someone.” He lets out a small laugh at his own words.
“Glad it was me, big bro.” Tommy’s response and nickname for Wilbur aren't unusual but he can't help from wanting to pick on the younger boy but decides against it.
“Thank you, Toms. I’m gonna head to bed, see you tomorrow?” Wilbur shuffles over to sit on the edge of his bed. 
“Yeah, I’ll text you the plans! Sleep well, bitch.” Tommy lets out an airy laugh and Wilbur mirrors it in response to Tommy being so Tommy.
“Yeah, yeah, whatever. Love you.”
They bid their final farewells and Wilbur gets up and puts his phone on charge, and then slips into bed.
They’ve finally made it, and it was because of him and his talent. Turns out that anxious thoughts aren't that reliable.
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enterprisewired · 1 year ago
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Mastering Your Finances: A Step-by-Step Guide on How to Create a Budget
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Creating a budget is a foundational step towards achieving financial stability and realizing your financial goals. Whether you’re aiming to save for a major purchase, pay off debt, or simply gain better control over your finances, a well-crafted budget is an invaluable tool. This comprehensive guide will take you through the essential steps on how to create a budget, empowering you to make informed financial decisions and secure a more secure financial future.
How to Create a Budget?
1. Set Clear Financial Goals
Before diving into the budgeting process, define your financial goals. Whether it’s building an emergency fund, saving for a vacation, or paying off student loans, having specific and measurable goals will guide your budgeting decisions.
2. Gather Financial Information
Collect information about your income, expenses, and debts. Compile pay stubs, bank statements, bills, and any other relevant financial documents. This step provides a comprehensive overview of your financial situation.
3. Categorize Your Expenses
Divide your expenses into fixed and variable categories. Fixed expenses, such as rent or mortgage payments and insurance, remain consistent each month. Variable expenses, like groceries and entertainment, can fluctuate. Categorizing expenses helps identify areas for potential savings.
4. Calculate Your Monthly Income
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Determine your total monthly income, including salary, bonuses, freelance income, or any other sources of income. Understanding your monthly income is crucial for establishing a realistic budget.
5. List Your Fixed Expenses:
Write down all fixed expenses, such as rent or mortgage, utilities, insurance, and loan payments. These are recurring costs that remain relatively constant each month.
6. Identify Variable Expenses
Make a list of variable expenses, including groceries, dining out, entertainment, and transportation. Variable expenses can be adjusted based on your financial goals and priorities.
7. Include Savings and Debt Repayment
Prioritize saving and debt repayment in your budget. Allocate a portion of your income to an emergency fund, or retirement savings, and pay off outstanding debts. Treating savings as a non-negotiable expense ensures consistent progress toward financial goals.
8. Factor in Irregular Expenses
Account for irregular or annual expenses, such as insurance premiums, property taxes, or holiday spending. Divide these expenses by 12 to incorporate them into your monthly budget, preventing unexpected financial strain.
9. Subtract Expenses from Income
To better understand how to create a budget, subtract your total expenses from your total income. The result should ideally be a positive number, indicating that your income covers all your expenses. If the result is negative, adjustments may be needed to align your budget with your income.
10. Adjust and Prioritize
If your expenses exceed your income, revisit your budget and identify areas where you can cut back. Prioritize essential expenses and savings goals while minimizing non-essential spending. Adjusting your budget ensures financial sustainability.
11. Embrace the 50/30/20 Rule
Consider following the 50/30/20 rule, where 50% of your income goes to needs (housing, utilities), 30% to wants (entertainment, dining out), and 20% to savings and debt repayment. This rule provides a simple guideline for balanced budgeting.
12. Use Budgeting Tools
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Leverage technology to simplify budgeting. Numerous apps and online tools can help you track spending, set financial goals, and visualize your budget in real-time. Choose a tool that aligns with your preferences and makes budgeting more accessible.
13. Track and Review Regularly
Budgeting is an ongoing process, and the answer to “how to create a budget” might differ from person to person. Regularly track your spending against your budget, making adjustments as needed. Reviewing your budget ensures that it remains aligned with your financial goals and adapts to changes in your income or expenses.
14. Emergency Fund Planning
Prioritize building and maintaining an emergency fund within your budget. Having a financial safety net provides peace of mind and protects against unexpected expenses.
15. Seek Professional Advice
If you find budgeting challenging or have complex financial situations, consider seeking advice from financial professionals. Financial advisors can offer personalized guidance to help you achieve your financial objectives.
16. Mindful Spending Habits
Cultivate mindful spending habits as a key aspect of budgeting. Regularly assess your discretionary expenses and identify areas where you can make conscious choices to reduce unnecessary spending. This might include packing lunch instead of dining out or opting for cost-effective entertainment options.
17. Cash Flow Management
Effective budgeting involves managing cash flow strategically. Ensure that you have sufficient funds available for essential expenses and prioritize payment of bills to avoid late fees. Understanding your cash flow cycle helps prevent financial stress and keeps your budget on track.
18. Automate Savings Contributions
Simplify your savings strategy by automating contributions to savings accounts. Setting up automatic transfers ensures that a portion of your income is consistently directed towards savings goals, reinforcing the habit of saving.
19. Celebrate Financial Milestones
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Acknowledge and celebrate financial milestones within your budget. Whether it’s reaching a savings goal, paying off a significant portion of debt, or achieving a specific financial target, celebrating successes reinforces positive financial habits and motivates continued progress.
20. Financial Education and Literacy
Invest time in expanding your financial education. Understanding financial principles, investment options, and economic trends empowers you to make informed decisions. Numerous resources, including books, online courses, and workshops, can enhance your financial literacy and contribute to long-term financial success.
Conclusion
Knowing how to create a budget is a fundamental step toward financial empowerment and security. By following these comprehensive steps, you can gain better control over your finances, make informed decisions, and work towards achieving your financial goals. Remember, budgeting is a dynamic process that evolves with your financial journey, so stay committed, stay flexible, and enjoy the benefits of financial well-being.
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paydayquid · 1 year ago
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Short Term Loans UK Direct Lender: Easy & Reliable Cash Solution in Rainy Days
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There are tons and tons of extra expenses, and it's imperative to take care of them all before the following pay day. Therefore, short term loans UK with no fees are the most beneficial and effective financial option for everyone. As a result, you don't need to be concerned.  With a flexible payback period of 14 to 31 days, you may definitely get money in the range of £100 to £2,500. Although interest rates on these loans may be fairly expensive in contrast to those on other loans, they do fluctuate occasionally, so keep up with them.
As a result, short term loans UK direct lender are frequently referred to as short-term financial aid and are made available to pay for a variety of monetary needs, such as electricity bills, grocery store bills, unexpected car repairs, home loan payments, birthday expenses, credit card bills, and so forth.
If you meet certain requirements, such as being eighteen years old, being a citizen of the UK, having a steady source of income, and having a current checking account, you may be eligible for short term loans UK direct lender, even if your credit history includes defaults, foreclosure, arrears, skipped payments, late payments, CCJs, IVAs, or insolvency. These terms and conditions are necessary for lenders to offer these loans.
You don't need to threaten the lender with any expensive assets because they disclose all of their essential information while completing the short term loans direct lenders application. The contact number of the office, permanent residency evidence, age proof, pay stub, current or savings bank account number, work experience proof, and the contact number of the office are a few examples of these basic details. This information enables the applicants to obtain emergency funding with a great deal of comfort.
How to Make a Short Term Loans UK Application Dedicated Lenders
With our straightforward loan application process for short term loans UK, getting started is easy. This is done so that you can swiftly and without delay receive the money you need after it has been approved.
Short term loans might help you pay back an unexpected purchase quickly and spread out the cost with manageable installments when you don't have the cash on hand or savings to cover it. With several small loans available online, direct lenders can assist with payday loans and short-term loans.
Even if your credit is less than excellent, our same day loans UK can give you an immediate cash infusion because of our trusted lending approach, which sets us apart from other same day loans direct lenders. Applying now will result in an immediate decision if you require a loan up to £1000 as a new client and can afford to repay either weekly or monthly for up to 8 months.
If you have bad credit, don't worry; we can still help you with loans as long as you can afford the required repayments. Start your application now if a modest loan would help you today. If approved, you might have the money in your account within 15 minutes of signing your loan documents.
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many-but-one · 5 months ago
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I only have a few things to add, as this list is extensive, thankfully.
— while it *can* make a mess that might not be worth cleaning, those styrofoam ramen noodle cups don’t actually *need* boiling water in order for the noodles to soften. If you can sneak these, put tap water in and let it sit for a few hours. Don’t slurp the noodles, bite them. Might help you fill up a little more than a granola bar.
— if at all possible, have a friend you can go to in the middle of the night if there is an emergency. I didn’t live near forested areas and being out on the street could have been dangerous for me. Preferably a friend whose parents won’t know or care if you arrive in the middle of the night and won’t tell your parents where you are. Talk about this friend as little as possible so your parents won’t go there if they try to find you. Keep first aid supplies there and any “go bags” there.
— prepaid cards are easier to hide than cash. You can get them at convenience stores and pay in cash. They do have an activation fee (~$5) and often have a required amount it has to start at, usually around $15-25 Reloadable ones will be very helpful and usually have much smaller amounts required for each reload (~$5 rather than $25).
— If your job allows you to not do direct deposit, ask for paper checks and ask them to not mail your pay stubs. Take it to the bank directly after and deposit all but a small amount. Take that remainder and put it on that reloadable card. That way it looks like you still got paid on that day (if your parents keep track of your finances) and you can have some money left over. Be careful though, because the statement will say “deposit” rather than “direct deposit” so if the first time you do this your parents question you, just say either 1) you forgot to fill out your direct deposit form for work or 2) your work didn’t file it in time and your first paycheck was a paper check, but that all the rest will be direct deposit. Next time you’re at work, ask to switch to direct deposit.
— if you aren’t allowed to consume certain media due to religious beliefs, you can also use those prepaid cards and aliases to pay for streaming services, webcomics, or purchase books online. I also recommend having a throwaway email/gmail that has a drive function and searching pdfs of books and downloading them, then uploading them to your drive. Just don’t forget to delete the books from your downloads.
— if your house has cameras up, (so sneaking around at night is a quick way to get in huge trouble) find ways to get food during the day and hide them in areas of the house that don’t have cameras that you can access later. Whether that is your room directly or a short term drop-off point that you can revisit when it is safer and you can add it to a more permanent stash in your room, this can be useful to still get food. I recommend the “wear long sleeves and look like you’re taking one granola bar but take two and hide one up your sleeve” trick. If you have cameras in the kitchen this can take a bit of sleight of hand, but acting like you’re digging around for something can work. Wear sweatshirts with tighter cuffs around the wrist to avoid them falling out on accident with a tighter long sleeve underneath to keep it from making your sleeve sag from the weight of the food.
hey so protip if you have abusive parents and need to get around the house as quietly as possible, stay close to furniture and other heavy stuff because the floor is settled there and it’s less likely to creak
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paystubusa · 10 days ago
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PaystubUSA offers a powerful Salary Slip Generator to streamline your payroll process. Save time with instant slip creation and ensure complete accuracy for employee records. Simplify payroll management with PaystubUSA’s reliable and efficient tools.
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vinayakbhalerao · 1 day ago
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Effortlessly Generate Accurate Pay Stubs Online
Introduction:
The benefit of using paystub generators in the digital world has never been felt more than now in the making of accurate pay stubs. It works like a wizard for small business owners, freelancers, and employees and makes payroll management easy and clear documents of income appear professional. This article will explain the advantages of using a paystub generator, how it works, and why it should be a basic need for employees and employers alike.
What is a Paystub Creator?
A paystub creator is an online tool that allows users to create detailed and accurate paystubs without the hassle of manual calculations or paperwork. The generation of paystubs is fully automated and requires minimal input from the user, such as hours worked by the employee, hourly rate, deductions and taxes. It then combines this data into a professional-looking paystub, which can be printed or saved for later use. Paystub Calculator help generate paystubs quickly, ensuring that employees and employers maintain their organization and compliance.
Why Use a Paystub Creator?
The manual method of preparing pay stubs has always been slow, error-prone, and difficult to track. The pay stub generator aids businesses or individuals in drastically simplifying the procedure. Below are some reasons as to why pay stub creators have gained huge popularity: 1. Accuracy: Automated calculations eliminate the possibility of human errors during paystub creation. 2. Efficiency: Professional pay stubs can now be generated in a snap, thanks to an intuitive pay stub creator that ditches complication-ridden payroll software. 3. Cost-Effective: Rather than hiring an accountant or purchasing the software, just get a pay stub generator at a tiny fraction of the cost. 4. Compliance: Give immaculate pay stubs that carry all the relevant information like tax withholding and deductions to help you remain compliant with labor law and tax requirements. 5. Accessibility: Since most online pay stub generators are web-based, users should not be bound by any constraints to generate and access their pay stubs anywhere anytime.
How Does a Paystub Creator Work?
A paystub creator is an online or offline application that makes pay stub preparation easier and involves calculation of wages, deductions, and taxes. Basically, the following steps are followed: 1. Employee Info: Input employee name and address and other relevant information. 2. Concerning payment information, you may either enter the employee's rate of pay and total hours worked or salary for that pay period. 3. Deductions such as taxes, insurance premiums, or retirement contributions should be specified. 4. Creation of a pay stub: A pay stub generator calculates the gross, deductions, taxes, and net pay and generates a printable professional pay stub. Most paystub creators allow stub download or printout for personal records or delivery to employees.
A simple definition of an online or an offline pay stub generator is a rudimentary software application whose primary task is to facilitate the preparation of pay stubs by calculating wages, deductions, and taxes. The basic steps for an online pay stub generator include:
1. Employee information: Entering the employee's name, address, and any other substantial information.
2. Payment data would be inputted, such as the employee's rate of pay and hours worked in a given pay period or salary for that pay period.
3. Deductions such as taxes, insurance premiums, and retirement contributions would be specified.
4. Generation of the pay stub: The generator ascertains the gross, deductions, taxes, and net pay, after which the application will print out a really nice pay stub.
The bulk of the pay stub creators will allow the stub to be downloaded or printed for the individual records or given to the employees.
Payscale Generator for Multiple Payment Types:
Whether hourly or salaried or commission-paying employees, basically, a pay stub generator is adjustable for different payroll configurations. Inputting data into regular hours, overtime, commissions, or bonuses then automatically calculates the total amount due. With customizable selections, pay stubs may be generated that go in line with the users' respective pay systems so that all payment particulars can be accurately reflected.
A paystub creator should assist the users in the most respectable manner, and several factors determining a good tool should be taken into consideration:
1.            Accuracy: Make certain that the tool precisely calculates the figures relating to earnings, deductions, taxes, etc.
2.            Ease of Use: A pay stub creator should be one with an easy-to-use interface so that pay stubs can be created quickly and without much ado.
3.            Customization: A good option is to have a paystub generator that allows the user to customize the pay stub layout. A user should be able to add a logo and type in their company's details.
4.            Security: Make sure the pay stub creator you select is equipped with session encryption to protect employee data.
5.            Customer Support: It is important that this service also has proper customer support in case you need help
https://www.paystubmakers.com/
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theurbanloftco · 2 days ago
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Renting an Apartment in a Competitive Market: How to Stand Out
Looking for apartments for rent in a competitive market can be stressful. With high demand and limited availability, it's easy to feel overwhelmed. But don’t worry—if you use the right strategy, you can stand out from other renters and secure your ideal rental apartment faster. Whether you're searching for apartments for rent in Russellville, AR or any other high-demand location, this guide will help you increase your chances of getting approved.
Why Is the Rental Market So Competitive?
The demand for rental properties has surged due to factors such as:
Rising home prices making renting a better option
Increased job opportunities in urban areas
Limited housing supply in popular locations
Because of this, renters need to act fast and prepare in advance to secure their dream apartment.
1. Start Your Apartment Search Early
Many renters start looking for a new apartment too late, leading to last-minute decisions and lost opportunities. To avoid this, begin your search at least 30 to 60 days before your move-in date.
Pro Tips for Finding Apartments Faster:
Browse Apartments on The Urban Loft – Check out The Urban Loft for exclusive lofts in Russellville, updated regularly.
Follow The Urban Loft on Social Media – Stay informed about off-market deals, promotions, and new availability by following The Urban Loft on Facebook, Instagram, or Twitter.
Contact The Urban Loft Leasing Team – Reach out to The Urban Loft’s property management to ask about upcoming vacancies before they go live on the website.
2. Prepare Your Rental Application in Advance
In high-demand markets, landlords often approve the first qualified tenant who submits a complete application. Having your documents ready can give you a competitive edge.
📝 Documents You Need to Apply Quickly:
Proof of income (pay stubs, job offer letter, tax returns)
Recent credit report (many landlords prefer scores above 650)
Rental history (references from previous landlords)
Government-issued photo ID
Completed rental application
Extra Tip: If you’re self-employed, show proof of consistent income through bank statements or tax returns.
3. Be Ready to Act Fast
Many apartments for rent are gone within hours of being listed. If you find a unit you love, submit your application immediately.
 Ways to Stay Ahead of Other Renters:
Schedule apartment tours as soon as listings go live
Have a checkbook or online payment app ready for the security deposit
Follow up with the landlord within 24 hours to show interest
4. Make a Strong First Impression
Landlords prefer tenants who are responsible and reliable. Whether you're applying online or in person, professionalism matters.
How to Impress a Landlord:
Be polite, friendly, and communicative
Dress appropriately for in-person meetings
Show up on time for apartment viewings
Respond quickly to emails and messages
5. Offer to Sign a Longer Lease
Landlords prefer tenants who commit to a long-term lease because it provides stability. If you’re comfortable staying in one place, offering to sign an 18- or 24-month lease could increase your chances of approval. If you have the financial flexibility, offer to pay a few months’ rent upfront to show serious commitment.
6. Improve Your Credit Score
A strong credit score signals financial responsibility. If your score is below 650, take steps to improve it before applying for an apartment.
How to Boost Your Credit Before Renting:
Pay off existing debts to lower your credit utilization
Avoid opening new credit accounts before applying
Ask a trusted family member to co-sign your lease
Provide alternative proof of financial stability (bank statements showing savings)
A higher credit score could mean the difference between getting approved or denied for your dream apartment.
7. Be Flexible with Move-In Dates
Many landlords want tenants who can move in immediately. If you have flexibility, this could work in your favor.
Tip: If a landlord has multiple applicants, being able to move in sooner might put you at the top of their list.
Final Thoughts
In a competitive rental market, being prepared, proactive, and professional is key. By following these steps, you can stand out from other renters and secure your ideal apartment.
Start searching early
Have your documents ready
Act fast when you find a listing
Make a great impression on landlords
Improve your credit score for better approval chances
Ready to find your dream apartment? Start your search today with The Urban Loft Co and discover the best apartments for rent in Russellville, AR!
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manicpixiedreamcrowley · 11 months ago
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kidz bop
ads on mobile games
hoodie string getting pulled out in the wash
wobbly desks
traffic that gets worse when you’re in a rush
hangnails
being left on read
shoelaces getting knotted but specifically on high top shoes so you can’t just slip them off
looking for something you lost and only being able to find it once you don’t need it anymore
pyramid schemes
stubbing the same toe consecutively
hair tie snapping when you try to pull your hair back, but coincidentally only on the days you don’t have an extra
ordering something online only for it to arrive and be nothing like what the picture showed on amazon
also following that train of thought, paying extra for a faster delivery and your package being late
when you tie your shoelaces and one shoe is tighter than the other but when you try to fix it, you make the other shoe tighter
things i headcanon Crowley invented:
only one sock disappearing in the washer/dryer. you know the one
youtube ads
gum on shoes
that one wobbly wheel on every shopping cart
you know when you're in traffic and one lane is going faster than the one you're in, so you switch to that one, but now this one's going slower than the other? that. it's one he often regrets.
back when wired earbuds were a thing - only one of them going bad
Nessie - an accident. he went swimming in his snake form once and someone took a blurry picture
unsynced audio or subtitles on media
pineapple on pizza - he did it to piss of Aziraphale
instagram poetry
pens/markers than run out of ink by the 3rd day (i'm looking at you Sharpies)
airplane food
the very common phenomenon when you forget your old password, go to reset it, and then get told your "new password can't be the same as your old password"
long red light/short green light
shower knobs that can't ever get the right temperature, it's either 3rd degree burns or hypothermia
crocs
feel free to add your ownnn
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Quick Mortgage Approvals in Omaha: How to Speed Up Your Home Loan Process
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There's no denying that buying a home can be a lengthy and overwhelming process, but with the right guidance, you can navigate it with ease. As a homebuyer in Omaha, you're likely eager to secure your dream home as quickly as possible, which is why quick mortgage approvals are necessary. You want to ensure that your mortgage application is processed swiftly, so you can move into your new home without any delays. In this article, you'll learn how to speed up your home loan process and get quick mortgage approvals in Omaha.
When considering getting quick mortgage approvals, you'll need to start by improving your credit score. Your credit score plays a significant role in determining how quickly your mortgage application is approved. You'll want to ensure that your credit score is high, as this will not only increase your chances of getting approved but also help you qualify for better interest rates. You can improve your credit score by paying your bills on time, reducing your debt, and avoiding any new credit inquiries.
Next, you'll want to get pre-approved for a mortgage. Getting pre-approved will give you an idea of how much you can borrow and will also speed up the mortgage processing time. You'll need to provide your lender with financial documents, such as pay stubs, bank statements, and tax returns, to get pre-approved. This step will help you understand your budget and will also give you an edge when making an offer on a home. You'll be able to act quickly when you find the right property, and sellers will take your offer more seriously.
Organizing your financial documents is also vital when it comes to quick mortgage approvals. You'll need to provide your lender with a range of documents, including identification, income verification, and asset documentation. You'll want to make sure that you have all the necessary documents ready to go, as this will help streamline the process and avoid any delays. You can start by gathering documents such as pay stubs, W-2 forms, and bank statements, and storing them in a safe and easily accessible place.
Working with an experienced mortgage broker can also help you get quick mortgage approvals in Omaha. A professional mortgage broker will guide you through the process, ensuring that your application is complete and accurate. They'll also be able to advise you on the best mortgage options for your situation and help you avoid any common mistakes that can delay approvals. You'll want to choose a reputable and experienced broker, such as Shotbolt Mortgage Corporation, who can provide you with expert guidance and support throughout the process.
Finally, you'll want to avoid common mistakes that can delay your mortgage approval. You'll want to avoid applying for multiple credit cards or loans, as this can negatively impact your credit score. You'll also want to ensure that you're providing accurate and complete information on your application, as any errors can cause delays. By following these steps and working with a professional mortgage broker, you'll be able to get quick mortgage approvals in Omaha and secure your dream home.
To sum up, getting quick mortgage approvals in Omaha is easier than you think. By improving your credit score, getting pre-approved, organizing your financial documents, working with an experienced mortgage broker, and avoiding common mistakes, you'll be able to speed up your home loan process. If you're ready to secure your dream home, visit Shotbolt Mortgage Corporation at 17310 Wright St # 104, Omaha, NE 68130, United States, or book an appointment online at www.shotboltmortgage.com. Don't wait – apply for quick mortgage approvals in Omaha today and start your journey to homeownership.
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allmantitleloans · 7 days ago
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Car Title Loans Without Employment Verification | Allmantitleloans
What Are Car Title Loans Without Employment Verification?
Car title loans without employment verification are short-term secured loans that allow individuals to use their vehicle title as collateral without showing proof of income. They are a great option for the unemployed or those without a regular paycheck.
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How Do Car Title Loans Work?
Car title loans work by using the title of your car as collateral. The lender assesses the value of your vehicle and offers a loan amount based on that. Since this type of loan is secured, lenders do not require proof of employment or a steady income source.
Eligibility for No Income Verification Car Title Loans
To qualify for a no-income verification car title loan, you typically need to meet the following requirements:
Own a vehicle with a clear or lien-free title
Be at least 18 years old
Provide a valid government-issued ID
Have a working vehicle
Even if you are unemployed, you may still be eligible if you own a car and meet the basic criteria.
Benefits of Car Title Loans Without Proof of Income
1. No Employment Requirements
With car title loans for the unemployed, borrowers do not need to provide pay stubs or employment history.
2. Quick and Easy Process
The application process is fast and straightforward, with most approvals taking only a few hours.
3. Flexible Repayment Terms
Lenders often provide customized repayment options to suit your financial situation.
4. No Credit Check
Most lenders offer title loans without an income check, making them accessible to people with bad or no credit history.
How to Apply for No Job Car Title Loans
Applying for a no-job car title loan is simple and can be done online in just a few steps:
Visit Allman Title Loans and fill out the online application form.
Submit your vehicle details, including make, model, year, and mileage.
Provide proof of ownership and a valid ID.
Get a loan offer based on your car's value.
Receive funds quickly, often within 24 hours.
FAQs About Car Title Loans Without Income Check
Can you pawn your car without proof of income?
Yes, you can pawn your car title without income verification. The loan is based on the value of your car rather than your employment status.
Are car title loans safe?
Car title loans are a legitimate financial option, but it’s crucial to choose a trusted lender like Allman Title Loans.
What happens if I can’t repay my loan?
If you cannot make payments, lenders may repossess your vehicle. Therefore, it is important to always read the loan terms before signing.
Apply for Fast Online Title Loans Today
If you need quick cash and don’t have proof of income, apply for a car title loan today at Allman Title Loans. Our approved title loan process is simple, fast, and stress-free.
Conclusion
Car title loans without employment verification provide a valuable financial solution for those who are unemployed or lack proof of income. They offer quick access to cash, minimal paperwork, and no credit checks, making them an excellent option for individuals facing financial difficulties. However, it is essential to borrow responsibly and ensure you understand the loan terms before committing. If you need a fast online title loan, visit Allman Title Loans and apply today.
Visit Our Website:  www.allmantitleloans.com
Publication Date:  30 January 2025                          
Author Name: Betty
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