#kelownabc

[drahtphotography]

old back roads

[mortgagespecialistsblog]

How to Get the Best Mortgage Rates in Canada

If you're in the market for a new home, one of the most important factors to consider is your mortgage rate. A lower rate can save you thousands of dollars over the life of your loan, so it's important to do your research and find the best possible rate. Here are some tips for getting the best mortgage rates in Canada:

Improve your credit score: Your credit score is one of the most important factors that lenders consider when determining your mortgage rate. The better your score, the lower your rate is likely to be. Before you apply for a mortgage, check your credit score and take steps to improve it if necessary. This could include paying down debt, making all your payments on time, and disputing any errors on your credit report.

Shop around: Don't settle for the first mortgage offer you receive. Shop around with multiple lenders to compare rates and terms. Be sure to get quotes from both big banks and smaller lenders, as they may offer different rates and fees.

Consider a fixed vs. variable rate mortgage: Fixed-rate mortgages offer a stable rate for the life of the loan, while variable-rate mortgages fluctuate with the market. While variable rates can be lower initially, they can also increase over time. Consider your financial situation and risk tolerance when choosing between the two.

Increase your down payment: The more money you can put down on your home, the lower your mortgage rate is likely to be. If possible, aim for a down payment of 20% or more to avoid having to pay for mortgage insurance.

Work with a mortgage specialist: A mortgage specialist can help you navigate the complex mortgage process and find the best rates for your situation. They can also help you understand the different types of mortgages available and provide personalized advice and guidance.

By following these tips, you can increase your chances of securing the best possible mortgage rate in Canada. Remember to do your research, compare rates, and work with a trusted mortgage specialist to make the process as smooth as possible.

[sissy-jennifer-x]

local

Anyone from Kelowna BC?

[brandongrasskelownarealtor]

🎉 Our newest podcast episode is live, and it's all about the amazing Big White Ski Resort in Kelowna! 🏂 In this episode, we take a deep dive into all the incredible things that this ski resort has to offer. From the world-class ski runs and snowboarding terrain to the cozy chalets and après-ski activities. We also talk to local experts who share their insider tips and tricks for getting the most out of your trip. But it's not just about skiing and snowboarding. Big White is also home to other winter activities, such as snowshoeing and cross-country skiing. So whether you're looking for a relaxing vacation or an action-packed adventure, Big White has something for everyone. 🎧 Listen now and start planning your next winter getaway! 🏂🏔️🌨️ Tune in for all the details on Big White Kelowna on today's podcast with #brandongrass Listen to this episode here 👉 https://www.greatkelownahomes.ca/podcast/ or by clicking the link in my bio! And if you have any suggestions for future episode topics, I'd love to hear them. 💬 📌 P.S. If you want to keep informed on all things Kelowna, I share exclusive tips and the best of my content every Monday in my weekly Best of Kelowna Newsletter! Sign up https://www.greatkelownahomes.ca/email/ or by clicking the link in my bio. :) _ #skibigwhite #bigwhite #explorebc #okanagan #skiresort #kelownabc #movingtokelowna #bigwhitekelowna #bigwhiteskiresort #okanaganbc #okanaganlife #okanaganrealtor (at Big White) https://www.instagram.com/p/CoSUjHIJ2xd/?igshid=NGJjMDIxMWI=

[lifethenecropolis]

Visited @tedspaperback_comics in Kelowna BC and dropped off a couple copies of my latest comic Life The Necropolis: The Red Wizard! Grabbed a couple back issues from their monster selection, will have to come back and do some more bin diving!

#kelowna #kelownabc #localcomicshop

[vitatek-solutions]

Brewers face a myriad of challenges in maintaining the quality and consistency of their craft. From stubborn residue to time-consuming cleaning processes, these hurdles can hinder production efficiency and compromise the integrity of the final product.

Enter BREWCLEAN's supreme cleaning products: engineered for effectiveness and time savings. Our solutions tackle the toughest residues with ease, ensuring thorough sanitation without sacrificing valuable brewing time.

With BREWCLEAN, brewers can optimize their workflow, achieve superior cleanliness, and focus on what truly matters—crafting exceptional beer.

View this post on Instagram

A post shared by Vitatek Solutions (@vitatekcanada)

https://vitateksolutions.ca/.../brewclean-brewing.../

#kelownafoundation #kelownaartists #kelownabc #kelownabloggers #beer #winery #brewers #brewerslife

[prairiecoastequipment]

compact tractors british columbia - prairiecoastequipment.com

Whether you are after more efficiency in the field, simplified turf maintenance, or superior support for parts and service, PrairieCoast equipment has the industry knowledge and experience to get your job done right. Visit https://www.prairiecoastequipment.com/about-us/locations/kelownabc/ for more information.

[propicsmedia]

Second Sikh Youth Attacked on Kelowna Bus from ProPics Canada Media Ltd on Vimeo.

Second Sikh Youth Attacked on Kelowna Bus #Sikh #Violence #assault #Kelowna #BritishColumbia BCTransit #Sikhyouth #Racialviolence #students #WorldSikhOrganization #School #transit #busviolence #Sikhs #Sikhissues #UnitedSikhs #Sikhsforjustice #KelownaBC #saynotoracism

[lostministry]

cheese on steaks?? what??

#kelownabc #okanaganlife #foodie #cooking #steak

[okanaganbabes]

All dressed up 👗 👩@ittiamodel #dressedup #dressesofinstagram #beautifuldresses #ittiamodel #eveninggowns #gowns #downtownkelowna #kelownababes #kelownamodels #kelownabc (at Okanagan Valley - Beautiful British Columbia) https://www.instagram.com/p/CjVpjJ_rLu1/?igshid=NGJjMDIxMWI=

[dynamicduoadventure]

We were lucky enough to have our own photographer chasing us around today! Thanks @dmktcase for the great pictures! Spartan race super in the books! @m.g.a_grand . . . . . . . . #dynamicduo #adventure #spartanrace #spartansuper #super #ocr #maybeshouldhavetrainedalittle #finisher #bigwhite #kelownabc #okanagan https://www.instagram.com/p/Ch02ogrrLbm/?igshid=NGJjMDIxMWI=

[yeberhard]

Great day in Kelowna today. I walked a bit, I found a new friend (how cute is this puppy), I got tons of reference pictures. I finally decided for gouache since I was going to be on the bike all day and I had forgotten (white, blue and violet oil paint🤦‍♀️). I found this little beach with a table and started to paint. Had lunch, more bike, and another gouache at the beach on the city park. Incredible city to enjoy good times. I got just 2 blocks out to the mountains and I found a homeless city. High contrasts as everywhere. Today's insight: Gouache is great for details and man made structures! 😁 It has been one year since I last touched this media, but I think I am in ❤ again. #kelownacitypark #kelownabc #kelownaart #kelowna #canadianartist #womanartist #canadianart #artandtravel #travelart #travelartjournal #gouachepainting #gouache #deltahotelkelowna #canadianartcollector (at Downtown Marina Kelowna) https://www.instagram.com/p/Ci6MljZJvbd/?igshid=NGJjMDIxMWI=

[ileanamar]

Fun fact: Kelowna means “grizzly bear” in an Okanagan language 🖤🐻 . . . #fujix100s #kelowna #kelownabc #okanagan #okanaganphotographer (at Kelowna, British Columbia) https://www.instagram.com/p/CJr8DXyBvo7/?igshid=ub1wigstznlt

[oneoffoddities]

Here is a working list of resources and tools anyone can use if they are looking for a place to start or ways to take action. 1) Watch this Youtube video with your Ad Blocker OFF, revenues from views will go to the BLM movement. https://www.youtube.com/watch?v=bCgLa25fDHM&list=PL2dZzbzUggwCKK6oHoRRzUrciq-TDu7HL&index=2&t=461s 2) Signing online petitions https://www.change.org/p/mayor-jacob-frey-justice-for-george-floyd https://www.change.org/p/andy-beshear-justice-for-breonna-taylor 3) Educate yourself and use your right to vote effectively, to give power to leaders who align with your views. 4) Educate yourself by watching documentaries, listening to podcasts, and reading books and the news. https://www.birminghamupdates.com/blm-how-can-i-help-educate-yourself-with-documentaries-film/ https://www.birminghamupdates.com/blm-how-can-i-help-educate-yourself-with-podcasts/ https://www.latimes.com/entertainment-arts/books/story/2020-06-04/13-nonfiction-books-to-read-during-george-floyd-protests 5) Donate money to bail funds and BLM organizations. https://docs.google.com/document/d/1CjZMORRVuv-I-qo4B0YfmOTqIOa3GUS207t5iuLZmyA/mobilebasic 6) Support local businesses that are black owned Ezra Ryan Movements are beyond what happens today and when the trend dies down. Continue educating yourselves. Continue taking action. If you have more to add please do so. https://blacklivesmatters.carrd.com #kelownaliving #kelownabc #supportblackownedbusinesses #supportlocalbusiness #supportblackbusiness #kelowna #kelownalife #okanaganlife #okanaganlifestyle #okanaganliving (at One Off Oddities) https://www.instagram.com/p/CBG8BGNpZaF/?igshid=1pkjtd8orcde4

[brandongrasskelownarealtor]

Looking for fun family activities in Kelowna, BC? Our latest podcast episode has you covered. From outdoor adventures to cultural attractions, there's something for everyone in this fantastic city. Listen now and start planning your next family outing in Kelowna. Listen to this episode here 👉 https://www.greatkelownahomes.ca/podcast/ or by clicking the link in my bio! If you have an idea for a future episode, comment below, and I’ll add it to the schedule. _ #movetokelowna #kelownalife #kelownabc #exprealtyproud #beautifulbc #exprealty #kelownarealtor #kelownaliving #podcasting #newpodcast #exploreokanagan #tourismkelowna #beautifulbritishcolumbia #kelowna #realtorlife #familyfun (at Kelowna, British Columbia) https://www.instagram.com/p/CoPzBGFJS9Y/?igshid=NGJjMDIxMWI=

[lifethenecropolis]

Stopped by Okanagan Sportscards & Comics in Kelowna BC and dropped off a couple of signed copies of my Life The Necropolis: The Red Wizard comic! Great store, picked up some rad back issues while I was there!

#kelowna #kelownabc #localcomicshop