#interpretive rule

[nationallawreview]

Lawsuit Challenges CFPB’s ‘Buy Now, Pay Later’ Rule

On Oct. 18, 2024, fintech trade group Financial Technology Association (FTA) filed a lawsuit challenging the Consumer Financial Protection Bureau’s (CFPB) final interpretative rule on “Buy Now, Pay Later” (BNPL) products. Released in May 2024, the CFPB’s interpretative rule classifies BNPL products as “credit cards” and their providers as “card issuers” and “creditors” for purposes of the Truth…

[itsmuffiiee]

Woah.. hey everyone!! Sorry for disappearing for a bit.. good news! I have a colored version of sun I plan on posting later this month! but for now please enjoy these doodles of the sillies! Been having a rough time and thinking about them always makes me feel better!!

“Sun- Shut up” is my personal favorite of the doodles doodle.. ‹𝟹

[poisonpercy]

Nico’s perception of himself is his own worst enemy. Peak example of self fulfilling prophecy

[shorthaltsjester]

Why are your children bound by rules you will not follow?

Critical Role, Campaign 3, Downfall Parts 1-3 // Commandments of The Prime Deities according to the Tal'Dorei Campaign Setting Reborn

[marzipanandminutiae]

Heartbreaking: Worst Person You Know Has A Point

so, Gabriel and Sara Chrisman, right? Victorian lifestyler couple from Bellingham, Washington. also assholes who are on-record comparing bad costuming at historical events to blackface, claiming that women's suffrage activists were "misguided" and didn't really NEED to vote, and apparently expressing anti-vaxx sentiments on a now-deleted video. we've all seen them

in 2016, they were denied entry to the Butchart Gardens in British Columbia- after booking ahead for both tickets and a separately-priced high tea -because they were wearing "costumes." a policy not then articulated on the gardens' website

now, while they expressed this in the most obnoxious and thoughtless way possible on their blog post about the matter ("would you ask a Muslim woman to remove her hijab?" and "well WE were dressed decently; everyone else was almost naked!!!!!" and oh my god shut your histrionic FACES)...I kind of agree with them in principle here?

it seems like a really weird policy/situation on several levels:

the gardens claimed that they didn't want the Chrismans mistaken for entertainers hired by the site. but they offered them spare staff uniforms to change into? which would make them look like literal employees of BG?

the amended policy added to the website after the incident says that "historic dress" is not allowed. where's the cutoff? would I be turned away if i showed up in a peplum top, a mustache necklace, and coral skinny jeans? How Modern to Ride, Butchart Gardens?

vintage fashion is very popular and a lot of people who wear it don't even keep modern-style clothing. I don't; why would I? so it's not a "costume" for everyone, by a long shot

furthermore, a review from 2014 had a woman who showed up in a modern white sundress turned away with her boyfriend in a linen suit (no tie) because they looked "too formal/like a wedding couple." they were there for the high tea

so you advertise high tea, something notably dressy...and then deny people service for being too dressed up? where is the logic here?

"okay Marzi, but it's surely clarified now! this was nine years ago; who cares?"

well...it's not

or, it is, but it's not easy to find

when you go on the website, there's a drop-down menu at the top with links for info and to buy tickets. there IS an FAQ page...but no mention of the Modern Casual Only dress code

you have to scroll down to the bottom of any page and click a tiny link marked "garden etiquette" to see this policy. so someone like me, who literally does not own modern clothing, could EASILY book tickets, plan a whole day of their trip around it- and then show up and be turned away as too anachronistic for admission

("they should have read the whole page though!" dressing historically isn't a problem in 99% of life situations, including museums, botanical gardens, etc. nobody would assume they should be looking for this with the rigor of an allergen on a menu, or disability accomodations. it's not an issue most of the time, so we're not accustomed to treating it like one)

anyway. I can't believe I'm on the Chrismans' side on anything besides "historical clothing pretty" but...here we are. weirdest guest policy at a botanical garden ever

[demonkinguwu]

The Three Subcon Bosses [My fanon version lol]

The trickster shadow, the wrathful queen, and the disappearing moon

Lore Below <3

Snatcher: Once was a kind lonely prince whose only talent was painting, often overlooked and ignored due to this. He fell in love with Vanessa quickly as she was the only one who understood the loneliness of his paintings. The two married after a year of courtship, but the prince worked hard to learn to rule by her side, even going to law school. Unfortunately, he ignored the terrible treatment by his frantic wife for fear of true loneliness until it was too late...

Now the kind prince turned into a terrible and manipulative shadow, using robbed souls and his smarts to grow as powerful as he is, growing to be the sole ruler of the Subcon Forest. He prefers to be in control and over-possessive of everything he deems 'his', including the terrible wife who killed him painfully. He despises her but deep down knows she's the only person who will ever truly care for him even as a monster so she gets to stay as his pathetic little toy <3

However, he can't help but enjoy the very small snippets of moments between them that remind him of a better time when they were young and naive. He can't help but smile as the princess Vanessa was once shines through that red mass of anger, oh how he wishes to rip open the beast and find his princess within it, safe and innocent as she used to be

Vanessa: She was once a kind and sweet princess filled with so much loneliness especially since her father ran away. On a visit to a foreign kingdom, she was immersed in the large gallery of paintings depicting how she felt perfectly, lonely. She soon fell for the painter, a kind but mischievous prince who was just as lonely as she was. But her horrible mother was jealous of her daughter's happiness and poisoned her heart and mind with her evil words, reminding the princess of her father who ran away. The princess' desperate thoughts turned dark and possessive, wanting the prince all to herself, even getting rid of her mother who she thought wanted her prince. The now Queen was more desperate, her heart and mind growing darker and bitter with each day that passed without her beloved... Soon it would all explode, taking every soul within Subcon with her.

After a few years of mindless wrath and pain, she 'cooled down'. Finally gaining sense and guilt, but since no one wished to accept her apologies, she learned not to care over such matters anymore. Her heart grew bitter, cold, and uncaring of much but the evil monster her beloved became. His very existence enrages her, reminding her that her kind sweet prince is gone and all she has is this thing, this terrible and evil shadow who took everything from her. But even so, she can never get rid of him, for he is the only one who will 'care' for her, who could relieve her of her loneliness even if his actions are cruel and taunting. She doesn't want to be truly alone, but he is the only one she can truly trust, so he is the only intruder who will remain safe from her terrible wrath even if she hates him so. Though she knows her prince is gone, she relishes the small brief moments she could see a flicker of him through the monster's wicked being. Oh, how she wishes she could grab her prince in that brief second and never let him go.

Moonjumper: He was once a naive but adventurous lad, a time traveler who shone bright with the moon. Crashing into the strange planet, he met a cold princess whose heart was as cold as ice. He felt understood as he didn't understand what love was either, so he decided to stay with the princess and become her king to find out what love was. They soon had a princess who they named Vanessa. The king loved his daughter very much but didn't love his title or his wife, for he was a being of freedom. Without confronting his wife, he planned to take Vanessa and escape, but he left her behind once his wife figured out his plot. His wife, who grew to love him, was heartbroken and distraught over his betrayal, and so she cursed him with her magic to death, over and over again.

The man became a distorted time rift, cold and alone, wanting nothing more than to find someone to stay with him in his lonely horizon, especially his little princess.

Hundreds of years have passed, and he watches on with great pain as the sweet girl his daughter was once turned into a monster. All thanks to the monster who took over Subcon with that disgusting smirk, he made his daughter the monster she is! And she was no better! Being easily influenced by that monster and turning into a monster herself, they were both horrible beasts! Both were responsible for taking away his little princess! Once he has the chance, he'll get rid of them both! But since he is much weaker and scared of them, he'll abide his time until he can finally avenge his sweet daughter. For now, he searches for someone he could keep in his lonely prison, someone who he can raise to be just as perfect as his little princess...

[tentacleplains]

harper m.d. (2004)

[karineverse]

HAPPY BIRTHDAY INK!!!

(Ink Sans by: @comyet this human interpretation by: ME)

We had SO MUCH FUN last year that I think we should do it again!! Maybe this is our new tradition for Ink's birthday ^w^

Prompt: a close up and a simpler full body of your own interpretation of Ink as a human

Rules (do's and don'ts?)

- opt: please tag me!! I want to see it ><

- use the #INKDTIYS 👉👈

- fem versions? Sure.

- different body types? Please. Do.

- different race/ethnicity/skin color/anything else? Pal, it's Ink Sans we're talking about. Be creative.

- don't join if you're a proshiper/zionist/racist/homophobic/transphobic/and etc

- no nsfw

- no tracing

- no stealing

- no gacha this time... Unless you add it as a background element!! You know what, I should do that...

- no AI, AI IS NOT EVEN ART

There won't be a deadline this time since it was decided on a poll that we weren't making prizes this time, sorry y'all!!

[dramat-ique]

Bart’s high speed chatter is basically white noise at this point. Timmy’s in for the best sleep of his life.

[s0fter-sin]

how canon do we think warzone is? characterisation things like the takedowns and voice lines?

obviously the takedowns are flashy as hell, that's the point, but things like ghost's "cheers ya slag" and "done and dusted" paint him as so much more arrogant than the campaign suggests

but he is arrogant ("i've seen better" "who?" "me") and we never see him work solo except for the opening scene in mw2 where he chooses to remain danger close to a missile (either just bc or bc he wanted to ensure the kill) so who's to say he doesn't act like that on his own? you even see a hint of it in the camera mission when he shows off to soap and jumps off the building to land on the shadow; what is that if not an arrogant, flashy takedown?

if he's happy to do that in the middle of a stealth mission what else would he do just bc he can?

we know warzone is canon in some respects like the seasonal cutscenes (ala alex's resurrection and "i wasn't in that tank") so at least those are canon but what about everything in between? do specgru and kortac exist in canon? is the 141 part of some greater allied team? (which begs the question why do they never try to contact them when the world is literally on the brink but that’s a very meta, “why didn’t anyone call the avengers in their solo movie?” level of nitpick and we don’t do that here, serious nitpicks only)

do we consider them in character? or is it technically an au? is warzone even made by the same team? would characterisation mean anything to them beyond “does it make the character sound cool?”

even zombies, soap takes on a lot more of a leadership role than we see in the campaign, do we think that's how he acts when he's not with the 141? bc that's a significant shift to go from a leader to a clear subordinate without any chafing or annoyance at getting dropped down the pecking order

then you take skins into account; things like ghost's senpai skin is obviously an au but if he gets new takedowns with it (i haven't played and don't know how it works Imao) do we think main ghost still has that skill set? or is it possible for him to learn it? would he want to?

i think the campaigns are set in stone canon but even that characterisation can be touch and go considering how dirty they did price in mw3 and even how mellow he was in mw2 compared to mw19 and just... everything about the final mw3 mission (and mw3 in general, even shepherd being in the helo when they detain makarov in verdansk is ooc as hell and only exists to serve the narrative)

(characterisation in this aspect is difficult to pin down bc it's hard to tell how much is them writing the character of soap, the character of ghost, and how much is them just writing generic military man 1 and generic military man 2; there's some personality and growth but we have to admit it's thin and subtextual at best. how much of soap's behaviour is bc that's how they wanted soap specifically to react and how much is it bc that's how a military guy would react? (things like being angry about releasing hassan when graves reacts the same way))

so if canon isn't even consistent, can we even trust warzone's characterisation?

(but that's a whole seperate gripe let's stay on track Imao)

do we think it's canon? or is it just battleworld where they can act however the devs want so we spend money on it?

[rookamell]

If anyone is going to save the Crows/Antiva/Lucanis/Illario/Viago post game it's going to be the queen herself Andarateia Cantori and I wish the game aknowledged this a little bit more.

[cybertron-smash-or-pass]

G1 Galvatron

[herbofthyme]

[spittyfishy]

Remnant Gundham but he kept his floppy Hopes Peak hair lol

[alwaysbewoke]

the fix is in!!