#income and wealth

[politijohn]

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[dayofbanks]

Monetary Policy and the Evolution of Wealth Disparity - An Assessment Using US Survey of Consumer Finance Data.

This session examines the distributional effects of recent - monetary policies on income and wealth. Using the Federal Reserve Board's Survey of Consumer Finances, the research tracks key subpopulations as monetary policy shifted from conventional interest rates to Quantitative Easing. Employing advanced modeling techniques, the study analyzes volatility and bifurcation in capital gains and incomes among U.S.

Watch the Monetary Policy and the Evolution of Wealth Disparity - An Assessment Using US Survey of Consumer Finance Data!

[queerism1969]

[allthecanadianpolitics]

Canada is in deep crisis. It’s unfashionable in centrist circles to say so, but it’s true. The country is literally on fire and facing extraordinary and growing threats from climate change. It is staring down rising extremism, creeping toxic polarization, and low trust. Wealth inequality is on the rise. Its federal system is showing cracks, particularly when it comes to the relationship between Alberta and the national government. Oligopolies and monopolies run wild, exploiting consumers.

There are plenty of other problems too. But of the lot, the confluence of a few major challenges scream, House of cards coming down! Those are the country’s housing crisis, consumer debt, and high — and potentially rising — interest rates. Taken together, they paint a picture of working people staring down lives they can’t afford in the day-to-day. This hellish scenario persists, no matter how hard people work, and no matter how rigidly they follow the rules of the game — rules they were told are fair and just.

Full article

Tagging: @politicsofcanada

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Repairing Our Busted-Ass World

On poverty:

Starting from nothing

How To Start at Rock Bottom: Welfare Programs and the Social Safety Net 

How to Save for Retirement When You Make Less Than $30,000 a Year

Ask the Bitches: “Is It Too Late to Get My Financial Shit Together?“

Understanding why people are poor

It’s More Expensive to Be Poor Than to Be Rich

Why Are Poor People Poor and Rich People Rich?

On Financial Discipline, Generational Poverty, and Marshmallows

Bitchtastic Book Review: Hand to Mouth by Linda Tirado

Is Gentrification Just Artisanal, Small-Batch Displacement of the Poor?

Coronavirus Reveals America’s Pre-existing Conditions, Part 1: Healthcare, Housing, and Labor Rights

Developing compassion for poor people

The Latte Factor, Poor Shaming, and Economic Compassion

Ask the Bitches: “How Do I Stop Myself from Judging Homeless People?“

The Subjectivity of Wealth, Or: Don’t Tell Me What’s Expensive

A Little Princess: Intersectional Feminist Masterpiece?

If You Can’t Afford to Tip 20%, You Can’t Afford to Dine Out

Correcting income inequality

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap

One Reason Women Make Less Money? They’re Afraid of Being Raped and Killed.

Raising the Minimum Wage Would Make All Our Lives Better

Are Unions Good or Bad?

On intersectional social issues:

Reproductive rights

On Pulling Weeds and Fighting Back: How (and Why) to Protect Abortion Rights

How To Get an Abortion 

Blood Money: Menstrual Products for Surviving Your Period While Poor

You Don’t Have to Have Kids

Gender equality

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap 

The Pink Tax, Or: How I Learned to Love Smelling Like “Bearglove”

Our Single Best Piece of Advice for Women (and Men) on International Women’s Day

Bitchtastic Book Review: The Feminist Financial Handbook by Brynne Conroy

Sexual Harassment: How to Identify and Fight It in the Workplace 

Queer issues

Queer Finance 101: Ten Ways That Sexual and Gender Identity Affect Finances

Leaving Home before 18: A Practical Guide for Cast-Offs, Runaways, and Everybody in Between

Racial justice

The Financial Advantages of Being White

Woke at Work: How to Inject Your Values into Your Boring, Lame-Ass Job

The New Jim Crow, by Michelle Alexander: A Bitchtastic Book Review

Something Is Wrong in Personal Finance. Here’s How To Make It More Inclusive.

The Biggest Threat to Black Wealth Is White Terrorism

Coronavirus Reveals America’s Pre-existing Conditions, Part 2: Racial and Gender Inequality 

10 Rad Black Money Experts to Follow Right the Hell Now 

Youth issues

What We Talk About When We Talk About Student Loans

The Ugly Truth About Unpaid Internships

Ask the Bitches: “I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?”

Identifying and combatting abuse

When Money is the Weapon: Understanding Intimate Partner Financial Abuse

Are You Working on the Next Fyre Festival?: Identifying a Toxic Workplace

Ask the Bitches: “How Do I Say ‘No’ When a Loved One Asks for Money… Again?”

Ask the Bitches: I Was Guilted Into Caring for a Sick, Abusive Parent. Now What?

On mental health:

Understanding mental health issues

How Mental Health Affects Your Finances

Stop Recommending Therapy Like It’s a Magic Bean That’ll Grow Me a Beanstalk to Neurotypicaltown

Bitchtastic Book Review: Kurt Vonnegut’s Galapagos and Your Big Brain

Ask the Bitches: “How Do I Protect My Own Mental Health While Still Helping Others?”

Coping with mental health issues

{ MASTERPOST } Everything You Need to Know about Self-Care

My 25 Secrets to Successfully Working from Home with ADHD 

Our Master List of 100% Free Mental Health Self-Care Tactics 

On saving the planet:

Changing the system

Don’t Boo, Vote: If You Don’t Vote, No One Can Hear You Scream

Ethical Consumption: How to Pollute the Planet and Exploit Labor Slightly Less

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

Season 1, Episode 4: “Capitalism Is Working for Me. So How Could I Hate It?”

Coronavirus Reveals America’s Pre-existing Conditions, Part 1: Healthcare, Housing, and Labor Rights 

Coronavirus Reveals America’s Pre-existing Conditions, Part 2: Racial and Gender Inequality 

Shopping smarter

You Deserve Cheap Toilet Paper, You Beautiful Fucking Moon Goddess

You Are above Bottled Water, You Elegant Land Mermaid

Fast Fashion: Why It’s Fucking up the World and How To Avoid It

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

6 Proven Tactics for Avoiding Emotional Impulse Spending

Join the Bitches on Patreon

[enbycrip]

Big thing I’ve got from my study of disability in the early modern period in Britain, including dissertation research?

Poor relief that gives money out to the poorest people is probably the most benefit per amount of money, but it’s *massively*, *massively* resented by wealthier people. Not only because it’s redistribution of wealth, given it was usually raised by local taxation, but because it takes both control and opportunities to benefit from them.

The big thing money gives is options, choice, and freedom. Wealthier people value having that and massively resent poorer people having it. They much prefer giving charity to paying their taxes because a) giving charity lets them keep control of the money, even at a remove, and b) they usually find a way to benefit more directly from it.

This is basically why we have the current social security systems we have, where so much more is spent on control and policing of the behaviour of poor and disabled people than actually helping. Universal benefits were popular when the systems were set up for a variety of reasons, including reducing resentment by wealthier people, but largely because means-testing is *more expensive* and *less efficient*than universal benefits.

Wealthier people screaming for more means-testing are doing so because they prefer to have more money spent on tormenting people who are struggling with the conditions that those wealthier people create and maintain because it benefits them than that money actually reaching them.

That’s not how they parse it in their heads, I’m sure, but it *is* the reality of the situation.

[feminineenergylife]

Passive Income Princess Affirmations 💲

[maddybabeyxo]

is anyone trying to make money right now?? I have found a few ways with crypto how to make some, DM me before it's too late ;)

[alwaysbewoke]

[why-animals-do-the-thing]

If you don’t mind sharing, since you don’t work for a zoo what is your job situation like? Making a living while working at a definitely zoo seems tricky. Is your main income zoology/animal related or is that more of a side thing?

Sincerely,

- a curious zoology student

I have a (mostly) unrelated jobjob - I’ve never actually been affiliated with a single facility, unless you count college internships before I started this blog. I freelance, working as a science media fact-checker and taking paid research contracts occasionally. I do work on a lot of animal / biology related fact-check content, but it’s not my entire scope of work. I also have the privilege of having family assistance, as I have chronic health issues that interfere with the normative 9-5 grind.

Everything I do in terms of blog writing/research, zoo industry research and publication, and photography is unpaid and pretty much a hobby at this point.

Prior to the pandemic I was trying to find funding for the intra-industry research and public-facing outreach I was doing, but there was never any money for it. (The industry is very used to expecting labor from young women for free. There was and is a lot of interest in the work I do, but the number of people/orgs that have ever provided compensation or financial support is in the single digits). The pandemic actually gave me the chance to pivot to focusing on professional fact-checking.

The only funding I get for any of this work is through a somewhat defunct Patreon I set up years ago when I was trying to make this blog / scicomm a full time gig. I’m terrible at updating it, and I’m conflicted enough about that to have been considering deleting it entirely. (For those of you who have stuck it out despite the radio silence, you’re incredible. You’ve facilitated the donation of my time to write a really cool paper with a zoo disaster response org, which will hopefully get through peer review soon).

To make something like this blog and everything else I do in the field actually financially sustainable, I’d need to fundraise and market more. The thing about a fact-checking career, though, is that it’s reinforced the need to make sure everything I write/say publicly is completely and 100% correct - because that level of rigor is what supports my professional reputation! Which means I’m slow to produce research and reticent to talk about it before it’s finished. My work comes out all the better for it, but it doesn’t fit into a content model that produces revenue.

So yeah, all of this is a side thing that I fit in around my paid work and my health. Because sometimes I just need to go see a tiger and smell an elephant, y’know?

[politijohn]

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[bother-blame]

KASUGA ICHIBAN AND ERIC TOMIZAWA | Like a Dragon: Infinite Wealth

[pendragonsclotpole]

rewatching an episode of season one of merlin right now, i have a lot of thoughts (arthur legit looks so young it’s messing with my mind realizing how much the characters grow over the seasons and oh my lordy merlin used to be so pure, so trusting, so naive *ugh*) but one thing that just popped into my head: how small Camelot looks.

this is probably due to budget reasons, but the fact that random people can show up and demand an audience with uther or appear mysteriously and meet with a prince, it just makes me wonder what that must have been like for merlin both during his time in camelot and after

we’re talking a kingdom’s whose golden age was in an era of petty states and kings, a few centuries after the fall of the roman empire. merlin fics sometimes bring up how popular merlin is among the people of camelot. it highlights the unspoken notion that camelot and its nobles and royals aree within degrees of separation.

the world, after arthur’s death, must have gotten so frightfully big for merlin. i just think, what if merlin had served arthur or another such king in a later era when the size of the kingdom was so much larger? remove the feudalistic background, if that is what they were going for in the series, and who is merlin? its for that reason that i love the joke that merlin would lowkey be a monarchist because yeah, merlin lived an early era of kings where royals could be in such close proximity and held to the standards of their people.

[allthecanadianpolitics]

It may come as no surprise, but Canada's 100 highest-paid CEOs raked in even more dough in 2022, making a staggering 246 times more than the average Canadian worker. This is according to a new report released Tuesday by the Canadian Center for Policy Alternatives (CCPA), which noted that the average pay of Canada's top CEOs jumped from $14.3 million in 2021 to $14.9 million– a new all-time high. This works out to an average raise of about $623,000 or 4.4 per cent in a year. As for the regular Canadian worker, they received an average raise of $1,800 (3 per cent) from $58,800 in 2021 to $60,600 in 2022.

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Tagging @politicsofcanada

[vedicinsights]

ASTROLOGY OBSERVATION PART 8

For a Cancer ascendant individual, if Jupiter is in the 2nd house, it may not provide good finances even though it is placed in a friendly sign (Leo). Instead, it could create debts, as its 5th aspect falls on the 6th house, which is the house of debts and diseases.

LET ASTROLOGY CHOOSE YOU!

[anghraine]

melyzard replied to this post:

You know, given that P&P was published in 1813 before the 1696 window tax was repealed, she might just be admiring both the outdoors AND the expansive and numerous windows themselves. I mean, good windows really were a big sign of wealth and consequence until 1851 when the tax was finally repealed. But yeah,also,yeah, she's definitely more interested in the outdoors than the Great Chimney Places of the Wealthy

It's true that windows were a major status symbol at the time and long before, but I don't think Elizabeth much cares about that, in all honesty! That is the relevant historical context for Mr Collins's rhapsodies over Rosings' windows, for instance:

she could not be in such raptures as Mr Collins expected the scene to inspire, and was but slightly affected by his enumeration of the windows in front of the house, and his relation of what the glazing altogether had originally cost Sir Lewis de Bourgh

He's silly but he's not mistaken in identifying the windows as a significant status symbol (which without that cultural context can seem like just another Mr Collins absurdity). But Elizabeth specifically, as a person, is consistently not very interested in these kinds of status symbols (though she knows they're there and understands what they signify). She is attracted to natural beauty and unassuming elegance, which is the overwhelming note at Pemberley:

She had never seen a place for which nature had done more, or where natural beauty had been so little counteracted by an awkward taste.

Even when it does come to Pemberley's expensive interior, she focuses on the aesthetic dissimilarity to Rosings and, even more, about what is suggested about Darcy's relationships to other people dependent on him (Elizabeth's takeaway from the pretty interior decorating project for Georgiana is "He is certainly a good brother" and not how much disposable income this represents, say).

The fuller quote when she first approaches the window is pretty clear about what Elizabeth is focusing on, IMO:

Elizabeth, after slightly surveying it, went to a window to enjoy its prospect. The hill, crowned with wood, from which they had descended, receiving increased abruptness from the distance, was a beautiful object. Every disposition of the ground was good; and she looked on the whole scene, the river, the trees scattered on its banks, and the winding of the valley, as far as she could trace it, with delight. As they passed into other rooms, these objects were taking different positions; but from every window there were beauties to be seen.