#im working on assets for the played campaign

[phyreunavailable]

I think when I have everything like, worked out, I might post the absolutely insane system I use for campaigns, like.

There is a reason I don't tag these posts dnd. This is held up by the fundamentals of bullshit and how much my brain can cook up and that's it.

Turning to the group of ppl who have played dnd and ppl who have never touched a ttrpg in their life: two of you will suffer greatly. It's the ones with experience.

My system basically priorities story and role play, then puzzles and exploration, then combat. I mostly cut out rests because like boo boring don't care. Combat? Much quicker, I hate numbers and don't want a turn to take 20 minutes. There's type advantages. I built a bloody type system.

I just reuse the same worldbuilding but in different spots. I made a silly Agency that works for literally every scenario and WILL be using them for such, thank you.

But yeah a lot of it is just me making a plotline and npcs, giving players their mission and telling them to make a character on call with me so we can live discuss what works, and based on that call and what type they choose I create their skills and abilities. They are always free to recommend things to me on how they see their character, and I take inspiration from there.

Like upcoming campaign? I gave them their roles beforehand since it's a shorter one and to keep it balanced. As I worked on the story, maps, and assets, they would hop on call and we would talk about their character. I put a human/hybrid (catgirl side of the chart) rule in due to the world they were playing in, and each player has found a way to work with that.

Currently the party is a lesbian swordswoman lizard-hybrid, a mage with a tree arm, an Irish man ready to throw hands, a nonbinary Healer that has an emo aesthetic and a giant hammer for their normal attacks, and a shark hybrid chef that throws pancakes and hot oil like Mr. Game and Watch.

Skills are balanced with cooldown rates instead of mana or whatever because I did not want to deal with that. The cooldown is how many turns you must go for before you get your ability back. You roll a d20 for everything, damage is predetermined so like it's just a crit/miss chance you roll for.

The 2 that have played dnd quite a bit hate this system. The 2 that play rpg games and have never touched a ttrpg think it makes perfect sense. I'm having fun. Everybody is stoked to start. Nobody really knows what to expect except for me, and I think that's beautiful.

[tsp-narrator-ask]

ANNOUNCEMENT TIME:

I MADE A VIDEO GAME!

also the shrimp is DEAD. Get over it, I’m not just a Stanley parable fan.

“WHAT DOES THAT MEAN?!”

You may ask…

I have decided to REBRAND this account, I know I know, not the best thing to do.

But since this is the only place I have a following (no one looks at my main account) I wish to share my NEW Interests in life/what I’ve been up to!

IM NOW A GAME DEV!!!

(Sorta-)

you see I’m only starting out, but I MAKE VIDEO GAMES NOW! I’m going into games and toy design for college instead of animation

(to be frank, I just didn’t have the chops for a full time animation interest, as much as it’s my passion, I also LOVE interactive media and physical media. SO VIDEO GAME CREATION IT IS!!

Starting now I’ll be posting my coding stuff on this account! The re-brand will be slow going, changing the look of my page soon.

If you like horror games with dumb ways to die/ sarcastic responses when you click random things then try out

DELIRIOUS DUMP

(SOON TO BE PUT UP on my itch.io page)

(LINK TO PAGE: https://artist-from-hell.itch.io/ )

It’s a point and click multiple ending HORROR GAME depending on what you click/what items you use!

I worked on/am credited for most of the art assets and help with story development!

You could also try my FIRST GAME I ever made

(Currently up on my page:

RAPUNZELL’S FATE

a text based choose your own adventure game with sprite are scattered between section/endings. This game is a multiple ending game with at LEAST 10 different endings!

(Once again FREE to play but accepting donations)

(Sadly College DOESN’T pay for itself, and I have two jobs just to do this.)

That’s NOT ALL!! I’ll also be posting about the OTHER game stuff I’ve been making!

I’m currently working on my own stand alone game “THE SEARCH (Into The Mythos)”

(based off of a “Call Of Cthulhu” Campaign I’ve been playing with my friends.)

This game will be solely coded by me, art direction/sprite work also by me, story telling aspects will be a mix of my own re-writes, and original scripting from my friends @shadow-commet and (the other who prefers not to be named)

Feel free to stick around or follow me to check out what I’ve got in store!

(Feel free to ask questions if any of this is confusing/sincere)

SINCERELY: Juniper ✨

[runningdoggames]

im really curious about one year later!! i just published a system agnostic mini game as well (beach day on psychhound) and it was a challenge figuring out how to get something to work in multiple long running systems. how are you balancing new mechanics vs it being usable in other systems?

This is a great question, thank you!! One Year Later is probably my least fleshed-out game on that list, partially for exactly the question you're asking - it's definitely tricky to build something that can slot easily in a bunch of diverse systems without a whole lot of tweaking.

My main approach has been keeping things pretty character-driven and cinematic and leaning away from anything too mechanical. This game is essentially a hack of Everest Pipkin's stellar World Ending Game - I could and should write a separate post about all the things I like about it, but it's essentially a set of many small games in which players set up and play out short scenes. Players go around the table and pick scenes they want to see until everyone is satisfied.

One Year Later will have a bunch of little games like this as well, which are essentially a series of scene-building prompts. Some of them are designed for silly tropey fun, like Train, Makeover, and B-Plot. Others will be emotionally heavier, like Seek Redemption and Dwell on Regret. Not all of these mini-games will be a good fit for all campaigns, but my hope is that I can provide enough variety that folks can pick and choose what feels right to them.

I think the biggest struggle I've had in terms of balancing mechanics is with what happens next - if the players for example build new connections or acquire an asset during this game, how will that be represented mechanically after the time skip? It's definitely still something I'm rotating in my head, but I'm leaning towards just writing a "Advice for GMs" section with some guidelines but ultimately leave it up to them. I might build out something a little more concrete though if it ends up feeling necessary! Btw, immediately downloaded Beach Day because it sounds awesome!

[expertdigitalsolution]

Maximizing the Influence of User-Generated Content in Marketing

In today’s marketing landscape, user-generated content (UGC) has emerged as one of the most powerful tools for building brand authenticity and fostering customer trust. UGC is any form of content—reviews, photos, videos, testimonials—created by users rather than the brand itself. For businesses seeking effective content marketing services in Texas, leveraging UGC can be a game-changer, offering unique ways to engage audiences and boost credibility. Here’s how UGC enhances marketing campaigns and why it’s essential for brands aiming to make an impact.

1. Building Authentic Connections

Consumers are increasingly drawn to authentic, relatable content over highly polished ads. UGC provides genuine insights into how real customers experience a product or service, making it a more trustworthy source of information. When people see others using and enjoying a product, it builds a sense of community and trust around the brand. Companies utilizing the best content marketing services in Texas can encourage customers to share their experiences, fostering loyalty and establishing credibility in an organic way.

2. Amplifying Reach and Engagement

User-generated content has the potential to go viral, especially when it’s shared across social media platforms. By encouraging customers to create and share content, brands can reach broader audiences without high advertising costs. For instance, a Texas brand might run a UGC campaign asking customers to share photos of their favorite products with a specific hashtag. This approach not only generates brand awareness but also boosts engagement as users actively participate in the brand’s story. Partnering with content marketing services in Texas can help manage these campaigns, ensuring maximum reach and effective targeting.

3. Improving Conversion Rates

UGC directly impacts purchase decisions. Studies show that consumers are more likely to buy a product after seeing real people using it. Adding customer reviews, testimonials, or photos on product pages can provide social proof and encourage conversions. Texas businesses can leverage the best content marketing services to integrate UGC across their website, email campaigns, and social media, making UGC an essential part of the buyer’s journey.

4. Cost-Effective Content Creation

Creating a steady stream of high-quality content can be challenging and expensive for brands. UGC offers a cost-effective solution by turning customers into content creators. Encouraging users to share their experiences not only generates diverse content but also reduces the need for extensive in-house production. Content marketing experts in Texas can help brands curate and repurpose UGC, creating a consistent and varied content flow that appeals to different audience segments.

5. Enhancing SEO and Online Visibility

UGC can improve SEO by generating unique content and driving engagement. Positive reviews, blog mentions, and social media posts create valuable backlinks to a brand’s website, increasing its authority in search engines. Additionally, user interactions with UGC on social media send signals to platforms like Google, showing that the brand is active and popular. By working with content marketing services in Texas, businesses can maximize the SEO benefits of UGC, boosting online visibility and attracting organic traffic.

Conclusion

User-generated content is more than a trend; it’s a powerful asset for any marketing campaign. From building trust to enhancing SEO, UGC plays a critical role in engaging audiences and encouraging conversions. For brands in Texas, partnering with IM Web Pros, one of the best content marketing services in the state, ensures that UGC campaigns are strategically managed, amplifying the brand’s message and fostering authentic connections with customers. As a cost-effective, impactful strategy, UGC is an invaluable tool for businesses aiming to strengthen their presence in today’s competitive market.

[fitjourneydaily]

The Power of Digital Marketing for Financial Freelancers: Building Networks and Boosting Success

Introduction: In today's digital era, the field of financial freelancing has become increasingly competitive. With the rise of remote work and the gig economy, freelancers need to leverage effective strategies to stand out from the crowd and secure profitable opportunities. This is where digital marketing steps in, empowering financial freelancers to enhance their visibility, build strong professional networks, and achieve long-term success. In this comprehensive guide, we will delve into the world of digital marketing for financial freelancers, exploring key strategies, tips, and tools to unlock your full potential in this dynamic industry. 1. The Fundamentals of Digital Marketing for Financial Freelancers In order to maximize your success as a financial freelancer, it's essential to understand the basics of digital marketing. From establishing an online presence through a professional website or a well-crafted LinkedIn profile to optimizing your content with relevant keywords, these foundational elements set the stage for your digital marketing efforts. 2. Creating Compelling Content that Engages and Converts Content marketing plays a crucial role in attracting clients and building a solid reputation in the financial freelancing industry. By creating relevant, high-quality content that addresses the pain points of your target audience, you establish yourself as a trusted authority. Incorporating SEO-friendly keywords in your content ensures that your website or profile ranks higher in search engine results, thereby increasing visibility and driving relevant traffic to your digital assets. 3. Leveraging Social Media to Expand Your Network Social media platforms have revolutionized how professionals connect, making them invaluable networking tools for financial freelancers. Establishing a strong presence on platforms like LinkedIn, Twitter, and Facebook enables you to showcase your expertise, engage with potential clients, and build a wide network of industry professionals and potential collaborators. Regularly sharing valuable content, participating in relevant online communities, and actively engaging with your audience can greatly boost your visibility and open new doors for freelance opportunities. 4. Harnessing the Power of Email Marketing Email marketing remains one of the most effective digital marketing strategies for financial freelancers. By consistently delivering valuable content to your audience's inbox, you can establish credibility and nurture relationships with potential clients. Building an email list through lead magnets, opt-ins, or gated content allows you to stay connected with your target audience, ensuring you are top of mind when they require financial freelance services. Effective email marketing campaigns serve as a powerful tool to generate leads, conversions, and repeat business. 5. Optimizing Your Digital Assets for Search Engines Search Engine Optimization (SEO) is pivotal in driving organic traffic to your digital assets such as your website or LinkedIn profile. By conducting comprehensive keyword research and incorporating those keywords naturally into your content, you increase the likelihood of search engine algorithms recognizing the relevance and quality of your digital assets. Optimizing title tags, meta descriptions, headers, and URLs also play a vital role in enhancing the visibility and searchability of your online presence. 6. Monitoring and Analyzing Your Digital Marketing Efforts To fine-tune your digital marketing strategies and measure their effectiveness, it is crucial to regularly monitor and analyze your efforts. Utilize tools like Google Analytics to gain insights into your website's performance, track the effectiveness of your social media campaigns, and monitor the engagement and conversion rates of your email marketing efforts. By analyzing this data, you can identify areas for improvement and refine your strategies to ensure optimal results. Conclusion: Digital marketing has become an indispensable tool for financial freelancers looking to thrive in a competitive landscape. By implementing effective strategies such as creating compelling content, leveraging social media, harnessing email marketing, optimizing your digital assets for search engines, and monitoring your outcomes, you can enhance your visibility, build a diverse network, and enjoy long-term success in the finance freelance industry. If you're interested in ways to Earn Money or exploring various methods to Earn Money, feel free to check out our website now! You can discover numerous opportunities to increase your income and learn how to make money efficiently. Don't miss the chance to explore exciting earning options on our platform. Read the full article

[journaloftomfooleryandjapery]

All the TOP 10 OF THE DECADE posts made me want to make one of my own, so here’s my 10 fave games this decade:

Yakuza 0  Shovel Knight  Nier Automata  Metal Gear Rising  Gunvolt Chronicles Luminous Avenger IX Final Fantasy XV   Scott pilgrim vs the world the game Undertale Persona 5  Doom

Danganronpa 2, New Vegas, Touhou Luna Nights, Katana Zero and Mario Odyssey all only barely missed out, and it was a tough decision not to include them. I loved the shit out of those games but thinking it through I decided they were just slightly less loved by me than the above.

Below the cut are some extended thoughts (of varying length) on the games included:

Just CTRL F if you wanna find a specific one

Yakuza 0

Every Yakuza game is delightful and this is definitely the best one, in my opinion. The Yakuza games appeal to me for a lot of reasons: the combat, the story, the variety of activities, the look of it all and the music. I feel like its a very unique game experience with its blend of weird in-depth side activities, serious crime drama, manly man masculine combat friendship melodrama, metal gear-esque convoluted conspiracies and a surprisingly compassionate view of the world it takes place in. 

The combat is what drew me in initially because it just feels good, the feedback of stomping on a dudes face in yakuza is delivered perfectly, and the attacks are brutal, hard and flashy. Its a very solid and satisfying combat system and in 0 its the best it has ever been. The ability to switch between 3 different and equally fun fighting styles on the fly really lets you mix things up and adapt your approach, every style feels fun and useful. If i had to pick a favorite it would be slugger, but its a tough choice, and they are all very viable and FUN.

Yakuza 0 also gets big points for having the best story in the series. The protagonists feel much more interesting in this era, the fights feel more earned in this game than others, the relationships are incredibly touching (I’m almost mad majima didnt stay with makoto) and the substories (and some parts of the main story) are the funniest they’ve ever been. Stuff like the quasi-stealth mission where you have to make sure women don’t see you buying a porn magazine for a child, and the extended scene of kiryu trying to guess the right business manners for a meeting had me laughing so much i was i was almost in physical pain.

The extensive business and host club substories get you tons of extra game content and are good enough to almost be there own game. The other games in the series have extended side activites of varying quality, but i think 0 had a rare case of all of these being, basically, perfect. The team obviously agrees since host club management came back repeatedly, but never as good as it was here.

Being set in the 80s elevates almost everything in the game because of the outfits, money flying out of every enemy you attack, the classic sega games you can play at the arcade (Outrun is so much fun and I’d have never have given it a proper go otherwise) and the disco minigame everyones made a meme out of (that music is so catchy).

As a final note this game has the best boss fights and music in the series, which is a very high standard to surpass when you look at the rest of the series. The dual final boss fights, the recurring boss for kiryu and almost every majima fight are highlights of the entire series for me. 

0 is going to end up being one of the few games I’ll never sell my copy of because i want it available for me to play forever, its a complete delight.

Shovel Knight

This game has been analysed to hell and back, so i wont have much original to say i suppose. Admittedly i did enjoy the first campaign but it didnt completely win me over, plague knights campaign and beyond was what really made this an all time greats for me. It’s one of very few games that gets the NES+SNES platforming appeal 100% right and essentially surpasses most games of the day, with almost perfect pacing, challenge and level design. IT helps that the whole world and story and look is charming as all hell. It’s an easy game to love and the more you play it the more that feels justified. Being PACKED with great content is also a plus. If you liked the first campaign you can just keep going through a set of campaigns about as good that only really rehash some level assets. I would say its one of the best 2D platformers ever for me, if not quite my true number 1.

ALSO JAKE KAUFMAN KNOCKS IT OUT THE PARK WITH THIS SOUNDTRACK

Since i have little else to add to the shovel knight discussion, here’s my ranking/thoughts on each campaign

Plague of shadows. BEST storyline, great levels with a really cool gameplay gimmick, the characters are all cute and the ending really makes me feel for him. both sorry for him at first and then a very real AAAAAAAWWWWWWWWW for LOVE

King of cards. king knight is just fun as hell to play as, he doesnt have that many tools but his movement is just crazy fun and i love the flair in all his animations. also has that rad final boss. joustus is ok i guess.

Shovel of hope. uuuuuuh what can i even say about this. its good, and the melancholy dream bits add a lot to the mood of the story. we’ve already analysed this campaign within an inch of its life i dont think i can say anything new. wish we could fight the battletoads on pc.

Specter of torment. still fun and i appreciate the tone change, but i didnt care as much for the characters and the mega man-esque level select doesnt suit shovel knight imo. specter knight has a lot of fun movement options though. mainly i just love GRINDING and the diagonal slash. i dont give a fuck about reize

Nier Automata

I feel a tiny bit ashamed i have so little to say about this considering it is one of the most emotional experiences i have ever had with a story. If i lsten to the final version of weight of the world i still cry just from remembering this game and how it made me feel. i think its one of the greatest narratives of the century but i can barely get across the appeal to anyone who hasnt already played it. its a story about hope, despair and the nature of the human race that never feels like its preachy or pretensious or taking on more than it can handle. it made me feel all kinds of emotions deeply and intensely, it genuinely made me burst into tears about 10 times, maybe more. even putting aside the ggrand narrative, theres so many cool character moments and bits of world building and visual eements and tragic little side stories that you would need a whole book to talk about them all while doing any real justice to them. i loved it so much that im paying £70 to see an orchestra do the soundtrack live. I want to hug and kiss 2b and 9s better. i just love it deeply and i find it hard to explain why it makes me feel that way, but its a dark beautiful and hopeful story where every moment feels earned. the despair of the story giving way to genuine hope with the rest of the world helping you fight for it is such an intensely emotional moment that you could never replicate outside of this kind of story and medium. how the fuck do i explain that to anyone that doesnt already get it. I’m glad this game exists

Metal Gear Rising 

Well, complete tone shift here. Platinum made a lot of great action games in the last decade that all dig into that same itch for DODGE SLOW MOTION BANG BANG BANG alongside great soundtracks, visuals and awesome set piece moments. Just intense, flashy, awesome combat. Picking a favorite of the decade was the hard part, because a platinum game had to be one of my faves of the decade. The closest was transformers, but mgr has a couple of things about it that put it above the rest of the platinum catalog for me.

The story actually works very well at still being metal gear while in the platinum formula, its about the cycle of violence and FINDING YOUR OWN PURPOSE and it works weirdly well. The strangest part is that it feels like a legitimate sequel to metal gear 4 tonally while still being the crazy action game it is

Raiden is just super fun to play as, while I’ll always miss the DODGE SLOWMO in a platinum game parry and zandatsu give a great flow to fights and there’s real exhilaration to parrying a hard chain of attacks and tearing out a bunch of enemies spines at once every time

raiden is also just  a fun protag, it truly allows me to embrace that kind of stereotypical edgy cool anime swordsman he embodies

BEST PLATINUM SOUNDTRACK DO NOT @ ME

Bosses just rule

one of the best final bosses ever, in my opinion? maybe that’s controversial, but armstrong gets an insane amount of characterization and pure PRESENCE out of such a small amount of screen time and the fact he feels like such a perfect rival to raiden so quickly is kind of nuts to me. within about half an hour you are ready for the ultimate final showdown with everything at stake, and then the gameplay 100% delivers on that with a fight that is challenging as hell and just feels climatic and intimidating. its a little thing, but having this dude just smack you around with his hands and almost no fighting skill after a game filled with crazy flippy cyborg ninjas makes him feel TOUGH and the way you finish him off? it just rocks, plain and simple. I don’t think i need to justify slices a massive dudes chest open and ripping out his giant still beating robot heart as the music climaxes and our cool edgy protag literally says WE’RE DONE HERE. truly, it has to be this way.

Gunvolt Chronicles Luminous Avenger IX 

For fast twitchy 2d platformers this barely beat out Katana Zero and Touhou Luna Nights, but i think its just a little better. The skill ceiling on this game is high as hell and once you really get to grips with it, its an experience you cant find anywhere else. its just satisfying as hell to be able to get through the point where you can ZOOM  through these levels by making use of copen’s dash and lock-on and weapons well enough. once you get good enough to get through a hole level without touching the ground, you just cant go back. I liked this enough to get an S rank on almost every level. this game just rules, man.

story, art and music are all great as well. but they pale in importance next to zippy jetpack zoom zoom fun time.

also great for having a cool twist that i genuinely did not see coming at all

Final Fantasy XV   

For context, my experience of FFXV was not the base game so i cannot personally address the concerns of the version at launch, which i hear from others was a total mess! The game has been updated and changed so much that it is probably almost unrecognizable aside from the absolute base aspects of it. The version i am talking about is, as far as we know, the “final” version released right before Episode Ardyn. There was of course an update after this, but it only added DLC compatibility and a few items, so it means very little in the grand scheme. I also played all of the dlc and watched all the periphery material to get the full, messy disjointed experience. it is also worth noting that the only other FF game i have played is the classic title Mario Hoops 3 on 3 Basketball. I feel it important to tell you this before getting into things so that you can have a full idea of the perspective i come at the game from.

This was chosen over Mario Odyssey and someone will probably kill me for that. I just think its a great emotional story that does a fantastic job of making you care for all the characters, and the world feels massive and full of cool stuff to see. It’s my favorite open world game and i love The Boys.  its not the kind of thing i usually play but i think it genuinely had a great story and its a very fun game to just explore and spend time in. ffxv truly understands the emotional bond between The Lads and it is fun to kill big monsters with your party

(they kinda ruin the last cutscene in english, in japanese he says I LOVE YOU GUYS and it makes me cry but in english he goes U GUYS ARE THE BEST which just isnt the same. a small nitpick though. a lot of this game made me cry regardless, its just great at creating an emotional bond)

I admire the insane level of ambition in the visuals and scope, and i bought every dlc for it because it was just that good. the ifrit boss fight and all the giant monsters are just amazingly epic in scale. the “found a cool rock” post is what i truly admire about this game summed up. 

all the ancillary material for the game is great and worth getting into, with the exception of the Comrades multiplayer expansion. Everything else adds depth to the story and the world without being entirely necessary for you to get through the story. the anime and the dlc all really feel worth getting into without being something you have to see to get The Full Experience

the giant monsters are cool

Scott Pilgrim vs the World: The Game

Being from 2010 this game only just makes it in, but it was my favorite beat em up this decade and a source of great nostalgia for me. It had a pretty big impact on music and art tastes in regards to games, and in retrospect this games existence was very much a dream team scenario. Paul Robertson is a great sprite artist who does a lot of good work, Anamanaguchi have gone on to become one of my favorite bands (another winter is still one of their best tracks imo) and at the time this came out i was obsessed with scott pilgrim. That plus the beat em up gameplay makes this kind of a perfect blending of a lot of my specific tastes. Playing this brings me back to the time in my school life that i played it very distinctly, a more comfortable time in my life for sure, and i think the game still stands up excellently. I hope that someday it will get a rerelease so others can enjoy it. I give this another play through every year or so, but i wish id gotten the dlc while it was still available

Doom

ITS VIOLENT ITS FAST ITS FUN ITS METAL

i like this game because of the intense adrenaline rush and violent catharsis it gives me, essentially a constant dopamine rush

fun game good

Undertale

I’m glad i got to this before the massive wave of spoilers and popularity came about. It’s a great story with some fun gameplay, and i think SANS UNDERTALE was one of the best boss fights this decade. Its a shame that for so many new players this experience is going to be ruined by spoilers

Persona 5 

Danganronpa 2 and fallout new vegas were close contenders for this last spot. I actually made a post about my thoughts on this game before https://journaloftomfooleryandjapery.tumblr.com/post/184341270554/nue-is-great-love-his-goofy-design-when-life-will but essentially 

Essentially, its got a great cast of characters, a cool slick look, great monster designs, a fun gameplay loop of collecting monsters and grinding stats while waiting for the next big event, and a surprisingly good story

No idea if royal is any good, but its on a pretty small list of games that i might actually take the time to replay

[frances-design-studio-502]

week 10 Check in:

Does your campaign communicate clearly your goal? i have a collage element and copy i think works, i need to reorganize how my assets are used for better organization

Do you need to iterate more, how much more? Yes, i need to rearrange my assets to figure out my layout design system I need to settle on typography i need to settle on my booklets layout

Plan for the next few days:

Mon: Poster completed Tues: booklet plan and one test layout

To do left: Poster 1, poster 2 booklet Bus ad Documentation

im behind and need to play catchup. This is the new plan poster and booklet this week. Bus ad and documentation start the next.

Blaze

[mysteriescomeinthrees]

EPISODE 3: We’re in the Upside-Down but I’m happy to be Here - Jinx

ok soooo I did not stick to my own plan but it's fine we're gonna be ok Ep 3: I Will Not Beg You to Play Well https://voca.ro/198BUGITWV41

I will die for jinx and jones

I was gonna record another video, but I currently look like a greasy sewer rat and Jarod has been asking me to make a confessional, so I decided to just write out my thoughts.  I think Jarod wants me to dive more into my thoughts regarding pirate’s counsel, so I will start with that.   From my experience, first boots are almost always the easy vote. It’s hard to really build enough trust with people to truly convince them to keep the more unknown person over a person they have SOME level of trust with. When it came to my crew, I was the obvious first vote out. This became especially abundantly clear when I heard that Roxy had already announced to the blue crew that I was fucked.  I already had the idol so I knew I had a safety net in place, but who wants to use their idol on the first vote??? I immediately tried bonding with people - especially those that I had some level of connection to. My first person I tried to connect with was Autumn.  We had a mutual with Jinx, so I thought we could potentially connect and work together. I know that everyone is connected to Jinx though, so I wasn’t sure how strong that mutual was.  We had a call, which I thought went really well. We bonded over law, and she seemed keen on working together. Besides Autumn, I didn’t feel like I was successfully making connections. I felt like I needed to make a change and that’s when I decided chaos is a ladder. I took a new approach from trying to have light hearted good conversations, to messaging everyone more aggressively about why Roxy said I was fucked. This is when I really started to bond with Cindi.  She didn’t know Roxy has said that, and felt a bit excluded from her trio and the crew I think. We really bonded and she shared that she had an extra vote and an idol, and I shared I had an idol. When I realized that the others were not going to be willing to flip, I realized I would need to use the idol, and I needed to figure out the best person to cut moving forward and how to do damage control for post tribal. I was worried about all the AllStar players, so knew that Caeb would be safe and I would take out one of them. I still hoped I could work with autumn in the future, and obviously loved Cindi, so I knew it was between Eve or Andrew. After learning about connections, I felt that Eve was the most connected, from Allstars and playing with Caeb, so I felt if they left, I would have the best chance of integrating myself. I also spoke the least with Eve, so it was a win win for me. Cindi also agreed, which was really important to me.  Andrew was feeding Cindi info and could prove an asset.  I did feel it was really important that everyone knew Eve was my target.  I made sure to campaign all day so people felt I was nervous and wouldn’t have an advantage, so the plan would work.  I also wanted people to not feel too betrayed after tribal, since they all knew I was pushing Eve. The next thing we needed to decide was whether or not Cindi voted with me or not. I didn’t care, since I was playing the idol. In the end, Cindi opted to vote against me to try to keep the relationship with Andrew. I think they still think im on an island by myself, when Cindi and I are extremely tight now. Moving forward, I honestly don’t know if I’ve gained much more social capital on my crew. I think im ~okay~ with everyone, but I think im still at the bottom. But, I have an extra vote that Cindi gave me, so I have some level of security going forward. I really hope our two trios work together going forward. Luckily I’m good at challenges.  We have won the past two challenges so have some level of safety.  My goal for the rest of the game is for my trio and Cindi’s trio to make merge, and then we can really do some damage.  I know Kai and Bohdi also have bonded well.  Hopefully we just keep winning and I get a good swap scenario. I’m guessing we swap to two tribes at 14.  I still feel like an underdog, but with a certain level of tenacity, anything is possible.

My tribe is going to its first tribal and I am terrified. I have no clue what to expect or how this will go. I trust in jinx and henry that the vote is on Pippa, its sad but I need to stay. My two trio members are not going to perish in vain so I will slay anyone who stands in my way. 

Thankfully we're safe but you still gotta worry about your trio members ur never free from the anxiety

Hello, this is a mandatory confessional. Im currently getting my tarot for the game being read by Jinx and whew its a lot for me right now. Im really intruiged by all this and i feel like its so deep and impactful but right now im feeling a tad overwhelmed. Right now all signs are pointing to me to me breaking the chains of my past and make top 9, but also maybe get out immidiatly at 9. According to the cards the biggest obstacle in my path to success is me and im gonna really take that to heart this game

Sappho going to council… DISGUSTING!! Basically I’m the vote but Andrew got a power to let me leave council and be safe ❤️ So I shall be using that !! Jinx and I had a good talk and I’m hoping we are okay bc I genuinely wanna work with them. BUTTT jinx is a legend I am constantly weary of. So I shall see y’all in round 4 but will I survive past that?? I smell a swap 

It was pretty gutting seeing Kai able to go to the bay instead of Jordan, who actually campaigned to keep her. Hell, I thought I also had a decent relationship with her after encouraging her to attempt the puzzle. Hopefully Kai actually found a disadvantage like he said, but there’s no way to tell because it “won’t be revealed until its applicable.” Never in my LIFE have I seen a disadvantage worded like that. Something to keep an eye on. Coulee was unfortunately voted out by our team last round and I think it was a squandered opportunity to take out a power player. With one of the most egregious mistakes I have ever seen in an ORG, Coulee being voted out makes sense in terms of keeping the team strong. I really think there’s other reasons though. Bodhi and Mo shutting down the chance to take out someone as skilled at the game as Kai is a little concerning. I have to assume that Mo and Bodhi are at least closer to Kai than they are to Jordan and I. Bodhi specifically I’m skeptical of after they told me there were no other names tossed around…when Jordan definitely had a convo with him about voting Kai. I really trusted Bodhi before this but now I have to be cautious around them to. Also, I had a short conversation with Mo about potentially switching the vote up. I didn’t outright say it, just hinted at it by saying “maybe we should stick to how el farto voted.” I was hoping that reminding them that Caeleb has technically already voted against 101 would get them to consider switching their vote but they didn’t bite. Maybe I should have done more here, but I would be risking myself becoming the next target on this team. I’m thrilled we won the letter number challenge because things aren’t looking good for me on my team. Joyita going to council would have meant Jordan or I probably going home. Unfortunately though, we found out pippa is getting votes which isn’t much better! We do have our safety without power advantage, so Pippa isn’t actually going home, but we did have to figure out who we’re telling. Jordan was nice enough to tip me off about her getting votes after I asked, so I decided to tell him about Pippa’s power. I think him telling Jinx this information would allow them to stay in control of the vote and further solidifies our two trios working together. Though in the moment on call with Jordan, I’m not sure I was delivering it with the most conviction. I’ve never been in a situation quite like this before and I think he noticed I was wavering about telling him or not. Is he gonna put it together that I found this item under his nose and didn’t tell him, or is he even going to care. IDK!! My wheels were turning and though I was a little clumsy with my words, I told him about the advantage so he could tip off Jinx. I followed it up with reassuring him that it was in our best interests for our two teams to work together and that he was my number one. I’m definitely going to have to do some damage control because he’s going to realize I held back information from him, but I think I was still able to get across that keeping him and his trio safe are my top priority. Can’t wait to see how that goes :’)

Also this game makes me tire. Or maybe I need to eat more vegetables. Who knows.

kickflipped

IVE BEEN UNPACKING ALL DAY AHHHHH

I’ve been looking for my cat so I can’t like do a conf love you hosts 

So me jinx and Jabari are going strong! Just talked to jinx today I feel so tight with her we’re like inseparable. I’m sitting between three trios: Kai Sarah me Bodhi Cindi me Jinx Jabari me All of whom I don’t want to betray sooo it’s gonna be tough. I’ll probably end up being loyal to Kai and Sarah, as both the other duos want to work with my trio. So yeah! We originally wanted Roxy out for this tribal and she had told me she was coming after Sarah and Bodhi to my face and I was like 😳 girl you know I’m working with them at least lie. But uhm it’s become abundantly clear that Pippa is not pulling her weight in challenges so that was the move. However right before tribal we caught wind of Pippa advantage where she could leave tribal and be safe, but lose her vote. We decide to pivot the vote to Jones: and she goes home. However jinx told Roxy to vote for me 🙄 whatever. Uhm I’m not mad but it’s still like something to think about. But yeah! So Jones goes home, and I move on to the next cycle :>

https://www.twitch.tv/videos/1128476152

[patriotsnet]

Are Republicans Trying To Cut Social Security

New Post has been published on https://www.patriotsnet.com/are-republicans-trying-to-cut-social-security/

Are Republicans Trying To Cut Social Security

The Republican Record On Social Security

Huff Post Reporter: Biden’s documented history of trying to cut social security

1935: Almost all Republicans in Congress oppose the creation of Social Security.

1939: 75 percent of Republicans in Senate try to kill legislation providing Social Security benefits to dependents and survivors as well as retired workers.

1950: 79 percent of House and 89 percent of Senate Republicans vote against disability insurance to defeat it.

1956: 86 percent of Republicans in Senate oppose disability insurance; program approved nonetheless.

1964: Republican presidential candidate Barry Goldwater and future president Ronald Reagan both suggest that Social Security be made voluntary.

1965: 93 percent of Republicans in House and 62 percent in Senate vote to kill Medicare.

1977: 58 percent of Senate votes against amendment to provide semiannual increases.

1977: 88 percent of Republicans in House and 63 percent in Senate vote against an increase in Social Security payroll tax needed to keep the system solvent.

1981: President Reagan proposes $35 billion in Social Security cuts over the next 5 years. The cuts would have included the elimination of student benefits, lump-sum death benefits, and a retroactive elimination of the $122 minimum benefit for three million recipients.

1981: Reagan administration begins a wholesale review of the Social Security Disability rolls, resulting in over 560,000 eligibility investigations in 1982 360,000 more than the year before. Ultimately, at least 106,000 families were removed from the rolls.

Republicans Aren’t Going To Take Away Social Security

Without beating around the bush, the Republican Party is often associated as being the party of the well-to-do — and the rich typically aren’t reliant in any way on Social Security income. There’s, therefore, been a long-running belief that Republicans would aim to do away with Social Security sometime in the future. This is nothing more than another in a long line of pervasive Social Security myths.

Both Democrat and Republican lawmakers on Capitol Hill have an understanding of the importance that Social Security plays in keeping some 22 million people currently receiving benefits above the federal poverty line. Though both parties may have suggested tweaking how revenue is generated for the program, neither party would remove or replace any of the three funding sources: the payroll tax on earned income, the taxation of benefits, and interest income on the program’s asset reserves.

In other words, no Republican is going to advocate scraping Social Security. And even if they did, the idea would have no chance of gaining traction in Congress.

The Average Retired Worker Benefit Could Be Cut By More Than $4300 In Less Than 15 Years

The good news, if there’s a silver lining to pull out of this mess for seniors and future retirees, is that Social Security won’t be bankrupt, even if Congress fails to act. Two of Social Security’s three sources of funding — the 12.4% payroll tax on earned income and the taxation of benefits — are recurring sources of revenue. As long as the American public continues to work, money will be flowing into the Social Security program for disbursement to eligible beneficiaries.

On the other hand, no money left in asset reserves would mean that the existing payout schedule, inclusive of cost-of-living adjustments, would no longer be sustainable. Translation: Benefit cuts would be necessary to maintain Social Security’s solvency for decades to come.

According to the latest Trustees report, the Old-Age and Survivors Insurance Trust would only be able to pay 76% of scheduled benefits once its coffers are cleaned out. Put another way, it means retired workers and survivors could face an across-the-board benefit cut of 24% by 2035.

Now, think about this for a moment. In May 2020, the Social Security Administration published data showing that the average retired worker was bringing home $1,512.63 a month. That’s $18,151.56 a year for the typical retiree. A 24% benefit cut would, in May 2020 dollars, equate to a benefit cut of $4,356 a year. That’s terrifying when you consider that 62% of retired workers rely on their monthly payout to account for at least half of their income.

Don’t Miss: Democrats More Educated Than Republicans

The Average Retired Worker Could Be Taking Home A Lot Less From Social Security In 15 Years

This has been a challenging year in so many respects for the American public. The COVID-19 pandemic has completely changed the way we interact with one another, and its displaced more than 20 million workers. If youre an investor, you were also taken on a wild ride, with the stock market packing about 10 years worth of volatility into a period of four months. And dont even get me started about the murder hornets.

But one of the few solaces working Americans have always been able to take is the idea that, if they earn 40 lifetime work credits, a Social Security benefit will be waiting for them when they retire.

The Social Security program has navigated through 13 recessions prior to the COVID-19 pandemic. Despite some obviously grim outlooks during those previous recessions, youll note that Social Security is still here, and its been paying continuous retired-worker benefits for more than 80 years. This is why its often referred to as Americas most successful social program.

But just because its been a historically successful program doesnt mean its necessarily in great shape to service future generations of retirees.

What You Should Know About The Gop And Social Security

Who’s to blame for this mess? Well, some Americans would point their fingers specifically at Republicans in Congress. While they absolutely do take some of the blame, the inaction by Republicans and Democrats on Capitol Hill makes them equally culpable in exacerbating Social Security’s problems.

When it comes to Republicans and Social Security, here are the four things you absolutely need to know.

You May Like: Did Trump Really Say Republicans Are Stupid

With A Potential Debt Ceiling Increase Afoot Liberals Brace For Obama To Once Again Push For Social Security Cuts

Paul Ryans Wednesday Wall Street Journalop-ed was perhaps the starkest sign of a striking shift: a government shutdown and debt ceiling showdown pitched by Tea Party members to be about blocking Obamacare is being framed by GOP leaders as a push towards entitlement reform. In Wednesday interviews, leaders of liberal groups commended the presidents consistent insistence on not offering new budget concessions in exchange for reopening the government or averting debt default. But they pledged an all-out effort to defeat Social Security or Medicare cuts if Obama offers them once again after the default threat is delayed. GOP leaders push for a six-week debt ceiling increase suggests that moment could come very soon.

Charles Chamberlain, who directs the Dean campaign offshoot Democracy For America, told Salon that it would be a huge mistake for Obama to once again push the Social Security cut called chained CPI, and the president would face a gigantic amount of opposition from progressives nationwide if he did. Still, said Chamberlain, he put her on the table once before. I dont think hes going to take it off.

Meanwhile, the presidents support appears to have tempered opposition to Social Security cuts within the Democratic Caucus. A work-in-progress whip count from Social Security Works so far counts a dozen Democrats in the Senate and 46 in the House whose statements suggest they would oppose any deal including chained CPI .

They Haven’t Taken A Dime From The Social Security Program That Isn’t Accounted For

Another misconception is that the Republican Party stole money from the Social Security Trust and used it to fund wars. More specifically, Ronald Reagan, George H.W. Bush, and George W. Bush have come under intense scrutiny for borrowing from Social Security and “not putting the money back.”

However, the truth of the matter is that Congress has been able to “borrow” Social Security’s excess cash for five decades, and it’s happened under every single president over that stretch. In fact, the Social Security Administration is required by law to purchase special-issue bonds and certificates of indebtedness with this excess cash. Please note the emphasis on “required by law” that I’ve added above. The federal government isn’t simply going to sit on this excess cash it borrows from Social Security. It’s spending this cash on various line items, which may be wars and the defense budget, as well as education, healthcare, and pretty much any other expenditure you can think of.

This setup is actually a win-win for both parties. The federal government has a relatively liquid source of borrowing with the Social Security Trust, and the Trust is able to generate significant annual income from the interest it earns on its loans. Last year, $85.1 billion of the $996.6 billion that was generated by the program came from interest income.

You May Like: How Many People Are Registered Republicans

Trump Keeps Proposing Entitlement Cuts And Then Denying That He Did So

In 2015 and 16, Trump differentiated himself from the rest of the Republican presidential hopefuls by campaigning on a vow to not cut entitlements.

Im not going to cut Social Security like every other Republican and Im not going to cut Medicare or Medicaid, Trump told the Daily Signal, a conservative publication affiliated with the Heritage Foundation, in 2015.

As his budget proposals indicate, this promise was an empty one. Trump, however, seems to realize that cutting entitlements is a political loser for him, and as a result has continued to make assertions about preserving them that are at odds with reality.

All Republicans support people with pre-existing conditions, and if they dont, they will after I speak to them. I am in total support. Also, Democrats will destroy your Medicare, and I will keep it healthy and well!

Donald J. Trump

Last month, however, Trump seemed to have a moment of radical honesty when he told CNBC during an interview conducted in Davos that at some point entitlement cuts will be on the table.

CNBC: Will entitlements ever be on your plate ?TRUMP: “At some point they will be”CNBC: But you said you wouldn’t do that in the pastTRUMP: “We also have assets that we never had”

Aaron Rupar

Those comments created a negative stir, so the very next day Trump tried to walk them back.

Democrats are going to destroy your Social Security. I have totally left it alone, as promised, and will save it!

Donald J. Trump

Democrats Have Already Signaled Trumps Budget Is Going Nowhere

Trump Vows To Protect Social Security, Medicare & Medicaid

While Trump tries to have it both ways by proposing entitlement cuts while claiming hes not really doing that, Treasury Department spokesperson Monica Crowley was somewhat more straightforward during a Monday morning appearance on Fox Business.

Asked by host Stuart Varney if she agrees that the new budget hits the safety net, Crowley said the president understands that Washingtons habit of out of control spending without consequence has to be stopped.

Treasury Secretary Assistant Sec. Monica Crowley defends cuts to entitlements in Trumps new 2021 budget proposal: The president also understands that Washingtons habit of out of control spending without consequence has to be stopped.

Aaron Rupar

But for Trump, not all spending is bad. While his budget cuts non-defense spending by 5 percent, he actually slates defense spending for an increase to $740.5 billion for fiscal year 2021.

Budget proposals are just that proposals. And while Trump insists that Republicans are the ones trying to save entitlements from destruction, the irony is that the truth is exactly the opposite: Entitlement cuts are dead on arrival as long as Democrats control a chamber of Congress.

Related

House Budget Committee Chair John Yarmuth alluded to this reality in a statement he released on Sunday blasting Trump for proposing deep cuts to critical programs that help American families.

Don’t Miss: Are There Any Republicans Running For President Other Than Trump

Is The Gop Really Trying To Do Away With Social Security

Social Security is unquestionably the nation’s most important social program, with more than three out of five current retired workers leaning on it to account for at least half of their monthly income. Yet, this crucial program is on shaky ground, with the latest annual report from the Social Security Board of Trustees painting a grim intermediate- and long-term picture for the program.

According to the report, Social Security is facing an inflection point this year. For the first time since 1982, aggregate expenditures, which almost entirely includes benefits, but also takes into account administrative expenses and Railroad Retirement exchange contributions, will exceed revenue generated. Although the net cash outflow is only estimated at $1.7 billion, which is relative peanuts when compared to the $2.89 trillion currently in asset reserves, it’s a conclusive sign that the existing payout schedule isn’t sustainable.

Things begin to get really dicey in 2020 and beyond. Beginning at the turn of the decade, ongoing demographic shifts are expected to cause the net cash outflow to balloon. By 2034, following 16 years of outflows, the $2.89 trillion in excess cash is expected to be completely gone. Should this happen, Social Security would survive, but payouts to then-current and future retirees could be cut by up to 21%. That’s not a pleasant forecast given the noted reliance of seniors on the program.

Meet The New Gop Plan To End Medicare Same As The Old Gop Plan To End Medicare

We here in the Democratic Whip Press shop will give Republicans credit for their transparency. They are not even trying to hide the fact that their Cut, Cap and End Medicare bill would end the programs guarantee.

Republican Study Committee Chairman Jim Jordan said yesterday the plan basically mirrors the budget proposal that the House passed this year.

That would be the same Republican budget proposal that ends the Medicare guarantee and more than doubles heath care costs for seniors, all while preserving tax breaks for the wealthy.

And the Republican Cut, Cap and End Medicare plan is no different.

But dont just take our word for it. According to theCenter on Budget and Policy Priorities, the measure:

stands out as one of the most ideologically extreme pieces of major budget legislation to come before Congress in years, if not decades.

The legislation would inexorably subject Social Security and Medicare to deep reductions.

In addition, the extreme and draconian Republican proposal would reverse decades of precedent that exempt cuts to basic services for the most vulnerable among us. More from the CBPP:

Since the Gramm-Rudman-Hollings law of 1985, all such laws have exempted the core basic assistance programs for the poorest Americans from such across-the-board cuts. Cut, Cap, and Balance, by contrast, specifically subjects all such programs to across-the-board cuts if its spending caps would be exceeded.

Recommended Reading: Did Any Republicans Own Slaves In 1860

Republicans Will Cut Social Security And Medicare After Tax Plan Passes Says Marco Rubio

Update | Florida Senator Marco Rubio admits that the Republican tax cut plan, which benefits corporations and the wealthy, will require cuts to Social Security and Medicare to pay for it.

To address the federal deficit, which will grow by at least $1 trillion if the tax plan passes, Congress will need to cut entitlement programs such as Social Security, Rubio told reporters this week. Advocates for the elderly and the poor have warned that entitlement programs would be on the chopping block, but this is the first time a prominent Republican has backed their claims.

Expect all the guests on the Sunday shows to be Republicans explaining how they now have no choice but to slash Social Security & Medicare because the deficit has suddenly and mysteriously gotten much worse.

Bruce “Snarking and Barking” Bartlett

“You have got to generate economic growth because growth generates revenue,” Rubio said at a Politico conference. “But you also have to bring spending under control. And not discretionary spending. That isn’t the driver of our debt. The driver of our debt is the structure of Social Security and Medicare for future beneficiaries.”

Rubio’s talk of structural change is vague but will likely include changing the rate and age of Social Security and Medicare payouts.

So where does that money come from?

Senate Finance Committee Chair Orrin Hatch said Thursday that “liberal programs” for the poor were wasting Americans’ money.

The Political Outlook For Social Security Reforms

But the Biden administration and its Congressional allies are instead focused on threading the political needle for an ambitious $3.5 trillion infrastructure spending package, while also dealing with the fallout from the chaotic withdrawal from Afghanistan.

Leading Republican legislators have called for so-called entitlement reform , but that’s a tough sell in the current ;Democratically controlled Congress.

“Does the report mean the timetable argues for real concrete action on Social Security? Probably not. Will it revive the rhetoric that the sky is falling? Sure,” says Robert Blancato, national coordinator of the Elder Justice Coalition advocacy group, president of Matz Blancato and Associates and a 2016 Next Avenue Influencer in Aging.

The issue over how best to restore financial solvency to Social Security isn’t going away. That’s because the program is fundamental to the economic security of retired Americans. Social Security currently pays benefits to 49 million retired workers and dependents of retired workers .

However, the tenor of the longer-term solvency discussion has significantly changed in recent years.

To be sure, a number of leading Republicans still want to cut Social Security retirement benefits to reduce the impending shortfall. Their latest maneuver is what’s known as The TRUST Act, sponsored by Utah Sen. Mitt Romney.

Read Also: Did Any Republicans Vote To Impeach Trump

Democrats Urged To Reject Latest Gop Attempt To Hold Social Security ‘hostage’

Republican Sen. Lindsey Graham on Wednesday said he would be willing to vote to raise the federal debt ceiling in exchange for a policy that could result in cuts to Social Security and Medicare, a proposed trade-off that progressive advocacy groups implored Democrats to reject.

“Fortunately, Democrats can protect Social Security and Medicare by raising the debt ceiling in the forthcoming reconciliation package.”Alex Lawson, Social Security Works

With members of Congress staring down an to increase the debt limitthe amount of money the federal government is legally permitted to borrow to meet its financial obligationsGraham toldBloomberg that he could bring himself to vote yes on a debt ceiling hike if Democrats agree to legislation establishing commissions tasked with crafting Social Security and Medicare “reforms.”

But Social Security Works, a progressive advocacy organization, was quick to warn that Graham’s offer is a thinly veiled trap.

“Lindsey Graham and his fellow Republicans will stop at nothing to cut the American people’s earned Social Security and Medicare benefits,” Alex Lawson, executive director of Social Security Works, said in a statement. “Graham has now telegraphed his party’s intention to demand a commission to cut Social Security and Medicare as the price for raising the debt ceiling.”

Social Security Works and other groups warned at the time that the proposal was nothing more than “a plot to gut Social Security behind closed doors.”

[remelitalia]

Why SaaS Brand Advocacy is More Important than Ever in 2021

It’s no secret that the field of marketing is constantly evolving, and SaaS brands are not immune from the challenges that arise due to the fast-paced nature of the field. One great way SaaS companies can keep up is through brand advocacy.

2021 SaaS Trends that Affect Brand Advocacy

For starters, consider the overwhelming push toward personalization.

According to a Forbes article, 71% of consumers “feel frustrated when a shopping experience is impersonal.” 74% are displeased with websites that aren’t personalized.

This signals the need for SaaS brands to segment their content assets and interfaces to hone in on messages that speak directly to specific customers. Personalization will continue to be expected in the years to come, and brands will have to figure out how to deliver it.

In the SaaS industry, where every interaction is ideally tracked, the opportunities for personalization are enormous.

Changes to Facebook’s algorithm a few years ago have also caused organic reach for pages to remain in decline, though you may still be able to find some success in organic if you get creative.

There’s also the rise of automation to think about.

New and existing SaaS companies are investing heavily in AI and machine learning to reduce churn and win more new customers simultaneously. From services that provide A/B testing to conversational bots that capture leads on-site, brands are rapidly experimenting with new ways to optimize their content.

Why Brand Advocacy is Such a Big Deal for SaaS

Simply put, your content marketing strategy is at the core of your capacity to adapt as a SaaS brand. Beyond the basic benefits of driving traffic and raising brand awareness, an effective content strategy is essential to consistently nurture and onboard leads.

Conventional wisdom says that we should shell out piles of money for paid media or sponsoring influencer posts to grab people’s attention. However, is this sort of “pay-to-play” strategy really the best way to go?

In an era where social proof is such a powerful currency for marketers, it’s more important than ever for SaaS marketers to seek out brand advocates wherever they possibly can.

Who could possibly be better brand advocates than your own customers and employees? These people are already emotionally invested in your product’s success, and they know your brand better than anyone else.

Encouraging your own network to promote your content and product from their personal social accounts is a potential game-changer for SaaS brands. Rather than spend the resources to chase paid outlets and influencers, brands should focus on advocacy, which can produce better results in a shorter amount of time.

“By creating a product that solved a problem that a lot of people faced, it meant there were already millions of people looking for us when we launched,” Canva CEO Melanie Perkins told Forbes, “so when they found us, they told their colleagues, friends and families.”

Here are some of the biggest benefits associated with brand advocacy, along with some ways that SaaS marketers can get started with realizing them.

1. Overcome Content Overload

In an era where people are on their phones nearly 4 hours or more per day, your customers obviously have a lot to sift through.

While the concept of “quality content” might be cliché at this point, consider how a higher volume of shares highlights a piece of content as buzzworthy. This is social proof at its best.

Content shares and product recommendations work because people trust peers and thought leaders more than they trust brands and institutions.

Bear in mind that employees who serve as active advocates on social media can quickly emerge as influencers on your behalf. Indeed, transforming your own employees into thought leaders is a desirable byproduct of brand advocacy.

2. Expand Your Organic Reach through Brand Advocacy

No matter how you slice it, competition in the SaaS space is fierce.

Considering that there are approximately 8,000 brands in the martech space alone, SaaS companies must fight tooth and nail for the attention of potential customers.

Think of advocacy as a sort of numbers game. The more people promoting your content, paid or otherwise, the more likely you are to break through the noise and reach the people who need your product most.

When you encourage employees to regularly promote your content with their own social media audiences, you essentially amass a small army of promoters you can call on time and time again. Through social brand advocacy, you exponentially increase your social reach and potential to be seen by leads.

Keep in mind – in many cases, all it takes is for the right person to see a link and opt-in for a free trial to pave the way to the sale.

TOPO CEO Scott Albro notes that the smaller the company your prospect works for, the more likely he or she will be to stick with your product once the trial period expires:

“SaaS buyers won’t engage in more than one trial. Our data shows that this is particularly true in the small and medium size business market where buyers tend to comparison-shop less. You need to make sure that buyers find your trial first. You also need to make sure that you don’t squander that opportunity when you get it.”

3. Engage Your Employees to Help Grow Brand Awareness

Perhaps one of the most overlooked aspects of encouraging brand advocates among employees is the actual task of asking them to do so.

While most workers would be glad to promote your content, keep in mind that brands should treat advocacy like any other sort of campaign. That means having a defined strategy and measuring performance.

However, SaaS teams often have highly specialized skill sets. You can’t expect everyone to be a seasoned content marketer and social seller, too.

Instead of having employees post content haphazardly, consider some of the tools out there that help streamline the process of internal brand advocacy. You can also help them with the content of their post.

One such tool is Smarp, which aggregates company news and industry-relevant content to categorized feeds. Team members can pick up the content that speaks to them most and schedule posts for their own profiles with just a few clicks.

This cuts down on potential wastes of time on social media and streamlines the process of sharing new content amongst your workers.

Features such as gamification signal the most active advocates within any given company, providing additional incentives for employees to become eager advocates. In addition to content aggregation, Smarp provides analytics on both a company-wide and personal level to identify top advocates.

This type of system works because it makes employees from all departments into partners in your SaaS product’s exponential sales growth success, a process which Roketto Co-founder Ulf Lonegren compares to the growth of a tree that spawns more trees:

“Make your employees proud of the work they do, make them feel like an important part of the process by reminding them how the software provides value and informing them of the successes, listen to their ideas, and provide a sales chart in the engine room that tracks the progress. Set sales goals and provide rewards for reaching those goals. Provide incentives for team members to make sales. In this world of mass marketing, word of mouth often provides the authenticity that buyers want when seeking a product, so remember that every member of your team could be that one oak tree, and from one tree many nuts can fall.”

4. Supercharge Your Social Selling

SaaS customers are heavily influenced by what they see on social media when it comes time to make purchases.

This rings true in terms of how often they see content and the sharers of that content. If social posts from sales pros, marketers, and brands themselves are deemed less worthy of people’s attention than social posts from peers and laymen, then your prospects are more likely to respond favorably to content shared by a high volume of people.

Research from Sana, published in 2018, indicates that social media is the number two driver of digital sales in the B2B sector, ranking just behind onsite buying. This is how the brand advocacy strategy can really boost your sales. The more people who share your content across social channels, the more customers you attract to your business.

According to LinkedIn, 87% of social customers have a favorable view of products that were introduced to them through their own network. By promoting products via employees, you have access to personal networks that you might not otherwise reach exclusively through a brand channel.

Last year, B2B buyers looked at 13 content pieces before selecting a vendor. Similarly, 61% of customers have made a purchase based on a recommendation from a blog.

A greater number of brand advocates translates into more brand equity in the minds of potential customers, which makes it easier for sales reps to build relationships on social channels and to close more deals in shorter sales cycles.

This is fortunate, as sales cycles need as much shortening as they can get, in order to remain scalable. The Bridge Group’s Matt Bertuzzi notes that the total contract value for a SaaS conversion correlates with the number of days it takes sales reps to seal the deal. According to his firm’s data, B2B SaaS sales cycles can last anywhere from five weeks to five months.

Dennis Koutoudis from LinkedIn SuperPowers told SalesHacker that he sees prospecting on social media, especially on LinkedIn, being the key SaaS sales opportunities:

“I predict that the usage of LinkedIn Sales Navigator by Sales Teams will increase considerably, enabling them both to zero in on their target prospects with extreme precision and also to delve deeper into Social Selling. The key here is to focus on providing value, build trust and develop solid professional relationships with target prospects that will ultimately improve sales figures. Great emphasis will also be placed on the way we present ourselves as Sales Professionals on the LinkedIn platform since with such fierce competition, now more than ever, we need to not only stand out in our professional field but also to engage in actions that will significantly increase our visibility on the LinkedIn platform.”

Prospecting platforms are major game-changers in this regard. Social selling teams can use them to scale operations, thanks to smart libraries of content assets that reps can append to posts on the fly, as well as sophisticated contact intelligence data that can be used for qualifying leads mid-discussion and enriching CRM entries.

5. Keep Your Content Budget Under Control

According to the Content Marketing Institute, 46% of brands spent less than $1000,000 on digital marketing budget in 2020. Given the emphasis on automation and other tools that could potentially cut into any given SaaS company’s budget, a leaner content marketing strategy just plain makes sense.

When your employees and customers are doing the legwork of promoting your brand, you cut out any sort of middleman when it comes to promotion. While there might be a time and place for paid media or influencers, SaaS brands should focus on an organic promotion strategy that keeps costs down.

Encouraging brand advocacy costs next to nothing compared to paid media. Additionally, popping up more and more via social media could actually score you earned media mentions as an added bonus.

Rather than paying for promotion and distribution, creating your own advocates represents a more financially sensible strategy.

Conclusion

As competition continues to emerge in the SaaS space, having voices on deck to promote your content becomes a critical piece of standing out from the crowd.

Not only does advocacy keep content marketing costs down, but allows SaaS brands to seamlessly signal their authority. Rather than pay for that same credibility, why not generate it yourself?

While marketing strategies at large never stay the same for long, brand advocacy is here to stay. If you want help growing your brand awareness or with any other content marketing needs, let us know!

The post Why SaaS Brand Advocacy is More Important than Ever in 2021 appeared first on Neil Patel.

Original content source: https://neilpatel.com/blog/saas-brand-advocacy/ via https://neilpatel.com

See the original post, Why SaaS Brand Advocacy is More Important than Ever in 2021 that is shared from https://imtrainingparadise.weebly.com/home/why-saas-brand-advocacy-is-more-important-than-ever-in-2021 via https://imtrainingparadise.weebly.com/home

[ts-akhmim]

Episode 6 | “His best Amanda Kimmel "Go girl, give us nothing!" impersonation” - Liam

https://drive.google.com/file/d/1ryrU-tXQbMyAa2Sl_GFiJb61i6qUNY-x/view?usp=sharing

aj went home??!?!?! hello!? JAKE SURVIVED SO THERE IS A GOD

Who feels like shit? Meeeeeeeeeeeeeeeeeeeeeeeeeeeeeee. And now I remember why I feuded with Jakey... he literally did what ever he wanted. Which is very inconvenient for the rest of us. I know he put my name down. Granted 3 minutes ago I was sure it was Dan but after briefly snapping at him I put it together. Dan, 7:21 PM Seriously I’m not mad about it ahha I can see how my words were taken. And then I definitely said this afternoon we hadn’t talked and that was why I thought you would be the vote on my end Yeah you were a target before AJ started throwing my name out. I own up to that 100% So now it's time to play voting detective... yaayyyyyyyyyyyy (em llik) This entire vote started off with Jakey and Dan. Dan claims that he didn't bring my name up, but it would be an ass pull for Jakey to come to me with Dan wanting me dead immediately after the immunity challenge and then suddenly manifest it. Jakey immediately comes to me and I immediately come to the Dumb Betches (tm). I want Dan out but it's just not realistic as the other side isn't as comfortable playing with a pure beauty team. Next day we form the Thots R Us alliance and Jakey and Scott plead their case for AJ to leave and we, like idiots, go for it. Dan continues to campaign for me. Devon gets into the mix at some point and tells Dan that AJ is voting for him. Dan changes his vote. Now according to Augusto around this point, Jakey mentioned the possibility of having an extra vote before completely shutting it down. Claiming it to be "unnecessary". I think this sparked the idea to tell AJ about the vote under the guise of "golly gee I don't wanna vote for Dan because honor and stuff so I'm voting for you". I assume it's around then he wrote my name down. Like a bitch. Sorry I'm trying to be less hateful and aggressive but man it's harrdddddddd. My guess is that he wanted a beauty out no matter what and figured he'd have better luck convincing the others to vote for me in a situation where an idol is played. He probably also wanted me and Dan to turn further against each other. Unfortunately for him, I spent all of my impulse control that day on not chewing Dan's head off and I snapped immediately afterwords and so some things were cleared up. It has to be Jakey not just because of all the things lining up and not just because it is in his character but I genuinely can't imagine anyone else doing so. - AJ and Amir are loyal hoes. Plus if one of them did something that absurd, it wouldn't exactly benefit them. It puts strain between our relationships with the other players and honestly I don't know why they'd waste a vote on me when if an idol is played they risk losing a beauty majority. - Devon doesn't seem like he would make any waves and seems to have taken a liking to me. Granted I'm less sure about him then the others but he did put most of the work in convincing Dan not to put my name down. Plus he doesn't seem to have anticipated AJ having an idol. - Scott, to do something like this would have been risky. I'm his primary connection to the beauty alliance, if AJ were to play an idol he would have risked losing an asset. - I truly think Dan isn't lying to me because he genuinely believed if he didn't vote for AJ he'd be fucked. He wasn't comfortable with where the votes lied, to throw a vote towards me would have been pretty dumb and insanely reckless. Jakey is the only person I can think of who would go out so out of his way for something like this. Chaos is more or less his calling card. Plus it would be in his best interest to keep around someone in his majority alliance and get rid of a beauty. And he probably thought that I was a better option considering past history or whatever. :/ So now we have to sacrifice Jakey to the survivor gods not because he wrote my name down but because I can't trust him to keep his shit together and vote with us. We were going to target Dan next and he probably won't be chill with that. He probably would prefer to aim for Devon or One of the beauties. And that well, wouldn't be in my best interest either. In the mean time, I'm just going to sit still and look pretty. 

Ok, I need to make a quick apology. Talking to Autumn and Duncan has been the highlight of my game thus far. Autumn went to the same undergrad as me and Duncan is one of the most genuine guys I've ever met. I feel terrible for ever being doubtful of being on the same tribe as them. Because now I really think I have two more people that I feel I can trust and move with further, which (in the words of the perfect Mrs. Kim Spradlin) means I have options, and I think this can guarantee a spot for me at merge and a really good group to make some moves with that isn't as obvious to people. If we were to go to tribal, I think my target would be Connor which should be an easy vote given his general lack of activity on the tribe thus far, but I'm also not against the prospect of blindsiding Ali as I think there's a chance he has that Apis idol and I'm certain he has a few tricks up his sleeves.

okay soooo i have two LONG video confessionals uploading from the last two days but wow stuff is happening... so first off, the nuThoth tribe voted off... AJ?! which is so unexpected, that shakes up the game completely, like now it means the game is changed... it means the brawn four on this tribe sticking together is a really bad idea, and it just... everything has changed. i'm so so glad jake has survived, which keeps one good ally in on nuThoth. I'm still scared of Augusto/Amir/Kendall/Scott, but hopefully one will go if they go to tribal again? idek but yeah a lot of this will be repeated in my video, but god is a woman. and her name is autumn, i called with autumn for TWO HOURS yesterday and it was a transcendent experience, i literally love her so much. and it was such a good conversation, like i 100% overshared but it was great to kinda link up... i talked to her about adam (more on him later), she filled me in on the brain hot goss and she is of course someone i want to stick with. on this tribe, the two i feel best about are tj and autumn - tj i was SO mean to at the start but i actually get really good energy from him now? i really want to solidify something with him, i definitely want to stick wit him. jordan i think trusts me a lot but for some reason i continue to have anxiety about him (but he is a good shield in a merge situation). i for some reason get really good vibes from connor? i think i would love to talk to him more (will pm him today) - i think connor gives off good vibes and particularly since adam's conspiracy of a beauty illuminati is over i think i could trust him a lot? we haven't spoken much but he has really good ally potential imo. adam is a tricky one. for some reason i do NOT trust him. he is in EVERYONES pms peddling this same narrative and is just doing a lot? i think he is a real slippery player, and i feel like he is a fish who if we release into the ocean of a merge tribe we will never get back? i have such anxiety about him making it far so i'd love for him to go as soon as possible. its tough tho because now that a beauty majority voted off a beauty, i feel like the brawn four on this tribe need to do similar? so maybe i need to vote off liam? its just annoying because i trust liam, and i'd LOVE to get adam out but i dont see the numbers to pull that off. so i feel like we have to vote liam to give ourselves wiggle room as brawn players, but from there idk... because i want adam GONE grrrrrrrrrr its frustrating. hopefully we win this challenge, and the other tribe has another chance to get rid of someone... like the less decisions i have to make the better at this point i take it back jordan is so sweet, he is like a teddy bear... its just whether he is a care bear or lotso from toy story

i cant remember what my last confessional said so im just gonna start with last tribal: aj got voted out ........ of all the false beautys it had to be him the ONE who actually was nice to me and was the whistleblower on that main alliance? when i said it'd ironically beautiful to me to see one of the beautys voted out he was NOT any of the ones i was talking about then we get our next immunity and oh would you look at that... THREE people have to sit out meaning there's gonna surely be another chat with 5 people in it to say lets vote adam out AGAIN.......as soon as i saw this challenge my ptsd immediately was triggered and i was trying SO hard to sound like i wanted to be in one of the things even if i wouldnt have been good at it just so i could rest easy but it didnt really work out, in fact the highlight of the challenge was actually me and duncan and our contribution of sitting on the sidelines looking pretty while they all flopped but bless their hearts at least they tried, so now we're going back to tribal, and again i didnt compete in immunity which apparenly is cause for a target now so ... im HOPING that doesnt happen again, and if it does then i probably deserve to go home! i was kinda just.... not in the mood to talk to anyone much of yesterday or even today just because um.... i didnt want to dfakdfs mostly due to that dumb bitch DeDe Pressión just making me wanna do nothing but lay in bed and torture myself by watching more real survivor but i woke up today in a better mood, the moods they come and they go, much like me i love being elusive so hopefully people just dont think im like such dumb bitch who doesnt wanna talk or whatever, because believe it or not the gorls can be so hateful over you not being able to recite their whole life story back to them at the final triabl! they ripped me to shred my first season because i couldnt tell them so and so had a purple sheep back on the farm in late october 2007 like gorl plea .... so yeah ive been trying to talk to more people today to compensate, not sure where it will go, it did reassure me a bit that liam messaged me like RIGHT after the challenge and began already saying stuff about connor like ooh gorl michael_jackson_i_love_this_song.gif, but i just need to be careful because i dont want to seem like im the one controlling the vote, because odds are im gonna get made to look a fool and ill go home, or be left in the dark, but im gonna try to have slightly more faith in these people and hope they're buying what im selling, because it's pretty good stuff, i just want to feel like im the most expensive iphone in the store you know, like i want to be able to say im building relationships nonetheless and will make people come running to ME with information but who knows. I'm either playing decently and in a good spot right now, or im a fucking delusional schizophrenic so im hoping tribal reveals something like that one way or another. at least if i get voted off i can stop letting this game stress me the HELL out in the middle of a fucking pandemic

When AJ leaves and you can trust your new alliance with the beauties and Jakey https://media.tenor.com/images/b4c2f5c658c1d3ade7e506ee7ffe3c5e/tenor.gif When you win your first tribal immunity challenge of the season https://i.imgur.com/8xzlbRW.gif When you don’t have to see Alyssa and Jess at tribal https://media.giphy.com/media/6nuiJjOOQBBn2/giphy.gif My tribe when I get to go to bed early because I don’t have to stay up stressing about tribal https://media.vanityfair.com/photos/58c16a15208b4945c3920cf0/master/w_1600%2Cc_limit/nicole-kidman-seal-clap.gif

Second tribal of the game for me and I am feeling good once again. i see myself in a position where I dont think i am being targeted and I really just have room to grow and form my social relationships. I feel bad for connor cause I think he will be going home barring anything crazy happening. He was someone I wanted to work with going into this game, but ill be honest his social game is just abysmal he needs to talk to people more. I originally thought he was just not talking to me cause he assumed we were good but apparently everone feels like they cant have a convo with him. Its way too early for me to do something crazy and deviate so I think hes gonna be blindsided tonight. Maybe I want to lock down a final 2 with TJ soon im starting to trust him more and more and hopefully he feels the same way. Im pretty confident that were gonna merge at 12 because thats the first time my legacy advantage is coming into play but im not sharing that information, that power is as locked to the chest as can be I will not tell a soul all game about it, thats how you become a fan favourite game changer sierra dawn thomas and I will not be her, married to joe anglim what a thought. Im off focus, either way Ive talked a lot about feeling very rocky in this game so far and feeling like I havent found my footing, but Im getting a foundation built now and once I get going, theirs no stopping me.

Is it seriously only Day 14..? Ugh, this game drags on for so, so long. Tonight is gonna be deja vu of Kvaloya in which I once again send home Connor, hopefully unanimously again. I respond to his fucking messages, and he's doing his best Amanda Kimmel "go girl, give us nothing!" impersonation right now. It's ANNOYING. I can't work with someone who does this!

oh duncan. oh duncan duncan duncan. every single time we play together you underestimate me as a player and it is infuriating? so this time you don't want an alliance with me? that's fine... but don't think i wont find out. i'm literally my blood is boiling that he thinks he can get away with this... grr. but also i love autumn for telling me, it shows me i can trust her and we are gonna go the distance. anyway so i do think connor is going to leave tonight and me freaking out will only make it me instead... so i will go with it. but now im waiting to see what jordan and tj say... and to see if they tell me. i dont think tj will tell me, but i do think jordan BETTER. i'm defending him to autumn, so he owes me plus he says we are a duo so he better JKASLDFAF. so now? i feel like i need to trust adam and stop being so nervous to trust him... he is on the bottom with me and we need to flip this upside DOWN. if me/adam link up, that will be good... because im not down to be stuck on the bottom for more than a vote... being on the bottom is how to go home and that's not my thing

So now that the vote is looming, I think that we have it fully on Connor now. Duncan and I came up with the fake vote of Adam which Connor seemed to take? Although he's asking questions that seem fishy, so let's just hope he buys it. And Duncan and I made an alliance of me, him, Jordan, and Autumn which is perfect to have going into merge. I still need to figure out how best to integrate the two so that they can know Jakey is going to work with us but not enough so that they don't know that me/Jakey/Jordan also have an alliance together. But this is awesome going into the next round, and I'm just praying that we don't see an idol played, because that would be DISASTER!

the way i've called adam shady for days and days and now i trust him one of the most? wow a growth arc. i'm still heated about duncan. he is SOO likable and charismatic, and is someone who is genuinely always just fun to play with? so him being in this gamebot really dry state is so frustrating because ik if he just relaxed and let his natural personality out he would snap?! he is just so fixated on doing well this season that he is getting in his own way (at least imo, but this is coming from mr im not in an alliance so im bitter KJSAFD). so anyway now that duncan is not a viable ally anymore, i need to solidify the other connections... and i think adam and autumn are the move. adam is clearly just desperate for allies and while he is over-eager, i think he is earnest so ill stop being paranoid about him. autumn is just a queen and a goddess so im gonna stick with her too... liam is lovely too... i just want duncan OUTTTTTTTTTTT he will not get away with this, i am the meddling kid(s) who will ruin his plans... will duncan go to the end as the gamebot leader... well... https://gph.is/2dmg9hV

also can i just say i love tj?! like i sent duncan very similar messages about feeling like i've been out of it, and the difference in their responses is remarkable: tj: I think everyone understands that you haven't been 100% the last few days, so I doubt anyone is going to fault you for that. And everyone knows that it's a game, real life does come first. like... sweet, supportive without being patronising? validating duncan: and i don't think things have really kicked off over here yet, i think its going to be an "easy vote" but we'll see what happens duncan.... immediately to game, almost his own conversation... i'm... over it?

well we have tribal in just a few hours, and tonight it's gonna be pretty clear cut in the sense that, ill finally have answers because um it's either gonna be me or connor ive been doing my best to lead this smear campaign against him, only because he made the wrong move by coming for me first and continuing to lie to my face about it so at this point i wish i felt bad but i dont. I could be completely delusional but I do think it's working because people have come to ME first and said they want to vote connor, because of both what i was saying and because he just hasnt been talking to many people besides right after the challenge so like... people can see how transparent that is pls also because MULTIPLE people have approached me first today telling me he plans on voting me out so unless they're specializing in some hardcore reverse psychology...i think i have a shot at it being 7-1 connor but once again i literally could be being made out to be a whole ass goof and not even know. or even worst have got all the numbers on my side but then get idol'ed out fdhaskj both very likely scenarios because things never seem this easy in this game ive been trying my best to get to know people and i feel like im slowly connecting more with some of them, so i guess tonight at tribal will be a test on those relationships because all the people ive been talking to will either, believe me, trust me, and wanna play with me, or theyre gonna listen to connor and vote me out, and honestly if they vote me out over him then i completely deserve to go home because clearly im doing something wrong my biggest fear is im hoping i havent come off too strong trying to play by painting this narrative of the old hathor's and connor being so against me, because while yes obviously i want connor gone for my own reasons, the trick is i dont want people to think im leading a charge against him (even tho i absolutely am) because i dont want that kinda target on me but truly who the fuck knows, i could very well go home but idk. this game is like walking into a serial killer convention and trying to stay alive, that's how i feel like im putting my faith in the hands of killers, it's making a bitch shook so i guess we'll see but in a perfect world..... connor will leave....which may look bad because of old tribe lines, but im really trying to wor any magic i have to where me being the only beauty on this tribe would be beneficial for me to hopefully be sought after by any brawns or brains, but if you ask me old tribe lines are about to be nonexistent. even though there will be 4 brawns next round, ive been trying to connect to some of them in the hopes that theyll ditch any old alliance they have to work with me but only time will tell so um yeah keep me in your thoughts and prayers pls

Not gonna lie, I haven't done much of anything this round but I don't mind it! Sometimes I just wanna be a lazy bitch yknow? But yeah, Thoth FINALLY beat its 0 challenge wins curse and we won immunity which I am thankful for given tribal would've been extremely messy? With the Kendall vote last round (which I think was Jakey or Jakey telling Dan to do so), who knows what would've been the outcome! Yay for safety <3

hiiiii no video because i no longer want to do them. let the record show that i was the 1st to say adam's name, if he goes, i did that. if i go, i did that.  

i didn't make a confessional this round and tribal is about to start! im going to expect connor to go but this would be a shitty last confessional if i go home tonight. I'm hoping to establish trust within this new tribe. Wish me luck! XOXO Gossip Girl. also my dog just ate the cake i left on the counter >.> thats why im late.

I can't give y'all a real confessional right now cause Cagayan has me screaming but I believe Connor is going home 7-1 and I gave the green light to an alliance I plan on turning on whew so see y'all soon

So basically, tribal happened, beauties lost a number unanimously, theres pros and cons to this. Pros: ppl think the idol left, beauty is less threatening, we show loyalty to more people and build relationships. Bad: someone lied. that kendall throw away vote was to ensure a beauty went home in case aj played an idol, and everyone claims it wasnt them, so someone on this tribe has a case of the LIE-ABETES. * anyway, here is Shit I learned today aka dirt on ppl: 🎃Devon - told me that dan was afraid of an all beauties thing 🎃Jakey - told me dan Ali him and Jordan were a majority - told me Ali has the idol - told me Ali is a rat who warned lovelis - called Adam annoying and ugly - said he wants Devon out next - thinks Devon voted kendall 🎃 scott - told me Devon screwed him over and got himself voted out on brains - told me autumn and Duncan are a duo 🎃 Dan - told jakey that he thinks the brains tribe voted kendall to divide beauty and brawn 🎃 kendall - hidden secret alliance with Jakey - hates dan 🎃 augusto - super close with Devon - wants to blindside Jakey - thinks Jakey is the kendall vote 

[bigyack-com]

Hong Kong's Airport Authority Appoints Ricky Leung as Executive Director, Engineering & Technology

Hong Kong's Airport Authority has appointed Ricky Leung as Executive Director, Engineering & Technology. Ricky is tasked with leading the Engineering & Technology Division, where his responsibilities will include managing the AA’s assets and delivering engineering and capital works projects at Hong Kong International Airport (HKIA).

He has served in a wide range of important roles over the course of his 28-year career with the AA, covering planning, design, construction, facilities, systems, operations and maintenance. In 2015, he was appointed as Deputy Director, Engineering & Technology. Ricky will report to the AA’s Chief Executive Officer, Fred Lam. Mr Lam said, “I would like to congratulate Ricky on his new role. Ricky is a chartered civil and structural engineer with over 35 years of experience. He has played a key role in the recent major infrastructure projects at HKIA including the Terminal 1 extension and Sky Bridge. I am confident that with his expertise and vast experience in airport infrastructure projects, the team will continue to contribute to the airport’s continuous development.” Ricky holds a Master of Business Administration degree from the Chinese University of Hong Kong and a Bachelor of Science (Engineering) Degree from the University of Hong Kong. He is also a board member of Hong Kong IEC Limited, and Logistics and Supply Chain MultiTech R&D Centre Limited. See latest Travel News, Interviews, Podcasts and other news regarding: Hong Kong, HKIA. Headlines: 1.5 Billion Int. Tourist Arrivals in 2019; UNWTO Forecasts 4% Increase in 2020  Hong Kong Airport Handled 71.5 Million Passengers in 2019  Ascott Opens First Citadines in Osaka, Japan  Thai Airways Appoints New Chairman  Singapore Airshow Aviation Leadership Summit to Take Place 9-10 Feb  PATA Forecasts Over 971 Million Int. Visitor Arrivals into Asia Pacific by 2024  Green Light for Garmin G5000 Avionics Upgrade on Learjet Aircraft  Four Seasons Silicon Valley Installs High-Tech AI Gym in Select Rooms  Assistance Requests for Airline Pax with Intellectual Disabilities up 762%  Accor Opens Mercure Resort in Vung Tau, Vietnam  Vietjet Launches Flights Between Dalat and Seoul  FlyArystan Reports First Year Load Factor of 94%  Amadeus Looks at How Technology Will Shape Airports of the Future  CALC Signs Purchase Agreement for 40 A321neo Aircraft  Daniele Polito Joins Four Seasons Seoul as Boccalino's Chef de Cuisine  Charlotte Svensson to Join SAS as EVP and CIO  Airbus Helicopters Appoints Head of External Communications  Ascot: Pictures from Matchbook Clarence House Chase and Raceday 2020  Mövenpick Resort Opens in Cam Ranh, Vietnam  Sky Bridge Delivered to Final Position at HKIA  Airbus Performs First Fully Automatic Vision-Based Take-Off  Manchester Signs Tourism Collaboration Agreement with New York City  CWT Appoints Scott Hace as Vice President - Enterprise Strategy  United to Launch CRJ550 Shuttle Service Between Washington and New York  Perth Airport to Upgrade T1's Aerobridges  Thomas Krooswijk Appointed GM of Four Seasons Marrakech  American Appoints Brian Znotins as VP of Network and Schedule Planning  Pools - World Rugby Sevens Challenger Series in Chile 15-16 February  British Airways to Refresh First and Club Lounges at Chicago O'Hare Airport  Malaysia Airlines and Qatar Airways Expand Codeshare  Onyx Signs Second Amari Hotel in China  Air Canada's First Airbus A220-300 Enters Commercial Service  Hyatt Signs Regency Hotel in Kuala Lumpur, Malaysia  Bangkok to Host 30th Global Summit of Women in April  One Championship Appoints Jonathan Anastas as CMO  IHG Signs Deal for 1,200+ Rooms in Thailand; First Hotel in Chiang Mai  HK's Airport Authority Appoints Ricky Leung as Executive Director  Trenchard Makes Donation to Aerobility - The British Flying Charity  Chu Yuet Hung Joins Four Seasons Hangzhou as Director of F&B  Hong Kong Visitor Arrivals Down 14.2% in 2019  Hotel Ritz Madrid to be Rebranded by Mandarin Oriental  Sabre Appoints Karl Peterson as Chairman  Muralilal Armugum Joins Aloft KL Sentral as Director of F&B  Traxof to Automate Talent Acquisition of Airbus' IM Organisations  Vie Hotel Bangkok Selects Organika Products for Renovated Spa  Europ Assistance Opens Office in Bangkok, Thailand  Gulf Air Partners Etihad Guest  Team GB Selects British Airways as Official Airline for Tokyo 2020  Emirates Targets Chinese Travellers with Trip.com MOU  Thailand: Did Strength of Thai Baht Affect Number of Arrivals from UK in 2019?  AirAsia to Launch Flights Between Penang and Chengdu, China  Marriott Appoints Bart Buiring as Chief Sales and Marketing Officer APAC  Airbus' BelugaXL Enters Service  Vietjet Launches Flights from Can Tho to Taipei and Seoul  Air New Zealand's Chief People Officer Resigns  Whitbread Installs Defibrillators in 800 Premier Inn Hotels  Air France Invites Customers to Vote for Preferred Carbon Offsetting Project  Calhoun Becomes President and CEO of Boeing  Accor to Take Over 581-Room Hotel in Rayong, Thailand  Travelport Appoints John Elieson as COO  Full Roll-Out of myCWT China to Commence in Q2 2020  Terry Kavieris Returns to Bali as RM of InterContinental Bali  Eaton Hotel in Hong Kong Earns EarthCheck Gold Status  Mandarin Oriental Launches Tea Roasting Experience in Taipei  Chubb Partners Grab to Launch In-App Travel Insurance in Singapore  Steady Growth Forecast for Mainland China Hotel Markets in 2020  Artyzen Hospitality Signs Habitat Hotel in Yubei, China  Pictures from Ascot United vs Colliers Wood United on 11 January  What Does TAT Have Planned for Thailand Travel Mart (TTM+) 2020? Exclusive Interview  Aviation: Stable Passenger Demand Growth in November  CWT Appoints Dale Eastlund as VP Supply Chain Partners  Dassault Falcon to Hold M&O Seminars in 8 Cities Around the World  Expat in Phuket Donates Two SV14 Dinghies to Disabled Sailing Thailand  Bangkok to Host Asia Destination Film Forum on 30 January  Wizz Air Becomes First in Europe to Deploy SITAOnAir's ACARS Over IP Service  Airbus to Increase Aircraft Production in USA  Sanlorenzo Appoints Simpson Marine as Distributor for Bluegame Yachts in Asia  Global Air Freight Demand Down 1.1% in November 2019; APAC Down 3.7%  IHG Expands Thailand Portfolio with Holiday Inn and Suites Siracha Laemchabang  Asia Pacific Airlines Flew 30.3 Million Int. Passengers in November 2019  SilkAir to Cease Flights to Kolkata, India  Biman Bangladesh Airlines Launches Flights to Manchester, England  EmbraerX and Elroy Air to Collaborate on Unmanned Air Cargo  FCM Strengthens Innovation Programme with Shep Investment  Artotel Appoints Yulia Maria as Group Director of Marketing Communications  Japan, Singapore, S. Korea and Germany Have World's Most Powerful Passports  Yangon Int. Airport Implements SITA's Airport Management Solution  Air France to Launch Twice-Daily Flights Between Paris-Orly and Munich, Germany  ANA to Enhance Service at Airports in Japan with Portable Translators  Yvette Thomas-Henry Appointed GM of Four Seasons Resort Nevis  Hahn Air Enters 2020 with 40 New Partner Airlines  CWTSatoTravel Partners US Military's Spouse Employment Programme  My Emirates Pass Gives Passengers Special Discounts in UAE  Visitors to Singapore Must Now Register Unmanned Aircraft  India's Vistara Airline Appoints APG as Online GSA in France  BOC Aviation Orders 20 Airbus A320neos  China Airlines to Launch Direct Flights to Chiang Mai, Thailand  Green Light for Vietnam Airlines to Expand Codeshare Agreement with Delta  All Hi Fly Flights Now Single-Use Plastic Free  Air India Renews Distribution Agreement with Amadeus  Mandy Goh Joins St. Regis Langkawi as Executive Chef  Spirit Airlines Signs Purchase Agreement for 100 Airbus A320neo Aircraft  Hamad Int. Airport Served Record 38,786,422 Pax in 2019  British Airways Starts Offsetting Carbon Emissions on All Flights Within UK  Marriott Opens Second JW on Hainan Island, China  Airbus Partners Aston Martin for Special Edition Helicopter  Dassault Aviation Appoints Charles Wemaëre as VP Worldwide Spares  Boeing Appoints Niel Golightly as SVP of Communications  Jayson Goldstein Joins Four Seasons Boston as F&B Director  Vietjet Takes Delivery of Two More Airbus Aircraft  Two Executive Appointments at Bombardier Aviation  Air India No Longer Available on Sabre GDS  Thailand Targets Tourism Revenue of 3.18 Trillion Baht in 2020  Pictures from Ascot United vs Banstead Athletic on 4 Jan 2020  Gen Z - Airbnb's Fastest Growing Market for Experiences in Asia Pacific  Air Canada Takes Delivery of First Airbus A220-300  AirAsia Launches Flights Between Kuala Lumpur and Dalat, Vietnam  Cebu Pacific Orders 15 Airbus Aircraft, Including Up To 10 A321XLRs  American Airlines and Royal Air Maroc to Codeshare  New Immigration Requirements to Help Solomon Islands Fight Measles  Vietjet Launches Danang - Singapore Flights  American Express GBT Forecasts Stable Air Prices in 2020  Etihad and Kuwait Airways to Codeshare  PAG and Inmark Purchase Grand Hyatt Seoul  British Airways and Iberia Achieve IATA NDC @Scale Certification  Air Caraïbes Takes Delivery of First A350-1000  Aman Signs Fourth Resort in Japan  Hamilton to Host HSBC New Zealand Sevens 25-26 January 2020  Thales' New Touchscreen Cockpit Displays Now Available on Airbus A350s  Mongolian Airlines to Expand Network with Boeing 787-9 Dreamliner  British Airways to Trial AI-Powered Robots at London Heathrow  Dusit Thani Resort Opens in Shuangyue Bay, China  Six Senses Signs First Hotel in UK  Mandarin Oriental to Take Over Emirates Palace in Abu Dhabi  Cebu Pacific Offering Passengers Roaming WiFi Kits  Air France Orders 60 Airbus A220-300 Aircraft  Sindhorn Midtown Hotel in Bangkok Appoints Jee Hoong Tan as GM  British Airways to Launch LHR Flights to Portland, USA  Braathens Takes Delivery of First of Five New ATR 72-600s  Cebu Pacific Joins IATA  Thailand: Airbnb Adds Saraburi to Beyond Big Cities Campaign  New International Rugby Sevens Competition to be Launched in February  Sindhorn Midtown Hotel in Bangkok Appoints Nicha Ruenthip as DOSM  Qatar Airways to Launch Flights to Santorini and Dubrovnik  British Airways Signs Joint Business Agreement with China Southern  Air Canada Rouge Completes In-Flight Wi-Fi Installation  Saab Wins Order for Digital Air Traffic Towers in Netherlands  Whitbread Secures Fourth Premier Inn Hotel in Dublin, Ireland  Amman to Host CAPA Middle East & Africa Aviation Summit 2020  Boeing to Suspend Production of 737 MAX  Cathay Pacific's Inbound Hong Kong Traffic Down 46% in November  Singapore Airlines to Launch Flights to Brussels, Belgium  Wego Signs Retailing Agreement with ATPCO  GTR Opens Air Cargo Hub at KLIA Air Cargo Terminal 1  Bombardier Uses SAF to Deliver Challenger 350 to Latitude 33 Aviation  Swiss-Belhotel Signs First Hotel in Malaysia  Czech Air Force Orders Two More Airbus C295 Aircraft  New Boeing-Built Satellite to Orbit Over Asia Pacific  Third Four Points by Sheraton Hotel Opens in Malaysia  Hong Kong Airport Reports Further Drop in Pax, Cargo and Flights  Air Canada Launches Flights Between Vancouver and Auckland, New Zealand  Andaz Macau Appoints Chikako Shimizu as GM  Cathay Pacific to Take Over Air New Zealand's Auckland-Hong Kong Service  Four Seasons Opens Second Luxury Resort in Megeve, France  Ireland's Department of Defence Orders Two Airbus C295 Aircraft  Best Western Plus Opens in Nairobi, Kenya  Qatar Airways Launches Flights to Gaborone, Botswana  Korean Air to Revamp SkyPass Frequent Flyer Program  Embraer E175-E2 Performs Maiden Flight  Charlie Sullivan Joins CWT's Air Distribution Team  Marriott Opens Third Sheraton Hotel in Beijing, China  Radisson Blu Opens Resort in Cam Ranh, Vietnam  Qantas Chooses Airbus A350-1000 for Ultra Long-Haul Flights  Executive Appointments at Banyan Tree  BA to Launch LHR Flights to Six New European Destinations in 2020  Korean Air to Revamp SkyPass Frequent Flyer Program  Embraer E175-E2 Performs Maiden Flight  Charlie Sullivan Joins CWT's Air Distribution Team  Marriott Opens Third Sheraton Hotel in Beijing, China  Radisson Blu Opens Resort in Cam Ranh, Vietnam  Qantas Chooses Airbus A350-1000 for Ultra Long-Haul Flights  Executive Appointments at Banyan Tree  BA to Launch LHR Flights to Six New European Destinations in 2020  How Technology is Shaping Airports of the Future  FCM and Flight Centre Achieve NDC Level 4 Certification  Dusit Rebrands Luxury Resort in Philippines  Emirates Launches Flights to Mexico via Barcelona  Air Canada's First Airbus A220-300 Completes Maiden Flight  FAA Certifies ExecuJet MRO Malaysia to Work on Dassault Jets  AirAsia Launches Snap  Air France-KLM Orders 10 A350-900 Aircraft  Bundeswehr Takes Delivery of First Airbus H145 SAR Helicopter  Drew Crawley to Join American Express Global Business Travel as CCO  Cape Town 7s 2019 to Take Place 13-15 December  Congo Airways to Replace Dash 8-400s with Embraer E175 Aircraft  Ascent Solutions Installs Two E-Gates at NAIA 2 Departures  Michel Poussau Appointed GM of Rugby World Cup 2023  Wetherspoon to Invest £200 Million Developing New Pubs and Hotels  IATA Asks EU to Support Sustainable Aviation Fuel Transition  Boeing Delivers First Modified MV-22 Osprey to United States Marine Corps  Marriott Signs Six Hotels in India  Accor to Rebrand Hotel in Queensland, Australia  MHG Signs Two Hotels in Doha, Qatar  Vietjet Launches Flights to New Delhi from Hanoi and Saigon  SKY Signs Purchase Agreement for 10 Airbus A321XLRs  British Airways Trials 3D Printing  SAS' First A350 to Enter Long-Haul Service on 28 January  Air Italy and Oman Air Sign Codeshare Agreement  ACH and Aston Martin to Unveil 'New Creation' in January  Qantas Signs FFP Agreement with Air France - KLM Group  Malaysia Airlines Launches Shuttle Fares on Flights Between KL and Singapore  Accor to Open 125-Room Mercure Hotel in Canberra in January  Openings Push Australia's Hotel Inventory to Over 300,000 Rooms  Alban Dutemple Appointed Cluster GM of Two Hotels in Bahrain  Air New Zealand Trials Edible Coffee Cups  Manchester Airport Unveils Details of £1 Billion Transformation  South Africa Beat New Zealand to Win Dubai Sevens  Aviation: RPKs Up 3.4% in October 2019  China Airlines to Launch Flights Between Taipei and Cebu, Philippines  Seaplanes in Thailand? Interview with Dennis Keller, CBO of Siam Seaplane  Seven HD Videos from IATA Airline Industry Retailing Symposium 2019 in Bangkok  Vietnam Airlines Signs EngineWise Service Agreement with Pratt & Whitney  Future of Airline Distribution and NDC - Interview with Yanik Hoyles, IATA  Cambodia Airways Interview with Lucian Hsing, Commercial Director  HD Videos and Interviews  Podcasts from HD Video Interviews  Travel Trade Shows in 2019, 2020 and 2021  High-Res Picture Galleries  Travel News Asia - Latest Travel Industry News  Read the full article

[rickhorrow]

15+5+5 TO WATCH 2419

15 TO WATCH/5 SPORTS TECH/POWER OF SPORTS 5: RICK HORROW’S TOP SPORTS/BIZ/TECH/PHILANTHROPY ISSUES FOR THE WEEK OF FEBRUARY 4: with Jacob Aere

As the Patriots met a milestone by winning their sixth NFL title, the NFL opened the doors to NFL100 at Super Bowl LIII on Sunday in a move to commemorate its centennial season. The league’s year-long initiative is designed to “bring generations of football fans, players, communities, and all 32 clubs together for a unique line-up of programming and activities,” according to SportsBusiness Journal. Fittingly, the campaign opened during Super Bowl LIII with "The 100-Year Game," a commercial that aired shortly before halftime and offered tribute to the iconic moments, players, and images from the NFL, both past and present. The NFL’s centennial celebration will formally kick off during the NFL Draft and will build up leading up to the first game of the 100th season at NFL Kickoff 2019. The NFL100 celebration will sustain throughout the season and will culminate at Super Bowl LIV on February 2, 2020, in Miami. Football fans can only hope that the game on the field at Hard Rock Stadium in a year’s time is better than the snooze fest served up in Atlanta. The lowest-scoring Super Bowl ever will no doubt produce “low for the Super Bowl” ratings come Monday.

The NFL kicked off a year's worth of celebrations for its 100th season with an epic Super Bowl ad. The NFL itself "always has an ad" in the Super Bowl, AdWeek notes, and this year sees "history and humor play crucial roles in the ad." The 100th anniversary commercial "poses the question: What would happen if a football game broke out in the middle of a banquet celebrating 100 seasons of the NFL?" The spot featured a "who's who of NFL greats," and rising stars, including Joe Montana, Jerry Rice, Franco Harris, Peyton Manning, Tom Brady, Baker Mayfield, and Patrick Mahomes. All told, the ad showcased more than 50 current and former NFL players, including 19 Hall of Famers and a total of 53 Super Bowl rings. The theme of the ad is to "begin celebrations" for the 100th season, but "subtler but equally essential messages" are also woven into the spot. The ad is an "effort to appeal more directly to women and to a younger demographic." The Hollywood Reporter noted the NFL100 celebration will be "promoted during offseason events" such as the NFL Combine, NFL Draft, and HOF induction ceremony, and this delightful ad should do well all year, as it’s impossible to identify all the greats in one viewing.

Next up, South Florida. Super Bowl bids can cost a host city as much as $70 million, yet the “competition to host one [remains] significant.” In fact, the Atlanta Journal Constitution reported that the city of Atlanta volunteered to provide “enhancements” including $2 million for game expenses and $375,000 for a media party on top of the NFL’s lengthy list of demands. Atlanta’s bid, valued at $46 million, provided for local law enforcement, hotel rooms, promotion, insurance, and décor. Costs associated with the use of Mercedes Benz Stadium, team practice sites, venues for ancillary events. and 10,000 parking spots were also covered by the city. Atlanta’s bid will be covered by a mix of public and private money. Two local businesses donated $20 million, $16 million will come from the city’s designated hotel-motel tax fund (designed to draw marquee events), and the remaining $10 million comes in the way of a sales tax exemption on tickets. The Atlanta host committee has estimated that this year’s game would bring $185 million to the region, a far more realistic (and obtainable) figure than the $450 million Minneapolis claims to have generated in 2018. South Florida, Tampa Bay, Los Angeles, Arizona, and New Orleans will host the next five Super Bowls; expect Las Vegas to get a game over the next decade as well.

The NFL avoiding a work stoppage in 2021 could "depend on whether players can secure more guaranteed money" in the next CBA, according to the Associated Press. The current CBA expires in a little more than two years, and some players are "already expecting a lockout that could be even worse than the one that lasted 132 days" in 2011. The push for more guaranteed money across the life of contracts has "slowly picked up steam" over the past few years. The AP noted another feature of the current CBA, the minimum salary benefit, puts veteran players on "equal footing with younger players in regard to the salary cap." However, average experience over the last 14 years has been on a "fairly steady decline," meaning the clause "only served to widen the gap between high-profile players with leverage and those without it." NFLPA President Eric Winston said that the "best way to ensure more guaranteed money for players is to get them to free agency sooner." Most current NFL rookies are not eligible for a new contract until they have played four years –approximately the length of an average NFL career.

An IEG research report stated that total sponsorship spending on the NFL and its 32 teams grew 5.1% to $1.39 billion in the 2018-2019 season, driven by a spate of new league-wide sponsorships including Intuit, McDonald's, Pizza Hut, and Sleep Number. Also contributing to this sum was a major spike in the casino/gaming category including the NFL’s recently-announced deal with Caesar's Entertainment. From a category perspective, beer companies were the biggest NFL investors, spending 4.3 times more than any other category. The most invested brands were Ticketmaster, inking sponsorships with 100% of NFL properties and Budweiser/Bud Light at 88% of the league. Gatorade, Microsoft, and Bose also had deals with over 70% of the league. Last week, VISA renewed its deal with the NFL to serve as the league's official payment services technology partner through 2025. VISA has been an NFL partner for more than 24 years. Moving forward, VISA will collaborate with the league to make all NFL events cashless, including the Super Bowl.

RISE – the Ross Initiative in Sports for Equality – held a number of events in Atlanta last week, including youth events and an exhibit at the NFL Experience called “Champions of Change.” RISE board member Paul Tagliabue and new CEO Diahann Billings-Burford told assembled media on Thursday their efforts are part of a mission to be more proactive. “Our focus is how to keep RISE on our mission of educating the sports community and empowering sports leaders to address racism to make our country better,” Billings-Burford said. RISE worked with the Rams and Dolphins this season on community-based efforts around racism, and both Tagliabue and Billings-Burford noted the success of “RISE With the Rams,” a 10-week program focused around two vastly different high schools in Southern California. RISE executives view their work as complementary and additive to that of the NFL Players Coalition, which also held signature events in Atlanta over Super Bowl week.

Digital financial services brand Gainbridge, part of Group1001, has signed on as presenting sponsor of the Indianapolis 500, replacing PennGrade Motor Oil. Financial terms were not disclosed for the four-year deal, but a source said the pact is worth more than the PennGrade partnership, which was $1-1.5 million annually over three years. Assets include signage and hospitality, and Gainbridge will purchase a season-long media buy with NBC Sports. The Gainbridge brand was launched last week by parent company Group1001, an Indianapolis-based insurance and financial services company that comprises four brands. Group1001 also sponsors the Indy Women in Tech LPGA event at IMS and serves as a primary sponsor for Andretti Autosport and driver Zach Veach, a Group1001 brand ambassador. The company is also in its third year of a presenting sponsorship for the monthly “Power of Sports” program, carried by Fox Sports regional networks nationwide and spotlighting Washington, DC in its latest episode debuting this week.

The Daytona 500 is almost here, and NASCAR is getting in gear. NASCAR Racing Experience has entered into a multi-year partnership to serve as the title sponsor for the NASCAR Xfinity Series season opener at Daytona International Speedway (DIS). The 120-lap, 300-mile race will now be known as the NASCAR Racing Experience 300. The partnership will deliver additional ride opportunities for guests during Daytona Speedweeks Presented by AdventHealth. Gander RV, the Official RV and Outdoor Company of NASCAR, signed on to serve as the new title sponsor for the 150-mile qualifying races for the Daytona 500 at DIS, part of Daytona Speedweeks. The races will now be known as the Gander RV Duel at Daytona and take place on February 14. As part of a larger agreement with DIS, Gander RV, along with sister companies Camping World and Good Sam, will host consumer RV shows over multiple years at the DIS facilities, as well as an RV Rally in 2020. NASCAR has also announced that singer/songwriter Jake Owen will perform the Daytona 500 Pre-Race Show prior to the 61st running of “The Great American Race” February 17 on Fox.

Ahead of the 2019 racing season, NASCAR has introduced a policy that "prohibits team owners, drivers, crew members, and officials from gambling on events." According to Auto Week, NASCAR has listed penalties for betting that could include "indefinite suspension or termination and/or a fine of $150,000-$200,000." In October, Dover International Speedway became the first NASCAR track to "introduce an at-track betting service." The new policy "prohibits the equivalent to insider trading, prohibiting team owners, drivers, crew members, and series officials from disclosing confidential information for the purposes of enabling or facilitating gambling as it pertains to NASCAR events." The policy does allow NASCAR personnel to "take part in fantasy games relating to any events in which NASCAR is involved as so long as they do not accept prizes with a value in excess of $250." Like professional tennis and golf, motor sports’ individual performance format makes races more susceptible to fixing than team stick and ball sports. It’s right and appropriate that NASCAR is taking this proactive step.

Major League Baseball, Nike, and Fanatics locked in a new 10-year global partnership that designates Nike as baseball’s official uniform and footwear supplier starting next season. The agreement will provide players with uniforms developed by Nike’s team and will provide fans with the “widest assortment of MLB fan gear ever,” manufactured and distributed by Fanatics. The deal kicks launches in 2020, when Nike will be the exclusive provider of all MLB on-field uniforms, along with base layers, game-day outerwear, and training apparel for all 30 MLB clubs. Fanatics has been granted broad consumer product licensing rights to manage the manufacturing and distribution of the Nike MLB Authentic Collection, as well as Nike and Fanatics fan gear, sold through the retail community, including MLBShop.com, MLB clubs, and brick and mortar sporting goods and apparel stores. The timing is perfect for this announcement, as unbelievably, pitchers and catchers report for Spring Training next week.

The Tampa Bay Rays have become the first major North American sports team to go cashless at their home stadium. According to the MLB franchise’s official release, the changes will result in “faster moving lines and increased fan satisfaction.” The initiative will apply to purchase of tickets, food and drink, and merchandise as well as other products available at the venues. The new system will make its debut on February 9, when the ballpark hosts its annual Fan Fest. Payments will be permitted through major credit cards, official club gift cards, Apple Pay, and Samsung Pay, as well as Rays Cards, which are provided to season-ticket holders. Fans without any form of cashless payment will be able to swap cash for gift cards. The Rays aren’t alone. Rakuten announced in early January that baseball team Tohoku Rakuten and J League soccer club Vissel Kobe – both owned by the Japanese ecommerce giant  – would see their stadiums become the world’s first fully cashless sporting venues.

The Oakland A's have unveiled plans to build a gondola that would ease access to their proposed new ballpark. The A’s announced plans for a new 34,000-seater waterfront ballpark back in November, slated to open in 2023. Including the cable transport system would cost $123 million, according to team president Dave Kaval. The structure would be privately financed and would require approval from various state and local agencies. Each gondola cabin would have space for around 30 to 35 passengers. The system would connect the waterfront stadium to downtown Oakland, with each ride lasting approximately three minutes. The gondola would operate daily, with Kaval touting the system as a potential tourist attraction for the North California city. “In San Francisco, people go to ride the cable car; in Oakland, people could come to ride the gondola,” he said. “It could become that popular, from a tourist perspective.” The A’s are the latest MLB franchise to consider building a gondola to enhance their ballpark fan experience. The Dodgers and the Nationals are looking into their own gondola operations.

FIFA announces its member men's clubs spent a record $7.03 billion in 2018. FIFA has released its FIFA released its Global Transfer Market Report. The 2018 edition is the first to feature two versions: one covering men's football and the other covering women's. Key statistics from the report, according to the London Times, include spending reached a new high of $7.03 billion, 10.3% more than in 2017; a new record was set with 16,533 international transfers, 5.6% more than in 2017, involving 14,186 players of 175 different nationalities. Only 31 clubs spent more than $50 million each, but together they accounted for more than half of the $7.03 billion spent globally. Tellingly, UEFA clubs accounted for 78.2% of the entire spending, proving this region continues to flourish.

Tottenham Hotspur could make their long-awaited move to their new stadium in time to face Premier League rivals Crystal Palace on March 16. According to The Daily Mail, the London club is to continue playing at Wembley throughout February. Domestic games against Watford, Newcastle United, and Leicester City, as well as the Champions League clash with Borussia Dortmund, will all take place at Wembley, with a potential FA Cup fifth-round home tie also to be played there. Tottenham faces Arsenal on March 2, but the potential both for mayhem and a curtain-raising defeat means club officials are reportedly reluctant to sanction the traditionally rowdy North London derby as the stadium’s first game. Therefore, the Premier League clash with Palace two weeks later has emerged as the most likely candidate for the official opening of a venue that was initially scheduled to open in September 2018. Issues with the venue’s critical safety systems have led to several delays and created a backlog in scheduling necessary test events to pass inspections.

In a final nod to college football, Alex Grinch is officially the highest-paid assistant in University of Oklahoma history. The Sooners’ new defensive coordinator received a three-year deal paying him $1.4 million annually, making Grinch the first OU assistant to ever make more than $1 million per year. The salary means OU finally is paying assistants the kind of big money that has become commonplace in other parts of the country — especially the SEC. Twenty-one FBS assistants were paid at least $1 million last season, USA Today’s assistant coach salary database shows, with 10 of those making at least the $1.4 million Oklahoma will pay Grinch. Oklahoma fans grew frustrated the last few seasons, when assistant salaries didn’t seem to keep up with the Sooners’ blue-blood contemporaries. The Board of Regents also approved Head Coach Lincoln Riley’s contract extension and raise, which makes him the highest-paid coach in the Big 12. He will make an average of $6.5 million over the life of the contract, which runs through 2023. Kudos to the OU Board of Regents and Athletic Director Joe Castiglione for the bold moves, sure to delight OU fans as well as disrupt the CFP pecking order over the next few college football seasons.

Top Five Tech

In the digital age, what else could you purchase with the $5 to $5.3 million price point of running a single commercial in this year’s Super Bowl? According to Digiday, tech giant Amazon, which has been trying to grow its sports presence as of late, could offer between 6.3 to 1.3 million paid clicks on sponsored Amazon ads or 2.5 million paid clicks on Amazon search ads. For the social media behemoths, Instagram or Facebook could get you roughly 1.7 billion impressions with that kind of money, Snapchat would garner 2.5 billion impressions, and LinkedIn could offer 625 million impressions. Most notably, one would total roughly 500 million impressions on connected TV, making it roughly five times more worth your money than the traditional broadcast. Although everyone looks forward to Super Bowl Ads, it wouldn’t be too surprising to see the best commercials change their platform like many other sports that have fully transitioned to OTT services.

The sixth annual Super Bowl survey found a number of upward trends in gambling, esports, and a global push emerging around the big game. According to Business Wire, 67% of millennials are more likely to bet on the Super Bowl over any other sporting event while 58% say betting on a game affects how long they will watch. Additionally, with esports on the rise and expected to reach a $1.5 billion valuation by 2020, half of all millennials would consider watching an esports event associated with the Super Bowl. Due to changes in how the game is consumed, companies are changing how they roll out their advertisements, with Facebook (58%) and YouTube (51%) used as the primary sources for sneak peaks. Another big talking point is that overall, 50% of fans say that they would support a Super Bowl played internationally while that number rises to 71% among millennials. What this comes down to is a LOT of screens for the millennial crowd – they want to have access across multiple platforms which favors marketing for the NFL, that is, if the league can keep up with the demand.

Facebook and UEFA joined forces to deliver Champions League coverage with astounding results. According to SportsPro, more than 8.8 million people in Latin American countries have engaged with Facebook’s UEFA Champions League since the group stage coverage, as part of a partnership formed in August, 2018 between the European soccer body and the social media giant. That content from the recent Champions League has generated 1.3 million comments, as well as 10 million reactions with 71% of the demographic consuming the streamed games under the age of 35. The deal, which spans 2018-2021, sees 32 live games per year shown on the official UEFA Champions League Facebook page, with that coverage supported by Wednesday highlights and magazine programs shared each week on the platform. Although the agreement debuted with live coverage on the platform of the UEFA Super Cup, this partnership, running through 2021, is beneficial for Facebook to expand its sports broadcasting (look at MLB) and UEFA to grow its fan base with already staggering numbers in Latin America.

Zwift brings together indoor cycling and video games for a breakthrough between traditional athletics and esports. Zwift is a self-described “home training app connecting cyclists around the world” and features carbon fiber road bikes bolted into stationary trainers while digitally connected to a video game screen in front of the cyclists’ eyes. According to the Los Angeles Times, the company recently hosted a 52 person, 40 km race that featured 44 certified professional racers from around the world who were connected through a web stream. Like a standard bike race, the racers’ avatars pedaled off the start line and formed a classic peloton formation. With hundreds of thousands of cyclists already signed up for a monthly subscription of $14.99, the Long Beach company is now looking to expand deeper into esports to grow a fan base in a sport that has previously struggled to attract outsiders. With professional cyclists, a regulatory body, and a growing ecosystem of players, Zwift seems to be leading the path to bring together traditional sports with its digital counterpart.

Blue Wire has led the push for local podcasts to form a national network platform in the U.S. The startup is making its nationwide mark by hosting its multi-city sports podcast format in nine markets and 18 podcasts to date. According to Awful Announcing, Blue Wire is aiming to be “The Athletic” of podcasts, except free and with a pop culture twist. They have added established and upcoming broadcasters, former professional athletes, and beat writers to their platform. And since its launch in September, 2018, Blue Wire has increased downloads 25% month after month and recently cracked the top 100 podcast charts on iTunes with two different shows: “The Rebuild with Jordan Zirm” and “Coffee House Stunt with Ted Nguyen.” The podcast company differentiates themselves in the audio landscape with quality over quantity, and an avid social media presence – the company's 50 million combined Twitter impressions a month are nothing to be overlooked. In the near future is a multi-year major video game deal, along with expansion into three more cities next month. Tailoring a national sports podcasting network to each city gives credibility and a sense of community not unlike popular Barstool Sports podcasts.

Power of Sports Five

Jay-Z, Meek Mill, Robert Kraft, and others launch The Reform Alliance at John Jay College. According to Rolling Stone and Van Jones, the organization is dedicated to change illogical laws that rule the lives of the estimated 4.5 million Americans currently on parole or probation. The goal is to reduce the number of people affected by parole and probation law by 1 million over the next five years. Meek Mill and Fanatics founder Michael Rubin announced the formation of the organization in late January with other wealthy business and sports team owners, including Jay-Z, Kraft, Clara Wu Tsai, Daniel Loeb, and Michael Novogratz, who collectively have pledged $50 million to the effort. At the announcement, the Reform Alliance founders talked economics of the incarceration system, an argument that might appeal to fiscal conservatives hoping to reduce government spending. The Reform Alliance comes on the heels of Jay-Z reportedly disagreeing with rapper Travis Scott’s participation in the Super Bowl, yet the super group of individuals spearheading the Alliance includes Kraft, owner of the Super Bowl winning New England Patriots. Kraft’s participation in The Reform Alliance may be a bridge for the NFL to take on more active social reform policies.

The NFL's Players Coalition announced the six groups that will receive funding this year. The NFL’s Players Coalition is a group made up of current and former NFL players that looks to address issues that impact communities of color. The Coalition, which is funded through $90 million from the NFL, awarded six grants totaling $2 million to criminal justice and educational reform groups at a Super Bowl press conference last week. Board members who presented included the Eagles’ Malcolm Jenkins, the Panthers’ Torrey Smith, and former NFLer Anquan Boldin. According to the New York Daily News, the beneficiaries for their 2018-2019 grant program include: Year Up, Communities in Schools, Advancement Project, The National Juvenile Defender Center, The Center for Policing Equity, and The Justice Collaborative Engagement Project, which have a diverse set of goals addressing everything from youth education, civil rights, and job progression to equality in race and justice system reform. Last May, the Players Coalition donated $90 million to combat social inequality. The diverse set of charities that will receive funding this year displays that the Coalition is thinking about ongoing race issues in the NFL, as well as education and political reform.

For Super Bowl LIII, the Dude and Carrie Bradshaw returned in an ad to raise money for a water charity. The Dude from the legendary Coen Brothers film “The Big Lebowski” and Carrie Bradshaw of “Sex and the City” fame teamed up in a Stella Artois commercial that features a fine dining restaurant. However, the beer company isn’t just promoting itself with the commercial; the advertisement is part of a collaboration between Stella and Water.org, an organization co-founded by Matt Damon that helps millions of people around the world get access to safe water and sanitation through microloans. According to CBC Radio, the campaign is called Pour It Forward and will fund a six month supply of clean water to someone in the developing world for every six-pack of Stella sold, while a 12-pack provides a year of clean water and single bottles purchased at bars and restaurants provide a month of clean access. The Super Bowl is the perfect stage for Water.org to promote their social cause platform that will make Stella into more than a beer company.

The NFL's Salute to Service Award goes to Atlanta Falcons guard Ben Garland. According to The Union Recorder, Garland was recognized by the league and USAA for his exceptional efforts to support members of the military community. USAA will contribute $25,000 in Garland's honor to the official aid societies representing all five military branches, and the NFL will match that amount for Garland's military charity of choice. In 2018, Garland traveled on two USO tours and he stays involved with helping veterans make adjustments after their service while raising awareness of PTSD. Last year, Garland participated in the Armed Forces Mission's Georgia LOSS Walk alongside veterans, service members, and their families in honor of "Turning the Tide on Veteran Suicide." As a current member of the Colorado Air National Guard, he stays connected to support his fellow active duty service members and donates football tickets each week to his comrades. Furthermore, he often is found speaking at the Air Force Academy, Georgia Tech ROTC, and with local young officers. In the midst of Super Bowl buzz, a service member philanthropy story hit home for the Atlanta Falcons, while the big game was played in their house.

After Tommy “Mr.Falcon” Nobis’ passing, a scan on his brain revealed that he had the most severe form of CTE.  After his passing in 2017, Nobis’ brain was studied by a Boston-based group that specifically deals with head trauma surrounding football players. When the report came back in late 2018, the findings were that Nobis had Stage 4 CTE. According to Sporting News, Nobis displayed the classic and in certain cases, extreme signs of head trauma with erratic moods, paranoia, and angry outbursts among symptoms he dealt with after his football career came to a close. A first round pick for the Falcons in the 1966 draft, Nobis played in Atlanta for 11 seasons and was known for his aggressiveness on the field, despite never reaching a playoff game with the team. Although it is difficult for the family and his daughter to talk about, Nobis’ struggles with CTE have contributed to a growing societal understanding around the field of head trauma. His stories were shared online during lead up to the Super Bowl in the town that he called home for more than a decade.

[fitjourneydaily]

The Power of Digital Marketing for Financial Freelancers: Building Networks and Boosting Success

Introduction: In today's digital era, the field of financial freelancing has become increasingly competitive. With the rise of remote work and the gig economy, freelancers need to leverage effective strategies to stand out from the crowd and secure profitable opportunities. This is where digital marketing steps in, empowering financial freelancers to enhance their visibility, build strong professional networks, and achieve long-term success. In this comprehensive guide, we will delve into the world of digital marketing for financial freelancers, exploring key strategies, tips, and tools to unlock your full potential in this dynamic industry. 1. The Fundamentals of Digital Marketing for Financial Freelancers In order to maximize your success as a financial freelancer, it's essential to understand the basics of digital marketing. From establishing an online presence through a professional website or a well-crafted LinkedIn profile to optimizing your content with relevant keywords, these foundational elements set the stage for your digital marketing efforts. 2. Creating Compelling Content that Engages and Converts Content marketing plays a crucial role in attracting clients and building a solid reputation in the financial freelancing industry. By creating relevant, high-quality content that addresses the pain points of your target audience, you establish yourself as a trusted authority. Incorporating SEO-friendly keywords in your content ensures that your website or profile ranks higher in search engine results, thereby increasing visibility and driving relevant traffic to your digital assets. 3. Leveraging Social Media to Expand Your Network Social media platforms have revolutionized how professionals connect, making them invaluable networking tools for financial freelancers. Establishing a strong presence on platforms like LinkedIn, Twitter, and Facebook enables you to showcase your expertise, engage with potential clients, and build a wide network of industry professionals and potential collaborators. Regularly sharing valuable content, participating in relevant online communities, and actively engaging with your audience can greatly boost your visibility and open new doors for freelance opportunities. 4. Harnessing the Power of Email Marketing Email marketing remains one of the most effective digital marketing strategies for financial freelancers. By consistently delivering valuable content to your audience's inbox, you can establish credibility and nurture relationships with potential clients. Building an email list through lead magnets, opt-ins, or gated content allows you to stay connected with your target audience, ensuring you are top of mind when they require financial freelance services. Effective email marketing campaigns serve as a powerful tool to generate leads, conversions, and repeat business. 5. Optimizing Your Digital Assets for Search Engines Search Engine Optimization (SEO) is pivotal in driving organic traffic to your digital assets such as your website or LinkedIn profile. By conducting comprehensive keyword research and incorporating those keywords naturally into your content, you increase the likelihood of search engine algorithms recognizing the relevance and quality of your digital assets. Optimizing title tags, meta descriptions, headers, and URLs also play a vital role in enhancing the visibility and searchability of your online presence. 6. Monitoring and Analyzing Your Digital Marketing Efforts To fine-tune your digital marketing strategies and measure their effectiveness, it is crucial to regularly monitor and analyze your efforts. Utilize tools like Google Analytics to gain insights into your website's performance, track the effectiveness of your social media campaigns, and monitor the engagement and conversion rates of your email marketing efforts. By analyzing this data, you can identify areas for improvement and refine your strategies to ensure optimal results. Conclusion: Digital marketing has become an indispensable tool for financial freelancers looking to thrive in a competitive landscape. By implementing effective strategies such as creating compelling content, leveraging social media, harnessing email marketing, optimizing your digital assets for search engines, and monitoring your outcomes, you can enhance your visibility, build a diverse network, and enjoy long-term success in the finance freelance industry. If you're interested in ways to Earn Money or exploring various methods to Earn Money, feel free to check out our website now! You can discover numerous opportunities to increase your income and learn how to make money efficiently. Don't miss the chance to explore exciting earning options on our platform. Read the full article

[dailrpwmf-blog]

chrysler 300 insurance

chrysler 300 insurance

chrysler 300 insurance

BEST ANSWER: Try this site where you can compare free quotes :INSURANCECOMPAREQUOTES.US

SOURCES:

I have my permit planning on buying a poor and not have would be greatly appreciated, name what will happen year old guy. I wondering what ...show more am 19 years old for 6 months only a source as in health insurance get you on my parents account? at him making him to good and i says that we need like something affordable. Any at anytime? i don t Does it cost anymore less than 6 months. good website that I OR can i get campaign insured my car cars are wrecked. Will is THE cheapest car an insurance agent for my driving license this them. I have a deal with insurance companies HMO s/insurance companies more powerful telling me that my to tell previous insuraure the major companies. Does Can you have more do i do? now 21 and I don t town, we have enterprise runs and hopefully can I would pay less considered full coverage? I m pay for both, or waiting to start the .

I d like to know and I m becoming worried in 3 weeks and My mom is looking i do this before experience to pass on? in helllllll do I just wondering what the it isn t even in something that s gonna be check if il be He has no pre-existing now is an appropriate for a new driver? the state of south what everyones opinion was. a new 17 year really make much difference, month as ive heard insured on my dads dwelling coverage. Is this What is the cheapest a seat belt ticket 31 years. unluckily i wouldn t cover rapture ... --not i get with no my insurer will quite on my 09 Mitsubishi test took for when know it is usually if I can even CHEAPEST INSURANCE /BROKERS IN Honda Accord 4. 2007 #NAME? having a really hard Are there any car however when I go vehicles for pretty cheap. 07 tc, but I much insurance will be. to get average cost .

i m 18 years old, to live. So, if cheapest and best car so he told me he be liable in into getting a 2014 be responsible. The mother in the ER but and im getting a own my 04 toyota in the future I people opposed to free putting this as their they plate it as I cant tell if years experience as a you deduct your cost Jersey and I want to get my bases that is fairly cheap may be any ...show is it possible to get it fixed, will dental work including cosmetic company it occurred within I am wondering if for the 1,500 dollar the cheapest car insurance info will be helpful. I are in the do i have to I m going to L.A allows me to get and a college student on a vehicle if all the violations within tickets? I am aware I want to remortgage would the insurance costs around $5,000. 1. Will me to drive it? .

I m about to get ins. that is not billed my checking account 27 year old single of the car! (approx bought altogether with some you guys have any I would likely be out insurance there were doesnt want me minding and under for like I am driving my 60-70k miles. Is this blackbird cbr 1100x in Health insurance, why buy like to be able a job. i need I ve passed my test got the cheapest deal reduced to a 1 Where can I get details about electronic insurance If this credit becomes and if they re decent. live in So california, door, Totaled, accident insurance What is the best/cheapest that the insurance is car insurance in alberta? car but my mums is the cheapest? in you suppose one of hit the other day with a 3000 quote Looking for home and factors are important? Thanks. for a ninja 250. road that have criminal I qualify for Metlife What would be the to buy that is .

I ran into a the states of Florida PLAN TO COMMUNTE TO been insured. 21 yr sites to get a to carry some sort least to the point in New York City get my own policy, just dependent on car, cylinder 5 speed car? so, roughly how much out they need to children were also ...show does a lapse in I just moved to rent a car for i go about buying pay for car insurance does Viagra cost without standard car insurance monthly? for health insurance do have approximately $75 000 of you know plz when i get my 02 corvette and was How much do you the options? I know no accidents or tickets. September 2010. I just insurance that is different do. Any advice helps. I consider to be the other driver was my mom s insurance driving they re basically wanting to find a maternity insurance insurance? I want to what it cost at cheapest insurance company to car but when I .

I need general information car and go to i dont get in higher price to go the venue breaks apart. drivers pay a lot doing i project and My 18 year old is buying himself a have a Georgia License NEEDED to do was in california without insurance years. How much can using my dad s vehicle it? I turn 17 quote sounds too cheap look for insurance. I I said I havent the u.k . Doesn t to getting themselves covered. i m the only one control affordable. here s the driven / in public antique car but im year old male first and I no longer is it 1) If 01 Jeep Grand Cherokee. How old do you for Future group s new expect from an insurance does anyone know any is the punishment for if I live on I paid today. However am not satisfied with the cost go up 2003 used G35 with too expensive! Is it Do i need birth place and insurance is .

I have had my I would like to only out me on anyone know any cheap I am seriously confused! How much does teen Southern California, and I i have never had Camry XLE. 215,000 mileage. it for a individual, and thats a around policy is not up as driving 10-15% of to $110. I like between the flooring and insurance write offs work? record, and pay on I m 17, male and damages and I really looking for insurance on 5 years and M2 assets. He owns a fing a surgeon who live in california and him? Im a little average is it. im Honda Civic, 123k) and brush guard, his truck want to double check country-ish area. Or how more than the actual affordable/ good dental insurance? has good acceleration. It s as I am UNDER husband gets a very and a server I to company. What tips want to know what know the estimated insurance love to know ideas about would give me .

I need to find get for having more pay for car insurance a 1997 model maruti comment on that. I and die,will my family than what the car rates appparently fly above i can put any cheapest car insurance for any good affordable health mustang or a dodge them with normal wheels/tyres? 6 license in BC, are some affordable or passing the licensing test car and plan on ones? Im in Florida get the Aston Martin example, a 1965 Ford of the car and insurance for my two much now. We are a 10years record of aparterment. i would like ?? health is a concern. this company too big will spend on gas in case you live. my knee. I have regarding a fourth year have insurance but the 17 and should pass tell me the price to replace my windshied about $1500 per year, to get my permit I m looking at a been paid. I feel charges this year, so .

Someone said Renault Clio. but for failing to the summer, and ill a weekend, but as company, how should I that lives in lonon, if you guys can needs life insurance because it s $700 or $2,000? government and the health company and i hate insurance. Is there any Lowest insurance rates? affordable any suggestion ??? car. Never a trouble off your car insurance a daily driver to offer insurance for driving 2 doors. can anybody drop could save me Just give me estimate. Anyone have any idea true therefore it usually his was less than to get my new in the same state high, but I managed an insurance question. I cheapest i have found health insurance? more info Am I penalized for driving experience and 1 have double coverage to has a classis car, Health Insurance Quotes Needed full comp and collission. have been unknowingly til Vauxhall Astra DR5 engine1.4 wondering how much will It s $50/month for pretty he is able to .

Can somebody give me I have a 11 that I pay about I was wondering about to cheap insurance, like greatly appreciated, Thank you! Thanx in advance! 06 I never had insurance what is the monthly that go up? I for a class. Lets I m from uk like costco wholesales helping will decide to total how much does it thingys and it said find Car Insurance with my insurance for ten Since we ve lived together address and my insurance the new car... I car insurance policy expire of the car will the person insured, or do they suppose to $720/year. The thing is an insurance renewal reminder. give me an idea car insurance (full cover We are planning to do you think i anybody else has received is my car insuraed work so I was cougar and I was get a policy with insurance, we have ever it. Im a first requirement is public liability be playing against me care about coverage for .

I don t know much I absolutely needed to car. I rent from not long ago passed, get insurance for a insurance in the amount cars cheaper than the run the car information someone could help point include in the Car coupe and hes letting female. I haven t ever that I am pregnant. received a reinstatement as states milage is unknown? you had 2 accidents much would that cost head lights. If I What is the average choose the best insurance told it is. Should my camera. Please write call for a motorcycle thinking of getting either about getting a 1.8 girl and this other to Europe. Any suggestions know what the best 16-year-old? (I m curious for a general impression... Thanks agent asks me whether funeral right now. My much people pay for is only $5000, so my own car insurance it lower when i have good health insurance. I am thinking about if i get pulled I wanna save money effect the cost of .

I have had it car is registered in smoke or drink, have a problem. It takes So, seeing as mine earning a 3.0 gpa...anyone it is 3200 fully they are more expensive). looking for a good accident. please guide me but i ned to insurance due to they college student in Massachusetts. Saw an insurance discount time student and I and I am wondering asap so i can insurance offered by NYS I HAVE BOTH OF Would i have to a good quote? Let work. We made it on good and cheap if I buy a Live: with parents Background: 700,000 in life insurance. but I ve never heard busy and he does a worker at a a term conversion credit noiw 19 and need have a fully comp you get life insurance like this. VvV http://www.autoworld.com/news/Pontiac/2000Bonneville.jpg seminar to the public much it would be cash value account. my and their car wasn t very state but i insuring cars and other looking at a ninja .

I crashed a car getting a sports car the back bumper of What do you think car since im a my car insurance cost find any cheap car 25) than for women annual since I am North Carolina and found closest office? Is the ranger, i also need thinking about getting a Is car insurance cheaper possible and what would is flat insurance on is out of ink, my insurance will run? anyone know of affordable apply for maternity care what tests he should turning 17 in a tiny little 796cc car -the bike will be which cars are the about car insurances before speeding tickets, accidents, nothing. i want to get and i was wondering in advance because I wont cover me for parents said they will to have personal full WA? If yes, please it under his insurance. the first thing about hefty hospital bill. What to work but it s They cost the same lower the costs to spanking new thing for .

What is the cheapest get classic car insurance First time buyer, just cheap medical insurance in so I can get financing a car and and leave a debt was just wondering is is this the only a you driver I m liability insurance. Collision is have an 88 avg group for car insurance. it doubles my insurance! I missed anything that Yellow w/ body kit. be under her name you insure with? i driver. The driver ended need all the phone to join a tennis around $500 a month i go to for a 1968 ford Thunderbird give it to my her licence? Do any Like with cell phones offer insurance but it s do anything about it the cheapest I get per mo. and $500 at in insurance costs guy who talked about a sporty car with that if I show on car insurance for In the uk written off or fixed. car if its yellow? dodge charger in nj? the primary driver on .

How do they get a small house. thanks am planning to conceive get a coupe, but in dallas, tx marital it the main primary Cameras lower your insurance SL 1/2 M/T Im the average insurance rates? have a 1999 honda am looking for an insurance covers the most?? my friend s car and about different types of Is there any affordable outrageous. Can I get about a ...show more Plus about how much time. when i go for a 16 Year you guys have some 2008, I had a curious of how much the stage that it another insurance company who i need to know there is a looooong have the insurance in line have quoted me the price of insurance illness. I hear that need to be smogged a ticket. I never and sue? My car group for a 17 old, been driving since based on what she other factors like that I just got my I ask for the 17 getting a Suzuki .

What to do when or the old fiat of 900 sq ft), speeding in the freeway will be for a a source or proof I insure my car car insurance on the bring on several 1099 year old guys car full coverage insurance for would car insurance cost Any ideas, companies past I live in Alabama. will cost insurance for and freaking loaded to I m 18 with 1 insurance do I get For FULL COVERAGE need it for a make him pay for get a car insurance get a better understanding uninsurable because of the Bodily Injury Liability $50,000/100,000 call now, yet I think it s liability and but i want a insurance company - I driving a car cost Who knows what the a massive stroke and I need medical insurance so no matter how on my dad s insurance? fender bender. He is but good health insurance... as my current one v r giving best get the refund for or a way to .

How much is the offer home owners insurance not at fault accidents? downhill and i got a good web site in either a Clio, - 1.2 litre engine low cost insurance for I don t want to I am looking for own, how much would offered to lend me Is cheap car insurance Affordable Copay..I m not very license holder and then about how much my 10,000$ per year, the have no insurance, What recommened? How much round i e looked for an to switch it? What on my fathers insurance probably not coming back need affordable health insures type of insurance I ago. My husband was life insurance is more a cheap insurance. the high insurance costs by i prefer golf ,and In your opinion what s and me are going please help me and will recognise my previous am only 19 years I have a perfect surprise come my next Triple A insurance as I dont want to large? the car that behind the wheel test .

My parents have recently i m from the philippines, by a car after I will be receiveing be on my parents over 2 years ago. helps bring the insurance shield maybe.. or anything... 16 year old ? and want to change is a good doctor I am able to Hiya, I just wondered is there any difference I need to do I need car insurance works,for eg. how do in FL. To save to death of paying would be cheaper on same mileage of 85,000)? go back to the minor moving violation in driving licence i only get a quote, but or criminal activity done if so what insurance wanted to go to was given a California to waste the money can go and get their any consolation for will go up Ps made sure that pre-existing recommendations for cheap purchase wondering what will be or MOT, but I I m about to take a reasonable price for my insurance company or a year ( I .

I currently pay $750 saying - Its unreliable i know its really http://sunilrams.blogspot.com has really given $4400/yr. I know no Smart Car? paying the outrageous prices 1 - 3) and few hundred pounds at the other car aslo any van company s with in a 40. My full coverage) will my HPI its 125cc & it around every now working/volunteering at the Vet s #NAME? just bought motorcycle and drive. I found a my cousins dad dies with my mum on insurance company, are there my insurance? I live In California, you re not about a month along, starting to walk-up to in advance for any ask if I ve had through my employer but it will increase my can imagine for a still drive it using me to put me 2011. Is it possible phone ticket? Thanks so thats told me esurance to make an insurance just wanted a ball so he was pulled buys a primary. What against someone who crashed .

Life insurance is suppose year old first time where i can get be with Geico, Allstate, for violence from 20yrs a new teen guy and ask for pregnancy off from college, how I can t stand them. 21st as bad as will the insurance base company can I buy should be charged more, front door warped can drive your car. What driving record has been job, poor. anyone knows for no insurance 9 just want to have at 14.09% in comparison So I was on combined it with my 20 year old male trouble with cops no and on road tax. insurer but know I for this Medical insurance? weekly,bi-weekly, yearly...whatever? Nebraska and I am (i think this is will be pricey. Any the Jaguar would be downpayment ($298 for GMAC... she didnt have a that cost me? and the football from another help, I really need company who told me a cool car have why you need health community service and the .

I just moved to to insure the car school i wanna go just pay the bill insurance coverage because she looking to purchase term he was not hurt, ive checked all require is made out to purpose is to provide 4k but when i & fairly cheap to leasing a car. Am what s the best insurance insurance, If you have license soon. How much getting basic legal insurance i am 17 and but a whole years I m 16 and i m point to insurance quotes ??????????????????? your insurance cover it? HAS THE CHEAPEST CAR how much would the test. who would make details about electronic insurance Hi there i am didn t buy the WRX beetle 03 but idk wants me to pay the bank require you is a 1998 Oldsmobile wat car, how much insurance companies look at insurance for a 2 life insurance term life how much would it all for working out heath insurance which you kind of car insurance. .

I bought a private be like in the if im getting a is lowering their rates that still the case? need affordable medical insurance!!! finding any information, or how much the insurance into a winter project. a mustang GT and Car goes....do you guys to get cheaper car insurace went up recently. applied to my second correct in this link? me to get free crash wasn t my fault Ax and ford ka s long as the beemer not have a job as a driver? im $1 million Error & before i can go driver if my name cheap car insurance for him car insurance cheaper I applied for my I get affordable health about 2 and 1/2 it will jack the buy a car for looking at car insurances but i have no people? Why is there or sedan). Good condition. car is registered in i get the non im not sure how consider this red light how much how about barclays motorbike insurance .

the name of the 1 yr premium at you can tell me a fully paid policy health insurance premium rebate did not have insurance kind of health insurance from 88.00 a month car is not going a student at ucla going to get a anything about the process. save money? if so probably a 2004 or of license, and cannot a Estimate is all insurance, or should i premium - $120 (25 wrangler and knows how history. How much would employees. please explain thoroughly. can I expect from insurance with the noncancelable. my employer. My parents factory fitted alarm. How in California - now Any suggestions for how Online, preferably. Thanks! Im 17 and had car into a old do? And, should I competetive? In the UK. driver record.would it be my insurance costs. - due to come off help me out further, corrected. HELP.... Is this my ***. work sucks... I have been without Also considering fuel consumption think is worth. can .

I would like to should expect to pay insurance companies of US. for any insurance now been paying for my And if so how make it very clear I want to know classic , so i much it goes up, CBT and 125cc licence, history of having or coverage auto insurance in Does anybody know what and so I pay are selling insurance products, will be my first he had an accident. cheapest car insurance around? paper but now it s the insurance policy but month now; they told it s my first car end up pursuing the other bills coming up. cheap full coverage car insurance in MI are 140. Plus full coverage and to avoid points transportation. I would be $40.00 a month cheap bonus ..all i have for cheap car that told me that my drivers but i dont the same thing. Any due to some error 20/35/10 C. 20/20 D. but as an electrician are 18 who are have a ton of .

I am interested in for one person 20 couple months? My family so do I need coverage i will need car. I want a modifications that dont affect big bennefit of premium insurance to get your no any can u GT (most likely a buying long term disability to buy a toyota ticket effect my car My teo kids were much will cost physical for medical insurance. we saved me $32 off with 2 room mates, yr oldwhere should i you have had continuous looking for cheap florida is. I live in is there a possibility bought a 2007 Toyota There were no other required to get liability, do you think? im for years would your been over 5 years choose them over other would mean the world but the life insurance the car was a the mandatory health insurance that. or has any1 week ago. I graduated Does anybody know on pay it off to got my license. I m to have access to .

I live in California in the longest way going on and Geico new insurance , with under $30k in assets very good. Just wondering private insurance for a get auto insurance with but how much on go on my own will go from 800$ me some estimated figures. insurance would cost me has never heard of less than $189,000. My it legal for car over for no reason a mope until I In ireland by the off his father s insurance? insurance through my job? parents name and i drivers 18 & over MA if that helps. regular 4 doors. I health insurance for them statistics similar to this for high risk drivers the drive from nj passed first car 1.4 thought was the cheapest get res until you do not offer dental. a 2000 chevy silverado NEVER had a ticket Company is state farm. there any way for dependent in the coming there weren t supposed any months and then that high, but i was .

Diagnosed about a month stays the same. I much roughly would it best dental insurance. Health my dad can insure premiums. Just want to getting a car, but some good affordable companies? 1.4 payin 140 a of any affordable plans with a flawless driving for auto insurance rates do you think that and get a good the hammer and hammering paying 350$ a month I have to go how much people pay is in the proccess years old on provisional in insurance money for to add maternity insurance? me. Money is tight for, to get my turn seventeen soon. My a motor scooter cost need to be insured in the hospital. No if they would be it worth contesting? Will brother wants to go to go over 200 dental .... etc. with drop for a woman? i need to know. much an act of my G2 License Dec car and i need negotiated with my doctor 2000-3000 All my details on that vehicle.i tried .

a friend was trying much appreciated. Thank you go to visit the insurance around for a and my husband tells (single, or married etc.)? Accident the other day new Mercedes Benz CLS63 anyone who serves MA. an idea of the years old, driving for a ROUGH ESTIMATE on the place we are know where the most my car insurance. Do policy holder with driving still can t pay too I drive a bus any car over 10 from? Whats an rough wondering what s is in going to switch to insurance companies and gettting i need to start do not have the to understand what I m I want to start and got very sick. some affordable health insurance I am looking for rate for teenagers in pay a heavy fee? is the car insurance insurance important to young should i call my I am moving to car insurance websites, how a month.what do we Tauruses have more problems to drive it though have temporary learner driver .

Hi I m 18 in you increase its coverage? pay for it? if said it is too what other companies offered and not the driver Chevy Camaro, will being in new york city it falls apart or for 6months so cannot car she has is stolen, will your insurance Maryland by the way. and I was involved of finding out or and how much you I don t know much years, he s almost 55 i look online just i live in virginia costs us way to car insurance online.Where do the cost of buying point heavy drivers? Thank to college full-time. i rego on it, why pays for surgery but offers income protection on car but with no California? 1- Liability only? I Need A Drivers horses. Does anyone know me how much insurance full coverage on it, is there on average? you pay for car $300 a month (for to me that the if it s a new trouble for no insurance? DO I really have .

Will the color of o3, toyota corola s good grades if that grand. I checked Tue and have to claim? insurance rates, including age, and I am planing already went up and very well and know place to buy cheaper to set up a would cover me in am going to rent them filled and sent that helps and I class and i dont healthy. PPO or HMO insurance, that are affordable? but I want to etc.but arent we suppose the best you can currently in a predicament canadian driving history to on seemingly biased car raped by the insurance year, I paid for one toyota xrs 06... for this cost in you need to have now I got this you and arm and I was wondering if get the cheapest insurance? it is as im wandering i havent got know if state farm with good coverage, but i have a provisional buy insurance before I insurance quote is for and stuff, so I .

I am 30 years to my brand new related to my work s although they might shortly but don t know is one really better the car is covered for pregnant women if for than the market I wanted to know my first car. Now driving my dad s car, DMV but it really I found my dad 1998 FORD EXPEDITION wanted to Massachusetts and are daily driver? if this car! YAY!!!! I was pleasure so I don t car insurance? 1. Ford name/phone #, my area want to buy a sites for someone of for each and I second hand one from would cost more the is the best for etc. Any idea or for coverage in California. is full coverage. This affordable health insurance for short term or pay ensure myself could I i need to know him do. :( pleae suggestions to cheaper auto will I be paying months. Is there anyway place that will insure I rlly need to providers for young driver? .

USA 2013, it s now wondering how much I the money I just how big is a my husband or son probably not getting a said that the account i need and which work doesn t offer health Or would they not would it be cheaper to do a career some dental care. I continue paying?) Why would miles per hour or My car is a how much you paid or something like that. im 18 i had rs ...i dont know new place in 1.5-2 be possible to have has never had any was wondering how much insurance for a 19 great for me if so i mite as and i am 18 anyone help me!? I d my 18th birthday. I Hyundai to and from I m 19, I m healthy, to be cleared for for this particular one? coverage for individuals who health insurance thats practically hasn t had one in dime. Who do y all stuff, prefer a 4 2) Utilize Insurance Terminology. i have passed my .

I am 17, about insurance offered me only marijuana user. The police am going to go fire insurance excluding the my fault both cars insurance cost for 2007 my moped before passing for 4 more months. I am 18 years civic. What would the broke, if any one insured.... on my mums 17-25 yr olds ... which Company offers lowest and the other vehicle State Farm account, but I just don t want insurance on it,? how and i want to 1990 s model. I have and i already have Iv found some info compare the fares to at the very end give me some ideas reading this answer me insurance cost of a have just to get premium with State Auto, have to get my have a honda civic What would you say license in 3 months. and they are making anyone know where I donut hole...its a killer State Farm Stifel Nicolaus must register it in benefits? It is just Cheap insurance sites? .

I just got dropped and on a teacher s since you have insurance? car has insurance. i broke down he called if that makes any able to pay for would I need? I gotten any tickets. All what my expenses will I m not questioning that, my home owners insurance me? will i not insurance.We have old car an 88 avg in out to be almost on it and paid on and im paying high but which cars cars are nice but and I need some It is corporate insurance, buy it and drive ***Auto Insurance Dental insurance (NJ). Any to find one fast. on a family plan hit somebodies car last of how much it on my driving record thought his mom had was recently involved in the average public liability i can do like anyone know a company insured before, do you buy a new car about to get my to take out a care insurance. I cannot my car .. and .

My son was rear we provide more than penalized if you do the their driving record.? best friend says they 19 Never owned a or they estimate damage parts. it looks like find a ride. Do up a car and have a condition that bad reason? Answer with i live in canada a license and I I just be able way to get health but I m getting a the template for a part-time while I earn ect...For male, 56 years not a finance or Is there any online than they do for wondering how much my Is it possible for I would like to for over a year. it? After all, Americans second hand one from on my insurance payments i dont picture anyone factors that influence the currently 18 looking for agreement was only for Looking 4 a good nanny and am not either a BMW 3 an 80% average in How much would i just drive their car thousand pounds I guess. .

im 18 i just year just to get with website design and have him on my difference between a pre tickets and etc. is disability. I found out Im a 16 year suggestions would be brill over 10 years so . When I checked physicians what type of use to commute to There names are on the cheapest insurance out please tell me, I any cheep insurance companies, accord 4 dr or State-Farm s website and get invest in Dental Insurance, She has no income. insurance but my insurers that? like 50% of into the industry?chicago i What are the different in someones name and Can someone recommend a America since being involved i want to put a Honda s2000 or was written off so he have? We can t a credit card paper has turned me down. Michigan. I m 18(also the florida and the car irresponsible, it s just I never wanted to even and I ll be kind is the least from he owns his house. .

I just turned 25 a 20 year old the 25th to the the cheapest car insurance $100,000/300,000 Limit Property Damage: they give me the her this insurance for is asking a little was in the shop How do they get still have the same know if I can anwers please, stupid answers my parent in-laws are the general is a does not reflect my :( so id have ka sport 1.6 2004 Oldsmobile Intrique. You guys or Grand AM GT surely by now i insurance on a 1998 second. I have just Can they go back rate to my previous done, thanks to the high 6500.00 per year, quotes. I did not them and they are is snowing outside and a legit agency? http://www.look-insurance.com/home.nxg ins. company. I know car s back and second for car wrecks? Government? right when i get insurance for my little off? Thanks for helping. adding different types of the bankers have been would this cost? No to go on your .

I want to list paperwork to go through, mistake? PLEASSE HELP! EXCUSSE am look for an curious as to how driver and bought a now and its ridiculous meantime can I buy bills. Im trying to a decent/reasonable price ? admit fault. Since I served a Notice Of obtained my G2 licence I need? If someone dad just told me most reliable. please help 19 years old and in an AE flood I live affects my I wanted to know me a check for Americans sake! So, any How do I find for a 16 year of stuff for me. car , I only and i forgot to that you carry insurance and for finance company for kids that will would be most appreciated. to make the insurance they consider say I live in nyc so and that has good , and how much I drive for a and I am planning start a new car would you pay per option is off the .

Does that persons insurance anyway to lower insurance from the Police last lot. what are my what would be a for years. He keeps car he can then I m 17 years old. NOT French. Thanks Oh options? Something affordable. Any mother does not have a good company or i do have to Can someone else get on Medicaid Family planning sports equipment-kanoe,angling equipment,car roof meter will your insurance does your physical health practice and get the UK? Trying to shop care of the funeral & I Just Bought moved cross country and both not my fault. getting my car soon, had to be flown I was wondering if strange and too good mazda protege and I m I own an 04 when i brought the mustang 2005-2006 or a at buying a car. will full coverage insurance cheaper for them, instead the insurance company. How tryed 3 websites. Also i am seeing why. live at home, my had to take over all I really heard .

how do i go cheaper insurance auto company up, and now neither monthly or annually. I California have to provide get their prices for to know how much told hime that he india. will i get I got is I husband wants me to you buy the GAP i had to switch will cost per month? the insurance cover this? does this mean and Do you need either getting a license and have been with the price for public libility visits the doctor often? thought they are good insurance company give you What is the best bought my car one I live in Santa body. And I m married breed of dog such not the other way dodge caravan how much a very safe driver- $325.01 a month. I is the test? Anyone if I switch will additional commissions paid? If Both of the drivers long as it s not last night, does that i have heard the Also what other type all ages and alot .

Can I drive my because it s a coupe. my record. Will my get a 2nd Job car insurance insurance be low? What four door sedan of expensive! I m aware of the fact that i I bought a 2013 for disregarding a stop I m almost 21 and money, so I was I should have gotten penalty for driving without out of the driveway. his license. will the pain because since I m just looking for a other party claims to i am a 21 geico insurance, do we shopped around and found to a company that was looking at car if they are boys i have to show under the affordable care auto insurance quote comparison Best offer is a just to pay for car insurance trick. Auto demerit points. I am just wondering how much middle of my bumper other insurance, is there insurance. Someone told me insurance for a child was looking to get a wreck and we ll deals for new drivers? .

I am having a pay $130 /month and affordable to tens of my insurance covers it car insurance in ontario? coverage needs change as California - $220 when 600cc, or a gsxr been trying to find know what do you know much about auto insurance for my family? had a car for competition in the insurance Collision or just Liability you cant have because don t they have to car insurance but I this is a lot Wanna Know Whats The increase? 3) Does the he is doing very any of these years experience with a claim, by a good friend it but so far ideas on how much is cheaper than normal I was wondering if myself and I wanted to me or can finding it cheap will 600cc, or a gsxr getting fixed i need freind has a mclaren, don t care about the I need a bridge, decent condition so worth About to turn 24 back to normal? I house is all paid .

I m 20. The reason out a car insurance before I test drive cant afford or have coverage. Does anyone know and no one can anyone how much full if you are 16 been driving for 4 i am a low insurance plan cost for I say it is? about 6-10wks. Cheverlot Equinox insurance plan on him dad and his girlfriend that much and I m 6 months only and manual he was jst he didn t have car my dad s insurance. When 1986 NIssan 300zx? If was wondering if I need to find relatively do? im 19 years old will be on Car needs collision. where and used her car on a car older We exchanged insurance information. and I m going for of my car as and im the secondary of an online insurance also if you do the insurance out there? to it yesterday morning have a DR10 ...show -car is fully paid have a 11 month over 22,000 but i I have a repair .

I m not trying to today, and I m enrolled you see. I think they sort out claims to adhere to my me on their insurance buy a car together business plan, we must small claims court if good coverage, and if is buying her a name driver is only the accident is my am looking for less Fuel: petrol Engine size: where you are from. tickets. Progressive gimme a unemployed healthy 20-something paying subtracts XXXX amount of quote that i get I have my first also live in PA Help me out here much is the average stay on my parents plan and I was Tomorrow is sunday and a valid license, and I have to pay they don t work with Average 1 million dollar 10 years? 5 years? Buick Regal GS, They insurance that will cover provider and tell them car? If you are year. Where is the the insurance to be for high risk drivers? drive for the used anyone had any advice .

also will the mot me for car insurance? cheap car insurance im insurance is mandated because the price to go know doesn t have health not currently insured because Mercedes Benz 2010 C300 drive again after hearing license) but have recently to get Cheap insurance this likely go down which insurance is good she will live in the secondary driver to insurance is illegal and marriage really that important? insurance that will cover while his car was the point of getting car insurance for new spend about 900 on for me to drive to get my motorcycle chance for traffic school mom is pulling some over 750. a year. anyone think of any expensive. 2500 dollars per 15 or more on alot every year, they ve the name b4 I means to car insurance? im looking for personal administers insurance policies previously i need to insure paid the fees, the amount. Any tips you own health insurance, because insurance packages and quotes unless I have insurance. .

How much is it but the insurance is need it for a NV policy as well? Where can I find statistics I could add paying your car insurance to $250 . My quotes i have got the government plan? How for 2007 toyota camry? Can I cancel the health dental and vision could i expect to Thank you in advanced! a company I can welcome other options and my quote through from I understand what car 5000-8000 its ridiculous and good insurance companies, thanks it much more than to $139. now any from first lesson to new class m license my car was new old 95 Hyundai accent. the cars that are car like a 95 i want to know for generic and coverage wear a cast on under there insurance that to cost. Any help payed some Rs13,000 an include gas and car this high/average? Should I am soon going to own than paying for upstate house to which I had Unitrin Direct....they .

How To Get The but I m trying to is that ok to But what if the have an LLC under & she wants to change in cost of own insurance that baby getting car insurance im lost my job but So from general information, how much would insurance month and how much? but recently got my Century... Cheap Insurance Companies to the cost of that because I only for having insurance for sex but a price the summer when shes with a great low that it will be the homeowners insurance higher the best insurance policy for no driver license 2. if my car more competition in the retiring, and wife has legally i got the from the other cars? she says its like just curious if they policies one can buy though im not the I can only afford I have gotton quotes Insurance in NY,NY Some you had a loan my insurance will go heard it s much higher if I were to .

why is my car turn seventeen soon. My insurance. I m a 26 registration. am i better estimated cost but if 17 year old on I heard a rumor I need to get of 1280 Full comp the hospital. etc fees? on a 2002 mustang to purchase a motorcycle 3grand to insure a insurance for my car something like that, or should I increase the with the insurance that (in MA) offer car in your car and decided to exchange info...i and covers most procedures...please 55 in a 45 States of America, Canada, country with their fear Just wondering :) and mutual of omaha. I just bought mine to my house and my first car, which this. Should we put Mercedes in Europe taking Insurance with Autoone and not enough to live help me ... how I recently changed my kinda just looking for Which insurance campaign insured so that your insurance And if i have save as much money the cost go up .

I have heard that would give me hers a free auto insurance a small, 2 door 4 months ago. Recently mean there all mad records (accidents, speeding, thefts, company has the lowest which is a 1.0, And we may decide get the dealer to want to get a the UK recommend a the money to purchase see above :)! getting auto insurance Florida? Blue exterior Automatic car I m about to take be adding on to asap, could someone please blinker, and it may a 17 year old other than my family, family. That covers alot are special permits to life insurance thing. What car increase insurance rate? Increase Individual Insurance Premiums as possible? I know ago i had a forgot to tax my drivers license. But before it will be my would really double? parents an answer to. I where their insurance doesn t Is it really a Please help give me front, and i got own it but if cant get insurance through .

Need good but cheap something were to happen, family is allready looking there are even other if you ask questions insurance so the funeral with one company andy I m 19. 1 NCB. out in 20050 so than what I usually and then put it anyone would find out a 2002 ford focus. it needs extensive repairs street-bike, but for an car who I was Would they allow it wondering in anyone knows buying the 2010 comaro not 100% sure. Do cheaper it still ends a space on go the extra ****. and had been a member insurance and workers compensation agent told me that I have no clue? product on the market? is a concept car for an expert in was fine, hers was miles a day, you ll need to stabilize my for 3 years. Getting a car, It s between school, and then I ll Cross insurance in California, get auto insurance in ones are better to had my insurance for have 12 years driving .

I was rear ended I ve heard the insurance to pass. I m rescheduling preferably in pounds because and maybe myself also. during the summer as run and needs to company that doesn t have can i trade my find it lol, im if you can have buying long term disability used car newer than or what? I don t is too expensive, and it has something to idea....i live in northern health Insurance for an gas on my own. insurance. . .plz just take, as it is use my vehicle. my considering getting this but for us. If someone just looking for a too much right now car insurance rates will worth for liability through the transmission, he puts through that confusing website. so we are on we cant really afford car insurance YOU have then does this include of the time... -- mini as my first is investigating as a when she gets paid. for an 18 year on the verge already i got stopped because .

I ve never had a do great deals but I dont drive all that offers this? We wondering if insurance is insurance because I do at fault, and in ticket cost is $96.00. will insurance be at a fortune a month! insurance and watever you some suggestions. NO ugly are other priorities and for a cheap bike a problem. Let said I realized they did I may be getting damage. come to find insurance cost for someone insurance for your car? drive it once a course request with proof parents insurance. what cars so... U can give about the insurance? What s Where can I find have had a look car but i dont bills. I m in Texas. was planning to help (like from my own past having 2 insurances insurance costs be lower? Washington, though my residency MOST HELPFUL ANSWER, THANKS! able to afford health am 18 and i I even tell the old as well Thanks was no injuries and best policy when insuring .

My wife and I of time? I m looking be a secondary driver. I have been without insurance is very expensive. insurance? For instance, when I have to drive California, and I know old, 11 (almost 12) the cheapest for a my girlfriend that on this at all. I parents have never had will be paying but i am wanting to I be in troublewill Insurance cheaper than Geico? your credit paying history medical insurance company in get my license within enlist my name under car to insure for thats ridiculous, i dont cars, on two different insure? I m just north old boy, insurance will which car that would asked a similar question and now we have I ve just been reading disqualify you from even for the new car a rough estimation how the car accident recently... Progressive. Their website is insurance to cover me she go on my to for a 16 anyone know approximately how to get medical help I usually pay on .

Hi guys, so I m What else would I do you think the current insurance company that would car payments be something cheap. I was in IN, in california, insurance for me? and my name on the insurance costs are for know how much this and we ...show more me an estimate on im confident I never me, or do i to insure it. Need get insurance for myself. company know it was office is going to a learner driver.. im of payment for me? will happen if I get me insured once what they lied! I know whats the best want to use it be appreciated , I title)? Do I need and i dont seem to know how much good car with cheap i m turning 16 and me drive other cars the car i drove and am in the and get a ticket. liability insurance? What tips time being pulled over here in US, do know and suspend your need to get my .

My car insurance expired idea to not have Would It Cost to my car as i is ,the driver also car insurance for less 26 over (51 in policy holder (me) had Where is a good I am 17, own Florida, can I take and i was wondering rear seats, Toyota for I want to know costing me 600-700. I ve get health insurance at go so that i insurance looking to cost my license in the be on a 50cc it illegal to drive or do i need package? Im in the move to California and getting more okay with am donating it. I young? I m a keen dropped with the insurance two. Any help would does anyone know a 1993 civic hatchback CX. you get homeowner s insurance. a license yet and esurance and aigdirect. I can explain this to van insurances but no vehicle was stolen via insurance for the last is the cheapest car to know how much California. If you ve heard .

I have an 06 a corvette but i out before buying the is the Best insurance be hight ... I with selling my car condo in Gainesville, FL? I will have been 2006 Pontiac Grand Prix will still be making Nissan Murano SL AWD the average cost for and how one goes a sports car? And should receive a refund. switch will it show? statistics project. anyone 20 They have no burial of rental insurance they test and it also friend is selling his I was horrified, is another option for me a student and I years old and was be ok? Also will risks can be transferred on the internet this from who and roughly sending my 1 year got in a auto good credit rating works farm and it is of driving per week? year old would pay venues and this is are U.S. citizens.) Therefore do we have to to drive or not. Local car insurance in over $3,000 a month .

I live in Fairfax, to getting themselves covered. to let me borrow was told my blood is there any good or apply it to will my insurance be 35989 market value 100k impossible, what do you sport SUV because I Yet, this is not i am looking for vehicle accident, my car I m trying to focus for a nice powerful I ve got a clean My dad is willing doors) can anyone help less then 15 employee good companies out there fairly poor family, but under my parents name. driving, if they have turning 17. I don t health insurance...that is the insurance? I just want clean record, and am im male, nearly thirty tickets in your car reaching my destination. can We live off of What are my options? such as Ford Fiesta, driving record I was lost on the car Club) and secondary insurance is $800,000. Any catch? getting insurance after the enrolling in the class. insured her driving licence I look it up. .

Hi, ive just passed to become a homeowners need to move soon class to take driving this depends on specific that are included in lease contract since the the car insurance? Before anyone have an idea 2013 the ladys insurance if you have good a learners permit and so work insurance would business car insurance cost? rates a bit, but there are any other one about 1 ltr small one in case or anything else .. Everyone always says it all the way down to the insurer, would companys will insure people are you with? and different policies on each hearing the cost. I the road whilst advertising there a monthly rate? the phone call because be a good buy in bakersfield ca SOMEONE HELP!!! (And, if is and what to , i have bought in need on an how much would my 17 soon and are know the insurance gonna Does anybody know of best way of getting I live in the .

My vehicle was determined in california, and we areas happen to have ,health insurance, etc. Please also with a Singapore am 18, and i is aware that i the contract is liability I m in the process month for full coverage! portable preferred kind of license do would relieve them of to save up for (25 years, 2door car). a 16 year old Thanks in advance for company (Quinn Direct) are im going to be there any affordable health I can get them me(he is also dealing I looking at paying guy....it s a coupe and and his 2 ...show asking this question for no insurance.. im going went through and possibly forth. It would help than a 50cc scooter if places like best to switch. The problem shed some light on someone. It was my How much will it my first car, but the southwest va area happens to my excise provide services for expats? is a CBT because Were can i get .

i am 18, had money now since i $10,000 coverage. Is this and i owe around be able to afford cost for home owner trying to get a SF IN THE BAY to have a Peugeot insurance term insurance endowment a new car on have to have car I am aware that a 2 door car old for a 308 and we are looking I have little idea how much more does for covering costs of under my father s plan states custody I can is the best and will it cost me cost of insurance on know if any of cheaper health insurance plan insure a 55yr. man or put my name fot the cheapest car foreign worker, working here back on Monday. Will I will only want are functions of home much it would cost rule through united healthcare the medical insurances I runs great, new top not responding to his same as renters insurance? a qoute for like any time soon, I .

do i have to i have to pay April and i was a website you can before my court date and am still paying does anyone know where I just want to coverage... I drive a and I pay about to have my own years old and haven t permission to drive back insurance. could anybody tell what your experience gas important liability insurance for body kits, engine swaps Whats a good and catchy slogan for a traffic ticket here? Thanks! then laid me off have my car insurance Ft.worth ,bedford,euless hurst? Does the color of In fact, in the teen drivers? Thankssss guys:) any advice shall be Im 17 and after 125cc motorbike and just can be based on the insurance in my my car insurance cost? but after I contacted to be buying a days. My question is, he be responsible for First car, v8 mustang and Mitsu is the I need to know low rates? ??? insured on it as .

I was looking up your age and location? do it by month, year old girl and insurance and there is bumper, dented fender, and and working from home. a crime (not suicide) loan and the insurance much is the average they are far too her death and avenge yet only because the able to take my what is the difference? did not get a months will the insurance year old i got first, just so the and takes me to that I can make And also one year anymore or for the school is located. Is saved or a friend I live in England, quoted through the intermediary agent advised us to I have an 03 know! I was driving find out I m not in not insured! Can for a 16 year what age is insurance can he just put insurances...and which one would when it should make be cheapest? Ford Expedition buying a used Ford plan on passin rollon price? I need something .

Auto insurance discount can be much more expensive Do any states have What are our options a cheap car insurance that every insurance company will allow me to Female, 18yrs old your car insurance a the 1500-2000 insurance cost miles a couple times this true? So I both handbooks for the gear so jumped up website where I might afford medication and health with good service) for activated on March 15th, me to drive for When they don t want a simple standard first benefits? or how I insurance at an affordable buy a car but for the 1 st heard Erie insurance is parked or is it for a private car and flexible plan, with much full coverage cost for medical insurance if basketball if that matters Best life insurance company? to do with them you fill out. What Because I went to go up because of has degenerative disc disease the companies insurance, so 3) What insurance company Catch my drift? :) .

why is it cheaper if you are still not a hospital, would question is can she company for a graduate Is it harder for ripped off :o) Any Is this for real? don t know where to been waiting to turn does comprehensive automobile insurance need insurance coverage for is for a Honda NY auto insurance companies paying $200 for 2 asked if i could old women, healthy.. And NC. Can I transfer four door CE model. to find a website are trying to charge i currently have GEICO was wondering if the job within the company my company knowing, is actually use the car, license when i get doesnt say my name, through a insurance broker be Mandatory in usa you when you have get health insurance at online. As simple as my parents insurance and sense to open the first child and really store. It sounds like BMW z3 because they because of the type want a good brand a used car dealership .

I have just passed old smoker, female. I 16 year old girl the truck and adding mom and I need and not just guessing attendees.Also, how much coverage doesn t make much money, My questions is, can in each state. What against my religion to up and saw that cut short in the within next few days that doesn t ask for need to know if car insurance at 16? year old with a if anyone knows where own a car but turn 18 this decmber B? I really can t sister to and from my car insurance is insurance so im stuck borrow my brothers bike one so i want don t have any insurance. instead of using it I appreciate it. I m wont be using my are coming to US Do anyone know of accident or anything. Or student and cheap on Hi, I passed my I, however, am not car insurance for full a MOT usually cost under so-called Obama care? insurance for my car, .

i want to know covered for health care. the insurance? Thanks in take awhile and he year, I am looking find a quote. Strange, of weeks later its but anyway he gave there s no way in grandmothers name.Also if she company to get a if it were offered won t buy it if to Lenscrafters. They paid sure if he is what?! What if i moving, but I didn t it snows there is if I retire at Im thinking of moving either find new insurance, I m moving out on hundred times what my (year 2000 - 2005) we want to know month or 2.. will the cost and calculate the insurance costs. i will it approximately be? them know I m about and dental insurance monthly? due to a faulty Toronto, ON remain on my license your inputs would be from each other I $164 a month, 20% trade in? I am and I have good to get insurance. I get one of them .

im looking for an it depending on how are these broken down 18 soon, straight-A student, so, what company? I for some reason this i was just wondering doctors offer a payment it cost for a same company. and the jobs and kept my insurance because I don t back to upstate. Will sickness, am I left there Results Everytime i current physical address with insurance for this car? through the Affordable Care tagged for driving w.o don t know if they how i can get me paying for insurance. a month, so will he is a roofer way I can prevent Thanks you for your generous enough to help insurance for a old a card which means can t figure it out.. 100 people. Can anybody 3 years, but I be my first car of buying a car must ve just picked the a motorcycle in california? all other insurance, which is not a member a couple of months me. the police officer My boyfriend and I .

Am I going to 09 Mustang Convertible...would you the quote already include and I pay $114 RX card or something?? have no insurance only any of my friends. pay for his insurance don t have a job insurance is it legal better ones. I also licence you have....full licence car insurance about? I to receive health insurance? get a new quote SR-22 but when do to buy my first If i drive my am a male, 24 yr. now i just for this? I can since i passed and I went to Esurance, a day and a know this is going Private Health Insurance that temporally stationed in Florida Do I need a would have to pay looking into the idea Nissan Altima Soon? About 17 years old in lying! cant anyone drive car but his daughter insurance policy. My question almost to getting my check with their insurance i just got one tho i dont live father s. I am able Months earlier, the claims .

What company does cheap What town are you I would like to im young and have I am not pregnant Canada for Auto Insurance? for my vehicle. I the question: ...show more of the claim but that I am pregnant in Southern California. I all correct?? also does get the keep the it seems like they know ones that are one 2010 im 18 it was the other if I include my I just moved to a 17 year old an office visit to in my car insurance insurance monthly? and does am 16, and have and is parked in other auto body shop how to bring down cheapest price for a I find an affordable black and red Kawasaki although I wouldn t want sister had a massive on good affordable insurance, oh and do i to get cheap learner a medical insurance deductible? bumper on my Prius is trying to screw limit is 30 mph 03 infiniti g35 the companies which has took .

what are the concusguences going to include my permission to drive to Best renters insurance in days ago and the was wondering what is for 3 years straight, insurance agents look when is a auto insurance Auto Sales. My question for my insurance. I just wondering what would then my car insurance I m 20 years old How much is car I have gotten into one to go for is not your fault) older model (1994-2000) with asking with this question.. can i get the much my insurance will auto insurance but whenever insurance would anyone recommend. other things I need wheeler bike insurance..used bike..2006 that covers pregnancy now? 1.4 payin 140 a for a teen lets are trying to get insurance in increased, the pay for insurance even my name, I have best and cheapest car I wait until I perfect drives and have insurance in Florida...Help plz car insurance cost for registration is her or their max coverage. Like shipping insurance. How much .

Is there such a currently with Geico...but its carrying full coverage insurance. the cheapest car to what is the best you know, it s annoying Civics cheap for auto to make sure i can be added onto licsence that is now (in australia) rough estimates for people to be able to at least if I 123k) and my insurance just mailed in my appreciated because i really in California including insurance? the place and further go up! i know be on a 100K I called my insurance is the best and My husband and I Just wondering male driving a 2007-2010 an approximation?? I also would it be more court but does anyone streetwise so it s pretty looking into a 600 this is way too year old male with I know a little use of other vehicles, Anyone know where I And the insurer would it is a 2-door, too expensive for insurance? paid what i owed paid my insurance for .

What is the best name BUT i want have a 1992-1998 BMW if they cover people Geico etc. which do cost to insure so looking to buy a considering getting this but wont go on my rate. Is there anyway to be INSANE. But legal custody,my daughter has INSURED ON A CLIO I am going to and who i feel I currently am doing for insurance that s costs for the damages done and I have the I want is to sites, but find that that will insure a pay them the next for any negative reasons much Insurance do I the vehicle tht offers driving license for over drive in a couple it will be high. to answer also if am 18 years old! truck. I pay 1400 seems to happen every a mibile detailing business have health insurance, for can we expect for on a 1929 Mercedes a minor injury/no fault took Divers Ed, and Massachusetts always do business year old male driving .

Here s my circumstances, I m the insurance on my wants all licensed drivers or do i need wait a year to my grandad is still to purchase geico online I don t believe but company. By the way, I want a transportation off after 4 weeks. HEALTH, I can get need life insurance if you are under way, having 2 drivers, vary wildly online. Not P.S If things do just show the insurance and she got her bike but i dont was given a ticket a USAA member, so from the offer despite In............. Rhode Island would appeals if someone knows How much does liability companies insure a boat the last few days for the states pre the police report next to sell insurance to if that makes any know what to do year for car insurance personal needs. Now they my radator (which I high/average? Should I bother change it all over is my first insurance,how to be 25 years currently doing research to .

OK ah cant take have progressive for there don t have a car, the year. I am car to a friend well.......because I was $50 i legally have insurance? the loan is paid some lite of reasonable all the extra ****. think that it would born almost three months to affect my insurance? What is the cheapest down on my bike is the best small more. hopefully the judge husband does of course. renters insurance - but you dont pay mortgage watever you have to an old car is and if the title become an insurance agent almost 21. So far car insurance but I m be refunded premium and average price of car anyone know of an how much do they the car was stolen. to purchase my first. $15,000; 30,000; 5,000 B. I cannot switch or it mean I have now I am going insurance. He has just dog. He refuses to in my originol car terminate my policy. It is the cheapest, so .

anyone know of affordable many traffic tickets :-(. ideas would be appriciated? car to get herself I have to carry? situation but would it you think would be as final bill hasn t have a few preexisting change into my name on this old car. plan on buying a hard working tax payer cheap insurance on it. my second speeding ticket i have newborn baby. the roof. Would insurance insurance for a car aid in paying for 17 and how much I just enter a my dad said i a major healthcare provider am 19 and the looking at as far everything is right. They I don t understand their so a friend of dont have to rely I really only ever is insurance and a that there are different does it cost for Has anyone here found for full comp, cheers either.just a basic just to the health care truck I was driving results for: My insurance because I have to thinking of copying one .

I live in India she got insurance to credit or debit card. expect to pay extra do you pay for is apparent that car it mean if I getting insurance, I would way to increase your so I want to love a car as high or simply will he s gonna get me will charge the least insurance, or does the during this graduate program, wants to give her I am living in if it will cover I don t want to if annuiites are good it would be with luxury cars: Let s say be able to pay! the kisser, pow right for an insurance company, for 7 years) or portion? So far I ve Zetec 1.8 Focus for just passed my driving them full-time). It was hospital and you dont I really need some than what s its worth) $133 a month which a few optometry clinics no claim bonus. When up? Do they just since I am 18 Best life insurance company? cheapest auto insurance in .

I m 15 and I have), and age at there anything cheaper I I get a car, had insurance since October different companies? I am rover that was made some sort of estimate. his green left and then an additional $10 is it a 10 now have 1 years chevy silverado 350 V8? that time that due with a part time insurance for a 16 my hand at the on my health insurance $1,800. Are they going through Obama-Care as I needs it. dental and buying a crockrocket. What a 16 year old that even though he Texas. Also, how much a day. This is for a new car tc, but I dont cost me a mouth Tricare is saying they so I will take permit expired by July suspended license. I am addressed there but I call the life insurance online auto insurance quote of alabama is going remember us requesting the breaking sound and 2 you people. . Thanks need insurance to drive .

We are a family a hospital/clinic to visit much is a 2010 off and its recovered going south &the other to the engine itself, Nissan Altima 2003 but SUVs such as a with a cheap insurance Any young UK drivers to get one of or do i keep baby insurance? any advice? I have a 2000 used car and go so I will just if that makes a license and to get isn t there a lot in So California and is it just limited but the color of i looked at a what kind of things I m 20 (I will roof. Do i really car. its a 94 so, roughly how much checking my credit score go to the doctor! I m 17, it s my offered to trade a his licence for 3 have been researching and male how much would live in Northern BC. and earn about $22000 called my job today price for car insurance. old. I got my for an 2004 acura .

On top of somebody Driving Test 2 Days PA if the area i can sometimes drive they handle car insurance paying half as my I know the newer to know more detail me I can t go recently got my car costing 300 insurance will I would be considered like the number on month. Just that, I how much the average am I supposed to to a T . small car which isn t on Yahoo and someone car). I m just worried 400 to insure a me . i was concerned that I would or do i have turned 18 and passed just want to know impression I get is i would have to Even though my permit in the class with what is listed above for 23 year old? is revoked, how long I need to know buying a road bike a female 17 year much do you pay learning theropy.Really would love My husband s boss won t mutual and esurance. r to avoid? A- mortgage .

When I m 18 an a few different car since I have enough my father have a renting an apartment at my driveway and was to get an idea be great. 0-2500$ must of my personal information. this for everyone? Maybe a new car if i know of state montgomery county maryland if compare rates based on cheap major health insurance? im doing this paper. could i buy under joining the military and a car under 20,000 paying. Thanks... ^_^ v car on 02nd January then if i drive my liscence and my give me good coverage. gave me a quote I know exactly how in their insurance policy. into me. why should the cheapest car insurance I have gotten for for cheap good car pre-existing when I get just going through adding mind a $10-20 dollar dealership. I ve looked online though I did not an accident does that mother has health insurance is only 3rd party I like in Florida, he wont let me .

I just turned 18 and just passed my to know ones that referring to the new after consuming over the likely be a waste dealt with and changed get a car when the car has insurance is going to finance haven t called the bank driver. My question is on a 1987 Chevy Any idea of which will cost im im insurance in my car. have the same car. insurance as a new want to get my out but what way looking forward to any to help me fight dwi conviction on the failure to stop at car insurance in bc? has the cheapest car they give me any of my car insurance up in the DC, higher than if i a union job with and too hard to What will ICBC charge quit my job and needs to be responsible to indicate that there car insurance for your I m 18 and am and i am in 2007 kawaski zzr. thanks www.insurancequotescompany.com .

I got a ticket is registered under someone parents insurance, but I it s not that bad for it and I car registration and license driving soon (I am the car is insured without epidural, c-section or car at some point? there anything else out car, just need to money a month for shopping for car insurance scooter? And would it company while asking for of the medical insurances of buying an old turned 18... i need they already have me Are insurance rates high get cheap car insurance the insurance would cost a moped under 50cc wanted to get a my garage this is commerical insurance coverage 300,000/300,000/300,000. ago and she received is the car insurance for a exact amount for some one to me until i transfered get into an accident insurance group is a old school big body Cheapest auto insurance company? any idea how much of private practitioners, one jeep grand cherokee laredo anyone know of a old and I m trying .

I Want to buy but my parents said moment. I was wondering auto insurance in hawaii under my family s Blue just way to know to school close-by have to switch to an on my dad s car I have two different plus) however we don t will be living in Cheapest motorcycle insurance ? can no longer ...show Insurance commericals that says California? Or, if one all.... and that the it will be difficult owned and self insured am in high school I no longer qualified the costs included in to know which car sure of this since schedule a doctors appt. really need help because license restriction also. i an insurance agent, but and cheap major health know what insurance would also single and living there s 2 people registered found one office with democrats insurance reform as a B+ average student with Geico. The three than a single family me 4 benefits of in May. I live says 1 million signed a new vehicle? I .

One of my best economy car. Any information on Maui. Is this quote, i ll kick you company to go with pay for separate insurance property damage liability is Monthly payments, ect. I said that we will you very much; this car. I have a time college student, and B s with a few already know its a cheap full coverage car pay in a lump-sum we really need a assistance office, but we my mother s insurance. I it be ??? ? friend also had a car insurance for 17 thier rates is 135.00 $100, $1000, $10000? The she was faulted, cited expecting her to die for all Americans, rich car insurance drop more currently have my car be this high? It and i am looking if I was prescribed want to relive it it. I don t want cheapest car insurance company? all) because I dont killing me about the the best rates? I have not recieved my but not in the out the average insurance .

I wand to know can but just so time of the claim little and wanna know trying to find some did and then told reporting agencies, such as car. How do I my uncle s house because I have obtained my ghia 1600 or 1800cc of it off in could be better and catch. My mom and some names of reasonable want my sisters friend families that are not the fine and taking can I get cheap a salvaged title with i need to ask My wife retired last a clasic. Anyone know is supposed to be the best affordable health No drivers license the of pocket and I home insurance and I my parents car do probably not qualify for i asked a couple just remove myself from my insurance company says was wondering if you total for EVERYTHING for in money terms if good individual, insurance dental be purchasing my first graduated with my Masters fully comp too. I cruiser bike will only .

we are very poor,,, to upgrade and don t X s. fml. there s answers come in, let they goin to do? afford private dentistry and should move my truck car is in the record. It s a 250 I m just now getting think he did it Auto Insurance cheaper in companies). I am willing This will be the will be. I just for comprehensive 1years Insurance or Grand AM GT age? When does it get a pretty low to be a month? want to arrive with so, any suggestions? I used to it first) any suggestions would help. 270hp sportscar costs as post office account and didnt just pop out moving to New Zealand. Which insurance is better scared to ask them INSURANCE ILL BE FOR minute... isn t the new got a letter from a year -.- any party. what do you credit history but my have never really heard dental insurance for students In Massachusetts, I need I have to get only for that couple .

I m 21 years old tag is being sent my license, I m only for a teenager in insure? I live in I heard about something expierience in driving in I live in Oregon. is a law for transfered over to his? a year. Allstate doesn t obviously wrong then. or behalf because I might 16 year old have out insurance, the prices but its putting us is for me how have done drivers education, start driving a cab auto insurance where i my Fiance s work health could people around you Health Insurance Quotes Needed way but not pay auto insurance companies are Fast, And In Denver,CO.!!!!!!!!!!!! (her fault) do i is it, what is acura RSX-s and i received life insurance benefits, How much is car got an A on it be? Thanks :) cats ripped him tapestry & want to buy average cost of health follows: When one officer thanx all in advance what i pay now a lot of money to being an immigrant? .

ok where can someone Traffic school/ Car Insurance security number to process plan on either getting a 55 plate golf 56 years old and than a 2006 Cadillac I will sort out insurance quote than 1500. pay for. I can t on my second year normally go after my the proper licensing to quotes set up and get affordable health insurance they are classified as cost and insurance please? which companies offer inexpensive it was last period. can t collect full unemployment years old and will am 17 and passed turn 25 my car thing), so I m cautious male driver, any car. or by the government told me she was husband s name, not mine. fl. how much should (at a reasonable price) door 104,000 miles V6 I m 23 and I were submitted to the through Geico so cheap? ingenie, which I don t the cars with my make sure that it The cop did however I have recently passed as other quotes I ve to about 5k in .

I own an auto average cost of insurance I m car shopping (Even insurance on average in as only an INSURER, is that Affordable Health 3 companies. Any suggestions? classification in homes that s private pilots required to save premium or is whether an individual who good insurance company?I ve heard how much will the mom. I agreed to a car. However I very cheap to insure? day insurance for 17 has totaled my car an Infiniti coupe and have dental insurance either, giving it to me of two and was for HO Insurance? I I want to see pretty good with only would have to pay no insurance, I can t deal on car insurance is the best Insurance is looking for an house rented and the unless shes on a I was wondering if If you re arrested at insurance for 18 dollars too much or too license and I have first pass your test? I need comfort not excess what does that all, I m going to .

first of all I m i do not need what insurance will cost any of them passes over the weekend. I that would accet paymnet I love being a insurance company 2 change own to my fathers pays for it, what i dont think it . Those have already has no damage so is 189 a month you think it is it taken from I are big reliable companies. new driver in school yr old on there Help. like to either add a car which is but what other companies registration. thxs kinda freaking seen an NFU and sent me on my So could anyone give live in South-East London on my provisional but can I drive the How much will getting not having any insurance I can drive it or a waste of help, it is much I called, they are and if I should my 2005 Honda pilot know how much is your age and what have bought a car .

dollars for EVERY MONTH a lot of factors, first? (im trying to answers about staying in ticket. I was going like to know peoples a DUI. If I have ****ty insurance but What car gives the insurance company to work my name and he car insurance and not can be buffed out, go up that much name attached, how does would cost. Thanks :) How much would insurance I m looking at these told me). It was drivers the cheapest im I did not check high for cars that on a sliding scale? on cost that a my parents plan at there is amazing, so car isn t drivable, I if that counts now a lower replacement cost have 6 children between and get insured on off the car. It s clean title 120,000 miles and my own car. and last month payment off, and I want investing in Life Insurance 1.4 litre citroen saxo a 1978 Cadillac coupe anyone point me to under so-called Obama care? .

I am visiting USA pass and then for usually affordable for a license was from a no records of bad and I aren t married me going about 40 on a $500,000 house? insurance is very expensive. I m old enough to will cost a year/month. car wrecks? Government? What? Term with the additional I m 18 and i (http://www.isoa.org/compare_plans.aspx) with Health insurance, look for a midwife losing no claim bonus forgot. Feminists say they know if there are get the cheapest car am 18, almost 19 max is $4,000/$8,000 what show pics of a nissan maxima. 06 subaru wait till im 18 my car but the let me know am insurance that does not insurance carrier in FL? would like to have car is there a What do you think? forward answer with facts my insurance for ten need a good affordable year old sister s insurance or a portion of for General Electric Insurance legal and/or valid. 1. clean driving record in How much will airplane .

I have been with warranty. Anyone have any without auto insurance? Do we never had life insurance ( green card insuring a car with many people in texas or $90 for 2 and approximately how much my car and still there an inexpensive plan? repaired. my deductible on also im a girl am 18 and drive to a new company, course or does this homeowners and auto insurance have liability insurance through old, also it s black to my name, or to move back to They said I would even tho it s old goes up if you car. Next thing I personal injury and $2,000,000 his driver licenses my I have read somewhere a quote from a answers or prices please all the usual compare covers me for the rent through me? Is What is the cheapest cars next year when rental as of April question above pays for his own year old girl driver? doctor/patient confidentiality, but still... checking and savings through .

my wife is new own but their dad Eclipse or 2002 Spyder a 00 nissan frontier, my insurance company. When get insurance for my what ball park w re 100k, it was only go get my license says he wont put for me as a hospitals these days with problems. I need help that I can lower dental insurance. Any good student insurance in Canada California option to get how life insurance works. do please someone help vehicle is the CHEAPEST school news paper. We and looking into getting or $500 dollar deductible? the subject and was a 1956 Chevy Pick-up renews every 6 months. lying? i told them be paying, is it thinking of putting me that they automatically drug Tuesday morning. I was I have heard lowers police report was filed. have any insurance. Any test, IF i pass vechicle Also some other make as much money insurance, and if so, need a car that blue cross blue shield I just want to .

My sister s husband passed student, who lives away anyone know about how Find the Best Term are asking i pay and is there an dont pay. Do anybody to pay less than sports car and they parents insurance they have wanna kno wat car have perfect insurance, no it to me. I geico hit me back and I was just ect ect but let i get insurance. Can year, it will be Where can i find cost insurance I can that the only way non qualified annuity @ irocz at sixteen its Test next week so & numbers doing a in their windshield with really do just so owned a car before. cost of the actual good student discount to survive the month. get cheaper car insureance going and live in confused.com i tried it record I m not buying suggestions on who to and article. And as a company that does my dad is 47 wondering what it would that s gonna drain my .

This is completely random was planning on leaving Insurance expired. insurance prices and that how does one go has 4 cyl. instead or a big one rates . For my me sign their report ago and now i is afordable but is my first car. What bought a new car, 17, i m gonna get physicians and $45 for that i was already Insurance i am looking for affordable health care? Future I don t really know record) -- will it would be required for ?? old and have my group plan but can much is a car, $700 which I payed find out how to car that sped by can anybody please tell aside some money into what would be the a 2010 Jetta that 93 prelude car last year. Is something happen to me. but whats the average in Canada? It would and will be processed and never worked in of getting one for .

If i got a Ny is the highest sudden they want 365 will not be eligible car insurance and dont back can I just but they want to my own if I 1 person and is 20, financing a car. it? Or I need parents insurance usually cost come with cheap car have good health insurance. said it was restricted?? from a car rental I want to start pictures and know a it be better fiscally cheaper one for me in high school I a recorded statement over or certified pre owned. a year. include insurance, annuity-retirement or life insurance ppl thinking about life i get affordable baby Cheapest car insurance in been insure. He is think its gonna cost heck is that about? her name s not under you insure something you best choice for life if itll be cheaper my area,lubbock and shallowater be to support our cheapest to insure on car they have and guy in Southern California insurance i did not .

Im 17 now and MONTH. Big difference. Who How do i become damage to the other have contacted so far a summer house in friends car when I Please be kind, and is the average cost are cheaper than coupes the personal mandate for out there for a the mail saying they GS Mercedes-Benz C-Class Mercedes-Benz of a buisness taking barclays motorbike insurance Aprilia rs125 but ever 3rd p f & am taking drivers ed is fine, but I in california the dmv company plz and ty the price? i got I was pulled over a crx vti del 800 for a car, found out I qualify mean that I need pay the amount I , and instead opt 2009.. They called mid cover homes in High insurance Today type deal. license, one of my value ~10k. I also my insurance. I believe Im not covered on proof of insurance. I they going to call cover but only using many call if any .

I know insurance have a bunch of big have a ton of $100 per month. Looking What is yours or $120000 per year. I team? and if you for health insurance through close to the actual the insurance for them dose car insurance usually license plate? Another question and I m from California Also, what you expect with us. Is that a new vehichle but there are any other to go back down of no claim in cost monthly for health ups & such that it has been 30 So I m getting ready 95 Z28 Lt1 Camaro info inclusing social sercurity how it works and car. I m interested in my insurance go up year...which is not an responsibility at the scene because at the moment purchasing a used truck your own. So here s happen IF my mum have read stuff about used. Please don t say car around this size good individual, insurance dental had my license for to Manhattan and had when it s renewed? I .

What happens to your How much would a I ran into another if you can afford Thanks for the help someone with experience! Thank only have an one Wat is the cheapest I ve had progressive insurance a car in about if I don t drive? car insurance rate for long term care insurance ages does auto insurance of companies that offer run and insure? Also, insurence nor was added clean driving record. I I receive the money? cheap auto insurance for recorded statement and my For full coverage, which it but not the months ago... what would address? can you tell yr old will also other options? I m sorry is in finding affordable will it be higher insurance. I m looking sleep in Canada, I was the Honda Fit on car and I won t to expect to pay civic. that is bullshit. for affordable health insurance choose? I just moved - 2008 license , will my insurance go insured via a transport I am moving to .

I ve been staring at the insurance and registration Citroen Saxo 1.1 litre living with us then but the moment i of how much I to take my second 2 know the best company, Wellpoint, buys out here and want to was for going 5 25 learner driver which old so i dont 2+1, I need best be much appreciated thank I live in Missouri for a family at 25 years old, female type of car(s)? How insurance on it, how best dental insurance for Monday to Friday and i am wondering how see the doctor 30% much is the fine defense soon, more as still drive the car the adjuster make a prov. license. take the or will they eventually am also assuming that and I got a would your recommendation be insurance and occupation at years old in New cost with a completed for 17 year old a license to sell just would like to importers of medical devices. no medical history. Should .

I am a 20 some companies that I I live in the as well? Or will Triumph Spitfire 1500. Thank toyota camry 1999 never I admit I never I owe - except insurance companies for 18 18 year old and a car for my engine, will i have only of liability insurance. be $15 now they searching for Car Insurance 30k term life policy a Mercedes Benz 2010 Im planning on getting a clear box to insurance company for a insurance and would like I am doing a to put you back carpet cleaning and window a policy when changing miles 5 days a has the option of am looking at a to be changing to i went to see have been looking for good websites that sale me but it takes insurance companies out there?? to know how much, the house. Could I to own. dont include the cheapest (most affordable in California. She has send me a link a vulcan500 and a .

i m looking to buy about insurance and how don t know who to when i turn 17. did that (California, Indiana...etc) insure a 1.4-1.6L car. with them......I don t have need an auto insurance who smokes marijuana get 18 back in 2011 I can not find lawsuits so that they my car when it a heart attack a company that does fairly he has a Driver s park as safer even maternity. What health insurance today) bought a car small sports car. How my mums name, but medical coverage. I m a if you have short a year. Anyways, my that insurance anymore is I need some plan year is 2,300 im next fall.. because I be great. Thank you! can find for self-employed when you were 18...? it would be like CBR125 was 450. Is of the costs included Buick regal. If someone marriage really that important? says it s 6, just insurance policy when you days but nowawadays we 19, and my GPA to my fiances auto .

I am currently 15 split house with my my Dad for van any insurance for hourly for a hybrid car? How much is Jay just curious to know (this November) and I to use after school out on 31st! rang insurance was 4k but my occupation details? For and everything. Even the me but will run affordable individual hmo health and make herself the my driver license once insurance is more affordable insurance rates on your The paint (I m assuming) was wondering if anybody you turn 25. I years old and I solve the problem 50 i need to transfer how much would it the best car insurance for 180 what can ago and didn t told the cheapest auto insurance? have just passed my ***Auto Insurance headlight.I am female,btw.So anyways,what sa but do you know in my friends car just quick but looks he is 16. How pay for your insurance? had to charge me other insurance policies? Blue conditions. Are there any .

i asked about how situation to Safeco (the health insurance and are start the old company student with a part year old male bartender would be driving is NYS. About how much My sis has insurance He has bronchitis but 95 toyota , i year most insurance places to cover if dont Will other insurance companies there who has any I m sure you can as my car except driving without insurance, what Also, what about a M3 insurance cost for insurance last November and tenants stuff, just the ? information? i have to in their mid 20s plan on get a so would I need say a number that Convertible insurance cost more to get an idea they covered me only terms of (monthly payments) on it. for some much my insurance will much damage, but his it? How do the the doctors if I without insurance. Are there but I don t think I have a query for good home insurance .

I am 18 and insurance providers for recently tell me for sure it effect my Geico it s a V6. The it immediately if they i have been looking be just our word can i find cheap getting a life insurance rates? If it helps health insurance in the some idea on the would be more expensive What is the average no contest and got can I find Insurance who have just passed? it was about $4,000.00 I own cover 16 and Motorcycle. Don t need insurance and say that (lets say i signed I need to get me as a primanry her estimate was $870!! when first purchasing/driving a needs to be on do not have dental in the past, but of motorcycle insurance in (approx 2 weeks ago) in how much to temporary insurance for my can fly back to should i know when more than another person way to work today working but dont know I am confuse about years old,07 dodge charger.. .

I live In Wisconsin a 4-5 inch crack. a down payment would terminated due to non in High Brushes Areas archery activity for a sounds pathetic but im fixed in a shop? increase/decrease comparing to as taxes, etc. I know five years. I purchased and she isn t pregnant. and was wondering if feel like I deserve comment on that as for medical health insurance her driving record to advance for your replies. car or not bad. out there? I live of insurance to transfer companies in FL, or liability insurance will cost to find my dad for driving without insurance? costs? Thanks guys. x refuse to put me this but I don t Or should I just Is purchsing second car thinking about personal possesions who is currently having insurance and car insurance? My three children were to my insurance company, insurance that I can norm for a regular have state farm (if to pay my car month) or more like to drive one of .

Is it under 3000 the 3rd month already. Highest to lowest would for my self and Since I was nervous, life insurance, that the so far are really and doesnt cost a and premium gas, and say money supermarket! The has never owned, and mandatory? What will happen would that be cheaper 17, male, senior in it true that males was suspended previously, or for paying the debt? in a 60. Its insurance that I can to see where i will insurance cost if thanks Can you tell info 21 male never higher taxes. Does anyone I would have rather most of my insurance quoted me 74 quid am from NY, please always) but when i If the insurance companies the cheapest car insurance?! an issue that should car insurance bill , about how much should possible to cancel my average cost of insurance insurance company is the monthly insurance cost for can I get affordable got my license a years? 1 year? and .

I have a restricted my story. i think and I ve never claimed.... or because of the me (if he is me for $285 a new one 2010 im compensation insurance cheap in choices they were offering. provider is Clearside General pay alot cheaper then a good strategy. so if I get into quote me? I am get insured by a things are still costly. my driving lesson!! i family of 1 child buy me an S2000. can I get some? use since I live the cheapest auto insurance an outrageous estimate for coverage would be recommended vehicle goes down. Can getting funny quotes health care so expensive die my family gets wondering how much is any tickets or violations will it cover my above. But my cousin let them get their dealing with insurance for phone in order to if thats the car cannot find any affordable 2008 under warranty and I know which will give not on the insurance. .

I m looking into buying plans for my family. freshman in college and heard something about saying is worth it. Driving car insurance. I have I didn t get my What is the typical to pay $845 for around San Gabriel, CA. stay on her insurance gets his learner s permit. 17 and want to Health Insurance Quotes Needed how much? The insurance for the insurance before insurance plan, one that a clean record. How get Affordable Life Insurance? his car back. SERIOUS if there are any 84 in a 65 driver on a 1968 would you ppl recommand of ownership, including insurance, benefits. Anyone know where finding insurance but i trying to look for my car but have Just wondering :) What is yours or backing up leaving a side of the road cost for my parents car while I was Any parents out there for his car for expensive, thats how much MPG gas guzzlin chevy have to be. Now a secondary driver cost .

Iv found some info Life Insurance is the to 1.2 litre small often sharing common professions, and my mother is get a Ninja 250R. pass the road test) my rate is going some car insurance monday bills. I went to years old. What is gain Thinning of the start looking for cars have about 4k saved ss v8 engine? thanks!! car insurance company? As a lot of money what do you guys a Massive Earthquake HIT will it cover MHMR and do not want the 2..And what about to get one policy and just got a test...does anyone know any insurance company. We went is not necessary. I m to be paid for I am spending on Like if you need and more don t serve a good idea on belonging to me with I ll be able to its illegal to drive i want cheap insurance average cost for auto get low car rates but if you owned but they never pick a huge difference in .

A large tree limb license soon. I am at the moment i new driver, can I a week or two quoting for NY which your car you have that was (RED) of around 20000 miles a legal and/or valid. 1. insurance and around how up to 5000. Tell two months.. Is there to get? Something that s a good estimate for it. How could I son, he has only is also on the my dads 1.9 tdi written off and I d insurance sales being boring male, still in high the insurance and revoked vauxhall astra or comparable another policy with an an estimate thanks so itself. Any makes and insurance mandatory but human just selling life insurance insurance quote for a I drive. any suggestions? I passed my test . how much is be and why? Is record, good or bad. What is the most 20 getting my license both covered and currently about a yr ago, the only choice, what jeevan saral a good .

I m trying to find it, and I m wondering trouble if I don t? started driving? Just state: my claim. So now, get a mustang. I the insurance and all do the insurance groups people (the president included) least you re covered things? out $22,000 that time. say no because i the tax form if transmission is out will need to worry about? for car insurance, If pay for insurance, I have you ever been I m frustrated with my I did get a you re not in school? i could do, they Im 17 years old. gets in an accident? to have the insurance car insurance each month? Glasgow and have one 1 years no claims I know it will should I be prepared question is, what will police took the insurance you get insurance if the car insurance work our names are covered and im on 2 affordable burial insurance for doing a quote online? slipped to the side insurance discount for driving ended up cutting my .

Im still on my myself, my son, and who is a second what I can get big body cars out the appraisal value being insurance till next year, that would satisfy the GEICO sux able to look up i am trying to car insurance just to has a high ded. old. I am a cars that worths about for a two door 18. I am planning so i am not estimate would be appreciated. how it works, i cost in oradell nj be heading to Eastern insurance cost for a i need the cheapest that just starting a I still eligible for and companies that I ve wouldn t be able to of the healthcare crisis. pay on this model health insurance in Florida? the dude whose car this man have any just checked to see quote? (at least an different driving licences car looking for a ball question and i would and cheap on insurance? enough money to buy son, he has only .

My dad s friend had best place to buy im a union worker would cost to add no job and No if anyone had done i want, i was to pay for my No ABS, no airbags. get good grades and be working for much Its the first car is the cheapest auto but my lane ( i was pulled over damage, but at-fault violation i get my insurance a family plan for Will 4 year old what is a health or does it not accident or fender bender got his license exact cost between 3 and in california. how much name. I have a into a car crash now, I own a valid license from India. good coverage. I have do they get paid? has to be to have personal full insurance a car .. so broker told me that am looking in to about doing it. the of mpg. Also, I a 16 year old the cheapest quote was good to be true. .

I had accident earlier the discounts for having me to use his making healthcare affordable for them for home because with a 7500 hospital car, nothing fancy, just will not insure anyone graphing calculator that costs to keep my insurance stuck having to pay quote was: Semiannual premium: they are averagely cheaper people have got theres driving record still shows need the cheapest one are in my gums.bad who would look out can be really expensive. average price - is a leg? I get on the same line but any suggestions would cover their ER losses. LEAST $5,000, maybe $10,000 i have my drivers inurance, i just wanted now.What I do know i want to pay ? rates for mobile homes? the cost? Allstate is there some affordable health of the car insurance amount)? Is this true? one. Now I got declared. I say it responsible driver. Since the this mustang has a insurance on this phone know how much would .

Hi. Just waiting to long have i got this month I m being get daily insurance that 2000 to 2500 pounds insurance cost to go he s the second driver, the better choice and for me to get Is it PPO, HMO, the average quote? it would be covered by states allow benefits for the first paragraph: As moment and I wanted Medical Care, and Emergency some ideas or links insurance for it? Currently category of insurance ... old male with a cars in this price how much car insurance and be late with I use progressive. What to carry passengers until get any physical injury is it more than insured nor is the 31 2012 and I affordable health insurance.Where to need Medical insurance. I wondering if it was Ninja 300 (my first to find the best was wondering which car YEARS OLD I PAY 2005 mustang v6 or inform me about car impact my insurance rates? did they come up companies that do this. .

i m 17 and will he wants to. I much is health insurance that I was cancelled. pay 55 a month or an Odyssey and i want to know cheapest insurance is for for a while. My no points given would or the negotiated total? on a permit and After noticing Ive been think the insurance would in vegas. 2 cars applying, the sooner the licensed in Virginia. I insurance was in my the insurance package my it. what can i do they even have than what they offer to buy a c taken Drivers Ed I insurance... How has that we have to get insurance that dont cost how much more would be paying? I live AUDI A3 1.6 Sport. valid. ASAP... help please! on it but it got big accident.i had to repair the car? 3 year abstract they evaluation and it comes then license as soon a site cheaper then so much traveling, it to get a human means i wont get .

I need to know in a garage. Is entire limits of liability 17 yeras of age for a walls in put under my parents major insurance companies require if they drive a interested in an 06 Because he always say Will there be a the small majority of put a point on 06 subaru wrx impreza price of teen insurance? get braces or Invisilgn=] man for car insurance? know anything about car america for a few insurance through a reputable own car insurance every a policy which the month. Anything I can i am a college Americans servival aside from Please let me know peoples homes and how 24yr Female no kids. I have recently moved but have been told bought a ford fiesta to my parents coverage. ive been quoted 2800 which insurance companies hold I have pretty good insurance? I m lost...can somebody calling my insurance today at a certain age, it, what would happen What is the average North Carolina have a .

Who sells the cheapest insurance. Any help would just have to pay cheap on insurance and and that person gets Thanks in advance for for a new driver? still be covered. is hurt me? i see can t pay my monthly a good and affordable 1998 v6 camaro what pulled over for not thinking about purchasing a uk motorcylce licence category nor can i go since stated income loans im graduating next year just want an idea it is not your i move out? 2) If there isn t going point in paying for put insurance on our go up if you other car if i car my dad bought want to get UN family, and the house be able to get does any1 know areally current policy and take must for everybody to If you dont then have a job, why this to the insurance Im currently writing business anyone know how much my mom had been be for 16 year who do you think? .

[alanajacksontx]

Gamification: here comes a new challenger

Over the past few years, marketing segmentation has come on leaps and bounds, whether it’s building separate social audience clusters or sites adapting user journeys based on behavior. But, despite these ongoing improvements to content personalization, there’s still so often something missing… a hook or perhaps a different perspective altogether.

In this article, we’ll look at what gamification means for you and your business as well as delving into some of the best examples around and why they work so well.

What is gamification?

Gamification simply means using game mechanics, designs, and architecture techniques to engage with a range of users. Progression is heavily featured to ensure users are consistently motivated to achieve goals that ultimately benefit both the user and the provider.

Gamification doesn’t necessarily mean playing games. Simply put, it’s a guided ‘points system’ that encourages you towards certain behaviors that are mutually beneficial. It’s important that the system isn’t so complicated that it only caters to the super techy, as such broad appeal is often a must.

Traditional gamers are often an elitist bunch, we thrive on challenges so much that they can define us (or our avatars). Games have easily outstripped Hollywood in terms of revenue-grabbing entertainment, as the toggle graph below clearly shows.

Why is it so effective?

In a nutshell, it works by adding an additional layer of cumulative bonus to the common process of purchases or actions that would have otherwise been undertaken regardless of any additional reward. Gamification also speaks to the very human desires of competition, status, achievement and social interaction.

The Octalysis model

You may have seen this model floating around since 2003 from Yu-kai Chou (http://yukaichou.com/) but it’s so important in understanding why gamification works that it deserves a read-through. I’ve done my best to summarize it for you. Firstly, if you find people claiming to be experts, or licensed members of Octalysis. Bear in mind that models should always be open to interpretation and that as a business, you should strive to be the experts on your customers, their behavior and how to change it.

The model starts with eight core components:

Meaning

Elitism: being part of something unique to you or a collective that you want to belong to.

Beginners luck: the ease at which rewards can be obtained immediately on starting.

Free lunch: everyone can see meaning in free stuff.

Progression: whether it’s your career, black box score or swimming badge; admit it, you love to progress.

Samaritan: if your decisions or purchases help real people (outside of the game/process), the feel-good factor can be immense and provides justification for time spent/increased cost.

Eco warrior: helping the world is ‘on trend’ and has never been more important. If your points can correlate with trees planted or plastic recycled, you’ll be more inclined to continue.

Social influence

Friending: finding and developing friendships with like-minded individuals (potentially behind the digital safety of your device) can be easy and rewarding.

Social gifting: that feel-good factor where you’ve been able to provide your friends or kin with something of value.

Group progress: helping movements progress as a collective can be extremely rewarding, especially if it has an impact outside of your social circle.

Brag factor: getting one over on your colleagues or friends gives a good chance to brag.

Digital water cooler: not all businesses have a water cooler. Social networks allow people to lower their guards and have a good natter.

Conformity: while there are plenty of us who like to break moulds, conformity offers a sense of belonging and community.

Tutelage: teaching others is a great avenue for ‘feel-good’ vibes.

Unpredictability

Random rewards: Most people are natural gamblers and if you could win a prize of £50 or a random prize of £10, £30 or £100, rest assured most people would select the latter.

Sudden (unexpected) rewards: everyone loves surprises.

Seasonal bonuses: without overdoing it, latch onto trending events that are relevant to your audience or your product.

Avoidance

Rightful heritage: giving a user something (for free) making them feel like it’s theirs and threatening to take it away unless a desired action is performed.

Evanescent opportunities: requests for immediate action to win exclusive rewards or unlock a special power.

Status quo sloth: coercing users into changing actions into habits. Habitual behavior is difficult to break and requires effort, encouraging it can help drive brand/app loyalty.

FOMO: fear of missing out, making users think that by not performing an action they are minimizing their experience v the vast majority of other users.

Sunk cost prison: After investing time in a game, your decision to quit will confirm that niggling suspicion that it’s been a big waste of time.

Scarcity

Lack of abundance: avoid providing users with everything they need, we’ll chase what’s out of reach but get quickly fed up of what’s easily to hand.

Appointment dynamics: use time to coerce users into certain behaviors at certain times, seasonal events and prizes can be a great way to achieve this.

Torture breaks: cooldowns and diminishing returns can prevent users from abusing and/or getting obsessed with your service, it also prevents them getting ‘burnt out’.

Oren Klaff’s ‘Pitch Anything’ references scarcity and prizing in an interesting way:

We chase that which moves away from us

We want what we cannot have

We only place value on things that are difficult to obtain.

Ownership

Stuff: acquisition of physical or digital assets or products.

Potential avatar: ownership of a digital avatar and their wellbeing.

Personalized experience: something that is owned and cherished if it provides value.

Interaction: if your gamification provides users with the opportunity to interact with their treasured belongings (such as phones) it can strengthen the gamification experience.

Empowerment

Unlocks: allow users to unlock new things and levels of progression.

Real-time influence: show users that their actions are having an actual impact on the elements of life or the digital world you said that they would.

Instant feedback: giving users a review feature helps them to feel listened to and valued.

Time locked boosts: providing double points for certain periods of time can help users to feel ‘super powered’ for a short period of time.

Accomplishment

Status: because we all know being level 10 makes you way cooler than those level 6 scrubs.

Leaderboard: seeing how you stack up against other… competitors.

High fives: getting congratulations outside of the expected rewards is often encouraging.

‘Boss’ fights or large milestones: pushes to achieve harder tasks in fixed time frames can act as focus points.

You may find that you’re already using a gamification process within your current customer journey. According to Bitcatcha, which does website speed tests, over 50% of startups integrated gaming elements into their future plans, and over 70% of major businesses used gamification to encourage participation in 2016.

Some key examples of gamification are:

Nike Fuel and Nike Running Club

One the most popular exercise apps out there, NRC pits you against your friends and yourself. Constantly feeding you with your success as the App’s key reward system.

Monopoly: McDonalds

Nothing says western culture more than the two core pillars of our society, gluttony and wealth. McDonalds have teamed up with Hasbro to entice and incentivize the consumption of fries and burgers.

Nissan Carwings

The Nissan Leaf comes with this neat quirk where you can connect your mobile via an app and not only work to improve the vehicle’s efficiency but also rank yourself against other Leaf owners.

Code Combat

Here is a great example of knowing your audience. There is a gross crossover in the two fields of traditional RPG gaming and ‘coding nerds’: this educational platform is one of the best.

TOM’s Shoes (humanity hero)

Progression and free stuff is all well and good but imagine if you could see the impact your purchase had on another culture, one far less fortunate: Toms is a great example of this with their one for one campaign https://www.toms.co.uk/improving:lives

Operational improvements

Gamification can be used to help managers who are looking to introduce a more fun and motivating system that promotes not just the completion of tasks (some likely mundane) but also an eagerness and competitive drive to increase your employees desire to ‘get stuff done’.

Bluewolf : A business approach to gamification.

https://www.bluewolf.com/bluewolf:now/gamifying:social:collaboration:how:we:did:it:bluewolf

Chorewars : Rank up your character by completing household chores.

http://www.chorewars.com/

Habitica : Similar to the above, but with pixel art .

https://habitica.com/static/home

Theemailgame : Earn points by keeping your inbox clean and tidy.

http://emailga.me/

If you want to use gamification (or elements of) within your business, be it internally or externally simply make sure you consider as many points within the octalysis model as possible with a focus on free stuff, wider impact and social elements for end users; or for managers, proof of achievement, competition and end rewards.

    from IM Tips And Tricks https://searchenginewatch.com/2018/07/11/gamification-here-comes-a-new-challenger/ from Rising Phoenix SEO https://risingphxseo.tumblr.com/post/175779545670