#i think the lowest for monthly supporters is $4 ? but no one has to go higher or anything!

[tennessoui]

ko-fi fic uploads

hey guys, I'm going to start putting some of my new tumblr prompt fills and writing warm-ups (ficlets of 4k-6k length) up on my ko-fi!!

Monthly supporters will be able to go into the gallery tab on my ko-fi and click on an uploaded image. The title will be which tumblr-based au the ficlet fits into and how many words it is. The description beneath the image will be a quick summary of the au and a link to the google doc containing the ficlet. The "root" au post, aka the post that started the au on my blog, will be linked as well on that google doc.

This will not affect my wips and progress on them in any way! I feel like that's very important to state - I write these sorts of ficlets all the time because it helps get me in the writing mindset for writing ao3 fics. I will just be spending a little extra effort on them to put them up on ko-fi.

I will NOT be posting any ficlets on my ko-fi that you need to read to understand a fic on ao3 - that's some disney monster conglomerate kind of shit. I will also still be posting shorter ficlets (1k-3k) on tumblr as I write them, especially if I'm answering a prompt someone sent me here. Again, I think it'd be a bit of dick move to not do that

I'll try to vary which ficlets go up on ko-fi and every time I upload one, I'll make a post about which au it is as well as a link to the page in case anyone wants to, idk, unsubscribe for a month because they hate the hopeless in coruscant au, and then refollow next month because they enjoy the playmaker au etc etc

I'm definitely still trying to figure out what I want this to look like and what feels fair or reasonable, so hopefully this isn't a huge mess on my end!

All this being said:

I've posted the first ficlet/fic on ko-fi: it's for the Senator Menace AU, an au that's basically "What if phantom menace but reversed? how fucked up would anakin get over the youngling his father master died to protect?"

the first au post is here // my ko-fi is here

[creations-by-chaosfay]

Just a small FYI.

I don't receive any money for sharing information about products or patterns or anything else I share here. None. I have no sponsors. What I share is shared because I feel y'all will benefit from it. Products, product reviews, active or upcoming sales, magazines, etc.

Why?

I don't have a large enough following, and I have no desire to paid to share these things. That sort of thing doesn't sit well with me, and hypocrisy is something I detest.

If you would like to be sponsor me, may I suggest you instead join up as one of my ko-fi members? It's like Patreon, but more user friendly. My lowest rank is just $5/month, and all of them come with goodies, like a postcard every month, random gifts, an automatic 15% discount for purchases and commissions, etc. You can join up here:

The highest rank is $1k, and I added that for the sake of adding it. The likelihood of anyone giving me $1k/month is at virtually 0%, but if it happens...well, I will cry. A lot.

I'll be sending out postcards this week. They just take a few days for me write out because writing by hand is difficult and painful, but my typewriter has been causing me pain due to the inflammation in my wrists and the awkward angle they have to sit at for this type of keyboard. It's an old model, from I think the 1930s. The typewriters from the 70s and 80s are much kinder, but I don't think I can fit a postcard through them. I haven't tried a 90s or later model.

Now, I'm gonna play Sims 4. My husband has D&D tonight, and it's best I occupy myself lest I go and bug everyone due to boredom. They're the only people I see on a regular basis, aside from my husband and doctors.

[phoenixyfriend]

What can I do to limit Amazon’s* negative impacts without harming vulnerable communities who rely on their services?

* or any similar company that people are forced to use to survive if they are poor, disabled, elderly, rurally isolated, or any combination of the above

My post on Amazon has been circulating pretty far these past few weeks, and a lot of people keep trying to argue about what can be done right now. 

1. Contact your representatives

If you live in the US, there are several sites you can use to figure out your senators (you have two) and your representative (you have one). Call them if there’s a phone number. Email them if there isn’t. They’re obligated to have SOME form of contact. If your rep is already on your side, they can use your email as evidence for how citizens feel about the issue when Congress is in session to argue. If your rep is NOT on your side, they will see the email as evidence that a portion of their constituency is NOT willing to reelect them if they don’t play nice, and that scares them a lot. Either way, make yourself heard. Harass them if you have to.

(For more local issues, especially things like minimum wage and labor laws, you can find your representatives for your state or city government, like your mayor or governor or county rep, and contact them as well. Make yourself heard.)

Write emails in your own words about one of the following subjects:

Supporting the USPS. It’s the backbone of the US shipping industry, and major shipping companies like UPS, FedEx, and Amazon use it for overflow.

Monopolies and antitrust acts. Reference past antitrust acts leveled against oil, railroad, and telecom monopolies.

Raising the minimum wage. Reference inflation.

Enacting a marginal tax rate on high earners (re: the 1%, but phrased in a way that they’ll take seriously). Reference the marginal tax rates of the fifties.

Increasing disability benefits. Try to work something in about how stringent the requirements to qualify are, and how benefits don’t cover enough for medical care, transportation, assistive technology, and so on.

Increasing social security benefits for retirees. People pay into this fund all their lives as part of their income tax; it’s supposed to benefit them right back! (You can circle back to marginal tax rates and how the rich usually have savings and don’t need social security, but the poor often don’t have savings and rely on it.)

Enforcing corporate taxation. Find some statistics on who paid corporate  taxes in the past few years and who didn’t. Make sure to find a few big names and what their tax rate SHOULD have been. Emphasize how much extra money the government would be making.

Nationalizing the health care industry. Reference how well it works for countries like Canada, Korea, or Sweden, and how often hard-working Americans are bankrupted by unexpected medical emergencies.

Enacting or enforcing higher standards of employee rights. Did you know that minimum wage employees in Indiana don’t have the right to a lunch break unless they’ve been working at least twelve hours?

Legal repercussions for predatory pricing practices. Walmart is the best-known for this, but Amazon does it too, and they’re a fair bit sneakier about it.

Capping rent prices. Housing costs are among the highest financial pressures Americans face right now, and the fact that housing costs have risen SO much faster than the minimum wage is why it’s impossible to rent a one-bedroom apartment on a minimum wage anywhere in the US right now.

Capping upper management incomes. A CEO should not be earning several thousand, or several million, times as much money as their employees. It’s a long stretch (so argue the more achievable things first), but imagine if we could convince the government to say “actually, you can only make up to twenty times as much per hour as your lowest-paid employee.”

Banning police as threats against unions. UNIONS ARE GOOD THINGS. SUPPORT THEM.

Anything else that comes to mind! There are lots of subjects. This list is not an exhaustive one.

2. Vote

Pretty self-explanatory, I think. Vote in every election. Sometimes you won’t be able to vote for your top choice, and that sucks, but remember that our system is fucked and you have to go for the lesser evil that’s still capable of winning. So vote Blue (because ambivalence to our desires is better than glee at our suffering), and then send as many emails and make as many calls as you can to force them to recognize that, since you helped them get into office, they have to honor the deal to actually represent you now.

3. Support small businesses

Okay, so supporting local businesses probably isn’t too easy in a pandemic. You can’t just walk to your nearest mom and pop store to see if there’s an affordable option. That said, if you can afford to do so, try to see if there are small businesses in your area that are doing delivery or curbside-pickup.

If you live in a more rural area, see about ordering from small online businesses for non-essentials. If you’re thinking “hey, I’d like a new scarf” or something, check Instagram or Etsy first. All faults aside, Etsy is only a marketplace, not a seller themselves, so they rely on the vendors using their site to remain in business. (Whereas Amazon tries to drive their vendors out of business to take over their market share.) You can also use Google Shopping, eBay, or Craigslist.

4. Don’t Use Amazon (or similar), but don’t shame people for using it either

Some people rely on loss leaders to survive. That’s a fault of the American economy being a horrifying mess, and I listed a whole litany of the causes above. Money talks, so avoid using Amazon unless there is NO other way to get your product, but if someone you know uses Amazon, and you know they’re struggling, keep your mouth shut. If they’re not struggling, mention your distaste for Amazon but don’t push the issue; they’re more likely to come around if they feel like you’re not passing a moral judgement on them for it.

5. Recognize that many fairly-priced products are more expensive than you’re used to

The example I usually use is fashion. We’re used to a shirt costing ten or twenty dollars, even at places other than Walmart or Target. This price is what we’re led to believe is reasonable, but it’s really a factor of incredibly underpaid workers, usually overseas. If you can’t afford it, feel free to blame the low minimum wage (I certainly do), but remember to take a step back and remind yourself that it’s not that the piece is expensive, it’s that you are underpaid, and the current system is trying to teach you to expect cheaper items as the norm so they can get away with paying even more people less than they deserve.

6. DONATE

Yeah! There are a whole lot of nonprofit agencies that focus on issues that relate to this topic. I prefer to donate to organizations that focus on enacting systemic change through legal or institutional channels, like the ACLU and AAPD, but there are a lot of options, some of which focus on more direct help, or on specific parts of the country. Figure out one that speaks to you, check it against a trusted charity rating system like Charity Navigator, and set up a monthly donation if you can afford to. Constant support can cause compassion fatigue, but consistent support is how you Get Shit Done.

7. March

Join an activist group and march. Sometimes there are other major events going on (hijacking one of the current marches against racism and police brutality in favor of one about monopolies would be in bad taste AT BEST), but there will come an opportunity to make your voice heard by showing up on the street and just yelling with a sign.

Now go forth and unleash hell.

[vertex-official]

VerTex Reviews 2021| Scam Or Does It Really Works?

What is Vertex?

Vertex is a software that makes personalized video marketing easier than ever. Utilizing a simplified editor and robust DFY templates, you can quickly and easily create personalized campaigns to boost conversions, engagement, and sales. No complex timelines or messy merge tokens.

(ACT NOW & SAVE) Click Here to Order VerTex From Its Official Website

Personalized video has been proven to increase click-through rates by up to 985%. And when you get started with Vertex today, you will be able to:

Create personalized videos for yourself.

Create personalized videos for clients.

Charge big bucks for them.

…Faster and Easier Than EVER. Jaw-dropping, stunning personalized videos like this that speak to your viewers like they are a friend. Not only does personalized video work. Its proven.

Your videos are going to look like magic.

Every one of your prospects sees your video as if they are personally, exclusively for them.

When your prospects see themselves on your videos, they’ll be begging you to take their money!

With VerTex – a new first-of-its-kind Traffic App, you’re minutes away from driving unlimited Buyer Traffic to any link or offer you want to promote.

But it’s not the usual junk traffic you get from other apps… Because this app uses a new type of “Pre-Made” video to reel in hot buyers like vegans to a farmer’s market.

Key features

Vertex is a brand new way to create personalized videos in minutes. It is simplified but with all the major features you already know and love.

It comes with Done-For-You assets and a whole library of videos, templates and scripts you can pick from to generate your own template. After this campaign you’ll only be able to purchase this on a recurring monthly fee. Plus it’s super affordable.

Here’s What You’re Getting

Brand New VerTex Software

Access tens of thousands of “Pre-Made” Videos to use instantly for your own marketing

Upload and edit your own videos too (with our Drag-N-Drop Editor)

Includes hosting for ALL videos

Distribute all videos to over 50 premium sources for 100% FREE Buyer Traffic

Quick Start Set-Up Wizard

Get your account up and running in less than 60 seconds

Quickly send out your first “Pre-Made” video

Start bringing in traffic the very same day

$0 to $321 “Look Over My Shoulder” Tutorial

See how I’m using VerTex to make over $300 per day using “Pre-Made” videos – without ever getting on camera or creating content

Follow these same simple steps to skyrocket your results

(LOWEST PRICE GUARANTEED) Click Here to Buy VerTex For The Lowest Price Today

Here are the key features that you will discover inside Vertex:

Set Up Campaigns To Auto-Upload Your Videos: Set up campaigns and automatically upload your videos to multiple channels on the most popular video sites on full auto-pilot

Single-Click Upload Any Video: Add all your video accounts and drip-upload videos everywhere with just a single click.

Create Powerful Video Promotion Campaigns: Promote your videos on every social network in a drip-feed manner without going insane posting endlessly.

Promote Videos To Multiple Social Networks In One Click: Drip-promote your videos on all your social network accounts in one-click

Select From A Huge Collection Of Popular Platforms: Vertex Supports All Your Favorite traffic boosting platforms. Select the ones you want.

It’s Cloud-Based: Nothing to download, install or update. Plays on ANY device anytime.

UNLIMITED Video Renders: Create as many videos as you like with zero restrictions.

Commercial Rights INCLUDED: Use the software to SELL videos to others with no upgrades needed!

Lifetime Access

GO Editor

Personalizer

Socializer

Geo-IP Personalization

Facebook Integration

Email Integration

GDPR Compliance

Email Service Provider Integration

Video File Uploads

YouTube & Vimeo Uploads

Social Campaigns

Email Campaigns

Unlimited Cloud Hosting

Unlimited Projects

Unlimited Personalizations

Car Dealership Template

You will get many templates in these niches:

Car Dealership

Italian Food Restaurant

Dentist

Dog Training

Gym

Auto Mechanic

Travel Agent

Real Estate Wholesaler

Moving Company

Pest Control

Pet Grooming

Bakery

Plumber

CPA

Handyman

Bar

Many more others

Vertex OTOs and Price

For a limited time, you can grab Vertex with early bird discount price in these options below. Let’s pick the best suited options for you before this special offer gone!

Front-end: VerTex Premium $12.00

OTO 1 ENDLESS EDITION $27.00 $18.50 (50%)

OTO 2 DFY Traffic $77.00

OTO 3 PASSIVE EDITION $32.00

OTO 4 Endless Leads $97.00

OTO 5 100x Money Templates $29.00

OTO 6 Machine $67.00

OTO 7 Millionaire Edition $37.00

OTO 8 Franchisee Edition $97.00

OTO 9 1K In 60 Minutes $27.00

OTO 10 Endless Visitors $97.00

OTO 11 The Switch $97.00

How Vertex Works

Start Reeling In Viral Traffic In 3 Simple Steps

Step 1: Grab Your Copy Of Vertex

Get it today while the special pricing still applies.

Step 2: Choose your “Pre-Made” Marketing Video

Tons of options for every market & niche. Just add your offer link and hit “Publish” to send your video out to 80+ premium traffic sources.

Step 3: Flood your business with FREE buyer traffic from over 80 sources

Get real buyer traffic and sales in as little as a few hours. Rinse and repeat to grow and scale your business.

(EXCLUSIVE OFFER) VerTex Is Available At Lowest Cost In Market! Click Here To Visit Now!!

Honest Vertex Review – My Opinion: Is it worth using?

Gaining better visibility is key and this tool will absolutely do this. The time taken to make decent videos is necessary but now the drudgery of posting can be taken away. This will be such a huge time saver allowing me more time to create more content and more profits.

Boom! Just like that, Mosh and his team have solved the social media delimma of “creating content” to attract an audience and get that social engagement we’re all after.

This software is amazing and makes it beyond easy to post to all your social media accounts. You can edit templates, and create your own. So if you manage social media accounts this is the software to have to be able to help yourself and clients post and get the attention it needs! What are you guys waiting for get the software.

With Vertex you will reduce your time, effort and production cost, you will have a Marketing agency just in one software. Content creation is vital to dominate your niche, so every tool you can get, will help you to get fresh and constant content. I had used some other products from Mosh Bari and they work as expected,

Vertex can help me gain more exposure for my promo videos and at the same time helps build quality backlinks to my videos which will definitely boost my rankings on youtube and google which ultimately will lead to sales

Vertex seems to be one of the best video syndication softwares I’ve seen in a while. How it could help me? Well, it can help me launch my online education business faster by uploading my promo videos and my instructional videos all over the internet! So, yes this is definitely a tool that could be life saving for any start-up online business!

It seems like the whole online world is going absolutely crazy for Vertex. The brand new, affordable, easy to use, video personalization tool is opening up new worlds of video marketing and profits for it’s users – So I wanted to send you the top #10 reasons why I think Vertex is perfect for you:

#1: Surges Your Conversions: Nothing stands out like personalized video. Forrester confirms that personalized video has been shown to increase click-through rates by up to 985%.

#2: Faster and Easier To Use Than ANYTHING Else On The Market: In just 3 steps you can make stunning, attention grabbing personalized videos that take just a few minutes to perfect.

#3: Quick. Effortless. Painless: Nothing to download. They host absolutely everything for you. And your slick UI is completely drag and drop.

#4: Amplifies Your Engagement: Adding clickable personal calls-to-action to your videos with Vertex engages your customers 10x more than a regular video ever could.

#5: Boosts ROI: Personalized video campaigns have resulted in a 10-fold improvement in ROI for huge brands such as AT&T.

#6: Not JUST For Big Brands: Video Personalization technology is used by some of the biggest brands on the planet, including: McDonalds, AT&T, Dominos, Nike, Red Bull and even Playboy. This is because it’s SUCCESSFUL. EFFECTIVE and PROFITABLE. Until now, it’s been out of the reach of independent marketers like you because it WAS expensive AND complicated. NOW – Thanks to Vertex – It’s quick. Easy. AND INSANELY good value!

#7: No Video Experience Needed: Never made a video before? Don’t worry. You can use one of the ready-to-edit templates INCLUDED with your copy (yes -templates are included on the front end!) or simply copy and paste any video link and add your personalization in just minutes.

#8: Really Easy And Profitable To Sell To Offline Clients: Customers have already made over $1,000,000 by selling on their personalized videos to rabbid clients! Now, when you get started with GO. So can you! In fact, it’s that easy that an 11 year old girl made her first $200 online, by selling on a Go personalized video – that took her less than 30 minutes to make! (That’s an equivalent to $400 an hour – do you currently earn that?)

#9: Get Leads With Ease: When prospects see THEIR name and information on your videos – not only does it look like MAGIC – it ALSO makes a personal connection with them. They already feel like they know you – and that makes them more inclined to hand over their email address. That means more easy, targeted leads in the bank for you.

#10: Boost Your Sales And Profits: When prospects see their face on your video adverts – they’ll be impressed. Seriously impressed. In fact – Personalized video marketing makes a LONG LASTING impression. They won’t be able to get your personalized video out of their head, meaning you’ll make more sales.

(AMAZING DISCOUNT) Get VerTex For The Lowest Price Here

When you watch your first Go video and you see your name and your face in the video – it CERTAINLY makes an impact. It looks like magic. And I totally get why these videos are flying off the shelves to clients

The Vertex guys have a whole bunch of successful case studies and testimonials – and even one from a 11 year old girl who made her first $200 online using this thing. It really does live up to the hype.

[magicapp-review]

Magic APP {Billy Darr} Reviews - Magic Traffic APP Is Scam or Legit ?

Magic Review: Are you looking for more knowledge about Magic?  Please read out my honest review about It before choosing, to evaluate the weaknesses and strengths of it. Can it worth for your time and money?

=>Click here to check out All 5 Magic OTO Info

WHAT IS Magic?

Magic is the 1st Mobile Traffic App, Gets You unlimited free buyer traffic.

  Magic Review – FEATURES  & BENEFITS.

1. Brand New Magic Software

Brand New First-Of-Its-Kind Newbie Friendly ‘Mobile’ Traffic Software That Gets You Free Traffic From A 5.2 Billion Buyer Source In 60 Seconds Or Less.

2. Step-By-Step Video Tutorials

We’ll show you EXACTLY how to take the free traffic you’re getting and turn it into a consistent stream of sales…

3. $100 A Day Genuine Case Study

We’ll also throw in our brand new case study walking you through how we made $100+ using this software and leveraging the power of Cell Phones…

4. 24/7 World Class Support

If you have questions or need help with anything, just let us know and our world class support team will help you out…

5. Quick Start Guide

If you don’t like going through video’s don’t worry, we have you covered with a Quick Start Guide that just shows you how to fire up Magic to get traffic & sales pouring in, in seconds.

6. Customer Only Q & A Call

We’ll hold a special live Q & A call only for customers to ensure every single one of you can use Magic to get results quickly, don’t worry if you can’t turn up live it will be recorded…

(HUGE SAVINGS TODAY) Click Here to Get Magic For The Lowest Price Right Now

  Magic Review- WHO IS Magic INTENDED FOR?

  1 Doctors

2  Car Rental Services

3 Architects

4  Product creators

5   Internet marketers

6   Freelancers

7. Online/offline marketers

PROS:

I. Tap Into A 5.2 Billion BUYER Source…

ii. ​3-Figure A Day Tutorials Included…

iii. Get Infront Of Real Visitors That Buy…

iv.  Stop Wasting Time & Money On B.S. Methods..

v. Unlimited viral traffic & leads from file sharing pages

vi. Finally Get Traffic So You Can Make Sales Today…

vii. Be Amongst The First To Ride This New Wave..

viii. 100% Newbie Friendly to Use Softwares

ix. 50+ proven sales funnel templates included

x. Create & edit all graphics from any device anywhere, no software to install

xi. 30 day money back guarantee

CONS:

This is such a perfect product that I cannot complain.

Magic REVIEW – Frequently Asked Question

Is There A Money Back Guarantee?

Yes, you are covered by our 365-day money back guarantee. There is absolutely no risk when you act now. The only way you lose is if you don’t grab Magic at the discounted price. .. 

Do I Need Any Tech Skills Or Experience?

No tech skills or previous experience is needed to get viral traffic for FREE and make money with Magic… 

Is This Compatible On Both PC, Mac, Android And ios?

Yes, you can use this on any device… 

Are There Any Monthly Fees?

Right now, No! We’ve eliminated the monthly fee for the special introductory launch period. (But hurry because the price will revert back to $67 a month AFTER the launch period ends)

 Is Money-Making Training Included?

Absolutely. When you get this now, you’ll get our step-by-step video training that makes it easy to get free viral traffic and sales… 

How Do I Lock-In My Discount?

Click The Button Below Now..

  Magic REVIEW – PRICE AND EVALUATION

Front End: Magic ($17)

Let me recap what you will get inside

Magic The World’s 1st Mobile Traffic App, Gets You unlimited free buyer traffic.

For a limited time, you can grab Magic with early bird discount price of $17, ONLY in the selected options below . Pick the option that you think will compliment your unique business needs, but hurry because the offer price wont last forever.

Magic is available for a low one-time price for a short period only. Make sure you act before the prices rise. The price will keep on increasing every hour.

  All 5 Magic OTO/Upgrades INFO Given Below

OTO 1: Magic – Unlimited Edition – $39

The Unlimited Edition of Magic has Multiple Templates, unlimited usage, unlimited traffic and sales. It also comes with additional tutorials.

  OTO 2: Magic – Done-For-You Edition – $197

In this upgrade our team aims to deliver Done-For-You traffic and Sales for you

  OTO 3:Magic – Automated Edition – $39

You will be able to activate all the automation tools with Magic.

  OTO 4: Magic – DFY Templates Club – $39

You will get 200 customizable video templates that they use withMagic.

  OTO 5:Magic – 50x Click & Go Campaigns – $39

We’ll give you 50 proven TikTok campaigns that they copy and paste to make affiliate sales with TikTok.

Magic Review-Conclusion

Hopefully, with my honest thoughts about Magic,I really hope it did help you with your buying decision. I understand the decision of taking out $17 one time price is not simply made but this investment is profitable and for a sustainable business

[grapeicies]

8 Things 8 Years of Therapy Taught Me

(Working with a professional version)

1) STOP PUSSYFOOTING YOUR STRUGGLES AND PICK SOMETHING TO WORK ON.

It’s tempting to think that you can go into a therapist’s office with no game plan. 

It’ll go like this: you tell them something’s wrong, you clarify what you think is wrong, and they use their fancy degrees and licenses to eventually sus out what’s really wrong with you and come up with either a miracle medicine or say that one perfectly profound thing that will set your life into motion. 

Doesn’t work that way.

Your therapist is human. While they are more trained and more experienced with handling a wider variety of issues, struggles, and stories than the average person, they still cannot read your mind. They cannot understand how you tick by the short amount of time they have you for, especially when it’s weekly or monthly sessions. In order to get the best out of your sessions, you have to identify problem areas and at least start the process of brainstorming what direction you want to move in. 

Your therapist cannot fix you. They cannot force you to recover. 

You are always in charge of your own recovery. It doesn’t work otherwise.

Personally, I like following the CBT model and focusing on changing behaviors in order to change thoughts in order to change feelings. It feels less overwhelming to change my behaviors because my thoughts aren’t nearly as visible as how I behave and my feelings are involuntary reactions to my own thoughts and events happening around me. If you’re too overwhelmed to decide on just one behavior to work on, that’s what your therapist is there for. To guide you.

2) Do your fucking research.

Most people have the impression of therapy as an hour of you sitting on a chaise and talking the ear off of a nodding observer who takes notes and occasionally chimes in with profound bits of wisdom. Psychodynamic therapy is the most common form of therapy and it works for some people! It just doesn’t work for everyone. Know that if it didn’t work for you, there are still options out there for you to still try!

Just a short list of alternative therapies:

Behavioral Therapy

Cognitive Behavioral Therapy

Dialectical Behavioral Therapy (My personal favorite experience!)

Art Therapy

Music Therapy

EDMR Therapy

And many more

There are also different levels of care (from highest to lowest; commentary is US-centric!)

Inpatient [Individual or Group] (Split into Residential and Acute) Meant for short-term stabilization in a medical/hospital setting in an emergency ONLY. 

Partial Hospitalization (PHP) [Group] the step down from inpatient; after a person is stabilized, they are placed in 5 days-a-week, 8 hours-a-day care where they commute from their residence to their program in order to reintroduce structure to them after a major disruption in their life (like an inpatient stay). Typically, group sessions are paired with a team of providers who advise a personal care counselor who supervises your progress. A person can be referred to PHP as either an alternative to inpatient or as a transition from inpatient, depending on their level of need. If you need PHP and cannot afford it: ASK ABOUT HOSPITAL CHARITY CARE OPTIONS. (Lasts anywhere from 1 week to 2 months)

Intensive Outpatient (IOP) [Group] can either be a step down from IP/PHP or a preventative measure to keep a person out of the higher levels of care (because IP and PHP are expensive and will 100% increase your insurance rates, unfortunately). An IOP schedule operates anywhere from 2-4 days a week, depending on your level of need. Most IOP will start you at 3 days a week and either increase or decrease the number of days you attend depending on their assessment of your wellness. Like a PHP, an IOP will typically pair group sessions with a team of providers and a single PCC who supervises your progress. Also typically has charity programs! I know! I benefited from them! You have to ask though! (Lasts anywhere from 3 - 12 months)

Routine Outpatient Care (ROC) [Individual or Group] the most common form of care. Is often either the precursor to or the ending point of higher levels of care. This is where a person has the most autonomy in the maintenance of their health and is the most long-term form. Most therapists have a sliding scale for payment options. The sliding scale, unfortunately, does not apply if you’re paying with insurance. Make sure to talk to them or their secretary about your financial options and look into potentially free options. (Lasts however long you can afford it or however long you need it to)

Support Groups [Group] (Typically) free community resources meant to explore and process difficult feelings in the company of other people who have gone through similar things! It’s most often in the form of 12-step programs but I hate those so I like to make sure that people know they have other, secular options available! Like SMART! And Facebook Groups! And Discord Servers! Places that are specifically oriented for people who want to feel supported while they recover!

3) Be picky.

I cannot overstate this enough. View therapists like you view a job interview because you are LITERALLY hiring them to help you manage that bitch of a blob of electrified fat sitting in your cranium. You’re setting up for an uncomfortable process; it should be with someone you feel like you can grow to trust.

Ask them:

“How long have you been practicing? What demographic do you specialize with? What are your strengths as a therapist? What are your weaknesses? What methods do you use for treatment? Have you been through therapy yourself? How recently? How often do you seek an outside opinion? Describe your ideal patient. Have you treated patients with similar problems to the ones I have described? How often do you anticipate seeing me? Do you assign homework? How should I prepare for our first session?”

If you are non-white, LGBTQIA+, (previously or currently) poor, disabled, or part of any other marginalized group I urge you to also ask these questions:

“What is your experience level working with my community? How do you view my community? How do you or would you adapt your treatment methods to accommodate people like me? What options are available for me? Do you know someone who might be better suited for my needs?”

I cannot emphasize enough just how much it radically changed my life to find therapy options in my community. There are just some things that all the education in the world cannot compensate for. Someone who meets you on most of your community needs is better than someone who meets you on literally none of your community needs. Not having that connection, feeling like I was being humored but not heard, almost drove me away from therapy entirely.

4) Understand that you are wired to troubleshoot.

If you feel in your gut that something isn’t right, understand that something is not right.

Here’s the caveat though:

What you think is wrong may not actually be what’s wrong. 

Building an accurate intuition for troubleshooting is a gained skill. If your upbringing wired you for dysfunctional relationships and fed into cognitive distortions that overtake your view on situations, then something is still off and still needs to be addressed. Or you’re just able to recognize that you’re in a shitty place and your environment needs to change. Or a whole host of other things. Troubleshooting is RARELY a one-solution fix and it is even more rarely a black-and-white issue. There’s nuances to the gears that keep you going. It often takes time and care to assess and then get to work on everything. If you keep maintenance up on your system and take care of things before they get unmanageable, you will eventually be able to workshop your own solutions. Still, we’re here for professional help because it is beyond a point where we are able to take in on ourselves.

Sit there with your fucking check engine light and do not turn it off because someone tells you to. 

Shine on, you immensely well-developed system, you.

5) DO YOUR GODSDAMNED HOMEWORK.

If your program/therapist asks you to do it, do it. 

This isn’t school. 

You will not be punished for not doing your homework. (Except for potentially being told you are harboring a therapy resistant behavior and that there’s nothing the therapist can do for you as the crushing disappointment from realizing you flaked on something important yet again sets in)

You will also not be rewarded for doing it if you avoid it. (Increased sense of trust between you and your therapist! A sense of accomplishment for having worked on yourself and delivering on a promised result! Increased self-confidence and dopamine rush from feeling reliable!) 

Homework is the way that you show your therapist how committed you are to the process and how accountable you are for your own development. It helps you build trust with them and helps you form a helpful habit.

But, like, also don’t treat it like those last minute assignments you would fill out literally as the teacher was walking through the door. There’s no guideline to this. Your homework is for your personal development. If it’s too insufferable to do consistently, talk to your therapist and figure out something else that does work for you. You are the master of your own destiny. Your therapist is there to make sure you’re held accountable for your progress and to help guide you towards being the best version of yourself.

Fully involve yourself with your homework and make it something you want to do.

5) Be your own snitch.

SNITCH ON YOURSELF.

TELL YOUR THERAPIST EVERYTHING THAT IMPEDED YOUR PROGRESS THAT WEEK/MONTH.

COME INTO YOUR FIRST SESSION WITH A FULLY ITEMIZED LIST OF POTENTIALLY THERAPY RESISTANT HABITS YOU HARBOR, TEACH YOUR THERAPIST HOW TO RECOGNIZE THOSE BEHAVIORS IN YOUR ACTIONS, EXPRESS HOW MUCH YOU WANT TO OVERCOME THEM, AND BE ACCOUNTABLE FOR YOUR OWN PROGRESS.

Don’t know what a therapy resistant behavior looks like? Here’s a PsychCentral post.

Resistance is a natural part of recovery. Everyone has resistance within them to change or new thoughts/habits/ideas/whatever. It’s how your brain protects your identity from the things that would wreck it.

And you are here to recognize that your identity is a construct and you are the person who defines it. 

If you are working with the right therapist, being honest will not kill you.

Even if it means being referred to a new therapist. Even if it means being asked to leave your program/your therapist’s practice. Even if it lands you in the hospital. (All have happened to me! It sucked! A lot! It hurt! A lot! I cried! A lot! I lived! A lot! Honestly! I was better for it!)

There’s a level of catharsis that comes with looking your worst fears in the face and answering them with radical honesty. When you’re willingly and brutally honest about the obstacles that come with working with you and the severity of your needs, you are giving your therapist the opportunity to set their limits and boundaries. You are helping them help you by allowing them to be honest about how well they can work within the parameters your situation has set for them. While sometimes the answer is yes, they can help you, sometimes the answer is no, they can’t help you. You must be willing to accept both.

You have to be willing to show your underbelly if you want to get anywhere meaningful.

6) Document the fuck out of everything.

You know those sessions of therapy where you know something important happened that week between now and last session? The ones where you, for the life of you, cannot resummon the thoughts and feelings and words you had when you were stuck in the thick of it?

Document them. 

Sit there and learn how to document every little step, every tear, every smile, every awful, terrible thought. Make vlogs, write letters, fill up journals and scrapbooks and sketchbooks and playlists and write songs and make memes and do everything in your power to make sure you’re able to hold onto what’s important so you can present it to your therapist. 

While you are in therapy, learn how to TAKE NOTES. 

You do not have to take traditional notes (my preferred method was to doodle while we talked and use the images to trigger the memories of what we talked about when I reviewed them later because that’s how my brain works). Understand that you need a reminder and a way to access the information from your sessions later so you can keep doing the work outside of therapy.

Beyond the fact that it is satisfying as fuck to hold your progress in your hands, it is also important because your therapist cannot work with a shrug and an “It was alright. Nothing really happened.” They are not your friend. 

They are there to help you. Help them help you.

7) Learn when it’s time to buckle down and when it’s time to let go.

The hardest skill I had to learn when I was going through therapy was learning when to recognize “I am no longer growing” and then look my therapist in the face and say “Thank you for everything. I’ve learned everything I can learn. I need to go.” But I’ve also heard from people who say they’ve had the opposite problem: they don’t know how to stay. They don’t know when to say “I have things to learn from you and I want to learn them.”

Therapy is a professional venture. While you are building meaningful relationships, it is impossible to complete your journey while relying on the guidance of a single person AND a loose network of fleeting connections is not a support system. It is support soup. 

People need a support *network* constructed from the various enriching relationships they have built for themselves. Therapy is not an exception to this.

Do not be afraid to challenge yourself and explore why you feel the way you do and your emotional urges. Challenge why you feel the urge to run. Challenge why you feel fear when you think of leaving. Understand that when those feelings arise, your growth often lies on the other side of the opposite action.

8) Keep going.

Develop the capacity for grit.

In a society that benefits from your self-hatred and animosity towards the other, it is your radiance and your defiant capacity for love and empathy that is the true revolution.

You cannot change the world. You cannot change your family. You cannot change people.

Let yourself resist those truths and then accept them.

Commit to accepting them.

And then operate within the boundaries placed before you.

You can influence the world around you when you invest in yourself and the people around you. When you demand better for yourself and work for it, you embolden other people to want the same. You may not be able to feel the impact of the mark you will leave on the world when you do better and still you must have faith that your mark is made.

This post is my effort to shape the world I live in using the tools I built for myself. And just like every thought, every quote, every gesture, every conversation, every hug, every tear, and every smile carved and shaped me into the person I am today, I have one wish for everyone who reads this:

I hope for all of you to one day wake up and realize you are currently the best version of yourself that you have ever been.

And that you will only continue to get better.

8 things 8 Years of Recovery Taught me

[wearejapanese]

Hi all this talk about Medicare for all has me wondering what is healthcare like in Japan? Obviously I’ve read the wiki page and some other articles but what is it like on a regular basis?

I’m going to divide this into two parts: a discussion of my personal experiences as a Japanese citizen with Japanese nationalized healthcare and an expanded discussion on why Japanese healthcare is the way it is (and how it is different from Medicare For All). The latter will be under the “Keep Reading” portion, if you aren’t interested. If this topic has piqued your interest, particularly given the upcoming American elections and Democrat primaries, I encourage you to watch an old 2008 series by PBS called “Sick Around the World.” The series is outdated in certain respects, but much of the information still holds. PBS takes a great look at Japan and other OECD nations that all do healthcare way better than the US for a fraction of the cost (Though…that is probably every other OECD nation). Japan is unique among OECD countries in that it has some of the best health outcomes at some of the lowest costs, but how feasible the Japan model is for America, I’m not sure.

As a Japanese citizen, the idea that I would avoid seeing the doctor because I can’t afford it is alien to me. When I was in university, I paid 10 USD a month in health insurance for the Japanese government to cover 70% of all of my healthcare costs. 10 USD per month. For 10 USD per month, not only could I see a physician of my choice, but I also had access to the ER, to rehab services, to medicine, and also holistic/ preventative services like acupuncture, Chinese medicine, chiropractic adjustments and so on. I think about healthcare the same way most people in the US think about the cost of the gas they put into their car (or auto insurance, for that matter). It’s an expense, sure, but it’s a part of my life and it’s not one that will ever break the bank even if something serious happens.

My uncle is the primary breadwinner for a family of 4, living at close to the median national income in a comfortable Tokyo suburb. The premiums he pays both to the the national government and as a portion of his income to his employer were easily a quarter of what many similar American families pay for their monthly premiums. Because he has two forms of health insurance (National and private, through his employer), he has access to additional perks like dental and vision, and preferred admission to the hospitals with which his employers’ insurance company had agreements. Within the last two years, he has had two serious surgeries (both requiring several months bed rest), and has made a complete recovery with almost no disruption to his income. Another relative had cancer, and health insurance paid for most of their expenses, chemo, and acupuncture sessions. If they had both been living in the US, I do not think either of them would be in as good health as they are now.

ERs in Japan aren’t as crowded as in the US because few people put off seeing the doctor. Many serious health problems are thus found earlier. Being a walk-in at my physician’s office is a lot like going to Urgent Care in the US, a bit of a wait, but frankly, if I called my doctor the day before, I would likely be able to make an appointment. In rural areas, I suspect the story is very different because there are so few doctors/ nurses/ clinics for very large regions.

The cons: Hospitals have an incentive to keep you hospitalized because they only get paid if they keep beds filled. Oral contraceptives are sometimes hard to access because OB/GYNs rely on abortions for much of their income (Most women in my family choose to give birth via midwife rather than see an OB/GYN, not because there aren’t competent doctors but because most Japanese OB/GYNs are men). Pharmaceutical policy is antiquated: many psychiatric medicines and painkillers widely available in other developed countries are either highly controlled or straight up illegal. Therapists are hard to find. Still, my chances of dying of old age in Japan are much better than in the US. There is simply more affordable access to care. Again, the story changes if you go to more rural parts of Japan where the population skews towards the elderly and healthcare infrastructure is much less available and there are fewer providers, and that remains a big problem that the current government is failing to address.

How Does it All Work?: Japan has a combination of nationalized health insurance and private not-for-profit insurance funds that collectively function to minimize the financial risk of health costs to the individual. To understand the low collective cost of Japanese healthcare, you need to understand the National Health Insurance (国民健康保険 or Kokumin Kenkou Hoken), health funds, and cost regulation.

NHI: The NHI program is mandatory. All legal residents, regardless of citizenship, are obligated to participate for however long they reside in the country. The monthly cost of this insurance is determined by your income. In exchange, the government covers 70% of all costs up to a certain ceiling, but who to see and how you attend to your health is your affair.

Health funds: Health funds are essentially the non-profit health insurance programs ran by employers or chosen by employers to cover any additional, necessary health costs for working individuals and their families not covered by NHI, particularly if the field is known to have any occupational hazards. Any company above a certain size employing salaried/ full-time workers must enroll these employees in such programs. The payments for these programs is usually deducted from your salary every month in conjunction with social security. This amount, again, is scaled according to your income. Japanese companies still are obligated to provide pensions to full-time workers who work at a company for more than 15 years, so I suspect this amount will increase over time for younger workers as companies have to sustain pensions for older employees who don’t pass away until they are in their 80s. In the US, only the government must provide pensions, so most companies use 401ks and Roth IRAs to generate retirement income for their employees instead, that, in theory, would be used to pay for any healthcare costs until they max out on Medicare spending plus assets and have to switch to Medicaid.

Cost Regulation: The Japanese government engages in very rigid and specific cost regulation for almost all aspects of healthcare expense. Everything, from medicine, to outpatient surgery, to preventative and rehab services to specialized therapies has a fixed cost. This final one is a big one, and a big part of why I suspect Medicare For All would be impractical in the US. The only way to get rich in Japan off of healthcare is to create new technologies that can be sold domestically and abroad (Hence why Japan makes specialized, expensive tools like endoscopy camera lenses and portable ultrasounds in addition to many pharmaceutical drugs). Most healthcare providers in Japan are not rich. They are relatively well-off, comfortable and have more stable incomes compared to the rest of the population, but very few doctors are earning salaries in excess of 250,000 USD per year. A PCP might earn between 80,000 and 120,000. A specialist would earn double that, but 250,000 is considered a base salary for many American PCPs (Of course, the cost of educating a doctor in Japan is considerably lower in the US, but the insistence in the US on the reliance of 12 years worth of education for physicians is a separate problem).

Similarly, private hospitals and clinics and very vulnerable to the local economy because they can only charge so much money per bed or per service. Many of the cons I mentioned about Japan’s healthcare stem from this cost regulation. If you (as a healthcare providers) are only allowed to charge so much per patient, you are incentivized to treat as many people as possible for as many conditions as possible. Furthermore, it eventually becomes economically prohibitive to see more than a certain number of patients when you have limited output. More popular hospitals and clinics may have reduced hours because they can only treat a certain number of people given their staff size. It may be impossible to see a very popular healthcare provider if they have a full patient load unless you have a personal connection to them. That said, the Japanese system, on paper, clearly works better. They have much better health outcomes for 11% GDP (it used to be 7.5% GDP in the 2000s, but I suspect much of the current cost is being driven by an aging population that needs regular access to medical services). The US has much worse health outcomes for 18% GDP and how young the country is.

How long the Japanese system will hold in its current form is uncertain because any healthcare system that determines how much you pay by your income needs a healthy middle class and heavy taxation of the wealthy to support the elderly and the poor. There is less social inequity in Japan than in the US, but this is rapidly changing as incomes drop, as life-time employment evaporates and as the wealthy are taxed less. The current government seems to think they can avoid this problem by ignoring it for as long as possible, but unfortunately, this is one of the few aspects of Japan that requires government intervention to thrive.

Is this Medicare For All?: In short, no. Medicare For All would be a single payer health insurance system controlled and ran by the government and funding through income tax. Japan, as you can see, draws money not only from private citizens but also from the private sector, from the companies themselves and, on top of that, heavily controls costs. If I remember correctly, they are allowed to do this because the Japanese Constitution explicitly says that health is a right, thus one that the government can regulate as it pleases. The Medicare For All currently being proposed looks the most like Taiwan’s healthcare system, which also produces excellent outcomes, but by the late 2000s became so expensive that the government had to restrict its access to Taiwanese nationals and permanent residents who had paid into the system for a certain number of years and initiate gatekeeping practices similar to those in the UK and Canada (wherein certain services are off-limits unless you have approval from your PCP). Ultimately, no national health insurance system works without the government stepping in in some way to regulate costs and minimize financial risk. This can be done by:

The government being the only healthcare provider (ex. UK, Canada)

Prohibiting private healthcare providers from making more than a certain amount of money (ex. Japan)

Forcing insurance to be non-profit (ex. Switzerland, Germany)

Mandatory enrollment of all residents into insurance programs to minimize financial risk for the individual (ex. Japan)

Heavy taxation via income to adequately fund all users (Japan, UK, Canada) 

Gate-keeping access to services to reduce inefficiencies (UK)

The root problem with healthcare in America is our rules have created a system that not only encourages for-profit business models but discourages healthcare providers from minimizing cost. We also have almost no political will at the national level to regulate private industry. I think most people in Japan would agree that health, like education and public infrastructure, is not something from which people should profit. I am not sure how readily the average American accepts that argument, or if they know that argument is even an option.

[katsgettinghershittogether]

Adulting - how I’m unfucking my life

3 years ago I had a stroke and after that my body never let me rest. My nerves were constantly on fire all over my entire body and I couldn't figure out why, turns out it was endometriosis and fribromyalgia. I fucked up my school and loans and taxes along the way trying to scrap and survive. I won’t lie it felt as if I was on the run from life and just getting enough to sustain myself. This year with the support of my fiance I decided to go back to school, completely oblivious to how fucked my shit was. 

This process has been everything I’ve feared facing for the past 3-4 years, school, loans, debt, IRS etc. But it wasn’t nearly as fucked as I thought. I found a school that will allow me to start over without my old transcripts,harder than you might think but small towns want money over anything apparently. So I was off and fully enrolled. I did my fasa and they said I’d get the max. way too easy i thought...

and boom I wake up this morning to find out my loans are default ( not in forbearance like I had submitted when I left). I need to find my tax docs I haven’t filed in 3 years and wasn't so great at paying ( i changed dependent numbers a lot to make ends meet; 50 more dollars then meant a lot in that moment when it meant rent or food). 

And in just like 5 seconds all my fears and anxiety were at a full head. my chest was so tight but you know what I need to do this and face this beast head on. I took a minute read the paper work and started sorting what I needed to do. 

the default first; I called the student services place, they gave me the lowest possible fix and put me on a payment plan. done in 45 days I’ll be out of default and actually on my way to forgiveness for all my loans present and future. my chest loosened a little. 

I look at the taxes stuff and start to freak again. This is the part where people go can go to jail. I know the first to that is calling jobs all the way back to 2016 and getting a copy of my taxes mailed and getting my w2 in order. I am going to try just the nonfile form and hope it flies under the raydar but if not i’ll have all the info on hand if I get audited. and lastly I called my cousins who works in taxes and found out worst case I’m on a monthly payment plan that would be extremely small  because I’m a student. I could fully breathe again. 

Now I won’t let I was disappointed that I had to un enroll in half my classes and would have to pay out of pocket. But that was the original plan CNA and be in school by next fall. I’ll be a full time regular student next spring and was actually one this semester. I am beyond on track. my disappointment slips away. 

And tbh I dont think i was ready to take a full load of classes and work quite yet. So dropping down to only my cna might be best. I call the office they arent dropping students anymore so i have time to find a job and get my car fixed, plus I enrolled in a class that starts next month so I really do have time. my anxiety is gutted.

So basically if you are stuck in a rut and have fucked up there is a way out. It is gonna be hard but not nearly as hard as you think. take that first baby step and you’ll see that hella people want to help and there are plently of resources to right your wrongs. 

[strayfarce]

The importance of budgeting

For a while I’ve been using a spreadsheet to monitor my budget and keep track of my expenses. It’s my one thing that I’m the most grown-up about and I get excited when I tell people about it because it’s something I think everyone should do.

This spreadsheet gives you a perspective on where your money goes, helps you stay on track (for the most part), carries your balances over from week to week and has the power to give you hope or depress you depending on your state of financial affairs. For the sake of this example, let’s pretend it’s the hope-giving kind. Even if it turns out to be depressing, it’ll give you an idea of where you can troubleshoot problem areas.

In this example, let’s pretend this represents a two-income household where each person is paid on Friday and that their philosophy is that all the money they respectively make gets pooled together for their expenses and that any remainder becomes part of their financial cushion or savings.

Each person’s check and each bill (row 1) is noted by the (approximate, or exact where appropriate) date that it is due. If you’re starting your financial week on payday, these are the bills that should come out of those checks. At the end of the week, any remainder is carried over into the next pay week. This allows you to see your base monthly expenditures.

With B1 and C1 being the approximate monthly income based on a 4-payweek cycle, [T1] is the approximate remainder of their income once their monthly needs of columns E-S are calculated.

There’s a happy surprise, though. If you’re budgeting based on a 4-payweek monthly income, there will be times where you’ll get an extra check within a calendar month (In this example, it occurs May ‘19, August ‘19, November ‘19, January ‘20, May ‘20, July ‘20, October ‘20, etc. it depends on when your pay dates fall when you set up your own spreadsheet). Squirrel that money away if you can. You weren’t budgeting for it so it’s extra.

“Carryover” would be any potential leftover income and that balance will update on the next pay week. This is represented here by the Sum in Column D being equal to the Sum in Column T from the preceding line [D4, =SUM(T3), D5=T4, D6=T5, etc]. After the formulas are entered, you can click on the bottom right corner of the cell and drag down the column and it’ll repeat the formula for every line so you don’t have to enter each one individually.

Persons A & B decided to start tracking their money before their payday on April 19th of this sheet and to begin they have $159.21 in their bank account [T3]. They both get paid on Friday, their bank balance [T3, =SUM(B3:S3)] carries over into the next row as D4: [Formula: =SUM(T3)]. The only thing coming out of the April 19th pay week is their $200 car payment, $60 for gas, $125 for food for the week, and they’re spending $500 to repaint their living room and put in some shelves. That leaves them with 474. HOWEVER, and this is the important thing to remember, that amount is not expendable or available income. They’ll need some of that 474 to carryover to the week of April 26th because they have rent due, child support payments, insurance, cable, etc coming out. After those bills are paid, they’re remaindered with 272. THAT is their “cushion”.

***The lowest amount within a 4-5 week cycle gives you an idea of your financial cushion from month to month. If they don’t spend any more than the 272 during the month of April, they won’t be overdrawn.***

The main line of this spreadsheet (row 2) shows how much they budget for each bill in its respective column. Some amounts can be exact (like car or loan payments that never vary) and some can be estimated based on personal history (utility amounts, gas and food costs, miscellaneous personal expenses). For the fluctuating expenses, I always overbudget. If I regularly pay around $100 a month for utilities, I budget $120. “It’s better to have and not need than to need and not have.” If you spend around $50 every time you fill up your car, budget $60. When the bill is paid, you can update that cell with the exact amount. I fill the color in the cell with a light gray to show that I paid the bill, and you can check your account or add a comment with any confirmation codes you may have been given. When the amount is deducted from my bank account, because sometimes it takes time to process or the bank hasn’t taken the money out of your account yet, then I shade it dark gray. If there’s a difference between my bank account and what the spreadsheet says, I know “okay, this light gray bill that I paid hasn’t come out of my bank account yet.”

Persons A & B’s rent comes out on the 1st of May. You want to allocate that expense the week before the rent is due, so you substract that amount for the pay week of April 26. Person B owes child support every two weeks, allocate that amount. Utilities are due around the 15th, Insurance and cable are due at the end of the month. Repeat that for subsequent months. And do the same for any other bills, allocate your budgeted amounts to be deducted from the pay week before they are due. Ideally, the amount in column T at the end of the current pay week (Thursday night before you get paid) will mirror your bank account. Any differences in expenses (you went out to eat, bought snacks from the vending machine, shopped for new clothes, had to buy a new battery for your car, etc) can be added up and entered into the miscellaneous column. I usually add a “comment” in those cells with the cost breakdown of those expenses. “2.65 vending, 29.97 shirt, 14.11 Panera” and show the total of $46.73 of those expenses in the miscellaneous column.

You can also use the miscellaneous column to plan ahead for things you know you’re going to have to pay. You know your oil change is going to be due around a certain date. So and so’s birthday is coming up. In-laws are coming to visit and will probably want to eat out a few times while they’re in town. You have a vacation coming up. In this example, Persons A & B budgeted $500 for paint and shelving. Put those expenses in the miscellaneous column on the spreadsheet. It gives you an idea of what kind of hit your wallet is going to take after a major expense and how long it will take to financially recover from that expense. Or if you can afford it to begin with.

If you really want to get nutty, you can even plan major life expenses. In this spreadsheet, Persons A & B should have over $40,000 in savings by February of 2021 (allowing for a safety cushion of $9,000 in whatever expenses may come between now and then). They can decide to pay cash for a new car, put a down payment on a house, pay off a loan, take a trip around the world, whatever.

Maybe person A or B loses their job. So you erase the income column for them beyond the date of their last paycheck. As the numbers in column T dwindle down, you know what timeframe you have to find another job and still be financially solvent. Then when you’ve found that job, add in the new income after you start (wait until your direct deposit kicks in, naturally. Never add non-direct deposit funds into the spreadsheet until they are in, and available, in your bank account).

Maybe you want to squirrel away money in a savings account separate from your checking. Deduct that as spent income on the spreadsheet in a miscellaneous column (or add your own “Savings” column) and start a new sheet with your savings balance. If you don’t “see” it on the spreadsheet then you won’t be tempted to include it, so the savings stays where it’s supposed to. If you need to dip into it for an emergency, add it in an empty or miscellaneous cell as income the week that you need it and don’t forget to subtract it from your savings spreadsheet.

Even when I was living paycheck to paycheck and I’d end a week with $1.31 as my carryover balance, this method has been helpful to me. And if I didn’t have money for groceries, I knew which week I’d need to plan to hit up the food pantry for sustenance (and there’s no shame in that. That’s what it’s for).

You can add columns where you need to, the formulas should automatically update. Like I said, I’ve been using this for years and it’s been a great tool for keep me focused and on track with my financial needs. I hope it helps you.

[plucare]

“Hi! I'm Nurul and as of now, my role is a project manager for the Digital Entrepreneur programme by Me.reka. I stand for empowerment of positivity, women, youths, our differently-abled friends, and of course the environment too! In terms of career growth, the recent biggest achievement is to be given the opportunity to lead my team together with me on this youth empowerment journey to teach them skills to adapt themselves in these ever-changing times while being a full-time stay-at-home mom! I feel so happy when I see my participants flourish and apply things they learn. It is truly a dream job. Personally, my biggest achievement is birthing my son naturally (a 29-hour unmedicated Labor.) I get to love him for the rest of my life and that tops everything else I do in my life ]

I have several things to share when it comes to overcoming difficulties in my life but in the topic of empowerment, a memorable time I hold dearly was when I left my first corporate job at 23 to pursue purpose. Some people told me off as being silly and some said I was brave. I joined another remarkable woman, Shyam Priah in the journey of sustainability from environmental to women empowerment. We did public cleanups, repurposed things, gave some small job opportunities to single moms, built a tiny house with our bare hands, organized fundraisers, and many more. It wasn't easy as we were just two souls with a bunch of awesome volunteers trying to make a change. Not paid monetarily but we're extremely blessed!

We kept giving, yet we also kept receiving! I can't put in words how that felt like. I was living one of my best life yet I wasn't earning. I was still realistic too (I’ve got bills and a car to pay for!) so I divided my time between my passion and another two part-time jobs. It was tough but so worth it. It thought me to keep giving no matter what my situation is! Another part of me is more personal. But I felt like I've lost myself to the motherhood fog. I was at the brink of depression as I felt some sort of “loss of identity” as I focused solely on my child. I wanted him to see me thrive. I wanted him to have a happy mama. So with support from my partner and family, I prayed, sought and was blessed with this career where I get to give back and be well.

I would love to think that if I can do something, so can you! As a project manager for the Digital Entrepreneur programme my voice is relevant to tell everyone that we can lead our youth by nurturing in them independence, knowledge, fun, and patience in everything they do. Do it the Nurul way and just go for it! (With calculated risks assessed beforehand!) Don't lose your innocence, be idealistic yet realistic. conflicting? I think no. have balance in everything you do! Go and pursue your gig jobs but keep hustling till you meet your monthly and yearly goals! YOU got this!

My message to women is simple, women you are strong. Even in your lowest, if you can find it in you to keep giving to others, you can find it in you to give to yourself too. Pause and reflect sometimes, take a breather, and go for it! My story is remarkable because of Perseverance and adaptability. (That's two things.. but that's me! ) Finally, I am remarkable because I've consciously surrounded myself with other remarkable women in my life. My loving mom, my fantastic nenek (Still giving at this age!), my strong sisters (I have 4 sisters!) My genius mom-in-law, one of my mentors who has the biggest heart; Shyam, my go-getter programme director, Ambika, all the impactful and amazing ladies I work with at Me.reka. and my high achieving best friends too! I am remarkable because I've had the chance to be uplifted by them!

(Nurul Rahim,Project Manager, Me.reka)

#RemarkableWomenSeries #NurulRahim #DigitalEntreprenuership #ProjectManager #Mereka #YoungMother #WomanInDigital #KeepGiving #StayBlessed #DoSomethingForOthers #YouCanDoItToo #GiveToYourselfToo #LoveYourself #IamRemarkable

Find out more about Me.reka here, https://www.mereka.my/

(Disclaimer: The views, thoughts, and opinions expressed here are the individual’s own and not necessarily related to the individual's employer and organization.)

[review-saas]

PR Rage GMB Edition Review - Your $10 can turn into $10k+

Ever thought of investing in Virtual Real Estate?

Some people did… and they’re millionaires today.

They’re popularly known as Domainer Millionaires.

And you can become one too.

PR Rage GMB Edition helps you quickly Find — Flip — Monetize profitable domains with one-click.

Investing in domains can be challenging…finding the right domains with high value & low price — those hidden gems are everywhere, but not easy to find.

PR Rage GMB Edition does all the heavy lifting for you.

If you purchase this revolutionary product through my affiliate link, I’ll give you a special reward from me. This reward will help you make more money when combined with PR Rage GMB Edition.

PR Rage GMB Edition Review — Overview

Vendor ==> Walt Bayliss

Launch Date ==>19–07–2021 (11:00 EDT)

Front-End Price ==>$47 (Will increase soon)

Coupon Code ==>actiontaker

Refund ==>30 Day Money Back Guarantee

Niche ==>General

Support ==>Effective Response

Recommended ==>Highly Recommended

Skill Level Needed ==>All Levels

Bonus ==>Yes, Huge Bonus

Official site ==>Click Here

About The Creators

PR Rage GMB Edition is created and invented by Walt Bayliss & Simon Warner who are renowned as the best seller vendor with more than 10 years of involvement with digital marketing.

During their profession way, they have achieved admiration for many unique products : Content Artemis, Social Post Magic, Prospect Dynamic, PR Rage 2.0, AgencyBud, Vidfuse, Webinar Power Promo, High Converting Webinars, etc…

What is PR Rage GMB Edition?

PR Rage GMB Edition is a fully cloud-based, domain name hunting weapon. You can instantly find HIGH value, high backlinked, aged domain names that can be picked up for PENNIES & sold for 100s and 1000s of dollars. It is the ultimate side hustle, genuine make money software.

Who is PR Rage GMB Edition best for?

I think PR Rage GMB Edition is appropriate for all digital marketers.

Online Marketer

Affiliate Marketers

Com + Amazon

Info-Sellers

Web Developer

Advanced Marketers

Content Creators

Website Owners

Agency Owners

Local businesses

Any other kinds of online business

How does PR Rage GMB Edition work?

Step 1 — Find : Enter Your Keyword(S), Choose Your Filters and Click Search

Powerful Filters Help You Filter & Rate By :

Age

Backlinks

Social Signals

Traffic

Social Signals

So You Can Find Your Perfect & Most Profitable Domains In Seconds — Not Hours!

(The Faster You Find — The Faster You Can FLIP Right!)

Step 2 — Flip : Flip Your Powerful Domains For Fast And Easy Profit

They have included three extra-helpful training videos to help you find the most profitable domains out there, flip them fast & make the most profit.

This easy-to-follow, in depth training features real life case studies and will help you to figure out what’s most profitable for each domain — whether to :

Flip It For Fast Cash

Rent It Out For A Recurring Income

Or Build It Out Yourself To Boost Your Rank (Or For A Greater Income Later!)

Step 3 — Profit : Earn big profits.

<<<Get Instant Access + HUGE Bonus>>>

<<<Check Your Jaw-Dropping Bonuses>>>

<<<Visit Official Site>>

What Are the Features of PR Rage GMB Edition?

[✚] Easily Find, Flip & Profit — You can search domain by :

Age — When you find a domain that is 10 years old (this can happen every day with PR Rage 2.0) — you are going to be jumping for joy at the value! Search for any age — or go for those really high value antique domains for the biggest profits.

Traffic — Unlike your local highway traffic — the busier the traffic to a domain — the more valuable it’s for you. With PR Rage GMB Edition you can search only for high traffic domains — and that’s traffic that is actually going to make you happy.

Backlinks — Backlinks are the lifeblood of domain profits. PR Rage GMB Edition shows the backlinks associated with EVERY domain — so you can easily find the ones that Google loves the most & flip for the most profit, and the links so you can find & secure the profitable ones.

Auction Style — Grab the biggest bargains with the largest ROI by searching by buy now, make an offer, bid, offer with buy now, or search all options together at once.

Domain Extension — All of the most popular & profitable extensions are included. Although they commonly perceive .com to be the most valuable… you will be surprised at how many of THESE extensions will give you paydays you will want to repeat again & again.

PR Rage GMB Edition will even automatically show you the hottest & most profitable related domains — so you are never far from a profitable domain to flip.

[✚] Have The Entire Domain Database At Your Fingertips

Pulling directly from the biggest & most comprehensive domain databases on the planet — you’ve every profitable domain at your fingertips — ready to snatch before your competitors with just 1-click.

[✚] Build A Wishlist List Of Domains

So you have always got your eyes on the prize…monitoring & watching them for increased profit potential or for potential clients…Being prepared makes you a winner.

[✚] Effortlessly Navigate With An Intuitive User-Friendly Dashboard

[✚] Killer Feature #1

Bag the best domains — The MILLISECOND they become available!

With PR Rage GMB Edition’s alert system, you can be alerted to the very second the most valuable domains drop -

Making sure it is YOU that snatches those highest value domains for the lowest price!

[✚] Killer Feature #2 — Check For Active Google My Business Listings!

[✚] Killer Feature #3

You can search for ONLY 6-letter or less domains.

With PR Rage GMB Edition’s clever search features, you can search for ONLY those most profitable domains.

Simply choose your parameters and search for :

Domains with tons of existing traffic

Domains with less than 6-letters

The oldest domains

And much much more…

[✚] Killer Feature #4

See How Much Each Domain Is Really Worth BEFORE You Buy. Integrates Seamlessly With Estibot — The Leading Domain Valuer.

Having an accurate valuation can make sure you get the best bang for your buck.

And save costly mistakes –

Meaning you can predict accurately how much you’ll be able to sell each domain for, so you’ve an idea of how much money you will be pocketing before you even get started.

PR Rage GMB Edition’s Profit Predictor is your key to predictable safe profiting with your domains. (And let’s face it, right now, everyone needs a bit of predictability!)

The Pros

✔ Get All That Profitable Google Love — Get High Page Rank Domains That Google Loves For Pennies On The Dollar

✔ Profitable Search Features — Search By $Value Age, Traffic, Backlinks, Social Signals And Much More

✔ Get Instant Access To The Most Valuable Domains — Search Exclusively For Sub-6 Letter Domains To Get The Most Bang For Your Buck

✔ Get Instant Valuations — PR Rage GMB Edition Will Tell You Exactly What Each Domain Is Likely To Be Worth So You Can Always Get The Highest Grossing Domains For The Lowest Possible Price

✔ Business Ready — Find Out If A Domain Has A Valuable ‘Google My Business’ Listing

✔ Set & Forget — Get Alerted The Second Your Perfect (And Most Profitable) Domains Come Onto The Market

✔ Find & Flip Anyplace, Anywhere — Cloud Based. Nothing To Download

✔ Super Fast — 20 Hours Of Manual Research Done In Less Than 20 Seconds

✔ 6-Figure Training Included — Marketers Are Building 6-Figure A Month Businesses Using The Techniques That PR Rage GMB Edition Does For You

✔ Easy Shortlisting — Collect And Watch Your Favourite Domains

✔ Newbie Friendly — No Experience Or Technical Knowledge Required. PR Rage GMB Edition Does It All For You

✔ Claim Your Valuable Domains In One Click — One Click Purchase. Integrates Seamlessly With The Biggest Domain Markets On The Planet Inc. GoDaddy And Sedo

✔ They’ll Help You Get Started Profiting Right Away — Includes 3 Exclusive Training Videos

✔ 14 Day Money Back Guarantee Without Any Question Ask.

The Cons

❌ You need a good internet connection.

❌ The price will be increased soon.

So, I highly recommend you pick ‘PR Rage GMB Edition’ now at a massive early bird discount as soon as possible… before it’s gone!

Final Verdict / Is it worth buying?

PR Rage GMB Edition is a powerful system that helps you flip a $10 investment into a huge single sale of $500, $1,000 and even $10,000+ without any technical skills.

In just 3 easy steps you will start flipping & profiting from domains like a Pro.

With an increasing number of businesses needing names for websites, owners of in-demand site names (domains) are becoming millionaires overnight.

PR Rage GMB Edition is right now available at an unbelievably low one-time price. It’ll soon change into a much higher monthly recurring subscription model.

It would still help you make profits… but would require a lot more investment on your part.

A good investor is someone who knows a good opportunity when he sees one.

And I sincerely hope you are a good investor.

If you buy from my Affiliate Link then you will also get my MEGA Pack of Bonuses.

So, do not wait till the price starts rising… And you end up paying more. Hurry up & grab PR Rage GMB Edition as soon as possible.

The Price & Funnels

Front End : PR Rage GMB Edition ($47) (See Details)

OTO 1: PR Rage Domain Management System ($47) (See Details)

OTO 2: Rage PROTECT plugin for WordPress ($27) (See Details)

OTO 3: Rage CONTENT Artemis — Site Content ($47) (See Details)

OTO 4: PR Rage Reseller Agency Rights ($197) (See Details)

OTO 5: Monthly Account PR Rage Domain Hunting Software ($19.95/Month) (See Details)

Frequently Asked Questions

Q1. I Literally have no clue. What to buy, how to sell…. Will you help me?

A. Yes — Got you covered. In the first of the two webinar, they will be covering everything from start to finish.

Even if you have never thought of this before, you will have a solid path to head down.

Q2. When I get access to PR Rage GMB Edition today… how will I access it?

A. You’ll immediately be emailed your login details. Your access & domaining empire starts today!

Q3. I have never flipped a domain before. Would this work for me?

A. Absolutely. Using and profiting with PR Rage GMB Edition required no technical skills.

Q4. Alright, I am in. How do I get started?

A. Just click any link advertising this page. The simple to follow setting-up tutorials will help you get started in no time.

Conclusion : I hope that my PR Rage GMB Edition review can help you to make up your mind more accurately & quickly. If you’ve any questions then you can e-mail me to softwareclip@gmail.com without any second thoughts. Thank you for reading. Good luck to you!

<<<Get Instant Access + HUGE Bonus>>>

<<<Check Your Jaw-Dropping Bonuses>>>

<<<Visit Official Site>>

[review-saas]

Viral Click 2.0 Review + [BONUS] - Mass-Promote ANY Link

A lack of traffic is the #1 thing holding you back…

Like a car needs to run fuel, you need it to start making money online…Without it you’ll never make money online.

It doesn’t matter what strategy you’re using, and this is why you are still failing…And here’s where most get it wrong…

Ordinary traffic isn’t going to cut it…

You need real BUYER traffic that has cash in hands…

Because if millions of broke people visit your link, it doesn’t matter! They won’t be able to buy anything…

Which means you won’t make money online.

That’s why it is essential for you to have a large supply of traffic that WANTS to buy.

A raging river of TRAFFIC that you could blast to any link of your choice, whether it’s an affiliate offer, your own product, e-commerce, your website etc.

Viral Click 2.0 allows you to “Mass-Promote” ANY link of your choice in front of up to Billions of Hungry Buyers Overnight With Just 1 Click!

Spend a few minutes to setup Viral Click 2.0, and traffic will continue rolling in at rapid-fire speed…

If you purchase this innovative product through my affiliate link, I’ll give you a special reward from me. This reward will help you make more money when combined with Viral Click 2.0.

Viral Click 2.0 Review — Overview

Vendor ==> Purvesh Mahajan

Launch Date ==>14–07–2021 (11:00 EDT)

Front-End Price ==>$17 (Will increase soon)

Refund ==>30 Day Money Back Guarantee

Niche ==>Software

Support ==>Effective Response

Recommended ==>Highly Recommended

Skill Level Needed ==>All Levels

Bonus ==>Yes, Huge Bonus

Official site ==>Click Here

Reasons Why You Must GRAB Viral Click 2.0 Now!!

You are One-Click Away From Free BUYER Traffic…

Tap Into The $436 Billion Dollar Traffic Loophole

Get REAL Buyers With Cash In Hand, Ready To Buy…

No Monthly Fees — Pay Once And Use Viral Click Forever!

Be The First To Ride On The Next BIGGEST Profit Wave!

Works In Any Niche

Total Newbies Are Getting Traffic & Sales Literally Overnight…

No Prior Technical Skills Or Experience Needed…

Act Now To Lock-In The $25,500+ FREE Bonus Package…

The Price Is Rising, If You Wait You’ll Pay More

Get Results in 30Sec

<<<Get Instant Access + HUGE Bonus>>>

<<<Check Your Jaw-Dropping Bonuses>>>

<<<Visit Official Site>>

About The Creators

Viral Click 2.0 is created and invented by Purvesh Mahajan who is a prominent seller vendor of involvement with digital marketing.

Purvesh Mahajan has created couple of innovative products : Turbo GIF Animator, Turbo Dymanic URL, Continuity Mastery 2.0 and Funnel MasterMind.

What is Viral Click 2.0?

Viral Click 2.0 is a Secret Plug’n-Play Software That Generates Unbounded “Buyer Traffic” On Autopilot. Lets you legally siphon traffic and sales from a MULTI-BILLION DOLLAR company.

Who is Viral Click 2.0 best for?

I think Viral Click 2.0 is appropriate for all digital marketers.

Online Marketer

Affiliate Marketers

Local Consultant

Com + Amazon

Info-Sellers

Web Developer

Freelancers

Advanced Marketers

Content Creators

Digital & SAAS Product Sellers

Website Owners

Agency Owners

Local businesses

Any other kinds of online business

How does Viral Click 2.0 work?

Step 1 : Install This Secret WP Plugin.

Step 2 : Login To The App and Enter Any Link You Want Traffic Sent To!

Step 3 : Sit Back & Relax As The Software Gets You UNLIMITED, FREE Buyer Traffic…(Watch Sales Pouring In On Autopilot…)

What Are the Features of Viral Click 2.0?

[✚] You can also change every link from original website into your link

[✚] You can add HTML code before and after the content

[✚] You can add widgets to give effect and edit the content

[✚] You can add a slide-in

[✚] You can add a popup

[✚] You can see the statistics for views & clicks

[✚] And much, much more…

The Pros

✔ Get Buyer Traffic In 3 Clicks

✔ Insane Amount Of Traffic on Your Blog

✔ You can add widgets to give effect and edit the content

✔ Works In any Niche You Want…

✔ Achieve Financial Freedom

✔ Earn $200 Per Day

✔ 30 Day Money Back Guarantee Without Any Question Ask.

The Cons

❌ The price will be increased soon.

So, I highly recommend you pick ‘Viral Click 2.0’ now at a massive early bird discount as soon as possible… before it’s gone!

<<<Get Instant Access + HUGE Bonus>>>

<<<Check Your Jaw-Dropping Bonuses>>>

<<<Visit Official Site>>

Final Verdict / Is it worth buying?

You’ve never been this close to financial freedom…

Haven’t you worked your butt off for long enough for zero results?

I know the thrill of making money online…

And now I’m handing you my secret weapon…Viral Click 2.0

…regardless if you touch it or not! Because it runs itself on autopilot.

Which means, you can set it up once and completely forget about it…

If you LOVE to keep things lazy and easy…Then you should definitely check it out right now!

And if you purchase from my Affiliate Link then you will also get my MEGA Pack of Bonuses.

So, do not wait till the price starts rising… And you end up paying more. Hurry up & grab Viral Click 2.0 as soon as possible.

The Price & Funnels

Front End : Viral Click 2.0 ($17) (See Details)

Brand New Viral Click 2.0 Software — $197/Month Value

5 Ways To Make $500 Daily Guide — $197 Value

Step-By-Step Video Training — $297 Value

World Class Support Team — $497 Value

FREE Bonus #1: Ebook Maker Software — $397 Value

FREE Bonus #2: Easy Launcher Software — $697 Value

FREE Bonus #3: Page Takeover Software — $197/month or $2364/Year Value

FREE Bonus #4: Engage Plus Software- $197/Month Value

FREE Bonus #5:Swift Page Software — $1,997 Value

FREE Bonus #6: Slideshow Master Software — $297/Month or $3564/Year Value

Get Results Or Get Paid $200 — Priceless!

OTO 1: Viral Click 2.0 — Unlimited ($47) (See Details)

Unlock All Premium Features of Viral Click 2.0

Remove ALL Limits.

Supercharge your Viral Click 2.0 Plugin to 100x Profit Twice As Fast With Unlimited Edition.

Create UNLIMITED Buyer Traffic Campaigns.

Get UNLIMITED FREE Buyer Traffic.

Get UNLIMITED Leads & Sales On Autopilot.

OTO 2: Viral Click 2.0 — Done For You ($67)

Generate 100% Hands-Free Income While They do ALL The Work for You.

Get An Unfair Advantage With All Their Proven Resources, Traffic Campaigns, Funnels, Swipes, Templates, Articles, Videos, Media Files, PDF Files And Many MORE For Your Maximum Results.

Enjoy Luxury Experience As Our Expert Team Specially Prepared ALL Done-For-You Packages For You.

Unlike Anything Else You have Seen In The Marketplace, They Actually Hire Full-Time Professional To Manually Hand-Craft This DFY Package For You.

Best Option For Anyone Who’re Too Busy, Lazy Or Simply Have No Time On Their Hands.

So There is No Prior Technical Skills Or Experience Needed — Guaranteed Success!

OTO 3: Viral Click 2.0 — Reseller Rights ($97) (See Details)

Can be sold

Can be packaged with other products

Can be used for personal use

Can modify/change the sales letter

Can modify/change the graphics & e-cover

Can modify/change the main product

Can be added into paid membership websites

Can be used to build a list

Can be offered as a bonus

Can convey & sell Master Resale Rights

OTO 4: Viral Click 2.0 — Reseller Kit ($39) (See Details)

Done-For-You Professional Sales Letter

Cool High Quality Graphics

Ready Made Email Sequence

All Social Media Posts To Boost Your Sales

Done-For-You Op-tin Page

DFY Thank You Pages

Affiliate Pages

OTO 5: Viral Click 2.0 — Private Lable Rights ($197) (See Details)

Officially Become Their Franchise Partner

Sell Viral Click 2.0 While Keeping 100% Of The Commissions + Guaranteed Approval

Business-in-a-box

Get Paid Up To $1120 Per Visitor You Send Them

You Get To Use Our Proven To Convert, Professionally Designed Pages, Funnels & Resources

Nothing For You To Upload Or Host

Let Their Professional Team To Handle All Supports For You

Frequently Asked Questions

Q1. What devices does this work on?

A. Viral Click 2.0 is a cloud-based software, so it works on every device out there. All you need is an internet connection and you are good to go!

Q2. Do I need to spend anything extra to make this work?

A. NOPE! There are no strings attached. No hosting, no domain, no paid traffic, nothing!

Q3. Are There Any Monthly Rebill/Subscription Fees?

A. Nope! You pay ONCE and use Viral Click 2.0 forever — No monthly fees at all!

Q4. Do I Need Any Technical Skills Or Experience?

A. Viral Click 2.0 is designed to make newbies’ dreams come true…

It is absolute beginner friendly — No prior technical skills or previous experience needed to get Free BUYER traffic and sales with Viral Click 2.0…

Q5. How long does it take to start getting results?

A. They have found that Viral Click 2.0 beta testers are able to get visitors & sales coming in within 3–6 hours…

Q6. What makes this different from the other traffic apps?

A. Hey, that’s a fair question. After all, there’s no shortage of traffic apps promising you the world.

The problem with most is they require you to have an existing audience.

Viral Click 2.0 does not! It puts your link in front of an already existing buyers of the entire global market with cash in hands.

Q7. Is There A Money Back Guarantee?

A. YES Absolutely! You’re covered by their 365-day UNCONDITIONAL money back guarantee…

There’s absolutely ZERO risk when you act now. The only way you lose is if you do not grab Viral Click 2.0 at the special discount, along with the BIGGEST bonus package…

Q8. What if I need help to use this software?

A. No worries as you get their step-by-step over the shoulder video training, case studies, quick start guides specially designed to help you kickstart your journey in less than 10 minutes…

They make it so easy, and almost impossible for you to NOT get results…PLUS, they’ve a 24/7 world-class support team ready to help you whenever you need assistance…

Q9. How Do I Lock-In My Discount?

A. Click any link given in this page right now to lock in your copy of Viral Click 2.0 at the lowest price possible before it goes back to a $197/month price…

Conclusion : I hope that my Viral Click 2.0 review can help you to make up your mind more accurately & quickly. If you’ve any questions then you can e-mail me to softwareclip@gmail.com without any second thoughts. Thank you for reading. Good luck to you!

<<<Get Instant Access + HUGE Bonus>>>

<<<Check Your Jaw-Dropping Bonuses>>>

<<<Visit Official Site>>