#i don't mind having others know my different accounts but tying it to my real life legal name is different yknow?
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alright, so. american girl order.... ohoho. i ordered the silly hannukah sweater because i love it So much and i’d cry if it went away forever and i missed it haha. i also picked up the witch costume for the same reason, and... 🥁 corrine! so i can reqig her and make her my mini me haha. her outfit is.... okay. i don’t love how thin the sweater dress is, but that’s okay. i wonder if her meet outfit would be good to sell on ebay or something? i have no problems keeping it, but i probably wouldn’t use it, and i’d rather someone who loves it, have it. than it take up space in my crowded storage lol. but i love her face!!! it looks So similar to mine, i might cry when she gets here haha. her eyebrows match mine exactly, i’ve never seen that before and i got really excited. i think i’ll keep her wig on until i get the right one (haven’t ordered it yet) just to chill with her.... and my ends are dyed right now, lol. it’s green, not teal, but i was torn between them and desperately wanted to dye my hair with koolaid as a teen (remember when that was huge?)
i’ve been wanting to sew and knit for AG dolls, but i only have lindsey right now and i am just... in love with her outfit. it’s so cute. i would have loved getting her when she first came out. so i haven’t changed it yet, haha. i still need to see how much i can restore her wig, take some micromesh to her face shines, and tighten her limbs, but i don’t have any tools i need for anything. oopsies.
i have a whole list of AG stuff i want to get from the store! i’ve never been in person, and it’ll probably be a few years until i’m able to go, so online ordering for me right now. i can’t wait to get claudie and sew period fashions for her, like that tea/play dress i reblogged a while ago (still so captivated by that! i hope to make something even half as cute!)
i can’t wait to make doll clothes aha, it’s my favorite thing to do. i also really want to sew the pomegranate outfit from the rosh hashanah ideas zoominag made about a month ago now. there’s a huge joann fabrics maybe 30 minutes from me and they had a large selection of fun prints, including fruits! i’m hopeful to find a cute pomegranate print the next time i go. i also have a skein of ravelry red sock yarn from malabrigo that i might try and make a cardigan with, but we’ll see when it comes in.
i’ll probably make another post about it, but i’m stuck on a name for my mini me (not keeping corrine). i would give her my name, but mine is.... incredibly recognizable. i don’t feel comfortable putting it on tumblr or reddit, lol. something to research, i guess!
#my posts#didn't tag zoomy in this post but i will when/if i get around to the full outfit! the holiday collections are SO inspiring to me#i cannot WAIT to search for fabrics and patterns aha#i was an interfaith kid and our religious stuff was more food based lmao#we never dressed up or went to synagogue (or church for that matter) so i'm excited to give that experience to mini me...#my inner child is real and AG is Soothing me#i don't mind having others know my different accounts but tying it to my real life legal name is different yknow?
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Heyo, small disclaimer here, this is a Star Rail lore/theory dump abt the Rating Pistol Curio with A LOT of spoilers. Most of them are from the Penacony storyline, but there might be a few major ones from the Xianzhou Loufu arc. Most of them are Penacony 2.1 and 2.2 tho so if you aren't there yet I do not suggest reading under the cut!!! Ty <33
Those of you interested, buckle up y'all, it's a long one.
Okay, so I was feeling a little silly while doing my daily quest on the space station and decided to rate (with the Rating Pistol curio) my main team, which consists of Acheron, Pela, Sampo and Luocha.
So you could imagine my surprise when it only gave me a number per usual for one character, that being Pela. (She was like a 98 or something)
Instead, for Acheron, Sampo, and Luocha, it gave me this:
The same message, everytime, no matter what I did. I can't say I was very surprised abt Acheron - I mean, she's an Emanator of Nihility. Of course she's probably gonna get a weird response. Who intrigued me the most, was Sampo. Why was he getting such a weird rating like Acheron and Luocha (who we know quite literally nothing abt from the game itself, only some theroies from past Honkai installments)? Was it because he's a Masked Fool?
Well lucky for me, I have Sparkle, so I decided to see if that was the case.
No dice, it gave me the standard response. The character's name, and a seemingly random number that, from what I can tell, never changes. I decided to try the Trailblazer next, thinking the Stellaron they carry might have some kind of influence on the score, but I got pretty much the same result. The name I gave, and a seemingly random number. (84, if you're curious to see if it's the same on all accounts.)
So, I decided to run down the roster of all the characters I own, and came up with 4 other different ratings among my 34 characters.
First hit was Huo Huo, likely the Pistol discerning her and Tail as two separate but very closely tied entities...or just digging on the poor girl because that's just Hoyo's favorite thing to do I guess.
Second hit was Clara - which makes sense considering it seems to have done something similar to HuoHuo and Tail. It read both Clara and Svarog. Who's score is who's however, I cannot tell. I wouldn't be surprised if Hoyo has a random number generator they use and just assign a character a number.
Third hit was Dan Heng's. This one wasn't really a surprise considering the whole Imbibitor Lunae thing. I wish I had Dan Heng - Imbibitor Lunae though, cause now I'm curious to see the rating it gives him, and if it's the same or not. If anyone has him and is willing please reblog or send me a ss of the response!! I'm super curious!!
The last hit though probably surprised me the most. I was expecting Tingyun, Misha, or maybe even Gallagher to have a hit of some kind, even if it wasn't as major as "Rating Invalid." Just something to indicate confusion at either Misha not even being real, or Tingyun being a puppet of Phantilya and likely not the real Tingyun (I'm coping shut up).
No no, instead my 4th hit was none other than -
March 7th.
This actually really shocked me at first. Why in the world is sweet March 7th getting a similar rating to an Emanator??? Of Nihility at that?? And then it hit me.
March 7th's companion quest.
The majority of the quest is March 7th and Fu Xuan using the Matrix of Prescience to search March's mind for her lost memories, trying to see if maybe they're simply blocked by trauma response or if they've been tampered with. They find out someone has indeed tampered with her memories after all, and it's not just some random bad guy either. It's the Garden of Recollection themselves. And they are insistent on March not digging any deeper into her memories, claiming it doesn't matter to her anymore, what matters is who she is as a person right now.
And considering the rating and who she shares that rating with - talk about suspicious. I don't think it has to do with her amnesia, while she does share memory problems with Acheron, there is nothing to indicate Sampo or Luocha suffer anything similar. Another thing is - the Rating Pistol never says any of their names, hinting that maybe that's another thing they share with Acheron - a fake name, or an alias...and if you know even a little about past Honkai lore like I do (and the stuff ik surrounds Welt) then you know that possibly implicates Luocha.
So what could this all mean?
I think it could mean a multitude of things. Considering we don't know exactly how the Rating Pistol's score works, it makes it difficult to know it's criteria, especially since I don't have quite a few characters that have a possibility to give us a better understanding. Characters like Blade, Jingliu, Imbibitor Lunae, two essentially undead powerhouses and the reincarnation of a former High Elder, or even Topaz and Aventurine, two of the Ten Stonehearts. (Again if anyone is willing to ss the Rating Pistol's response to any of these characters and reblog, please do!!! I'd love to hear your two cents on the matter too <33)
But what we can tell is it seems to recognize a certain level of power. Which only makes this more confusing - because if that's the case why is an intelligence officer like Pela getting a 98 for a score while Boothill, a Galaxy Ranger with a hefty bounty on his getting a 44?? But, putting aside the Curio for a second, let's look at what the 3 share in common along with Acheron.
Mystery. We know nothing about March prior to the Express, we know next to nothing about Luocha besides that he doesn't seem to be a fan of the Abundance and there is something or someone wicked weird in that coffin - and all we know for sure about Sampo is he's a Masked Fool. Otherwise, we don't know shit about the guy.
( There's a lot of theories the guy isn't even from Jarilo VI after Topaz's trailer, and I can't say I blame them. The whole Masked Fool reveal and him leaving his Mask at the Tavern isn't helpful either. Maybe Belobog was a place for him to lay low, not his homeworld. Either way, he's likely left the planet at some point.)
What I honestly think is that maybe the Emanator of Elation! Sampo theories may hold a little more merit than I thought. I can't say I support the theory for sure, but this along with Sparkle asking him if something bad is coming to Jarilo VI once he asks for his Mask back...certainly does hint at the fact man is quite a bit stronger than he acts. He is a Masked Fool, I suppose. Acting is kinda their schtick.
But that doesn't mean March 7th or Luocha are Emanators either - only that they definitely possess power - power likely close to an equal level with an Emanator, whether they know it or not. Besides, I struggle to think of any path Luocha could follow, unless he was somehow made an Emanator of Abundance against his will, and his hunt for the Aeon is so he can be free of being tied to the path. But March doesn't entirely show much evidence of being an Emanator. In fact there's nothing really specific that points to anything about her past identity.
All we know is she definitely holds more power than what she currently uses, and what kind of power that is exactly is something we'll have to wait and find out, unfortunately, just like we do with Sampo and Luocha.
Anyways, thank you for reading my longass rant, if you enjoyed it or have something to add please please PLEASE comment or reblog/tell me in the tags or SOMETHING, I love talking abt lore with other people and learning stuff abt some of my favorite stories <33
#the bottle came uncapped#honkai star rail#hsr#acheron#sampo koski#luocha#march 7th#imbibitor lunae#blade#jingliu#topaz and numby#aventurine
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Hey, Krash! So sorry you were upset by the conversation in discord. I know for myself (and I think for others) I genuinely wanted to know what would need to be done differently. And maybe we all don’t know yet! And that’s ok for now. I love the way engage with the fandom, and I hope you feel appreciated in various spaces today.
hey !! sorry I've been busy so I didn't get to answering this !! also saw your other ask about this being a dm, that's ok I'll answer this ask and you can still dm if you want. :]
I don't know what can be done, but I do want to mention I wasn't trying to ask anyone in particular to do something, that server was just one group of people that had the most fans working on saving the show and people with bigger 'official' accounts, if you know what I mean. so I thought that would be a good place to share my thoughts.
I was. uh. wrong. there were more of you than I thought. I did not exit unscathed.
but anyways lol yeah this isn't something one person can, should, and will have to change. i don't think it's a server mod problem. also I learned I kinda came in at a bad time, I apologize for that.... whoops lol
anyways, the main problem I was having with everything was how fake it all seemed from the outside, just something to drum up interest, no real love in the piece itself. and if you WERENT doing that all the time, you didn't care about the show. it felt shoved in your face. i missed when we made things out of love, not just putting anything out there to get a tag to trend. i missed when we were creating because we wanted to make something to show we LOVED lockwood and co, not because we wanted to bring attention to Lockwood and co and that's a way to do it. this has caused a noticable amount of people to leave, which was the final straw and why I sent that message today. people I hadn't spoken to in a while appeared saying they left due to how it all felt so forced and fake, and that upset me. but I have thought this for a while even before this. there has to be a balance where we can work on saving the show and actually enjoying what we do have. an overwhelming amount of posts is about saving the show, not the show or books themselves. and I know not everyone is doing this, just by the way. I was hoping this could be achieved by toning down the constant reminders to post (not just official accounts mind you!!! this post is not targeting y'all !!! I promise) , or *looks at the camera* giving the people what they want already, but I don't even know anymore. I wasn't expecting the reaction I got, I genuinely thought it was a simple request to dial it down a bit and I'm sorry I caused an uproar 😭😭
full disclaimer tho, it is 1 am and I have no idea what I just said ! maybe I am hallucinating this paragraph of text. maybe irs not one paragraph actually. I don't think it is. who knows. I amgoing to sleep now 👍 ty for ask jrjfjdb sorry there was no usual krash air of whimsy thru this, my whimsy kinda got punched in the face a few times and it went in its room to feel better 😔
#ik I said all this already but it was misunderstood and I'm trying real hard to say it but idk how I can be more clear#/nm#lockwood and co#I am afraid to sleep after posting this#who will kill me next? fun game !!! u never know#not my moots I trust y'all#also I don't count this ask as you attacking me btw !!!#ugh I can't words. sleep
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POC system here. Not every POC will have the same opinion on this, no one singular person is an authority on the matter. And some will also have harmful perspectives or even think mine is harmful somehow so I recommend listening to many voices and doing what you feel is right and respectful. Plenty of POC have different feelings on the matter
I've personally seen slurs used by a white bodied system with "alter race" being their justification. Saying they, as an alter, were black so their use of a slur that has never been used to oppress them is fine. Some others agreed, a startling amount of people when it started discourse. But that's a no-no. For some people those were or will be the last words they will ever hear so it's fucked up for a white bodied person to use. I'm sure most will agree there.
And I agree that "alter race" does not exist. You're whatever race your body is. I don't believe a white bodied system should say they have a "black alter". You can describe their appearance as is. Really I personally wouldn't care if one described their alter as "(race) presenting" or resemblant of (race) or something- as long as they do not say that is their race. Using words like reseblant or presenting differentiates identity from appearance, so when it's framed as such it makes it more clear that you aren't describing their background. Some may not approve of that or feel on the fence, depends on who you ask so I suppose be mindful. I do however think this is not exclusive to white people. If you're black, you don't have a Vietnamese alter, if you're Mexican you don't have a Jamaican alter, etc, etc.
As far as names, I actually don't think it's an extremely big deal but use your judgement. And there are gray areas as well that make it more complicated to police names, I feel. Do you draw the line at a name more common but not exclusive to Black people like Tyrone, Miles, D'Angelo, or Monique? Because if I met a white person with those names I wouldn't care. Or do you draw the line at say more traditionally African names like Imani or Kwame? A Japanese character introject, do you draw the line at Kira? Hotaru? That's somewhere that I think you can use your own judgement. I'm sure you're capable. And you can be mindful of how you present yourself outwardly to others. Like if you're unsure about a name like Tyreese, Tyrone, or Tyrisha, you can go by something like Ty. If you're unsure about Eduardo, Ed is fine. They can also just be nicknames used to outwardly present/introduce yourself as that is much more important than whatever you do/call yourself amongst your system
But I wouldn't really care, in my personal opinion, what you called yourself for the most part. Especially if this is only among friends, but generally I don't think it's that important. So long as it is not heavily symbolic with cultural significance or associated with some sort of status. For example the name of an alter that takes the appearance of someone from a tribe (from or heavily inspired by any real world culture) shouldn't be accompanied by a status label like "Sachem" (or similarly "Chief", but many Native Americans find "Chief" insensitive). But know that I'm not all knowing of all cultures, and their opinions or what carries significance or is derogatory in their cultural context
You don't need to use my or any singular voice as a guideline as I am just one person (well yk what I mean). Other voices should be heard and research should be done if a POC feels you're not accounting for culture or historical context. It'll make it easier to use your judgement to listen to the commentary of those from various cultures. Others will feel more or less strongly about this than me but at the end of the day it isn't gonna affect my life
This is no hate, we're just really confused on the whole "alter race" debate. We have a lot of headmates from different cultures and ethnicities, many who are fictives and simply came with the name from their source. (We are a white bodied system, I'll make that clear.) I'm one of those headmates (a host as well) and I have a name that doesn't match with the body's race, yet I don't use it to refer to the body. My friends however do use it to refer to me in specific though. I was talking to another system friend in a non-white body about this and they also seemed confused. Should their headmates all take names of the body's race? What exactly do you mean by names? Although many of us still identify with our respective races, we don't appropriate or use any terms that the body couldn't claim which is why we're all a bit confused. /gen /nay
again i am a white bodied system as well just relaying information that i have been told from poc systems and it is a pretty big debated topic where i mostly view content which is tik tok, i am sure you can find more information on i am pretty sure one of my mutuals accounts on tik tok deepsea.system also known as cream as their nickname but it is infact racist and culturally appropriation, yes someone can look differently to the body in the headspace but they are not from that race nor that culture if the body is not from that culture or race i apologise that i am just really bad at explaining your stuck with me for a bit since i am sadly front stuck https://www.tiktok.com/t/ZTRThwNVx/
i feel like these videos could help you understand a bit but i do hope you do more research into this as well i know there are a few videos about it on the rainbow systems account because there was recent drama of a white system using racial slurs and using alter race as a way to defend themselves not sure if this will help but a lot of people to help understand alter race and why it isn't real is when they look at it like transrace because you can't change your race
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Hey there!!! Can you please write a smut on SF9 finding out their partner reading smuts 🥺🌝 (I want to see how dirty they can go🌝) And if you don't want to write for all of them then maybe you can just do it for any member you're comfortable to write on. Literally, ANY MEMBER WOULD WORK. I really want to read something like this haha🤭
Also, I genuinely love your writings! I'm new to Tumblr but I'm literally binge reading your posts. Gosh you're talented as fuck😫💗✨
Lots of love, and thank youuuu💕
OMG YES YES YES YES
TMI: Not gonna lie, I was thinking about this when my mom came into my room to talk to me, and my recent story was literally right there just open and I was panicking. Although she doesn't know anything 💀. She's cute like that, my mom.
You are so sweet anon 🥺🥺. Go on make me cry with your lovely words 😭. I will try my best to write more and sorry this took so long 💞💖 LOVE YOU 💓
S/O reads Smuts 🤭
Disclaimer: This is just a work of fiction. If this piece of fan fiction is offensive to any celebrity, fandom or culture please let me know so I can take it down. Also note that this is my version of a character or celeb, which will vary from person to person.
Copyright: Please note that this is my work and if you want to publish this on any other platform, take my permission before doing so. Taking an author's work and posting it somewhere else without any intimation is just disrespectful. I readily welcome suggestions and criticisms. That being said, Happy reading! 🤍
Warnings: 18+ ages and all readers (nothing specified with respect to gender, appearance, etc of reader). Rough sex (YB). Thigh riding (IS). Dick riding (JY). Marking. Biting. Humping. Dining table sex (DW). Low key strength kink? Idk (RW). Biting using teeth (ZH). Exhibitionism. Terrace sex (TY). Slight voyeurism. Oral - reader receiving (HY). Somehow I end up writing the filthiest things for Hwi. Cockwarming to sex (CH). It's really difficult to think of 9 different things for 9 different people😤. Also some may be unprotected sex, don't do it unless you want kids. Lmk if I need to add more!
Word Count: HAH jokes 😂
All members under the cut!
Youngbin
Doesn't understand at first 💀
But he isn't scared to ask so he'll just ask you
The panic on your face makes him panic
Apologizes 🥺
Then you explain that it's no big deal and that it's just a story
But he saw his name 💀💀💀
So he's curious and so he does research aka Googles it
Has a mixed reaction, doesn't know what to think
On one hand, he's flattered...?
Like, oh sweet, you are reading a story about him probably railing you to death
On the other hand, why are you reading it?
Did he not satisfy you enough? Should he do more? He wants to
So he will pick a random one, read it and be like, Okay. This is how it's gonna play tonight
So determined 🥺
Picks you up for your date and stuff
Timeskip to the bedroom by a steamed dumpling Dawon
So touchy and observant
Tries his best to remember what was in the story
Forgets but that's okay tho cause now he knows what you want
More Dom than usual
More vocal than usual
His grip on your skin leaves so many bruises and literal fingerprint shaped marks
Bites your neck a lot
Doesn't hold back one bit
Secretly satisfies his wishes too
Teases you for being so ready
Teases you for every reaction
Pulls your hair
Overstimulates you
Until you're tired and can't take it anymore
He could go for a round more
So he does
It's also like, he's lowkey angry at himself cause you were reading smut which made him think, maybe you thought he was too vanilla
But after you've both cooled down you ask him what happened and why he was so rough, not that you had a problem
Expresses his concerns and you tell him that you read those only cause you wanted to know what the fandom thinks of him and the way they think he likes to have sex
Blushy babyyyy
So cute 🥺
Inseong
Bro
Do I even need to 😂
He's probably written a few 💀
He seems like he's into roleplay 👀
So when he does find a tab open on your phone about literal PORN, in words
He doesn't think much of it tbh
But is curious
He'll tease you like you are both high schoolers
Holds you phone up high so you can't reach it
Satisfied when you whine and pout
Tucks your phone in his back pocket and grabs your face
" I think it's hot "
Peck's your lips and slaps your butt leaving you wide eyed
You need a minute to process what just happened lol
Running after him you pull him down on the couch, sitting on hids lap
Bite you lip and grab his face pls
Now he's wide eyed 😂
Kiss his neck and talk to him sexily
" Do you really like that I read smut? "
You look so innocent he would cum right there
Poor man is dumbfolded
So much that he doesn't even realize you were grinding down on his thigh the whole while
Grabbing your hips he nudges your hips to continue their movement
Loves having you so close
Especially after discovering your secret
Suck him off after and he'll do any and everything for you 😉
Jaeyoon
Oo this one is fun
He won't confront you immediately
He'll just think about it a lot
" How are they so cute when they read such things for fun? "
Stares at you from across the room
Smirks at your cute smiles
Timeskip this time by Baek Huru
Surprises you by kissing your neck
Humps your butt
Pecks you neck
Rolls your nipples in his fingers
Moans in your ear, deeply and hoarsely
Pulls away dragging you to the bed
Sits near the headboard
Beckons you to come closer and naked 👀
Forces your dick in you, slowly tho, don't worry
Doesn't give you a lot of time to react
But, all this seems familiar
Then you realize that he's trying to recreate the imagine you were reading before
The whole idea made you hot
Istg you've never finished so soon
He tells you that you don't need to read those stories when you have the real deal right there
Sanghyuk
Smug bastard
He's happy that you're thinking and reading about him even when he isn't with you
He will actually read the warnings and is mildly surprised lol
Wow you really into all that?
He has no shame so he will ask you directly
You stop doing what you're doing and just slowly turn towards him
He's scared lmao
Then explains himself and says sorry
Tbh, you're more shocked that he isn't angry
Blinking you slowly make him sit on the dining table chair
Pacing you start to think of and explanation now
Is there any explanation for reading smut? Idk 😂
Honestly, he asked you so that you could actually do what the warnings said in real life
Gets up, takes your hand pulling you close and lifts you, making you sit on the dining table
Removes his shirt before kissing you intensely
Tells you that he wants to fuck you on the table like in the smut
Nodding you let him take over
Makes you cum twice easily
It's more romantic than rough
Passionate, very passionate
Kisses you a lot
Hands on you all over you
Pulls you closer and closer by your thighs
Lays you down and fucks you till your back is no where on the table
Sweet reassuring smooches when you're done
Tells you to talk to him about such ideas rather than just reading them
Seokwoo
He is shocked™
Listen okay
He's tall
He's scared that he'll hurt you if he does what he wants without thinking
Reads multiple smuts 💀
Only the ones you've liked so far tho
Fuckin uses your account so yeah obviously
Now he'll be ready to talk to you about it
So shy omg
Stutters words out cause he's so flustered
You need to read his mind, literally
Once, somehow you are finally clear about what he was talking about
You'd just laugh at his cuteness
Boy is confused ??
Pushing him down on the bed you climb on top of him
Yes climb
Needy but still shy and shocked
Wastes no time in getting naked
Allows you to do whatever you want to him
No, really
Let's you take charge that is only until you tease him
Flips you and thrusts into you so hard the bed is shaking and you feel like it might break
Strong grips on your thighs and hips and belly and arms
Definitely sore for a few many days 💀
Juho
I'm not sure tbh
Either he won't care at all like
" Oh yeah this is just their thing "
Or he'd be so into it like hed wonder why you were reading it, was it for ideas?
He already has those so you don't need them from someone else
He won't ask you about it tho
But you will bring up an idea that was in one of them
And he's down
Or up, whichever you want
Asks you what you want more times than usual
But it doesn't make sense cause you're literally going crazy with the way his cock feels inside you and he asks you what you want?
Starts moving before you answer
Asks you again and again till all you can say out loud is " More "
He's fine with that answer
Hands above your head
Teeth scraping your the front of your throat drawing so many sounds from you
He's driving his dick in you so fast that you're moving away from him
Praises you with his deep ass voice
Gives you his Vampire stare™
That's all you need to cum undone
Keeps it a secret, won't ask you unless you bring up your little extracurricular activity 😌
Yoo Taeyang
SHY BABYYYYY
So pink when he realizes what you're reading lol
But he's so mesmerised that he goes on reading it 😂
You catch him looking at your phone, no big deal
But he's looking at it as though he saw a ghost
He's turned on but at the same time he's appalled
Do people see him like that? Do you want him to be that?
He's gonna need a lot of time to process the information
When you reassure him that he doesn't need to change anything at all, he's more calm then
But on a fine ass blue moon, his fine ass is gonna decide that he's gonna try something new
So there you are, on the terrace talking to someone on the phone. After ending the call he'll come and hug you from behind
It's all aww so cute till you feel his dick press into your butt
Forces your head back to rest on hius shoulder slowly but hotly
Unbuttons your jeans and pulls them down in one swift motion and his hands are all over you
Somehow the idea of having sex in the open night sky is so exciting
Stops just before you reach your high so that he can fuck you
You're leaning on the terrace wall
Face pressed slightly on it as your butt sticks out for him
Giving him permission to do anything to you
The orgasm hits you so fast but it's so fulfilling 🤤
And your pants are being pulled up even faster 💀
Maybe you should leave smut laying around
Youngkyun
You've found the saucuest lil smut about your boyfriend
He's sitting at the table, on his laptop composing and writing songs while you are here on the bed, blanket over your legs
Now see, you aren't really one to get off of smut but this particular one was so realistic
The description
The reaction
The dialogues
Reading it made you body move on instinct
Lower lip getting stck in your teeth
Hand travelling down to your privates
Your hips thrusting forward into your hand and fingers
Your breathy moans, that you tried your best to stick to, were louyd enough for him to hear
At first he thought you were doing a breathing practice or something
That is until he recognized the pattern
Lifting his blank phone up, he moved it to look at you through it
Boy is so shocked
It's like his own private porn show
Placing it back on the table gently, he moves the blanket slowly, getting under it
Licking his lips, he tucks his tongue out, licking the area that your fingers just slid over
Gasping at the sudden feeling you drop your phone and move your blanket off
You inevitably moan at the sinful sight below you
Your lovely boyfriend, looking up at you through his lashes, tongue coated with his saliva and your leaking juices
Holding your wrist, he nudges you to continue what you were doing, with his tongue never leaving you
Gripping your thighs, he bites your inner thigh as you work yourself closer to your high
After you cum, he'll lick off all your juices
Then he'll be all sweet asking you what you were reading
Round 2? 😉
Chanhee
He'll find it funny 💀
Why do people write these things
Why do people read these things
What is the use?
He is partly curious lol
When you tell him it stimulates the necessary regions, boy is shook
Then he's like nah
So you make him read one
He can't even make it halfway through lol
The foreplay itself made him hard enough to want you and to want to be in you
Grabs the phone and sits next to you
" I'm hard "
You look at him like boy what
Then he tell you that he now understood why people read them and that he's happy that people read them too help themselves
And you're like okay and what's the point
Pulls you on his lap
Whines at the feeling of to your butt on his arousal
Makes you stand now lol
Pulls his pants to his thighs and even yours
Places himself in you so that now when you sit on his lap again, not only is your back to his chest
Also his dick is in you
Somehow finishes the rest of the fic and just thrusts up into you
Cause you feel so heavently around him
Goes on and on and on till you're bouncing on his lap
Cums in you and just stays there till you finish your work
Still has mixed feeling now tho
Cause if reads them he wants you to be there near him and he wants to read more cause these fics are very addicting
#sf9#sf9 smut#sf9 reactions#sf9 scenarios#sf9 imagines#sf9 x reader#sf9 x reader smut#youngbin#inseong#jaeyoon#dawon#rowoon#zuho#yoo taeyang#hwiyoung#chani#youngbin smut#inseong smut#jaeyoon smut#dawon smut#rowoon smut#zuho smut#yoo taeyang smut#hwiyoung smut#chani smut
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Misthios IV
Characters (Spartan!Reader x Mother Miranda)
Rating (T)
Word Count (3.4k)
Warnings (none I don't think)
You're up roaming around the castle and run into Miranda and Alcina.
It's been an exhausting but thrilling six months since you've gained the eye of this region's reigning ruler. Their Queen was ruthless as she was beautiful and you were quickly learning that she had a particular taste for blood that you haven't seen since your days in Sparta. Creative and cunning as she was, especially when it came to acts of revenge, but she took care of her kingdom and her people so long as they were loyal to her and her alone.
It was that last rule that forced you to discover just how cruel and destructive the mountains of Norway could be because you were tasked with chasing down a group of runaway slaves—as a punishment. This was different from your 'normal' punishments.
There was nothing special about these fucking slaves, they were just stupid enough to think it wise to steal from their Queen and then dare escape. It angered you so much that she'd send you on this quest when a small squadron of low ranked knights would've done fine.
It had taken you a week and two villages to finally catch up with them into the mountains. The conditions were harsher than what you were prepared for and you had to abandon half your gear and continue on foot. The cold was too much for your horse to handle, but he was old and you were sure to put him out of his misery before continuing on your hunt.
You'd caught them asleep in a cave a few miles away from a village that was tucked away into the mountain side. You purchased food and another horse, costing you all the silver you carried but it made your hunt easier and quicker. You hadn't been looking for the cave but a small fire through the thick of the trees caught your attention. Tying your new mare a distance away, you crept towards them, sticking to the tall grass and the shadows.
They'd all been sleeping so peacefully, even their so-called 'watcher'. It was almost too easy to just go and kill them quietly one by one...but Miranda had specific instructions for you to follow if you wanted her forgiveness. She wanted to hear them scream while she slept and that was exactly what you intended to deliver. You unsheathed one of your twin blades and with practiced ease, you swung right as the watcher’s eyes snapped open.
You were startled awake by a scream that you weren't sure if it was from your dream or if it was a real one. You sat up half way in the bed of the guest room you were put up in, leaning on your elbow ready to spring from beneath the sheets but nothing ever came. After another full five minutes of sitting and waiting with no result, you let yourself fall back onto the soft pillows and threw an arm over your eyes as they began to leak tears.
Nothing of sadness or the sort, you were simply exhausted—you were still in your clothing with your parka not too far away just in case you had to use the window for a quick escape. You even kept your boots on, even though it was too warm for you but you'd deal with it as you've been through more uncomfortable situations that couldn't even compare to simply being hot. Of course if you take off a few layers you'd be fine, but paranoia hasn't exactly been very kind to you in the past years...with good reason too. You hadn't died in over ten years and you planned to keep that streak going.
But even as those thoughts comforted you a bit, sleep evaded you—no longer finding you worthy of its pleasures and you just laid there sprawled out and tangled within the soft white linen sheets that were probably now dirty thanks to you. You didn't care. They probably had more somewhere.
Resigned to the fact that you'd probably never be able to go back to sleep, at least not any time soon, so pushed aside the heavy duvet and slipped out of the bed quietly. You moved towards the window but the only thing you could see was the few trees below and a land covered in blankets of undisturbed snow. A little further beyond the tree line, you saw smoke coming from the chimneys of the factory before you turned away from the view and left your room. You looked left and right of the hallway but there wasn't a sign of life to be found, not even that little maiden Alcina practically made your shadow. It was probably later than it actually felt and she was probably asleep...everyone probably was.
Checking your watch— ah, right. Miranda even took that. She took everything you could use as a weapon and it tickled you more than it annoyed you. Unsupervised, you can now take your time to feel your way around. You didn't get a chance to get a good look at everything before but now you did, and it was an opportunity to get to know the Lady of the castle. You'd long dismissed the thought that anything in this village was normal, it had more secrets and shadows than a horror book you guessed.
Walking through the halls of the second floor felt like a trip down memory lane—no particular region as most all castles were the same. Large and filled with fancy portraits and trinkets that could house and feed five families at a time. Carpet so plush and soft that you could feel it through your boots with each step. It absorbed your weight like a welcome home hug. Clearly Lady Alcina was a woman of finer things in life and that extended far outside of her wardrobe and preferred wines.
It just unnerved you how quiet everything was, a castle thing large and prosperous had to have staff minding it twenty four seven. Nonetheless, you finally came to the door that you recognized during your brief tour as the 'wine room'. Like everything else you'd come across, the door was finely made from dark red oak with gold trimmings—just like Alcina's stagecoach.
Without a second thought about it, you opened the door—simply with the intent of getting a better look at the wine collection the maiden mentioned during your tour. But that thought was cut short because the room wasn't as empty as the silence in the hallway led you to believe as you'd walked into a full conversation by two people; one you were hoping to avoid for a few days and the other you thought was asleep...or well away from your location. You were wrong on both accounts.
“Heisenberg is a blundering fool leading a pack of fleabags, Miranda. He is going to fail again!”
“And we don't have time to stress other options, especially that one! We're out of time already and—”
“Exactly we're out of time so just ask her—” you pushed the door open a little more and it creaked quietly.
They both turned to you and you stood frozen in the doorway, unsure of what to make of the scene in front of you or what you just overheard. Miranda and Alcina were sitting at the small table, well Miranda was, Alcina was sitting in one of her custom chairs a little further away and both women had two glasses filled with dark red wine. Alcina wasn't in her white dress anymore, instead she'd changed into a pair of dark slacks and deep red turtle neck and she was barefoot. A far cry from the regal dress she wore earlier but she still carried herself in the same manner.
You did your best not to think about how good Miranda looked without that damn mask on her face...even in those robes she still wore, Miranda was beautiful. Beautiful as the day you first met. You forced yourself to keep your attention on Alcina and not Miranda, who was now staring a hole into the side of your face like she was trying to will you into looking at her.
“Oh. Shit, I didn't know this room was occupied.”
Alcina glanced at Miranda briefly from behind her wine glass, her expression unreadable when she settled her eyes on you again, “Of course not, dear. Is everything alright?”
You cleared your throat, fighting the urge to look at Miranda because you could feel her trying to will your eyes in her direction, “No, actually I—”
You were interrupted by an ear piercing scream and high pitched laughter right behind her, on the verge of being hysterical. Lady Dimitrescu sighed heavily behind you and finished her wine before setting her glass down and rising to her full height.
“Please excuse me, it seems that my daughters are teasing the poor maids again.”
You started to comment that it didn't sound like it was teasing but you kept your mouth shut, knowing better than to stick your nose in the wrong place too soon—it never really turned out very well for you the first time. It would never cease to amaze you how fast and quiet Alcina moved despite her size, but it still baffled you that she hasn't ever gotten the doors to her own castle fixed to fit for her . But those thoughts were pushed to the far corners of your mind when the door clicked shut—leaving you alone in the room with Miranda, forcing you to acknowledge her now. You shoved your hands in your pockets and sighed, you weren't expecting to see her again so soon.
You still hadn't had time to get your shit together after the last time you two spoke, or more like argued back and forth. Easily falling into a pattern as if you hadn't been centuries apart. You still weren't sure how you were supposed to feel about that.
“Take a seat, (Y/n). Would you like a glass of wine?” Miranda broke the silence but she didn't break eye contact with you once she caught you eye, holding you as if she physically had her hands on your face. “We don't have to talk if you don't want to, (Y/n).”
“Oh, so now we're suddenly interested in what I want to do?”
“Yes, of course. Wine?”
You scoffed, rolling her eyes at her typical answer and you wanted to say no, you opened your mouth to do so but instead you were getting closer to the table she was sitting at. She poured you a glass of wine, and handed it to you. You raised an eyebrow, she couldn't have set it down for you? She insisted on handing it to you and the way Miranda was holding the glass left you no choice to place your hands over hers to take it from her. Those gold claw rings were ice cold against your skin and the edge of one nicked your skin but not deep enough to draw blood.
You had no idea what you wanted to say to Miranda, you weren't ready to talk about what you two needed to talk about but you weren't sure if you could sit here and do small talk with her over wine. It was so easy for you to get up and leave, maybe go back to your guest room and lock the door. So what was stopping you? Why was it difficult?
Miranda, who had been watching you intently, interrupted your rapid thoughts, “You always were a loud thinker, (Y/n).”
“Nothing interesting, trust me.”
“Oh I beg to differ,” Miranda chuckled, shifting in her chair slightly to angle herself towards you a little more. You sort of hated yourself for thinking how well she was pulling off the priestess look, “I could always tell what you were thinking even from a mile away. You were always quite the unique distraction.”
“You never complained before.”
“No,” she agreed, her voice dropping an octave or two lower, “though I doubt I ever will.”
You looked up, she didn't look away and you didn't know what to think. And for once, even if it was just for a moment, you saw a hint of uncertainty in her eyes.
“Miranda, what do you want? Why are you keeping me here?”
“Because we need to talk, (Y/n), to...clear the air as they say, I guess.”
“Yeah, okay, I got that part earlier,” you licked your suddenly dry lips, your nerves starting to buzz a little, “But that's not a good enough reason anymore.”
Miranda scoffed, actually rolling her eyes at you, “Why not? Closure heals the past. Doesn't it?”
“But what do you expect after that?”
“What do you?” she threw the ball back in your court as she refilled her own wine glass from a different bottle than what she used for your own, the wine she was using was a little darker and thicker. It didn't surprise you that the question was thrown back at you, she always did that when she was trying to keep the upper hand or get it.
But it didn't mean that the question wasn't a good one because what did you want after this? Would it even matter after all of this time? Have you ever forgiven her, really and truly moved on? Did she even care back then, did she care for you...or what you could do for her?
Miranda was watching you the entire time become lost in your thoughts, a trait you still carried with you. She picked up her wine glass and took a sip, her clear eyes taking you in while you were distracted enough to not notice her doing it so blatantly. You still looked the same as the last time she saw you, minus the murderous rage that had twisted your beautiful features that evening.
The modern world has touched many parts of you but your eyes still hold so much more than they did centuries ago. Being a warrior was now outdated and something of an historical myth but you still carried yourself as one, and Miranda could see new scars on your brown skin on the exposed skin she saw earlier on your neck and arms.
She'd been watching you for days before finally making herself known to you after going back and forth with herself during those agonizing days. Being far more irritable than she normally was and Miranda was positive that Lords Heisenberg and Moreau were quite sore with her at the moment. Well, Karl certainly would be. Seeing you made her angry...at first. Angry for the grief you left her with, the shatters you left her to pick up on her own.
Years of pent up thoughts and plans of revenge she'd enact when she got her hands on you came down to a single moment when she finally did get her hands on you and she couldn't do it. Miranda eyed your neck, where you should've still been bruised. She had you right where she needed you with one hand wrapped around your neck because you were so unsuspecting. It would've been so easy but she couldn't...so she knocked you out and threw you in a cell where she could keep a better eye on you. And perhaps no longer be so distracted from her work.
“Look who's thinking loud now.” you mumbled around the edge of your wine glass, finally taking a sip of the damn thing. Miranda wouldn't hesitate to bet that you assumed it was somehow poisoned even though you watched her open the bottle. “Good thoughts, I hope.”
Miranda hummed softly, “Do you really wish to know?”
You chuckled, and Miranda's eyes were drawn to the way your jaw clenched and unclenched when the wine hit your taste buds again, “With the way you were staring at my neck...it's not that hard to guess, Miranda.”
“You're only half right, my dear.” At your raised eyebrows, Miranda's smirk only widened, “My hands were wrapped around that strong neck again, but breaking it is far from my mind now .”
Your snort turned into a chuckle that was clearly infectious as Miranda joined you. Nothing was remotely that funny, if it was funny at all, but you were tired and the situation brought forth too many emotions for you, either of you to really process, and all you could was just...laugh.
Miranda was the first to sober up a bit though the smile never completely left her features. “Ah, and well... you know, it wouldn't do to try and kill the only other person on this wretched rock who knows me. Will it?”
You're very well the only person in this wretched world that will ever know the real me and still love me for it. Quite a miserable thought, isn't it?
You jumped when the door opened behind you and Alcina stepped into the room—you'd almost forgot where you were for a moment. Almost. Alcina took one look at the two of you, curious to find you actually still in the room much less sitting at the table sharing a glass of wine with Miranda. Especially with what she overheard earlier and how much tension you two create together.
Alcina knew that she interrupted something, probably something she had no business to but that did not stop her from sitting back down in her chair in her goddamn castle. And whatever drama that was happening within her territory was now her drama and she was going to get a front row seat. Alcina lit up another one of her cigarillos and pulled heavy before she released it in your direction.
“Running a business is quite the headache when no one else understands your vision, I swear. Don't have kids, (Y/n). They're messy and nothing but trouble.”
“Noted.” you forced a chuckle, not taking her bait but now you were trying to finish your wine as quickly as possible without seeming like you were trying to run.
“Well, how about it then, (Y/n)? Tell us a story, you couldn't have been a mercenary your entire life. Or have you?” You glanced at Miranda and saw that she was glaring at Alcina but the taller woman wasn't paying her any mind. And really, the only reason Miranda hasn't verbally intervened is because she was interested in your answer as well. Even if Alcina was asking just to poke at the situation for her own amusement.
“I've put away my shield and sword a long time ago,” you didn't bother to mention that you did keep them both in pristine condition just in case, “I've been enjoying the little things life has to offer.” lame. And a lie.
“Oh come now,” Alcina scoffed, not accepting your answer—it wasn't a very good one anyway, “That's—”
“Actually,” When it was clear that Miranda wasn't going to save you from this woman's nosiness (why would she?) You quickly drank the rest of the wine, it was really too sour for you, and rose from the chair. “I think I'll try to get some more sleep. Thanks for the wine and...yeah.” Could you be any more awkward?
Alcina was howling by the time the door slammed shut behind you and she took another pull from her cigarette stick, still paying no heed to Miranda's heated glare. “Oh, you're going to have to tie that one down if you want her to talk to you.”
“I will have your head if you stick your nose in my business again, Dimitrescu.”
“Then don't store your business in my castle.” Alcina shot back, meeting Miranda's glare head on but immediately conceded when she felt Miranda's growling through the vibrations of her glass in her hand that was still resting on the table. “Alright, alright...but you're always welcome to use my dungeons. Use chains though those biceps of hers could probably break through the ropes.”
“Alcina, that is enough!”
The Lady of the castle just laughed lightly until it tapered off into a pleasant hum around her famous Sanguis Virginis wine while watching Miranda readjust her face mask. Her eyes brighter than they have been the last few hours., Alcina pushed for one more question—deciding to risk Miranda's wrath, “How'd you ever let such a handsome creature slip between your fingers?”
Miranda sighed heavily, no pause in her strut to the door, “Egos and misunderstandings.” she was gone before the lock clicked into place.
I'm so sorry for being hella lazy, lol, I'll add the other chapters of this story today 😭😭😭😭
#resident evil 8#mother miranda x reader#mother miranda#resident evil#resident evil village#lady alcina x reader#lady alcina#alcina dimitrescu#dis tew much#assassin's creed odyssey#simpin for these bishes
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10 Ways for Highly Sensitive People To Create New Habits That Stick
May 6, 2019
In my last article, I mentioned the importance of consistency when it comes to practicing new behaviors to cope with emotional overwhelm. (The topic of the post).
In this post, I would like to build upon the topic by sharing some ways I have learned to integrate new behaviors or habits in such a way that improves my persistence. As I have learned over time, persistence is key!
Because I have always struggled with persistence and sticking to rigid routines and mundane tasks, I have had to strive for persistence in a number of ways. I have had to learn about the importance of implementing routines (particularly for HSPs) into a daily schedule.
Implementing daily habits and routines for HSPs can be a necessary component to achieving a sense of security and balance in an overwhelming world.
Building routines can be a great way for HSPs to seek comfort and a gain a sense of knowing what to expect in a world where unexpected things happen. It can also help HSPs maintain greater focus on personal goals/dreams when there are multiple distractions arising from multiple sources. I have learned that it can also help avoid procrastination, which can lead to regret and even more feelings overwhelm.
While routines can be an excellent tool to simplify one's life, I know many highly sensitive people can find change overwhelming. I know from experience that trying to change too many things at once can be overwhelming and be an obstacle to reaching goals. That is one reason I believe starting with small goals and gradually building up to larger goals is more beneficial.
It is important to know that creating new habits can take time and patience. The time it takes to build new habits can depend on the person, the habit, commitment to the habit, and other lifestyle factors. Many people believe it takes approximately one month to create a habit. Others believe it takes more or less time to reach their goals.
It has taken me various amounts of time and effort to create some of my current habits/routines, but I would like to share with you some helpful ways I have gradually created new routines/habits into my schedule. So far, it has helped improve the quality of my life and is helping me reach my goals at a more comfortable pace!
10 Ways to Build New Habits/Routines
1. Determine What You Truly Value and Intend to Create for Your Life
Knowing exactly what you want to achieve and prioritize can help give you a sense of where to start and simplify your goals. Writing down your intentions/goals can help you get more clear about your goals. It may include both long term and short term goals.
2. Start With Small Achievable Goals
This may include starting with one or two simple goals that are realistic and easy to achieve. These goals can be modified over time accordingly. The more the habits are practiced, the more likely it is to continue building upon the smaller goals. i.e. walking 10 minutes a day and gradually increasing the habit over time.
3. Combining a New Habit With Existing Habits
I find that tying new habits/routines to an existing routine is one of the best ways to not only get motivated, but can help with persistance. It is also a real time saver! For example, I started doing 10 jumping jacks after I brush my teeth each day. Over time I not only increased the amount of jumping jacks, but the amount I brush my teeth as well.
4. Using the Cue/Behavior/ Reward Technique
Everyone is different and may prefer different variations of this technique but the concept is the same. There are many sources online that further explain this concept. An example of this concept would be when I could barely get out of bed (let alone) take weekly classes, I chose to buy my favorite coffee drink (reward). The behavior or routine was getting out of bed and going to school. The cue was my alarm going off and the school day being on the schedule. Thankfully, I can attend class regularly without having to buy coffee every time but it did make a difference! Seeking out motivation and inspiration also helps facilitate the practice of a new habit. i.e. music, inspiring speeches etc...
5. Connections and Accountability
As I mentioned in my previous article, being accountable can help increase the chance of completing a task or goal. One way to be accountable is joining a community of people with similar objectives or goals. This can be helpful with motivation and create connections with others. i.e. Joining a fitness community online or in person.
6. Reminders
Having reminders such as visuals, auditory, written, or verbal reminders can be great ways to stay on track. i.e. leaving sticky notes around or using timers to complete tasks and stay on track.
7. Letting Go of Perfectionism
This includes not comparing yourself to others, letting go of "black and white" thinking, and expecting instant results. It's about knowing you may not do it all perfectly but you also don't give up on achieving your goals. I also find that having patience with yourself and the process and accepting that it is not going to be perfect can help with persistency.
8. Track your Progress and Celebrate the Milestones
Tracking your progress can help you see how far you've come to reach your goal. Rewarding yourself for your progress can help reinforce the new routine or habit you want to obtain. Some people use habit trackers or draw chains to keep track of progress. I also find that writing or talking about the progress can be another useful way to keep track of goals.
9.Environment
Similar to a growing plant, the right conditions to grow a new habit can impact the growth process of habit development. It's easier to focus on a goal or task in a comfortable environment. Also, being in a new environment provides new cues to start a new habit. It is about what works for you!
10. Replace a Negative Habit With a New Positive Habit
Much of our behavior is truly based on habits. This includes both positive and negative habits. I believe most people have at least one habit they know is not benefiting them and wish they could quit repeating it. Getting rid of negative habits can be difficult because the mind connects it with some kind of reward. The process of changing the behavior may also include setbacks, time, and may not occur in a linear fashion. There are also triggers or cues in the mind's connections that can trigger the behavior or habit. An example of replacing the negative habit is knowing your triggers or cues for the negative habit and replacing it with a new behavior. i.e. Drinking flavored sparkling water when having the urge to drink soda or alcohol. In this way, new connections can be made and the new habit can be developed over time.
Although most HSPs can be easily overwhelmed when faced with change , incorporating a degree of new healthy routines or replacing negative habits with positive ones can be beneficial. The tips in this article are ten of the ways I have worked toward developing new habits. Hopefully it will help someone achieve their goals and dreams! Feel free to let me know in the comments what works for you!
With Love,
Dahlia
Picture Source: Quotes and Notes via Pinterest.com
#highly sensitive person#highly sensitive people#hsp#highly sensitive#sensitive people#sensitive person#sensitive#empath#self care#hsp traits#hsp problems#emapath#motivation#inspiration#wellbeing#building habits#routines#goals#change#goal setting#self love#motivational quotes#inspirational quotes#quote of the day#habits#routine#daily routine#daily habits#life quotes#lifestyle
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Where to keep Emergency Funds
We all know how important it is to have an emergency fund, but actual execution is slightly more complicated. For example, where do we keep that fund? Cold cash under the mattress, a spending account, a savings account, CDs?
The ideal emergency fund is one that is liquid, easily accessible, and maintains its value over time.
First: Liquid. When something is liquid it means that it's easily convertible to cash. Many trading securities are considered liquid because it's easy to sell them on the open market. Though some securities with very little trading may be considered less liquid as it's harder to sell. When it comes to emergency funds I generally use a higher standard for 'liquidity' sure I could sell all my Logitech on Robinhood, but it would take a couple days for that sell to settle, then a couple more for the money to transfer to my account. So while stock is usually liquid, it's not generally liquid enough for emergency funds.
This point ties into the second factor of how easy is it to access your money? Things like checking and savings accounts at your bank are going to be at the top of the list of accessibility, as is actual cash. This is where my mind starts spinning all sorts of possibilities.
What if you leave your wallet at home? Along with all your cash and cards?
What if all your cash is in your savings account with the slightly higher interest rate, and you don't have the (phone) data to move it to your checking account for an emergency purchase?
What if an increasingly unlikely event happens so you don't have access to money when you need it!
My point here is that, anxiety based stressing aside, there are a few situations you want to be prepared for.
The third point you want to watch for is an account that will maintain the value of your money over time. Inflation is reducing the buying power of our dollars all the time, so any account holding the money will ideally have sufficient returns to offset inflation. Unfortunately this is an ideal, and I don't know of an account type with all three benefits yet.
CDs (certificates of deposit) are an investing type that I've heard some people suggest for such an account, however there are some drawbacks in attempting to use them as an emergency fund. The biggest one is liquidity, you want access to your emergency fund just in case there's an emergency. And with the inflation rate around 2% a year CDs just can't compete. Even a 2 year CD only has returns around 0.75% (this is just based on me looking for CDs - I'm sure there's higher ones). But a 2 year CD ties your money up for 2 years!! And the shorter 1 month ones have rates closer to 0.1% - and Chime has those beat without tying your money up at all.
Long story short, good luck finding an account that's easily accessible and will keep up with the inflation rate.
As with all investing, the safer you are the lower returns you're going to get. I keep three main emergency fund sources, and balance the cash to return across those three. Here's my balance of accessibility versus 'returns':
I keep about $50 worth of $2 bills in my car at all times. I like $2 bills so it's unlikely that I will ever spend them unless I absolutely have to, and if I ever get into a position where I'm running low on gas and don't have my wallet on me I can pay with cash. I, of course, worry about getting some young kid who thinks that $2 bills aren't real and refuses to take them - but I have hopes that I can either prove it via google or sell them to other customers in the store. So I think that risk is acceptable. The downside here is cash earns no returns, and loses value to inflation. That $50 is worth about $4 less in purchasing power now than it was when I put it in the car. And had I invested it would be worth $75 (based on the returns of the only investment I had at the time). Nevertheless, it's a small amount, and it could save my ass someday. So it stays in the car. This was the first 'emergency fund' I ever had, and I started building it from the day I started working at a pizza place, every time someone paid with a $2 bill I bought it out of the till.
I keep about $1,000 in my account (plus my paychecks). This money doesn't earn any interest, so similar to the cash it's actually losing value the longer it's in the account. If I were better at tracking my personal finance I would have a much lower safety cushion and would have enough money in my checking account to pay the bills, and immediately transfer out excess cash into higher interest savings accounts. But I'm not, it's something I'm working on. And for now, I will leave a pile of cash in the account just in case a bill hits that I forgot about. This was my second emergency fund, if you could call it that. Initially I just transferred out $10 or $20 a month from my checking account into my savings account, then as time passed I slowly built enough in my savings account to start making deliberate decisions about how much I kept in my checking account versus my savings account.
I keep about $6,000 in my Chime high-yield savings account. This isn't the best investment, and while Chime has a great interest rate for a bank account my returns could be much higher in real investment accounts. However, $6,000 is about 6 months of expenses should I lose my job, or it is enough to cover major car repairs. And because of the way I was raise I'm very risk adverse when it comes to daily money and spending. I could probably have an emergency fund of $3,000 and invest the other $3,000 with very little to worry about. But I prefer the peace of mind I have knowing that I have that fund. This is my most recent account, it was just last year that I started shifting my normal bank's savings account funds to Chime instead and started earning 5x the interest rate.
Everything else goes straight into the stock market. I'm young so my portfolio is 100% stocks and funds. I started my first investing account when I was 18, but didn't start contributing consistently to a retirement account until I was 20 and had a 401(k) match.
Your own emergency fund may look very different from mine. Maybe you're willing to only have 3 months in emergency funds. Maybe you're willing to keep that in funds, and risk the volatile market and delay in getting the cash.
Maybe you use a different account type, or different cash allocations. I'd love to learn about how you save.
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