#how do i get a car if my credit is bad
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What is a Car Loan?
What is a Car Loan? Certainly! Car loans are a common way for people to finance the purchase of a vehicle. Hereâs a brief overview: What is a Car Loan?: A car loan is a type of loan specifically designed for purchasing a vehicle. The borrower (you) receives a sum of money from a lender (usually a bank, credit union, or dealership) and agrees to repay it over time, plus interest. Terms andâŠ
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#000 car loan?#Car Loan#car loans#car loans are stupid#car loans explained#getting a car loan#how can i get a loan if my credit is bad#how do i get a car if my credit is bad#how to get a car loan#i have a 24% interest rate on my car loan!#loans car#loans on cars#what does upside down in a car loan mean#what is a good auto apr#what is the easiest place to get an auto loan#what is the lowest your credit score can be to get a car loan#why getting a car loan is a bad idea
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the funniest thing about having to report fraud on my credit card today was the girl on the phone listing all my transactions to me to see if i recognized them and literally 100% of them were all media purchases liiiiike wow I really have 1 hobby and 1 hobby only don't I
#it was like#netflix? prime? criterion channel? disney+? youtube?#yep yep yep yep all me#cineplex? nintendo? local bookstore? kindle? patreon?#yep all me as well#also the awkward moment where i had to confirm i paid for tumblr this month lol like who does that#literally i think the only purchases she listed that werent me being a nerd about media consumption was my car insurance and phone bill#anywayz someone used my credit card to buy something that was 540 dollars on amazon today!!!!#locked that shit down#they bought a deep cut band saw that they were trying to send to a suburban house in whitby ontario#the way in which i can literally google street view the asshole's home who stole my shit because they added their address to my account...#i dont know how they got it but MAYBE this will force me to get a new computer since i know outdated ones are bad for getting scammed on#somebody was also selling all my 1 cent stupid steam trading cards with my steam account last night#i cant even use frikkin steam to play games right now yet i can still get scammed on there apparently argh. so many passwords to change#i wish they'd do away with that fuckass steam trading card system#like i don't even care about those at all but that's the second time that this has happened to me now#p
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Bought one of my lil nephew giannis shoes for his birthday bcs he loves giannis and these are some of the ugliest fucking things I have ever laid my eyes on in my life. anyways it's his bday today so i gave them to him. but they are so ugly. he loves them
#i am not a sneakerhead#i wish i could be . finacially i can be. but mentally i cannot#i am not a car guy either. i could. but i cant mentally#bcs the only time id get smthing pretty is to look at it. and keep it safe#and then id want to km$ for not using smthing thats intended to be used bcs i hate wasted potential#once i got these rlly nice shoes#ive worn them once when i was trying them on#and i hate myself every day for doing that but also i just cant get them dirty#BUT I HATE THAT#some ppl can do that. they get a million things and only use it once and yea i COULD but psychologically i just CANT#im friends with a lot of sneakerheads and chain wearers and while i cant mentally make myself one#i can understand why they can#like ppl always wanna excuse not helping ppl by pointing at the stuff they already have#like oh u can buy urself a chain but cant buy ur momma and u a nicer place to live#like ok so credit scores are not existent then. especially when ppl use that phrase against ppl growing into crime like#yes they are making money now but is it good clean money? no. thats not gonna go into smthing long term n hefty like a house#chains are a rlly big thing bcs sometimes some jewelers just dont ask questions. hence bmf's jeweler getting roped into their crime schemes#any business can be like that btw. like michael jacksons doctor getting paid to kill him. the difficulty lvl just changes#and also. random ppl make fun of the stuff they can see or hear right in front of them#random ppl can and will make u feel bad abt any little thing they know or see the best bcs theyre assholes like that#u wear shoes all the time everywhere. thats more and more eyes noticing how old/dirty ur shoes are#or ur cars old n busted or ur phones a fucking android like it doesnt matter. the more ppl can see. the more theyll know#the more sensitive u get abt whats actually small to u at the start but big 2 them n then it gets big 2 u#anyways yea so like. i get it. i dont do it but i can see why others do#anyways yea these shoes are so ugly lol like i dont buy merch of my favs unless the style matches mine personally#he just liked them bcs they were giannis tbh n then i pointed out they were modeled after 1 of the jerseys#which made he rlly want them a while back so i surprised him today#but yea these things are ugly lol im glad he likes them but ew LMFAO
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#in such a bad place financially rn &#despite the fact that I would not be here if it werenât for my constant car issues this spring#I still donât want to ask for money because I feel like I did this to myself#but Iâm also like. in a bad place physically and idk how Iâm going to get back to work fast enough to#be able to pay bills next month#if nothing else I need to be able to pay credit card bills & I have like. $50 actual dollars & thatâs it#could also really use an actual desk chair bc back pain but theyâre expensive & it doesnât feel like enough of a necessity to#do anything abt it rn#marc.txt
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I miss my echo so fucking much whenever I get "this day x time ago" I have to like. Stop myself from crying. Especially the interior shots god it was beautiful
#i need a car and this is what the bad credit dealer has that i can afford right now#piggy too but thats to be expected#i put so much fucking work into that car. not alot of money just alot of time and care#it speaks#it was beautiful#i cant wait till i pay off my spark so i can sell it and get an older prius or a baja maybe or something. just outright no payments#i hate my spark so much which i feel bad about bc like. its a good car#i abuse the hell out of it and knock on wood it gives me no trouble#but its completely uncustomizable its minorly uncomfortable and i cant fix it myself easily#its an car#i do need to go get the thermostat&ac fixed soon but Nushki's yearly vet stuff totalling to over $500 was. unexpected at best.#its a korean plant chevy so its not that bad. and i do like cruise control ALOT#i just miss my echo and i think it really never had a chance bc of how much i miss my echo
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i'm going to talk to myself morosely in the tags for a bit to see if i can unknot the brain parts, disregard.
#i am. so tired of money dude.#i have insane student debt but i don't have insane OTHER debt and it's still so overwhelming#when i say not insane i mean like <5k#it's still way more than i should because that two fucking months without health insurance really fucked me up#but i can get on top of it with how much im paying for rent and meds and utilities and car payments and car insurance#and having to eat#like im in a much much better place mental health wise than i was but i think maybe ive made a mistake#the ability to cancel my student loans is huge. it's huge and i'm essentially guaranteed that from multiple directions in about three years#but the interim? i knew it was gonna be tight and it's gonna be less tight at some point but the last three months have just been barely#hitting each paycheck not in the hole and having to make car payments late and having to rely on credit for unavoidable overdrafts and#idk what to do lmao#and if the smoke thing w the apartment stays this bad it's gonna continue to negatively impact my health and i literally cant afford to mov#even to somewhere cheaper#i cant afford the initial payments to do that even though it'll be better in the long run#im so stressed and it's negatively impacting my relationships and i cant put my brain into working through my stupid fucking issues because#all in doing is surviving#and it makes me so sad because there's already enough in the world without my adding to it#im just tired dude and it's gonna be another week and a half of just. clenching my jaw and not sleeping#idk what to do dude moving back here WASN'T a mistake but im sure hovering on the line of really really feeling like it was#.... good motivation to do my fucking taxes i guess. like. TOMORROW.#not sure that helped but at least it's not just a weird mass in my chest anymore#and my hand is still fucked up and im never gonna be able to pay to fix it at this rate lmao#at least one of them sort of works.
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Babysitter - Part 1
Pairing: dad!Toji x babysitter!reader
Rating: Explicit â MINORS DO NOT INTERACT
Word Count: ~1.7k
cw: age gap (reader is 21, Toji is in his 30s), language, cheating, smut â PIV sex (doggy style), breeding kink, daddy kink
Summary: You're hired to babysit little Megumi for the summer, but you end up taking care of his father, Toji, as well.
Authorâs Notes: This is repost from my old blog! I initially got this as a request and it became my first Toji fic ever, and certainly not my last lol. I'm posting this again because I actually wrote a Part 2, check it out! Thanks for reading! Divider credit to @/fic-dumpster.
You stand in front of a quaint house, checking your watch for the time. Itâs been almost ten minutes now since you knocked, no answer. You gave the number from the listing a call, still nothing. Rolling your eyes, you take a seat on the steps leading to the door, waiting.
Itâs the summer before you head back to university for your senior year. In an attempt to make some extra cash, you took a job as a babysitter through local ads in the paper. The first two clients were completely normal; this one is already leaving a bad taste in your mouth.Â
Fifteen minutes have passed. You try once more, pounding on the door with your fist as loud as you can. Heel turned, ready to leave, it suddenly swings open, revealing a muscular man with black hair, glaring at you. âWhat the fuck do you want?âÂ
You step back, startled by his intimidating presence. Stuttering, you answer, âIâm the babysitter.â
He continues to stare at you, eyes following your body up and down, studying it. âBabysitter?â
Before you can explain any further, you hear a car rolling into the driveway. A woman in professional attire steps out quickly. âIâm so sorry Iâm late!â She rushes towards you, holding her hand out to shake yours. âWe spoke on the phone. I got stuck in traffic, Iâm so sorry.â
You smile at her. âItâs okay.â
She faces the man, expression switching from cheery to dreary in an instant. âToji, where is Megumi?â
He scratches his head. âHuh?â
âMegumi. Our child.â
He sighs. âRight. Uh, Iâll go get him.âÂ
While heâs gone, the woman pulls you aside, speaking in a hushed voice. âThatâs Toji, my husband and Megumiâs father. Unfortunately, heâs a complete deadbeat. Thatâs why I want to hire you. I started my new job and I need someone to take care of Megumi while Iâm gone during the day.â
She swallows hard, blinking to fight off oncoming tears. âI have no one. Iâve been shunned by my family, my husband doesnât give a shit about ours, and Iâm all alone trying to give Megumi a good life. I know this is a lot to ask, but Iâm desperate. This is just until I can save enough money to hire a full-time nanny.â
She grips onto your wrist with both her hands, begging for help. Truthfully, itâs a lot to unravel, more drama than you anticipated. But the anguish in her eyes tugs at your heartstrings. Plus, knowing itâs temporary doesnât make it seem so difficult. How bad can it be? âOkay. Iâll do it.â
Relief washes over her. âOh thank god. Thank you. Thank you. Letâs go inside and I can give you a tour.â She leads you through the entrance, removing her shoes as you follow her. âOh, and one more thing.â
âSure.â
âToji is home most of the day, but heâs always couped up in his room, doing god knows what. Just leave a meal or two outside his door twice a day. That should be enough.â
âHuh?!âÂ
She glances at you with a nervous smile on her face. âYeah. I told you, heâs good for nothing.â
You donât respond while you maneuver through the house, barely paying attention while she shows you around. It almost sounds like youâll be babysitting two childrenâŠ
~~~
The first two weeks of your new job go by smoothly. Megumi is an adorable baby; heâs almost two-years-old with hair as black as his fatherâs. While he never really smiles, he doesnât cry either, expression usually stern, unless he needs a diaper change. Heâs self-sufficient, always immersed by his own toys until itâs time to eat. Overall, heâs easy.Â
Toji, on the other hand, is another story.Â
You follow his wifeâs instructions, leaving two meals outside his door, breakfast and lunch. And this asshole has the audacity to critique it! The bread wasnât toasted enough. The eggs were too runny. There wasnât enough seasoning on the meat. All this criticism while each plate is licked clean, not a crumb to spot. Heâs never even uttered a simple thank you.Â
But what he lacks in social skills or personality, he makes up for in his physique. In between meals, he works out in the living room lifting weights, doing push-ups, sit-ups, and pull-ups at the frame of the door. It lasts for over an hour, and by the end of it, heâs shirtless, dripping with sweat. Youâve done everything in your power to avoid staring but it doesnât prevent your mind from conjuring all types of lewd thoughts about him. Youâre ashamed to admit that he is physically attractive, only because everything else about him is utter trash. Still, it doesnât hurt to look, right?
On the third week, thereâs a shift in energy between you two. When he isnât working out or going out to meet with his sketchy friends, heâs usually couped up in his bedroom, ignoring you and Megumi. This morning, he actually joins you in the kitchen. You stare blankly at him, stunned by his sudden appearance. Megumi is unfazed by his father as he tries to pull your wrist towards him to get a spoonful of mushed up peas.Â
When he catches you, Toji glares. âWhat?â
âUm, nothing. Just surprised to see you here.â You clear your throat, focusing back on the baby.Â
He rolls his eyes. âThis is my house. I can do whatever I want.â
âYes, of course. Sir.â
For some reason, this triggers him. He stands up abruptly, stepping to you, leaning his face towards yours. The scar on the corner of his lip twitches when he gives you a wicked grin. âThatâs right. Iâm in charge here.â
You flinch from him, scared, maybe even slightly aroused. Heâs intense, thatâs for sure. But part of you finds it exhilarating to be in his presence.Â
Megumi whines for more food, to which Toji grabs the utensil from your hands to start feeding him. âDamn kid, heâs hungry all the fucking time.â
You sit up in your seat, regaining your composure. âYou shouldnât curse in front of children.â
He faces you, chuckling. âCurse? Seriously? What are you, five?â
You cross your arms, answering, âIâm twenty-one.â
âInteresting.â Thereâs that naughty smirk again, as if heâs thinking something obscene in that twisted head of his. And while you should be turned off, youâre not. You squeeze your legs together, pussy throbbing between your thighs. And of course, he notices this. He must, because he leans forward, lips grazing your ear, whispering, âCome by my room whenever Megumi is taking his nap. Thatâs an order.â
~~~
This is bad. Very, very bad.Â
You're supposed to be better than this. Clearly, you arenât, because youâre currently getting railed by your employerâs husband while his child sleeps peacefully in the next room.
âFuck, this pussy is tight,â he groans, pumping his thick cock in and out of you. Youâre bent over the edge of the bed, his hips smacking against your ass as he thrusts into you. Heâs got a tight grip on your hips, nails digging into your flesh, pounding away at your greedy pussy, absolutely drenched with arousal and lube. Your face is sticky with perspiration, pillow soaked with sweat and drool. Itâs a fucking mess, but it doesnât matter, because all you can think about is Toji fucking you until youâre seeing stars. Until your head is empty and nothing but his fat cock is occupying your thoughts.
âGod, youâre squeezing me so fucking hard, princess. You gonna come again?â
You nod erratically, reaching your fingers to your clit. He smacks it away, doing it himself, his thumb flicking against your swollen bud. âFucking come on my cock then. Make it nice and creamy for me, got it?â
His cock is buried deep inside you, hitting your sweet spot over and over until you unravel, gushing around him once more. Youâve lost count on how many orgasms youâve had in this short amount of time.Â
After your climax, he doesnât pull out, fucking you even rougher. Your body is pliant around him, yielding to his every touch like putty. Youâve lost control of yourself, completely enraptured in the intense pleasure he surrounds you with.Â
He leans forward, chest pressed to your back, lips brushed to your ear. âIâm gonna knock you up. Give Megumi a little brother or sister. Would you like that?â Heâs crazy. Completely unhinged. Absolutely fucking psycho.Â
âFuck yes, I want that,â you moan. âGive it to me, daddy. Breed me.âÂ
And apparently, so are you.Â
âOh fuck yeah, take my fucking cum then,â he growls. The bed creaks violently below you, his backshots brutal and frantic now, cock desperate for release. âIâm gonna get you fucking pregnant. Make you mine.â
He shoots his hot load inside you, stuffing you full of his cum. He doesnât stop until heâs fucked it deeper into your pussy, watching with that sexy look on his face as his creamy cum leaks out of your slit.
Lifting you up to lay comfortably on the bed, he rolls beside you, kissing you sloppily until Megumiâs whimpers blare through the baby monitor, indicating that heâs awake. Toji laughs, smacking your ass as you crawl over him to return to your real job.Â
~~~
You spend the remainder of your summer employed at the Fushiguro household until you have to go back to school. You and Toji continue to fuck each other silly every day that youâre working.Â
The day before you leave for college, you say your goodbyes to the family. Megumiâs mom, who remains blissfully unaware of your sins, hugs you tightly. âThank you so much for all your help. Iâve finally saved enough money to afford a full-time nanny, so weâll be fine.âÂ
âIt was my pleasure. I had a lot of fun. With Megumi,â you clarify, avoiding Tojiâs gaze as he watches from the kitchen.Â
âSeriously. Youâre a good person. I hope you know that.â She smiles, truly grateful. âAnd thank you for taking care of my good for nothing husband too.â
As the guilt of this dirty, filthy secret eats away at you, Toji stares at you from across the room, smirking.Â
#toji fushiguro#toji x reader#toji smut#toji x you#toji fushiguro smut#toji fushiguro x reader#jjk smut#jujutsu kaisen smut
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Aaaaa. Its raining today so getting out of bed is super hard. This is not a good development for my body as ive reached "need to get a job immediately or else I lose my appartment" status bc damn. I'm hella unreliable because of my back and I dont want to have to push through this all the time. Just experiencing it at home is hard enough. I wish I knew what to do...
#Aaaaaa#having a day#probs MJ or something idrk#just having a melty blurry one today because existing is hard#I'm in my room rn tho and it reminds me of my room from my parents house because it has all the same things in it & set up so similarly now#and im just watching youtube videos about videogames#but im in the future now where I have to worry about rent & utilities & credit card debt#& car insurance ew ugh. too much to worry about financially!! and all I want is to like. not feel unstable about multiple of my basic needs#shelter. food. sleep. all really fucking difficult to juggle rn#I should look into like a rideshare or delivery job... I just dont know which ones are actually good? I guess I know ppl. i can ask around#nvm just remembered an old coworker telling me about one they did and how well it was going!! looking into it now maybe!#excited by the idea of getting a couple extra dollars for driving around!#even tho sitting in my car for too long hurts me too. its not as bad and I really enjoy driving#& I can just do it now... yeah?#okay hold on this was a big revelation!! excited now!!
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karma is my boyfriend - rc
pairing -Â (non-canon) Rafe Cameron x female reader
précis - a lil princess treatment from rafe :)
content/warnings -Â mentions of alcohol/alcohol consumption, fluff,
word count -Â 673
"Rafe, Rafe!?" You're spinning around, looking for your boyfriend until suddenly you whirl around and bump into a broad chest.
"Hey!" You gasp, until you look up and see his face. "Oh! Hi baby!" You coo, reaching up to cup his cheeks.Â
"Hi sweet girl." He smiles, running his thumb along your cheekbone.Â
You greet him happily, leaning in to his touch. "Did you get my drink?" You wonder, suddenly remembering why he left you in the first place.
"Hmm, sure did." He nods, handing you an ice water rather than the vodka redbull you'd requested.
You don't seem to notice though, slipping the paper straw into your mouth and slurping it down happily.
"We gonna dance s'more?" You wonder, straw between your lips.
"We can't, baby," He says, smoothing a hand down the back of your head. "They're closing."
"Nooo!" You groan, throwing your head back.
"I know, I know," He soothes. "But we can go home and get some snacks and watch a show...?" He offers.
"Okay!" You're smiling once again, digging your fingers into his tee shirt.
"Finish your drink and we'll go home, kay?"Â
You nod, bypassing the straw and tipping the rest of the water into your mouth, before handing your empty glass to Rafe.
You're not even that drunk, really just a little past tipsy but you're fine with letting Rafe handle everything and take care of you.
Suddenly his jacket is being draped over your shoulders, coupled with a soft kiss to the top of your head.Â
"Thank you." You simper. You slide your arms into the sleeves and blink up at your boyfriend.
"Ready?"
"Ready."
You lead him out of the bar, arms shoved into the pockets of his jacket, while he has your little purse slung over his shoulder, your phone, his phone, and the keys all in one hand.
"How much farther?" You ask a few moments later, looking back at him.
"Not too much," He frowns looking out at the street. When the two of you arrived at the club, hours before, he'd had to park his car somewhat far due to the lack of space. "Your feet hurting, baby?"
You shrug a shoulder. "Yeah." You nod. "But it's just till the car then I'll take my shoes off."
"C'mere," He says, shoving both of your phones into his pocket.
"What?" You wonder, turning to give him a coy smile.
Your sweet boyfriend kneels down on the dirty sidewalk, taking your ankle into his hands so he can unbuckle your heel. You're flustered beyond words, heat rising on your cheeks while Rafe's rough palm softly works your foot out of your strappy shoe.Â
"Stand on my foot babe, so I can take your other shoe off." He says, running his hand up your calf.Â
Once both of your heels are dangling from his hand, he scoops you into his arms, bridal style.
"Are you sure, Rafe?" You wonder softly. "I feel bad, you don't--"
"You have nothing to feel bad about." He assures, lips at your temple. "Just let me take you to the car, okay gorgeous?"
"Okay." You hum happily, relaxing in his hold.
Your arms are sling around your neck and you have easy access to his neck if you strain a little--and you do--at least five times on the way to the car, so you can kiss his neck.
He pretends like he's not flustered by it, but you can see the rosy glow of his cheeks from the street lamps, the harsh light making him appear ethereal and you have to shut your eyes for a second to remember he's real.
Youâre still in a fond trance when he uses one hand to open the car door and gently deposit you into the passenger seat. He buckles your seatbelt and tugs on it, before pressing a kiss to your temple.Â
âLove you,â You croon, leaning back against the seat to look at him.Â
âLove you so much more.â He promises. âCâmere angel, gimme a kiss.â
© witchwyfe 2024. absolutely no reposting, translating, or modifying, even with credit.
#mine#my work#my writing#witchwyfe#witchwyfe writing#rafe cameron#rafe cameron imagine#rafe cameron fanfiction#rafe cameron oneshot#rafe cameron x you#rafe cameron x reader#rafe cameron x female reader#rafe cameron fluff#outer banks fanfiction#cw alchohol mention
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Sickeningly Sweet [Scott Miller x Reader - Twisters]
summary: You are Tyler Owens' childhood best friend and member of his storm chasing crew. A storm outbreak means you and the gang cross paths with Storm Par on more than one occasion, and your sweet southern charm drives Scott crazy (in more than one way).
content warnings: somewhat heated kissing, no use of y/n, light name-calling/teasing, not proofread/bad writing (I have not written a fanfic in forever), bad taste in candy, & i think that is all!
word count: 3.5k
a/n: I have not written or posted on tumblr in SO long but I saw Twisters for the glenn powell craze and left with a scott/david corenswet obsession and these thoughts must come out of my head.
Shoutout to @hederasgarden and @sailor-aviator for leading the charge for the Scott girlies. All of their writings and drabbles inspired me to write this one, so check them out!
If people like this I might do a smutty part 2! I don't mind writing smut I just feel like it's not very good hahaha but let me know what you think!
--
You heavily resented the idea that guys and girls could not just be friends, because you'd be damned if Tyler Owens wasn't the best friend you ever had.
You met on the playground in Kindergarten. A boy pushed you off a swing, Tyler defended your honor, and the rest was history.
Tyler's overprotective streak made you view him like the brother you never had, and that's how your relationship remained. He was family, and that was that.
Tyler had always been interested in tornadoes, more specifically, how to track and predict them. You, on the other hand, hated science, including weather, but you loved the thrill of the chase.
In college, you studied marketing while Tyler studied meteorology. So, when Tyler had the idea to start streaming his storm chases, you were right there with him to help grow his brand.
Tyler knows he would be stupid not to credit you with all his success. You set up his streaming account, you edited all the clips and drone footage to post to his social media after the fact, and you even gave him the idea for the "Tornado Wrangler" nickname.
Now that everything was off the ground, you mostly put together streaming highlights and designed the merch, but you were right there in the backseat for every single chase, soaking up all the thrills.
This particular storm outbreak was expected to be a big one, so the whole crew strapped in for a week of bad weather, cheap motel rooms, and of course, a few run-ins with other chasers, including the guys from Storm Par.
"Storm Par's here." You said, gesturing to the fleet of white vans parked at the gas station you had just pulled up to.
"Of course they are." Tyler sighed. "There's probably going to be a lot of damage done by these storms for them to swoop in on. Just ignore them."
"No, we should be polite." You chastised him. "I'm gonna go say hi. Will you get me a cherry coke please?"
Tyler fought back an eye-roll, but nodded with a smile as you both got out of the car. "Of course."
Like everyone else in the crew, the Storm Par guys got on your last nerve. They were all a bunch of Ivy League grads who thought a more expensive degree made them better than everyone else.
However, being raised by your Mama, the epitome of Southern grace and charm, you always put a smile on your face and treated them with kindness. You even occasionally brought them food or coffee if you ran into them in the aftermath of a storm.
And even though you were blissfully unaware of the fact, this drove Scott absolutely mad.
"Hi Scott, Javi." You said cheerfully to the two boys in charge.
Scott replied with a grunt, but Javi was quick to greet you with genuine enthusiasm. "Hey! How are you?"
"I'm doing well." You nodded, smoothing your hands over your athleisure skirt. "Excited for a good chase today. How about you guys?"
"Us too." Javi nodded. "We're hoping to finally get some solid data collection today."
"Ah." You nodded, unsure what to say. You hated the idea of what they were collecting data for, but Javi seemed like a nice enough guy, and Tyler ripped on them enough for the both of you.
"Something on your mind there, princess?" Scott finally spoke, glancing away from his tablet to look down on you (literally and figuratively).
You rolled your eyes. While you would normally love to be called a princess, it always sounded like an insult coming from Scott, his voice always laced with a touch of venom.
"No, nothing at all." You smiled. "Just wondering if we'll see you guys in the aftermath if there's any damage done?"
"Why? Are you looking to increase your t-shirt sales?"
You bit your tongue, doing your best to hold your composure and not let him get to you.
"Nope, just trying to figure out if we need to make some extra to-go boxes for you guys." You decided to focus your gaze on Javi instead, finding him less intimidating.
Javi opened his mouth to speak, but Scott beat him to the punch. "I think we can find food on our own, thanks."
You took a deep breath, choosing your next words carefully. "Okay, well, the offer always stands if you change your mind."
Javi smiled and nodded. "As much as I want to see a good storm today, let's hope we don't have a ton of damage clean up."
You smiled. You knew he had a heart.
"That's something we both can agree on." You grinned. "Stay safe out there you guys!"
With that, you turned and walked away. Scott watched you go, your hair and skirt blowing side to side in the wind.
"Stay safe out there you guys." Scott mocked you under his breath.
"Yo, you don't always have to be a jerk to her, you know."
Scott gave him an unamused look. "She comes out here with her little boyfriend, selling his t-shirts and shit, and then skips over here like we're the best of friends with her thick southern accent. It's all fake."
"For one, I don't think Owens is her boyfriend." Javi corrected. "And two, I think she's just a genuinely nice person. She always says hello, even when everyone else in their crew ignores us like the plague."
"Whatever." Scott mumbled.
As you reached the truck, you took the ice-cold Coca-Cola bottle from Tyler's outstretched hand.
"Thank you!" You said excitedly, twisting the cap off to take a sip.
"How are dumb and dumber?" Tyler teased.
"Javi was nice." You informed him. "Scott was... there."
"Ah, yes." Tyler laughed. "Word on the street is he's a man of many words."
"Right." You agreed sarcastically. "But, when he does speak to me, he always calls me princess, and it drives me crazy."
"In what way?" Tyler said, failing to hold back a smirk.
It took you a moment to realize what he was implying, but when you did, you were mortified,
"Tyler Owens!" You gasped, your face flushing red with embarrassment.
""I'm just teasing you! You make it too easy." He laughed loudly. "In my defense, he looks like exactly like every boyfriend you've ever had."
Your face got even warmer, because he was exactly right. You had a weakness for tall, muscular, dark-haired men, and you especially loved a man who was a challenge.
"That is...irrelevant." You said, covering your face in your hands out of pure embarrassment.
Tyler held his hands up in surrender, as you rushed to talk about anything but Scott. "Let's just figure out what storm we're going after, you jerk." You insulted Tyler, but the smile on your face was ear to ear.
Scott watched the interaction from afar, and his chest twisted at your sickeningly sweet smile. Even if you weren't Owens' girlfriend, your closeness was evident. He ignored the burning feeling that was rising within him, not wanting to question why it was there in the first place.
Tornadoes were scary, but trying to understand how he felt about you? Terrifying.
"Alright, boss man, which storm are we chasing?" Javi pulled him out of his thoughts with a hand clapped on his shoulder, and he finally pulled his gaze away from your smile, the sound of your laughter fading into the background.
--
The storm was bad.
It hit a small town of about 3,000 people, and you estimated based on the initial damage scene that it was an EF3 at best, maybe even an EF4.
You were currently handing out anything that might be helpful to families who had been impacted by the tornado - blankets, water, heat lamps. pre-made sandwiches and cookies. You tried to offer them any comfort you could with a smile and hug, but you understood the devastation they felt all too well.
In the early days, you would try to help with the damage cleanup, but Tyler insisted that you stay back at the camper and talk to the families.
At first, you were insulted, and you thought that Tyler was insinuating you weren't strong enough to move heavy tree limbs or pieces of drywall. You finally asked him about it one day, and he laughed.
"Absolutely not!" He insisted. "You just have this energy around you that's calming, and these families need that. Your empathy and kindness are doing much more for them right now than cleaning up a bunch of rubble would."
You had never thought of it like that, but once Tyler pointed it out, it became your mission to be the solace that these families in crisis needed.
"Is there anything else we can do for you, Mrs. Smith?" You asked, rubbing the arms of a middle-aged woman who you had been speaking to for a few minutes now.
"No, thank you." She sniffled. "I really appreciate you guys being here. God bless you."
You smiled, giving her another hug. "Please let us know if there's anything more we can do to help."
She nodded, walking away to join her family, who were staring at the remains of their house.
You pushed back tears, feeling silly that this never got any easier for you, but also focused on being the anchor that these folks needed.
Scott saw you before you saw him. He watched you from afar as you did your work. He watched you force a smile and hold these people as they cried. He also watched you look up to blink back the tears before taking a deep breath and moving on to the next.
And damn if it didn't drive him nuts.
This job is easier when he doesn't get involved with the people impacted. It's easier to pretend not to care. But watching you pour your heart out to strangers, just because it's the right thing to do? It made his heart jump, and that scared him.
Ignoring the people involved and ignoring his feelings for you had become increasingly more difficult with every chase.
"Scott!" You called, approaching him with a styrofoam container in your hand.
He sighed, mentally preparing himself as you literally bounced over to him.
How the hell does someone look this good after taking on a tornado?
"Here." You offered him the container. "It's just a ham and cheese sandwich and a cookie."
"I'm really not hungry." He responded.
"Seriously?" You asked, not buying it. "We've all been chasing since 10 AM and it's nearly 8, you have to be hungry."
Scott shrugged, trying to hold back the things he really wanted to say.
"Fine." You sighed. "We're right over here if you change your mind."
"Yeah, I know princess. It's hard to miss you being the town's savior over there."
Scott watched you visibly retract and he internally screamed as his heart dropped. You probably hated him, but it didn't matter anyway. You were far too sweet for him, so putting a wedge between the two of you seemed to be the smartest way to outrun his feelings.
"Wow." You spoke, your voice much smaller and shakier than usual. "I knew you were sarcastic and maybe even a little mean, but I never thought you were actually cruel. So, thanks, for enlightening me."
And with that, you turned and strutted off. This time, you failed to fight back the tears as you returned to the camper.
And to your horror, Tyler was there, taking a break from clean up for some water.
When Tyler sees you cry, his overprotective streak comes out instantly, and right now you didn't want to be protected, because you were so embarrassed that he finally got to you. You were even more embarrassed that you thought that just maybe, he might be a good person under that scowl and hard facade.
"Hey, hey, hey, are you okay?" Tyler rushed up to meet you.
You nodded, trying to stop sniffling. "I'm fine."
Tyler looked behind you to see Scott watching you closely, with a look that almost mimicked longing, and he quickly put two and two together.
"Let me handle this." He insisted.
You shook your head in protest. "No, Tyler, please, he thinks I'm a waste of time anyways, it's not worth it."
"Trust me, he doesn't," Tyler reassured you. "Let me handle this, and if it goes badly, I'll edit all the stream highlights for the next two weeks, okay?"
"Deal." You nodded.
You truly did trust him more than anyone in your life, so you opted to go inside the camper and dry up your tears while he went to speak to Scott. You would let Tyler handle it, but no way were you going to stand there and watch, looking like a puppy who just got kicked.
"Coming to defend your girlfriend's honor?" Scott said sarcastically, trying to mask any emotion he was feeling.
"Dude, seriously." Tyler glared at him. "If you want her attention being a complete and total asshole is not the way you get it."
"Is that what you think? That I want her 'attention'?" He said, framing the last word in air quotes.
"Yeah, I do." Tyler nodded. "I saw the look you gave her as she walked away."
"Okay, so what?" Scott shrugged. "You might be surprised to know I am human and I didn't mean to make her cry."
"Sure." Tyler nodded. "So, what about all the other times I've caught you staring at her, hm?"
Scott stayed silent, stunned speechless.
"Ah, you thought you were better at hiding it, didn't you?" Tyler said with a smug grin. "Every time we end up at the same gas station, restaurant, bar, or motel, your eyes follow her nearly the whole time. And don't even get me started on the holes you burn into my head when I'm talking to her."
"Alright, fine." Scott snapped angrily. "Here to rub it in my face then?"
Tyler sighed in frustration. "No."
"Then what?"
"I'm going to give you a piece of advice."
"Why?" Scott scoffed. "It's no secret that we aren't friends."
"I know her better than anyone else, do you want my help or not?" Tyler asked, his patience nearing its limit.
Scott didn't protest this time.
"Look, no matter what I think about you, you're pretty much exactly her type," Tyler said, much to Scott's surprise. "So if you want her, apologize and tell her how you feel."
"She's not going to feel the same, and she deserves much better than me." Scott retorted. "C'mon Owens, you know what we do. When she comes floating into these broken towns like a heaven-sent angel, I'm collecting data for the devil."
"That doesn't have to be a permanent problem." Tyler pointed out. "Plus, she likes a challenge, and she's definitely brave enough to think she can fix you."
That cracked a smile from both of them, followed by a moment of silence.
"218." Tyler said.
"What?"
"That's the room she's staying in tonight." Tyler said, starting to walk away. "Apologize."
Scott nodded, beginning to formulate a plan on how the hell he was going to get you to forgive him.
--
You were snug under your blanket in the motel room watching reruns of Modern Family when the knock came.
You sighed and got up, not bothering to check the peephole as you assumed it was just Tyler coming to talk about the day's events.
So when you opened the door to see Scott standing there, you couldn't be more surprised.
"What are you doing here?" You said quietly, nearly breathless at the sight of him.
It wasn't the first time you had seen him outside of that stupid Storm Par white jumpsuit, but it was the first time you had seen him in gray sweatpants and a tight black long-sleeve shirt that clung to his muscles in a way that you could only describe as sinful.
He towered over you, leaning against the frame of the doorway, and you nearly shuddered when you looked up to meet the intense gaze in his eyes.
"I brought you something. As an apology for being an ass earlier today."
"Oh, and what did you bring for all the other times?" You spat back, no longer in the mood to play nice with him.
"I deserve that." He sighed. "Can I come in?"
"Depends." You responded, and he raised an eyebrow. "What did you bring me?"
He handed you a plastic bag, and you opened it to find a Cherry Coke, Sour Patch Kids, and a Honey Bun.
All of your favorites.
"How did you know what I like?" You asked, curious to know if Tyler was behind this.
"You always get some combination of the three at any local gas station." He shrugged.
He remembered because the first time he saw you buy all three he physically rolled his eyes, because, of course, you would buy snacks just as sickeningly sweet as you.
"I didn't know you paid this much attention to me." You said softly.
"Yeah." Scott inhaled a sharp breath. "That's what I wanted to talk to you about. Can I please come in?"
You opened the door, inviting him in with the gesture. The door shut behind you, and there was a brief moment of silence between you two.
"I'm sorry, for being a jerk today and every other time I'm around you." Scott started, visibly nervous as he ran a hand through his hair. "I wish I had a better explanation for why I've been such an ass."
"Yeah, so let's hear it." You said, hands on your hips. "Because I have been nothing but nice to you, even though I don't like who you work for and what they stand for."
"I know." He nodded. "At first, I thought you were being fake or sarcastic because it was unfathomable to me that you would be nice to us when you have absolutely no reason to be."
You nodded, encouraging him to continue.
"But once I learned more about you, and I realized you were being genuinely nice," Scott took a deep breath, building up all his courage. "It knocked me off my feet."
"What do you mean?" You asked, confused at what he was getting at
"I spend most of my time pretending that I don't care about the people that are devastated by all of this, because it's easier that way. But watching you bear your heart and soul to all of these people, just because you can?" Scott scoffed. "It makes it hard to pretend like I don't care about them, or more importantly, about you."
"You care about me?"
"I do." He nodded. "And I was a jerk to you because I thought it would be easier to make you hate me than it would be to admit that I have feelings for you, when you're far too good for me."
His admission stunned you. You can feel your heart thumping out of your chest as you look into his eyes, which look painstakingly vulnerable.
"I completely understand if you don't feel the same way, but I couldn't outrun these feelings anymore, and I wanted to at least let you know that I'm sorry."
The room fell silent as you processed everything he just told you. Scott was panicking inside, waiting for what felt like years for you to say something, anything.
"Do you know why I was always nice to you?" You asked him. "Because I was hoping that somewhere in there you had a good side. I needed to know that you had a heart before I could admit to myself that I felt drawn to you."
"Do you still? Feel drawn to me?"
You nodded. Stepping closer to him so that you were nearly face to face.
"Can I kiss you?"
"Please." You nodded desperately, your words barely above a whisper.
His lips were on yours in a flash, and the pure intensity of the kiss nearly knocked you off your feet. It was heated and rough, but somehow gentle and passionate at the same time. His thumb grazed your cheek as he pulled you closer, and every spot his fingers touched made your skin feel like it was on fire. You couldn't get enough of him.
Once he knew you were comfortable, he took the liberty of exploring you more. His tongue slipped into your mouth gently and his teeth caught your bottom lip, causing a small whimper to come from the back of your throat.
Scott groaned at the sound, letting his mind imagine (not for the first time) all of the sounds he could pull from you.
When the two of you finally pulled away for air, he kept you close, his hands ghosting under your chin around your neck, forcing you to meet his eyes.
"You taste just as sweet as I thought you would," Scott said with a smirk.
"Shut up and kiss me again."
#scott twisters#scott twisters x reader#twisters x reader#twisters#twisters movie#twisters 2024#scott miller x reader#scott miller#scott miller x you
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You tell them you paid $200 to put premium air in your tires.
Anon! I am SCREAMING! This prompt has me cackling in the best way possible. I know that this comes from a TikTok trend, and I've seen a few of the videos under this prank, and they're absolutely hilarious. I had a very fun time with this one. Giggled during the world writing process. Presented in four drabbles. Enjoy!
Task Force 141 x Reader
For the masterlist and how to submit your own request, click HERE
Content & Warnings: swearing, humor, pranks
Word Count: 400
ao3 // taglist // main masterlist // imagines & what if masterlist
John Price
âLove,â breathes John, placing his hands on either side of you. âYou did what?â
âThe low tire pressure light came onââ
âI know that. After.â
âI stopped at the shop you always take my car to. They offered me premium air.â
John takes a shuddering breath. âPremium air?â
âYes,â you beam. âI got a good deal.â
âA good deal?â he repeats.
âHalf off! Two hundred dollars.â
John blinks. His face growing pale. âWhat?â
You wave your hand flippantly. âItâs usually four hundred.â
âFour hundred?â Johnâs voice spikes, almost cracking.
âHelps with suspension!â
âFucking hell. Show me the bloody receipt.â
John "Soap" MacTavish
Johnny twists in the driver seat, staring you down. âYou did what?â
âI put premium air in the tires. It was a deal. Came with the oil change.â
Johnnyâs mouth drops open. Closes. Opens again. âPremium air,â he says, almost absently.
âThey only charged me two hundred.â
âTwo hundred?â chokes Johnny.
âWhy?â you ask innocently. âIs that bad?â
âBloody hell, love,â he groans, leaning back in his seat, closing his eyes.
âUsed your credit card for the points, too!â you beam, giving Johnny your best smile.
Johnny sighs and starts the car. âYouâre lucky youâre cute and I love you.â
Kyle "Gaz" Garrick
âBaby, listen.â
âItâs great, isnât it? Itâll help with the balance.â
âThe balance?â asks Kyle. He mutters your name and then rubs his hands over his face.
âShould I not have gotten the premium air upgrade?â you ask.
Kyle is hanging by a thread. He breathes deep, and holds his hands out in front of him.
âDo you have the receipt?
âNo.â
âWhere did you take the car?â
You frown. âI did it for you. Are you not happy?â
Kyle sighs. âI love you. I am grateful. Just tell me where you went. I only want to talk with them.â
Simon "Ghost" Riley
âI said the tires needed to be rotated.â
âI know,â you say. âBut they made me an offer. Said it was a good deal.â
âPremium air?â
âYes,â you shrug. âAnd?â
Simon goes red in the face. âHow much did they charge for âpremium air?ââ
âTwo hundred.â
Simon stares up at the sky. âAnd how much did they charge you for the tire rotation.â
âOne fifty.â
âFucking hell,â he mutters. âGet in the fucking car.â
âWhy?â you snap. âDid I do something wrong?â
Simon sighs loudly. âNo. Just want to talk to the fucking wanker that sold you premium fucking air.â
taglist:
@km-ffluv @glitterypirateduck @tiredmetalenthusiast @miaraei @cherryofdeath
@sapphichotmess @saoirse06 @ferns-fics @unhinged-reader-36 @miss-mistinguett
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@lulurubberduckie @leed-bbg @yawning-grave81 @azkza @nishim
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#task force 141 x reader#task force 141 imagine#task force 141#task force 141 fanfiction#task force 141 fanfic#task force 141 fic#task force 141 fluff#task force 141 x you#simon riley#simon ghost riley fanfiction#simon riley x reader#simon ghost riley x reader#simon riley x you#simon riley fanfic#simon ghost riley fanfic#simon ghost riley#ghost simon riley#simon ghost x reader#ghost call of duty#ghost mw2#ghost cod#ghost x reader#john mactavish imagine#john mactavish fanfiction#captain john price#john soap mactavish#john price#john price imagine#john price x reader#john price cod
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You Let Me Complicate You
18+ 4k homelander x f!reader. bickering, post-breakup sex, dubcon/coercion, angst, jealousy, emotional manipulation, implied murder, stalking, boundary smashing, breaking and entering, cunnilingus, penetrative sex. read on AO3. written as a follow-up to the breakup, but can be read as a standalone. gif credit.
Breaking up with Homelander is... complicated. After all, it is a god that loves you.
"What do I taste like?" You asked him once, drunk on pleasure and those early honeymoon days of loving him. Heâd been slow to answer, thinking it over. "Love," he said at last. "Like you love me." You wonder if that holds true. If he can still taste love in you. If thatâs why heâs so eager to devour you, or if the absence of it has made him even hungrier.
Homelander is an aberration.
Stronger than a hundred men, faster than a bullet and sharp as a tack all paired with a teaspoonâs depth of emotional maturity. Heâs volatile, twisted, broken in ways no amount of therapy could ever hope to duct tape back together. Heâs no better off than a dog that bites to kill. No matter how he got to this point, the best thing for himâfor the worldâwould be to put him down by any means necessary.
Too bad you canât seem to stop fucking him.
Itâs late when you hear the front door open with a distinct crack. Youâre sprawled out on the couch in the living room, one leg draped lazily over the armrest. What comes next is no surprise to youâa shock of primary colors filling the narrow doorway, a handsome face made ghoulish by the haunting light of the television in an otherwise dark room.
âYou nailed the door shut,â Homelander says, the inflection of his voice somewhere between a question and a statement.
âBecause you broke it,â you throw back, a stale Twizzler balanced between your lips. It had tasted good enough when you started eating it, but nowâin his presenceâthe sweetness of it has turned sour.
âYou changed the locks,â he says with a light shrug, cape swaying as he meanders towards you. ïżœïżœïżœMy key didnât work.â
âYour key? Stealing a key to my house does not make it your key,â you say tersely, lifting your foot to press it firmly to his thigh, stopping him in his tracks.Â
He glances down, a mirthless smile tugging at the corner of his mouth before he catches your ankle in his gloved hand, yanking you down the couch so suddenly you lose your Twizzler to the floor with a gasp. Itâs one thing to know that Homelander has strength enough to throw cars like frisbees. Itâs another to feel it. It sends a rush of adrenaline through you like a jolt, followed swiftly by something hotter low in your naval.
âYâknow, Iâve been thinking,â he begins, dropping your ankle. He lifts his knee and slots it between your legs, his opposite boot on the floor, his hand braced on the back of the couch, pinning you in place.
âDonât hurt yourself,â you cut in dryly, moving to shift up the couch, away from him. He snatches your shoulder, halting you with ease. His thumb strokes your skin idly, goosebumps erupting beneath his touch.
âAnd Iâve realized that this whole⊠thing between you and I, this âwill they, wonât they,â â he says, bobbing his head side to side. âItâs getting stale. Donât you think itâs about time we progressed the plot?â He asks, leaning in close.
You brace your hand against his chest, holding him in place as ineffectually as you did earlier. You both know itâs all a game. Itâs all pretense. There had been fondness between you onceâlove, evenâbut youâre done with that now. You have to be done with it, or Homelander will swallow you whole. Heâs a black pit, a murderer, and his need knows no end. Heâll destroy you and everything you know and love if he thinks itâll satiate that need.
Youâve lost enough. You canât afford to lose any more of yourself to him.
âJesus Christ, you even think in TV script,â you say, pushing on his chest. He leans back, but not by much. It sends a terrible little chill down your spine. âIâm starting to think the only thing that might actually kill you is an original thought.â
His eyes narrow and his bright white teeth flash predatorily in the darkness. âYouâre lucky I havenât broken your neck,â he says, hand slipping from your shoulder to your throat. The sharp press of his thumb into your windpipe steals your breath, makes your thighs tighten on either side of his leg snug between yours. His lips split into an unkind grin. âOr maybe not. Youâd probably like that.â
âYouâre disgusting,â you spit, gripping his wrist with your other hand. Your pulse is starting to throb against the leather of his glove. He moves his thumb from your windpipe to your jaw and turns your head away, leaning in with a deep, pointed inhale along your neck.
âIs that why your hormones are going haywire? Because I disgust you?â He asks, grinding his thigh between your legs in a way that makes you gasp. âYâknow, given how full of it you are, I was sure Iâd smell the bullshit on you. But all I smell⊠is how fucking wet you are.â
He grabs your hip and the memories come to you like muscle memory. How good it feels to be gripped and fucked and loved by someone beyond your comprehension. To feel as if youâve stopped the world turning and called the sun itself to shine on you alone.
You twist your chin out of his grip and level him with a heated stare. âI hate you,â you hiss, grasping for the knife you know will twist the deepest.Â
It works for a second, his smug expression faltering, but only for an instant. His jaw sets, and his lips curl into that same unkind smile. âCâmon, babe,â he coos, the intimate familiarity woven into that pet name making your skin crawl. âWe both know that I can always tell when youâre lying.â
He kisses you like he always has. Like you belong to him. In a way, you suppose you always will. Thereâs nothing you can do to pry your throat from Homelanderâs jaws. Nowhere you can run that he wonât eventually find you. Like quicksand, the more you fight, the tighter he clamps down. Truth be told, though, that isnât the worst of it. The worst of it is that the tighter he grips you, the less you want to fight him.
His tongue slithers into your mouth like a serpent into the garden and you bite down hard. While pliant between your teeth, the flesh doesnât yield. It never will. He never will. Instead he moans a little chuckle that fades into a rumble against your lips.
âThat how itâs gonna be?â He asks, the words rasped into your mouth. âYâwanna bite and claw? Play hard to get?â He laughs, the sound of it reedy and light, like itâs all a silly little game of make-believe. âI can do that.â
He reeks of his own desperation for what he says to be true. More than anything, he wants to dress up his desires as yours. He wants to believe heâs giving you what you want. That way, he can trick himself into believing you need him.
He bites the middle tip of his glove and tugs it off with his teeth, tossing it aside. His bare thumb brushes your lip, smearing his spit and yours. âI saw you with that fucking loser,â he says, the airiness suddenly gone from his voice.
Your stomach drops. Two days ago youâd been with a man. Youâd been so desperate to forget him that night that anyone would have done the job. You stumbled out with some nobody from the bar whoâd been good enough for a sloppy makeout session in the back of his truck, but not good enough to bring home. It hadnât ended well.
How close of an eye is Homelander keeping on you?
âIâd be angry if it hadnât been so fuckinâ pathetic,â he says through his teeth.
âLiar,â you say tightly. You feel his fury in the tension of his body. Heâs pissed that youâd seek this out anywhere else. As if he still has a claim over your body. Your pleasure.
His eyes flash up to yours. He sneers, pushing his thumb between your lips. âI watched you bite his lip until he bled. I watched him slap you,â he says, dragging the pad of his thumb along the ridges of your bottom teeth. The memories come to you as he speaks them, every moment of it made bleary by alcohol. âYou wanted it rough, but he couldnât handle you, could he? Because youâre used to something better. Youâre used to a god.â
You sneer right back at him, yanking your head to the side, his thumb slipping from between your lips. âCould you be any more in love with yourself? Go fuck yours-â
âI still had to kill him, of course,â he continues nonchalantly, grinding your thoughts to a screeching halt. He laughs humorlessly. âFor kissing you. And, wellâfor everything else, obviously. Slapping you,â he says, brushing his knuckles down your cheek. The same one the man had struck. âHumping your leg like a fucking dog.â
âWhy are you doing this?â You ask, throat tight. Bile burns at the back of it. All you wanted was to get away from this. The blood, the horror of it. Yet no matter what you do to dissuade him, he brings death to your doorstep. âYou have everything. You could have anyone. Why are youââ
âBecause I want you,â he hisses, words so sharp his sharp teeth snap together. âBecause I love you, and thatâs what you do when you love someone,â he says. You can feel the accusation building in his words. âYou donât give up on them. And if that means cleaning up every dirty little mistake you make,â he says softly, lips brushing the shell of your ear. âSo be it.âÂ
A cold shiver rolls down your spine. You stare woundedly at him, lips parted, brows pinched together, the misery of it all etched into every line of your face. He stares at you in turn, and after a beat, his own hard expression softens.
âHey, hey,â he says, the heat of his breath a ghostly kiss on your lips. âItâs okay,â he says, brushing the tip of your nose with his. âI forgive you.â
He kisses you again, more tender now. Your eyes prickle with tears. His gentleness hurts so much more than his violence. It disarms you, carries you to a time when things were simpler between you. Sweeter and warmer.Â
Homelander makes the world feel wonderful and dangerous, like standing in the middle of an electric storm. Being loved by him is the feeling of having your ribs cracked open, your heart cradled in his bare hands, possessive and bloody. What had been thrilling grew stifling, a feeling you realize now never truly went away.
Heâs inescapable, literally and figuratively. Even when he isnât inviting himself into your home or lurking in the periphery of your vision, Voughtâs hero is plastered on every billboard and screen in the city. You haven't been able to breathe without inhaling the thick miasma of him.
Tears roll down to your temples as you kiss him back, both hands fisted in his soft hair, tugging. He makes a pleased little sound against your lips, teeth grazing your bottom lip. Heâs always kissed like a man possessedâlike every brush of your lips is a drop of salvationâbut the hunger heâs developed since you tried to leave him is unparalleled. He kisses you like he means to devour you whole.
You bite back a sob, but the hiccuped noise of it catches his attention nonetheless. He breaks from you, looking down at you with a feverish mix of yearning, impatience and something that almost resembles pity, which might be the closest thing he knows to sympathy.
âHey,â he coos, dusting your jaw with feather light kisses. âDonât cry.â
âItâs awful,â you choke out.
âWhat is?â
âYour love.â
âI know,â he says after a prolonged pause. âItâs all I know.â
You look at him, the image of him bleary through your tears. Thereâs a morose resignation in his ocean-storm eyes, a distance that makes him seem far, far away from you, even as you taste the heat of his breath on your lips.
Focus returns to his gaze, and suddenly heâs present again. âItâs all I know,â he says again, his tone made of wood, stiff and splintering.
Swallowing the lump in your throat, you lift your palm to his cheek, hovering just shy of touching. Heâs pulled to it like a magnet, nuzzling into your palm, eyes closing. His hand slides down the familiar slopes of your body, settling at your hip, where his fingertips sink in like claws, the pressure of them shy. For as vicious as things have gotten between you, heâs never hurt you. A fact he lords over you as if he should be applauded for it.
I love you more than anything. You know that, right? That I would never do anything to hurt you? Heâd asked you during that first fight. When everything went wrong.Â
Youâd only been able to nod then, trapped with a man you didnât recognize wearing the face of the man you loved.
Thatâs right. Of course you do. Because if I wanted to hurt you, I would have. It would have been easy, huh?
Despite how desperately youâve tried to fortify yourself against him, itâs still so easy.
Homelander is an aberration, but so too is he a man, and there was a time when the man was all that you saw. When the monster at the core of him reared its head, bloody and unrepentant, that became all you could see in him. Now, the two are so irrevocably tangled in the sinew of the other, youâre never sure which youâre looking at.
âI miss you,â you confess to the man in him, voice so soft only his ears possibly could have discerned the words. As if you can hide the words from the monster lurking behind if you speak them quietly enough.Â
He looks as confused as your own aching heart. âIâm here,â he says, everything in his tone willing you to believe it. He doesnât understand that you miss who he was before you knew what he was.
A mournful noise swells in your chest, but he kisses you before it can escape. âIâm here,â he says again, the hand at your hip turning into a fist in the fabric of your clothes, tearing them at the seams. âIâll make you feel better,â he says between presses of his lips, hungry and rushing, like he can outspeed your miserable grief. âLet me make you feel good.â
Sex has always been an avenue of redemption for Homelander. Whether heâs frustrated, anxious, wounded or a combination of them all, heâs sought to remedy it through a good orgasm. He treats you as though the notion should hold true for you: the fight doesnât count so long as he makes you come.
Yet again, youâre left stricken by him. As you have a dozen times before, all you can do is nod. Deep in your core, you know heâs right. He can make you forget this horrible ache in yourself, the grief and the fear. He can take you away to the dream youâd lived before you met the beast in his shadow.Â
Coherent thought turns to water slipping between the cracks of your mind as Homelanderâs bare fingers brush your inner thigh. You suck in a sharp breath that leaves you as a shudder and you clutch at his collar, twisting the fabric, unsure if you mean to push him away or pull him closer.
Homelander makes the choice for you, closing the distance and kissing you too gently, too sweetly. You spur him with your teeth, needing it faster, harder. Needing it to hurt just enough to not feel entirely right. He ignores your prompt, focused wholly on tasting you, on sliding his fingers up into the waiting warmth between your thighs. He presses the pad of his middle finger to your clit, deft and familiar.
You sigh, closing your eyes, ready to lose yourself to the feel of something good. He slides serpentine down your body, kissing you through your shirt, nipping at your skin through the fabric for the way it makes you jump. His lips trail down until they pass the hem of your shirt, finding where heâs stripped you. His mouth is unbearably warm, breath hot huffs on your bare skin, goosebumps erupting everywhere.
He mouths at your hip, sucks the skin dark before trailing further down, leaving a constellation with his lips. The scorching wet heat of his tongue feels like a brand on your clit, replacing his hand with his mouth.Â
You thread your fingers into his hair, widening the spread of your legs to allow for the way he shoulders under and between them, lifting your lower half. He nuzzles into the nectary sweetness of you, moaning unabashedly for your familiar taste.
What do I taste like? You asked him once, drunk on pleasure and those early honeymoon days of loving him. Everything about him fascinated you; did his super smell lend itself to super taste? Could he pick out each note of you, dissect your profile into sections?
Heâd been slow to answer, thinking it over.
Love, he said at last. Like you love me.
You wonder if that holds true. If he can still taste love in you, if thatâs why heâs so eager to devour you, or if the absence of it has made him even hungrier. If he plunges his tongue to the core of you in the hopes he might discover lingering shreds of what the two of you once had.
A moan escapes you. His fingers bite into your thighs, tongue coaxing more. Restraint dissipating, you tighten your grip on his hair and tug, grinding hard against his mouth. He knows the stepping stones of your pleasure as well as you know yourself, knowing just when to suck, when to lick. Heâs more relentless than any other man could hope to be, never needing to stop for breath, never succumbing to aching muscles. He maintains a pace that sends you careening so viciously towards release, you give a choking gasp when it hits you, your head thrown back against the couch as euphoric relief rolls through you in waves.
Homelander shrugs out from under your trembling thighs, his mouth slick and shining, eyes predator wide. Youâre both panting, silently gauging the other. Youâre first to break the standoff, his hunger infectious. You climb onto your knees and grab his shoulders, pushing his back to the couch, straddling him. He keens when you kiss him, an addictive sound that gives you a deceptive sense of power.
He murmurs your name in fervent repetition, dragging his mouth along your skin, inhaling you like a drug. You unbuckle his belt with the ease of experience, unzip his pants and slip your hand inside. Curling your fingers around his cock, you find it already hard and dripping in anticipation.
âAnything you want,â he breathes, the words coming between the prayer-like recitation of your name. âMoney, diamonds, anything, Iâll make you a queen,â he says, eyelids fluttering at your touch. He pledges these things like an act of devotion, but you recognize this Faustian bargain for what it is. It will cost you your heart and soul.
âIâll make you a god,â he moans at a particularly deft twist of your wrist.
Making you come will have to be enough for now.
âFuck me,â you tell him breathlessly. âThe way I like it.â
Like flipping a switch, the dazed pleasure in his eyes sharpens. The corners of his mouth tug, his upper lip twitches, eager tension slipping into his touch as his hands slide up your thighs, grasping your hips. His fingers sink in tight enough to bruise, despite the gentleness of his touch. The immeasurable power lurking within his unassuming frame is a novelty that never wears off, a thrill that shocks you to your core no matter how many times you experience it.
Like a vicious storm, heâs beautiful and terrible in equal measure. Caught in the eye of his maelstrom, the only thing left for you to do is weather him.
He guides you down onto his cock in one slow, agonizing pull. Even with his spit and your orgasm easing the way, itâs too much all at once. Relishing the aching burn of being split apart by him, you make a noise that gives him pause. You donât let him stop. You brace your hands on his shoulders and lift off of him almost entirely before sinking back down deeper than you had before, wringing a moan from him in turn.
Homelanderâs fingers dig securely into your back as your bodies slot together and find an old, familiar rhythm. By now he knows exactly the angle to take to best pleasure you. You let out a shaky sigh at the warmth that spreads through you, the pressure of your climax building, his heat sinking into you like the light of the sun itself.
Youâre used to a god.
You cup his face and kiss him. You bite his lip until you should taste blood. You dig your nails into his skin so hard your knuckles ache. If he notices it, heâs only pleased by it.
âIâd move heaven and hell for you,â he swears between kisses, ripping the shirt from your body. The cool air hits your damp, hot skin like a shock.Â
âI donât want them,â you say, voice catching on one of his sharp and sudden thrusts. Heâs close. You can feel it in the tightness of his muscles, in the erratic, merciless way he drives into you.
âDoesnât matter,â he says, voice reedy, tight. He kisses down your chest, scrapes his teeth over the swell of your breasts. âTheyâre yours. Itâs all yours. Iâm yours.â
Those words should hit you like a prison sentence, but they donât.
They make you come.
Homelander holds you tightly as he, too, breaks into pieces, filling you with light and heat. He chokes more promises against your skin, kisses the salt from your skin and licks it greedily from his lips. You spin in place in his arms, dizzy on your own orgasm, riding out the aftershocks with his cock throbbing against the quiver of your cunt.
For a long while thereâs nothing but the sound of your breaths and the distant din of the television. The tremors wracking your body gradually fade, and the chill of the open air begins to set in.
Homelander holds you tight as the sweat on your skin cools. He kisses a trail from your neck to your shoulder, nuzzling there before he rests his head down, face tucked into the crook of your neck. You feel wrung dry, eyelids heavy. You card your fingers absently through his hair, body boneless against his. Your eyes ache from crying, but you donât mind it. Strung out like this, the aches left in the wake of pain and pleasure both feel equally good.
âItâs late,â he says warmly, a smile in his tone. He sounds lovesick, the way you both did once upon a time. Back then, you thought you knew every dark corner of his insatiable heart. âWe should sleep.â
âOkay,â you agree, voice frayed. He lifts you gingerly from his lap, adjusting to cradle your naked body to his chest. Despite how Homelander unspools himself before you, youâre always the one left reduced. Bare and vulnerable both physically and emotionally. You slip your arms around his neck as he stands, resting your head on his shoulder.
âI could take you to the tower,â he whispers, sending a chill down your spine. âMy bedâs bigger.â
âNo,â you say, remembering a door you cannot reach, no matter how many times you grasp for it, and the godâs hands that sent you spinning. Heâs already so capable of turning your home into a prison. Youâre not sure youâd ever escape his penthouse. âI want mine.â
Perhaps the most terrible fact of all is that Homelander is neither a god nor a monster.Â
He is simply a man without limitation.
âSure,â he says, kissing your cheek. The touch lingers, dripping with his adoration. âAnything you want.â
So long as it includes him.
#homelander x reader#homelander x you#homelander fanfiction#x reader#my writing#yandere x reader#dark fic
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red right hand.
pairing. henry cavill x male reader.
word count. 7.3k.
summary. if there was one thing to give your dad credit for (other than helping create your very existence), it was that he has an insanely hot best friend. it was a universal admiration your neighborhood shared with one another. though, how many actively feasted upon their fantasies regarding that hunk of a man? probably only you, because mr. cavill was more than a crush, he was an addiction. and on one summer day, mr. cavill realized that so were you.
content warning. college!reader, dad's best friend!henry, neighbor!henry, age gap, blowjob (r!giving), degrading, throat-fucking, choking, gagging, spitting, kissing, humiliation, body and muscle worship, rough-play, size difference, dirty talk, verbal, praising, size kink.
The warm wind fanned the sweat off your forehead when you slid your window open. The ledge stained your fingers with particles of dust. Grimacing at the fuzz and simultaneous stickiness, it also provoked a storm of laziness as steel reminders from your dad got caught up in the commotion: CLEAN THE HOUSE.
CAR MAINTENANCE.
STOP ORDERING TAKE-OUT AND COOK.
SORT THE ATTIC.
TIDY GARAGE.
CHECK STOVE IGNITIONS BEFORE LEAVING THE HOUSE.
LOCK THE DOORS.
Ya-dah, ya-dahâŠ
Honestly, how could you check-off any of these tasks with this heatwave currently going on? You were sweating bullets, been sweating enough to bathe in your own salt for days nowâwhich you technically were already doing. It was summer, the long-awaited season after the agony of allergies. A temporary relief to your studies as well, until the humidity hit you like a truck and made you realize that living back in a dorm wasnât so bad.Â
At least the building had a functional air-conditioner.Â
âUh-huh, yep.â Your dadâs voice was going in one ear and out the other as you rummaged through your cabinets for a snack. Cereal; stale. Canned meat; too heavy. Potato chips; not heavy enough. âDad, you know youâve gone on business trips before, right? This isnât the first time Iâve been alone.â
âI know, but Iâm just making sure. Itâs a new house, and Iâve been watching these true crime documentaries about men leaving clubs andââ
âWell, the first mistake was going to a sketchy club in the first placeâŠâ You muttered, peering into the fridge, and then lingering, because refrigerator air has never felt so cooling against your skin. You duck your head to puzzle yourself into the cold box, dumbfounded that the heat had gotten you irritated enough to claim a bag of deli meat as your bunkmate for the time being. The sound of your dadâs frustrated sigh on the other line curled your frown into a smile, and you laughed, âIâm a big boy. Stop worrying, and go enjoyâOw!â You bumped your head against the door on your way out.
âHow can I not worry when you just referred to yourself as a âbig boy?â Not even a man?!â You never realized how theatric the man was. It was like his presence never left the house, exaggerated hand movements and all wafting the smell of his homemade meals whenever he would scold you in his favorite place: the kitchen. You smiled at the fond memories.
âGood pointââ Though they were made at your old house, you were sure that once heâd returned, your dad wouldnât be opposed to creating new memories of scolding your ass off on whatever trouble youâd get into. If you do, that is. Youâve grown since then, finding yourself too tired to socialize.
âRemember, spare keyâs in the birdhouse. Thereâs a compartment at the side of it. Hopefully birds havenât evolved enough to pick it open.â
âIf they have, theyâd be picking at our locks right now to kidnap me and probably feast on my body.â Luckily, the fridge was stocked before your dad had left. You crucified him for being overly-prepared at times, but for this month, it was an exception. You picked at a slice of deli meat and cheese, and stuffed it down your mouth.
âNot funny, (M/N).â
âIâm kidding, Dad. Lighten up! I know youâre nervous about presenting, but they invited you to talk to an audience for a reason. They like you. Just be yourself, and remember not to speak so fast. Have some water on standby too.â And speaking of the devil, you gulped down a glass of iced water to cool down your body as your dad chuckled in your ear.
âI know, I know, thanks.â A muffled sound on the other end filled the silence, sounds of people passing and cars honking passing through your ear. âAlright, my rideâs here. Iâll call as soon as I get to the hotel, okay? You better answerâOh! I forgot to tell you! Henryâs coming over later to look at the car.â
âHenryâOh, Mr. Cavill? Heâs in the neighborhood?â The name rattled a familiar feeling inside of your stomach. Something rather warm, suddenly ravenous when you thought about the last time you saw him.
âActually, he was the one that told me about this house! He lives down the street. But toolâs in the garage if he asks for them, okay?âÂ
âY-yeah, okay. Got it.â You hadnât seen him many times. Only when youâd come home from semester breaks, yet the mere mention of his name had you flustered as if he was a long-lost friend or something.Â
âOkay, gotta go. Love you, and remember, lock your doors! Bye!â
âI will! ByeâŠâ Your phone blinked back to your previous app after ending the call.
You knew he was your dadâs best friend; a divorced father and a bachelor unsurprisngly made a match in heaven.
He was someone that shared your fatherâs interest in tabletop games and comic books. A replacement for yourself you thought earlier on, but he was way more knowledgeable about those interest than you ever were. You grew up on your dadâs nostalgia. For Mr. Cavill and your dad? These memories altered them who they would be in the future.
He was a friend that would help your dad out on building projects, like that birdhouse he had mentioned. He was a charming man that built the PC you currently use after hearing you complain about the previous laptop you had. And best of all, his looks were as abundant as his kindness. Standing over six feet tall, with a chiseled face that matched an equally sculpted body; heâd been a little crush since you first met him, being the only man who was capable of rendering you utterly speechless.
And in present, the only man who had the power to tighten your briefs and shorts with only a passing thought of his body; muscular and athletic in all the right places. If only your dad could somehow muster up a beach day before summer ended. Either way, the image of his bare body excited you, the blood flow immediately rushing south in agreement. Your dick kissed your shorts at the thought water cascading off his hulking body like meltwater over an ice shelf, freezing you in your place to not-so-subtly gawk.
âJesusâŠâ Your body couldnât catch a break, could it? With the ramping heat and the constant sweating, your erection only added fuel to the bonfire that was the pores of your skin. Your cock pulsed madly within the constraint of your briefs, teasing yet begging to be released, to be sheathed from its slick, because it knew you had the key to its relief.
Or rather, Mr. Cavill did.
It was pathetic. Youâd been at this for a year now. As much as you were unfamiliar with Mr. Cavillâs disposition, it was certainly the opposite regarding his physical appearance. Though it hadnât exactly occur to you when this crush of yours had been tiptoeing along the lines of obsession.Â
Wait, was it an obsession..? No, no, it was just a crush.Â
You hadnât done anything wrong. All you had done was browse through his social mediaâhe did follow you, and you mutually pursuedâand stalkedânoâscrolled through his posts. Thank god, he was an avid poster. Pictures of his selfies, his knack for grilling, his love for his pet dogs, his pride over his geeky hobbies, his friendship with your dad and mutual buddiesâall of these pieces attributed to allowing you to get to know him more as you were rotting away on campus, missing life back at home. Like clockwork, looking at his feed brought a sense of comfort, a hope that maybe you could be part of his life as well.
âGod, what Iâd do to ride that mustacheâŠâ You blurted out your thoughts, hyper-aware that you were alone in the house. Youâd been waiting for this. Youâd been surrounded by your roommates 24/7, and then once break started, your dad wanted to insert himself into your schedules as much as he could before the next semester starts.Â
As much as you loved them, you needed space. A space bigger than the privacy of your own room. You deserved the whole house to yourself after enduring months of agony from overdue assignments; stress from bickering roommates that led to chaos within the dorm. You havenât jerked off properly in months, often resorting to a quick session that comforted you on the occasions youâd have to pull multiple all-nighters to get a project done.
You needed relief.
You needed pleasure.
âFuck,â Your eyes had been fixated on Mr. Cavillâs social media feed as you stripped yourself free of clothing. On one hand, it helped your body cool off from the heat building in the house. On the other, you felt vulnerable, like someone could walk in on you any second, and god, was that a turn-on.Â
A grid of his life displayed happily before you, and your thumb scrolled aimlessly in pursuit of multiple pictures ingrained in your brain that had your cock throbbing in your palm. You laid flat on the couch, earbuds fit snug in the canals after briefly switching apps to play your favorite porn in the background of your search. Your stomach sunk deep when the man began moaning in your ears. Hot like the blistering sun outside; you can imagine Mr. Cavill breathing against you like that, as you took his cock in like the video you had playing. Your balls pulled when the man grunted, âRight there,â and you couldnât help but pull at the ache of your cock, then at your balls to fondle at the loose stretch of skin.
âRight there,â you repeated when your thumb paused at the desired video of Mr. Cavill. Another major part of his lifestyle was working out. Strength training, cardio, marathons. You name it, Mr. Cavill did it all, exceptionally well, and the crĂšme de la crĂšme of it all was that he bared his torso for most of his videos. âFuck, youâre so big⊠Fuck, fuckâŠâÂ
It was like watching a warrior prepare for battle. Sweat dripped off the holiest parts of his body as he pumped his muscles with heavy weights. Grunts, heavy and lewd sounds filled your ears while Mr. Cavill powered through his bodyâs resistance. You wondered to yourself if he could take you like that. Force you to take him with brute strength like the weights in his muscular, veiny hands. You were stroking yourself to him, every part of him, palm slick with sweat and spit. Two fingers would get the job done, stretching you out in preparation for his cock. Though, you knew deep down that it would take more than that. Three, or maybe even four, considering the hunk of a man was seemingly built from metal. The video replayed multiple times before you remembered that he had more than enough content for you to jerk off to. You were barely five minutes in, but this was already more pleasurable than whatever you had endured back at the dorms. Your cock felt pleased, spitting out dribbles of thick pre-cum that loosened the stick of your palm as donation to your generosity.
âFuck, HenryâŠâ You rarely referred to him by his first name. It felt unusual. You were much younger than him. Addressing someone closer to your dadâs age felt rude, like you were trying to assert your dominance despite your age difference. You were many things, but disobedient was not one of them. However, you couldnât lie. His name felt polishing to your tongue, something that could improve the taste of dreadful meals if one were to whisper it before taking a spoonful.
His name felt like a miracle.
Your sexual appetite was nourished by the frames of Mr Cavillâs second video. He was completely unaware he was bulging, free-balling in his sweaty shorts while he pursued his vitality through jumping jacks, lunges, toe-touchesâcardio galore that made his heavy cock bounce in rhythm. You could tell he was large, gifted with insane girth to the point where you could make out the shape of his cock just from him stretching. And the smell; sweat sticking on thick curly hairs on his chest, and a happy trail that seemed to promise a world of musk if you ever had an opportunity to endeavor upon your curiosities. You were practically salivating for him, saliva pooling where your tongue sank, while your cock leaked. You pumped yourself quicker and harder at the frustration that your desire to taste Mr. Cavillâs cock would remain a pipe dream.
All that left you was your imagination, and your own musk. Pulling up at your glans, you squeezed out thick loads of pre-cum before swiping it with your thumb and tasting it off with a suck. Salty, bitterly pleasant on your tongue, and satiated enough to not let your libido falter at the disappointment that it wasnât Mr. Cavillâs pre-cum, but rather smolder.
âOh, fuck my mouth⊠I need that cock, Mr. Cavill. Pleaseââ The frames of the third video showcased him flexing his arms and torso. His body bursted with pride, veins surging through every fiber of muscle like they were charging him and his very existence. It was veiny too, wasnât it? His cock. Large and veiny, like how youâd like it. You would struggle fitting him inside of your mouth while his cock veins pulsed with great pleasure knowing that it was Mr. Cavillâs kink that you couldnât take him.Â
No one could.
âFuck, fuck, fuckââ Your eyes rolled back. The slurping sounds from the porn increased by tenfold as you pumped the volume by a few decibels. Lewd, slick sounds you wished you could perform on Mr. Cavill himself violated your ear drums. Pleasure him. Thank him on your knees for being so kind to your father. For building your PC without compensation. For providing you temporarily relief while you were away on campus, and could only jerk off under the blanket. You were grateful for him. For Mr. Cavill. For his thick arms. For his veiny forearms. For his dashing good-looks. For his muscles. For his strong cock. Youâd give yourself to him if you could. Worship every inch of his step, every inch of his body, and that still wouldnât be enough to show your appreciation towards him.Â
Your fist tightened. Your other hand had grown limp by now, dropping your phone to the floor by mistake, but you were too fixated on the pleasure your cock was receiving to retrieve it back. You could watch it from where you were laying, just like this, slickly twisting and pumping your cock to the sound of the porn, to the sound of Mr. Cavill grunting simultaneously as if his thick cock was being feasted on like a hungry beast. âMr. Cavill, pleaseâIâm going toââ
One earbud slipped from the sweat building on your body, but you were close. So fucking close to coming. And when you do, youâd come on your phone.
All over Mr Cavillâs pecs. His abs. His crotch. His face. Anywhere, as long as it was your friendly neighbor, becauseâ
âEnjoying yourself, (M/N)?â
A voice from behind you alerted your body to jolt and whip around upon instinct to defend yourself. Naked or not, you werenât going to die, not in the hands of a burglar.
Though, as soon as you did, you regretted it. You felt like stone. Cold, hard stone as all signs of life seemingly felt like it had been sucked dry out of your body, with your erection taking up most of the produce surprisingly as you confronted the intruder.
The six-feet, muscular, handsome, and familiar man of an intruder.Â
âM-Mr. Cavill?! WhatâWhen did youââ You were flustered. Radiant heat blooming like the season of Spring across several patches of your naked body. It also didnât help that your porn could be heard from earbuds once you took the remaining one out, albeit a bit muffled. And your phone, it was facing the ceiling, looping the video of Mr. Cavill training over and over again. Right before him.
Your body was shaking, physically evident despite your efforts to conceal the tremors as the man stared you down, unfazed by the drama of it all. âFuckââ You didnât know what to turn off first. The porn? The video of him working out? Or maybe dressing yourself should be a priority becauseâMr. Cavill was still staring, blues lingering on your naked body, seemingly outlining every drop of sweat that followed the contours of your figure. There was movement that naturally caught your attention.Â
It was his hand, large and muscular over the center of his shorts. Rubbing, squeezing, fondling at an evidently large mass that made you dry-swallow. You mustered up the courage to finally pause the porn, then clicked your phone off. âH-how long have you been watching?â
âSince the beginning.â He chuckled, stating matter-of-factly. âYour dad told me to come look at your car. Your garage was open. Thought you did that for me, but I guess you really just forgot about closing it consideringâŠâ He nodded towards your cock, licking his lips when it acknowledged him with a throb. âWas coming to get you, and I found you like this.â
âAnd you just watched?!â You sputtered out in distress, hastily dressing yourself back into your clothes, stumbling over your feet in the process. Sweat always made it more difficult to put on clothes.
âWell, I did call you for while I was coming in. You didnât hear me over your video, andâŠme, I suppose.â It was smug. Amusing to him that you were in this state of embarrassment after being caught red-handed. You groaned, burying your head into your knees after sitting back down on the couch. The heat was unbearable, but to face Mr. Cavill after being caught jerking off to his videos, you were overcome with horror at the ghastly spectacle of the situation.
âDonât tell my dad about this,â Your fingers scraped through your scalp out of frustration, but also to keep your head pressed to your knees as they interlaced around you. You refused to even spare one more glance at the man when you felt him practically hovering over you, a gentle smile riding along the coattails of his composure. ââŠplease.â
âI wonât,â Mr. Cavillâs voice sounded clearer, closer than before. Right above you, but still, you maintained your position despite the pleasant scent of his cologne almost breaking away your focus. âJust as long as you suck me off.â
Those final words hit you like a truck.Â
You were astounded, confused by the turn of the situation. It felt like a taunt, and it was treated as such because it worked. You whipped your head up upon Mr. Cavillâs demand, almost insulted because it was how guys on campus used to taunt you.
What you expected to grace your eyes with was his face; charming as ever with a mustache that was reliable in stirring immense feelings inside of you.
Instead, you were met with a face full of flesh, Mr Cavillâs heavy and large cock. It sported a strong curve, throbbing veins to prove its accelerating lust, with thick balls swinging low to entice you into a hypnotic state. If someone was to grade you upon your predictions, youâd score a perfect mark, because god damn, he was huge. Hairier than youâd expected, though just as arousing, if not more, because this was unexpected for Mr. Cavill as well. He wouldâve cleaned himself a bit if he had a plan to meet you under these circumstances.
âIâYouâre serious?â With the string of thick pre-cum dripping from the very slit of his head, it seemed like your question was answered. You could smell him. The musk of his pre-cum. It tingled your nostrils, enchanting you akin to what fresh pastries wouldâve done for you on normal, non-libido provoking circumstances.
âDoes it look like Iâm kidding? Come on, Iâm waiting. You didnât even say âthank youâ to me in person when I built you that PC for Christmas. Itâs the least you could do, right?â Without warning, he took ahold of his cock and tapped the center of your lips with it. Your orbs shook as you looked up at him, hesitant through the tremor of your lips as Mr. Cavill stared back, determined for you to accept his plea offer with some kind of answerâwith your mouth preferably. âBeen teasing me for so long⊠Think I didnât notice the way you looked at me whenever I came over? How you kept massaging your cock under the table during dinner? Always in those shorts too⊠God, you were begging to be fucked with your thighs showing like that.â
âNoâI-Youâre my dadâs friend, I canâtââ Your hand said otherwise with your fingers taking initiative on their own, wrapping over his large cock, right above Mr. Cavillâs fist. It was a two-hander, a fucking two-hander, yet your fingers struggled to close around his girth. âFuck, youâre soâŠâ
âYour dad doesnât have to know, right? I wonât tell. You wonât either. We donât want to hurt him, right?â One of his hands found its way to the back of your head while he took a step closer, bringing his cock closer to your face. Before you could pull away, there was true grit to the palm of Mr Cavillâs hand as he applied pressure to the back of your head, pressing your cheek flush to the underside of his cock. âLook at you, you donât have the heart to say no, do you? Youâre obsessed with my cock, arenât you?â
âY-yes, Mr. CavillâŠâ You were under his control. Locks of your hair bundled under a grip while he ground his cock against your supple skin, making you smell him; his musky cock, the sweat buried in the deep hairs of his pubic area. It was a glorious scene that returned your cock back to its original state of arousal by tenfold.Â
âYouâre going to be a good boy and suck my cock off, right?â Almost in your mouth. You parted your lips open to trap his cock into your mouth with the way he maneuvered your head like a rag doll, a brute strength your nape now, pulling and pushing your head as his cock rubbed against your face, but Mr. Cavill pulled at the last minute, right when you were one lick away from tasting meaty flesh. âClose your mouth. You will open your mouth when I tell you so.â
âIâIâYes, please...â You were pathetic. He held you still, head tilted upwards to face the ceiling and his towering body while his cock and balls laid over your face like a table runner, a perfect heater to warm his meat. A t-shirt remained on his body, and that was a true testament to his appeal, being able to get you off like this half-naked. You reached down, back to fondling at your sore cock, at the blue balls youâd given yourself earlier, sniffing, inhaling the heavy delightful scent of his sweaty cock. Guess his house was having air-conditioning difficulties too.
âI can use your mouth however I want?â He dragged his cock over your face, the head leaking out pre-cum in midst of its journey to introducing itself to every one of your facial features, saving your lips for last.Â
âYes,â You gulped at his rousing speech, breathing in the drying musky pre-cum on the perimeter of your skin. âPlease fuck my mouth, pleaseââ
âIf youâre good, then this can be a regular occurrence, yeah?â You slipped your shorts and briefs off again, jerking yourself off to simply the teasing taunt of his cock, tapping at your skin, brushing over your eyelids, pushing up against your nose. You felt humiliated. Youâd been marked by Mr. Cavill, pathetically as it only took his huge cock to make you submit to him. âYouâd like that? Sucking your dadâs best friend off?â
âF-fuck, yesâŠâ His cock was a wand to your body. Every time Mr. Cavill was seemingly about to push into your mouth, you willingly opened it to no avail, even if it was obvious that heâd pull away. You could only get off on his scent for so long. Heâd draw your tongue out when he squeezed pre-cum out the tip of his cock, right above your pink flesh. It would sink, drip, slowly like syrup, in thick strings, until it wasnât anymore with the sudden obstruction of Mr. Cavillâs finger swooping in to nick the sticky web, and letting it waste away on the carpet. âPlease, Mr. Cavill⊠I-Iâll be goodâŠâ
It was amusing to him, watching you desperately try to taste and watch him in any way you can, to the point of going cross-eyed as he would center his cock in your vision. He waved his cock like a flag as if he had conquered you. Humiliated you with several heavy slaps to your face, thick smacks that you took in whimpering grace because Mr. Cavill had stolen the resources to your insanity.
âThatâs what I like to hear.â
Mr. Cavill didnât waste a single second for you to prepare yourself. The pressure on your nape steeled, bruising to make you open your mouth and whimper, and maybe that was the point, because he seized the opportunity to charge his cock inside of your mouth without warning, making you gag on your own desperation. It was a forewarning. A brief prologue on how you should take his cock as he quickly pulled himself out to properly prepare yourself. In the meantime, he slapped your cheek multiple times with the spit you had already layered him with, cooing at how incredible hard and big he was against your dazed face.
âFuck, your mouth is so warm. Thatâs it, you can take it. Good boy.â Saliva spilled out of your mouth like a popped water balloon when he pushed himself inside of your mouth again. You couldnât control it. You couldnât control what Mr. Cavill had stripped away from you with the strength he had on your neck. Not to mention, the mass of flesh gagging you into oblivion, leaving you completely incapable of stopping him, as if you wanted him to. âCome on, use your hands too. Donât be lazy.â
âMm-mmfâŠâ A compliance that was muffled by a slur of slick sounds, but Mr. Cavill knew what you meant. Amusement played on the corner of his lips as you struggled to fit a hand around the base of his sticky cock, sloppily stroking what was left neglected by your mouth, or rather your inability to take in. You suckled on the head of his cock, plump and heavy on your tongue as it throbbed with every lick you provided him. Stroking its slit with the tip of your tongue, you then dug and slobbered over the salty taste of his pre-cum. âSo big⊠Just like Iâd imagined.â
You pulled away to marvel at the size of his cock, taking your time to lube his cock with your spit from tip to shaft before your fist flushed to his pelvis to slap his meaty cock on the pouch of your tongue, lewdly flinging your spit in the air. It was your favorite move, often reliable in coercing a reaction out of the men youâd sucked off previously. The roll of his eyes, the flex of his muscles, the grunt from his gut; you slobbered all over his cock, worshipping every inch with your mouth, polishing the cock knob clean with your tongue and stroking what you couldnât with two deft hands. Mr. Cavill was no different, he was a man with needs like you, with needs like the rest of the men youâd given head to, and you exploited the hell out of it. You loved making them feel in power, making them feel like you were worth time out of their day, despite their original pleas to use your mouth.
He briefly pulled back to rest a kiss on your lips, one that youâd treasure for the rest of your life. Not only was it because it was your first kiss was him, but because of how delicate he was with you. Warm and inviting like he usually was, his large hands cupped at the end of your jaw, holding you as if you were made of porcelain. âMaking me so proud right now, fuck. Take in more of my cock, would you? I like it when you gag.â
âMm-hmmâŠâ They always do. You mumbled against his lips, no longer needing his guidance to finish what youâd started. Your eyes were glued to Mr. Cavill, aroused by the look he was giving you. A famished stare that demanded to be satiated, by means of sheer persistence as you knew it was going to be difficult to down him with your throat.
Mr. Cavill drove a hand into your hair, cuffing the strands to keep you still, to keep you from pulling away, to dominate you. He watched you without an ounce of kindness, muscles flexing, cock and balls hanging obscenely as you found a better position on your knees with a throw pillow guarding you from bruising. âWant you to throat-fuck me, Mr. Cavill.â
âFuck, who knew you had such a mouth on youâŠâ He sturdied his stance, spreading his strong legs while manhandling your head between them. You licked a stripe over his balls, then the underside of his cock until your tongue reached the scorching skin of his precum-slicked tip. Approaching the end of the journey, your mouth opened wide to welcome Mr. Cavill back into your mouth, and like tugging on a loose knot, you drew out moans from within his gut, his body loosening in turn of your hot mouth. âFuck, just like thatâŠâ
With a thundering heart, and a building pleasure so morbidly big, you sunk and lowered your head lower, taking in Mr. Cavillâs horse-cock like a fleshlight. Crimson rose to your cheeks, to your neck, as you strained to maintain him inside of your mouth. He was too big. Youâve utilized all the tactics youâve learned on campus, on a few buddies, on your roommates. Breathe through your nose, relax your tongue and jaw, let your saliva drip out. Yet youâd barely taken a few inches more than you had done prior before a couple of gags alerted you to take a breather. Your head pulled back, but it was met with violent opposition as Mr. Cavill brought your head back down to further shove himself down your throat.
âMmmâgggrgh!â Your body jolted in defense, stiffening your body into an upright position when you couldnât refrain from gagging on his cock. Your hands braced on his strong thighs for balance, squeezing at the muscly flesh of skin to distract yourself from the uncomfortable stretch your mouth was receiving.
âFuck, yeah. Fuck, fuck, just like that. Youâre taking it like a good boy.â You were making him proud, so fucking proud. You coughed, gagging, almost choked on your own spit, but the stuffing of Mr. Cavillâs large cock simultaneously emptied your mouth of saliva as it all came flooding down your mouth in lewd webs. âShit, look at that. Iâm making your mouth water, arenât I? Fuck, what a waste.â
He yanked your head back, pulling him out of your throat, and you had never felt such relief. Breathing, exhaling and inhaling deep to compensate for the prediction that Mr. Cavill wasnât going to let you spare a second of abandoning his cock like that. Your eyes watered, reddened from straining your muscles to make him fit inside of your mouth. You knew there was a shift in the room when you looked up at him like that, glossy in the eyes, tremors involuntarily making your knees unsteady, coughing as you held onto his thighs. He towered over you, you were beneath him, beneath the ravenous gaze he simultaneously terrified and seduced you with. You couldnât complain now. You did your job. You made him feel powerful like youâd wanted. Dominating, as his cock leaked in your spit, and spit your saliva back onto your face.
âYou were fucking hungry for my cock, werenât you? Look at you. Youâre a bloody messâŠâ With one swipe, he gathered the layers of spit you had generously supplemented his cock with, and smeared it across your face. You took his humiliation with good grace, moaning at your loss of pride with every smear. It deducted the more he messily layered your face with your own spit, but as demeaning as it was, there was immense merit to the satisfaction on Mr. Cavillâs face. âOpen up.â
âM-mm, ahââ Your mouth opened with a vulgar sound. If Mr. Cavill had something to compare it to, it would be like sticking a spoon into a cup of jello, and then scooping its content out. Sweet and glorious to his ears, salty to your mouth as he bought your head forward again, and plunged his cock back down your throat, deeper, and further within the confines of your throat. You squeezed around him, eyes clenched tight while he brought your face flushed to his pelvis, the hairy bush of his public area gentle abrasive against your nose. He smelled as delectable as he tasted. A hint of spice, sweat, salt, you could lick at it if it was made into a popsicle, lap it up if it was in a bowl and you were on all fours, bowing to his feet.
Your cheeks bulged as your mouth churned internally to produce more slime to seemingly ease the slide of Mr. Cavillâs cock thrusting inside of you now. He was careless, half-bent over your head to lock you into a tight embrace while his spit-polished cock rubbed at either side of your cheeks, rut against the roof of your mouth, then thrust himself into the depth of your warm throat. You couldnât have escaped if you had wanted to. He was too strong. Two hands unrelenting around your head while he packed his large cock deep into your mouth, pelting into your gags and whimpers with fast, sharp thrusts, the sound of his wet dick choking you mutually turning you and Mr. Cavill on. You want to quit, yet he was choking you too good. Water streamed down your cheeks. Whether it was your own spit, sweat, or tears, you couldnât comprehend it because Mr. Cavill was uncompromising, refusing to yield for your comfort.
You were fucking grateful. That was what had been missing from your college experience. A man. Someone taking charge for once. Someone utilizing you like the whore you made yourself out to be. Mr. Cavill saw right through you, through your taunts from several breaks ago, and he was fucking furious for making him wait.
âShit, Iâm close,â Fucking your mouth furiously. You could get off like this. Fuck, no. You were getting off to this. Fucking your cock with your fist, doing your best to match the pace of Mr. Cavillâs hips. You wanted to look up, to watch his face morph from admiration to animalistic desire as he utilized your throat at his own disposal.
You blinked away your tears, even if they had stung, and gawked at how captivating Mr. Cavill was for being selfish, thrusting into your mouth with one hand keeping your face free of your hair from obstructing his view. A frown permanently framed his mustache, and his dark brows furrowed at the approaching climax. He wasnât looking at you. Rather, he was scrutinizing your wet mouth as it was jam-packed with his cock. How could a mouth look so pretty while doing something absolutely obscene? How could a throat feel so tight, so addictive, even after piping his cock down its drain several times? How could you let him treat you like this, a complete stranger, completely violate and humiliate you on your knees, like a broken doll whose purpose was to fulfill a manâs deepest desires? Maybe he needed to have a talk with your father. Talk about how broken you were, and that you needed fixing. Spend a nights with him at his house, and he would help you rewire your brain. Heâd fix you. Fix you with his cock. With his lips. With his hands. With his body. Your eyes rolled back at the thought, fisting your cock faster, twisting to his heavy grunts as he was nearing closer and closer to the edge of his insanity.
âMfghm!â Your throat felt raw, the subtlest whimper scratching at your throat like claws on chalkboard. But you persisted, pumping your shaft vigorously, your ears lapping up Mr. Cavillâs constant appraisal for your performance. Good boy. Thatâs it. Youâre taking my cock like how I want it. You want your reward? Fuck, sloppier. Spit on it. Spit on my dick. I like it sloppy.Â
Sweat pebbled every inch of your skin. You couldnât take it. It was coming. Your stomach sank and steeled upon the sudden rise of fulfillment, and you quickly released your grip after a final stroke before coming into the air. Thick ropes catapulted upwards, your cock throbbing with every pulse, and your balls emptying itself more and more with a bounce, a twitch, and a jolt. âF-fuck, ughâŠâ
âFuck, yeah. Look at all of that cum. Fuck. You came that much just from my cock, look at thatâŠâ Your body spasmed as the carpet soaked up your semen. His voice gruff yet gentle at the same time, making your cock twitch once more before softening.Â
âCome on, not done yet. Suck me off.â He spat out, tugging your head forward after a quick breather.
Something in you clicked, and you began sucking his cock off like it was your job. Twisting, stroking at the slick shaft while nipping at the head while you caught up to your breath. Suddenly saltier on your tongue as some of your cum had landed on your hand before it was smeared across Mr. Cavillâs dick. Youâve never tasted yourself before, but it was a found contentment you didnât expect to turn you on.
Then, you took one last breath, cleared your throat, and charged forward. Long, thick inches slid into your throat once more, and youâd hold yourself there upon his final warning, mouth agape, lips pressed into the fur of his pubic hair. Your tongue flattened at the underside of his veiny cock, and your nails dug into the back of his thighs as you felt a thick warmth rush down and coat the inside of your throat. His cock throbbed, and Mr. Cavillâs grunts emptied from his gut with every spill. You could feel every heavy pulse as Mr. Cavill came down your throat in heavy, creamy spurts. You didnât want to swallow. Not yet. You wanted to savor him. Savor the taste of his cum. Youâd pined for it for so long, for all you could know, this could be your last opportunity to properly taste him. Slowly, but surely, his loads rose and pooled in the back of your throat upon barricading it with a tighten of your trachea. The rest of his spurts emptied on your tongue as he pulled himself out, and milked himself to completion.Â
âDonât swallow yet.â
You nodded, panting, awaiting for his nuts to be emptied as he flung his cock a few times, hurling drips of cum and your spit over your tongue and face. When he was seemingly emptied out, his gaze fixated on his cum pooled in the back of your throat; semi-translucent and filthily swimming with your own spit, and then Mr. Cavillâs own saliva, as he then spat into your crowded mouth.Â
âNow swallow.â
You whimpered at the vulgarity of this affair, yet you were highly-aroused by this shame you were feeling. Mr. Cavillâs gaze stilled, anticipating with calm amusement while petting at your cheek. With one clean gulp, you downed your guilt, scrunching your nose when the salty taste of his spunk throttled your tastebuds, and sighed in satisfaction.
âDoes your throat hurt?â He was on his haunches, carefully examining your throat as if he had his hand around you from the outside. It was a surprising return to his normal self, at least, the man that you knew as your dadâs best friend. Caring and patient, as he tended to your neck with apologetic kisses, and a gentle massage around your nape, where he mustâve gripped too hard upon your jolted reaction.
âA little⊠Didnât take you were one to be rough like that.â Your knees gave out, letting yourself fall back onto your butt knowing that the couch would catch your position.
âNot usually, no⊠You just⊠happen to rile me up for some reason.â He was smiling, joining you on the floor, and nuzzling his furry mustache into the crook of your neck as if he wasnât choking you with his cock a few minutes ago. It was unusual, yet charming. âSeriously, donât tell your dad, okay?â He whispered into your ear before turning your cheek to look deep in his eyes.
A meaningful stare, a beat of silence, before you spoke, âOnly if you promise me something.â
âWhatâs that?â Mr. Cavill pressed a kiss to your swollen lips, another apology for stretching your mouth without much warning.
âYou really meant it that this would be a regular thing if I did a good job?â Mr. Cavill scoffed at first. It was almost embarrassing. Were you being naive? Was this too good to be true? Your cheeks flushed red, and you solemnly casted your gaze downwards, defeated because that was that it felt like. The sound of rejection always came with a scoff, everyone knew that.Â
âWell, it was going to be a regular thing even if you had accidentally bit my dick off.â He suddenly laughed at how susceptible you were by the smallest actions, and at this moment, you were surprised that maybe this crush wasnât so one-sided after all. He teased at your frown, kissing the corner of your mouth until it was a smile, and then prodding at your sides when you resisted. âCome on, you couldnât possibly think this was a one-time thing.âÂ
âTemptingâŠâ You snuck a head in between his thighs, reaching for a certain tool that had brought in so much pleasure and pain to your body. âI donât know⊠we donât talk much. I donât know you that well.âÂ
âDonât.â Mr. Cavill teasingly warned, stopping you by taking ahold of your wrist. Though, one step too late, as you already cupped his flaccid cock, tormenting his balls with a few tugs and squeeze of your palm as an act of revenge for your throat. âWell⊠then letâs get to know each other. No problem doing that, right?â
âMm-mm, guess not.â Pursing your lips, you nodded, feeling placated by his words.
He sighed into your mouth, kissing you again, licking at the inside of your mouth, tasting your tongue and then your cheek, to soothe his selfish stain on your body with the work of his mouth.Â
âFirst, I want to hear you say âthank youâ for building that PC of yours before I promise you anything.â
âJesus, weâre still on this?â
âYes! Do you know how long that took me?â
âI didnât ask you to build me oneââ
âGod, youâre an ungrateful brat.â
nouearth. please do not repost, plagiarize, or translate my works. and if you like this story, please reblog and leave a like!
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On insurance: I still live with my parents and don't know a lot yet about the sorts of things adults usually have to spend money on. I've always been skeptical of things like insurance and credit cards because it seems to me they wouldn't be selling that if they didn't expect to make money from it. I talked to my cousin a while ago about credit cards and basically came to the conclusion that they do that because they're betting on the customer getting sloppy and letting their debts stack up, and the way you beat that and get money from credit card companies is just by being careful.
I'm a little more confused about insurance though because it seems much more straightforwardly like a gamble they will simply not take if it won't pay off for them. Like, you don't go to a casino because every game they play at a casino is one they've done the math on and have determined that statistically most people will lose money on most of the time. Is insurance not kinda the same? Where they estimate the risk and then charge you an amount calculated to make sure it probably won't be worth it for you?
I know if you have a car you legally need car insurance so everyone knows you can pay for another car if you crash into someone, and I gather that here in the US at least health insurance companies have some kinda deal with hospitals so that the prices go down or something, and there's a reason I don't fully understand why not having health insurance is Really Bad. But we get to pet insurance, or like when I buy a concert ticket and it offers ticket insurance in case I can't make it to the show, and surely if they thought they were gonna lose money on that they just wouldn't sell it, right? Or they'd raise the price of it until it became worth the risk that something bad actually will happen? Wouldn't it only be worth it to buy insurance if you know something the insurance company doesn't?
So the deal is that most people don't use their insurance much, and often insurance companies will incentivize doing things that will make you use your insurance less.
So, for example, you can get a discount on car insurance if you have multiple cars because people who insure multiple cars are more likely to be responsible drivers (the ability to pay for multiple cars stands in as a representation of responsibility here). The longer you go without an accident, the lower your premiums get because that means that you are not costing your insurance company anything but you are paying into the system. The car insurance company's goal is to have the most responsible, safest drivers who never get into car accidents because they can predict (roughly) how much they're going to have to pay out to their customers and they want the number they pay out to be lower than what's paid in. So they try to discourage irresponsible drivers by raising their rates and encourage responsible drivers by giving them discounts.
Health insurance companies often do the same thing: I recently got a gift card from my health insurance company because I had a visit from a nurse who interviewed me about my overall health and made sure I had stable blood pressure and access to medications. It is literally cheaper for my insurance company to give me a $100 giftcard and hire a nurse to visit me than it is for me to go to my doctor's office a couple of times, so they try to make sure that their customers are getting preventative care and are seeing inexpensive medical professionals regularly so that they don't have to suddenly see very expensive professionals after a long time without care.
Insurance in the US has many, many, many problems and should be replaced with socialized healthcare for a huge number of reasons but right now, because it is an insurance-based system, you need to have insurance.
We're going to use Large Bastard as an example.
Large Bastard had insurance when he had his heart attack and when he needed multiple organs transplanted. He didn't *want* to be paying for insurance, because he thought he was healthy enough to get by, but I insisted. His premium is four hundred dollars a month, and his out of pocket maximum is eight thousand dollars a year. That means that every year, he pays about $5000 whether he uses his insurance or not, and if he DOES need to use the insurance, he pays the first $8k worth of care, so every year his insurance has the possibility of costing him thirteen thousand dollars.
The bill for his bypass surgery was a quarter million dollars.
The bill for his transplant was over one and a half million dollars.
His medication each month is around six hundred dollars. He needs to have multiple biopsies - which are surgeries - each year, and each one costs about twenty thousand dollars.
Without health insurance, he would very likely be dead, or we would be *even more* incapable of paying for his healthcare than we are right now. He almost ditched his insurance because he was a healthy-seeming 40-year-old and he didn't think he'd get sick. And then he proceeded to be the sickest human being I've ever known personally who did not actually die.
Health insurance costs a lot of money. It costs less money for people who are young and who are expected to be healthy. But the thing is, everybody pays into health insurance, and very, very few people end up using as much money for their medical expenses as Large Bastard did. There are a few thousand transplants in the US ever year, but there are hundreds of millions of people paying for insurance.
This ends up balancing out (sort of) so that people who pay for insurance get a much lower cost on care if they need it, hospitals get paid for the care they provide, and the insurance company makes enough money to continue to exist. Part of the reason that people don't like this scheme is because "insurance company" could feasibly be replaced by "government" and it would cost less and provide a better standard of care, but again, with things as they are now, you need to have insurance. Insurance companies are large entities that are able to negotiate down costs with the providers they work with, you are not. If you get hit by a car you may be able to get your medical bills significantly reduced through a number of means, but you're very unlikely to get your bills lower than the cost of insurance and a copay.
Because of the Affordable Care Act, which is flawed but which did a LOT of good, medical insurance companies cannot refuse to treat you because of preexisting conditions and also cannot jack up your premiums to intolerable rates - since Large Bastard got sick, he has had the standard price increases you'd expect from aging, but nothing like the gouging you might expect from an insurance company deciding you're not worth it.
Pet insurance works on the same model. Millions of people pay for the insurance, thousands of people end up needing it, a few hundred end up needing a LOT of it, and the insurance companies are able to make more money than they hand out, so they continue to exist. This is part of why it's less expensive to get pet insurance for younger animals - people who sign up puppies and kittens are likely to be paying for a very long time and are likely to provide a lot of preventative care for their animals, so they're a good bet for the insurer. Animals signed up when they are older are more likely to have health problems (and pet insurance CAN turn animals away for preexisting conditions) and are going to cost the insurance companies more, so they cost more to enroll (and animals over a certain age or with certain conditions may be denied entirely).
This weighing risk/reward is called actuarial science, and the insurance industry is built on it.
But yeah it's kind of betting. The insurance company says "I'll insure ten thousand dogs and I'm going to bet that only a hundred of them will need surgery at some point in the next year" and if they're correct, they make money and the dogs who need surgery get their surgery paid for out of the premiums from the nine thousand nine hundred dogs who didn't need surgery.
Your assessment of credit is correct: credit card companies expect that you will end up carrying a balance, and that balance will accrue interest, and the interest is how they make the money.
And it is EASY to fuck up financially as an adult. REALLY EASY. But you are still likely to need a good credit score so you will need a credit history. That means that the correct way to use a credit card is to have a card, but not carry a balance.
To do this, never buy anything on the card that you can't afford. In order to avoid needing the card for emergencies, start an emergency fund that is at least 3 months of your total pay *before* you get a credit card. That seems like a *lot* of savings to have, but from the perspective of someone who has had plenty of mess-ups, it's a lot easier to build up a $10k emergency fund than it is to pay off a $10k credit card debt.
If you don't understand how interest works on credit cards, or why a 10k savings is different than a 10k debt, here are some examples working with $10k of debt, 23% interest (an average-ish rate for people with average credit), and various payments.
With that debt and that interest, here's how much it costs and how long it would take to pay off with $200 as the monthly payment:
Fourteen years, and it would cost you about twenty four thousand dollars in interest, for a total amount paid of about thirty four thousand dollars.
To save $10k at $200 a month would take four years and two months.
Here's the same debt at $300 a month:
4.5 Years and it costs about six grand (again, just in interest - sixteen thousand dollars total). Saving ten thousand dollars at three hundred dollars a month would take just under three years.
Here's the same debt at $400 a month:
3 years, about $4000 dollars (fourteen thousand dollars total). Saving ten thousand dollars at $400 a month takes just over two years.
The thing is, with all of these models you're going to end up paying one way or another. Insurance vs out of pocket is you weighing the risk of losing a fair amount of money by signing up but not using the system, or potentially losing a catastrophic amount of money by not signing up.
For credit cards they really only work if you know you're never going to need them for an emergency, because an emergency is what you're not going to be able to pay off right away. I didn't have an emergency fund when Large Bastard had his heart attack and needed surgery, or when we moved between states suddenly, or when we moved between states suddenly AGAIN and needed to pay storage costs, or when Large Bastard needed a transplant, or when Tiny Bastard got in a fight with my MiL's dog, and the fact that I didn't have an emergency fund is still costing me a lot of money.
So, young folks out there: what's the takeaway?
Get insurance. Get the best deal possible, which usually ends up being the one you sign up for early. You may think you can let it ride without insurance, but man in the six months between when I graduate college (and lost my school insurance) and when care kicked in after 90 days at my job I got electrocuted and needed to go to the ER. If that hadn't been a worker's comp payout I would have had thousands of dollars in bills. Something could happen. You could break your leg, you could get hit by a car, you could suddenly find out that you actually have heart disease at twenty, you could develop cancer. Have insurance, you need insurance. You legally need car insurance in the US, and you financially need health insurance. If you have a pet, I think it's a good idea for them to have pet insurance.
Credit cards are not for emergencies, they are not for fun, they are not for buying things that are just ever so slightly out of your budget, they are for taking advantage of the credit card company and managing to get by in a system that demands you have a credit score. ONLY put purchases on your credit card that you already have cash for. Before you get a credit card, build up an emergency savings so that you aren't tempted to put emergency charges on your card.
If you DO end up with an interest-bearing debt, pay it off as fast as possible because letting it linger costs you a LOT of money in the long run.
Stay the fuck away from tobacco and nicotine products they are fucking terrible for you, they are fucking expensive, and they are not worth it put the vapes down put the zyns down put the cigarettes down I will begin manifesting in your house physically i swear to fuck. Knock that shit off and put the cash that you'd be spending on nicotine into a savings account.
Take care, sorry everything sucks, I promise that in some ways it actually sucks less than it did before and we're working on trying to make it suck even less but it's taking a while.
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hello! please may i order thick crust, alfredo sauce, artichokes, broccoli and argula with water and aftercare please served by landođ©”
Lee-Lee's Pizzeria Menu
thick crust sugar daddy alfredo sweet sex artichokes "Imagine your father saw you now. On your knees like a proper trained slut for me to use" broccoli "Made just for me huh?" arugula "I love stretching this pussy out" water breeding kink dessert yes served by Lando Norris
Lando x Sugar Baby! reader
TW - Size kink conversations, terrible representation of a sugar daddy/baby relationship, oral (both receiving), unprotected sex, talks of filling reader up with cum
WC 1800+
AN - I am so sorry this one took me forever! A few of the first few requests got lost amongst the rest and I just found them and will be out within the next couple of hours <3
Y/N POV
"I'm ready to go home," I tell Lando softly while pulling his hand towards the exit of the Monaco shopping center we had spent the last hour in.
We came here with the intention of Lando purchasing some things I had set my eyes on but as soon as we got here we kept getting stopped by fans. I loved watching the joy spread across Lando's face when a different fan would approach him but after a while, I was starting to get overwhelmed.
"You only got one thing, baby," Lando tells me softly but I just shake my head pulling Lando closer to the valet wanting to get into the car as soon as possible.
"We can get it online," I say sharply still making our way to the valet when Lando's car was parked out front. When we hand them the ticket Lando opens the door for me before shutting it softly and climbing into the driver's seat.
"Didn't know you wanted to fuck me that bad," Lando says with a smirk making me scoff and roll my eyes softly at him before cracking a slight smile.
"I don't know how you handle all the people talking to you in public. I'm not even the one they're taking pictures and I was overwhelmed," I tell Lando softly pulling the hand he had resting on my thigh into my hand so I could play with his rings.
"You know you're a terrible sugar baby right?" Lando questions me with a smirk making me throw my head back with a soft groan.
Lando and I had known each other for years and have been close for the past few years, and one drunk night decided to come up with some stupid idea where we hook up whenever we can and in exchange Lando will take care of some of my fiances.
"You pay my rent still," I tell him softly making me laugh a little.
"You basically live in my bed, why the hell would I make you pay rent for a place you're rarely in," Lando says with a light laugh making me laugh a little with him.
"I don't Lando, it's a strange situation. I mean I use your card occasionally," I tell him with a soft smile.
"Baby, you've had access to my credit card for almost a year and I kid you not I've made three payments of less than a thousand dollars each time," Lando says making me scrug. I think this whole Sugar Daddy and Sugar Baby situation was our weird way of covering up the truth of us wanting to be together.
"Would you rather me max it out every month?" I question softly making Lando laugh a little.
"I mean it would make me feel better after the way I destroy your pussy every chance possible," Lando says smirking making my jaw drop slightly at his crude words. Lando just laughs when he sees my face before pulling into the parking garage of his complex and reverse parking into his spot making my thighs clench together slightly from how hot he looked when he was driving.
When we get into his apartment I make my way into his room where I instantly strip down into nothing but my bra and panties before grabbing one of Lando's shirts and throwing it on just wanting to be comfortable.
"Fuck, I love seeing you in my clothes," Lando says from the door making me turn around towards him flashing a bright smile before walking towards him and pulling him in for a soft kiss.
"Nuh-uh, you have some online shopping to do," Lando says while pulling away making me whine.
"After," I beg making Lando shake his head, before climbing into his bed and patting the spot next to him before pulling his laptop out of his nightstand and handing it to me.
We spent the next hour buying all kinds of things such as new kitchen utensils for Lando's apartment so I could stop bringing stuff from my apartment, new clothes, and Lando's personal favorite was the two grand he insisted he dropped on lingerie that he will surely have me model for him when it arrives.
"No more," I mumble pushing away the computer when I saw that his card went through on the lingerie boutique.
"Are you sure baby?" Lando questions making me nod my head.
"Yes, can you please fuck me now," I ask softly giving him my best puppy dog eyes making me laugh yet he still pulled me in for a heated kiss.
I climb into Lando's lap grinding down on his jeans making both of us moan at the pleasure. I could feel Lando starting to get hard which and me shuffling between his legs so I was on my knees for Lando but still in the bed. I watch as Lando pulls his shirt off as I unbutton his pants and slip his cock through the top of his boxers before I take a small lick at the precum dripping from his tip making him hiss at the stimulation.
"Imagine your father saw you now. On your knees like a proper trained slut for me to use," Lando says with a smirk making me lean down to his thigh and taking a soft bite at it.
"Ya but you trained me to be your slut," I say with a smirk before finally pulling Lando's pants all the way off with his help. He also shuffled his briefs down leaving him bare while I was still in his shirt so I slipped it off leaving me in my matching set. I lean back down and pull Lando back into my mouth while I used my free hand to play with my clit making me moan softly around Lando's cock sending vibrations straight to his tip.
" Fuck you were made just for me huh?" Lando groans out the question when I start deep-throating his cock.
I could tell Lando was getting close which had him pushing me back softly and positioning me on my back before he climbed between my legs and started kissing me.
Lando makes quick work of unclipping my bra and discarding it across the room before trailing soft kisses down my neck and chest before giving a quick soft suck on each nipple before he kisses down my stomach where he pulls my panties down and wastes no time in pulling my clit into his mouth and sucking on it.
"Fuck, Lando," I whine wiggling my hips a bit making Lando grip onto my thighs with his arms and continue licking and sucking on my clit.
"So good," I mumble out making Lando speed up his actions and unwrap one of his arms from my thighs before slipping two fingers into my soaked pussy where he found my G-spot with not trouble and starts teasing it and bringing me close to an orgasm.
When Lando realized how close I was he pulls away making me whine at the lost but quickly shuts me up when he pulls me in for a kiss while slowly pushing his large cock into my pussy.
"Oh my God," I moan loudly when I feel Lando's cock graze my G-spot before he hit my cervix once he was all the way seated into my pussy.
"Lando, too big," I gasp when I feel Lando rocking his hips slightly to stretch me out. Lando and I had issues the first time we slept together cause I couldn't relax myself enough to take him without pain, we quickly learned a few soft circles against my clit will do the job if needed.
"I love stretching this pussy out," Lando groans while staring at the way my pussy was stretching to accommodate his size.
When Lando feels he's stretched me out enough he stops his rocking and instead starts softly thrusting making me gasp when he starts hitting my G-spot each time.
"So good," Im mumble trying to keep my volume down slightly. Lando just picks up his thrusting when he realizes I was holding back slightly.
"Fuck," I moan loudly when he starts hitting my G-spot with a bit more force than before.
"You gonna let me cum in you baby?" Lando questions making me nod my head.
"Please, I need your cum in my," I gasp when Lando starts speeding up his thrusts into a perfect pace.
"Ya? You love feeling my cum fill this pretty pussy up," Lando says while bringing two fingers down to my clit where he rubs soft circles on it bringing me closer to the edge.
"You gonna cum for me pretty girl?" Lando questioned while speeding up his fingers on my clit knowing I was gonna need more than just some soft circles.
"Please, cum with me," I beg before pulling Lando's neck down to my face so I could keep his lips on mine throwing both of us over the edge.
"Fuck baby, I can feel you cumming on my cock," Lando groans into my mouth while still rocking his hips to make sure to ride our orgasms out.
I can feel the way his cum is splashing against the tight walls of my pussy making me gasp. I could tell he was unloading a large load that was sure to leak out of my pussy the rest of the day.
Once Lando and I have both calmed down from our orgasms he slowly slips his cock out of my pussy before laying down next to me and pulling me into his chest.
"Lando, can I ask you something?" I question softly making Lando pick his head up to give me his full attention.
"So I've been thinking, I don't really want to keep this dynamic," I tell him softly making Lando tense next to me.
"I want more," I continue trying to ease Lando's anxiety. I instantly feel his body relax against mine making me relax slightly too.
"I want more too," Lando tells me softly making a smile spread across my face.
"I mean, truthfully we've been more than sex and money this whole time. I mean at least for me. I haven't even looked at another girl the same since you gave me a taste of that pussy," Lando tells me making me laugh at his last comment.
"Well, good thing I haven't looked at another guy since you kinda destroyed me anyways," I joke making a smug smirk spread across Lando's face.
"Ya, I stretched that pussy just for my cock. No one will ever be able to make you cum again," Lando says casually as if it was a normal thing to be proud of.
"You're ridiculous," I laugh before cuddling further into Lando's side.
"So it's official?" Lando questions softly with hope laced in his voice.
"You gonna buy me dinner first?" I joke before nodding my head in agreeance.
"I just dropped 2k to watch you parade around in lingerie, I think that beats dinner. But yes of course I'm gonna take you to dinner and much more," Lando tells me softly making me smile.
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My son has been having some behavioral issues, so we've been doing arduous consultations and screeners and questionnaires to try to get some kind of guidance, which has been very frustrating. Everyone in the broad field of child psychology has said either "have you talked about autism" or "have you talked about ADHD", and sometimes both, because they're comorbid. But in order to get an actual diagnosis, you need to find the right people who are qualified to actually make a determination.
So a few days ago, this culminated in us finally talking to the guy who had the answers, at least according to modern child psychology, and he said that no, there's not really a basis for a clinical diagnosis of either autism or ADHD. There are still the behavioral issues, which are most of the reason we went for testing (along with some inattention, fidgetyness, sensory issues, and other things that are sometimes markers), but that's apparently something to work on with therapy and maybe will just go away as he gets older and matures.
But the other thing that the guy with the answers had to say was that maybe a lot of this can be explained by really high test scores in the cognitive stuff. We knew he was a smart kid, but the guy with the answers said that our son is three standard deviations above normal on all the cognitive tests, including an IQ test that I didn't know was a part of it, and that this is perhaps why he's so bored at school and difficult to keep engaged.
I think that's maybe part of the answer, but not the whole thing. I've been trying to prepare this child to not have gifted kid syndrome his whole life, trying to make sure he doesn't just breeze through everything and then crumble when he faces a challenge because he doesn't know what to do when something is actually tough. It doesn't matter how smart you are if you don't put in the work, if you can't overcome obstacles, if you coast through life. Those lessons do not seem to have sunk in at all, so I don't know.
But as we're getting ready to leave, my wife came in with her particular brand of humor.
Wife: So you're saying it's not too late to install some lead pipes in the house, right? That might be the solution to all our problems.
To his credit, the guy with the answers laughed, and then said, "yeah, or maybe asbestos".
Later, in the car:
Wife: Asbestos doesn't cause lower IQ. Me: Yeah, I know. Wife: I should have said something. Me: That would have been very awkward. Wife: Maybe he would have appreciated the correction. Me: I really don't think he would have. Wife: But you noticed too, right? My joke about lead was good, and his follow up about asbestos was bad. Me: My very first thought was "I hope she doesn't say something about this". Wife: You love me. Me: I do, but sometimes when we're talking to people together, I'm very aware of what you're going to say. Wife: It's not too late. I could message him. Me: I know you're joking, but please please don't. Wife: I wouldn't. Me: You wouldn't, unless it was funny. Wife: Yeah, and it would be hilarious, so ...
We at least know where the boy gets his tendency for pedantry from.
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