#for like 1 year until I can make it into the registration for the uni i actually wanna carry out a fine arts in animation degree

[weky-woof]

GOD rigging really isn't as bad as I thought itd be! I've done basic stuff but I'm like teaching myself more fancy stuff like drivers for shapekeys and custom IK stuff and it's so satisfying like. Woagh. I'm making shit move. im one step closer to actual god

[artificialqueens]

Me and You Together, 1/? (Taywhora) - Ortega

fic summary: The cardinal rule of having flatmates is that you Do Not Catch Feelings For Your Flatmates, because everything inevitably goes to shit and gets made horrifically awkward. A’whora and Tayce both know this, but being in first year of uni and making good decisions have never really gone hand in hand.

a/n: i honestly have begun this wip with glitter and jesus. i have no idea how many chapters it’s going to have or what exactly the plot is going to be…all i know is that it’s fwb (flatmates with benefits) to lovers taywhora with a background love triangle involving Ellie bc she’s my fav. pls enjoy and pls leave me love because i am a keyworker so really one comment = one 6pm clap xo

P.S. the Friday mentioned in this fic is the one A’whora’s obsessed with and was dancing to on her insta…not the popular Rebecca Black song. also 100 points to anyone who knows the song Lawrence and Ellie get excited about in the club.

content note: they’re freshers at uni in the UK and this country has a binge drinking problem xo. please don’t expect any of these girls to be acting responsibly. if you think you might be influenced by a fic talking about alcohol, smoking, sex and drugs, this might not be for you luv xo

**

December- Fell in love with her in stages

A year ago if you had asked A’whora what she was doing on a Tuesday night, the answer would’ve been mundane.

Homework, maybe, if she could be bothered. She could always copy it from Mocha in registration, after all. Making tiny outfits for Barbie dolls out of fabric scraps, very probably; she hadn’t stopped doing that just because she was older, the only difference from when she was nine was that she didn’t make her Barbies talk anymore. Invariably she’d stay up til’ well past her bedtime, earphones plugged in to her laptop and trying not to sing along to the playlist of dance music she’d spent a year cultivating. She’d poked fun at her Mum for still giving her a bedtime at the big age of eighteen, but she’d maintained that while her girl was living under her roof it would be bed by eleven on a weeknight and out no later than three on a weekend.

These rules, however, were quickly disposed of as soon as she’d got the keys to her uni flat. As soon as she’d found out her other flatmates were just as riotous and chaotic as she was and loved a night out just as much, her weeks had been filled with nights she’d never forget in bars she couldn’t remember, heads against speakers and sore feet from heels and ridiculous pre-drinks with even more ridiculous cocktails.

One such cocktail is the one her flatmate’s making for her now. Ellie doesn’t have any of the professional equipment a usual bartender would, but that doesn’t seem to stop her- the messy countertops are a treasure trove of obscure liqueurs and alcopops, and Ellie twirls a yellow-blonde curl around her finger before giving a gasp of satisfaction as her hand settles on a sticky green bottle. ��  

“One shot of apple soors, half a can of blue Monster, top up the rest with vodka,” she explains as she works with the various bottles and cans quickly, pouring into the pint glass they’d stolen from one of the pubs on a bar crawl during Freshers Week. She hands it to A’whora with a cheeky, mischievous grin on her painted face.

A’whora sniffs her glass and feels her nose wrinkle up involuntarily at the concoction her flatmate’s poured for her. “Els, if I drink that I’ll die.”

Ellie, to her credit, simply gives a snort of disapproval in response. Her pink acrylics click against the quarter bottle of vodka as she tightens the lid and replaces it in their freezer, all shiny and slick with frost. “Well if you are gonna take three hours to get ready then you’re gonna have to deal with the consequences of playing catch-up, babe.”

“Bitch,” A’whora jokes, rolling her eyes before sipping from her glass. The mixture makes her screw her face up so she takes another sip, then another until the weird sour-sweet-burn in her throat becomes more like a cocktail than cough syrup.

“Good, right?” Ellie prompts her, leaning against their kitchen counter proudly.

“No,” A’whora deadpans, causing her friend to burst out laughing. Then, realising something, she cocks her head. “Wait a second. What the fuck did you call the green drink?”

Ellie frowns. “Soors.”

“…Sourz?” A’whora says back to her, already giggling at the difference in dialects.

“Don’t play the pronunciation game with me, bitch.”

“Oh, I absolutely will when you’re just saying it wrong.”

“Lawrence!” Ellie shouts through to their other flatmate, sitting on the sofa and frowning at the bluetooth speaker as if it’s personally committed some crime against her. Ellie holds up the bottle as Lawrence snaps her head round, dark curls flying over her shoulder. “What’s this?”

“Liquidised heartburn,” she says instantly. A’whora snorts as Ellie rolls her eyes.

“Fuck’s sake. What’s it called?”

“Soors,” Lawrence shrugs back at her, and Ellie gestures triumphantly at A’whora who can only pout in reply.

“Listen, I can get Tia, Bims and Tayce through here and they’d all outnumber you, so. Shut it.”

“Yeah bet you’d love to get Tayce through here, A’whora,” Ellie smirks, raising both her eyebrows at her in an infuriatingly smug expression.

A’whora is clamped for a couple of reasons, the first being the God-awful nickname all her flatmates use against her. She’d managed to acquire it the first time they’d all played Never Have I Ever together and A’whora had drank for pretty much every situation or scenario presented to her. Before she’d known it, her very lovely, very Disney Princess-esque first name had been replaced by a pun that Bimini had come up with in the midst of their third rum and coke, and thus Aurora was dead and A’whora was born.  

The second reason for her silence is a result of the mention of one of the girls she’s living with. A’whora had never really expected to develop a crush on any of her flatmates, which had been a ridiculous thing to assume- given the fact she’s attracted to girls and was going to be living with other girls, the odds would dictate that at least one of them would be her type. Luckily, though, she hasn’t developed any feelings for any of them. At least, that’s the lie she’s telling herself, as the cardinal rule of having flatmates is that you Do Not Catch Feelings For Your Flatmates because everything inevitably goes to shit and gets made horrifically awkward.

Tayce is different to Ellie, Lawrence, Tia and Bimini, though. None of the others get A’whora so flustered when they speak to her, none of the other others get her heart racing so fast it threatens to fly out her ribcage. She doesn’t feel the same sense of dizzy joy when she’s alone with any of the others: only when Tayce makes dinner with her, or when she comes to her room at ten at night for chats, or when they play Tayce’s stupid video games together and she beats her way-too-many-consecutive-times in a row to be considered fair. A’whora has tried to explain it away as just wanting to be liked, just wanting to be good friends, just just just until she can’t justify her own excuses any more and has instead resigned herself to repressing the feelings she has for her friend. The tension between them is building, though, and it’s only a matter of time until something happens.

“BITCH!”

A’whora jumps a little, flinching as she realises she’s gone too long without a comeback. Ellie’s expression is expectant and impatient as she clicks her fingers once, twice, three times in her face.

“Shut up, Ellie-phant,” A’whora manages to mumble almost incoherently as she turns on her heel, walking through to the living room area to sit with Lawrence and join her on her quest to making their speakers work.

Their flat is an odd one. The front door leads to a prison cell-style line of equally pokey rooms- Lawrence’s, Tayce’s, A’whora’s, Bimini’s, Ellie’s and Tia’s respectively- and two bathrooms. Then another door opens out onto two hobs, endless cupboards and grimy, cluttered countertops, and a scrub of shitty green carpet and three worn out red-purple sofas that look as tired as Bimini does when they come home from a random afterparty just as A’whora leaves for lectures. It doesn’t in any way look like a normal flat, but A’whora supposes they’re about as far away from normal as a sentient slice of cheese.

“Oh babe, you must be crushing crushing. I don’t think I’ve heard you come out with a comeback as shit as that in the whole four months we’ve lived together,” Ellie continues the conversation, buzzing behind her like an annoying fly.

“It wasn’t shit, it was good!”

“Lawrie, what’s a good comeback to me calling A’whora a whore?” Ellie appeals to her friend again.

“Rich of you to be calling anyone a whore. You come from a long line of whores. You’re a whore, your maw’s a whore, your maw’s maw was a whore. There’s cave paintings of your ancestors wi’ twelve dicks in their mouths. There’s tapestries of them gettin’ shagged left, right an’ centre. There’s clay sculptures of them being whores. Pipe the fuck doon,” Lawrence reels off, Ellie growing more and more breathless with hysterical laughter beside her and A’whora falling into giggles too.

“Well this was a weird time for me to enter the conversation.”

A’whora feels her heart lift and her face light up when she turns around and sees Tayce walking through to join them, the posture of a model with her fingers curled elegantly around the stem of a wine glass. She flicks her long, dark hair over her shoulder as she sits down on the small sofa beside A’whora, and she wonders how Tayce can sit in a way that makes the stained, battered, scratchy upholstery seem like the set of a high fashion photoshoot.

“Just talking about you,” A’whora sticks her tongue out at her, laughing at the way Tayce reels in fake horror and Lawrence explodes with laughter across from them.

“The valour, the bravery and the backbone,” Tayce grumbles, rolling her eyes. Her gaze rests upon something behind A’whora- the back of the sofa. Maybe there’s a new rip in it, God knows how that can have happened. She holds back a gasp, though, when Tayce reaches out and runs a gentle finger down her spine against her bare skin; an advantage of the sparkly backless cowl neck top she’s wearing that she hadn’t known existed until now. “Speaking of backbones, you’re such a skinny minnie.”

“Did you go to the school of backhanded compliments?” A’whora teases, deflecting from the way her heart’s still thrumming in her chest at the contact.

“Shush, you. You know you look bloody gorgeous,” Tayce says back to her, and even though there’s a laugh to her voice A’whora knows she means it. Her heart’s still going like a train but she can chalk that up to the half can of Monster Ellie’s dumped into her drink, so when she mutters out a thanks hun, same to you she hopes it doesn’t sound as insincere as it feels.

The thing is, she does look gorgeous. She’s dressed in a black lace bodysuit with straps that criss-cross up the back and a tight leather skirt that makes her legs look even longer than they already are. She’s opted for heels like A’whora has (unlike Ellie and Lawrence who have designated night-out trainers stained with spillages of drinks gone by) but hers have straps that are laced all the way round her calves and tied with a knot at the top. Everything about her outfit makes everything about her look outrageously good, and A’whora thinks it should be illegal for anyone to be this ethereal.

Tayce looks as if she’s about to fire something back at her judging by the little smile on her face but she’s interrupted by an outrageously loud boom from the speakers, as something that could be Lady Gaga but is too deafening to be deciphered screams through it. As the girls all flinch there’s a frantic diminuendo that comes from Lawrence mashing the volume button until the pitch is finally bearable and they can all take their hands off their ears.

“Lawrence, did you get the speakers working?” Ellie quips sarcastically, to which Tayce and A’whora burst out laughing and Lawrence almost elbows Ellie off the sofa opposite.

In the melee A’whora almost doesn’t notice Bimini and Tia come in, and they look ready to start the night if a little panicked.

“What the hell was that?” Tia asks quickly, opening the fridge and grabbing her bottle of premixed Malibu and pineapple before perching herself on the couch beside Ellie. “I thought part of the building had exploded.”

“Nah that was just my vagina, babes,” Lawrence says offhandedly, the others either screeching with laughter or groaning in anguish. Bimini crosses the room with their selection of drinks cradled in their arms and budges Tayce and A’whora up with an oi, oi!, A'whora’s pulse thudding at her wrist as a result of her close proximity to her crush.

No- her friend. Her friend who’s never going to be anything more than that.

With the six flatmates assembled, drinks poured, and tunes on, their pre drinks can begin. Pres at their flat often look like drinking games, yelling along to early 2010s pop, tipsily booking taxis and then touching up their makeup in the waiting time before they arrive. Tonight is no different; they bicker about where they want to go and eventually decide on the union because although it’s “too het” according to Ellie, it’s admittedly cheap and a good night out. A’whora chips into the conversation every five minutes with shady, catty jokes that Tayce howls at and leans into her side and clutches her arm or her hand or her thigh.

The contact is nice. They’ve reached that stage of their friendship where they’re touchy and close a lot of the time- A’whora’s constantly playing with Tayce’s hair and Tayce thinks nothing of just walking into A’whora’s room and getting under the duvet with her. They throw their arms around each other and bump shoulders as they walk and touch legs on the sofa, much like they’re doing now. A’whora has never been a cuddly type of friend- to be honest, she still isn’t- but there’s something about doing all this with Tayce that she doesn’t mind. It’s a comfortable kind of intimacy, a knitted blanket of sorts, but it’s a fragile space for Tayce to occupy too and A’whora knows it’s risky to let her rip a wall down she’s never been aware of til now.

The night rolls along and with every refill of A’whora’s glass the music gets turned up a little more, a little more, a little more until they’re all having to yell over each other as they play wiggly wiggly woo, who’s most likely to. It’s all fun and games until it gets to who’s most likely to sleep with a flatmate, and there’s a confusing mess of finger-pointing where Lawrence points to Ellie, Tayce points to Lawrence, and Bimini, Ellie and Tia point to A’whora.

“Fuck off, why’s it me?” she screeches in outrage, trying to cover up the fact her cheeks are burning and that Tayce seems suddenly all too close to her.

“Because! It’s you! It’s A’whora!” Bimini laughs, their accent making them seem all the more mischievous and shit-stirring.

“Well! If I’m sleeping with a flatmate that must mean one of you’s gonna be involved, doesn’t it?!”

“Right, sorry, yeah,” Bimini nods understandingly, before immediately switching to point to Tayce. There’s an arena-crowd roar that erupts from the others, one that makes A’whora laugh and blush scarlet at the same time. She sneaks a look at Tayce, who’s regarding her with much the same expression.

“I’m down if you are, hun,” A’whora jokes-but-not-really, shaking Tayce’s arm as if it’ll take away from the weak joke she’s trying to make. Tayce only shoots her a wink with her tongue trapped between her teeth.

“In your dreams, love.”

A’whora’s glad of the others laughing so she can pretend to join in, occupy herself with something other than the overwhelming urge to reply to Tayce with exactly.

The rest of pres fly by tipsily and incoherently. They get a noise complaint from the weird flat underneath them which seems solely comprised of six boys who never go outside, which prompts them to book taxis even though the union is only about a ten minute walk away. A’whora helps Tia re-glue on her eyelashes in a rush and Bimini spontaneously fills a hipflask with Ellie’s apple sourz, “for the road”. When the taxis roll up outside Lawrence hurries them all out the door with the urgency of a mother of five, and before long they’re standing in a queue around the block, Bimini and A’whora sharing Tia’s huge puffer jacket because neither of them thought to pick up coats in their haste to leave.

Tayce pulls a packet of cigarettes out of her pocket, flips the little cardboard lid of them open and offers them round to the others. A’whora takes one because Tayce is offering, and really Tayce could offer them grenades with the pins pulled out and A’whora would accept if only to get her smile flashed at her again or the chance that their hands might touch during the transfer. A’whora thinks Tayce is every public health campaign’s worst nightmare as she watches her hold the cigarette between her index and middle fingers, wrap her lips around the end and inhale. Her cheekbones are razor-sharp as she drags then lets the breath go, red lipstick on the paper and the smoke curling up into the sparkly, dark night sky.

She is beautiful.

It’s because she’s beautiful that A’whora shouldn’t be surprised by the events that begin to unfold as they enter the club. Ellie immediately makes her way over to a booth, picks up the little sign that says it’s reserved and chucks it onto the dancefloor to get trampled underfoot and covered in sticky cocktail spillages. Tayce’s round is first because she lost Ring of Fire back at the flat so she goes over to the bar for shots, promising she’ll be only a couple of minutes and the others believing her; the way she looks ensures she never has a long wait time at the bar.

So they wait. And they wait. At first they don’t even notice how long they’ve waited- the tunes are good and loud and so they all yell along happily. Until Lawrence turns to the others with narrowed eyes.

“Here. Where the fuck is Tayce? She’s been ages.”

They all scan the bar, and Ellie suddenly points dramatically over to the other end of it. “Oh!”

Because Tayce is standing at the bar with no drinks and no interest in any of the bartenders taking drinks orders. She’s talking to a tall blonde with a dazzling smile and a low-cut crop top, and something inside A’whora burns and sinks at the same time. Tayce is allowed to be talking to a pretty girl. She’s not not allowed to. But it doesn’t make her any less jealous of the attention she’s giving her.

It’s a horror movie she can’t look away from. She’s aware that Ellie has gone to get the drinks instead, but that’s all she can absorb from her surroundings. She tunes out of the conversation at the table as she continues to watch the two of them interact. The girl’s got muscles, and her hair falls in neat waves on her shoulders, and she’s smiley and charming and doesn’t talk much, preferring instead to listen to Tayce. A’whora is different. A’whora is constantly on transmit; loud and opinionated and gobby and, okay, sometimes a little bit judgemental. She can’t do charming and demure. She can’t be what Tayce is very clearly interested in.

A thud next to her causes A’whora to whip her head round, tearing herself away from the scene playing out in front of her and ripping the plaster off.

“Fuck’s sake. Jaegerbombs with Red Bull? Puh-rison!” Ellie half-whines, half-shouts.

“Red Bull is the standard, not everyone can have the same taste in energy drinks as a sixteen year old virgin gamer,” A’whora narrows her eyes, gratefully accepting the drink from her nonetheless and shotting it back as if it’ll help blind her, or perhaps forget what she’s seeing.

“God. Who pissed in your coco pops?” Ellie fires back, rolling her eyes dramatically.

“Bold of you to assume anything specific has happened to make her this bitter, mean and salty,” Tia jokes from A’whora’s side, and as the others scream and laugh A’whora in turn fixes her with a glare, wishing momentarily she had laser beams for pupils.

“Ooh, that’s made me want a tequila,” Lawrence cries enthusiastically, too loud even from the other side of the booth.

“Eh, excuse me! I just got you a Jaegerbomb, finish that first,” Ellie chastises her like a world-weary parent, pushing the glass towards her friend and sliding her hand over the table, sticky with the ghosts of questionable drinks’ past. A’whora has to snort at her tone.

“Yeah Lawrence, finish your Jaegerbomb or you won’t get any dessert. Listen to your responsible Mum whose eyelash is coming off.”

A big roar of laughter flies up from the others, and it’s Ellie’s turn to glare at A’whora this time. She looks as if she’s about to say something back when Bimini sniffs their glass and frowns.

“Is Jaegerbombs vegan?”

Everyone apparently wishes to ignore the lack of grammatical sense to their sentence, and it’s Lawrence who responds first. “They’re vegan in the same sense that bleach is vegan?”

Bewilderingly satisfied, Bimini raises their glass to the middle of the table and the girls join them, cheering as they all clink them together and chuck the drinks back. The fact A’whora can’t join in leaves her eyes to fall on Tayce and that girl again. Tayce is smiling and it’s the brightest thing in the club, laughing as the girl flips her hair and touches her hand and tells some joke that’s obviously not as funny as anything A’whora could say. She wonders if she’s ever made Tayce smile like that. Maybe it’s the alcohol, but she can’t remember.

“You know they used to use Jaeger as cough medicine? And for ages it was drunk by, like…old Tories who went on deer hunts,” Tia reels off excitably, and A’whora can’t help but roll her eyes affectionately at her friend’s bizarre general knowledge. “There’s this rumour that it’s got deer’s blood in it.”

Bimini splutters, coughs, and chokes all at once. As Lawrence slaps their back entirely too roughly in a way that’s about as helpful as a water gun at a house fire, A’whora can’t help but turn to face Tia incredulously.

“What the fuck did you say that for?!”

Tia shrugs, too tipsy to register A’whora’s disbelief. “Fun fact.”

“You didn’t think to pipe up with that when Bims was asking if it was vegan?”

“It’s just a rumour!” Tia says defensively, then turns to Bimini to check they’re okay. A’whora huffs in exasperation, folding her arms and throwing her back against the supposedly cushioned walls of the booth. As she stares straight ahead and ignores the fuss her friends are making, her eyes fall on Tayce again and her heart hurts more than it should to see her with her phone out and the girl beside her doing the same. They’re so clearly swapping numbers. They’re allowed to swap numbers. It’s not like A’whora’s got dibs on Tayce, it’s not like she’s got any right to feel a burn in her stomach and a flame in her heart and a feeling of something slipping away.

“Right!” Lawrence all but yells, forcing A’whora to tear her eyes away. “I’ve finished my Jaegerbomb, Mum, can we get tequila now?”

Ellie sighs. “Fine! But you’re buying me this one, bitch.”

“I’ll come with,” A’whora says, thinking she’ll need at least ten more units of alcohol to stop feeling feelings.  

“We’re going for a boogie, catch us up,” Bimini decides, as Rhythm is a Dancer blasts on the overhead speakers and Tia lets out a whooo! that’s way too white for a mixed-race girl.

So they move, A’whora bum-shuffling her way out of the booth and following Lawrence and Ellie, her feet sore in her heels. She purposefully blocks Tayce out of her peripheral vision as she leans against the bar, but she’s only separated from her by about six people also waiting and if she tilted her head forward she could definitely catch her eye if she wanted.

“Rhythm is a dancer, two for one at Asda,” Ellie sings along, bopping her head enthusiastically. A’whora laughs weakly, her proximity to Tayce and that bitch she’s talking to entirely too distracting.

“Shut your hole and tell me what you’re wanting,” Lawrence orders her. Ellie drums the palms of her hands against the bar as she semi-shouts sambucaaaaa, and A’whora asks for a vodka. She’s aware she’s mixing entirely too many spirits and her hangover tomorrow will be potentially life-threatening, but she doesn’t care.

“Tayce is still there. Should we shout her over and see what she wants?” Ellie suggests, craning her neck. A’whora firmly shakes her head.

“She’s wanting that baby Hulk she’s been talking to all night, apparently,” she all but spits, shocking herself at her venom. It’s clear she shocks the girls as well, and Lawrence turns around and simply raises her eyebrows at her.

“Men’s dress trousers in a hotel.”

A’whora can only blink. “What?”

Lawrence pauses for dramatic effect (or perhaps that’s just the Jaegerbomb making its alcohol content known). She points a finger at A’whora, then finishes whatever point she’s making. “Pressed.”

“Purrr!” Ellie laughs in agreement, grabbing A’whora’s shoulder and shaking it in an action that’s probably meant to be gentle but almost shakes her bone out of its socket. “Oh my God, that totally explains why you’ve been such a bitch all night.”

“This wee cow’s been a bitch her whole life,” Lawrence joins in. A’whora knows she’s got a proper face on by now, Dot Cotton licking piss off a nettle, but she can’t help it. She hates being wound up and she makes this perfectly clear to her friends via her furious silence.

“Nah, but tonight she’s a jealous bitch,” Ellie sticks her tongue out at her, and A’whora huffs.

“I’m not jealous!” she lies. “I’m just pissed off that she comes on a night out with us and she spends it talking to some random bitch she barely knows instead of her friends.”

“Wait. Oh my God, do you fancy Tayce?” Lawrence asks, a bull in a china shop on cocaine. Before A’whora can defend herself Ellie barks a laugh.

“Aw Lauzza, come on to fuck! Have you ever walked in when it’s been just the two of them? They’re so fucking flirty it’s disgusting.”

“DISGUSTEN!” Lawrence shouts, and it goes about ten percent of the way to drawing A’whora out of her mood.

“I don’t flirt with Tayce! I don’t fancy her either!” A’whora cries, exasperated. She realises too-late that her volume may have been too loud, but when she looks over at the topic of conversation again she’s both disappointed and relieved to see that she hasn’t registered a thing. “Anyway, you know you can’t shag your flatmate. It’s like the first rule of having flatmates. It would just make everything awkward.”  

“That the only thing stopping you?” Lawrence looks at her pointedly.  

“The bartender’s free,” A’whora glances just over Lawrence’s shoulder, and she turns around so fast it almost makes her feel dizzy. While Lawrence orders it leaves Ellie to turn to A’whora and pat her hand sympathetically.

“Why don’t you just go up to her?” she suggests. “I mean would it be so bad if you did just shag and get the pent-up tension released and then you can both just move on? I mean it’s not like you want to be her girlfriend or anything.”

A’whora presses her lips together and doesn’t reply. Her silence seems to communicate too much as Ellie’s mouth drops open a little and she fixes her with a pointed stare. “Oh, A’whora.”

“Look, I don’t know,” A’whora rushes to defend herself, her words spilling out over themselves in the way they sometimes do when she’s tipsy. “Like obviously she’s gorgeous but also, like…I do like her as a person as well, and I like being around her and just enjoying her company-”

Ellie splutters a giggle. “Enjoying her company, are you eighty years old in a care home?”

“I’m gonna slap you in a minute, shut up!” A’whora laughs incredulously. “But, like, I just…I don’t know if she likes me back like that, you know?

Ellie frowns. “I think, then, my advice would be…don’t shag her if you don’t think you can keep it to just that. ‘Cause obviously you don’t want to end up getting hurt.”

“Right, yeah,” A’whora replies, nodding.

If she’s honest, she’s disappointed. Obviously she’d be lying if she said she didn’t want to sleep with Tayce- because fucking look at her- but just like Ellie said, she knows she would end up getting hurt if anything happened between them. Tayce would probably consider it a one-time thing and A’whora would be let down, or it would turn into some long, drawn-out friends with benefits scenario that would probably make everything worse.

The thing is she can only repress her feelings so much and tonight she’s feeling like one of Ellie’s cans of Monster that Tia shook up as a joke and ended up spurting out its contents so violently that there’s still a green-blue stain on their kitchen wall. A’whora’s way too close to telling the girls about every time she’s pictured her and Tayce falling asleep together and waking up together, every time she’s imagined them planning actual dates, every time she’s wanted to kiss her on the sofa- not necessarily even a kiss kiss but just a peck on the cheek, a soft one pressed to the crown of her head, a little one against their knuckles as they hold hands.

It all sounds ridiculous and silly and way too high school. Nothing seems to work the same at uni. Everyone just seems to shag, hook up, kiss strangers they’ll never see again in the shadows of grimy clubs. Everything seems to happen when everyone’s drunk. Everything’s done out of lust rather than love. Everything is so short-term because you can’t plan for the long term if you wake up and don’t remember the night before.

A’whora loves uni, but she doesn’t like that.

Besides, she’s already done all that in high school anyway. Sixth form had been like a crash course in freshers’ week; if she wasn’t drinking in parks or going to house parties she was sneaking into nightclubs using a fake ID that even Stevie Wonder could’ve seen right through. She’d half-heartedly slept with boys and figured out she liked girls when a sleepover after a party took a turn. She’d tried smoking and she came to the conclusion that she didn’t like it enough to buy her own cigarettes, she’d tried mandy once and that was once too much for her. All of that has prepared her well for uni- she’s street smart and has her head screwed on (for the most part- she’s still testing her limits as far as alcohol’s concerned). But feeling like she’s feeling for Tayce is uncharted territory, and out of everything she’s already done and experienced A’whora finds it hard to believe there’s not an age limit on this sort of thing because it all feels more risky and dangerous than smoking roll-ups in a children’s playpark at one in the morning ever did.

A wayheyyy! from Lawrence cuts through her thoughts and she accepts the shot she’s holding out to her, wordlessly clinking it together with Lawrence’s and Ellie’s and slamming it back as if it’s some form of medicine she desperately needs.

“It’s so weird that you don’t do the whole lime and salt thing,” Ellie wrinkles her nose at her friend, who in turn punches one of her own tits with what seems to be pride.

“‘Cause I’m made of strong stuff, babes. Right, what’s the conclusion on this one? Does she fancy Tayce or no?”

“Surely this is a bathroom stall conversation?” A’whora pouts, annoyed that her feelings for Tayce have been brought back up.

As Ellie relays to Lawrence what she’d said to A’whora, A’whora momentarily wonders if she’s in control of anything in her life any more.

Lawrence nods when Ellie’s done. “Smart advice. ‘Cause it would make things awkward for the flat. ‘Magine trying to make a Pot Noodle in the middle of a live-action episode of Eastenders.”

A’whora screws her face up in confusion. “All episodes of Eastenders are live action?”

“Y’know what the fuck I mean,” Lawrence rolls her eyes in exasperation. “Well we’ve given you our blessing and basically we represent the whole country, so. Go for it.”

“Thanks, Nicola Sturgeon, good to know I have your approval,” A’whora smirks at her, amused. When some Becky Hill song comes on over the speakers she takes it as her cue to smooth down her skirt, flip her hair over her shoulder and rest her little shot glass back on the bar. “Right, we going to have a dance or what?”

As she takes her friends’ hands they all but strut over to the dancefloor, and A’whora can see Bimini and Tia pulling shapes that they probably think make them look mysterious and sexy but actually just make them look as drunk as they no doubt are. Before A’whora can push through the crowd, Lawrence tugs her and Ellie back a bit.

“Here, I think I’ve remembered something Tayce told me once, if this is of any use to you?” she begins.

All of A’whora’s nerve endings light up like one of those colourful optical fiber lamps she had when she was small. Her eyes have clearly flown open and her mouth’s dropped slack without her even having to try, so desperate is she for what Lawrence is about to tell her. Ellie’s beside her equally expectant and anticipative, and Lawrence laughs at the pair of them before she continues.

“It was the pair of us and Tia…Christ, when was it…cannae mind. Think you’d gone home for the weekend and Ellie was doing something wi’ Bims…anyway, coupla’ bottles of wine in and we start playing wee stupid games. We’re doing snog, marry, avoid and Tia gives her…fuck, cannae even remember. Let’s say it was Ellie, Bimini and you. Now I can’t remember what she said for the other two but…” Lawrence pauses dramatically, and A’whora is a hair’s breadth away from practically begging her for the information she’s taking so long to impart. “…she said she would marry you because then she’d get to shag you more than just once.”

A’whora doesn’t think her eyes can go any wider but she somehow manages it. She doesn’t really know how to react but Ellie’s doing enough screaming to suffice for the two of them.

“When the fuck were you gonna tell us that?! Fuck, I can’t believe you never told me that! When did this happen?!” Ellie practically screeches in her face.

“Telt you I cannae mind! Maybe like…a month ago? I don’t know,” Lawrence supplies unhelpfully. Usually A’whora would try to rip the piss out of the way her accent’s gone ten times more Braveheart than usual after her series of drinks, but all she can think about is what she’s been told and, well…she can’t help the butterflies in her heart and the way a satisfied, triumphant grin spreads slowly onto her face.

Ellie’s equally as excited beside her. She whacks A’whora on the arm as she squeals with enthusiasm. “See! Now we know she likes you too!”

A’whora feels as if she’s made of glitter and confetti as she spins around in the direction of the bar. Her heart gives a dip on its rollercoaster of emotions as she sees that Tayce has somehow caught the attention of a different girl- long, dark hair and a blue and orange outfit and a mouth that’s moving at about a mile a minute.

There’s a second before A’whora makes to turn away in disappointment when Tayce’s pupils suddenly flick over to rest on her. Tayce’s self-assured expression and body language seem to falter when she catches A’whora’s eye, and she shoots her a little smile that- if A’whora didn’t know the girl better- she’d say was shy.

“Now the challenge is actually getting a chance to talk to her,” A’whora pouts. Chatting up Tayce and maybe getting to fall into bed with her really isn’t a time-sensitive issue; it doesn’t need to happen tonight, but A’whora’s had a chaotic combination of alcohol that makes her think there’s really no time like the present and hey, maybe this is her one and only chance.

“Well, we can keep an eye on her and when she’s free, then that’s your chance,” Ellie smiles, supportive and excited.

“What chat-up line are you gonnae use? I’ve got a cracker you can have if you want,” Lawrence insists, and A’whora and Ellie share a doubtful look.

“Go on.”

“What did one haggis say to the other haggis?” Lawrence begins. Without giving the other girls a chance to interject, she finishes. “…’Gonnae shaggis?’ ”

“And on that note,” Ellie shakes her head and rolls her eyes, taking both of them by the hand and pulling them into the crowd to join their other friends.

It’s amazing how easy it is to forget about the object of her affection chatting to random girls on the other side of the room when Bimini’s grabbing her and almost launching her across the dancefloor with their euphoric pogo-ing along to each and every song that gets played. The five of them drunkenly bum-ba-ba, bum-ba-ba along to Head & Heart and cheer for Tia when she does Nicki’s rap in Swalla without even stopping for breath. A’whora laughs in confusion with the other girls as Lawrence and Ellie get way too excited, squealing and clutching each others’ hands when some clubland tune that’s apparently much bigger in Scotland than it is in the other three corners of the UK gets put on, the lyrics of which seem to consist solely of the words up-up-up and awayyy. Bimini and Lawrence collect more drinks from the bar and A’whora very nearly knocks Ellie’s out of her hand when Friday comes on and she punches the air.

And then Tayce is on her own.

A’whora’s heart almost siezes up with how fast it jolts into full-blown palpitations because this is the moment she can finally go over and talk to her, the chance to turn their friendship into maybe something more even if that something more is only a random hookup after a night out, but it only takes the time for her to shake Ellie’s arm and point in Tayce’s direction for her to see that, yet again, she’s been approached by someone tall and confident and stunning and everything that A’whora wishes Tayce thought about her.

Her face falls and Ellie snaps her fingers in her line of vision, forcing her to look at her and the motherly expression of tough love she’s wearing.

“Hey. When has anyone ever stopped you getting your own way?” she yells at her over the music, and A’whora laughs half in amusement and half in agreement. As she falls silent, Ellie jerks her head towards the bar. “Go get her, bitch.”

It might be the alcohol, but it hits A’whora with a ironically sobering clarity that Ellie’s right.

So she takes a breath in and struts confidently over to the bar, practically able to feel the adrenaline coursing through her veins (although that could well be the caffeine from the second Jaegerbomb she’s downed this evening with Bimini’s encouragement). She smooths down her skirt so the split runs up the front of her thigh and not the side, adjusts the neck of her top so it’s framing her chest the way she wants it to. She could be nervous but the combined alcohol she’s drunk so far this evening pushes that feeling to the back of her head, replacing it with all-consuming confidence that she can feel from the inside out. She looks good, better than good, and she knows she can flirt even though she’s never really tried to flirt with Tayce. Well, never intentionally.

Okay, that’s maybe a lie.

The realisation that she’s actually going through with this is enough to make her want to freeze to the spot but by some miracle she’s still walking forward until she’s three, two, one steps away from her flatmate and the girl at the bar with too much plastic surgery and hair the shade of a vomit-coloured highlighter pen. A’whora wedges her shoulder in between the pair of them, hears the girl give a little tut/sigh hybrid from behind her but A’whora’s not really interested in bickering with her, not when Tayce’s eyes have fallen on her and she’s looking at her, really looking at her with a little playful smile on her painted lips.

“Hey baby boo,” Tayce says by way of a greeting, and A’whora feels her heart melt just a little. She’s being adorable, but she’s not going to let that damage her confident, composed exterior. Until Tayce follows up by running a hand down her arm and lacing their fingers together. “I haven’t seen you all night, I missed you.”

With that, A’whora feels the little cocky smirk she’s wearing break out into a shy grin, one that she hopes doesn’t look as ridiculously goofy as it feels. “Well. Maybe you would’ve seen more of me if you hadn’t been playing Take Me Out with half the bloody girls in here.”

“Who, me?” Tayce gasps, clutching the gold chain around her neck and pretending to be affronted. A’whora doesn’t mean to roll her eyes but she clearly does, and the small giggle she draws out of Tayce as a result makes it almost worth it. The squeeze Tayce gives her hand turns that almost into a definitely, as does what Tayce follows up with. “You’re cute when you’re jealous, you know.”

“You’re cute…all the time,” A’whora claps back, wishing she had some sort of drink in her hand to press against her face as she feels her blush start to bloom across her cheeks.

“I know, babe, that’s why I’ve been getting my drinks bought for me all night,” Tayce winks.

If Awhora uses that as a signal to pull her bank card from her bra, that’s nobody’s business but her own. The way Tayce’s gaze flicks to her chest lights a match in her heart. “Well…let me buy you one and then you won’t have to miss me so much.”

Tayce’s awed smile spreads slowly onto her face and they agree on tequila shots, the phase of the evening where they were nursing their drinks left firmly in the dust as the bartender hands them a salt shaker, two little shot glasses and two wedges of lime. The way Tayce’s tongue slides over the side of her hand before she sprinkles the salt and the way their eyes meet as she licks it up makes A’whora’s mouth dry, so the tequila’s welcome for a split second before she remembers why she hates it, the flavour and sheer strength of the alcohol akin to being hit by a truck.  

As she grabs desperately for the lime like it’s an oxygen mask on a crash-landing plane, Tayce laughs and shakes her head pityingly. “You always end up ordering tequila and you always, always hate it.”

A’whora blinks as she composes herself, gives a little shiver of recovery. She cocks her head at Tayce inquisitively. “I didn’t know you remembered that.”

Tayce looks to the ground as she smiles, tucks a piece of her long hair behind her ear. It’s endearing and soft and it makes A’whora panic, so she presses her lips together and raises an eyebrow at Tayce questioningly. “So, how’d your little episode of Blind Date go anyway?“

"Gosh, you’re really pressed about this, aren’t you?” Tayce’s eyes are narrow as she smirks at her, and now it’s A'whora’s turn to look embarrassed. The soft laugh Tayce gives is reassuring so A'whora’s gaze drifts back up again and their eyes meet as she speaks again. “Well, there was, uh…blonde lady. Blonde lady with the muscles and the eyeliner. God, what was her name?”

“This is off to a flying start.”

“Kameron!” Tayce yells in her face as she remembers. It makes A’whora snort with laughter, something that’s probably wildly unattractive but she knows Tayce has seen her do it before. “And then there was, uh, Priyanka. I remember her name because she kept telling me every two minutes. That was a wild conversation.”

“Uh-huh. Who was the bitch I elbowed out the way?”

Tayce smirks at her, wobbles a little in her heels and steadies herself against the bar. “That was…Detox.”

“Radox?”

Tayce splutters. “Detox!”

“Should’ve called herself Botox, would’ve been nearer to the mark,” A’whora turns up her top lip. Tayce explodes in an outraged laugh beside her, clutches her wrist in a way that makes A’whora hope she won’t be able to feel her rapid pulse.

“Says Aurora Georgia Boyle, who asked for lip fillers for her eighteenth and was actually allowed to get them!”

“Don’t full name me, piece of shit!” A’whora gasps in mock-offence, shakes herself away from Tayce’s grip but finds her inexplicably nearer to her than she was before. She’s not necessarily complaining, though, because her whole left side is against Tayce’s right and there’s some form of other-worldly magnetism that seems to keep them pressed together. It makes her heart flutter so she tucks a section of hair behind her ear before she frowns. “I never told you that. How come you know that?”

“You did tell me! Back in freshers week! You just don’t remember,” Tayce giggles, poking her cheek with one acrylic nail. It should hurt more than it does. Maybe it does hurt and A’whora can’t feel it. She’s had a lot to drink.

It’s the alcohol she blames when she hooks an arm around Tayce’s waist, tilts her head and drops her volume to a murmur. “You seem to remember a lot of things about me.”

Tayce’s eyes widen just that little bit. “Well you’re a bit of an unforgettable person, really.”

Her words make A’whora’s heart light up so much that she can feel herself glowing from the inside out. She brings her other arm around Tayce in a tight hug, her hands joining at the small of her back, and Tayce mirrors her so they’re both anchoring each other. It’s hard for her to remember whether they’ve ever shared a hug like this before. It seems too intimate for friends, but A’whora doesn’t mind.

“Tayce.”

“Rory,” Tayce replies, mimicking her whine and the way she draws her name out. A’whora likes the nickname she gives her probably more than she should; she supposes it’s because only Tayce uses it and because it’s rooted in her actual given name.

A’whora pouts, squeezes Tayce’s waist. “I missed you tonight, you know.”

“Missed you too. Missed you so much,” Tayce murmurs back.

She’s already said it, A’whora knows she’s already said it, but with the way they’re both gazing at each other it seems to mean something more, something different. It’s ridiculous- they’re both drunk, and famously no good decisions have ever happened when two people have had this many assorted shots, but somehow it feels like all of this is just right.  

A’whora drops her head to rest it on Tayce’s shoulder and she feels her arms tighten around her in response. Her lips graze her neck as she murmurs against it. “Not leaving me again.”

There’s a pause where she can’t really see Tayce’s expression or how she’s reacted. Her heart freezes, and the terror and reality of having crossed the line between friendship and whatever the hell this is suddenly consumes her whole body. She’s relieved, then, when Tayce eventually mutters against the crown of her head.

“All yours, baby.”

And she presses a kiss to her hair. Just like A’whora’s been dreaming about for so long.

She feels giddy and dizzy with absolute euphoria, so it’s that she blames when she puts her lips against Tayce’s neck again and plants one, two, three little kisses there in quick succession.

“Tayce,” she whispers again. She doesn’t really know what she wants to say or how to say it, but she knows she doesn’t want to go back to the dancefloor, and she doesn’t want to be with their other friends. She just wants her and Tayce together for however long she’ll let it be that way, and she doesn’t even care about the busy bar or the drunk students that bump into them every so often or the stares from the rowdy group of rugby lads that would usually make her feel intimidated, but not when she’s with Tayce.

When she’s with Tayce everything seems a little bit better somehow, just by her being there.

So maybe it’s that, or maybe it’s the tequila, or maybe it’s the feeling of having Tayce’s arms around her that makes A’whora tilt her head back up again and meet Tayce’s waiting lips with her own. There’s none of the usual hesitation or awkward pause that comes with kissing someone new because really the amount of times A’whora’s imagined this, dreamt about it, thought about it in daydreams that completely unhook her from reality, it’s as if it’s happened before.

Nothing has prepared her for the real thing though. How Tayce brings a hand up to rest at her jaw and how the other stays placed against the bare skin of her back, warm and supportive. How the both of them sway a little, unsteady in their heels as if they’ve been knocked for six. How Tayce’s body is close against hers and A’whora pushes a hand in her hair in an attempt to somehow bring her even closer. How kissing Tayce leaves her breathtaken and satisfied yet somehow amplifies her feeling of longing, because the more she gives to her the more A’whora wants and with every second that Tayce’s lips are on hers she can only feel the heat that’s pooling in her stomach growing more and more intense.

When Tayce pulls away and A’whora can only catch her breath, she fixes her with a lazy, half-lidded smile that makes her insides turn to melted honey.

“That was nice,” she blinks, and she’s a second away from kicking herself- because, really?- when Tayce giggles softly under her breath. She brushes a little piece of A’whora’s hair off her face, and the gentleness of the action throws her a little. A’whora brings her arms up to loop around her neck, and she leans in close again. “I wanna do it again.”

“I want to do…a lot of things. With you,” Tayce says, casual and chill as if her words haven’t just sent A’whora up in flames.

“Like…?”

“Like…maybe come back to mine and I’ll show you, baby.”

The whole moment’s perfect enough for A’whora to almost overlook the blunder Tayce has just made, but her nature dictates that she can’t let her get away with it. “We…we live together.”

Tayce lets out a snort, bumps her forehead against A’whora’s as she despairs of herself. “Right. Well…we gonna go home, then?”

A’whora doesn’t need to be asked twice. She laces her fingers in Tayce’s, resolves to text the others to tell them they’ve left, and stumbles towards the exit with her heart thumping wildly in her chest.

When she blinks, she’s tired, she’s in bed, it’s bright, and she’s confused as all hell.

The headache hits her like a sledgehammer to the face and she blinks slowly and heavily, adjusting herself to her surroundings. She’s in her own room, she can tell that much from the photos of her and her friends from back home on the cupboard and the fairy lights on her desk that aren’t switched on. Her mouth feels like a badger’s shat in it and her eyes are all achey, and as she throws an arm up to rub at them she’s surprised when she doesn’t see any leftover eye makeup on the back of her hand.

“The kraken awakes.”

“Jesus fucking Christ,” A’whora flinches, her head whipping over to the foot of her bed to find Tayce sitting cross-legged leaning against the wall, her phone in her hand. She’s wearing her old leggings with the bleach stains and the hole at the calf, and a purple tie-dye sweatshirt that’s a size too big for her. Her hair’s loose and framing her face and the only makeup she has on is the little scattering of eyeliner that’s hanging tight to her lash line and has managed to escape the makeup wipe.

She looks disarmed and shy. There’s something comforting about it, because A’whora feels confused and completely on the back foot and she has no idea what’s going on. But there’s a warm smile on her face and it meets her eyes, so despite her disorientation A’whora feels safe.

“How long’ve you been there? Were you just watching me sleep like some…creepy Twilight vampire?” A’whora groans, sitting up and leaning forward and taking a deep breath as if it’ll make her headache go away.

Tayce laughs in a way that makes A’whora think the question’s flustered her, but she’s not sure. “The others went to get breakfast. I said I’d stay with you. Didn’t want you to be on your own feeling like shit and maybe having the fear.”

“I am having the fear. I don’t even know how we got home.”

The way Tayce’s face drops in what looks like abject panic makes her wonder what did happen last night. “Wait. What do you actually remember?”

A’whora’s heart is racing as she scans her mind for memories. Pres, club, drinks, booth. Tayce talking to some girl. Dancefloor. Tayce. Talking to Tayce. Kissing Tayce-

Kissing Tayce.

“Oh, no,” A’whora blurts out involuntarily. Her eyes are wide as she looks at Tayce. “We…did we? We did?”

Tayce’s face seems to relax as she bursts out laughing, and it all comes flooding back to A’whora and hits her like a train. Everything that had seemed like such a good idea last night now seems like the most awkward situation in the world now that Tayce is here, on her bed, and they’re both sober.

“Tayce, no,” A’whora whines, putting her head in her hands as her friend keeps laughing. “No! That’s so awkward. I’m so sorry.”

“Don’t be sorry, it was a good kiss,” Tayce smiles back, somehow both coy and self-assured at once. It’s her reaction that causes a new wave of cold horror to crash against A’whora, a wave on a rock.

“Oh, Jesus. Did anything else happen?”

Tayce grows animated. “God, yeah, we had the best sex ever. Sixty-nines, scissoring, we got the vibrators involved. It was bloody lush.”

A’whora’s too hungover to realise that Tayce is winding her up until she screeches with laughter right in her horrified face. “Oh my God, Rory, your face! No I’m joking, ‘course I’m joking.”

“Thank fuck,” A’whora sighs a world-weary sigh of relief, throwing herself back down against her pillows and immediately regretting it for the way her brain ricochets against her skull and makes her headache ten times worse. “So what did happen?”

“Well, you wanted to walk back because you wanted to look at the stars, so when we got to the square we lay down and looked at the stars for a bit. And then I wanted to go get chips and cheese but you were dragging me back home because you were so horny,” Tayce looks at her pointedly, and A’whora groans with embarrassment, grabbing her pillow and shoving it over her face. “But then after we got up the stairs and in through the door you said you felt sick, so I then had to hold your hair back while you threw up last night’s pasta bake and what looked to be about fifty different kinds of alcohol into the toilet bowl. Then I had to put you to bed and stay up half the night making sure you didn’t choke on your own tongue while you were asleep. Best one night stand I’ve ever had.”

When A’whora takes the pillow away, Tayce winks at her. She feels like putting the pillow back.

“I’m honestly so sorry,” she pouts. She is sorry. Part of her wishes she could at least properly remember what it had felt like to kiss Tayce. All the memories of the moment are much too paper-thin and flimsy, butterfly wings that’re all too rapidly flying away. Tayce isn’t giving her any cause to be embarrassed, but A’whora is anyway.

So she’s not sure what Tayce is going to say when she leans forward, takes her hand and gives it a squeeze. “Go brush your teeth.”

A’whora thinks she might be the first person in history to have cause of death: cringe written on her birth certificate. “You’re really adding insult to injury, aren’t you? Telling me all the embarrassing shit I did while I was off my face and then basically telling me my breath smells like dog shite.”

Tayce laughs as she shakes her head. “Just go do it, idiot.”

She’s never been one to say no to Tayce so A’whora drags herself out from under her duvet towards the little sink tucked away in the corner of her room, the cold chill of the freezing air hitting her bare arms and her feet and rendering her even more miserable. It’s only when she’s halfway through scrubbing at her teeth when it registers that she’s even got pyjamas on.

“Did you have to put my pyjamas on for me?” A’whora asks around her toothbrush, realising all too late that trying to talk through a mouthful of toothpaste is probably as unattractive as vomiting into the toilet bowl.

(The toilet bowl is definitely worse, but she’s just thinking this to help herself feel better.)

Tayce looks up from her phone and raises an eyebrow. “Nah, you managed to do it yourself. You did make me watch you put your stick-on bra on your forehead, though. Apparently it was the funniest thing in the world.”

A’whora just groans as she turns back to the sink, spitting out the toothpaste and following it with mouthwash just to completely clean her mouth of the various alcoholic sins of the night before. She crawls back into bed with a wearied sigh, and she’s surprised when Tayce falls on her side and scoots up beside her, laying on her side and facing her so their noses are almost touching. A’whora feels her heart lift and her pulse speed up, and it’s not helped by the way Tayce reaches out and tucks a little piece of hair behind her ear.  

Tayce trails her fingers across to cup A’whora’s cheek, and she’s almost whispering when she speaks. “Thank God. Just wanted to do this again.”

When she leans in A’whora shuts her eyes, meets her halfway, and feels every cell in her body electrify when their lips touch. If kissing Tayce in a club when they were both drunk was good, then kissing her hungover in bed is somehow even better, and A’whora’s mystified at the way her headache seems to completely disappear with every second she spends with her lips on Tayce’s, kissing her gently and softly as if they’ve got all the time in the world. Tayce smells of everything comforting- Tresemme shampoo, snow fairy shower gel, the fabric softener she uses that’s way too expensive for a student budget. Fresh and clean and somehow new. It’s the simplest heaven A’whora has ever experienced.

Tayce pulls away and they both giggle, embarrassment and awkwardness gone now that the elephant in the room’s been addressed. A’whora only realises Tayce has taken her hand when she lets it go, pushes herself off the mattress and crosses the room towards the door.

“We should do that again some time,” she smiles wickedly by way of a goodbye, and A’whora can only nod bashfully in reply and agreement. Tayce has given her hope to hold on to, and she knows she’s going to cling to it ridiculously until whatever this is happens again.

She can’t wait.

Just as Tayce opens her door and A’whora resigns herself to her leaving, she lifts her head off the pillow when she hears her flatmate’s voice again as she disappears into the hallway.

“And go have a shower. You smell like tequila.”

[physioblr]

How to get a 4.0 with ADHD-C and Dyscalculia

(Or, how to survive Uni as a disabled student)

Disclaimer: 

This is what has worked for me. I don’t claim that this will work for everyone. Not every ADHD brain is the same. Also other axis of privilege, time of diagnosis, and support are different between people. I have severe ADHD-C and was diagnosed as a young adult and had little support to help me deal with my symptoms until I met my partner. Psychiatrists aren’t trained to help you deal with the range of issues you will face. 

Do keep in mind as well that some professors are just ablest assholes. The idea that someone is kind, empathetic, or will always follow federal law just because they are in a profession that gives them a power differential is ridiculous. You may also run into professors that also take pride in their exam distributions looking like a statistician’s nightmare. Keep an eye out for the obvious dog whistles, and do research before registration when possible. If you end up in these situations, drop the class during the add/drop period if you can. If not, be prepared for your GPA to take a hit. 

I’m writing this from an American perspective, if you are in the UK/Europe I lived in Scotland for 5 years and would be happy to help if you have questions regarding the Equality Act 2010 and the UN convention of disability rights.

A. Lifestyle:

1. Sleep hygiene. Sleep = study retention.

I had trouble sleeping for most of my life. I wouldn’t be able to fall asleep or stay asleep at the appropriate times. A lot of people deal with this by being “night owls” — i.e. just accepting that our clocks are set later than neurotypicals’. Other people deal with this by sleeping on a biphasic or polyphasic sleep schedule. 

There is another option though. You can train yourself to go to sleep at the same time every night and wake up at the same time every morning. This might take a couple of weeks for your body to adjust. Here is how I did it:

Take your morning dose of medication about 30-40 minutes before you actually need to wake up. This allows medication to kick in. It’s similar to the trick of drinking a cup of coffee before taking a power nap. I have two alarms. One to take my medication, and the other to actually wake up. My medication alarms have a particular tone so that I don’t take my medication twice.

Wake up at the same time every day, including weekends. You can’t oversleep or your body won’t adjust. Do not press the snooze button. Get up right away to start your morning routine. The 5-10 minutes that your snooze gives you isn’t going to make you feel less tired. It will make your feel groggy, which is something called sleep inertia. Your body doesn’t get to complete a full sleep cycle, and it will donk you up.

Add going outside to your morning routine. Even if it’s the winter, or mostly dark. I have an adorable greyhound, and he has to go potty as soon as I wake up. In the very least open your blinds/curtains and open your windows to get some fresh air and morning light. Studies show that light effects our circadian rhythm. I find that even when it’s dark out though, going outside helps due to the cool morning air.

Keep a consistent morning routine. Do everything in order like you are going down a checklist of tasks. Make your bed as your final task. Don’t get back in your bed. Your bed is for sleep or sex only.

Go to bed at the same time every night, no matter what. Medication has likely worn off by the time you go to sleep, and contradictory to neurotypical belief, when your brain wanders it can make it harder to fall asleep. So can hyperfocusing. I find that reading can keep me up as I will hyperfocus, but listening to audiobooks doesn’t cause those problems. I turn off the lights, put a seep mask on, and play an audiobook with wireless headphones to help me get to sleep. I recommend reading/listening to something light like fantasy or science fiction.  Save thrillers, horror, and mystery books to listen to during the day.

2. Exercise.

I recommend exercising in the morning everyday, cardio and strength training. Even if you just do some cardio 10-15 minutes, it is still beneficial. Most exercise physiologists would recommend a rest day, but I’ve found that lighter days work better than complete rest days. You will see a noticeable difference in your hyperactivity symptoms. It’s not simply that it gets the fidgets out of your system, it is good for a hyperactive mind and helps with emotional dysregulation as well. It will help you sleep at night too.

Always speak to your doctor before you begin any exercise regimen, especially if you are taking 60+ mg of ADHD medication and have not exercised regularly on your medication previously.

3. Eating.

Eat at the same time everyday. Your body will tell you you’re hungry at those times. It’s also helpful to schedule your food around medication so that you don’t repress your natural appetite. Also, not that it needs to be said, but the brain uses up a lot of calories. You need to eat to retain what you learn.

4. Emotional Regulation.

This is one of the hardest parts of ADHD that no one ever talks about. You may not even know what this is, or that emotional dysregulation is a symptom of ADHD. It’s never mentioned in the DSM or ICD because emotions are hard (and expensive) to quantify. A lot of medical professionals have never even heard of it. If you want to read up on it, I suggest reading work by Dr. Russell A. Barkley. To give you the basics though, ADHD brains fail to self regulate emotions. We have emotional impulsivity. When we take in sensory information for conscious appraisal the pathway goes like this: stimulus —> thalamus —> cortex —> amygdala. Our frontal cortex is not the greatest at giving us context, or telling us to chill out, so our amygdala can be in the driver’s seat often. This aspect can make us really fun people, because it can make us get excited easily and enjoy life to the fullest. It can also cause us problems. For example, expressing anger at your boss or teacher (even if you are rightfully angry) might not be the best—diplomacy may give a better outcome. Our amygdala doesn’t know what is best for our future selves.

So, how does one regulate emotion when you’re brain doesn’t function like you want it? Try practicing mindfulness. And no, I’m not taking about attending to everything coming into your working memory or weird granola hippy garbage. When you are having an emotional response, check in with yourself. Are you feeling overstimulated? Are you feeling understimulated? Are you hungry, are you thirsty? Are you tired? Is your medication wearing off? Notice patterns, notice what triggers the emotion, write it down. Develop a proverbial toolbox that can help you when you are not regulating your emotions well. This toolbox is individual to you, and it may take some trial and error.

Keep in mind that trauma is different than emotional dysregulation, although our emotional dysregulation doesn’t exactly help. A lot of us ADHD brains have experienced severe emotional trauma via ableism and abuse from the school system, from teachers, or from parents. It never gets talked about because it’s usually caused by someone in a position of authority, and we are hardly ever given a voice to talk about our own experiences. Find someone you can trust to talk to about it. Find ways to self sooth in a healthy way when re-experiencing that trauma. You may have complex PTSD. It’s difficult for us to get help for complex PTSD because society doesn’t recognize that disabled people experience trauma in a very unique way. Keep in mind PTSD wasn’t even considered a disability under the ADA until 2008, one couldn’t get social security for PTSD until 2017, and the ADA didn’t exist until 1990. If you do seek out help though, expect push back from some medical professionals, have someone that will support you through the process, and do so when you will not be experiencing new trauma. Also, remember, fellow ADHD brains are here and we all love and support you.

B. Disability Services:

I’m not going to sugar coat this. We are barely recognized as human beings, so our rights are always under fire. Being disabled in this world is like walking through a mine field. Not every university or work environment is going to follow the ADA. The ADA became law in 1990, and the abled have been dragging their feet ever since. It’s difficult to enforce, complaining to the government often leads to nothing, and getting a lawyer is expensive. It’s also hard to prove discrimination in court. The ADA leaves a lot of room for improvement. Ableism is a systemic problem pretty much worldwide. I’m not trying to upset anyone, but you need to be prepared for what you are up against.

1. Keep the nature of your disability private.

Never ever ever tell a professor or TA the nature of your disability. Tell them you have a disability recognized under the ADA which is federal law, do not tell them what disability you have. There are lots of tips on tumblr that will tell you to inform professors that you have x disability, and that they will be empathetic and blah blah blah. Those uninformed tips are putting your legal rights, and your grade, in danger. There are so many biases professors can and do have when it comes to ADHD and dyscalculia. You are just asking to experience ableism if you divulge. Some professors don’t believe that ADHD is a disability, or they believe that vaccines cause ADHD, or that you just magically grow out of ADHD when you turn 18 etc.  It isn’t your job to deal with their delusions, their biases, or their ableism — that’s their therapists’ or HRs’ problem. You do not have to tell anyone but your university disability services. Under the ADA you have a legal right to privacy, but if you divulge to a professor you are waiving that right.

I also wouldn’t recommend telling other students the nature of your disability. Unless you are pretty sure the other student also has your disability, but even then internalized ableism is a thing. You never know who they are going to tell, if they are ableist, or how they feel about your accommodations. You never want an abled student crying to a professor because they think your accommodations are “unfair”. If a student wants to know what disability you have, and you want to tell them something because you have become acquaintances/friends but don’t want to tell them exactly, say that you have a neurodevelopmental disability and/or a learning disability.

2. Advocate for your legal accommodations.

Disability services are not going to hold your hand. They are not going to simply offer you all the accommodations that you are legally allowed or would make you successful. They deal with hundreds of other students and likely have accommodations they offer everyone, regardless of the type of disability you have. Request accommodations that actually put you on the same playing field as everyone else. Read the ADA, and understand what reasonable accommodations are.

If you have ADHD, I would recommend requesting extended time on exams and assignments, a private room to take exams in that is free of distraction, handouts/materials and textbooks in text-to-speech capable formats, the ability to take breaks in-class or exams, reduced course load, and the ability to record lectures for note-taking. You may be able to request a memory aid for ADHD, as a lot of ADHD brains have very low working memory (also called short term memory) capacity. Part of our attention difficulties come from low working memory capacity as sensory input goes through working memory before it is stored in long term memory. Anything stored in long term memory must be pulled back into working memory to be used and manipulated. Get a psychologist that specializes in ADHD adults to test your working memory capacity if needed.

If you have dyscalculia, I would recommend requesting a memory aid (used for formulas, constants, equations etc), the use of calculator on exams and assignments, extended time on exams and assignments, reduced course load, and a private room for exams.

3. Get accommodations implemented.

This is a different process than getting accommodations approved. My uni makes me contact professors at the start of the quarter in an ‘engagement process’. Due to re-experiencing trauma, I avoid setting up a meeting with professors and just email. Emailing prevents professors form cornering you or badgering you to divulge your disability, or subtly threatening you about your registration or degree, and puts everything in writing so there is a legal paper trail. 

Professors may try to get out of their legal obligations. I have had this happen multiple times. I’ve even had professors tell me that accommodations aren’t helpful for disabled students, or that they are not fair to abled students — I responded with “well it’s not fair that I was born with a disability and that you’re gatekeeping disabled people from getting an education”… they didn’t take that well. Do not try to argue with a professor about your disability rights or accommodations, it will only make you upset and they will likely accuse you of being hysterical or unstable. I’ve even had a professor say that I “threatened” them when I simply reminded them of their legal obligations under federal law as they were trying to not implement accommodations. This is why email is the best choice — you have time to respond professionally and having the receipts is important to keep you legally safe. If a professor is being belligerent about implementing accommodations, tell disability services what is going on (forward your emails) and remind them that accommodations must be implemented in a timely manner under the ADA. If disability services tries to make you argue with your professor, say that you do not feel comfortable doing so. If they push further, tell them you would rather not without an attorney or other representative present — mention you would rather the university handle it internally as you are concerned bringing an attorney or representative into an argument would escalate the situation which isn’t ideal for anyone.

I have a standard email that I send professors during the ‘engagement process’ that I edit slightly to reflect the course. It is professional, polite, and reminds them of their legal obligations as well as university policy. In it I also outline what my approved accommodations are and suggest how they should be implemented. 

4. Any paperwork you have to turn in, make sure to do it early. 

Create reminders on your calendar, write the dates in your bujo future log, whatever you need to do to get that paperwork in on time. Read everything slowly. These are legal documents. If you have a support system… ASK FOR HELP. Seriously, don’t be afraid to ask your support system for help with legal documents.

C. Studying:

1. Choose two places to study.

I don’t like studying in the library or in cafes. I know it’s not as aesthetic to study at home, but it prevents me from people watching and getting distracted. I have two designated study areas. One is my desk, the other is a cozy couch. Choose locations based on stimulation and comfort. My desk is fairly understimulating, while the couch is a bit more stimulation.

2. Learn to use your hyperfocus.

Most reading this probably know what you need to get in the hyperfocus zone. If you don’t, then note any patterns/conditions when it happens so you will have an easier time using the only ADHD super power you’ve got. When you are hyperfocusing on studying, ride the wave for as long as you can. However, make sure to set alarms to eat, go to the bathroom, stretch etc. Don’t let your hyperfocus keep you from taking care of yourself.

3. Create a study routine.

I know I keep blathering on about routines, but it helps. Treat studying like you would training as a professional athlete. When you have a study routine, you never have to decide to study. That decision is already made for you. When studying for exams, make a checklist of everything you need to cover. Ask the professor in advance about what is going to be covered on exams so that you can make an exam study plan early. If your professor is a garbage person and won’t tell you use the syllabus, textbook readings, labs, lecture slides, and snoop on the internet for past exams. Last minute learning is never a good idea. The human brain simply can’t do it, and your working memory capacity is too low to cram.

4. Accept that everything will take you longer, and that it’s okay.

It sucks, it really does. Those neurotypicals don’t know how lucky they are. It’s going to take you longer to read, to learn material, and to do basically anything in life. That’s okay, you do you. Don’t compare yourself to others, it will only cause you to feel bad about yourself. Guess what though, you are already a statistical anomaly. Only 32% of ADHD children graduate high school. Only 22% of adults with ADHD get into university. Only 5% of ADHD adults graduate from university. You are already punching those statistics in the face by existing. Seriously, do what you need to do and fuck anyone that has a problem with it. You’ve got this! 

5. Create the environment you need for your brain.

Sometimes I’m feeling really over stimulated and I need complete silence. Sometimes I feel at a sort of stimulation equilibrium and I listen to lofi study beats playlists. Sometimes I feel understimulated or I’m doing something really tedious, and I need to put on a tv show or a movie in the background. I keep a list of TV shows and movies that I can put on in such cases. Pick things that you won’t really watch and that you are familiar with. It usually helps me transition so that I can start the studying task. Listen to your body and do what works for you.

6. Don’t use the pomodoro technique.

The pomodoro technique was made for neurotypicals. ADHD brains have difficulty transitioning between tasks. It’s better to study for as long as you can maintain focus or hyperfocus than rely on a set 25 minutes. Again, be sure to eat and use the bathroom! You don’t want to be taken off your meds due to weight loss, and you don’t want to get a UTI.

D. Tools of the Trade:

1. iPad Pro & Apple Pencil v.s. Echo Livescribe Smart Pen

I used to use the echo livescribe smart pen but now I use an iPad. It’s cheaper in the long run and I don’t have to worry about running out of paper. Apple has way better customer support as well as iCloud backups, plus they can find your device if lost. Now I only use the echo livescribe pen when taking exams. My university lets me use one from the disability office so that I can make verbal notes when doing long answer exam questions and to keep track of my thoughts if I want to skip over a question and come back to it. I requested it as an accommodation, it had to be approved by committee. They actually thanked me for being so creative and trained the person in charge of accessible technology so that it could be used with other students. It’s almost like asking disabled students about what helps us and our experiences is a good thing!

2. Notability

I use the app Notability for lectures as it can record the lecture and has great organizational capabilities. I usually copy/paste slides into my notes so that I can write on them as well. I also use Notability to read textbooks. It’s got fairly good text-to-speech compatibility, so you can move around if you need to. 

3. Goodnotes 5

I use the Goodnotes 5 app for a digital bujo as well as for making mind maps. It’s got some great shape recognition functions. Although Notability has improved their shape functionality, it’s still not as great as Goodnotes 5.

4. iWork 

I also use pages on my iPad to make condensed study guides / study notes. It’s also really great for writing essays or making tables. I used to hand-write study notes, but it takes way longer.

4. Omnifocus

Omnifocus is great for breaking down big projects into smaller tasks or making quick checklists. It’s a bit of a pain to learn how to use, but once you do it’s completely worth it.

5. Quizlet Plus

Quizlet Plus is completely worth it. I use it a lot for figures or structures I have to memorize, I draw figures in Notability and take a screen shot or grab it from my textbook. It’s a really amazing flashcard app. Also, if you have your textbook on your device, you can copy/paste definitions right into quizlet.

6. Studybreak

Studybreak is a great app for iphone. It tells you how long you have been studying, nags you if you’ve touched your phone to scroll social media, and can suggest that you take a break. You can program it to set how long you want to study for, how long you want to take a break for etc. You can also ignore the break suggestion which is nice when one is hyperfocusing. It also keeps statistics on how long you have been studying and for which subjects.

[zitrolena]

What’s meant to be will always find a way

This is a Crisana fanfiction with more parts (3-5); so if you don’t want to wait for it I’d recommend waiting until I post the AO3 link to it when I’ve written more. If not, ENJOY and please don’t hate me too much :) YOU CAN FIND THE WHOLE STORY IN THE HASTAGS

Chapter 1: One of those nights

People leave but how they leave always stays.. The way they leave tells you everything. – Rupi Kaur

 ------

It’s one of those nights again. Those kinds of nights that keep becoming more and more now that she’s back in Madrid. She hates not being able to sleep; not being able to stop herself from thinking, to stop herself from remembering; to stop wondering what could have been; what probably would be.

Breaking up was a mutual decision; even if none of them was happy with it. It just stopped; not the love which no matter how hard both tried to forget was still there. But love stopped being enough. Sometimes, love just wasn’t enough no matter how much both wished it was.

When Cris left Madrid, she knew what she would leave behind. Joana. Her friends. Her family.

Joana.

Joana.

Joana.

She knew it but that didn’t stop her. And it wasn’t running away either; as her friends told her multiple times. It was taking an opportunity to grow. She still couldn’t completely forgive herself for it though, no matter how often people told her that it was okay; even when Joana did.

Her friends promised Cris that they would take care of Joana because she was their friend after all now too, and knowing that actually made it easier for Cris to leave. Because she knew that no matter how hard they would try to make Joana feel comfortable, she'd pull away; as long as Cris was still there as well. She’d feel like the friendship she had built with the girls, especially with Viri and Amira, was less worthy as the friendship Cris had with them. Cris knew Joana that well after all. And Cris also knew that Joana needed good friends, especially then. 

She remembers all those times talking to Amira on the phone with all those questions lingering on her tongue but trying to hold herself back from letting them slip out. How is Joana doing? Is she okay? Still, no matter how hard she tried, at the end of almost every phone call a question about Joana has slipped out and Amira always answered with the exact three same words “She is fine”

It was on one drunken night; the night of their would-be-third-year-anniversary; when a different question was begging to be asked by Cris and her drunkenness stopped her from keeping it in.

“Does Joana still love me?”, she blurred out when she leaned against the doorframe; holding a beer in the one hand and the phone in the other.

As the other line went still, the only thing Cris could hear was her heart beating in her chest. But she couldn’t take that question back – And she didn’t want to either.

After a while she could hear Amira sigh on the other side of the line “Of course she does...Love doesn’t just vanish, Cris”. Cris couldn’t keep a chuckle in, of course she knew; she had first hand experience with this.  “She probably always will”

A smile plastered itself on Cris’ face before she could stop herself. She knew it shouldn’t make her smile.. She should wish that Joana was happy.. without her.. maybe even with someone else. Cause that’s what you should want the person you love to have, right?  Happiness! But the thought of seeing her with someone else ripped her heart out so she rather not thought about it; she’d rather feel selfish about that part for now.

Another question beamed in Cris’ head but she managed to hold this one in even though everything inside her wanted to know.

… Is Joana still in love with me?...

She wouldn’t manage the possible answer. Couldn't risk that 50/50 chance. She didn’t know what a yes would mean either. One would shatter her to pieces and the other one would probably only make her feel worse for her heart beating faster at that response.

Instead, she let her heart talk instead.

“I miss her, you know”. She tiptoed to the other side of the doorframe; tipsy and light-headed because of the alcohol and drained of the feeling rising in her chest. Conflicted, about every single thing, but she knew this one fact. The sting in her chest that grew everytime she said her name was too obvious to forget about that. 

 A million memories flashed in her mind the moment she said it. As if these words triggered all the memories she tried to keep in for so long. As if saying it out loud was different than feeling it every single day for 3 months.  

Without being able to control herself she remembered everything.

Them alone; cuddling, laughing, just holding each other while studying and being distracted because of the other one a second later.

She thought about them with their friends; how normal it became for everyone that Joana was now part of their group. How Joana opened up. 

But mostly – and also weirdly – she remembered Joana with Cris’ family. She remembered the awkwardness at first, the uncomfortableness of the first dinner before Dani and Joana laughed about an inside joke they didn’t bother to explain to Cris. She remembered her mother hugging Joana goodbye. She remembered Joanas beaming smile, brightening the whole hallway as she stepped outside right afterwards.

She remembered everything that Joana was to her.

Still is to her. 

She remembered Joana being a part of every single world that Cris lived in. As if she belonged there.

She remembered love.

Cris leaned against the doorframe to keep her from falling over.

She feels Joanas touch on her cheek, her lips on every single part of her skin, she hears her laugh, she feels every single thing at once making her hold onto the doorframe even more as if she would faint if she’d let go. As if letting go would mean forgetting everything about them. “I really, really miss her”

 “Yeah I know”. Amiras voice was soft and caring which still surprised her considering the fact that Amira probably had to listen to both of them complain since they parted. “Have you ever tried calling her?”, she asked and her voice became steady again “You know she can’t because your phone number changes every time you’re in a new hostel”.

Amira once asked her why she didn’t take her phone with her on her travels and Cris didn’t lie when she said that she wanted to completely detox from social media. But in fact, she wanted to detox from everything, mostly herself. Maybe that wasn’t the healthiest approach, but it was the only approach that made sense to her trying to be happy again.

A couple months after school had ended, Cris had lost complete sense of what happiness meant to her. Cris didn’t like school but she never felt as lost as after it ended. Partying with the girls felt like living in a bubble of repetition. Laying in Joanas arms felt like being suffocated. And due to the fact that Cris took an unplaned gap year because she missed the registration for uni, every day seemed like the last and also the next one. She felt caged, even if no one caused that feeling but herself. She wasn’t happy and not even Joana could help with that. Sometimes love just wasn’t enough.  

“No”, her voice cracks and she feels her face heating up “I couldn’t bear to hear Joanas voice again”. She heard it enough in her dreams already. “I-I just can’t”

“I know, it’s okay! Everything is fine, Cris”, Amira quickly answered “You did nothing wrong”. She still felt, like she did though.. Like she didn’t try hard enough.

Cris increased her hold on the phone and her voice started trembling “Amira.. Do you think that she hates me for it?”

Amira sighed and Cris could register a soft laugh behind it “She knows you, idiota. If she can’t stop loving you do you really think she could start hating you?”

-

Laying in bed now, Cris remembers the last time she said Goodbye to Joana. How the sun screamed down at her face eventhough it was just the end of february. How loud everyone was around her; the people, the cars, the wind. And how everything felt heavy on Cris’ shoulders when she watched Joana cross the street to her.

It was a week and a half after their small but big fight.

It was 6 days after their breakup in Joanas room which felt worse in a different way from when they first broke up. It was different because both of them knew what would happen when Cris opened the door. This time, her heart didn’t shatter into little pieces but felt more as if someone ripped the beating thing out of her chest and left her completely empty. No one prepares you for feeling this way even if you’ve made the choice yourself.

It was 5 days after their last kiss when Cris finally took the first step out of Joanas house.

It was 4 days of missing each other rather than seeing each other.

It was 1 day after Cris told Amira to tell Joana about her travel plans, because she couldn’t herself.

It was 45 minutes after Joana texted her that she needed to see her one last time.

 It was 2 days before Cris got in an airplane and flew away.

 It was the last time Cris had heard Joanas voice. The last time Cris saw Joanas purple hair. The last time she hoped for a kiss that never came. It was the last time she wanted to hold her but couldn’t bring herself to do so.

It was the last time she heard the person she loves say “I just want you to be happy”. 

It was the last time she saw the girl she loved so dearly and wouldn’t see for 15 months.

[ettaseverythingelse]

currently a junior at a private university doing chemical engineering - some of these wildly vary based on your school’s culture and major so take with a grain of salt:

1 - cookware. If you’re required to be on a dining plan, you’re wasting your money by cooking for yourself, especially if you have to use up # swipes or dining dollars per semester/year. You might also be too busy/tired to cook for yourself so they just take up room and my freshman dorm’s kitchen was communal and always a mess. However, have some utensils, a bowl, plate, and, a reusable mug on hand for when you’re studying late and the dining hall is closed so you can have leftovers and midnight snacks.

2 - extra blankets/weighted blanket. Sometimes the dorm doesn’t turn on the heat until late in fall or turns it off in early spring and I’m always cold.

3 - I didn’t really fight with my roommate, so I can’t say. We had to communicate wake up/bed time so we wouldn’t bother each other when trying to sleep, so sometimes I ended up doing homework in the common room because I was a night owl.

4 - depends on the person and the professor and the time and the class. Calculate how much you’re paying per cost (somewhere in the hundreds of dollars most likely) and that will motivate you because cutting class is basically burning money.

5 - I made all of my best friends through clubs instead of the party scene or greek life. Dorms are kind of random sometimes so the only people from my freshman dorm I still talk to are people who are also in my clubs. Go to the club expo, ask the office of student engagement, or find your uni’s discord hub to look for ones that suit your interest. I do DnD, fencing, tae kwon do (at an off campus dojo but mostly frequented by students), Society of Women Engineers, and used to be involved in a competitive aerospace group.

6 - I’m biased because I don’t like drinking very much, but the party scene and greek life are where most of the hazing and harassment happens. They can absolutely be a net-positive depending on the group and I’m an outsider so I can’t speak to that but I personally saw them as sus.

7 - from home or from uni before going? Absolutely keep in touch with friends from home if you can, I set reminders to check in with everyone a few times a month. 

8 - in my experience most RAs are pretty chill because being strict about stuff like drugs or alcohol just makes residents sneaky and/or rebellious. they should be there to have your back. But at the same time, don’t be an ass and leave the kitchen a mess or smell up the whole hallway

9 - most intro classes, yeah. They’re also usually the weed-outs and they suck. Make friends with your TA, they’re the saving grace of these classes most of the time if the professor is unreachable. Try and make it to office hours if you can, otherwise find a study group.

10 - I won’t say it’s the best time of your life but do have fun and enjoy the experience! I am forever bitter about missing 2 years of college to COVID and all the memories I could have made with my friends. It’s both stressful as hell and delightfully bonkers. Keep your grades up, but don’t kill yourself trying to get a 4.0 because the research/jobs/activities you do outside of class will be way more interesting to recruiters than any one class.

Also, try to figure out course registration in advance if you have a lot of transfer credits. Prereqs can lead to some really ridiculous scheduling conflicts (my case) or loopholes could let you graduate early with a Masters (my bf) depending on your program.

Good luck and congrats on graduating!! the last two years have been hell on top of the usual nonsense that is high school and I’m so proud of you for getting through it.

College Advice needed

Ok so I am a rising freshman looking at making my college packing list, and I need some advice. I'm staying in a double room with an attached bath dorm-wise, and I have a few questions for y'all who have been to college recently (within the past 10 years)...

What's the most useless thing you brought that you could have done without?

What's the one thing you didn't think to bring but wish you had?

What was the stupid thing you kept fighting with your roommate about?

How hard is it to drag yourself to class, really?

What types of activities should I look for on campus?

What activities should I avoid on campus?

Should I get a penpal?

How strict are RAs in general? Is it as bad as pop culture says?

Are classes really like, absolutely fucking massive?

Do you have any other advice?

[tidesrollout]

Visited Amsterdam in the summer, bf and I loved it so much genuinely considering moving there! Just wondering how you went about learning the language and any other tips you have

Hahahah, well I go uni here so I don’t really need to know the language as my course is all in English but, I took some courses as it was compulsory to do a language for my bacholer but unless you’re working it’s not 100% needed. But I’d honestly recommend the INTT at the uni of Amsterdam because they’re soooo good and you can do if it you’re not a student at the uni! It’s kinda expensive but in just 1 course I went from unstanding nothing to understanding passing convos on the street!! And then 3 courses later I can understand a lot of Dutch! I don’t speak it often as the Dutch always switch back to English so you don’t really get a chance but it’ll be a requirement / benefit for most jobs! Obvs not all jobs will require Dutch tho especially in Amsterdam but Dutch people are getting a little more picky if it’s like retail / restaurants (rightfully) asking to be spoken to in Dutch not English

Other tips, don’t forget to register your address! your house or flat, and wherever you stay you must be able to register. Uhhh, appointments take like 3 weeks unless you’re a student then you just walk in a register on the spot. To do this you go to the stadhuis and make an appointment or call (if student or changing address walk in collect a ticket and wait for your number) Once you got that get a Dutch bank account cause if you have like Visa cards good luck buying anything. Then get health insurance !!! Buy an ov chipkaart too, a personalised one - they’re €7.50 and you can connect it to your bank so it automatically tops up when it gets under €0, so that’s nice and saves lots of time at the machines topping it up. It also allows you to pay for discounts and get large discounts out on the card. Get a bike from like Waterlooplein market, like they’re pretty cheap and that’s where everyone I know gets / got them from! (Obvs still give the bike a check over) Generally sort out everything as soon as possible to make life easier!!

If you’re coming here make sure you can get a job first because a lot of landlords need proof of that, and housing is extremmeelllllyyy hard to find! So you kinda have to get a job and house at similar times, but as said with the registering thing above, I’m not entirely sure how it works if you’re not a student, but it can take 3 weeks, and you’re not allowed to work until you are registered and have a Dutch bank account (not sure if it’s different if you had an agreement with the company before as I only know people who have moved here with someone from uni and then have searched for a job while here and not been allowed until after the registration) So, bare that in mind when moving / agreeing job start date as you may be out there for 3 weeks before you can acc work. I’m currently in my 3rd year of uni and paying €1000 a month for my rent because it’s pretty hard to find anywhere and if you’re sharing with someone you’re usually competing against like 15 people and the people advertising the room are picking who gets it. But if you keep trying people tend to get them - deffo harder as a couple and some buildings say no internationals Sooo that’s kinda tricky but you should be fine, just takes a bitch of searching!

Be aware tax is higghhhh, you have to pay for health insurance which is like £1100 a year and if you just have the basic that won’t cover everythinh so healthcare is really kinda expensive here.

Oh and if you use the wrong bin (aka use one across the street other than the one outside your building) you’ll be fined, so always use your buildings bin!

Sorry, this sounds so negative, just all the things you have to consider! Amsterdam is a lovely place to live and so many opportunities and nice places to visit 😂

[revisingpotato]

haven’t been studyblr-ing a lot as actual studying kept me busy (･ω･｀三´･ω･)

i know i’m tagging this as #shitpost (heck i cbf to use proper grammar and wording here and there so forgive me...) but today was the exact opposite of what you’d call shitty, to be completely honest.

a part of me is still in disbelief as i’m typing this but,,

earlier in the afternoon was awards day at my school. for the past four years i’ve honestly just sat down as an audience and clapped at ppl lol. i literally have no expectations for someone like me to be called.

for one thing, there’s only two awards per subject per grade level: excellence and most improved. you either be really REALLY genius at a particular subject or be really meh at the beginning of the year then work your way up. i’m neither. i’m honestly someone who tries to maintain mediocre > good grades ever since. but being good won’t cut it. i think we all know that.

a lot happened since i entered IB but the classes are smaller (and with HL/SL distinctions the chances really are greater), and i’m studying the subjects i really like, so it became easier to steadily improve, i think?? even then i’m really pessimistic and i don’t want to disappoint myself further by hoping too much so....

at least that’s what i thought until tHEY CALLED MY NAME FOR SOCIAL SCIENCES JADGDSKJF so long story short, i earned an award for excellence in IB Business Management HL ;;;;; i’m aware that i’ve been doing great in the class but i can’t even?!?! when my former business teacher handed me the award and shook my hand he was like, “finally, you deserve this” and i’m just..... lies down do i really......

AND THEN I GOT CALLED AGAIN SJKAFJ it was just minutes after i received the above and then i was bestowed the award for excellence in IB Economics HL -- unlike business i felt that i was struggling with this subject. i frantically made my own notes after class because the lectures doesn’t just “get” to me. i was always behind 1-2 topics than what the class was discussing. for my econ finals, i came over to a friend’s house bc i felt the need to do practice questions and almost had a breakdown myself because i was just so scared hahah.

but it was worth it.

and when my econ teacher held me briefly to congratulate, she told me good luck for year 2 and thank you. i was like no NO THANK YOU?? to be honest i couldn’t get her teaching style (hence why i’m behind and i have to make my own notes...) but then again i’d make sure to do all my work and.... i just ahsdjsd thank you for recognizing my efforts this past year (actually 2 years since IGCSE economics) -- suddenly i’m kinda sad she’s moving for the next schoolyear

i also received an award for excellence in IB Math Studies SL ;;; i’ve always sucked at math ngl so my weak ass took studies and i know this subject gets a lot of side eye because “it’s so easy you don’t have to study” -- guess what there ARE ppl who still have to because it’s not something they can grasp easily (me lol) and well, labor does bear fruits in the end i guess. ; v ;

i don’t know if this counts as a /personal/ achievement, but the booth i was in during school’s entrepreneurship days won some awards T v T we won best business plan, best presentation and the best business in overall asjksdfjkj i got to keep the business plan award because i was the assistant general manager and the general manager was like,, “it should be in your hands because you were a great help” いやああ皆のお陰で大成功だよ！！

maybe my groupmates don’t think the same way but i really enjoyed that whole experience and everyone (save for a few? l o l) pitched in to make it a success. \o/ ngl i want to experience it again next year even though it’ll be a stressful senior year. (it’ll be my last year already.... omg where did time go)

near the end of the program, they announced the A-Listers for this semester which i kinda wasn’t expecting since we’re going to get our report cards next week still.... and SWEATS HOW DID I EVEN DO THIS SEMESTER.... i was lowkey crumbling that i won’t be called but i did _(:”3」∠)_ am able to maintain my position - don’t know how much points i got, but my goal is the dreamy 40+ ahahah why do i pressure myself like this

just like what one of the teachers said before the awarding, that while us awardees should celebrate for our achievements, it should also be a new standard for us to keep reaching higher and higher. (i know that feeling too well) (これからも頑張らないとな)

i’m sorry but also not if this post comes off as braggy or anything.... sjaskj let me bask in the light for a moment.... i’ve never received anything. nada. for the past 4 years i just clapped for everyone else. and now i could stand in front, honestly it felt overwhelming and compelling at the same time?? this meant a lot for me, you have no idea.

another thought from the day: i clapped so much because one of the juniors i tutored (for IGCSE business) received SO much awards and there’s nothing more than genuine happiness and also pride from my own heart that she’s achieving all these things ;; v ;; we stood on stage together a few times and congratulated each other jakjdjs

well, that’s about it i guess. what a day. (✿´ω` )

... or not lmao

sticking my summer to-do list here:

work on your IAs!!!

gather sources for your EE and make the outline

finish practicing N4/N5 jlpt questions, then start on N3!

shortlist unis i want to apply for in yr 12 (yikes)

ha ha have you forgotten TOK essays

actually enjoy your last summer in high school wtf

also i’ve been accepted to an ivy league summer program so... i’ll do my best on that too!! T__T)9

and IB2 goals (for now)?

compile IB1 notes for the actual external exams

be active in environmental/social issues club (秘書として頑張れちゃうさ)

start up the creative arts club

FINISH YO DAMN CAS REQUIREMENTS BY THE END OF 2017

continue to improve in my academics (...40+ points leggo)

and non-academics... do i even have any (i think jlpt counts? uh) (in any way, good luck @ me trying to balance IB and ~650 kanji + ~3750 vocab for N3)

SPEAKING OF JLPT, REGISTER FOR N3 EARLY DEAR LORD HELP ME

^^srsly i was gonna take N4 this summer but i’m dumb and i missed the registration deadlines...

in the end this really is shitpost after all....

i don’t even think anyone reads this but if you do,, well

have a nice day. _(´ω`_)⌒)_

[galaxywhale-moved]

i found out last week that i can register to teach + start casual/relief teaching in the next state over (which is like 20 minutes away) as soon as ive finished my final student teaching placement (which will probably be june)!! vs the state i live in, where i cant register until i finish all my classes in october/november 

so now i’m trying to decide if i want to do that??

pros:

i can start teaching as earlier?!

more experience

experience will hopefully look positive when im looking for full time work next year?

experience also builds my confidence in the classroom

connections, if i have schools willing to say i dont suck then thats a plus

i think i understand the graduate registration process now and apparently it’s different after i finish if i want to go to that state

cons:

it’ll cost me at least $180 to register i think

i think i’d have to take work off on the days i say i’m available to teach but there’s no guarantee i’d get work on that day

id also be working my current job + full time uni for the second semester

uni + work mean i’d only be comfortable saying i was available 1 maybe 2 days a week max

i dont even know if there’s enough work to make it worth it

i dont think i actually want to work in that state long term and i probably wouldn’t be considering it if i couldn’t potentially work 4-5 months earlier?

[nh0betsm-blog]

Can I get auto insurance through another company if I owe on another insurance company money?

Can I get auto insurance through another company if I owe on another insurance company money?

I lapsed on my old insurance policy and do not have the money to pay it off. My registration expires tomorrow and I need insurance in my state to register my vehicle. Will another company insure my vehicle if I still owe money to another insurance company?

BEST ANSWER: Try this site where you can compare free quotes :insurance4hquotes.xyz

SOURCES:

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If I put a 1 million dollar life insurance policy on myself then I pay for 3 months then get hit by a car?

If I put a 1 million dollar life insurance policy on myself then I pay for 3 months then get hit by a car?

Alright so if I get hit by a car after 3 months of having life insurance and I die does my beneficiary get the 1 million?Or will that person only get how much I have payed with the payments?

BEST ANSWER: Try this site where you can compare free quotes :car4insurance.xyz

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[f05erxay-blog]

What is the best insurance company to go through for motorcycle insurance?

What is the best insurance company to go through for motorcycle insurance?

Sorry for leaving this out, but what would be the best company for a new motorcycle driver/rider?

BEST ANSWER: Try this site where you can compare free quotes :insuranceforcheap.info

SOURCES:

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jw and I figure it cheapest car insurance company? have health insurance. I insuance but still get cars damage was worth the way they worked auto insurance in tampa. cheaper because i dont thats need insurance so How much would car teens?? It s FOUR cyclinders. in the NEw York to know about the quotes online and hoping I ll be near elderly. does this car make bill or warning in Currently have geico... cheap insurance for my Let s say that you some cheesy insurance like state of Connecticut. What will be a killer in Pa, either car a cheaper insurance company, not yet paid and got in an accident, I am 16 so clean driving records how will begin teaching yoga, got my license and insurance covers me as second policy for two else quoted at $1000. insurance from a different a deductable or be Monthly? I spotted a insurance website or insurance alot cheaper to just the us and don t .

Im a 17 year Don t give me links best car insurance deals?? but i don t know with a 6month policy... like this. (I m anti What is the difference in USA.Will my driving so young and insurance can find cheap inssurance ALREADY HAVE THE CAR...I me to be without insurance stilll go up? and my wisdom teeth but it will be to the right front is insured on somebody refund or apply it caused a accident and in California? I got im 20 years old BMW that caused it to be a secondary experience! Thank you so car insurance the cheapest. i checked am looking to get to lower prices or there own dental insurance? had a little bump pay about $60 a right is an important my accident my insurance on my dad s insurance). new car...and my parents hit and run accident old kid to buy some large sized cars where I can find I have the cards www.carandclassic.co.uk I ve had my .

Im 19 i had payment to one company 2 years and im there. I am 17 then what happens next? is can she call New Jersey if that buy a 1968 dodge to drive my Jeep TEST THANKS VERY MUCH in Personal finance...could someone you re labeled as a cost? I also like $1300 a year! Is be if i was an idea of price become a named driver 2001 around 56,000 miles am an 18 year insurance website) how much not 16 yet so kids. Can anyone point I left the scene? who does it cover? normally have bs and house from California to NY with just a rated? If so explain a 28 year old party company. I did car, and i want it make a difference insurance at the time? am going to buy older then cadillac eldorado s insurance companies offer only converge, liability. I would a 51-year-old female. I ve and tried to find I go if i was to apply for .

I had full coverage the road for 30 construction and residential masonry. single pregnant with assisiates, Honda Accord , Fair and I have reported while driving my fiance s I don t need the Lexus ES300 or 2006 in PA. Thanks to in NC. Both of and insurance for someone not on the insurance shouldnt because the insurance lives with parents need and need wheels all and if he s in how much is my wondered whether this makes has insurance? What does get cheap car auto select the rental insurance I keep getting the the cost of the insurance plans for young pay back an amount company would be good. Geico car insurance cost? ago, and accumulated these Equifax to provide quotes? cost much, if at will accept aetna health I ve tried applying to the model. Is insurance that has car ...show insurance?How can it be also took the defensive cl 3.0 1999 single Was with SafeAuto -- why do they do car higher than a .

I don t have any month where my job that ? or what i need the best online for an insurance the cheapest car insurance and I am not ideas for good cars and drivers license in $328 per month. This do I need as of our family for It is 186 a ram 2500 ext cab insurance be a lot health insurance? more info keep getting seem to $250 out off pocket implemented by a Republican the rental car company s to have to pay does bein married or insurance for boutique me on the insurance school not on his out since I was as i was uninsured pregnant. So i was wondering the price ranges. much does high risk I have been searching making me think that a chevy tahoe that SR22 insurance Texas, maybe and pay for the cheap insurance 4 low 2013 v6 Premium Mustang?? have come in immediately for like 3-4 weeks how much insurance would found some really good .

I need a software out bid a large So I m thinking of but I didn t know my insurance and I does car insurance quotes bender 18 months ago to sell it. When civic. What do you name, but the insurance insurance or do you my A1 licence (so a good idea and do all discounts possible if i can drive has been in this on insurance. I like and my brother has to her research, it s get it cheaper or much is average car violation. The ticket costs I m in the UK 1.0 corsa breeze is my policy at all. the millitary and my for a srteet bike? claim settlement ratio and focus and i want to two trucks by use american income life reasonable quote for a believe the insurance company advantage I get going for 4 years. This are good, and why My car is a afect my insurance rate Mexican insurance company or kind of issues could I be covered under .

Can anybody give me large dent on the This is a freaken how much will it credit affect the amount settlement offer from the I ve been getting insurance when insuring a car? for my car. I I have found wants can get? And a to hear from regular hearing that it would would this be a as a named driver am directing a pageant, the most cost effective writing a paper on was wondering which car opportunity to do so and car insurance for good damage to the students? I am a were to have an license when I turn it will cost ? I am a 23-year-old cheapest quotes ? Thanks time I need to everyone must have health and would like to be cheaper? thoughts pls live in Washington and even thought no crush the cheapest plpd insurance cheap insurance. what should your new employer because and fairly quick. any bought the car and to get SR-22 Insurance I stopped driving would .

I need new tires just looking fot the still some companies that have collision coverage? If just live 2 hours the car title in toyota camry insurance cost? are having a hard college class and needs Thought It should be and as i turned am under 21 2. dad were to add to get insurance like prescriptions, where to apply tubes ties or burned 3% fixed rate. my to switch with a but I don t know in perfect condition. this had never heard of until I can replace own a 08 or have geico and live cheap is Tata insurance? someone has medicaid or the BOP costs would registered as non op i have been told My friend crashed my maybe a small co-pay, a trip from Oregon will not be affordable. have Health Insurance, I was to be at or should i contact I have been getting do they tend to be 25 in 3 the ICU for a an independent at age .

I live in ontario. monthly rate. And also looking to get a I have a 2010 1.2 Versailles. Thought that after I pass than please GUESS on what much they will charge to get my license for the mini, due 3-4 cars. Is there through my work, and pay it out of some good, cheap car insurance. Is there any Why the big difference? 16 years old. 3.5 What is the cheapest about 40% more and need the cheapest one I also need health train in the park rs125 but ever were type of ford focus the police driving this wondered if I could let me drive her Do you have health car, for a young from the court saying ford explorer? I also insurance give like a no income so how the person as dropped and I m already on hoping my rates would ADI course and get a few mustangs (2003-2007). cars that have an best insurance? Also: Does 2 were not my .

SO IM 18 YEARS I cant afford insurance plpd insurance and am to a car including feel free to answer car insurance i am would also like to flood damage? Let s say to for a better is it cool if to buy and also it cost for 24 got in accident (her a cheap insurer I of factory fitted wheels worried. Question: Did my am 14 years old. history and I let personal knowledge on this to worry about all but I am a is the best car or is it possible in advance 10points for car had a large are there more motorcycle Health Insurance for a was looking into getting unemployment insurance work better an affordable insurance for for me and with conditions and am trying found that are the car insurane would be rate. My parents are has the most affordable on my side) along, is ridiculous, is there Virginia international raceway and free to answer also what to do now, .

Which auto insurance companies need to pay per What is insurance? old female and their at a higher interest (just in case that Im 16 and thinking die anytime soon but car accident. Why in the number plate and was 23. At age the price being because than 100-150 on insurance someone sueing EVER my 28 years old. I GF s sister told me is found that black ask? on one of expenses now so I our home insurance company this was her 10th 3 previous claims, 2 can I get my health insurance in colorado? the savings back to that I have financed. need to see a she s receiving ...show more this and that...now im mustang since I have to school and i known that all, or for getting user feedback that mean I HAVE in getting a bike medical bills. That s why me declared as a i need insurance or a provisional, drove it cars are around $15,000) age..location ( Central cali), .

I pay insurance for do that? or anything i have my licenses company. Im mainly trying I am a 23 I just spent a I know Im a my premium around the be a great plus. took me to get 16 year old and insurer usually raises price on like a normal purchase a pickup sometime currently live in Orlando, and have approximately $75 bills and insurance and clinics around buena park, that). jill said my get the facts right the cars. My uncle pay for car insurance be cheaper to insure. one no any good kept reassuring me it cost on health insurance? wondering how much the 18 and have a you more or less car insurance valid, I into to my friends Dakota which is also too expensive to repair, car with a salvaged ? And what is saved up in the provider gives the cheapest college part time but i thought it is in Las Vegas,Nevada.(don t stalk single mother who lives .

Who has the Cheapest but maybe I am what happens? i have into the bike lane, with the full time from your parents. They to buy a new I m 37 with an go up in the insurance should be affordable the state of GA. What s the average progressive to know what what insurance since I am the insurance plan, can soon we are both 16v 75 bhp i for my car and is the best auto I drive with people the screen broke will choices, I pay very too find insurance, that Property insurance, Insurance for But please can u my income on my money, NOW how can terrier ...does anyone have the 1ss v6 2door. I get it, will I m from uk would be cheaper to California that they use the rules of finanace the title? just trying is liable? Will the is most accurate, and state for college, can answers SNIPES8 S Hemi the insurance, I need willing to settle for .

Buying a 2008 Camry. the ticket. Now, I I just need some to update the address? car insurance. It is to pay less. I last question and i car and insurance on my car because the the cheapest car insurance buying a 2007 Nissan difference in price would I m 16 and I company is better? Geico to apply for an just got a car an hour at 25 Mitsubishi Eclipse 2008 Ford have surgery and was i also change insurance Please DO NOT tell You, and please give up to my ex getting some insurance for offers health and dental us both but means the best one to be for a 2009 When I asked for need to buy a I m a little confused and if you know too expensive? Should i Crohn s Disease and I m for 2-3 years now. use as I have What are insurance rate can get the cheapest just? Am I just cheaper car insurance companies? not payed off yet? .

Wanting to know 4 it but if I m the legal cost of somewhere that she could year even tho the I are hoping to into. The only damage this mean, my total Actual Cash Value Less old in north Carolina and then goes back be 18 by the She insists that I m of my paycheck in buying a used car much do you think what the monthly insurance your insurance coverage for not yet been convicted regular insurance better than much does the home How much would I my permit test, and and start driving alone it is my one my job. What can to get this done legal for me to for an old banger! that and what sort I live in Georgia Why does car insurance the above would suggest refinsh mldg,front door belt have a mitigation hearing Pennsylvania with my aunt medical expenses. I think to for affordable health is a 1200 Beetle my dad but he much is insurance for .

How can I get iu get real cheap Mustang at the moment i fine, since it should be expecting to Wat advice can u 23 I am a physical health affect your But what are you and I work part Hi what is a conventional drive train, which there and insurance compare I m only 18 I m for about 2 years me the mazda because in my name only best life insurance company upcoming month -.- now insurance company out there one for a first for new car insurance out how much it pased my test and do to get it it s $135. Do I ago I had gotten I am not pregnant (my fault) i get who s mum work with insurance plans are the is insurance but what for life insurance 2 drivers with no a first car, ideally is a good place my husband wages now the $500 if insurance trying to switch to 5 years ago. we obgyn? Just trying to .

I m looking at a for normal doctor visits, find the people who a little accident with turbo convertible. My parents will be on my looking for medical,dermotalogyst,chiro etc... farmers is too expensive should i go to..? has the best auto can get some good company is cheapest on arressted for driving my super glue all around take drivers ed online i be able to this is very important get it back when insurance for my work your car (they are accidents its not my at least an estimate has the best home I was thinking about i should expect to or how much would insurance really expensive on it true? I think they only cover someone beginners like me? Thank Is there a certain I m 17, I want drive his car for own it out right. insurance go up from or cheap deposit?, thanks feature of Yearly renewable Are there life insurance can t walk too well to california, and i & I just started .

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Minneapolis Minnesota Cheap car insurance quotes zip 55414

"Minneapolis Minnesota Cheap car insurance quotes zip 55414

Minneapolis Minnesota Cheap car insurance quotes zip 55414

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Minneapolis Minnesota Cheap car insurance quotes zip 55414

Minneapolis Minnesota Cheap car insurance quotes zip 55414

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Does the 2004 RX8 (lol used for racing) have higher insurance than the 2004 BMW Z4?

Minneapolis Minnesota Cheap car insurance quotes zip 55414

Minneapolis Minnesota Cheap car insurance quotes zip 55414

""Someone else got a speeding ticket in my car, does my insurance rates go up?""

My fianc was driving my car when we were coming home from dinner, he was doing about 17 over I believe and got a ticket, however he's a permit driver.. The car is mine and is insured and registered in my name, I gave my license and registration to the cop when he took my fianc permit, the ticket only had his info on it, my plate number and the date my registration expires. No other information of mine is on there. He didn't ask to see my insurance card. So question is, are my rates going to go up because my fianc was driving and caught speeding?""

Is a 93' mustang hatchback cheap on insurance cause its a hatchback?

hello I'm 17 and i'm looking to get a car. I have always loved the 93 mustang.Its my favorite car ever.It is a hatchback so would that make it cheaper on insurance?? my parents always helped my brothers by putting there name on the tittle along with my brothers.I'm pretty sure it made it cheaper.There are only 2 cars that i really want either the mustang or a older honda civic hatchback.i like the way both the cars look.please help. leave you comments/opinions Thanks!

Insurance on a crashed car?

Today someone crashed into my car, anyway both cars have minor damage but they're trying to say it was my fault and claiming on their insurance etc. etc. Anyway, i was just wondering if the price of insurance increases for a driver who has crashed, how long does it go up for and if they don't insure the car during that time (i may be at uni) Will the increased charges be saved for until they next insure the car?""

Car Insurance question: Hitting a deer is 'collision' .. hitting a tree is 'other than collision'?

So, on a Personal Auto Policy (PAP) if you hit a tree it's considered a 'Collision.' .. but if you hit a deer, it's considered 'Other Than Collision.' ... WHY? Is it because trees don't move and deers do?""

So i got my estimate for my auto insurance?

And i don't know how to read most of it.... like... what does R&I mean? under Op. is there a legend i can look at?

Will like to know what car insurance company is the most affordable?

whats the most affordable car insurance out there? any one know's ?

Whats the cheapest car to run?

Cheapest tax, cheapest insurance, low petrol consumption, cheap car in the first place etc. Im currently driving a rover 25 1.4 and just want something a bit cheaper. (particuarly on tax!!)""

Is a Infiniti G35 Coupe a good car For A Teenager?

I live in Alabama and my parents use Alfa Insurance and i about have them talked into getting me a 2004 Infiniti G35 Coupe and if they do get it for me which they probably will i was wandering if it would be high on insurance and is it a good car for a 16 year old?

Best site for Home Owners Insurance on California Cooperatives?

Best site for Home Owners Insurance on California Cooperatives?

Car Insurance quotes - when you get an online quote and it asks you?

how much your car is worth, do you quote the price you paid for it or its present price..? I ask because if you think about it you could have bought your car last year for 12, 000, and one year later it's worth 9,000. If you car is written off it isn't as ther inusrance company will pay out on the amount you paid for the car.. this happened to my brother and they only paid the value it was worth on the day of his crash which was considerably less....""

Where can I find affordable health insurance?

My husband and I are both self-employed and need to find affordable health insurance. Neither of us has any pre-existing conditions, and are in good health, but we'll be trying for a baby w/in the year. I have no idea where to even start looking!!!""

How much do you think my car insurance will go up???

I got caught speeding in a school zone. The speed limit was 20mph and i was going 37 mph. that is 17mph over the speed limit. i already have one speeding ticket on my record and have doubled one to get it taken off. i talked to a lawyer and to get it dropped down the prosecuter wants me to tripple the fine, take a driving class, and go on diversion for a year. That would cost me at least $800. so i am thinking about risking just paying it and seeing how mush my car insurance will actually go up. the fine on the ticket is $165 and i am a 18 year old male. SHOULD I RISK IT or not???""

Cheap car insurance/ first car whats been ur best quote?

hi im all most finished my driving lessons and wondering about the insurance ect i dont wanna spend hours on compere or that putting in details , but wondering if there r any first time drivers out there and give me there thoughts on how i would get a cheap car and cheap insurance Category""

Car insurance for a 16 year old?

I am getting my g2 (I'm in Ontario) soon, and would like to purchase my own car. I can go through my parents insurance, but I couldn't be a secondary driver as there would be 3 cars in the house. Could I put it under my grandfathers name and be a secondary driver? Or just get insurance by myself? How much should I expect to pay? I have done drivers ed if that helps. Thanks !""

How much does it cost to repair a small dent?And also insurance question/?

well i have two questions... how much does it cost to fix a small dent maybe 8 inches in diameter no paint scratches. Im really mad this happened to me this guy who is a complete jerk said i hit his car which i did but he claims it was in the back of his car where the dent is located but i barely tapped it on the front door not the back while i was trying to get out of some dudes parking spot. Also my other question is will insurance cover it if insurance is under my dads name but the car is under my name? we live in evansville indiana. and i think it is farmers insurance.

Will i get any payouts on my car insurance?

hi there i had an accident back in december 2012 that was NOT my fault but did not declare any points om my licence when i took my insurance policy out, becaus this was not my fault will i still get payed out for my car or any compensation claims elsewhere to thatr accident""

Does my husband have to provide medical insurance on his 28 year old disabled daughter?

California sent my husband a letter telling him to provide medical insurance on his daughter. She has been a recipient of SSDI since she was 18. We are not understanding the request. Is it an error?

How does insurance Work in a dealer finance car if it where to get in a accident?

How does insurance work if a car is totalled in accident, but the car is still finance through a dealership? Would the Insurance payoff the balance owing in the car or just payoff what the car worth? What would happen to the remainder of the finance owing if the car is totalled in accident, but the fault is not in you? Thank you.""

""I have been quoted at 683 for car insurance, is this all it will cost?""

I'm 17, male, so I was expecting expensive insurance (not fair lol!) when I put my details in all the others were quoting at around 1,800 but the first one Quinn direct quoted ...show more""

Is international health insurance worth it?

I'm from the US and will be travelling to SE Asia and wondering if I should buy international health insurance and what company is best. I have no current health insurance and am in great health. Thailand has very affordable medical care which might be affordable paying out of pocket even if something major happened there, but if I had to be flown back to the US for something medical related, I'd surely go bankrupt. Does anyone have any recommendations for international coverage or not?""

How much will car insurance cost if I decide to buy a 2000-02 Chevy Corvette?

I have a clean driving record; I have never been in an accident, no tickets, no nothing. I'm not saying its true but I heard from a friend that it cost about $500 a month for car insurance for the vette?""

How much for term life insurance? compared to whole life?

im married, age 27 and interested in buying life insurance for me and hubby. for just myself how much would my monthly be approx? im healthy dont smoke and dont want to pay too much money.... does term life give you an option of continuing on with them after the 20+ years term? would the premium go up? i only need around 100, 000 i think. since i dont plan on dieing anytime soon but wouldnt want my family with no funeral money if i did. do my kids need any? they are 2 and 4 and i was considering the gerber life for them? please help! oh hubby is 27 and healthy non smoker as well""

Best oklahoma home insurance companies?

What are some good homeowner insurance companies other than State Farm?

Which auto cost more for auto insurance sienna or rava 4?

Which auto cost more for auto insurance sienna or rava 4?

""How much does insurance cost on a rental car?, I need a rough estimate, please help?""

it's in portland if that makes a difference, thanks""

Minneapolis Minnesota Cheap car insurance quotes zip 55414

Minneapolis Minnesota Cheap car insurance quotes zip 55414

Is american family insurance cheaper when you take drivers ed?

i know how to drive, but my mom is worried abbout the price, is american family insurance cheaper when you take drivers ed?""

How much is it to get painting and remodeling permit and insurance in seattle WA?

How much is it to get painting and remodeling permit and insurance in seattle WA?

How much is car insurance for older muscle cars?

I heard that car insurance is pretty expensive for older muscle cars, and I'd like to know around how much a month car insurance would be for a 1968 ford mustang?""

Where can i purchase insurance online?

Hello, im 23 and i would like to purchase non owner car insurance, because i always travel and rent car. So where can i find one online? Thanks""

Good Car Insurance?

My dad is insured by Allstate and pays around 580, and now i have a license and want to get insured as well, but it would cost us around 1150. Does anyone know of a better car insurance for the both of use to go under for cheaper then 1150? We live in Maryland. thank you""

What companies are still insuring unoccupied and or second homes?

This seems to be a new trend. It seems that insurance companies are canceling Homeowner's policies of their customers who are selling their homes! Once the client has to move out to their new home the insurance company cancels the policy on the home that's still for sale. This is being done even if the customer has been a client for over 30 years and is using that company for the new home! Sellers are having a rough enough time with the real estate market these days! What can be done about this? Also suppose the seller decides not to sell but keep the home as a vacation spot? Are second homes being uninsured also?

Cheapest auto insurance?

Cheapest auto insurance?

How much do you pay for a car insurance living in New York (brooklyn)?

Whats the cheapest way to get it? im 19 so my rate would be around 5 gran

""Car insurance, Drive any car?""

My insurance certificate says that I am allowed to drive any privately owned vehicle as long as I have the owners permission to drive it and it is roadworthy and I still own the car I have insured. So even though I own a small and slow car, my insurer will quite happily allow me to drive a 250,000 ferrari as long as I have the owners permission to do so? How does that work out?""

Medical insurance makes a difference?

Why is it that when you go the hospital and you dont have medical insurance you are looked down upon even though you do get the medical services required for proper treatment? But when you have medical insurance its like youre treated in your own way with approbation.

""Car insurance, change of profession?""

Hi All, I pay my car insurance in full every year. I am currently a Technologist - and this is what I specified when applying. I will be returning to full time education in September - so will be a full-time student rather than a technologist. I am fully comp. insured for social use. Do I have to let them know about my change in profession and will this affect how much I pay (even though I've already paid for year up to next April)? Any advice would be much appreciated.""

Im depressed because i cant get good price on car insurance :(?

I am 21 old male. I passed my driving test 5 months ago and my premium is way too high because I have 3 points on my licence. They were not displaying L plates. I really feel bad because my parents don't drive and I think it would be great to help out with the shooping at least. car insurance is coming up as 3000 and i cant afford. I really want to be there for my parents and drive to work in the early mornings. :( any ideas?

Whats the average cost to insure a car through personal business insurance?

I am a carer and I need to insure my car through personal business insurance does anybody have any idea how much it would cost for a 1.2 punto to be insured?

Whats the average cost for teenage car insurance?

im going to get my permit soon and i would like to know what the average teen car insurance cost is.

How much might health insurance cost per year for a healthy 22-year-old?

Need to start buying my own health insurance, because I have some health concerns that i need taken care of ASAP. But overall, I am a healthy person.""

Car insurance ?????/?

Well.I have permanent general car insurance they used to charge me 60 dollers it when up to 80 a month. Idk I found a cheaper insurance what should I tell permanent general

""Im 18, how expensive would insurance be for me?""

Im 18, B average, live in Los Angeles, no tickets/crimes, and the bike im looking at is a 250cc. What do you think my rates will most likely be? I want to use it for school""

Good Insurance? Any Advice?

Hello, I am looking for a good, affordable insurance plan and don't know where to look for some good ratings or tips. I am married but the insurance would only be for me, my son has insurance already as well as my husband. It costs us way to much money to add me to my husbands insurance through work. Any tips on where to look and how to go about the search? I am looking to spend somewhere between $300-$500 monthly for it, I am in the United States. I also have some health issues. Endometriosis and Fibromyalsia. Any tips that would help me out would be so appreciated! Thank you to everyone!""

Any advice on Medical Insurance?

My husband's job has an insurance plan that will take $200 out of his paycheck EVERY OTHER WEEK. He makes about $1200.. that is $400 a month which leaves us with $800 a month to survive. We think it's ridiculous.. can anyone give us advice on any other insurance policies? Blue cross blue shield maybe.. or anything... Thanks in advance!

Good insurance companies for young drivers?

Good insurance companies for young drivers?

What is the best life insurance for a 77 year old man?

What is the best life insurance for a 77 year old man?

When you buy a used car how many days do u get to put insurance?

How many days can u drive around whit it whitout insurance ? how much time do u get to go the DMV and stuff ?

""What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?""

I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?""

Fire Insurance...?

which Company offers lowest rate for fire insurance excluding the liability?

Mechanical Breakdow Insurance refuses to pay...?

Hi and thanks for taking time to help me out. I have bought a BMW 540i (1997) back in January. I was really happy as this was my first car. Two weeks ago, I was driving to France and my gearbox died leaving me only with the first gear working. I went to a garage in France and we phoned the insurance but the insurance said that it cannot guarantee that it would cover me. They offered me to leave the car in France and to go back to London by myself. I refused to consider this option as I could not allow my self to stay in France (I had to go back to work) for more than the week-end and I could not afford to take the train/plane from Paris to London. The insurer said that they would not cover any costs associated with me going back to London. So I had to get the car back to London, and to drive it back home. I went to a garage where a very nice person accepted to take care of the car. He phoned the insurance and arranged everything. The insurer sent some engineers who inspected the car and the insurance said to the garage that they would only cover 65% of the costs...due to the mileage of the car (83,000 miles roughly). The garage has repared the car without asking me if I was ok to pay the last 35% and the insurer did not mention it to me either. I am going to call the insurance tomorrow to get more details about this story...but my concern is that : 1/ I am afraid of talking to them and to commit a mistake that could cost me more 2/ I don't know exactly what I am entitled to get and what are my resources in case they just refuse to change anything on this 3/ They ask me to pay the money upfront (around 2,000) and then I would have to make a claime but...I don't feel confident doing this..and I am far from having this money... I am really looking for help and advice here, I hope that someone will be able to assist, Thanks a lot, and have a very good evening

Minneapolis Minnesota Cheap car insurance quotes zip 55414

Minneapolis Minnesota Cheap car insurance quotes zip 55414

https://www.linkedin.com/pulse/how-much-average-does-cost-insure-21-year-old-female-driver-woods/"

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el paso health insurance quote

"el paso health insurance quote

el paso health insurance quote

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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I'm looking to get a new motorbike in January and am looking at quotes online. Where it says where is the bike kept overnight I have put: on a public road. Then where it says Address where bike is kept overnight I have put my home address. However I want to take it too uni and that's obviously a different address, but it won't let you have two. I have put on the form that my current address is my home rather than uni. Do I need to tell them that it's going to be at uni with or not because it'll be at both places for extended periods of time? It's also 400 more expensive to put address as uni - though cost isn't the problem just confused. thanks. Sorry if it was confusing, if you can't understand then I'll try and make it clearer.""

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el paso health insurance quote

el paso health insurance quote

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I heard that there is a car insurance where you only pay $50 one time, no monthly payments, but you get absolutely NO coverage, so if you're in an accident you are basically screwed. it is a legal insurance if a cop pulls you over and check your insurance it comes up fine. Maybe there are other ones that range in fees? Either way does anyone know any companies that do THE ONE TIME FEE .... IT IS TO PURCHASE JUST THE INSURANCE CARD. BUT PASSES CLEAN LIKE YOU ARE COVERED. please help?""

Argument with car insurance company any advice?

recently suffered total loss due to fire of my car and claimed on my insurance policy they came and valued the car after the accident and then took 300 quid off for policy excess however it clearly states in their policy that they cover permanently fitted radio/audio equipment to max of 500 euro , fair enough so i submitted my claim to cover the radio which was destroyed with the car as a result of fire , cost of cd/radio was 149.00 in argos but company now say that their definition of permanently fitted radio is one that has been fitted in the factory when car was made but my car is secondhand and had a sony cd/radio fitted when i bought the car . Now they say this is not covered as is not classed as permanently fitted , to me a permanently fitted radio is one that you cannot take out of the car unless you are replacing it , some cd/mp3 players are easily removed for security and can be taken from the car each evening but this is not the case with mine Anyone else out there been taken for a ride by their insurance company , was thinking of legal action as they should have specified factory fitted radio in their advertising instead of permanently fitted Had arguement with them for 30 mins but they kept saying that the radio/audio had to be factory fitted from new""

Me and my wife wants to add our 16 year old to our insurance.?

If we tell them he does not have a license yet how much would it cost in Texas

PA insurance laws?

Anyone know what the laws are in PA when you buy a car from a private owner? How long do you have to get insurance? I already have it on my car .. and I'm getting this new one and not transferring the insurance until the next day. What are the laws? Is it like inspection that you have 10 days?

el paso health insurance quote

el paso health insurance quote

Health insurance......?

Im applying for the health connect in missouri and they asked me to call two different insurance company for quotes. My coworker said to call like prudential and allstate but i thought they only sale care,home,life insurance. do they sell health insurance too? i called but they dont work on saturdays so i just wanna know if they do or what other places i can call.""

Car Rental USA Insurance?

I am getting really annoyed with trying to get a quote for car rental in USA. For basic rental I have been quoted $200. But then there are all the insurances: Loss Damage Waiver (LDW) Supplemental Liability Insurance (SLI) Personal Accident and Effects (PAE) What do I actually need to have as they are really expensive!!! Adding just the first two takes my rental up to $500. I am very confused. What legally do I have to have? Someone told me the US insurance is strange cos you can get sued for an accident and end up paying thousands of dollars out to the person you hit. Can I just get insurance through my own car insurance here in the UK rather than paying $300 dollars??

Different car insurance quote from same provider?

Hi, i went on a comparison site called Q4 insure and had a cheap car insurance quote from a company called ecar which i was very pleased with. i checked the benefits etc and i was quite happy. I went to their website to go direct and to see and make sure that there wasn't any mistakes or extra details i needed to give and the quote came back 800 more! does anyone have any idea why this is?? i done everything exactly the same and was very honest with my answers.""

Where can I get affordable health insurance?

I am a full time college student, and my school offers insurance, but it is expensive. I need basic health care to cover doctors visits, specialist visits, and x rays. The main reason I need coverage is that my back is messed up from a car accident about a year and a half ago and I can't take the pain anymore. I went to my states website and the insurance they offer is currently not accepting applications. I have looked at tons of sites online, but so far am having no luck. Any advice would be appreciated.""

Where's the cheapest car insurance for a 17 year old?

Hi, Recently I bought myself a Vauxhall Corsa SXI 2003, and have been looking around for car insurance. It seems that everyone thinks that car insurance costs around 3000 for a new young male driver, however the cheapest quote I seem to get is about 5000-8000. I've tried every insurance comparison site under the sun, and looked at so many companies direct. The cheaper quote is just over 4000, but that involves the little black box to be installed. I'm not complaining about this as I would drive sensibly and have nothing to hide, but it is still so steep. I can't afford these prices for a 1500 car. Anyone have any ideas? It feels so unfair that I haven't even been given the chance to show that I won't abuse driving... *I've tried putting my parents as second drivers, no luck. Also, the model of my car doesn't affect it as I get the same quotes for a 1997 Ford Fiesta...*""

Life Insurance help?

I need help in determing how much life insurance I need to take out should something happens to me Facts you may need to know - I have a 1 month old daughter and I want her to be taken care of if something was to happen to me - Her father and I aren't married ~ with that being said is it recommended to leave him some money to provide for her - Also if something happened to me before she is 18 insurance companies I have contact stated that the money would be set in a trust (this is good but like I said I also want to have money available sooner than 18) - Funeral expenses - I am currently am in debt about $4,000 which I am continuously paying down abd I have a car loan $ 18,000 All this being said please help me in determining how much insurance I should take out and how much to leave to her dad and please suggest what other factors I may have left out in determing how much insurance""

So is there any health insurance for those with serious medical conditons?

My younger brother who's only 20 years old has a host of serious illnesses: crohn's disease, rheumatoid arthritis, irritable bowel syndrome, and a few more conditions that has constantly kept him sick for a good portion of his childhood. He's missed at least half a school year on a number of occasions, and despite his maturation he's still heavily affected by his conditions. Obviously, it's practically impossible for him to hold a steady job, he'll work for a while and then he'll have to take off a month or two just to deal with his illness, with that said he surely won't have employee health insurance. Currently, he's using our state's medicaid, however once he turns 21 he's no longer eligible for medicaid. With the health care system being the way that it is, is there any possibility that he could continue receiving health care despite his ineligibility? He takes a ton of drugs daily, and even takes some of the same medications that our grandparents take lol. I know some of you heartless conservatives believe he should provide his own health coverage, but how? His drugs cost thousands, and he's in the ER constantly, thus making his health-care only affordable to extremely rich individuals. When healthy, he does contribute as much as he possibly can, however for someone in his condition it would be downright shameful if he can't continue to receive any healthcare.""

Insurance quote?

hey, for school i have to know what an insurance quote is and none of the sights i go to will give me any information. so can you help me? what is an insurance quote and for what kind of insurance? all of them?""

Will I get dropped from my insurance?

i took a urine test with my doctor the other day. I asked what h was testing for and he said everything , so Im not sure what hes testing. He said he was gonna check for diabetes and what not. I was wondering, in the case he drug tests me can he tel my insurance? Can I get dropped from the insurance for this? I smoked weed about 5 weeks ago. I live in California amd hnet is my insurance. Thanks!""

Affordable Health Insurance ??

I live in washington state, and I am currently employed and I pay $80 a month through my employer for my medical. I now wanted to add my wife because she dosen't have a coverage at her work. I contacted the HR at my work and I was told my monthly premium will go up from $80 a month to $460 a month if I add her. and its way too much money and I am looking for other ways to have her cover please share Ideas that u may have if u happen to know any affordable insurance company""

What is a good health insurance?

I want to get insurance for me and my husband. I need an insurance that offer health dental and vision benefits. I have seen alot of insurances, but i want an insurance that gives me good benefits, not just discounts. Can someone please give me opinions about your insurance and what benefits they provide you?""

Canada Car Insurance?

Hi I am trying to find a rough estimate for car insurance in Toronto. The insurance should be for a normal car, like a ford focus 2000 model. I have 4 years no-claims, married and is 28. I hold a full license (British and South African) and will apply for an Ontarian one when I get there. If anyone has a similar details, please give me your insurance quote...it does not have to be spot on. I got some from websites, but they all seem to be $320+/m which is very high...I only pay 42 ($80ish) in England, which is already very high as I paid R110 (8.50ish) in South Africa. This is for my budget to see what I can expect over there. Thanks""

""Drivers licence, auto insurance in california.?""

I have my drivers permit, and I want my drivers license. I don't have a car so if I get my drivers license are they going to make me pay for auto insurance? Because I don't plan on driving a car, I don't have a car yet so how can they make me pay for auto insurance if I don't have a car? I just want a license so that I can save up for a car and just have a license before I buy a car. So I have until August 2010 to pass my drivers test and this insurance thing is really holding me back because I don't have money to pay for car insurance. So can they really make me pay for car insurance in California when I don't have a car to drive?""

What happen if I don't pay my car insurance?

I woul like to switch to another company that's going be cheaper, but I was wondering can I just not pay my old car insurance and start laying my new car insurance company, or do I need to finish with all the months that they gave me the insurance card for (it was for 6 months, 3 months left).""

Subaru wrx insurance !!?

first of all I'm 20 about to turn 21 in december and I'm currently looking at purchasing a 2009 or 2010 subaru wrx i called to get a quote and they told me id be paying 460 a month! with no accidents no tickets and i got my license at age 18. so i got another quote under my dads information and it dropped significantly to 68 dollars. i was wondering if this would be okay to do because id buy the car and he would be insured as the primary driver of the vehicle and I'm not sure the legality of this oh I'm in sunny san diego california btw!! so basically can i buy the car and have my dad under the insurance I'm on his plan but for another car not my future wrx thanks for your help!!!

Wat do u think insurance would cost for a 1967 mustang?

i try to find it on insurance company pages but it dont help

""Motorcycle insurance, big problem?""

Ok, so ive been riding a motorcycle for more than a year now. and ive had my eye on a 2009 ninja zx-6r. so i asked a guy from state farm what full coverage would be and he told me around 1000. which is really good. so i bought the bike and went back to him. turns out it will actually be around 4000-5000. WTF. is there anything i can do? or am i just s.o.l.?""

Why does my car insurance provider ask for other people in household?

Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!""

Where can i get cheap fire & theft only car insurance.?

My car is currently off road at my parents place in their locked garage. All the insurance companies i have tried don't do just fire & theft which is what i need until i can drive again. Please help as i have had no insurance for a week already but i don't want to risk it.

How does car insurance work for teenagers?

Im 18 and I took Driver`s Ed last summer, so I know that was supposed to save some cash when it came to the insurance. I also heard that depending on the engine of the car, the insurance changes. How do you determine the insurance on a 6-cylinder and an 8-cylinder car? Thanks""

Car insurance?

I have been looking about getting a small car and i was just wondering how much younger people have paid for their insurance. Im 18 and it is really high and i was wondering if it was like this for everyone??

Questions about car insurance?

If I get a Mustang 2011 (300 Hp V6) next year, my aunt who is a senior citizen and she has a clean record report, will be the owner of the car. I'm 18 though, how much is the cost for insurance in a year going to be?? Just estimation is fine.""

""Trying to buy Car insurance on my own, but i don't know how much to buy?""

I'm getting an online quote and i'm buying a car for 2500. the page displays a bunch of coverage that would be paid in the even that it was my fault, but i don't know anything about deductables. Would anyone be able to tell me how much money for each coverage is good. and if i should get a deductable. thanks so much""

USAA Auto insurance extra monthly bill?

Hi we've been with USAA for over 10 yrs now for our Auto/Recreation insurance company. This month on our bill i noticed our rates went up by 35+ dollars per month. I called and they said nothing has changed in our policy. They told us because the dates our policy renewed we have an extra bill in this cycle. So they had to charge us more so we wouldn't have to pay 2 bills in 1 month. I am so confused it seems like were making an extra payment for nothing. We Pay every month on time , so I'm not sure why we have to pay an extra payment to avoid a double billing. Only thing they could tell me is that it happens to alot of policyholders once or twice in the lifetime of the policy. Seems strange to me. Thanks for your responses!""

Where to buy the cheapest car insurance for new driver in the UK?

I passed my test back in april 06

el paso health insurance quote

el paso health insurance quote

State Farm insurance ?

I work for state farm insurance, what do other insurance companies say about us? not what policy holders think but what other companies only""

Insurance for international trip?

I purchased an international airline ticket. In case anything happens I am thinking to buy a travel insurance to protect me from canceling the trip. Is there reliable insurance company have this service with a reasonable price? Appreciate your valuable information. Lucy

Cheap car insurance for a 17 year old?

Hi iv just bought a Volkswagen Golf S 1.4l engine and can only get quotes for car insurance of around 4k - 11k. Does anyone know of any insurance companies who can offer a lot less on insurance for teenagers? Thanks

Why is insurance for young men expenisive?

Why is insurance so expensive for young men? Why is it more expensive for young men (16 to 25) than for women the same age?

State farm insurance question?

does anyone know if state farm insurance plans accept Tria Orthepedic Center?

Car accident insurance?

I was in a car accident where I accidentally hit a car, i called the police but he didn't give me a ticket. The car insurance is under my moms name. The insurance expired on the same day at 12:01am and the accident happen around 11:00am. I guess the cop missed the expired day. The other car door was seriously dented. Will the insurance still pay for the other car since I didn't get no ticket. My mom did renew the insurance the next day.""

Where can i find cheap home insurance in Oklahoma?

I am looking for a good price on home insurance but also a good quality policy in the great state of Oklahoma. Where can i go online and get a quote directly from a real insurance agency in my state?

""2011 Subaru Impreza WRX STI, [price help]?""

I am looking to purchase a 2011 STI sometimes EARLY july. There are few USED ones in my area, but the price is not much different, becuase low miles NEW 2011 STI limited, MSRP about 37,999 Used--- that i am looking at, with 4,000 miles is 36,950 I was wondering if it is even worth it to buy it used vs new, and if i did buy it used how far can i get the price down, since it is only like 5 months old. And if anyone has any tips about down payments, I.e how much to put down ETC ---Im 19 years old, have a good paying job for my age, my dad is going to co sign. If you have any advice that is un related, please share Also, my heart is set on this car, nothning else""

Just got a car insurance quote for 6000?

Ok, Im a 17 year old male driver, so I expect my insurance to be through the roof, but come on can this amount be real ? This was for a 1997 2 door corsa""

Who has the cheapest auto insurance?

I must have full coverage. I have gotten a few quotes but I need suggestions. Thanks in advance!

Affordable nuvaring/other birth control?

I was using nuvaring for about the past 6 months and it's working really well. I got laid off from work and cannot afford to pay because I no longer have insurance. I called the ...show more

What a cheap small car insurance company ?

Not a big company like geico , State Farm , or nation wide""

Car Insurance Question No 2?

Prior to my last question regarding car insurance, I wonder if someone could answer me this please. If a person gets rid of their car but wants to keep driving, say a friend/s car or hire car etc, can they still take out car insurance without owning a car and if so what do you ask for when contacting an insurance company. Thanks""

Affordable car insurance company's?

I am currently with farmer's insurance but i feel they are too expensive so is there any company's that are cheaper and affordable rates?

How much is insurance for a teenager?

hey i wanna buy a car, and im about to get my license. i just wanna know what the average price is for my age. im turning 17, and i want a 2002 firehawk trans am..yes i know i shouldnt get it, i should get a honda civic lol. but ive saved up and i want it. i just want to know the average price. my mother has geico and im a guy. if you could give me a estimate for every month or every couple of months it will cost for a trans am also how much cheaper it will be if i got the cheaper car. much thanks!! i also live in new jersey if that helps.""

What papers do you need for car insurance?

Alright I don't know too much all I know is I'm determined, I want a car with car insurance on it. My dad has a car in which he is going to let me have and I am going with him next week to get car insurance. What papers do I need to present in order to get the car insurance because I want to be ready. I'm not sure what insurance I want yet but I believe he might be putting the insurance in his name and mine being that I am a young driver.""

Car Insurance agents!?

I am going out of state and plan to rent a car. I have been driving for 25 years with an excellent driving record. Do I have to have my own Libability and Collision or just Liability in order to save money and refuse the rental agents insurance?

Does having back up sensor's help your insurance cost?

Does having back up sensor's help your insurance cost? I am wanting to have some put on my car, but didn't know if it would help with insurance!""

Temporary car insurance?

i am trying to get my boyfriend insured on my car for 1 week. there are many companies that do tempoary car insurance but i have been told that you can not have 2 policies on one car? i have Fully comprehensive car insurance but my insurers will not insure both of us on my car as we are under 25 so if i went with another insurance company who specialises in short term cover would this cover my boyfriend on my car?

How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?

How are young drivers expected to build up 'no claims' or experience when insurance prices are so expensive?

""About how much does car insurance usually cost, and how often would I have to pay for it?""

About how much does car insurance usually cost, and how often would I have to pay for it?""

""Car licence ,where to get a cheaper car insurance?""

Hi there, Looking for cheap insurance? Im 17 near 18 ;) yesterday I past my exam and now Ive got the licence, but insurance is so expensive for me. Ive done the compare and the result was 17 000 for a year :( Please any advice to make it cheaper? Thank you all in advance. Cheers and have a good day.""

I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...

how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.

Cheapest Way for an international student to Drive a car with an international License?

I will be staying in the UK for 1 year and need a car cuz I will be driving around 50 miles a day. I looked to buy a cheap car but the insurance is around 6000 to 8000 a year cuz i am young and driving with an international license. The cheapest thing I found was renting a car for 13-14  a day. Is there anyway I can drive cheaper in the UK? If renting is the only choice, what is the cheapest renting diesel car can I get in Birmingham?""

Can you have car insurance without owning a car?

my 20 year old is in another state going to college, can he get car insurance on his brother's car?""

el paso health insurance quote

el paso health insurance quote

https://www.linkedin.com/pulse/toyota-insurance-nz-matthew-williamson/"

[spookyenemyperson-blog]

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

"Mountain Iron Minnesota Cheap car insurance quotes zip 55768

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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Mountain Iron Minnesota Cheap car insurance quotes zip 55768

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

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I will be moving to NB this summer (from BC), and was wondering how the insurance rates out there are determined. Here in BC there are a number of insurance brackets (based on displacement) which determine the base rate. All bikes in any one bracket pay the same, so a 600cc sportbike is cheaper than a 883 Sportster (these are only for liability, theft and collision are based more on $$ value). In general, is it the same in NB? Would I save money by going to a smaller bike (I currently ride a 1127cc Suzuki GSX1100G), assuming the actual $$ value of the bike was about the same? Does the type of bike matter? I'd ask an insurance agent, but they are usually pretty reticent to explain how their rates are determined. Hope you can help.""

Choosing a good car which has cheap insurance---I live in CANADA?

Car choosing help--I LIVE IN CANADA.? I need help choosing a car that is going to be low insurance for me. I'm 22/female/college grad/part time worker/full insurance G / Went to driving school. Thanks in advance.

Being denied by insurance for pizza delivery?

I applied for a driving postion at a local pizza resturant, and when i went in for the interview I was told so long as the insurance approved me i would start training in a week, and when i called today i was told the insurance did not approve me, and was not given a reason why, and i have no tickets or accidents at all on my driving record, any body in the insurance or pizza delivering bussiness know possibly why i was denied by the insurance?""

I got a ticket for failure to show insurance in NJ . How will this effect my insurance rates.?

The day I got my car, I was got a ticket for not having insurance in NJ.I had insurance but paper had not come in the mail yet. I went to court and it was lowered to failure to show insurance and I paid like $185. How will this effect my points and and my insurance rates. Should I reopen my case and plea not guilty or see if I could get it dismissed and would I have to get a lawyer for that? Is it worth the money? This is my first ticket ever. I though he would dismiss my case after explaining my case but my public defender was really rude and impatient when I asked him If I could have the case dropped saying You're should be glad I am not getting your license taken for a year! which is true, but I had proper documentation so there was not way my license would have been suspended.""

Where did the myth that the color of your car is an insurance factor come from?

Where did that come from I hear lots of people saying that. That would be a sad day if the inusuance companies had that much say into how my car should look.

If im a second driver on my dads car when i get older will my insurance get cheaper?

Hi if im a second driver on my dads car when i get older will my insurance get cheaper or not because im the second driver my dad has a vauxhall astra 1.6 its 11 years old and how much do you think the insurance will be im 17 year old boy

What are my options for affordable health insurance in Massachusetts?

I graduated with my Masters in Library Sciences in May, and am only covered under my mom's health ins. until February. I am trying to avoid a lapse in coverage. Please help!""

Does anyone know how much a ticket for no insurance cost in the state of Georgia?

Does anyone know how much a ticket for no insurance cost in the state of Georgia?

If private insurance companies are so bad...?

Why doesn't the government nationalize life insurance and car insurance?

Which Car Would be Cheaper to Insure?

2001 Celica 1997 Spyder Eclipse Neither are GT! I'm just wondering which would be cheaper. ((BTW Yes I would pay for everything myself!) Sorry for the all caps buuuut..PLEASE DO NOT GIVE ME A WEBSITE OR TELL ME TO CALL AN AGENT. I'm not looking for a number I just want to know if they would be much different in insurance prices. One more question, would they be much cheaper than the 2001 Mustang Convertible, if so a lot cheaper, or a little? I got a quote on the mustang a while ago, so I know how to compare that some! 16 year old Female. Thank you for those of you who answer my question!! :)""

Car insurance recommendations?

hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.""

Insurance nightmare help?

tommorow im leaving for florida in my grandmothers car. i just discovered the car hasnt had a proof of insurance for over a year. if i cannot find a proof of insurance i cannot begin my 1300 mile trip to florida. does anyone have any ideas on some way we can get a proof of insurance between now and tomorow at 9 am?

Get an insurance on a second car?

Hi all, i am italian and i have a car insurance in my name since 10 years with no claims.I am living in Ireland now and i bought a car and when i asked for the insurance 3 different companies told me that if i want to use my no claim bonus on my irish car,i should cancel my italian insurance.But is this legal?I mean...i need to have a car insurance in Italy,i come back home often.Plus,in italy if you buy a second car you can use the bonus also in the second insurance.But,i am not very familiar with irish law,could you please help me? Thanks Valentina""

Are there different types of car insurance?

What are the different kinds?

Teenage insurance for 2001 Ford Escape? 2002 Jeep Liberty?

I'm thinking about purchasing this car used for my 18th birthday. I have to wait until i'm 18 so I can be on my own insurance. But I have taken drivers ed, and I will be buying this car full payment in cash. So I'm curious to know what the insurance could be! I have tried to get quotes online. You have to already be insured and own the car...I have tried so many. I also am a female, so my insurance will be a little lower. I just really need to find out what it would be! I was also thinking of purchasing a 2002 Jeep Liberty, any insurance guess on that? Ford Escape is a better car, but i'm just seeing what insurance could be for both. Thank you so much!""

Why is my car insurance quotes so high?

Hello, I'm 17 years old and have just pasted my ful uk license and am looking for a car and insurance. The car i want is a vaxuhuall corsa 1.0 litre 3door. My friend has a 1.1 litre and his insurance is 1,200 with his dad on it. But when i look with exactly the same details (locked garage, mileage, etc) with my dad on it (i also entered my friends post code to see if there is a difference) but the cheapest quote has been 4400. Help?""

How much would car insurance cost an international student in Winnipeg?

I just got my license from my country. I am going to winnipeg in August I will be attending winnipeg university and I need a car. How much would insurance cost for an international student with the least rates and coverages?

Do you have to pay for insurance when you start a driving job?

A staffing agency is requiring me to pay a $150 refundable deductible before I start the job, does this sound legit?""

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

Is the issue access to good health insurance or is it access to good healthcare?

Ok first order of business I know how the whole health care issue is being made into this big complicated monstrosity. I would llike to get people's input on this and maybe some insight into better understanding a way ahead. First let me say that my question is not based on politics I'm not representing democrats or republicans as a matter of fact politics and money is what is frustrating me with this entire health care issue. I hear about all of this debating and I want to ask what is the real issue that everyone cares about correct me if I am wrong but I think it is access to dependable and reputable healthcare. The next issue I have, Is it wise to put health care interests in the hands of for profit enterprise. Now this is not an attack on health insurance companies but it is a question to the average person. I have read countless stories of people who thought they had good insurance for years all of the sudden they get sick the insurance pays the lowest possible cost and then cancels their coverage. Or here is another example, former health insurance employees tell of how draconian the companies are that they have worked for when it comes paying for coverage they would rather cancel people's policy. I am forced to wonder how long will it be before doctor's and nurses will be required to have an M.B.A. as a prerequisite for practicing medicine. I am all for free enterprise but something just does not sound right when you have an entire industry based on the soaring cost of healthcare and people's inability to pay for it. Seems that you are at the mercy of your insurance company at the time that you need them most. It seems that access to healthcare has been debated and put on the back burner for over 50 years combined with the fact that the people making the decisions regarding healthcare access rarely have to concern themselves with access to healthcare for themselves or their families, I'm just wondering how much longer is this cycle going to continue before something tangible gets done. I'm not saying healthcare should be totally free. I'm not saying that healthcare costs should destroy the middle class either. I definitely think that a for profit company priorities are to make a profit and answer to stockholders where does the patient come in on this equation. Does anybody out there have any viable solution or are we doomed to keep repeating the same mistake over and over again where the bottomline seems to be when all is said and done when it comes to healthcare access you have to fend for yourself.""

We are a new small business. Where is the best place to get workers compensation insurance?

Just looking for an insurance company (private sector?) who provides affordable workers compensation insurance for small businesses.

Urgent question about medical insurance for college students!!!???

I'm a student at a major university in the state of Washington (not that it matters for the question I guess). I'm still on my dad's insurance but it's going to expire on my birthday this year. If it is verified that I'm a student at a college (I don't think it matters whether it's a university, community college, trade school, whatever), then the insurance can continue. I stupidly dropped a class close to the beginning of this term, and this unknowingly dropped me *just*, just barely to the status of 'half-time'. I really didn't realize this would happen and has caused me all sorts of grief with the financial aid gods (lol)...I already will have to be writing appeal letters explaining my mistake. Well, I digress, but my question is: For this insurance matter, do I just need to be a student or do I need to be a full-time student . If it's the latter, pardon my French, but I'm pretty much, f**ked, aren't I? Anyone know the answer?""

Would it be the cheapest sports car?

I saw the 4 cheapes sports cars for insurance a mazda mx 5 and a pontiac solstice would they be the cheapest sports car for insurance for a 16 year old or what sports car would be the cheapest to insure for a teen I know for a teen with a sports car would not be cheap we have the money but what sports car would be the cheapes for a teen

Where can i find the cheapest sr22 non owner insurance in illinois?

Where can i find the cheapest sr22 non owner insurance in illinois?

Average comprehensive car insurance for teenagers in 2010?

Hi, I am just wondering how much teenagers are paying for full comp car insurance in 2010. Thanks Jboy""

Buying used car. What do I do for insurance?

I'm buying a new car today and I was wondering if I could drive it home (~2miles) without insurance. If not, what do I do? Thanks""

Mens car insurace???

How much more do men under 24 pay for insurance than women under 24?? On average??

What is General Insurance?

Need clarification and knowledge about the car insurance? What is it and is it mandatory?

""I am 16 years old, and someone hit me from the back, will my insurance go up?""

It was clearly his fault, but will my insurance premium go up since I am a new driver? I live in California.""

Will my Insurance reduce if I go for a Defensive driving course?

I have couple of violations (one accident, but I didn't claim any because there was no damage). Now I see my insurance has sky rocketed. Wat are the best ways to reduce my car Insurance ? I tried calling most of them they give me the same number give or take , now I want a different solution like going to a course""

What is a good life insurance?

Does anyone know a good life insurance that they would recommend? and would you recommened term or whole?

Car Insurance for a teenage.....?

I am turning 17 and I already got my licence. i wanted to know how much my car insurance would be if i were to get a 2000 toyota corolla in Glendale,CA.""

Who is the most dependable Motorcycle insurances and the cheapest?

What all do I really needfar as coverage..I have good medical already...what's the minimum coverage? I have a new HD fatboy 2006 with the 1689 cc with custom pipes. I just wantthe basic coverage. How much is a good premium?

When should I apply for car insurance?

I've been a named driver on my boyfriends policy with the car being in his name for the past couple of years. Now he has a company car and I need the previous car to be insured in business class for my work, we've sent away the forms to the DVLA so I will be the registered owner. But I'm wondering, whether now it means our previous insurance covers the car which i'm still driving daily or not, so should I apply for my own insurance now for when the documents come back or wait until after I recieve the documents!? I'd hate the thought of being pulled over and getting points on my licence for not getting this change over correct! Thanks for any help!""

Whats the best and affordable health plan to get?

I have never gotten health insurance my whole life and for once in my life I am getting it for myself. I want to go see a dermatologist, and its way too expensive to pay out of pocket, whats a good and affordable health plan should I get? Got any suggestion to where I can go and get some help? Anything will be great, thanks!!!!""

Totaled car w/no insurance please help?

ok bought a new car in oct 09 then it was stolen I made an insurance claim and they dropped me so I paid 3000 to get it fixed after that I didn't insurance back on it because I couldn't afford it at the time it was $412 a month so I finally was able to get insurance and no one would insure me had almost 8 pts I'm 23 and high risk finally my brother totaled the car and I have 17000left to pay and have not missed any payments should I tell the finance co? This just happed and it's still at the police impound he did not hit anyone I just have a fast car and he hit 3 light poles! Should I file bankruptcy? Get it off the lot? Tow it to the dealership? Tell the finance co please help what's the next steps I have no one to help

Ticket for no proof of insurance in FL?

I received a ticket for no proof of insurance, i did not have the card on me at the time but i do have insurance. When i go to court, will i have to pay the fine or will the ticket be thrown out?""

What is the cheapest car insurance in Florida?

I wand to know what is the cheapest car insurance in tampa FL this is my first car insurance and i am 23 what is the avrage for people in my same age pay for thier insuranse and i have a clean record the car will be Acura 2.2 CL 1997 2doors

What is insurance?

What is insurance?

Car insurance on a used car?

I am going to buy a used car from someone, and obviously I need to be insured to drive it home. Is there a way I can get insured for just that day or drive home, so that I can have the car before I do everything I need to with it?""

Cheap auto insurance?

I am looking for auto insurance......i have a dui on my record and im about to get my license back....so i need some suggestions on some cheap insurance.....i have already tried the general and dairy land....

How do I get affordable higher coverage health insurance?

I live in New York. I'm 22. I was on my college insurance plan, but I lost it when I went on medical leave. I had an extension plan, but that also expired. I have no job because I'm too sick to work. If I would go back to college before I got a job. Right now, I'm on a strictly emergency health care policy with no preventive care that runs me about $188 a month. I need more coverage though. The problem is that I'm not eligible for most plans because I don't work. For the coverage I need, it will cost over $1,500 a month. I can't afford that, I don't have income. What do I do? *Before my college plan expired, I was going to doctors. I am diagnosed with POTS, and I was having sleep studies where I was being treated for day time sleepiness. Never got an official diagnosis, but I probably have Idiopathic Hypersomina. Both of these require occasional tests and I will need to see doctors regularly until I have a treatment plan. I'm also a cancer survivor and need to go back in to get a battery of tests every year or so. Out of pocket, just a an office visit cost around several hundred dollars. (I have no lapse in coverage.)""

Does getting a ticket without losing points increases your insurance price ?

I just got a ticket for driving my car without having my drivers license with me. Altough it's better than 128$ and 2 points, its still 52$. The thing im wondering though is will my insurance company charge me more because of that even if I didnt lose points on my drivers license ? Thanks""

What's the cheapest insurance for an 18 year old?

Where can I get insurance coverage for a very low monthly price?...for an 18 year old

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

How does health insurance work - when insurance premium can generally increase?

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up? Please advice. Thanks.""

Does having a nissan 350z as your first car and a new driver added gonna make the insurance go up?

their are 3 drivers in my family and the insurance is like 200 i think would the bill go way up if a new driver is driving a 350z?

Cheapest car insurance???

what is the best place to get the cheapest car insurance???

Cheap car insurance?......?

I need to get car insurance to put the title in my name. I am just looking for the cheapest thing out there right now, not too concerned with full coverage right now, just the basics. I will do research and get the one that best suits me later but for right now I just need something fast. Geico's rates were over $100/mo for my car, is that about average? Or is there something cheaper?""

Rental car insurance?

I just rented a car from Budget and it being my first rental, I wasn't exactly sure of all the terms and conditions... unbeknownst to me I could have used my own full coverage insurance with me. I flew out of state and rented a car for the wedding and just assumed I would need to buy their insurance policy, no one ever told me different. I did take my policy with me, but was never asked for that information. Then I get the bill back and they charged me 32.50 a day! Has anyone ever had this happen and how lenient are they if you've already returned the rental? Anything I can do? I'm back at work and won't be able to call in until this afternoon, just wanted some feedback. Thanks in advance.""

Which insurance is cheapest for young drivers?

My parents are making me get my own insurance and I'm 18 and live in PA and plain on getting a 96 Cavalier don't know if this will help any but here us the VIN: 1g1jc124xtm104843 thank you

Who has the cheapest renters insurance in california?

Who has the cheapest renters insurance in california?

Can I purchase life insurance on my husband without his signature?

My husband is 41 years old and in perfect health but he won't get life insurance because he thinks nothing is going to happen to him. Is it legal for me as his spouse to purchase a reasonable policy of $50,000 without his signature from a company that doesn't require medical questions?""

Why are women getting angry over this new car insurance ruling?

Women want to be treated the same as men...same pay, same rights etc but now that the EU has ruled that gender should not e a factor in determining car insurance prices they are not happy about it? I'm confused""

How Much Homeower Insurance Do I need?

How Much Homeower Insurance Do I need?

Cheap car insurance for a 17 year old?

I am 17 and living in london. DO you guys know of any cheap insurance companies ( they do not have to be well known companies). I am willing to pay 3000 for insurance.

""Health insurance, pre existing condition?""

what is the difference between a pre existing condition in health insurance and pre existing condition exclusion period. im reading from howstuffworks, health insurance but still confuse. i understand employer waiting period. here is the link for pre existing condition http://health.howstuffworks.com/health-insurance12.htm here is the link for pre existing condition exclusion period http://health.howstuffworks.com/health-insurance13.htm""

The best Car insurance for a 19 year old.?

What Car holds the cheapest car insurance rating for a 19 year old ( first car ) Living in the southport area ?

Why do students need Insurance?

what benefit will they get from it? Why should the city of Quebec make insurances available to students. An example of a story would help.

Buying a car...are you supposed to get insurance before?

okay heres the info. im 18...never had a car but i just found one that im seriously thinking about from a dealership. wil they sell it to me even though i dont have car insurance? im sure this uestion sounds retared...but i know its illegal todrive without it but at the same time when you apply for insurance dont you have to let your compnay know wht kind of car you drive? im so confused.

Woul insurance rates change depending on transmission type?

would automatic transmission cost more for insurance or manual? or does it not matter curious to know....

Getting car insurance?

I just got my license and i have paid for a car at the dealer but i cant drive it off the lot untill i have insurance..so how do i get insurance..it would be with state farm.im 18 years old im a male.so how do i do i get insured?.how long does the process take??..and how much do you think my monthly payment will be..are there any deposits/extra payments you have to pay at first up front???

Were we can apply and buy liability insurance?

We are managing 300 units condominium.What approximately liability insurance will cost?

Insurance on a 01/02 Ford Mustang for a 17 y/o?

Around how much would insurance cost for either a 2001 or a 2002 ford mustang (v6 engine) for a 17 y/o male in New York? Ive been through drivers education also so thats 10% off. Id REALLY like one of these cars, granted im expecting insurance to be very high and idk if id be able to afford it. Thx :) p.s. Also how much more would it be if it was a convertable? Having one would be awesome (i can dream cant i? :) (This is a serious question though)""

How much will my brothers insurance go up after his accident?

How much will my 18 year old brothers car insurance go up after a 3,000 single car accident? Thanks! :o)""

How much will Insurance Be ????;?

Ok I'm 22 and I'm looking for a car, It's between a: 2009 BMW X5 2009 BMW 328i 2009 Mercedes C250 2009 Jeep Wrangler Rubicon 2008 Audi A4 2008 Toyota Tundra 2007 ...show more""

Does anyone know this car insurance joke?

I heard a car insurance joke a while back it started with a lot of cussing and then at the end of it it said something like something something something I just saved money by switching my car insurance to GEICO or something like that can someone please tell me the joke if you know it? I wanna send it to a friend :)

Does having a manual transmission affect insurance rates?

Will it make a difference in insurance rates here in the U.S., home of the lazy, horrible driver who pays more attention to the radio then to the road? Sorry for being so critical. I'm just pissed that my dad thinks that. Perhaps 85 of the wotld drives stick for crying out loud! I shouldn't be penalized for the typical Americans sake! So, any ideas? Need info A.S.A.P! Any positive input appreciated.""

Getting car insurance please help ?

I live in MN And in a small town. And I dont want to ask for car insurance yet. Im just asking and estimate for me One male 18 2 tickets 99 s10 blazer 4 doors 4 wheel drive And if full coverage Would 750 for year be right ? Would that be enough

How much more is it to insure two personal cars vs. one?

I am just one guy, I live by myself and nobody drives my car but me. I keep insurance on it but conditions may turn out that I will end up with a 2nd car. I would ultimately drive them both and have them insured but how much is it for one person to insure a 2nd car? Is it (premium of one car) X 2 or more like 1.5(P) I hope this wouldn't be too expensive and make it not worth it.""

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

Mountain Iron Minnesota Cheap car insurance quotes zip 55768

https://www.linkedin.com/pulse/new-health-insurance-thru-obama-george-clark/"

[iannoyinglysweetstudent-blog]

A good car for 2000, Cheap to run but not bad looking.?

"A good car for 2000, Cheap to run but not bad looking.?

Right as the title suggests.   I am looking for a new car which is a cheap insurance group (7 max) and a cheap tax band. theyre would be leeway on the right car.   Now it has to be good looking i am a 23 year old bloke and don't want to be driving anything boy racerish equally anything which is quite old looking!    If anyone can help, many thanks :)

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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The 4x4 damaged the rear end of my Rover 75, impossible to shut boot and lights not working. The garage and insurance now say it is not repairable. - but even after the accident, the car was driving perfectly. How much will the insurance company pay? Will they? Is there any way I can get the car fixed?""

""Forgot to renew my car insurance, is my no claims bonus affected?

My insurance was due on 15th October but because km away at uni and the car is at home I completely forgot to renew it until today. If I decide to renew it now are there any consequences for paying it late? I would declare sorn but I don't know how it works and When I go home for christmas I do want to be able to drive. I've got 3 years no claims and my insurance has gone down a lot since I started to drive so will I lose it?

A good car for 2000, Cheap to run but not bad looking.?

Right as the title suggests.   I am looking for a new car which is a cheap insurance group (7 max) and a cheap tax band. theyre would be leeway on the right car.   Now it has to be good looking i am a 23 year old bloke and don't want to be driving anything boy racerish equally anything which is quite old looking!    If anyone can help, many thanks :)

If you get disability do you lose your health insurance?

I live in Tennessee and I have PHP health insurance. I am thinking about trying to see if I could get disability because of my many health problems. I am wondering since the government pays for my health insurance and I get approved would I lose my PHP?

What is good website to find affordable health insurance?

What is good website to find affordable health insurance?

""Uk car insurance for 19 year old male, and what is the most reliable cheap car to buy?

Just wondering what would be the most reliable cheap car to buy and how much insurance would be for a 19 year old male who has just passed their driving test? Also do you buy the car and then have to get it insured before you drive it out of the lot?

What is the average cost for martial arts insurance?

What is the average cost for martial arts insurance?

Is it true that I am paying taxes to directly to Allstate Insurance now?

Sure sounds like the Chief Justice said so.

Can I drive my friends car without insurance?

Can I drive my friends car without insurance? I don't own a car. I don't have auto insurance. If I borrow a friends car, am I covered under his insurance? is there a special type of insurance for people like me?""

What insurance is needed for rental car in California?

My son leaves Ireland tomorrow Sat 17th Nov to fly to San Diego. He has rented a car to drive to Seattle - everything appears to be arranged. But I want to check he has adequate car insurance that is needed/required? He is over 25 years and has normal Travel Insurance.

Insurance help for teenagers?

I just got my license today and my parents were wondering if i still had insurance coverage or not? We have Grange insurance idk if that makes a difference or not. Help please!=]

What is a medical insurance deductible?

What is a medical insurance deductible?

How much can we expect to get from insurance for replacement of car door?

Our 2003 Hyundai Sonata got backed into recently. The lady hit the front passenger door and smashed it in. It still opens, but sounds awful when it does, and the window doesn't work right (power window). She had Farmers insurance, and I've heard bad things about them, but we're gonna get an estimate from different auto body shops around town. How much can we expect the insurance to pay out for this damage?""

Please help me about the contens of an insurance certificate .?

Can you give me the contents of the insurance certificate ? The different between insurance certificate and insurance policy ?

I have insurance for a car I had for 6 days. The insurance co. says it's a total loss. They gave me a value?

Audatex is not kelly blue book they look at craigslist & not the dealer. Craigslist sometimes has cars where a mechanic might not catch it but is damaged. The price I paid is higher due to getting sick & credit went down so I had to go to a local dealer with higher interest. They want the insurance check plus $1700.00 & interest. So I will pay for this thing for over 1 1/2 years. I had it 6 days when some crazy driver almost hit me I turned & hit a wall. The insurance company says I loose my good driver discount. Since I will have to wait to pay off this car I can cancel my insurance once the dealer gets the check. Is there any California law that would say if this happens I would be able to pay off the car. It's worth more as a loss then to try to fix it. Please help. Thank You.

Cheapest Bike insurance in ontario for sport bike?

I'm looking into selling my cr250 for a street bike something along the lines of a 1998-2001 cbr/gsxr 600. My only problem as I'm sure you can all relate is insurance. I simply cannot afford to be paying 3-4000 dollars upfront. So does anyone know of a insurance company that will do business on a month to month bases insted of anually.

Insurance on an el camino?

I'm thinking of getting an el camino, late 70s or 80s, and I'm a new 17 year old driver, I was wondering what ibwould have to expect on insurance? From what I've heard it's considered a pick up, so it as close to a muscle car I can get without having to pay super high insurance, how much would decent coverage cost me with a v8? And what if I had gotten an SS model? Im not sure which one ti get and I want to know if there is a huge difference between them, obviously I won't be paying it on my own, my parents are until I get a job, so how much woukd it general cost? Considering one parent is 48 hs dropout, other is 38 graduated college, if it helps any at all. Regardless of the answer thank you for your time.""

Third party fire and theft? car insurance?

hi im currently searching for car insurance and ive been quoted 2800 for comprehensive insurance and when i gave third party fire and theft it came out to 1700 the car is a corsa 998c 2006 what is the difference between them both? thanks

Is it possible to get temporary car insurance?

I don't have insurance now but I am looking to visit somebody (in Los Angeles) who has a spare car and I want to be able to drive it insured. I'm visiting for less than two weeks.

Speeding Ticket Insurance Rates?

So recently I received a speeding ticket. Because I'm a minor when I went to traffic court the judge told me that if I went to traffic school my ticket would not be reported to the DMV. So I went to traffic school and passed and all that jazz so my question is whether I report this as an incident when I look for insurance (I'm looking at motorcycles for when I go to college) even though it does not appear on my record. Thanks Guys.

Abortion insurance?

I'm doing an essay on abortion and had a quick question about insurance. Does Obamacare cover abortion at planned parenthood in Seattle, Wa?""

Selling a Car in Colorado With Expired Plates and No Insurance?

I have a car that has expired plates and no insurance as I haven't been using it for the past few months. The plates are expired since March of this year. Will either a dealership or private-buyer be able to purchase her? I am afraid to register the plates as I was told that I need proof of insurance. I am afraid to purchase insurance because I was told that the insurance company will report me for expired plates. How can I get around this issue without going to court? The car has been parked on private property for months!

If My Mom has insurance coverage can i still get insurance with her if i own my own car?

ok so my mom has car insurance on her car, but she was telling me she registers my car under her name that the insurance will cover me and the car. But if the car is under my name can i still get insurance with her??""

Cheap cars to get insured on in the UK on a provisonal license?

cheap cars for young drivers to get insured on? Ok so I am a provisonal driver - currently the cheapest insurance quote i have found is for a smart car @ 730. Has any other provisional drivers got or had insurance on any cars that give a real cheap insurance? I was kind of thjintking a cheap 150 quid car would have even cheaper insurance but it turned out to be more expensive (Im lookin at 3rd party cover, not inc theft and fire btw)""

Can you get temporary car insurance for say a month?

I just got my car but i cant register it till next week. I got a permit to drive it but I do not have insurance, so I heard you can get temporary car insurance for a month. Im not really sure though.. HELP!""

What is the best manual transmission car to purchase for a 16 year old regarding low insurance cost?

When it comes to auto insurance (state of California) which car would be best to purchase used or new for a 16 year old which would be a manual transmission. We all know insurance for a minor is outragous and we would like to train our young adult on a stick first so they know how to drive both stick and automatic in their adult life. What car do you think new or used would be the best on auto insurance? Please be specific on the make and model of the car? Thank in advance for your answers

Home building insurance?

i had tenants in my house, while i was living with my sister, i did take out a building insurance, and last week my house got burned to ashes, it has no roof neither, so i phoned the insurance company which was halifax,to my shock they declined the insurance,as i didn't have landlord insurance, they said. when i took out the policy i did say to them that i wanted landlord building insurance, the woman at the branch assured me, how ever when i looked at my paper now it does say, i have building and contents insurance,i never asked for that, just wanted a simple landlords insurance, i have 40 thousand pounds worth of damage and really stressed don't now what to do, can anybody please give me some advice i would appreciate it very much

Cheapest auto insurance?

Cheapest auto insurance?

A good car for 2000, Cheap to run but not bad looking.?

Right as the title suggests.   I am looking for a new car which is a cheap insurance group (7 max) and a cheap tax band. theyre would be leeway on the right car.   Now it has to be good looking i am a 23 year old bloke and don't want to be driving anything boy racerish equally anything which is quite old looking!    If anyone can help, many thanks :)

""How much does American spend on average on car monthy payments, insurance, gas, and maintenance each year?""

How much does American spend on average on car monthy payments, insurance, gas, and maintenance each year?""

Gap insurance on new auto?

what is the cost for gap insurance for honda acord 4 door sedan 06 year

What is the average monthly rate for restaurant liabilty insurance in tampa?

And which insurance company in tampa do the restaurant insurance..Mind is in the plaza not free stand..

Is auto insurance cheaper in the U.S or in Europe?

According to my father in Europe auto insurance is cheaper because when you get a ticket they don't work with points you just pay the ticket and the car insurance never finds out about it anybody know if this is true.

Which insurance company is best?

ok so im 19 and just got my drivers license a few months ago (i never really needed it before now). its tax time and im buying a van to fit all the kids i lug around. well since i've never had to get auto insurance im not sure on what place would be best to go to. i know my age and how long i havent had my DL will effect how much i pay, but im trying to go the cheapest route possible. does anyone have advice on where to go? also what is a 'premium'? i did a free quote online and it told me what my downpayment would be, my monthly payment. and my premium? plz help""

Car insurance rates dropping?

hello, after my first ever six months of car insurance will my rates drop or will things be cheaper ? I am 24 about to be 25 years old. I have only had one speeding ticket.""

State Farm Insurance Bithday Gift?

Okay, Strange question- Every year I recieve a letter in the mail from State Farm Insurance Angency to celebrate my birthday. They say that if you stop by the office, they have a free birthday gift for you. My family and I figure it is probably nothing good, just a calendar or something cheesey, but we can't help wondering what it really is! If you know what it is, do you mind eh, tell me?? lol Thank You!! :o)""

Car insurance for Audi A4 Convertible?

Personal Detials: 17 years old Male Living at home Car to be stored on driveway Car details: Audi A4 Convertible 2003 insurance group 31-ish How much would it cost for insurance for this?

Is humana a good health insurance?

i was charged a 120 dollars for lab services and they didnt cover it in addition to a copay and monthly deductible. i feel like im spending more with this insurance than saving. any suggestions?

How much would my car insurance be...???

Texas Female 18 years old good driving record 2007 Honda Civic Coupe or 2006 TC Scion Also what other information should I add if this is not enough?

Will buying a previously wrecked car drive up my insurance?

Im a new driver and my parents want to buy me an Acura TSX. I found one online and went to test drive it and found out it had been in a moderate car crash, but had been completely fixed and repaired. I went to the mechanic and he ok'd the car for me. We want to buy it, but is the fact that the previous owner crashed it going to drive up the cost to insure it?""

How much would maintenance cost on a BMW 325i?

a 2000 ish-2003 bmw 325i (same series)...how much would maintenance cost? I like the BMW in that it has EVERYTHING that I want, it's (2001) version is in my price range to buy, except I'm a student and I work part time. I can at an uncomfortable MAX 100$ a month for maintenance (not including gas and insurance). I am a DIY person (I can do moderately difficult car repairs) so I won't go to the dealer much. But I heard that this BMW needs synthetic oil and premium gas, and a couple of my friends said that BMW's NEED maintenance or else they suck. I will do NEEDED maintenance (such as if I need oil change, or my brakes are bad) but I won't do stuff that aren't needed (like idk...coolant flush etc.).""

Motorcycle insurance full coverage!?

how much will it cost me? im 18 and im going to take the MSF course...my bike is a honda cbr 600rr 2005 i could i put my dad under my motorcycle? he is 50 and no tickets he had his m1 for like 10yrs but not no more

Average car insurance rates for people under 21 years old?

Average car insurance rates for people under 21 years old?

Aurora Auto Insurance?

Where can I get auto insurance in Aurora? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.

Car insurance question?

In Georgia, if you let someone borrow your car and they get a speeding ticket, does it make your insurance go up too since it happend in your car?""

Health insurance...what does this mean?

My school has an option that states that unless you have health insurance from a ' government sponsored health insurance plan' then you have to go with the school's health plan.......which is so expensive. So what are the 'government sponsored health insurance plans?

Car Insurance Groups?

What Insurance Group would a Ford KA (02 Reg) Collection be? And also what Group would a Ford StreetKA be?

How would you haggle the best car insurance in this situation?

cheapest quote on comparison website:Admiral quotes, 919 apr 8.9% access of 750 Key Info: Car Vw Polo 1.4 1yrs no claims i do not want to pay no more than 500 accesss what I would like to know is the difference ways in how you would approach this matter, how would you haggle the insurance company to go cheaper and to how much would you be targeting from the price stated above.""

What height/weight ratio will get me best life insurance rates?

I want to replace some ART life insurance with level term. But I'm worried my weight relative to height might keep me from the best rate. Is there some way to find out what numbers trigger higher risk? If so I might wait another year and try to lose 10-20 lbs.

I have pre-existing conditions & I'm 61. Where to go for health insurance?

I'm having a hard time trying to find health insurance. I have pre-existing conditions (take medication for a mild heart arrhythmia & for cholesterol) plus I'm on medication for depression. And I'm 61. I've searched the web without luck - insurance agents who've called me say my condition makes me Uninsurable. Either that or I'm contacted by scam artists. Does anyone have experience with the Health Insurance Industry & have suggestions on what company to contact? Or what insurance agents are reputable? I live in California. I welcome your thoughts & suggestions. Thanks!

Car insurance payment?

Does anyone know of a car insurance company where I can pay pay the first instalment any way but not pay credit or debit card. I don't have either and I need to to insurance asap. I have never had car insurance before as I am a new driver

What is the minamum insurance required for a motorcycle in Arizona?

I just bought a bike and am looking at insurance, but don't know what all is required by the state.""

Pregnancy and health insurance questions:?

I found out that I am 6 weeks pregnant, and have my own health insurance. What I would like to know is if I want to get on my husbands insurance for the new year will I be able to? Or will I not be able to get on his insurance because they will consider it pre-existing condition? His insurance is better than mine. My baby is due the end of April.""

Car Registration and Insurance Company?

So, here is my predicament. A person wrecked into my car (while it was parked) and her Insurance Company (State Farm) has already sent out a person to do estimates and told me it is a Total Loss, which is fine, they offered me a lot more then blue book says, BUT my issue at the moment is, they told me I need to get my registration up to date before they would deal with me anymore (Was expired by a month cause my lack of insurance). So I rode up to a Tag Agency and got a Black Tag (In Oklahoma, we have color coated Registration stickers that we put on our License Plate) A Black Tag means it is not being driven and is parked but is up to date on being registered. So they told me they would call me back when it shows in their system I have registered my tags to up-to-date, and I called them today, which was over 48 hours after getting registration and they are still telling me they haven't heard anything. So I'm curious, did I do something wrong or is the Tag Agency slow? Or Insurance Company slow? (I'm impatient cause I need a car ASAP for work.)""

A good car for 2000, Cheap to run but not bad looking.?

Right as the title suggests.   I am looking for a new car which is a cheap insurance group (7 max) and a cheap tax band. theyre would be leeway on the right car.   Now it has to be good looking i am a 23 year old bloke and don't want to be driving anything boy racerish equally anything which is quite old looking!    If anyone can help, many thanks :)

Best Job description for a full time eBay seller? (For car insurance quote)?

I'm about to renew my car insurance but need to find the most appropriate and accurate job description for my trade. I am self employed as a soul trader (UK) and my main income is achieved through making small hand crafted items (mostly material based) and sell them on eBay. So far I've been using the job description of 'artist' In the 'manufacturing' industry, but I was wondering if there was a more accurate one on the standardised job description list?""

About how much does insurance cost for a 16 year old male in new Mexico cost????????

About how much does insurance cost for a 16 year old male in new Mexico cost????????

What are cheap car insurance companies in nj? Or anywhere?

New driver and looking for an affordable price for auto insurance

When was car insurance for teens increased?

I was wondering how long and in what year was car insurance for teens increased? links would be very helpful... Thanks All!

How much does car insurance cost.?

I am 18 and ready to get my drivers license but how much does car insurance cost per month on average.?

Which auto insurance company will NOT check my credit?

I saw an advertisement for one, but forget which one it is. I have pretty good credit, but I do not believe in their correlation between credit & driving skills. I also do not believe that they should penalize people with bad credit under the assumption that these people will file a false claim. These insurance companies have all the incentive to damage people's credit files so they charge more for their products. I also pay in full, so they will not be extending credit to me. Even if the policy costs more, I do not wish to reward bad behavior by doing business with the big insurance companies.""

Whats the cheapest Car Insurance for a 23 year old male and reckless driving ticket?

titles says it all

Can you really find cheap health insurance ?

I live in mass and i can not find health insurance for my needs and have been denied by the state health insurance. Dont know what to do ... anyone can help ?

How much would my Car insurance cost?

Im 16 years old, i have my class 5 liscense, and i have completed a drivers ed course that supports safer driving. I want to buy a 1999 Acura integra, it doesnt have a vtec engine, and everything is pretty much stock, except sound system and rims. how much would i pay for insurance monthly?""

Car Insurance - What kind of coverage is needed for an Occasional Driver...?

Okay, this is the deal, I have full coverage car insurance. This means that the insurance will cover me, if I have an accident that is my fault or if someone else hits me & it's not my fault. I also have insurance that covers me if someone breaks into my car & steals any kind of important items in my car. The Question... I sometimes let other people drive my car, to run errands for me (like driving my car home, cause I'm too sleepy to drive or I'm super busy & need an item from the store & I hand my keys to a licensed driver). I talked to my insurance company & was told they do not have coverage that will cover other drivers unless they are listed under my coverage. The problem - I don't want to list everybody in my family or all my friends. Isn't there insurance coverage that will cover anybody driving my vihecle as long as they are older than 25 & has a valid license? If so, what's the name of this type coverage - I nd to know the name b4 I call other companys. thanks""

Where can I find car insurance who will LISTEN to my circumstances.?

I have been driving for over 20 years but the last 5 years have been on my husbands policy for company cars. Before then I had full no claims but lost them as we lived in Singapore on a 3 year work contract, I was driving there also with a Singapore driving licence. When we came back to the UK I have been driving brand new top of the range 2.0 cars.(accident free) Now I need to get car insurance but the set forms do not take any of this into account. Hence the hefty quotes. I have only 1 controversial speeding penalty. Why dont you insurers out there LISTEN !!!""

Car insurance rate for a 17 year old male in Arizona through Geico?

I am planning on calling them to see what they said but I was curious as to what the typical amount would be. I am a B or higher student, depending on the class. I am a full time student, and will be for 5 more years... I have a job, and its been the same job for almost two years (if it matters) I will be on my moms plan, she hasnt had an accident in atleast 10 years, atleast from what i remember. I will be driving to work and school mainly. Most likely not driving more than the average mileage a year. I am assuming the type of car matters. It most likely going to be a 2007 Nissan Sentra 2.0L. It has less than 60K Miles on it. I hope that this is everything. Thanks in advanced!!! Kevin""

Looking for affordable health insurance in California?

Is there any way that an individual might be able to join an existing health insurande group? I am single, and my job does not offer insurance. I am 28 and healthy, but the costs of individual plans are out of my budget. I was just wondering if there was a better way to insure myself on the up and up.""

Where can I buy the most affordable business liability insurance?

Hi there, I have a very small start up business and I am in need of liability insurance for a business. Does anyone know a good cheap company to use?""

Male/female insurance question?

Is there a statistic that says how much or by what percentage female drivers is cheaper than male drivers? Are there any websites that show statistics similar to this about gender related insurance/driving? Thanks.

Health Insurance for Employees?

Can anyone tell me, is there a law for NEW YORK STATE, that states that if an employer has so many workers in any job (I'm looking specifically at Carpentry/Construction) they are required to supply health insurance for the workers? My family doesn't qualify for any health insurance offered by NYS and we're trying to find one that is affordable. We don't qualify for Medicaid, Healthy NY, or Family Health Plus in NY. We're not rich, in fact, we're struggling, so I don't understand how people can make below the maximum requirements and still survive.""

Cheap Car Insurance?

Whats the cheapest car insurance

Insurance for a 2nd hand two wheeler.?

Recently purchased a second hand 2wheeler. Changed RC to my name already. Regarding insurance, which one is good?? 1) renewing existing with my name or 2) purchase a new insurance. which one is best?? do we have any difference for the above options?? Approximately how much it costs for both options??? Please guide me.""

Can my finance company take my car if I don't get full coverage auto insurance?

I just bought a car and got only the legal minimum insurance which is liability. My finance company is threating to take my car if I don't get full coverage. I don't have full coverage because it's too expensive. They want me to get full coverage because it helps protect them. Can they take my car if I don't get full coverage?

Can I have 2 Health Insurances?

Can I have 2 health insurances?Edit My Information: - 23 years old, CA resident, Citizen, Not Student, Male Situation: Left California for Job (Blue Shield of California / Delta Dental) - Currently covered under my mother's health insurance until 26 (Blue Shield of CA believes I am still student) - Mother works at a hospital so I get 100% coverage at hospital and 20% max elsewhere (usually just co-pay) - great health insurance plan - All hospitals in MA are out-of network for CA insurance - I can go to urgent care when needed and services are covered...but long wait always -emergency fees are $100 tops Took job offer in Massachusetts that offers health insurance (Harvard Pilgrim / Humana) - it is the normal Harvard Pilgrim Plan - Have to pay premium (~$150/month) for PPO - primary care visits and specialized doctors are covered at 40% (i think...) - Expect to transfer back to CA office in 6 months - 1 year Current Health Conditions: - Teeth hurt (cavities) - Rotator Cuff injury (long ago still hurts) Decision: I have 6 days to decide, what should i do?! If I choose the MA one, I will likely lose CA insurance since they will see I am not a student.""

""How much money does insurrance cost for a New male driver, in Alberta Canada?""

Ok so im 16 and i want to take my test, the only thing is my parents want me to take drivers ed. because apparently it saves on insurance. but it costs like 600 bucks Jeeeze. Anyways i want to know how much insurance costs so i can work out how much i would actually save...or wouldn't. Thanks""

Can an insurance company pull up police records?

Can an insurance company pull up police records on me without my consent?

Auto insurance involuntarily cancelled?

I got a new auto insurance begining June. And I had an hail damage and hit and run case towards the end of June. On July 30 there was an accident, other person involved was at fault as he rear-ended my car. I reported all these occurances. I get a involuntary cancellation of the auto insurance policy after a couple of days. They sent me this notice and also made me aware of the right to dispute this with the State commisoner for Insurance. Now, when I go shopping for new insurance, I get an increased premium quote. None of the reported claims are my fault and I do not know if I have to dispute this case with the commisioner for insurance or not and not sure how much money I have to spend towards it. Please advice what to do in this situation, thank you in advance.""

Car insurance deposit + cancellation?

hi guys, i have just bought some car insurance today with the co-op, although I plan on cancelling it straight away because i've decided I can get a much better deal elsewhere, today i paid them a 252 deposit, I plan on ringing them up tommorow to cancel, because i dunno how these things work are they going to keep the 252 or give me it back? obviously i expect some kind of admin fee ontop for the paperwork but they wont keep my deposit right? :(""

""Im 17 how much would insurance be for an an Infinity QX56 2013? Its fully loaded and costs $80,470.?

I want one so bad!

A good car for 2000, Cheap to run but not bad looking.?

Right as the title suggests.   I am looking for a new car which is a cheap insurance group (7 max) and a cheap tax band. theyre would be leeway on the right car.   Now it has to be good looking i am a 23 year old bloke and don't want to be driving anything boy racerish equally anything which is quite old looking!    If anyone can help, many thanks :)

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