#fire claims

[roshmedia]

Navigating the aftermath

Navigating the aftermath of a fire in your home or business involves a complex process of filing a fire insurance claim. This essential guide aims to demystify the process, providing you with the crucial knowledge needed to effectively manage and maximize your claim, ensuring adequate compensation for your loss.

Key Insights into Fire Insurance Claims

Fire insurance claims are formal requests for compensation made to an insurer by policyholders after incurring losses due to fire damage. These claims can encompass damages to the structure, personal or business contents, and might also cover the costs associated with additional living expenses (ALE) or business interruption. Knowing the details of your insurance coverage is imperative.

Precautionary Measures

Immediate Steps Following a Fire

The Process of Filing a Claim

Interacting with Your Insurance Provider

Final Thoughts

Effectively handling a fire claim involves a deep understanding of your insurance policy, diligent documentation of damages, and open communication with your insurance provider. Preparing a comprehensive inventory and being familiar with your coverage details greatly facilitates the claims process. In the event of a disagreement with your insurer’s decision, be aware of your options and consider seeking professional advice to achieve a fair resolution. The objective is to smoothly navigate the restoration of your property, minimizing stress and allowing you to move forward after a fire incident.

More Fire Claim Articles:

[bluerosefox]

Protecting Family

Hmmm

I'm on a Danny is Dick's child kick rn so I'm making more.

But lets add in some Ghost King Danny!, Dad to a deaged Ellie and Dan! And toddler Mar'i Grayson.

Danny was conceived during Dick's amnesia year when he was Ric and the woman couldn't find him to tell him (or maybe the Owls caught wind of the pregnancy and took her) and he ended up somehow (hmmm maybe a meddling time keeper?) with the Fentons.

Danny grows as a Fenton, he knows he was adopted btw, then becomes Phantom, protects Amity, becomes the Ghost King and things seem to be going okay between Amity Parkers and the Infinite Realms since they took care of the GIW problem, AND has been a good doting teen dad to his deaged 'cousins/clones' turned kids.

Danny was going to go pick his kids up from daycare one day when CHAOS happens. Just as he wrangles Ellie onto his shoulders, cause she wants to be tall today, and about to take Dan's hand cause he's and I quote "A big boy and not a baby like Ellie, Dad!" he suddenly feels the tug of his family being in danger.

Thing is, its a blood related danger. Meaning someone blood related to him was in grave danger, and by the emotions he can feel, its someone young, way younger than him.

Problem.

The only people Danny knows with his blood in their veins and are young enough for the feeling are with him.

So who?

But due to Danny being a protector spirit AND knowing the feeling is from someone as young as his own kids, Danny decides to use his Ghost King Powers to summon said person from the danger to him.

Danny opens his free arms out just as a tiny toddler with black hair like his own but with bright green eyes, even the sclera were green, in a ruined party dress drops from the sky from the summoning circle that had opened above him.

Danny stares at the terrified child, whose hands are tied by rope and was crying, and takes notes of certain traits she had that he saw every time in the mirror or on his own kids, same eye shape and cheekbones. He can tell his ghost core has claimed her as family but not as his kid though.

No the connection that formed was almost like his connection with Jazz but a bit stronger.

This kid, was his sister. His blood related one.

-Meanwhile-

Dick Grayson, aka Nightwing, and his family were freaking the fuck out.

Dick was already panicked when his daughter Mar'i had gotten kidnapped just a few hours ago by the Joker.

Now he was feeling pure dread when his daughter, who was about to be killed, was suddenly pulled into a strange glowing circle at the last minute and disappeared into thin air.

[mirthmave]

So I was thinking about the whole younger siblings getting taller that older siblings thing that I am a victim of and it got me thinking.

So it’s known that some boys will continue to grow until they reach the age of 21 . Not all of them mind you, but some of them do.

From what I remember, Dick is currently 26, Jason is 22-23, Tim is forever 16-17 and Damian is 14.

Dick being the eldest was able to stay the tallest for a long time. Then Jason came back around 17-18 and suddenly his little brother isn’t so little anymore and Dick suddenly realises that it is possible that the others will get taller than him as well.

Damian is a given as Bruce is 6’2” so Dick knows that he hasn’t got a chance there, especially when Damian starts getting that mid-teen growth spurt. But Tim…

Tim has always been shorter than him by four inches. He’s 5’6” and Dick is 5’10” and the kid is barely growing. There is hope that he will continue to be taller than Tim!

Little does Dick know that Tim is still growing, just slowly.

Something happens that causes Tim and Dick not to see each other for a little while (nothing bad, just busy vigilante stuff) so it comes as a shock to Dick when they can all get together for dinner finally that he’s not seeing the top of Tim’s head.

No, that boy is now looking at him eye to eye.

Only not completely because Tim now has an inch on Dick.

[deservedgrace]

I logically understand what people are getting at when they say stuff along the lines of "christianity is fine when it's love based and not fear based!" but... 99% of churches will self identify as being love based regardless the actual doctrine they're preaching.

And certain doctrine are fear based doctrine no matter how you dress it up. Hell (especially eternal conscious torment) as a concept is fear based. It doesn't matter if you scream about brimstone and hellfire for hours or if you gently preach about how lucky we are to be loved enough to be saved from that fate (if we only give up our entire lives). "Love me or burn for all eternity" is coercion. And coercion is not love.

"Fear based" churches genuinely believe the most loving thing to do is to make sure people are aware of what's at stake. It's a parent using corporal punishment and saying "I'm only doing this because I love you", despite study after study indicating that any "benefit" of changed behavior comes with long-lasting harm... because it's abuse. It's not a metric that will actually promote any kind of meaningful change because of how prevalent the belief of "the ends justify the means" is in christianity.

[ride-thedragon]

Black girls of ASOIAF.

Sarella Sand (half Summer Islander)

Bellegere Otherys (half Summer Islander)

Missandei of Naath (Naathi)

Chataya (Summer Islander)

Nettles the Dragonseed

Alayaya (Summer Islander)

Bellegere Otherys (descended from Summer Islanders)

[babylonfelldown]

Everytime I see someone saying Cat was a bad mom, or some farytale like evil stepmom to Jon I wanna pull my eyes out

My girl was a SAINT, no woman would have handled the Jon situation as well as her

Can u look me in the eyes and seriously say that any highborn Lady from one of the great houses would have endured her husband bringing a bastard to their home and raising his as equal to their legitimate children? If anyone thinks that way they don't understend anything about asoiaf

[drakaripykiros130ac]

There is constant talk of poor pitiful, innocent Alicent Hightower and how she and her children would have been killed had they not usurped the throne (I personally despise the showrunners for going down this road, instead of basing the usurpation on the Hightowers’ obvious greed and treachery. There is always some kind of excuse when it comes to the Greens’ actions - it’s sickening).

Such consideration is not given to Rhaenyra herself. Had she accepted the Greens taking the throne, she and her own family would have remained threats, and the Hightowers would have had them killed one way or another.

Rhaenyra was the legitimate Queen, with the support of many lords. Even if she refused the crown, there would have still been plenty who would deem her brother a usurper and a false king.

Then there is Daemon. Let’s suppose that by some miracle he also accepts the Greens on the throne and does nothing about it. You think the Hightowers would have let him live throughout Aegon’s reign? No way in hell. Daemon would have been the first of the Blacks to be assasinated. He was Rhaenyra’s protector, a true Targaryen prince with many people loyal to him (smallfolk and lords alike). He was a seasoned warrior, a dragonrider and wielding Dark Sister. He was the most feared man in the Realm.

Daemon and Rhaenyra have two sons who are more Targaryen by blood than the usurper king. Do you really think the Greens would be able to sleep peacefully knowing that Rhaenyra’s sons draw breath and one day, the lords may very well decide that they are the rightful heirs to the throne? I think not.

So, by Greencel logic, Rhaenyra Targaryen has just as much right to protect her family and take the throne, as Alicent Bitchtower (making the Greens’ show fanfic reasoning for the usurpation absurd).

[magicwhiskers29]

The Samadhi Fire stuff was a while ago yeah, but I’ve always wanted to draw Mei with it, and if I can write a fic about it, then I can draw it too B)

[erendur]

Maedhros needs a hug.

I think we all agree (well, most of us at least), that Maedhros needs a hug, at the very least.

So I was thinking, what if he was adopted by a group of lesser fire spirits after he threw himself in the chasm (I could bet good money on the fact that a fanfic has already been written based on that idea, but am too lazy to check).

The chasm he threw himself in is probably a major, big-ass one - he’s a Fëanorian after all, I think he would leave in style. So there were bound to be at least a few lesser fire spirits hanging out there, with not much to do. Corrupted evil spirits have plenty to do, what with torturing people, murdering them or creating monsters, but the non-corrupted ones probably have plenty of time on their hands.

So suddenly, there's this gorgeous Elf throwing himself in their chasm. And they’re super thrilled, because the Ainu of Valinor get plenty of pretty elves hanging around them, but the lesser spirits of Middle-Earth, not so much. Plus, when they get closer, they notice that it’s not just any Elf, but a Fëanorian, a super-fiery one, one they’ve probably sneakily had a look at when he was in his Father’s forge at some point (I’m convinced fire spirits regularly sneaked into Fëanor’s forge fire to have a good look at him and his family of fiery hotties).

I’m imagining a kind of Monthy Python’s Holy Grail’s Castle Anthrax situation there : they all jump on his fëa as fast as they can, to make sure he doesn’t escape towards Mandos’s halls or any funny business like that, and of course Maedhros doesn’t put up much of a fight given that :

He’s super tired, even in disembodied fëa form ;

He very much does NOT want to go to Mandos and, as far as he had planned ahead, was determined to give him the slip. He’s already been imprisoned once, thank you very much, he’s not doing it again.

So when Mandos finally comes looking for him, the fire spirits hide him in under a fire blanket and pile of throw pillows or whatever the equivalent would be in a fiery chasm, put on their most innocent look, and say they’ve seen nothing.

“An Elf ? Why would there be an Elf in a fiery chasm ? We haven’t seen any Elves around here. And even if we had, they’d been gone by now. In this direction, yes, over there. Nothing to see here, no Sir, certainly no murderous fiery Elf.”

Mandos doesn’t press the matter too much, because he’s got a group of Avari Elves that have eaten poison berries to take care of, and he already feels the start of a headache coming.

Maedhros spends the next age or so being absolutely pampered by the fire spirits, who can’t believe their luck. They braid his fëa hair and make him fiery buttered crumpets. They chill on the fiery sofa and they make him laugh by telling mean jokes about the water spirits and making funny impersonations of Ulmö. I’m picturing an Odysseus/Calypso situation there. He’s having a nice time. He’s got no one to manage, he’s not in charge of any siblings, he’s got no hopeless war to fight and no Oath to fulfil. He can finally relax with his fire spirit pals.

Eventually, someone spills the beans to Mandos. Of course, it’s a water spirit. They’ve been eyeing Maglor for an age, holding their breath as he gets closer and closer to the water, hoping - surely, this time he’ll go in !- but he never does, so since they can’t get their hot pet Elf, it’s unfair that the other ones do.

Mandos decides to kill two birds with one stone on this one, and sends Fingon to get him. He’s been trying to get rid of Fingon for almost as soon as he’d arrived - “You did a magical rescue ! Manwë sent you his eagle ! You waged a war against Evil ! You died a heroe’s death ! You have nothing to do here !” - but Fingon has always stubbornly refused to be reembodied until Maedhros had at least arrived. He’s got five other Fëanorians plus a bunch of their followers who also refuse to leave for the same reason. He thinks he’s finally got a solution.

So by the time Fingon arrives in the fiery chasm, Maedhros has chilled and relaxed enough that he is able to consider the whole atone for his sins in Mandos thing in a more sanguine way. It will be mostly fine. He did some terrible things. He won’t be tortured. He’ll be ok. Fingon will be there. So he only puts up the bare minimum of a fuss before following Finno.

“I can’t go back, I’m an accursed kinslayer. Everybody there reviles me. There is no hell so profound that is sufficient to punish the tenth part of my sins…” (He has spent hundred of years hanging out with Maglor, who has some serious Drama-Queen tendencies, and also came up with that last line before Marguerite de Navarre).

“Come on, Mae, not everyone reviles you, there are many people who are waiting for you there, and you’ll get reembodied eventually…”

“Do not insist, dear friend, I am the most accursed of the accursed, I’ll never finish atoning for my sins, I'll be cast aside, universally hated, like I deserve…”

“Maitimo Nelyafinwë ! Stop it this instant ! You’re going to Mandos now, and you’re going to be reembodied, and you’ll give a kiss to your Mom you’ve been waiting for you all this time !”

So he leaves, much to the chagrin of the fire spirits. Well, at least, they all had a good time.

[dispatchesfromtheclasswar]

Socialism is the fire department saving your house. Capitalism is the insurance company denying your claim.

[this-world-of-beautiful-monsters]

one of my pet peeves is any attempt in hotd fic to present the driftmark fight as uniquely the fault or evidence of evil in any particular kid/group of kids/color team, like-they were children socially programmed to look down on each other for being girls, bastards, and/or dragonless, were further influenced by their parents' intergenerational baggage, had their navigations of these hierarchies thrown off balance by various forms of extreme trauma, and THEN were given access to sharp objects and living nukes. somebody was going to get seriously hurt at some point, it was inevitable no matter who reacted to what stressor. then the only course of healing modeled by adults on either side of the conflict was bloody revenge, which only exacerbated the issue.

the whole point isn't pointing out extreme moral flaws in these children, it's that they're forced into increasingly violent situations before they can really develop any personalities at all and the adults in their lives are so marked by their own violent upbringings that instead of realizing "hey, our kids being taught to hate each other for the stupidest reasons imaginable resulted in one of them being partially blinded, we need to change how we interact with one another extremely fast before they end up dead" they double down. because hotd doesn't work as a story of good vs evil, despite fans (and show runners) attempting to frame it that way, it's the story of an incredibly sick social hierarchy's self-destruction via how it treats and mistreats its young.

[saltywinteradult]

jonsa antis claiming jon and sansa hate each other and that’s why jonsa won’t happen is so funny to me. they absolutely do not hate each other and you need to reread the books if you think they do. but even if they did, literally when has two characters hating each other ever disqualified them from having a romance? have none of you heard of enemies to lovers? did you somehow forget about pride and prejudice? why are we even having this discussion??

[rhaenin-time]

Hot take that was a cold take before HotD but one of the main reasons behind emphasizing Daemon as "morally grey" is so when Aegon, Aemond, and Daeron far surpass him in atrocities you can comfortably say, "Oh. These are the baddies."

[terrorofthetrident]

set leaks show vhagar burning soldiers..were getting aemond saying dracarys. EWAN MITCHELL AS AEMOND SAYING DRACARYS

[kacievvbbbb]

At its core the most important relationship arc in Avatar the last air bender is the one between Zuko and Aang honestly if you can’t see that then I don’t think we watched the same show.

Aang and Zuko are the true Yin and Yang in the show the push and pull. Fire and Air right down to their personalities.

It is both of them that have to go on the journey of learning that fire is more than just destruction can be used for more than just to hurt.

And that right there is the point it doesn’t matter if Aang defeats Ozai and they bring the fire nation to heel. Without a character like Zuko the fire nation would be lost forever to distrust and unrest, balance would never be reached. Because despite everything they have done all the damage they have wreaked the world still needs the fire nation and to work with the fire nation they need to know that fire can do more than hurt. And who best to show them than a prince who’s been burned himself?

The war started with the fire nation attacking the air nomads in a bid for control and it will end with the fire lord embracing an air nomad and taking ownership of his nations actions. You must first close a book before you can start a new one.

Aang needed Zuko just as Zuko needed him because to get peace a true lasting peace you can’t just cut off the head of a snake you have to change its mind. The world already lost the air nomads the balance is already precarious, it cannot afford to lose the fire nation too.

Afterall Air can snuff out a flame and it can also fan them. But when the two elements are balanced one existing in peace with the other it can also make a warm hearth for the home.