#financial shit

[rainbadinosaur]

Oh boy, bc I've been so consistent in my auto pay credit bill they gave me 7 WHOLE american dollars as a give back which brought my checking account out of the red by $2 🫡

[sweetfirebird]

Was doing my banking/bill paying just now and my bank was like, "you should make a wealth plan". And don't get me wrong, rich people stay rich (by being cheap assholes and shitty bosses) by taking money they already have and using it to passively make more money. So out of curiosity, and yes procrastination, I clicked the link. And... it is hilarious how a bank that clearly knows my income and spending habits to the penny is really, REALLY pushing me to invest.

Wall Street has taken... let's just say everything.. from regular people in terms of interest rates, inflation, speculation leading to lost retirement finds, making health care profit-based etc... And now they are trying to tell random working poors with NO investment experience (or friends of their dads who know things about markets) to take their "idle cash" and invest it on their own with no guidance???

Idle cash btw usually means "for emergencies" to a poorer person. And yeah, savings accounts are nice but savings accounts at this point offer such little interest that for smaller amounts of money... it's not really worth it for someone who might then need that money for an emergency and get a financial penalty for removing the money from the savings account.... Their own money. From their own account. Because the bank is making a ton of profit off that money being in that account and in return you are getting... fractions of pennies.

*deep breath*

To take your money and turn it into more money, you need more money to begin with. That's just a fact. A bank that makes billions off overdraft fees (again, for the poor) alone telling you to set aside money --not even in a savings account which I could at least see as *sort of* for the poor person's benefit-- but to use it to invest?!?!!

And where are they gonna get investment advice? From the bank? And this bank has this working person's dreams and well being at heart do they???

I can't even imagine how many billions this bank will make off transaction fees, penalties etc from struggling people trying to get a leg up this way.

Anyway. I'm not saying someone couldn't get some returns from the stock market, but we all watched how Wall Street reacted when some poors actually did that for once so....

[mokeonn]

"But if college was free, then people would abuse that and get useless degrees" hell yeah I would! If I could go to college without debt I would make it my job to get a degree in every little thing that interested me. I'd get a doctorate in film studies. I'd have a bachelor's degree for every science I like. I'd try to learn at least 5 languages with varying results. I would learn something "useful" like coding and then follow it up with a ""useless"" degree like art history. I'd be the world record speed run holder for getting every degree possible.

But I can't afford college without going into massive debt, so instead I spent the last 5 years trying to figure out what I am passionate enough about to consider going into debt over, because unfortunately being passionate about everything is extremely expensive to pursue.

[sovietsquiddo]

The bank was woke guys....

[graveyarrdshift]

[windingpathways]

I'M PREGNANT AND NEED TO NOT BE. PLEASE HELP

fuck okay so I can't believe I'm making this post, but here we are.

despite birth control and my best efforts, i'm pregnant.

i can't handle this right now for a lot of reasons-- i'm going through a divorce, i'm deeply in debt due to the marriage i'm trying to end, barely staying afloat as it is working multiple jobs. i'm multiply disabled and so far have been EXTREMELY sick every day to the point of being unable to function. i don't have the time, money, physical and mental health, or resources to deal with a pregnancy, let alone a baby.

on top of all that, i have an infection they can't treat while i am pregnant, so they're trying to get this terminated as quickly as possible. i have an appointment set for Tuesday, 3/28/23 at 2pm.

my insurance does not cover abortions except in proven cases of rape or incest. all this to say, I need to somehow scrape together $600 by Tuesday for the abortion itself, plus cost of transportation. it's also been difficult to eat lately and i've been living off yogurt and the few other specific things i can keep down, so help restocking the fridge would be amazing.

i am of course gratefully accepting donations but am also just getting started as a content creator and i'm happy to do custom pics/vids etc as well.

c*shtag/v*nmo are both $wanderingivy

contact me privately for more info

please boost if you can

[kimbapisnotsushi]

haikyuu is NOT realistic!!!! and it's not because of the underdog plotline or the insane athletic skill or funky character designs but because in the timeskip everyone gets a job that they are perfectly content with and more or less suits them to a tee and don't seem concerned for their futures whatsoever all before the age of thirty

[slutforpringles]

Per Motorsport Italy, Perez was allowed to continue at Red Bull on the condition that should they lose the constructor's championship, his sponsors will compensate Red Bull for their lost revenue in prize money.

via: Motorsport Italy | Red Bull: due mondiali in ballo, c'è il Costruttori a rischio?

[canonkiller]

and still, we find reasons to go on living

[saikikdoodles]

Mermay [ daily click 🇵🇸 ]

[3-aem]

help my cat maybe!

okay I was told to just do this even though i hate it.

but as some of you know i lost my job a while back and it happened at the same time that my cat began semi-frequent vomitting like once every other week to multiple times a week. he appears fine otherwise but it has continued on for the last few months and at this point I don’t think i can continue pretending like he is alright.

the bill for a proper scan and diagnosis is around 780 total which is sadly not affordable.

If it is possible kofi donations would be greatly appreciated so I can bring him in for an ultrasound and blood tests 🙏 the lnk is in my pinned

[usertoxicyaoi]

"You're running away again?"

BOYS BE BRAVE (2024). EPISODE THREE.

[jollycryptid]

My student visa got approved!! I GET TO SEE MY FAMILY AGAIN!!!

[danandfuckingjonlmao]

so this is why you dressed up nice today like fuck off

[punkitt-is-here]

I love your posts, and i love the stuff you make, but it does suck still seeing Homestuck stuff in this day and age from someone who otherwise seemed cool.

I don't know you, and I don't pretend to, but I'd still recommend you look more into it. It's not really media worth condoning, for your sake and for anyone else following you.

[flightyalrighty]

small financial emergency

money i was depending on to come in did not come in at all and i'm kinda freaking out. If anyone can spare a dollar or two, I have 10 days to gather $250 for my rent.

My Ko-Fi Commissions Put Your OC in Infested