#financial insecurity

[suitelif3]

steddie idea I would totally write if I could:

imagine Eddie being insecure about being poor bc Steve has always had nice things so Eddie gets insecure that he won’t be able to provide/gift Steve things to that level.

so he gets insecure about it, and then Steve doesn’t want to come out to the party yet (bc he’s not ready yet, and that’s okay!) but Eddie gets in his head about it, and thinks it’s bc he’s “trailer trash” and can’t afford nice things/dates.

Eddie starts to pull away bc what is Steve doing with him, Steve starts panicking a little bit but acts normal around Eddie, who then realizes he wants to fight for Steve, and starts working long hours to save up for something Steve has been wanting for a while.

Steve thinks Eddie is preparing to break up with him so he tries to talk to Eddie, Eddie gives Steve the gift, and Steve is like I didn’t need this, I just needed you or something cheesy since they spent so much apart bc of Eddie working nonstop.

then they kiss and makeup and it’s all resolved and super fluffy with them working it out and Eddie realizing he’s allowed to want nice things and Steve is a nice thing.

[disease-danger-darkness-silence]

Thanksgiving Clean-up Fund! Info under cut.

Raven and I are going up to my daughter's house (almost 100 miles round-trip) for 2 or 3 days to help her deep-clean in preparation for Thanksgiving.

(Discourse Disclaimer: My daughter is Native. She chooses to celebrate the holiday and I honor that wish. I adopted her - legally! - which is why she's more Native than I am and is closer to her roots. As a white person who HAS Native ancestry, thanks to the rape on the Trail of Tears, I feel it's my responsibility to let her lead on this holiday. End disclaimer.)

She, her daughter, and her fiance exist on a very skin-tight budget. She can feed us, but being diabetic, I have special dietary needs that can get expensive.

I also am not gojng to be able to DoorDash like I usually do. Thurs-Sun is our work schedule and we MAY be able to do Sunday but the other three days are lost. Today, I've been packing and doing laundry - it's been a pain in the ass, actually, because I think out dryer is crapping out again.

Usually I'd have DoorDashed today, and made about $60 (before gas) in Carson, or $100 in Reno, depending on our tolerance for... All of that. Fridays in Carson are pretty good, I usually clear $80, but they're garbage in Reno. Saturdays are similar to Thursdays. I usually bring in about $300 prior to gas. Gas is pretty pricy, but I still make a small profit.

Adrienne also needs some specific cleaning paraphernalia that's pretty cheap! But I don't have the money for it and neither does she. I happen to have a Harbor Freight membership so I get things a little cheaper there, and all of the things she needs are under $5. I wanna say it's like... $10 to $30.

I was able to get a $10 advance from Empower and Adrienne was able to send $10, so I can get up there just fine. But getting back, feeding ourselves, gas for running errands (her car isn't registered or insured, so we'll almost definitely be using my car), beverages, etc. - well, you all know how it's more expensive when you're away from home.

Luckily I have access to her kitchen, so I can prepare low-carb options. But I need to GET those low-carb options. I also just got put on new medication, and it'll be ready.... Tomorrow. So I'm gonna have to come back to my pharmacy and pick it up, if possible, which is another $20 in gas.

All this is to day that yes, I can manage without fundage, but it's going to be uncomfortable without it.

I can write, beta, line-edit, and proofread. I've done it professionally and unprofessionally before.

I can do tarot readings, I can do some crafty stuff, I can do 3D design, and I can, when we get home, 3D print stuff. I got enough Amazon gift cards from JustPlay that today I got a 1kg bottle of resin for the printer! So if prefer to, if possible, earn some money online instead of just asking for money.

So email me at therealnovaprime (that's at gmail) if you want to commission something.

If you'd like to keep us from draining my kiddo's bank account due to food needs, but don't want anything, I... Will take donations.

_________________________

I have a Ko-Fi and a PayPal.me. They're both NovasPrime.

My PayPal, Cashapp, and ChimeTag are all $NovasPrime. I have a theme going.

I also have an Amex bluebird account, if you use that.

_________________________

I would rather earn money. I've been trying to find a job for....almost a year. No one can hire me, or wants to hire me, or... Something. Idk. DoorDash is all I've got rn.

But as you all know, I am not so proud that I won't take a few dollars if you have it to spare.

Thanks for reading. Happy Thanksgiving to those who celebrate. To those who don't, I hope the 4th Thursday in November is particularly awesome for you this year.

[pleaseshootthejester]

Surviving poverty, a UK masterlist

The COL crisis is ongoing, but our government is no longer offering easily accessible blanket financial support to those in need. Here is a masterlist of all the help available

(Please note that this post is a wip, more links are being added on a semi regular basis. Regional information coming soon)

NATIONWIDE INFO

Food

Trussell Trust foodbank list

TAWS Food provision database

IFAN map

Food Not Bombs map (worldwide, zoom on map for UK, some chapters no longer active)

Citizens advice page on food banks

BHF Eating healthy on a budget

Energy bills/keeping warm

Citizens advice page on grants for energy bills

Citizens advice page on cost effective heating

Electric blanket scheme (only for octopus customers)

Red Cross, keeping warm in winter

Financial

Citizens advice page on help with paying bills

Citizens advice page on benefit entitlement

Turn2Us, charity providing advice and support for people facing financial hardship

Housing

Shelter, advice on housing issues and homlessness

Acorn Union, union action for issues including housing, membership required and does cost as with all unions

Homeless link, database of help for people struggling with homelessness

Warm Welcome, not totally housing related but a scheme offering warm spaces for people in need, often friendly and social, usually do cheap tea/coffee. Use the map to find your local space

Centerpoint is a charity offering support to young people facing homelessness

[pending-dope-username]

I am not a fan of asking for help. Never have been, never will be. But I am at my wits end right now. And I need to get out of my current situation so badly. Therefore I have created a gofundme page to try and get myself a car. At the very least, I can get a car, pack my entire life away into it and live in it until I can afford to get a place with my friends. If you can donate, please do. If you can't, please share. Anything helps at this point. I am just so fucking done with this.

https://gofund.me/9fc6245f

[gennsoup]

But that's the thing about money, isn't it, that it's a slippery, shifting thing. Money can be the difference between sleeping in a bed or a bus station, can help build a home for thirty different kids of birds, can pay rent and electricity and ease your grandmother's anxiety so she stops rationing her medication. But it's not that simple, is it, when the money has to come from somewhere, or someone, with power.

Zeyn Joukhadar, The Thirty Names of Night

[xavierkhalil]

"Financially Insecure, Okay?!"

Ain't shit worse than experiencing financial frustration. Sure, money doesn't bring happiness, but it sure does help solve problems. I think what's most annoying is the fact that I am making more money than I ever have before, but I barely get to see it last long OR save any of it. Whatever is saved usually is shelled out to pay bills. Gotta love being paid semi-monthly...

Lately, my mood has been influenced by my finances, and that is an unpeaceful feeling. Like I am only at ease when the check hits, and then immediately on edge once I have to pay bills or look at how much I will have left over, which is not a lot. It's also upsetting when you keep having to spend money that you don't have. I just am in a constant mode of anxiety. It's an irritating feeling because I did not want my life to end up like this. I've seen this too many times growing up, and now I feel like I am repeating the same cycle.

That is what is most upsetting. To feel like you're failing your inner-child. That i...I can't even finish the thought. I try to be positive, but how can I be. I have a degree and I feel like my income does not show that. My lifestyle gives the illusion, and I am sick of living in that! And I feel like jobs that incorporate where I can show my skills are far and few between. Don't even get me started on searching for a part time job! It's like I'm too qualified, they don't need the help, or my availability becomes an issue for whatever reason.

I am just tired of being broke. I am tired of feeling like I'm poor. I am tired of having to make my money stretch or patiently wait until pay day. I'm not tryna be out here ballin' but I am trying to experience some level of comfort, and I am sick of feeling like that's a luxury for rich white people or niggas with some generational wealth. I am sick of this. It sincerely breaks my heart. And, don't even get me started on the motherfuckers well-off enough, whether they had humble beginnings or not, who don't understand and barely respect your financial situation. It's when I am around these people I begin to feel even smaller.

I know my worth is not determined by how much I make. This is not what this is about. It's about feeling stuck no matter how much you achieve or whatever the income is. It's about having responsibilities and only being able to support the responsibilities and less of the dreams and aspirations that your heart desperately desires. God didn't put humans on this Earth just to pay bills, taxes and then go on to Glory. That is not the plan!! At least not for me.

Right now I am surviving. Just surviving. I am not experiencing. I barely feel like I'm thriving. I am hardly living. But survival? Oh, I am that bitch's best friend, but she is not mine. Survival mode is a constant state of anxiety and depression. It's a constant reminder that you are in an uncomfortable situation, and that no matter how much you want a break, that luxury is an unaffordable one. And, don't try to rush it, because it always seems farther than closer when I do that. I have learned to enjoy the journey, but this part here is miserable. The only silver lining I can find is that this is a temporary situation that feels like will last my whole life. I am not trying to rush anything, but in the words of Issa from Insecure...

[leafmealoooone]

love how there's a website that will tell an american living in poverty that they're richer than like 85% of the world's population and they'd still be richer than 85% of the world's population if they donated 20% of their income. like, girl, i'm trying to get on food stamps. i can't pay rent.

[katsotherworld]

Nothing like knowing you grew up with and still have financial insecurities when you see a tiktok featuring a 13 year old who got to grab any books she wanted in 2 minutes as long as her brother could carry them for her birthday and she just sprinted for it and got a SHIT ton of books. At 13 I would have been so stressed trying to pick out just the specific books I was wanting that I hadn't read yet.

I had a cousin take me to Hobby Lobby at like 12 and he was like get whatever you want for your birthday, I constantly kept asking him if this or that was alright because the prices of things. I still only sparingly bought things even though it wasn't even my money or my caretakers money.

I still stress over finances today and spending on things, not as bad but still pretty bad.

[roosterbox]

Hey uh

Sorry, I’ll get back to the 30 Day Challenge Posts and my random word drabbles in a bit.

This month has been a real emotional roller coaster for me so far, and it’s not even half over yet, lol.

Thanks for bearing with me, and for sticking around ❤️

[a-hearts-a-heavy-burden]

Severe weather warning for my area

Is there any way y'all can help me get a room tonight so I can be out of the heavy rain?

It's about $90 to $100 for a night

Even if a few ppl help I should be okay

I forgot to add my PayPal link

[lacisplace24]

"And we'll try anything, just to be a kid once again" - I'd Rather Sleep by Kero Kero Bonito.

When it's quiet I often find my mind wandering into a familiar place. It's a world where i'm a kid again, but instead of just playing with cheap McDonald's toys and 25 cent capsule machine stickers,I could get soft and fluffy stuffed animals like every other kid. I was so envious as a child of those who had fancier toys and trinkets, I desperately wanted some. I wish there were more inexpensive toys for my inner child, and for kids today. Many kids around the globe struggle with financial insecurity, causing a lack of toys for kids. 70% of Americans in April of 2023 struggling reported the CNBC Your Money Financial Confidence Survey. Just think, just for a fleeting moment, that more kids could get the toys they deserve. It's one of the weaknesses in most toy industries today, and especially at Unique Toys of Amarillo. They have a wide variety, but I would argue their prices are shooing people away from purchasing items more frequently.

[without-ado]

Winter is hard l Pau Badia

[disease-danger-darkness-silence]

Raven and I were gonna try and pick up a few things this paycheck, and we couldn't. I also developed a cut on my left eyeball and can't wear my contact lens, which means we can't DoorDash to try and get it all.

A lot of them are on sale for Black Friday. If you were to get us a thing, we would 3D print you a gift in return! Either something specific that you want, or a surprise based on your interests!

I'm having a sad bc it's Thanksgiving and I'm NC with my immediate family, but I was able to come up to my kid's house. It wasn't the SAFEST drive, but I managed it. Unsure of how I'll get home, but I'll figure it out! I hope all of y'all are having a better series of days than I am lol.

[superjerrbear-81]

I also want to feel fine treating myself, not guilty. It's been hard shedding that behavior from myself.

Money need to stop spending me

[reapingbennefits]

“Money shouldn’t make you happy, money doesn’t buy happiness.”

my family is financially insecure, I’m going to be happy when I see 20 bucks.

[ebenelephant]

What I will say is that living on my own and having to make my own meals is really making me reevaluate my relationship with food when I was a kid in terms of what was picky eating and what was actually baby me feeling the pressure of financial insecurity and not realising it.