#debt stress
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jay-weller · 2 years ago
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How To Manage Your Mental Health When Filing Bankruptcy
How To Manage Your Mental Health When Filing Bankruptcy - #jayweller #bankruptcy, #Bankruptcyattorney, #BankruptcyLawyer, #Clearwater, #FilingForBankruptcy, #Tips, #WellerLegalGroup - https://www.jayweller.com/how-to-manage-your-mental-health-when-filing-bankruptcy/
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*tries to organize my thoughts*
*remembers i'm not in school and therefore beholden to neither heaven nor hell nor any man's grading system*
*joyously shredding & tossing all my carefully arranged 3x5 mental notecards into the air like so much beige confetti. raising my arms in victory, cheering raucously until i accidentally inhale bits of homemade confetti*
(*coughing up itty bits of paper like a cat evicting a hairball with a firm understanding of tenants' rights*) wait wat happens next
#i marie kondoed my thoughts and *i* feel great. but now my stream-of-consciousness has escaped containment#so many innocent bystanders at stake#every time i try to organize my thoughts i run out of plastic bins and have to make a trip to the container store where i get even more dis#racted so. you can't just hand me THIS brain and NO catalogue OR library classification system#and expect me to single-handedly sort through all this nonsense? bad form but fucking form not in my job description#aNYways. formal education sure did a FUCKING NUMBER on us huh#(a number i measure not in gpa or dollars of student debt.#but in the number of therapy sessions & medical debt it will take to recover.)#seriously folks. our education systems are...innately traumatizing for a huge number of students. and we NEED to address this.#the fact that it is culturally common for adults to have anxiety nightmares about school/exams...even decades later?#that is not cute. it is Alarming.#no one--much less entire generations--should be spending their developmental years in an environment of chronic stress & pressure & strain#and yet that is the reality for millions and millions of pre-teen and teenage and young adult students#this isn't healthy and it serves and empowers NO ONE#...except of course the many exploitative educational & financial & debt-collecting institutions thriving from the current balance of power#and of course it's a nefarious and powerful way to sabotage/erase the middle class#which billionaires and the wealth-inequality creators they finance couldn't possibly have any noteworthy interest in whatsoever#it's not like there's an elite group of people with huge financial incentives to drain/steal resources from the masses...#anyways sorry for going all Conspiracy Theory on you.#obviously the billionaires who control the vast majority of our resources and news and political campaign funding#are not tied to every single itty bitty social issue and i'm a silly billy to imply it#please tell elon musk to ignore this tweet i am so subservient and acquiescent#mr musky u r so good at inheriting slavery-built mining fortunes & buying other people's companies#& building rocket ships & fancy cars that do NOT explode/catch fire & also NOT running billion dollar companies into the ground#mr musky u r so talented genius billionaire playboy with 10 kids and ex-wives who find you creepy af babe u r basically iron man
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fattributes · 11 months ago
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It's really hard for me to ask this, but would anyone be able to help me financially get home from work and a doctor's appointment this week? I'm already taking the bus as often as I can, but there isn't one that runs by the time I get off work, and I won't be able to get home otherwise. My next paycheck is expected to drop on the 15th, and I currently only have $5.26 in my bank account. I would really, deeply appreciate any help I can get. Thank you.
cash app: $fattributes ko-fi: fattributes paypal: [email protected]
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khaire-traveler · 1 month ago
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The fact that "broke college student" is a stereotype in the US is indicative that there's a problem.
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snickerdoodlles · 1 year ago
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its so weird seeing posts that mock uncle jim for worrying about li ming's queerness as though his dead boyfriend's parents (legally) stealing his entire life savings and leaving him to manage a restaurant business specifically because gay couples aren't legally recognized as couples wasn't what put him in a cycle of crushing debt and endless poverty in the first place
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melodymorningdew · 8 months ago
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I love being told that the help I'm given means I owe something to the person who helped me 🙃 Like don't help me, then.
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mariemariemaria · 8 months ago
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you have to go to uni otherwise your life will go nowhere why would you go to uni these days the trades are dying we need more people in the trades no no we don't want more women in the trades we need more doctors nurses teachers so you have to get a degree or multiple degrees why are you complaining about debt you chose to do this you have to get at LEAST a masters degree because bachelors are basically useless they're handing degrees out like sweets these days you shouldn't go to uni if you can't afford it you have to get good grades at a level to get anywhere wait you don't want to go to uni? then what the fuck do you expect from life? student loans are fine they're not like other debt the highest student loan debt is £230,000 you'll be repaying it for your whole life there are so many useless degrees they need to get rid of them STEM is the way to go why is art and literature and music so bad these days the top earners at unis are on six figure salaries your student loan interest will go up year on year and btw we are really looking for someone with a higher level of education for this entry level position
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jade-efflorescence · 25 days ago
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monarchs are right about migrating actually
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hexcodesims · 10 months ago
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fundraising for palestine!
if you feel pushed to help palestinians with donations after the ICJ ruling as well as the news that many western nations have paused funding for the UNRWA, i hope i can give you a little incentive.
send me a screenshot of a donation you made to a mutual aid fund or charity for palestine (here's a link to a tumblr post with a variety of different funds/charities), and i'll post a piece of cc for every $20 raised. i'll stack the amounts donated, so if four people donate $5 that'll count as one piece of cc!
if possible, please make sure that your receipt screenshot has a date in it. and if you made a donation earlier this week, feel free to submit anyway! i'll count everything back until 1/21/24.
(also, if you made a $10 donation to esims for gaza you can get a piece of art from the cartoonist cooperative)
thank you if you decide to make a donation!
Total: $62
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msburgundy · 3 months ago
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it seems the general consensus is that no one will hunt me for sport if i use what's currently in my accounts to get the car repair out of the way (and hopefully pay down the last bit of that that'll have to go on my credit card) before i am even able to schedule the surgery
and then just put the surgery on the credit card after and hope for the best
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bitchesgetriches · 7 months ago
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It was our absolute honor and privilege to chat with John and David of the Queer Money podcast about our new Burnout Workshop! John and David are incredible humans and #couplegoals. We've been fans of theirs since their blogging days, and if you're not following the Queer Money Podcast yet... you absolutely should. We know our Tumblrinas appreciate a gay as hell perspective!
Listen to the episode here!
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goldkirk · 11 months ago
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I'm so proud of myself about finances in the past couple months. I still struggle with money but I did enough meditation and journaling and practicing about it to make myself able to actually face my loans and credit cards and savings and bills and start really truly organizing and addressing them for the first time in years instead of just flying by the seat of my pants.
Like. This is a huge deal for me. I've felt like I'm in deadly danger every time I've tried to think about money for years and years. I'm finally able to look it in the face and stare it down and start to organize and plan on purpose instead of just keeping up with the minimum to stay afloat. I'm so proud of myself.
It's still a refrain of "GUILT (funny link)" every time I think about money but I'm able to actually make spreadsheets and face the numbers and monthly tracking again, and even make a new full budget which I haven't been able to do in ages.
still feel guilt, overwhelm, and helplessness, but no longer feel as much deep elemental shame and terror. that's progress baby
#we don't need to talk about how many months and months of therapy visits and doctor appointments I put on credit cards#among other things#but I had to put my foot down about it a couple months ago and shout at myself a little saying HEY#I AM SHAKING YOU BY THE SHOULDERS I AM SHOUTING FOR YOU TO HEAR#OF COURSE IT WAS A TERRIBLE FINANCIAL DECISION BUT YOU WEREN'T EVEN EXPECTING TO BE ALIVE#THE CREDIT CARD DEBT WAS NECESSARY TO KEEP YOU ALIVE AND IT DID AND EVERYTHING ELSE IS WAY LESS IMPORTANT THAN THAT#why the FUCK are you feeling SO ASHAMED for making the best decision you knew how to make at the time???#just because you know NOW that you could have tried some other options doesn't mean you did THEN#you may have known enough to feel shame and guilt yes but you would never in a million years have gotten the help you needed fast enough#by attempting to go another route#you didn't trust anyone besides a very few handfuls of people and even them it wasn't fully#and the stress of running it through parental insurance was so terrifying to you bc you didn't know what that would do#and you never had cosigners for anything your whole adult life. it's OKAY#you fucking DID YOUR BEST#YOU HAVE LEARNED. YOU HAVE MADE CHANGES. YOU HAVE ALREADY DONE BETTER#YOU WILL CONTINUE TO LEARN AND IMPROVE OVER TIME#it is not the end of the world. even the utilities sending you to debt collections etc etc#YOU ARE FIGURING IT OUT ONE PIECE AT A TIME#MORE PEOPLE ARE ASHAMED AND AFRAID OF THEIR OWN FINANCES THAN YOU THINK#if the people who fought and argued with and shamed you for considering student loans much less taking them out#had wanted you to actually be financially safer and healthier#they could have just fucking helped out or cosigned your loans or actively helped you find other solutions#instead of spending months and months telling you it was the worst decision ever and would ruin you financially for decades and such#you made the best decisions you could with the level of terror and knowledge that you had. it was enough to keep you alive.#isn't that enough?#isn't it a victory to survive?? isn't that enough??????#god i'm cringing at sharing this but if it's been this hard for me surely at LEAST one of you has also made financial mistakes or regrets#and seeing me be honest that I fucked it all up too and it's a mess and I'm just climbing back through it as best as I can as I go#will hopefully make at least one of you feel a tiny bit less alone
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kingofthewilderwest · 7 months ago
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So much music. So much music. After nine years of lost activity, I've been reinvesting in classical music. It's been great fun!! I'm wanting to do all the things that I slacked on even when I was doing a composition degree - score studies, performance opportunities, etc. I am trying to remind myself that returning for another music degree is a bad, bad, highly implausible idea.
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safehaven3d · 10 days ago
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I literally hate all the asks I get for "g*za"
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nixie-deangel · 1 month ago
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✨ 🍼 💐
✨ Retired Bradley, Jake climbing Command
Can’t help feeling his mouth go dry at the still so broad shoulders, thick bare arms. But it’s the soft tummy, covered in a thin line of dark hair leading down to the low riding pink shorts that makes him damn near choke on his own tongue. Jesus fucking Christ.
🍼 non navy bradley/fighter pilot jake as parents - hangster
“I know you don’t like me,” Bradley murmurs softly as he stares down at his cup, waiting for his tea to finish steeping.  “I didn’t,” Jake agrees as he drops down onto the stool opposite of the older man. “Not so much now though.” “That you’ve got my full, sad life story?” Bradley looks up, flashing him a grimacing smile that looks strained around the edges.
💐 serial killer Jake - hangster
“So,” Jake starts, lips quirking up into a smarmy smirk, as he lets his eyes drag up and down what he could see of Bradley’s body, “how about Friday night?” Eyes flickering up, Bradley shoots him a questioning look before dropping his eyes back down to where he’s cutting up limes for the bridal party that had ordered Tequila shots. “Friday?” “Me taking you out, honey.” “No,” Bradley cuts in, pausing as he takes a breath before tightening his grip on the knife as he gets back to carefully cutting. “No, Jake. You gotta stop asking me, man.” “Why?”
Make Nixie Write!
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hauntingblue · 2 months ago
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WATER SEVEN BABYYYYY
Look at robin reacting when luffy says he wont give her up.... 🥺🥺
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This is a joke right now but its actually a one piece tenet aldjsisjka
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Usopp aksbaksjakqk the foreshadow is foreshadowing... Also Robin being happy with the crew after the Aokiji incident... Fuck!!!!
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Sanji thinking robin just vanished or flew away and suddenly usopp is soaring thru the skies... imagine
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AAAAARGGGGHHHH YOU CAN SEE THE GEARS TURNING
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Zoro talking to merry..... only while he is alone of course
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Why are nami and sanji matching ajdhakjsk look at the citrus sisters
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Carpenter: maybe it was the government
Gov agent: I don't think so, also don't say that they are everywhere
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LUFFY SUPPORTS WOMEN'S WRONGS!!!
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Don't scream att chopper like that!!! Look at him... So small....
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Imu tease???? (No) (Also I've changed websites again bc the translation is kinda off , I can't find a good quality b&w spanish translation and the colors scare me (i want the real manga experience))
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GET HIM ICEBURG!!!!
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I truly forgor if this is just a lie about her wanting to find the rio poneglyphs or genuine because she wants to die and will do it for them... because in skypiea she says she is not interested in the weapons so maybe if the gov pardons her but considering what she wants is illegal then idk abdjabjs this is such a dumb thing to forget... like thats important girl where did it go (reading this after remembering and it's kinda funny... i will make any sacrifice to kill myself (and keep you safe)... she goes HARD)
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Little paulie and mozu and kiwi.... omg hello (the SBS says the twins wanted to be shipwrights too omg)
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Franky's backstory is small but it does so much for me like it is so central to the themes... boats and people...
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DID SOMEBODY ORDER MORE TRAGIC BROTHERS?
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The fact that franky needs to learn this lesson to pass it on to robin.... do you understand how big this is.... also Tom does exactly as he says and takes responsibility for franky and what he has done... because he has done nothing wrong AND THAT'S HIS SON and he just punched spandam bc he wanta him to feel the pain franky feels... Tom is such a man..... proud of having built eater 7 up with the sea train.... goes out with a boom.... should we all kill ourselves....
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I am crying again................... franky my god.... and the fucking frog!!! And of course franky can't stop Tom's hope for his island... of course he can't.... he hasnt learnt the lesson yet but this guy isn't over yet!! He has a life of being a pervert cyborg ahead!!! Iceburg following Tom's footsteps but franky not being able to do that bc of his guilt....
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This is one of the coolest things chopper has done btw...
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NAMII 😭😭😭
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Robin damning the world for her crew when all she has ever done is damn her companions for her own sake.... how big is this...
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I can't take this...... it's always nami in these positions... it happens AGAIN in Zou with Sanji... there is no way
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The love letter gag is too good like damn that's so funny
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AND IT'S NAMI GOING THROUGH IT AGAIN!!!! SHE LOVES ROBIN SO MUCH!!!!
#OOOH GRANDPA TEASE!!! he wanted to see luffy too?? omg and he owes garp a favor so he is going to kill him... alright then....#robin attacking FIRST and ZORO coming to her defense!!! CHEFS KISS!!! INCREDIBLE#my GOD!!! ROBIN WANTING TO LEAVE HER PAST BEHIND BC SHE TRULY HAS BEEN CHANGED BY THEM AAAAHHHH#this is so good... aokiji had to end crocodile and he still has a debt to someone (garp?) AND smoker told him stuff about luffy too#kokoro is such an mvp... be careful with the government agents she says.... hell yeah they should do that#the people in water 7 just giving advice to the pirates akdhaksjak sure go fix your boat but down there#robin laughing like ufufufu is so cute... also kalifa knowing everything bc she is literally a gov agent 💀 ICEBURG WAKE UP!!!#lucci pulling out the ship of theseus response akdhakaj conundrum solved everyone!!!#usopp is so heartbreaking already... beaten he goes to franky to get his money back knowing he will lose bc he wants to fix the merry... go#zoro cutting steel like its nothing... yeahhhhh also does luffy think the ship and usopp are like sanji and the baratie??#he wants to sacrifice himself for it but doesn't realize his life is the treasure and not the thing... luffy realizing this is not worth it#the fight was insane.... usopp feels useless and is enmeshed with the merry so he won't let it go and tells luffy does not care when he doe#so luffy gets mad at usopp for lying and not understanding what is going on and says he is not a carpenter (true but hurts) so he is nothin#god it is so bad... sanji breaking p the fight is so important AFTER zoro says to calm down and talk but they rile each other up...#THE DIALOGUE IS INSANE!!!! USOPP IN DENIAL AND LUFFY TAKES ALL OF HIS BAIT IT'S JUST SO AJDBAKSNSKN AND THE ONLY LIES ARE WHAT USOPP THINKS#ABOUT LUFFY!!!! BECAUSE HE DOESN'T WANT TO UNDERSTAND!! HE JUST FEELS!! HE SAW MERRY!! THE ONLY ONE!!!#luffy just laying on the hammock for hours... telling nami usopp wouldnt give up his life for an argument... then he only needs to fight...#is luffy fighting usopp just so he can de stress kind of??? like he is letting him get his punches in and then he will come back#once he thinks things through... like nami did... and what sanji ends up doing too... like just give him what he wants#luffy likes fighting friends even and this is the only fight he doesn't want.... the merry crying GOD!!!!#the impact dial... it hurts them both.... jesus.... luffy got two hits in but those were enough.... they are making nami cry SANJI KILL THE#everyone is crying but sanji and zoro akdjsks yeah luffy got him what he wanted... he can keep the ship but he can't beat him#and after all if strength is made by conviction luffy knows he is right and usopp is just in denial... so of course he would lose#franky reveal and Robin assassin reveal at the same time.... just remembered when usopp asked her specialty and robin said assassinations 😭#luffy nami adventures hell yeah.... and theres even more after the aqua laguna... LETSGOOOOO#goddamn you can see the thread of kuzan finding robin with the strawhats to then cp9 forcing her to act in water seven....#franky acting weird because he is worried about iceburg... i know it...#iceburg: its weird youre working for the government... but thats for the audience to worry about. not for me#pluton was built on water seven ✍️✍️✍️ also iceburg saying weapons are bad no matter who holds them... yeah franky would agree#reading one piece
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