#debt negotiation red deer | Explore Tumblr posts and blogs

orchidsheep4-blog · 5 years ago

Text

Largest Mass Execution in US History (1862)

The Dakota War of 1862, also known as the Sioux Uprising, (and the Dakota Uprising, the Sioux Outbreak of 1862, the Dakota Conflict, the U.S.–Dakota War of 1862 or Little Crow's War) was an armed conflict between the United States and several bands of the eastern Sioux (also known as eastern Dakota). It began on August 17, 1862, along the Minnesota River in southwest Minnesota. It ended with a mass execution of 38 Dakota men on December 26, 1862, in Mankato, Minnesota.

Throughout the late 1850s, treaty violations by the United States and late or unfair annuity payments by Indian agents caused increasing hunger and hardship among the Dakota. Traders with the Dakota previously had demanded that the government give the annuity payments directly to them (introducing the possibility of unfair dealing between the agents and the traders to the exclusion of the Dakota). In mid-1862 the Dakota demanded the annuities directly from their agent, Thomas J. Galbraith. The traders refused to provide any more supplies on credit under those conditions, and negotiations reached an impasse.[3]

On August 17, 1862, one young Dakota with a hunting party of three others killed five settlers while on a hunting expedition. That night a council of Dakota decided to attack settlements throughout the Minnesota River valley to try to drive whites out of the area. There has never been an official report on the number of settlers killed, although figures as high as 800 have been cited.

Over the next several months, continued battles pitting the Dakota against settlers and later, the United States Army, ended with the surrender of most of the Dakota bands.[4] By late December 1862, soldiers had taken captive more than a thousand Dakota, who were interned in jails in Minnesota. After trials and sentencing, 38 Dakota were hanged on December 26, 1862, in the largest one-day execution in American history. In April 1863, the rest of the Dakota were expelled from Minnesota to Nebraska and South Dakota. The United States Congress abolished their reservations.

Background

Previous treaties

The United States and Dakota leaders negotiated the Treaty of Traverse des Sioux[5] on July 23, 1851, and Treaty of Mendota on August 5, 1851, by which the Dakota were forced to cede large tracts of land in Minnesota Territory to the U.S. In exchange for money and goods, the Dakota were forced to agree to live on a 20-mile (32 km) wide Indian reservation centered on a 150 mile (240 km) stretch of the upper Minnesota River.

However, the United States Senate deleted Article 3 of each treaty, which set out reservations, during the ratification process. Much of the promised compensation never arrived, was lost, or was effectively stolen due to corruption in the Bureau of Indian Affairs. Also, annuity payments guaranteed to the Dakota often were provided directly to traders instead (to pay off debts which the Dakota incurred with the traders).

Encroachments on Dakota lands

Little Crow, Dakota chief

When Minnesota became a state on May 11, 1858, representatives of several Dakota bands led by Little Crow traveled to Washington, D.C., to negotiate about enforcing existing treaties. The northern half of the reservation along the Minnesota River was lost, and rights to the quarry at Pipestone, Minnesota, were also taken from the Dakota. This was a major blow to the standing of Little Crow in the Dakota community.

The land was divided into townships and plots for settlement. Logging and agriculture on these plots eliminated surrounding forests and prairies, which interrupted the Dakota's annual cycle of farming, hunting, fishing and gathering wild rice. Hunting by settlers dramatically reduced wild game, such as bison, elk, whitetail deer and bear. Not only did this decrease the meat available for the Dakota in southern and western Minnesota, but it directly reduced their ability to sell furs to traders for additional supplies.

Although payments were guaranteed, the US government was often behind or failed to pay because of Federal preoccupation with the American Civil War. Most land in the river valley was not arable, and hunting could no longer support the Dakota community. The Dakota became increasingly discontented over their losses: land, non-payment of annuities, past broken treaties, plus food shortages and famine following crop failure. Tensions increased through the summer of 1862.

Breakdown of negotiations

On August 4, 1862, representatives of the northern Sissetowan and Wahpeton Dakota bands met at the Upper Sioux Agency in the northwestern part of the reservation and successfully negotiated to obtain food. When two other bands of the Dakota, the southern Mdewakanton and the Wahpekute, turned to the Lower Sioux Agency for supplies on August 15, 1862, they were rejected. Indian Agent (and Minnesota State Senator) Thomas Galbraith managed the area and would not distribute food to these bands without payment.

At a meeting of the Dakota, the U.S. government and local traders, the Dakota representatives asked the representative of the government traders, Andrew Jackson Myrick, to sell them food on credit. His response was said to be, "So far as I am concerned, if they are hungry let them eat grass or their own dung." [6] But the importance of Myrick's comment at the time, early August 1862, is historically unclear. When Gregory Michno shared the top 10 myths on the Dakota Uprising in True West Magazine, he stated that this statement did not incite the uprising: "An interpreter’s daughter first mentioned it 57 years after the event. Since then, however, the claim that this incited the Dakotas to revolt has proliferated as truth in virtually every subsequent retelling. Like so much of our history, unfortunately, repetition is equated with accuracy." [7] Another telling is that Myrick's was referring the Native American women who were already combing the floor of the fort's stables for any unprocessed oats to then feed to their starving children along with a little grass. Myrick was later found dead with grass stuffed in his mouth.[8]

War

Early fighting

On August 16, 1862, the treaty payments to the Dakota arrived in St. Paul, Minnesota, and were brought to Fort Ridgely the next day. They arrived too late to prevent violence. On August 17, 1862, four young Dakota men were on a hunting trip in Acton Township, Minnesota, during which one stole eggs and then killed five white settlers.[9] Soon after, a Dakota war council was convened and their leader, Little Crow, agreed to continue attacks on the European-American settlements to try to drive out the whites.

On August 18, 1862, Little Crow led a group that attacked the Lower Sioux (or Redwood) Agency. Andrew Myrick was among the first who were killed.[citation needed] He was discovered trying to escape through a second-floor window of a building at the agency. Myrick's body later was found with grass stuffed into his mouth. The warriors burned the buildings at the Lower Sioux Agency, giving enough time for settlers to escape across the river at Redwood Ferry. Minnesota militia forces and B Company of the 5th Minnesota Volunteer Infantry Regiment sent to quell the uprising were defeated at the Battle of Redwood Ferry. Twenty-four soldiers, including the party's commander (Captain John Marsh), were killed in the battle.[citation needed] Throughout the day, Dakota war parties swept the Minnesota River Valley and near vicinity, killing many settlers. Numerous settlements including the Townships of Milford, Leavenworth and Sacred Heart, were surrounded and burned and their populations nearly exterminated.

Early Dakota offensives

1912 lithograph depicting the 1862 Battle of Birch Coulee, by Paul G. Biersach (1845-1927)

Confident with their initial success, the Dakota continued their offensive and attacked the settlement of New Ulm, Minnesota, on August 19, 1862, and again on August 23, 1862. Dakota warriors initially decided not to attack the heavily defended Fort Ridgely along the river. They turned toward the town, killing settlers along the way. By the time New Ulm was attacked, residents had organized defenses in the town center and were able to keep the Dakota at bay during the brief siege. Dakota warriors penetrated parts of the defenses enough to burn much of the town.[10] By that evening, a thunderstorm dampened the warfare, preventing further Dakota attacks.

Regular soldiers and militia from nearby towns (including two companies of the 5th Minnesota Volunteer Infantry then stationed at Fort Ridgely) reinforced New Ulm. Residents continued to build barricades around the town.

During this period, the Dakota attacked Fort Ridgely on August 20 and 22, 1862.[11][12] Although the Dakota were not able to take the fort, they ambushed a relief party from the fort to New Ulm on August 21. The defense at the Battle of Fort Ridgely further limited the ability of the American forces to aid outlying settlements. The Dakota raided farms and small settlements throughout south central Minnesota and what was then eastern Dakota Territory.

Minnesota militia counterattacks resulted in a major defeat of American forces at the Battle of Birch Coulee on September 2, 1862. The battle began when the Dakota attacked a detachment of 150 American soldiers at Birch Coulee, 16 miles (26 km) from Fort Ridgely. The detachment had been sent out to find survivors, bury American dead and report on the location of Dakota fighters. A three-hour firefight began with an early morning assault. Thirteen soldiers were killed and 47 were wounded, while only two Dakota were killed. A column of 240 soldiers from Fort Ridgely relieved the detachment at Birch Coulee the same afternoon.

Attacks in northern Minnesota

Settlers escaping the violence, 1862.

Farther north, the Dakota attacked several unfortified stagecoach stops and river crossings along the Red River Trails, a settled trade route between Fort Garry (now Winnipeg, Manitoba) and Saint Paul, Minnesota, in the Red River Valley in northwestern Minnesota and eastern Dakota Territory. Many settlers and employees of the Hudson's Bay Company and other local enterprises in this sparsely populated country took refuge in Fort Abercrombie, located in a bend of the Red River of the North about 25 miles (40 km) south of present-day Fargo, North Dakota. Between late August and late September, the Dakota launched several attacks on Fort Abercrombie; all were repelled by its defenders.

In the meantime steamboat and flatboat trade on the Red River came to a halt. Mail carriers, stage drivers and military couriers were killed while attempting to reach settlements such as Pembina, North Dakota, Fort Garry, St. Cloud, Minnesota, and Fort Snelling. Eventually the garrison at Fort Abercrombie was relieved by a U.S. Army company from Fort Snelling, and the civilian refugees were removed to St. Cloud.

Army reinforcements

Due to the demands of the American Civil War, the region's representatives had to repeatedly appeal for aid before Pres. Abraham Lincoln formed the Department of the Northwest on September 6, 1862, and appointed Gen. John Pope to command it with orders to quell the violence. He led troops from the 3rd Minnesota Volunteer Infantry Regiment and 4th Minnesota Volunteer Infantry Regiment. The 9th Minnesota Volunteer Infantry Regiment and 10th Minnesota Volunteer Infantry Regiment, which were still being constituted, had troops dispatched to the front as soon as Companies were formed.[13][14] Minnesota Gov. Alexander Ramsey also enlisted the help of Col. Henry Hastings Sibley (the previous governor) to aid in the effort.

After the arrival of a larger army force, the final large-scale fighting took place at the Battle of Wood Lake on September 23, 1862. According to the official report of Lt. Col. William R. Marshall of the 7th Minnesota Volunteer Infantry Regiment, elements of the 7th Minnesota and the 6th Minnesota Volunteer Infantry Regiment (and a six-pounder cannon) were deployed equally in dugouts and in a skirmish line. After brief fighting, the forces in the skirmish line charged against the Dakota (then in a ravine) and defeated them overwhelmingly.

Among the Citizen Soldier units in Sibley's expedition:

Captain Joseph F. Bean's Company "The Eureka Squad"

Captain David D. Lloyd's Company

Captain Calvin Potter's Company of Mounted Men

Captain Mark Hendrick's Battery of Light Artillery

1st Lt Christopher Hansen's Company "Cedar Valley Rangers" of the 5th Iowa State Militia, Mitchell Co, Iowa

elements of the 5th & 6th Iowa State Militia

Iowa Northern Border Brigade

In Iowa alarm over the Santee attacks led to the construction of a line of forts from Sioux City to Iowa Lake. The region had already been militarized because of the Spirit Lake Massacre in 1857. After the 1862 conflict began, the Iowa Legislature authorized “not less than 500 mounted men from the frontier counties at the earliest possible moment, and to be stationed where most needed”, although this number was soon reduced. Although no fighting took place in Iowa, the Dakota uprising led to the rapid expulsion of the few unassimilated Native Americans left there.[15][16]

Surrender of the Dakota

Most Dakota fighters surrendered shortly after the Battle of Wood Lake at Camp Release on September 26, 1862. The place was so named because it was the site where the Dakota released 269 European-American captives to the troops commanded by Col. Henry Sibley. The captives included 162 "mixed-bloods" (mixed-race, some likely descendants of Dakota women who were mistakenly counted as captives) and 107 whites, mostly women and children. Most of the warriors were imprisoned before Sibley arrived at Camp Release.[17]:249 The surrendered Dakota warriors were held until military trials took place in November 1862. Of the 498 trials, 300 were sentenced to death though the president commuted all but 38.[18]

Little Crow was forced to retreat sometime in September 1862. He stayed briefly in Canada but soon returned to the Minnesota area. He was killed on July 3, 1863, near Hutchinson, Minnesota, while gathering raspberries with his teenage son. The pair had wandered onto the land of white settler Nathan Lamson, who shot at them to collect bounties. Once it was discovered that the body was of Little Crow, his skull and scalp were put on display in St. Paul, Minnesota. The city held the trophies until 1971, when it returned the remains to Little Crow's grandson. For killing Little Crow, the state granted Lamson an additional $500 bounty. For his part in the warfare, Little Crow's son was sentenced to death by a military tribunal, a sentence then commuted to a prison term.

Trials

In early December, 303 Sioux prisoners were convicted of murder and rape by military tribunals and sentenced to death. Some trials lasted less than 5 minutes. No one explained the proceedings to the defendants, nor were the Sioux represented by a defense in court. Pres. Abraham Lincoln personally reviewed the trial records to distinguish between those who had engaged in warfare against the U.S., versus those who had committed crimes of rape and murder against civilians.

Henry Whipple, the Episcopal bishop of Minnesota and a reformer of U.S. policies toward Native Americans, first wrote an open letter and then went to Washington DC in the Fall of 1862 to urge Lincoln to proceed with leniency.[19] On the other hand, General Pope and Minnesota Senator Morton S. Wilkinson told him that leniency would not be received well by the white population. Governor Ramsey warned Lincoln that, unless all 303 Sioux were executed, "[P]rivate revenge would on all this border take the place of official judgment on these Indians."[20] In the end, Lincoln commuted the death sentences of 264 prisoners, but he allowed the execution of 38 men.

This clemency resulted in protests from Minnesota, which persisted until the Secretary of the Interior offered white Minnesotans "reasonable compensation for the depredations committed." Republicans did not fare as well in Minnesota in the 1864 election as they had before. Ramsey (by then a senator) informed Lincoln that more hangings would have resulted in a larger electoral majority. The President reportedly replied, "I could not afford to hang men for votes."[21]

Execution

One of the 39 condemned prisoners was granted a reprieve.[17]:252-259[22] The Army executed the 38 remaining prisoners by hanging on December 26, 1862, in Mankato, Minnesota. It remains the largest mass execution in American history.

Drawing of the 1862 mass hanging in Mankato, Minnesota.

Wa-kan-o-zhan-zhan (Medicine Bottle)

The mass execution was performed publicly on a single scaffold platform. After regimental surgeons pronounced the prisoners dead, they were buried en masse in a trench in the sand of the riverbank. Before they were buried, an unknown person nicknamed “Dr. Sheardown” possibly removed some of the prisoners' skin.[23] Small boxes purportedly containing the skin later were sold in Mankato.

At least two Sioux leaders, Little Six and Medicine Bottle, escaped to Canada. They were captured, drugged and returned to the United States. They were hanged at Fort Snelling in 1865.[24]

Medical aftermath

Because of high demand for cadavers for anatomical study, several doctors wanted to obtain the bodies after the execution. The grave was reopened in the night and the bodies were distributed among the doctors, a practice common in the era. The doctor who received the body of Mahpiya Okinajin (He Who Stands in Clouds), also known as "Cut Nose", was William Worrall Mayo.

Mayo brought the body of Mahpiya Okinajin to Le Sueur, Minnesota, where he dissected it in the presence of medical colleagues.[25]:77-78 Afterward, he had the skeleton cleaned, dried and varnished. Mayo kept it in an iron kettle in his home office. His sons received their first lessons in osteology from this skeleton[25]:167 In the late 20th century, the identifiable remains of Mahpiya Okinajin and other Native Americans were returned by the Mayo Clinic to a Dakota tribe for reburial per the Native American Graves Protection and Repatriation Act.[26]

Internment

The remaining convicted Indians stayed in prison that winter. The following spring they were transferred to Camp McClellan in Davenport, Iowa,[27] where they were held in prison for almost four years. By the time of their release, one third of the prisoners had died of disease. The survivors were sent with their families to Nebraska. Their families had already been expelled from Minnesota.

Pike Island internment

Dakota internment camp, Fort Snelling, winter 1862

Little Crow's wife and two children at Fort Snelling prison compound, 1864

During this time, more than 1600 Dakota women, children and old men were held in an internment camp on Pike Island, near Fort Snelling, Minnesota. Living conditions and sanitation were poor, and infectious disease struck the camp, killing more than three hundred.[28] In April 1863 the U.S. Congress abolished the reservation, declared all previous treaties with the Dakota null and void, and undertook proceedings to expel the Dakota people entirely from Minnesota. To this end, a bounty of $25 per scalp was placed on any Dakota found free within the boundaries of the state.[citation needed] The only exception to this legislation applied to 208 Mdewakanton, who remained neutral or assisted white settlers in the conflict.

In May 1863 Dakota survivors were forced aboard steamboats and relocated to the Crow Creek Reservation, in the southeastern Dakota Territory, a place stricken by drought at the time. Many of the survivors of Crow Creek moved three years later to the Niobrara Reservation in Nebraska.[29][30]

Firsthand accounts

There are numerous firsthand accounts of the wars and raids. For example, the compilation by Charles Bryant, titled Indian Massacre in Minnesota, included these graphic descriptions of events, taken from an interview with Mrs. Justina Krieger:

"Mr. Massipost had two daughters, young ladies, intelligent and accomplished. These the savages murdered most brutally. The head of one of them was afterward found, severed from the body, attached to a fish-hook, and hung upon a nail. His son, a young man of twenty-four years, was also killed. Mr. Massipost and a son of eight years escaped to New Ulm."[31]:141

"The daughter of Mr. Schwandt, enceinte [pregnant], was cut open, as was learned afterward, the child taken alive from the mother, and nailed to a tree. The son of Mr. Schwandt, aged thirteen years, who had been beaten by the Indians, until dead, as was supposed, was present, and saw the entire tragedy. He saw the child taken alive from the body of his sister, Mrs. Waltz, and nailed to a tree in the yard. It struggled some time after the nails were driven through it! This occurred in the forenoon of Monday, 18th of August, 1862."[31]:300-301

Continued conflict

After the expulsion of the Dakota, some refugees and warriors made their way to Lakota lands. Battles continued between the forces of the Department of the Northwest and combined Lakota and Dakota forces through 1864. Col. Henry Sibley with 2,000 men pursued the Sioux into Dakota Territory. Sibley's army defeated the Lakota and Dakota in four major battles in 1863: the Battle of Big Mound on July 24, 1863; the Battle of Dead Buffalo Lake on July 26, 1863; the Battle of Stony Lake on July 28, 1863; and the Battle of Whitestone Hill on September 3, 1863. The Sioux retreated further, but faced a United States army again in 1864. General Alfred Sully led a force from near Fort Pierre, South Dakota, and decisively defeated the Sioux at the Battle of Killdeer Mountain on July 28, 1864.

Conflicts continued. Within two years settlers' encroachment on Lakota land sparked Red Cloud's War; the US desire for control of the Black Hills in South Dakota prompted the government to authorize an offensive in 1876 in what would be called the Black Hills War. By 1881, the majority of the Sioux had surrendered to American military forces. In 1890, the Wounded Knee Massacre ended all effective Sioux resistance.

Alexander Goodthunder and his wife Snana, a Dakota family that returned to Minnesota after the war

Minnesota after the war

The Minnesota River valley and surrounding upland prairie areas were abandoned by most settlers during the war. Many of the families who fled their farms and homes as refugees never returned. Following the American Civil War, however, the area was resettled. By the mid-1870s, it was again being used for agriculture.

The Lower Sioux Indian Reservation was reestablished at the site of the Lower Sioux Agency near Morton. It was not until the 1930s that the US created the smaller Upper Sioux Indian Reservation near Granite Falls.

Although some Dakota opposed the war, most were expelled from Minnesota, including those who attempted to assist settlers. The Yankton Sioux Chief Struck by the Ree deployed some of his warriors to this effect, but was not judged friendly enough to be allowed to remain in the state immediately after the war. By the 1880s, a number of Dakota had moved back to the Minnesota River valley, notably the Goodthunder, Wabasha, Bluestone and Lawrence families. They were joined by Dakota families who had been living under the protection of Bishop Henry Benjamin Whipple and the trader Alexander Faribault.

By the late 1920s, the conflict began to pass into the realm of oral tradition in Minnesota. Eyewitness accounts were communicated first-hand to individuals who survived into the 1970s and early 1980s. The stories of innocent individuals and families of struggling pioneer farmers being killed by Dakota have remained in the consciousness of the prairie communities of southcentral Minnesota.[32]

Monuments and memorials

The Camp Release State Monument commemorates the release of 269 captives at the end of the conflict and the four faces of the 51-foot granite monument are inscribed with information about the battles that took place along the Minnesota River during the conflict, the Dakota's surrender, and the creation of the monument.

Large stone monuments at the Wood Lake Battlefield and in the parade ground of Fort Ridgely commemorate the battles and members of the military killed in action.

Located at Center and State Streets, Defender's Monument was erected in 1891 by the State of Minnesota to honor the memory of the defenders who aided New Ulm during the Dakota War of 1862. The artwork at the base was created by New Ulm artist Anton Gag. Except for being moved to the middle of the block, the monument has not been changed since its completion.[33]

In 1972, the City of Mankato, Minnesota removed a plaque that had commemorated the mass execution of the thirty-eight Dakota from the site where the hanging occurred. In 1992, the City purchased the site and created Reconciliation Park.[34] There is purposely no mention of the execution, but several stone statues in and around the park serve as a memorial. The annual Mankato Pow-wow, held in September, commemorates the lives of the executed men, but also seeks to reconcile the European American and Dakota communities. The Birch Coulee Pow-wow, held on Labor Day weekend, honors the lives of those who were hanged.

A number of local monuments honor white civilians killed during the war. These include the: Acton, Minnesota monument to those killed in the attack on the Howard Baker farm; Guri Endreson monument in the Vikor Lutheran Cemetery near Willmar, Minnesota; and Brownton, Minnesota monument to the White family, and the Lake Shetek State Park monument to 15 white settlers killed there and at nearby Slaughter Slough on August 20, 1862.

In popular media

Attacks on settlers by Sioux warriors are portrayed in a 1972 film about immigrants from Sweden titled The New Land (Nybyggarna)

The This American Life episode 'Little War on the Prairie' discusses the continuing legacy of the conflict in Mankato, Minnesota.

Further reading

Anderson, Gary and Alan Woolworth, editors. Through Dakota Eyes: Narrative Accounts of the Minnesota Indian War of 1862, Minnesota Historical Society Press (1988). ISBN 0-87351-216-2

Beck, Paul N., Soldier Settler and Sioux: Fort Ridgely and the Minnesota River Valley 1853–1867, Pine Hill Press, Inc. (2000). ISBN 0-931170-75-3

Berg, Scott W., 38 Nooses: Lincoln, Little Crow, and the Beginning of the Frontier's End Pantheon (2012). ISBN 0-307377-24-5

Collins, Loren Warren. The Story of a Minnesotan, (private printing) (1912, 1913?). OCLC 7880929

Cox, Hank. Lincoln And The Sioux Uprising of 1862, Cumberland House Publishing (2005). ISBN 1-58182-457-2

Folwell, William W.; Fridley, Russell W. A History of Minnesota, Vol. 2, pp. 102–302, Minnesota Historical Society (1961). ISBN 978-0-87351-001-1

Jackson, Helen Hunt. "A Century of Dishonor: A Sketch of the United States Government's Dealings with some of the Indian Tribes (1887), Chapter V.: The Sioux, pp. 136–185. [1]

Johnson, Roy P. The Siege at Fort Abercrombie, State Historical Society of North Dakota (1957). OCLC 1971587

Linder, Douglas The Dakota Conflict Trials of 1862 (1999).

Nix, Jacob. The Sioux Uprising in Minnesota, 1862: Jacob Nix's Eyewitness History, Max Kade German-American Center (1994). ISBN 1-880788-02-0

Tolzmann, Don Heinrich, German Pioneer Accounts of the Great Sioux Uprising of 1862, Little Miami Pub. Co. (April 2002). ISBN 978-0-9713657-6-6.

Yenne, Bill. Indian Wars: The Campaign for the American West, Westholme (2005). ISBN 1-59416-016-3

External links

Source: https://encyclopedia.thefreedictionary.com/Dakota+War+of+1862

#read more #see more #check it out #interesting #learn more

1 note · View note

mortgbrokotta-blog · 8 years ago

Text

Advantages of Consolidating Debt with a Non-Profit Debt Consolidation Service | Canada

If you've been declined for a loan by your bank or credit union and are wondering what other debt consolidation options you have, you should talk with a non-profit Credit Counsellor. They'll sit down with you or talk to you over the phone for free, take a look at your financial situation, lay out for you the options that are available to you, discuss the pros and cons of these options, and then help you figure out what option would be in your best interest based on your personal financial goals and objectives. Here are some of the key advantages of this kind of a program:

All your creditors agree to consolidate your credit card payments into one monthly payment that fits your budget. The credit counselling agency negotiates all of this with your creditors.

Most major credit card companies will reduce your interest rates to 0%. Others will dramatically reduce their interest rates for you. The idea here is to help you get your credit card debt paid off in 2 – 5 years.

Your Credit Counsellor will help you put together a realistic spend plan (a budget) that takes into account all of your family's needs to ensure that your finances stay on track and you get out of debt quickly.

Non-profit credit counselling agencies have the authority to erase all records of your debts that were on their program 2 years after you complete the program. This way you have a credit report and get a fresh start. Some non-profit credit counselling agencies also have programs to help you re-establish your credit during that 2 year period so that you can get your life back on track as quickly as possible.

Non-Profit Debt Consolidation Services There are many non-profit debt consolidation services across Canada. Here are some that we would recommend: British Columbia Debt Consolidation Loan Services Alternative |Canada Vancouver Island & BC Coast Debt Consolidation Service Victoria BC Debt Consolidation Loan Service Alternative Nanaimo Debt Consolidation Service Courtenay Debt Consolidation Service Campbell River Debt Consolidation Service Parksville Debt Consolidation Service Duncan Debt Consolidation Service Port Alberni Debt Consolidation Service Powell River Debt Consolidation Service Squamish Debt Consolidation Service Lower Mainland Debt Consolidation Help Vancouver BC Non-Profit Debt Consolidation Service - Loan Company Alternative West Vancouver Debt Consolidation Service North Vancouver Debt Consolidation Service Burnaby BC Debt Consolidation Service Richmond BC Debt Consolidation Service Coquitlam Debt Consolidation Service Port Coquitlam Debt Consolidation Service New Westminster BC Debt Consolidation Service North Delta Debt Consolidation Service Surrey, BC Debt Consolidation Loan Alternative Service Langley Debt Consolidation Service White Rock Debt Consolidation Service Maple Ridge Debt Consolidation Service Fraser Valley Debt Consolidation Options Mission BC Debt Consolidation Loan Alternative Service Abbotsford BC Debt Consolidation Loan Company Alternative Debt Consolidation in Chilliwack BC - Alternatives to Loan Company Services BC Interior Debt Consolidation Services Kelowna Alternative to Debt Consolidation Loans Services Penticton Debt Consolidation Service Vernon Debt Consolidation Service Kamloops BC Debt Consolidation Loan Alternative Service Prince George BC Debt Consolidation Service - Loan Alternative Port Moody Debt Consolidation Service Pitt Meadows Debt Consolidation Service Walnut Grove Debt Consolidation Service Nanaimo Debt Consolidation Service Aldergrove Debt Consolidation Service Cranbrook Debt Consolidation Service Castlegar Debt Consolidation Help Fort St. John Debt Consolidation Service Terrace Debt Consolidation Service Quesnel Debt Consolidation Service Williams Lake Debt Consolidation Service Alberta Debt Consolidation Loan Service Alternative | Canada Edmonton, Alberta Free Debt Consolidation Services & Alternative to Loan Companies Calgary, Alberta Non-Profit Credit Card Debt Consolidation Alternative to Loan Company Services Red Deer Alberta Debt Consolidation Loan Service Alternative Lethbridge Alberta Alternative Debt Consolidation Loan Services Medicine Hat Alberta Debt Consolidation Services to Explore All Loan Options Fort McMurray Alberta Debt Consolidation Loan Service Alternative Grande Prairie Debt Consolidation Services & Help to Explore All Loan Options St. Albert Debt Consolidation Service Sherwood Park Debt Consolidation Service Airdrie Debt Consolidation Service Spruce Grove Debt Consolidation Service Okotoks Debt Consolidation Service Leduc Debt Consolidation Service Fort Saskatchewan Debt Consolidation Service Camrose Debt Consolidation Service Cochrane Debt Consolidation Service Chestermere Debt Consolidation Service Stony Plain Debt Consolidation Service Brooks Debt Consolidation Service Saskatchewan Debt Consolidation Loan Alternative Services Regina SK Alternative to Debt Consolidation Loan Company Services Saskatoon Debt Consolidation Loan Services Alternative Prince Albert SK Debt Consolidation Service Moose Jaw Debt Consolidation Service Lloydminster Debt Consolidation Service North Battleford Debt Consolidation Service Yorkton Debt Consolidation Service Swift Current Debt Consolidation Service Manitoba Debt Consolidation Loan Alternative Services Winnipeg, Manitoba Debt Consolidation Loan Alternative Service Brandon Debt Consolidation Service Steinbach Debt Consolidation Service Ontario Debt Consolidation Loan Alternative Services | Canada Ottawa Non-Profit Debt Consolidation Service & Guidance - Alternative to Loan Companies | Canada Hamilton Debt Consolidation Loan Company Service Alternative Brampton Ontario Debt Consolidation Loan Services Alternative London & Thames Valley Ontario Debt Consolidation Service - Alternative to Loan Companies Kitchener Ontario Debt Consolidation Loan Service Alternative Waterloo Ontario Debt Consolidation Alternative to Loan Services Guelph Debt Consolidation Service Kingston Ontario Debt Consolidation Service Thunder Bay Debt Consolidation Service Kanata Debt Consolidation Service Brantford Debt Consolidation Service Belleville Ontario Alternative to Debt Consolidation Loan Services Cornwall Debt Consolidation Service Bowmanville Debt Consolidation Service North Bay Debt Consolidation Service Chatham-Kent Debt Consolidation Service St. Thomas Debt Consolidation Service Midland Debt Consolidation Service Woodstock Debt Consolidation Help Milton Debt Consolidation Service Leamington Debt Consolidation Service Stratford Debt Consolidation Service Orangeville Debt Consolidation Service Timmins Debt Consolidation Service Orillia Debt Consolidation Service Bradford West Gwillimbury Consolidation Service Bolton Debt Consolidation Service Keswick Debt Consolidation Service Sault Ste Marie Debt Consolidation Service Stouffville Debt Consolidation Service Brockville Debt Consolidation Service Bradford Debt Consolidation Service Owen Sound Debt Consolidation Service Valley East Debt Consolidation Service St. Thomas Debt Consolidation Service Lindsay Debt Consolidation Service Fergus Debt Consolidation Service Cobourg Debt Consolidation Service Collingwood Debt Consolidation Service Pembroke Debt Consolidation Service Fort Erie Debt Consolidation Service Alliston Debt Consolidation Service Tillsonburg Debt Consolidation Service Simcoe Debt Consolidation Service Strathroy Debt Consolidation Service Toronto, Ontario Best Non-Profit Debt Consolidation Services & Alternative to Loan Companies Greater Toronto Area Credit Card Debt Consolidation York Region Debt Consolidation Options North York Debt Consolidation Advice Etobicoke Debt Consolidation Program Scarborough Debt Consolidation Service Halton Region Debt Consolidation Help Region of Peel Credit Card Debt Consolidation Durham Region Debt Consolidation Options Burlington Debt Consolidation Advice Oakville Debt Consolidation Program Milton Debt Consolidation Service Halton Hills Debt Consolidation Help Brampton Credit Card Debt Consolidation Mississauga Debt Consolidation Services - Alternative to Loan Companies Caledon Debt Consolidation Advice Vaughan Debt Consolidation Program Thornhill Debt Consolidation Service Richmond Hill Debt Consolidation Help Markham Credit Card Debt Consolidation Aurora Debt Consolidation Options Newmarket Debt Consolidation Advice Whitchurch-Stouffville Debt Consolidation Program East Gwillimbury Debt Consolidation Service Georgina Debt Consolidation Help Pickering Credit Card Debt Consolidation Oshawa Debt Consolidation Options Ajax Debt Consolidation Advice Whitby Debt Consolidation Program Clarington Debt Consolidation Service Whitchurch-Stouffville Debt Consolidation Help Yukon Debt Consolidation Services Whitehorse Debt Consolidation Service Northwest TerritoriesDebt Consolidation Services Yellowknife Debt Consolidation Service Contact a Non-Profit Debt Consolidation Service Today The nice thing about working with a non-profit debt consolidation service is that if debt consolidation isn't the best option for you, they'll tell you straight up and then suggest other options that they may work out better for you. The great thing is that because they are non-profit they aren't looking to make money off of you so they will likely give you the most honest, straight-forward advice possible. At the end of the day, their advice is free and you have nothing to lose but a little of your time. Find a counseling service in Canada to help you obtain consolidated credit help today. Source: http://www.mymoneycoach.ca/blog/non-profit-debt-consolidation-services.html

0 notes

preston0779-blog · 8 years ago

Text

Advantages of Consolidating Debt with a Non-Profit Debt Consolidation Service | Canada

All your creditors agree to consolidate your credit card payments into one monthly payment that fits your budget. The credit counselling agency negotiates all of this with your creditors.

0 notes