#Consumer Proposal Service Edmonton

[fishdonald]

Strategic Financial Resilience: Credit720's Consumer Proposal Services in Red Deer

In the pursuit of financial resilience, Credit720 stands as your strategic ally in Red Deer. Our Consumer Proposal Services in Red Deer are designed to empower you with a tailored approach to overcome debt challenges.

Navigating the complexities of debt is an art, and our expertise lies in crafting strategic solutions. With Credit720, you gain access to consumer proposal services that go beyond standard approaches. We understand the unique financial landscape in Red Deer, ensuring our proposals are finely tuned to your specific needs.

Whether you're considering debt negotiation in Red Deer or exploring consumer proposals, Credit720 provides a comprehensive suite of services. It's not just about resolving debt; it's about strategically fortifying your financial future. Choose Credit720 for strategic financial resilience and pave the way for a more secure and prosperous tomorrow.

Contact us for more details.

Credit 720

#214, 3132 Parsons Rd NW, Edmonton T6N 1L6 Telephone: (780) 666-2600 Fax: (780) 666-9721 Email: info@credit720.ca

[dankcannabisweeddispensaryra]

Cannabis Laws in Calgary, Alberta, Canada

Calgary weed delivery and Calgary dispensary services are growing rapidly as the cannabis industry continues to expand in Alberta. To ensure a safe and legal experience, it's crucial to understand the cannabis laws in Calgary and the broader province of Alberta. This article will guide you through the essential regulations you need to know when purchasing and consuming cannabis in Calgary.

The Cannabis Act: A National Overview

In October 2018, Canada passed the Cannabis Act, a groundbreaking federal bill that legalized recreational cannabis across the entire country. This historic legislation made Canada the second nation in the world to fully legalize recreational cannabis, signaling a significant shift in drug policy. The Cannabis Act aimed to better understand and regulate cannabis use, reflecting an openness to managing drugs more effectively.

However, the implementation of cannabis regulations has been slower than anticipated. Capitalist markets and shareholders quickly invested in cannabis production, anticipating high demand from Canadian consumers. Despite this enthusiasm, the cannabis industry is still developing. The slow rollout of licensed private and government-run shops has created bottlenecks in many regions, limiting access to legal cannabis.

The Difference in Alberta

Alberta has taken a unique approach to cannabis regulation compared to other provinces. The province allows private companies to sell cannabis within licensed storefronts, enabling a faster establishment of cannabis shops. Shortly after legalization, Alberta was home to 36% of all cannabis shops in Canada. Today, Alberta ranks highest in cannabis dispensaries per capita, earning it the nickname “pot capital of Canada.”

Basic Cannabis Laws in Alberta

Understanding the basic cannabis laws in Alberta is crucial for legal and responsible consumption. Here are the key regulations:

Age Requirement: You must be at least 18 years old to purchase cannabis in Alberta. This is one year younger than the requirement in most other provinces, which is 19.

Purchase and Possession Limits: You can buy and carry up to 30 grams of cannabis in one transaction. Carrying more than this amount in public is illegal.

Driving and Cannabis: Driving under the influence of cannabis is strictly prohibited. Cannabis in a vehicle must be in a sealed container and out of reach. Passengers are also not allowed to smoke in a running vehicle.

Children in Cannabis Shops: Minors are not permitted inside cannabis dispensaries.

Purchase Locations: Cannabis must be purchased from a licensed retail storefront.

Public Consumption: Smoking cannabis in most public places, such as schools, hospitals, parks, zoos, and pools, is banned. However, local municipalities may impose additional restrictions.

Variations Across Albertan Cities

While Alberta has provincial laws governing cannabis, local municipalities have the authority to enforce additional regulations. This leads to varying rules across different cities and towns:

Banff: Public smoking or vaping of cannabis is banned, but consumption is allowed in park areas and trails within Banff National Park.

Calgary and Edmonton: These cities have stringent restrictions on public cannabis consumption.

Jasper: This town has more relaxed rules, proposing to remove the 100-meter no-smoking zone around retailers, schools, and hospitals, and allowing cannabis stores to remain open until midnight.

These variations can create confusion, so it's important to be aware of the specific laws in each area.

Calgary Weed Delivery and Dispensary Services

In Calgary, the cannabis market is thriving, with numerous options for purchasing high-quality products. Dank Cannabis Weed Dispensary Ranchlands is a leading provider, offering an extensive selection of strains, edibles, concentrates, and accessories. We also offer Calgary weed delivery services, ensuring convenience for our customers.

Our Calgary dispensary is staffed by knowledgeable professionals dedicated to helping you find the perfect product for your needs. Whether you are a seasoned cannabis connoisseur or new to the world of cannabis, our team is here to provide personalized guidance and recommendations.

Why Choose Dank Cannabis Weed Dispensary Ranchlands?

At Dank Cannabis Weed Dispensary Ranchlands, we pride ourselves on offering top-quality products and exceptional customer service. Our goal is to provide a comprehensive and enjoyable shopping experience for all our customers. Here’s what sets us apart:

Wide Selection: We offer a diverse range of cannabis products, including various strains, edibles, concentrates, and accessories.

Knowledgeable Staff: Our team is well-versed in cannabis products and can offer personalized recommendations based on your preferences and needs.

Convenient Services: With our Calgary weed delivery, you can have your favorite products delivered right to your door.

Commitment to Quality: We carefully curate our inventory to ensure we provide only the highest quality products.

Navigating Cannabis Consumption in Calgary

Understanding the laws and regulations around cannabis consumption in Calgary is essential for a safe and legal experience. Remember these key points:

Purchase from Licensed Retailers: Ensure you buy cannabis from licensed dispensaries to guarantee the quality and legality of your products.

Adhere to Age and Possession Limits: Follow the age requirement and do not exceed the possession limit of 30 grams.

Be Aware of Public Consumption Laws: Each city may have its own rules regarding where you can consume cannabis. For example, public consumption is heavily restricted in Calgary and Edmonton, while Jasper has more relaxed regulations.

Safe Transportation: If you are transporting cannabis, keep it in a sealed container and out of reach within your vehicle. Never drive under the influence.

Respect Private Property: Consumption rules may vary on private property, so always ask for permission if you are unsure.

Staying Informed

As the cannabis industry continues to evolve, staying informed about the latest regulations is crucial. Local municipalities may update their laws, and new dispensaries may open, providing more options for consumers. Regularly check for updates from reliable sources to ensure you are compliant with current laws.

Conclusion

The legalization of cannabis in Canada has opened up new opportunities for consumers and businesses alike. Alberta's unique approach has positioned it as a leader in the cannabis market, with a high number of dispensaries and a progressive stance on cannabis sales.

In Calgary, Dank Cannabis Weed Dispensary Ranchlands is your go-to destination for all your cannabis needs. Whether you’re visiting our dispensary or utilizing our Calgary weed delivery service, we are committed to providing top-notch products and exceptional customer service. Stay informed about the local laws, enjoy responsibly, and explore the diverse world of cannabis with confidence.

By understanding and adhering to the cannabis laws in Calgary and Alberta, you can ensure a safe and enjoyable experience. Whether you're a resident or a visitor, Dank Cannabis Weed Dispensary Ranchlands is here to guide you through your cannabis journey with quality products and expert advice.

[credit720britishcolumbia]

[amits4g2]

Top 10 Tips for Choosing a Web Designer for Your Business Web Site

How to Choose a Web Design Firm

Simple. You do your homework on them. Then, you start asking questions and taking notes. There are plenty of web designers available. You want to go with the best because, in fact, your web designer is in essence your partner. You want to choose a designer that takes YOUR business seriously.

What questions do you ask?

There are several important questions to ask when choosing a web designer for your business web site.

Creating your web site can be a tricky process. Choosing the best web design firm for your business web site is a very important decision. And if your company is like most small businesses, you probably do not have web design experience. Building your web site will take time and work. And working with a web designer is no easy task. So choose the right web design company from the start and avoid do-over's, which can be costly and time consuming.

1. What kind of web experience do you have?

For starters, find out what kind of design experience your potential design firm has. Do they have experience with content management systems such as Joomla or Drupal, do they have experience working with "raw" HTML? Has the web design company created web sites similar to yours? Do they have relevant industry experience? If you want to sell products through your web site and accept credit card payments, does the web design company you are considering have experience with ecommerce hosting?

2. Do you have a portfolio that I can review?

An experienced web design company will have a solid portfolio of web sites that they have created for other clients. Ask for links to other site the design company has created and review each one. Do you like what you see? Do the sites have a style that appeals to you?

3. Do you have any references?

In addition to reviewing web sites, ask for customer references. Contact their clients and ask them about their experience with the web design company. Were they happy with the results? Did they get what they paid for? How much did they pay? Would they recommend them? How long did it take? What didn't they like about the company? How responsive was the company when they had questions?

4. What are your prices?

The most important step in pricing is to make sure the potential design company outline all of the prices associated with the work and puts it all in writing. Never enter into a deal unless all of the costs are well understood up front.

Ask them a bit about how they manage payments. If they respond in a very business-like and professional manner, this is a good sign. If they throw out answers like - "Don't worry, we'll manage" or "Whatever you are comfortable with", don't be fooled. This is trouble waiting to happen. Get the price in writing before you begin the project.

5. Do you have experience with search engine optimization?

Most small business owners do not have it in their budget to hire a separate marketing firm to work on search engine optimization (SEO), so it imperative that your web designer have experience in SEO. A good designer will know that design and SEO go hand-in-hand. Designing a web site for search engines with "clean" code that utilizes cascading style sheets is essential to getting your content indexed in the leading search engines, such as Google and Bing.

6. Do you have experience with social media marketing?

Many marketing firms do know the first thing about social media marketing. These firms are stuck in the past and are not as effective as they pretend to be. Be sure that you work with a designer that knows how to setup a Facebook fan page for your business and design a customized Twitter profile. This is important because you will want your social media properties to mesh with the design of your web site. The web site and social media pages should complement one-another.

7. What is your process for designing or building a web site?

Make sure you ask your potential web design company about the process that they use? Do they design a web site or do they build a web site? An experienced Internet professional should understand the difference between these two concepts. If they don't, they're probably not as experienced as they claim to be. Building a web site is a highly technical process, while designing a web site is a highly creative process. Many advertising firms specialize in web site design which does not necessarily require any web development skills whatsoever. At the same time, many firms design web sites, yet out-source the creative portion of the project. Find out from the beginning what the process if for the firm that you are considering.

8. How long will it take?

Perfectionism can be a huge stumbling block in the fast paced world of the Internet. Some designers are unable to compromise between quality and time to market needs. Test: See how long it takes until you receive a proposal.

9. What type of support is offered after web site launch?

If your design firm does not offer web site maintenance, you might want to continue looking. Most reputable design firms will offer "post-launch" maintenance for companies that do not have an in-house webmaster.

10. Which web hosting providers do you work with?

If your design firm does not know the first-names of the contact at their favorite web design firm, then this should raise a red flag. Most reputable web designers know not to choose a web host simply because they are the most popular or because they offer the cheapest web hosting. A reputable web design firm should know who to call and how to get results! Does your web designer work with a green hosting company? Environmentally-friendly web hosting is becoming more and more popular for business web sites looking to implement an eco-policy.

Getting a little recognition on the W3 is hard, even in a niche market (especially in a niche market). You have less than 10 seconds to convince a site visitor to stick around long enough to learn about the quality of your services, your products or your message. Web surfers are jagged out on information overload. If they don't see what they want to see on your home page or a landing page, they bounce. So, making a statement about your corporate culture and your business' core values has to happen in the blink of an eye. Visitors will never even see the "About Us" page if you don't create a good impression - in 10 seconds. So, go green! An emblem or banner proclaiming that you employ green hosting makes an immediate statement about your on-line business. It says you care about the environment.

Do your homework when choosing a web design firm.

Good designers are creative people that need to think out of the box. Finding a good web designer is getting harder and harder. The good designers are being snatched by agencies and large projects. They are overloaded with work and often, you won't know about them because they don't have time (or need) to market themselves. Doing your homework and asking the right questions is important to decide if they are right for the job.

S4G2 Marketing Agency Will be Best Choice If You Looking For Web Designer in Canada cities Mentioned below:

Web Designer Abbotsford

Web Designer Barrie

Web Designer Brantford

Web Designer Burlington

Web Designer Burnaby

Web Designer calgary

Web Designer Cambridge

Web Designer Coquitlam

Web Designer Delta

Web Designer edmonton

Web Designer Greater Sudbury

Web Designer Guelph

Web Designer hamilton ontario

Web Designer Kelowna

Web Designer Kingston

Web Designer Kitchener

Web Designer London  Ontario

Web Designer Markham

Web Designer montreal

Web Designer Oshawa

Web Designer ottawa

Web Designer quebec city

Web Designer Red Deer

Web Designer Regina

Web Designer Richmond

Web Designer Saskatoon

Web Designer Surrey

Web Designer Thunder Bay

Web Designer toronto

Web Designer vancouver

Web Designer Vaughan

Web Designer Waterloo

Web Designer Windsor

Web Designer winnipeg

[ageloire]

What Is Phishing and How Can You Protect Your Business From an Attack?

Last year in August, staff at MacEwan University, a school in Edmonton, Canada, received an email from a major vendor stating they had recently changed their electronic banking information and needed payments to be sent to a new account.

Assuming their trusted business partner was just going through some changes, the university complied and transferred three payments to the new bank account within a span of 10 days.

But two weeks later, MacEwan University received a phone call from this same vendor asking them why they hadn't paid their fees yet. Perplexed by the call, the university told them they had just transferred the payments to their new bank account.

The vendor had no idea what they were talking about. 

Unfortunately, this bank account didn’t actually belong to MacEwan’s vendor. It belonged to cyber criminals in Canada and Hong Kong. And MacEwan University just transferred them $11.8 million.

The initial email asking MacEwan University to transfer their payments to the new bank account looked exactly like their vendor's usual emails. But, ultimately, the message was fraudulent and a prevalent form of cyber attack that thousands of businesses fall victim to every year -- phishing.

What is phishing?

Phishing is the most common type of cyber attack. Criminals impersonate brands, banks, executives, and trusted business partners to manipulate people into downloading malware or ransomware, or visiting fake websites that trick them into handing over confidential credentials, like company passwords, credit card details, bank login information, and social security numbers.

Most cyber criminals deploy phishing attacks through email, like the picture below, but some have also started to exploit social media, messaging apps, and text message to steal people’s personal information.

With over 135 million phishing attacks attempted every single day and 97% of people not being able to identify a phishing email, this cybercrime could wreak havoc on your brand and bottom line.

Last year, the FBI proposed phishing attacks costs U.S. businesses $5 billion per year, and according to Deloitte, 33% of consumers would end their current relationship with businesses who fall victim to cybersecurity breaches, even if they don’t personally affect them.

So how do you defend your customers and employees from phishing without making them your brand’s first line of defense? Here are three shields you can leverage to protect your brand from these prevalent attacks.

How to Protect Your Business From Phishing Attacks

1. Build a DMARC record.

DMARC (Domain-based Message Authentication Reporting and Conformance) is a cutting-edge email authentication protocol that leverages two other authentication protocols, SPF (Sender Policy Framework), and DKIM (DomainKeys Identified Mail) to verify legitimate messages sent from your domain and block fraudulent emails that appear to be sent from your domain.

These email authentication protocols are rather technical, so in a nutshell, SPF is a record of IP addresses that are authorized to send emails on your behalf that email service providers check against, and DKIM is a verification process that leverages cryptographic authentication.

DMARC is the only technology that can ensure your “header from” address (what your users usually look at first when they see your emails), is trustworthy. To do this, they’ll only authenticate email messages that pass SPF authentication and SPF alignment or DKIM authentication and alignment. If an email message fails SPF authentication or alignment and DKIM authentication or alignment, it’ll fail DMARC.

Picture Credit: Return Path

DMARC also allows you to tell email service providers what they should do with any fraudulent mail that appears to be sent from your domain. You can either monitor all of your emails, move unauthenticated messages to users’ spam folders, or decide not to deliver this type of mail at all to inboxes on your server.

Additionally, email service providers will regularly send you forensic DMARC reports, showing you which emails are authenticating, which ones are not, and why. To build your DMARC record in 15 minutes or less, check out this guide from Return Path, an email marketing optimization software.

2. Train customers and employees to spot an attack.

According to PhishMe, a phishing defense solution, companies who train employees to identify and report attempted phishing attacks only have a 5% susceptibility rate to phishing, even though phishing attempts grew 65% last year.

To help employees and customers spot one of these attacks and better defend your business, teach them these common phishing markers:

Poor Spelling, Grammar, or Writing

A lot of amateur cyber criminals don’t take the time to craft clear and convincing emails, which brands always seem to do, and foreign cyber criminals will usually rely on Google Translate to translate their messages. So if you receive a poorly written email from a seemingly legitimate sender, take caution.

Suspicious URLs

Most phishing emails lure people into clicking through to a malicious or fake website. To do this, cyber criminals will usually spoof the website’s URL by creating a lookalike one, or they’ll mask their dodgy URL by shortening it. Whenever you see a weird or shortened URL, make sure you hover your mouse over it to see if the landing page’s web address is different or fake.

Mismatched Sender Address

Even if a cyber criminal can perfectly imitate your brand’s voice, formatting, logo, address, and contact email address in their phishing email, there’s still a trait of yours they can’t copy -- your sender address.

Cyber criminals will usually create a lookalike sender address or just use a string of characters in hopes that you won’t check it. To verify a brand’s sender address, check out the sender’s domain in the email’s “from” header and see if it matches the brand’s domain.

Here's a legitimate email from HubSpot to help you see where the sender address can be found in Gmail:

3. Invest in email security software.

If your company has the funds, email security software like Proofpoint and Barracuda are the most reliable and effective lines of defense against phishing. Well-versed employees can still fall victim to cleverly-crafted phishing emails and cyber criminals constantly refine their malicious tactics, like sending phishing emails from the legitimate domains of compromised websites.

But since email security software can identify unusual traffic patterns and monitor fishy URLs, it can effectively detect, block, and respond to these sophisticated threats before they reach your customers and employees’ inbox.

Don’t Get Snagged

76% of organizations experienced phishing attacks last year, so it’s likely that cyber criminals will try to lure your brand in, too. But if you can arm yourself with DMARC, thorough employee training, and the best-fit email security software for your specific systems and situation, you can shield your customers, employees, and brand from these attacks, no matter how enticing their bait is.

from Marketing https://blog.hubspot.com/marketing/what-is-phishing

[credit720britishcolumbia]

[andreagillmer]

U.S. Patent Office Acts on Company’s ‘Portable Mining Appartus’ Application

Source: Streetwise Reports   09/26/2018

The technology for which the Notice of Allowance has been issued is the company’s “HM X-tract mobile modular mining/extraction process.”

Mineworx Technologies Ltd. (MWX:TSX.V; MWXRF:OTCQB), a provider of non-toxic precious metals extraction solutions to the E-Waste and mining industries, announced that the U.S. Patent and Trademark Office recently issued a Notice of Allowance for the Mineworx patent application for “A Portable Mining Apparatus and Methods of Use.”

The technology for which the Notice of Allowance has been issued is the company’s HM X-tract mobile modular mining/extraction process.

Greg Pendura, CEO of Mineworx stated, “Our HM X-tract proprietary mining technology, combined with a unique operational system, results in an environmentally responsible, non-toxic process for precious metal reclamation which requires no tailings ponds and consumes 80% less water. The system is capable of high efficiency recoveries from both alluvial and crushed hard rock deposits as well as being able to process old tailings for remaining value. The new technology allows us to deploy rapidly, process efficiently and decommission quickly in an environmentally sound manner with little capital expenditure and significantly reduced permitting process.”

The company stated that the HM X-tract will target:

Deposits previously not minable due to environmental concerns.

Smaller deposits where large capital expenditures are not justified.

Deposits in areas where permitting and lack of water prohibit mining.

On site cleanup of contaminants and hazardous metals such as lead and depleted uranium on military sites and firing ranges.

Cleanup of any other metallic solids soil contamination.

Mineworx also announced that it will be applying to the TSX Venture Exchange for approval to extend the expiry date of 10,491,667 outstanding common share purchase warrants that were issued as part of a non-brokered private placement completed by the company in January 2014.

The warrants can be exercised for common shares of Mineworx at a price of 26 cents per share and were previously extended to the current expiry of November 7, 2018.

The company proposes to extend the expiry date of the warrants to 4:30 p.m., Edmonton, Alta., time on January 7, 2019.

Read what other experts are saying about:

Mineworx Technologies Ltd.

Sign up for our FREE newsletter at: www.streetwisereports.com/get-news

Disclosure: 1) John McPhaul compiled this article for Streetwise Reports LLC and provides services to Streetwise reports as an employee. He or members of his household own securities of the following companies mentioned in the article: None. He or members of his household are paid by the following companies mentioned in this article: None. 2) The following companies mentioned in this article are billboard sponsors of Streetwise Reports: Mineworx. Click here for important disclosures about sponsor fees. 3) Comments and opinions expressed are those of the specific experts and not of Streetwise Reports or its officers. The information provided above is for informational purposes only and is not a recommendation to buy or sell any security. 4) The article does not constitute investment advice. Each reader is encouraged to consult with his or her individual financial professional and any action a reader takes as a result of information presented here is his or her own responsibility. By opening this page, each reader accepts and agrees to Streetwise Reports’ terms of use and full legal disclaimer. This article is not a solicitation for investment. Streetwise Reports does not render general or specific investment advice and the information on Streetwise Reports should not be considered a recommendation to buy or sell any security. Streetwise Reports does not endorse or recommend the business, products, services or securities of any company mentioned on Streetwise Reports. 5) From time to time, Streetwise Reports LLC and its directors, officers, employees or members of their families, as well as persons interviewed for articles and interviews on the site, may have a long or short position in securities mentioned. Directors, officers, employees or members of their immediate families are prohibited from making purchases and/or sales of those securities in the open market or otherwise from the time of the interview or the decision to write an article, until one week after the publication of the interview or article. As of the date of this article, officers and/or employees of Streetwise Reports LLC (including members of their household) own securities of Mineworx, a company mentioned in this article.

( Companies Mentioned: MWX:TSX.V; MWXRF:OTCQB, )

from The Gold Report – Streetwise Exclusive Articles Full Text https://ift.tt/2DAiF2t

from WordPress https://ift.tt/2NKwiAQ

[goldcoins0]

U.S. Patent Office Acts on Company's 'Portable Mining Appartus' Application

Source: Streetwise Reports   09/26/2018

The technology for which the Notice of Allowance has been issued is the company's "HM X-tract mobile modular mining/extraction process."

Mineworx Technologies Ltd. (MWX:TSX.V; MWXRF:OTCQB), a provider of non-toxic precious metals extraction solutions to the E-Waste and mining industries, announced that the U.S. Patent and Trademark Office recently issued a Notice of Allowance for the Mineworx patent application for "A Portable Mining Apparatus and Methods of Use."

The technology for which the Notice of Allowance has been issued is the company's HM X-tract mobile modular mining/extraction process.

Greg Pendura, CEO of Mineworx stated, "Our HM X-tract proprietary mining technology, combined with a unique operational system, results in an environmentally responsible, non-toxic process for precious metal reclamation which requires no tailings ponds and consumes 80% less water. The system is capable of high efficiency recoveries from both alluvial and crushed hard rock deposits as well as being able to process old tailings for remaining value. The new technology allows us to deploy rapidly, process efficiently and decommission quickly in an environmentally sound manner with little capital expenditure and significantly reduced permitting process."

The company stated that the HM X-tract will target:

Deposits previously not minable due to environmental concerns.

Smaller deposits where large capital expenditures are not justified.

Deposits in areas where permitting and lack of water prohibit mining.

On site cleanup of contaminants and hazardous metals such as lead and depleted uranium on military sites and firing ranges.

Cleanup of any other metallic solids soil contamination.

Mineworx also announced that it will be applying to the TSX Venture Exchange for approval to extend the expiry date of 10,491,667 outstanding common share purchase warrants that were issued as part of a non-brokered private placement completed by the company in January 2014.

The warrants can be exercised for common shares of Mineworx at a price of 26 cents per share and were previously extended to the current expiry of November 7, 2018.

The company proposes to extend the expiry date of the warrants to 4:30 p.m., Edmonton, Alta., time on January 7, 2019.

Read what other experts are saying about:

Mineworx Technologies Ltd.

Sign up for our FREE newsletter at: www.streetwisereports.com/get-news

Disclosure: 1) John McPhaul compiled this article for Streetwise Reports LLC and provides services to Streetwise reports as an employee. He or members of his household own securities of the following companies mentioned in the article: None. He or members of his household are paid by the following companies mentioned in this article: None. 2) The following companies mentioned in this article are billboard sponsors of Streetwise Reports: Mineworx. Click here for important disclosures about sponsor fees. 3) Comments and opinions expressed are those of the specific experts and not of Streetwise Reports or its officers. The information provided above is for informational purposes only and is not a recommendation to buy or sell any security. 4) The article does not constitute investment advice. Each reader is encouraged to consult with his or her individual financial professional and any action a reader takes as a result of information presented here is his or her own responsibility. By opening this page, each reader accepts and agrees to Streetwise Reports' terms of use and full legal disclaimer. This article is not a solicitation for investment. Streetwise Reports does not render general or specific investment advice and the information on Streetwise Reports should not be considered a recommendation to buy or sell any security. Streetwise Reports does not endorse or recommend the business, products, services or securities of any company mentioned on Streetwise Reports. 5) From time to time, Streetwise Reports LLC and its directors, officers, employees or members of their families, as well as persons interviewed for articles and interviews on the site, may have a long or short position in securities mentioned. Directors, officers, employees or members of their immediate families are prohibited from making purchases and/or sales of those securities in the open market or otherwise from the time of the interview or the decision to write an article, until one week after the publication of the interview or article. As of the date of this article, officers and/or employees of Streetwise Reports LLC (including members of their household) own securities of Mineworx, a company mentioned in this article.

( Companies Mentioned: MWX:TSX.V; MWXRF:OTCQB, )

from https://www.streetwisereports.com/article/2018/09/25/u-s-patent-office-acts-on-companys-portable-mining-appartus-application.html

[kayla1993-world]

Calgary Co-op relationship breakup causes unemployment and litigation

CALGARY — The emotions are likely to get damaged when a friendship breaks down despite more than 60 years of shared benefits.

The aftermath also involves the demolition of a large Calgary factory this month, hundreds of jobs and a complaint alleging millions of dollars in losses, in the continuing dust-up between grocery and fuel manufacturer Calgary Co-op and Saskatoon-based provider Federated Co-operatives.

Tom Webb, an adjunct professor at the Sobey School of Business at Saint Mary's University in Halifax who has taught and written about co-ops for decades, said the increasingly poisonous arrangement runs contrary to the core "co-operative" principle that has guided the creation of co-op organisations.

The breakup of the partnership erupted publicly last August when Calgary Co-op revealed that it had told FCL that, in the spring of 2020, it was transitioning to Vancouver-based Save-On Foods as a supermarket provider, pledging to "elevate" customer experience with more organic, healthy and convenient products and a new range of exclusive private labels.

It said FCL will proceed to purchase petrol. In November, Federated replied with an announcement that it would shutter the huge Calgary Food Distribution Center, cutting more than 200 local jobs.

Instead, the war extended into the courts. In February, Calgary Co-op filed a notice of claim against Federated concerning a proposed "Loyalty Plan" FCL which mandated participants to buy at least 90% of their goods for resale from Federated to earn "patronage" (essentially profit-sharing) payments.

Calgary Co-op — one of the highest of the 168 supermarket cooperative affiliates of FCL in Western Canada — earned $47.7 million in patronage payouts for the year ending Oct. 31, 2019, of which $38.6 million was linked to its dollars-per-liter gasoline sales.

The latest rewards programme was designed to "prejudicially strike" Calgary Co-op, it claims in its complaint, requesting the court to require Federated to coninue paying the patronage linked to petrol, along with undisclosed penalties.

In its defensive statement submitted March 23, Federated points out that given its scale, Calgary Co-op has the same privileges and responsibilities as any other participant — and notes that 163 out of 164 qualifying participants have already participated in the loyalty programme, with Calgary Co-op being the sole holdout.

Federated is seeking restitution from Calgary Co-op in its counterclaim, alleging it violated secrecy commitments when it signed a direct rival contract with the supermarket.

This claims that losing Calgary Co-op's grolcery business would result in a loss of more than $385 million from FCL's annual revenue and more than $20 million from net income, causing it to pay severance costs of $4 million for management and more than $2 million for unionised employees as it dismisses personnel, push a competing supermarket supplier to compete and decrease its productivity in service distribution.

Given the current burden on the supermarket supply chain as consumers stock up to cope with the COVID-19 pandemic, FCL spokesperson Cam Zimmer confirms the layoff notifications have been released and warehouse staff contracts are due to end as of April 13.

Meanwhile, Calgary Co-op spokeswoman Sage Pullen McIntosh says the move to swap mid-month grocery suppliers is continuing as planned, with retail products to be delivered through Save-On's Edmonton warehouse and delivery arm.

FCL posted revenue of $9.2 billion throughout fiscal 2019, net profit of $959 million and patronage distribution of $649 million.

Statistics Canada's new estimates indicate that in 2018 there were over 5,800 operating non-financial co-ops in the country raising $53 billion in income, but about two dozen of those employing more than 500. Fewer than 18 employees were working throughout the typical coop.

Approximately 44 per cent of Canada's co-ops are based in Quebec, where conventional worker cooperative help is higher than in most nations, Webb said.

CEO Scott Banda summed up his level of disappointment in his message in FCL's latest annual report when revisiting the highlights of the last fiscal year.

[amits4g2]

10 Secrets to Hiring the Right SEO Company

Even if you are armed with an abundance of knowledge in SEO, you may still need the services of a professional SEO company. Having strong knowledge of SEO is hardly sufficient in some cases. Even if you are doing your best to attempt to obtain a good ranking for your website, you might still wind up wondering why your website is simply not doing well. For starters, you must understand that your website will have to be fully optimized in all elements. Not just that, but your website has to be maintained on a regular basis. SEO is a continuous process that includes a great deal of time and effort. To make things simpler, you will be better off utilizing the services of a competent SEO company to do the work for your website.

There are numerous SEO companies today, and there are a lot of trustworthy companies as well as unreliable ones. Thus, it is crucial that you select the perfect SEO Company. Here are 10 important points that you must keep in mind when selecting SEO services:

Site Evaluation Guide

Does the SEO firm offer you a site evaluation guide? A reliable SEO firm should have the ability to provide you with an extensive analysis of your site, regarding ranking and design structure. This can be done by performing a website audit. The result of this website audit will allow the SEO firm to offer you a proposal of how much work needs to be done to bring you to a certain level of ranking. They must be able to advise and troubleshoot all aspects related to performance, content, and design that might hinder the reading or indexing of your pages.

Tools in Figuring out Keywords

What tools does the SEO Agency use to look for keywords? Do they offer competitive analysis based on your chosen keywords? Understanding what methodology the SEO Agency utilizes for keyword evaluation or research is very important. It will be a great help if you perform your own due diligence using basic tools, such as conducting keyword research and analysis through the use of keyword planner in Google AdWords.

Backlinks to Website

Where will the SEO Company return links from? Backlinks are just as, if not more, vital in SEO than onsite optimization. The SEO Company should be able to obtain high-quality backlinks from reputable websites that are highly related to your niche. Ask your SEO Company what techniques they employ for gathering backlinks.

Cost Structure

A dependable SEO Company will not just give you a quote once they figure out how much work has to be included. Charging you high costs will not necessarily ensure you receive high quality services. It also doesn't ensure that the rate being quoted is proportional and consistent with the services you anticipate the SEO Company will provide. A good SEO Agency should be able to give you a rundown of services to which the performance and price contract will be based upon.

The Timeline

Does your SEO Company provide you with a timeline? It is through hard work and correct planning that results can be attained on time. Some SEO Firms offer SEO plans that claim to put you in the very first page of search results in just a matter of 10 days. Realistically, however, no SEO Company can guarantee you the number 1 position in Google in as short as 10 days.

An SEO campaign will take 6-18 months to deliver the top outcomes you expect. Make sure you don't give in to false pledges. Conversely, avoid SEO services that provide you with a time limit. A good SEO company knows that optimization is an ongoing process and they should be able to offer you regular maintenance, customer support and proper upgrading.

SEO Technique

What SEO strategy will your SEO Company use to raise your ranking? You should look out for companies that will utilize spam advertising methods to rank you on top in no time. If the strategy includes any form of dishonest practice, such as spamming or deceiving online search engines, then you should instantly turn away.

An excellent SEO company will certainly see to it that you will not be subjected to spam or misleading services. Keep in mind that if it is based on using deceitful strategies, your site might be taken out of Google's indexing, which will certainly lead your site to being blacklisted. Knowing your SEO Company and doing your own research on how proper SEO is done is extremely vital in choosing the ideal firm.

Providing Targeted Traffic

Do they understand the distinction between plain traffic and targeted traffic? You will hire the services of an SEO Company mainly due to the fact that you need to attract traffic into your website. However, what you need is targeted traffic that gets you visitors who might be genuinely interested in purchasing your products or services. This is based on your desired keywords in order to generate leads.

You don't want irrelevant traffic that comes to your website because of irrelevant keywords. Unqualified traffic only enhances your bounce rate (surfers that arrive on your page and immediately leave) and not your sales. The right SEO Company will create relevant content for your website and distribute it to relevant channels, social media and Press Releases (PR). This will potentially lead to natural backlinks that will enhance your overall ranking in the search engine.

Transparent Deliverables

A professional SEO Company should have a clear course of action to attain the desired results in a given time frame. They should be able to show the client what's being completed for the first month and subsequent months. With this, you will be able to determine how much work is being done in relation to your costs, allowing you to determine your ROI. A clear outline of work in the proposal should be available at any time to show the extent of the campaign. This includes how much fresh and high quality relevant content they are going to publish on your website every week. How many distribution channels? What social media, article directories and websites are they going to use to distribute your content? How many PR submissions? And how many backlinks have been generated? These are the qualifying questions that need to be answered by a good SEO firm.

Reporting

A comprehensive report system should be provided to show the progress of the SEO campaign, as well as ranking status of the site. This reporting could be monthly or quarterly. The report should be clear and concise, using the right combination of graphics and texts. This will be the bench mark of how the firm is progressing towards your desired ranking status.

Performance Guarantee

Does the SEO Company offer some kind of guarantee, such as a percentage increase in traffic? Although there are a lot of factors involved in an SEO campaign, a professional SEO company will be able to give performance guarantees based on their years of experience and proven methodology.

These are the major considerations you need to look at when hiring an SEO Agency to make sure that you don't pour your money down the drain. SEO is a vital marketing strategy to make your brand highly visible online to your target market and to grow your business. It is a time-consuming effort, but it has greater ROI in the long run when compared to other marketing options.

THE NEXT STEP IS YOURS.

Newman Ramirez is a Digital Marketing Consultant at Sakal Marketing Solutions, LLC.

At Sakal Marketing Solutions, we offer the best internet marketing and mobile marketing services to make your business grow by acting and deciding diligently and intelligently. We do the hard work to prosper your business because we love what we do and we care for you.

YOUR SUCCESS IS OUR BUSINESS.

S4G2 Marketing Agency Will be Best Choice If You Looking For SEO Services in Canada cities Mentioned below:

  SEO Services     Abbotsford

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[aboutfilingforbankruptcy-blog]

Factors to Consider When Looking for a Good Bankruptcy Expert

Once in a while, you find that different people become bankrupt and they are not able to pay back what they owe to other individuals. This is very devastating moment especially given that you are not in a position to effectively pay your creditors. One thing that you need to understand is that looking for good bankruptcy expert can prove to be very beneficial especially when it comes to helping you file for bankruptcy or even get to understand various things during bankruptcy. One thing that you need to understand is that when it comes to bankruptcy, you have to be very careful because there are so many bankruptcy experts available in the world today that can be able to shed more light when it comes to different types of bankruptcy issues. The toughest challenge that most people tend to encounter today is how to go about the process of hiring the services of professional bankruptcy expert. This is something that you can always do by ensuring that you follow some very vital guidelines that we have discussed in this article underneath. Look up consumer proposal Edmonton online for your options. 

One of the things that you need to understand is that when it comes to bankruptcy, getting more knowledge especially on the things that you are expected to can be very important. This is to me that you have to ensure that you consider looking for a particular bankruptcy expert that is quite knowledgeable when it comes to bankruptcy and some of the procedural things that you need to ensure that you do. Sometimes, you have to ensure that you make yourself aware of the level of experience of that particular bankruptcy professional. This is considered to be very important because when you work with someone that is highly competent in their area of expertise, you can be sure that you be able to enjoy the numerous advantages that come with it. This should always prompt you to consider looking for a particular bankruptcy expert that has the best credentials when it comes to offering different types of counsel when it comes to bankruptcy. Sometimes, you have to ensure that you figure out whether your finances will allow you to hire the services of the best in the market. If somebody has built a good name when it comes to offering quality consultancy services or even bankruptcy resolution services, you should always consider finding out if they can charge you a reasonable amount of money because that is what determines whether you’d be able to hire them or not. For the best Bankruptcy Edmonton options, go here! 

For more details, go to https://www.youtube.com/watch?v=52rK33qYFdA.

[credit720britishcolumbia]

[andreagillmer]

U.S. Patent Office Acts on Company's 'Portable Mining Appartus' Application

Source: Streetwise Reports   09/26/2018

The technology for which the Notice of Allowance has been issued is the company's "HM X-tract mobile modular mining/extraction process."

Mineworx Technologies Ltd. (MWX:TSX.V; MWXRF:OTCQB), a provider of non-toxic precious metals extraction solutions to the E-Waste and mining industries, announced that the U.S. Patent and Trademark Office recently issued a Notice of Allowance for the Mineworx patent application for "A Portable Mining Apparatus and Methods of Use."

The technology for which the Notice of Allowance has been issued is the company's HM X-tract mobile modular mining/extraction process.

Greg Pendura, CEO of Mineworx stated, "Our HM X-tract proprietary mining technology, combined with a unique operational system, results in an environmentally responsible, non-toxic process for precious metal reclamation which requires no tailings ponds and consumes 80% less water. The system is capable of high efficiency recoveries from both alluvial and crushed hard rock deposits as well as being able to process old tailings for remaining value. The new technology allows us to deploy rapidly, process efficiently and decommission quickly in an environmentally sound manner with little capital expenditure and significantly reduced permitting process."

The company stated that the HM X-tract will target:

Deposits previously not minable due to environmental concerns.

Smaller deposits where large capital expenditures are not justified.

Deposits in areas where permitting and lack of water prohibit mining.

On site cleanup of contaminants and hazardous metals such as lead and depleted uranium on military sites and firing ranges.

Cleanup of any other metallic solids soil contamination.

Mineworx also announced that it will be applying to the TSX Venture Exchange for approval to extend the expiry date of 10,491,667 outstanding common share purchase warrants that were issued as part of a non-brokered private placement completed by the company in January 2014.

The warrants can be exercised for common shares of Mineworx at a price of 26 cents per share and were previously extended to the current expiry of November 7, 2018.

The company proposes to extend the expiry date of the warrants to 4:30 p.m., Edmonton, Alta., time on January 7, 2019.

Read what other experts are saying about:

Mineworx Technologies Ltd.

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Disclosure: 1) John McPhaul compiled this article for Streetwise Reports LLC and provides services to Streetwise reports as an employee. He or members of his household own securities of the following companies mentioned in the article: None. He or members of his household are paid by the following companies mentioned in this article: None. 2) The following companies mentioned in this article are billboard sponsors of Streetwise Reports: Mineworx. Click here for important disclosures about sponsor fees. 3) Comments and opinions expressed are those of the specific experts and not of Streetwise Reports or its officers. The information provided above is for informational purposes only and is not a recommendation to buy or sell any security. 4) The article does not constitute investment advice. Each reader is encouraged to consult with his or her individual financial professional and any action a reader takes as a result of information presented here is his or her own responsibility. By opening this page, each reader accepts and agrees to Streetwise Reports' terms of use and full legal disclaimer. This article is not a solicitation for investment. Streetwise Reports does not render general or specific investment advice and the information on Streetwise Reports should not be considered a recommendation to buy or sell any security. Streetwise Reports does not endorse or recommend the business, products, services or securities of any company mentioned on Streetwise Reports. 5) From time to time, Streetwise Reports LLC and its directors, officers, employees or members of their families, as well as persons interviewed for articles and interviews on the site, may have a long or short position in securities mentioned. Directors, officers, employees or members of their immediate families are prohibited from making purchases and/or sales of those securities in the open market or otherwise from the time of the interview or the decision to write an article, until one week after the publication of the interview or article. As of the date of this article, officers and/or employees of Streetwise Reports LLC (including members of their household) own securities of Mineworx, a company mentioned in this article.

( Companies Mentioned: MWX:TSX.V; MWXRF:OTCQB, )

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[biofunmy]

After 15 Years, Dream Mall Finally Becomes a Reality

EAST RUTHERFORD, N.J. — It has taken 15 years, three owners, two names and hundreds of millions of dollars worth of taxpayer incentives, but a giant mall built on a former swamp in the Meadowlands — and less than 10 miles away from the shopping haven of Manhattan — is finally opening on Friday.

Sort of.

The $5 billion development, formerly known as Xanadu and now called American Dream, will eventually feature roughly 3 million square feet of stores, water slides, a caviar bar and an indoor ski slope that promises man-made snow even in the height of a New Jersey summer. It is an attempt to lure crowds to a spot not easily accessible by public transportation and which most people know primarily from visits for National Football League games or concerts at MetLife Stadium.

But when the complex opens on Friday, visitors will not find anyplace to shop or much to eat. The property’s owner, the Canadian real estate firm Triple Five Group, is introducing American Dream in “chapters.” The first consists of an ice-skating rink and a Nickelodeon amusement park that claims to have one of the world’s steepest roller coasters and will offer regular “slime” shows.

Triple Five plans to unveil a DreamWorks-themed water park and the ski slope by the end of this year, and said that more than 300 stores, the essential retail part of the development, are slated to open in March. During a tour last week, few signs hung above dark, partially constructed stores and dust and orange cones littered boards protecting tiled flooring.

Still, even a partial opening of the mall — publicists said they preferred the term “style and entertainment destination” — is a milestone. The project broke ground in 2004 but construction halted with the recession. In 2011, Triple Five, which also owns the Mall of America outside Minneapolis, took over with big plans to make American Dream a globally recognized megamall. At the time, a 2013 opening date was announced. That was subsequently pushed back at least four times.

In that time, the retail landscape has shifted rapidly and major mall developments have dropped off. Some originally announced tenants of American Dream, like Toys ‘R’ Us and Barneys, are now bankrupt.

“Maybe pre-recession, there were some massive mall developments, but this is extremely unique,” said Vince Tibone, a retail analyst at Green Street Advisors.

American Dream is a huge, some say unrealistic, bet that tens of thousands of people will visit the Meadowlands each day to play, as well as shop in stores like H&M and Hermès that are readily available in Manhattan. Triple Five has said that it anticipates 40 million visitors a year — on par with Walt Disney World in Orlando, Fla. This despite the fact that Bergen County, the mall’s home, prohibits retail sales on Sundays.

Don Ghermezian, president of Triple Five and chief executive of American Dream, said that the development “absolutely” planned to compete with parks like Disney and would put northern New Jersey “on the map” as a global tourist destination.

“You don’t need to get in your plane to fly to Orlando anymore,” he said. “You can just come across the river.”

Mr. Ghermezian said he was confident that “the power of the center” would attract local and international visitors, pointing to his family’s success with the Mall of America and Canada’s West Edmonton Mall.

American Dream is planning to run a bus service that leaves Port Authority regularly and offer shuttles from a ferry. Triple Five has also purchased a helicopter company to bring visitors to three helipads on the property.

Skeptics, though, question whether East Rutherford can become a tourist mecca.

“Are tourists really going to say, ‘Let’s see a Yankee game and a Rockettes show and then take a bus from Port Authority to New Jersey to go to the mall?” said Jeff Tittel, director of the Sierra Club’s New Jersey chapter, who has been battling to prevent a development from opening on the site for all of his 22 years at the environmental group.

The financial risks to investors are significant. The development, which sits on state land, qualified for tax-free debt financing. But no local entities — not the state nor the borough of East Rutherford — arranged the financing. American Dream tapped a state agency in Wisconsin that was willing to borrow about $1.1 billion in bonds that allowed the complex to finally get built.

Some of the tax-exempt bonds are owned by funds managed by firms like Vanguard and Putnam, according to an analysis by Morningstar Direct. The bond documents include 30 pages of potential risks, including that attendance “may be depressed from desired levels” if tourists in New York are not willing to travel to the Meadowlands.

“I am skeptical,’’ said Lisa Washburn, chief credit officer for Municipal Market Analytics. “But there may be something about the combination of retail and entertainment at this level that will work.”

Mr. Ghermezian declined to discuss details around the financing.

New Jersey taxpayers have already sunk hundreds of millions of dollars on improving the roads leading to American Dream and have provided its owners with generous breaks like allowing sales tax revenue from the mall to be set aside to pay down debt.

Goldman Sachs is part of a group of lenders that have agreed to lend the project an additional $1.6 billion, but if American Dream defaults, the banks are entitled to an ownership stake in the Mall of America, which is Triple Five’s crown jewel.

Environmentalists have raised concerns about the emissions from the thousands of cars expected at the American Dream each day. Certain requirements were waived, Mr. Tittel said, that would have made the property energy efficient. The mall is expected to consume vast amounts of energy to support its entertainment attractions — including the cavernous ski hill facility that will be maintained at a temperature below freezing year round.

Flooding could be another problem. The Meadowlands, where wetlands have been filled in over the years to give rise to development, were battered with storm surge during Hurricane Sandy.

Discussions for a giant development on the site date to the mid 1990s. The proposal that finally got off the ground was a giant mall named Xanadu, an “idealized place of great magnificence and beauty,” and also the title of a 1980 film, a musical fantasy starring Olivia Newton-John.

The Mills Corporation, a real estate developer, started building the mall in 2004 and nearly completed it. There was even merchandise stocked in many of the stores, but the mall never opened because Mills ran into financial trouble. Xanadu then found a new backer, a joint venture that included a firm founded by Steve Mnuchin, now the treasury secretary, and another owned by Thomas J. Barrack Jr., a billionaire who planned President Trump’s inauguration.

The timing was less than ideal. The 2008 financial crisis hit, bank lending seized up and Xanadu was postponed. The huge structure, which former Governor Chris Christie once called the “ugliest” building in New Jersey, sat empty and visible to the hordes of New Jersey commuters who passed it every day.

Triple Five entered in 2011, promising a fresh start and a new design that would include more entertainment and more thrills.

Triple Five said that the complex would house the world’s biggest wave pool and its largest candy store. The New Jersey Hall of Fame, which honors native luminaries like Jon Bon Jovi, is also planning to lease space.

The constant delays are a sensitive issue. Caudalie, a skin-care company that signed a lease for a store at the American Dream in 2016, filed a lawsuit against the mall operator last year, saying that it was misled about the project’s opening date, its occupancy and funding.

The brand sought to end its lease citing breach of its terms and to retrieve its security deposit, which it said American Dream initially resisted. The case was settled shortly thereafter. A lawyer for Caudalie declined to comment.

Last week, workers were installing moss in an indoor garden at one end of the complex, while other contractors were bundled against blowing snow inside the ski hill.

Mr. Ghermezian said it would be a “great injustice” to the Nickelodeon park to open it as part of a broader unveil of American Dream. He dismissed questions about why the theme park was opening when its main concession stands were not yet ready.

“If you want to be a nit-picker, I can’t stop you from doing that,” he said.

Mr. Ghermezian said anyone who doubted the project’s viability should remember that his family used its other mall properties as collateral and invested “substantial amounts of our own personal money into this project.”

“We believe we are visionaries,” he said. “And sometimes to be a visionary, to step outside of the norm, you have to think big.”

Sahred From Source link Real Estate

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