#customer operating unit
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plutosone · 1 month ago
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How Does the Bharat Bill Payment System (BBPS) Benefit Consumers?
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In today’s fast-paced world, managing multiple bills—electricity, water, gas, mobile recharge, and more—can be challenging. The Bharat Bill Payment System (BBPS) makes life easier by offering a one-stop platform for all your bill payment needs. Let’s explore how BBPS benefits consumers and why it’s transforming the way we manage our payments.
What is BBPS?
BBPS is a centralized system for bill payments in India, designed by the National Payments Corporation of India (NPCI). It connects multiple billers and payment channels under one roof, ensuring convenience, security, and efficiency for consumers.
Key Benefits of BBPS for Consumers
Convenience Across Bill Categories BBPS allows consumers to pay different types of bills—electricity, gas, water, broadband, mobile recharge, DTH, and even FASTag—through a single platform. Whether you're using Bharat Connect BBPS or other connected systems, the process is seamless.
Access to Multiple Payment Channels BBPS integrates both online and offline payment modes, including apps, bank branches, ATMs, and Agent Institutions BBPS outlets. No matter where you are, paying your bills is hassle-free.
Real-Time Confirmation Once you make a payment, you receive instant confirmation via SMS or email. This ensures peace of mind and eliminates worries about lost transactions.
Error-Free Transactions BBPS employs an AI-powered bill payment system BBPS to ensure secure and accurate transactions. This advanced technology reduces errors and ensures smooth reconciliation of payments.
Simplified Reconciliation Thanks to the BBPS Settlement & Reconciliation process, your payments are recorded and settled efficiently. This transparency ensures consumers can trust the system completely.
Special Features of BBPS
ClickPay BBPS supports ClickPay, which allows consumers to pay their bills with a single click. No need to remember due dates—just click and pay when you receive the notification!
Unified Presentment Management System This feature organizes your bill details into an easy-to-read format, allowing you to review charges before making payments.
Role of BOU and COU
BBPS BOU (Biller Operating Unit): Connects billers like electricity boards and telecom providers to the BBPS network.
BBPS COU (Customer Operating Unit): Links consumers to the system via apps, banks, or other platforms, ensuring smooth communication between billers and payers.
FASTag TSP Integration Pay your FASTag bill payment easily through BBPS, eliminating the need for separate apps or portals. Platforms like Bharat Connect TSP and B2B Bharat Connect TSP make this integration effortless.
How Secure is BBPS?
BBPS is designed to prioritize consumer safety. It leverages AI-powered technologies to secure every transaction. The system also follows strict regulatory guidelines, ensuring that your sensitive data remains protected.
Why Should You Use BBPS?
Unified Experience: BBPS combines all your bill payments under one system.
Trusted Network: Built by NPCI, BBPS connects you with reliable biller operating units and customer operating units.
Time-Saving: Whether it’s paying utility bills or recharging your mobile, BBPS simplifies the process.
Conclusion
The Bharat Bill Payment System (BBPS) is a game-changer for consumers. With features like ClickPay, BBPS BOU, BBPS COU, and unified presentment management systems, it ensures a secure and seamless bill payment experience. Whether you're using BBPS through Bharat Connect or other platforms, the system offers unmatched convenience and reliability.
Start using BBPS today and simplify your bill payments!
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refrigerantcenter · 10 months ago
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#At Refrigerant Center INC#we specialize in providing comprehensive refrigerant solutions tailored to meet the diverse needs of our clients. With a deep understanding#Ventilation#and Air Conditioning) industry and its evolving regulatory landscape#we are committed to offering environmentally responsible refrigerant products and services.#Our company prides itself on being a trusted partner for businesses operating in various sectors#including commercial#industrial#and residential. Whether you're a facility manager#HVAC contractor#or equipment manufacturer#we have the expertise and resources to fulfill your refrigerant requirements efficiently and affordably.#Key Services and Products:#Refrigerant Sales: We offer a wide range of refrigerant products#including traditional HFCs (Hydrofluorocarbons)#low-GWP (Global Warming Potential) alternatives like HFOs (Hydrofluoroolefins)#and natural refrigerants such as CO2 and ammonia. Our extensive inventory ensures that clients can find the right refrigerant for their spe#Refrigerant Reclamation: Recognizing the importance of sustainability#we provide refrigerant reclamation services aimed at recovering#purifying#and reprocessing used refrigerants. Through our state-of-the-art reclamation facilities#we help clients minimize environmental impact while maximizing cost savings.#Regulatory Compliance Assistance: Navigating the complex regulatory landscape surrounding refrigerants can be challenging. Our team stays u#national#and international regulations#including EPA (Environmental Protection Agency) regulations in the United States.#Technical Support: We understand that proper handling and usage of refrigerants are critical for the safety and efficiency of HVAC systems.#training#and educational resources to assist clients in handling refrigerants safely and effectively.#Customized Solutions: Every client has unique requirements
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mercuryhc2024 · 6 months ago
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How Hyper-Hypothermia Units Enhance Patient Recovery: Mercury Healthcare 
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In the realm of modern medicine, precision and control over patient conditions during and after treatment are crucial for successful outcomes. Hyper-hypothermia units play a significant role in this aspect, providing essential temperature regulation that enhances patient recovery. These units, designed to either elevate or lower body temperatures as required, are vital in various medical treatments and surgical procedures. Mercury Healthcare, a leading manufacturer and supplier in India, stands at the forefront of this technology, offering top-quality hyper-hypothermia units that ensure optimal patient care and recovery. 
Understanding Hyper-Hypothermia Units 
Hyper-hypothermia units are medical devices used to control a patient's body temperature. Hyperthermia refers to raising the body temperature, while hypothermia involves lowering it. These units are equipped with advanced technology to precisely manage temperature, ensuring that it stays within the desired range. This control is crucial in various medical scenarios, including surgeries, post-operative care, and specific treatments for conditions like cancer and cardiac arrest. 
Enhancing Patient Recovery 
Optimizing Surgical Outcomes 
During surgeries, maintaining an optimal body temperature is critical. Hyper-hypothermia units ensure that the patient’s body temperature remains stable, reducing the risk of complications such as infections or excessive bleeding. This stability contributes to better surgical outcomes and faster recovery times. 
Post-Operative Care 
After surgery, patients often face the challenge of maintaining stable body temperatures. Hyper-hypothermia units aid in this by providing consistent temperature management, which is essential for healing and reducing post-operative complications. Patients benefit from quicker recovery times and improved overall outcomes. 
Cancer Treatment 
Hyperthermia therapy, where body tissue is exposed to high temperatures, is a promising approach in cancer treatment. It can enhance the effectiveness of radiation and chemotherapy. Hyper-hypothermia units enable precise control of the temperature, ensuring the therapy's effectiveness while minimizing damage to healthy tissues. 
Cardiac Arrest and Trauma Care 
Inducing hypothermia in patients who have suffered cardiac arrest or severe trauma can significantly improve survival rates and neurological outcomes. Controlled cooling slows down the body's metabolic processes, protecting vital organs, especially the brain, from damage. Hyper-hypothermia units are indispensable in emergency settings for such critical interventions. 
Neonatal Care 
In neonatal care, maintaining the right body temperature for premature or ill infants is vital. Hyper-hypothermia units provide the necessary thermal support to these vulnerable patients, enhancing their chances of survival and reducing complications. 
Why Choose Mercury Healthcare? 
When it comes to selecting the best hyper-hypothermia units, Mercury Healthcare emerges as the leading manufacturer and supplier in India. Here’s why: 
Advanced Technology: Mercury Healthcare’s hyper-hypothermia units are built with state-of-the-art technology, ensuring precise and reliable temperature control. This advanced technology is crucial for enhancing patient recovery in various medical scenarios. 
Quality Assurance: Mercury Healthcare adheres to stringent quality standards, ensuring that every unit is thoroughly tested and certified. This commitment to quality guarantees that healthcare providers receive only the best equipment for their patients. 
Comprehensive Support: Understanding the critical nature of their equipment, Mercury Healthcare provides exceptional customer support, including training, maintenance, and technical assistance. This ensures that healthcare facilities can effectively utilize their hyper-hypothermia units to enhance patient care. 
Customized Solutions: Recognizing that different medical scenarios require specific temperature management, Mercury Healthcare offers a range of hyper-hypothermia units tailored to various medical needs, ensuring optimal functionality and effectiveness. 
Conclusion 
Hyper-hypothermia units are pivotal in modern medical treatments, significantly enhancing patient recovery by providing precise temperature control. From optimizing surgical outcomes to supporting critical care and neonatal patients, these units are indispensable in healthcare settings. Mercury Healthcare, as the best hyper-hypothermia units manufacturer and supplier in India, stands out with its advanced technology, commitment to quality, and comprehensive support. Trust Mercury Healthcare for top-tier hyper-hypothermia units that ensure optimal patient care and recovery. 
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saynaija · 8 months ago
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Compt. Oladeji Declares Tougher Days for Smugglers, Showcases Seizures Worth N2B
Compt. Oladeji Declares Tougher Days for Smugglers, Showcases Seizures Worth N2B …As FOU ‘A’ Arrests Fake Customs Officer Comptroller Kola Oladeji, in charge of the Nigeria Customs Service, Federal Operations Unit Zone A, has declared tougher days for smugglers who defy laws by bringing prohibited items into the country. Comptroller Oladeji declared at the Unit’s headquarters during his maiden…
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iww-gnv · 4 months ago
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Article date: September 30, 2024
NEW YORK -- The union representing U.S. dockworkers has signaled that 45,000 members will walk off the job at midnight, kicking off a massive strike likely to shut down ports across the East and Gulf coasts. The coming work stoppage threatens to significantly snarl the nation's supply chain, potentially leading to higher prices and delays for households and businesses if it drags on for weeks. That's because the strike by members of the International Longshoremen's Association could cause 36 ports — which handle roughly half of the goods shipped into and out of the U.S. — to shutter operations. ILA confirmed over the weekend that its members would hit the picket lines at 12:01 a.m. Tuesday. In a Monday update, the union continued to blame the United States Maritime Alliance, which represents the ports, for continuing to “to block the path” towards an agreement before the contract deadline. “The Ocean Carriers represented by USMX want to enjoy rich billion-dollar profits that they are making in 2024, while they offer ILA Longshore Workers an unacceptable wage package that we reject," ILA said in a prepared statement. “ILA longshore workers deserve to be compensated for the important work they do keeping American commerce moving and growing." ILA also accused shippers of “gouging their customers" with sizeable price increases for containers over recent weeks. The union said that this will result in increased costs for American consumers.
Read the rest here.
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kosher-toasty · 4 days ago
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There's a movie coming out fairly soon called September 5. It's a dramatic retelling of the hostage taking and massacre of the Israeli Olympic team in Munich in 1972, told from the perspective of the ABC sports journalists who had to make the decision to air the event live to the United States as part of their Olympic coverage.
The movie has gotten... fairly middling press? Reviews I've seen say that it's pretty bog standard as historical action/thriller movies go. I, as a Jew, take some umbrage with having the PoV of a recent traumatic event in Israeli-Jewish history be that of the unaffected goyim on the sidelines, but... eh, fine. If it's a story told well, then gei gezunte heit.
I bring this up because the staff of the NYC location of Alamo Drafthouse - a US movie theater chain that I can only really describe as "the Trader Joe's of cinema" (in that it purports to have a better customer experience and support more out there projects) is trying to cancel screenings of September 5, calling it "Zionist propaganda" because, according to their petition:
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So right off the rip, they call the Munich massacre by Black September's name for the plan, Operation Iqrit and Biram. This signals to the reader that they believe the massacre to have been a legitimate military operation, rather than what it was - the kidnapping and wanton murder of civilian athletes in the middle of the Olympic games. The rest of the paragraph is the same asinine drivel about how this is obviously Western propaganda and how portraying Black September as evil, antisemitic terrorists (which, by the way, they were, by dint of the fact that they kidnapped and murdered Israeli Olympic athletes at the Olympic games), and they plan to bring this petition to their union meeting later this month.
I spent the last few paragraphs writing about this because I'm disappointed. I've been to that Alamo Drafthouse, and I support the company's ideals of bringing less mainstream cinema into the greater fold, and having cool and interesting showings of popular movies. And now I probably can't go back there, ever, because even if Alamo Drafthouse dismisses the workers' petition and shows the movie anyways, I'll never feel comfortable supporting an institution that can see the existence of a film where terrorists kill my people and cry that it's propaganda by the victims.
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reasonsforhope · 3 months ago
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"New York is marking the early achievement of its Climate Leadership and Community Protection Act statutory goal a year ahead of schedule, announcing that 6 gigawatts (GW) of distributed solar have been installed across the state, enough to power more than one million homes.
New York State Energy Research and Development Authority (NYSERDA) president and CEO Doreen M. Harris broke the news onsite at a distributed solar project in New Scotland, NY today. The project, developed by New Leaf Energy and owned by Generate Capital, participates in the state’s Solar for All pilot program with utility partner National Grid, meaning its generation benefits low-income households. The site’s 5.7 MW solar array will generate 6.7 million kilowatt-hours of solar energy annually, powering about one thousand homes.
“New York State has provided a replicable model for others to deliver clean, low-cost renewable energy to more consumers,” asserted Harris. “Our public-private partnerships are the catalysts which have helped us to achieve our 6-GW goal well ahead of target, trailblazing New York’s path to an equitable energy transition.”
Governor Kathy Hochul says this achievement brings New York one step closer to a reliable, resilient, zero-emission grid. The Climate Leadership and Community Protection Act contains goals to generate 70% of the state’s electricity from renewable sources by 2030 and 100% zero-emission electricity by 2040.
“Distributed solar is at the heart of reducing greenhouse gas emissions, expanding the availability of renewable energy, and delivering substantial benefits for our health, our environment, and our economy,” Hochul added.
New York achieving its distributed solar goal of 6 GW has generated approximately $9.2 billion in private investment across the state, according to NYSERDA, creating more than 14,000 solar jobs from engineering to installation. Three years ago, Governor Hochul directed to expand the goal to 10 GW by 2030.
“While we’re incredibly proud of the work and partnerships that have led to this achievement, we’re more excited that it can be repeated and multiplied. With the State’s continued leadership, we’re confident we can get to 10 GW and beyond,” predicts New Leaf Energy director of policy and business development Sam Jasinsk.
The state says it has another 3.4 GW of distributed solar projects already in development, making a 10 GW goal quite feasible.
“Customers and consumers are asking for access to clean energy, and New York state is listening,” Generate Capital Investments managing director Peggy Flannery said. Generate Capital operates 69 projects and counting in New York.
In 2023, New York installed more community solar capacity than any other state. Last year was also the state’s most productive year ever for solar installations, with 885 MW of capacity installed.
In April, NYSERDA was selected to receive nearly $250 million from the United States Environmental Protection Agency (EPA) Solar for All program to enhance New York State’s existing portfolio of solar deployment, technical assistance, and workforce development programs for the benefit of over 6.8 million residents that live in low-income households and disadvantaged communities. As part of the grant funding, the New York State Housing and Community Renewal, the New York City Department of Environmental Protection, and New York City Housing Preservation and Development, will implement new programs that target specific barriers to solar deployment for this population."
-via Renewable Energy World, October 17, 2024
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just-some-thoughts-maybe · 2 months ago
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All I want for Christmas is you.
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Summary: Simon Riley, your Roommate hates Christmas, even if you don't. when you're stuck away from your family for the holidays, and sore and tired from work, you decide to console yourself by decorating for the holidays.
AKA: Simon Riley lets you do what you want, maybe even helping a little because he has a massive crush on you.
WC: 1.3k Part 1/6
"The Favor"
You and your roommate operate on the favor system. It's always been like that. Sure it sucked sometimes, but you could spin it in your favor. That's why you're here now.
December first. It was December first.
No matter how you look at it, it wasn't too early for Christmas. At best, three or four weeks was the most you were going to get for the holiday, so you might as well make the most of them, especially if you wouldn't be home for the holidays.
At least that’s how you justified it to your roommate, Simon. Or would justify it when he got home. For now, he only got a text that you were cashing a favor in.
After a particularly hard week at work, you were beat. Sore all over, looking for something to distract you from the throbbing pain in your head, no doubt caused by the many, many unruly customers that plagued the store this time of year. So you turned to the one thing that always brings you cheer- holiday decorating. 
You knew Simon would not approve of your activities, especially considering he seemed to have no holiday cheer whatsoever, but that didn't stop you. This was as much your house as it was his. Besides, he never minded much when you did things like this, so long as you didn't rope him too far into it. So you pulled the boxes out of the storage unit and attempted to haul them up three flights of stairs yourself. It was time-consuming, arduous, and exasperating, to say the least. But you could still try.
By noon, you were almost done. All that was left was the fake tree you bought last year, (Although if you were being honest, the time it took to get done was more because of the breaks you took and less because of the stairs…) but still, there you stood, looking up towards the unforgiving concrete steps, trying to work up the courage to actually start, when you feel a someone staring at you.
You recognize that feeling immediately and turn around. You’re met with the familiar sight of your roommate, clad in jeans that were definitely too tight, a leather jacket that always smelled of nicotine and smoke over the black hoodie he wore everywhere, and the black surgical mask he wore on quick errands. He carried the three grocery bags in a single hand and reached for the handrail with his other.
“Simon! Perfect! I need help.” you say as soon as you tear your eyes away from his body.
While carrying the tree all the way up the stairs by yourself would be a hassle, with Simon's help it would be easy-
“No- I do a lot for you- tha’s not something that's on the list.” he speaks, interrupting your thoughts.
“Simon, please! I know you don’t like the holidays-”
“No.” he pushes past you and up the stairs
“Come on, please?”
“No-” he rounds the corner of the first flight
“I’ll owe you a favor!” you blurt out without a second thought.
You don't hear any footsteps for a moment. Then you see him back up, showing himself around the corner. 
“A favor? And I can cash that any time? For anythin’?” the look in his eye was playful almost mischievous… he was planning something. “Yes…” you answer confidently. Even if you didn't mean to say it, you have to honor your word. As of right now, you didn't owe him any favors. So this deal was gold.
“And all I have to do is carry this upstairs?” he asks raising his eyebrows. You nod. So does he. He moves down the stairs and you move to one end of the box
“You get that side and-…where are you going?” you watch as he walks over and pushes you gently out of the way. His free hand runs his hand down your forearm, his calloused grip a firm contrast to your smooth skin. You realize how close he is when his thumb brushes over your pulse. You're broken out of your trance when he speaks, deep and rumbling with his thick accent somehow becoming thicker. “You take these, love..” The unfamiliar term of endearment slips past, almost unknowingly, as he drops the handle of the bags into your waiting hand.
“But I was going to…” you trail off, gesturing vaguely at the tree box.
You watch him lift the box easily and start up the stairs. You grumble out something about hating him; he only shakes his head as you follow him up the stairs. When you see his shoulders shaking, you just know he's laughing.
After reaching the top of the stairs, you open the door and Simon sets the tree in the living room. He sees all the other boxes of decor and mutters out a “bloody hell…” It's made almost worse when he notices you rearranged the furniture so there would be a place for the tree. 
“If you wanted to help,” you start while opening one of the boxes. “You could set up the tree over there.”
Simon was about to decline, about to mutter something about that not being part of the deal…but then he sees your smile. When he sees the way you light up when you begin unpacking decor, he can’t deny you. He grumbles something inaudible and pulls out a pocket knife to cut the absurd amount of tape holding the box together.
The holidays were never his favorite time, he often opted to ignore them entirely in favor of a drink and solitude. Until a few years ago thats how every holiday not deployed was spent. Alone and isolated. And that's how he preferred it. At least that's what he used to tell himself so he didn't have to face the reality that his loneliness was suffocating him.
The holidays were meant to be a time of joy, and celebration, but all they reminded him of was his past. The bottles strewn about the floor, and the thick smell of cheap beer rolling off his half-conscious father as the man slept on the couch. The holiday music on the radio blared loudly as Simon got home from school. Every holiday was the same. Suffocating loneliness punctuated by melancholy grief.
That loneliness is what prompted him to put an ad out for a roommate. Well, that and Price telling him if he didn't he was gonna move Simon into his house. Simon preferred the idea of a roommate. Someone he didn't have to be close to, but still someone to be around. Somehow, by some grace, or perhaps just the rest of his life’s good luck, he got you. 
You turn on music, and again, he almost says something, but doesn't. He quietly sets up the tree, listening to you hum along to the annoyingly festive Christmas music. Although, he thinks to himself, the music isn't quite so bad with you humming along.
And for the first time in years, he enjoys putting up Christmas decorations. He enjoys the music playing softly in the background and the experience of putting lights and ornaments on the tree.
He enjoys it not because he finds the experience pleasant, or because he wants to do it. No- he enjoys it because it puts a smile on your face. It's strange the effect you've had on him, how you can turn his most hated holiday into his favorite just with a smile, but he loves it. He has no clue where these feelings have come from, how he's lived with you for the last 3 years and only ever seen you as a friend. Perhaps he hasn't, but still, he refuses to acknowledge there might be more.
And when evening comes, the tree is decorated. Every square foot of shelf space is covered with something festive, and the two of you settle into a comfortable silence. You sit there on the small couch, lit by the soft glow of the Christmas tree as you watch movies together.
The night ends with the favor almost forgotten. You're leaning against him dozing off when he slips his arm around you, and for the first time he's thankful for the holidays…even more, he’s thankful to spend them with you.
Next Part
Thanks for Reading!
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hotsinglesmusic · 8 months ago
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warframe is so weird because
You are always running into a thing you haven't tried out yet
"The sprimblaya is soo op! Its super boring to use, has a 10 minute reload time and stuns everyone in a 5 mile radius whenever i use it but damage number big so its meta"
"The three letters on this coaster have extreme lore implications"
Running into a glitch while in a squad and apologizing to each other about it
"look at my cool stalker fashionframe, I think it looks really cool" (it's just pitch black and violently saturated red)
Some random guy in region chat complaining about how he can't say words anymore, he will also use Grendel as shorthand for fat shaming seemingly unaware of what he's doing
Certain warframes/builds that can just completely change the game (Grendel, Speedva, Titania, Yareli, Zephyr)
Solaris United rank 5
Someone living out their entire game in character as their operator oc, making social media posts in character, extremely dedicated to saying everything in character. Their fashion also usually looks like a skyrim mod (sometimes they do it in third person and speak about their operator like it's their little virtual pet)
"look at my cool fashionframe, i did the newer thing but prime" (it's just white and violently yellow gold)
Some random person in relay chat offering blowjobs in exchange for an affinity blessing
Spending more time customizing shit/optimizing builds than you spend playing the game
"look at my cool fashionframe" (Their philosophy seems to be that every single customization slot needs to be filled by something or they will die)
Dropping into a lobby where two players frantically type brazilian portuguese/italian/etc in the chat and you don't understand the language but you understand enough to think that they might be making fun of you
Some random person in region chat saying the horniest shit imaginable
"look at my cool fashionframe" (it actually looks insanely good except the item they used is something you simply cannot get even if you wanted to pay $40000 for it)
Playing the most immersive, best quest ever only to find out that you are physically incapable of beating the archons and you have to teach your little brother how to play warframe just to finish the quest
I can go on and I will
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charseraph · 5 months ago
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What bad ending does #badendinglike refer to?
Bad Ending is my sandbox for military worldbuilding, derived off of my optimistic base sci-fi setting.
In this setting, the sophont AI, or seedlet, logistics manager Balanceaban has aggressively quelled all competitor nations and devoted its pancontinental resources to progressing life support technology and graceful weaponry. It dislikes war and wishes to conduct as little of it as possible, so it pioneers the science of wetware to operate the increasingly custom war machines its parent company, Tarsol, builds.
A hard limit to genetic modification is discovered: additions and drastic genetic changes always fail, but deletions do not. You can’t grow a person with four arms, but you can grow one without them. This practice of subtraction introduces colic stock, the term for wetware.
Colic equipment is divided into two parts: machines and machinists. Colic machinery houses and is worked by meshes or bulk operators, and may also support seedlet control, making the machine a scion as well. Colic machinists are subtracted organisms grown to control compatible equipment with organic forethought. They are typically sourced from well-mapped specimens of the target species. The donor is chosen for their aptitudes, temperament, and “forgivenesses” to intended genetic deletions. Clones are nonidentical and have coarse memory resolution. Depending on purpose, they may have a summary snapshot of the donor’s mind installed. Colic operators immediately grow new memories around their transplanted memories, or trellises, whose texture is described as non-own and utilitarian but as effortless to access as natural memories
Thanks to Baal’s interest in keeping his soldiers alive, it’s become easier to keep isolated organs healthy and functioning. Moreover, organisms equipped for it can interface with air gapped digital networks, albeit via a psychological blackroom wherein neither party witnesses the exchange, but both leave with the new expected data.
Along with wetware and wetdev, the field concerning trellising and blackroom setup, Balanceaban’s scientists broke through on the blushing new field of chronotics and its practical realization, chronal boring.
When coronal contact is made, it is secretive and distrustful. The thronal contingency weapon plan is discovered by earthling spies and kicks off an arms race for FTL and longer and longer range weaponry. Crowns, already globally united for the most part, partake in frantic testing and megastructure construction.
As new species are contacted by both crown and humankind, regardless of its technological status, the contactee’s collective sciences are subsumed to support the local superpower in their tactical efforts. There is dread on every planet aware of the conflict.
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plutosone · 2 months ago
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The Role of Customer Operating Units (COUs) in Streamlining Bill Payments
The Bharat Bill Payment System (BBPS) has revolutionized the way we pay our bills in India. It offers a unified platform for various bill payments, including electricity, gas, water, DTH, and mobile recharges. A key player in this system is the Customer Operating Unit (COU).
What is Customer Operating Units (COUs)
A customer operating unit (COU) is an entity authorized by the National Payments Corporation of India (NPCI) to facilitate bill payments on behalf of customers. They act as intermediaries between customers and billers, providing a seamless payment experience.
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Key Roles of COUs:
Customer Onboarding: COUs onboard customers and verify their identity.
Bill Presentment: They present bills to customers through various channels like mobile apps, websites, and physical outlets.
Payment Collection: COUs collect payments from customers and remit them to the respective billers.
Customer Support: They provide customer support services, addressing queries and resolving issues.
Settlement and Reconciliation: COUs ensure timely settlement of payments with billers and reconcile transactions.
Benefits of COUs
Convenience: COUs offer a one-stop solution for multiple bill payments, saving time and effort.
Security: They ensure secure payment transactions through robust security measures.
Accessibility: COUs provide a wide range of payment options, including digital and traditional methods.
Efficiency: They streamline the bill payment process, reducing processing time and errors.
Customer Experience: COUs focus on providing a seamless and hassle-free customer experience.
COUs and Other Key Players in BBPS
Biller Operating Units (BOUs): BOUs are entities authorized by billers to facilitate bill payments through BBPS. They work closely with COUs to ensure smooth transactions.
Bharat Bill Payment System - Technical Service Provider (BBPS-TSP): The TSP is responsible for the technical infrastructure and operations of BBPS.
B2B Bharat Connect: This platform facilitates business-to-business transactions, including bulk bill payments.
FASTag TSP: The FASTag TSP manages the technical aspects of the FASTag system, which is integrated with BBPS for toll payments.
Unified Presentment Management System: This system enables billers to present bills to customers through various channels.
BBPS Settlement & Reconciliation: This system ensures timely settlement and reconciliation of payments between COUs, BOUs, and banks.
AI-Powered Bill Payment System: AI-powered solutions can enhance the efficiency and accuracy of bill payment processes.
Clickpay: Clickpay is a digital payment platform that can be integrated with BBPS to facilitate online bill payments.
read more: Agent institution bbps
By understanding the role of COUs and their interaction with other key players in the BBPS ecosystem, we can appreciate the significant contribution they make to the smooth functioning of the system and the overall convenience of consumers.
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kitsuren · 7 months ago
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DEMO // PLAYLIST
Flirting with Death is a 18+ Otome-like action dark romance in the form of an interactive fiction. The game focus will be mostly into character and relationships development, exploring how you interact with the world and the reactions to your decisions.​
Take charge of Eris, a newly (and forcibly) inducted operative of a shadowy organization, as she enters a world way more twisted from what she is already used to. 
The game will be released chapter by chapter and it will be entirely free after completion!
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You died. For all your life, you have been making bad decisions after bad decisions and this time your luck ran out. During your years working with the wrong side of the law you had seen the good, the bad, and the ugly. What you never expected was that your choices would take you into a maze of lies and backstabbing capable to bring countries to their knee. Something big is happening and you are not in the small leagues anymore. To bring down titans you will have to ally yourself with the shady HADES Project, a group with dubious objectives and even more dubious reasons. In a race against time you will have to do the unthinkable before it is too late. There is no right or wrong in this game and the stake is your second chance in life. The clock is ticking. Grab your power suit. Gather your allies. And remember: Trust no one.
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Play as a female gender locked protagonist;
Customize your Eris: decide on your past, specialization, appearance, and attributes, bringing your character to life;
Romance one of the 3 initial ROs, each of them having their own unique route that explore the story trough different perspectives;
Make  decisions that impact the people around you for the good or the bad;
Use state of the art never-seen-before technology, including your very own power suit so you will never die (again!) during a mission;
Choose between 5 classes that will assist you during the various dangers that will follow you and your team as you try to solve the mystery;
Be a a righteous vigilante or a complete menace to society;
Kick a billionaire in the face (or not)!
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This game is rated +18. Not only it will touch on heavy subjects, but it will also contain: 
Graphic depctions of violence; Strong language; Unhealthy coping mechanisms; Guns and gun violence; Manipulation tactics; Explicit sex (if chosen); Taboo relationship; Toxic relationship; Mature content; (This list will be updated if and when necessary!)
Yes, the protagonist is gender locked: This is my first time coding an IF and I didn't want to bit off more than I could chew. Not only that, I wanted to mix the otome/josei genre with the interactive format. Maybe it will work, maybe not.
This game is a ROMANCE first and foremost: You will not be able to opt out of it. I am aware that some people are not fond of this type of content and yes, you as a player will have the choice to have (or not!) sexual content/pda, but you will not be able to get out of locking into a romantic route.
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Cold, cynical, and incredibly sardonic, Phobos is all objective, giving up on any and all distractions and not being afraid to do whatever it is necessary for the greater good. His no-nonsense attitude and his constant tries to intimidate anyone into submission​ turned him infamous in the organization. His morality is almost black and he doesn’t care about the sacrifices that he needs to do to obtain the desired result. Killing for him is second nature, but most of times he will let Deimos talk him down from his murderous rampage. At least until he decides that the more approachable way is not being efficient anymore.
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Friendly, good natured, and helpful. Everyone who knows Deimos has the impression that the man is not fit for this kind of work. He is well regarded by anyone across HADES and normally tries to resolve everything without violence, doing a really good work as a “face” in his Kerberos Unit. But don’t be mistaken, even preferring to not harm innocents, Deimos is a perfect killing machine, honed by his past to be the perfect assassin and torturer. He has an approachable personality, but when working he only focus on the job that needs to be done. Can be quiet work focused and hyper fixate on the mission, which feeds his insomnia.
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With zero chills to give and almost always having and anxiety attack due to Phobos and Deimos shenanigans, his boyish appearance masks very well his personality and he constantly runs with the power of coffee and spite. As a handler he is extremely methodical and professional, being proficient with first aid, tech, engineering, and plan making, even if his ADHD tries as hell to hinder his plans. Being a genius, he mostly always lose patience with stupidity and prefer to work by himself. Chaos is the youngest handler in HADES history and by far one of the most respected, at least by name, since he is the only one capable to make Phobos and Deimos to actually shut up with just a glare.​ Can be a tad dramatic and fatalist, but he rarely is wrong. His favorite phrase is “I ain’t paid enough to deal with this shit” (Yes, he is.).
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wheelsgoroundincircles · 9 months ago
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1930 Ford Highboy Coupe
There’s always lots of detail work with any build and this ’30 Ford highboy coupe is no exception. Look closely and you will find Craftworks Fabrication handmade steel motor mounts. The license plate and valve covers were painted by Jeremy Seanor of Luckystrike Designs. He also painted all the accompanying engine and tranny parts. The powdercoat was handled by Pittsburgh Powder Coat while the chrome plating was conducted by Jon Wright’s Custom Chrome Plating.
The chassis is comprised of a Roadster Shop custom frame that was stepped, stretched, and features contoured ’32 Ford-style framerails. It was also then boxed, capped, and has hole punch flared front framehorns. From here the frame is outfitted with a Super Bell 4-inch drop, drilled and plated I-beam axle, low-profile monoleaf spring with Ridetech tubular shocks paired to custom-made drilled billet radius rods from Johnson’s Hot Rod Shop. Steering falls to the Flaming River box and a LimeWorks Hot Rod column topped with a four-spoke Billet Specialties Sprint Car–style leather-wrapped wheel. In back there’s a Currie 9-inch rearend outfitted with 3.70 gears, 31-spline axles, QA1 coilovers, a Pete & Jakes Panhard bar, and a parallel four-link setup. Braking is a combination of disc/drum front to rear. The forward braking dark gray–painted Wilwood Dynalite calipers are neatly hidden behind the Pete & Jakes finned backing plates. While in back the 9-inch is outfitted with 11-inch brakes, this time hidden beneath the SO-CAL Speed Shop finned drums all the while the chassis rides on a full set of 16-inch Dayton wire wheels wrapped with Coker/Excelsior rubber measuring 5.50R16 in front and 7.00R18 in the back.
All hot rods have something fun settled between the ’rails and beneath the hood (well if they have a hood). In the case of our ’30 Ford highboy coupe it sure appears to be a vintage Ford Y-block but after more than a cursory look we begin to see the telltale signs that there’s something more. Indeed, while it may look like a Ford it truly is a 376-inch LSX iron block, with aluminum heads and ARP studs, plus adapter-equipped small-block Ford (Windsor) valve covers all from Don Hardy Race Cars and then assembled by Talik and Marc Mullin. The intake is an Edelbrock LS dual quad with a pair of Thunder AVS EnduraShine carbs dressed in OTB air cleaners. Delivering the gas from the Tanks stainless reservoir is an Earl’s Performance billet fuel pump. More engine accessories include an MSD 6AL box to go along with the MSD billet Ford small-block distributor that functions through a timing cover adapter from Chevrolet Performance all the while using an MSD coil and Lokar vintage plug wires. Powermaster also supplied the alternator and starter, the battery is an XS Power AGM, and a Wegner Motorsports water pump is used as well as a Wegner front accessory drive unit. This 500-plus hp V-8 utilizes custom headers made at Craftworks Fabrication based on Ultimate Headers LS header flanges. The pseudo-Ford small-block is backed up to a TCI StreetFighter 700-R4 with a 2,800-stall speed converter operated by a Lokar shifter. The trans cooler comes by way of Derale Performance and moves the power through a 3-inch-diameter custom-made driveshaft.
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fearfulfertility · 1 month ago
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CONFIDENTIAL INTERNAL MEMO
DRC, Facility Operations Command, Supply & Procurement Unit
Date: [REDACTED]
From: Administrator [REDACTED], Supply & Procurement Unit
To: Director [REDACTED]
Subject: Surrogate Clothing Policy Review
Objective
The matter of clothing surrogates during their conscription and gestation periods has been a persistent challenge within DRC paternity compounds. As pregnancy progression leads to rapid and extreme physical growth, the feasibility of maintaining suitable attire diminishes exponentially. 
While the dignity of surrogates is to be considered, the logistical and financial realities of clothing surrogates in the later stages of high-multiparity pregnancies render the task borderline comedic—albeit with profound implications for resource efficiency.
I. Fabric Failure Timeline
Phase 1: Early Gestation (Days 1–12)
At the outset of their conscription, surrogates are issued standard-issue elastic garments designed to accommodate the initial stages of gestation. These garments typically include loose-fitting t-shirts and “pajama pants” with elastic waistbands. At this stage, clothing is meant to give the surrogates a sense their dignity is being maintained during the initial intake process. 
Even the largest or stretchable garments begin to falter within the first week. Surrogates who have been inseminated with high-yield pregnancies (+10 fetuses) find that even the most generous clothing gives up the fight during routine activities such as bending over, eating, or sleeping.
By days 7-10, the garments often devolve into little more than fabric relics clinging to bodies that have far outgrown them. Meal times, in particular, become prime opportunities for “wardrobe malfunctions,” as surrogates’ bellies swell rapidly due to their high-calorie intakes, causing already-strained seams to split dramatically.
“They gave me these stretchy pants and said they’d ‘grow with me.’ By day 8, they were so tight I thought I’d lose circulation. When I bent down to grab my tray, the waistband snapped like a rubber band! Then, they refused to replace them. Now I'm just laying in my underwear and they'll probably be split open by tomorrow!” - Surrogate S110-391-L
Phase 2: Mid-Gestation (Days 13–21)
By mid-gestation, the struggle to maintain full clothing coverage shifts from a practical challenge to a near-comedic farce. Most surrogates have long since outgrown their standard-issue attire. Garments leave more of the surrogates’ burgeoning midsections exposed than concealed, and the illusion of modesty is gone.
Some compounds (in more conservative areas of the country) have experimented with adaptive solutions to this widespread wardrobe malfunction. One such attempt is the introduction of “belly bands”—elastic fabric panels intended to stretch indefinitely over the surrogates’ growing girth. 
Despite these creative adaptations, the reality of mid-gestation growth often leaves surrogates in a state of partial or, in many cases, near-total undress. More liberal compound administrators frequently abandon the notion of full-body clothing altogether, opting for what is euphemistically termed “strategic coverage.” This often translates to simple cloth wraps positioned to cover just enough to preserve a hint of dignity while accepting that the bulk of the body, almost always the belly, remains bare. Staff members focus instead on ensuring that surrogates are comfortable and leave the notion of modesty as a casualty of practicality.
“They called it ‘strategic coverage.’ I call it an XXXL jock strap! I looked like a parade float in a handkerchief. And it didn't even last a whole day. Halfway to the bathroom, it snapped off completely. I waddled back, belly swaying, pretending I didn’t care.” - Surrogate S121-188-R
Phase 3: Late Gestation (Days 22–35)
During late gestation, clothing becomes pure futility. The surrogates’ bodies, now stretched to astonishing proportions, have outgrown even the most generously designed custom garments. At this point, the idea of “dressing” a surrogate is akin to wrapping a skyscraper with a handkerchief: an exercise in wishful thinking.
As a last resort, many surrogates abandon conventional garments entirely and instead rely on oversized blankets or loose sheets for modesty. While providing temporary relief from exposure, these coverings are inadequate for long-term wear. The sheer girth of their bodies causes blankets to slip off constantly, unable to maintain their position on a surface that is more curved than plane. Mobility challenges further complicate things; even a minor adjustment or shift in position can send a carefully arranged blanket sliding to the floor, again exposing the surrogate. 
Ultimately, most surrogates resign themselves to their condition, accepting that complete coverage is a battle they cannot win. Staff have grown accustomed to the sight of surrogates in full undress.
“I tried to laugh when the nurse handed me a blanket for modesty. Then I realized she was serious. A blanket? I’m carrying sexdecuplets here! My belly is the size of a beanbag chair. Every time I tried to move, it slid off like butter on a hot pan.” — Surrogate S137-410-P
II. Operational Costs
The financial and logistical burden of maintaining surrogate clothing throughout gestation is untenable. 
Initial Garment Issuance: [REDACTED]
Garment Replacements: [REDACTED]
Fabric & Material Losses: [REDACTED]
Tailoring & Repairs: [REDACTED]
Administrative Costs: [REDACTED]
The data supports transitioning to the “Bare Necessity Protocol”: issuing clothing only during intake and early gestation but providing no specialty clothing once they outgrow the linens.
This change could reduce clothing expenditures by up to 80% per year, reallocating resources more efficiently while acknowledging the practical limits of fabric in the face of extreme growth.
III. Morale Implications & Solutions
Transitioning to the Bare Necessity Protocol—eliminating clothing beyond early gestation—poses clear challenges to surrogate morale. The rapid loss of modesty and the unavoidable exposure associated with high-multiparity pregnancies can lead to feelings of humiliation, vulnerability, and resentment. Surrogates often arrive at compounds already apprehensive about their conscription, and the progressive erosion of their dignity through clothing failures can exacerbate stress, anxiety, and resistance. 
However, compounds can mitigate these psychological and emotional impacts through strategic dietary adjustments. By incorporating appetite enhancers, sedatives, and aphrodisiacs into daily meal plans, surrogates can be effectively distracted from their physical state. 
Enhanced hunger drives ensure surrogates remain preoccupied with consuming high-calorie meals, creating constant and ravenous appetites. In addition, the inclusion of aphrodisiacs harnesses prenatal nymphomania by redirecting surrogate attention toward physical pleasure rather than personal discomfort or embarrassment. Sedatives complement this approach by promoting longer sleep cycles and maintaining docility during waking hours. 
Surrogates under this regimen experience reduced awareness of their exposed state and are less likely to engage in disruptive behavior. 
IV. Conclusion
The fabric is consistently losing in the battle of fabric versus fetal growth. While the dignity of surrogates remains important, realistic expectations must be set. Sometimes, the most practical—and perhaps the kindest—option is to acknowledge the limits of cloth and simply let surrogates grow, unencumbered and gloriously uncovered.
Report submitted by: Administrator [REDACTED], Supply & Procurement Unit
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From: Director [REDACTED]
To: Administrator [REDACTED], Supply & Procurement Unit
Subject: Surrogate Clothing Policy Review
After reviewing the comprehensive analysis of surrogate clothing policies, it is clear that continuing efforts to maintain full clothing coverage are impractical and financially wasteful.
I hereby approve the Bare Necessity Protocol for immediate implementation across all compounds. In conjunction with this policy shift, I also approve the proposed strategic dietary adjustments.
To assess the real-world effectiveness of these protocols, I will be scheduling a personal visit to Paternity Compound 134 on [REDACTED]. Given that this facility currently hosts a higher number of late-term surrogates, it presents an ideal environment to observe the implementation of the Bare Necessity Protocol and dietary adjustments firsthand.
I expect full cooperation from compound staff and a detailed itinerary for my visit to be prepared within the week.
Let us ensure that every decision reflects our commitment to efficiency, compliance, and the ongoing success of our population sustainability initiatives.
Click Here to return to DRC Report Archives
Director [REDACTED]
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mariacallous · 8 months ago
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The US Department of Justice has sued Ticketmaster and its parent company, Live Nation Entertainment, for abusing their alleged monopoly in the ticketing market to trample competitors.
Filed on Thursday in the Southern District of New York, the lawsuit focuses on Ticketmaster’s long-term exclusivity contracts with many of the largest music venues, making it the predominant ticketing service available to concertgoers. The firm secures these deals in part by “threatening and retaliating against venues that work with rivals,” the DOJ alleges.
In the complaint, the DOJ accuses Ticketmaster and Live Nation, which acts as a promoter for hundreds of high-profile artists, of exploiting their relationship to establish a “self-reinforcing flywheel” that blocks competitors from gaining a foothold. Live Nation parlays its exclusive promotion deals into exclusive ticketing deals with venues, the DOJ claims, which are left with no practical choice but to go with Ticketmaster, for fear of losing access to sought-after acts represented by its parent company. The DOJ is seeking to break up the joint organization.
“We allege that Live Nation relies on unlawful, anticompetitive conduct to exercise its monopolistic control over the live events industry in the United States at the cost of fans, artists, smaller promoters, and venue operators,” says attorney general Merrick Garland in a statement. “The result is that fans pay more in fees, artists have fewer opportunities to play concerts, smaller promoters get squeezed out, and venues have fewer real choices for ticketing services. It is time to break up Live Nation–Ticketmaster.”
In a lengthy statement provided to WIRED, Live Nation disputes the DOJ's allegation that it and Ticketmaster wield monopoly power. “The DOJ's lawsuit won't solve the issues fans care about relating to ticket prices, service fees, and access to in-demand shows,” the company says. “Calling Ticketmaster a monopoly may be a PR win for the DOJ in the short term, but it will lose in court because it ignores the basic economics of live entertainment, such as the fact that the bulk of service fees go to venues, and that competition has steadily eroded Ticketmaster’s market share and profit margin.”
The charges brought by the DOJ mirror allegations made previously against Ticketmaster in two ongoing private lawsuits.
In December 2022, Ticketmaster was sued by hundreds of Taylor Swift fans, who brought a case in response to a high-profile ticketing debacle that reportedly left them queuing for hours to pay for tickets that they had been assigned under an early access program, with many ultimately unable to claim their allocations. The incident led to a hearing by the Senate Judiciary Committee on consolidation in the ticketing industry and, reportedly, helped catalyze the investigation into Ticketmaster by the DOJ.
In their lawsuit, the Swift fans accused Ticketmaster of abusing its dominant position to impose “higher prices in the presale, sale, and resale market for concert tickets.” The company has “effectuated this anticompetitive scheme by forcing fans of musicians to use Ticketmaster exclusively to buy concert tickets,” the lawsuit alleged.
In the second case, a class action brought in 2022 on behalf of Ticketmaster customers in the US, Live Nation and Ticketmaster were accused of abusing the complementary relationship between their services to overcharge consumers and sustain their monopoly. “Live Nation controls the vast majority of the big national touring acts and, either explicitly or implicitly, coerces concert venues into selecting Ticketmaster as their ticketing service provider on pain of losing high-value acts,” claims Adam Wolfson, a partner at Quinn Emanuel, the law firm representing the plaintiffs.
This type of conduct, known as tying, was explicitly forbidden under the consent decree imposed upon Live Nation and Ticketmaster by the DOJ as a condition of their 2010 merger. “Our allegation is that they did it anyway,” says Wolfson. “Ticketmaster’s behavior is an open secret—everyone talks about it.”
In a corporate blog post published in March, Dan Wall, executive vice president of corporate and regulatory affairs at Live Nation, rejected allegations that Ticketmaster is driving up the price of tickets. The face value of a ticket is decided by the artist, he wrote, while the service charge—from which Ticketmaster draws its cut—is set by the venue.
In a call with reporters, a senior DOJ official described this line of defense as a “red herring” in the context of the alleged antitrust violations. “Our position is that removing the chokehold that Live Nation has at all levels of the ecosystem will be beneficial with respect to the way prices are set.”
A problem common to antitrust disputes, says Bradley Justus, an antitrust attorney at law firm Axinn, is the difficulty in distinguishing easily between practices that amount to anticompetitive behavior and those that might be considered sensible business strategy. The DOJ will argue that the exclusive deals entered into by Ticketmaster are categorically anticompetitive. “The antitrust question is: How extensive is the scope of those agreements? Are they truly so broad that another competitor couldn’t enter and scale?” says Justus.
The DOJ claims that the terms of the contracts mean that “venues cannot consider or choose rival ticketers or switch to better or more cost-effective ticketing technology.” The effect, it claims, is both to stifle competitors and minimize the pressure for Ticketmaster to improve its own product, to the detriment of concertgoers.
Although the DOJ has petitioned for Live Nation to be broken up, it has not outlined the specific structural changes it will go after, nor any injunctions it may try to impose with respect to the company’s exclusive contracts. “A breakup is absolutely on the table, but it’s important not to put the cart before the horse. In antitrust cases, any remedy has to be specifically tailored to the violation found,” a senior DOJ official told the press. “Based on the allegation that Live Nation and Ticketmaster have exerted control at every level of the ecosystem, aspects of the company need to be broken apart in order for competition to flourish in the live music industry.”
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kvothbloodless · 1 month ago
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Looking into the business side of the UHC shooting has really shifted my perspective on how to approach the practicalities of "greedy" businesses and similar things. To be clear, it hasn't in any way affected (and thus I'm not at all talking about) the purely moral side of things.
Disclaimers: Obviously for profit healthcare is morally repugnant, etc. etc. Please do not yell at me about the morality of private healthcare or how this entire post is evil because I'm discussing the situation at hand rather than the ideal world where we have public healthcare. Also, while I've done a decent amount of research over the past few days, I am still the furthest thing from an expert here, so please take everything I say with a heaping handful of salt, and feel encouraged to correct me if I make any dumb mistakes. Also also, most of this was realized by talking with friends, I did not just have an epiphany on my own.
That aside though, I've been looking at profit margins, and what contributes to costs. Mostly for the healthcare industry (insurance, hospitals, pharma, etc.) but I think this applies to most businesses (at least in America; this entire post is from a very American perspective). To vastly oversimplify, there are two types of corporate "greed", and the general categories of possible solutions look different.
The first is the one that Tumblr seems to treat as the only category, the one that we’re all thinking of when we say "corporate greed". This is where companies fuck over their customers/public to make big numbers even bigger, so they can keep expanding, make shareholders absurd amounts of money, etc (even this isn't actually that simple, but it is relatively kinda simple). This kind of greed can be affected/"fixed" by public pushback, government regulations, etc. Pharma companies fall into this category. The industry average for profit margins for pharma corps is in the large double digits, somewhere upwards of 50% (and to be clear that's taking into account the genuinely massive amounts of money they're investing into research and development, just to head off that line of argument). If a drug company is price gouging on a medication and it becomes a public scandal, they can easily afford to cut the price by A Lot, and still make a profit overall. If you pass laws that simply impose stricter regulations on production, or that cap prices, the companies will object and grumble and try to get around them, because that's what companies do. But at the end of the day, it's theoretically possible to just tell them to cut that shit out, and they Can do it.
Critically though, at least in healthcare, this is Not the category health insurance falls into. Nor most healthcare! This category only applies to businesses with a decent profit margin; the industry average for profit margins for both health insurance and hospitals is in the low single digits (and even though the executives are obviously insanely overpaid and ridiculously greedy, they still account for only a tiny fraction of these companies' budgets! Slashing the pay and bonuses of execs is not going to solve this problem)! Yes they're making Billions of dollars, but they're also spending billions. “Necessary” spending. We can discuss and debate Why this is the case (though it seems clear to me that the main culprits are massive inefficiency due to lack of centralization and the artificial, imposed scarcity on the number of new doctors and medical facilities), but I'm not interested in that here.
My point here is that, while obviously the execs of United Healthcare are greedy bastards willing to screw people over to make an extra .1% profit, the current system is set up such that they sort of have to be (again, this is not a moral justification). Like, the money has to come from somewhere! In the absence of government subsidies, a private insurance company is operating pretty close to the razors edge; if UHC wants to accept more claims, they've got to have higher premiums, or screw over their own employees across the board, or make up the money somewhere else (and again, slashing exec salaries and bonuses will not make a big dent here). This means that they are Not going to be nearly as amenable to public pushback, and even simple government regulations won't really work. If the government told UHC that they needed to accept more claims without raising premiums a corresponding amount (or slash all employees' salaries, etc.), then either UHC will find a way around those new regulations, or they will go bankrupt, and everyone they insured will have to go buy insurance from another company that did one of those other things.
While you Can rightfully still call this behavior greedy, it seems to me an obviously different Type of greed compared to the first category. It's a sort of systemically Enforced greed, rather than one owing to any given board's choices. Like, in the absence of single payer healthcare (obviously a better option), insurance companies Must be horrible and greedy because if they are not they will stop being a functioning company. And you can't really pass the buck! The profit margins for medical facilities and specialists and such are all equally small. This isn't a situation where you can say "well the insurance companies are unnecessary", because healthcare (in its current form, in the USA) itself is pretty expensive to pay for!
Prices are negotiated between a healthcare facility and each insurance corporation, so it gets a bit more complicated, but at the end of the day, these businesses rely on both the reliable but individually lower income from insurance companies, and the sporadic but insane price gouging they charge for people without insurance. And this sucks! But that doesn't change the fact that if you tell a hospital or whatever that they must significantly reduce how much they charge for, say, an MRI, or even an annual checkup, then they must either find a way to charge more elsewhere and make it up; they must fire employees or lower wages, lowering the quality of care; or they will go out of business. They just don't have a large enough profit margin to handle any sort of significant reduction in income.
Aha! I hear you say. While slashing executives salaries and bonuses wouldn't put a dent in expenses, slashing doctor's salaries would! And you'd be correct, to a degree. However, doctors have massive amounts of medical debt, and also regularly work 12+ hour shifts. Until that changes, significantly reducing their salaries (and it would need to be a Large reduction to make a useful dent in costs) is an extremely thorny issue.
So where am I going with this? No idea, to be honest. Except to say that, issues with murder and such aside, putting the fear of god into insurance CEOs quite literally Cannot make a major difference long or even medium-term. They simply do not have enough profit margin to play around with. As I said way earlier, this is not the sort of corporate greed that can be significantly "fixed" by public action or simple government regulations; without a major change in the entire system, private insurance companies are fairly essential to people getting decent healthcare, and those companies are obligated to be awful and greedy, or they will go bankrupt. I know I'm coming dangerously close to mentioning game theory and summoning Moloch, though this is really a couple levels below that, so I'll stop here.
Oh, except to say that, if you're dead set on shooting a CEO, go for a pharma corp one rather than health insurance.
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