#credit histories

[kentuckybats]

MINIMUM CREDIT SCORES REQUIRED FOR KENTUCKY FHA, VA, USDA MORTGAGE LOANS

MINIMUM CREDIT SCORES REQUIRED FOR KENTUCKY FHA, VA, USDA MORTGAGE LOANS Kentucky FHA Loans: Kentucky FHA loans are known for their lenient credit score requirements, making them accessible to borrowers with lower credit scores. However, a minimum score of 500 to 580 is typically required, depending on the down payment. Kentucky VA Loans: VA loans offer flexible credit score requirements, while…

[trans-axolotl]

ID: [A poster created by Sean Saifa Wall and Micah Bazant of a Black parent holding their child. They are dressed in white and almost seem to be glowing, in front of a backdrop of multicolored waves that look like DNA strands. Colorful text reads "Protect Intersex Youth."]

"A Framework for Intersex Justice

Intersex justice is medical justice. Intersex surgeries hurt everyone.

These medical violations bring immediate harm to the child who is subjected to them.

Parents who consent to medically unnecessary surgeries participate in a culture of shame, silence and stigma, perpetuated by doctors, that allows these surgeries to continue. Parents are often left to fend for themselves as they navigate shame and guilt. The issue of parents consenting to these surgeries is especially complex when societies believe that children don’t have individual rights and that parents are always acting in their best interest.

Medical practitioners such as pediatricians, obstetricians, urologists, social workers, and endocrinologists all play a role in upholding an institution that continues to harm children with intersex variations. The practitioners, in turn, are protected by hospitals and state laws that grant them immunity.

This is why intersex justice is important.

Although the framework is evolving, the following is a definition of intersex justice co-created with Dr. Mel Michelle Lewis (they>she), an Associate Professor of Gender/Sexuality in Studio and Humanistic Studies at Maryland Institute College of Art: Intersex justice is a decolonizing framework that affirms the labor of intersex people of color fighting for change across social justice movements. By definition, intersex justice affirms bodily integrity and bodily autonomy as the practice of liberation. Intersex justice is intrinsically tied to justice movements that center race, ability, gender identity & expression, migrant status, and access to sexual & reproductive healthcare. Intersex justice articulates a commitment to these movements as central to its intersectional analysis and praxis. Intersex justice acknowledges the trauma caused by medically unnecessary and nonconsensual cosmetic genital surgeries and addresses the culture of shame, silence and stigma surrounding intersex variations that perpetuate further harm.

The marginalization of intersex people is rooted in colonization and white supremacy. Colonization created a taxonomy of human bodies that privileged typical white male and female bodies, prescribing a gender binary that would ultimately harm atypical black and indigenous bodies. As part of a liberation movement, intersex activists challenge not only the medical establishment, which is often the initial site of harm, but also governments, institutions, legal structures, and sociocultural norms that exclude intersex people. Intersex people should be allowed complete and uninhibited access to obtaining identity documents, exercising their birth and adoption rights, receiving unbiased healthcare, and securing education and employment opportunities that are free from harm and harassment. This framework serves a radical vision where intersex children are protected and survivors of genital cutting are cared for and respected. We owe that to intersex people and we owe that to ourselves.

The implementation of an intersex justice framework should include the following components: 1. Informed consent 2. Reparations 3. Legal protections 4. Accountability 5. Language 6. Children's rights 7. Patient-centered healthcare."

-Intersex Justice Project, founded by Sean Saifa Wall, Lynnell Stephani Long, and Pidgeon Pagonis.

[yeoldenews]

"There is lots of fun for a boy in an ax."

(source: The Tampa Weekly Tribune, December 26, 1901.)

[la-cocotte-de-paris]

Sylvia Plath in Paris, 1956

[youngpettyqueen]

grabbing people and going look at me. listen to me. its not "omg the Doctor is finally gay now!!" the Doctor has been queer this entire goddamn time. 9 kissed Jack on the lips in 2005. 10, 11, and 12 openly discussed being attracted to men. 11 ALSO kissed men on the lips. 13 was in love with Yasmin Khan, and openly expressed attraction to women. 14 openly expressed being attracted to a man. these are just off the top of my head I may be missing things

the point is that 15 is not the first Doctor to be openly queer and he is not the first Doctor to become romantically involved with someone of the same sex. stop believing the headlines from Disney that this is the first time the Doctor has been queer onscreen. we are NOT letting them take credit they dont deserve

[marzipanandminutiae]

There were so many dramatic changes in women's clothing in the 1920s that coincided with peaks in ongoing fights for our rights that the two end up conflated. Such that nobody wants to discuss any flaws in it- as exist in any clothing system -because it's Liberation FashionTM (spoiler: it's not; it's just another era of style )

One thing that comes to mind is: what about women who just didn't like the fashion? Obviously they would still have to wear at some degree, because that was an element of respectability back then. But I think when the question comes up, everyone immediately jumps to the idea of women who were more conservative and afraid of any sort of change. I am wanting to know more about the women who just… Thought it was ugly. Or uncomfortable, or impractical, for whatever reason. You don't really hear about them as much, but they surely must've existed

I guess nobody wants to acknowledge them because they're so busy waxing rhapsodical about a clothing style they have no more worn than the garments that came before it, and the comfort of which they have as little clue about as a Gibson girl's ballgown

("but it's not that different from modern clothes!" most people haven't tried it with the corsets/girdles and binders though. which a lot of women wore- I wouldn't necessarily say "most" for the binders but girdles- again, often still called corsets -remained VERY popular. despite being just shapewear at this point with no support functions)

[dreamofbecoming]

listen i know we all love steve “completely ignorant of queer culture to the point that bisexuality is a surprise” harrington being roasted and educated in turns by robin and eddie, yadda yadda, good stuff. i read “they made a horror version of rocky?” in a fic recently and cackled. also a big fan of “he knew he was bi from the start and just never talked about it” as a trope, love it excellent well done

but what about steve who realizes after starcourt that the most important person in his life now has this thing that’s a major part of her life that he knows nothing about, and what if he fucks it up? what if he says something ignorant or rude by accident, and hurts her? what if he loses her because he didn’t know the right thing to say? what if he can’t keep her safe because he doesn’t know what to look out for? absolutely fucking not, this steve says

and listen she’d never say anything, because she can tell that he can tell how much she likes teasing him and teaching him things, so he plays dumb, and she thinks it’s very sweet. but she notices when the zines she keeps under her bed that she buys at that one secret bookshop in indy when she can sneak away on family trips start going missing, always one at a time, and replaced in a few days with another disappearing. and she finds the new ones he must have gone to buy the weekend she was at her aunt’s house hidden in the back of his closet when she goes to steal one of his sweaters. and she notices when he slips more of her queerer movie recommendations into his personal take home pile rather than the movie night stack when he thinks she’s not looking.

she doesn’t notice when he drives to indianapolis after she tries to explain to him why she can’t just ask out a cute girl, tries to impress on him the fear attached to every moment of attraction that he simply has never had to feel, but later she finds a crumpled receipt from a diner in one of his jacket pockets when she’s looking for his keys, and the address is across the street from the bar the gorgeous woman at the bookstore told her about, the one she memorized the address of but hasn’t worked up the guts to think about visiting, and she knows he must have gone looking for a place like that, must have been trying to understand, must have been scoping it out to make sure it was somewhere she could feel safe, after she told him she never had.

so when eddie nearly pops a blood vessel when they clock each other and she mentions that steve is the only person she’s ever come out to before, her hackles come up. because she gets it, she does, he’s only known king steve until recently, so it makes sense that he would be afraid, be concerned for her safety.

but steve is her person, and no one- no one- has ever made her feel as protected or as cared for as he does. no one has ever tried as hard to understand her, no one has ever put so much work into making her feel safe and seen and loved. and she thinks maybe even if no one else ever does, that’s ok. because she has steve, and more importantly steve has her, and that means no one gets to question his ally credentials in her presence without a dressing down to remember, no matter how well they mean or how recently they helped save the world.

(and maybe she’s not as surprised as she could be when he figures out bisexuality all on his own, because she’s been reading all the same pamphlets he has, after all. and she’s seen the way he looks at eddie, i mean come on. maybe no one else has noticed, but then, nobody knows steve harrington like she does.)

[thekingofspin]

Where have I seen this before???

oh yeah:

[aaliyahhsources]

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Credit and Credit Cards

Understanding credit

Dafuq Is Credit and How Do You Bend It to Your Will? 

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Ask the Bitches: What’s the Difference Between Credit Checks and Credit Monitoring? 

When (And How) To Try Refinancing or Consolidating Student Loans

Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Using credit

How to Instantly Increase Your Credit Score…For Free 

How to Build Good Credit Without Going Into Debt 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?” 

Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?”

Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”

Credit cards

A Hand-holding Guide To Getting Your First Credit Card 

63% of Millennials Are Making a Big Mistake With Credit Cards

Let’s End This Damaging Misconception About Credit Cards

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Here’s What to Do With Those Credit Card Pre-approval Offers You Get in the Mail

We’ll periodically update this masterpost as we continue to write tutorials and answer questions on credit. So if there’s anything you’re confused about, keep the questions coming!

And if we’ve helped you increase your credit score or pay off your credit card debt, consider tossing a coin to your Bitches through our PayPal. It ensures we can pay our lovely assistant and keep bringing you free articles and episodes like those above.

Toss a coin to your Bitches on PayPal

[sagradofemenin0]

“Some loser brought a ladder and ripped the pride flag off my local church”, 2023

[kentuckybats]

Kentucky home loan credit scores and the minimum requirements for FHA, VA, USDA, and KHC mortgage loans in Kentucky.

Understanding Credit Scores for Kentucky Mortgage Loan Approval: Insights by Joel Lobb, Mortgage Broker Are you considering applying for a mortgage loan in Kentucky but unsure about the credit score requirements? Joel Lobb, a trusted mortgage broker, provides valuable insights into credit scores and the minimum requirements for FHA, VA, USDA, and KHC mortgage loans in Kentucky. Let’s delve into…

[balis77]

It's kinda fascinating comparing actual G1 Cartoon Shockwave to like, every other version of Shockwave. Because every other version is like:

And then in the actual G1 cartoon he's just sitting there like:

"Hello, Lord Megatron... Yes, someone used the space bridge again... Yes, even though you told me to make sure no one uses it without your permission... Yes, it was Starscream again... Yes I know you told me to never let him use it, even if he said you were dead and he's in command now, because he's already used that lie four times, but sir he was very convincing... Yes, I know the Autobots also snuck in again last week... *sigh* It won't happen again Lord Megatron, I sw- oh Primus dammit I just saw another four Autobots run past me, gotta go."

[yeoldenews]

I'm really loving your #tbt posts lately (which I assume might come from your queue). Thanks for keeping the historical interest flowing. One question: I'd love to know who the family is in the Minnesota photos. I assume you wrote about them in the past, if you have a personal source for the pictures. (My grandfather and his family were from Minnesota, and I recently viewed some photos of them.)

I wish I knew! Unfortunately this is one of several "white whale" albums I've purchased over the years with absolutely no written identification in them, and one of only two I haven't had any luck tracking down any individual people in the photos.

My current best guess is that the album is of a young adults group from the English Lutheran Church of the Redeemer in St. Paul, and was taken in the summer/fall of 1897 or 1898. There is one photo of a group in front of a church with a partial sign visible behind them which I was able to match to that church. I did some additional research and found that the church group did regular summer outings to many tourist spots and lakes in the St. Paul area.

I was able to additionally pinpoint the location to the St. Paul area due to the waterslide in the background of this image and a visible sign for the Nevers Dam (on the MN/WI border) in another.

I compiled a list of a dozen or so people who attended the church at the time (from newspaper mentions of various events at the church) but so far haven't had any luck matching any of those people to the individuals in the album.

It's a great album, about 40 or so pictures in total and I believe it was likely developed at home by an amateur photographer. None of the photos are mounted, being printed on very thin paper, and several have hand applied mats added to the exposures to change the shape - as seen above.

Snapshots from the 1890s are my absolute favorite photographs as personal photography was still in its infancy, and people were still figuring out what exactly to do with the cameras the now had access to. Many of the images are still posed like studio portraits, but you can see the very beginnings of people starting to get creative with what they chose to capture.

[vim-flam]

the new yorker (2002)

[amygdalae]

I think every person on th planet should get to take introductory college courses on physical anthropology and cultural anthropology and archeology. For free. I think the added baseline understanding of humanity we'd have wld he sooo cool