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Chargebacks: Unraveling Their Impact on Your Business

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Understanding the Small Business Credit Card Application Process 

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Visa, Mastercard plan to hike credit-card fees

Aug 30 (Reuters) – Global payments processors Visa (V.N) and Mastercard (MA.N) are planning to increase fees that many merchants pay when they accept customers’ credit cards, the Wall Street Journal reported on Wednesday. The fee increases are scheduled to start in October and April, according to the report, which cited people familiar with the matter and documents viewed by the WSJ. Many of the…

[glow-in-the-dark-death]

My Sweet Intruder (Sleepwalking Love)

I wanted crack but also fluff, this was the creation. Enjoy!

~

Tim had recently bought a new place to live near a college since he decided to continue his education, the apartment was on the nicer side of things and even though he had gotten it for his civilian life it still had some security on par with his night life safe homes.

All of this to say that it would be hard for someone to break in and even more so to not be noticed.

Which is pretty what he thinks is going on.

Someone is breaking into his house when he's not there which frankly is not that often to begin with since he's so busy with all kinds of things.

But the intruder doesn't seem to be causing harm?

There's nothing damaged or stolen just some food sometimes.

Honestly the complete opposite of what you would expect from an intruder, his apartment was cleaned things were moved around the kitchen was stocked with fresh food and ready meals.

Honestly it took him this long to know something was wrong because he had originally thought it was one of his brothers coming by and helping out or something.

But no after some investigating it wasn't anyone in the family it wasn't even his friends or someone else he knew someone who would make sense as to why this was happening.

Also there appeared to be living there considering all the things appearing around his apartment making a home for themselves that were very much not his.

But the Intruder since he had no name for them was ..considerate?

Almost sweet in a creepy way if you think about it.

His apartment was cleaned he had meals ready for him to eat and a bunch of other small things that combined were making his life easier.

He would like to know who this intruder was but his surveillance and all other tech always died out when it seemed they were there, so no video proof and they always were gone before he could catch a glimpse of even their shadow.

~

Danny was having such a good time, he was honestly a bit worried about moving to Gotham for college especially since apparently his application to live in the dorms had somehow not been processed or something and they only bothered to tell him while he was already there.

Thankfully luck was on his side because only a few hours after that incident while inside a coffee shop stressing about what to do and venting to his sister on the phone a man sitting next to him who looked like he needed a mini coma of sleep and looked kinda high overheard him and offered to be roommates with him since he was also going to the same college.

So yes things were going wonderfully, he had a place to live where he didn't even have to pay rent, and Tim was such a good roommate, he barely saw him but when he did he usually was more asleep then awake.

~

Tim after a while: "Why are there so many spaced themed objects in my apartment?"

~

Tim inviting Danny to live with him

Danny 'What's Stranger Danger?' Fenton: "Bet"

~

Tim: "How do they keep getting past all my security measures?!*pulling his hair out*

Danny using the key sleepwalking Tim gave him: "Home sweet home!"

~

Tim trying his best to catch Danny in person:

Tim sleeptalking:"One day I'll catch him"

Danny who is used to Tim sleep talking and sleep walking helping him get back to bed for the umpteenth time: "You sure will boo!"

~

Danny being grateful that Tim is letting him live there without having to pay rent and gave him a credit card to pay for things: "He's so sweet guys!"

Sam & Tucker: " Dude..is he your sugar daddy?! "

Danny: *shocked Pikachu face* "But there's no sugar involved?"

~

Danny thinking that maybe they are in a relationship just taking it very slowly because Tim's shy

~

Also Danny's love language being acts of service

Tim's love language is coincidentally also acts of service

~

Tim slowly falls in love with Danny still not knowing who he is: "I think I have issues"

Danny still thinking they're in a relationship and that Tim is just super shy: "Maybe we could hold hands soon!" *sappy smile*

~

Tim:

Danny:

~

What a story it will be when someone asks them how they got together! (◠‿・)—☆

Just an Idea

[qwimblenorrisstan]

Lesson Learnt | John Price x Reader

Summary: Your good-for-nothing boyfriend won’t help you change out your flat tire in the cold, soaking rain, but luckily someone else comes along to assist, and teaches your boyfriend a lesson while he’s at it.

Word Count: ~ 1.6k

Warnings: annoying boyfriend, toxic relationship, platonic!gaz being a cutiepie, price being the greenest flag known to mankind, fem!reader, I’ve never changed a tire before in my life and it’s glaringly obvious…

A/N: been in a major writing slump lately+school kicking my butt+I think I’m getting sick, but full credit to @ceilidho for this idea, hope you enjoy<3

Requests are open!

Masterlist | Next

Your day hadn’t been the shittiest so far, but it certainly hadn’t been great.

You’d been off that day, but your boyfriend had called, needing you to pick him up early from his job for whatever reason. He only worked at some little restaurant in town with a decent salary, enough to get food and rent paid for combined with your money anyway. Something about his shifts being moved or the schedule being off, but whatever it had been had been enough for you to hop into his truck, drive over to him, and pick him up.

“Did you cook for dinner tonight?”

He asked from the passenger seat, the seatbelt not even on, despite it already being dark because of the early winter months, and the rain coming down against the windshield. Your lights were on, but still.

“No, wasn’t thinkin’ about it.”

You replied with a small mumble, and he sighed. You were the one who cooked and kept the housework up, and he earned most of the money. It would be balanced, except for the fact that you earned almost the same amount of money as him, and also worked full-time. It barely left any time for meals, most just being pre-prepped on weekends, or thrown together.

“Guess we can just get takeout then.”

He said, tone holding a bit of disappointment. You sighed inwardly, turning your turn signal on as you went down the road to one of the nearest places there. It was a run-down chicken joint that you were pretty sure was a front for some sort of illegal activities, but they had delicious chicken at cheap prices, so you weren’t complaining.

Your mind began to wander when you thought about the restaurant, and what you’d order. You hoped your boyfriend had brought his card because you’d left your wallet at home, ID and license long forgotten. Well, I guess you were just hoping to not get pulled over tonight, or come in contact with any cops.

As if whatever gods there were had heard your thought process, a small ‘thump’ caught your attention, and then a light squeaking sound as the air pressure in your front right tire began rapidly decreasing. With a sigh, you pulled over onto the side of the not-too-busy road. Your boyfriend gave an exasperated exhale.

“We’re gonna have to change the tire.”

You said, and he gave you a withering glance, jerking his chin towards the back of the truck.

“Spare’s in the back. Got a few tools back there to get ‘er done.”

A small pause for a moment as your hand reached for the handle of the door, and he didn’t move at all. You just stared in pure shock.

“You aren’t going to help?”

He gave you a look as if to say you were being ridiculous and illogical right now. You hated that look.

“I just got off work. I’m tired and hungry, and your poor driving skills aren’t my problem.”

He said with a shrug like it was obvious. Your mind still reeling, you searched for the little umbrella you kept near the console, only to find it missing. Great, just great, you thought.

With no other option, you stepped outside, immediately being pelted by the cold raindrops, and skin being lashed at by the harsh wind. You walked around to the trunk, opening the back, and finding the spare tire there, and a toolbox as well. Your shivering hands sorted through the cold metal tools, eventually finding a lug wrench, and a screwdriver, and behind the toolbox you found a jack.

You advanced towards the flat tire, rolling the spare behind you, and you knelt, skirt already soaking wet, your white shirt soaked through and not leaving much to the imagination as it was practically see-through and sticking to your form. The lug nuts didn’t come off easily, but somehow, your fingers got them.

Right when you began using the screwdriver to try and get the hubcap off, something else caught your attention.

Another car, beat up, but well-loved on and taken care of pulled up behind you on the side of the road. It stopped, and two men stepped out. One was taller, with a beard, a thick cigar in his mouth, and a hat on. He might’ve been one of the owners of that chicken restaurant. Whatever it was, he looked familiar. The other man had pretty brown skin, was less tall but still had some muscle in him like the other man, and wore his hat.

The taller one strode up to you just as you managed to pry the hubcap off. His brows furrowed as he looked at your boyfriend sitting in the car, and you, drenched in rain, changing the flat tire of the truck he assumed probably wasn’t even yours.

“Gaz, come help ‘er out wit’ this.”

He said, his voice brusque but also warm at the same time. Realizing he hadn’t introduced himself yet, he gave a nod of his head to you.

“John Price, that there is Kyle, but we call ‘im Gaz.”

You blinked, and Kyle walked over, crouching down next to you and offering a polite smile. One that didn’t quite meet his eyes, but it wasn’t rude. Price must’ve noticed your shivering form or the sheer white shirt that was clear because of the rain because he took his brown jacket off and put it around your shoulders. The insides were fuzzy and warm, and it was oversized, but enough to keep the heat insulated and the wet cold out. A bit surprised, you simply said your name.

“Oh..thanks. Y/N.”

You offered, for some reason trusting these strangers enough to give them your real name. Something about them felt right. Price nodded, then raised a brow at your boyfriend in the car, who still hadn’t noticed them, too preoccupied with his phone.

“What’s a pretty birdie like you doin’ changin’ wheels out here?”

John asked, and you weren’t sure what overcame you, but you cast a glance up at the boy in the car.

“He wasn’t going to help.”

Gaz and Price both looked slightly taken aback by that, exchanging glances, as Price opened up the door where your boyfriend was (avoiding hitting you or his sergeant's heads with it, of course) and pulled him out by the collar.

“Hey—what-“

Price shut him up real quick, then moved to hold him by the scruff of his neck.

“Now you listen here, why’ve you got your girl ou’ here doing all this work in the soakin’ rain, when you should be the one doing this, yeah?”

He asked, and your boyfriend turned a light shade of pink that wasn’t fully visible in the dark of the night.

“Well, I..”

“I’ll show you how a real man provides for his partner. Garrick, move over.”

He shoved your boyfriend back into the grass, and Gaz scooted more to the right, letting Price take the left side. Price carefully grabbed you by the hips and moved you back, out of the way, but to where you could still watch and hear him talk.

“Can’t believe it, ‘at’s ridiculous.”

He muttered, and Kyle shook his head.

“Can’t help but agree, sir.”

They used the jack to jack the car up, strong arms easily placing the spare tire in place, Gaz holding it up while Price screwed the lugnuts back on. While putting the hubcap back on, John began talking to you.

“You oughta find you a man, someone that would provide for you, that lil’ boy you got isn’t it. We’d never treat a woman like that, now would we, Gaz?”

“Never, sir.”

“Look at ‘im, two complete strangers are here, changing out his tire, and he ain’t offered a lick o’ help.”

He said, shaking his head, not even glancing back at your boyfriend who still was sitting in the grass behind you all. The hubcap was put back into place, and they both stood, lowering the jack before removing it. Price offered you a hand up, and you took it, surprisingly enjoying how his burly callouses felt against your soft skin. Kyle put the tools and jack back in the trunk, before again being at Price’s side.

His eyes met Kyle’s, and Kyle took out a small notepad and pen, scribbling something down, before passing it to John who did the same. They tore the paper off, handing it to you. It was their numbers, Gas’s having a little smiley face next to it, and Price’s having a simple ‘Call me’.

“If you’re ever in trouble, give us a ring.”

Price said, and Gaz nodded as if to confirm this. You took the piece of paper and folded it in half, putting it in your pocket to protect it from the rain. Price gave you a little pat on the back, and Gaz brushed his hand ever so slightly against yours, before they both walked back to their car, getting in, and driving off with nothing more than a wave.

With a judgemental look down at your boyfriend, you got into the car, throwing his things that were still inside out at him where he was still sitting in the grass.

“We’re done.”

And with that, you drove off before his angry cussing started.

It was only when you got home that night (to the shared apartment, which you would very soon be leaving) that you noticed something. Price hadn’t ever taken his jacket back.

[m00nl1ghts1vt]

City of Love - Matt Sturniolo

Requested by anon Part Two. Part three Pairings - Matt Sturniolo x fem!Reader Warnings - strong language & a lil fluff 😇 W/c - 2536 Summary - You move back to your hometown, Boston, after a bad breakup. When your takeout gets dropped off next door, your neighbor comes by to give you your food, already paid for. A/n - Thank you for requesting ❤️ I had a lot fun with this one!! Kinda gave me some inspiration so I might do a mini series about it?? Let me know what you guys thinks!! I wrote this off my phone but edited most of it on my computer so hopefully there’s no typos 🤦🏻‍♀️ Requests are always open! Check out my masterlist for my most recents!! Also dividers & photos are not mine - all credits to owners. Update - edited. Thank you for reading!!

"Over there is fine," you point to the mover you had hired. After ending things with your high school sweetheart, nearly four months ago, you decided to make the move to one of your favorite cities. The only romantic relationship you've ever known was gone, it left you feeling lonely. Instead of dwelling on the situation, you decided to make light of it, accepting a new job, and moving across the country. Call it crazy, but you couldn't bear living in the same town as the man who broke your heart.

It was a proximity thing - no matter how many times your brain told you to stay away, your heart wouldn't allow it. So, the only way to finally wash your hands of your shitty ex, was to get the fuck away from him. And that's exactly what you did.

Boston has always held a special place in your heart. Your parents were born and raised here. They graduated, meeting after college, and having you a couple years later. Unfortunately, your family moved to Seattle before you hit age 12, due to your dad's busy work life, but you always made it a point to come back.

Your parents referred to Boston as the 'city of love', being that's where their relationship began to really flourish. The love they had for each other inspired you. It was nothing you had ever witnessed, or experienced, before. To this day, they still act like teenagers in love. One of your main goals in life was to find a love like theirs. It was raw and real.

"Okay, looks like that's the last of it," your head snaps to the man standing in the doorway of your new home. You shake your head, almost like you're trying to push the thoughts out of it.

Clearing your throat, "thank you so much, Tony," walking over to your purse, and scavenging through it. You pull out a fresh hundred-dollar bill, holding it in front of you, "I appreciate you guys so much!"

Tony's eyebrows raise and a confused, yet surprised look takes over his face, "you already paid by card, Ms. y/l/n."

You shake your head at him, "it's a tip. I had a lot of stuff to move, and you guys were available last minute. Here, Christmas is coming up soon." Knowing Tony had three young children at home, it was the least you could do. He had only talked about them the whole time he was moving all your belongings in. He ran a small moving business with his brother and father-in-law, and honestly you called all over the city, trying to find a moving company who would accept your proposition last minute. Tony was the only company with the availability, and that you were grateful for.

Knowing money was never a problem for you, you went out of your way to help others in need, whether it be giving a homeless man a hot meal or volunteering at the local food drive. It warmed your heart every time you did a good deed, hoping your act of kindness would go a long way for somebody, someday. Tony gives you an appreciative nod, taking the tip, and goes on his way.

─ ⋅ ⋅ ⋅ ──── ♡ ─── ⋅ ⋅ ⋅ ──

It was almost seven o'clock at night. You decided unpacking was too much of a bother, so you ordered Chinese take-out instead. There you were, sprawled out on the floor of your empty living room, waiting on your dinner. You were still in the process of furnishing your newly bought home. A bit of a perfectionist, you'd sit on the floor for months until you found exactly what you wanted. Even though your financial state was never a problem, your parents still taught you the value of a dollar, which you were thankful for. Along with your father's amazing money management skills, you were set for life at the ripe age of twenty.

A loud knock on the door brings you back to reality. You knew your ring doorbell wasn't set up yet, so not being able to see who was knocking on your door made you feel uneasy, until you remembered your Chinese take-out. Not caring that the delivery man was going to see you in your superman pajama pants and a cropped tank top, you make your way over to the door, slinging it open. You don't make eye contact with him, instead you reach for your purse, fishing for cash again. Once you pull out a twenty-dollar bill and hand it to him, your eyes finally meet.

What a fine delivery man.

"I already paid for it," he croaks out, his voice getting stuck in his throat for a second. A confused look makes its way across your face as you and the strange delivery man, who apparently pays for people's food, look each other up and down. He clears his throat, "it got delivered to my house. Delivery guy seemed like he was in a rush,” he states, letting his eyes wonder around to the atrocious setting behind you.

“Oh shit, here,” you tell him shoving the twenty-dollar bill towards him, “thank you,” with one hand on the door, ready to grab your food, and close the door in his face. You didn’t care how handsome he was. You wanted to be by yourself, and also save yourself the embarrassment of your cute neighbor seeing you this rough looking. Spiderman pajama, c'mon.

“I was actually gonna eat it,” you watch as his face twists in amusement, “kidding. I’m Matt,” he introduces himself and holds out the brown paper bag your food is in.

“Y/n,” you tell him before taking the bag. Thankfully, it looked untouched. You didn’t know what it was but there was definitely something about this strange, adorable man, joking with you like he knew you already. It brought comfort to your night.

“I like that,” he shoots out, almost like word vomit. Before you can say anything, a cringe-like look spreads across his face, “I mean, it suits you.”

“Thanks,” you let out a giggle. A sudden wave of silence takes over both you, so you awkwardly come up with something to say, “I just moved in.”

“Yeah?” He asks, but it was obvious he already figured that part out. Considering that fact his eyes kept drifting to the empty living room behind you. Matt lets his eyes drift once again, but they finally fall on yours, locking you in. The two of you stay stuck in a trance for a moment, not saying a word.

A blush creeps up, heating your cheeks up a dark shade of red. You let your eyes fall to the floor and back up at him, only to see that his face matches yours. You clear your throat, “come in?” It’s a suggestion, but it comes out as a question.

Matt sucks in a sharp breath, nodding, as you step aside to let him walk in. You turn around and make your way to the kitchen, knowing the only furniture you have is the barstools, your bed, and a couple miscellaneous items. Setting the brown paper bag on the island, “sorry for the mess. It’s been a long day,” taking out two plates out of a box nearby. The only thing you had the energy to unpack earlier was your silverware drawer, so you open it and fetch two forks. Spinning around, and making you way to Matt, little did you know he was already watching your every move.

“I don’t have my furniture yet so we’re eating in here like real adults,” you joke, trying to break the ice. You quickly open the takeout containers of chicken lo mien and general tso’s chicken.

“I was just kidding,” he tells you, eyeballing the food like a starved man. “You eat,” he looks up at you. Those blue eyes had you drawn to him for some odd reason.

“Well, that’s the only reason I invited you in. You said you’re hungry, now eat,” you playfully order. He starts to say something, but his mind decides against it. He gives you a warm smile and nods, “thanks.”

“Any time,” you return the warm smile and take a seat next to him. “One minute,” you hold up a finger at him before running to the living room to retrieve your laptop.

Taking your spot next to Matt and setting your laptop in front of you. Big Mouth plays on the screen, but you don’t bother to change it. Probably the worst decision you made all night because the show was extremely perverted. You and your new neighbor sit in a comfortable silence while the tv show plays in the background.

“So,” he stretches out, “you’re from Boston?”

You shake your head, making sure to swallow your food before speaking, “well, yeah. I was born here but I’ve lived in Seattle since I was 12.”

“What made you move back?” The tone in his voice made you wonder if he was being genuine or just nosey. It was melancholy, that’s the best way to describe it. Like something was missing in his life, like he didn’t have anything to live for.

Taking a deep breath, you had to brace yourself every time he spoke. You didn’t know what it was or why it was happening, but Matt had a certain vibe to him, a vibe that you couldn’t quite pinpoint. All you knew is that you needed to figure out.

“It’s the city of love,” the words rolling off your tongue before you even realize you said them aloud. Matt looks at you for a moment, like he’s trying to read you. You match his energy, staring him down like he was doing to you, making Matt blinks a few times, attempting to look away but his mind won’t let hm.

“You really want to get your tongue underneath hers, too. Yeah, you want to get in there like a Claritin to just dissolve,” one the characters from Big Mouth sounds thru the kitchen, a bit too loud. Matt’s head snaps towards to screen, his face heats up dark red as he looks from the screen to you, basically snitching on himself.

For the millionth time tonight, your face matches his - red and flustered.

You and Matt chat for a while, making small talk about the love you both shared for Boston. He vowed to take you out to get more familiar with the city since you hadn't visited in years. Small talk turned into an hour's long conversations about everything under the sun, moon, and stars. You felt like you were catching up with somebody you had known for years. Eventually, Matt's eyes fall to his phone. 10:53 pm. He watches as you yawn, your elbow still propped on the table, and your head resting on it lightly. Big Mouth still plays across your computer screen, the perverted animation wasn't such a bad thing, you had forgot it was even playing. Matt gets up, taking your dishes over to the sink to rinse them off. The small act of kindness impresses you, taking him for the gentleman he truly is.

“Thanks for hanging out with me. I don’t know a lot of people here,” you tell him. In the beginning of the night, you wanted to stay in your solitude. It was an overwhelming day for you, and you weren’t expecting company. When Matt showed up at your door, you had no intentions of eating dinner with him, but you’re glad you did. His company gave you some type of comfort. Even though there wasn’t a lot said between you two, besides random chit-chat, you were grateful he interrupted your night.

Matt leans against the counter, “thanks for having me. I’m right next door so if you ever want to hang out,” he trails on, indicating he had a good night too.

“It’s the least I can do,” you tell him, “especially since you paid for it. Thanks again, by the way.” You weren’t used to having anyone, except your dad, pay for things. Even when you were with your ex, it was a routine you always paid for everything. It didn’t matter if it was dinner and a movie or something more expensive. Hell, you even got his car out of impound before, and that was easily seven hundred dollars. It all went unnoticed with him.

“Well, I seen you moving in earlier. I wanted to come over, but I didn’t want to be a bother,” he tells you, honesty lace through his voice. You walk over to him, leaning your body against the opposite counter. Superman pajamas pants and your cropped tank, you fold your arms over your chest to cover yourself from exposure. Not having a bra on made matters very noticeable.

Matt’s eyes trail over your body, taking in every inch of you. “So, you just wanted a reason to talk me?” your whisper-like tone sends chills down his spine, peppering his arms in goosebumps. He clears his throats and nods. A flirtatious smirk pulls at your lips, “I’m glad you did.”

“Yeah, me too,” the mood becomes softer, and he searches your face with his eyes.

Courage sparks through your core, and you decide to test the waters, “you want to kiss me, don’t you?”

Your questions take him by surprise, and you watch as Matt fixes his posture, fiddling with the sleeve of his jacket. He makes sure to keep his eyes locked on yours, “only if you want me to.”

You press your lips together, “do you think I do?” Being a tease was one of your many talents, you were best at it.

Matt’s eyebrows furrow together, and he thinks for a split second. “Y-yea, I think so,” he stutters over his words. It obvious you have a certain effect on him that makes him nervous. Or maybe it was the moment.

“Then what are you waiting for?”

That’s all you have to ask him before his hands shoot out, finding your waist, and pulling you towards him. Your face is inches away from his, and he leans in for a quick, yet hesitant, kiss. It only lasts a split second before Matt pulls away. His soft lips made you want more, so you smash your lips into his, a little rougher than anticipated. Matt snakes a hand around your waist, and the other travels up to cup for cheek.

Your lips move against his like two waves that had been separated for a lifetime. You make a fist of his shirt, trying to pull him in closer to you. This was the closest you had been to someone romantically since your ex. The kiss was something you had never experienced before, being with your ex for so long made the spark die out. You hadn’t been kissed like this in years and you were loving every minute of it, but you knew it had to end soon. You were running out of breath and trying to breathe through your nose with his face so close to yours was sucking it right out of you.

Matt is the one to break the heated kiss, finally pulling to look at you. “Woah," he's absolutely flustered, and you loved to see it.

[yurozo]

resident evil — vape shop au

this overtakes restaurant au for the dumbest thing i've ever written. i work in a vape shop, and this has been a month-long conversation between the coworkers on what each resident evil character would smoke.

18+ only, because smoke stuff, don't do it kids. contains: carlos, leon, chris. please let me know if you want other characters, i am at your humble service.

as customers:

carlos: this man isn't much of a vaper, but he smokes weeds like nobody's business. every two weeks he comes in looking for a new bong (usually small, and needs to have some sort of cool decoration on it. if it has something pink, the man is handing over his credit card) because he keeps breaking his. either he drops them or one of his pets knocks it over. he also never goes through the process of cleaning them, which inevitably leaves jill the burden of having to buy bong cleaner for him in hopes that one day he will use it. it will collect dust with the rest of the bottles somewhere in his room, laying dormant on a shelf.

the employees are all horrendously down bad for him, mostly because he always comes right after the gym in muscle shirts and a tight pair of shorts. the whole work groupchat is filled with carlos smiled at me today, he wants me so bad.

not that it's necessarily their fault, he's annoyingly chivalrous and has a litany of pickup lines at the ready. you need a ladder to reach something? carlos is behind you and ready to grab it at a moments notice.

leon:

a firm man of routine-- buys the same flavour, same brand, every time without fail. peach blue razz, low puff count because he likes a small device. no, he does not want to try something new. you're wasting your time offering it to him. by the time a couple weeks roll around, you know exactly what to grab the moment he swings open the door.

he's embarrassed he's gotten into this whole thing honestly. hit luis' once after a stressful shift, and it was hook line and sinker. he calls them his shame vapes, and hides it in his sleeve so no one he works with will ever know.

god forbid if an employee ever flirts with him. he tried once to say something flirty back and got so embarrassed he didn't show up for two weeks, nicotine addiction be damned. if you can convince him into trying something new, he's not gonna tell you if he doesn't like it. he'll nod and walk out with his tail between his legs.

and honestly? he just kinda looks like a cop. younger people know to pull out their id when he's browsing, assuming he's undercover. ask him how his day is? he will respond "it's going." every single time.

chris:

tobacco flavoured vapes only. "what tastes most like a cigarette" type motherfucker. he'll try whatever cotton candy vape claire has, claims he hates it, and then take multiple puffs anyways. he really only got into it because claire claimed it was better for him than smoking a pack every day. he buys a vape and then proceeds to smoke a cigarette outside the store anyway.

his routine entirely depends on how stressed out he is, and this shop is both his nicotine hookup and his social outing for the week. it takes him a while to open up beyond the typical customer interaction, but once you get him out of his shell, there's no putting him back in it. bring up sports or something else he's interested in, and he's giving you a long lecture.

hitting on him will entirely depend on his mood and your approach. going in strong by complimenting his arms will only get a half-sheepish response, but gently nudging him into talking about himself is what will get you the full chris redfield experience. sometimes he forgets that these people live relatively normal lives, and will pull some batshit insane lore with the casualty of someone who has forgotten that most people have never even held a gun.

[merchantservices444]

Card Processing Solutions

[highonmarvel]

Helloooo! Can i please request an au where the reader has had a few toxic relationships and she’s trying to distract herself by those by starting her own business, turns out bucky or steve are an interested investor but they never really wanted her business and just her and somehow trap her into an arrangement…Sorry if it’s too specific! 💖💕💞💗⭐️

oh, this is such a good idea, i hope i did it justice!

HR

Bucky Barnes: Your ex has made sure you’ll never get a job in NYC again, but you’re determined to keep your head above water. Just as things are getting too bleak to bare, you meet James Barnes. 18+!

Dub/Non Con Warning!

additional content warnings here!

You yawn as you close your laptop, finally done with payroll for a small nursery school a few neighbourhoods over. Who knew Grade R teachers could have such horrible internal affairs?

You heart skips a beat as the lights flicker momentarily, and you worry your electricity will be cut off, but they stabilise, and you sigh in a relief, hand over your heart.

When you left Tony, he made sure you lost your friends, and your job, and your income has been less than minimum wage, you’re barely even scrapping by. You had been through this before, boyfriends trying to ruin your life—Thor, most notably—but you had to give Tony credit for really crippling you this time.

You weren’t able to get any office jobs again, having to settle on working for a sweet old woman in a small flower shop, which was kind, but it didn’t come close to paying your bills. Still, you refused to let Tony win; you had good qualifications; you had a bachelor in HR and nearly a decade of experience, and that no one would hire you didn’t stop you.

You started your own HR consultancy, an idea you to had spoken about to a friend a few times, but you were sure Tony had took care she never even looked at you again, so you did it alone, which would be way too much for a single person, except business was slow; but, make no mistake, you worked your ass off.

The nice thing about the flower shop is the sweet old lady allows you to hand out your business card to the few customers that come in. Only four or five people had actually taken it in the time you’d been working there, and reluctantly, at that.

You drag yourself to bed and crash pretty much immediately.

As usual, the morning is pretty much empty—one woman comes in but buys nothing and another stares through the window for 10 minutes—until around midday, when the air shifts.

The bell at the top of the door pulling your attention from your daydream and to a familiar-looking, tall, broad-shouldered man wearing a nice suit, which he adjusts the cuff of as he scans the room. His eyes meet yours and he smiles. You return the smile with a, “Welcome to Miss Roe’s Flower Shop. Is there anything I can do for you?”

Though his mouth doesn’t twist, his eyes glint with something odd, making his initially warm smile seem more sinister.

“Anything I can help you find in the store?” you feel the need to clarify.

He only asks you for the red roses, which you point to and he returns to the counter with a bunch.

“Romantic,” you mutter as you ring him up, and he chuckles, softly and, seemingly, sweetly.

You hand the bouquet back to him, and he plucks a rose from it and hands it to you, “A beautiful lady like yourself deserves one,” he winks, and you blush, stuttering out a thanks as you take it.

Just as he takes a step back, you yell out, “Wait!” louder than you intended, and slightly startling him, “Sorry,” you apologise, as you slide one of your business cards off the top of the stack and hand it to him, slightly nervous for some reason. He takes it curiously and scans over it.

“HR?” he asks, “Wouldn’t have thought it.”

You don’t really have to time to process that comment, let alone come up with a response before he continues, “Perfect timing, actually, I’ve been needing help in that area. I’ll give you a call, he smiles as he pockets the card, “Oh, and,” he reaches out a hand, “I’m James Barnes.”

That’s where you know him from! Barnes Industries, one of the most advanced tech companies in North America, and the CEO is interested in having you on his team.

You give him your name as you shake his hand.

“It was nice meeting you,” he says with a determined smile before slipping out the door.

Back home, in the kitchen, you’re not sure if he’s actually is going to call, especially when it’s approaching 19h00, maybe he was just being nice. He did seem a bit flirty… but maybe you imagined it, why would he want anything to do with you? And if he were being flirty, he surely wouldn’t then hire you.

You jump as your phone rings, nearly spilling boiling water all over yourself. You set down the pot and rush to the living room where your phone is singing and vibrating on the couch.

“Hello?” you answer, slightly breathless as you rest the device on your ear.

A female voice asks if this is the number for your HR Consultancy, to which you affirm.

“Please hold.”

You press your phone against you harder, heart beating a little faster as you bounce on your toes, waiting on hold with some generic elevator music doing nothing to soothe your nerves. After nearly five minutes, you’re ready to hang up when a voice answers.

“Good evening, I’m sorry for the late hour.”

“Mr Barnes!” you exclaim, before clearing your throat and sitting down, speaking in a lower, more professional voice, “It’s no issue at all, sir. Can I help you?”

“Would you mind coming in for a meeting? 8AM sharp tomorrow. I understand if you’re working—”

“I’ll be there,” you reply a little too enthusiastically, walking over to your desk to pick up a pen and pull out your notepad, “8AM, I’m assuming at Barnes Industries?” You take down the address he gives you even though the huge, skyscraper-tall building with a giant B and a rocket logo is pretty hard to miss.

When you hang up, you can’t help but jump up and down excitedly like a schoolgirl. Finally, your luck is turning around.

You straighten your skirt as you step into the building, grateful the sweet old lady had not only given you the day off, but been super supportive, convincing you would you get the job, and that settled your nerves slightly. Only slightly, though, as you walk up to the desk where a red-haired woman sits, looking alert, but a little bored.

“How may I help you?” she asks.

“Good morning, I’m here to see Mr Barnes,” you say, and then give her your name.

At the mention of your name, her eyes widen and she quickly stands, “Of course!” she says, “Right this way.”

Her heels click on the pristine white floors as she leads you to a fancy elevator and presses the button for the top floor.

“Should I be nervous?” you ask, trying to make conversation as each floor ticks by too slowly for your liking to get to the 60th.

She laughs politely and shakes her head, leaning in and speaking lower (despite only the two of you being in an-already small space), “For anyone else, I’d say yes, but Mr Barnes has been looking forward to your meeting; I think you’ve got a real shot. In fact, I think he’d pay anything you ask.”

She pulls away and raises her eyebrows at you.

Your mouth falls slightly open but you quickly close it and gulp lightly, tearing your gaze away from her to focus on a spot on the floor just in front of the doors. You don’t know if she’s exaggerating, you assume she has to be, because how could Mr Barnes even know if you were good at your job? For all he knows, you work in a flower shop and hand out cards for subpar services. Somehow, her words make you more anxious than they are comforting.

The doors finally open and she points you to the room at the end with big double doors.

“Good luck!” she smiles, and you watch the doors shut, the numbers go down for a few floors, and you’re left on your own.

You take a deep breath and turn back to face the apparently never-ending passage. You walk down the corridor in timed rhythm, counting 1-2-3-4, 1-2-3-4 until you reach the end on a 2. You knock on the door and are met with a “Come in,” from a masculine voice.

You slowly open the door, resisting the urge to peek your head in first like a child.

“Good morning, Mr Barnes,” you smile, speaking cheerily but still professionally.

“Ah, there she is!” he says as he stands from his desk and walks towards you, and for some reason now you really take note of the height-difference.

He gently grips your shoulders and kisses you on the cheek, to which you stiffen slightly, but try to cover up before he notices. His hands move to your waist and he leans in; you almost sidestep him thinking he’s trying to do… something else, but he only locks the door behind you, and you can’t tell if that’s better or worse than what you were expecting.

Your nerves flare up again, but in a different sense than if you were just going in for a job interview, adrenaline starting to prepare like you’re in danger. But you’re not… right? You’ve had dozens of interviews. You assume this time it’s just more scary because it’s with James Barnes himself.

“Nervous?” he asks as he steps back and gestures to a comfortable-looking leather armchair on the other side of his desk.

“A little,” you admit with an anxious and breathless laugh. He gives you a reassuring smile as he turns to a shelf behind him.

“Don’t be,” he says as he fixes himself a drink, “Whiskey?” he offers, “5PM somewhere and all that.”

You politely decline, and he settles into his seat across from you with his drink in hand. He takes a sip and sets the glass down to set his gaze on you, and you resist the urge to shift uncomfortably under his stare… it almost seems like he’s preventing himself from sizing you up.

“Why did you start your business?” he asks, “Honestly.”

“Well, I’ve been in HR for a while now, always had a passion for it, but I wanted to be more independent, and a little more flexible.”

He raises an eyebrow, “Honestly.”

“And I…” you don’t know why you say it, but you do, “I’ve had bad experiences with boyfriends in the past—and, please let me know if I’m being too unprofessional here, sir—”

“Bucky.”

“I’m sorry?”

“Call me Bucky.”

“All right… Bucky,” you smile, “I’ve had my most recent ex boyfriend try to ruin me; he got me fired, and no serious white collar will hire me, but I’m good at what I do, and I refuse to let him stop me from using my knowledge and expertise.”

“Tony Stark, is your ex, I take it?”

Your blood runs cold, and you deflate slightly, “Yes,” you sigh, “He is, and… and he treated me horribly, I couldn’t take it anymore, and even when I’m not with him, he still finds away to make my life hell.”

“I don’t trust that sleaze. In fact, anything he says, I do the opposite. I know you’re good at what you do, I can see your passion…”

You smile, relieved he believes you.

“… and I have a passion for you.”

You freeze, so your smile is still intact, “I’m sorry?” you ask, tilting your head slightly, sure you misheard him, but how could you have?

“You’re a smart girl, you know what I’ve been feeling, and you’re smart enough to know you’ve been suppressing your mutual attraction, but maybe too naïve to understand intentions.”

“Mr Barnes—”

“Bucky,” he corrects.

“Bucky, I—”

“I’ll pay whatever you want.”

You nearly snap at him, want to tell him you’re not for sale, but you stop yourself. You really, really need this job, you can’t afford to live another month.

“I know you need this job,” he says, as if he read your mind, pulling out a contract from his desk drawer, “And imagine if both Tony Stark and James Barnes said you were awful? You’ll never work in this city again.”

A tear rolls down your cheek as you take in the weight of his words, and you clutch your bag tighter in your lap.

“You’ll never work in this country again, you’ll be ruined, you’ll have nothing.”

You choke on a sob and cover your mouth with your hand as you shut your eyes.

“Why’re you crying? Honey, I’m offering you everything.”

“Thank you for… the opportunity,” you manage to get out between a deep breath as you shakily stand, and he stands with you.

You dart for the exit, but he grips your shoulders and turns you around, pushing you against door, your lower back painfully hitting the handle.

Soft blue eyes meet yours, so gentle and empathetic and caring you nearly forget the position you’re in, “I’m trying to help you,” he says, wiping away one of your stray tears, “If you walk out that door it’s over for you, you know that.”

Tears are falling more freely now and you fumble behind your back for the door handle, but the tall wood separating you from freedom doesn’t budge.

He wipes another tear with his thumb and pops it into his mouth before pulling it out adding his middle and index finger, never breaking eye contact with you, face stoic as your chest rises and falls rapidly.

You can do nothing but stare up at him helplessly as he hikes up your skirt and pushes two fingers inside you. You grip his shoulders with a gasp and he smiles as he slowly drags in and out of you.

“Didn’t even need to do that, you’re all ready.”

You turn your head to side and look away from him, shutting your eyes as you squeeze around him. He’s right, you were already wet, but your feeling of disgust is overpowered by the sensation of him pumping in and out of your more quickly, curling his fingers and hitting your sweet spot, over and over until you can hardly take it.

“B- Bucky, stop—” you try to get out, but you convulse, your stomach tensing as you cry out and arch your back, head thrown back before falling onto his shoulder, still crying softly. He removes his fingers and strokes your hair with his clean hand.

“Did so well for me, you see,” his voice is dark in your ear despite his praise, “You’re good at your job.”

✪

[taglist; @cjand10]

[merchantservicesarticles101]

Portable Credit Card Machine

[realdirtfacts]

Selling your merch and shipping from home with Fourthwall

I've been selling @shiftythrifting Junk Boxes - our curated secondhand mystery boxes - since 2017 using different platforms with different levels of success. I moved to Fourthwall in 2022 and my teeny tiny business has only grown since then! FW is free to use and you get ALL the money from your home sales save for the credit card processing fees. I don't miss the fee structure from our previous hosts, so I thought I'd write up a little guide on how easy it is to get started.

Things you need to start shipping from home:

A scale, and it doesn't need to be an expensive or large one! Even a kitchen scale works for small stuff.

Packaging and packing materials for the product(s) you're selling.

Access to a post office and/or a printer.

Funds set aside for postage. You'll get this money back with your Fourthwall payout when the month rolls over.

(Optional but handy) A ShipStation account.

Make yourself a store if you haven't already. You can sell print on demand, digital stuff, and your own inventory in one place but today we're talking about selling from home, so add a product and pick the middle option.

You can customize everything about your product on this page, from adding size and color variations, the materials used to make it, size charts, inventory, and more. Get an accurate weight of what you're selling in its packaging and add that here. Hit save and you have your first listing. Gonna be selling a variety of products? You can duplicate the listing with the meatball menu! Change the name, photos, and anything else that needs changing and have your second listing up in a couple minutes.

Didi protip: I like to put people's reviews right in the listing. Lots of photos help sell your product, but there's nothing like a positive review from fans!

Fourthwall's Collections feature lets me put my Junk Boxes in their own little section where I can set them to hidden or mark them sold out if I get sick or am on vacation. This lets me easily turn the self-fulfilled part of my store off while folks can still purchase print on demand and digital stuff and sign up for memberships.

Didi protip: If you are in the US, the US postal service will pick up your outgoing packages free of charge on any regular mail day. Just set up a pickup on USPS.com!

When you've made your first sale, you can either make the label yourself or connect directly to ShipStation through Fourthwall's app integration. That's brand new and I love it so far. My labels pop up in ShipStation about 24 hours after a purchase, giving people a little window of time to adjust their order or make changes before I ship it.

At that point, all that's left is handing it off to the postal carrier of your choice! Boom, you're done!

A final note from me, I moved ShopShifty to Fourthwall so I could have one address for ALL my merch instead of splitting it between Patreon, a print-on-demand store, and the Junk Box store. It's proven to be the best choice I've made in years and has saved me a ton of money in marketplace fees, Paypal's cut, and web hosting charges. This has genuinely been the easiest way to sell my merch!