#chargeback on credit card

[merchantservices444]

Chargebacks: Unraveling Their Impact on Your Business

[evilrry]

it’s so frustrating when you buy from an artist you follow on instagram and then they try to scam you 🫠

[oetscop]

good thing im not the only one who realizes this is absolute bullshit. but the fact its been over a week makes me think its permanent now. as if anyone fucking thinks this is a good feature.

great timing too since vent is dead so i cant like not use tumblr anymore 🤪

[theliterarywolf]

I have to ask. How come Western Culture is so appalled with erotic stuff? For today. Because I’ve been seeing so many people being so… puritan lately.

It's a misplacement of blame.

People are, admittedly, scared shitless about current developments in the U.S. and the UK. However, rather than actually examine the legitimate backing causes for these developments (the widespread encouragement of ignorance, bodily-autonomy being interpreted by some groups as 'selfish', and certain groups insisting that an increased acknowledgement of the LGBTA population is a slippery slope for pedophilia and sin), it's easier to go for an easier target.

Hence the backlash against Erotica and 18+ content.

'Oh, my abuser used porn to coerce me! It's obviously the porn that's the issue!' Yes, and some of us were groomed with toys and video games, should we nuke those industries too?

'Porn is the leading cause in abuse towards women!' Okay, even if that was true -- which it isn't -- what about the erotica that... doesn't involve women whatsoever?

'Young people who are exposed to porn get their brains warped and think that that's what sex is in real life~!' Isn't that more a problem stemming from a lack of unbiased/unimposed sexual-education programs in American schools?

'If people see something in erotic material, they'll think it's okay to try in real life~!' Go watch Quills.

'Women and teenage girls shouldn't be exposing their delicate minds to such filth!' Okay, ignoring the fact that teenagers shouldn't be in adult spaces anyway, wow you just... said the quiet part out loud, there, didn't you?

'If 18+ material wasn't so dangerous, why would the big credit card companies want to ban it~?' The core reason why credit card companies claim to be against 18+ content is because 'Adult Content has a higher rate of chargebacks than other purchases'. It has nothing to do with dangers and, really, I'm certain that the numbers don't eve add up so, in reality, it's the big credit card companies trying to be authoritarian and police the private lives of grown people.

Something that everyone should be against but, you know... Porn is 'icky' so actions like these are seen as 'based' for certain camps.

[themetalvirus]

THENIBSMITH FINALLY CONFIRMED MY ORDER AFTER I ISSUED A CARD CHARGEBACK OMEGALUL

fellow fountain pen enjoyers: don't buy from dan smith / thenibsmith.com, they've got terrible customer service, communication is terrible, and there are multiple cases of people not getting their shit until they issue a chargeback from their credit card. and THEN dan bothers to give you the shit you paid for. really scummy stuff.

[acceptccnow]

Leveraging Credit Repair Merchant Processing for Growth

Article by Jonathan Bomser | CEO | Accept-Credit-Cards-Now.com

In today's rapidly evolving digital era, businesses must stay ahead of the game to thrive, and a crucial facet of this is credit repair merchant processing. This vital service can unlock doors to fresh opportunities, particularly in industries deemed high-risk. In this piece, we'll delve into the domain of credit repair merchant processing, exploring its potential benefits for your business, regardless of its risk profile.

DOWNLOAD THE LEVERAGING CREDIT REPAIR INFOGRAPHIC HERE

Unlocking Opportunities with Credit Repair Merchant Processing Accepting credit cards remains a foundational step for businesses aiming to broaden their customer base. The convenience and trust associated with credit card payments can significantly influence your sales. However, for companies immersed in credit repair services, delving into credit card processing can pose challenges due to the perceived high risk tied to the industry. Fortunately, specialized merchant accounts and merchant processing solutions exist to serve high-risk businesses like credit repair companies. These tailored services are crafted to navigate the intricacies and risks linked to the industry, providing a secure and dependable means of processing payments.

A key advantage of incorporating credit card processing into your credit repair business is the boost in trust and credibility it brings. Customers inherently trust businesses that accept credit cards more than those with limited payment options. Displaying logos of accepted credit cards on your website or in your physical store signals to potential clients that you are a legitimate and established entity. Furthermore, credit card payments come with built-in security measures, safeguarding both you and your clients from fraudulent activities. With secure transactions in place, your customers can rest assured that their sensitive information is in safe hands, enhancing their confidence in your services.

High-Risk Merchant Processing: The Key to Success For credit repair businesses, high-risk merchant processing is not merely an option; it's a necessity. Conventional payment processors may hesitate to engage with your industry due to potential chargebacks and legal complexities. However, high-risk payment processing providers are well-equipped to tackle these challenges. Partnering with a high-risk payment processing provider grants access to a high-risk payment gateway designed to securely handle credit card transactions. This opens up doors to a broader customer base, enabling you to accept credit cards for your credit repair services.

When you partner with a high-risk payment processing provider, you're not just securing a solution; you're gaining a strategic advantage. These providers comprehend the nuances of the credit repair industry and have devised tailored approaches to minimize risks while maximizing potential. This partnership provides access to a state-of-the-art high-risk payment gateway, fortified against fraudulent activities and engineered to securely handle credit card transactions.

E-commerce Payment Processing: Your Online Advantage In today's digital era, an online presence is imperative for businesses of all types, including credit repair services. E-commerce is the way forward, and having a reliable e-commerce payment processing solution is vital. This allows you to accept credit card payments for your services online, reaching a global audience. With an e-commerce gateway and e-commerce merchant account, you can seamlessly integrate credit card payments into your website. Customers can pay for your credit repair services with ease, enhancing your online visibility and credibility.

In addition to reaching a global audience, embracing e-commerce enables credit repair businesses to diversify their offerings. By integrating an e-commerce payment processing solution, you can not only accept credit card payments for your core services but also explore new avenues. Consider offering informative e-books, credit management tools, or subscription-based services. The flexibility of e-commerce opens up countless possibilities, allowing you to cater to a broader spectrum of customers while maintaining the convenience of online payments. This diversification can significantly boost your revenue streams and solidify your position in the credit repair industry.

Credit Repair Merchant Processing and CBD Due to the stigma and regulatory complexities surrounding CBD, it's considered high-risk by many payment processors. Nevertheless, the potential for success in this industry is undeniable. CBD businesses can benefit greatly from specialized high-risk payment processing solutions. Just like in credit repair, the ability to accept credit card payments is a game-changer for CBD companies. Customers are more likely to make purchases when they can use their credit cards, and this convenience can significantly boost sales. Furthermore, having a secure payment processing system and a dependable payment gateway is crucial for maintaining trust and ensuring smooth transactions in the CBD market.

In this challenging landscape, CBD businesses can turn to specialized CBD merchant processing services to navigate these complexities effectively. These services are tailored to the unique needs of the CBD industry, providing the infrastructure required to accept credit card payments, process transactions securely, and offer customers a reliable payment gateway.

The world of credit repair can be highly rewarding, but it comes with its unique challenges. Embracing credit repair merchant processing and high-risk payment processing can unlock the true potential of your business. By accepting credit card payments, especially through e-commerce, you can expand your reach, gain customer trust, and ultimately fuel the growth of your credit repair business. In the ever-evolving landscape of online commerce, businesses need reliable partners. Accept-Credit-Cards-Now Merchant Processing services are here to support you on your journey to success. Whether you're in credit repair or CBD, these services provide the tools you need to thrive in the digital age. With the right payment processing solutions in place, your credit repair business can soar to new heights. Don't let the challenges of the industry hold you back. Embrace the power of credit repair merchant processing and watch your business grow.

[cyborgrhodey]

so there's a whole twitter saga about some restauranteur in Boston tracking down a customer who did a credit card chargeback for a 250$ cancellation fee at her restaurant

and it's riveting and all (posting a customer's full email and last 4 cc numbers on instagram! deleting all negative reviews! alleged insurance fraud!) but the most charming thing about it to me is

the guy signs off one of his correspondence to the unhinged restauranteur with "i hope you have the day you deserve", which people on twitter and reddit are EATING UP

when that is simply, to me, regular tumblr parlance?????

[leonleonhart]

im guessing he made the post because his credit card company wouldnt let him do a chargeback like he threatened to do :3c

[cauchesque]

copywriting my meme bc im at work and i can't make it yet:

- sites ban porn because they're greedy corporations

- sites ban porn because of government moral pressure

- sites ban porn because payment processors are greedy corporations that don't want to deal with the extremely high volume of chargebacks

- sites ban porn because government regulation means that in much of the world credit card transactions are reversible by the consumer

[the-bjd-community-confess]

The people complaining about SOOM not using PayPal anymore need to realize how much of a hassle PayPal is to use as a seller vs a buyer, and the fact that SOOM is doing this BECAUSE due to people abusing the PayPal claim system against them highlights how much of a problem PayPal can be.

Sellers, especially makers and doll artists in this community, often get screwed over the abuse the system because of how often PayPal sides with the buyer vs the seller, and for a hobby that relies on pre-orders that lasts months for items that are hundreds and thousands of dollars, selling with PayPal can be extremely risky, even I have had issues with the PayPal claim system when I lost a PayPal case for not shipping fast enough, and the buyer ended up with their money back and my stuff for free. And before you say “people can still do a chargeback with a credit card” yeah they can, but some banks see the chargeback claims as a unauthorized charge claim and will block your card or disable it completely, so that one card that you may use for all your bills or whatever is unusable until you get your a new card, so no it’s not the same as a PayPal claim especially when the buyer risks not having a usable card in the process.

As well as PayPals high fees for non-US sellers and that PayPal also sometimes randomly withhold funds even from accounts that have been active for years, it doesn’t surprise me in the slightest SOOM isn’t using PayPal anymore, especially when they also had people in the community abusing their layaway plans where people were taking over a year to pay off multiple dolls from SOOM. So if you want to be mad at anyone, be mad at the people who pushed them to get to this point because I know it isn’t an easy decision to disable a very commonly payment platform.

~Anonymous

[rabiesofficial]

When will you people learn to always use a credit card for online purchases because doing a chargeback for fraud is much easier than for a debit card or bank account.

[john-barrymore]

I ordered a dress from an independent shop in July.

I know it's not a scam site because I've ordered from them before and I know other people have too, however the dress I ordered still isn't here!

I emailed them in October and got no response, so I DMed them on Instagram and they responded and said it should be arriving in the next couple of weeks.

I then emailed them in February because I still hadn't received it. No response.

I also DMed them on Instagram. No response.

I emailed them in March. No response.

I went to DM them on Instagram and saw in their profile not to DM them about orders, but to email them!

So I emailed them again a few days ago and have gotten no response.

I can't do a chargeback because I didn't pay with a credit card (I think it would be too late to do one anyway?)

But I'm not sure what to do at this point except sit and stew in my own anger about this entire situation.

[xylophonetangerine]

I found a sketchy-looking website selling the printer part and they deliver to Finland. Trustpilot rating is mostly poor but the reviews say that they did get the product, so it's not a total scam. The website mostly sells laptop motherboards and most of the reviews are complaints about them being broken or poorly refurbished but how badly could they possibly mess up a door for a printer? And if I get scammed I can ask my credit card to company to do a chargeback and even if that doesn't work out the price is only €14.88 (🤨) which is a loss I can eat if I have to.

[thdrama2]

NAAHHH this Jodora drama is crazy. I don’t care how bad your spending habits are, but charging back dozens of artists almost resulting in 2k plus in damages is crazy. Then the Mom potentially taking all devices yet recently bought and traded characters being hidden and people getting blocked?? Yeah I’m sure your Mom’s is actively on your ToyHouse and knows how to work an intricate niche website…

https://toyhou.se/~bulletins/1746572.quick-psa-sheller-jodora-mass-chargebacks

Linked.

Ouch.

As far as I am aware one cannot transfer money from one's own credit card to one's Paypal account.

However there is a way to send money from a credit card to one's bank account which could then be transferred to or utilized with a Paypal.

Therefore while the emails suggesting the chargebacks are from the mother disputing payments because of Jodora thoughtlessly opening credit cards is outlandish, there really is not any proof for nor against the claim.

[jaydick-week]

Is there a payment method that works better for you guys? I usually pay with a credit card online, so I can do a chargeback if needed, but I know that credit card fees can be a lot. Would a debit card or paypal take out less fees?

Thank you for the concern. No worry! Please use whatever is most convenient for you.

[acceptccnow]

Secure Credit Card Payment Systems for Global E-Commerce Expansion

Article by Jonathan Bomser | CEO | Accept-Credit-Cards-Now.com

In today's swiftly evolving digital realm, the e-commerce industry is experiencing unprecedented growth. As businesses venture into the global market, the importance of secure credit card payment systems becomes increasingly evident. This comprehensive guide delves into the realm of payment processing for high-risk industries, emphasizing the secure acceptance of credit cards, particularly in sectors like credit repair, CBD sales, and e-commerce. The goal is to provide valuable insights and strategies to ensure transaction safety and foster business growth.

DOWNLOAD THE SECURE CREDIT CARD INFOGRAPHIC HERE

Understanding High-Risk Merchant Processing To truly comprehend the significance of secure credit card payment systems, it's essential to grasp the concept of high-risk merchant processing. Businesses labeled as high-risk often encounter obstacles in traditional payment processing due to factors like high chargeback rates, regulatory challenges, or operating in industries prone to fraud. High-risk merchant processing, a specialized service, addresses these challenges using advanced technologies and risk mitigation strategies. Whether in credit repair, CBD, or e-commerce, finding a reliable high-risk payment gateway is crucial.

The Role of Credit Card Payment Solutions In the e-commerce realm, trust is a valuable currency. Customers navigating online stores seek assurance that their credit and debit card information is secure. This is where credit card payment solutions play a pivotal role. Reputable credit card payment processors offer robust encryption and fraud detection tools, ensuring the protection of sensitive data. Access to a vast network of financial institutions facilitates international transactions, while user-friendly interfaces enable seamless integration with online payment gateways. Partnering with the right credit card payment service provides businesses with a competitive edge and enhances the overall shopping experience.

Tailoring Payment Processing for Your Industry Certain industries demand secure credit card payment systems. Credit repair businesses, often met with skepticism, can instill confidence in customers through a reliable Credit Repair Payment Gateway. The CBD industry, grappling with regulatory complexities, can navigate challenges seamlessly with a specialized CBD Merchant Account. E-commerce businesses, irrespective of their niche, heavily rely on secure payment systems. Fast and secure e-commerce payment processing is vital for both customer trust and operational efficiency.

Benefits of Accepting Credit Cards for Your Business Exploring the significance of secure credit card payment systems reveals numerous advantages. Credit cards, a preferred payment mode for many customers, contribute to higher conversion rates. Accepting credit cards facilitates entry into international markets, expanding business reach. Businesses that accept credit cards are often perceived as more established and trustworthy by customers.

Online Payment Gateway - The Backbone of E-Commerce At the core of secure credit card payment systems lies the online payment gateway. This virtual bridge connects customers to businesses, enabling seamless and secure transactions. Online payment gateways serve as intermediaries between e-commerce stores and financial institutions responsible for authorizing credit card transactions. They play a crucial role in ensuring swift and secure payments, benefiting both businesses and customers.

Modern payment gateways utilize state-of-the-art encryption techniques to protect sensitive customer data during transmission. Designed for easy integration into e-commerce websites, they facilitate a smooth checkout process. Payment gateways offer diverse payment options, including credit and debit cards, digital wallets, catering to a broader customer base. Advanced fraud detection tools identify and prevent fraudulent transactions, safeguarding businesses and customers.

Benefits of Using Online Payment Gateways By accepting various payment methods, online payment gateways empower e-commerce stores to cater to a global customer base. A secure and hassle-free payment experience builds trust, encouraging repeat business. Automated payment processing reduces manual work, streamlining operations and minimizing the risk of errors. Integrating a reliable online payment gateway is a critical step for providing a secure and efficient credit card payment system in e-commerce setups.

Embracing secure credit card payment systems is not just a choice; it's a necessity. Whether operating in high-risk industries like credit repair or CBD sales or managing a thriving e-commerce store, the right payment processing solution can fuel growth. Explore the significance of high-risk merchant processing, the role of credit card payment services, and tailored solutions for various industries. By accepting credit cards, businesses ensure transaction security and pave the way for long-term success. Trust and security are the pillars on which businesses thrive. Embrace the power of secure credit card payment systems and unlock the potential for global e-commerce expansion.