#merchant account Toronto
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debitmachinecanada · 1 year ago
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Visa, Mastercard plan to hike credit-card fees
Aug 30 (Reuters) – Global payments processors Visa (V.N) and Mastercard (MA.N) are planning to increase fees that many merchants pay when they accept customers’ credit cards, the Wall Street Journal reported on Wednesday. The fee increases are scheduled to start in October and April, according to the report, which cited people familiar with the matter and documents viewed by the WSJ. Many of the…
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if-you-fan-a-fire · 2 years ago
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“WORKERS ORGANIZING TO BLOCK EVICTIONS,” Toronto Star. February 17, 1933. Page 20.   ---- Mimico. Feb. 17. - Fearing that an epidemic of evictions might result in an account of contemplated govern mental action to protest mortgagees and because of the present financial crisis in the town, the Mimico Workers Association, meeting in the town hall last night decided to strengthen their organization created to "discourage bailiffs." It was tentatively decided that the municipality would be divided into districts, each with a captain to be appointed at a later date, to whom anyone threatened with eviction could apply for aid. 
The recent Piazzo eviction in North York was discussed.. Members said they sought means to prevent any such "ruthless" action from taking place in Mimico.
It was suggested that each captain we furnished with a copy of the bailiff act in order to be able to advise those threatened. 
"We don't want any violence, we don't want trouble, but we must fight for our homes," J. P. O'Donnell said. "If we can in an ordinary way run eight or ten men in and get the furniture back, it is a wonderful piece of work and should be carried out." 
Action taken by the association has on several occasions prevented evictions or provided new homes for the unfortunate families to go to. 
A resolution was passed serving notice on the Lake Shore Central executive council, with which the association is affiliated, that the Mimico branch would sever its connection because of its "apparent inactivity," unless immediate steps were taken to rectify the situation. 
A resolution was passed thanking the local merchants who aided the recent smoker held by the association by providing the smokes.
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rmlnow · 4 years ago
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Gold, Copper, and Growth
Management
John Fiorino Chief Executive Officer & Director
Mr. Fiorino currently sits on the board of several private companies and is currently the president and CEO of Infinite Merchant Solutions Inc. Mr. Fiorino is a Financier, Businessman , Investor and Consultant with over 15 years experience in assisting private and public companies with corporate operations, capital development, financing, and strategic advisory services. He has concluded mining transactions involving Gold and other commodities in North and South America.
Rick Low Chief Financial Officer & Director
Mr. Low has over 20 years of progressive management experience in various industries in Canada and overseas. Mr. Low spent the last eight years in the mining industry and oversaw the finance and accounting function for a gold mining project during its progression from exploration, feasibility, construction and development through to commercial production. Mr. Low has also participated in raising various debt and equity financings and applications for listing on stock exchanges. Mr. Low is also the CFO at PNG Gold Corporation and most recently, Mr. Low was the Director of Finance at Eco Oro Minerals Corp. (formerly, Greystar Resources Ltd.) and prior to that, was Vice President Finance at China Gold International Resources Corp. Ltd (formerly, Jinshan Gold Mines Inc., a subsidiary of Ivanhoe Mines Ltd.). Mr. Low is a qualified Chartered Accountant with the Institute of Chartered Accounts of B.C. and graduated with a B. Comm. degree from the University of British Columbia.
Board Of Directors
Dr. Stewart A. Jackson - Ph.D, P.Geo Director
A longtime exploration specialist, Mr. Jackson has most recently been involved in the acquisition and delineation of major uranium, molybdenum, nickel and vanadium resources in Sweden. He was instrumental in the advancement of the Turnagain nickel deposit of northern BC, Canada from a prospect to a very large nickel deposit. While involved with his public company Crown Resource Corporation, multiple discoveries of gold were made in Washington State, USA; totaling several million ounces of gold; continuing to be produced by Kinross Gold. Dr. Jackson authored several publications, is a member of several scientific and professional organizations, and holds a Professional Geologist Registration in Alberta, Canada. He holds a BSc- University of Western Ontario; MS-University of Toronto, and a Ph.D - University of Alberta.
Gerald Rasch
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cmtnew · 4 years ago
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Gold, Copper, and Growth
Management
John Fiorino Chief Executive Officer & Director
Mr. Fiorino currently sits on the board of several private companies and is currently the president and CEO of Infinite Merchant Solutions Inc. Mr. Fiorino is a Financier, Businessman , Investor and Consultant with over 15 years experience in assisting private and public companies with corporate operations, capital development, financing, and strategic advisory services. He has concluded mining transactions involving Gold and other commodities in North and South America.
Rick Low Chief Financial Officer & Director
Mr. Low has over 20 years of progressive management experience in various industries in Canada and overseas. Mr. Low spent the last eight years in the mining industry and oversaw the finance and accounting function for a gold mining project during its progression from exploration, feasibility, construction and development through to commercial production. Mr. Low has also participated in raising various debt and equity financings and applications for listing on stock exchanges. Mr. Low is also the CFO at PNG Gold Corporation and most recently, Mr. Low was the Director of Finance at Eco Oro Minerals Corp. (formerly, Greystar Resources Ltd.) and prior to that, was Vice President Finance at China Gold International Resources Corp. Ltd (formerly, Jinshan Gold Mines Inc., a subsidiary of Ivanhoe Mines Ltd.). Mr. Low is a qualified Chartered Accountant with the Institute of Chartered Accounts of B.C. and graduated with a B. Comm. degree from the University of British Columbia.
Board Of Directors
Dr. Stewart A. Jackson - Ph.D, P.Geo Director
A longtime exploration specialist, Mr. Jackson has most recently been involved in the acquisition and delineation of major uranium, molybdenum, nickel and vanadium resources in Sweden. He was instrumental in the advancement of the Turnagain nickel deposit of northern BC, Canada from a prospect to a very large nickel deposit. While involved with his public company Crown Resource Corporation, multiple discoveries of gold were made in Washington State, USA; totaling several million ounces of gold; continuing to be produced by Kinross Gold. Dr. Jackson authored several publications, is a member of several scientific and professional organizations, and holds a Professional Geologist Registration in Alberta, Canada. He holds a BSc- University of Western Ontario; MS-University of Toronto, and a Ph.D - University of Alberta.
Evelyn Avey
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pastortomsteers · 10 months ago
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THE THIRD SUNDAY IN LENT
March 3, 2024
Pastor Tom Steers
Christ the Saviour Lutheran Church, Toronto
OUR OPENING HYMNN:  850   “God of Grace and God of Glory”
Lutheran Service Book
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The Invocation                        Page 184
Confession and Absolution     Page 184-185
THE LITANY
P:O Lord.     C: have mercy.
P: O Christ.   C: have mercy.
P: O Lord.     C: have mercy.
P: O Christ.   C: hear us.
P: God the Father in heaven.  C: have mercy.
P: God the Son, Redeemer of the world.  C: have mercy.
P: God the Holy Spirit.  C: have mercy.
P: Be gracious to us.  C: Spare us good Lord.
P: Be gracious to us.  C: Help us, good Lord.
P: In the time of our tribulation; in the time of our prosperity; in the hour of death; and in the day of judgment:
C: Help us good Lord.
P: We poor sinners implore You
C: To hear us, O Lord.
P: To rule and govern Your Holy Christian Church; to preserve all Pastors and missionaries of Your Church in the true knowledge and understanding of Your Word, and to sustain and protect them; to guard, defend, and save persecuted Christians throughout the world, and here at home; to beat down satan under our feet; to send labourers into Your harvest; and to accompany Your Word with Your grace and Spirit;
C: We implore You to hear us, good Lord.
P: To raise those who fall and strengthen those who stand; and to comfort and help the weak-hearted and the distressed:
C: We implore You to hear us, good Lord. Amen.
The Kyrie (Lord Have Mercy)
Lord Have mercy upon us.
Christ have mercy upon us.
Lord Have mercy upon us.
Collect Prayer:
O God, whose glory it is always to have mercy, be gracious to all who have gone astray from Your ways and bring them again with penitent hearts and steadfast faith to embrace and hold fast the unchangeable truth of Your Word; through Jesus Christ, Your Son, our Lord, who lives and reigns with you and the Holy Spirit, one God, now and forever.  Amen.
Our Bible Readings:
Old Testament Reading       Exodus 20: 1-20                                                                                                                               Psalm 19 (antiphon v.8)                                                                                                                                         Epistle Reading                    1st Corinthians 1: 18-31                                                                                                                                  Gospel Reading                     John 2: 13-25
THE NICENE CREED       P. 191  
HYMN OF THE DAY:  823   “May God Bestow on Us His Grace”
By Martin Luther
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                                                                                                                                                                                                    THE SERMON –
“Take these things away!  Do not make my Father’s house a house of trade!”
Jesus gives a clear, stern warning as He whips the greedy merchants from the temple courtyard.
This was the first, outer court of the complex.
It was meant to be a place of quiet reflection, penitence, and prayer.
Yet in our Gospel account, the area had been turned into a marketplace; a cheap bazaar. 
Worshippers were forced to run a gauntlet of salesmen offering animals and money exchange rates just to get inside the inner-courts of the temple. 
How sad. 
How wrong. 
Is this why Jesus displayed righteous anger? 
Why he overturned the merchant’s tables?
Why did Jesus take these actions?
In a word: location. 
But Jesus wasn’t simply upset that the activity was taking place inside the boundaries of the temple. 
Taking it outside wouldn’t have made it anymore God-pleasing, or righteous. 
It wasn’t just the physical location that Christ was angry about.
The real reason Christ let loose, and did what He did, was because of the location and prominence that commerce had taken in the lives and hearts of people who dared to call themselves faithful. 
Remember, all that livestock and money – the commercial activity – was conducted for the sake of making proper sacrifices in the temple. 
As far as the merchants were concerned, it was done in service to God. 
But there’s the problem. 
God, who knows the heart, knew full-well, who and what, was truly first with the people in that marketplace. 
The buying and bartering, the haggling and exchange of money, had taken up the central place. 
Their focus and attention were not on the Creator of all things, but on outward creations. 
What exactly was Jesus driving out in His righteous anger? 
It was the idolatrous place, the position all that stuff had taken in the hearts and minds of those who called themselves God’s people. 
The Word of the Lord had been replaced by a false ‘buy and sell’ theology of salvation.
The true temple, Christ, had appeared to find His people obsessed with corrupt and empty spiritual dealings.
It was this great and deadly distraction, the people’s disregard for the truly Holy, that drove Jesus to loving anger. 
What our Gospel lesson is really about is the First Commandment issue of God having Lordship, and occupying first place in our lives. 
It’s about the position and prominence that God has in our hearts, minds and souls. 
That’s why this Gospel text is used during the penitential season of Lent. 
It’s given for us so we can take a good, honest look at ourselves, and our lives. 
We may not want to admit it, but we’re often not very different than these temple traders. 
How many times do believers behave more like a customer than a Christian? 
How often have we treated God as if He’s the store manager, and you want to make a request, or lodge a complaint? 
How often have we held up the ledger book of our ‘good works’ and accomplishments to God as a receipt . . . a way of trying to cut a deal, and make an exchange for something you want or desire? 
We hold up our good deeds and complain:
“God, I’ve been a loyal, well-paying customer all these years, and this is how you repay me? 
This is how you treat me? 
If we still think we’re spiritually squeaky-clean, let us look into the mirror of our lives.
How often have we failed to fear, love, and trust in God above all things? 
Brothers & sisters, before our righteous and holy God, we’re all guilty.
As the Apostle Paul wrote in Romans 3:23, “all have sinned and fall short of the glory of God.”
But fear not. 
God has brought us Good News of great joy.
We have been redeemed! 
True redemption, in and through Christ.
You see, in real redemption something is exchanged for something else. 
To redeem something means to buy it back. 
Retailers redeem coupons; they buy back the coupon for the agreed-on price.
So it is with us, and our salvation. 
But here’s the crucial thing: we have NOTHING to offer in exchange for our forgiveness. 
As Jesus said, “What can a man offer in exchange for his life?” (Matthew 16:26)
Nothing. 
We were bankrupt, dead in our sins as the Bible tells us in Ephesians 2:1.
Then Jesus came.
And as the Apostle Paul again explains in our lesson from 1st Corinthians today,
“because of him you are in Christ Jesus, who became to us wisdom from God, righteousness and sanctification and redemption, so that, as it is written, “Let the one who boasts, boast in the Lord.”
Unfortunately, that doesn’t seem to stop people from trying to ‘buy’ their way into God’s good graces. 
This is exactly why our Lord proclaims His Law to us. 
This is why God tells us the truth about our sinfulness, and human nature. 
And precisely why Christ cleared out the temple – so He could teach and proclaim the Gospel. 
“Destroy this temple, and in three days I will raise it up,” Jesus said.
This is the foretelling of the resurrection. 
When the true temple, Christ, gave up His life on the cross, God the Father raised Him from the dead three days later.
It is in His resurrection that believers have the sure and certain hope that our sins are forgiven.
As the Holy Spirit works faith in our hearts, we know Jesus has moved into us, and we are now temples of God. 
St. Paul wrote to the Corinthians, "Do you not know that your body is a temple of the Holy Spirit within you, whom you have from God?"
The God-man who took action to cleanse His temple made of stone, has promised that He will purify His living temples, us. 
Just as He brought His temple back from the dead, so He will also come one day to raise all our temples back to life. 
On that day, He will give eternal life in both body and soul to all who believe in Him. 
That’s Gospel truth! 
God speaks the cutting words of His Law, that can sting like the cords Jesus swung at the merchants, not to punish us, or rub our faces in our failures, but to overturn the sinful marketplace that is our heart. 
He enters into the old Adam’s flea market, the broken human nature, not with a mere whip of cords, but with the razor-sharp sword of His Law to drive us to the Gospel.
He overturns and kills, precisely so He can resurrect and make alive again and anew. 
And it is this baptismal resurrection truth of the Gospel that’s proclaimed to you today. 
It is the truth of your redemption that’s freely held out to you in Christ’s Word and Sacraments. 
You have been purchased and bought back from the bonds of sin, death, and damnation with the lifeblood of Jesus Christ. 
The Holy Spirit works faith in us using God’s Word found in the Bible, and His Sacraments of Baptism and the Lord’s Supper.
Within His true Church we’re offered these priceless means of grace.
May this full Law-Gospel truth fill and lighten your hearts. 
May it be witnessed in all you say and do. 
May your life be a living proclamation of thanksgiving of what Christ has done for you, and in exchange for you. 
In His all-redeeming name, Amen.
PRAYERS OF THE CHURCH
SERVICE OF THE SACRAMENT   Page 194       
THE LORD’S PRAYER   Page 196
AGNUS DEI (Lamb of God)    Page 962
Post-Communion Collect (Right-hand column)  Page 201 
CLOSING HYMN:  895   “Now Thank We All Our God”
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louissapi1 · 1 year ago
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Verbal Virtuoso - Louis Sapi Unleashes the Magic of Mesmerizing Presentations
Louis Sapi
Louis Sapi CPA
Louis Sapi, an accomplished professional with an illustrious career, is recognized as a master of verbal communication and captivating presentations. A product of the esteemed Schulic School of Business, he obtained his MBA in 1986 before launching his career at Deloitte Haskins and Sells. As an alumnus of a globally respected institution and a prestigious accounting firm, he quickly proved his mettle in the corporate world, captivating audiences with his eloquence and charisma.
Louis Sapi
In 1986, he made a significant move, establishing his own Chartered Accounting practice. His firm, HS & Partners LLP, Chartered Accountants, has grown exponentially, boasting a team of 25 professionals specializing in a myriad of services. From audits of not-for-profit organizations and public companies to sophisticated tax planning, they have fostered a reputation for excellence under his leadership.
He further broadened his professional spectrum by delving into the realm of financial services. In 1991, he founded the Affinity Financial Group of companies – a conglomerate offering a diverse portfolio of services, including merchant banking, insurance, investment planning, and asset management. His role as the CEO of The Office Mover since 2004, a Toronto based Service Company, exhibits his versatility in handling different sectors.
Philanthropy and community service are integral to his professional ethos. As the founder and Chairman of The Charger Foundation, he has contributed immensely to charity since 2001. His commitment to giving back is also reflected in his past roles on the fundraising board of the Brothers of the Good Shepherd Ministry and as Treasurer of Hillcrest Private School.
His expertise is not limited to business management and finance. He has served on the board of several organizations, exhibiting his leadership skills and strategic acuity. His tenure as the Chairman of the Board for the Bluebird Group of Companies and his role as Director and Chair of the Audit committee for The Jane Goodall Institute of Canada are testament to his ability to steer organizations towards success.
A sought-after speaker, Louis Sapi has shared his insights and experiences at various events, including the RIC Centre's 'Growing Your Business' and the 2011 International Foundation 44th Annual Canadian Employee Benefits Conference. His compelling presentations are both enlightening and inspirational, earning him accolades from participants and organizers alike.
As a speaker, he embodies the essence of authentic, powerful communication. His presentations are more than mere lectures; they are dynamic experiences, carefully crafted to engage, inspire and challenge audiences. His commanding stage presence, combined with his ability to articulate complex ideas with clarity and vigor, makes each of his talks a memorable journey for listeners.
His years of experience in the business world give him a substantial repository of real-world knowledge and wisdom to share. His talks are infused with practical insights and actionable advice, gleaned from his vast experience in diverse sectors. Instead of relying on abstract theories, he draws on his firsthand experiences, painting vivid pictures with his words and bringing concepts to life. This approach not only aids comprehension but also fosters an environment of learning and engagement.
His charisma and persuasive prowess resonate directly with his audience, creating a rapport that transcends the conventional speaker-listener relationship. His message, whether it is about leadership, entrepreneurship, or philanthropy, has a unique way of resonating with the audience. With his eloquence and engaging style, he captivates his audience, leaving a lasting impression long after he has left the stage.
One of the most distinguishing aspects of Louis Sapi as a speaker is his adaptability. Regardless of the audience – whether it's a room full of seasoned executives or aspiring entrepreneurs – Sapi seamlessly tailors his presentations to meet their specific needs and interests. This ability to customize his content demonstrates not only his extensive knowledge but also his deep understanding of his audience's expectations and desires.
Above all, he speaks with a passion and authenticity that only come from someone who fervently believes in his message. This sincerity shines through in every talk he gives, establishing trust and creating a genuine connection with his audience. This connection is often the key to inspiring change, making Louis Sapi not just an outstanding speaker, but a catalyst for transformation.
A prolific writer, Sapi is the author of the best-selling book "Mothers and Fathers – Health and Financial Advices to Share with Your Parents". His writings extend beyond the book, with numerous published articles under his belt. Additionally, he has made appearances on radio and TV, further demonstrating his ability to captivate audiences with his wisdom and eloquence.
In his current role, he continues to contribute to investment banking projects, Mergers and Acquisitions, Corporate Finance, Real Estate, and Management Consulting. As an individual, he has consistently demonstrated that through powerful and engaging presentations, one can inspire change, drive success, and make a lasting impact. He  is, undoubtedly, a verbal virtuoso who continues to wield the power of words to inspire and captivate.
His authentic passion, coupled with the depth of his real-world wisdom, creates a compelling narrative that fosters a deep, genuine connection with his audience. This connection serves as a catalyst for change, empowering listeners to rethink their perspectives and strive for progress. Additionally, his commitment to giving back to the community reflects in his speeches, further enhancing the depth and reach of his message.
He is more than just a speaker; he is an agent of transformation, and his talks are a testament to this. His ability to inspire, educate, and influence is derived from not only his professional successes but also his personal ethos, making his speeches a compelling mix of professional acumen and personal wisdom. His relentless pursuit of excellence, coupled with his commitment to imparting knowledge, makes him a beacon of inspiration. An encounter with Louis Sapi is not just a lesson in business or finance—it's a masterclass in life.
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victoriawholefoodsca · 1 year ago
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Shop at Home: Get Groceries Delivered Right to Your Door
Welcome to the era of digital technology, when convenience is at your fingertips! The days of stumbling through congested grocery store aisles, balancing bulky bags, and waiting in lengthy checkout lines are long gone. We now enjoy the convenience of grocery shopping from the comforts of home thanks to the advancement of technology. You heard correctly: Toronto Grocery Delivery has completely changed how we restock on necessities. Grocery delivery is here to make your life easier, whether you're a busy professional, a mom with young children, or just someone who values their time and energy! We will examine the advantages of grocery delivery and highlight some of Toronto's top services in this blog post. Prepare to learn how to have fresh produce, healthy treats, and gluten-free options delivered straight to your house! So take a seat back, unwind, and let's embark on this virtual grocery trip together.
Advantages of grocery delivery services
When you can have your groceries delivered straight to your house, why should you go through the trouble of going to the grocery store? There are many advantages to using a grocery delivery service which go beyond time savings. Imagine never having to push a large cart through congested parking lots, navigate through lengthy checkout lines, or any of these things again. Deliveries of groceries eliminate all of these problems.
Convenience is among the main benefits. You may easily start grocery shopping from the comfort of your home by opening an app or visiting a website, regardless of where you are or what you're doing. Fresh vegetables, household essentials, pantry basics, and even specialist things like organic treats and gluten-free alternatives are all readily available to you.
The fact that supermarket delivery makes meal preparation easier is an additional advantage. Rather than aimlessly perusing aisles to determine what components you'll need for supper this evening, you may explore online and add products straight to your virtual cart. This facilitates budgeting and helps people stay away from impulsive purchases.
Improved inventory management is another benefit of grocery delivery services. You can quickly stay on top of what needs refilling in your kitchen by keeping track of past orders or making bespoke lists depending on your preferences. Those occasions when you realize halfway through a recipe that a key ingredient is missing are over!
We should not overlook those who might have trouble moving around physically, such as the elderly or those with impairments. With grocery delivery services, they can be more independent because they don't require help and can still eat fresh food.
Grocery delivery has grown in popularity among busy people seeking convenience without compromising on quality or variety for a number of reasons. Why not attempt it yourself, then? Discover how simple it is to get everything delivered right to your door, including Toronto Organic Bulk products and daily necessities, while lounging on your couch with your preferred device in hand!
The top delivery services for groceries
In terms of supermarket delivery services, Toronto offers a number of choices. Every service has its own special qualities and advantages that meet the requirements and tastes of various clients. The following are some of the top grocery delivery services to take into account:
Instacart: Because it offers a large selection of participating merchants, such as specialty shops and large supermarkets, Instacart is a popular option for many Torontonians. You may order goods from a variety of stores using the handy Instacart app.
Fresh City Farms: This is a great choice if you want locally grown and organic products. They provide a wide range of organic produce, meats, dairy goods, fruits, veggies, and pantry essentials that may be delivered right to your house.
Grocery Gateway: Grocery Gateway offers an extensive assortment of foods online and is owned by the Longo's grocery chain. They provide flexible time windows for same-day or next-day delivery to accommodate your schedule.
Mama Earth Organics: As the name implies, Mama Earth Organics specializes in bringing natural items and organic produce straight to your home from nearby farms.
Goodfood: For people who prefer cooking at home but would like more convenience, Goodfood offers meal kits with pre-portioned ingredients and simple-to-follow recipes in addition to groceries.
In general, Toronto residents have a wide range of options for grocery delivery services.
Whether you have specific dietary requirements, such as being gluten-free, or prefer organic cuisine, you can be sure to discover a service that fulfills all of your demands nearby!
How to begin delivering groceries?
Now that you've been persuaded of the advantages of grocery delivery and you know which services are the greatest fit for you, let's talk about how to take use of this practical shopping method.
Do your homework and select a service: Take some time to look into the many local grocery delivery services available. Take into account elements like their choice, cost, shipping costs, and client testimonials. Seek alternatives such as Toronto Organic Bulk or Toronto gluten free goods that address your particular requirements.
Sign up: After deciding on a service, go to their website or download their app to register. Along with your preferred payment method, you might also need to supply some personal information.
Look around and add things: This is the exciting part! Put items in your virtual cart as you begin to browse the aisles online. Numerous grocery delivery services provide a wide variety of products, including fresh produce, household needs, pantry staples, and even specialty items.
Personalize your choices: The majority of platforms let you tailor your order to fit certain dietary needs or preferences, such being vegan, gluten-free, or organic. Use these tools to help you quickly and simply find exactly what you're looking for.
Pick a convenient delivery time: Decide on a day and an hour when you would want your groceries delivered right to your door. Deliveries can even be made the same day or the next day, depending on what is available in your area.
Track your order: After everything is set up and verified, if the platform allows it, use the tracking system to monitor the progress of your order. You'll be informed when it's ready to be picked up, delivered, and prepared.
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queen-street-news · 1 year ago
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New Post has been published on https://bloornews.com/blog-toronto/?p=209153
Best Worst Canadian Merchant Account Providers
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Best Worst Canadian Merchant Account Providers
Are you a small business in Canada and you need merchant services like Interac and credit card processing and don’t know where to go? Online is misleading at best, and countless payment processing companies make promises they can’t keep. Here’s the truth from some people who have worked with and for countless questionable companies and landed at First Data. If you want the REAL dirt on these companies, this is an excellent source.
Major Banks (Moneris; RBC/BMO, TDCanadaTrust
Banks are great.. They are well established, reliable, and have longevity.. You certainly don’t have to worry about calling on Monday and worrying about them going bankrupt and skipping town. 
That being said, in order to be approved, you need to have a pretty stellar credit rating. And, much like anything else in the world, you get what you pay for, so you will be paying premium rates to work with the biggest, best,  and most established in the industry.
If you are primarily doing business in Canada, there’s no point in approaching Chase for credit card processing, as they are an American company, without a single Canadian office.
Helcim, as a matter of fact, is a reseller of Elavon, which is an American company without a single Canadian office. 
Merchant maverick, Frank Kehl is a reseller of Elavon, which is an American company without a single Canadian office. 
**BEST ALTERNATIVE**
First Data might be an option for those of you who have or will face rejection by the major banks for POS terminals. They have excellent customer service, tech support, swipe rates, and machines when it comes to independent companies. Basically, they offer everything a bank does, but they offer it to more customers, and at a lower rate.
Helcim has lower rates than the fly-by-night company, KIS, which isn’t any better than they are. They should be your last resort. They are all bait and switch situations filled with misleading information, broken promises and hidden charges. They advertise one deal and deliver quite the opposite. In THEORY, they can promise to PERSONALLY keep you free of a lease, but they hand you a machine from a leasing company that will continue to charge you monthly fees for up to four years. The service is garbage because the turnover rates are insane.. Reps don’t get paid, even after getting endless grief from disappointed and angry customers. The reps don’t even get the full story, so they believe they are telling you the truth only to discover later that they are essentially part of a scam they are selling to innocent people for little or no commission or pay. 
Square is great if you don’t need to get paid for three months. It’s the sort of company that would be ideal for someone who already has a day job, but sells bananas at a flea market on weekends for extra cash. The percentage the company takes is double what you would pay to First Data, or even to the terrible last-resort providers.
The list goes on.. PandaPay Merchant Services advertises low rates and doesn’t deliver. People sign a lease and suffer long-term. Royal Debit, to be frank, are liars. They offer free terminals, but there is nothing free about them. Clients are misled about rates. The people who run it just have questionable morals, and you can’t believe a word they say.  Royal Debit is a reseller of Elavon, which is an American company without a single Canadian office.
In conclusion, go with a major bank if you have the credit rating and extra money to pour into the costly sense of security. If you want similar customer service, quality, and satisfaction for a fraction of the cost, First Data is your best bet by far. They have an office in Mississauga, so you aren’t dealing with customer service overseas with little or no understanding of credit card processing in Toronto or simply doing business in Canada.
Debitmachine.mobi is run by Paul Murton. He runs the website a little bit like a payment processing dating service, trying to pinpoint ideal long-term merchant account relationship goals and match the small and home business Canadian clients and companies perfectly, creating a mutually beneficial relationship for everyone involved. 
Reps first data, elavon, pivotal payments/nuvei, global payments and a high risk merchant service called people’s credit
Online services, for which he provides personalized e-commerce websites….is a reseller of PayPal, which is an American company without a single Canadian office.
Murton is a salesman for the various Canadian credit card processing companies; He helps increase sales when the economy dictates that the calls just aren’t’ coming in on their own. All of these merchant services companies have a mandate to reach a particular quota, inspiring them to run deals including new and free machines and reduced rates. Because Paul is not legally obligated to one specific company, as he is contracted as a commission-based sales representative, Paul has access to the best possible credit card processing deals at the exact time that each client requires merchant services. He has been in the industry for 20 years now, since 2001, and is knowledgeable about each and every company in his roster. If you call any of these companies individually, they are all going to tell you that they are the best and the cheapest, with the lowest swipe rates, but Paul has no reason to mislead you. He will make a commission only if your contract works out to your satisfaction, so it’s in HIS best interest to lead you to the best solution for your business. Word-of-mouth is the best way to increase business for Paul personally, as a small business owner in Toronto. He wants to give you what you want and need out of a merchant provider so you recommend him to your friends and associates. Paul Murton’s commission is a one-time thing.. There are no residual or hidden fees on Paul’s part after you’ve signed the contract.
***Nuvei/Pivotal is offering a free machine for the life of your and your business that provides credit card processing and Interac. Qualified rate 1.17%, Non-Qualified rate 0.40%, Debit 3.5 cents, with a low monthly fee of $7. (Banks charge $10-12 PLUS rental of your POS terminal $40 for wired, $70 for wireless, so it’s a substantial savings each month!)
+Please be advised that Paul is introducing and securing your contract with the merchant provider.. The relationship beyond the initial sale is between you and the provider, so please ensure you read and understand the small print as Paul does not have the power to alter the terms of your contract. 
Apply For A Debit Machine Free 1,000 Business Cards With SEO Help With Marketing Your Business Free Help With Maps From A Google Guide Google Maps (I am a “Local Guide for Google Maps” Just Say Hello
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New Post No fraudulent purchases https://torontocreditcardprocessing.com/no-fraudulent-purchases/
Fraud; Deceit; Trickery, An Imposter, a Cheat. To put it lightly, not a nice person.
Nochargebacks.ca provides an online gateway or payment gateway, giving you and your customers peace of mind. With a nochargebacks.ca payment gateway, your clientele can spend money on their credit cards all around the world, and you receive payment within hours instead of having to wait 6 to 8 weeks to see reimbursement in your account.
With nochargebacks.ca, there is no more worrying about fraudulent purchases or having to refund your customers.
The only way a chargeback happens is if the customer doesn’t receive their merchandise following online payment. And, with the additional security in place, this almost never happens.
Why choose an Online Gateway with fraud protection
Online gateways have a number of benefits, but the greatest one is that, because of the fraud protection, the rates are cheaper. When both banks and merchants are saved the hassle of having customers call to complain that someone used their card to order a ten thousand dollar watch, they are happier.
Choose nochargebacks.ca. Better rates for you and your company, and better statistics next year from the Canadian Anti-Fraud Center!
nochargebacks.ca is a sales agent
Call direct to Paul’s cell : (416) 687-5373
Apply for this service on nochargebacks.ca
#chargeback #chargebacks #chargebacks9II #chargebackmanagement #chargebackprotection #onlinepaymentmethods #fraudprotection #fraudprotectionservices
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debitmachinecanada · 2 years ago
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No fraudulent purchases
Fraud; Deceit; Trickery, An Imposter, a Cheat. To put it lightly, not a nice person.  If you’ve ever been a victim of fraud, you’re not alone. I had my bank account emptied right before Christmas one year when my daughter was little- I eventually got it back, but if it wasn’t for my mom still being around to lend me the money while I waited, I would have had to explain to my 5-year-old daughter…
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if-you-fan-a-fire · 2 years ago
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""UNDUE GENEROSITY" IS BLAMED FOR PLIGHT," Toronto Star. February 15, 1933. Page 3. ---- Harry Lindsay Goes to Reformatory for Fraud and Forgery ---- Over-generosity to his friends was cited by A. R. Hassard, K.C., as a reason for the downfall of Harry A. Lindsay, 26, married, who was sentenced by Magistrate Keith in county police court to-day to two years less a day in the reformatory on eighteen charges of fraud, false pretences and forgery. The charges, laid by officials of two New Toronto banks, involved cheques amounting to $5,000. Lindsay's sentence was made retroactive to the time of his arrest.
John Barlow was ordered to pay $25 for damage done to a truck in York township, and was given suspended sentence.
Colorful girls' dresses and other clothing were displayed as evidence against Edward Hanley, charged with stealing nine pairs of stockings, six dresses and some cheese, which he, on behalf of an association, had solicited from township merchants for a "Christmas tree."
Hanley admitted giving two pairs of the stockings to his family and eating some of the cheese. He told Magistrate Keith he considered the goods unsuitable for distribution to children. "Some members of these associations do all they can to kill the sympathy the public is willing to extend them," observed the bench.
Defence counsel said Hanley was unemployed and the father of six children. "He's sticking his knife into the backs of the other unemployed men." retorted the court, placing Hanley on suspended sentence, with three months' probation.
Lorenzo and Angelina Annacia were charged with obtaining approximately $222 worth of relief from North York township by fraud. They own two houses and vacant lots, clear of debt except for taxes, accused admitted. From one house they received approximately $17 in rent, they said. The case was adjourned a week to call a bank manager to tell if the two have bank accounts.
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husheduphistory · 2 years ago
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No Laughing Matter: The Clowns and the Turmoil that Changed Toronto
In the summer of 1855 the city of Toronto was a far cry from the bustling capital city that it is today. Much closer to resembling the Wild West, the city was filled to the brim with bars, liquor shops, and brothels catering to the rotating population of approximately 40,000 people. Mary Ann Armstrong ran one of Toronto’s many “clubs” on the corner of King and Jarvis Streets and the combination bar and brothel was always busy, especially when new faces were passing through town. The sights, sounds, and stories that originated there are incalculable, but on one July night Armstrong’s establishment was the setup for an incident that sounds like a joke but was unfortunately very real with a horrible punchline. “A clown and a fireman walk into a bar…”
On the morning of July 12th 1855 a large group of travelers made their way into Toronto, but these visitors were a little more unusual than the normal passers-by, this was the S.B. Howes' Star Troupe Menagerie & Circus. S.B. Howe was one of the first circus companies to bring their act on tour traveling to one city and taking up residency for a few days before packing up their tents and disappearing from the scene. The circus was only supposed to be in town for two days and after their first performance a group of clowns decided to take in the town, eventually ending up at Mary Ann Armstrong’s building.
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Illustration of King Street in Toronto circa 1855. Image via Wikimedia Commons.
The image might sound funny, a group of clowns walking into a rowdy, tough, and intimidating brothel and bar, but these clowns were not to be messed with. Their jobs went far beyond entertaining and included the physical labor of building, breaking down, packing up, and moving their entire community to each city on the tour. They were strong, bold, and did not back down from a fight, which was a recipe for disaster considering the other people visiting Armstrong’s that night.
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Advertisement for the circus. Image via torontodreamsproject.blogspot.com/com/. 
At this point in time fire departments were not formally established and individual companies formed privately and functioned for profit, racing to fires and charging a price before putting them out. It was not uncommon for rival fire companies to clash in the streets, sometimes requiring local law enforcement to intervene. Only two weeks before the circus came to town one local company, the Hook and Ladder Firefighting Company, was involved in a violent street brawl with another fire company that became known as the Fireman’s Riot. They were an aggressive group, and tonight they were visiting Armstrong’s establishment at the same time as the clowns.
There has never been a singular cause identified for what happened next. One account says that the clowns cut the line to get into the building. Another says one of the firemen named Fraser knocked a hat off the head of a clown named Meyers and refused to pick it up when asked. Others simply say it was a case of someone getting loud with someone else who did not take kindly to their tone. The result was an all-out brawl and by the time the police arrived the firemen were all beaten to a bloody pulp with two of them requiring medical attention at a hospital. The band of clowns simply went back out into the night to continue partying.
The situation was bad enough as is, but the political climate of the area made the conflict cut deeper. Much of Toronto’s population was made up of Irish Catholics but the city government was deeply Irish Protestant and Tory elite, supported by the Orange Order, who were also firmly in the corner of the bloodied Hook and Ladder Firefighting Company. As far as the fire department was concerned the clowns had just declared war.
When the S.B. Howes' Star Troupe Menagerie & Circus came into town they pitched their tents along the waterfront at the site of Fair Green, near the St. Lawrence Market. On the day after the brothel brawl, Friday the 13th, the merchants in the market were few and far between, there was word that something bad was brewing. Slowly they began to arrive to the circus grounds, a large mob of Orangemen of the Orange Order, and before long the rocks began to fly. The circus performers were able to hold back the assault for a short amount of time but when the fire department arrived it was not to help the entertainers, it was to destroy them. The members of the Hook and Ladder Firefighting Company arrived carrying pikes, pipes, and axes. They tore apart the circus tents, beat anyone in their paths, set fires, and knocked over wagons with a bloodthirsty ferocity. Police Chief Samuel Sherwood, a former tavern owner with no formal training, arrived and brought in a handful of constables throughout the day but never put a focused effort into quelling the violence. How could he? He was a part of the Orange Order himself and when later questioned about the level of power he had in his position as Chief his answer was “A very small one indeed…I give orders and instructions to the force, but cannot get them obeyed. As soon as I am out of sight, the men do as they please.” When the Mayor arrived at the scene he took matters into his own hands, wrestling an ax from a fireman who was about to murder one of the clowns and calling in a militia to finally put a stop to the violence. The clowns and other performers took what was left of their belongings and fled the city as quickly as possible.
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Painting of Toronto showing the site of Fair Green. Image via http://torontodreamsproject.blogspot.com/ 
The aftermath of the riot was unfortunately familiar. When the Fireman’s Riot happened only weeks beforehand the memories of the police department and the firemen involved were suddenly and inexplicably fuzzy and they could not recall a single member of the Orange Order that was on the scene. One constable said it was too dark out to see any faces and another even said that the entire ordeal was carefully planned so that only people unfamiliar to the police would be involved. The exact same scenario played out again after the attack on the circus clowns and suddenly no one who advanced on the tents could recall anything that happened. Out of the entire mob only seventeen people were ever arrested and when they went to court every single person who attacked the circus that day was acquitted.
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Article about the investigation of the Toronto Circus Riot. Image via torontoist.com.
The official word on what happened may have been hazy but the public saw the corruption very clearly and while they could not create change overnight, the Toronto Clown Riot proved to be a fatal blow to the too-long accepted state of things. After the riot it became much more common to question the conveniently selective memories of the police force that was given absolute power with no form of training. The formerly iron-clad coverups for the actions of the fire departments corroded and began to lose strength. The voices against the Orange Order got louder and louder.
One of the biggest indicators that the public had had enough came with the next election when for the first time in twenty years a mayor was elected that was backed by the Irish Catholics despite the hardest efforts of the Orange Order to prevent it. Reform and organization was needed and in 1858 the first provincially approved board put a restructuring of the new city government and police force into motion. In February of 1859 the entire police force was fired (roughly half that were not part of the Toronto Clown Riot were reinstated), a new chief was brought on board, and finally Toronto had a police force that was out of private hands, nonpolitical, and under close watch by the newly established city government.
The fates of many of the S.B. Howes' Star Troupe Menagerie & Circus clowns are greatly unknown and the clown named Meyers has faded into time. Little could he or any of the clowns imagined on that July night that getting into a fist fight with a gang of firemen in a brothel would lay the foundation for the establishment of Toronto’s first formal police department.
*****************************************************************************
Sources:
“Hidden History: The Toronto Circus Riot” by Lenny Flank. August 20th 2019
https://www.dailykos.com/stories/2019/8/20/1870769/-Hidden-History-The-Toronto-Circus-Riot 
“The Toronto Circus Riot of 1855 — the day the clowns picked the wrong Toronto brothel” by Adam Bunch. October 2nd 2012.
http://spacing.ca/toronto/2012/10/02/the-toronto-circus-riot-of-1855-the-day-the-clowns-picked-the-wrong-toronto-brothel/
“How a Fight With Clowns Led to the Birth of Modern Policing in Toronto “ by Patrick Metzger. September 12th 2013.
https://torontoist.com/2013/09/how-a-fight-with-clowns-led-to-the-birth-of-modern-policing-in-toronto/ 
“Infamous Clown Brawl in Brothel Gets Entire Toronto Police Force Fired “ by Sean Kernan. November 29th 2021. 
https://medium.com/lessons-from-history/infamous-clown-fight-in-brothel-gets-entire-toronto-police-force-fired-ceca014addc6
“Clowns fighting firemen in Canada in 1855.” opposite-lock.com/topic/22965/clowns-fighting-firemen-in-canada-in-1855
“The Toronto Circus Riot of 1855 “ http://torontodreamsproject.blogspot.com/2012/08/the-circus-riot.html 
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mostlysignssomeportents · 2 years ago
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This day in history
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#20yrsago Ed Felten’s new “Freedom to Tinker” blog https://freedom-to-tinker.com/
#20yrsago CEA regrets the DMCA but fails to oppose DMCA successor https://web.archive.org/web/20020805010423/http://news.com.com/2100-1023-947729.html
#15yrsago French kid who translated Potter 7 faces charges https://memex.craphound.com/2007/08/10/french-kid-who-translated-potter-7-faces-charges/
#15yrsago Venetian merchants have tourist and “rude-tourist” prices https://web.archive.org/web/20080214222751/http://www.telegraph.co.uk/news/main.jhtml;jsessionid=0OKY3UJNN1W3ZQFIQMFSFFOAVCBQ0IV0?xml=/news/2007/08/09/wvenice109.xml
#10yrsago UK prisons to open outsource call centres; David Cameron urges business to switch to prison labour https://www.theguardian.com/society/2012/aug/09/prison-call-centre-plans-revealed
#10yrsago Toronto to host real-life flamethrower game based on Street Fighter II https://www.joeydevilla.com/2012/08/09/super-street-fire-this-saturday-in-toronto/
#10yrsago Virgin Airlines Australia moved firefighter from seat next to boys because men can’t be seated next to unaccompanied children https://freerangekids.wordpress.com/2012/08/10/man-on-plane-must-change-seats-hes-next-to-2-boys-australians-outraged/
#10yrsago How do we make web stuff that’s secure enough for human rights workers? https://web.archive.org/web/20140416104545/https://www.wired.com/2012/08/wired_opinion_patrick_ball/
#10yrsago France’s batshit HADOPI copyright law on life-support; three strikes is dying https://www.eff.org/deeplinks/2012/08/repeal-french-three-strikes-law
#10yrsago Diaper-box AT-AT https://web.archive.org/web/20120803051713/http://offbeatmama.com/2012/06/you-could-recycle-those-leftover-diaper-boxes-or-you-could-make-your-own-at-at-out-of-them
#5yrsago Acting Madly: the secret history of the lost MAD-alike magazines of the satire boom https://memex.craphound.com/2017/08/10/acting-madly-the-secret-history-of-the-lost-mad-alike-magazines-of-the-satire-boom/
#5yrsago India lost access to the Internet Archive because two Bollywood studios couldn’t be bothered with takedowns https://torrentfreak.com/internet-archive-blocked-in-2650-site-anti-piracy-sweep-170810/
#5yrsago Blackwater founder and DeVos war-criminal sibling Trump should install merc-backed viceroy in Afghanistan https://www.democracynow.org/2017/8/9/at_urging_of_blackwater_founder_trump
#5yrsago You can hijack a gene sequencer by hiding malware in a DNA sample https://web.archive.org/web/20170829071036/http://dnasec.cs.washington.edu/dnasec.pdf
#5yrsago FCC will fix America’s shitty internet by declaring fast internet access unimportant to Americans https://arstechnica.com/information-technology/2017/08/maybe-americans-dont-need-fast-home-internet-service-fcc-suggests/
#5yrsago Detailed analysis of the hyper-partisan Facebook “news” business https://www.buzzfeednews.com/article/craigsilverman/inside-the-partisan-fight-for-your-news-feed
#5yrsago Every meeting and trip the FCC’s neutricidal chairman Ajit Pai took since Trump’s inauguration https://web.archive.org/web/20170811070442/https://altgov2.org/calendar-pai/
#1yrago End of the line for Uber: Accounting tricks and tech gimmickry don’t matter when the coffers are empty https://pluralistic.net/2021/08/10/unter/#bezzle-no-more
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royaldebit-blog · 6 years ago
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The Benefits Of Owning Or Accepting Credit Cards
Do you know the benefits of owning or accepting credit cards? Call us to order your debit machine now for the most competitive rates in the market!
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🌍 https://www.royaldebit.com/blog/benefits-owning-accepting-credit-cards/
📞 (416) 986-3342
📍 1595 16th Ave. suite 301, Richmond Hill, ON
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louissapi1 · 1 year ago
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Verbal Virtuoso - Louis Sapi Unleashes the Magic of Mesmerizing Presentations
Louis Sapi
Louis Sapi, an accomplished professional with an illustrious career, is recognized as a master of verbal communication and captivating presentations. A product of the esteemed Schulic School of Business, he obtained his MBA in 1986 before launching his career at Deloitte Haskins and Sells. As an alumnus of a globally respected institution and a prestigious accounting firm, he quickly proved his mettle in the corporate world, captivating audiences with his eloquence and charisma.
In 1986, he made a significant move, establishing his own Chartered Accounting practice. His firm, HS & Partners LLP, Chartered Accountants, has grown exponentially, boasting a team of 25 professionals specializing in a myriad of services. From audits of not-for-profit organizations and public companies to sophisticated tax planning, they have fostered a reputation for excellence under his leadership.
He further broadened his professional spectrum by delving into the realm of financial services. In 1991, he founded the Affinity Financial Group of companies – a conglomerate offering a diverse portfolio of services, including merchant banking, insurance, investment planning, and asset management. His role as the CEO of The Office Mover since 2004, a Toronto based Service Company, exhibits his versatility in handling different sectors.
Philanthropy and community service are integral to his professional ethos. As the founder and Chairman of The Charger Foundation, he has contributed immensely to charity since 2001. His commitment to giving back is also reflected in his past roles on the fundraising board of the Brothers of the Good Shepherd Ministry and as Treasurer of Hillcrest Private School.
His expertise is not limited to business management and finance. He has served on the board of several organizations, exhibiting his leadership skills and strategic acuity. His tenure as the Chairman of the Board for the Bluebird Group of Companies and his role as Director and Chair of the Audit committee for The Jane Goodall Institute of Canada are testament to his ability to steer organizations towards success.
A sought-after speaker, Louis Sapi has shared his insights and experiences at various events, including the RIC Centre's 'Growing Your Business' and the 2011 International Foundation 44th Annual Canadian Employee Benefits Conference. His compelling presentations are both enlightening and inspirational, earning him accolades from participants and organizers alike.
As a speaker, he embodies the essence of authentic, powerful communication. His presentations are more than mere lectures; they are dynamic experiences, carefully crafted to engage, inspire and challenge audiences. His commanding stage presence, combined with his ability to articulate complex ideas with clarity and vigor, makes each of his talks a memorable journey for listeners.
His years of experience in the business world give him a substantial repository of real-world knowledge and wisdom to share. His talks are infused with practical insights and actionable advice, gleaned from his vast experience in diverse sectors. Instead of relying on abstract theories, he draws on his firsthand experiences, painting vivid pictures with his words and bringing concepts to life. This approach not only aids comprehension but also fosters an environment of learning and engagement.
His charisma and persuasive prowess resonate directly with his audience, creating a rapport that transcends the conventional speaker-listener relationship. His message, whether it is about leadership, entrepreneurship, or philanthropy, has a unique way of resonating with the audience. With his eloquence and engaging style, he captivates his audience, leaving a lasting impression long after he has left the stage.
One of the most distinguishing aspects of Louis Sapi as a speaker is his adaptability. Regardless of the audience – whether it's a room full of seasoned executives or aspiring entrepreneurs – Sapi seamlessly tailors his presentations to meet their specific needs and interests. This ability to customize his content demonstrates not only his extensive knowledge but also his deep understanding of his audience's expectations and desires.
Above all, he speaks with a passion and authenticity that only come from someone who fervently believes in his message. This sincerity shines through in every talk he gives, establishing trust and creating a genuine connection with his audience. This connection is often the key to inspiring change, making Louis Sapi not just an outstanding speaker, but a catalyst for transformation.
A prolific writer, Sapi is the author of the best-selling book "Mothers and Fathers – Health and Financial Advices to Share with Your Parents". His writings extend beyond the book, with numerous published articles under his belt. Additionally, he has made appearances on radio and TV, further demonstrating his ability to captivate audiences with his wisdom and eloquence.
In his current role, he continues to contribute to investment banking projects, Mergers and Acquisitions, Corporate Finance, Real Estate, and Management Consulting. As an individual, he has consistently demonstrated that through powerful and engaging presentations, one can inspire change, drive success, and make a lasting impact. He  is, undoubtedly, a verbal virtuoso who continues to wield the power of words to inspire and captivate.
His authentic passion, coupled with the depth of his real-world wisdom, creates a compelling narrative that fosters a deep, genuine connection with his audience. This connection serves as a catalyst for change, empowering listeners to rethink their perspectives and strive for progress. Additionally, his commitment to giving back to the community reflects in his speeches, further enhancing the depth and reach of his message.
He is more than just a speaker; he is an agent of transformation, and his talks are a testament to this. His ability to inspire, educate, and influence is derived from not only his professional successes but also his personal ethos, making his speeches a compelling mix of professional acumen and personal wisdom. His relentless pursuit of excellence, coupled with his commitment to imparting knowledge, makes him a beacon of inspiration. An encounter with Louis Sapi is not just a lesson in business or finance—it's a masterclass in life.
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charisbrownsblog · 4 years ago
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Crypto Gambling Regulations
In this article, I am going to be finding out about the legality of Bitcoin in America and some other countries to offer you an image of exactly what can and can’t be done within the law. Additionally, I’ll be analyzing which places allow and disallow on web gambling generally speaking and the greatest Bitcoin casinos in particular. Collectively, we will observe how strictly regulated this marketplace is.
What Is The Current State Of Bitcoin Gambling Regulation?
The regulation in the area of Bitcoin gambling is extremely immature and creates numerous gaps for speculation. Operators launching their on the web casinos which will accept Bitcoin are easily confused by questionable facts and ambiguous activities of authorities when it comes to cryptocurrency.
Desiring to run their venture legally, these folks try to look away whether offering gambling solutions for Bitcoin is normally legal, if a Bitcoin gambling shop has to be licensed, and players from what countries around the world can be approved.
Key Facts On Bitcoin Gambling Legality
Currently, there are certainly no single, clear-cut answers to the queries earlier mentioned. But on the other hand, below are a few useful key points that must be recognized:
1) In general there are basically no certain laws controlling Bitcoin gambling. It’s neither legally given permission to be nor banned.
2) Attitude of numerous authorities to Bitcoin is changing incredibly promptly, with increased and even more countries around the world looking at Bitcoin positively and discussing legislation of cryptocurrencies and blockchain-based solutions. But on the other hand, many government authorities are today still not talking about Bitcoin as to real money. If it isn’t really a “real” currency, any laws around traditional (fiat currency) on the web casinos must not be applied to Bitcoin gambling platforms.
3) Regardless of the above, in parts of the world where gambling is strictly restricted, just like the United States, the authorities may still pull solid measures alongside Bitcoin gambling platforms and/or gamblers who make wagers with Bitcoin.
4) Bitcoin gambling ınternet sites provide the benefit of improved anonymity to players. Bitcoin transactions coupled with anonymizing approaches like Tor cause it to extremely hard for the authorities to track gamblers.
5) A couple of reputable gambling jurisdictions currently issue the permit to casinos accepting Bitcoin (notably, Curacao as well as the United Kingdom), which means they approve the responsibility of controlling the functionality of cryptocurrency platforms. So long as the online casino is following the regulations and rules of the chosen legislation, it works legally.
Is Bitcoin Gambling Eligible In America?
Gambling in the USA is a legal aspect that comes up regularly. With federal government regulations that conflict with state issuances, space can often be gray about which areas can service on the web gambling and which are not able to. This means that gambling with cryptocurrency, the most recent trend in investment and transaction concepts, is also a muddied matter.
Bitcoin is definitely the first and the most popular decentralized currency which allows users to make rapid, anonymous transactions. Although gambling with traditional currency has already been complicated enough in the USA, putting in this volatile BTC or other gambling tokens into the mix increases concerns.
Legislation Bitcoin remains to be hung all the way up in Congress; that’s, cryptocurrency is most not at all illegitimate. But on the other hand, in the USA, Bitcoin and other cryptocurrencies are certainly not acknowledged as legal tender. They are simply technically described as merchandise. This means that government entities need virtual coins to be verified and authorized inside the country’s database.
As being a commodity or security, government entities have got to the right capture taxes right from a person who earnings from BTC. Investors and traders alike are actually by law obligated to fork over a large amount of their revenue to Uncle Sam-if you gamble with Bitcoin and earn, the pertains to you as well. Although this topic is fast-paced, the consensus is the fact that Bitcoin is currently legal in the states and controlled to the point of taxes.
In the event that online gambling with fiat cash is announced legal in your country, then is considered more than likely that gambling with Bitcoin is eligible as well. Here is a glance at a few of the most on the web gambling and bitcoin-friendly countries around the world to this point.
Bitcoin Gambling Legality in Australia
On the web gambling status: Friendly
Bitcoin status: Extremely friendly
It’s legal for residents in Australia to gamble on the web, however, it is illegal for gambling providers to give their services from within the country. This means that on the web casinos operating in legal jurisdictions have to offer solutions to gamers in Australia.
The Australian authorities are all for the use of cryptocurrencies – when it is properly regulated for the safety of its residents in addition to systems in place to avoid money laundering. Within the topic of Bitcoin, in particular, the governor of the Reserve Bank of Australia has left a comment that using Bitcoin is absolutely legal, adding there’s basically no legislation to prevent that.
Bitcoin Gambling Legality in Canada
On the web gambling status: Friendly
Bitcoin status: Extremely friendly
Just like Australia, Canada allows its citizens to gamble on the web, but, it prohibits gaming that is provided by a company that is not owned or operated, or certified by provincial authorities. In regards to Bitcoin use, in particular, it seems the Canadian authorities have made no formal restriction relating to the cryptocurrencies’ use.
A light limitation is a positive gain for Bitcoin users as Canada was the first of all nations across the world to pass regulation surrounding Bitcoin, they appear to have to lead the way for including approaches to protect users while permitting the cryptocurrency to prosper. More and more top-ranking Canadian casinos approve transactions in bitcoins. During 2013 the first Bitcoin ATM was mounted in Vancouver and now there are about 205 bitcoin ATMs r and tellers through Canada, with Toronto and as well, Vancouver called the Bitcoin hubs.
In conclusion, for those who are gambling on the web in Canada with Bitcoin, you’re not controlled by any regulation, unless you are an on the web gambling merchant or Bitcoin broker.
Bitcoin Gambling Legality in the UK
On the web gambling status: Regulated, friendly
Bitcoin status: Extremely friendly
It’s legal to gamble on the web in England, provided that the gaming provider has employed for and has been lately awarded a UK Gambling Commission payment (UKGC) issued Remote Gaming Permit. Since August 2016, the UKGC legally gave great Britain licensed on the web casinos permission to simply accept bitcoin as a deposit and cash out medium.
To decrease incidents of money laundering, also because of bitcoin’s huge impact on web gambling’s popularity, the Bank of England continues to be keeping its eye on Bitcoin technology and improvements, also requesting residents to share thoughts on approaches to enhance its monetary system.
In England, Bitcoin is recognized as ���private money” and VALUE-ADDED TAX is applied as regular. All trading exchanges for goods and services that approve Bitcoin and various other cryptocurrencies happen to be taxed.
Bitcoin Gambling Legality in France
On the web gambling status: Regulated, friendly
Bitcoin situation: Friendly
From the advent of the roulette wheel to the initial variant of baccarat, France contributes to the birth of many of these forms of gambling we use at the moment. Nevertheless, any kind of form of gambling in France needs a permit, although the regulations are not in particular strict – authorities that monitor gambling do so essential in order to keep French citizens from getting addicted.
Bottom line
Generally speaking, Bitcoin gambling is eligible since it is not targeted as a specific illegal endeavor. Due to differing laws by state, you should reflect on two things: if Internet gambling is limited where you reside, and if Bitcoin is limited as a payment solution within your state. All states can easily bet international on approved ınternet sites; which is a current afforded.
But states that complicate virtual currency could doubtless slap you with legal action if they need licenses to transact with Bitcoin. A state just like Connecticut may construe depositing Bitcoin into a gambling shop account to be selling your cryptocurrency and as well, slap you with a fine for doing this without a certificate.
Action against virtual currency fanatics is essentially unheard of this way, most importantly amongst the gambling realm. As long as you do your research, pay taxes, and do not knowingly break state legislation, Bitcoin Gambling is safe.
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