#Chargeback

[bitchy-craft]

SCAMMER ALERT

EDIT: she took more, 200 from me now

For every tarot reader on here or people who sell services in general. @ recoveringinternetaddict is a scammer.

She has ordered a lot of my tarot readings over the last couple of months and has been charging back everything the last few days; over 180 200 euro's so far and will most likely continue to charge back even more. This has brought me in a lot of trouble financially as one might guess.

She keeps coming with many excuses but isn't really doing anything to solve this even though she claims it 'was an accident'. Yet it isn't an accident > she even told PayPal it wasn't an accident (PayPal said so / hinted this through customer service mails). She has been doing the same with @tarotwithavi as well, who has also been charged back a significant amount of money so far. Edit: we found a 3rd person she did this too; @starryfree.

We both have been fighting these chargebacks with all the proof we have, but because she has done the chargebacks through her card holder PayPal isn't able to do anything, and that company will need to look at everything. This will take at least 180 calenderdays full of stress and uncertainty.

She is even claiming that her bank is taking more of our money because we provide proof that the chargebacks are false.

Please spread this information by liking, reblogging or commenting so the news will be spread to as many people as possible.

I know I am asking for a lot, but if you ever thought of getting a reading from me, it would be very kind to order one now so I can get out of this financial loss as quickly as possible. If anyone has any advice it would be greatly appreciated as well.

[thecrystallinecrowssystem]

Honestly, if a republican gets elected in 2024, the US is gonna start looking like Ultrakill with how much blood will be on our hands

[miclient]

Don’t Let Chargebacks Hurt Your Business: How to Handle Them Like a Pro!

Introduction: Chargeback

A chargeback is a transaction reversal initiated by a customer's bank or credit card issuer. It allows the customer to dispute a transaction and request a refund of the funds that were previously transferred to a merchant's account. Chargebacks are typically initiated when a customer believes that they have been charged for a product or service that they did not receive or when they are not satisfied with the product or service they received. Chargebacks can also be initiated in cases of fraudulent activity or unauthorized transactions. When a chargeback occurs, the merchant may be required to provide evidence to dispute the chargeback and retain the funds. If the merchant is unable to successfully dispute the chargeback, the funds are returned to the customer, and the merchant may be subject to additional fees and penalties.

Chargebacks can be a frustrating and costly experience for businesses. Not only can they result in the loss of revenue, but they can also harm your reputation and impact your ability to process payments in the future. However, chargebacks are not always avoidable, and it's essential to know how to handle them effectively when they do occur. Here are some tips on how to handle chargebacks from customers:

Understand the Reason for the Chargeback

The first step in handling a chargeback is to understand why it happened. There are many reasons why a customer might initiate a chargeback, such as unauthorized transactions, fraudulent activities, or dissatisfaction with the product or service. It's essential to identify the root cause of the chargeback to determine the best course of action.

Gather Evidence

Once you understand the reason for the chargeback, the next step is to gather evidence to dispute it. This might include customer receipts, shipping documents, or any other relevant documentation that supports your case. It's also a good idea to review your internal records to ensure that the chargeback is valid and not the result of an administrative error.

Respond Quickly

Chargebacks are time-sensitive, and there are specific deadlines that must be met to respond to them. It's essential to respond quickly to ensure that you have a chance to dispute the chargeback effectively. Most payment processors require that you respond within a specific timeframe, usually between 10 and 30 days.

Contact the Customer

If you have identified the reason for the chargeback and have gathered evidence to dispute it, the next step is to contact the customer directly. This can be an opportunity to resolve the issue and avoid further chargebacks. Be polite and professional in your communication, and try to find a mutually beneficial solution.

Dispute the Chargeback

If you have gathered evidence and believe that the chargeback is invalid, it's essential to dispute it with your payment processor. Provide all relevant documentation and explain why you believe the chargeback is not valid. Your payment processor will review the evidence and make a decision on the chargeback.

Learn from the Experience

Handling chargebacks can be a frustrating experience, but it's also an opportunity to learn and improve your business processes. Take the time to review your procedures and identify any areas that need improvement. This might include improving customer service, enhancing fraud detection, or improving product quality.

In conclusion,

Chargebacks can be a challenging and frustrating experience for businesses, but they are not always avoidable. Understanding the reason for the chargeback, gathering evidence, responding quickly, contacting the customer, disputing the chargeback, and learning from the experience are all essential steps in handling chargebacks effectively. By following these tips, you can minimize the impact of chargebacks on your business and maintain your reputation with your customers.

[debitmachinecanada]

No fraudulent purchases

Fraud; Deceit; Trickery, An Imposter, a Cheat. To put it lightly, not a nice person.  If you’ve ever been a victim of fraud, you’re not alone. I had my bank account emptied right before Christmas one year when my daughter was little- I eventually got it back, but if it wasn’t for my mom still being around to lend me the money while I waited, I would have had to explain to my 5-year-old daughter…

[toronto-credit-card-processing]

New Post No fraudulent purchases https://torontocreditcardprocessing.com/no-fraudulent-purchases/

Fraud; Deceit; Trickery, An Imposter, a Cheat. To put it lightly, not a nice person.

Nochargebacks.ca provides an online gateway or payment gateway, giving you and your customers peace of mind. With a nochargebacks.ca payment gateway, your clientele can spend money on their credit cards all around the world, and you receive payment within hours instead of having to wait 6 to 8 weeks to see reimbursement in your account.

With nochargebacks.ca, there is no more worrying about fraudulent purchases or having to refund your customers.

The only way a chargeback happens is if the customer doesn’t receive their merchandise following online payment. And, with the additional security in place, this almost never happens.

Why choose an Online Gateway with fraud protection

Online gateways have a number of benefits, but the greatest one is that, because of the fraud protection, the rates are cheaper. When both banks and merchants are saved the hassle of having customers call to complain that someone used their card to order a ten thousand dollar watch, they are happier.

Choose nochargebacks.ca. Better rates for you and your company, and better statistics next year from the Canadian Anti-Fraud Center!

nochargebacks.ca is a sales agent

Call direct to Paul’s cell : (416) 687-5373

Apply for this service on nochargebacks.ca

#chargeback #chargebacks #chargebacks9II #chargebackmanagement #chargebackprotection #onlinepaymentmethods #fraudprotection #fraudprotectionservices

[ideabrights]

The Art of Chargeback Management: Tips and Tools for Success

https://www.scribd.com/presentation/712415584/The-Art-of-Chargeback-Management-Tips-and-Tools-for-Success

Chargeback Analysis: Ideabrights conducts a thorough analysis of each chargeback to identify the root cause and underlying issues contributing to disputes.

[upiadda]

UPIadda Dispute and Chargeback Resolution Policy: Ensuring Fair and Secure Transactions for All Users

Step into the realm of resolution with UPIADDA's dedicated page. Learn how this page becomes a guiding light for users navigating through dispute scenarios, emphasizing fairness and clarity.

Uncover the nuances of transaction disputes on UPIADDA. Explore how the platform educates users on common dispute scenarios, empowering them with knowledge to navigate and understand the resolution process.

[bitchy-craft]

SCAMMER ALERT

known victims

As most of you know by now due to a multitude of posts that have been made about this person by different readers, @ recoveringinternetaddict is a scammer that has been bringing many tarot readers in financial trouble.

As of now the known victims of this person have been @bitchy-craft (me), @tarotwithavi and @starryfree.

We all have made posts about this person, but I still find it important to make another post about it, because this person is still charging back more, and will most likely continue to do so for as long as she can. Her card issuer, who decides on who wins all the cases has been approving her as the rightful winner the whole time.

I hate asking for help, but the amount she has taken from me keeps piling up, becoming more and more to handle. If anyone had been thinking about buying a reading from me, please do it now; I could really use the help.

Previous post about @ recoveringinternetaddict:

@bitchy-craft : link

@tarotwithavi : link

@starryfree : link

If anyone else has been scammed by this person, please reach out to us or make a post of your own to keep spreading awareness. I will then be able to add you to this list if you wish.

[chargeback01]

Master the art of chargeback management with Chargeback Expertz - Your pathway to efficient solutions and unrivaled expertise. Visit Our Site To Get More Information - https://www.chargebackexpertz.com/

[lyss-butterscotch]

V1 finds a weird looking dog in hell

[toronto-credit-card-processing]

No fraudulent purchases

Fraud; Deceit; Trickery, An Imposter, a Cheat. To put it lightly, not a nice person.  If you’ve ever been a victim of fraud, you’re not alone. I had my bank account emptied right before Christmas one year when my daughter was little- I eventually got it back, but if it wasn’t for my mom still being around to lend me the money while I waited, I would have had to explain to my 5-year-old daughter…

[saurabhblog7007]

A chargeback is a provision by banks and card networks such as Visa & MasterCard to protect buyers from unauthorized or fraudulent payments.

Once the cardholder files a complaint, the bank reports the same to Razorpay and initiates an investigative procedure.