#Chargeback

[bitchy-craft]

SCAMMER ALERT

EDIT: she took more, 200 from me now

For every tarot reader on here or people who sell services in general. @ recoveringinternetaddict is a scammer.

She has ordered a lot of my tarot readings over the last couple of months and has been charging back everything the last few days; over 180 200 euro's so far and will most likely continue to charge back even more. This has brought me in a lot of trouble financially as one might guess.

She keeps coming with many excuses but isn't really doing anything to solve this even though she claims it 'was an accident'. Yet it isn't an accident > she even told PayPal it wasn't an accident (PayPal said so / hinted this through customer service mails). She has been doing the same with @tarotwithavi as well, who has also been charged back a significant amount of money so far. Edit: we found a 3rd person she did this too; @starryfree.

We both have been fighting these chargebacks with all the proof we have, but because she has done the chargebacks through her card holder PayPal isn't able to do anything, and that company will need to look at everything. This will take at least 180 calenderdays full of stress and uncertainty.

She is even claiming that her bank is taking more of our money because we provide proof that the chargebacks are false.

Please spread this information by liking, reblogging or commenting so the news will be spread to as many people as possible.

I know I am asking for a lot, but if you ever thought of getting a reading from me, it would be very kind to order one now so I can get out of this financial loss as quickly as possible. If anyone has any advice it would be greatly appreciated as well.

[thecrystallinecrowssystem]

Honestly, if a republican gets elected in 2024, the US is gonna start looking like Ultrakill with how much blood will be on our hands

[miclient]

Don’t Let Chargebacks Hurt Your Business: How to Handle Them Like a Pro!

Introduction: Chargeback

A chargeback is a transaction reversal initiated by a customer's bank or credit card issuer. It allows the customer to dispute a transaction and request a refund of the funds that were previously transferred to a merchant's account. Chargebacks are typically initiated when a customer believes that they have been charged for a product or service that they did not receive or when they are not satisfied with the product or service they received. Chargebacks can also be initiated in cases of fraudulent activity or unauthorized transactions. When a chargeback occurs, the merchant may be required to provide evidence to dispute the chargeback and retain the funds. If the merchant is unable to successfully dispute the chargeback, the funds are returned to the customer, and the merchant may be subject to additional fees and penalties.

Chargebacks can be a frustrating and costly experience for businesses. Not only can they result in the loss of revenue, but they can also harm your reputation and impact your ability to process payments in the future. However, chargebacks are not always avoidable, and it's essential to know how to handle them effectively when they do occur. Here are some tips on how to handle chargebacks from customers:

Understand the Reason for the Chargeback

The first step in handling a chargeback is to understand why it happened. There are many reasons why a customer might initiate a chargeback, such as unauthorized transactions, fraudulent activities, or dissatisfaction with the product or service. It's essential to identify the root cause of the chargeback to determine the best course of action.

Gather Evidence

Once you understand the reason for the chargeback, the next step is to gather evidence to dispute it. This might include customer receipts, shipping documents, or any other relevant documentation that supports your case. It's also a good idea to review your internal records to ensure that the chargeback is valid and not the result of an administrative error.

Respond Quickly

Chargebacks are time-sensitive, and there are specific deadlines that must be met to respond to them. It's essential to respond quickly to ensure that you have a chance to dispute the chargeback effectively. Most payment processors require that you respond within a specific timeframe, usually between 10 and 30 days.

Contact the Customer

If you have identified the reason for the chargeback and have gathered evidence to dispute it, the next step is to contact the customer directly. This can be an opportunity to resolve the issue and avoid further chargebacks. Be polite and professional in your communication, and try to find a mutually beneficial solution.

Dispute the Chargeback

If you have gathered evidence and believe that the chargeback is invalid, it's essential to dispute it with your payment processor. Provide all relevant documentation and explain why you believe the chargeback is not valid. Your payment processor will review the evidence and make a decision on the chargeback.

Learn from the Experience

Handling chargebacks can be a frustrating experience, but it's also an opportunity to learn and improve your business processes. Take the time to review your procedures and identify any areas that need improvement. This might include improving customer service, enhancing fraud detection, or improving product quality.

In conclusion,

Chargebacks can be a challenging and frustrating experience for businesses, but they are not always avoidable. Understanding the reason for the chargeback, gathering evidence, responding quickly, contacting the customer, disputing the chargeback, and learning from the experience are all essential steps in handling chargebacks effectively. By following these tips, you can minimize the impact of chargebacks on your business and maintain your reputation with your customers.

[ideabrights]

The Art of Chargeback Management: Tips and Tools for Success

https://www.scribd.com/presentation/712415584/The-Art-of-Chargeback-Management-Tips-and-Tools-for-Success

Chargeback Analysis: Ideabrights conducts a thorough analysis of each chargeback to identify the root cause and underlying issues contributing to disputes.

[upiadda]

UPIadda Dispute and Chargeback Resolution Policy: Ensuring Fair and Secure Transactions for All Users

Step into the realm of resolution with UPIADDA's dedicated page. Learn how this page becomes a guiding light for users navigating through dispute scenarios, emphasizing fairness and clarity.

Uncover the nuances of transaction disputes on UPIADDA. Explore how the platform educates users on common dispute scenarios, empowering them with knowledge to navigate and understand the resolution process.

[bitchy-craft]

SCAMMER ALERT

known victims

As most of you know by now due to a multitude of posts that have been made about this person by different readers, @ recoveringinternetaddict is a scammer that has been bringing many tarot readers in financial trouble.

As of now the known victims of this person have been @bitchy-craft (me), @tarotwithavi and @starryfree.

We all have made posts about this person, but I still find it important to make another post about it, because this person is still charging back more, and will most likely continue to do so for as long as she can. Her card issuer, who decides on who wins all the cases has been approving her as the rightful winner the whole time.

I hate asking for help, but the amount she has taken from me keeps piling up, becoming more and more to handle. If anyone had been thinking about buying a reading from me, please do it now; I could really use the help.

Previous post about @ recoveringinternetaddict:

@bitchy-craft : link

@tarotwithavi : link

@starryfree : link

If anyone else has been scammed by this person, please reach out to us or make a post of your own to keep spreading awareness. I will then be able to add you to this list if you wish.

[chargeback01]

Master the art of chargeback management with Chargeback Expertz - Your pathway to efficient solutions and unrivaled expertise. Visit Our Site To Get More Information - https://www.chargebackexpertz.com/

[lyss-butterscotch]

V1 finds a weird looking dog in hell

[saurabhblog7007]

A chargeback is a provision by banks and card networks such as Visa & MasterCard to protect buyers from unauthorized or fraudulent payments.

Once the cardholder files a complaint, the bank reports the same to Razorpay and initiates an investigative procedure.

[turtwig387]

The debt is $370.33 USD.

There's $24.25 USD on hold that will be automatically added to the account on the 15th.

There's also some money in crypto but it doesn't belong to me or my friend. It just won't let us send it until the debt is relieved.

(The three pending refunds were decided in our favor and not added to the debt.)

If you help, thank you so much <3 reblogging also helps.

I'm feeling kind of desperate and mostly tired but if you want to lend me a hand or help some people in hard countries eat and do whatever else

You could totally maybe donate to my paypal

@ari387

Because I'm almost $400 in debt from just trying to help people and the debt being there makes it harder for my friend to make money because my paypal is often what we use to collect money he makes for jobs

Basically I need to get out of debt regardless, and getting out of debt would help him greatly too. If I get passed the debt from the donations, any extra will be used to help my friends.

I'm disabled and they live in country/s where things are rough so it's hard to make money

The people I love need to eat and take care of themselves and there's not much else to it

Anything helps.

I'm willing to take simplistic commissions for art or writing as long as you understand I'm not skilled and mostly make things for my own enjoyment.

Maybe I'll livestream some video games again soon but last time I tried it lagged so much that it wouldn't have been worth watching

If you have any odd jobs I can do through the internet, I'm willing

[jewishevelinebaker]

got scammed lol and i think my debit cards compromised

[mishkakagehishka]

I'm honestly fully ready to just call my bank and tell them to do a chargeback but i'm giving the college bureaucracy a chance first. But as i said. I don't care who does it and how i get it, those €80 are gonna be back in my bank account by the end of october or so help me