#convertible notes

[samerpal]

🚨Trapped Family in Gaza Appeals for Help to Survive🚨 🕊️🇵🇸 🍉🌹

Hi 👋 my friends My name is Samer Abu Ras, and I am reaching out to you with a heavy heart and shattered hopes after the war in Gaza destroyed my life and my family’s. Our days were once filled with peace and security, but now we are homeless, without shelter or income, facing a bleak future. My wife Shorouq and our three children are suffering from psychological and health traumas due to this catastrophe. We lost our home and our jobs, and now we seek warmth in cold streets.

“Please note, The goal of our fundraising campaign is to raise $43,000, which is = equivalent to 450,000 SEK.

My friends, the currency used in the fundraising campaign is the Swedish Krona (SEK), and every 50 SEK is equivalent to 5 USD.”

10$ = 100 SEK

50$= 500 SEK

100$= 1000 SEK

200$= 2000 SEK

My original story link

🕊️🇵🇸Member at Gaza vetters🇵🇸🕊️

🇵🇸🍉🌹🇵🇸🍉🌹🇵🇸🌺🍉🌺🍉🇵🇸🌹🌺🇵🇸🍉🌺

My children 🧒 👧 , who once lived in safety, are now gripped by fear and displacement. As a father, I feel deep sorrow and helplessness for not being able to protect them. Today, I am making a humanitarian plea, asking for assistance to rebuild our lives and find a safe and stable environment. Every donation, no matter how small, will make a significant difference in our lives.

Let us make hope triumph over despair and restore smiles and dignity to my family.

Thank you to everyone who listens to my plea and offers a helping hand and donation to change our future for the better.

With heartfelt gratitude and appreciation

Note our campaign vetted by

@sar-soor @el-shab-hussein @nabulsi @ibtisams

Verification source: number 196 on users el-shab-hussein and nabulsi's master list

Attached is my Instagram account, my friends, for more information and details.

@schoolhater 🌹@victoriawhimsey 🌹

@pocketsizedquasar-2 🌹

@turtletoria 🌹 @rinnie

@ut-against-genocide 🌹

@ethanscrocs 🌹 @punkitt-is-here 🌹 @plomegranate 🌹 @gazavetters 🌹

[r2consulting]

Choosing the Right Funding Instrument for Early-Stage Startups: SAFE Agreements vs. Convertible Notes

Introduction

For early-stage startups, securing funding is a critical step in turning innovative ideas into thriving businesses. Two popular financial instruments that have gained traction in recent years are Simple Agreement for Future Equity (SAFE) agreements and convertible notes. Both options offer flexibility and provide a way for startups to attract investment without immediately determining a valuation. In this article, we will explore the pros and cons of SAFE agreements and convertible notes to help entrepreneurs make informed decisions about which instrument aligns better with their startup’s needs.

SAFE Agreements

Simple Agreement for Future Equity (SAFE) is a financial instrument developed by Y Combinator as a streamlined alternative to traditional equity financing. Here are the pros and cons of using SAFE agreements for early-stage funding:

Pros:

Simplicity and Speed:

SAFE agreements are typically simpler and faster to execute than convertible notes. This simplicity can be advantageous for startups looking to secure funding quickly without the complexity of a detailed legal agreement.

Valuation Deferral:

SAFE agreements delay the determination of the startup’s valuation until a future priced equity round. This allows startups to attract investment without immediate negotiations on the company’s worth, making it more appealing for both founders and investors.

No Interest Accrual:

Unlike convertible notes, SAFEs do not accrue interest, which can be advantageous for startups that may take longer to reach a priced equity round. This feature helps prevent the compounding of financial obligations for the startup.

Cons:

Lack of Interest and Maturity Date:

SAFEs do not carry an interest rate or a maturity date, which means investors may not see returns until a future equity round occurs. This lack of a time-bound return could be a drawback for investors seeking more immediate returns.

Equity Dilution Risk:

As with any equity-based financing, there is a risk of dilution for the founders. If the startup experiences significant success and raises subsequent rounds at higher valuations, early-stage investors with SAFEs may see their ownership percentages decrease.

Convertible Notes

Convertible notes have been a longstanding choice for early-stage fundraising and have been widely adopted in the startup ecosystem. Here are the pros and cons of using convertible notes:

Pros:

Interest Accrual and Maturity Date:

Convertible notes typically accrue interest over time, providing investors with a fixed return even if the startup does not immediately proceed to a priced equity round. Additionally, convertible notes have a maturity date, setting a timeline for conversion or repayment.

Flexibility in Conversion Terms:

Convertible notes offer flexibility in setting conversion terms, allowing startups and investors to negotiate various factors, such as conversion discount and valuation cap. This flexibility can be beneficial in tailoring the terms to suit the specific needs of both parties.

Cons:

Complexity and Legal Costs:

Convertible notes often involve more complex legal documentation compared to SAFEs. The negotiation of conversion terms and other details may lead to higher legal costs for both startups and investors.

Dilution and Downside Protection:

While convertible notes provide a valuation cap to protect early investors, they may result in higher dilution for founders if subsequent rounds are conducted at a lower valuation. This downside protection for investors can pose a challenge for startups aiming for higher valuations in subsequent rounds.

A Debt Instrument or Not?

Convertible notes are indeed considered debt instruments, albeit with a unique feature—they are intended to convert into equity at a later stage. When an investor provides funding through a convertible note, they are essentially lending money to the startup with the expectation that the debt will convert into equity when a specified triggering event occurs, such as a future priced equity round.

On the other hand, Simple Agreement for Future Equity (SAFE) agreements are not debt instruments. Instead, SAFEs are a type of financial instrument that represents a promise of future equity. Unlike convertible notes, SAFEs do not have an explicit repayment obligation or maturity date. Instead, investors in SAFEs are essentially making a bet on the startup’s future success in exchange for the right to obtain equity in the company at a later date when a priced equity round occurs.

Final Thoughts

Choosing between SAFE agreements and convertible notes involves a careful consideration of the specific needs and preferences of both startups and investors. While SAFEs offer simplicity and a deferral of valuation, convertible notes provide interest accrual and greater flexibility in conversion terms. Startups should evaluate their growth plans, timeline, and investor relationships to determine which instrument aligns best with their overall strategy. Ultimately, both SAFE agreements and convertible notes serve as valuable tools for early-stage financing, and the decision should be made based on the unique circumstances of each startup.

[mywebthreenews]

Nonco Raises $10 Million in Seed Funding to Expand its U.S. Operations

Digital asset brokerage firm Nonco has recently secured $10 million in seed capital to support its growing number of institutional clients in the United States. Led by Valor Capital Group and Hack VC, the investment aims to establish Nonco as a leading brokerage firm for digital assets. With its non-custodial model and focus on cutting-edge technology, exceptional service, and robust risk…

[coddda]

I wish we could have met in some other way.

Lawlight Week Day 2: Soulmates

If you saw me repost and re-edit this several times uh No you didn't </3

Still frames/Individual gifs:

If you know what every frame is from you get a free cookie. by the way

[raven-at-the-writing-desk]

🎃 new twst halloween illustrations + other stuff!! 🎃

***Please note:*** Sharing merch images + news is not intended to encourage and/or to pressure anyone into making purchases. It is up to the individual consumer to be informed and to choose how they spend their money.

New illustrations for new merch items themed around Glorious Masquerade and Stage in Playful Land! (There’s tons of stuff 💦 I tried to find as many images as possible!) There will be a Halloween Fair from the 21st of September to the 20th of October to show these items, but some are already available for preorder now.

One detail I enjoy is how the seated characters for GloMasq are the characters of higher rarity (the SSRs and SRs). (Edit: NEVER MIND I LIED, I forgot Riddle was the R 😭 I guess dorm leader overrides Deuce…) In the Playful Land artworks, you’ll notice that everyone is posed a little stiffly, almost like they’re puppets being pulled along on strings~ I LOVE HOW THEY INCLUDED GRIM DESIGNS, HE DESERVES IT BECAUSE HIS GLOMASQ AND PLAYFUL LAND COSTUMES ARE SO HECKING CUTE 😭

BHLFUVQVFQWOVDWvCSEFQGVASOUS3178r9bfonoasnfgviuSU I. Uh. Also appreciate that J word looks kinda bitchy and like he's giving you the "talk to the hand" pose... JUST LIEK THAT ONE DRAKE MEME DFIHLABPDSB HE'S SO SILLY....... .. . . .. ..... .. .... . . . .. . And that's with L*ona's expression there 💀 WHY'S JHE LOOKING LIKE THAT, IT'S A WEIR D CROSS BEYWEEN SMUG, RELDAXED, AND VAGUELY LOOKING DOWNA T YOU EVEN THOUG HE'S CLEARLY THE ONE BEING CONRTROLLED OTL

Another favorite is!! How Sebek and Silver especially Silber look posed beside a sitting Malleus. They look just like knights (probably because they are, lol) right out of a fairy tale 🥰 AGAIN, ESPECIALYL VSILVE R BECUASE HE'S GOT THT ONE HADN DOVER HIS CHEST ADBN DIS LOOKIGN RIGFHT AT YOU.... .. . ....... .. . . . . . ...... .. . How noble and valiant...

TWST is collabing with a Japanese fashion and lifestyle brand called Space a la Mode! They have long sleeve shirts with character motifs as well as fragrances inspired by each dorm as if we don’t already have a ton of those/j.

Finally, the last thing to note! There’s new Master Chef/Culinary Crucibles artwork in Gurihiru’s impactful comic book style! It will appear in a pop-up event, along with merch using it... including a plate with a Grim design!

There are also plans to make plushies based on the Master Chef/Culinary Crucibles designs. Azul’s forehead is so prominent, it’s sending me— 😭

[communistkenobi]

I’m not a fanfiction rights warrior or anything but the discourse about how it’s actively making published literature worse is so stupid. if fanfiction is having a negative effect on the quality of published fiction, that impact is vastly outpaced by the economic reasons for why mass amounts of low quality garbage is being pumped into the fiction market. certain conventions of fanfiction (namely the use of trope and character tags) are being adopted by the industry not because fanfiction has some hegemonic influence on said industry but because those things are easily adaptable for search engine optimisation and marketing purposes. like what explanation sounds more plausible: fiction is being increasingly tailored to fit into various narrow category tags (“gay enemies to lovers slowburn coffee shop romance,” etc) because the consumer market has seen a rapid sea change in the past 5-10 years and now audiences all want to read what is essentially OC fanfiction that they also pay for, or because formulating books in that way makes keyword search optimisation on google and amazon way easier to market low-effort schlock to people? this is not a new phenomenon and blaming end-users for the state of the industry is basic cart-before-horse reasoning. you can dislike fanfiction and find the people obsessed with it annoying, but the relatively niche space those people occupy online is not structurally responsible for books being more shitty than usual lately

[hindahoney]

Wild and revolutionary concept: maybe don't treat converts like trash just because they're converts? And also don't ask someone if they're a convert in a public setting?

[babybells123]

(ASOS, Sansa II)

(ASOS, Jon XII)

[moonie-and-her-stars]

The ''workplace'' where all the magic happens

I love editing my photos like this, I found that it's so fun and it's impressive how a couple of drawn words can instantly make a picture look like a certain aesthetic.

[itwillbelonelywontit]

*coming to terms with the potential of something I never thought I'd even consider* shota light au emeto. am I cooking

[samerpal]

🚨Don’t scroll 🚨

At this time in the displacement camps, Winter hasn’t started yet, but the heavy rains have already begun to flood our fragile tent in the displacement camp, leaving my family to face the cold and water seeping in from every side. My children suffer from the biting cold, with no safe place to play or study, while we struggle to stay warm and dry in an unforgiving environment. The harsh conditions of war compound our suffering, as we live every day in fear of airstrikes that could take our lives at any moment. The lack of food and clean water makes life even more difficult, while we face physical and psychological challenges that exceed our capacity to endure. We live without electricity or healthcare, trying to hold on to any glimmer of hope in the darkness surrounding us. Each day becomes a new test of survival, and we pray for the protection and safety of our children from the threat of death that follows us at every turn.

🍉Plz help us 🚨

@mysharona1987 🌹 @luvlee1313

@buttercuparry 🌹 @three-croissants

@littlesapphicraven

[bugsongs]

Hi,👋

My dear friend , could you please share and reblog my story and my family’s fundraising campaign.Your sharing gives me and my family hope to move to a safe place and live in peace.🙏🕊️

In conclusion, my family and I thank you 🌺from the bottom of our hearts ♥️for accepting our message 🍉☺️🌹

8,246 / 41,957

[xiaomao-ai-wo]

Hi! The content is back 🙌 ✨️

2/26 it feels like it's been a month. Coworker sick days be like that I suppose. Working alone be exhausting truly.

[resident-rats]

Hello Mr Rat 🐀

Tell me (if you'd like to) about a story idea you haven't acted on yet? :3

I’d really like to write a chreon fic, like a raccoon city if it didn’t go to shit au™️ where Leon is a trans man, and moved there to get away from his small town and doesn’t plan on telling anyone he’s trans/he lives stealth etc. And then he and Chris meet and kinda hit it off, and Chris kinda makes his feelings known, but Leon doesn’t act on it bc Chris doesn’t know he’s trans. So Chris presumes he fucked up a bit and that Leon isn’t interested, but in reality Leon is just scared to come out to him and is very interested

Though I’d want it to be multichapter and slow burn? Because most trans Leon fics are one shots of him getting railed, and that’s fine I like smutty one shots as much as the next guy, but I think it would be nice to have something that’s longer? Though obviously it will contain smut bc it’s me writing it lol, but it would be nice to have it be multichapter and have plot, yknow?

That’s what has been on my mind on and off since the start of the year anyway lol

Thank you for asking :D

[yourfaveisqueerandreligious]

cordelia from falsettos is jewish (headcanon) and a lesbian (canon)

submitted by @catboymoses

[a-roguish-gambit]

Personally I'm pretty partial to Kitty and Kurt or Wanda and Kurt but I'm also open for my bisexual blue boy to end up with a man too, there just aren't a lot of options I'd feel comfortable with within the evolution timeline structure for male characters. I'm usually a Logan x Kurt, angel x kurt, or beast x Kurt girl and none of those can work here for obvious reasons. I just can't decide on my own so I'm leaving it up to you guys.

Notes:

if wanda/Kurt gets chosen, nocturne is born,

If kitty/Kurt is chosen, we get to build a fan baby

If Kurt/one of the boys is chosen we may get another poll going for adoption or surrogacy or some weird mutant third option you guys come up with

All have a chance for baby