#chilenosentoronto
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vivasrx · 4 years ago
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Following the announcement of CMHC’s new mortgage rules last week, Canada’s other two mortgage insurers, Genworth Canada and Canada Guaranty, confirmed today they will not be following CMHC’s lead. . To recap CMHC’s mortgage rule changes, the following will apply to insured mortgages (those with less than 20% down payment) as of July 1, 2020: . Maximum Gross Debt Service (GDS) ratios will be lowered to 35% (from 39%) . Maximum Total Debt Service (TDS) ratios will be lowered to 42% (from 44%) . The minimum credit score needed to qualify will rise to 680 (from 600) for at least one household borrower . Many non-traditional sources of down payment that “increase indebtedness” will be banned . It has been confirmed, however, that borrowers will continue to be able to use a loan from their RRSP through the Home Buyers Plan, a home equity line of credit (HELOC) on one of their second properties, or a HELOC on a property owned by their parents if the money is gifted. . Eligible traditional sources for down payment may include: . - Savings - Sale of a property - Government grant. - Non-repayable financial gift from a relative - Funds borrowed against their liquid financial assets. - Funds borrowed against their real property . Source: Canadian Mortgage Trends . https://www.canadianmortgagetrends.com/2020/06/genworth-and-canada-guaranty-wont-adopt-cmhcs-new-mortgage-rules/ . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com . #mortgage #cmhc #newcmhcrule #homebuyer #homepurchase #firsttimehomebuyer #newmortgagechange #genworth #canadaguaranty #vivasrx #vivasgrouprealtors @emersonvivaszambrano @open_house_toronto @gmachadoca @milagrosriverorealtor @jorgebalzarealtor @gerson.realestate @angel_e_alvarez_ @rlpmeadowtowne #latinosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #peruanosentoronto #chilenosentoronto #argentinosentoronto #uruguayosentoronto #totonto #torontorealestatemarket #oakvillerealestate #torontorealestate #mississaugareales #burlingtonrealestate #miltonrealestate #bramptonrealestate #hamiltonrealestate #niagararealestate @416lending (at Oakville, Ontario) https://www.instagram.com/p/CBNxofFBA5K/?igshid=cg4q8gz8oyqh
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vivasrx · 5 years ago
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Sometimes, the world becomes a difficult place to live in. So, all I need is a BIG hug from my mom. Because that is the safest place in earth. Happy Mother's day! . A veces, el mundo se convierte en un lugar difícil para vivir. Entonces, todo lo que necesito es un GRAN abrazo de mi madre. Porque ese es el lugar más seguro del Mundo. ¡Feliz día de la madre! . #happymothersday #felizdiadelasmadres #toronto #blessed🙏 #stayhome #staystrong #staysafe #love #vivasrx #vivasgrouprealtors #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #latinosentoronto #peruanosentoronto #ecuatorianosentoronto #chilenosentoronto #argentinosentoronto #uruguayosentoronto (at Oakville, Ontario) https://www.instagram.com/p/CAAwKVuh8_R/?igshid=18ix5tjc7c6sb
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vivasrx · 5 years ago
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When words fail, music speaks. #Shakespeare Happy Monday! Wishing you a Wonderful week . Don't forget to be awesome and be the reason someone smiles today 😊 . #inthistogether #stayhome #staysafe #whatdayisit #awesome #positive #motivate #itsmonday #mondaymotivation #monday #venezolanosentoronto #latinosentoronto #colombianosentoronto #mexicanosentoronto #peruanosentoronto #chilenosentoronto #ecuatorianosentoronto #argentinosentoronto #uruguayosentoronto #Covid19 #covid_19 #stayathome #staystrong #vivasgrouprealtors @vzlanosto @facebook @instagram (at Oakville, Ontario) https://www.instagram.com/p/B_fb6C8hk40/?igshid=uq0kzu4dw9on
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vivasrx · 5 years ago
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#Repost @rlpmeadowtowne --- Have you forgotten what day it is yet? It's the day to make things great! Don't forget to be awesome and be the reason someone smiles today 😊 #inthistogether #stayhome #staysafe #whatdayisit #awesome #positive #motivate #itsfriday #friday #venezolanosentoronto #latinosentoronto #colombianosentoronto #mexicanosentoronto #peruanosentoronto #chilenosentoronto #ecuatorianosentoronto #argentinosentoronto #uruguayosentoronto #Covid19 #covid_19 #stayhome #stayathome #staysafe #staystrong (at Oakville, Ontario) https://www.instagram.com/p/B_XjQHwBTPX/?igshid=4fttxsmrmuiz
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vivasrx · 5 years ago
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Wishing you Peace, Love and Happiness at Easter and Always! Easter is the time to Rejoice and be Thankful for the gift of Life, Love and Joy. Have a Blessed Day! ❣️😇🙏 . www.robertovivas.com . #easter #peace #love #happiness #thankful #life #joy #blessed @vzlanosto #venezolanosentoronto #colombianosentoronto #mexicanosentoronto #latinosentoronto #chilenosentoronto #peruanosentoronto #argentinosentoronto #uruguayosentoronto #ecuatorianosentoronto (at Oakville, Ontario) https://www.instagram.com/p/B-5X0Y-hQZZ/?igshid=sah5awbguyp6
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vivasrx · 5 years ago
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🔥#commingsoon🔥Luxury 2 Bdrm Condo with Striking VIEWS. 2015 Winner Of Bild Award For Best Building Design. Situated In Toronto's West Donlands & Walking Distance To Leslieville, Distillery District & Corktown Park. For more information please DM or call me today to schedule a private tour. 📞 (647) 228-VIVA 📧 [email protected] 🌐 www.robertovivas.ca . #justlisted #condoliving #condoforsale #toronto #torontorealestate #investmentproperty #investintoronto #downtowntoronto #forsale #distillerydistrict #corktown #leslieville #latinosentoronto #venezolanosentoronto #colombianosentoronto #peruanosentoronto #argentinosentoronto #mexicanosentoronto #chilenosentoronto @venezolanosentoronto ezo #vivasgrouprealtors #oakvillerealestate #mississaugarealestate #miltonrealestate #burlingtonrealestate #hamiltonrealestate (at Toronto, Ontario) https://www.instagram.com/p/B9aAl20BZTY/?igshid=1ar9v7fm449t3
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vivasrx · 4 years ago
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Congratulations to the New Sellers & Buyers!! YOU can be our next success story! Thank you for your #Trust. . If You Can Dream It, You Can Do It! - #waltdisney . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #justsold @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #argentinosentoronto #chilenosentoronto #peruanosentoronto #condoliving #vivasgrouprealtors #successstory (at Oshawa, Ontario) https://www.instagram.com/p/CC4VEY7BeUb/?igshid=1wkf1yrkijya0
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vivasrx · 4 years ago
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Congratulations to the Sellers & the New Buyers!! YOU can be our next success story! Thank you for your #Trust. . If You Can Dream It, You Can Do It! - #waltdisney . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #justsold @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto #vivasrx @vzlanosto #colombianosentoronto #mexicanosentoronto #argentinosentoronto #chilenosentoronto #peruanosentoronto #condoliving #vivasgrouprealtors #successstory #oshawa #cubanosentoronto (at Oshawa, Ontario) https://www.instagram.com/p/CC4VEY7BeUb/?igshid=1dzx710nczphh
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vivasrx · 4 years ago
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#justlisted Well Maintained Semi-Detached 3 Bdrm & 2 Wshrm in Oshawa. Great Opportunity For Investor Or 1st Time Buyers. . This Home, Features Beautiful Bay Windows In The Living Rm, Dining Rm With W/O To Deck. Kitchen. Walking Distance To Schools, Parks, Splash Pad, Trails, Shopping, Restaurants, Civic Recreation Complex, Just 4 Min To Go Station & Hwy 401. . This opportunity won't last!!!! . Call me Today For a Private showing! . We care about you and the wellbeing of your Loved ones! We provide Gloves, Masks & Sanitizer. . 📞(647)-228-VIVA 🌐www.robertovivas.com 📧 [email protected] . MLS#: E4827852 . #realestate #Freehold #justlistedkitchener #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto #colombianosentoronto #mexicanosentoronto #argentinosentoronto #chilenosentoronto #peruanosentoronto #kitchener #invest #investinrealestate #covid19 #stayhome #staystrong #staysafe (at Oshawa, Ontario) https://www.instagram.com/p/CCrKceCBeKj/?igshid=u0jshhnhwh73
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vivasrx · 4 years ago
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Toronto-GTA home sales plunge 54% in May, but prices are proving surprisingly sticky, rising +3% year over year in May 2020, according to the Toronto Regional Real Estate Board (TRREB). It called the result a “marked improvement” over April 2020, when sales plummeted 67.1 per cent year over year. . The number of new listings rose 47.5 per cent on a month-over-month basis, said the real estate board. . “With home sales and new listings continuing to trend in unison in May, market conditions remained balanced,” said TRREB’s chief market analyst Jason Mercer, citing year-over-year growth slightly above the Bank of Canada’s long-term target for inflation. . “If current market conditions are sustained during the gradual reopening of the GTA economy, a moderate pace of year-over-year price growth could continue as we move through the spring and summer months,” said Mercer. . Condos continued to see price gains, up six per cent across the region to $625,445 on average and five per cent higher, to an average price of $674,028, within the City of Toronto. . For more information please call me Today! Knowledge is Power! . 📞(647)-228-VIVA (8482) 🌐www.robertovivas.com 📧 [email protected] . #justlisted #justlistedtoronto #homeforsale #homebuyers #househunting #numbersguy #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugareales @vzlanosto @416lending #venezolanosentoronto #latinosentoronto #colombianosentoronto #peruanosentoronto #mexicanosentoronto #chilenosentoronto #argentinosentoronto #uruguayosentoronto #ecuatorianosentoronto Source: thestar.com (at Toronto, Canada) https://www.instagram.com/p/CBBd7BlJM0u/?igshid=19hqyupn8tpyo
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vivasrx · 5 years ago
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Congratulations to the New Sellers & Buyers!! Thank you for your #Trust. YOU can be our next success story! . If You Can Dream It, You Can Do It! - #waltdisney . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #justsold @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #argentinosentoronto #chilenosentoronto #peruanosentoronto #condoliving #vivasgrouprealtors #successstory (at Kitchener, Ontario) https://www.instagram.com/p/CAk6vQShKzU/?igshid=hq08qjmxqzq5
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vivasrx · 5 years ago
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Real Estate Sales are down in April'20, but Prices are Stable 💪. We anticipate Great Opportunities! . For more information please call me Today! Knowledge is Power! . 📞(647)-228-VIVA (8482) 🌐www.robertovivas.com 📧 [email protected] . #justlisted #justlistedtoronto #homeforsale #homebuyers #househunting #numbersguy #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugareales @vzlanosto @416lending #venezolanosentoronto #latinosentoronto #colombianosentoronto #peruanosentoronto #mexicanosentoronto #chilenosentoronto #argentinosentoronto #uruguayosentoronto #ecuatorianosentoronto . #Repost @thereal_trreb (at Toronto, Ontario) https://www.instagram.com/p/B_z-3bshLM4/?igshid=t7xoro5bzp5r
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vivasrx · 5 years ago
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#justlisted Beautiful 3-Storey Freehold Townhouse in The Wildflowers Community, Kitchener. Ideal For 1st Time Home Buyers & Investors! This Lovely Home Incl 1646Sqft, 3 Bdrm, 3 Wshrm & Office/Flex Space In The Main Floor. Features Great Open Space Kitchen W/Ss Appliances, Separate Dining Rm & Living Rm W/Balcony Access. The 3rd Floor Offers A Very Spacious Master Bdrm W/Full Ensuite, Walk-In Closet & 2 Spacious Bedrooms. Steps To The Largest Commun. Centre & Parks. . This opportunity won't last!!!! . Call me Today For a Private showing! . We care about you and the wellbeing of your Loved ones! We provide Gloves, Masks & Sanitizer. . 📞(647)-228-VIVA 🌐www.robertovivas.com 📧 [email protected] . MLS#: X4752903 http://www.myvisuallistings.com/vt/282102 . #realestate #Freehold #justlistedkitchener #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto #colombianosentoronto #mexicanosentoronto #argentinosentoronto #chilenosentoronto #peruanosentoronto #kitchener #invest #investinrealestate #covid19 #stayhome #staystrong #staysafe (at Kitchener, Ontario) https://www.instagram.com/p/B_xgroXh9I-/?igshid=t2lg88j1bdrm
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vivasrx · 5 years ago
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Congratulations to the New Sellers & Buyers!! YOU can be our next success story! Thank you for your #Trust. . If You Can Dream It, You Can Do It! - #waltdisney . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #justsold @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #argentinosentoronto #chilenosentoronto #peruanosentoronto #condoliving #vivasgrouprealtors #successstory (at Innisfil, Ontario) https://www.instagram.com/p/B_YQ-6ahBq1/?igshid=s5f3tuasxtit
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vivasrx · 5 years ago
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Congratulations to our Sellers & the new Buyers!! Thank you for your #trust YOU can be our next success story! . If You Can Dream It, You Can Do It! - #waltdisney . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #justsold @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #argentinosentoronto #chilenosentoronto #peruanosentoronto #condoliving #vivasgrouprealtors (at Milton, Ontario) https://www.instagram.com/p/B_QexifBpnY/?igshid=6te67ht2lo1i
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vivasrx · 5 years ago
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March'20 monthly report from the Toronto Real Estate Board, shows Cont'd Strength in the GTA housing Market. Along with initial signs of turbulence due to #Covid19 #pandemic & associated economic challenges. March sales increased by +12.3% over March'19. This numbers reflects the great momentum in sales during the first 2 weeks of the month when business remained open. There were declines in the second half of the month though. . “The overall sales result for March was strong relative to last year, but the impact of COVID-19 was certainly evident in the number of sales reported in the second half of March. Uncertainty surrounding the outbreak’s impact on the broader economy and the onset of the necessary social distancing measures resulted in the decline in sales since March 15. Sales figures for April will give us a better sense as to the trajectory of the market while all levels of government take the required action to contain the spread of COVID-19,” reads a statement from TRREB President Michael Collins. . The average selling price for March, 2020 managed to increase 14.5% year-over-year to $902,680 for the entire month. . For more information please DM or call me directly at (647)228-VIVA (8482) . For any #realestate need contact our #Team www.robertovivas.com www.vivasgrouprealtors.ca . #justlisted #justlistedtoronto #homeforsale #homebuyers #househunting #numbersguy #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugareales @vzlanosto @416lending #venezolanosentoronto #latinosentoronto #colombianosentoronto #peruanosentoronto #mexicanosentoronto #chilenosentoronto #argentinosentoronto #uruguayosentoronto #ecuatorianosentoronto Source: RLP, TRREB, Urban Toronto (at Oakville, Ontario) https://www.instagram.com/p/B_QcRI_Bu-F/?igshid=xvzmnps92vxp
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