#vivasrx

[vivasrx]

Congratulations to the Sellers & the New Buyers!! YOU can be our next success story! Thank you for your #Trust. . If You Can Dream It, You Can Do It! - #waltdisney . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #justsold @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto #vivasrx @vzlanosto #colombianosentoronto #mexicanosentoronto #argentinosentoronto #chilenosentoronto #peruanosentoronto #condoliving #vivasgrouprealtors #successstory #oshawa #cubanosentoronto (at Oshawa, Ontario) https://www.instagram.com/p/CC4VEY7BeUb/?igshid=1dzx710nczphh

[vivasrx]

From Far & Wide... Greatful to call Canada my HOME & Proud to Help others find their HOME here too. Happy Canada Day! . #happycanadaday #staystrong #stayhome #staysafe #iamcanadian #vivasrx #vivasgrouprealtors #toronto #Iwanttomove #firsttimehomebuyer #ohcanada (at Oakville, Ontario) https://www.instagram.com/p/CCHDPc0h1Gk/?igshid=1tbcugj5d6j1o

[vivasrx]

Following the announcement of CMHC’s new mortgage rules last week, Canada’s other two mortgage insurers, Genworth Canada and Canada Guaranty, confirmed today they will not be following CMHC’s lead. . To recap CMHC’s mortgage rule changes, the following will apply to insured mortgages (those with less than 20% down payment) as of July 1, 2020: . Maximum Gross Debt Service (GDS) ratios will be lowered to 35% (from 39%) . Maximum Total Debt Service (TDS) ratios will be lowered to 42% (from 44%) . The minimum credit score needed to qualify will rise to 680 (from 600) for at least one household borrower . Many non-traditional sources of down payment that “increase indebtedness” will be banned . It has been confirmed, however, that borrowers will continue to be able to use a loan from their RRSP through the Home Buyers Plan, a home equity line of credit (HELOC) on one of their second properties, or a HELOC on a property owned by their parents if the money is gifted. . Eligible traditional sources for down payment may include: . - Savings - Sale of a property - Government grant. - Non-repayable financial gift from a relative - Funds borrowed against their liquid financial assets. - Funds borrowed against their real property . Source: Canadian Mortgage Trends . https://www.canadianmortgagetrends.com/2020/06/genworth-and-canada-guaranty-wont-adopt-cmhcs-new-mortgage-rules/ . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com . #mortgage #cmhc #newcmhcrule #homebuyer #homepurchase #firsttimehomebuyer #newmortgagechange #genworth #canadaguaranty #vivasrx #vivasgrouprealtors @emersonvivaszambrano @open_house_toronto @gmachadoca @milagrosriverorealtor @jorgebalzarealtor @gerson.realestate @angel_e_alvarez_ @rlpmeadowtowne #latinosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #peruanosentoronto #chilenosentoronto #argentinosentoronto #uruguayosentoronto #totonto #torontorealestatemarket #oakvillerealestate #torontorealestate #mississaugareales #burlingtonrealestate #miltonrealestate #bramptonrealestate #hamiltonrealestate #niagararealestate @416lending (at Oakville, Ontario) https://www.instagram.com/p/CBNxofFBA5K/?igshid=cg4q8gz8oyqh

[vivasrx]

Sometimes, the world becomes a difficult place to live in. So, all I need is a BIG hug from my mom. Because that is the safest place in earth. Happy Mother's day! . A veces, el mundo se convierte en un lugar difícil para vivir. Entonces, todo lo que necesito es un GRAN abrazo de mi madre. Porque ese es el lugar más seguro del Mundo. ¡Feliz día de la madre! . #happymothersday #felizdiadelasmadres #toronto #blessed🙏 #stayhome #staystrong #staysafe #love #vivasrx #vivasgrouprealtors #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #latinosentoronto #peruanosentoronto #ecuatorianosentoronto #chilenosentoronto #argentinosentoronto #uruguayosentoronto (at Oakville, Ontario) https://www.instagram.com/p/CAAwKVuh8_R/?igshid=18ix5tjc7c6sb

[vivasrx]

We’re excited about sharing this great deal with consumers around the GTA & helping our charitable partners as they look to support those affected by COVID-19! . The goal is to raise money for the Food Bank and We Care. Please forward this onto your family, friends and colleagues. Please see all the details below. Hope to see you there. . WHEN: This Saturday, May 9th from 9am to 4pm (Rain or Shine!) . WHERE: 7055 Kennedy Road, Mississauga, ON L5S 1Y7 (Sysco Toronto Distribution Centre) . WHAT: Buy a case of 30 x 1/3 Pound frozen restaurant quality burgers for $39.99 (No limit on the number of cases that can be purchased!) Come early! Our friends at Pepsi Canada will be providing a treat for the kids. While supplies last. . HOW: TOUCHLESS EVENT! COVID-19 Safety precautions will be followed as laid out by the WHO. Simply drive up, place your order with a Cardinal service ambassador, tap your payment card (no cash), pop your trunk, we load your order and off you go! All products are safely packaged in boxes. Our team is trained and committed to provide everyone with a safe, socially distanced environment. . CHARITABLE PARTNERS: Cardinal, along with TradeCafe, will be making a significant donation to Foodbanks Canada and Friends Of WeCare, based on a percentage of proceeds from the event. . #mississauga #vivasgrouprealtors #foodbankcanada #wecare #vivasrx #venezolanosentoronto #mexicanosentoronto #colombianosentoronto #latinosentoronto (at Mississauga, Ontario) https://www.instagram.com/p/B_749ixJTcg/?igshid=e6z0yn9j0g4w

[vivasrx]

This is the best type of home improvement project there is ❤🤗🏡 If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #happyfriday #tgif @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #condoliving #vivasgrouprealtors #successstory #vivasrx #justlisted #investinrealestate #covid19 #stayhome #staystrong #staysafe -> Repost www.meadowtowne.com (at Oakville, Ontario) https://www.instagram.com/p/CAyUHs0h-s1/?igshid=17dfp796cs5kb

[vivasrx]

Happy Friday! TGIF . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #happyfriday #tgif @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #condoliving #vivasgrouprealtors #successstory #vivasrx #justlisted #investinrealestate #covid19 #stayhome #staystrong #staysafe (at Oakville, Ontario) https://www.instagram.com/p/CAx7XHnhhMg/?igshid=j7b881eouwfa

[vivasrx]

Last week, Ontario entered the 1st stage of the Government’s Framework for Reopening the Province. As the Government of Ontario gradually approves measures to re-open the economy, we continue to provide support to all our clients in providing excellent Healthy and Safety measures as well as the Best Real Estate Advise. . As the province slowly reopens, we must continue to put health and safety first in our interactions with clients, colleagues and communities. We @vivasgrouprealtors are Here to Help You! . For more information, please visit: . https://www.ontario.ca/page/resources-prevent-covid-19-workplace#section-1 . https://robertovivasrealtor.business.site/?utm_source=gmb&utm_medium=referral . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #justsold @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #condoliving #vivasgrouprealtors #successstory #vivasrx #justlisted #investinrealestate #covid19 #stayhome #staystrong #staysafe (at Oakville, Ontario) https://www.instagram.com/p/CAnTjz-pXfU/?igshid=13p2fzhevtlcy

[vivasrx]

Last week, Ontario entered the 1st stage of the Government’s Framework for Reopening the Province. As the Government of Ontario gradually approves measures to re-open the economy, we continue to provide support to all our clients in providing excellent Healthy and Safety measures as well as the Best Real Estate Advise. . As the province slowly reopens, we must continue to put health and safety first in our interactions with clients, colleagues and communities. We @vivasgrouprealtors are Here to Help You! . For more information, please visit: . https://www.ontario.ca/page/resources-prevent-covid-19-workplace#section-1 . https://robertovivasrealtor.business.site/?utm_source=gmb&utm_medium=referral . If you're looking to Buy, Sell or Lease your property, Call us today. . Helping You Is What We Do! . 📞 (647) 228-VIVA (8482) 🌐 www robertovivas.com 🌐 www.vivasgrouprealtors.ca . #justsold @vivasgrouprealtors #homebuyers #homesweethome #justlistedtoronto #homeforsale #homebuyers #househunting #investmentproperty #firsttimehomebuyer #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #latinosentoronto #venezolanosentoronto @vzlanosto #colombianosentoronto #mexicanosentoronto #condoliving #vivasgrouprealtors #successstory #vivasrx #justlisted #investinrealestate #covid19 #stayhome #staystrong #staysafe (at Oakville, Ontario) https://www.instagram.com/p/CAnTjz-pXfU/?igshid=nj2106p1iryb

[vivasrx]

The Best part of my Job is Delivering the #goodnews . #congrats #videoringbell #soexcited #justsold #trust #beautifulhome #firsttimebuyer #firsttimehomebuyer #realestate #smartinvestment #royallepage #buyinghome #forsale #justlisted #househunting #homesforsale #vivasgrouprealtors #torontorealestate #oakvillerealestate #bramptonrealestate #burlingtonrealestate #hamiltonrealestate #miltonrealestate #mississaugarealestate #gtarealeatate #vivasrx #investintoronto #toronto #Canada (at Mississauga, Ontario) https://www.instagram.com/p/B8CobG1B_So/?igshid=1p2hbtllxjff