#ches insurance

[businessinsurancecanada]

What Does Product Liability Insurance Cover?

Product liability insurance is a crucial form of insurance coverage for businesses that manufacture, distribute, or sell products. This type of insurance provides financial protection against lawsuits and other claims that may arise from the sale of a product that causes injury or damage to a customer. Whether you are a manufacturer, distributor, or retailer, product liability insurance can help protect your business against the costs of legal defence and settlements or judgments that may result from product-related claims.

- CHES Special Risk is one of the top insurance companies in Canada that offers product liability insurance. With their team of experienced insurance professionals and their commitment to providing their clients with the best possible coverage and customer service, CHES Insurance is the right choice for businesses that need product liability insurance.

- In addition to product liability insurance, CHES Special Risk also offers a range of other insurance products and services, including all risks insurance and special risks insurance. These types of insurance can provide additional coverage for your business, helping to protect against unexpected losses and other potential threats. Whether you need coverage for your physical property, your employees, or your business operations, CHES Special Risk can provide you with the insurance solutions you need.

In conclusion, product liability insurance is a must-have for businesses that manufacture, distribute, or sell products. With this type of insurance, you can protect your business against the costs of legal defence and settlements or judgments that may result from product-related claims. If you are looking for the best product liability insurance coverage in Canada, CHES insurance is the right choice. With their commitment to providing their clients with the best possible coverage and customer service, CHES Special Risk is one of the top insuratop insurance companies in canadance companies in Canada.

[pinkpixeltechnologynerd]

Sometimes I like to complain about the random aches and pains that I experience on the daily and without missing one beat someone that wasn't part of the conversation will say "that's not normal" or "you should have that checked out" and I just have to stand there like this 🧍🏽

[raffaeleitlodeo]

Non si sa ancora il motivo dell’omicidio di Brian Thompson, l’AD della United Health Care, freddato a Manhattan, ma la reazione delle moltitudini che sui social hanno celebrato l’omicidio rivela comunque la verità che, in cuor loro, milioni di Americani hanno sognato una vendetta simile.

Di tutte le anonime e inappellabili forze che governano la vita quotidiana degli Americani, la sanità commerciale è quella che infligge costanti tormenti e sofferenze e le ingiustizie più crudeli ai cittadini inermi. In particolare, lo sono le assicurazioni mediche, un settore industriale da 4000 miliardi l’anno il cui business model consiste nel riscuotere esosi premi da clienti-ostaggio e successivamente minimizzare i servizi erogati traendo dalla differenza utili da capogiro (Per la United, $371 miliardi nel 2023).

Negli Stati uniti la sanità è del tutto asservita sul mercato privato, controllato da Big Pharma e Big Insurance (cui è del tutto assoggettata la professione medica). Il risultato è la colossale inefficienza di un sistema che deve tener conto di quei profitti (in USA la spesa sanitaria procapite ammonta a più di $12000 – il doppio dei $6000 di altri paesi industrializzati) a fronte di risultati e. aspettativa di vita inferiori. Il catalogo delle vessazioni ed angherie inflitte ai “clienti” per massimizzare i guadagni è praticamente un genere letterario a se.

Poco dopo essermi traferito in California, da studente, ho contratto una meningite virale. Recatomi al locale pronto soccorso, un esame ha confermato la diagnosi e il medico mi ha detto che, data la gravità, si imponeva un ricovero immediato. All’apprendere che non ero assicurato, però mi ha comunicato che non c’era nulla che potesse fare per me e mi ha dimesso con un paio di compresse analgesiche (12 ore dopo ero sotto tenda a ossigeno in un ospedale statale, tenuto per legge a somministrare cure.) La lezione sulla locale concezione sanitaria, si è completata con le bollette da molte migliaia di dollari arrivate in seguito (con minacce di pignoramento), non solo dall’ospedale curante, ma da quello che mi aveva messo alla porta.

Una goccia nel mare u in un mare di malasanità governata da algoritmi aziendali e anonimi funzionari col mandato di negare i benefici promessi dai contratti assicurativi. Chiedete ad una Americano per strada e saprà snocciolare una litania di aneddoti horror. Partorienti dimesse il giorno della nascita per carenza di assicurazione. Decine di migliaia di dollari fatturati per visite al pronto soccorso. Cure negate perché procedure essenziali vengono dichiarate “elettive” dagli assicuratori o “eccessive” (compreso, in caso di anziani, perché “è stata già raggiunta la logica aspettativa di vita”). Ogni anno 650000 americani dichiarano bancarotta per spese mediche. Solo questa settimana ha fatto notizia l’annuncio del colosso assicurativo Anthem: avrebbe continuato a rimborsare le anestesie chirurgiche ma “per un numero limitato di minuti.”

In questo quadro fa ridere l’idea che gli immigrati vengano in America “per approfittare della sanità pubblica.” Sono giustificati semmai gli avvertimenti dei consolati che consigliano ai turisti di premunirsi prima di visitare un paese dove un osso ingessato ti può rimandare a casa con debiti per decine di migliaia di dollari.

È il mercato bellezza. Se non vuoi perdere alla roulette non entrare nel casinò.

Non c’è da sorprendersi allora che alla notizia dell’omicidio, così tanti Americani abbiano avuto lo stesso pensiero, maturato in anni di paura e disgusto e notti in bianco passate a pensare come poteri permettersi d salvare la pelle mentre gli assicuratori brindavano.

Quando è stato ucciso Thompson si apprestava a brindare con gli azionisti un altro trimestre di stratosferici fatturati sulla pelle degli “assistiti.”

Al di là dei motivi che potranno venire acclarati, il gesto violento di Manhattan ha immediatamente assunto riflessi di lotta di classe - o delle forme patologiche che ne hanno preso il posto nella distopia ballardiana in cui viviamo. In attesa che si insedi un governo di diretta proprietà delle corporation e dei miliardari che le gestiscono. Luca Celada, Facebook

[moleshow]

to attracts/retain students, it seems like smaller colleges (2 year and 4 year alike) are trying to go all-in on like... job training and certification. and while that’s noble and practical and all i also think it misses out on opportunities to do more interesting things. it doesn’t need to be like, Degree to Get You A Job With Health Insurance on the one hand and From Chaucer to Che: The Poetics of Revolution. i think there are other options!

 taking a place like erie, PA for example, it’s the sort of place where people born there aren’t necessarily loo king to stick around so you get a bit of regional brain drain. but i wonder whether you could make use of the place and create opportunities for people to learn about the places where they’ve grown up. it would take some logistical/curricular changes, but i imagine there would be some interest--if only because people might like the opportunity to understand how the Good Jobs were created and why they no longer exist. but the only way to find out is if you create that opportunity

[uptoolateart]

How the Heart Learns to Beat Again

Chapter 2 Preview:

Emilie flung open the wardrobe doors. There was the loud sound of someone opening a suitcase and ploughing through it. She shut the door, a hairbrush in hand, and pulled up a chair at the table. Seated beside Nathalie, she began brushing out her wet hair. The movement of her arm was mesmeric. Gabriel poured her a glass of wine, then sat with them.

‘I don’t suppose you’ve told her why we’re here,’ Emilie said.

Gabriel shook his head and handed her the glass. ‘I thought you’d want to do it together.’

‘I do.’ She took a long sip of the wine, then leaned back in the chair, closing her eyes a moment before opening them and pinning that green stare on their guest. ‘I suppose you’re wondering why a pair like us travelled all the way from Paris just to hunt you down.’

‘It…had crossed my mind,’ Nathalie said. ‘I assume this is some sort of fetish job. A wealthy couple who can get anything they want – sights set on some rare artefact to keep in your personal collection and insure for more than most people would spend in an entire lifetime.’

Another look was exchanged, telling her she was wrong. Whatever they wanted, it wasn’t about the money. She thought back to what Emilie had said about a phone call. In this weather, there was no mobile reception. The only phone in the hotel was an old-fashioned payphone downstairs, outside the entrance. You had to be desperate to use it at a time like this.

Who is Adrien?

Emilie’s gaze was lazy and…seductive? Was that the right word for it? It wasn’t that Nathalie wanted to sleep with her, but there was something persuasive about that look. Something that made her want to give into whatever Emilie suggested.

She glanced back at the girdle, still on the table.

‘We don’t seek more riches,’ Emilie said. ‘We’re not interested in fame or notoriety, either. And this isn’t thrill-seeking. We also don’t wish to become gods, so please, I beg of you: put all such preconceptions out of your mind when I explain what we’re looking for.’

She caressed the rim of her wine glass, eyeing Nathalie under her long, thick eyelashes. As dominating as Gabriel was, Emilie seemed to hold the power here.

‘…okay,’ said Nathalie, hypnotised by the motion of the woman’s finger. ‘What do you seek?’

‘Initially? Immortality – but not for us.’

Nathalie stifled back a laugh. ‘That’s it? Immortality?’

‘But not for us,’ Emilie repeated. ‘Failing that…the power to overcome death. And failing that…the power to undo death.’

‘Oh, of course. Because no human has ever tried for any of that and failed in the most morbid way imaginable.’

‘But we won’t fail,’ Emilie said. There was not the slightest trace of doubt in her voice, not a tremor or pause. She held herself with such poise, as well, her chin up high. Her confidence was a magnetic field reaching out and grabbing Nathalie until she believed they would succeed. If anyone could, it would be them and only them.

‘Who’s dying? Is it Adrien?’ she asked, satisfied when she heard Gabriel’s sharp intake of breath.

But Emilie never wavered. ‘I knew we couldn’t pull one over on you.’ She rewarded Nathalie with a smile, and hell, if that didn’t make something in Nathalie’s chest open, as though she had never known how to breathe until now. ‘You are correct. Adrien – our son – has been diagnosed with a rare blood disease. The doctors say we only have a handful of months left with him.’

‘And you’re spending them here with me, instead of savouring every precious moment you have left with your child?’

It was Gabriel who replied – snapped, more like, his blue eyes suddenly like ice, freezing her on the spot. ‘We are not abandoning our child, if that’s what you mean. Until you have sat at your child’s bedside, watching him waste away a little more each day, powerless in the face of biology, you know nothing of what we have gone through. We are not wasting time. We were wasting time by remaining with him and doing nothing.’

He was breathing hard, his chest heaving and hands trembling around his glass, which he now set down, perhaps worried he might throw it across the room and smash it against a wall – or maybe throw it at her. His stare remained on her, locking her in her chair and sealing her throat from bringing up any words of reply.

And yet, he was beautiful in his rage. Somewhere in the world, her father may still be out there, feeling nothing of what Gabriel felt for his child. Once, she’d had a mother who felt none of this, either.

Keep reading at Ao3

After years of adventuring, recovering lost mythical treasures from every ancient culture ever known, Nathalie meets the man and woman who will change her life forever. A backstory covering the recovery of the miraculous, Adrien’s creation, Emilie’s passing, and Nathalie’s point of view on the events of the show.

[docta1228]

I think Lura and I need to work a little long today our Do(Developing officer )call us to explain new insurance policy and Track our performance these month Lots of Paperwork today Hope we will be back by 5pm these is no good Need to complete the Study goal too we are missing our Maths.

But profession is profession need be responsible 🤓.

Planning to Finish atleast one more exercise of integration + some che revision.

[beardedmrbean]

Rail traffic came to a complete halt in Finland on Monday, following the failure of last-minute negotiations to settle the labour dispute between the railway workers' union RAU and the state railway operator VR.

As Helsingin Sanomat reports (siirryt toiseen palveluun), the strike completely stopped local train traffic as well.

The strike does not however affect metro drivers, so Helsinki's metro is running as normally. The same goes for buses, trams and the Suomenlinna ferry.

Tuija Ruoho of the Helsinki Regional Transport Authority (HSL) told the paper that the HSL website provides tips on how to find a replacement connection, including a list of buses that run from train stations to the centre of the city.

The director of passenger and operator services for the nationwide Matkahuolto bus transport company, Anu Pekurinen, said on Friday that the operator had not as yet decided whether additional buses would be provided during the rail strike.

Petteri Rantala, commercial director of Onnibus, one of Finland's largest long-distance transport operators, told HS that the company does not have the human resources to organize extra shifts for drivers.

Late Sunday, authorities reminded commuters that not all traffic on the rail network has stopped due to the strike. Maintenance and track work is continuing on the rail network as normal, so drivers should still take care and watch out for trains at level crossings.

Three families and a cat

Late last year, Finland offered to take in 100 Ukrainian refugees from Estonia per week.

Iltalehti tells readers (siirryt toiseen palveluun) that moving from Estonia to Finland has however not interested Ukrainian refugees at all. IL writes that over the last two months, only three Ukrainian families and one cat have resettled to Finland from Estonia.

Liis Paloots, head of the Estonian Social Insurance Board's immigration service, says that the reason for Ukrainian refugees' reluctance to move to Finland may be that refugees are placed in reception centres in Finland.

"These people would be bound to the reception centre for 12 months. Estonia, on the other hand, has prioritized the fact that people become independent as soon as possible. This includes the right to various benefits to facilitate the search for a permanent place of residence when a person has received a residence permit, instead of living in reception centres or other places provided by the state," Paloots told the Estonian public broadcaster ERR.

Refugees who have arrived in Estonia and have not yet applied for international protection are offered the opportunity to move to Finland, but there has been almost no interest in making the move.

"People rather say that they came to Estonia because they have relatives, friends or acquaintances here. Recently, we have also been told that many people have a job waiting," Paloots added.

The number of Ukrainians applying for international protection in Estonia, has stabilized at around 200 applications per week, Iltalehti reports.

Light-fingered shoppers

Ilta-Sanomat writes (siirryt toiseen palveluun)that the number of incidents of shoplifting in Finland began to show a rise at the end of the last decade, with around 50,000 cases reported to the police in 2020.

According to Statistics Finland's most recent crime statistics, most shoplifting takes place in the province of Uusimaa, including the capital region, where approximately 20,000 shoplifting reports are made to the police per year.

Stores have implemented special arrangements for certain products to deter shoplifting. For example, the Lidl retail chain says that in some of its stores products have been shifted from the shelves to checkout counters. These products vary by store, but include, for example, vitamins, parmesan cheese, alcoholic beverages and razor blades.

Some anti-theft measures go to extremes. Petri Miettinen, director of Tripla Mall's K-Market and K-Supermarket stores, says that it was decided to completely remove large instant coffee refills.

"More of them were stolen than sold," Miettinen notes, adding that thieves are interested in more valuable products for which there is a secondary market. In addition, some goods are stolen for personal use.

When asked by Ilta-Sanomat what more unusual items items interest shoplifters, Miettinen answered without a moment's hesitation.

"Baby oil. Our loss is really, really, really high. To this day, I haven't figured out what it's being used for, but I have a hard time imagining it going into normal use."

Campaign vandals

The farmers' union paper Maaseudun Tulevaisuus (siirryt toiseen palveluun)reports that campaign posters promoting candidates in the 2 April parliamentary election have been the target of vandalism around the country.

The paper says that Finns Party posters were torn down in front of the City Hall in Tampere. Vandals have also targeted election ads of the SDP and the Greens in Ylöjärvi, in the Pirkanmaa region, and in North Savo roadside billboards for the campaign of a NCP candidate were riddled by airgun pellets. Similar vandalism has also been reported in Seinäjoki and Riihimäki.

The paper also reports that a campaign event by Centre Party candidate Mikko Kärnä was disrupted in central Helsinki by social media video producers posing as anti-vaccine citizen journalists.

Spring still being coy

Looking at the weather this coming week, Hufvudstadsbladet (siirryt toiseen palveluun)writes that temperatures are forecast to be somewhat warmer than the average for the time of year, but it doesn't look like the trend will last long.

The week will bring rain, sleet or snow and night frosts.

The paper quotes FMI meteorologist Juha Tuomala as saying that the thermal spring will be late this year. That is when the average daily temperature is above freezing for one week straight.

[ridinvestment]

Oggi, Piazza Affari sta tentando di recuperare dopo i forti cali di venerdì dovuti alle tensioni sui titoli bancari su scala globale. Gli investitori stanno cercando di riacquistare fiducia in un settore pesantemente colpito dalla paura di un rischio sistemico dopo i casi di Svb e Credit Suisse, che hanno visto anche Deutsche Bank crollare in borsa. Tuttavia, il titolo dell'istituto tedesco è aperto con un rally del 5% a Francoforte, incoraggiando gli acquisti su tutte le banche europee. Anche la notizia che First Citizens BancShares acquisirà tutti i depositi e gli impieghi di Silicon Valley Bank dalla Federal Deposit Insurance Corporation ha aiutato ad allentare le tensioni sul settore. Questa settimana sarà ricca di appuntamenti sul fronte macro, con la pubblicazione di vari indicatori di fiducia e i dati sull'inflazione europea previsti per venerdì. L'indice FTSE Mib è in rialzo dello 0,7% intorno alle 9,40, dopo un balzo fino all'1,8% nelle prime battute. Il settore bancario italiano è in rialzo dello 0,4%, ma UniCredit e Intesa San Paolo frenano i rialzi allo 0,5% circa. Anche Banco Bpm e Mps annullano gli iniziali rialzi. In vista dell'assemblea sul rinnovo del Cda dell'istituto senese, il Tesoro ha definito nel weekend il tandem per guidare la banca a controllo pubblico nella prossima fase, confermando l'AD Luigi Lovaglio a poco più di un anno dal suo arrivo e affidando la presidenza a Nicola Maione. Perfino Fineco Bank azzera gli iniziali rialzi incoraggiati dall'avvio della copertura sul titolo con 'overweight' da parte di Morgan Stanley. Gli acquisti si stanno invece intensificando sui titoli del settore industriale, automotive ed energia, con Prysmian in rialzo del 2,4%, Iveco e Cnh dell'1%, e Snam dell'1,2%. #piazzaaffari #finanza #banche Investite con criterio. @ridinvestment https://www.instagram.com/p/CqSmQQXt6rk/?igshid=NGJjMDIxMWI=

[pierretrudeaulover19]

What kind

of cancer treatment is given to a cow?

Che-moo-therapy!

Pierre Trudeau was an avid supporter of universal government-insured healthcare, before and during his premiership. He paved the way for the legalization of abortion, both with his partial decriminalization of it as Minister of Justice and Attorney General and with his authoring of the Charter of Rights and Freedoms, which was interpreted by the Supreme Court of Canada as absolutely protecting abortions. In a time when the Canadian deepstate looms and menaces, having a politician like Pierre who supports personal liberties and individual freedoms is important.

[friedwizardcupcake]

Homeowner's Checklist for Effective Water Damage Cleanup

Introduction

Water break can wreak havoc on your house, causing now not just actual destruction but also emotional strain for owners. https://www.restoration-specialist.com Whether it’s from a normal disaster or a pipe burst, the effects may well be devastating. The perfect news? With the right procedure and competencies, %%!%%b84a0f66-1/3-4e69-a27e-03f618389793%%!%% water destroy cleanup could be done. This article serves as a accomplished Homeowner's Checklist for Effective Water Damage Cleanup, detailing every step critical to restore your property efficiently and well.

Table of Contents

Understanding Water Damage What Constitutes Water Damage? Types of Water Damage: Clean vs. Contaminated Immediate Actions Post-Water Damage Safety First: Assessing Risks Turning Off Utilities Documenting the Damage Importance of Documentation for Insurance Claims Taking Photos and Videos Contacting Professional Help When to Call a Water Damage Restoration Service Choosing a Local Water Damage Provider The Cleanup Process Begins Removing Standing Water Drying Out Affected Areas Assessing and Removing Damaged Materials Identifying Damaged Structures Salvaging vs. Replacing Items Mold Prevention Strategies Understanding Mold Growth Conditions Steps to Prevent Mold After Water Damage Restoration: Bringing Your Home Back to Life Repairing Structural Damage Painting and Finishing Touches Future Prevention Measures Installing Sump Pumps and French Drains Regular Maintenance Checks FAQs About Water Damage Cleanup Understanding Water Damage What Constitutes Water Damage?

Water spoil refers to varying negative processes that manifest whilst water infiltrates places in which it shouldn’t be, top to harm in properties or buildings. This might also stem from varied assets which include rain leaks, burst pipes, flooding, or perhaps equipment mess ups like malfunctioning dishwashers.

Types of Water Damage: Clean vs. Contaminated

Not all water hurt is created same; understanding the supply is quintessential:

Clean water damage arises from uncontaminated assets which includes rainwater or damaged pipes. Contaminated water damage, notwithstanding, comes from unsafe resources like sewage backup or floodwater, which poses healthiness negative aspects.

Knowing the type of water fascinated will assistance be sure the invaluable cleanup strategy and no matter if authentic assistance is required.

Immediate Actions Post-Water Damage Safety First: Assessing Risks

After experiencing water intrusion, protection have got to be your excellent precedence. Before venturing into affected locations:

Assess for electric negative aspects. Che

[jacks-tracks]

Blah Blog

Had to be one. Just a list of typical days, with side notes on extra events/

Life here really is a routine, with little variation. All systems at Casa dan work, or are fixed promptly, so there,s no need to rearrange life to fix whatever is broken next as at home.

Awake at 6:30(full light), roll out ,hot water on, brush up,make coffee,gulp hot and get out for a walk before the heat.Usually it,s beach walk with a return along Calle Morro, the front street. Wave watch, pick beach trash plastic, and home up a side alley and steep stairs to the lookout benches. Not much of a view since the acacia tree has grown up in the center of the viewscape. Amusingly the same young squirrel is always eating the acacia seeds, hanging up side down to avoid the falling crumbs .It,s hot by 9 am, especially as i do climb the stairs/road non stop for a bit of cardio.

Breakfast, grapefruit, granola, yogurt, and fruit juice, same every day. Listen to BBCnews, read the mail, and choose a book. The extensive library has lots of new books but i often see some interesting title, only to discover that I read it last year. Hammocks make good reading spots , allowing impromptue naps.

At least once a week it,s shopping, either super Che department store or my favorito tienda, best quality, best prices. Access by a bus up Oaxaca Avenue, of walk up through the main market. 30 pounds of fruit! Tangerines, bananas, watermelon, papaya, vegies like potatoes(crispy, water filled, tasteless), onions ,peppers, tomatoes(uniform size/shape/lack of flavour),grapefruit, and odd bits like grapes(Chile), lichee, and whatever looks good. With Christmas coming and the ensuing run on cash machines I,m stocking up on Pesos for Januarys rent and running expense. There,s a cash machine(Santander bank) which dispenses 11000 pesos at a wack, but all machines give an exchange rate at least 5% below published rates, raking in a tidy profit. Credit cards cost 5% to use and still give the low rate, so it pays to pull out cash.The books were looking good until the travel insurance company finally posted their bill and the annual credit card fee came due. Walking down to the combi stop I saw a hole in the wall (lit) stand run by an ancient campesino and his ever eating wife. Crumbling camper for storage, from whence he produced a lump of Copal, fresh off the tree, and some local very dark honey. Once I ask in Spanish I get a detailed answer half of which is incomprehensible slang and accent. Some thing about organic watermelon..But my bags were already overloaded. Home by combi, an increasing number of which are city vans going to uphill neighbourhoods, much more comfortable and safely driven. There,s always the last shlep down the backstreet to Casa dan, and a grateful sigh upon dropping the overloaded bags. Fridge is full, freezer overflowing, who knew I ate so much?!

Lately lunch is an overflowing plate of salad, typically chopped romaine lettuce, skinned diced tomatoes, red pepper chopped fine, sprouts, avocado and a slobber of mayonaise. Filling, non fattening, healthy in as much as all this inorganic produce can be.

Work over it,s time for a swim in the ever cooling pool. Temp drops 1 degree a week. Down to 25, which feels cold enough for a rash guard shirt and some pretty fast laps. Hot shower, laundry, back to the hammock, book and siesta. Neighbours drop by with news(gossip) and books. Hot tip this week was that the Split Coconut bar (50 happy gringo drinkers all glad handing old pals.) had Ned Flanders live. Solo guitar, think Jimmy buffet doing covers with enthusiasm. I went down and into the pallet fenced area open to the beach with lots of shade. Here were Jimmy and Tracy , my buddys from the Yurimar dump hotel. They are moving next month to a much nicer and quieter place. Tracy is as bubbly as ever,(fueled by booze) and Jimmy is still slaying the fish,having just returned from a morning where they caught 2 sailfish, a big marlin, some dorado and a bunch of barellitos. They released the game fish. Rumours have Russian trawlers netting all the tuna and delivering to a factory freezer ship. We exchanged brief summarys of the past 8 months and agreed to go fishing next Friday. It,s my $100 Christmas gift to myself, with a chance of a load of fresh fish to eat.

Sunset up on the terraza with the local inmates, more gossip, news, and usually a spectacular sunset, Green flash or salmon bright ripples across the high clouds. The growing moon is a sliver in the west, flanked by Venus. and only the evening mosquitoe rise drives us down stairs to screened safety. There is dengue in Puerto, with some locals getting it twice. My bed net, bug zapper, and repellant spray are essential. I never want dengue again!

So that,s the intown stuff. I,ve been to Playa manzanillo weekly for snorkeling in warm water, and twice to Agua blanca way outof town for the authentic empty beach walk/palalpa shade /beach food experience. It,s a half hour on the bus and another half hour walk in. The tidal dipping pool has filled with sand during the last hurricane so I did swim on the west beach before the surf came up. Bit of body surfing, mostly just wave thrashing in the foam., I forgot my super water bottle first trip out but the ever helpful Casa dan receptionist tried the phone number and had the same lack of success I,d had(wasting my carefully rehearsed Spanish speech) but got them on facebook and they had the bottle. Back out , retrieved bottle and had a bonus beach day. Only odd note was I ordered Hueuvos rancheros (scrambled eggs with onions tomatoes and garlic) and got a slop of beans,and 3 deep fried eggs swimming in grease. Urp! It,s a hotter walk back out to the highway in the afternoon, but there is some tree shade and the sea breeze for cooling pauses. Always enjoyable to ride the clanking, rattling old busses, picking up and dropping off shoppers, school kids and old country women. True the driver does try to achieve escape velocity and somewhere finds a few extra top gears, but don't look ahead.

Only other note is that I,m sending pictures of local flowers to 4 women back home to cheer them up as winter descends Even I,m impressed with how many varied types and colours there are. A month of daily pics and still more to see. So that,s the report and I hope to have some more exciting news or at least some events to note. Surf competition was a bust with 6 meter waves one day and 1 meter the next, hardly fair. Next week is body boards and the stands are being built down at the beach crest, Will they have another big music blowout? Ranchero? Yippee!!

[notiziariofinanziario]

Intesa Sanpaolo rafforza il sostegno a persone, famiglie e imprese. Questa evoluzione consolida il modello unico di bancassicurazione del gruppo, guidato da un approccio che unisce protezione, crescita e sviluppo sostenibile. Gli obiettivi di Intesa In particolare, Intesa Sanpaolo Assicurazioni è il nuovo nome con cui il Gruppo rinnova il proprio sostegno ai clienti sia per soddisfare le esigenze di protezione in ambito previdenza, danni, salute e welfare, sia per gestire investimenti e risparmi, grazie ad un nuovo assetto societario e una rinnovata brand identity del Gruppo Assicurativo. Anche con una riorganizzazione interna. A partire dal 1° dicembre 2024, infatti, Intesa Sanpaolo Vita assume il nuovo nome “Intesa Sanpaolo Assicurazioni”, Compagnia che guida il “Gruppo Assicurativo Intesa Sanpaolo Assicurazioni”; confermata Virginia Borla Amministratore Delegato, Direttore Generale e Responsabile della Divisione Insurance di Intesa Sanpaolo. “Intesa Sanpaolo Protezione”, nata dalla fusione di Intesa Sanpaolo Assicura con Intesa Sanpaolo RBM Salute e controllata al 100% da Intesa Sanpaolo Assicurazioni, diventa un’unica compagnia per i rami danni e salute, affidata alla guida di Massimiliano Dalla Via, Amministratore Delegato e Direttore Generale. La crescita nell’assicurativo Dopo un decennio di costante crescita e continua evoluzione, il Gruppo Assicurativo Intesa Sanpaolo Assicurazioni – al 30 settembre 2024 – ha contribuito per il 10% al risultato corrente lordo del Gruppo Intesa Sanpaolo, grazie ad un modello di bancassicurazione voluto dal CEO Carlo Messina, pienamente integrato ed unico in Italia, che conferma il ruolo fondamentale di Intesa Sanpaolo a supporto della crescita del Paese. Contestualmente prende il via – su stampa, social network, canali digitali e televisivi – anche la campagna di comunicazione “Insieme, possiamo arrivare lontano”, sviluppata insieme all’agenzia Accenture Song. La strategia del Gruppo L’iniziativa valorizza l’unicità di un brand, la capacità di risposta ai bisogni di persone, famiglie e imprese ed intende superare la sola idea della protezione contro il rischio, valorizzando la necessità di proteggersi come strumento per crescere, attraverso una narrazione che coniuga sicurezza e sviluppo, uno strumento di libertà e realizzazione personale e collettiva, mantenendo la leadership sui prodotti di investimento assicurativo. Read the full article

[latexcloth]

Exploring Morocco by Road: Everything You Need to Know About Car Rentals

Traveling through Morocco offers a mesmerizing journey through bustling souks, majestic mountains, serene beaches, and sprawling deserts. To truly experience Morocco's diverse beauty at your own pace, renting a car can be the best choice. In this guide, we’ll explore everything you need to know about renting a car in Morocco, including essential tips, must-have documents, the rental process, and how to make the most of your rental car.

Why Rent a Car in Morocco?

Renting a car in Morocco provides a unique advantage, especially for travelers looking to explore beyond the main cities. Public transportation is available, but with a rental car, you have the freedom to create your own itinerary. You can drive through the dramatic landscapes of the Atlas Mountains, visit remote villages, and experience the country’s hidden gems. Whether you're visiting the busy streets of Marrakech, the coastal city of Essaouira, or the vast Sahara Desert, a rental car can make the experience much more enjoyable.

Requirements for Renting a Car in Morocco

To rent a car in Morocco, you'll need the following documents:

Driver’s License: Most car rental agencies in Morocco accept foreign driver’s licenses, but it’s recommended to also carry an International Driving Permit (IDP), especially if your license is not in French, Arabic, or English.

Age Requirement: The minimum age to rent a car in Morocco is usually 21, but some agencies require drivers to be at least 25, especially for certain vehicle types. Make sure to check the age requirements with your rental company beforehand.

Credit Card: A valid credit card is often required for security deposits and payments. Some companies may accept debit cards, but it’s best to confirm in advance.

Choosing the Right Rental Car in Morocco

The type of Rental car in morocco that you choose depends on your travel plans. Here are some options:

Compact Cars: Ideal for city exploration, compact cars are affordable and easy to maneuver through Morocco’s narrow streets.

SUVs and 4x4s: Perfect for off-road adventures, especially if you plan to explore the Atlas Mountains or the Sahara Desert.

Luxury Vehicles: For a more comfortable and stylish travel experience, many agencies offer premium and luxury car options.

Consider the type of trip you're planning and the terrain you’ll encounter. For long road trips, an Rental car in moroccoconditions is essential for a safe journey:

Traffic and Road Signs: Moroccan traffic rules are similar to those in Europe and North America. However, road signs are often in Arabic and French. GPS or a reliable navigation app can help if you don’t read these languages.

Toll Roads: Some major highways in Morocco, particularly between cities, are toll roads. Keep local currency handy for toll payments.

Driving Conditions: City driving can be hectic, with busy traffic and pedestrians, especially in Marrakech and Casablanca. However, once you leave the cities, the roads open up, offering scenic views and a peaceful driving experience.

Tips for a Smooth Car Rental Experience in Morocco

Insurance Coverage: When renting a car in Morocco, insurance is crucial. Most rental companies offer basic coverage, but you may want to consider additional insurance for better protection, especially if you plan on visiting rural areas.

Fueling Up: Moroccan gas stations are common along main roads but may be scarce in remote areas. It’s wise to fuel up whenever possible, especially before venturing into rural regions.

Parking: Most major cities have designated parking areas. Look for paid parking lots or hotel parking, as street parking can be challenging to find.

Top Destinations to Explore with Your Rental Car in Morocco

Renting a car in Morocco gives you the freedom to explore beyond typical tourist destinations. Here are a few must-visit spots to consider adding to your itinerary:

Chefchaouen (The Blue City): Nestled in the Rif Mountains, Chefchaouen is known for its blue-washed buildings and charming alleyways.

Aït Benhaddou: This ancient fortified village near Ouarzazate is a UNESCO World Heritage site and a popular filming location.

The Atlas Mountains: Perfect for hiking and nature lovers, the Atlas Mountains offer spectacular views and a glimpse into Berber culture.

The Sahara Desert: Take your rental car to Merzouga, the gateway to the Sahara Desert, where you can experience camel trekking and spend a night under the stars in a desert camp.

Returning Your Rental Car in Morocco

Before returning your rental car, fill the gas tank if your rental agreement requires it. Ensure you return the car on time to avoid late fees, and double-check that you haven’t left any personal belongings. Most agencies have a quick inspection upon return, so plan a little extra time for this process.

ConclusionRenting a car in Morocco is a fantastic way to discover the country’s hidden gems and enjoy the flexibility of exploring at your own pace. With its breathtaking landscapes, cultural landmarks, and scenic drives, Morocco is a traveler's paradise. By following these tips and being prepared, you can ensure a smooth and memorable journey. So, pack your bags, rent a car, and get ready to experience Morocco like never before!

[robfinancialtip]

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[rentalcarcuba]

How to Rent a Car in Santa Clara: A Step-by-Step Guide for Travelers

Santa Clara, Cuba, is a vibrant city full of history, culture, and beautiful landscapes. For travelers who want the freedom to explore this fascinating region at their own pace, renting a car is the best option. Whether you’re visiting Che Guevara’s mausoleum or heading off the beaten path, a car rental in Santa Clara will make your trip more flexible and enjoyable.

In this guide, we’ll walk you through the entire process of renting a car in Santa Clara, from booking to returning the vehicle, ensuring a hassle-free experience.

Step 1: Research Your Car Rental Options

Before arriving in Santa Clara, it’s a good idea to research the available rental agencies. Many major car rental companies operate in Cuba, including Cubacar, Havanautos, and Rex, all offering various vehicle options.

To find the best deal and ensure availability, you can use websites like Cuba Travel Network or Rent Car Cuba, which compare prices from different companies.

Step 2: Choose the Right Car

Choosing the right vehicle depends on your travel plans and group size. For city travel, a compact car will suffice, but if you plan to explore more remote areas or travel with family, consider renting a larger, more robust vehicle like an SUV.

When making your decision, check for key details such as:

Insurance options

Mileage limits

Pick-up and drop-off locations

Make sure your vehicle meets your needs, and don’t forget to inquire about any extras like GPS, child seats, or additional drivers.

Step 3: Book Your Rental in Advance

Car rental demand in Cuba can be high, particularly during peak travel seasons. Therefore, booking your car rental in Santa Clara at least a few weeks before your trip is essential to avoid disappointment. Most agencies allow you to book online or through their customer service hotlines.

While you’re comparing options, make sure to search for car rental Santa Clara to find the best deals. Booking early often helps you secure lower prices and a wider selection of vehicles.

Step 4: Pick Up Your Car

When you arrive in Santa Clara, head to the car rental agency to pick up your vehicle. You’ll need to bring:

Your passport

A valid driver’s license

A credit card for the deposit

Once you’ve checked in, carefully inspect the car before driving away. Look for any pre-existing damage, ensure the fuel level matches what was promised, and confirm all insurance coverage details.

Step 5: Know the Driving Rules in Cuba

Driving in Cuba can be different from other countries, so it’s essential to familiarize yourself with the local driving rules. In Santa Clara, traffic is generally light, but you should still be cautious of pedestrians and cyclists.

Some key tips include:

Drive on the right side of the road

Use headlights at night

Avoid driving in rural areas after dark

Speed limits vary but are generally well-signposted. Be mindful of these to avoid any fines.

Step 6: Return the Car

Once your trip concludes, return your rental car to the designated drop-off location, making sure it’s in the same condition as when you picked it up. Be aware that most car rental agencies in Cuba require you to return the vehicle with the same amount of fuel, so plan accordingly to avoid extra charges.

Benefits of Renting a Car in Santa Clara

Renting a car in Santa Clara offers several advantages:

Freedom to Explore: Unlike public transportation, having a car lets you visit attractions at your own pace.

Access to Hidden Gems: From the lush countryside to nearby beaches, many destinations around Santa Clara are easier to reach by car.

Convenience: With your own vehicle, you won’t have to depend on taxi services or bus schedules.

Conclusion

Renting a car in Santa Clara is the perfect way to unlock the best of what this region has to offer. By following these steps, you’ll be well-prepared to navigate the rental process and make the most of your Cuban adventure. Don't forget to research your options, book early, and stay mindful of local driving rules to ensure a smooth experience.

For the best deals and options, check out Cuba Car Rental, where you can easily compare car rental Santa Clara options and secure your vehicle today.

[best-movers-packers-panchkula]

A Checklist to Find the Best Movers and Packers in Panchkula

Finding the right movers and packers in Panchkula is crucial for a smooth relocation experience. Use this checklist to ensure that you hire the best movers for your upcoming move.

1. Check for Licensing and Registration

Verify the company’s license and registration with local authorities.

Confirm their credentials with the Ministry of Corporate Affairs (MCA) or relevant governing bodies.

Avoid unregistered movers to minimize the risk of fraud or poor service.

2. Get Recommendations and Read Reviews

Ask friends, family, and colleagues for recommendations based on their experiences.

Read online reviews on platforms such as Google, Yelp, and social media.

Look for consistent positive feedback about their services, timeliness, and professionalism.

3. Request In-Home Estimates

Schedule an in-home estimate where the movers assess your belongings in person.

Avoid companies that provide estimates over the phone without inspecting your items.

Ensure the estimate is detailed and includes the scope of services, with a clear cost breakdown.

4. Compare Multiple Quotes

Collect quotes from at least three different companies.

Ensure the pricing is transparent, with no hidden fees.

Choose a quote that offers value for money while meeting all your service requirements.

5. Check for Insurance Options

Confirm that the company offers insurance to cover damage or loss during the move.

Review the insurance options they provide and ensure the coverage is adequate for your belongings.

Ask about liability policies in case of accidental damage to property.

6. Evaluate Their Experience

Check how long the company has been in the moving industry.

Ask about their experience handling your type of move (residential, commercial, local, or long-distance).

Experienced movers are more likely to handle challenges efficiently.

7. Inspect Their Packing Materials and Equipment

Ask what kind of packing materials the company uses for fragile, valuable, and bulky items.

Verify that they use high-quality packing materials (bubble wrap, sturdy boxes, protective padding).

Check that they have the right equipment, such as dollies and ramps, for safely moving items.

8. Review Their Service Range

Ensure the company offers comprehensive services such as packing, loading, transportation, unloading, and unpacking.

Ask if they provide specialized services, such as handling fragile items, disassembling and reassembling furniture, or offering storage options.

Opt for a company that provides customized services based on your specific needs.

9. Examine Their Track Record and Reputation

Request references from previous customers and speak with them directly about their experiences.

Look for companies with a strong track record of punctuality, professionalism, and customer satisfaction.

Avoid companies with frequent complaints or unresolved issues in reviews.

10. Evaluate Their Communication and Customer Support

Test how responsive the company is to your inquiries.

Clear and prompt communication is a sign of good customer service.

Ensure they provide updates and stay in touch throughout the moving process.

11. Ensure They Have Local Knowledge

If you are moving locally, ensure the company has a strong understanding of Panchkula and its surroundings.

Movers with local expertise can avoid traffic delays and ensure smooth transportation within the region.

12. Verify Payment Methods and Terms

Clarify payment terms, methods accepted, and when payment is due.

Be wary of companies that demand full payment upfront or require cash-only transactions.

Reputable companies offer flexible payment options and only ask for a deposit before the move.

13. Check for Any Additional Services

Inquire if the movers offer services like disassembly and reassembly of furniture, temporary storage, or moving special items (pianos, art, antiques).

If needed, ensure these services are included in the estimate.

Conclusion

By following this comprehensive checklist, you can confidently identify the best movers and packers in Panchkula for your next move. From verifying credentials to evaluating their customer service, each step ensures you hire a reliable and professional moving company that will handle your relocation with care and efficiency.