#and the savings card only worked once in 12 month time period

[chariot-to-somewhere]

manufacturer coupons for meds are a life saver

I'm starting sunosi and my insurance is only covering half of it so there was a copay of over $400.

But the med manufacturers have a savings program that brought it down to $9.

Why do I have to jump through so many fucking hoops when the manufacturer could just, idk, not charge out the ass.

[chichiscloset]

How I Earned a 782 Credit Score at 23

I believe that understanding the ins and outs of managing our finances is essential in our quest for leveling up in life. After all, what good is achieving our dreams if we're not equipped with the knowledge and tools to sustain and grow our success? So how did I do it?

1. Living with parents while in school

While I had the advantage of fewer bills to pay, I still encountered challenges in managing my finances effectively. In the past, I used to blow money like it was nothing, with little to no savings to show for it. However, recognizing the opportunity to change my habits, I embarked on a journey of financial education, starting with reading "Rich Dad Poor Dad" by Robert Kiyosaki. Over the course of 6-12 months, I diligently saved and invested most of my income, laying the groundwork for my financial future. This disciplined approach not only helped me build a healthy relationship with money but also demonstrated to the bank that I was responsible and capable of handling a credit card. It was only after this period of financial growth and learning that I felt confident enough to apply for my first credit card. After being rejected 3 times prior!

2. Become Delusional as F**k

The biggest change in my relationship with money came when I realized that it's not inherently bad; I have a good relationship with money, and money works for me—this is my reality i lived in even during the times I was broke. I remained delusional in my belief that financialsuccess for me was attainable, and remarkably, it worked. This perspective empowered me to view money as a tool for creating wealth rather than something to fear. I learned to use a credit card to work for me, not as a slave to debt, and discovered how to leverage debt to make more money. This shift in mindset helped me overcome financial fears and embrace opportunities for growth.

For more financial literacy context read these posts

Escape Your 9-5 Job If You Don’t Want to Work

“Make Money When your Young, Pretty & Ambitious.”

How to make a credit card work for you

Keep Low Credit Utilization:

Aim to keep your credit card balances low relative to your credit limits. This utilization ratio should ideally be below 30%, with lower percentages being even better. High credit utilization can negatively impact your credit score.

Pay On Time, DONT MISS PAYMENTS

Consistently paying your credit card bills on time is crucial for maintaining a high credit score. Late payments can significantly damage your credit score and stay on your credit report for years.

Keep Old Accounts Open:

The length of your credit history is an essential factor in determining your credit score. Keeping old credit card accounts open, even if you're not actively using them, can help lengthen your credit history and improve your score.

Monitor Your Credit Report:

Reviewing your credit report allows you to identify any errors or inaccuracies that could be negatively impacting your score. You're entitled to a free credit report from each of the major credit bureaus—Equifax, Experian, and TransUnion—once every 12 months.

Avoid Closing Old Accounts

Closing old credit card accounts can shorten your credit history and reduce your overall available credit, both of which can lower your credit score. Unless the account carries high fees or you're unable to manage it responsibly, consider keeping it open.

Conclusion:

Through disciplined financial habits and strategic planning, I achieved and maintained a high credit score. This journey is only the beginning of my commitment to financial responsibility. For more insights on financial literacy, be sure to check out my other posts. Remember, with dedication and planning, anyone can achieve their financial goals

Until we talk again !

Chichi

[brain-damage-culture]

So, this. I was homeschooled, and I will say. I did meet people who had legitimate reasons that homeschooling was better for them. Many had been in public school and were severely bullied, most due to disabilities. I myself was bullied relentlessly and my mom cites that as her reason for pulling me and my siblings out of school. (She was also enamored with the idea of downsizing into a trailer and traveling the country. Yes, with a newborn baby, two audhd kids, a dog, and her crumbling marriage) Here's how that went:

The thing is, I didn't stop being bullied when I was pulled out, I just didn't have any escape from the bullying happening in my home. I went from having a small group of friends and acquaintances and teachers to talk with to only my abusive mother, absent father, struggling little brother, and the baby I was raising in place of my mom. (She slept in the same bed as me for the first 6 years, I fed, bathed, changed, and entertained her)

Occasionally, we would fall in with homeschooling co-ops, but inevitably, drama would happen, and I learned not to get attached. I don't think I could name one single person I met during that time period if you held a gun to my head. The whole traveling the country thing didn't work out, and we went from having a house to camping or renting in small spaces. I was 12 when I started homeschooling, and I stayed at a 5th grade education level for the most part until I was 16. My mom soon stopped having any interest or ability to teach me, so I mostly just read and fucked around all day. It was boring and frustrating, I didn't have consistent access to the internet, and I fought with my family all the time.

My state doesn't require homeschoolers to submit a report card or have the children see a counselor once a year, or really anything. In 2015, my mom gave up on educating me and put me in a dual enrollment program at a community college for high schoolers, and that was what got me finally to something approaching my peers on an education level. It also finally put me in contact with adults who cared about me and wanted me to succeed, professors who checked on my progress and listened to my concerns. A library with an internet connection and nobody watching what books I was reading.

That school saved my life, and I don't say that lightly.

In 2017, a fellow homeschooler in my state was not so lucky. Matthew Tirado was a 17 year old nonverbal autistic kid who was enrolled in public school. His parents were repeatedly reported for child abuse, especially by his sister, until they took his sister out of school completely. Two months later, Matthew died. His sister didn't have any way of contacting outside help anymore, and her brother died because their parents knew that nobody could speak up for him any more.

I remember everyone else's horror, and outrage, and I remember my mom. The woman who had abused me when she knew I had nobody to go. She was scared. Because she still had my younger siblings, and she did not want to face consequences. So many homeschooling parents in my state did the same, and they fought hard to defend their right to abuse their kids. And they won.

To this day, in my state 36% of parents who pulled their child from public school in order to homeschool them did so *after* a Department of Child and Family Services (DCF) investigation revealed that they were abusing their children. That's more than one fourth. Once a child is pulled out of school in my state, there are no requirements accommodations, no therapy, no supports, and no accountability. Homeschool parents willfully practice 'unschooling' or buy curriculums from shady organizations that purport to provide an education that will turn their children into whatever parents want them to be.

Public schools aren't great. We all know this. Neither are private schools, in a different, equally fucked way. But homeschooling with no checks or balances, nobody even making sure the kids are still alive after they're out of the system? It's a level of nightmare I dearly wish nobody had to experience. And I got off so lightly.

Anyway enough lame gifted kid discourse we are in our 20s. Let's talk about how homeschooling in america should be fucking illegal it's insane lol

[hauntedbythefanficsofmypast]

Daminette Rough Layout AU #1

Warning- This is a Salt AU, it contains Lila salt, Adrien Salt, Alya Salt and Class Salt. Some of the Salt is dramatized, pkease read at your own digression.

Note- Changing things up a bit-they are in high school now-Damian 16 and Marinette 15 and juniors, obviously things are different from canon. Gabriel gave up both miraculous after Adrien dies in one of the akuma fights, he has Nooroo and Duusu bring them to the guardian. Marinette helps heal Duusu so that if he is ever used again the holder will not start to die. Soon after Master Fu takes back Adrien's miraculous and names Marinette the guardian.

He doesnt lose his memories but he does pass away a week later. Marinette also deletes her original website and makes and entire new one under MDC designs after Lila threatens to leave bad reviews.(This happens before she meets Damian, right when they are entering high school.)

They met online after Damian got tired of his brothers making fun of him for talking like an old man. He found Marinette on Twitter, (She has a very popular Twitter blog where she Tweets in English and is considered a meme god.) and after reading her tweets decided that she'd be a good teacher.

After reaching out they agreed on how much she'll be paid and a time that works best for both of them. Every Monday & Wednesday the video chat when Damian has his lunch and study period. For Damian it is 12 to 1 pm, and for Marinette it is 7 to 8 pm. After two months Marinette has successfully made Damian her friend, and he has began opening up to her more. Meanwhile Damian begins to mess with his brothers using memes.

Tim to Jason- I will die if I don't get coffee soon.

Damian passing by the kitchen on his phone- Then perish.

Jason-...Did he just?

Tim- Impossible.

_____________

Dick over the coms while on patrol-I really want candy right now.

Damian drops down next to him and pulls a tidepod of of his belt giving it to Dick before continuing on.

Dick-What the fuck...

Tim having seen from a distance-What did Damian give you candy?

Dick- He gave me a tidepod.

Jason-Your shitting me Goldie.

______________

Jason-What are you eating Damian?

Damian taking a bite of a pop tart- Ravioli...

Jason-Im going fucking crazy.

Alfred-Language Master Jason.

They now text each other durning their free time, Marinette loves receiving pictures of Damian's pets and silly pictures of Damian's friend Jon. Damian loves seeing pictures of her newest designs and Paris at night.

Jon is the only person who knows about Marinette and thats because he crashed one of Damian's classes. He gushes over the fact that Damian is talking to his favorite person on Twitter, then full on fanboys a second later when she follows him back on Twitter. Soon after she becomes friends with Jon too, Lila comes back. After two weeks of fighting her she stops after both Damian and Jon point out that if her classmates were really her friends they wouldnt believe someone they just met over her. Marinette stops doing extra things for the class no more free pastries, banners, clothes or anything. She spends majority of her time on school work, her comissions and talking with Damian and Jon.

Madame Bustier at one point asks her to stay after class. She tells her she is disappointed that Marinette is distancing herself form the class so much. Marinette just tells her that she is done, that if she wants a perfect role model then she should use Lila instead and leaves. The next day she tells Madame Bustier she is stepping down as class president, everyone in the class except for Chloe and Marinette vote for Lila. Marinette has had more free time then she has had in a while and is thriving. She is able to take more and more commissions and even allows Jagged and Clara to give other celebrities access to her website. With a push from Jon she also sets up a Twitter and Instagram account under MDC Designs. With in no time everyone is trying to get an MDC original.

At one point she gets a call from Jon asking her how much it would cost for a MDC original for his mom. Marinette smiles softly telling him to just get his moms measurements for her. When he argues she finally agrees to accept payment but gives him a family discount. Jon agrees with a huff, a month later Jon sends her a video of his mom opening his gift.

Lois-Oh Jon love you know you didnt have to get me anything.

Jon-And let Connor out do me this year? No way.

Connor laughing-Oh shut it Jon!

Jon-cone on open it already mom!

Lois lauging before unwrapping the box- Is this? Jon is this a MDC box?

Connor looking at him with wide eyes.

Jon-open it and see!

Clark-So thats why you asked me for her measurements.

Lois pulls a beautiful knee length navy blue pencil dress. It had a classy V neck and flounce bell sleeves Jon is this and MDC original?

Jon-weeell if you look at the inside of the right sleeve your see her signature marking. Thats not all though mom theres another box!

Lois grabs the other box and unwraps it opening it quickly to find a pair of white lace up Oxford pumps with matching navy laces, MDC hand stitched on the back in navy.

Lois-How did you-how did you get MDC originals?

Jon laughing-I'll never tell!

Marinette saves the video on her phone and tells him he wants a photo of her in it for her website. A week later he send her pictures of his mom in the outfit posing with his dad and the next day he send pictures of her posing with Bruce Wayne on the red carpet. She quickly posts them on Instagram and Twitter tagging Lois, Clark, Bruce and Daily Planet.

'I knew Mrs. Lane would make this one of a kind outfit look beautiful! I was happy to make the dress and shoes as a surprise from her son! Mrs. Lane your son has my number, if you ever want another original talk to him! 💋'

Lois immediately responds to her tweet thank her for the amazing gift, while also asking how her son got in contact with MDC.

Marinette- ' 🤫🤫😘😘💋'

Jon-'You'll never know!!'

Lois, with her bosses approval, writes an article joking about the mystery that is MDC at also an interview where she grills her son on how he knows MDC.

Its a blows up and part of Jon's interview becomes a meme. This part;

Jon-Superman, please come save me from my mom!

Marinette being the meme godess she is decides to quote it on Twitter, but she messes up and posts it on MDC desgins.

MDC-Superman, please come save me from these deadlines!

Half an hour later

MDC-That was meant for my personal Twitter...

Now everyone is also talking about MDC memeing.

After talking with the Kwami Marinette decides to tell Damian and Jon about her time as Ladybug, and how she still goes out and patrols to stop muggers. In return one day Damian and Jon flies him and Damian to paris and they finally meet in person and they tell her their own identities. They leave Gotham at 7 am in Gotham and make it to Paris at 3 pm and wait for her outside of her parents bakery. Marinette flips out and practically tackles the both if them in a hug. She pulls them inside happily introducing her parents to her American friends. After they tell her they decide to spend the rest of the day together. Marinette also takes their measurements telling them its for a surprise. Damian tells her that his brothers are obsessed with MDC and how the wouldnt stop hounding Jon when they found out he had gotten in contact with her.

They go out and Marinette shows them Paris while Jon is slowly pushing them together. He is ecstatic when Marinette wraps one of her fingers around Damien's finger and he respond by grabbing and holding her hand. They are all immensly happy until they are passing by a park and notices her class having a party. At first she doesnt care and just shrugs it off, until the class notices them. Alya accuses Marinette of trying to start drama, she rolls her eyes telling Alya she didnt even know about the party and was just showing her friends around. Damian frowns glaring at the class when he feels Marinette hand start to shake and releases her hand wrapping an arm around her waist in support. Jon is also frowning but simply reminds Marinette that they were going out to eat. Marinette nods and begins telling them about the restaurant they were going to while leaning into Damian's side.

They turn leaving the class behind only for Adrien to hurry after them. Adrien tries to convince Marinette to return and spend time with the class saying he missed his friend. Marinette tells him that they arent friends anymore, that friends dont allow lies to be spread about their friends. She takes the boys and they finally make it to the restaurant.

Damian pays refusing to let Marinette or Jon touch the check. They spend the rest of their time at Marinette's house watching movies until they leave at 9pm wishing Marinette goodnight and making it back to Gotham at 3 pm. When they get back to the manor Bruce confronts Damian asking why he got notified that Damian's card had been used in Paris. Thats how Bruce finds out about Marinette.

Bruce- shes been teaching you memes?

Damian-yes.

Bruce-...well at least your making friends.

Damian-dont tell the others, they'll want to meet her and Id rather not be embarrassed

Bruce-I wont say anything until they catch you then.

Around the end of Marinette's junior year Lila accuses Marinette of theft and she is once again expelled. Only this time Marinette gets the school board involved and she is quickly cleared of charges. once again. However she decides not to return to the school tired of their treatment. Instead with the help of Jagged and her parents permission she enrolls at Gotham Academy and doesnt tell Damian to surprise him. Jon does know that way he could help her.

Within the week Marinette is in Gotham in her new penthouse apartment with her new gaurdian, a maid/nanny that Penny had recommended. Her name is Margaery she is in her 60s. The next day Marinette is dropped of at school by Margaery, Jon is already there early and helps her get his schedule and everything. Then they wait for Damian to arrive hiding until the see him open his locker Jon distracts him while Marinette hides behind the locker door. The school is very surprised whe. Damian smiles brightly at seeing her. Within the day she is known around the school as both Sunshine and Gotham's new Goddess.

Soon enough Damian Marinette and Jon are never seen withiut tge other except in classes. Many teachers see Marinette as a blessing classes have been calmer shes always willing to volunteer and shes even started tutoring some of the students. Even though she entered late in the year she starts to help the student council and things were more organized and running smoother. What everyone is really happy about is how she seems to bring out the teen in Damian and encourage him to act his age. The only reason they havent posted about her and Damian's relationship is because Damian made it clear he didnt want his family to know.

He starts calling her Angel and Red Bird. Marinette starts calling him Dove and Birdie. They slowly start going on dates while also making sure to hang out with Jon so he didnt feel left behind. Its the beginning of summer when Marinette gets invited to a Wayne gala by Bruce himself with a little note.

'Miss Dupain-Cheng, I would like to meet the girl that has stolen my youngest's attention. Please do not inform him I invited you, I think it will be quite the surprise for him. -Bruce Wayne

She tells Damian to wear a seafoam green tie because it will bring out his eyes, in a sly way so that they will be matching. She then makes a seafoam green Asymmetrical A-line off the shoulders dress adding layers of tulle that forms teirs and finishes with horsehair hemlines. The MDC signature is stictched on to the second layer of tulle.

The night of the Gala she is dropped off by Margaery and Jon leaves his parents to meet her. She tells him that Damian didnt know either and Bruce wanted to surprise him. Jon starts laughing causing Marinette to dissolve into giggles. This catches Jon's parents eyes and they walk over. Jon wuickly introduces her as one of his best friends. Lois and Marinette quickly hit it off and enter the gala together with Jon and Clark following behind them. After 5 minutes Damian spots them, and discreetly hurries over to them.

Damian-Angel!

Lois and Clark are surprised at the nickname and that Damian is smiling even more surprised when he hugs her and holds her hand gently. They stare into each others eyes for a moment until Lois coughs catching boths attention. Damian greets them as he lets go of Marinette's hand wrapping an arm around her waist as she does the same. They stand talking with each other until Lois spots someone she wants to interview and hurries off with Clark. The three of them share a look before all saying food at once. Jon walks ahead of them as Marinette and Damian follow talking to themselves.

M-'Your father wanted to meet me so Im afraid I will no longer be a secret.'

D-'Of course he did, I was hoping to keep those embarrassments known as my brothers away.'

This causes Marinette to laugh leaning her head on his shoulder.

M-'I am sure they arent that bad.'

They spend a good half hour talking with Jon and eating before Bruce finds them and introduces himself to Marinette. Five minutes later she notices Damian's brothers starring at them in shock. She starts giggling and points it out to Damian who groans. Soon after the boys rush over to interrogate their brother dragging him away from Marinette Jon and Bruce.

While Damian is dealing with them Jagged and Penny both find Marinette. Eventually the boys force Damian to introduce them to Marinette. She hits it off with all of them promising to visit the mansion. Jon convinces Damian to ask Marinette to be his girlfriend. He asks her to dance with him and asks while they are dancing. That night Marinette Damian and Jon leave together for an impromptu sleepover at Marinette's. Margaery picks them up greeting both parents and assuring them that there kids will be safe, and they will be camping out in the living room.

Marinette surprises the boys with handmade pjs once they get to her house and Margaery surprises them with cookies. The next day she goes to the mansion with Damian and gets to know his brothers more piecing together who is who of the Batfamily. At one point Jason insinuates that Marinette couldnt fight so she challenges his to a spar. Jason being cocky holds back and gets his butt kicked, he asks for a rematch and doesnt hold back this time, still gets his butt kicked.

While Damian and Marinette are saying goodbye she jokes about how long its going to take his siblings to realize shes a hero not a civilian. Damian finds it hilarious. When Marinette gets home she tells Margaery that she was going up to the roof to look at the stars for inspiration. Margaery allows her making her take a blanket, hor chocolate and some cookies with her. That night Nightwing lands on her roof and 'startles' causing her to throw her cup at him hitting him in the gut

Robin chuckling-That bitch empty,

Mari and Robin together-Yeet!

Marinette laughs offering him a cookie as Nightwing gets up

Nightwing-Nice throw.

Marinette laughs harder her eyes twinkling.

Mari-Sorry you startled me I must have lost track of time I should head back home now. Have a safe patrol Birdies!

She says before passing other of them leaving the plate of cookies behind for them. Over the summer Marinette and Damian visit her parents for two weeks before returning to Gotham. The rest of the summer is filled with dates between her and Damian the Gotham Gazette is having a field day with them.

They're referred to as the Goddess and the Prince and every date is talked about the next day. When summer is over Marinette Damian and Jon are back for their senior year. Marinette decides to run for student body president and Jon runs as her vice president, they both tease Damian about being the trophy boyfriend and he responds that he is fine with it as long as hes the trophy boyfriend to Marinette. Marinette and Jon win with an almost unanimous vote. It is half way through their senior year when Damian's brothers realize she knows. Bruce and Babs already know. Jason teasingly jokes about Damian outing them to a civilian and Marinette jist goes

Marinette-Jayby(This is her nickname for him), I have beaten you in spars 9 out of 10 times and you still think Im a civilian.

Tim-What?

Marinette sighs before calling Tiki out and transforming. (She has a different outfit. Period. Her hair is pulled into a high ponytail, held by a red ribbon. It has a completely black mask, her top was sleeveless and was a deep red. She had gloves that stopped at her elbows the same deep red but with black poka-dots. Her pants were completely black with a red belt holding her yoyo. Her outfit was finished with red combat boots with black soles.) Everyone is silent as they taken in her outfit.

Damian-God your so beautiful.

Marinette-Aw Dove

Que a sweet kiss where Jason gags jokingly before Tim flips out about her being Ladybug. Marinette jokingly says that he didnt react that way to her being MDC.

Tim-what?

Dick-This time your oulling my leg.

Marinette-You didnt know? I was always giving you guys family discounts.

Tim-Your MDC...my favorite fashion designer is my future sister-in-law. Thats why your commissions always seemed cheaper than others. Im chalant right now.

This causes Dick to burst out laughing.

Dick-Really becuase Im whelmed!

Bruce smiles slightly remembering when his eldest would use to his 'Unwords' all the time.

That night Marinette patrols with them and Gotham gains a new hero LadyBird. With a little shove from Damian and begging from Tim, Marinette begins to grow MDC even more by partnering with Wayne Enterprises. Marinette and Damian are the power couple of the school, they have majority of their classes together both being in AP and Honors classes. As the school president Marinette is notified that during the last quarter of second semester a French class is doing an exchange program at Gotham Academy.

Her and Jon have to escort them around the school the first week. Marinette argues a bit at first.

Mari-I understand that it is important but Jon and I are still heavily working on Prom, Senior's Last Peprally, Senior Awards, Senior vs Freshman Football, Prom King and Queen vote and The Senior trip.

Jon-Mari is right is there anyway we could pick someone else to show them around. There are a few other people in student council that speak French.

They both convince the Principal to allow the Secretary of the Student Council, Candy St.Cloud, to show them around. Marinette, Jon and Damian avoid them, none of Marinette's old class knows Marinette is there until votes for Prom King and Queen pops up and Marinette's name is on the ballet.

Lila bursts into tears claiming her Dami promised her she'd be on the ballet since he goes to that school. They all try to hunt her down and give her shit for booting Lila off. However majority of Gotham academy has noticed their attitude towards Gotham's Goddess and everyone makes sure Marinette is unreachable.

They pretty much only see glimpses of her until Senior's Last Peprally when she and Damian are announced Prom King and Queen. Their boos are covered up by the school's cheers. Marinette and Damian share a quick kiss which causes more cheers as the teachers roll their eyes calling out Pda. Then both her and Jon announce whats going to be happening at the peprally.

At the end of it all the seniors get together for one last class photo in the front is Jon Marinette and Damian. Damian and Marinette are wearing the sashes and crowns and Marinette is in the middle of them. Bustier's class is upset they cant be a part of the picture because they arent actually seniors at the school. The next night is Senior awards the class doesnt go but the trio does.

Marinette and Damian get best couple.

Damian gets the award for best grades.

Jon gets the award for most likely to secede in life.

That night all three are on the news and trending on Twitter when they go out to celebrate at Bat Burger, videos and pictures are posted off Marinette and Jon dying of laughter as Damian cuts his burger with a knife and fork. At the hotel Lila is crying claiming that Damian is cheating in her with Marinette. The class continuously message Marinette even when they get a response saying that the person is not Marinette amd that they've had the number for two months.

The next day at lunch they confront Marinette, they followed Jon to the room the Student council eat lunch in. Que them berating Marinette infront of everyone including the teachers. Marinette just rolls her eyes not wanting to give them the time of day.

Alya-I cant believe you tricked Lila's boyfriend into dating a bully like you!

This causes Jon to launch to her defense, he steps in front of Marinette glaring at the class.

Jon-Lila's boyfriend?? You mean Damian, so Lila was dating Damian first?

Lila-Yes! And Marinette purposely seduced him!

Jon-Really tell me when did you firat meet Damian?

Lila-oh he was so sweet! It was when we were 6 and we met at a gala here in Gotham! A older women was being incredibly mean to me and he stood up for me telling me that he'd have his dad kick her out. We were always meeting up over the summer and started dating at the beginning of senior year!

Jon-Oh so you know Arabic?

Lila-What?

Jon smirking-Well Damian didnt learn English until he was 8, his first language is English. Also you couldn't possibly have met Damian here when he was 6 because Damian didn't come to Gotham until he was 10. When his dad was informed that he had a son. On top of that Damian spends every summer with his family and closest friends. Actually he usually spends a few weeks on my family's farm, this summer he didnt because he went to Paris with Marinette. Also at the beginning of senior year? St. Cloud, when did Damian ask Marinette out.

St. Cloud- Beginning of the summer at Mr. Wayne's first charity gala of the summer, he asked her while they were dancing. It was really cute and Marinette looked amazing in her MDC dress!

Mari-Thank you St. Cloud, I could give you her number if you'd like a dress

Lila runs away embarrassed the class starring at Jon and Marinette in shock.

Alya-who-who do you think you are?!

Mari-Alya do you really not recognize your idols son?

Marinette is disappointed as she introduces them to Jon Kent, after that the teacher finally forces the French class out, while also telling them how kuch trouble they'll be in.

The class starts trying to get on Marinette's good side for the rest of the year but she ignores them. Prom comes and goes and when its finally time for graduation Damian is valedictorian. He gives a fairly inspirational speech and at the end he smirks finishing it with.

Dami-And lastly I would like to thank my eldest brother, without him Id never be able to give this sappy inspirational speech, he is really good at them.

When they throw their caps in the air Damian finds Marinette and dips her pulling her into a deep kiss.

That night while they are all celebrating at the Wayne Mansion Marinette finally lets go of Paris, she decides that her place is in Gotham with Damian.

Lets do a time skip!

Marinette is the top name in Fashion, Damian is Co-Ceo of Wayne enterprises with Tim. They are both married and living in Marinette's penthouse together with Margaery, I am to emotionally invested to kill off her or Alfred even if it is do to age. They visit the mansion almost every day, and family dinners are common.

Jon started going out with St. Cloud and are engaged, he has also taken up the mantle of Superman.

Damian has taken up the mantle of Batman with his Robin, Johnn'i Thomas Grayson-Wayne, Richard and Koriand'r's second child that did not inherit his mothers powers, and his partner Ladybird. That is until Marinette discovers she is pregnant. She surprises the family while they are getting their family portrait redone, with only Kori and the photographer knowing.

All the girls are in chairs with the boys behind them. Seating goes.

Babs, Kate, Selina, Marinette, Kori, Stephanie, and Cass. For a few of the pictures Marinette holds up a sign saying, "Another Wayne is on the way!" Then they hide the sign so they have a regular family portrait.

A few days later when the entire family is gathered to see the photos they are surprised when Bruce stars at them in shock. Alfred and Margaery merly smile offering congratulations, everyone is confused until Bruce turns the picture around.

Damian is looking at the pictures in shock until he jumps up and picks up Marinette spinning her around. Soon everyone is screaming and cheering offering congratulations. While Damian and Marinette hold each other close crying softly.

Mari-Your gonna be a Daddy Dove.

Damian-I love you so much Marinette. So much.

[prorevenge]

Ex-girlfriend had me arrested and contributed to stealing $1000's of dollars from my bank account before I got my retribution.

This is really long but ends with a lot of irony and perfect results.

TL;DR Ex lies and has me arrested because I didn't take her on trip with me. She also destroyed some of my property and possessions while stealing others along with cash and bank card. Prosecutor finds out it's all lies files charges to which she wants me to have dropped. That angers me so I turn over evidence of her other crimes. She goes to jail. Good stuff!!!

About 13 years ago I was in an amazingly toxic relationship, and was completely blindly stupidly in love or so I thought at the time. We had been together about 2 years and had been living together since literally the first night we met. I owned my own home which I worked from and made great money and asked her to quit her job after one too many incidents where she had to deal with a handsy boss. Months into our relationship we rented an apartment out on the beach but I kept my house and we'd go sleep there 2-3 times a month. Since she was looking for a job I told her I would pay our bills while she found and settled into her new job. Her job search lasted about 5 minutes and then she took to hanging out around the house while I worked 15-16 hour days. We spent all day everyday together except for when we would go out to bars together and she'd meet her girlfriends and I'd meet my people's. I got burnt out on work and since I owned my own business I decided I could have my subcontractors do the day to way work and I'd take a year to travel while working remotely 2-3 days a week.

It was around this time I noticed a change in her attitude and our relationship. She became suspicious and accusing me of cheating which was completely unfounded and confusing to me since we were together almost always. Had I listened to those around me I would've put that relationship out of its misery and walked away. However, I decided to try and make her see I wasn't what she thought I was. I obviously see now it was projection and her on concern about being caught sleep around.

We took a year and went all over the US on road trips, going to music festivals, and seeing friends all over the country. We also went to Europe a few times so she got to do and see not just our country but 7 others on my dime while cheating on me but making me feel like the bad guy.

Things would be great while traveling until we were about to land, or just after we got home then she'd pick a fight and I'd go to my house for the night. Our last trip together was to Portland for 10 days in the first week of October. We had a great time and things seemed like the worst was behind us. Boy was I wrong! In our town there's an annual halloween street party. We had each gone for 10+ years before we started dating and every year since we began dating. This particular year I had decided I wanted to go to voodoo festival in New Orleans which is the last week of October and our local shindig is the last Saturday of October. This caused a huge fight between us and I told her I needed a break to assess our relationship. This brought out an evil side in her which I'd never seen. I was shocked and wasn't going to tolerate it. I packed my bags and went to the airport and caught my flight to NO. I got there the day before the festival started and went and gambled and did my tourist obligations on Bourbon Street. That evening I was missing her so I booked her a ticket and tried calling her but got no answer. I texted her and let her know that a ticket was at the airport and a car would be waiting to bring her to my hotel but still got no response. Hours after I called her she drunkenly calls me screaming about how she knew I had one of my whores with me on this trip. She went on for 20 min before I told her to forget the ticket and to fuck off at this point I was 100% done. At that point she asked what ticket because she hadn't seen the text (flip phones were the worst for that reason) but it was too late in my book. For her to think I was that type of person and the seriously personal attacks she launched into let me know there was nothing left to salvage. Before hanging up I told her when I returned I would be moving out of the apartment and I would no longer be paying for everything so she had a week to make arrangements.

Because we were living together she had access to the spare key to my house I kept in our apartment. She went to my house and dumped bleach all over my clothing and my sneaker collection. That there would be enough for me to murder her if I wasn't a decent person. She also stole 300+ records and my spare bank card plus the $10,000 I kept for emergencies (bail money) in a safe hidden in my closet. This was an intelligent woman but her thinking during her little crime spree wouldn't indicate that. Instead of using the bank card herself she gave it to a friend of hers and they spent over $3500 on purchases and withdrew $5500 from my savings. I only found it was happening because my bank called and wondering why my card was being used in 2 separate states minutes or hours apart in the same day. I shut the card off and filed fraud claims and put her out of my mind for the rest of the week while having a blast. Festival was great and had a great time hanging out drinking, drugging, gambling, and partying while in New Orleans. The festival ended Sunday and I flew home the following Tuesday. I come off the jetway into the terminal and am met by two detectives. They ask my name and I of course started answering all their questions. Within 5 minutes I'm in handcuffs and being led away for felony domestic violence, terroristic threats, burglary, assault, and criminal mischief.

I had left on my trip on a Friday afternoon. That next day is when I sent her the ticket and we had that blowout where I ended it. She called the police and told them we were fighting and I came to her house and she wouldn't let me in, so I threw a brick through her sliding glass door. Once in then I started to strangle her and one of girlfriends tried to stop me and I punched and beat her up. She told the police I fled to New Orleans. (The level of crazy here is beyond scary she staged a break in by smashing a door in our apartment, had hand marks on her neck to be photographed, and the other girl had a split lip...all faked) The police somehow got my flight info but didn't bother to check that I wasn't even in town when all this allegedly happened. I went to jail and bonded out ($35,000 bond) and had to hire an attorney. Based on charges filed I was looking at 12 years now that's what I would've served but still scary AF. I knew I could prove where I was so wasn't overly concerned. However it cost me $3500 for bond and $10,000 on an attorney. I got my $3,5000 back when my case was dropped. After getting out of jail I went to the airport to get my car and she had slit all 4 tires on my car leaving the pearl handled switch blade I bought her as a gift in the last tire.

My attorney gets all my travel documents to the prosecutor and the charges are dropped. I was going to let the rest of the shit go and be done with her. Honestly if losing that money meant I'd never have to see or deal with her again I would've paid double. The prosecutor was pissed and filed charges on both my ex the other girl who lied to police. At this point he didn't know about the fraud complaint from the money stolen from me. Again I was going to just let it go until my ex called me. She tried apologizing by saying she was sorry she had to do all the stuff because I told her I never wanted to see or speak to her again while in New Orleans. By doing those things she felt it would get my attention is the way she put it. I told her she was a spiteful bitch and karma would run over some day. Her response was I was spiteful for leaving her and going on the trip without her. My last words to her that I would be very spiteful and her oncoming karma rolled into one. Because I had texts asking her about the damage done in my home and the missing $10k/bank card and the money spent in which she admitted all of it I turned those over to the prosecutor. He filed theft, burglary, identity theft, misuse of credit card, and about 4 other charges on her. She had a key but no permission to be in my house so the burglary charge stuck and so did 5 of the other charges. She got 6 years and did 3. Once out I would see her when I was out because she has always bartended or been a waitress. Over a three year period I saw her working at 5 places. At all 5 I notified the manager or owner that she was thief not to trusted and gave them just enough info to see she was a felon. She lost those 5 jobs. After that she moved away. Last I heard she lived in Chicago. Feel sorry for whatever person this parasite is currently attached to.

Crazy Psycho = 0 Me = 1

(source) story by (/u/Burnvictim49percent)

[purplesurveys]

1252

A - Appearance.

What are you wearing? I have a gray turtleneck and brown shorts at the moment.

What are on your feet right now? I never wear anything for my feet when I’m at home.

What color are your fingernails? I say this a lot on surveys but mine are never painted. Nothing against them, I’ve just never felt the need to spend on something like my nails.

What does your hair look like right now? I have apple hair at the moment to temporarily get rid of my bangs, which I am more than sick of at this point.

B - Best Friend

Who is your best friend? Angela and Andi.

What was the last thing you two did together? The last time I saw Angela we went to the BTS pop-up store. I haven’t seen Andi since January, but when we hung out that evening we just had Korean barbecue and we also parked somewhere in UP to just talk about life in my car. My breakup had been fresh at the time and back then I just needed someone to whom I could vent.

What is (s)he doing right now? I’m sure Andi’s doing something with Leigh, maybe having a video call or something since I think they tend to have one every evening. I’m not sure what Angela’s up to but considering her replies have been a bit slow tonight, I guess she’s somewhat busy at home.

Are you talking to her/him online right now? Angela just replied to something I sent her around 15 minutes ago but the exchange wasn’t meant to be a full-blown conversation, if that’s what you mean.

C - Crush.

Who is (s)he? Eh, I don’t have a crush these days; too obsessed with work to figure out what I find attractive lmaooooo. I do have a main celebrity crush and I might just cite them instead so that I can at least fill this section out. 

What does (s)he look like? Curly hair; mismatched eyes; moles underneath his right eye, on his nose, and on his lower lip, and the widest smile I’ve seen on any person.

What was the last thing you two talked about? He’s a celebrity crush...

Does (s)he make you smile? Yes.

D - Dad

What’s your dad’s name? Edgardo.

What does he do for a living? He’s an executive chef for a luxury liner company. He hasn’t worked in a year and a half due to the pandemic and has stayed in the country this whole time, but we’ve *very* recently been informed that he can go back abroad in around two weeks! Of course it will suck letting go of him again after having him back for such a long time, but I’m just glad the family can finally be on track again, financially speaking. It had been something I’ve been worrying silently about.

What was the last thing you two did together? Had dinner last night, but we did that with the whole family too. We don’t really do things that’s just the two of us.

Do you get along better with him than your mother? Yes.

E - Ebay.

Have you ever bought anything from ebay? No. I’m not sure we have eBay here anyway.

Do you just shop around when you’re online? I don’t really shop ‘around.’ I usually have an idea of what I want to get myself, and it’s just a matter of finding the right shop from which to buy.

Do you know anybody who is addicted to it? I know a couple of co-workers who love shopping, like Gabi.

Have you ever sold anything on it? I’ve never tried selling, but I’m actually in the middle of doing something for the very first time – I’ve decided to get into trading! I got my BTS Butter album yesterday but didn’t get to pull the photocard I was vying for – the pull I got, though, was of the most popular member, which means it would be a very easy trade. I put the trade offer up the other day and I finally got a match yesterday.

F - Facebook.

When was the last time you logged on? Like five minutes ago. I constantly check it.

How many friends do you have? Just checked and it says I have 686. I wanna get rid like half of them though.

Do you hate when your facebook chat messes up? Hmm, that doesn’t really happen.

Who was the last person to leave you a wall post? Angela.

G - Google.

Do you Google everything? Yeah, I think I look up a random item or phrase at least once a day. Doesn’t hurt to learn a new thing each day. :)

What was the last thing you Googled? The K-Pop group g.o.d., since my teacher mentioned them in our Korean lessons earlier.

Would you ever trade Google in for Bing? No, I haven’t used Bing in like 12 years.

What do you Google the most? Synonyms, I think, since I’m constantly writing for work.

H - Hair.

Do you like your hair? It’s a love-hate relationship most days because I hate how thick and frizzy it can be...but I recently had mine trimmed all the way up to my neck and for some reason it’s taken on a wavy form, which I didn’t expect to come out at all. And I’ve found that it actually suits me quite a bit, so I’m enjoying my hair for now.

What color is your hair? Black.

What does it look like right now? Slightly damp since I took a shower not too long ago.

What kind of shampoo for you use? Just a normal Dove one.

I - Ibuprofen 

When was the last time you took ibuprofen? I don’t think I’ve ever taken it? I usually take paracetamol...idrk the difference either. Do you rely on it for everything (cramps, headache)? I only ever take medicine for headaches/migraines.

Are you so thankful people made it? I mean sure, I’m glad there are those who have been able to create products that can instantly relieve pain or discomfort, but I’m not obsessively grateful.

Do you have any right now? I don’t think we have any.

J - Jobs.

Do you need a job? Nah, I already have one.

Where do you work? Media/PR industry.

Where would you work? I wouldn’t change jobs/industries. This is where I wanted to end up in, and I’m really really glad and fortunate to have landed here on my first shot, right out of college, and during a pendemic.

How much money would you like to get paid? An additional P5k (~$100) would probably be more satisfying, but considering my parents aren’t the traditional Filipino parents who suck 100% of my earnings right out of me the second payday comes, I’m able to enjoy a substantial chunk of money to myself, give them a portion of my earnings, and still be able to save.

K - Kissing.

Who was the last person you kissed? That would be my ex.

Will you next kiss be a mistake? I have no idea when that would be and with whom it will be shared, so I won’t be able to give you a definite answer.

Do you kiss someone everyday? Other than my dogs, nah.

Who was your first kiss? The aforementioned ex.

L - Love.

Who do you love the most in your life? My best friends. I’m also doing a whole lot better in the self-love department these days, so that too :)

Have you ever been in love before? Yeah.

Does it make you so happy when you feel the feeling of love? Sure. It feels light and comfortable, especially when it’s shared.

Why is this word so hard to describe? Because everyone feels love differently. < There we go.

M - Mom.

What is your mom’s name? Abigail.

What is she doing right now? She was watching The Good Doctor the last time I checked on her like five minutes ago. It’s her latest obsession.

Where does she work? She works in the food and beverage department of a 5-star hotel in the city.

Do you two shop together a lot? I rarely do my shopping with either of my parents.

N - Netflix.

Do you have Netflix? Technically, I guess. My dad pays for it and we have a family account.

If not, what movies would you order? I don’t think I’ve ever ordered a movie before. Before streaming on Netflix, I just used to get illegal torrents lol.

Do you rent a lot of movies? I’ve never rented a movie. Was too young for it, I think.

Do you have the tool where it just downloads to your tv? No.

O - Ohio.

Is this the state in which you live in? I don’t even live in the US. Never been there either. < Same.

Is Ohio State your favorite football team? I don’t like football.

Did you know Ohio Is For Lovers? I’m not familiar.

Have you ever been to Ohio? See first answer in this section.

Q - Quitting.

What was the last thing you quit doing? Practicing on Duolingo. I had an extremely short period of using the app again a couple of months ago, but I lasted all of two days hahaha I had been trying to get back on learning Korean, but I enrolled in official lessons not long after that anyway so it didn’t make sense to continue the stages in the app.

Do you need to quit talking to someone right now? Nope. The people I’m talking to right now in between this survey are all welcome conversations.

Would you ever quit school? That wasn’t an option for me and I never would’ve done it anyway. 

Don’t you think quitting is stupid? No. Sometimes it can be the strongest thing you can do for yourself.

R - Reading.

What was the last book you read? Does my Korean lesson textbook count hahaha...if not, I haven’t really read anything in years.

Do you own a lot of books? I do, but they are all books from my childhood and teenage years. It’s been a while since I last updated my bookshelf.

Do you have a library card? No, haven’t had one since Grade 1.

Have you ever read a book that changed your life? Without Seeing the Dawn was pretty influential to me, but I dunno about ‘life-changing.’ I need to read more to find the book that would have that effect on me.

S - Safety.

Do you always wear your seat belt? I do these days. I didn’t really practice it when I used to drive to school, whoops. Always forgot to do it.

When riding a four-wheeler do you wear a helmet? I rarely get to do that.

Did you ever wear knee pads and a helmet when riding your bike? Nah. I can’t ride a bike either. Do you always think safety first? In COVID terms, yeah. I have a face mask and shield on as soon as I find myself outdoors.

T - Talk

Who was the last person you talked to? Reena. Who are you talking to right now? Nobody. It’s just me, this survey, and some music in the background.

Who did you last talk to before you went to bed last night? Angela and Reena, if I’m not mistaken.

Do you need to talk to anybody right now? No, I’m good.

U - US ARMY

Do you support it? I don’t know enough about it to have a bold opinion, considering I’m not even from the US and it’s been a while since their army has had any strong contact with my country.

Do you know anybody who is in the army right now? I think one of Angela’s uncles has a high position in our national army.

Don’t you ever wonder why their camo doesn’t match anything? Not really.

Would you ever go to the army? No.

V - Virgin.

Are you a virgin? Nope.

When did you lose your virginity? I was 18.

Do you wish you would’ve waited? Nah, it felt right when I did it the first time; and I maintain that stance now even though I’m no longer with that person.

Do you think you could have stayed a virgin until marriage? I could. Sex isn’t a big deal to me.

W - What.

What are you doing right now besides this survey? I’m also listening to mono. and taking bites from my doughnut every now and then.

What are you craving? Spicy tuna salad, but it can wait. Andi got me my favorite truffle baked macaroni because it’s CM Punk day today :D :D and that’s able to satisfy my savory cravings for now.

What do you need to buy? Shelves.

Why are you taking my survey? I’ve mentioned this before but I like categorized/themed surveys, so alphabetical ones are always fun for me.

X -Xanax 

Do you know anybody who is addicted to Xanax? I don’t think so.

Have you ever taken it before? No.

Do you even know what it is? No, actually.

Have you ever suffered from anxiety or depression? I’m sure I have.

Y - Yourself.

Name. Robyn.

Age. 23.

Do you smile a lot? Sure, I’d say that’s common these days.

Z - Zebra.

Are you addicted to zebra striped? Not really.

Do you own anything zebra striped? Nah. I have some stuff that come in black and white stripes, but not zebra print. Is anything on any of your websites zebra striped? No.

[charteredintrovert]

Revenge Spending

What is revenge spending?

After more than a year of fear, rising death rates, and daily infection surges, there’s some good news. COVID-19 infection rates and deaths are down, vaccines are rolling out, and the U.S. economy is opening back up. As restrictions continue to ease, many people are ready to toss caution to the wind and celebrate by splurging on anything and everything. This urge, commonly known as “revenge spending,”

Is revenge spending unusual or new?

The answer is in the negative. revenge spending, or “revenge buying,” as it’s also known, has been around for decades. It dates back at least to the 1980s, when a post–Cultural Revolution China opened up to luxury retailers and demand surged.

What do the statistics suggest?

It typically follows an unprecedented traumatic event, like the COVID-19 pandemic. I got the following from Investopedia, “Many of those who were able to stash away cash over the past 12 months have emerged with a strong impulse to make up for lost time and embrace a you-only-live-once attitude. Bloomberg Economics estimated that as of January 2021 Americans were sitting on roughly $1.7 trillion of excess savings accumulated during the pandemic. That’s a lot of cash to play with.

Nearly half of those surveyed in February 2021 by Charles Schwab said they were eager to get back to pre-pandemic living and spending, with 24% keen to make up for lost time. Among the biggest splurges on the list were travel (24%), dining out at a fancy restaurant (21%), and hosting a party (15%).

Now, as of June 7, 2021, with 42.1% of Americans fully vaccinated and 51.7% with at least one dose, there has been a real surge in travel. The federal government’s Transportation Survey Administration’s checkpoint travel number for June 7, 2021, was just over 1.8 million people, up from about 430,000 one year before, nearly 4.5 times greater.

The pandemic has also resulted in a greater focus on mental and physical health, which may signal a shift in how consumers approach their urge for revenge spending. According to the Schwab survey, 69% of respondents said mental health had become a larger priority, followed by relationships (57%), finances (54%), and physical health (39%). This shift in priorities could result in higher spending on experiences rather than products. “We’re already seeing workers who were robbed of their vacations over the past 15 months starting to upgrade their vacation spending for this year,” said NPD Chief Retail Analyst Don Unser in a March 2021 statement.

Even with the increased spending on travel and dinners out, retail sales are also making a comeback. For the three-month period ending on April 30, 2021, retail and food service sales were up 27% from the same period a year ago, with the biggest gains seen in clothing, sporting goods, and home furnishings. Separately, the National Retail Federation expects retail sales to gain momentum as more people get vaccinated, predicting a jump for 2021 in the vicinity of 6.5% to 8.2%”

How is it a challenge for auditors?

Any auditor has to have a two pronged approach – one, the regulatory prescription and second, adhering to the internal controls and policies established by the entity. A revenge spending streak could be a major internal control/ policy issue for the auditor. It is not about commenting on whether the spending was justified or not, it is more about asking the right questions. Questions which address the reason of spending, whether it is happening just because there has been a dry spell in the discretionary spending department.

Asking the right question is a tough thing that many auditors would not be inclined to do. I think we should beware of such trends and ask questions from a propriety perspective.

The public at large doesn’t question the work done by auditors when things are going good but at the first signs of trouble the auditor is pulled up for questioning, such is our profession. It carries a lot of trust on the part of the public and users of financial statements and a betrayal of the trust by the auditor hurts everyone involved.

Post pandemic picture painted by the management of any company is going to be a very rosy one. At times even an unrealistic one. It’s now that we need to use our professional scepticism even more than before. In some cases, yes there could be a few cases where the actual results are much higher than today (e.g. Apparently Lamborghini said it’s almost sold out for the year as an easing pandemic unleashes a free-spending attitude among consumers confined to their homes for months), but it may not be the case with everyone in the free market.

The revenge spending streak is expected to hit India after China. It is better to be proactively ready when the clients show these symptoms rather than reactively keep improvising once we are in the revenge spending timeframe.

What do experts suggest?

When it comes to spending your way out of a pandemic, take it slow.

Create a budget. No matter how big or small, know where your money is going and how much extra you will have left over.

Make it a point to pay in cash to ensure that you aren’t spending more than you can afford.

Before you click that checkout button, consider how many items you really need versus how many you want.

Set money aside for future big-ticket wish-list items, such as a house, a big vacation, and retirement. Also, don’t forget the money lessons learned during the pandemic.

Create (or replenish) an emergency savings fund before indulging in a buying spree.

Pay down any high-interest credit card debt that may have been run up during the pandemic.

If you had to dip into your retirement savings, work on replenishing them.

[businessdevelopmentvietnam]

Business & Economics

Those companies embody coal gasification, geothermal exploration, and smelting of ores similar to nickel and copper. All PT PMA corporations must acquire the Principal Licence earlier than it could possibly begin operations. Subsequently, the corporate should obtain the Business Licence or different exercise-specific licences before it could commence revenue-generating activities.

Most generally generally known as KITAS by the native, this work visa is familiar to expats who are working and doing enterprise in Indonesia on a full-time foundation with Indonesian residence. KITAS allows its holder to reside in Indonesia for up to 5 years, and has to be renewed annually. With a much clearer and more clear Indonesian visa system, many foreigners are nonetheless confused between a piece visa and enterprise visa in Indonesia. There are several kinds of visa to work and do business development Vietnam based mostly on applicant’s intended use.

As a end result, it's extremely really helpful so that you can understand the type of visa that is appropriate for you based on your wants and necessities. Indonesia's economy contracted for the first time in more than two decades last year as household consumption slumped and companies delayed investment as a result of coronavirus pandemic. Singapore has traditionally been the biggest foreign investor in Indonesia.

It is required for the company to be managed by a Board of Directors, which in flip ought to be supervised by a Board of Commissioners. Many overseas traders coming into the Indonesian market at an early stage often select to arrange an Agency Agreement or a Representative Office. However, as soon as the enterprise starts to develop they may apply for Foreign Direct Investment Company status. This section discusses the incorporation of a foreign funding restricted liability company in Indonesia, often known as Perseroan Terbatas Penanaman Modal Asing . 

An overview of the authorized system; international funding, including restrictions, forex laws and incentives; and business autos and their relevant restrictions and liabilities. The Doing Business project offers goal measures of business laws and their enforcement. Looking at domestic small and medium-dimension corporations and measures the regulations applying to them by way of their life cycle.

In this regard, ESG and SBF have led mission trips and launched Singapore companies to regional governments in Indonesia to share our corporations’ competencies and focus on potential areas of collaboration. You must submit a copy of your Employment Pass, Blue IC, Work Permit or "PR". Applicants who've been issued with a new Singapore Work Pass which shows a QR code should provide a printout the expiry standing through accessing the Ministry of Manpower 's SGWorkPass app. This print out must present the current date and confirm that the work move is valid. 

Applicants who wish to remain in Indonesia for greater than 30 days, or usually are not arriving and departing Indonesia from any of the Airports and Seaports listed above, should apply for a Tourist Visa. Single-entry and Multiple-entry visa candidates who provide a telex approval from the Indonesian Government, must supply an authorisation letter from the Indonesian workplace.

You must additionally retain your earlier cell gadget with the TraceTogether app up to 14 days after departure from Singapore. This is as a result of the TraceTogether app information saved in your earlier cellular gadget also needs to be retained for that duration, as set out within the RGL Terms and Conditions. Yes, all travellers to Singapore must download and activate the TraceTogether app. They should stay isolated on the accommodation until the test result is confirmed to be adverse.

Once the RPTKA is approved, a piece allow and limited keep permit are issued. This requires cost of an annual Skill and Development Fund fee amounting to USD 1,200 per foreigner. If a RGL returnee subsequently exams constructive for COVID-19 within 14 days after leaving Singapore, he/she might be required to addContent his/her TraceTogether app data through the TraceTogether app, utilizing an addContent code provided by MOH. 

If the traveller had used the TraceTogether app on a cellphone that was provided by the host/sponsor, the host/sponsor will be required to upload the TraceTogether app knowledge via the identical course of. Travellers must retain the TraceTogether app with the information on their cell units for 14 consecutive days after departing from Singapore.

The tourism minister said the Indonesian authorities also plans to launch an utility that can not only hint however observe the motion of tourists. Corporate Secretary tracks adjustments in your organization’s construction and top administration, compiles papers and reports to the government about your small business. No, travellers ought to seek help from their Host to make the purchases on their behalf to limit the contact with the area people. Any deviation from controlled itinerary could result in the cancellation of Visit Pass.

Indonesia’s stated coverage is to take care of its national GAAP and steadily converge it with IFRS. As of 1 January 2017, Indonesia has converged to IFRS applicable as of 1 January 2016 . All public listed firms, state owned firms, firms handling public money and corporations having a turnover above IDR 50 billion (USD three.eight million), should have their accounts audited by a registered Indonesian CPA. 

For some industrial activities that include tourism and mining, having an Indonesian associate is compulsory with the proportion of equity required various across the completely different fields of exercise. Gain a greater understanding of Indonesia’s business surroundings and structure by reading via this guide.

Thailand has managed to realize zero native instances for over 20 days and is considering allowing inbound journey for enterprise visitors. Income tax is applied to resident companies and people on most sources of increase in financial wealth. Income tax is collected both directly and at source through a wide range of withholding taxes. Individuals who're residents in Indonesia for greater than 183 days in any 12-month period or who intend to settle in Indonesia are taxed on their worldwide revenue and are usually allowed a credit for taxes paid overseas. The government of Indonesia opens international funding opportunities to an extended record of industries, some of which can require local equity partnership or different circumstances.

You must also take observe that Indonesia has just lately handed a new Law No. 6 in 2011 on immigration and international agreement, with extra visa options out there. In this text, we'll provide some insights to allow you to resolve which visa kind might be your best match. Limited Liability Company is the most commonly used type of business relevant in Indonesia. 

Passive partner, is the associate who only invest funds to the active companion and never contain within the business of the corporate. Passive associate is responsible to the risks to the extent of the capital invested. Firms , regulated under Commercial Code, Firm is a partnership to carry out enterprise by two or extra folks with joint name.

Alternatively, some venues permit you to complete SafeEntry by presenting your passport as identification. A traveller who doesn't have a TraceTogether-appropriate system must secure in advance the rental of a TraceTogether-suitable gadget prior to arrival. For extra information on the rental of Trace-Together appropriate gadgets, please visit the Changi Recommendation website here. 

Please be sure that you retain your cell system’s Bluetooth operate turned on so that the TraceTogether app stays activated throughout your stay in Singapore. If you change your SIM card however are nonetheless using the same cellular device, you'll not have to obtain the TraceTogether app again.

The TraceTogether app supports nationwide efforts to fight COVID-19 by enabling group-pushed contact tracing. It facilitates the contact tracing course of by exchanging Bluetooth signals with close by cellular units running the same app.

In somewhat greater than 20 years, Indonesia has gone from being a minor player within the international coal industry to playing a central role as a key consumer and producer of coal. And at the same time as traders and key export markets are shifting towards alternative energy sources, Indonesia’s legal guidelines are more and more tying future economic growth to the fossil gasoline. 

In the realm of infrastructure, there is additionally a growing demand throughout Indonesia in areas similar to transportation, utilities and sanitation. In addition, the rise of know-how opens up alternatives for sensible city options similar to the event of e-authorities platforms, clever transportation and sensible street lighting.

[the-trashy-phoenix]

Supernatural season 2 review (part 1)

Link to part 2:

Here we are, we’ve already finished the second season of Supernatural (we’ve also already started the third to tell the truth) and it’s time for my second review. I have to say I’ve enjoyed this season more than the previous one, maybe because I knew the main characters (mainly Sam, Dean and Bobby) quite well, and also because I think the plots of all the episodes were really catchy and original.

The first episode is meant to be tragic, with all the issues connected to Dean’s apparently inevitable death, but I wasn’t worried at all because 1. Dean had already escaped death once , in episode 12 from season 1, when a healer kind of cured him; 2. one of the main characters can’t die in the second season out of fifteen; 3. Carly had told me they always seem to die but they never actually do, or if they do they suddenly resuscitate. Despite all that, seeing Sam so sad about his brother really broke my heart, not to mention all the things he’ll go through during this season, but let’s go in order. Of course the price for Dean’s life is high, but at least we finally get rid of John… I don’t want to be harsh on him, because at the end (by the way I’m not sure this is really the end for him) he does what every good father would do sacrificing his life for his son’s, but still I couldn’t help blaming him for how he treated the brothers when they were children (a lot of details from their childhood emerge in these episodes through flashbacks) and how he denied them a happy life, so that I don’t think this ultimate sacrifice is enough to repay Sam and Dean, also because it makes Dean feel so guilty even though he has no reason to.

John’s death gives the boys a new impulse to hunt the “Yellow-eyed demon”, which killed their mum and at this point also their dad, because Dean was saved thanks to a deal he made with the demon. In their search for this creature they find out there’s a complex net of hunters John belonged to, who gather in a bar owned by Ellen, wife of a dead hunter, and her daughter Jo. They seem to have some secrets but still help the boys in their hunts: especially Jo is willing to become a huntress herself and embodies the prototype of the young girl who wants to follow her own path and make her experiences break free from her mother’s control. But Ellen, helped at some point by Sam and Dean, just wants to protect her from a dangerous job, the same that killed her husband and which will end up killing both of them. A special mention to another character met by the brothers at the Roadhouse, Ellen’s bar, Ash, a really weird man who can find out whatever is needed in an impressively short lapse of time. He doesn’t talk much but he’s extremely helpful, and I think Sam and Dean never thank him enough for his work.

I’d say the second antagonist of this season (the first is of course the Yellow-eyed demon) is Gordon, a hunter Sam and Dean meet while hunting some vampires. From the very beginning it was clear to me that he was a real pain in the ass (do I have to start worrying about the fact that I constantly feel like using Dean’s expressions? And even if Sam is still my favourite one?), but Dean really liked him at first, maybe because he desperately unconsciously needed a strong figure to take the place of his dad. Sam immediately recognises him as extremely cruel, because he kills creatures instinctively supposing they will necessarily harm someone just by the fact they’re supernatural. But also the brothers, especially Dean, sometimes seem to be driven by this thought, so I think the episode about the “vegetarian” and harmless vampires (the same in which we meet Gordon for the first time) also demonstrates them not only that not all hunters are good people, but also that not all supernatural creatures are bad. That’s a good lesson, because it leads them to focus and argue more about the ethical aspects of their work and about how murder of whichever creature is a very problematic ground to which they must always pay attention, in order to kill less and try saving as many innocent creatures as possible. Going back to Gordon, after having tried to separate Sam and Dean, both mentally and physically, he gets arrested (but of course he comes back to bother them as the show goes on) and Dean finally understands he has to rely more on Sam’s judgement and accept the fact he’s an adult who doesn’t always need his supervision and who can also protect and help him if necessary, in every possible way.

One of the big deals of this season is Sam’s struggle to find his identity, solving the mystery about his psychic abilities. Everything can be related to the Yellow-eyed demon who wants Sam to be the leader of a demonic army. His meetings with other guys (such as Andy) who have similar abilities and lots of things in common with him make the episode’s plots quite interesting, but the ending was quite banal to me: even if you don’t know who’s actually dying or surviving, you still always know that Sam won’t die (or, at least, that if he will, he’ll also eventually resuscitate). I also found so unrealistic that Dean would kill his brother if he becomes evil. Of course that’s what John whispers to him at the very end (and we all know Dean would do anything to please his dad), but still it’s very unlikely to happen both because Dean would never kill Sam, even if it was the right choice to make, and because Sam would rather kill himself than becoming evil.

Another thing I have to point out is the constant breaking of the law. I do understand they always do it for the best, but the fact remains, and I think they could do better if they only wanted to. Starting with credit card fraud: I do understand they earn nothing from their job, but I still think deliberately stealing money just because your job is to save the world and you don’t get paid for that is wrong (not to mention they spend it to buy disgusting food…). Going on, I don’t understand completely passing themselves off as police officers or FBI agents: I know this way it’s easier to get information quickly, but if they really wanted to they could do it without this constant lying. But, you know, that’s just fiction… But also in fiction you get arrested! Sam and Dean know it well, but we have to say also the police knows them well (that’s easy if you are evidently involved in a bank robbery!) and keeps trying to catch and imprison them. Who can blame them? Without knowing the truth, the brothers make a lot of unexplainable crimes… And I think the fact the police is after them keeps the show on a field of realness, even if I can’t stop wondering how they figure out hiding from the police from very long periods of time (by the way police seems always to be quite stupid in series like Supernatural, that is when you see events from the “criminal” ’s point of view).

I’ll go quickly examining in order the episodes I liked (or scared me) the most. Episode 2 scared me quite a lot, but that’s just because I find clowns really really frightful: I can’t understand how a child could find them funny, to me they’re just terrifying. Episode 9 quite hit me because the story of the mortal virus reminded me how what we considered supernatural some months ago is now real and tragically near us. I also have to mention episodes 13 and 15. In the former, angels seem to order people to kill sinners and that’s a crucial point because it’s one of the first mentions of God, faith and religion in general in the series. I found it quite interesting because it’s unusual to have this kind of theological reflection in a fantasy story (Carly also pointed me out Dean’s lack of faith in angels, which is ironic considering his future close relationship with an angel, Castiel, but I was not supposed to know that). In the latter Bobby appears to help the boys: that’s important because he’ll be a permanent character and because both Carly and I love him. He’s literally the kind and caring and strict-when-needed father Sam and Dean never had and deserved, and I’m happy he’s always there to support them and make them feel like they’re not alone in doing their job. By the way, my favourite episode was the twentieth because it’s been involving to see Dean’s possible life if his mother wasn’t dead: it underlines this feeling Dean has in the whole season (and as far as I now in the whole series) of having wasted his life, which could have been happy and stable instead of constantly in danger. It’s been heartbreaking seeing Dean renouncing to a perfect life, the one he had always desired, in the belief his current life could never be perfect, but it’s the one he’s destined to and it’s the altruistically best choice he can possibly make.

In conclusion, the last two episodes are dedicated to the solving of the plot and the last fight with the villain of the season: after having kidnapped Sam and the other guys with superpowers he’s defeated, as that was predictable, and the boys can’t stop a horde of demonic creatures to come out from hell, whose doors the Yellow-eyed demon succeeded to open. Well, they could’ve tried to close them faster but they were too distracted by the epiphany of John Winchester who came out of hell to say hi and encourage them to keep fighting… But thinking about it, if they succeeded in closing the doors and preventing the demons from coming out from hell, who do you think they would have hunted in the next season(s)?

- Irene 💕

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OK, January 4

You can buy a copy of this issue for your very own at my eBay store: https://www.ebay.com/str/bradentonbooks

Cover: Ashton Kutcher haunted by his mistakes

Page 2: Contents 

Page 4: Jennifer Garner ready for romance -- Jennifer has proven she’s fine on her own but she’s eager for her happy ending and has even set her sights on some of Hollywood’s most eligible hunks like Chris Evans but seems happily single; she binge-watched Outlander and was totally taken with Sam Heughan and she also finds Martin Henderson very sexy but heard he has a girlfriend 

Page 6: After a tumultuous few years Hayden Panettiere’s 2021 is looking bright and she’s been working on herself since her split from toxic ex-boyfriend Brian Hickerson -- she’s taken control of her life and is making good choices -- she’s been able to rebuild her life and her relationship with her daughter Kaya who lives in Ukraine with her dad and next on her agenda is reviving her once-hot career

Page 7: Justin Bieber who’s been a devoted member of the controversial celeb-favored Hillsong Church for years is studying to become a minister -- Justin has long credited Hillsong and especially charismatic and recently fired pastor Carl Lentz for saving him from his dark period of drugs, public meltdowns and arrests -- Justin doesn’t plan to give up his music career but he feels there’s a bigger calling out there for him

* Jessica Simpson has signed deals for both a docuseries and a fictionalized series based on her life but not everyone is so pumped about her tell-all tendencies and least of all is her ex-husband Nick Lachey -- for Nick it’s just dredging up a past that’s better left alone and Nick hopes that Jessica goes easy on him in the scripted series but deep down knows there’s precious little chance of that

* Madonna is majorly inserting herself in her daughter Lourdes Leon’s love life and she’s constantly on the phone asking how things are going between Lourdes and her socialite beau of three years Jonathan Puglia and she wants to know when they’re making things official -- Madonna even pushes for double dates so she can bring her 26-year-old boyfriend Ahlamalik Williams -- Lourdes appreciates how much her mom cares but she’s finding all the micromanaging too much to handle 

Page 8: Jason Aldean who boasts an $80 million fortune loves splashing his cash around especially when it comes to his children -- the singer who shares son Memphis and daughter Navy with wife Brittany and girls Kendyl and Keeley with his ex likes being seen as the moneybags and leaves tough love to the kids’ moms and he’s always pulling out $100 bills for his teens and buying his little ones new clothes, toys and high-tech gadgets even though they’re so young -- he’s definitely spoiling the kids but nobody complains about it so he just keeps on buying them stuff because nothing makes him happier 

* The milestone 6-0 is still months away but George Clooney is planning to do some serious partying for his birthday and he’s sparing no expense -- he’s looking at celebrations across the States and Europe plus a boys-only getaway to Mexico 

* Leonardo DiCaprio and Jennifer Lawrence are having a blast filming their first movie together so much so that tongues are wagging about the pair’s fiery chemistry on the set -- even though Leo and Jen behave like total pros when the cameras aren’t rolling there’s a running joke among the cast and crew that Jen’s marriage to Cooke Maroney could be in trouble -- of course the reality is that Jen is crazy about her husband and Leo who is dating model Camila Morrone has a strict rule never to get involved with costars but still there’s an attraction that can’t be denied 

Page 10: Red Hot on the Red Carpet -- stars get glamorous in glitzy looks -- Alexa Chung, Tiffany Haddish

Page 11: Maya Hawke, Sarah Hyland 

Page 12: Who Wore It Better? Yara Shahidi vs. Cindy Bruna, Becky G vs. Sofia Carson 

Page 13: Celine Dion vs. Shailene Woodley

Page 14: News in Photos -- Jessie James Decker in a pink bikini in Nashville

Page 15: Heidi Montag and Spencer Pratt and their son Gunner doing a Christmas card shoot in L.A., Jessica Alba spent the day handing out Honest goodies at the Baby2Baby Holiday Drive-Thru Distribution in L.A. 

Page 16: Gwen Stefani rocked a cat-themed holiday jumpsuit while on the way to the recording studio in Santa Monica, Leighton Meester surfing in Malibu 

Page 17: Maria Sharapova brought back the 1970s during a photoshoot in L.A., Pink kept it casual during a coffee run to Starbucks in L.A., Tia Mowry returned home with a full trunk of gifts and goodies in L.A. 

Page 18: Nick Jonas and Priyanka Chopra Jonas exploring London 

Page 20: Let’s Get Physical -- Robin Wright took her bicycle out for a spin in L.A., Chris Hemsworth shows off his ripped body while lifting a tire, Winnie Harlow in L.A. 

Page 22: Deck the Halls -- newly-engaged Jonathan Bennett gushed of spending his first Christmas with fiance Jaymes Vaughan, Jonathan and Drew Scott dressed as elves 

Page 23: Jon Bon Jovi and his dog, Selena Gomez with her dog Winnie in front of the Christmas tree, Brooke Burke kicked off the season by signing ornaments that will be auctioned off by Operation Smile 

Page 24: Malin Akerman arranged the sheets and blankets and pillows at a Hotel Style Collection from Walmart event in NYC, Jeremy Renner filmed a scene for Hawkeye in NYC, Chrishell Stause stepped out for a morning walk with her rescue pooch Gracie in L.A. 

Page 26: Inside My Home -- Marc Anthony’s elegant estate in Coral Gables, Florida 

Page 28: Harrison Ford and Calista Flockhart are planning to renew their vows on Valentine’s Day which is 12 years to the day after Harrison proposed to Calista on their sprawling Jackson Hole, Wyoming ranch -- Calista is incredibly touched that Harrison is organizing this and he’s thoughtfully arranging to have her favorite flowers to be flown in and has already booked a local band and a caterer and baker 

Page 29: Emily Blunt and John Krasinski might be ready for baby No. 3 but friends are encouraging them to get their marriage on track first -- the two have had a tough couple of years and John can be hard to deal with and cranky when he’s working -- while the duo tend to put a super-positive spin on their marriage in public not everyone is convinced things are so rosy at home but Emily wants another child and so does John so they’re willing to take the risk 

* Meghan Markle and Prince Harry plan to kick off 2021 with a much-needed tropical vacation -- after an emotionally turbulent year Meghan and Harry are ready for this break -- following a quiet Christmas at home the couple is looking forward to relaxing on a warm beach somewhere, sleeping in, soaking up nature’s beauty and reconnecting as a couple -- they’re considering a private island in Hawaii or off the coast of Fiji 

Page 30: Taylor Swift who’s been collecting bridal magazines and wedding ideas since she was a teen will have to adjust to the idea of a small sequestered affair when her boyfriend Joe Alwyn officially pops the question -- the once-outgoing singer has turned into a hermit since hooking up with the British actor who insists on total privacy and loathes attention and now Tay’s inner circle is said to be worried that in Joe’s continued efforts to fly under the radar he’ll ultimately nix the lavish nuptials Taylor’s long envisioned

* Justin Timberlake and Olivia Wilde have a past -- dating briefly in 2011 and costarring in two films but they won’t have a future if Justin’s wife Jessica Biel has any say -- Justin is eager to work with newly single Olivia again but the collab between the old pals is a total no-no as far as Jess is concerned because she’s always seen Olivia as a threat and particularly now that she’s split from Jason Sudeikis

* Love Bites -- Bachelor Nation’s Emily Ferguson and hockey player William Karlsson are engaged, Christina Milian and Matt Pokora have another baby on the way, Gleb Savchenko and Cassie Scerbo dating 

Page 32: Cover Story -- Ashton Kutcher haunted by his past -- the actor is wrestling with major demons and regrets -- the grisly murder of his then-girlfriend Ashley Ellerin has stayed with him -- Ashton and wife Mila Kunis have weathered some storms but they’re in a good place now

Page 36: Celebrity Dads and Their Darling Daughters -- Michael and Carys Douglas, John and Ella Bleu Travolta, Lionel and Sofia Richie 

Page 37: Don and Dakota Johnson, Phil and Lily Collins 

Page 38: Ryan and Ava Phillippe, Mark and Lola Consuelos, Johnny and Lily-Rose Depp 

Page 39: Lenny and Zoe Kravitz, Clint and Francesca Eastwood, Alec and Ireland Baldwin, Rod and Ruby Stewart 

Page 40: Interview -- Charlize Theron does it all -- the actress, mom and producer talks about taking on projects that are close to her heart 

Page 42: New Year, New You -- kick-start a healthy 2021 with these celeb-approved wellness resolutions 

Page 46: Style Week -- Good American cofounded by Khloe Kardashian recently launched its first-ever footwear collection 

Page 54: Entertainment 

Page 55: Q&A with Brian Austin Green 

Page 58: Buzz -- Prince George and Princess Charlotte and Prince Louis joined their parents Prince William and Duchess Kate on the red carpet for the very first time and held hands on their way to London’s Palladium to watch the National Lottery’s Pantoland

Page 60: Sound Bites -- Gwyneth Paltrow on getting starstruck, Kurt Russell on wife Goldie Hawn’s penchant for sleeping in total darkness, Jimmy Fallon on which SNL costar he’d want to be stuck on a desert island with (Tina Fey), Chrissy Teigen on being embarrassed 

Page 61: Megan Thee Stallion on the guidance she gets from Jay-Z and Beyonce, Frances McDormand on hooking up with husband Joel Coen, Chad Michael Murray on seeing pics from his heartthrob days, Rachel Brosnahan on what the Marvelous Mrs. Maisel fans can look forward to 

Page 62: Horoscope -- Capricorn John Legend turned 42 on December 28

Page 64: By the Numbers -- Larry David 

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Biggest Slot Machine Payout

Biggest Slot Machine Payout Ever

Biggest Slot Machine Payout In History

She'd won big money before: hitting a $680,000 jackpot on a Wheel of Fortune slot machine, also at the Palace Station. It marked the first time Megabucks had surpassed $20 million. Well, it appears that the biggest slot machine wins also cannot go without Vegas casinos, so the fact that the largest slot machine payout in history happened in one doesn't surprise us at all. The biggest slot machine win of $39 million (and change) went to a 25-year-old software engineer from Los Angeles who, one day, decided to try his luck.

It only took 20 years, but the Lion’s Share slot machine at MGM Grand finally gave it up. In one of the most followed slots stories of 2014, a New Hampshire couple strolled into the MGM Grand on August 22 and won not only the $2.4 million jackpot, but also the machine itself. The payout finally allowed MGM Grand to decommission the Lion’s Share, which had been there since the casino opened in 1993.

Getting a seven-figure payday is always nice, but it doesn’t come close to being the biggest jackpot in slots history. The really big money comes courtesy of the massive progressive jackpots on the Megabucks machines. This is a network of 60-payline, five-reel slots with around 700 machines at 133 different locations. The odds of hitting the minimum $10-million jackpot in one play are nearly one in 50 million. With that in mind, here are the five biggest Vegas slots paydays on record.

$21.3 Million

Sometimes, all it takes is one spin. On June 1, 1999, a 49-year old self-employed business consultant from Illinois put $10 in the Megabucks machine at Caesars Palace. Moments later, he was over $21 million richer. He also won a $5,000 secondary jackpot. According to a spokesperson for IGT, the company that makes the Megabucks machine, the winner’s first wish was to pay off his credit card debts.

$22.6 Million

The Megabucks kept on flowing on March 27, 2002. Seventy-four-year-old Johanna Huendl of Covina, California put about $170 in the machine at Bally’s on her way to breakfast, and she ended up bringing home the bacon. Huendl, a Vienna native who came to America in 1956, thought at first that she had won a $2-million prize. She was off by one zero.

$27.5 Million

On November 15, 1998, an unnamed 67-year-old retired flight attendant from Vegas was playing the Megabucks machine at Palace Station, and she accidentally put in $300 when she intended to put in $100. She couldn’t have been upset for long because she won the first Megabucks jackpot to top $20-million in history. It wasn’t her first big slots win; she also took down a $680,000 prize playing the Wheel of Fortune machine at the same venue.

$34.9 Million

The previous record was held by Cynthia Jay-Brennan, a 37-year-old cocktail waitress from Las Vegas who played the Megabucks at the Desert Inn on January 26, 2000. Unfortunately, six weeks later, a drunk driver rear-ended Jay-Brennan’s Camaro, leaving her a quadriplegic and her sister dead. The 58-year-old driver was given 28 to 92 years in prison.

$39.7 Million

On March 21, 2003, a 25-year-old software engineer from Los Angeles (who chose to remain anonymous) put $100 in the Megabucks machine at the Excalibur. He ended up winning the biggest jackpot ever, paid out in 25 annual instalments of $1.5 million each.

You may have seen the news story a few years ago about a woman in Queens, New York who almost won the largest slot machine jackpot in history. Unfortunately, the nearly $43 million win was a machine malfunction that went well above the $6,500 max payout.

A new record may not have been set, but there have been a number of huge casino jackpots throughout history. If you’re gearing up for a trip to Vegas or a casino party, check out these stories of life-changing, mind blowing jackpot wins.

Biggest Slot Machine Jackpots

Think you can’t get lucky on a slot machine twice? In 1998 a retired flight attendant proved that lightning can strike twice at the casinos. The unnamed woman first won $680,000 on a Wheel of Fortune slot machine at Palace Station. She decided to keep trying her luck and months later she won $27 million on a Megabucks machine at the same casino!

Elmer Sherwin is undoubtedly a lucky guy. He also hit not one but two of the largest slot machine jackpots in history! The first win of $4.6 million was on a Megabucks slot machine at the Mirage in 1989. Sherwin decided to visit Cannery Casino in North Las Vegas in 2005 to test his luck again. There he won again on a Megabucks slot machine, but this time he walked away with $21.1 million. Mr. Sherwin was in his 90s when he hit his second jackpot.

A few years early a 25-year-old software engineer won the highest slot machine payout in history. In 2003 the young man won $39.7 million playing a Megabucks machine at Excalibur. He decided to take an annual $1.5 million payout for 25 years instead of one lump sum payment. That means he’ll be raking in the dough for another decade.

In 2000 Cynthia Jay scored the largest jackpot at the time. She won nearly $35 million at a Megabucks slot machine in the Monte Carlo Casino in Vegas. But less than two months later Jay was in a horrible car wreck that killed her sister and left Jay paralyzed from the chest down.

In August 2016 a resident of Hawaii came to the mainland for a Vegas vacation and traveled back home with a lot more money. What was really impressive is that the woman was playing penny slot machines at the Wynn casino when she won $10,777,270.51.

While it isn’t the biggest slot machine jackpot win in history, a Florida man identified as only Fred S. did get very lucky in July 2018. He hit not one but two big jackpots at the Hard Rock Biloxi within a matter of minutes. First, Fred got a massive $1,291,918 win with a $20 bet. While he waited on the casino to verify the win he got a $14,000 win on another slot machine to bring the total winnings over $1.3 million.

Biggest Hands at the Poker Table

Hands down, the World Series of Poker (WSOP) is where you’ll find the biggest Texas Hold’em jackpots. Once the field gets narrowed down to just two players, a single hand can bring in millions. After 10 hours of heads up poker playing, John Cynn was named the 2018 WSOP winner and received $8,800,000. His opponent Tony Miles didn’t do so bad himself. Even though he lost, Miles received $5 million for second place.

But that wasn’t the biggest payout in the history of the tournament or even that year. Four other WSOP winners have won more:

Jamie Gold - $12 million in 2006

Martin Jacobson - $10 million in 2014

Peter Eastgate - $9,152,416 in 2008

Jonathan Duhamel - $8,944,138 in 2010

In 2018 Justin Bonomo won $10 million in the World Series of Poker's $1 million buy-in Big One for One Drop. But by far the later poker jackpot ever was $18,346,673 when Antonio Esfandiari won the 2012 Big One for One Drop.

Highest Payouts at the Craps Table

Patricia Demauro is easily one of the most successful craps players in history. In 2009 she famously won 154 consecutive throws while playing at the Borgata in Atlantic City. The actual amount was never disclosed, but based on the minimum buy-in of $10 the payout would likely range from well over six figures up to $1 million or more.

Not long ago a player won over $5.3 million at the Tropicana Casino and Resort, mainly at the craps tables. The unidentified man had a 6-hour hot streak, but he had to bet big to win the millions. At one point he was placing $100,000 bets.

Huge Win at the Roulette Wheel

Biggest Slot Machine Payout Ever

In 2004 Ashley Revell made a huge gamble. He sold everything he owned, headed to Vegas and put his entire life savings on a spin of the roulette wheel. Crazy – yes. But it paid off. Revell put just over $135,000 on a red bet and won over $270,000. The whole thing was filmed and eventually became a short reality show called Double or Nothing.

Biggest Blackjack Winners

The most infamously successful blackjack players were a group of MIT students who used card counting to win around $100 million. However, this situation was unique because the mathematical geniuses worked as a team so their winning streaks wouldn’t get noticed by dealers.

But one man bested the MIT players. Gambler Don Johnson made millions at blackjack tables over a six-month period in 2011. Instead of card counting, Johnson sought out casinos that had the most favorable rules, like being able to split a hand up to four times.

Another thing Johnson looked for were casinos that offered a guaranteed payout, which refunds part of what’s lost on a hand. All that research paid off to the tune of $15 million in half a year of playing.

A billionaire by the name of Kerry Packer also won big at the blackjack tables. During a trip to Vegas in 1997 he reported won somewhere in the range of $20-40 million. The winnings came from a combination of black jack and baccarat.

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Biggest Slot Machine Payout In History

Orignal Source: https://casinoknightsinc.com/casino-101/jackpot-highest-casino-jackpots-history/

[internetprice90]

The Way To Calculate Your Net Price With A Simple Formula

Let’s dive deeper into what net value is, tips on how to calculate net price, why it’s essential, and the way you could enhance yours. One of the big initiatives is me working with a enterprise coach, which begins December 1st. 

My focus shall be on the gross sales component of that teaching, however it is a complete program with somebody who has carried out what we are trying to do – constructed a companies-based mostly business and efficiently exited . 

After reviewing our current 12 months’s performance we went line by line by way of the detailed marketing strategy I had ready forward of the session. 

I walked the staff by way of what was contracted in addition to the probability-weighted pipeline that after added to the contracted backlog formed our topline target for 2021. I truly worked up the income target two other ways and landed at about the identical number with each strategies.

Put merely, you possibly can't make a plan around one thing you do not perceive. Unless you know where your cash is, what you owe and the way much you even have, you possibly can't precisely plan for the longer term. There's a good probability you will maintain getting to the tip of each month shocked by how little is left in checking. 

The rule of thumb for liquid web price is basically "money plus something that you could promote inside 24 hours." Technically anything can be offered quickly. If you place up a Craigslist advert providing to sell your three-bedroom house for $28, odds are you could move that property in lower than a day.

Nevertheless, people who can not get out of their lease ought to most likely embody its full value of their calculation of liabilities. Far too many people don't understand their true financial position. 

They take a look at their checking account each once in a while and assume that number tells the entire story. In business, this means asking yourself what’s finest for you and your organization. 

I’m ruthless about pointless bills by generally consuming lower than I create. If you need to mitigate that threat, you need to do your homework. It’s basic in each the funding and business worlds.

Ultimately, what’s important is growth that’s based mostly in your goals for the business and for you, the business owner. Someone planning to promote their business in 5 years will probably have completely different progress goals than somebody who needs to run an organization of 1 for the rest of their life. 

This can leave your business with very excessive overhead and no real final destination. The basic rule of thumb with refinancing is that you should solely do it if it can save you on interest or shorten your payback time. 

As lengthy as you make your funds on time, you possibly can see the sunshine at the finish of the tunnel. If you get a fixed mortgage, you would possibly be able to go from paying $1,000/month in credit card funds to $500/month. Now that you know the way to calculate web worth, how do you really build it up as a business proprietor?

See what we’re constructing for small businesses at gusto.com/covid-19. But when the inventory market collapsed in 2008 and early 2009, Kincer apprehensive that the holy-grail number he tracked, his net value, may drop. Initially, the idea of laying herself bare on a weblog and on NetworthIQ brought on a lot of nervousness.

We tend to have an intense curiosity about our neighbors and associates, especially those who seem to earn about what we do however spend much more. 

Do they skimp on retirement financial savings or their kids’s faculty funds? Have they merely maxed out each bank card they'll get their hands on? There’s no approach to reply these questions with out seeing a breakdown of net value. Joey Kincer is the sort of man who likes to keep records. Options involve risk and usually are not suitable for all traders.

Options buyers could lose the complete amount of their funding in a comparatively short time period. Ally Invest doesn't provide tax advice and doesn't characterize in any method that the outcomes described herein will end in any explicit tax consequence. 

Prospective buyers ought to check with their personal tax advisors regarding the tax consequences based on their explicit circumstances.

“You’re saying I have a secret and here it's for everyone to see,” she says. He earns about $sixty five,000 a yr largely as a Web developer but is set to save sufficient cash for a substantial down fee on a detached house, not merely a apartment or a town residence. 

And he desires to stay in a selected space of central Orange County, where housing prices, whereas decrease than they once were, are still a bit past his means. Joey Kincer’s net worth is about $201,000, a lot larger than the $one hundred twenty,000 median determine for U.S. 

households from 2007, the final year for which the Federal Reserve Board launched household net-worth numbers. Among NetworthIQ customers who, like him, earned not more than an associate’s degree, that makes him an enormous shot. But when he compares himself with all of the individuals his age and all Californiaresidents, he’s only a bit above common. The net-worth number, as Kincer discovered, is more interesting when you've someone else’s to match it with.

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[emmajfiores]

Is a Debt Consolidation Loan Right For You?

A debt alliance loan is a personal loan you can use to pay off high-interest debt, typically credit cards.

Consolidating debt lets you to use just one loan to pay off one or more credit card balances, which can simplify your payment plan. And, depending on how much debt you have and the loan's terms, it could also save you time and money.

To decide if a debt alliance loan is right for you, it's important to consider your individual financial situation and your monetary goals. Here's what you should know.

When Debt Consolidation May Be a Good Option

You can use a personal loan for just around anything you want. But if you're thinking of using it as a debt alliance loan, here are the times when it's worth considering:

You before have a good credit score.  Personal loans are available to borrowers across the credit spectrum. But if you want favorable terms and a low interest rate, you'll generally need at least a good credit score, which starts at a FICO ® Score ☉ of 670.

You have high-interest debt.  The average individual loan interest rate is 9.41%, according to Experian data. In difference, the average credit card interest rate hovers around 16%. If you can qualify for a lower rate than what you're paying now, consolidating your debt could allow you to save some money on those interest charges.

You have a repayment plan.  One of the hazards of credit cards is that as a type of revolving credit, they allow you to copy and pay off funds on an ongoing basis — and as a result, there's no set repayment plan. If you keep using your card and paying just the minimum quantity due every month, you could remain in debt forever. Individual loans, on the other hand, have a set repayment term, so they can be an excellent alternative if you're interested to have a plan and stick to it.

Keep in mind, however, that if your credit score is solid and you have a clear plan for repaying your debt, you may also advantage from a balance transfer credit card. These cards offer introductory 0% APR raises, which could save you even more money if you can pay off your debt throughout the promotional period.

However, the attention rate will jump when the promotional period ends, so consider this option only if you're self-assured you'll pay off the balance before that time.

When Debt Consolidation May Not Work for You

Although there are some clear welfares to using a debt consolidation loan to pay off credit card debt, there are some situations where it might not be the best fit:

You don't plan to change your spending habits.  A consolidation loan may be appealing because it frees up obtainable credit on your credit card. But if you transfer the debt, then rack up more on those cards you just paid off, you could end up in an even worse monetary situation. It's best to address potential spending issues before moving forward with a loan.

You have fair or poor credit.  Again, it's likely to get approved for a personal loan with bad credit. But you'll likely end up with a higher interest rate, which could increase your costs and possibly make the monthly payments unaffordable.

You don't have a lot of debt.  If you think you can pay off your credit card balances in the next six to 12 months, the investments from a debt consolidation loan may not be worth the effort of researching, comparing and applying.

How to Get a Debt Alliance Loan

Many moneylenders allow you to get prequalified for a loan before you submit an official application. This process typically includes a soft credit check, which won't hurt your credit score. If a lender doesn't offer prequalification and several others on your list do, it may be best to avoid the one that doesn't.

Once you've dedicated to a lender, submit an application. This typically requires you to provide some personal info, employment and income information, and how much you're hoping to borrow.

In some cases, a moneylender may ask you to offer documentation to provide some of the information you've provided. That can include things like a copy of your government-issued photo ID, pay stubs, bank declarations and proof of residence (such as a lease agreement or utility bill). Have these things ready before you apply so the procedure goes more quickly and smoothly.

Before you pull the activate and apply, though, figure out what the lifetime cost of the loan will be, then use a credit card payoff calculator to see what you'd pay if you continued making expenditures on your credit cards instead. Comparing these numbers will help you control if you'll save enough to make the loan process worthwhile.

Where to Get a Debt Consolidation Loan

The more choices you have, the better your chances of finding the most affordable debt consolidation loan available to you. You can twitch your search with the bank or credit amalgamation you use for your banking and lending needs. It's also a good idea to check with online lenders, which may be able to provide cheaper options.

Experian Credit Match ™ can assist with this process by helping you get prequalified and showing loan offers from multiple moneylenders all in one place, based on your credit profile.

As you compare your choices, look at more than just the interest rate. For example, some lenders offer both variable and fixed rates, so you'll poverty to make sure you're comparing similar loans.

Also, consider the loan quantities, repayment terms, origination fees and other features to make sure you find the right fit. The best debt alliance loans offer low interest rates, flexible payment terms and low or even no fees.

What if Your Loan Application Is Denied?

If your loan gets deprived of, there could be many reasons why. You'll receive an adverse action notice, typically in the mail, which particulars why the lender made its decision. You'll also be permitted to a free copy of your credit report, which can help you pinpoint the areas of your credit past you can improve.

Be sure to check your credit score and credit report to get an idea of ​​where you stand and what movements you can take. If your credit history is in relatively good shape, consider reducing your loan quantity or applying with a different lender that may not have such stringent credit requirements.

If your credit woes will take certain time to improve, consider other ways you can pay down your credit card balances more efficiently. For example, creating a budget can help you get an understanding of where your money is going and which areas you can cut back on and move that cash to pay off debt.

If you have manifold credit cards, consider using the debt avalanche or debt snowball method to pay them off. With both of these methods, you'll make just the minimum payment on all of your credit cards except for one, to which you'll add extra payments every month.

Once that explanation is paid off, you'll take the amount you were paying and apply it to the next card on top of its least payment, and you'll continue that process until all of your balances are paid in full.

The primary change between the two methods is which cards you target first. With the debt avalanche method, it's the card with the highest attention rate, and with the debt increase method, it's the card with the lowest balance. While you may save a little in interest by using debt avalanche, if quicker wins help to motivate you, debt increase may be the better approach.

How Do Debt Consolidation Loans Affect Credit?

A debt consolidation loan can affect your credit scores in a few ways, both good and bad. Here's how:

Credit utilization ratio: Your credit use ratio is the percentage of your available revolving credit that you're using. Keeping this ratio below 30% for each of your credit cards is significant to maintaining a good credit score. For example, if you have a $ 1,000 balance on a credit card with a $ 2,000 limit, your utilization rate is 50%. A use ratio this high can hurt your credit score. When you pay off credit cards with a consolidation loan, which is a form of installment credit that doesn't count toward your ratio, it drops your utilization to 0%, which can help your credit score.

Payment history: If you make your loan expenditures on time every month, it can help improve your credit score over time. However, if you miss a payment by 30 days or more, your score could take a massive hit.

Average age of accounts: Every time you open a new credit explanation, it reduces the average age of your accounts, which impacts your length of credit history. It's not as vital as your sum history or utilization rate, but it can still have an impact.

Hard credit inquiry: Each time you apply for a loan, the lender will run a hard inquiry to review your credit reports. According to FICO, this can lower your score by a few points.

If you're thinking of combining debt, make sure to consider these factors and how the process might affect your credit profile now and in the future.

Make Plans for Responsible Credit Card Use

Paying off credit card debt can have an important positive impact on your financial health, but only if you can avoid besetting up balances again in the future. Use a budget to stay on top of your expenditure and avoid charging more than you can afford to pay off.

Also, make it an importance to monitor your credit regularly to keep an eye on any changes that could impact your ability to qualify for promising credit terms in the future. As you take these and other steps to use your credit cards responsibly, you'll have a better chance of staying debt-free. Visit for more info Esco London.

[manchesterstorage-blog1]

doze Frequently Asked Questions About Self Storage

Whether you are moving to a different home or are shopping to remove the clutter in your own home or office, getting a00 self hard drive facility will be your best storage solution. Personal storage is widely utilized at present, but there are usually certain important things that you have to know to make the self safe-keeping experience some sort of really pleasurable one. In this case are some of typically the most regularly asked home storage space linked questions down with their answers. 1 ) Who also Uses Self Storage area? - Homeowners who are moving out for vacations rapid People who have moved into the new city for any operate work - Business people who are looking for further space for storage for stock rapid Those Manchester Storage and removals people who are refurnishing their residences plus need temporary storage area space instructions People who have downsized their households and are looking for temporary space for storage before these people can decide what to do with typically the extra belongings that they will do not require 2. What Objects May be Stored In A new Self Safe-keeping? Almost virtually any kind of belongings could be stored in self hard drive. This can include home furniture items, sports equipments, fitness machines, RVs, documents, document muddle, wines, clothing, property supplying, papers, office things, autos, etc. generally, something as small as a file or maybe as big as an auto can be stored within a self applied storage capability. 3. Could there be Good Ranges of Security? You must remember that only padlocks in addition to security gates will definitely not necessarily stop burglars via entering. It has been proven that a huge number of burglaries inside self storage facilities certainly are a result of a in career. In most instances, these burglars are common customers just like anyone that have booked a safe-keeping model and carry out there their exercise if it is the right time to perform so. They your personal storage facility as being a frequent purchaser and slice the padlocks of different models with bolt cutters plus change these padlocks with their own. Once they possess done that, they could come back at whenever through the security gate and acquire other's possessions. In the event you want to keep away from this kind of problem, it is critical with regard to you to find outside if the home hard drive facility uses cyndrical tube a lock rather than padlocks and when they have installed bite alarms upon any door inside their facility. Moreover, guarantee that they have monitoring cameras covering as a whole lot room as possible within the facility. some. What Are The Fees in addition to Special discounts? There are numerous self safe-keeping establishments which in turn offer some sort of low rate at the beginning in addition to raise their rates a new few many months after getting shifted your belongings inside. Just before you choose a facility, ask the manager of their move in rates in addition to how often their increase their rates. Do it yourself storage fees will range based on your storage demands. If you need a large storage model, a person should expect to spend more income00 as well. Dimensions commonly range between 5 times 5 feet to 12 x 45 foot. Regardless of whether you are looking to store the box regarding books or possibly a car, you will have to spend based on the size you choose. You can save money with careful planning. A lot of people end up paying a great deal more income than of which is desired. This is because they choose storage units which are too major for their things. When you plan carefully and load up your items properly, it will be possible to determine this kind of storage room you must have. Storage units come in different sizes with different prices. By means of picking a self storage space unit which is the right size for the possessions, you will be able to save dollars. your five. What Unit Sizing Do I Need? This will rely on the amount of goods you are seeking to store. 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What Are The Types of Home Hard drive Available? There are a couple of main types of do it yourself hard drive. This comes with in house safe-keeping and shed hard drive. Indoor storage is commonly temperature controlled and provides insulated walls. This allows safety against the environmental damages including fire. Shed storage tend to be not protected or temperature managed. This makes renting indoor safe-keeping units expensive. 7. Do I Need A Environment Restricted Device? Climate controlled self applied storage space will guard your own stuff from extreme weather conditions. This is also true if you are looking to retail outlet belongings like wood furnishings and clothing objects. Whenever these items usually are stashed in standard storage space units for long times of your energy, it is not stunning to see mildews in the cloth and out of shape wood. If you will be looking to provide added in protection to your stuff, decide on some sort of self storage area service which is weather controlled. The climate handled facility essentially includes heating system and air conditioning systems to help preserve a consistent climate within the service. 9. Can I Get Insurance policies For My Belongings? Nearly all self safe-keeping companies do not give insurance against any damages or deficits. There are some which in turn delivers optimal insurance which covers against environmental damages such as lightning, fire, water seapage, smoke, hail and ciclón. However, not all often the items you store can be covered beneath the insurance coverage plan. Such items may possibly contain jewellery, precious stones, stamps, card collections, skill, foreign currency, etc. 10. Very best Rental Period? The minimum rental period in many from the self storage facility is one month. You can store your own items in the facility for example, a pair of months, one year or maybe for any length of time period. 11. Are All This Self Storage Amenities The Same? First of all, a person must recognize that not all of self storage services are the same. For case in point, if you stay in Manchester, you will find thousands of self storage features in your area. Nevertheless, will all of them offer the equal level security, availability, personal hygiene in addition to customer service. There happen to be numerous distinctions between often the different self storage space establishments and knowing these variances can help you help to make the right choice. twelve. What Are Personal Storage space Auctions? A home storage space auction is placed when a person has left behind goods in a storage area facility and has unsuccessful to pay lease. An auction is placed to recover the costs, delinquent charges, rent, etc. Actually if men and women cannot pay out for the storage area product in cash, do it yourself storage area facilities allow them in order to public sale their goods to be able to pay off charges which often are due. Business Name: easyStorage Address: Unit 14 The Mill, Bury New Road, Bolton, BL2 6QE Email: graham.howard@easystorage.com Contact number: 01615181828 Business Description: Domestic and Business Storage provider within the Greater Manchester area. We are mobile and come to the customer, collect, store and then return when the customer requires the goods back. URL: www.easystorage.com/manchester Working Hours: Monday to Friday 8am till 6pm, Saturday 9am till 4pm, Sunday Closed

[hulmestorage]

doze Frequently Asked Questions Regarding Self Storage

Whether you happen to be moving to a different home or are seeking to remove the clutter in your own personal home or office, having a00 self safe-keeping facility will be your best storage solution. Personal storage is widely made use of at present, but there can be certain important things you need to know to make your own personal self storage area experience the actually pleasant one. Here are some of often the most regularly asked self applied storage area related questions alongside with their answers. 1 ) Who else Uses Self Hard drive? - Homeowners who are usually moving out for vacations -- Those who moved into a good new city for just a function work - Businesses who also are looking for additional space for storage for stock - People who are refurnishing their homes in addition to need temporary hard drive space : People that have downsized their households and are looking regarding temporary space for storing before they can decide practical tips for typically the extra belongings that they will don't need 2. What Goods May be Kept In A good Self Safe-keeping? Almost any kind of belongings can be stored in self safe-keeping. This can include furnishings products, sports equipments, physical fitness equipments, RVs, documents, papers muddle, wines, clothing, residence redecorating, papers, office goods, automobiles, etc. generally, anything no more than a file or as big as a vehicle can be stored inside a personal storage facility. 3. Will there be Good Quantities of Security? You need to bear in mind that only padlocks plus security gates will certainly not necessarily stop burglars by entering. It has also been tested that a substantial number of burglaries inside of self storage facilities can be a result of an in employment. In most circumstances, these burglars usually are normal customers just like a person who have booked a safe-keeping device and carry outside their action in the next the particular right time to perform so. They the particular self storage facility as a regular customer and slice typically the padlocks of different products with bolt cutters in addition to change these padlocks making use of their own. Once they have got done that, they can certainly come back at any time throughout the security gate in addition to have other's stuff. In case you want to avoid this kind of nightmare, it is significant regarding you to find over if the home storage space facility uses storage container a lock rather than padlocks of course, if they have installed alarms on any door at their facility. Moreover, ensure that they have monitoring cameras covering as a lot place as possible within the facility. four. Precisely what Are The Fees and Savings? There are a lot of self storage establishments which offer a good low price at the beginning together with raise his or her rates the few a few months once you've moved your belongings in. Before you choose a center, ask the manager about their move in rates together with how generally their boost their rates. Self storage area fees will change based on your storage demands. If you need a large storage system, anyone should expect to pay out additional money00 as well. Measurements generally consist of 5 times 5 feet to 15 x fourty foot. Regardless of whether you are looking for you to store some sort of box associated with books or even a car, anyone will have to give depending on the size you pick. You can save cash with careful planning. A large number of people end up paying out even more cash than that will is needed. This is because they choose storage units which are too huge for their possessions. In the event you plan carefully and pack your items adequately, it is possible to determine often the kind of storage space you will want. Storage units arrive in different sizes is actually different prices. By choosing a self hard drive unit which is the right size for your current things, you will become able to save money. 5. What Unit Size Do i require? This will hinge on the amount involving products you are hunting to store. If you have by now planned exactly what items you may be putting found in storage, try to organise them in way in order to determine the size of unit that you need. Taking them within boxes can easily help you get a idea of the measurement of unit that you can book. Moreover, you can as well seek help from the particular self storage representatives. They will will be able to help guide a suitable storage space unit for you. 6. Just what Must My spouse and i Know About Self Storage area Agreements? You must in addition know with regards to often the contracts. Most do it yourself storage companies will call for you to make an beforehand deposit. Deposits such as any rental agreements, using equipment for example moving quilts during the rental period of time and cover damage. This specific sum will normally be reinstated back to an individual when the contract expires. 7. What Are Often the Types of Self applied Hard drive Available? There are two main types of home storage. This consists of interior storage area and shed storage. In house storage is usually temperature regulated and features insulated walls. This provides defense against the environmental damages such as fire. Shed storage aren't protected or temperature managed. This makes renting indoor storage area units expensive. almost eight. Do i require A Weather conditions Regulated Product? Climate controlled do it yourself storage space will safeguard your current possessions from extreme weather condition conditions. This is especially true if you are looking to retailer belongings such as wood furniture and apparel goods. As soon as these items will be kept in standard storage area devices for long times of your time, it is not astonishing to see mildews on the materials and out of shape wood.Hulme Storage If you are looking to provide extra protection to your stuff, decide on some sort of self storage area service which is weather conditions controlled. A new climate governed facility essentially includes heat and air conditioning products to sustain a consistent climate within just the capability. 9. Can one Get Insurance For The Belongings? Most self storage space companies do not provide insurance from any damages or deficits. There are some which will provides optimal insurance which covers against environmental damages for example lightning, fire, water leakage, smoke, hail and tormenta. However, not all the items you store can be covered beneath the insurance coverage plan. Such items may possibly include things like jewellery, precious pebbles, stamps, card collections, skill, foreign currency, etc. 10. What Is The Rental Period? The bare minimum rental period in almost all on the self storage facility the month. You will store the items in the facility for starters, a couple of months, one year or perhaps for just about any length of time. 11. Are All The Self Storage Amenities The exact same? First of all, an individual must realize that not all of self storage amenities will be the same. For instance, if you are now living in Manchester, you will find hundreds of home storage amenities in your area. But, will all of these individuals offer the equivalent amount security, availability, sanitation and customer service. There will be numerous variances between the different self safe-keeping establishments and knowing these kind of dissimilarities can help you help to make the appropriate choice. 12. What Are Home Storage space Auctions? A home storage area auction is kept whenever a person has discontinued goods in a storage capability and has unsuccessful to pay book. A great auction is kept in order to recover the costs, unpaid charges, rent, etc. Also if men and women cannot give for the storage area device in cash, do it yourself safe-keeping facilities allow them to help market their goods for you to pay off charges which will are due. Business Name: easyStorage Address: Unit 14 The Mill, Bury New Road, Bolton, BL2 6QE Email: graham.howard@easystorage.com Contact number: 01615181828 Business Description: Domestic and Business Storage provider within the Greater Manchester area. We are mobile and come to the customer, collect, store and then return when the customer requires the goods back. URL: www.easystorage.com/manchester Working Hours: Monday to Friday 8am till 6pm, Saturday 9am till 4pm, Sunday Closed

[bnhaimaginesandocs]

OK!! So I’ve been getting a lot of requests about my OCs and I decided I was gonna go ahead and start sharing them!! This is my Main OC, Ruby Sorin!! I also gave her some headcanons about her family and herself below and I hope you guys like her!!! Also here you go @just-maria

Also If you like them please let me know!!! It’s gonna be a long post ya’ll so General Headcanons are under the cut!!

TW: Mentions of Parental death briefly.

FAMILY HEADCANONS

Ruby is actually not from Japan; She is from Romania. But her father, who is one of the top support engineers in the country was offered his dream position to work with Tea Idaten as their main support engineer and he took it. Moving his youngest children with him at around the end of their middle school year (so about 14/15) and encouraged them to enroll in UA.

Their mother, Alessia Castillo-Sorin, passed away when Ruby and her triplets were around 8. She passed from ovarian cancer.

Before she passed, she was a retired side kick from one of the top hero agencies in Romania; her hero name was Shimmer.

Her father, Marcus Sorin, is Quirkless; As is her Three eldest brothers; Dimitri, Jullian and Luciano. 

She has 7 brothers. Only five of them are biological, her brothers Henric and Alfonso are adopted.

She’s the only girl in her family.

Her family is extremely tight knit and they all try to keep in contact with one another at least once a day. They have a family group chat. It gets a little difficult with the time zone differences but they make it work.

Most of her older brothers live in Romania still; some are scattered across Europe. Her second oldest brother; Luciano is a tattoo artist in Barcelona. The oldest twins; Dimitri and Jullian, are detectives in Bucharest who work along Henric and Alfonso’s hero agency.

Ruby is 1/3 of the Sorin Triplets. Her other Triplets are Lance and Leon; Leon is in Class 1-B and Lance is in the support course. The three of them are triple trouble and are extremely close with one another.

Her brothers visit Japan as often as possible to see their youngest siblings. There was at one point in time when they all showed up to the dorms to surprise the triplets. Their tears could have rivaled Izuku’s.

She grew up in a Pagan household!! She can read tarot cards insanely well and it’s something that’s helped her come up with her hero name. 

Out of all the older siblings; Ruby is closest to Luciano and Dimitri.

QUIRK HEADCANONS

Her Quirk is called Shine!! It was her mother’s quirk and she was so happy when she got it. Basically with Shine she can manipulate the light particles around her’s and other’s body! (so long as she is touching them; like holding onto their hand and it has to be skin on skin or it won’t work with another person.) due to this; Ruby’s skin seems to always have a luminescent glow around her skin that she can amp up or tone down. Her brothers like to call her a walking flashlight. 

With her quirk she can move faster than the average person, traveling at short, instantaneous bursts. She can only do this around 10-12 times. And it can only be to a predetermined location. It has been theorized by her and others that she could travel at the speed of light but she refuses to entertain the idea as it could rip apart every atom in her body.

She can also shoot light in concentrated beams from any point in her body. Mainly her hands and feet. She calls it her Lumi-Shoot. 

Her hero name is The Scarlet Witch; mainly because when she uses her lumi shot, it looks almost scarlet in color. Also because of her hair.

Due to her quirk’s main thing of being blinding enemies doesn’t mean Ruby is immune to the effects of the brightness; She actually has to have custom contacts made to help protect her eyes along with her contacts.

Out of all of her brothers; she was the only one to fully inherit her mothers’ quirk. Her brother Lance can only illuminate his hands which is useful for working support; Her brother Leon however inherited their maternal grandmother’s quirk which is manipulating water.

She considered using her mom’s hero name but decided against it. Opting to make her own.

GENERAL HEADCANONS

Ruby’s birthday is May 25th, making her and her brothers Gemini.

She Placed in the top 30 of her entrance exam. 

Her hair is extremely curly and unruly; she has a lot of trouble taming it and it sometimes looks like a “lion’s mane” as her brothers call it.

She is Bisexual and not scared to admit it. Her first crush when she came to UA was Uraraka; she literally couldn’t speak to her with out blushing and it was adorable. Her brothers didn’t let her live it down for a month.

She’s a naturally sweet and very warm person; the kind that you look at and think “oh they can’t possibly have a mean bone in their body” but actually Ruby is extremely sassy and sarcastic; she just tends to keep it to herself and her close friends more often than not. She finds it hilarious when people realize she isn’t as innocent as she seems. 

Also growing up with 7 brothers she learned how to stand up for herself pretty early on so she doesn’t take shit from anyone.

Her favorite colors are Green, Red and Blue. Specifically Emerald, Wine Red and Cobalt Blue.

Her nicknames from her family are Little Lion and Sunshine.

She has a little black cat named Salem and she loves him more than life itself. He moves into the dorms with her and becomes something of Class 1-A’s Mascot along with Koda’s bunny. 

She has Anxiety, Depression and PTSD (the last one mainly from the training camp incident where she was seriously injured); she’s on medication for anxiety and depression but meets with a counselor every other week for therapy.

She reads tarot cards on the side to make some pocket money, but she always gives them for free to her classmates. 

She’s Hellenistic Pagan specifically; a fact she somewhat keeps to herself, but will gladly discuss her religion with anyone if they broach the subject first. Her deities are Aphrodite, Persephone and Hades. She’s even let some people in the class see the altar she has set up in her room when they move into the dorms.

Her favorite teachers are Midnight, Eraserhead and Present Mic in that order. She loves Midnights confidence and fun loving attitude. With Mic it’s because he always makes an effort to help her. And with Eraserhead; it’s because he’s saved her life and also because she can tell he cares deeply for his students.

She’s typically with her brother’s most lunch periods in the support room since Lance is a workaholic and doesn’t know when to stop and take a break. 

Ruby actually gets along pretty well with the Bakusquad and the Dekusquad. Although she’s seen hanging out with the Bakusquad more often than not since she’s super close with Mina.

Her and Mina get along like a house on fire. And when those two are together they’re bound to get in trouble. She also gets along well with Aoyama, finding him to be smarter and more insightful than people really give him credit for. 

She has a small crush on Shinsou

And on Kaminari.

She’s having a dilemma someone help her. 

She and Kaminari also get along super well and she finds him to be hilarious. He also has the same taste in books as her. 

She finds Bakugou more funny than anything else and just laughs at him when he threatens to blow her up. She’s spent years dealing with Jullian, Bakugou is nothing.

She also likes Tokoyami a lot; she finds him to be intriguing.

She has a box full of Polaroid pictures that she took when everyone moved into the dorms and she typically takes a lot of them still. She also owns a record player with a crap ton of records she got from her mom and dad.

She loves vintage things and punk things so her wardrobe can go from cottage core to punk/emo there is no in between.

Her room is very cozy and always smelling of whatever incense she burned that day; most of the time it’s peach and sage. She also has a ton of fairy lights hanging around the room and it’s always just very soothing. She also has a lot of candles. Like a lot. She has a problem.

She smells like pomegranate a lot of the time due to her body spray and sometime really warm like sunlight. 

She’s scary good at Hero History and Hero Law. But she sucks absolute ass at Math.

I’ll add more to her soon!

PEOPLE I SHIP HER WITH

I typically ship her with Denki or Shinsou; Sometimes even as a poly ship.

But i’m open to shipping her with just about everyone.

But Mainly Denki and Shinsou. Because I just think they would be adorable together you know? Purple Emo Boy dating not one bu two Balls of Sunshine? Yes please. Sign me UP!