#and our poor financial decisions

[guinepiglover]

Since we've posted this in our other accounts, we might as well post it in this one as well. Here's our NU: Carnival merch collection. We mostly focus on Quincy and Garu cuz that's our favs. We've recently bought the new standees the dropped in the official shop as well as the 1st anniversary Garu and Karu standee for our collection. We'll probably take a break from buying anything at least until new merch drops since it's really expensive.

[gippyworm]

My brother in christ at this rate I’m going to have to go for a job like, now

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Self-Care

Take care of your body

Why You Should Take a Break: The Importance of Rest and Relaxation

I Think I Need to Go the Emergency Room?

Run With Me if You Want to Save: How Exercising Will Save You Money

Your Yearly Free Medical Care Checklist

Ask the Bitches: Ugh, How Do I Build the Habit of Taking Meds?

Blood Money: Menstrual Products for Surviving Your Period While Poor

On Pulling Weeds and Fighting Back: How (and Why) to Protect Abortion Rights

Ask the Bitches: How Can I Survive in an Apartment with No Heat?

The Expensive Difference Between Recreation and Recovery 

Take care of your mind

Our Master List of 100% Free Mental Health Self-Care Tactics

How Mental Health Affects Your Finances

Ask the Bitches: “How Do I Protect My Own Mental Health While Still Helping Others?”

Kurt Vonnegut’s Galapagos and Your Big Brain

Everything Is Stressful and I’m Dying: How to Survive a Panic Attack

Stop Recommending Therapy Like It’s a Magic Bean That’ll Grow Me a Beanstalk to Neurotypicaltown

Making Decisions Under Stress: The Siren Song of Chocolate Cake

Ask the Bitches: I Know How to Struggle and Fight, but I Don’t Know How to Succeed

Update: I Know How to Struggle and Fight, but I Don’t Know How to Succeed

Ask the Bitches: How Can I Absolve Myself of Financial Guilt Over My Pricey PS4?

The Frugal Introvert’s Guide to the Weekend

Take care of your time

Stop Measuring Your Time in Beyoncé Hours

Help! I’m Procrastinating and I Can’t Get Up!

You Won’t Regret Your Frugal 20s

Actually, Fuck Big Goals

How to Insulate Yourself From Advertisements

I’ve Succeeded at Every New Year’s Resolution I’ve Ever Made. Here’s How.

Romanticizing the Side Hustle: When 1 Job Isn’t Enough

8 Free Time Management Systems To Try in the New Year

My 25 Secrets to Successfully Working from Home with ADHD 

I Am So Over Productivity Porn 

Take care of your career

High School Students Have No Way of Knowing What Career to Choose. Why Do We Make Them Do It Anyway?

The Actually Helpful, Nuanced, Non-Bullshit Way to Choose a Future Career

Woke at Work: How to Inject Your Values into Your Boring, Lame-Ass Job

Are You Working on the Next Fyre Festival?: Identifying a Toxic Workplace

My Secret Weapon for Preparing for Awkward Boss Confrontations

Freelancer, Protect Thyself… With a Fair Contract

I Hate My Job and I Don’t Know How To Leave It: A Confession

A New Job, a New Day, a New Life, and I’m Feeling Good

Season 1, Episode 9: “I’ve Given up on My Dream Career. Where Do I Go From Here?”

How Abusive Workplaces Mirror Abusive Relationships 

Take care of your space

How to Successfully Work from Home Without Losing Your Goddamn Mind (Or Your Job)

Leaving Home before 18: A Practical Guide for Cast-Offs, Runaways, and Everybody in Between

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

How To Maintain Your Car When You’re Barely Driving It

Take care of your people

How Dafuq Do Couples Share Their Money?

Ask the Bitches: “How Do I Protect My Own Mental Health While Still Helping Others?”

How Can I Tame My Family’s Crazy Gift-Giving Expectations?

Ask the Bitches: I Was Guilted Into Caring for a Sick, Abusive Parent. Now What?

Love in the Time of Coronavirus: How to Protect Your Community and Your Soul from COVID-19

Be Somebody’s Eliza with a Simple Yet Life-Changing Act of Kindness 

The Ultimate Guide to Helping a Sick Friend 

Learning To Reverse the Golden Rule

I Have Become the Rich Relative I Always Wanted  

Take care of your financial well-being

Ask the Bitches: How Can I Make Myself Financially Secure Before Age 30?

How to Save for Retirement When You Make Less Than $30,000 a Year

Ask the Bitches: Is It Too Late to Get My Financial Shit Together?

Slay Your Financial Vampires

Should Artists Ever Work for Free?

Don’t Spend Money on Shit You Don’t Like, Fool

How I Learned to Stop Worrying and Love Financial Math

Share My Horror at the World’s Worst Debt Visualization

Stop Undervaluing Your Freelance Work, You Darling Fool

A (Somewhat) Comprehensive List of Fun Job Perks that Won’t Pay Your Rent

We will periodically update this list with newer articles. And by “periodically” I mean “when we remember that it’s something we forgot to do for four months.”

Bitches Get Riches: setting realistic expectations since 2017!

Join the Bitches on Patreon

[warblogs17282]

Blitz and Stolas, and their coping mechanisms. A breakdown of the matter.

Just so we're clear, I am not saying who has the worst coping mechanisms out of the two in the post, I think they both have pretty bad coping mechanisms for different reasons.

Blitz - Present Day.

The ice cream binges:

I wasn't really going to think all that much about this, but this line from ghostfuckers caught my attention. I am willing to admit that Blitz is likely being hyperbolic here by a bit with this statement, but the fact he said this at all points to that it's starting to become an unhealthy coping mechanism for Blitz, and considering it's been a month since Apology Tour, just how much ice cream and cheese has Blitz consumed by this point? Relatively minor thing all things considered, but it's definitely something to keep in mind.

Plus, this isn't even the first time that Blitz has employed this coping mechanism, we see it in s1 e8, right after the disaster that was Ozzie's. I wouldn't call him doing this in s1 e8 'unhealthy' exactly, but I'm just showing this to show that this isn't a new thing for Blitz.

Buying expensive stuff/Poor financial decisions:

Well this purchase wasn't a coping mechanism and more so just Blitz making questionable financial decisions. "And he paid in advance, and I spent it all on this…", I don't know exactly how much an assassination costs exactly, but from the looks of things, it costed a pretty penny. With this giving us our first hint into Blitz likely impulse buying and making questionable financial decisions. (it does look cool af though)

And then ghostfuckers just amps that shit up to ten. Blitz is now 100% buying stuff as a coping mechanism, and it's 100% an unhealthy one as well at this point, because it's putting IMP in a bad spot financial wise.

But for a quick list of what Blitz has purchased since Apology Tour:

300 taxidermy owls.

However many horse plates there are in this box.

The ghostfucker ghostsucker device, costing a couple thousand.

The reason why I call all of this an unhealthy coping mechanism at this point is because Blitz straight up cannot afford to keep making purchases like these anymore, because there's multiple letters saying things like 'Final Notice', Blitz is now draining their pensions to buy things, IMP could be at risk of defaulting if Moxxie is to be believed at his word, and Millie hasn't been paid in a month.

Sex:

Just a brief one here as there's not really much for me to comment on regarding this, but ghostfuckers told us that one of the things Blitz does to cope when he feels unwanted/unloved, is look for sex or just consume sexual media.

And well, that's making me think back to his relationship with Stolas a little. Do you think that Blitz could've been using his nights with Stolas as a way to help himself cope a little? Because at minimum, Stolas unintentionally fed into this coping mechanism of Blitz's.

Blitz - The Past.

Drugs:

In Truth Seekers, Blitz admits to doing a fuck ton of tranquilizers in college, although this is never expanded upon, so this could potentially have been a coping mechanism for Blitz at one point in his life but we can't be sure of that.

Alcohol:

Blitz in the past has had quite the history of alcohol usage, and I mainly say this because of a few lines of dialogue in s1 e8, those being "He-hey, I knew it was you! Fuck, man, where you been? You here for the party?" and "Come in and show us all up again.", with both of these lines implying that Blitz used to be a regular at Beelzebub's parties, and that Blitz probably drank quite heavily at those parties as well, based off the 'show us all up again' line. Which could also potentially point us to Blitz using the parties and it's alcohol as a coping mechanism, but again, while it is very plausible, I cannot fully confirm this at this time.

Also, something else I want to mention is that addiction tends to run in the family, as we know, Cash was a likely alcoholic, considering we see him drink a bottle in some other tent before Stolas' butler walks in, and there's the line "Remember how you used to distract my dad so I could steal his booze?".

Barbie Wire used to be addicted to this drug named 'H-8' at some point, and also went to rehab over it at some point as well.

And it's also worth mentioning that Verosika is also an alcoholic, who also went to rehab over it, but eventually got let out because of her celebrity status or something like that.

Stolas.

Before I get started with this one I encourage you to read this post I made on this subject before, which goes into quite a lot of detail regarding it all.

The likely abuse of his happy pills:

The start of s2 e1 firmly establishes that Stolas' dosage of these pills are two pills.

But when we skip to when Stolas wakes up later in the episode, we see that Stolas has just haphazardly got the pills out of the bottle and he grabs three of the pills, which points to Stolas either intentionally taking more than the dosage he should be taking, or that he just grabs a random amount of the happy pills sometimes. Both of which could point to that Stolas is abusing the happy pills, and potentially that it's one of his coping mechanisms as well.

Plus, there's the fact that Stolas runs out of the happy pills in s2 e8, which again, could also potentially suggest that Stolas is abusing the happy pills as a coping mechanism, but at the same time he could've just forgotten to get a refill so.

Alcohol:

We know Stolas uses alcohol quite heavily to cope with difficult situations, and I'm pretty sure that Stolas is also an alcoholic, but we've seen three examples of Stolas relying on alcohol throughout the show so far:

Chugging a bottle of that strong shit at Stella's party,

Quite possibly getting blackout drunk at home after the mess that was Ozzie's, on the exact same strong shit,

and Stolas starts to chug yet another bottle of alcohol, very shortly after he got pressured to singing about Blitz, and that Blitz is right here at the party, talking with him, when Stolas' emotions are still very raw for Stolas.

Plus, I'm pretty sure that Bryce said something along the lines of this at a panel once, that Stolas does indeed have a problem with alcohol. (If someone has the exact quote please let me know.)

[beneathashadytree]

A little bit of a heavy post… tw/ abuse

I’ve put up with my mom and her literal insanity for 12+ years. Prior to that, she’d been completely normal. I’m well aware that she’s depressed, and has NPD, but that’s not my cross to bear. I’m not supposed to tolerate intense abuse—verbal and physical—for over a decade and just let it slide.

The only reason why I did was because I literally have nowhere to go. I couldn’t confide in anyone or get help, because that would only make my situation worse. I’m too poor to make any drastic decisions, and I can’t even move out. So today, I decided to reach out to my father.

He’s a heart patient and can’t do much, I know that. She doesn’t even listen to him either, only tried to pay for medication sometimes and completely ignores his existence otherwise. But he’s the first person irl that I’ve opened my heart to. He’s a good man to his core. Flawed at times, but that’s only natural. He’s listened to me, and even treated me out to dessert despite our financial situation (I do feel bad about that, but a small part of me wishes to be like everyone else around me). He treated me with the affection I’ve been craving for ages. He was sorry that he couldn’t do more. I’m just glad I have him.

I know it’s unlikely for anything to change, especially considering that she doesn’t listen to anyone but herself—yes, not even her own husband. But I feel that at least having unburdened myself of the emotional pain I’ve carried since I was around 9 has made me feel a little better. Having someone who listens matters. I hope I can one day escape. I wish I didn’t have to go through this in the first place.

[lurkingshan]

Right. Thank you for saying that about Tattoo and class resentment.

All I'd seen was people being angry at him but like.... hellooooooo he's desperate, he's being forced into helping Aran and Hope (and Jack) meanwhile, he gets his ass beat on the regular, his food spat in, and he's living in a temple seeking protection with his mom and even there they can't get some fuckin' peace.

Like, morality is the least of his concerns given his current situation and it's not like making friends has changed his circumstances despite how nice they may be, of course he's still going to prioritize money over loyalty. Like, be for fucking real right now people lmao.

Despite everything, the show is still being very light about the subject cause it has the potential to go dark about it if it wasn't a romcom at its core.

Lack of empathy for poor characters is certainly nothing new in fandom. Most of the time shows contribute to that by making the rich character in a narrative our anchor and ignoring the realities of how a poor character would think and live in service of a romance (Thai bls have a particularly bad track record on this), so I was pretty excited to see the show taking Tattoo's circumstances seriously and thinking through how they might motivate his behavior.

For me the key is to think about Joke from Tattoo's perspective, not from ours. To us, Joke is the main character who we have been encouraged to believe in and empathize with from the start, and he's played by War, and he's so damn pretty, so we naturally feel protective of him. But from Tattoo's POV, Joke is a rich kid playing at being a thief because he can. This isn't about survival for Joke; it never has been. He's dressed it up with a veneer of nobility, but ultimately he is a thief because it makes him feel better about himself, and his privilege gave him the freedom to fuck around. Tattoo is stealing because his life and his family's lives are in constant peril. The stakes for them are just wildly different, thus so are their values and concept of morality as it relates to their crime partners. Tattoo stealing that necklace was short-sighted and stupid, but the desperation underlying that decision makes perfect sense. To Joke's credit, he seems to understand that and this is why he keeps letting it slide.

I do agree with you that the show is overall pretty light, though, and I don't expect it will deliver biting class commentary in the end. Tattoo will end up friends and lovers with these rich boys. I do hope the show gives a proper resolution to his family's financial situation before that happens, but at this point the fact that they're talking about it at all already puts them a step ahead of most Thai bls.

[bambifornia]

huuUOOoLRgGghh fiinnne I can't stay away from you all

i bring more autobot!swindle. plus my attempt at writing his backstory

disclaimer : most of the stuff below isn't canon i just wrote this for fun. if u guys wanna make ur own swindle backstories i invite yall to do so :D we will make our own swindle content

swindle came online during cybertron's early years of the age of expansion. the autobots (with their goal to expand cybertron's empire) engineered a set of bots who would serve cybertron as its intergalactic merchants, programmed to be ambitious bots who sought profit. they also came with bigger processors (for storing transactions and whatnot) and versatile frames (so they could withstand organic climates)

shortly after coming online, swindle was assigned a teacher (another merchant) who'd pass down the knowledge of the trade. swindle did his best to keep up with his lessons

as a student, swindle was determined and clever. as a bot, though...eughh...

- he had less of a filter, and didn't know how to keep a poker face

- his little new England accent used to be a lot thicker (think earthspark swindle)

- very friendly, had a lot of amicas back in the day (he was definitely the "I know a bot" guy). it was a struggle for him to keep quiet

- loved hands on activities, hated sitting still

- kept a journal detailing his intergalactic trips. tried to doodle any organics he found interesting

- LOVED shiny stuff. he was like a crow lmao

- his sharp glossa would sometimes get his aft beat

- despite being a chatterbox, he wasn't as suave back then. he'd often get himself in awkward situations, which he'd try to talk himself out of the embarrassment but he'd end up digging a deeper hole for himself

- petty king. also kinda nosy and had a thing for gossip

- loved pranking, and teased the bots he liked

once he was ready, swindle was given a ship and assigned a trading post (as a starting point). from that point, swindle was a rootin tootin merchant and nothing bad ever happened to him again :D...

...

until the quintessa skirmishes

the age of expansion ended with border disputes between cybertron and quintessa. multiple skirmishes sproutted along the border, and while swindle didn't fight in them, he was certainly caught in the crossfire. swindle ended up with a broken ship, a looted inventory, and a bungled up frame. he had to return to cybertron for repairs

back on cybertron, swindle finds a planet wildly different from the one he knows. tensions between autobots and decepticons are rising, and the banks aren't holding up that great. swindle finds himself in a tight spot (financially speaking) since he still has to deal with his losses from quintessa. unable to go back to his actual merchant job, swindle resorts to taking odd jobs to keep himself afloat (yes, even stealing)

when the war breaks out, swindle gets drafted into the front lines (a decision that still baffles him to this day). since he's not much of a fighter, the autobots have swindle work as a spy, ordering him to smuggle weapons out of decepticon servos...

in future hindsight, that was a poor decision

---

wrapping it up here because i don't want this post to get too long LMAO but I still have more ideas for him if yall are interested. just know that this is not the end of swindle lore

ALSO I finally came up with autobot!swindle designations :D I've narrowed it down to 3 and I need help deciding. it's either between

quickdime - cuz. you know. he's always looking to make a quick buck

treasury - his subspace acts like a treasury if you kinda think about it

fortune - idk it sounds cute. besides fortune tends to "favor the bold and clever"

if u made it this far then congrats. thank u for listening to me yap. have a bonus doodle

[fuck-customers]

⭐ I work in a specialty hospital for pets. We take care of cats and dogs with issues like cancer, heart disease, and major injuries, to name a few. We're not a regular vet where you go for checkups. It isn't unusual to see bills costing thousands of dollars. The smallest bill I regularly see is still $200+, while the biggest I've ever seen was more than $20k (that was a single visit, not counting the thousands they spent before getting to that point). All that said, I still hear from clients that we're cheaper than our closest competitor. It's just an expensive business to be in.

As you can probably guess, there's a lot of heartache in this business. While most of our clients can afford the $200 first visit, many can't afford to follow through on their pet's treatment, regardless of how much they love them. Which means they have to make very difficult decisions, or, more realistically, those decisions are made for them based on their financial realities. So while it's painted as a choice, it really isn't.

And that's the worst part. The fact that they're here at all is proof that they deeply love their fur baby and want them to get better. And we're telling them it IS possible, but we need that $$$. And that sucks. That SUCKS.

That all brings us to today. A new client came over to pay his $1,500 bill (which I personally could not do, so he's clearly better off than I am) and starts complaining about the pricing. I don't set the prices, but I understand wanting to complain. But then he said "what happens when someone can't pay?"

And it's like. I mean. It's not some mystery. It's quite easy to figure out on your own. If someone can't pay, then their pet doesn't get treatment. If their pet doesn't get treatment..... well, that depends on the specific issue, but a lot of the time it means they die. Maybe not immediately, but they're on their way, y'know? If they can't pay, they go home.

So I'm trying to tastefully explain that, and he gets more upset and starts yelling that our prices are killing pets. That we could save more pets if we lowered our prices.

GOLLY GEE, WHY DIDN'T WE EVER THINK ABOUT LOWERING THE PRICES? IT MUST BE BECAUSE WE DON'T CARE ABOUT PETS. WE DON'T CARE ABOUT POOR PEOPLE. IT DEFINITELY ISN'T BECAUSE THIS IS THE REALITY UNDER CAPITALISM AND WE'RE DOING OUR BEST. AND OF COURSE OF COURSE OF COURSE, ALL OF THIS IS MY FAULT, SPECIFICALLY. CLEARLY I, AN ENTRY-LEVEL EMPLOYEE, AM THE ONE MAKING THESE DECISIONS, AND IF YOU MAKE ME FEEL BAD ENOUGH, I'LL FIX IT.

Jfc man. Go yell at someone higher up. Go yell at your elected officials and demand universal healthcare for pets. But this shit is already hard enough, and yelling at me while also asking very emotional questions isn't remotely productive. Fuck you. I hope your dog is doing better.

Posted by admin Rodney

[mariacallous]

Hi mariacallous! Some of my friends have started spouting the 'abortion is a class issue because rich women always have access to abortion' BS, and I was wondering if you had any resources/articles etc that might be helpful in convincing them. Sorry to barge into your inbox!

The notion that rich women will be fine, regardless of what the law says, is probably comforting to some. But it is simply not true.

Yes, abortion bans will disproportionately affect poor women and women of color in a country that already has appallingly high maternal mortality rates, no federal paid family leave and little support for parents who struggle to provide for their children financially. As Rebecca Traister pointed out in New York magazine, this is nothing new: The Hyde Amendment and state restrictions have already made abortion effectively inaccessible to many women without means or mobility.

But we should not lose sight of the reality that the Supreme Court decision has created a crisis for all American women. Even the richest Americans — the one-percenters and the upper middle class — will not escape the effects.

Attenuating the rights of half of the population will have systemic effects akin to climate change. Just as no amount of investment in Mars-bound space colonization, air-conditioned bunkers and private firefighting services will save the rich from terrible outcomes if the planet becomes uninhabitable, the rich cannot avoid the effects of the overturning of Roe. Residents of blue states won’t be exempt. And men who think the ban won’t affect them are mistaken; it will affect women they know and love, and it will change the political economy in which they live and operate.

The persistent myth that the wealthy will be unaffected is predicated on the vague notion that they’ll be able to find and purchase abortion pills by mail, travel to places where abortion is legal or get abortions from local providers willing to break the law.

And sure, it’s easy to imagine a scenario in which a red state one-percenter has his daughter or wife airlifted to another state for an abortion — or, potentially, for in vitro fertilization, if it becomes illegal to terminate embryos. We are accustomed to different rules and privileges for the wealthy, and witness these injustices daily. People with more money and privilege conferred by race and class — people who have access to better lawyers — experience our justice system differently. They also get better health care and pay less in taxes as a share of income. We hold the rich to a lower, not higher, standard and tacitly accept that they will get away with cheating various systems.

But the wealthiest are in for some unpleasant surprises when it comes to abortion. The scenarios in which a woman needs an abortion include medical emergencies in which any delay in treatment can have severe, even fatal, consequences — and in those circumstances abortion pills obtained by mail won’t help.

One in 50 pregnancies in the United States is ectopic, for example, in which a fertilized egg implants outside the uterus. The embryo must be removed, and delaying that treatment can result in sepsis, internal bleeding and death. Placental abruptions must be addressed immediately to avoid extensive bleeding, renal failure and even, in some instances, death.

Any woman who finds herself in either of these scenarios is not going to be able to pack her bags and go for a long drive. Even for someone with the means, an airlift to a medical facility in another state may not be quick enough to save her. She will need to be treated locally and immediately. Some of the bans going into effect around the country include medical exceptions for these situations, but if there’s any ambiguity about what the law allows, the time it takes a medical professional to consult a lawyer may be the difference between life and death.

Some states are expected to try to ban interstate travel for abortions. Bans in Texas and Oklahoma leave room for that possibility. Planned Parenthood’s Montana branch has reportedly decided that it will no longer provide medication abortions for patients from certain states where bans are in effect or in the works, citing the “rapidly changing” legal landscape. It’s also clear that many Republicans view the Roe reversal as an inroad to a total federal ban. If they gain electoral victories in 2024, this is a very likely outcome, and in that case there will be no blue state abortion clinics to travel to. Even now, the lines and waiting times at abortion clinics in safe haven states are likely to get very long.

Many people also assume the wealthy can always find a local doctor willing to perform an abortion, even in a state where it has become illegal. This seems unlikely. While some providers did flout the law and provide women with abortions before Roe in 1973, the ubiquity of digital surveillance and other mechanisms for violating the privacy of women seeking abortions have made it far more difficult for them to do so privately and safely. Trigger laws are already forcing medical professionals to consult lawyers before they provide care, and laws that criminalize abortion leave health care workers with little incentive to violate them. When faced with the prospect of prosecution or losing a medical license, how many doctors will take this risk, even when money is offered? Meanwhile, anti-choice conservatives are already working to make it harder to obtain abortion pills.

Some believe abortion bans won’t affect them because they’ll never find themselves in need of an abortion. Conservatives might imagine the typical woman who needs one fits an archetype: poor, single, liberal, promiscuous, anti-family and irresponsible. But most women who get abortions are already mothers (60 percent). Nearly half of abortion seekers live below the poverty line, but a significant portion are not poor. (Women with higher incomes have more access to contraception, but that dynamic might change if the Supreme Court follows through on Justice Clarence Thomas’s suggestion to revisit earlier rulings, including the right to contraception.) Conservative families also include teenagers and young women whose privacy, autonomy and ability to seek medical care, regardless of whether their parents approve, will be severely compromised by abortion bans.

The reality is that women from every demographic need abortions. Well-off conservative women are not immune to contraception failures, gynecological emergencies, miscarriages, incest or rape. Many women find that despite their beliefs, carrying a pregnancy to term is just not something they can go through with, for a range of reasons. Pregnancy itself can be life-threatening for women with certain existing medical conditions, and even for women who don’t have those risks, it is life-altering. The kind of person who might need or want an abortion is, put simply, any person capable of getting pregnant.

Women will die because of this — disproportionately poor and middle-class women but not just poor and middle-class women. Rich women could just as easily suffer and die, too, even those who think that they would never need an abortion or that they would never be denied essential medical care in the United States of America in 2022.

There will be other effects: Roe is a privacy law, and there are implications for the ruling outside of the issue of abortion. Forced birth will take women out of the work force in an already tight labor market. Women could be treated like criminals for having miscarriages, which are incredibly common. And women who are pregnant when their partners don’t want them to be will be more at risk for domestic violence and homicide. Individual wealth won’t prevent these outcomes, either.

It is, of course, true that the wealthy are the least vulnerable in the new post-Roe world, and this is not a requiem for them on a tiny violin. But it is important for all parties to understand that all people are going to participate in this nightmare, whether they realize it now or not. The wealthy unfortunately have an outsize influence on politics, so how much the bans harm them, inconvenience them or enrage them will most likely affect the will of politicians to vote for and maintain abortion bans.

The overturning of Roe will affect all of us. And if you are lucky enough to be wealthy, your money probably won’t shield you.

The Persistent Myth That Restricting Abortion Rights Won’t Affect the Rich

the problem is that it's a class issue, but not only in the way they think, and the point is that all women are impacted by it, but obviously some way more than others

[fandom-scatteredthoughtsonpaper]

REGARDING THE RECENT OBEY ME NEWS

if you haven't seen it yet, brace yourselves, and here is the link

i am a simple writing blog that hasn't really posted much in the last year or so of my own work (honestly, 2024 has not been kind to me or my plans), but Obey Me brought me out of my writing funk and gave me new ideas and fresh passion for writing because of the characters and connections i made with them. i specifically made **five** characters to pair with specific boys and Thirteen, and they're not fleshed out, they are individualistic and their own person based on my feelings and opinions with the OM characters. OM helped me through the pandemic and filled a void. I joined a server that was (back then) heavily based around OM, and it led to me joining a fan zine and collabs, and then me hosting my own OM collabs.

I did develop some unhealthy connections financially, but overall I've enjoyed most of my time in the fandom, despite the last year and a half regarding NB and poor writing and terrible decisions made by Solmare.

The fandom has definitely withered and gotten smaller, but it's still alive in certain places and circles. I really had plans for a fifth year anniversary for the original OM app, a collaboration of gratitude and thanks for the good times and memories, reflecting the event that had the boys celebrating the 6 month anniversary of MC in the Devildom.

I still want to do that, despite 2024 ruining the planned timeline for it. Right now would be a bad time with planned vacations and traveling for holidays, end of year work stuff and school, and other celebrations, but as a belated celebration and a sending off to the times we spent playing the games and memories formed and friends made, I was thinking of moving the time frame of the collaboration to sometime in January or February.

We, as a fandom, deserve a good time to, ultimately, say farewell to the old Obey Me, aside from what Solmare has stated. With this celebration collab it would also be a final event to really show off what the characters meant to us. Use our characters that we created to celebrate with.

As an ending to this year, short-sighted as it seems, I plan to host a Secret Santa/New Year's mini-collab precursor to the bigger celebrations. A link to that will be put up sometime next week, so if you want a direct link, leave a message or send me a DM so I can send it

Feel free to invite others, especially if they have MC and OCs, to celebrate if they want to join. Another post about the celebration collab will be made later!

[queenshelby]

Our Little Secret (Part 15)

Pairing: Dark! Cillian Murphy x Virgin! Reader

Warning: Infidelity, Brief Mention of Stillbirth

Notes: This will not be a love story. It will be dark, twisted and kinky. Cillian is portrayed as totally off cannon.

Two days following your phone call and without the knowledge of his sister, Cillian arrived at the place you were now staying at which, much to his surprise, was located in one of the worst areas of Dublin. 

It was a studio apartment you had rented out just a week ago after you were given notice by your cousin to vacate his townhouse near Temple Bar. The unit was located above a somewhat questionable establishment and the living space wasn't much, and consisted mostly of a mattress on the floor, a small TV and a study desk.

The kitchenette was cramped and cluttered and, whilst the bathroom was functional, it lacked any semblance of privacy, with peeling paint chipping from the walls and a cracked mirror hanging precariously from the wall. The window was sealed shut, trapping the stale air within.

Despite the less than ideal conditions, you managed to find solace in its simplicity. It was all you could afford and you were proud for the fact that you managed to pay your own way after your mother and stepfather had kicked you out. 

You received a financial support now from a public organization supporting women like you and, thanks to them, you managed to pay the bond for this place and were able to cover the cost of the abortion appointment scheduled for next week.

But then again, even though you considered terminating the pregnancy and knew that, doing so, would be for the best, the idea of ending your child's life felt increasingly unbearable now, making you consider Cillian's offer. 

"Hey," Cillian greeted softly, walking in cautiously after you opened the door. He was taken aback by the stark reality of your living situation. He had imagined something more akin to a charming apartment, rather than this dilapidated structure situated above a seedy bar.

"Hey," you countered

shyly, inviting him to step inside. "Come in."

His footsteps echoed loudly, amplifying the sense of isolation.

"How are you holding up?" he asked cautiously, glancing around the room.

"Just great, considering I live in a hole," you quipped sarcastically, motioning towards the mattress on the floor. "Make yourself comfortable."

The tension between you was palpable, a mixture of resentment and regret permeating the air.

"This place, Y/N, it does not seem safe," Cillian murmured uncomfortably, observing the grimy surroundings. "Not for you, definitely," he added, concern etched onto his face.

"Yeah, well, I am lacking options Cillian! My mother and Frank kicked me out after she found out about us which, I think, is understandable," you remarked sarcastically, sitting down on the mattress beside him. "And you know what? It's fine. It really is," you went on to say before Cillian sighed, his heart contracting painfully for you.

"It's not fine Y/N. You can't live like this," Cillian protested, his voice cracking with emotion. He felt utterly helpless witnessing your plight, trapped in a situation he inadvertently created.

"Well, I would rather live here than anywhere where I would have to face the consequences of my poor decision-making," you retorted defensively, casting your gaze downward.

"Y/N, please. Let me help you," Cillian urged, reaching out to grasp your arm gently. You recoiled instinctively, alarm flashing across your features. Cillian pulled back immediately, aware of the fragility of your emotional state.

"Are you still finishing college?" Cillian inquired and you nodded.

"Yes, but I had to change institutions. I am working during the day and go to school in the evening now. It works alright for me and I am almost done with my final exams," you confided, shifting restlessly on the mattress.

"And then? What are you going to do?" Cillian inquired, his voice laced with concern.

"Law school, if I get in," you replied, your voice softening slightly.

"That sounds promising," Cillian commented, his tone brightening. "Do you think you will pass your exams with all that is happening right now?"

"I have to, right?" you replied, your voice cracking slightly. 

"Yes, of course, but...," Cillian began but then stopped abruptly, noticing your hesitation. He knew that he couldn't push you too far, especially given the delicate nature of your predicament. You looked down, tugging at the hem of your shirt nervously.

"May I ask you something personal?" you ventured, shifting uncomfortably under his scrutiny.

"Of course," Cillian assured you, eager to learn more about your thoughts and feelings.

"Why exactly do you want me to keep the baby?" you probed tentatively, your curiosity piqued.

Cillian hesitated briefly, searching for the words to articulate his complex emotions.

"I guess I wanted to be father for a while, and I am most certainly not getting any younger either. Max is not my biological son and, whist I love him as if he was my own, I know that I may lose him sooner rather than later if my ex keeps carrying on the way she does. So, when I learned that you were carrying my child, Y/N," he faltered, his voice breaking slightly, "it felt like an opportunity for a second chance at parenthood. I mean, I don't want to impose my dreams on you, but the thought of having a child, a family, feels so meaningful to me," Cillian explained and you sat there quietly, absorbing every word Cillian spoke.

His honesty, his openness, and his willingness to share such intimate parts of himself touched you deeply but you were not ready to be a mother yet and this would not change overnight.

You hesitated briefly before answering, "I appreciate your honesty, Cillian, but I need some time to process everything."

"Of course," Cillian responded warmly "Whatever you choose, I promise to respect your decision."

As the conversation wound down, an awkward silence settled between you. Both of you were lost in your thoughts, wrestling with the implications of your shared predicament.

Cillian broke the silence first, suggesting that you reconsider moving to a safer neighborhood. "Regardless of whether you decide to keep the baby or not, you know that I can help you find a better place to stay, right?" he proposed generously.

"I know but...no, thank you, Cillian. I can manage on my own," you protested, your cheeks reddening slightly. "Besides, I am used to this now," you added, gesturing around the cramped quarters.

"It won't be easy, but I assure you, I can handle it," you assured him confidently, displaying strength and resilience.

You were grateful for Cillian's kindness but refused to depend on him, determined to forge your own path. "If you insist, then I will respect your wishes," Cillian conceded, acknowledging your stubbornness which was something that had drawn him to you in the first place.

"Thank you," you replied softly, gratitude swirling within you.

A brief silence ensued, the atmosphere thick with tension and anticipation. Neither of you dared break the silence, fearing that the wrong words might shatter the fragile equilibrium.

Cillian cast his gaze around the dimly lit room, pondering the situation. "We could take a walk and grab something to eat if you like," he suggested cautiously, eager to escape the confines of the cramped space. "I remember how much you like Chinese," he teased playfully, attempting to lighten the mood.

"I would love some food other than instant noodles," you admitted sheepishly as you gathered your belongings hastily, while Cillian attempted to conceal his amazement at your ability to pack everything into a single worn-out backpack. He couldn't imagine living in such conditions, and yet the admiration he felt for your perseverance grew stronger.

You grabbed your jacket and stepped into the chilly night air, the wind whipping your hair wildly around your face.

Cillian followed closely behind, his hands buried deep in his pockets. He kept his distance, giving you ample space to navigate the uneven cobblestone streets. As you walked together, the silence between you felt heavy with unspoken words and unresolved emotions.

"Are you feeling okay?" Cillian questioned tenderly, his eyes scanning your face carefully. Concern flickered across his features, and he reached out to touch your hand lightly. Your skin warmed beneath his fingertips, a subtle connection forming between you.

"Yes, I am," you answered honestly, turning your gaze away self-consciously.

"I have just been feeling a bit overwhelmed with everything that is happening in my life right now," you confided, placing your hand on your stomach protectively. The truth was, you were still undecided about whether to proceed with the termination, and the constant reminder of this tiny life growing inside you was overwhelming.

"That is understandable," Cillian murmured sympathetically, offering you moral support. "It's a lot to deal with, especially all at once. But I promise to be here for you, regardless of the outcome," he reassured you, his gentle touch conveying his sincerity.

You gazed at him gratefully, appreciative of his unwavering commitment. Even though your emotions were torn between resentment and affection, it was impossible to deny the depth of Cillian's compassion.

"I know it must sound strange, but I feel...

I feel like I can't breathe sometimes, like this is all happening to someone else," you confessed, your voice wavering slightly. "Like I am just watching myself fall apart," you continued, pausing briefly to catch your breath.

"I understand," Cillian consoled you, his grip tightening fractionally on your hand. "I have been there, you know, feeling like I was trapped in a relentless cycle of my own creation after Danielle, and I lost our first baby. I was so focused on my own grief that I didn't notice hers and it quickly drove us apart," he divulged candidly, recalling the darkest moments of his life.

"I am so sorry, Cillian" you whispered softly, your hand reflexively clasping his.

"Don't be," he replied, his grip firming around your fingers. "It's all in the past now. We are finally getting a divorce, which was something I put off for far too long. Besides, I wouldn't be here today if I hadn't gone through it all," he added optimistically, a faint smile flickering across his lips.

You glanced at him, his optimism infectious. His strength amazed you, inspiring you to embrace your own challenges and rise above whatever obstacles lay ahead.

"A few days ago, you asked me whether I would give evidence against Danielle, about the assault," you mused aloud, staring down at the cobblestones below. "I will do it," you declared resolutely, your jaw set firmly. "You need to be able to see Max and she shouldn't withhold him from you regardless of what happened," you added emphatically, your tone hardening noticeably.

Cillian's heart swelled with pride and gratitude, admiring your courage and tenacity. "Thank you," he murmured, squeezing your hand tightly. "I don't expect you to," he added, hesitant to burden you further.

"No, it's important," you insisted, your voice steady with conviction while Cillian stared at you blankly, marveling at your strength and resolve. "Are you sure?" he asked, seeking reassurance.

"Yes, I am," you affirmed, smiling weakly. "But you need to buy me dinner, because I am broke," you joked, playfully nudging Cillian's shoulder.

"Consider it done," Cillian promised, leading you towards a restaurant he knew in the area.

When you arrived at a small Chinese diner nestled between two larger establishments, the scent of authentic stir fry and dumplings filled the air. The neon sign outside buzzed, casting ominous shadows along the street. You exchanged uncertain glances before stepping inside.

Inside, the restaurant was bustling with patrons, a lively mix of locals and tourists enjoying a late supper. The hostess greeted Cillian warmly, her eyes widening upon spotting him. You felt a rush of embarrassment, wondering why everyone seemed to recognize him.

"Can we get a booth please?" Cillian requested politely, guiding you toward a corner table nestled amidst the din of laughter and clinking dishes. The hostess obliged, smiling warmly as she led you both to your desired seating area.

As you slid into the cozy booth seats, you admired the quaint charm of the restaurant and the eclectic mix of patrons milling about. You couldn't help but feel a sense of relief, knowing that you were safely tucked away from the majority of the crowd, which you knew was why Cillian had chosen this table. 

Soon after you were seated, you ordered your favorite dish, spicy fried rice and spring rolls, while Cillian ordered a variety of dishes to share, ensuring that you would enjoy the experience.

"Can you please not put any sprouts on any of these dishes?" Cillian requested politely, squirming slightly in his seat.

Confusion washed over your face. "I am sorry, but is there a reason why you dislike beansprouts?" you wondered curiously, genuinely perplexed.

"Oh, no...I like them. It's just that they are risky when you are pregnant. They sometimes carry listeria," Cillian clarified, his face scrunching up slightly. "You know, just in case you decide to keep the baby, there are some foods you shouldn't eat. I read it somewhere."

You paused, mulling over his words. "Well, then, I suppose we should avoid those," you chuckled nervously, exchanging a fleeting glance with Cillian.

The mention of the pregnancy stirred mixed emotions within you again, prompting a wave of discomfort. Yet, despite the turmoil brewing beneath the surface, you couldn't help but feel compelled by the notion of embracing this newfound potentiality.

"If I was to keep the baby, how would this work, between us?" you asked Cillian warily, trying to gauge his intentions.

Swallowing hard, Cillian shifted uneasily in his seat. "Well, I suppose that depends on what you want," he hedged cautiously, wanting to present a fair arrangement without jeopardizing your autonomy.

"I want to finish my studies and become a lawyer," you replied firmly, meeting his gaze head-on. "I need to focus on that and raising a child at the same time will be difficult," you explained, worry clouding your expression.

Cillian studied you intently, sensing the uncertainty behind your words. "I understand," he murmured, nodding slowly. "I truly do," he repeated, allowing himself a moment to gather his thoughts. "Let me propose something," he offered, his voice dropping to a whisper. "I will help you financially, however discreetly possible, until you graduate. I will buy you a house, for you and our child to live and, in return, you can let me be a part of our child's life. I can help look after the baby. You can work and study. Whatever you want to do. We can have a shared care arrangement in place," he proposed delicately but with determination burning in his eyes.

Your gaze drifted to the busy kitchen, watching the chefs whip up plates of delectable delights. The aromas wafting towards you stirred memories of your childhood spent cooking with your mother. You blinked back tears, yearning for a simpler time when life was less complicated. Swallowing hard, you turned your attention back to Cillian.

"Okay," you said, your voice barely audible amid the cacophony of the restaurant. "But, before I agree to anything, I need to clarify some things. First, you cannot buy me a house. That's too much and it wouldn't feel right," you argued fiercely, clutching your purse tightly.

Cillian shook his head vehemently, his gaze locked on yours. "Please, let me do this," he pleaded, his voice trembling slightly. "You cannot live the way you do with a child on the way," he implored earnestly, his blue eyes pleading with you.

"No, Cillian," you interrupted sternly, the corners of your mouth flattening into a thin line. "I refuse to be indebted to you. If I accept your offer, it will be on my terms."

"How about I buy the house on trust for our child, in my name, and you can pay the same amount of rent you are paying now, for the place you are living in," Cillian tried to compromise his initial proposal.

"That's more reasonable, I suppose," you agreed, your eyebrows arching upward.

"And where would you live?" you pressed, curious about the logistics of such an arrangement. Cillian hesitated, his gaze drifting to the candle flickering on the table.

"Nearby, I suppose," he muttered reluctantly, feeling the weight of responsibility bearing down on him. 

Your heart raced, your palms sweating with anxiety. "Alright," you agreed, swallowing hard. "But I will not stop working or studying," you stressed adamantly, raising your chin defiantly. "I want to make a life for myself and our child," you declared, your voice steadying.

Cillian smiled widely, relief washing over him. "I understand," he assured you sincerely before asking "so you will keep the baby?"

You deliberated silently. The decision weighed heavily on your shoulders, as the gravity of your choice bore down on you. This little life growing inside you was a force to be reckoned with, a tangible reminder of the consequences of your actions.

Finally, you met Cillian's gaze, determination reflecting in your eyes. "Yes, I will," you confirmed softly, your voice scarcely rising above a whisper just before Cillian's phone buzzed and he received a message from his sister.

"You are an idiot!" was all it said on the screen before, suddenly, a photograph popped up beneath it.

You glanced at Cillian who was staring at his phone incredulously, his face crinkling in disbelief, seeing that someone had snapped a photo of you, together, holding hands, before posting it on Twitter. 

Tags:

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[nenelonomh]

get addicted to real dopamine

TW: mention of self-harm

dopamine is a neurotransmitter that plays a significant role in our brain's reward system, associated with feelings of pleasure and satisfaction. it is released during enjoyable activities like eating, exercise, and social interactions, reinforcing behaviours that are essential for survival. however, the term "addiction" typically refers to compulsive engagement in rewarding stimuli despite adverse consequences.

some examples of these consequential behaviours include substance abuse, reckless driving, unsafe sex, self-harm, neglecting health, overeating, and poor financial decisions.

the best way to break free from such harmful behaviours is to replace your negative habits with positive ones. finding healthy alternatives that fulfil the same needs as harmful behaviour, and seeking professional help if needed

for further reading, click the links below. ray family therapy, breaking bad habits reimagine, understanding harmful habits: the psychology behind our actions

but that's not what this post is about. i just felt the need to touch on it, since it is a huge positive of being addicted to real dopamine.

to experience the positive effects of dopamine naturally, you can engage in activities that promote its healthy levels, such as:

regular exercise: physical activity is known to boost dopamine levels and improve mood. during exercise, especially when it's challenging yet achievable, the brain's reward centre, particularly the nucleus accumbens, releases dopamine. this release is part of the brain's reward system, which is being activated during pleasurable activities, reinforcing behaviours that are beneficial for survival and well-being.

the release of dopamine during exercise contributes to feelings of happiness and accomplishment (improved mood). it also contributes to enhanced memory, attention and problem-solving skills, stress reduction, and better motor performance.

balanced diet: dopamine is produced from amino acids, particularly tyrosine and phenylalanine, which are found in protein-rich foods. consuming a diet that includes adequate protein ensures that your body has the necessary building blocks to produce dopamine.

benefits of dopamine from a balanced diet include enhanced mood, improved cognitive function, increased motivation, and regulation of movement. dopamine is involved in the brain's reward system, which motivates us to repeat behaviours that are pleasurable or beneficial (increased motivation). it is important for motor control, so proper levels can help with coordination and movement.

adequate sleep: quality sleep is crucial for regulating neurotransmitter levels, including dopamine. it helps to maintain the sensitivity and function of dopamine receptors. sleep deprivation can lead to a decrease in dopamine D2 receptors, which are associated with arousal and reward.

dopamine is involved in regulating the circadian rhythm, our internal body clock that dictates when we feel awake and when we feel sleepy. adequate sleep helps keep this rhythm consistent, which in turn supports healthy dopamine levels.

adequate dopamine levels contribute to a state of alertness and wakefulness during the day. sufficient sleep can help regulate the stress response, which is partly mediated by dopamine.

mindfulness and meditation: these practices can increase dopamine levels and improve focus and concentration. additionally, they can enhance the efficiency of brain pathways that process sensory information, which may lead to increased dopamine release.

higher dopamine levels can lead to feelings of calmness and contentment, improving overall mood. regular mindfulness practice can help maintain a positive balance of neurotransmitters, including dopamine, which can reduce stress. by increasing dopamine, meditation can help regulate emotions, leading to better mental health outcomes.

learning new skills: the process of learning can increase dopamine production, as it's associated with reward and motivation. this reward system encourages the continuation of learning and skill development.

new experiences, such as learning new skills, can reset key brain circuits, enhancing the ability to learn and adapt to new situations. activating dopamine receipts through learning can lead to improved cognitive flexibility and the ability to switch between tasks or thoughts more easily.

also, releasing dopamine due to learning new skills contributes to a positive mood, making learning an enjoyable way to regulate emotions.

in summary, these operations can stimulate healthy dopamine release, which has so many positive benefits. it's a natural and rewarding way to promote personal growth and mental health.

for further reading on the topic of healthy dopamine release, see the links below: medical news today, how does dopamine affect the body? healthline, how does dopamine affect the body? very well health, what is dopamine? cdc, about adverse childhood experiences healthline, 10 best ways to increase dopamine levels naturally bbc, learn something new to boost your brain psychology today, dopamine's role in learning and memory

i hope today's post was helpful. ❤️ nene

(photo credit: pinterest)

[autisticempathydaemon]

Redactober 2024 Day Three

Prompt: Asher & Auction

Pairing: Asher/Bäbe

cw: Asher talking about tits like a twelve year old, light drinking leading to poor financial decisions /lh

“You’re the one who put the art auction on our itinerary!” Bäbe says with a laugh they hide behind their bidding paddle.

Available on AO3 here!

<- Prev Day | Next Day ->

“I want it,” Asher stage-whispers with a giggle that catches in his throat when his new spouse elbows him in the ribs. The family in front of them peek at them out the corner of their eyes, and Asher smiles brightly, waving off the commotion with a cough and sip of champagne.

“You just want it cause it’s boobs,” Bäbe actually whispers out the side of their mouth when the family turns back towards the auctioneer’s podium and the painting he’s displaying, a flurry of warm, sunny tones and paint strokes that could pass as a sunset if it were clearly not a pair of tits.

“Obviously- why else would I want it?”

“For, I don’t know, art’s sake? You’re the one who put the art auction on our itinerary!” Bäbe says with a laugh they hide behind their bidding paddle.

“I wanted to put an unlimited champagne fountain on the itinerary; this was the next best thing.” Asher tosses back the last of his glass, and sure enough a smartly dressed person is soon in his periphery with a tray and a new glass of fizzy, bubbly nectar. “Thank you!”

“We bought the All Access cruise passes, Asher; all our champagne is unlimited.”

“Unlimited but not free,” the beta says with a saucy wink, bright grin, and red felt paddle raised high in the air. “Hit me!” The auctioneer nods and points a confused finger in his direction, continuing their droning spiel pitch as Bäbe tugs his arm down.

“Asher Talbot, what are you doing?!”

“Bäbe Talbot, I’m getting us a little honeymoon souvenir! Won’t that be a hoot, like, in the bathroom or something?” he says lightly, taking another drink and tossing the paddle in the air with a playful flip. They take both away from him and are torn between scowling and laughing at the comically cute, wounded puppy look on his face.

“You want a 1200 dollar original painting as a souvenir to hang across the toilet?”

“It’s how much now?” Asher asks, barely audible over the bang of the gavel at the head of the room.

“Sold to the newlyweds in the back! Let’s get the happy couple another round of bubbly to celebrate, a belated wedding present from us.” As one of the gallery employees- now disquieting in their cheer and attention- struts their way with a tray of champagne and paperwork, Bäbe swats at the back of Asher’s thighs and growls remarkably well in his ear for an unempowered person.

“This wouldn’t have happened if we’d gone with my plan and played bingo.”

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about How to Pay off Debt

Understanding debt:

Let’s End This Damaging Misconception About Credit Cards

Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”

Dafuq Is Interest? And How Does It Work for the Forces of Darkness?

Investing Deathmatch: Paying off Debt vs. Investing in the Stock Market

How to Build Good Credit Without Going Into Debt

Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?

It’s More Expensive to Be Poor Than to Be Rich

Making Decisions Under Stress: The Siren Song of Chocolate Cake

How Mental Health Affects Your Finances

Paying off debt:

Kill Your Debt Faster with the Death by a Thousand Cuts Technique

Share My Horror: The World’s Worst Debt Visualization

The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche

The Debt-Killing Power of Rounding up Bills

A Dungeonmaster’s Guide to Defeating Debt

How to Pay Hospital Bills When You’re Flat Broke 

Ask the Bitches Pandemic Lightning Round: “What Do I Do If I Can’t Pay My Bills?” 

Slay Your Financial Vampires

Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?” 

Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt 

Student loan debt:

What We Talk About When We Talk About Student Loans

Ask the Bitches: “The Government Put Student Loans in Forbearance. Can I Stop Paying—or Is It a Trap?”

How to Pay for College without Selling Your Soul to the Devil

When (and How) to Try Refinancing or Consolidating Student Loans

Ask the Bitches: I Want to Move Out, but I Can’t Afford It. How Bad Would It Be to Take out Student Loans to Cover It?

Season 4, Episode 4: “I’m $100K in Student Loan Debt and I Think It Should Be Forgiven. Does This Make Me an Entitled Asshole?” 

The 2022 Student Loan Forgiveness FAQ You’ve Been Waiting For

2023 Student Loan Forgiveness Update: The Good, the Bad, and the Ugly 

Our Final Word on Student Loan Forgiveness 

Avoiding debt:

Ask Not How Much You Should Save, Ask How Much You Should Spend 

How to Make Any Financial Decision, No Matter How Tough, with Maximum Swag

Your Yearly Free Medical Care Checklist

Two-Ring Circus 

Status Symbols Are Pointless and Dumb 

Advice I Wish My Parents Gave Me When I Was 16 

On Emergency Fund Remorse… and Bacon Emergencies

Should You Increase Your Salary or Decrease Your Spending? 

Don’t Spend Money on Shit You Don’t Like, Fool

The Magically Frugal Power of Patience

The Only Advice You’ll Ever Need for a Cheap-Ass Wedding 

The Most Impactful Financial Decision I’ve Ever Made… and Why I Don’t Recommend It 

3 Times I Was Damn Grateful for My Emergency Fund (and Side Income) 

Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name 

Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick 

Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash? 

The Bitches vs. debt:

I Paid off My Student Loans Ahead of Schedule. Here’s How.

I Paid off My Student Loans. Now What?

Hurricane Debt Weakens to Tropical Storm Debt, but Experts Warn It’s Still Debt

The Real Story of How I Paid Off My Mortgage Early in 4 Years

Case Study: Swimming Upstream against Unemployment, Exhaustion, and $2,750 a Month in Unproductive Spending 

That’s all for now! We try to update these masterposts periodically, so check back for more in… a couple… months??? Maybe????

[xoxomoonlightxoxo]

Don't Get Attached | Drabble Series

"We're still on break, got it?"

“Y/n?” a female voice is muffled by the sound of the music outside. Fixing my curls, I tighten the strap of my two-piece before turning to Yoona, the host of the nightclub I’m currently working at. Very odd pairing, I know, I’m still not sure how I got the job, but it’s quick money, right? It’s only been a few weeks since I started, but I still cringe over the idea of satisfying the male gaze, so, I try to numb that part of my consciousness at work. As far as I’m concerned, this is temporary, just until I can pay off my mom’s hospital bills. She was diagnosed with Diabetes a month ago and had to be hospitalized for treatment, which unfortunately, as with everything in this capitalistic world was not free. 

Cut scene to the present time, I’ve learned to somewhat navigate this nightlife business, learning a few tips and tricks from the other girls, who are way older than me but are also struggling financially. I guess we are all just trauma-bonded in the end. To be quite frank, money wasn’t the only thing that fueled this decision of mine. Today also marks a month since Jungkook and I decided to take a break from our relationship. Nothing really happened aside from the fact that I was stood up and caught him with another girl, the usual plot, right? Anyway, I think this job came to me as a source of distraction, dissociating myself from reality until the thoughts in my head outscream the DJ at the front. Why didn’t we just break up, altogether? Fair question. Well, based on Jungkook’s words, he was meant to “change” over this period of separation and supposedly “can’t bear to lose me”, or something like that.  We’ll see, he’ll either be my everything or yet another lesson. 

“Someone is here for you. They’ve booked out a VIP room?” Yoona sounds and looks unsure, resting her head on the door frame before letting out a deep sigh. 

“Who? Is it Mark? I told the security not to let him in anymore,” I say almost irritated by the mere thought of that man. Ugh, he was the epitome of a manchild, always whining and demanding everything to go his way. I’m sorry, but my dignity will not be negotiated over money. I would rather die poor than have someone walk all over me because they can. 

“I’m not sure, I’m sorry. It’s so busy out there, you know with Valentine's Day and all,” she sighs, rubbing her temples. Oh, right. It’s also my first Valentine's without Jungkook in about two years. Just more fuel to the fire, I guess. 

“That’s okay Yoona, thanks for letting me know,” I reassure her with a soft smile, taking a deep breath before heading out. She wasn’t lying, the club is full to the brim. Every corner is occupied by a man with a stack of dollar bills in his hands, surrounded by bottles of champagne and naked bodies. 

Knock Knock Knock 

“Hello … what? What are you doing here, Jeon?” I almost yelp, jumping from the sight of his rested form on the velvet couch. Those naked bodies that I mentioned before, well, turns out I wasn’t an exception, covered in nothing but a lacey two-piece bedazzled with fake rhinestones. So, you could imagine the panic in my eyes, as I tried to pathetically hide behind a nearby curtain. Technically, it’s nothing he hasn’t seen already, but now it’s different. 

“I don’t know, what do people usually come here to do?” Jungkook grins, stretching his body before resting his head on his tattooed hand. 

“How did you find me?” I snap, still behind the curtain, too ashamed to come out. 

“Does it really matter if I’m already here?” there is a distinct hint of lure in his tone as his eyes focus on my furrowed expression. 

“Stop playing. I told you we needed a break,” I snap again, only this time with my body fully exposed to his visual field. Crossing my arms over my chest, I walk towards him, determined to prove that I in fact am not flustered by his presence. 

“I am on a break … and it’s pretty relaxing so far if I say so myself,” Jungkook grins, eyeing me up and down before leaning his arms on his knees, moving in closer. 

“Well, I’m not dancing for you if that’s what you want,” I scoff, rolling my eyes at his teasing sense of humour. 

“That’s okay, I don’t want you to dance,” he reassures with a soft smile, except nothing about him or this situation is soft. Suffocating at best. 

“Then what exactly do you want?” 

“Sit on my lap, y/n, and we’ll see what happens next,” he says hushedly, hooded gaze looking up at my scattering eyes as his hands trace up my thighs. 

“Fuck off Jungkook,” I try to walk away until his grasp on my arm tightens, pulling me back onto his lap. Now, inches away from each other, there is virtually no air to breathe. 

“Careful love, you know I only ask nicely once,” he whispers into my ear, softly nibbling on the skin before looking back at my flushed face.  

“Let me go, Koo,” I insist with my gaze still lowered as I try to push myself out of his grip. 

“Mhmm … Koo. I missed your voice. Say it again, y/n,” Jungkook pleads softly, leaning his head closer to meet my eyes. “Please?” he adds, caressing my red cheek with the back of his hand. Feeling my chest heave up, it’s hard to breathe. Unable to break out of his possession, there isn’t much I can do but give in to his desires. 

“Koo?” I say softly, innocent eyes looking up at his darkened orbs as his fingertips traced my lips.  

“Good girl, aren’t you?” he grins with a sly wink, before nuzzling his face into my neck, hugging my form tighter than before. Feeling his hot breath on my skin, I can’t help but succumb to the adrenaline and panic running through my veins. 

“I have to go,” I stutter abruptly, moving his face up to mine. Searching his eyes, there is an evident sense of emptiness behind them. Sadness even. 

“Please stay, y/n. You must be tired, let me take care of you,” he pleads into my palms, placing a soft kiss on the tip of my index finger which was covered by a bandaid. And, although I knew I would regret it later, I stayed. 

“Okay,” I whisper, straddling his thighs as my legs go numb at this point. Nibbling on my lips, I watched as he pulled out a black ribbon out of his jean jacket. 

“May I?” he asks innocently. 

“Oh, do I have a choice?” I chuckle at the way that innocent smile of his quickly turned into a sly grin. Tucking a few curls behind my ear, Jungkook leans closer before tying the ribbon over my eyes, gentle with his touch. Giving up yet another sense to his possession, I feel the panic rush in again. 

“Wait!” I snap abruptly, gripping his arms. “Whatever you do … this doesn’t mean anything. We’re still on a break, got it?�� I try to convince both of us, before finally giving in. 

“Of course, whatever you say y/n,” Jungkook whispers into a needy kiss, nibbling on my bottom lip as his hands unclasp the bedazzled bra. Feeling his kisses go down to my neck, purple hues of desire begin to mark my skin. One thing is for sure, our lust for each other has been desperately fueling the whole of that break. And, as I hesitate to touch him, Jungkook senses my tension before placing my hands on his exposed chest, gliding them up and down his defined abs. 

“It’s still all yours, baby,” he whispers into my ear, laying me down on the velvet couch. Alarmed by the cracking sound in the background, my chest heaves up in suspense before a cold sensation hits my consciousness. Gliding an ice cube down my stomach, Jungkook’s hooded eyes watch in satisfaction as my back arches from the feeling. Licking the trail of melting water, he sucks on the soft skin, leaving a few love bites behind that turn me into a whimpering mess. 

“Koo,” I whine, reaching out to feel his arms. That is until a yelp escapes my parted lips as he glides the melting ice cube under my panties, which are already wet. With my chest heaving up, there was no time to even protest as his grip on my thighs tightened, moving me closer to him. 

“I’ll warm you up, baby,” Jungkook reassures with a raspy tone, helping me take off the lacey fabric before putting it in his pocket. Leaving a trail of kisses up my thighs, he stopped by my throbbing core which was now hot and cold at the same time. 

“Hi, gorgeous,” he grins.

Don't Get Attached Masterlist

[kimlerde]

Booking market

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