#and it’s a 50 mile drive

[himblebo]

Ooh a hands-going-numb anxiety attack we haven’t done one of those in a minute

[125storejuice]

Oh man does anyone else here experience extreme road rage when people do stupid shit that endangers people's lives for literally no reason other than they want to go faster????

[phagodyke]

genuinely so devastating to finish my flcl rewatch and pull up the tumblr tag confident that everyone else is also down cataclysmic for haruko and posting abt it but *crickets*

[cowsaresushi-coral]

if i don't get a car by next month, i'm going to lose my fucking mind

[punkrockisafulltimejob]

Ah yes, two and a half years later and I'm still seeing things that trigger memories about my ex partner that infuriate me

[setaflow]

"Hell doesn't exist--" wrong. Hell is located here. Hope this helps! 😘 🥰 ❤️

[beingatoaster]

Google Maps was taunting me all day long with "you could be home by 9! by 10! by 11! before midnight!" even though, with the number of rest stops I have to make, I wouldn't make it until 2 or 3 and I wouldn't manage it anyway. :< I've gotten a better handle on the fatigue in the past couple months, but that just means that I can do, basically, a regular day--I do not have any reserves, and thus I physically cannot push myself even a little extra. I can't even do an "I'll pay for it later," it's just not there at all to be pushed in the first place. Not even to drive an extra four hours to see my cat tonight instead of tomorrow.... :<

[lilnasxvevo]

I get my paper pay stub the day before my paycheck actually hits my bank account so I like ripping it open right when I get it to see how much money I get tomorrow

[ialpiriel]

spending the next calendar week packing up as much of my life as i can in preparation to make a 300 mile move

sunday is going to be Perogy Day

[flange5]

lol deja vu

I am, again, trapped by a car breakdown in rural PA.

This time, no cats with me, and only 4 hours from home.

Tomorrow is the last day of classes and I have office hours (Zoom) in a half hour.

[pennaraptor]

getting his wellness check today :) i have to try giving him meloxicam again for his foot joints Sigh.

he was very well behaved at the vet tho, and he didnt even have to get grabbed so he was content to hang out and preen on the vet's hand

[danceundersparklinglights]

did i ever tell you guys that my baby was nearly 10 lbs and i delivered less than two hours after the first contraction

[flintgirl]

people who commute daily in LA are insane. driving any time even close to rush hour makes me homicidal

[corollarytower]

I see a line of thinking for each of these.

The first argument is one that focuses on overall value. $1,000 per day is about equivalent to $365,000 per year. You might think that if you have another 30 years in you that this would eventually add up to more money, but not necessarily! You have to consider the Time Value of Money (TVM). An investment of $P yields an annual return of i*P=X, where i is the annual interest. typical APR ranges from a few percent to 10 percent after tax, so lets assume you pick a low fee mutual fund and get 8% consistently. that means you can calculate the value of $365,000/year as P=X/i=$365000/.08=$4,562,500. The value of the payments till the end of time is equal to about 4.5 million dollars today. This ignores the risk of your eventual death. By this line of reasoning, get the cash today.

The other line of argument is one of certainty. Do you feel confident that someone won't talk you into putting a million dollars into the equivalent of crypto twenty years from now? What about your own risk of buying a liiiiittle too much year after year and eventually running out? You could hire someone to manage it for you, but that turns into a question of how much you trust your financial advisor, who (in the US) is often not required to keep your best interest in mind when managing your investments. A thousand dollar daily annuity, assuming that it is something you can reliably count on forever, would be able to put those fears to bed.

Financial stuff involves judgement calls like this all the time. What's your tolerance for risk? Your capacity for self control? Would giving a portion of the lump sum to friends and family strengthen or strain your support network? In a world where right wingers are constantly trying to tear down the social safety net, it's valuable to plan for your own financial self-sufficiency, whether that's for an individual or a community.

Explain your reasoning plzzz

[hafwen]

My husbands brain is fired which is unsurprising since he drove the same 25 miles one way 3 times

[csevet-aisava]

California is not a real state