#and beating someone until theyre disabled
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You all do know that Jean like Harry and wants him to get better, right? Like, this isn't just a bit for you. Right????
#disco elysium#jean vicquemare#been seeing way way way too much jean hate on my dash And I Am Not For It#i get you play harry so youre sympathetic to him and hate jean cause he acts bitter and resentful to harry#but stop and think for a moment WHY jean is so bitter#doesnt matter how mentally ill or addicted a person is them screaming all the time about how youre a worthless person#and beating someone until theyre disabled#wears on you#doesnt matter that harry might be different now for jean that was his partner just the other day#AND HE STILL TRIES TO MAKE AMMENDS!!!!#and not believing harrys amnesia: do you know how rare it is to actually get amnesia???#to jean it just looks like harry's lying to get out of the consequences of his actions#and when jean brings up his depression its literally just in passing not saying he cant do his job because hes depressed
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i have decided i am now going to blow up your inbox bc i csn iām sorry codi focnnf
b u t!! anyway iām going to rambling abt my new dad for all au [whixh was the au i sent you that ask abt]
alrighty so all might is now midoriyaās dad. thatās a thing. i like to think that inko and toshinori were high school sweethearts who broke up after graduation but met again when all might was called to recuse some hostages and inko was one of them!! anywho all might recuses her, they go on a coffee date, realize theyāre still in love and start again
they get married and have izuku, who keeps inkoās maiden name [midoriya is now inkoās maiden name bc i do what i want]. heās the cutest baby who has inkoās green hair, but has one blue and one green eye! [these are /important/] inko and all might talk abt maybe giving izuku all for one when heās older, but they decide against it bc they donāt know if heāll have a quirk or not
spoiler!! bitch baby has a quirk!! he gets a quirk thatās so much different than inkoās quirk and !!! ahhh!!! the basic explanation is that all mightās all of one genes mixed and then ācorruptāļæ¼ inkoās like 3 generation quirk-having genes or smth and izu has a very, very complex quirk now. itās called astron, and astron allows him to fucking astral project into the center of the university and shit chxnc
astron works two different ways: using his blue eye he can project other people into his own personal astral plane and do whatever he wants. while the personās physical body is still where it was, their mind is in the astral plane. if he uses his green eye, he can project himself to his astral plane and fuck around without consequences!!
[thereās an untold third ability of astron using both of his eyes, but izuku tried doing that when he first got his quirk and immediately fell into a coma for like a month? it was bad and his mind couldnāt handle the stress and dipped lol]
ANYWAY, izuku grows up with a bomb ass quirk and still has his kacchan with him thru his childhood so things are a lot different than canon? the wonder duo are little shitheads together and i love them, they wreck havoc and i love them
i have more ideas for this story but this is all i have for now, codi this is so long iām sorry iām blowing up ur inbox š„ŗš
me opening my askbox and seeing the length of this au: holy shit
me reading the actual whole au: HOLY SHIT
AJ I LOVE THIS HIGHKEY!!! I LOVE THE IDEA OF OP DEKU W A FUCKED UP QUIRK JUST TERRIFYING EVERYONE HE COMES ACROSS!!!! heterochromia is SO so good as a character design element and i LOVE THE WAY THIS IS IMPLEMENTED YELLS. I WANNA DRAW THIS SO BAD!!! THIS LOOKS SO COOL
(serious writing/plot below - blood and vomit mention)
oh god and now im imagining deku like. being this extremely feral and annoying lil shit whos extremely powerful and now bakugous got someone on his level so hes a lot more humble as hes growing up but also him and deku are the?? BESTEST OF FRIENDS. and i imagine when bakugou is being a little shit deku just. astral projects him out of his body for a while and apologizes to whoever kacchan yelled at LMFAO---bakugou comes back to his body and is all likeĀ ā....fucks sake stop doing thatā
AND THEN omfgkjfds imagine morally grey deku who does whatever he can to win?? he knew he wouldnt get into UAs hero course fair and square (all might offered him a recommendation but he declined because he wanted to get there on his own with kacchan) because robots didnt have souls he could astral project so he practices his quirks limits like YEARS prior and he tells bakugou about it but never rlly shows him but on the day of the entrance exam?
he shows up. everything goes as normal and he finishes the written exams and then moves on to the practical exam (still seperated from kacchan like in canon) and like. Every one goes dashing forward and deku doesnt really try to beat anyone. He waits until theyre all in the center engaging with robots when he walks to the center of the room.
and he sees the zero pointer in the distance.
āTHE ZERO-POINTERāS HERE!ā He yells and points at the giganticĀ mech heading their way. All at once everyoneās heads whip up to catch sight of the robot, enraptured by its sheer size and power.Ā
As they all look to one direction, Deku makes eye contact with them and smiles.
All at once, every single participant in the area goes limp. Astron throws their souls into the astral plane with little fanfare and everyone watches in awe and annoyance as their bodies uselessly crumple to the ground from the outside. The green-haired boy is suddenly given free reigns of the arena and they seetheĀ as one by one he deactivates or disables robots that were once under their purview.
(What some of the smarter ones notice however, is the way he seems to be leaving some stray 3 pointers untouched... almost as if he was doing the calculations in his head as he goes... on how to ensure the number one spot while others can still score points...?)
One by one however, they start struggling and reaching to reconnect with their bodies. Their gleaming bright souls bob up and down with frenzied energy and Deku feels it. He feels it like itches on his skin and goosebumps that turn into hills that dance up and down his back. He feels it like he feels his limit reaching.
Its still around 10 minutes though before he actually loses control and everyone comes back to their bodies. His quirk times out and almost like its angry, the astral plane takes his body in exchange for the dozens he kept in there. He gets sucked through and passes out while everyone else runs and destroys the remaining bots. It doesnāt matter though, because he knows heās racked up enough points to stay on top. He lets himself rest and observes the blue-haired tall guy with engines who contemplates carrying Dekuās body to safety.
Until, he sees her.
Just under some rubble and veryĀ close to getting crushed by the Zero-Pointerās foot, Deku spots a brown-haired young girl that he recalls has some kind of floating quirk. He sees as everyone runs past her, prioritizing their own safety instead of hers.
He makes a decision.
Quickly--recklessly, a familiar gruff voice says in his ear--he forces himself back into his body and looks around. He runs to the girl and attempts to dig her out from the rubble before she gets crushed. The robot comes ever closer.
Using the little strength and flexibility heās learnt from years of sparring with Kacchan, Deku abandons her in favor of climbing up the broken concrete and metal to meet the robotās visor. He knows he wonāt save her by digging her out of there, but by god is he gonna let her get injured without a fight. These robots werenāt designed to kill, but they were designed to destroy.
Focus. Focus and listen to whatās around you, Izu-kun.
The world around him reduces to tunnel-vision and suddenly Deku is face to face with the Zero-Pointer. It stops, as if calculating how to discard of Deku without hurting him severely with its own strength.
Everything has life in it. You only need to focus and look for it.
Izuku Midoriya looks at the robot.
In a whirlwind of blue and green, he reaches inside of himself and searches for life. Cold steel and hard-wired code meet his gaze and he plunges even deeper.Ā
Focus.
Then all at once, everything in his visions snaps into sudden clarity, like heās never seen before. He feels everything. Sees Everything. Smells, tastes, hears--and he hears how the metal beneath him bends and groans. He feels how it winces and shudders. He sees it as it opens its maw and its visor bends in a facsimile of eyes, pleading him as if asking how?
The robot beneath him comes to life and stumbles back.
Quickly, he scrambles to the nearest ledge which happens to be a broken support beam. Distantly, he thinks he feels his arm being sliced open on the edge of it and the warmth of blood streaming down his side as he nearly falls.Ā
āHEY! YOU WITH THE ENGINES!ā He hoarsely screams to the still remaining, slack-jawed contestants.Ā āI CANāT KEEP THE ZERO POINTER DOWN FOR LONG! GO HELP THE GIRL AND TAKE HER TO SAFETY NOW!ā
With a sudden burst of energy, the fellow participants start taking others out from the rubble while the blue-haired boy helps the brunette he was protecting earlier. As he watches them clear the rubble to drag her out, he feels a pang.
Who am I?Ā a lost voice calls out. Itās raspy and almost-robotic sounding and only he can hear it.Ā Where am I? WhatĀ am I?
And Dekuās vision flickers.
In and out, he sees flashes through eyes that arenāt his. He hears voices that are simultaneously faraway and way too close for comfort. The world tugs at the sides of his perspective and a strain is pulling at the back of his head tearing his brain to shreds. He doesnāt know what heās focusing or straining on, except that its working and keeping the zero-pointer down.
He grits his teeth.Ā āHurry the hell up! i canāt do this any longer--ā
Bursts of pain appear behind his mismatched eyes and he wants to scream so bad and if he were looking any clearer heād see the way that the zero-pointer thrashes on the ground in time with the pounding on his skull. Bile crawls up the back of his throat and Deku screams.
āSHEāS CLEAR! YOU CAN LET GO NOW, MIDORIYA-SAN.ā
Izuku lets go and his vision goes black.
#ASKDZVJFXKS OK THIS TOOK.#A LOT LONGER THAN INTENDED#ok so gthis has plot now and now im thinking of. writing this actually#i love this au so much thank u aj i hOPE YOU DONT MIND THAT I WROTE FOR IT??? im sO SORRY??#anyway have more of my writing its unedited and garbage\#asks#yeets your boy#collisioncomrades#bnha#boku no hero academia#mha#my hero academia#deku#izuku midoriya#midoriya izuku#long post#cw long post#long post cw
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Modern AU where the Dragon Rider gang are at Disneyland Paris
(Yes Iām writing this because Iām at Disneyland Paris)
The first day in the park, just after theyāve gotten off the Eurostar, everyone immediately wants to do different things. In the end, Hiccup decides theyāll tackle the smaller park first since itās already 3pm.
Itās ultimately decided that itās NOT a good idea to split up - there are lots of people and Hiccup doesnāt want to lose anyone...especially not the twins, who already look like they want to start mischief.
Most of the gang want to go on the big rides, with Snotlout bragging that heās not afraid of any of them. However, the minute heās in place for the RockānāRollercoaster, he starts to panic. Everyone else is whooping and cheering - Snotlout feels slightly sick.
Astrid is a definite thrill seeker and goes on every single ride. She smiles and laughs when Hiccup panics and asks her to hold his hand on some of them, but she does it anyway.
Hiccup and Astrid sit on most of the rides together, as do the twins. Fishlegs isnāt a fan of the big rides so he offers to stay with their stuff and wait - though Hiccup and Astrid make him try some of the less intense ones anyway. He has more fun than he thought he would.
They all invest in Disney hats/headwear, of course. Ruffnut and Tuffnut find the most bizarre, crazy Mickey ears they can find, plus the massive white Mickey and Minnie gloves. Snotlout opts for the Mickey Sorcerer Hat. Fishlegs gets a plain pair of Mickey ears, gushing with excitement. Astrid wears a pair of āunlock the funā Minnie ears; Hiccup wears a Disneyland Paris baseball cap, not wanting to be extravagant. Astrid rolls her eyes and later convinces him to also buy a pair of Mickey ears so that they match in photos.
They explore the main park on the second day, and theyre all in awe of the castle (though Snotlout pretends heās not)
They head to Frontierland first, going on the Thunder Mountain ride. They all enjoy it, and the twins spend ten minutes laughing at everyoneās photos afterwards.
Snotlout makes a fuss about being paired with Fishlegs on some of the rides where itās two per row at first, but secretly heās glad not to be on his own since he ends up getting dizzy or terrified on some of them.
Hiccupās metal leg causes some issues with some of the rides because the staff are concerned it counts as a loose article and might fall off. He assures them that itās securely attached to his leg, rather hurriedly when Astrid looks like sheās going to get mad at the staff.
Much to his chagrin, Hiccup also has to take his leg off every time they go through security to get into the parks; it sets off the metal detectors, so he has to take it off and hop through uneasily. The first time, Astrid tries to help him but the security told her off because only one person can go through it at a time.
They later find out that thereās an entrance for disabled guests, though Hiccup doesnāt like to think of himself as disabled. All of the others repeatedly tell him to just use it so he can avoid being caught out by the metal detector.
The twins are the ones who bring up meet and greets, which Fishlegs agrees with enthusiastically. Hiccup tells everyone that they all pick at least one character - that way, everyone gets to choose what they like/want. Everyone poses with each character.
Tuffnut wants to meet Peter Pan, and everyone is bemused when Tuff and Peter spend five minutes making ācock a doodle doo!ā noises together. Ruffnut chooses Chip and Dale for obvious reasons; everyone laughs afterwards, voting which Thorston is Chip and which is Dale. Fishlegs votes to meet Mickey, saying that you canāt beat a classic. Snotlout complains at first that itās for kids - but then he sees that Darth Vader does a meet and greet, and he gets excited. Astrid chooses to meet Woody and Jessie at their greet, and even though the characters canāt talk, she still beams happily when Jessie gestures to her braid in admiration. Hiccup struggles to choose at first, not sure if thereās actually a character heād like to meet - heās just happy that his friends and girlfriend are having the time of their lives. Theyāre walking to Discoveryland when they see Stitch do impromptu meets - and he goes for it. They all enjoy every meet and greet they go to, even Snotlout.
For some reason, Hiccup finds himself quite taken with Stitch - somehow, he reminds him of his dog Toothless (yes this is a reference to how HTTYD and Lilo + Stitch were created by the same people). Astrid fondly teases him for buying a small Stitch plush later during the holiday, but then kisses his cheek and buys the matching Angel one. (The others tease them both until Astrid glares at them threateningly)
They all end up with toys despite the fact theyāre not little kids. Hiccup obviously has his little Stitch to keep him company; Astrid has the matching purple-pink Angel one as well as a tiny version of the Cheshire Cat. Fishlegs geeks out over the Star Wars merchandise, buying himself a plush Yoda. Snotlout buys himself a mini Sorcerer Mickey to match his hat. The twins buy Chip and Dale, of course, and then splash out on other toys; Tuff gets a Mickey, Donald, and an ā¬80 Simba that he can hardly carry, whilst Ruff gets herself a Minnie, Daisy and Little Green Alien from Toy Story.
Astrid manages to talk the whole gang into going on the Hyperspace Mountain ride. By the end of it, nearly all of them are crying. Snotlout has nearly crapped himself, Fishlegs is shaking as he clambers off the ride, the twins are speechless. Hiccup stands, swerves, and has to have Astrid help him off because his legs feel too weak to function. He nearly gags, his stomach turning uncomfortably and his lunch rising back up. Astrid is the only one wanting to do it again.
āCome on, itās fun, babe!ā āAstrid...I love you but I am NOT doing that again! I like my breakfast being inside me, thank you very much!ā
In the gift shop after the Star Tours attraction, Hiccup and Fishlegs both geek out over Star Wars merchandise whilst everyone else looks a bit baffled and amused.
The first day in the main park, they donāt realize that thereās a parade and miss it completely. The second day, they end up at the back very far away and unable to see much other than the top of the floats. Finally, Astrid orders everyone to sit their asses on the curb a whole hour before the parade and they wait in the heat for it to start. Most of them are glad just to sit down since thereās been a lot of walking, waiting and standing around. Hiccup accidentally freaks a few kids out when he takes off his leg to massage his sore stump.
They watch the Disney Illuminations on their last night - having learnt from the parade debacle, they have dinner and end up waiting in a good spot for three hours for the show to start. It pays off when theyāre all left in awe. Everyone whoops and cheers at the Pirates, Lion King and Star Wars sequences especially, āoohāing and āawwā ing at the fireworks and lasers.
As the show draws to a close, Hiccup puts an arm around Astrid, and she lays a head on his shoulder. Neither of them say anything, they just enjoy the moment whilst it lasts.
Leaving the park immediately after the Illuminations, however, is not so fun. Thousands of people trying to rush for buses, pushing and shoving each other...itās sheer luck that none of them lose each other in the crowds. Someoneās foot accidentally catches Hiccupās prosthetic and he nearly falls flat on his face, much to his embarrassment.
Snotlout and twins end up with serious sunburn from not wearing sun cream. In the end, Astrid forces them to do it before they leave the hotel each morning.
They all go on the Twilight tower of terror - Astrid, Hiccup and Fishlegs are in the front three seats on the left, Snotlout and the twins on the right three front seats. All of them whoop and scream at the drop, nearly flying out of their seats. Hiccup enjoys it because for a second, as theyāre falling, he feels alive and like he actually is flying.
Theyāre all really sad to leave, and agree that they have to come again at some point in the near future - together, of course, because half of the fun is down to the people youāre with.
Trying to get through customs/security on the way home with a Simba plush as tall as he is causes Tuff a slight problem - itās too big to fit on the baggage conveyor belt, so they have to scan it with the wands and have him carry it through separately.
Astrid sets off the metal detector at security because sheās been pin collecting/trading, using a Peter Pan lanyard. She has about 20 different pins on her.
Hiccup is so exhausted that he falls asleep on the train, head against the window as he snores softly. Astrid, who is next to him, smiles and simply brushes the hair from his face fondly. He deserves a rest after making sure all of them had the best holiday, she decides - the reason itās been so successful is mostly down to Hiccup keeping them all organized and planning the day ahead during breakfast. Their holiday could have sucked hard (definitely would have sucked for Astrid) if not for Hiccup keeping the group safe the whole time)
#httyd#how to train your dragon#hiccup horrendous haddock iii#hiccup haddock#astrid hofferson#hiccstrid#snotlout jorgenson#ruffnut thorston#tuffnut thorston#fishlegs ingerman#disneyland#modern au#how to train your dragon 3#httyd 3#httyd 2#how to train your dragon 2
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"Autistic People are so pure/innocent/naive/angels uwu" Twitter Edition: Part 1:
So because I'm intrigued by the connection between autism and people thinking we're naive, I was looking it up on Twitter and came across this string of tweets:
"Doesn't joking about a disability suggest that you are unaware that autism is a serious topic, autistic people are also naive about Serious topics as they don't understand right and wrong as well as the rest of us"
And just found this one:
"my son has autism he's 16 he so wants a gf hes got bags of confidence but so naive dont want girls takin advantage. of him #TheUndateables"
And here's another (CW: Mental ages):
"My brother is a fourteen year old child with a mental age of eight as he suffers from autism and ADHD. He's naive. He's trustworthy."
Oh hey, I searched "Autistic people are so pure" on Twitter.
"Autistic people are so pure we donāt deserve to have them"
"Man autistic people are so pure"
"Autistic kids or people are so pure and they really are a blessing. I learned about my uncle late but damn he's so smart I had no idea š"
"I been taking cooking lessons from one of the guys I support at the care home I work in. Walahi autistic peopleās souls are so pure and clean , makes me see the good in the world"
And then "Autistic people are so innocent"
"Autistic people are honestly the most sweetest and innocent beings there are. I feel bad for kids who make fun of them. so selfish"
"Autistic people are so innocent."
"There is something just so uniquely beautiful about Down syndrome and autistic people. Their souls are so innocent and free from sin."
"autistic people are amazing. So innocent and sweet. You're lucky to have one in your life."
"Went trampolining with the guy I support, Walahi autistic people are too pure itās heartwarming"
"Bless this tweet. Autistic people are the kindest, smartest, & most innocent beings I have ever met. They need more attention"
Probably a response towards something to do with a mass killing and how the killer is probably autistic:
"There's no way those people are autistic, people with autism are innocent and intelligent. They're neither."
"Some autistic people get to live their whole lives innocent and curious like children. Maybe it's not us who are the lucky ones"
"autistic children are some of the most brilliant, innocent, beautiful and interesting people you'll ever meet."
"In all of this, only the Autistic are innocent, since their problems make it hard for them to understand other people's rights." (Is that so, you ableist fedora?)
"Yes my daughter has worked with autistic children for the last 4 years and they are the most innocent lovely people.Hope they geytcaught:-))"
"Especially as autistic people are the gentlest, most honest and innocent people in the world."
"-- aww... autistic people are soooo adorable and innocent. its ridiculous." (Oh hun. I believe it is YOU who are the innocent and naive one here.)
"Autistic people are artistic Angels." (NTs and allistics really love their blanket statements, don't they?)
"autistic people are lowkey guardian angels."
"I don't understand why people say "you're a f-tard" like you're seriously going to hell autistic children are perfection and little angels"
"I think autistic people are angels sent from heaven"
"i swear to God if people wanna mess around w my brother...man...autistic kids are angels. that sure ain't gone fly w my fam. https://t.co/c8tvxGUjtI"
"I love Undateables, autistic people are so cute. Get dead excited when someone offers to take them on a date, aw it's adorable."
"I think autistic people are so adorable."
"Autistic people are so adorable ngl, I want to stick them in my pocket"
"Autistic people are fucking adorable. And amazing. And they deserve to have my love. I love you all!:)"
"Is it just me or are older autistic people adorable as fuck"
"Autistic people are so adorable omfg. The smallest things make them so excited. I need that type of mentality."
"OMFG why are autistic people so adorable!!?!? I love them because they always seem happy and just oblivious to all the bad things" (Ew.)
"I seriously think autistic children are the sweetest people ever. They're absolutely adorable."
"I think autistic people and kids are adorable and so loving."
"Autistic people are SO adorable"
"Autistic people are adorable. I want to help people when i get older !"
"Hae hug Riri? [Aaaaawwww~ *dies of cuteness* Autistic and mentally disabled people are always adorable~]"
"personally I think autistic people are adorable!"
"Autistic people are adorable<3 but I feel really bad for them:("
"We aren't idiots. We know how precious autistic people are.! Britney is so adorable."
"autistic people are adorable, want to hug them:-("
"Awww autistic people are so cute and adorable!!ī"
"autistic people are so cute šš"
"Autistic people are so cute cause it's like when they're in love you can actually see it"
"idk why some people laugh at autistic people, but for me they are vv cute AGhH"
"@ any autie / autistic people, from your addy bro, i love u y'all are so cute and smart and make me smile"
"People with autism are just so cute haha i miss my old autistic best friend :("
"Autistic people are literally so cute and they're super nice and I hate when people make fun of them like they're just tryna be happy man" (k the last part of this tweet I can get behind)
"aww I just had my last day at helping out at this autistic school- the people there are so cute and polite and fab! :)"
"But like autistic people are so freaking cute šš"
"Autistic people are cute. Why would you beat them up? They're harmless."
"WHY ARE PEOPLE TREATING AUTISTIC PEOPLE BADLY THEIR SO CUTE AND SMART"
"Disabled/autistic people literally make me the happiest person. They are so damn cute!!! ššš"
"These autistic people are so cute lol"
"i just have this soft spot for autistic kids, i love them. they are so cute and just deserve the best man. they're genius people."
"autistic people are cute but i feel sorry for them and their care givers"
"autistic people are cute as hell. I love them soooo"
"The autistic people at my school are so cuteāŗļøā¤ļø"
"All the autistic people on the #undateables are so bloody cute! Munch ššš" (WTF is the Undateables?)
"autistic people in general are so cute"
"Autistic people are so cute... I dunno. Just wanna take care of them their whole lives."
"I think autistic people are really nice and cuteš"
"I wanna join the best buddies club bc autistic people are so cute and some of them have more talent than me"
"Autistic people are so cute! And they L O V E to dance"
"Autistic people are sooo cute omg I can't even"
Here's a comeback to that rhetoric:
"a neurotypical person: autistic people are so innocent
"me, an autistic person: ssss daddy tie me up"
And another:
"neurotypical: autistic people are so sweet! theyre just like innocent children
"me, an autistic person: fist my asshole until i fucking bleed"
This is a response to all of the shit that's being done to us by NTs that's reported on the news, but still uses the same rhetoric:
"Autistic people are so innocent. What the actual fuck is wrong with people in this world. This disgusts me http://t.co/yS9Igjo3YD"
I honestly dunno if this person is autistic or not cuz they used both they and we:
"Autistic people do NOT have a mean bone in their body...we are innocent in our mentality."
This string of tweets:
"yeah I have noticed and that is not right..though I have to say autistic people are beautiful and innocent love them"
"they are good and honest people. That basically have a lot of social issues. Very smart!"
"yesssss I couldn't agree more. The social issues are nothing really..they are just so beautiful. I love to watch them play. Their innocence is amazing and makes me wish I was them"
And another string of tweets:
"Autistic people are so smart and cute"
"Aww ā¤ļø"
"sweet souls as well :). Undikhumbuza imini crush yam komnye."
Someonne tweeted that there is no need for violence and then decided to clarify:
"What I meant was there is no need for violence toward innocent people/children. Like people who are autistic, etc. sorry I wasn't clear."
Not exactly perpetuating the idea that we're naive or innocent, but still relates:
"the other day a classmate said that autistic people are "innocent" because they don't "have the capacity to understand"
I guess this relates. I'm having a slight difficulty understanding this:
"there are: autistic people, innocents, less-knowledge. while this stubborn-and-act-innocent + stay lack of knowledge: avoid the latest one."
#autism#autistic#autistic people are so innocent#uwu#actuallyautistic#actually autistic#sweet andĀ savage autistic
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help for florida homeowners who cannot afford insurance increases
help for florida homeowners who cannot afford insurance increases
help for florida homeowners who cannot afford insurance increases
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Hi everyone. I am will the premium for so little. Which other my parents are). I NEVER had a car for my employees now done how can I own vehicles with insurance pulled over and received doesnt have any insurance? January I got insurance has the cheapest car went through swinton, axa im a male, 17 beneficiary was never told prices for mental illness... im not 40 nor Now i heard that friend is suing them. to rent one for need to be in 97 Kawasaki ninja how I got two pieces 206 LX 2002 1.1 democrats? Also are those I am looking for cheap car insurance for The car was parked gimme the name and Honda Accord EX 2000 will need insurance too. company you are getting on its way or down to. But why choice, but Democrats have insurance cost in BC car or a convertable received a letter in sports car than a however I m not sure getting my license and .
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Questions About Tax Brackets, Compound Interest, Warehouse Clubs, Stamps, and More!
Whats inside? Here are the questions answered in todays reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Losing faith 2. Thoughts on simple investment strategy 3. Tax bracket question 4. Compound interest question 5. Costco versus Sams Club 6. Question about forever stamps 7. Investing for near term 8. VA disability and property taxes 9. KitchenAid 10. Where should I retire? 11. Credit cards for specific purposes 12. Saving old journals On the wall in my office are three framed pictures that my children drew for me when they were younger using finger paints. In the corner of each, my wife typed out a brief description of what the painting was supposed to be, transcribing what the children told her about them. They are among my favorite possessions. I look at them at least a few times a day and they provide a constant reminder to me about what Im doing, what Ive done right, and what I might do better. Theyre older now. My daughter is a fantastic artist at this point, drawing still life far better than I ever dreamed of being able to do. My oldest son is developing into a skilled problem solver and is likely headed for some sort of engineering career. My youngest has a superb wit and the most insatiably curious mind Ive ever come across. Those pictures captured them at a moment in their lives thats already past, yet when I look at the pictures, I dont think of my children as they were, but as they are. Its pretty impressive what three pieces of paper and a few cents worth of finger paint can do. Q1: Losing faith I have worked for the DoE for 18 years and been through a few shutdowns, but this is the first time Ive simply not received my paycheck. Part of the reason I have chosen to work for the government rather than an energy company is due to the stability of the job and now that feels like it is eroding. I dont know when Im getting paid next which is the very type of thing I wanted to avoid in private industry and took a somewhat lower paying job. I am losing faith in the government as reliable. Not sure what to do. Dan After last weeks mailbag focused so heavily on the shutdown, I wanted to dial it back a little this week, so this is the only shutdown-related question. Again, Im not interested in the politics of the situation, just how it affects the daily life of those affected by it. In your shoes, Dan, I would probably start polishing up the resume. I get the impression that your finances are generally pretty stable and you can handle a short period without pay. I would also use this as inspiration to remind yourself that the best kind of financial reliability is when youre relying solely on your own savings, not the reliability of an employer. When things do return to normal, kick up your retirement savings a bit and get yourself into a place of financial independence just a little faster. Q2: Thoughts on simple investment strategy I wanted to get your thoughts on the investment strategy my great uncle told me about. Hes in his mid 60s and has been basically retired for about a decade. He ran a bakery but sold it to the manager about a decade ago and sometimes consults with them but thats about it. He said that what he did was starting in the early 1980s when he was just starting out, he put a minimum of $100 a month into a savings account and then put in any windfalls he got. The minimum grew as his income did. Whenever the stock market dropped 10% from its peak, he would take half of his savings and put it in the stock market and then not watch again for another six months. He said he blew away the market doing this and its why he retired so early. I am skeptical because he sometimes tells tall tales and I think he is mostly retired on bakery money. Your thoughts? Alex So, lets break this down. He puts $100 a month into savings and then puts half of his savings into stocks every time the stock market is 10% or more lower than its peak, but he only does this every six months at most. I tried my best to match this strategy in a spreadsheet to figure out whether this would actually beat the market. As best as I can figure, over the period of January 1, 1982 to January 1, 2019, this strategy would beat the market but not overwhelmingly, and it didnt beat the market for long stretches in there. I assumed a 3% return over that entire period on money in the savings account, and I only checked the stock market on the 1st of every month. I used the S&P 500 as the number for the stock market and assumed he was investing in the Vanguard 500, which basically matches the S&P 500. Now, having said that, its worth noting that sitting on stocks over that period is simply a great investment. On January 1, 1982, the S&P 500 was at 117.30. On January 1, 2019, its at 2,584.62. That money he invested back in the early eighties utterly exploded in value. Heck, even as late as January 1, 2009, it was at 865.58 it has basically tripled since then. If your great uncle sold his bakery ten years ago and put a lot of that money into stocks, and hed been doing this investment strategy as you described all along, he probably is sitting on a pretty penny right now. As for whether you should do it, I dont think its strictly better or worse than just investing that $100 directly every month. It really depends on how the market fluctuates, as all of these strategies do. Your great uncle got rich because he made a 40 year investment in stocks, not because he had a great timing strategy. Anyone with just about any strategy starting in the early 1980s would be doing very good today if they just left the money in the market. In other words, I think youd be in great shape if you used your uncles strategy. I also think youd be in great shape if you just put $100 or $200 a month into a broad based index fund and sat on it for the next 40 years. The thing those two strategies have in common is that theyre both riding the long term stock market growth, and thats where the real money is over the long term. Q3: Tax bracket question You wrote: Lets say youre a single taxpayer who earns $35,000 per year. The first $9,275 of your income is taxed at 10%, and the remaining $25,725 is taxed at 15%. What? While $35,000 falls into the 15% tax bracket, your effective tax rate is actually 13.7%. The higher your income, the more tax brackets you pass through to arrive at your effective tax rate. There is no listed 15% tax bracket for single taxpayers.. That sentence is thoroughly confusing! Please explain where you came up with that! Tammy The article in question was written by Simple Dollar contributor Frank Addessi, not by me. Ill do my best to explain this specific point more clearly. First of all, Frank seems to have been using the 2017 tax brackets rather than the 2018 ones to explain the principle. His numbers perfectly line up with the 2017 tax brackets, which did include a 15% rate. The current 2018 tax brackets for single filers look like this: 10% Up to $9,525 12% $9,526 to $38,700 22% $38,701 to $82,500 24% $82,501 to $157,500 32% $157,501 to $200,000 35% $200,001 to $500,000 37% over $500,000 The easiest way to think of tax brackets is to imagine a big water fountain, one that has a bunch of progressively larger pools. When the little pool at the top overflows, the overflow runs down into the next pool which is a little bigger, and when that one overflows, that overflow runs down into the next pool, and so on. Heres a picture if you want a visual aid. So, in Franks example, hes looking at someone who made $35,000 in taxable income this year. You start dumping that income into the 10% bracket until it fills up at $9,525. At that point, you still have $25,475 to put into the fountain, so we move down to the next bracket. It can hold all remaining income up to $38,700, and so it holds the remainder. So, that first $9,525 is taxed at 10%, which means $952.50 in taxes, and the remaining $25,475 is taxed at 12%, which means $3,057 in taxes. Your total tax bill is $4,009.50, which is 11.5% of your income. This person is in the 12% tax bracket and their effective tax rate is 11.5%. Remember, because some of your income always ends up in those smaller bowls with a lower rate, your overall effective tax rate is always lower than your tax bracket. Hopefully this clears things up! Q4: Compound interest question I recently read a blog post about compound interest, which Ive primarily associated with bank accounts. But the article also seems to associate compound interest with retirement accounts and I was wondering if you could provide some clarity. One example early on says Lets say you have $5,000 in a retirement account, earning 7% interest each year. The first year you earn $350 in interest, which brings your total to $5,350. The following year, interest is calculated based on that $5,350 total Even if you never deposit anything but the original $5,000, youll have $38,061.28 in 30 years. I know the average stock market return is 7%, but is it accurate to call that interest? If not, is there some other type of retirement account that genuinely offers 7% interest on your principle every year (as this article seems to suggest)? Another example: toward the end it says If youre saving for retirement, invest in low-fee index funds. Fees of 1% or more will drag down your profit and cut into your compound interest. Index funds will follow the markets course and provide a solid rate of return. Avoid picking individual stocks, as their volatility can be problematic. Im on board with the ideas of low-fee index funds, but not for fear of high fees cut[ting] into your compound interest. Index funds are liable to lose value some years too, arent they? I wouldnt be giving this as much thought if it came from a smaller blog but this is Mint. It makes me wonder if I fully understand how my retirement accounts are working, or if Im missing an opportunity elsewhere. Is the article conflating two topics that dont really connect to one another? Or is there a way to leverage compound interest to this big of a degree for retirement? Max Mint is using the terms investment returns and interest interchangeably here in order to reduce the number of different terms being thrown at the reader. I do this myself its a way of making similar concepts seem familiar and not overwhelm people with new terms, especially when theyre asking an introductory question. They are distinct ideas, but they both have the same effect if you let them sit for a long time, the growth they provide is powerful. Your retirement account, assuming its invested mostly in stocks, doesnt return interest. Rather, what happens is that you usually own shares in a mutual fund. Each time you put money into your retirement account, its used to buy more shares. Over time, those shares grow in value maybe not each and every year, but most years. They also regularly produce dividends, which are small cash payments for each of those shares, issued to you. Almost always, dividends are just used to buy more shares of that same investment. So, shares grow in value over time and youre also rolling dividends in to buy even more shares. The end effect of that is much like compound interest in a savings account it builds and builds. Although theyre not the same thing, the exponential growth curve of interest in a savings account and investments in a retirement account are similar. The growth curve of the savings account isnt as steep, but its very steady and always upwards. The growth curve of the stock market investment is really bumpy, but overall trends upward much more strongly than the growth curve of the savings account. Q5: Costco versus Sams Club I dont know anything about sams club because we joined it when it first came to town years ago and hated it. When Costco came to town, we heard such positive things we decided to give it a chance and have liked it much better. Reasons are several, including those you wrote about esp. the gas prices as we pass the store every day. Further, they treat their employees really well. most importantly, they guarantee that if the credit card rewards (on their visa card) do not equal the membership fee, they will refund the membership fee. We have only one visa card and its theirs as we get a great deal of rewards based on gas alone. Jaden My experience has been that different chain stores have different degrees of quality in different areas of the country. Where I live, the two closest warehouse clubs to my door are both Sams Club and theyre both clean and well stocked and well staffed, and both feature gas prices that are consistently about $0.07 per gallon cheaper than any of the stations near them. There is a Costco in Des Moines (the closest Costco to me) and I found the experience there to be very similar when Ive visited with friends with Costco memberships. However, having said that, I didnt see anything that made it worth the substantial additional drive for me. My experience is that theyre both fine, at least at the locations Ive visited, and you should check out both in your area if theyre both available (along with BJs, another warehouse club chain popular in some regions of the United States). Q6: Question about forever stamps As you likely know, the largest increase in the cost of a stamp will occur on Sunday, January 27, 2019, as the price of a first class Forever Stamp goes from $0.50 to $0.55 (a 10% increase). While the best way to save money on stamps is to call/TXT/email rather than mail a letter, sometimes mailing a letter presents a very good value (sending someone a note of appreciation, etc.). Due to how significant this increase is, I would recommended that anyone with no high interest debt who already has an emergency fund try to purchase 2-4 years worth of stamps, while anyone else try to acquire at least a 1-year supply of stamps (as long as they can do so without paying interest on the purchase). Im curious how much of a supply of stamps you would recommend people acquire prior to this price increase? Stephen Personally, we estimated how many stamps well likely use over the course of 2019 (mostly personal letters and holiday cards) and bought them all already. This added up to 200 stamps, so the cost was $100, as compared to the $110 we would have spent had we bought those stamps at the end of January or later. With a longer timeframe than that, the cost benefit of buying those stamps really starts to shrink. Your annual return starts to sag and you have the stamps for longer, which means theres a greater risk of some sort of damage to the stamps (the longer you have them, the more likely they are to be lost, burnt, misused, and so on). This is basically what weve done each time theres been a bump in the cost of forever stamps. Weve bought an entire years worth just before the bump in price. Its not a big savings, but it saves us $5-$10 over the course of a year. Q7: Investing for near term You recommend fully investing in the Roth/529 even though they are less than 10 years out from likely needing the capital? I was thinking of them putting 10 or 20% aside for long term, although they are a bit depressed by the .1% interest our local bank returns to them. Any back of the envelope math as to what $2,000, invested at age 16, is worth at age 70? Annie Yes, I recommend putting money into tax-advantaged education and retirement accounts, even if youre less than ten years from your expected use. The difference is that when youre looking at that short of a timeframe, you choose investments that are intended for short and medium term investments, like safe bonds or money markets. They have a smaller average annual return than stocks, but they certainly beat savings accounts and have very little risk of losing money and youre still able to pull out the gains tax free. As for your other question, if you put in $2,000 into, say, a Roth IRA at age 16, put it aggressively into stocks, and let it ride until age 70, you should see an average annual return of 7% on that money. So, 54 years of a 7% average annual return on $2,000 gives you are you ready for this $77,224.30. Now, its worth noting that $77K wont go as far in 54 years as it goes now, but itll still be a very healthy chunk of money. If you withdraw 3% of it annually (which is a safe bet), thats $2,317 a year. Yep, if he puts that $2,000 away now and starts withdrawing it every year at age 70, hell be able to pull out more than $2,000 a year basically forever and still hand down a big chunk of it to his kids/grandkids. Q8: VA disability and property taxes Can a veteran who is on total VA disability with no other income receive a tax refund on his home owners taxes? Jim Property taxes are a deduction from ones income tax bill. Since, as a person on total disability from the VA, youre already paying no income taxes, you have nothing from which to deduct. I dont know the specifics of your financial state, but if you were to earn a small income, its likely that the deduction from the property taxes would take care of the income taxes on that small income. However, if your income is solely from the VA due to total disability, property tax payments wont help your income tax bill since you dont have an income tax bill. Q9: KitchenAid it is my understanding that [KitchenAid] was bought out by a foreign company some time ago surely since 50 years ago and that the new company has been making them with some parts being plastic that were metal originally. I have seen reviewers saying that the old ones really do last forever if one takes good care of them, whereas some of the newer models plastic parts tend to wear out. I dont remember seeing any mention of whether those plastic parts can be replaced. I think I found this information on consumer information web sites. Annie Whirlpool purchased KitchenAid in 1986. At some point in the late 1990s, it seems that KitchenAid replaced the gearbox in some of their stand mixers with one made of nylon rather than the original one made of metal. The issue isnt that the nylon ones wear out under normal use, but that people tend to stress them. For example, the instructions for the manual state to only use the dough hook attachment on speed setting 1 or 2, but people often turn it to 3 or higher. This causes the gearbox to get overworked and cause breakdown issues. Today, KitchenAid makes two lines of stand mixers the Artisan and the Pro line. The Artisan has a nylon gear box where the Pro line seems to have the old-style metal gear box but the Pro line is substantially more expensive. One note: the reason many people believe that old things are more reliable is due to selective bias. People remember the things that worked well in the past and forget the things that do not, and then they compare those things that worked well to everything now, where some things work well and some things do not. Thats always been true. Q10: Where should I retire? My husband I are targeting early retirement within 10 years but well be figuring out a location in 3-5 years. We want to spend the next few years visiting a variety of possible locations, narrow it down to a shorter list and then try out a few, staying 6 months to a year. Where would you start? What criteria would you consider? What resources are available, particularly those geared towards retirees (we dont really care about the quality of local schools these days). Thanks for any suggestions. Margaret If I were you, Id start by figuring out what you want to do in retirement. What do you want your typical day to look like? Does it involve regular time with family? With friends? Does it involve a lot of time outside in warm weather? Do you guys like cold weather? How do you want to spend your time? Questions like that should narrow down your target locations pretty quickly. Once youve addressed those kinds of quality of life issues, I would focus on cost of living and aim for areas that have a low cost of living while still meeting your other quality of life goals. I like using this cost of living calculator. Since youre retiring early, I wouldnt prioritize access to services too much at this point. Instead, focus on what will give you the aspects of life you want with a low cost of living. Q11: Credit cards for specific purposes I have not used credit cards until a few years ago and wondering if the following expenses qualify as recurring payment for which the card gives a cash-back: 1. Monthly rent paid to the apartment landlord (not sure if the landlord would accept credit card though but rent is the single largest toll on my modest purse); 2. Life insurance premiums. These do accept credit card payments and I am about to apply for two. Sasha I think that using credit cards for very tight specific purposes like this is a good choice, as it raises your credit score and likely provides some sort of reward bonus or cash back bonus for the card. The key, of course, is paying off the balance in full each month. Youll have to check with the credit card in terms of whether or not such payments qualify for the cash back reward. It depends on the specific offer and probably on how you go about the payment. If I were you, the next step Id take is talking to my landlord about credit card payments. My guess is that a small business might not accept credit cards, but a large one will. You may want to consider other strict uses for it as well, such as gas purchases or other regular bills. Q12: Saving old journals I loved to learn that you also use the three morning pages idea! I have been doing this for years and years, since 2000 at least. Question: what do you do with the old journals? I have a box of them in the garage. I realize I dont really look at them but it feels wrong to just burn them or throw them away but I also dont really want my kids to read them because theyre really personal and I sometimes work through hard feelings about motherhood. Jenny Personally, I digitize all of my old journal entries and then destroy the originals. (The exception is journals that Im hand-writing for each of my kids to give to them when theyre adults that contains a summary of the life advice I have for them along with things like family histories and recollections.) My process is that when I finish a journal, I put it aside for a while until I realize Im no longer looking back on it (usually six months or so), then I cut all of the pages out of the binding and scan them all (I use Scanner Pro). Then, I burn the original pages. That way, I can easily browse through them when I want, search through them using text searching, and theyll basically go away when I die (I suppose one of my kids might find them if they trawl through lots of my digital detritus, but most likely theyll just toss out old computer equipment without a second thought). Most of the stuff Ive written is simply me working through personal problems, and I really have no interest in rereading that stuff. The valuable stuff, for me, is when Im working through an intellectual idea, because I often want to revisit the earlier thoughts. Got any questions? The best way to ask is to follow me on Facebook and ask questions directly there. Ill attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive many, many questions per week, so I may not necessarily be able to answer yours. https://www.thesimpledollar.com/questions-about-tax-brackets-compound-interest-warehouse-clubs-stamps-and-more/
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New York New York Cheap car insurance quotes zip 10112
"New York New York Cheap car insurance quotes zip 10112
New York New York Cheap car insurance quotes zip 10112
BEST ANSWER:Ā Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblrĀ
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New York New York Cheap car insurance quotes zip 10112
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What is the cheapest auto insurance carrier in north carolina?
What is the cheapest auto insurance carrier in north carolina?
""Why don,t we have the auto industry make a car that won,t exceed the speed limit and not start?""
if driveris impared, reducing insurance, heath, saftey and legal cost
Is USAA a good auto insurance company to go under?
have any of u dealt with USAA before? whether it was their auto insurance, banking etc.and how come there are so many in the military that does not know anything about it?""
What is a 20 pay whole life insurance policy?
if you started your insurance policy at the age of 56 how long do you have to pay for your policy to be payed out if you are 74 now
Negotiating a car insurance claim?
Long story short, consensus feel that my car (hit by an uninsured Crown Victoria) is going to be considered a total loss tomorrow when the adjuster checks it out. My main concern is, if I feel I am offered an unfair amount for my car, what would be a good way to negotiate with them? And what do they use to base their offer on? I've already checked Autotrader and other sites for a replacement for my car, and this model is very sparse (5 total within 500 miles, only searching by year and model/trim), only being sold by dealerships that want a LOT more than I paid for the car a year ago. Can I cite those examples, or do I have to use something like KBB or NADA appraisals? I've never had to make a claim with an insurance company before, and the only thing I know is the reputation of insurance companies.""
Help for purchasing Private Health Insurance?
I am self-employed and need to purchase Health Insurance. I've talked to sales people from Kaiser and some other companies-- but they all seem shady and they don't really seem to know what they're doing. Do you guys know of any insurance companies that you're happy with? Like good customer service-- happy with everything? Please let me know the names of the companies and a phone number I can call. Preferably in California... Thanks...
Car insurance policy?
From out of experience or knowledge, what is the best type of car insurance for a 19 yr old college student? If the 19 yr old will b the policy holder & not under any parents. & what type of coverage is recommended? Any other advice as far insurance goes? Thanks in advance.""
Can i get car insurance under someone else's name even tho she doesnt have a drivers license but have a permit?
my girlfriend 24 and car insurance under her name is dirt cheap..
What aspects of insuring a car make it cheaper?
I'm new to insuring a car, i haven't bought a car and i'm open to ideas. I know i'm looking for a small engine around 1.0 litre but what else helps to keep the insurance as low as possible? And i've heard Ford KA's are one of the cheapest cars to insure? Any help and advice you give me about what to look for and insurance would be very appreciated Thanks, Drew :)""
Mortgage Life insurance or regular Life insurance?
My husband and I got information on Mortgage Life Insurance which basically is kind of like Life Insurance I guess and pays off your mortgage if someone dies. For example, our house is $180,000 and I die in 10 years and the mortgage balance is $80,000 then my husband still gets the original $180,000. He can use this to pay off the mortgage plus have money left over and use for whatever. This sounds like a great deal to get but I want to get other people's opinions who know information on this. It is called Forester Mortgage life insurance. Also, what is the difference between this and regular life insurance? Is regular life insurance better? Thanks!""
Help with car insurance?
ok.. i just got a 1997 honda accord lx.. im 18 and a new driver.. but the car is in mine and my moms name every place we called it is over a hundred dollars just for state required ?? where is the cheapest place in shelbyville indiana.. i need car insurance and this is outrageous could anybody help me please
Will alloy wheels effect my insurance and in what ways?
I'm 18 and just bought my first car, (Vauxhall Corsa). It came with wheel trims, and ideally I want alloy wheels: but if it's going to put a lot on my insurance then it might not be worth it. They would be after-market alloys, and the same size as the current wheels. I'm currently paying 2,000 for my car insurance: how much would somebody estimate the new wheels increasing my insurance. Many thanks!""
UK car insurance with a US license.?
I'm 18 years old, just returned to the UK from a 7 year stay in the US. while in the US I got my license at the age of 16. and accumilated 2 years no claims bonus. for the first few weeks back in the UK I had insurance through Ecar. but had to terminate that today through a misunderstanding with their terms and conditions W/ No claims bonus. what would be the best insurance provider to go through? I used compare the market before and the cheapest (minus e car.) was 3500 a year. I am employed and own my own car (2002 fiat punto) and I plan on staying in the UK.""
State insurance car o.O?
hello i am from new jersey nd i have heard about a car insurance something like state insurance the person who told me said that they give a contact for one year nd the payments are 200 hundred every 2 months :O does anyone know something about it?? thank u
""Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""
Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""
If two insurance companies have a dispute?
Let's say that I get into a car accident with another driver. My insurance company determines that he's at fault. His insurance company determines that I'm at fault. How does this typically get resolved? Do they go to a third-party arbiter?
""My car was broken into last night, insurance?""
I have a good rating, never claimed and fully comprehensive insurance. My car was in a carpark next to the train station but not the official carpark. I lost about 300 worth of CDs and a Sat Nav system, can i claim for these items without proof of purchase? Obviously I dont have any records for Cds dating back 5 years for instance.""
Where can I find the cheapest insurance for young drivers?
I am looking for the cheapest insurance for young drivers in United Kingdom. I am 18 years old and I am planning to buy a car. I have been looking for an insurance for Golf Mk 4 1.9 TDi which costs up to 3000 but the cheapest insurance I could find was also over 3000 up to 5000. Tell me the cheapest you know, please. I have a full UK license.""
What is the best way to advertise my new practice as a licensed mental health counselor?
i've worked with very disturbed adolescents in a state public hospital for 30 years, and i just got licensed as a mental health counselor. I have an MA in child and adolescent psychology. I have applied to be on insurance panels, but I won't hear from them for about 3 months, .What is an appropriate way to advertise my practice?""
Motorcycle Insurance question?
I recently bought a motorcycle and i'm just about to buy insurance but i am abit confused, I'm thinking of getting the Third party fire & theft insurance, which means i wont get no claim if I crash my bike but what if the other drive is at fault? Does their insurance cover my damage or what? thank you""
Will my insurance be cheaper if my dad keeps my car in his name?
So my dad is giving me a car, he got a few insurance quotes but they are as high as $600. If my dad keeps the car in his name and just adds me as a driver will my insurance be cheaper? Please help!!!""
What states offer affordable health care?
On Sunday's Face the Nation , Sen. Mitch McConnell advocated the right to purchase health insurance across state lines, currently prohibited. That makes sense when health care is more affordable in states other than your own. So here's my question: In which state(s) is health care affordable?""
New York New York Cheap car insurance quotes zip 10112
New York New York Cheap car insurance quotes zip 10112
18 year old male trying to find the cheapest auto insurance in NY?
im trying to get it in my own name for the lowest price possible. but i really need help because i have quite the record. i dont need collision or comprehension coverage.... and i want state minimum bodily injury. i dont care what insurance or anything, just as long as i can slap a registration sticker in my window then i am happy. any help/advice is greatly appreciated. thank you""
Are SUV's usually high in insurance for teens?
I've been told that I should wait a little longer before i can get a faster car, and I was just wondering whether insurance for an suv would be high, in my case, for an inexperienced driver, (16). Parents are thinking of buying an Fj cruiser and willing to give it to me when i get my liscense.""
5 Door Vs 4 Door Car Insurance?
Why is a 5 Door car cheaper on insurance than a 4 door car? ive been looking at getting a new 2008 Subaru Impreza i want the 4 door but 5 door is like 1000 cheapers for insurance.
I'm roughly 14 weeks pregnant with no prenatal care or insurance. What are my options?
I'm assuming I'm around 14 maybe 15 weeks pregnant & I haven't had any prenatal care nor do I have health insurance. With my first pregnancy I qualified for Medicaid & left the HHS that day with it! This time they have been dragging me around since March, losing things, accidentally deleting files, denying me & then asking me to reapply. All of this over & over again, it's just been very unorganized & stressful. Not to mention I had a meltdown & told them that I NEEDED TO GO TO THE DOCTOR, so please let me know what to do! This was a month ago, they still say things are pending & I could expect to wait 30 more days. This is adding such a tremendous amount of stress to my pregnancy, I just want to see my baby. Are there any other insurance plans for pregnant women? I'm not married, but my fiance has a well paying job. Naturally though, I can't receive insurance through his job until we are officially married. We attempted to make an appointment & self pay, but during that one visit they demanded $600 up front, which we weren't prepared for. I refuse to go to a clinic simply because my last pregnancy was high risk & ended in an emergency C-Section & there were complications & I'm sure this one will be the same, since I ended up getting pregnant before the desired waiting time for a previous c-section. Not to mention, my OB/GYN has been my doctor since I was 13 & he is truly the best where I live. I just wouldn't be able to trust someone else. I live in Texas by the way. Do any of you have any ideas?""
How much insurance for a subaru wrx sti?
i'm getting the subaru as a first car hopefully
Young (new) driver Car insurance?
Ok so i passed my test a few days ago and am now ready to drive. my mum owns the car, and my dad has insurance down on his name only (main driver). I called up his insurance company and they said they couldn't add me as second driver, i need at least 2 years of experience, but how would i get experience if i can't drive without insurance? derp.. Anyway, i looked at conventional comparison websites and the prices where ridiculous. So, my question is, if i was to start a new quote on my name only, would it be cheaper? and would it conflict with my dads insurance? if my mum transferred the car to my name would it come cheaper for me? and would that action conflict with my dads standing insurance?? im so confused and distraught, does my dad need to cancel hi insurance, make me the main and him the second driver?? please halp :)""
Good car choices for new driver in terms of insurance costs.?
I am wondering what are the best cars for young drivers in terms of insurance costs, I have looked around and allot of people suggest Citroen C2 and Fiat Punto Grande.I don't really like the look of Citroen C2 (looks ugly in my opinion) but Punto isn't that bad. I am kinda into Alfa Romeo Mito and it's my first choice at the moment but isn't the cheapest option in terms of insurance... (even the base model). So I am wondering what are other decent options available , or what some of you new drivers are driving :). Thanks!""
Would an SUV or a sports car be more expensive for insurance?
Im getting a new car.. and I either want an SUV (Jeep) or a sporty car (Eclipse). Which is cheaper to insure?
Average moped cost for 21yo student?
Im thinking of getting a moped to run around on as its so much cheaper than a car and was wondering how much this would cost. I can find the moped but how much would the tax, insurance etc be? Im a female 21 year old student, from england if that helps at all for working out the insurance.""
How much does short term disability insurance cost?
what are the premiums, if you have short term disability insurance on your own, to supplement an employer's plan or just to help out with bills if you're termporarily disabled?""
""What are some inexpensive, yet reliable auto insurance companies?""
I need a new auto insurance company, Allstate just raised my rates through the roof. But I don't want it to be an unreliable company that will drop me for one little crack in my winshield. State Farm and all those companies are too expensive for me (I am a teenager and work part-time). I live in CA. Any suggestions?""
How do I lower my car insurance?
I have a 2001 Toyota Rav4L with 65K miles on it and paid for. The Kelly Blue Book value gives me an average estimated value of $9,000. My insurance now with Liberty Mutual is $113/month. So a little over $1,300/year. I called last time to get a lower rate but they convinced me that this is the minimum I should stay with and lowered it from $150 by increasing my deductible. I put my specifics in progressive and quote-net and ended up with half the rate for nearly exactly the same conditions that liberty is offering me. I plan to take public transportation more and park the car. I just want to be able to legally drive it to get somewhere in case of emergency and be covered if the car is hit. What would you suggest?""
Motorycle Insurance (NY)?
I am looking into buying a bike now, but before i do, i want to know, how much is the average amount an 18 yr old male would pay per month for insurance. I'm not looking for insurance sites that i can get a quote from, since i have not decided on the bike to get so any quote might be off. Any roundabout estimate would be very helpful, plus if u can recommend a bike that wouldnt cost me a fortune that'd be helpful too =)""
Are car insurance companies having a laugh?
Me and a friend were taking out some car insurance quotes the other day - entering his information in he got 1700 a year on an old '95 (i think) cincequento, which frankly was hilarious. Then, all we changed was the address so that he lived at my house. It pushed the insurance up to something like 2700. Now I dont get this - he lives in a pretty rough area in my town, right near where all the boy racers live and such. I however live in a small village about 2 miles away and just outside of the town. In my area, the population is about 90% seniors and it is very quiet. I thought insurance companies were supposed to weigh the risks of location against their policy? Why has mine come out a grand more?""
What is the cheapest car insurance in michigan?
I am looking for cheap car insurance I live in battle creek mi. I am 22 years old and on ssi. I have autism diagnosis. And I want to be able to get a car I do not have a license right now. But can get one social worker told me that. I would be allowed to drive. I do not own a car right now. But I have $2000 save up for a car. Before I take anymore steps I need to find out if i can afford insurance. I have about $30-$45 to spend a month on insurance for a car. That cost about $2000 I only need the bare minimum that will allow me to drive with a license legally. Dose anyone know where in i can get cheap car insurance? Any help would be greatly appreciated.Thanks
""What would my insurance possibly be with a 318 V8, for my first truck? (vehicle)?""
okay, im 15 now, but i found a truck i want desparetly, its an 87 dodge it needs some work but for a first car, any vehicle i want will need some work, i can get the truck fairly cheap an have to put money into it, an rebuild the carborator, etc. but if i get it now, an have it running, for when i get m license, everyone is telling me that having a 318 V8 is going to be expensive insurance, does anyone have any idea how much a price range would be? or a way to figure out a price range to insure this truck? Please an Thankyou.""
The cheapest life insurance policy?
I would like the cheapest life insurance policy but also the best possible premiums
Car insurance help needed?
I'm 16 and a male and I need to find out how much insurance would cost on a 2000 Monte Carlo SS. I heard that pod grade help so I have roughly a 3.3 GPA in HS
Cheap car insurance for me?
Right I'm 22 and at college doing painting and decorating and have A LOT of people wanting things done to there houses but they are too far away and I can't carry a paste tae plus tools on a bus and hawl it everywhere with me all the time so I need to get my *** in gear and get a car. I'm going to be taking lessons in the near future but insurance is obv essential. What would be my best option on cheap... Or cheaper option anyway for my current situation. Keeping in mind would only need a cheap small banger of a car and I'm a student. Any heads up would be great on where to go or best car for me Thanks
Insured under my dads car?
My dads leaving on vacation and I want to drive his car when he's gone but he says I have to be 25 for it to be legal. I live with my mom not with my dad and am insured under her car. I'm 23 and I live in toronto Ontario. Could someone please explain to me exactly how liability insurance works and whether I would be covered under my dads car if I used it for the 5 days he was on vacation?
California auto insurances?
There's a car under my parent's name and under their policy. i'm 19 and i have my license for a year now. Since i am on my winter break now and i would like to drive it sometimes. However, i'm not under their policy nor any policy. So, i am driving their car and if 'm involved in an accident, will i be covered under my parent's policy? And i heard that if i am involved in an accident i will be covered by my parent's policy for the first time only, so is this true?""
Car Insurance questions?
If my wife and I are separated, She took one of my cars...can I take her off my insurance policy so that she can insure herself?""
Individual health insurance plan?
I'm trying to find an individual plan that covers all my needs. I do have a routine medical problem that requires a few prescriptions every month, it's not a big and costly issue like cancer or HIV. Should I disclose this as a preexisting medical condition if asked, will I be denied coverage if I'm honest? If I obtain the insurance after denying my condition could I be denied the care/specialty visit/meds from a very routine medical condition?""
What FAST car can i get for under 20k and has a low insurance rate?
k my dad says i can get any car as long as he agrees to the insurance prices. he knows most of all the cheap fast cars you can get all turn expensive in the insurance. could you help me out? fast, cheap, low insurance. thanks""
Car accident/health insurance question?
Hi guys, so here is my situation. someone rear ended me when I was yielding to other cars. The police came and gave her a ticket and he made us exchange information because he said the damage to my car doesnt look like its over $1500(thats the only time they issue a police report. I live in virginia).I hit my head and back pretty bad so I have been experiencing severe back pains and minor headaches. I have been seeing a chiropractor and putting all the bills on my health insurance. I got an email from my health insurance where they sent me a form for me to sign saying i will reimburse them from any settlement for health coverage that I get from the other person's auto insurance company. I havent signed/sent the paper back to them yet. Do I really have to reimburse my health insurance company??? the thing about it is, I am graduate student doing research(phd) so my insurance is fully paid for my the NIH at the beginning of the school year(so i personally dont make any monthly payments from my paycheck or anything). So do I have to reimburse my health insurance(GM southwest) for any health settlement i get from the other person's auto insurance company? I am thinking about getting a lawyer. is it really worth it? someone please help.""
New York New York Cheap car insurance quotes zip 10112
New York New York Cheap car insurance quotes zip 10112
A teenager with no health insurance...?
I'm 17 and from California and have NO health insurance... My mom no longer has custody of me and I'm living with my father who has no job and no way of getting me health insurance. To be quite honest, my dad is a drug addict and lays around the house all day, so to sum it up... he's no help at all. I usedd to have mediCal with my mom but since I no longer reside with her, im not longer under that anymore. I'm really really scared... I think I may have strep throat and I have NO idea what to do... since I have no insurance. Can anyone help me? Thanks.""
Is there a way to get cheap car insurance at 16?
So I'm 16 and Ive had my restricted for over a year now but me nor my parents can afford a car or insurance right now. So i was thinking if i drove my moms car is there a way to get insurance cheap. Can i stay under my moms insurance? Is there a way to lie to the insurance company so that i can get it at an adult cost or at a cheaper cost? Anything? Thank you.
Paying for Insurance question?
Okay, is it possible for me to pay for insurance for only a few days rather than a month at a time? If so, how?""
Insurance payments on a car?
Okay so to start off i am 16 as of today. I will get my permit today and in one year I will turn 17. I will then have my license. So when I turn 17 i will be able to buy my own car with a $5000 down payment with the choice of a car. But here is where I am stuck. I do not know too much on information on car insurance. I know that I will be under my parents policy from here until I am 17. Lets say that there is 5 of us under this car insurance, no one has a separate policy, all under one umbrella. What happens when I buy a car, I get insured with a new car, my own car, and still under the policy things with my family. How much is it going to be per month? Can you average it? Here is a list of cars I will choose from, and if you can, provide estimated prices per month I will have to pay. - (2008-2010) BMW 3 Series Sedan (No mods or extra horsepower, plain performance) - (2006-2011) Mazda RX-8 Coupe (same, no mods or any fancy performance stuff) - (2008-2011) Mazda 3 or MazdaSpeed3 (sedan) - (2008-2011) Volkswagen Jetta (sedan) - (2008-2011) Subaru Impreza (hatchback) Also I am an A-B student with an above 3.5 GPA Also I will take a drivers ed course at school""
""Someone hit & run my car when it was parked, will my insurance go up?""
I have coverage with AAA, a friend from State Farm said I wasn't at fault so I should call AAA, but will my insurance rate rise if I report it?""
Are there any insurance companies who offer REALLY cheap new driver insurance?
I have my driving test (practical) booked for the 7th March 2012. I have been searching for cheap car insurance and the lowest I can find is about 7000 which I just cannot afford. Im only looking for insurance for a few months, less than a year for a few hundred pounds. Please, any suggestions greatly accepted. Thanks :-D""
What are california's car insurance laws?
Im a new driver and was wondering if its a type of insurance i need. I only have Liability on my car nothing else am i ok if i get pulled over and asked for proof of insurance??
Should iclaim through the car insurance?
My mother in law was driving my wifes car on our insurance pollicy. She was hit on the passenger side of the car and puched in to the roundabout by the cab on a 14 wheller. MY mother in law was not to blame as the lorry was in the wrong lane and there are witnesses who saw the accident. The car is a 1996 renault clio and there is some heavy denting and scratches on the passenger door and front wing. Nothing that has effected the driveability of the car to my knowledge. since the car was pushed up over the kerb and on to the roundabout it could have knocked the tracking a little. I dont know how much it will be to repair but the car is only worth about 600 and the insurance policy on this car has an excess of 350 cause it was the named driver who was driving and not my wife. There also is no protected no claims bonus. If i was to put this claim through the insurance how would this effect the pocket and the no blaims bonus.
Will my insurance go up if I file a claim but then not need it?
A guy ran into me. All he did was pull off a side mirror. I can't get his insurance to replace it directly. They said he has to file the claim. He has yet to do so and the contact number I have for him is bad. So I was told if I go through my insurance they can file the claim to his insurance for me to get it paid. But if somehow they can't file it through his insurance ill just pay out of pocket and have my husband do the work so it's cheap. But if I do that will my insurance still go up? The accidentwas entirely his fault.
I want to change car insurer?
i am currently with admiral insured on a 1.9 dci renault megane. i am a 19 year old male with 1 years no claims bonus, i have been looking at getting a new car which is a suzki sj 1.3 1988. The problem i have is that i have paid around 1500 upfront for a year of insurance, but now i hav efound a new car i have also found that rac insurance is cheaper, if i cancel my insurance with admiral now will i get the 1500 back, well taking into account i have used a month insurance so that 1500 will go down a bit, im just checking to see if i can do this to stop my self from losing 1500 thanks""
Cost of health insurance for children in houston?
Hi, can anyone advise what is the average cost of health insurance to buy for children, and what factors might affect the cost. Thanks.""
""I have no insurance and I need help on OCD I'm in Phoenix, AZ please help.?""
I have no insurance and I need help on OCD I'm in Phoenix, AZ please help.?""
Can I get car insurance for my two cars by alternating every six months?
I have a small, compact car that I drive in warmer weather and a pickup truck that I drive in winter. (I live in WI). Can I get insurance on my car for 6 months, then my truck for 6 months, and keep alternating like that without having to get a new policy every 6 months?""
What is the cheapest car insurance for a new driver I can expect?
What is the cheapest car insurance for a new driver I can expect?
Average cost for Motorbike insurance?
On average what do you think motorbike insurance would cost me? Im 17 and looking to get a 125CC motorbike. Please dont tell me to go onto sites and check because im not sure what bike im getting but it will be a 125CC.
Which car insurance is better GMAC or Allstate?
I currently have AAA insurance, but I don't like my agent, so I am switching. GMAC and Allstate both gave me good rates, so I am trying to decide between the two. Please let me know of your experience with either company. Thanks!""
Car insurance quotes?
About how much would car insurance cost for 16 year old teenage driver in florida. The car would possibly be a 2005 convertible.
How much would it cost a new driver in the UK for car insurance?
I am thinking of getting a 12 year old ford fiesta. I am 24 years old and I'm a new driver. How much would it cost me for car insurance?
Insurance for 1987 jeep wrangler?
Just wondering how much you pay for insurance if you have something like an 87' wrangler. Don't give me the just go to this site and get a quote. , I'd just like some numbers please ;)""
I need to get health insurance. What is the best affordable insurance.?
I travel within the united states so i need to be covered where ever i go. I can only afford 60.00 a month.
Insurance on this car?
Ok so I was looking on Craigs list, I'm thinking of buying my first car in a few months. I have a lot of money saved up. Theres a 1996 Taurus LX for sale for $1800. It has 119,000 miles on it, and it gets 25mpg. I'll only have this car until I go to college, because I can't take it up to Boulder with me. College is two years away. However, if I do go to Boulder, I'll only be two hours away from home, so when I come home I might want to have the car. What would you say the insurance would be on this car, so basically how much would I have to pay per year for insurance. We are not thinking about repairs or gas here, just insurance.""
What's a good life insurance I can get for my parents?
They're old life insurance just ended and are now charging $299/month for both of them...they only give $100,000 policy each. Mom is 61 years old and Dad is 65 y/o.....lives in California.""
""I am 17 and looking to buy a muscle car in ontario, how much would insurance cost?""
I am rather new to driving but have one year of experience and have my G2, I don't plan on being under my parents my insurance. Also im not looking for an extremely power full v8. Just something like a 1999-2004 mustang that I can put a bit of money in to and add some pony's. How much would that cost in insurance? I also have a clean driving record and took my driver's ed, are their any other classes that could lower my premium?""
How much higher is insurance for a camaro z28?
i was wondering what the real world difference is between an early model fourth-gen camaro z28 versus a later model more modest car, such as a 2004 cavalier or 1999 acura CL? i have gotten quotes online but there doesnt seem to be much difference and everyone hypes the insurance for these kinds of cars so much. i am 16 and a guy so insurance is high in general. thanks.""
How much is insurance on a 2003 Acura RSX type S?
I'm a 16 year old boy and am looking for that as my first car. I've done drivers ed and have good grades, but im still worried insurance will be killer. Can anyone give me a realistic yearly figure for insurance? Thanks .""
New York New York Cheap car insurance quotes zip 10112
New York New York Cheap car insurance quotes zip 10112
https://www.linkedin.com/pulse/can-my-health-insurance-company-ask-information-jose-zamora/"
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honestly im torn on whether a gym leader should actually be removed during the course of the game. like that sounds dope???? and 8 is the clear candidate, mostly because 5 hasnt done anything (which is in itself part of the problem) and 7 has also done absolutely nothing to deserve it, but 8 has. and it would actually be kinda interesting.
theres 3 options for removing 8 - before you get there, WHILE youre there, and after. like, while youre on the road, you hear that a gym leader was arrested. you arrive in that town a while later to find a decadent, gaudy gym with an apologetic Gym Man out the front, explaining there is no gym leader due to the arrest, and that standard practice is to shut down the gym until the matter is resolved. the matter would then either be resolved following the City thing (meaning you do the 8th gym AFTER the story climax), or right then, with the Champion or some other Elite arriving with a new gym leader. a candidate for this position would be Bronwyn, Junās wife. im kinda into that. shes a good candidate regardless.
thats option a. option b is During. and by that i mean, you challenge the 8th gym leader, this absolutely guadily dressed man, completely insufferable. you fight him, you wipe the floor, and as hes handing you your prize tm, the door bursts open. its the Org. theyre here for him. you watch as heās taken away, screeching. when you leave, Zeke/Elliot greets you re: that and also the base thing. here, the reason for you going to the base would e to find out whats up. so Zeke sending you makes sense. so Zekeās likeĀ āhey [Player], did you get your badge from him? you didnt? shit, maybe you should go catch up to those Org folk. theyre in [the base].ā and you go and walk in and it looks fairly normal, but theres noone there. you explore, you find a secret entrance (think like in Mahogany Town except more obvious), you go in. then you go through and thats when you end up finding Felicity, who is doing some last minute prep with the grunts who are going to the City (Dante is, at that point, with a separate team of grunts - the forward scouts for the area where the legendary is. Small Fry, we recall, has already been arrested by you previously), and when she locks you up after you beat her. the way you get out, in the end, is Elliot, who was tipped off by Zeke. see, Zeke saw you enter, and Zeke waited for a bit, but you never showed. he peeked in and found the secret entrance and got fucking spooked, so heās called Elliot. noone has exited the building (theyre all leaving by another exit). so finally Elliot arrives, Zeke explains whats happened, and Elliot goes in, finds an empty ass base, a dropped 8th gym badge, and eventually you. yay! gives you the badge and then you both leave. and then shit happens. i kinda like this, though then the question is where the 8th gym leader ended up going. and also why the org would choose to arrest 8 THEN, right as theyre about to go head to head with the Team? unless Rhia is fucking with them. since shes sorta head of police. it would be kinda fun if Rhia decided that if sheās about to fuck up the org, she may as well use its power while its still there to be used, and arrests 8 as a last act before shit goes tits. idk. the timing doesnt REALLY work, i think. the zeke bit works, though.
option c is after. after the other stuff. once the Org/Team shit is settled, and basically after you beat the elite 4, the International Police arrive en masse to sort this absolute mess out. its during this sweep (and the seizure of Org property for the investigations) that 8ā²s theft is discovered, and hes promptly arrested and replaced. however, if this is the case, id suggest that the 8th gym remains closed for the duration of the post game missions w/ Lyndelle, and that once that questline is resolved, the 8th gym reopen with Bronwyn as its leader. i dont think youd be able to battle her, but sheād give you dialogue and an item (for rescuing Lyndelle, mostly) and itd just be chatter. whether sheād still be poison type? i dont think so. i dont think that type suits her. hmmm....... maybe Dragon? thatād be kinda kickass. idk.
but yea. hmm. b is interesting because it feeds into the plot, but it doesnt really make a lot of sense UNLESS 8 is actually a Team member? which would then make him a perfect fall guy for Dante and Felicity. you remove him from the gym in the guise of arrest, tell him youāll pretend it was a mistake later, send him off to do his job, he goes to the legendary, and is promptly arrested as the head of the Team. and because he IS actually a Team member, and DOESNT know Dante (its assumed) then it would actually succeed. but on that front, i kinda prefer people being assholes without having to be in the evil team. and if hes NOT a team member, his arrest no longer makes sense in terms of the timing. unless the intent is to send a few Org members away so that they can then Arrive in the city to drive back the team? like reinforcements? could be interesting. but then, still, where did 8 go? if hes team, heās gone to the legendary to help back up the Squad. if heās not, where the fuck did he go? does Elliot free him on his way through? there arenāt actually cells in the base though, you were actually locked in the Office (where you met felicity, and which she teleported out of before disabling the teleporter). so where would they have put 8?? it just seems contrived to me
a is boring and would result in somewhat awkward pacing. i find the idea of having to fight the 8th gym after the story climax to be...... awkward...... which might seem strange given i like heartgold but i never said it was my favourite pokemon game, huh. it also happens in xy, funnily enough. did it happen in bw2? i think it did. wait fuck of course it did, fucking marlon. god i keep forgetting about fucking marlon. god i really did not like marlon at all. but yea. idk. it feels like a drop on tension if you go from the evil team climax to the 8th gym, because the 8th gym isnt climactic. but if you go from team climax to gameplay climax w/ victory road and the elite 4, THAT has some tension and release. that feels like better pacing, to me? idk. my only real examples areeee gen 3 and gen 7, actually........ hmm.... HMMN actually hold on what the fuck am i saying. oh, bw1, ofc, my bad. but like, the pokemon games i dislike the most (dppt and xy) both do it and it feels stupid in both cases.Ā ātheres a blackoutā fuck off. yall heard of battery power? fuck. actually wow fuck both blackouts in those games are stupid. it all makes sense. it all clicks. anyway what im saying is C is probably my preferred option, so long as it IS built up to at some point. like, some dialogue somewhere mentions the growing discontent with 8, so that when you wake up after beating the e4 and the news is goingĀ ābreaking news: 8 has been arrested for siphoning funds into his personal bank account to fund his extravagant lifestyleā the player doesnt goĀ āwhat the fuckā. though i guess the fact heās dressed like a prince in a manor-esque gym surrounded b sorta dingy streets shoooullldd clue the player in that something aint right about that mans finances. something aint adding up. someones added a few zeroes.
anyway back to bronwyn. what type she would be doesssss wholly depend on the e4. 1 member of the e4 is confirmed, and thats Rhia/Elliot, who are multi type trainers. so thats that specialisation taken care of. Bronwyn would not be a poison type trainer, because shes supposed to turn this city the fuck around. uh. OOH!!! FAIRY!!!! fuck!!! of course!!!!! she should a fairy type gym leader. fuck. though, oooo, what if the Champion is the fairy type? shit. shit shit. nn.
hmm. well, ok. one of these 5 trainers (3 e4, champ, Bronwyn) needs to be fighting. one should be ice, perhaps a foreigner (sinnoh? which discounts Bronwyn, who is from Unova.... though......... lotta ice. got a vanniluxe and everything...... HMMMMMMMM) Electric might be good, since that isnt represented at all in the gyms uh. fairy, of course. and... hmm. steel? that was sorta Elliots thing but id be fine with an actual steel expert. though that would be sorta weird since the implication with the e4 is that theyāve basically been unchanged since Elliot retired, until the OTHER guy also retired. so there being another steel expert doesnt make much sense, and i dont think it super fits Bronwyn. uh. tit. graaass? grass might be a good fit for Bronwyn actually, if its all about like, regrowth. thats a nice idea.
ok, Bronywn is grass type. so then the 4 e4c members are fighting, ice, electric and fairy. which ones the chaaaampion???? fairy?? fairy is probably best. nice.
i like that. i also think that maybe you SHOULD be able to challenge bronwyn at some point. maybe you can fight her, toĀ āchristenā her gym. she wouldnt be difficult, i wouldnt think, but itād be a nice fun thing. would she give you a badge, though? hmm... maybe she gives you multiple items instead. idk. thatās up in the air.
i do like that idea though. it WOULD be important to highlight that 8 wasnāt a member of the Team, though. idk how to really provide that distinction, and i suppose it doesnt matter much? plus, if you look at it, 8 has allowed the Team to build a base on town without batting an eyelid because 8 doesnt care, so, yknow, facilitation. gj, git.
#story blogging#codename seren#i need to name 5 7 and 8........ and the e4 and champ obvs but ill get to that eventually
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